Podcasts about dollars

Jesse's answering questions from his inbox, including questions about which retirement accounts to contribute to, how to save money in retirement when you don't have an income, and how a young person can save for multiple goals at the same time.     Got a question for Jesse? Send him an email: askjesse@ynab.com   Pre-order Jesse's new book! www.neverworryaboutmoneyagain.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Scheim gives us the news for the morning. Gas is back up to four Dollars, the best and worst states to live and what one guy did to to recover a mountain dew.

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Turi Munthe is a journalist and policy analyst turned media entrepreneur and writer. As a journalist and Middle East policy analyst, Turi has written for the Economist, Guardian, TLS, THES, the Nation, Spectator, and many others. He has appeared on the BBC, Fox, CNN, al-Jazeera, NBC and others, and given lectures at universities all over the world - Oxford, Sciences Politiques Paris, CUNY, and elsewhere. He has also advised governments across Europe and the Middle East. He is the author of Why We Think What We Think: The Unexpected Origins of Our Deepest Beliefs. In this episode, we focus on Why We Think What We Think. We talk about what opinions are, and the many factors that influence them. We explore the social aspects that predict people's opinions; climate and geography; why conventionally attractive people are more right-wing; and peanut butter preferences. We discuss a biological basis to political beliefs, the social functions of opinions, and tribalism. Finally, we talk about philosophy and science, and political radicalization and polarization.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, DAVID TONNER, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JAMES DORLING!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

The One Big Beautiful Bill has been in effect for a year — but are taxpayers actually seeing the benefits? In this episode of Dollars & Sense, Joel Garris and Christina Lamb break down the latest tax changes, including larger standard deductions, new rules for tips and overtime, the senior deduction, charitable giving updates, and the expanded SALT deduction. They also explain the newly launched Trump Accounts, including who may qualify for the $1,000 government contribution, how these accounts compare to 529 plans and custodial Roth IRAs, and why families should understand the rules before contributing. Plus, Joel and Christina discuss current market headlines, strong earnings season results, rising margin debt, leveraged ETFs, cryptocurrency volatility, and why investors should stay disciplined even when markets feel strong. If you want to better understand how recent tax law changes, family savings options, and investment risks may affect your financial plan, this episode is for you. Topics covered include: Trump Accounts, the One Big Beautiful Bill, 2026 tax deductions, senior tax planning, charitable giving rules, SALT deduction changes, earnings season, leveraged ETFs, margin debt, bitcoin volatility, and long-term investment discipline. 

Headline news for July 20, 2026: A third US service member is confirmed killed in the Iran conflict, bringing the total death toll to seventeen since February. Brent crude crosses ninety U.S. dollars a barrel as fighting enters its ninth consecutive night. The Strait of Hormuz traffic crashes to just four vessels on Sunday, its lowest in weeks. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro or Nicole Teo Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Dans le BOOST aujourd'hui : Mathieu nous partage un compliment.. ou pas qu’il a reçu. Tondre plus souvent éloigne les insectes Voici ce qu’on entendra 94 fois pendant nos vacances. Bonne écoute les chums !

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Francesca Rossi is an IBM fellow and the IBM AI Ethics Global Leader. She works at the T.J. Watson IBM Research Lab, New York. Her research interests focus on artificial intelligence, specifically they include constraint reasoning, preferences, multi-agent systems, computational social choice, collective decision making, and AI value alignment. She is also interested in ethical issues in the development and behavior of AI systems. In this episode, we talk about AI ethics. We discuss the benefits and risks of AI, and how we can mitigate the risks. We talk about how the principles that should undergird AI are developed. Finally, we discuss what a Good AI Society would be like, and the future of AI.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, GABRIEL PONS CORTÈS, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, PETER STOYKO, DAVID TONNER, LEE BECK, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JENNIFER MARTIN!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, ANTHONY DI LORENZO, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

