Podcasts about households

0:00 Intro 0:03 Todays question 0:12 Homeless 1:17 Hamptons house 1:53 Drugs 3:51 Property management 4:28 Fines 5:13 Penthouse 5:26 Yacht 6:41 Landscaping 7:33 Cleaning 8:35 Flying 9:59 Art handler 10:29 Cars 10:50 Painting 11:15 Watch 11:32 Allowance Learn more about your ad choices. Visit megaphone.fm/adchoices

When you have multiple family members working together to earn travel rewards, it becomes more important to share and combine points. So which programs are best for this ability to share?(02:07) - Why Transferable Points matter(05:07) - Why transferable point sharing matters(07:20) - Read more about Citi discontinuing points sharing hereAnd read about Wells Fargo's end to combining points here(08:04) - Transferable points ranked from worst to best for points sharingSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkFrequent Miler's Best Offers Pagehttps://frequentmiler.com/best-credit-card-offers/

The Silent Struggles of Vulnerable Families: Supporting Households in Crisis: Nonyaniso Maphosa by Radio Islam

Uisce Éireann is urging people to conserve water after demand in Dublin hit record levels during last month's hot weather, with the provider warning current usage rates are unsustainable. Speaking to Newstalk Breakfast was Uisce Éireann's Head of Water Operations, Margaret Attridge.

Uisce Éireann is urging people to conserve water after demand in Dublin hit record levels during last month's hot weather, with the provider warning current usage rates are unsustainable. Speaking to Newstalk Breakfast was Uisce Éireann's Head of Water Operations, Margaret Attridge.

Nigeria has officially introduced FreeTV, a national digital television platform that offers households throughout the country free access to over 100 television channels without any monthly subscription fees. Launched by the federal government on June 17, 2026, this significant national rollout is a key component of Nigeria's ongoing Digital Switch-Over (DSO) initiative, which aims to completely transition the country from traditional analogue broadcasting before the final analogue switch-off set for December 31, 2028.As per updates shared on State House Digital, citizens are not required to purchase new television sets to utilize the service:It is fully compatible when connected to standard DVB-T2 (terrestrial) or DVB-S2 (satellite) decoders.Households that are already using compatible free-to-air satellite decoders can automatically access the network without the need for new hardware.Viewers can capture the satellite signal by tracking the NigComSat-1R satellite payload at 42.5°E.Mobile Streaming: A dedicated FreeTV App has been launched on both Android and iOS platforms, optimized for streaming channels on mobile devices even in low-bandwidth conditions.The National Broadcasting Commission (NBC) emphasized that this infrastructure will significantly enhance Nigeria's domestic creative economy.Regional Hubs: New production studios are being established in Lagos, Abuja, Port Harcourt, Enugu, Kano, and Benin to support local creators.Independent Slots: The government has specifically reserved 40% of all channel slots for independent and regional storytelling producers.Ad-Revenue Boom: In collaboration with the global analytics firm GARB, real-time viewer tracking technology will provide advertisers with verified metric data, indicating substantial growth potential for the industry.

Financial markets have reacted positively to news that the United States and Iran have agreed a framework deal to end their conflict, with oil prices falling sharply and stock markets rising around the world.   The proposed agreement, due to be formally signed later this week, could see the reopening of the Strait of Hormuz, a key route for global energy supplies, potentially easing pressure on fuel and energy costs.   But what could this mean for Irish households, businesses and the wider economy?   To discuss the potential impact, Alan Morrissey was joined by Tommy Corbett of Carey Corbett Financial Solutions. Image (c) Clare FM

More than a million households could be overpaying for power this winter, as more Kiwis struggle to pay the bill at all. Around half of Kiwi households haven't switched providers in five or more years, which is potentially costing them hundreds of extra dollars a year. Consumer NZ says that sticking with the same provider can result in a “loyalty tax”, as better deals are often only offered to new customers. Consumer Powerswitch Manager Paul Fuge told Kerre Woodham everyone grumbles about prices and their company, but they think it's time something has to be done about prices. He says it's causing harm to consumers and the economy, and it can't keep going the way it is, so they've started a petition. Fuge says that while some people have always struggled to pay their bills, the number of households struggling is increasing every year. “Middle New Zealand is now struggling to pay their power bill, and that's not acceptable.” LISTEN ABOVE See omnystudio.com/listener for privacy information.

A Clare TD is expressing concern that regular households are being priced out of embracing renewable energy. Bodyke Fine Gael Deputy Joe Cooney has asked the Department of Climate, Energy and the Environment if it's looked at the impact of high electricity prices on the uptake of the likes of heat humps, electric vehicles and home batteries. Ireland is aiming to reduce its carbon emissions by 51% by 2030 largely through the electrification of heat and transport. Speaking in the Dáil, Deputy Cooney says for many people, the cost of going green is simply too high.

Dr Claire Keane, Associate Research Professor at the Economic and Social Research Institute, discusses its latest report which has found that recent energy price increases are placing a disproportionate burden on low-income households.

Recent energy price increases are placing a disproportionate burden on low-income households, with government supports only partly offsetting the impact. That's according to new research from the Economic and Social Research Institute. Joining Anton to discuss these findings was Dr Claire Keane, Associate Research Professor at the ESRI.

Recent energy price increases are placing a disproportionate burden on low-income households, with government supports only partly offsetting the impact. That's according to new research from the Economic and Social Research Institute. Joining Anton to discuss these findings was Dr Claire Keane, Associate Research Professor at the ESRI.

Pearse Doherty, Sinn Fein Finance Spokesperson, reacts to CRU findings that over 500,000 Irish households are now in arrears.

Rising gas prices pushed inflation to its highest level in three years last month. The AP's Marcela Sanchez reports.

