Podcasts about households

Other risks in the market you should be aware of    Since Covid, speculative investments have continued to rise in popularity. We have talked a lot about the risks we see in margin, crypto, private investments, and prediction markets, but now there is new data about the increasing popularity of leveraged funds and options. According to exchange-traded fund manager Direxion, it looks like leveraged and inverse funds, which can be very dangerous investments, saw average daily trading volumes of 1.41 billion in 2025. That's a gain of more than 130% from 2024 and 250% from 2020, the firm found. For those that aren't aware of these products, leveraged funds use derivatives to try and boost the return of an asset in up markets, but they also amplify losses in down markets. Inverse funds on the other hand try and produce the opposite performance of the underlying asset. It's not just these risky tools that have surged though as it is projected that average daily options volume hit 58 million in 2025, which is a roughly 26% increase from 2024 and is more than double the amount seen in 2020. For comparison purposes, stock volume expanded at a yearly pace of 10% between 2020 and 2025, while leveraged funds and options trading saw daily volumes grow at compound annual rates of 29% and 16%, respectively. Part of the reason for the huge increase in the volume for leveraged funds is that the total number of active leveraged funds grew by 50% in 2025, which was the largest annual increase since 2007. Ultimately, there continues to be more and more risk that is finding its way into this market. While it's great when things are going up, it could create a downturn that is more problematic than many believe is possible.      Ivy League Endowments have dismal returns because of private equity    I was concerned when I saw the Ivy League schools, who I thought would be the smartest people in the room, began investing in private equity a few years ago. The results are now in, and the returns are terrible. The best annual return goes to Cornell and for the years 2022 to 2025 they only had an annualized return of 5.7%. They were closely followed by Harvard at 5.5%. The worst performer is an embarrassment as Princeton only had an annualized return of 2.8%. A large reason for the low returns is that the managers of these endowment funds invested heavily in private equity as the category made up 40% or more of the portfolios for schools such as Harvard, Yale and Princeton. The endowment funds have tried to liquidate as much as they can, but the secondary market has been rather weak, and Yale and Harvard were only able to liquidate about $1 billion of their private equity holdings last year. I think we're in the second or third inning of how bad things will get with private equity and private debt. Unfortunately, many people, including foundations, will have poor performance and probably even some losses. A lesson to all investors, don't get sucked into a hype investment of any type as eventually the hype disappears and you end up with nothing but dismal returns or losses.      Is AI impacting the labor market?    The headlines look concerning as February payrolls showed a loss of 92,000 jobs in the month. This was well below the estimate which was looking for a gain of 50k jobs and January's reading of 126k jobs. January's reading was revised down by 4k, while December saw a major negative revision of 65k jobs and now shows a loss of 17k jobs in the month. Health care employment, which has been such a stable force, showed employment declined by 28k in February. This was largely due to the Kaiser Permanente strike that sidelined 30k workers. The strike has now been resolved, so this should be a big benefit in the March data. Another important factor to remember was the severe weather that likely had an impact on hiring across all sectors in the month. The federal government continued to show declines as payrolls declined by 10k in the month and since reaching a peak in October 2024, federal government employment is down by 330,000, or 11.0 percent. Looking specifically at sectors that could be impacted by AI, information saw a decline of 11k, and the industry has lost an average of 5,000 jobs per month over the prior 12 months. While this looks concerning and I do believe part of this is due to AI, I think a lot of the decline is due to a normalization after rapid hiring post Covid that led to bloated employment and waste at many companies. Another sector that could be impacted by AI/Robots is transportation and warehousing. This sector declined by 11k in February, but a good chunk of the job loss occurred in couriers and messengers, which fell by 17,000. I'm still not seeing robotic delivery trucks out there, so again this could be due to normalization or the weather. With that said, employment in transportation and warehousing has declined by 157,000, or 2.4 percent, since reaching a peak in February 2025. Many of the other major sectors like   construction, manufacturing, professional and business services, and leisure and hospitality saw little change in the month.   Overall, there was definitely not much strength in the report. It is important to remember that the employment rate is still healthy at 4.4%, so I'm still not overly concerned about the labor market. With that being said, it is definitely worth watching in the coming months.      Financial Planning: Beware of the Tax Hike Above $505k    For married couples with adjusted gross incomes between $505,000 and $606,333, there's a hidden tax increase caused by the way the state and local tax (SALT) deduction phases out. Below this range, taxpayers can deduct up to $40,400 in state and local taxes. As income rises through this band, that deduction gradually shrinks to $10,000, effectively losing $30,400 of deductions. Put another way, about $100,000 of extra income can increase taxable income by more than $130,000. Households at this level are usually in the 32% federal tax bracket, but because each extra dollar of income also reduces deductions, the real marginal tax rate jumps to roughly 42%. What makes this especially striking is that many people in this range are barely above the 24% bracket, meaning their marginal rate can spike from 24% to 42% over a relatively small income increase. Careful planning ahead can help avoid this sudden tax jump.    Companies Discussed: Planet Fitness(PLNT), Paramount Skydance Corp (PSKY), Old Dominion Freight Line Inc (ODFL), Salesforce (CRM)