In Episode 489 of Hidden Forces, Demetri Kofinas speaks with historian Mary Bridges, a senior fellow at the Vanderbilt Policy Accelerator and author of Dollars and Dominion, about the origins of America's financial empire, the rise of the dollar from a second-rate currency to the most decentralized form of international money in world history, and what could accelerate or inhibit its continued domination. The first hour traces the origins of America's financial empire following the end of the Spanish-American War, when the dollar wasn't in the same league as the British pound and any American trader moving goods abroad had to go directly through London. Bridges walks us through the messy, often improvised story of how that transformation happened—beginning with the multinational expansion of the International Banking Corporation and its eventual absorption into National City Bank, the entanglement of profit-seeking enterprise with the pursuit of empire, and the central role that information, its creation, organization, and dissemination, played in laying the infrastructure for American financial hegemony. The second hour traces the dollar's evolution into the most decentralized form of international money in world history, embedded in every aspect of global trade and commerce. It then turns to a discussion about the pressures and competition facing the dollar today and what could accelerate or inhibit its continued use as a medium of exchange and store of value internationally. The episode closes with a discussion of Bridges's work on American shipbuilding and maritime power, and her argument that rebuilding America's industrial base will require the kind of government–private sector partnership that has historically built the country's most strategically vital industries—the full public commitment the United States tends to muster only when it decides a sector is too important to leave behind. Subscribe to our premium content—including our premium feed, episode transcripts, and Intelligence Reports—by visiting HiddenForces.io/subscribe. If you'd like to join the conversation and become a member of the Hidden Forces Genius community—with benefits like Q&A calls with guests, exclusive research and analysis, in-person events, and dinners—you can also sign up on our subscriber page at HiddenForces.io/subscribe. If you enjoyed today's episode of Hidden Forces, please support the show by: Subscribing on Apple Podcasts, YouTube, Spotify, Stitcher, SoundCloud, CastBox, or via our RSS Feed Writing us a review on Apple Podcasts & Spotify Join our mailing list at https://hiddenforces.io/newsletter/ Producer & Host: Demetri Kofinas Editor & Engineer: Stylianos Nicolaou Subscribe and support the podcast at https://hiddenforces.io. Join the conversation on Facebook, Instagram, and Twitter at @hiddenforcespod Follow Demetri on Twitter at @Kofinas Episode Recorded on 07/13/2026

India is once again scrambling for dollars, kind of begging for them.  After spending months defending the rupee, the Reserve Bank of India is now offering generous support to banks to get them to raise foreign-currency deposits. They're being encouraged to get creative with it, everything from creating new products to using new digital channels. And, of course, the old school way of just jacking up the interest rate offer. All designed to get dollars into Indian hands. “Begging” might be a strong word, but only barely.Eurodollar University's Money & Macro Analysis--------------------------------------------------------------------------------Learn more about Augusta Precious Metals and what they have to offer - including physical gold for IRA accounts - by going to: https://EurodollarGold.com or text EURO to 35052. ----------------------------------------------------------------------------------If you want to see The Four Economic Regimes, and How to Position Your Portfolio for Each One, sign up here https://eurodollar-university.com/home-page----------------------------------------------------------------------------------https://www.youtube.com/watch?v=R03-x-Wmr7khttps://www.youtube.com/watch?v=KrVIwKnUkBchttps://www.youtube.com/watch?v=_jCp5wnM6Ighttps://www.youtube.com/watch?v=NF6bNaq2hVYhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