AP correspondent Ed Donahue reports on reaction to the latest inflation report.

Welcome back all! This month we are joined by Fr Conor McDonough OP, an exceptional Research Ireland funded PhD researcher in Classics, University of Galway. Conor elucidates the variety of religious life in the Middle Ages focussing on the new religious orders introduced as part of wider church reforms in the 11th and 12th centuries. This episode touches on a number of big themes such as the conflict between 'church and state', colonisation, language, ethnicity, patronage, and decline. What is the difference between a monk and a priest? Why were there two Cathedrals in Dublin? Why did the Cistercians in Ireland build a 'fortress against God'? Did the Irish prefer living in 'nests' rather than stone buildings? Conor answers all of these questions and much more. We learn all about the new international networks of the Cluniacs, Cistercians, Augustinians, Premonstratensians, the Rule of Benedict, drama at Mellifont, bishops as barons, the Anglo-Norman Conquest and the appeal of religious life. Suggested reading and resources:Treasure Ireland Youtube series https://www.youtube.com/playlist?list=PLdPbRZbumpDdJjMBmh_wlGVdx_rQVH38O-Edel Bhreathnach, Monasticism in Ireland, AD 900-1250 (Dublin, 2024)- Ó Clabaigh, Colmán, ‘The Church, 1050–1460', in Brendan Smith (ed.), The Cambridge History of Ireland. 1. 600–1550 (Cambridge, 2018), 355–384- Etchingham, Colmán, ‘Review Article: The “Reform” of the Irish Church in the Eleventh and Twelfth Centuries', Studia Hibernica, 37 (2011), 215–37 - Flanagan, Marie-Therese, The transformation of the Irish church in the twelfth century (Woodbridge, 2013)- Martin Browne OSB & Colmán Ó Clabaigh OSB (eds), The Irish Benedictines: A History, Dublin: Columba Press, 2005.- Martin Browne OSB & Colmán Ó Clabaigh OSB (eds), Households of God: The Regular Canons and Canonesses of St Augustine and of Prémontré in Medieval Ireland, Dublin: Four Courts, 2019.- Martin Browne OSB, Tracy Collins, Bronagh Ann McShane, Colmán Ó Clabaigh OSB (eds), Brides of Christ: Women and Monasticism in Medieval and Early Modern Ireland, Dublin: Four Courts, 2023.- Tracy Collins, Female Monasticism in Medieval Ireland: An Archaeology, Cork: Cork University Press, 2021.- Niamh Wycherley, ‘Eoin MacNeill and a “celtic” church in early medieval Ireland', in Emer Purcell & Conor Mulvagh (eds), Eoin MacNeill; the pen and the sword (Cork, 2022), 40–52- Athassel Priory https://heritageireland.ie/unguided-sites/athassel-augustinian-priory/Regular episodes every month (on a Friday)Email: medievalirishhistory@gmail.comProducer: Tiago Veloso SilvaSupported by the Dept of Early Irish, Maynooth University & Taighde Éireann/Research Ireland.Views expressed are the speakers' own.Logo design: Matheus de Paula CostaMusic: Lexin_Music

Prior to the American Revolution, the urban centers of colonial North America had little direct experience of war. With the outbreak of violence, British forces occupied every major city, invading the most private of spaces: the home. By closely considering the dynamics of the household—how people moved within it, thought about it, and wielded power over it—The Home Front reveals the ways in which occupation fundamentally upended the structures of colonial society and created opportunities for unprecedented economic and social mobility. In occupied cities, British officers usurped male authority to quarter themselves with families, patriot wives governed households in their husbands' absence, daughters flirted with officers, domestic servants disappeared with soldiers, and enslaved kin absconded to British lines in pursuit of freedom. As Lauren Duval shows, the unique conditions of occupation produced an aggrieved American population bound by shared emotional distress and domestic disorder. In the wake of this deeply disorienting experience, elite Americans deliberately reconsecrated the private home as a national symbol that epitomized masculine authority. Building on a stunning wealth of primary sources, Duval vividly captures daily life during the Revolution through the eyes and ears of those who intimately experienced it, showing how men and women of all races, statuses, and states of freedom understood its implications for their lives, families, and the nascent American Republic. In this episode Dr. Lauren Duval (University of Oklahoma) and Leah Cargin (University of Oklahoma and Journal of Women's History) discuss The Home Front: Revolutionary Households, Military Occupation, and the Making of American Independence (Omohundro Institute and UNC Press, 2025). We begin the episode by discussing what the home meant to men and women in the revolutionary era. Next, we discuss revisionist histories and how violence has often been obscured from the revolutionary narrative. I commend Duval for her extensive archival research and she shares about the satisfying feeling of finding sources that speak to one another from across the Atlantic. Last, Duval gives us a sneak peek at her next project! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Prior to the American Revolution, the urban centers of colonial North America had little direct experience of war. With the outbreak of violence, British forces occupied every major city, invading the most private of spaces: the home. By closely considering the dynamics of the household—how people moved within it, thought about it, and wielded power over it—The Home Front reveals the ways in which occupation fundamentally upended the structures of colonial society and created opportunities for unprecedented economic and social mobility. In occupied cities, British officers usurped male authority to quarter themselves with families, patriot wives governed households in their husbands' absence, daughters flirted with officers, domestic servants disappeared with soldiers, and enslaved kin absconded to British lines in pursuit of freedom. As Lauren Duval shows, the unique conditions of occupation produced an aggrieved American population bound by shared emotional distress and domestic disorder. In the wake of this deeply disorienting experience, elite Americans deliberately reconsecrated the private home as a national symbol that epitomized masculine authority. Building on a stunning wealth of primary sources, Duval vividly captures daily life during the Revolution through the eyes and ears of those who intimately experienced it, showing how men and women of all races, statuses, and states of freedom understood its implications for their lives, families, and the nascent American Republic. In this episode Dr. Lauren Duval (University of Oklahoma University) and Leah Cargin (University of Oklahoma and Journal of Women's History) discuss The Home Front: Revolutionary Households, Military Occupation, and the Making of American Independence (Omohundro Institute and UNC Press, 2025). We begin the episode by discussing what the home meant to men and women in the revolutionary era. Next, we discuss revisionist histories and how violence has often been obscured from the revolutionary narrative. I commend Duval for her extensive archival research and she shares about the satisfying feeling of finding sources that speak to one another from across the Atlantic. Last, Duval gives us a sneak peek at her next project! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/military-history