The conversation continues with the listeners about fatherlessness in South Africa. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

A leading homeless prevention charity assisted 183 Clare households in the final quarter of 2025. Thresholds latest report for the period of last October to December, shows it prevented 700 individuals and family units from entering homelessness nationwide. According to the group, 60% of its quarterly presentations from Clare, involved tenants who had a received a notice to quit. Threshold National Advocacy Manager Ann-Marie O'Reilly says this is far above the national average.

In the latest episode of the Nonprofit News Feed, the hosts delve into the intricacies of giving and volunteering across the United States, as well as the pressing environmental challenges facing nonprofits today. The conversation highlights the recently conducted "Total Civic Generosity Report" by Whole Whale, which sheds light on geographic disparities in generosity and the significant contributions of small-dollar donors. Key Insights: Generosity Across Income Levels: The report reveals a striking contrast in charitable contributions between income levels. Households earning under $50,000 contribute about 14.2% of their income to charity, while those earning between $500,000 and $2 million contribute only 3.9%. This challenges the notion that high-value donors are more crucial than small-dollar donors, emphasizing the importance of valuing all levels of giving. State-Specific Generosity: Utah leads with the highest ratio of adjusted gross income giving at 6.61% and remarkable volunteer rates. This underscores the need for nonprofits to tailor messaging based on geographic data, recognizing the unique philanthropic landscapes of each state. Impact of Religious and Non-Affiliated Trends: The decline in religious affiliation impacts volunteerism, with many informal acts of generosity going unreported. This highlights the need for better data representation in understanding volunteer contributions.

In the latest episode of the Nonprofit News Feed, the hosts delve into the intricacies of giving and volunteering across the United States, as well as the pressing environmental challenges facing nonprofits today. The conversation highlights the recently conducted “Total Civic Generosity Report” by Whole Whale, which sheds light on geographic disparities in generosity and the significant contributions of small-dollar donors. Key Insights: Generosity Across Income Levels: The report reveals a striking contrast in charitable contributions between income levels. Households earning under $50,000 contribute about 14.2% of their income to charity, while those earning between $500,000 and $2 million contribute only 3.9%. This challenges the notion that high-value donors are more crucial than small-dollar donors, emphasizing the importance of valuing all levels of giving. State-Specific Generosity: Utah leads with the highest ratio of adjusted gross income giving at 6.61% and remarkable volunteer rates. This underscores the need for nonprofits to tailor messaging based on geographic data, recognizing the unique philanthropic landscapes of each state. Impact of Religious and Non-Affiliated Trends: The decline in religious affiliation impacts volunteerism, with many informal acts of generosity going unreported. This highlights the need for better data representation in understanding volunteer contributions. -------- NonprofitNewsfeed.com Summary of hundreds of news sources.The post The Donor You're Undervaluing Is the One Who Gives the Most

More than 30 households in the Hazelwood estate in Wexford were served eviction notices over the weekend. The renters in Bridgetown have been given until August to vacate the properties which are set to be sold. This is said to impact about 100 people across the 36 homes and will ‘devastate the village.'Speaking to Anton this morning was local Sinn Fein Councillor Aoife Rose O'Brien.

Lucas da Costa speaks about God's instruction to families and employees. 2 Chronicles 34; Ephesians 6 vs 1 - 9

More than 30 households in the Hazelwood estate in Wexford were served eviction notices over the weekend. The renters in Bridgetown have been given until August to vacate the properties which are set to be sold. This is said to impact about 100 people across the 36 homes and will ‘devastate the village.'Speaking to Anton this morning was local Sinn Fein Councillor Aoife Rose O'Brien.

Kgomotso Modise chats to Paul Roelofse, Resident Certified Financial Advisor in this instalment of personal finance. What does this year's budget proposal entail for households? Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

How does God keep the First Commission moving forward? How does this mission we're called to actually last? In the final week of the series, Pastor Craig unpacks God's strategy. In a world that thinks bigger is better, God works in a surprisingly small way. Through formed communities. Through daily faithfulness. Through people who simply live differently.