Holy Crap It's Sports with Braves updates, British Open highlights, ESPN's ESPYs, World Cup controversy, and the latest from around Major League Baseball. Kimmer also dives into AI-generated videos, an asteroid that may hold clues to the origins of life, nostalgic memories from TV's "Dialing for Dollars," the legacy of John F. Kennedy Jr., Elvis and the Beach Boys, political headlines, and wraps up with plenty of laughs, listener interaction, and classic Kimmer commentary.See omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2115: Nick Maggiulli argues that one of the most valuable career skills is reducing uncertainty for the people around you through proactive communication and consistent updates. By becoming an "uncertainty killer," you can build trust, strengthen professional relationships, increase your value at work, and ultimately improve your long-term earning potential. Read along with the original article(s) here: https://ofdollarsanddata.com/become-an-uncertainty-killer/ Quotes to ponder: "Reduce uncertainty for others as much as you can." "You will build trust at every turn and create allies wherever you go." "You have to make sure that information is flowing in a way so that you become a trusted resource wherever you go." Learn more about your ad choices. Visit megaphone.fm/adchoices

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Rafael Ruiz is a Philosophy Ph.D. Student at the London School of Economics (LSE). He is currently working on questions about Moral Progress, which include conceptual ("what is moral and social progress?"), causal ("what sorts of mechanisms drive progress?"), and policy-related questions ("how do we promote progress?") from an interdisciplinary perspective. In this episode, we talk about Rafael's Substack post “Being "Woke" is good, actually”. We discuss what the term “woke” means, anti-woke radicalization, whether woke is good, and how the woke can go too far. We talk about non-ideal moral theory, psychological and materialist theories of moral progress. Finally, we discuss the link between moral progressand wokeism.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, ADAM HUNT, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, PAULO TOLENTINO, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, GABRIEL PONS CORTÈS, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, MICHAEL BAILEY, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, 航 豊川, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JAMES, JORDAN MANSFIELD, CHARLOTTE ALLEN, PETER STOYKO, DAVID TONNER, LEE BECK, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, AND RHYS!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, BENEDIKT MUELLER, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, AND PER KRAULIS!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

D&P Highlight: What a great use of taxpayer dollars. full 413 Wed, 15 Jul 2026 18:57:00 +0000 dg9zgxCaLoFT50Okes2jNUw7JRGLpQuv news The Dana & Parks Podcast news D&P Highlight: What a great use of taxpayer dollars. You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.com?fee

It's time to take in a Western, y'all! This week, Chad has Justin sit down for the Clint Eastwood classic A Fistful of Dollars! Download and listen today on Apple Podcasts, Spotify, iHeart, Amazon, Stitcher, Goodpods, and more of your favorite podcast services!  Support our Extra Life effort for Children's Miracle Network Hospitals and maybe win yourself a big prize! Details: https://dd.extra-life.org/teams/73355  Interested in advertising? Want to be on the show? Reach out at geekcavepodcast@gmail.com

On this episode of the Detroit Koolaid Cast we talk all things Detroit Lions. DRINK IT INNNNNNNNNNNNNNNNNN!#DetroitKoolaidCast #Lions #Podcast #OnePride@DerekOkrie & @ChopsInTheD on TwitterPodcast Platforms:Apple PodcastsGoogle PodcastsSpotifyBreakerCastboxGoogle Play MusicAnchorOvercastPocket CastsPodBeanRadioPublicStitcherDetroit Koolaid Cast Listener Line 989-272-3484. Please call or text and leave us a message!!Please SUBSCRIBE and leave us a review on iTunes.GO LIONS!!

While we prepare Season 17 of the podcast, Tim will be giving weekly rapid reactions to audio articles from The Fire Time Magazine. In this week's episode, Tim reacts to an article by Clay Dennis titled, "Four Ways to Get a Higher Return on Your Marketing Dollars" (released in the ⁠⁠⁠⁠⁠⁠June 2026 issue of The Fire Time Magazine⁠⁠)⁠.⁠⁠⁠ ------ Watch this podcast on YouTube: https://youtu.be/VPYc1089JDU Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-fire-time-podcast/id1433804268 Listen on Spotify: https://open.spotify.com/show/4vHdzg48bE5qFf0KjMeMej?si=7b6cae3923d348f2 Read The Fire Time Magazine: https://www.itsfiretime.com/magazine Subscribe to The Fire Time Magazine: https://itsfiretime.com/subscribe Support The Fire Time Podcast financially: https://www.itsfiretime.com/join Want to get more fireplace leads for your company? Check out: https://findmyfireplace.com