Prior to the American Revolution, the urban centers of colonial North America had little direct experience of war. With the outbreak of violence, British forces occupied every major city, invading the most private of spaces: the home. By closely considering the dynamics of the household—how people moved within it, thought about it, and wielded power over it—The Home Front reveals the ways in which occupation fundamentally upended the structures of colonial society and created opportunities for unprecedented economic and social mobility. In occupied cities, British officers usurped male authority to quarter themselves with families, patriot wives governed households in their husbands' absence, daughters flirted with officers, domestic servants disappeared with soldiers, and enslaved kin absconded to British lines in pursuit of freedom. As Lauren Duval shows, the unique conditions of occupation produced an aggrieved American population bound by shared emotional distress and domestic disorder. In the wake of this deeply disorienting experience, elite Americans deliberately reconsecrated the private home as a national symbol that epitomized masculine authority. Building on a stunning wealth of primary sources, Duval vividly captures daily life during the Revolution through the eyes and ears of those who intimately experienced it, showing how men and women of all races, statuses, and states of freedom understood its implications for their lives, families, and the nascent American Republic. In this episode Dr. Lauren Duval (University of Oklahoma) and Leah Cargin (University of Oklahoma and Journal of Women's History) discuss The Home Front: Revolutionary Households, Military Occupation, and the Making of American Independence (Omohundro Institute and UNC Press, 2025). We begin the episode by discussing what the home meant to men and women in the revolutionary era. Next, we discuss revisionist histories and how violence has often been obscured from the revolutionary narrative. I commend Duval for her extensive archival research and she shares about the satisfying feeling of finding sources that speak to one another from across the Atlantic. Last, Duval gives us a sneak peek at her next project! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/gender-studies

Prior to the American Revolution, the urban centers of colonial North America had little direct experience of war. With the outbreak of violence, British forces occupied every major city, invading the most private of spaces: the home. By closely considering the dynamics of the household—how people moved within it, thought about it, and wielded power over it—The Home Front reveals the ways in which occupation fundamentally upended the structures of colonial society and created opportunities for unprecedented economic and social mobility. In occupied cities, British officers usurped male authority to quarter themselves with families, patriot wives governed households in their husbands' absence, daughters flirted with officers, domestic servants disappeared with soldiers, and enslaved kin absconded to British lines in pursuit of freedom. As Lauren Duval shows, the unique conditions of occupation produced an aggrieved American population bound by shared emotional distress and domestic disorder. In the wake of this deeply disorienting experience, elite Americans deliberately reconsecrated the private home as a national symbol that epitomized masculine authority. Building on a stunning wealth of primary sources, Duval vividly captures daily life during the Revolution through the eyes and ears of those who intimately experienced it, showing how men and women of all races, statuses, and states of freedom understood its implications for their lives, families, and the nascent American Republic. In this episode Dr. Lauren Duval (University of Oklahoma) and Leah Cargin (University of Oklahoma and Journal of Women's History) discuss The Home Front: Revolutionary Households, Military Occupation, and the Making of American Independence (Omohundro Institute and UNC Press, 2025). We begin the episode by discussing what the home meant to men and women in the revolutionary era. Next, we discuss revisionist histories and how violence has often been obscured from the revolutionary narrative. I commend Duval for her extensive archival research and she shares about the satisfying feeling of finding sources that speak to one another from across the Atlantic. Last, Duval gives us a sneak peek at her next project! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

Prior to the American Revolution, the urban centers of colonial North America had little direct experience of war. With the outbreak of violence, British forces occupied every major city, invading the most private of spaces: the home. By closely considering the dynamics of the household—how people moved within it, thought about it, and wielded power over it—The Home Front reveals the ways in which occupation fundamentally upended the structures of colonial society and created opportunities for unprecedented economic and social mobility. In occupied cities, British officers usurped male authority to quarter themselves with families, patriot wives governed households in their husbands' absence, daughters flirted with officers, domestic servants disappeared with soldiers, and enslaved kin absconded to British lines in pursuit of freedom. As Lauren Duval shows, the unique conditions of occupation produced an aggrieved American population bound by shared emotional distress and domestic disorder. In the wake of this deeply disorienting experience, elite Americans deliberately reconsecrated the private home as a national symbol that epitomized masculine authority. Building on a stunning wealth of primary sources, Duval vividly captures daily life during the Revolution through the eyes and ears of those who intimately experienced it, showing how men and women of all races, statuses, and states of freedom understood its implications for their lives, families, and the nascent American Republic. In this episode Dr. Lauren Duval (University of Oklahoma) and Leah Cargin (University of Oklahoma and Journal of Women's History) discuss The Home Front: Revolutionary Households, Military Occupation, and the Making of American Independence (Omohundro Institute and UNC Press, 2025). We begin the episode by discussing what the home meant to men and women in the revolutionary era. Next, we discuss revisionist histories and how violence has often been obscured from the revolutionary narrative. I commend Duval for her extensive archival research and she shares about the satisfying feeling of finding sources that speak to one another from across the Atlantic. Last, Duval gives us a sneak peek at her next project! Learn more about your ad choices. Visit megaphone.fm/adchoices