Canada's housing market is no longer simply cooling — it's restructuring in real time.This episode opens with a staggering statistic: Toronto new home sales have collapsed to just 269 units in January 2026 — the lowest level ever recorded. That's 36% below last year, 80% below the 10-year average, and an extraordinary 91% beneath the 2022 peak. Meanwhile, more than 20,500 unsold condo units sit on the market — representing 76 months of inventory. At today's absorption pace, it would take over six years to clear what's already built.The implications are enormous. Residential investment has historically accounted for 7–9% of Canada's GDP. Developers don't build because demand exists — they build because forward sales unlock financing. And right now, forward sales have stalled. Vancouver mirrors this slowdown: just 73 units were released in January, compared to over 700 two years ago. The construction pipeline is shrinking fast.But this story extends beyond condos.British Columbia's newly released $13 billion deficit budget introduces additional taxation at a time when affordability is already strained. A new 7% PST on rental property and strata management services will raise operating costs for condo owners. Commercial real estate commissions are now subject to PST, potentially dampening investment flows. The school tax has increased for higher-value homes. The speculation tax is rising for non-residents. Together, these measures reinforce a broader fiscal shift: structurally higher deficits and growing reliance on public spending to stabilize a slowing economy.National resale data reinforces the recalibration. Sales are down 16.2% year-over-year. Home prices nationally have fallen 23% from peak levels, with Ontario leading the downturn at a 26% decline. Yet inventory remains below long-term averages, suggesting stabilization may eventually emerge from constrained supply rather than revived demand.Meanwhile, consumer insolvencies are climbing. Over 140,000 Canadians filed in 2025 — the highest since 2009. Notably, more homeowners are seeking insolvency protection, a signal that mortgage renewals at higher rates are beginning to bite. Fixed mortgage rates have drifted lower toward 3.79%, but households appear focused on balance sheet repair rather than renewed leverage.Rental markets are softening as well. Vancouver one-bedroom rents are down 11% year-over-year. With population growth flattening and a wave of purpose-built rental completing, further declines remain possible.The through-line is clear: Canada's growth model — heavily reliant on housing, debt expansion, and rising land values — is under pressure. Developers are pulling back. Households are deleveraging. Governments are running larger deficits. The adjustment is cyclical on the surface, but structural underneath.The deeper question is whether Canada can evolve its economic model toward productivity, investment, and sustainable growth — or whether housing will remain both the engine and the vulnerability of the nation's balance sheet.2026 may be remembered as the year the market stopped pretending — and started adjusting. _________________________________ Contact Us To Book Your Private Consultation:

Almost 320,000 households were unable to pay their electricity bills in full last December, marking a sharp year-on-year increase and pushing arrears to record levels, but why are costs so high?For more on this, Shane is joined by Muireann Lynch, Senior Research Officer with the ESRI.

Tuberculosis remains one of the world's oldest and most stubborn infectious diseases, yet the way health systems respond to it is often dogged by modern challenges. Clinics are overcrowded, families must travel long distances, and children with vague or non-specific symptoms are frequently overlooked. For decades, tuberculosis care has been organised around hospitals and specialised facilities, even though the disease itself spreads and takes root in homes and communities. A growing body of research now argues that this mismatch is costing lives, particularly among children. Decentralised models of care, which bring services closer to families and empower community-based health workers, offer a compelling alternative. Recent evidence from multiple settings shows that when tuberculosis care is shifted out of distant clinics and into neighbourhoods and households, access expands with potential to close the current gaps in TB detection, treatment outcomes and prevention that benefit communities and families, including their children.

Irish Households are paying twice as much for their electricity as data centres, according to a report by Eurostat.Charlie Weston, personal finance editor with the Irish Independent, joins The Last Word to discuss this and also claims that Irish banks are ripping off young savers. Catch the full chat by pressing the 'Play' button on this page!

Today is Budget Speech day, which basically decides how much more expensive life could get… or hopefully, how much relief is coming. From taxes and fuel to grants and government spending, this is the moment that shapes what we all pay and what we get back. Taxes & Fuel: “Were there any major changes to personal income tax or VAT, and what does that mean for everyday South Africans?” Social Grants: “Did the government announce any increases to social grants, and who will benefit the most?” Government Spending Priorities: “Which sectors or projects is the government focusing on this year, and are there any big surprises?” Economic Relief: “Were there measures to ease the cost of living, especially for things like fuel, electricity, or basic goods?” Impact on Households: “Looking at the overall picture, do you think the budget offers relief for ordinary South Africans, or will it mostly benefit businesses and investors?”See omnystudio.com/listener for privacy information.

Tehillah Niselow is in conversation with Jordan Mulindi, Tax Specialist & Senior Legal Coordinator at Sasfin Bank LimitedSee omnystudio.com/listener for privacy information.