The Amazon Kindle Scribe feels just like writing on paper and helps keep pages of notes organized and easy to read. Get yours here https://amzn.to/4peFOKQ What's the #1 money habit that separates winners from losers? What stops the thousand small cuts you're making every single day that you refuse to see? Caleb Hammer has reviewed thousands of financial disasters on his show Financial Audit, and he's breaking down the tactics that separates people who build wealth from people who stay stuck forever. From collections to car loans to OnlyFans subscriptions, he's seen it all. And in this episode, he's pulling back the curtain on what actually works, what's killing your future, and why most people would rather look rich than be rich. In this episode, you'll learn: Why 40% of Americans can't afford a $400 emergency and how not having an emergency fund starts the debt snowball that destroys everything The 50/30/20 rule: 50% needs, 30% fun, 20% investing, and why people think Caleb is stingy when he's actually telling you to spend a crazy amount on fun once you cut the BS The real difference between people who change and people who don't: action words versus future words, and why I'm gonna means nothing if the documents show you aren't doing it now ___________ (00:00:00) Introduction: Budgeting Is the Snowball That Starts Every Financial Disaster (00:00:52) The Red Flags: Collections, Repos, and the Death by a Thousand Cuts (00:06:14) The OnlyFans Economy: Loneliness, Parasocial Relationships, and Paying Indian Telemarketers (00:08:00) The Average American Is Broke: 40% Can't Handle a 400 Dollar Emergency (00:10:54) Budget or Die: The One Non-Negotiable Rule That Changes Everything (00:12:01) The 28 Dollar Lunch Debate: Avocado Toast, Death by a Thousand Cuts, and Owning Your Choices (00:13:45) Housing, College, and Health Care: The Three Things Actually Screwing Gen Z (00:19:38) The Car Trap: Why Americans Justify 1000 Dollar Payments for Grocery Runs (00:23:27) Dave Ramsey Is Wrong: The 1000 Dollar Emergency Fund and the 6% Withdrawal Myth (00:26:33) Bill Gates Doesn't Know the Price of Rice-A-Roni: The Disconnect of Wealth (00:27:45) The 100K Investment Blueprint: Target Date Funds, Index Funds, and Killing High-Interest Debt First (00:29:19) Pokemon Cards, Tulip Mania, and NFTs: Why Speculation Always Ends the Same Way (00:30:58) The Dumbest Investments: Gold Mines in Uganda, CDs, and Risk-Averse Spending Addicts (00:34:21) The SpaceX IPO: Trillion Dollar Valuation, NASDAQ Rule Changes, and Betting on Elon (00:37:43) Caleb's Origin Story: From Negative 90K in Debt to 250K Net Worth in Six Years (00:41:34) The Five-Step Blueprint: Budget, Find Your Market Fit, Kill Debt, Emergency Fund, Invest 20% (00:42:58) The 50-30-20 Rule: 30% on Fun Is Not Stingy, It's Generous as Hell (00:48:05) War Stories: The Streamer Who Made Two Cents a Month and Still Wouldn't Quit (00:50:49) The Car Defense: Why People Fight to the Bone Over a 40K Net Gain (00:51:31) Breaking Someone's Frame: The Kids Argument and the N-Word Incident (00:54:36) The Action Test: I'm Gonna Versus I Am—How to Tell If Someone Will Actually Change (00:55:28) 28,000 Dollars in Debt Paid Off in 12 Months: The Financial Audit Success Rate (00:56:29) The Anchor Problem: When One Partner Drags the Other Down Financially (00:57:24) Couples Therapy, Prenups, and When to Walk Away from Financial Disaster (00:58:07) Underrated Purchases and Mint Chocolate Chip: The Flavor That Tastes Like Mouthwash (01:00:59) The Money Rule Caleb Struggles to Follow: Spend More and Take a Vacation (01:02:01) Hammer Elite: 110,000 Subscribers and Building a Premium Content Empire (01:02:54) Political Audits: Governors, Senators, and Why Newsom Said No (01:04:27) The Federal Debt Crisis: Pentagon Audits, Social Security Cuts, and the 25% Haircut in Five Years (01:04:57) Centrist Economics, Right-Wing Coded Jokes, and Why Both Parties Suck at Spending (01:09:27) The Final Word: Every Day You Wake Up, You Choose to Be a Retard or Not—Choose Wisely ___________ MORE FROM BIGDEAL