Prior to the American Revolution, the urban centers of colonial North America had little direct experience of war. With the outbreak of violence, British forces occupied every major city, invading the most private of spaces: the home. By closely considering the dynamics of the household—how people moved within it, thought about it, and wielded power over it—The Home Front reveals the ways in which occupation fundamentally upended the structures of colonial society and created opportunities for unprecedented economic and social mobility. In occupied cities, British officers usurped male authority to quarter themselves with families, patriot wives governed households in their husbands' absence, daughters flirted with officers, domestic servants disappeared with soldiers, and enslaved kin absconded to British lines in pursuit of freedom. As Lauren Duval shows, the unique conditions of occupation produced an aggrieved American population bound by shared emotional distress and domestic disorder. In the wake of this deeply disorienting experience, elite Americans deliberately reconsecrated the private home as a national symbol that epitomized masculine authority. Building on a stunning wealth of primary sources, Duval vividly captures daily life during the Revolution through the eyes and ears of those who intimately experienced it, showing how men and women of all races, statuses, and states of freedom understood its implications for their lives, families, and the nascent American Republic. In this episode Dr. Lauren Duval (University of Oklahoma) and Leah Cargin (University of Oklahoma and Journal of Women's History) discuss The Home Front: Revolutionary Households, Military Occupation, and the Making of American Independence (Omohundro Institute and UNC Press, 2025). We begin the episode by discussing what the home meant to men and women in the revolutionary era. Next, we discuss revisionist histories and how violence has often been obscured from the revolutionary narrative. I commend Duval for her extensive archival research and she shares about the satisfying feeling of finding sources that speak to one another from across the Atlantic. Last, Duval gives us a sneak peek at her next project!

A quarter of all households are struggling to pay their monthly power bill according to a new Consumer survey and almost as many have missed a payment. 19 percent said they've had to borrow from friends or family to cover the power bill. More than 1900 people took part in the annual survey. Paul Fuge from Consumer spoke to Lisa Owen.

Long-distance moves involve more logistical complexity than most households plan for — and small mistakes early on can create delays and extra costs down the line. Here is what to prepare. To learn more, visit https://www.truefriendsmovingcompany.com/nashville/long-distance-moving/ True Friends Moving Company City: Nashville Address: 700 East Old Hickory Blvd Website: https://www.truefriendsmovingcompany.com/

This week's budget announcement had a focus on sorting out the books, and no straight sugar hits for individuals.Infrastructure, healthcare and education seemed to be the clear priority of our fiscal plan, but three relief for the cost-of-living pressure many face. Along with that, council rates have gone up for Auckland and the South Island's West Coast, and the Reserve Bank's signalled that there will be an increase to the OCR shortly - so the period we've seen of low interest rates on a mortgage is coming to an end. So how can we prepare ourselves for a toughening economy? Was it good that we didn't have any government handouts? Managing Director for the Private Office - Nick Crawford - joins Tim Beveridge for Smart Money... LISTEN ABOVESee omnystudio.com/listener for privacy information.

Get your tickets for the Plant Cunning Conference here: Plant Cunning Conference – In-Person in New York – July 24-26, 2026Today on the show, Isaac & AC welcome David Holmgren, co-originator of the Permaculture concept.In this episode, David describes life at Melliodora in Central Victoria with three semi-autonomous households sharing work and produce, and recounts how he came to the “plant path” through plant ID, foraging, and early research for Permaculture One. He tells the story of meeting Bill Mollison in 1974 and how the idea of agriculture functioning like a forest became a seed of permaculture, while reflecting on Mollison's charisma and difficulty. The conversation explores holistic thinking versus reductionism, DIY self-reliance, cycles of skill loss and renewal, COVID's impact on interest in permaculture and RetroSuburbia, “enlightened self-interest,” energy descent and relocalization, household-scale resilience including health capacity, and where to find Holmgren's essays and websites.02:11 Meet David Holmgren03:47 Finding the Plant Path06:04 Chance Meeting with Bill Mollison08:15 Permaculture Seed Idea12:12 Working with a Charismatic Genius15:31 Patterns vs Practice21:13 DIY Skills and Tasmania Culture24:27 Cycles of Self Reliance28:17 COVID and RetroSuburbia Spike30:07 Enlightened Self Interest Explained37:29 Humans as Keystone Species38:26 Hierarchy and Elite Corruption40:35 Predators and Power41:25 Fossil Fuel Hierarchy42:42 Globalists vs Sovereigntists44:11 Household Resilience Basics45:35 Health as Weak Link47:44 Bigger Households Work52:17 Household Beats Consensus55:23 Food Growing Mindset59:09 Jack of all trades, Master of One01:03:06 Why Intentional Communities Fail01:06:49 Brown Tech Uncertainty01:08:32 Tower of Babel Reality01:12:35 Long Descent Balance01:16:29 Essays and Resources01:19:30 Final Thanks and Wrap

Households could see hundreds of dollars per year off their bill from July with even bigger savings expected for small businesses.

Households could see hundreds of dollars per year off their bill from July with even bigger savings expected for small businesses.