Pastor Jay spoke from the book of Ephesian today, teaching how God intends Christian homes to become frontline arenas of his redemptive work, calling every life stage—spouses, children, and singles—to specific, Spirit-filled practices that foster households of peace, joy, abundance, and healing.

Katy Faust sees a not-so-hidden thread that connects divorce, gay marriage, IVF, surrogacy, child trafficking, and more: the historically-recent pivot of putting adult desires before children's needs and well-being. Today, we're discussing the history and data behind this disturbing trend and how we can fight back for the most vulnerable.Them Before Us: https://thembeforeus.com/ NEW: Check out our Merch store! https://shop.lilaroseshow.com/Join our new Patreon community! https://patreon.com/lilaroseshow - We'll have BTS footage, ad-free episodes, and early access to our upcoming guests.A big thanks to our partner, EWTN, the world's leading Catholic network! Discover news, entertainment and more at https://www.ewtn.com/ Check out our Sponsors: -Cozy Earth: Better Sleep, Brighter Days - Get the highest quality sleep essentials for 20% OFF at https://cozyearth.com/lila!-Seven Weeks Coffee: https://www.sevenweekscoffee.com Buy your pro-life coffee and Save up to 25% with promo code 'LILA' & get a free gift: http://www.sevenweekscoffee.com-EveryLife: https://www.everylife.com Buy diapers from an amazing pro-life diaper company and use code LILA to get 10% off!-Presidio Healthcare: Healthcare and doctors who share your values. If you're in TEXAS visit: https://www.presidiocare.com/ If you're NOT in Texas, visit: https://www.prolifeproviders.com/00:00:00 - Intro00:02:58 - Katy's background00:08:03 - Katy's “two moms”00:21:26 - The harms of lacking a mother/father00:35:49 - Disturbing LA mansion news00:46:33 - What is Surrogacy?00:55:16 - Do you need a mom and dad?01:06:45 - Any large studies on same-sex households?01:15:05 - Another study01:17:24 - No Fault Divorce01:30:07 - Ab*se data 01:34:22 - Obergefell and Same Sex Marriage 01:45:51 - Epstein

Markets assess the economic impact of sweeping tariffs as rates climb to multi-decade highs, boosting federal revenue while weighing growth and wages. Plus, a potential Supreme Court ruling could reshape presidential tariff powers and alter the fiscal outlook. And later, pro-growth tax cuts clash with rising trade costs, as higher refunds are offset by tariffs squeezing consumers and business investment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We take you to an immigration court in Santa Ana where judges decide if parents of young kids should be deported. We tell you just how many California households don't have reliable internet. Details on Gustavo Dudamel's last Hollywood Bowl concert as L.A. Phil director. Plus, more from Evening Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Shark Tank's Kevin O'Leary calls the Democrats nuts & he's right. They're blocking the SAVE Act while NYC Board of Elections is busted for allowing non-citizens to vote. And Andrea has the receipts. They block deportations and complain about "affordability" issues, but 60% of immigrant households are on welfare. The Great Replacement theory is true. In the first of 1,500 trials to come, META CEO Mark Zuckerberg testifies about the harm his social media sites have done to children. But are parents really responsible for children's addictions to social media? In this week's Wellness Wednesday, a study shows that common childhood vaccines are "activating" genetic diseases. Is that the reason that turbo cancers are on the rise for young adults?Support Our Mission: https://www.paypal.com/donate/?hosted_button_id=ZMGRBFGDJKRS8See omnystudio.com/listener for privacy information.

Most Christian men aren't building their families in a way that is producing strength, legacy, or long-term faithfulness. The Bible teaches us a better way. In the third episode of this "Abrahamic Starter Kit Series," we unveil The Abrahamic Model — a completely different operating system for marriage, child-raising, and money. In this episode, we go back to the biblical mandate and show what it looks like for a man to lead his home with sacrificial authority so that his wife thrives and his children grow up ready to carry the family torch. This isn't about trends. It's about reclaiming God's original design — and building something that lasts for generations. About Abraham's Wallet: Abraham's Wallet exists to inspire and equip Biblical family leaders. Please partner with us in inspiring and equipping multi-gen families at https://abrahamswallet.com/support AW website Apple Podcasts Spotify YouTube Facebook LinkedIn Instagram Chapters (00:00:00) - How to Run Your Home and Your Dough Like a Biblical Boss(00:00:22) - Abraham's Wallet(00:08:38) - Abraham's Wallet: I Don't Want to Be an Influ(00:12:09) - A Pastor is God's Chosen Leader(00:20:10) - The Abrahamic Profile(00:26:38) - Marriage and the Family(00:27:07) - Marriage Talk: Male Headship(00:30:03) - How to Raise Children in the Abrahamic Machine(00:35:03) - Deuteronomy 13: The Care of Your Children(00:38:01) - God on Money and Marriage(00:42:41) - Households and Money(00:48:00) - Abraham's Wallet: The Family Vision