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Patrick Hassan is a Senior Lecturer at the School of English, Communication and Philosophy at Cardiff University. His primary areas of interest are moral and existential philosophy. Currently, I work on 19th century philosophy (particularly Nietzsche and Schopenhauer), ethics and its relation to aesthetics, and environmental philosophy. He is the author of Nietzsche's Struggle against Pessimism. In this episode, we have an open discussion about suicide. We start by discussing whether suicide should always be medicalized. We talk about whether it can be justifiable, and whether there is a duty to live, with a focus on the duty to other people. We also discuss whether people should have access to assisted suicide. Finally, we discuss whether it is a personal flaw if someone decides they no longer want to live.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, GABRIEL PONS CORTÈS, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, PETER STOYKO, DAVID TONNER, LEE BECK, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JENNIFER MARTIN!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, ANTHONY DI LORENZO, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

Summer is the perfect time to pause, reset, and make sure your money is still working for you. In this episode of Dollars & Sense, Zach Keister and Kristin Kalley walk through practical midyear money moves that can help you review your financial goals, get organized, and protect your household from costly mistakes. First, they cover how to run a simple midyear money reset by reviewing what came in, what went out, what you owe, and what you have saved. Then, they discuss why credit card debt can quietly build during the summer, how to create a realistic payoff plan, and how small spending “speed bumps” can help reduce impulse purchases. The conversation also covers financial loose ends that are easy to put off but important to review, including beneficiary designations, old retirement accounts, estate planning documents, and account consolidation. Finally, Zach and Kristin shift into cybercrime awareness, sharing key takeaways from the FBI internet crime report, including how AI is making scams more convincing, why younger people are increasingly being targeted, how government impersonation scams are evolving, and why crypto fraud is driving major losses. If you are looking for practical personal finance tips, ways to pay down debt, or reminders to protect your family from financial scams, this episode is a great place to start. In this episode: midyear financial reset, credit card payoff strategies, budgeting tips, retirement account cleanup, beneficiary reviews, estate planning basics, cybercrime prevention, AI scams, government impersonation scams, and cryptocurrency fraud awareness.

Getting the kids back in school can be financially stressful, but there are ways to cut down the budget a bit. This week, Sarah and Tennille discuss money plans that should be made while the summer fun is still in full swing.

According to reports, big companies like Ford and philanthropies are stepping up to boost programs to get more people into the trades — a boost to the tune of $400 million. https://www.farm-equipment.com/blogs/6-opinions-columns/post/25452-big-companies-are-putting-big-dollars-behind-the-trades-but-where-does-it-leave-diesel-techs

Every year, the federal government spends billions supporting research at universities across the country. That investment helps drive scientific advances, but it also depends on a complex system of funding decisions, academic institutions and researchers. For a closer look at how that system works, Federal News Network's Eric White spoke with Darren Lipomi, professor of chemical engineering at the University of Rochester and author of a new book, "Science Nonfiction: Behind the Scenes in University Research."See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Full Show: Pulisic Injury Falls on Deaf Ears, Who Else Besides Mahomes? Royals Need To Wake Up and SELL, 1 Millions Dollars or Jail, Richard of the Week full 10460 Fri, 10 Jul 2026 15:19:51 +0000 1JUkpKfuibetA7WIET27XcPfWPVHVSvN nfl,mlb,kansas city chiefs,world cup,kansas city royals,fifa,christian pulisic,sports Fescoe & Dusty nfl,mlb,kansas city chiefs,world cup,kansas city royals,fifa,christian pulisic,sports Full Show: Pulisic Injury Falls on Deaf Ears, Who Else Besides Mahomes? Royals Need To Wake Up and SELL, 1 Millions Dollars or Jail, Richard of the Week Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc.