Minister for Climate, Energy and the Environment Darragh O'Brien announced a range of new and expanded measures under the New Residential Retrofitting Plan. These new measures included: new windows and doors grants. increased fixed grant levels for attic and cavity wall insultation with values set at up to 80% of median cost; and at up to 100% of median cost for those on qualifying welfare payments and for First Time Buyers (subject to scheme conditions). a greater focus on supports for undertaking retrofit measures on an incremental basis. increased heat pump grants to €12,500. improved grants to support Local Authorities and Approved Housing Bodies. new pilots focused on improving options for heat pump technology, including support for High Temperature Heat Pumps. providing support for older people accessing home energy retrofits under the Healthy Age Friendly Homes initiative. Energy poverty Minister O'Brien is delighted to announce that the Terms and Conditions in relation to the increased Approved Housing Bodies grant rates have now been finalised. These are now available to view on the SEAI's website: www.seai.ie/sites/default/files/publications/CEG-Application-Guidelines.pdf. Minister O'Brien commented: "I am delighted to announce the new grant rates for Approved Housing Bodies and households at risk of energy poverty participating in Community upgrade projects. In the Programme for Government we committed to take decisive action to provide warmer, more comfortable homes – as part of our drive to support energy affordability, security, and sustainability. "In the first quarter of the year, the Sustainable Energy Authority of Ireland (SEAI) data shows a very positive upward trend with clear evidence of growth in both demand and output. The retrofit sector is mobilising and responding to the growing interest in energy upgrades underpinned by SEAI grant support. Applications to SEAI for individual home energy upgrades are up 186% on Q1 2025, and overall applications are up 96%. "The National Energy Affordability Taskforce, will identify, assess and implement measures to enhance energy affordability for households. This work includes examining how to support increased uptake of home energy efficiency upgrades and continued development of the SEAI retrofit schemes in line with commitments in the Programme for Government." CEO of the SEAI William Walsh said: "These increased grants to Approved Housing Bodies and private, energy poor homes taking part in our community grant scheme, will make a big difference to those that need it most, giving them more control and security over their energy costs. This is how we reduce bills in the long-term — by breaking the link between the costs of running a household and volatile international fossil fuel markets. At SEAI we are here to help, no matter what stage a person is at. I really welcome the Minister's announcement today, which further adds to what is already available to help our most vulnerable." The new grant rates being made available today will support Approved Housing Bodies to upgrade some of their worst performing homes and switch to heat pumps. It will also support the upgrade of more multi-unit developments in Approved Housing Body ownership. New National Residential Retrofit Plan The new National Residential Retrofit Plan (2026) was launched in January. It phased in a range new, more affordable measures. Applications to SEAI so far in 2026 (year-on-year) have doubled. Over 29,000 applications were processed between January and March. These applications included: 7,000 have already applied for windows and doors grants. Grant go to €4,000 for windows; up to €1,600 for doors. Over 1,700 applications are in for attic insulation (up 80% year on year). Grants go up to €2,500. Over 1,000 applications came in for cavity wall insulation (up 60% year-on-year). Grants go up to €8,000 for wall insulation, including internal, external and cavity. Over 350 applications came in for ...

Households could see hundreds of dollars per year off their bill from July with even bigger savings expected for small businesses.

Thabo Hollo – Programme Manager: Financial education, Old Mutual Insure SAfm Market Update - Podcasts and live stream

This week on Tea Time with Gabby Lamb and Harper-Rose Drummond, the honks are BACK with part 2 of listener-submitted chaotic household stories — and somehow these are even more unhinged than the first round. From “camping” for two years without realizing you were homeless, to basement napalm experiments, weird family dynamics, chaotic siblings, and absolute childhood madness, this episode is messy, hilarious, dark, and painfully relatable. If you love candid comedy, chaotic storytelling, and feeling like you're on FaceTime with your funniest friends, welcome home. Grab your V8, your emotional support ramen, and spill the tea with us. Tea Time is the comedy podcast where Gabby Lamb and Harper-Rose Drummond take life's worst moments and somehow make them funny through pure honesty, chaos, and way too much sharing. Subscribe for weekly episodes full of listener stories, relatable struggles, funny commentary, and the kind of unhinged energy that makes you feel a little better about your own life. Find & instantly book doctors appointments with ZocDoc @ http://ZocDoc.com/HONK If you love the show and want to support us, join our growing community on Patreon to see what we're giving for $5 a month! JOIN OUR PATREON https://www.patreon.com/teatime42069 Watch Gabby Lamb's set here: https://www.youtube.com/watch?v=J7oOYWgK598 Donate to Gabby's Fundraiser - Salam Charity https://www.launchgood.com/v4/campaign/gabbys_appeal_for_emergency_aid More info - https://www.salamcharity.org.uk/ https://www.instagram.com/fromnadawithlove_/

In this episode of Everyday Economics, we examine the growing squeeze on the American household as inflation pressures, rising energy prices, and higher interest rates all collide at once. Oil shocks near the Strait of Hormuz, tariff-driven price increases, and rising borrowing costs are putting pressure on businesses and consumers alike — while the Federal Reserve faces increasingly difficult choices under new Chair Kevin Warsh.