We've had the first monetary policy decision from the new Reserve Bank Governor, and it's not until you get a new captain at the helm that you realise just how little confidence you had left in the previous one. Now, to be fair, it's early days for Anna Breman. We'll judge her by what she does from here on in. But she does start with a clean slate - without us reading too much into her decisions or second-guessing every move because of a poor track record. And that, I'd say, is a very welcome change from just a few weeks ago before she took over. Her assessment is that inflation is fine. Yes, it's a little high right now - 3.1 percent, outside the target band - but it's expected to fall back within the band by this time next year. The economy is improving. The green shoots that were previously limited to certain regions and industries are becoming more widespread. Households are getting more money in their pockets, but they're still cautious - and that's a problem. Because unless they're confident enough to spend, they'll hold back the economic recovery from what it could potentially be. But - and this is probably the bit you've been most interested in, and waiting for - they will start raising the OCR faster than expected. Previously, the Official Cash Rate projection had it going from 2.2 percent in March to 2.3 percent in December. That's now been brought forward: they're forecasting 2.3 percent in June and 2.4 percent in December. The first increase will still most likely be in December, but the chances of it happening in September just increased. It's not a major concern. It's not a major correction. It's not a game-changer for most people. But it does bring the inevitable a little closer. Still - for now - it's nice to have a change at the top, isn't it? And here's hoping this Governor does a better job than the last one. LISTEN ABOVESee omnystudio.com/listener for privacy information.

We've had the first monetary policy decision from the new Reserve Bank Governor, and it's not until you get a new captain at the helm that you realise just how little confidence you had left in the previous one. Now, to be fair, it's early days for Anna Breman. We'll judge her by what she does from here on in. But she does start with a clean slate - without us reading too much into her decisions or second-guessing every move because of a poor track record. And that, I'd say, is a very welcome change from just a few weeks ago before she took over. Her assessment is that inflation is fine. Yes, it's a little high right now - 3.1 percent, outside the target band - but it's expected to fall back within the band by this time next year. The economy is improving. The green shoots that were previously limited to certain regions and industries are becoming more widespread. Households are getting more money in their pockets, but they're still cautious - and that's a problem. Because unless they're confident enough to spend, they'll hold back the economic recovery from what it could potentially be. But - and this is probably the bit you've been most interested in, and waiting for - they will start raising the OCR faster than expected. Previously, the Official Cash Rate projection had it going from 2.2 percent in March to 2.3 percent in December. That's now been brought forward: they're forecasting 2.3 percent in June and 2.4 percent in December. The first increase will still most likely be in December, but the chances of it happening in September just increased. It's not a major concern. It's not a major correction. It's not a game-changer for most people. But it does bring the inevitable a little closer. Still - for now - it's nice to have a change at the top, isn't it? And here's hoping this Governor does a better job than the last one. LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this episode of the No One Fights Alone (NOFA) Podcast, Brad and Maren take a deeper look at an often overlooked part of first responder and veteran life — the family at home.While public safety professionals are trained to run toward danger and provide physical protection, the emotional impact of that responsibility doesn't stay on shift. Brad and Maren explore how trauma exposure, hypervigilance, and operational stress influence relationships with spouses and children, often in ways families struggle to understand or talk about.They discuss what it can feel like for children growing up in a home shaped by unpredictable schedules, emotional shutdown, or heightened alertness. Many families learn to adapt silently, reading moods instead of having conversations, and those survival patterns frequently carry into adulthood.Brad and Maren talk about conflict — not as something to avoid, but as something families must learn to navigate in a healthy way. Avoidance, resentment, anger, and emotional withdrawal are discussed as common coping strategies that unintentionally create distance inside relationships. They emphasize that while first responders provide physical safety, emotional safety inside the home is equally important.The conversation also explores how childhood experiences shape adult behavior, why children often take on responsibility beyond their age in high-stress households, and how shame prevents both parents and kids from asking for help. Therapy and honest dialogue are presented not as signs of weakness, but as tools for rebuilding connection and breaking generational cycles.Listeners will hear practical insight into how families can communicate more openly, repair misunderstandings, and support each other through the realities of high-pressure careers.Topics discussed include:• First responder family dynamics • Children of law enforcement and veterans • Hypervigilance at home and emotional withdrawal • Anger, resentment, and communication styles • Healthy conflict resolution in relationships • Breaking cycles of shame and isolation • Therapy and rebuilding emotional safetyWhether you serve in public safety, are married to someone who does, or grew up in that environment, this episode offers perspective on why these patterns exist — and how families can move toward understanding instead of distance.About the No One Fights Alone PodcastThe No One Fights Alone (NOFA) Podcast features honest conversations about mental health, trauma, recovery, and resilience within first responder, military, and high-stress professional communities. Through real experiences and open dialogue, the show works to reduce stigma, strengthen connection, and provide understanding for both those who serve and the families who stand beside them. Our mission is simple: remind people they never have to carry it alone.Sponsored by Chateau Health & WellnessThis episode is proudly sponsored by Chateau Health & Wellness, a trauma-focused residential treatment program serving first responders, veterans, and professionals in high-pressure careers.Chateau specializes in treating PTSD, depression, anxiety, and substance use challenges through clinically sophisticated and relationship-centered care designed for individuals whose responsibilities make it difficult to step away and seek help.Learn more or connect with their team at: www.chateaurecovery.com

Let's talk about Trump's quiet tax on American households....

A new report from the nonpartisan Tax Foundation found that President Donald Trump's tariffs have cost the average American household an extra $1,000 a year and could balloon to $1,300 if they remain in place. Greg and Holly discuss how these tariffs have impacted families' wallets.  

Cape Town is often praised for having one of South Africa’s most progressive residential solar programmes, but the rollout has not been without controversy. Kadri Nassiep, Executive Director of City Electricity at the City of Cape Town, speaks to John Maytham about the City’s approach to encouraging solar uptake. Households can benefit from incentives including cash or bill credits for excess power fed back into the grid and the City has paid millions to residents for their contributions. Some administration fees have been reduced to make solar adoption easier. However, critics argue that additional costs such as feed-in meters and fixed infrastructure charges make participation complicated and expensive, particularly for middle-income households, high-value properties, and those using less municipal electricity. More than 14 000 objections and petitions have been lodged against the City’s tariff structures, with residents saying that fixed charges disproportionately affect disposable income. The City maintains that charges are necessary to cover the cost of pipes, cables, and staff, even as more households generate their own power, highlighting the tension between supporting renewable energy and maintaining municipal infrastructure funding. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Travis Rymer preaches "Christian Households" from Colossians 3:18-4:1, in this Sunday morning gathering of Grace Harbor Church.

Grief knocks first, and we don't look away. A young woman's murder and the raw honesty of Psalm 31 set the tone for a frank, searching conversation about sorrow, courage, and what real faithfulness looks like when the world feels unsteady. From there, we move into the harder rooms of Scripture—1 Peter 3 on marriage—and ask how to hold honor, respect, and mutual duty in a culture that often treats vows as suggestions. The goal isn't to win an argument; it's to recover a pattern of life that keeps love sturdy and prayer unhindered.The lens widens with Matthew 25 as we wrestle with works of mercy: feeding the hungry, welcoming the stranger, visiting the sick and imprisoned. Compassion matters, and so does prudence. How do we protect the vulnerable already in our care while serving those at the edges of our attention? We trace that tension with clear eyes, resisting slogans and aiming for lived obedience that counts the cost and still says yes. Along the way, we step into history—a Berlin bombing, a Civil War sailor's courage—to show how ideology without virtue fractures communities, while duty rooted in character preserves them.Finally, we bring it home: men and women, honor and gratitude, strength and tenderness. Households ordered by Scripture become small schools of public virtue. Citizens who fear God choose leaders who tell the truth, steward resources, and remember they will answer to a higher Judge. It's a call to lament honestly, love concretely, and vote with a conscience trained by the Word. If this conversation steadies you or sparks a healthy disagreement, share it with a friend, leave a review, and consider supporting the show so we can keep building thoughtful, faith-filled content together. Subscribe, pass it on, and tell us where you see mercy and wisdom most needed right now.#NoahWebster #Education #DailyScripture Support the showThe American Soul Podcasthttps://www.buzzsprout.com/1791934/subscribe Countryside Book Series https://www.amazon.com/Countryside-Book-J-T-Cope-IV-ebook/dp/B00MPIXOB2

In today's MadTech Daily, we discuss Google set to double AI spending to USD$185bn (£137bn) after strong earnings, Netflix reaching 61% of UK households, according to Barb, and Baidu unveiling its first dividend alongside a USD$5bn (£3.7bn) buyback.