In this episode, we are joined by Shelly Antoniewicz, Chief Economist at the Investment Company Institute (ICI), for a data-rich exploration of the modern fund industry. Shelly walks us through the staggering scale of global regulated funds, how ETFs and mutual funds shape capital allocation, and why the rise of indexing may not be as disruptive as critics fear. We discuss the growth of ETFs versus mutual funds, increasing concentration among large fund sponsors, and how financial advisors are reshaping portfolios around low-cost investment products. Shelly also explains why fund fees keep falling, how 401(k) plans have democratized investing for middle-class households, and why investor choice remains central to healthy capital markets. Along the way, we unpack active ETFs, intraday liquidity, interval funds, private credit exposure, and the evolving role of retail investors in financial markets.   Key Points From This Episode: (0:00:00) Introducing Shelly Antoniewicz and the role of the Investment Company Institute.  (0:01:14) The Investment Company Fact Book and why it has become a foundational resource for fund industry data.  (0:03:31) Regulated funds globally now account for roughly $88 trillion in assets.  (0:04:47) The U.S. market contains nearly 17,000 investment companies across mutual funds, ETFs, and related structures.  (0:05:40) U.S. equity funds alone hold roughly $27 trillion in assets.  (0:06:52) More than half of mutual fund and ETF assets are now in index strategies.  (0:07:40) Why index funds still represent only a minority share of the overall U.S. stock market.  (0:09:48) What academic research says about indexing's impact on price discovery and market efficiency.  (0:13:10) There are nearly 770 fund sponsors in the U.S., though industry concentration continues to rise.  (0:13:42) ETF sponsors experienced enormous inflows in 2025, with 90% receiving net new cash.  (0:15:23) Why the largest fund complexes now control a much larger share of industry assets.  (0:16:06) Compliance costs and regulation as drivers of industry consolidation.  (0:17:31) Falling expense ratios as evidence that the industry remains highly competitive.  (0:19:28) How investor flows often reflect rebalancing behavior rather than performance chasing.  (0:22:32) Why ETF investors highly value intraday liquidity, even if most do not actively trade.  (0:23:27) Research on ETF trading behavior among younger investors and retail participants.  (0:27:11) The massive shift from actively managed U.S. equity mutual funds toward indexed products.  (0:27:51) How financial advisors increasingly use model portfolios built around ETFs.  (0:31:20) Why active ETFs exploded in popularity after the ETF rule streamlined launches.  (0:32:31) The growing distinction between ETF wrappers and investment strategies themselves.  (0:33:05) Leveraged and niche ETF products, investor choice, and financial education.  (0:35:48) More than half of U.S. households now own regulated investment funds.  (0:36:41) How 401(k) plans dramatically increased middle-class participation in capital markets.  (0:39:16) Households remain the dominant owners of mutual fund assets.  (0:40:28) The demographic profile of the typical mutual fund-owning household.  (0:41:16) ETF-owning households tend to skew younger, wealthier, and more risk tolerant.  (0:42:03) Mutual fund assets continue to grow despite persistent outflows toward ETFs.  (0:43:39) How investor risk tolerance changes with age and market conditions.  (0:46:22) Economies of scale and the continued decline in fund fees.  (0:47:51) Interval funds, BDCs, and the rise of regulated private credit products.  (0:49:36) Redemption caps and liquidity management inside interval funds.  (0:52:51) Shelly reflects on the enduring popularity of the Investment Company Fact Book.  (0:55:05) Shelly's definition of success: raising children who tell you they love you.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Your home life? It's a business. Really. If you find yourself feeling overwhelmed with all the stuff and responsibilities and endless task lists, Lisa Woodruff of Organize365 is here to help! She joins AllMomDoes host Julie Lyles Carr with a fresh perspective on how much time it actually takes of run a home and family, why analyzing those jobs through a business lens brings greater clarity, and how you can equip yourself to get out of the quicksand of modern life.Show Notes: https://bit.ly/4d3UkzDKey Topics:Household management as an economic engineStatistics on household spending and timeMental models for household organizationStrategies to reduce overwhelm and increase productivityTakeaways:Households are a $68 trillion industry in the US economy.On average, 28 hours a week are spent on household chores.Applying business principles to household management can increase efficiency.Planning and contingency strategies improve goal attainment.Small, intentional changes can significantly reduce overwhelm.Sound Bites:"Small, intentional changes can significantly reduce overwhelm.""Planning and contingency strategies improve goal attainment.""Households are a $68 trillion industry in the US economy."Chapters:00:00 Introduction and Lisa's origin story02:05 Household management as an economic engine04:26 Statistics on household spending and time07:24 Applying business principles to household management11:11 Strategies to reduce overwhelm and increase productivity14:25 The importance of planning and contingency strategies19:20 Self-care and rethinking priorities in midlife28:51 Escaping quicksand: the metaphor for overwhelm34:54 Resources and where to find Lisa WoodruffResources:The Sunday BasketEscaping Quicksand Book

Father Koys takes us on another “brain wrinkling” walk as he tackles the topic of households. Households is one of the seven layers in Father Koys art piece “Heptagraph”.  Fr. Koys wrinkles your brain to contemplate this level of association as he references historical references to clarify the fascinating connections.  He dives into historical references on Shakespeare, the House of Plantagenet; it's two branches, House of York and House of Lancaster, as well as the House of Tudor and the war of the Roses.  While experiencing technical difficulties today, Father Koys was a real trooper and trudge along to make his point in order to wrinkle your brain.  Happy Wednesday! St. Stanislaus Kostka Parish 

The Psychology of Social SecurityThe conventional wisdom says almost always delay Social Security until 70. New research says that advice is wrong for more people than you'd think — and the reason it's wrong isn't purely math. It's psychology.In this episode, David covers the 90-year history of Social Security, how it fits into a real retirement income plan, the four most overlooked risks of delay, and what the 2025 Trustees Report actually says about the program's solvency — including the number most people get completely wrong.What We CoverA brief history — From the Great Depression to the 1983 near-collapse, and Ida May Fuller's legendary $24.75 investmentThe retirement income pyramid — Where Social Security belongs in your plan, and what it was never designed to doFour hidden risks of delay — Mortality, sequence of returns, regret, and health span — risks that almost never show up in the standard researchThe solvency picture — 2025 Trustees Report data, depletion dates, and what "81 cents on the dollar" actually means (hint: it's not zero)Your personal discount rate — The framework for finding the right claiming age for your specific situationThe Four Risks of Delay Nobody Talks About1. Mortality RiskA terminally ill 72-year-old takes no comfort in knowing their mortality-adjusted benefits went up. The standard research averages across everyone who lives and everyone who dies. That works for actuarial tables. It doesn't work for advising one individual human being about their own life.2. Sequence of Returns RiskIf you retire at 62 and delay Social Security until 70, you're spending down your portfolio for eight years before the checks start. Run that scenario through the 2008 financial crisis: same spending, same portfolio — but $578,000 left at claim-at-62 vs. $171,000 at claim-at-70. Same spending. Vastly different cushion.3. Regret RiskRisk = Hazard + Outrage. Two scenarios with the same expected value can feel completely different. If a client's psychological wellbeing matters to us — and it should — we can't ignore the emotional weight of the decision.4. Health Span + Spending OptionalityA dollar at 62 is worth more than a dollar at 95. At 62 you can take the trip, help your kids with a down payment, do the things that require energy and mobility. Social Security won't advance you five months of benefits to take your daughter on the trip she'll talk about forever. A healthy portfolio can.Key Numbers From This EpisodeAge 89 — How long you need to live for delaying from 67 to 70 to break even, assuming a 4% real return (Smith & Smith, Journal of Financial Planning, 2024)81 cents on the dollar — Benefits payable at trust fund depletion. Not zero.2033 — Projected OASI trust fund depletion date (2025 Trustees Report)36% — Americans confident in Social Security's future (AARP, 2025)$800,000 — Households at or below this investable asset level are often better served by claiming at 62, per Tharp (2025)A Brief Timeline1935 — Social Security Act signed by FDR. Over half of elderly Americans lacked sufficient income. Average state pension payout: 65 cents a day.1940 — First check mailed to Ida May Fuller, Vermont. Lifetime SS taxes paid: $24.75. Benefits collected before her death in 1975: $22,000+.1956 — Disability benefits added for the first time.1975 — Automatic COLAs begin. Before this, Congress had to raise benefits manually.1983 — Greenspan Commission reforms. The trust fund was months from insolvency. Bipartisan fix: higher payroll tax, FRA raised to 67, benefits made partially taxable.2025 — 2025 Trustees Report projects OASI depletion in 2033 — one year earlier than 2024's estimate.Timestamps0:00 — Cold open: the question that frames the whole episode1:45 — A brief history: 1935 to Ida May Fuller to the 1983 near-collapse4:45 — How Social Security fits your retirement plan8:45 — The conventional wisdom and why it oversimplifies11:30 — Risk #1: Mortality13:30 — Risk #2: Sequence of returns — $578k vs. $171k16:15 — Risk #3: Regret risk18:15 — Risk #4: Health span and spending optionality20:45 — The framework: your personal discount rate23:45 — The solvency question: 2025 Trustees Report data25:45 — What to do with all of this: four questions worth answeringSources2025 Social Security Trustees Report — Social Security Administration, June 18, 2025Analysis of the 2025 Trustees Report — Committee for a Responsible Federal Budget, June 18, 20252025 Trustees Report Explained — Bipartisan Policy Center, November 2025What the 2025 Trustees Report Shows — Center on Budget and Policy Priorities, July 2025"Revisiting the Social Security Claiming Puzzle" — Derek Tharp, PhD, CFP®, University of Southern Maine (working paper, 2025)"When Should You Claim Social Security?" — Smith & Smith, Journal of Financial Planning, 2024Historical Background and Development of Social Security — SSA.govSocial Security History Timeline — AARP, 2025Work With DavidThe right Social Security claiming decision depends on your health history, your portfolio, your values, and your exit plan. David works with business owners and high earners who want a plan built around their actual life — not a software default.

"Households are being a little more selective" in purchases, says Charles Schwab's Joe Mazzola when analyzing the latest retail sales data. It collides against what he calls a "narrow" stock market rally where tech takes charge. Collin Martin believes investors need to remove the "easing bias" from the Fed's previous interest rate expectations with inflation serving as a persistent challenge. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

This is an edit of a live show where we examined the latest from our surveys and did a deep dive into specific post codes: Contents 27:32 Parkwood 421430:29 Goulburn 258033:43 Coomera 420936:40 Biggera Waters 421539:14 Bayeau Bay 226141:28 Ringwood North 313443:26 Coffs Harbour 245045:09 Nhill 341847:15 Hunters Hill 232351:14 Bella Vista 215353:08 470254:39 346556:06 … Continue reading "DFA Live Q&A HD Replay: Households Facing Into The Gale: Latest From Our Surveys!"

After the latest RBA rate rises, and the Gulf War impact, we explore the latest from our household surveys to see the impact of the financial pressures they are facing. We see a rise in mortgage related stress in particular. We also update our scenarios based on the latest from the RBA and explore the … Continue reading "Households, Facing Into The Gale, Grit Their Teeth And Hope!"

Summary: This episode explores the complex and dangerous phenomenon of stagflation — the toxic combination of rising inflation, slowing economic growth, and a tough labor market. The hosts break down the historical context of the 1970s stagflation crisis, examines current economic indicators and risks, and explains how stagflation impacts households, businesses, and retirement planning. From Federal Reserve policy responses to hands-on investment strategies across energy, precious metals, consumer staples, healthcare, real estate, and inflation-protected securities, this episode gives investors and retirees the tools they need to protect theirfinancial future and navigate one of the most challenging economic environments of our time."Hashtags:stagflation, inflation, unemployment, economic growth, investment strategies, Federal Reserve, interest rates, portfolio diversification, economic history, financial planningSocial Media Description: Inflation is bad but stagflation is worse! Protect your retirement and financial future — listen now!Chapters00:00 Introduction to Stagflation01:58 Understanding Stagflation and Its Implications05:08 Historical Context: The 1970s Stagflation08:24 Impact on Households and Individuals11:34 Business Risks in a Stagflation Environment17:36 Avoiding Stagflation: Policy Recommendations21:10 Current Economic Indicators and Risks27:44 Conclusion and Future Outlook28:43 Navigating Rate Hikes and Economic Changes30:24 Investment Strategies in Stagflation31:37 Exploring Energy and Precious Metals34:27 Consumer Staples and Defensive Investments37:41 Healthcare and Utilities in Current Markets40:13 Real Estate and Dividend Stocks44:56 Inflation-Protected Securities and Commodities48:38 Identifying Risks in Current Investment Climate51:27Global Perspectives on StagflationAll opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional

What does a 40-year career in private service really look like?In this episode of Life in Private Staffing, Philippa is joined by Steven — an industry professional whose career spans decades, continents, and some of the most prestigious private households in the world.From his early days in the Royal Navy, Steven shares how discipline, structure and opportunity led him into private service — landing roles working with royalty, UHNW families, and global principals across Europe, the Middle East, and beyond.Having worked across five continents in roles ranging from butlering and house management to palace operations and staff training, Steven offers a rare, honest insight into how the industry has evolved — and what it really takes to succeed at the highest level today.They discuss everything from travelling the world with UHNW families, managing large-scale private households, and working within royal environments — to the modern reality of smaller teams, faster-paced roles, and changing expectations in luxury service.In this episode, Philippa and Steven cover:

What happens when you grow up in a completely chaotic household? In this episode of Tea Time with Gabby Lamb and Harper-Rose Drummond, we dive into wild, unfiltered, and painfully funny stories about dysfunctional families, messy childhoods, and the kind of chaos you can only laugh about later. From naked households and late-night family “performances” to dark humor, sibling dynamics, and truly unhinged parenting moments—this episode is a mix of relatable comedy, absurd storytelling, and brutally honest reflections on growing up in chaos. We also get into: - Why chaotic childhoods create the best comedians - Embarrassing and outrageous personal experiences - Millennial/Gen Z humor and internet brain rot Drawing weird stuff as kids (yes, it gets unhinged) Screen time addiction, reels, and modern chaos If you love messy, relatable, no-filter storytelling and comedy that feels a little too real, this episode is for you. Find & instantly book doctors appointments with ZocDoc @ http://ZocDoc.com/HONK

The ESRI's Dr Andrés Estévez discusses widespread growth in energy poverty.

How can economic science help you decide which college to attend, or how many children to have, or even who to marry?  Pablo A. Peña is an associate instructional professor of economics at the University of Chicago and the author of Human Capital for Humans: An Accessible Introduction to the Economic Science of People. In the book, he applies economist Gary Becker's human capital theory to everyday things like parenting, housework, marriage, and aging.  Pablo and Greg discuss why human capital has long been an overlooked field in economics, how it shows up in household production, parenting tradeoffs between time and money, fertility's quantity vs. quality tradeoff, and how AI could be shifting valuable human capital skills toward critical thinking, creativity, and adaptability. *unSILOed Podcast is produced by University FM.* Episode Quotes: Firms, households and human capital 25:43: Households are like little firms, but they don't produce stuff that they sell in the market. They produce experiences that they themselves consume. So if you think about it, it's very complicated to have all the members of a family sitting at the same time, right, to have a meal that must be nicely served at that specific point, maybe listening to nice music, maybe it's complicated. The efficient thing to do will be everybody fend for themselves in whatever you can, whenever you can. But no, we want that 'cause it's the experience that we produce. Now you need a CEO and a COO and whatever in a household because you want these things to happen. Somebody has to organize the production processes, production of experiences. Human capital helps in that process. So the more human capital a person or multiple people in a household have, the better that production process can occur, the more productive they can be. Human capital vs. other forms of capital 10:08: Human capital can be developed, its formation responds to incentives, it appreciates, and so on. And because of its asymmetries with other forms of capital, we typically think there may be a problem of underinvestment. That is, for instance, a very consequential difference when we think human capital versus other forms of capital. Why investing in yourself is fundamentally different 10:48: If I go to the bank and I say, "Hey, I want to get more skills. I want to learn how to do this or that, and I'm going to leave you my brain as collateral, or you can possess it." Obviously, that's not something that can happen. So that means there's an asymmetry, and you and I at this stage upon lives, and I assume we're not that different in terms of age, but when we are, say, late teens or maybe twenties, we may have had that idea if I only could get the money to invest itself. Show Links: Recommended Resources: Gary Becker  Simon Kuznets Adam Smith Sam Walton Thomas Robert Malthus Guest Profile: Faculty Profile at University of Chicago Professional Website Professional Profile on LinkedIn Guest Work: Human Capital for Humans: An Accessible Introduction to the Economic Science of People Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Should we look to Israel as our prophetic time clock? What is eternal life in Hell really like? Is it possible that households are automatically saved after one parent believes? Do I have to read the Bible or are there other, more enjoyable ways for me personally to learn more about the gospel?

Eleanor Barraclough explores how reliquaries — holy Christian containers — were stolen during raids and repurposed as jewelry for Norse women, suggesting early raids were driven by young men seeking wealth and status to establish households. Barraclough also addresses the theory of female infanticide as a potential driver for these male-dominated expeditions, alongside a human skull fragment carved with runes as a protective amulet against "dwarves," believed to cause sickness. (4)

The Minimalists talk about being a minimalist in a maximalist household, butting heads with people you live with, overcoming body-image insecurities, and much more. Discussed in this episode: How do I stay sane as the only minimalist in a household of loving but devoted maximalists? (1:50) How do you butt heads with the people you live with? (21:16) Right Here, Right Now: Emotional Clutter on Kindle and Audible, and new episodes of the How to Write Better Podcast. (42:10) Listener Tip: A resource for overcoming body-image insecurity and remembering that your worth is not your appearance. (43:55) Have a question for the show? Call 406-219-7839 or email a voice memo to podcast@themins.com. Listen to the full Maximal episode on Patreon: patreon.com/theminimalists Detailed show notes: minimalists.com/podcast