The Department of Employment and Labour has announced the latest updates to South Africa's National Minimum Wage, affecting domestic workers, farm workers, and other applicable employees. Following recommendations from the National Minimum Wage Council, the rate has been increased by 5%, moving from R28.79 to R30.23 per ordinary hour worked. For a standard 45-hour work week, the increase translates to a weekly wage of R1,264.85. When calculated over a month of 4.3 weeks (or 195 hours), the minimum becomes R5,894.40. For households employing domestic workers on a more typical 160-hour month, the minimum monthly wage rises to R4,834, up from R4,606 in 2025. Households must also note that South Africa's minimum wage laws require employers to pay for at least four hours of work each day, regardless of the actual hours worked. This sets the true daily minimum for domestic workers at approximately R121, an increase from R115 last year. Domestic workers have been fully covered by the National Minimum Wage since 2022. However, data suggests that many workers are still earning below the legal minimum. According to BusinessTech, median salaries reported by Stats SA show that domestic workers earn around R2,350 per month, equivalent to R14.69 per hour for a 160-hour month. This is less than half of the 2026 minimum wage.

Households and businesses set to feel the sting of higher interest rates as Jim Chalmers vows to tame inflation.

Households and businesses set to feel the sting of higher interest rates as Jim Chalmers vows to tame inflation.

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More than 7,600 older adult households in Salt Lake County rely on public assistance to afford groceries, according to new research commissioned by the Salt Lake County Office of Regional Development. We speak to Afton January, Communications & PR manager for SLCO Aging and Adult Services, about food affordability for seniors and how changes to SNAP may impact them.

In this episode, Donna and Sam had a virtual sit down with Alex B. Hill for Detroit By The Numbers and Kirsten Elliott, the CEO and President of Community Housing Network. Together, they trace a clear line from protest and media narratives to the daily math of housing: water debt, fixed incomes, PSH funding, and what “affordable” actually costs.Community Housing Network empowers people to live in affordable homes to help build thriving communities. They envision a future where everyone can achieve stability, dignity, and opportunity. They aim to create thriving communities with affordable homes, connect individuals and families to essential resources, and foster a supportive workplace for their employees. Their work is rooted in the idea that decent, affordable, and stable housing is a necessary foundation for a healthy, successful life. For more information on Community Housing Network and their work, click here. FOR DETROIT BY THE NUMBERS WITH ALEX B. HILL:4 District-wide school closures for snow or cold weather this month (DPSCD)1,827 Households signed up for 5,000 spots in the Lifeline H2O water assistance program. (Outlier/DWSD)50% Detroit Seniors spend 30%or more of income on housing costs (The Conversation)6%  Census estimates show Detroit's population at ~637 k with a high citizenship rate (~96.7 %) and a relatively small foreign-born share (~5.9 %) — below the average of 13% for other large cities. (Census)Support the showFollow us on Instagram, Facebook and Twitter.

Analyzing where every dollar goes provides the ultimate leverage for financial independence, and in this annual tradition, we're pulling back the curtain on our 2025 household spending. From finished decks and water filters to personal trainers and pilates, we break down the total expenses for all four co-host households. We explore how intentionality often trumps deprivation, whether that means slashing Amazon spending by 90% or investing in quality athletic gear. Join us for an honest look at what it actually costs to live life on your own terms in today's economy—and find out who spent the lowest and highest this year (it might not be who you'd guess!).Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/147-2025-expense-review-from-93k-to-192k-a-tale-of-four-households/

When a sudden job loss, medical diagnosis, divorce, or mental health crisis threatens the stability of you and your family, who is there to help you? Here in Berthoud, it's House of Neighborly Service.Through their programs such as utility assistance and food distribution, as well as partnerships with other agencies for services like mental health care and tutoring, HNS has been helping our community navigate and recover from crises for decades. If you need some help, if you can give some help, or if you just want to understand what HNS is all about, Diane and Cherri share everything you need to know in this episode.

The newest article from Trustway Accounting breaks down FairTax rate confusion, household impact, and common misconceptions. Read the full guide here: https://trustwayaccounting.com/post/fairtax-national-sales-tax-explained Trustway Accounting City: Hoover Address: 1236 Blue Ridge Blvd Website: https://trustwayaccounting.com

On Binghamton University Week: African American households are shouldering a heavier burden of energy costs; why is this? George Homsy, Director of Environmental Studies and Associate Professor in the Department of Public Administration and Policy, finds two possible reasons why. George Homsy’s research centers on sustainability and local government policymaking. He explores the drivers of […]

In a world full of evil, an elder's job is not to fight an impossible battle against outside influences but to silence error within the church.

Stephen Grootes speaks to Melanie Veness, CEO of the Pietermaritzburg and Midlands Chamber of Business, about the far‑reaching implications of Nersa’s unlawful tariff approvals and the potential financial shock awaiting both municipalities and consumers. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Lance Roberts & Danny Ratliff take your real-time questions directly from our YouTube live chat window, and break down today's most important money, market, investing, and retirement topics. 0:00 - INTRO 0:19 - Big Banks' Earnings & Trading Revenue 4:00 - Markets Decline off All-time Highs 9:05 - Fun with Charts - Understanding Market Dynamics 16:17 - Contributing to Roth in Retirement? 20:27 - SimpleVisor Alerts 21:10 - Determining Percentage of Assets to Own vs Sell 26:15 - Thoughts on Trump Plan to use Retirement Money for Home Purchases 30:01 - You never Own Your House 33:48 - Sartorial Advice from Chat Room 34:50 - Target Allocations & Market Valuations 40:18 - 10% Cap on Credit Card Interest 43:08 - The Problem with Checks to Households & UBI 47:10 - A Candid Critique of the Service Industry 48:18 - Why MasterCard Stock Dropped on CC News 49:33 - The Problem with Crony Capitalism 49:52 - Defense Contractor Stock Buys Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=jAYfTLVka6w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "The Economic Reflation Narrative Is Back" here: https://www.youtube.com/watch?v=LT4dfHthMSY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Markets Compress Near All-time Highs," is here: https://www.youtube.com/watch?v=3p7ti6VnJQI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketToday #MarketVolatility #TechnicalAnalysis #RiskManagement #InvestingQuestions #PersonalFinance #RetirementPlanning

Message Take Aways:1. A wife's submission to her husband is ultimately obedience to the Lord and it is made easier when her husband is rightly submitted to Christ—“Though one may be overpowered by another, two can withstand him. And a threefold cord is not quickly broken.” Ecclesiastes 4:122. Households established on God's intended structure for the family will be blessed as they yield to His word—“The fear of the LORD is the beginning of knowledge, But fools despise wisdom and instruction.” Proverbs 1:73. Regardless of position, the Christian is to regard their employment as service unto the Lord and seek to glorify Him in it—“And whatever you do in word or deed, do all in the name of the Lord Jesus, giving thanks to God the Father through Him.” Colossians 3:17

In this episode, Steve Wood examines Colossians 3:18–4:1 and St. Paul's teaching on Christian family households. He walks through the roles of wives, husbands, parents, and children, addressing why Colossians 3:18 is often misunderstood today. Using the example of St. Joseph and the Holy Family, Steve explains Christian headship as a call to service, protection, and love. The episode places these household teachings within the broader context of Scripture and Catholic tradition. For more resources, visit us online at www.BibleforCatholics.com.  

The USDA’s Economic Research Service said 13.7 percent of U.S. households, or 18.3 million, were food insecure in 2024. Food-insecure households, or those with low or very-low food security, had difficulty at some time during the year providing enough food for all their members because of a lack of resources. NAFB News ServiceSee omnystudio.com/listener for privacy information.

Philemon You might like to get some copies of The Lightning-Fast Field Guide to the Bible for yourself and for others - here's a link that gets TMBH a little kickback: https://amzn.to/4pEYSS9Thanks to everyone who supports TMBH at patreon.com/thetmbhpodcastYou're the reason we can all do this together!Discuss the episode hereMusic by Jeff Foote

#666: In this First Friday economic update, we explore the paradox defining our current economy: record-breaking retail numbers alongside plummeting consumer confidence. In this First Friday economic update, we explore the paradox defining our current economy: we're spending more than ever, while feeling worse about money than we have in years. The Bureau of Labor Statistics hasn't released jobs data for two consecutive months. The Federal Reserve must make a critical interest rate decision flying blind. Meanwhile, private sector data reveals troubling trends. Small businesses are hemorrhaging jobs while discount chains like Dollar General see their stock prices soar 44%. Americans are spending differently this holiday season. They're shopping earlier, using AI to find deals, and turning to buy-now-pay-later options. Households are spending less than last year, yet total spending increases because more people are participating. This K-shaped recovery benefits luxury retailers and bargain stores while crushing the middle market. We also cover essential year-end financial moves. From maximizing retirement contributions to tax-loss harvesting strategies, we help you navigate your personal finances amid economic uncertainty. The disconnect between what the numbers say – and how people feel – reveals deeper truths about an economy that's technically growing while leaving many behind. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Spotify Wrapped and podcast listener data (2:05) Jobs report missing, BLS delays (5:01) ADP shows 32,000 job losses (8:00) Youth unemployment over 10% (10:32) Fed meeting without data (12:24) Mortgage rates might drop below 6% (20:06) Holiday spending hits $1 trillion (23:43) Consumers spend less individually (26:36) Discount stores outperform market (28:29) Shopping starts in October now (30:22) AI helps holiday shopping (36:09) Giving Tuesday up 11% (38:28) Year-end money moves (45:00) Charity and gift tax limits Learn more about your ad choices. Visit podcastchoices.com/adchoices