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Paul Pettitt is Professor of Palaeolithic Archaeology at Durham University. He specializes in Palaeolithic art and in the long-term development of the treatment of the dead. His survey of the biological and behavioral evolution of Homo sapiens was published by Thames and Hudson in 2022 (Homo Sapiens Rediscovered: The Scientific Revolution Rewriting our Origins). He is currently researching aspects of the visual psychology that underpins the earliest cave art.  In this episode, we start by talking about the origins of paleoanthropology, and the development of evolutionary thanatology. We then discuss mortuary practices in human evolution and across human societies, and mortuary practices in mammal societies. We talk about how people react to death, and the social roles of funerals. We discuss whether other animals are aware of death. Finally, we talk about the evolution of symbolism, and what can we learn about human cognition from the study of paleolithic cave art.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, GABRIEL PONS CORTÈS, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, PETER STOYKO, DAVID TONNER, LEE BECK, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, AND JON STEWART!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, ANTHONY DI LORENZO, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

If you've ever wondered how a birthday celebration could spiral into a full-blown discussion about Gathering of the Juggalos etiquette, congratulations—you've found your people.Today's daily podcast begins with one of the greatest animal stories ever told: a baby fox whose face looks so much like Shaggy 2 Dope that Insane Clown Posse actually came to meet it. That somehow launches the crew into debating whether they should road-trip to this year's Gathering of the Juggalos in Missouri... where they immediately learn one important survival tip:Never.Ever.Pick up a dollar bill.Because it might be a Poop Dollar.Yes, that's apparently a real thing.The crew debates camping versus hotels, Clownvis as the official Juggalo ambassador, RV road trips, and whether anyone could profit from wearing latex gloves and collecting contaminated cash. Honestly? It somehow becomes one of the most educational segments we've ever done.Then things only get weirder.We rank the whitest phrases ever spoken ("News flash, buddy." "Get a load of this guy." "Ready Freddy."), dive into celebrity news featuring Bon Jovi's return to the stage, Jack Antonoff and Margaret Qualley, Taylor Swift wedding conspiracy theories that somehow become a thousand-dollar bet, Luke Wilson becoming a first-time dad at 54, Shark Tank's newest guest sharks, Dune Part Three hype, Netflix's upcoming fried chicken documentary, MK Ultra documentaries, the worst movies ever made, and the latest Emmy nominations.The gang also pays tribute to Bonnie Tyler, debates whether Andie MacDowell is "stunning" or merely "a smoke show," and somehow finds time to invent another ridiculous punishment involving dressing like television characters for an entire week.As always, nobody stays on topic for very long—and that's exactly why this daily podcast exists.If you enjoy sarcastic conversations, ridiculous news, pop culture commentary, celebrity gossip, and the kind of comedy that only happens when a group of friends accidentally encourages each other to make terrible decisions, this episode has everything you could possibly want.Plus:Gathering of the Juggalos survival guideWhat exactly is a Poop Dollar?Celebrity gossip & entertainment newsBonnie Tyler tributeEmmy bet punishment announcedTaylor Swift wedding conspiracy continuesBirthday celebrations for RizCrap on CelebritiesPassword game chaosThanks for making us part of your mornings. We appreciate every single one of you... even the people who would absolutely throw poop-covered money on the ground just to watch someone pick it up.Whether you're listening from St. Louis or halfway across the country, thanks for hanging out with your favorite daily podcast full of professional radio people making deeply questionable conversational choiceFollow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

About this episode:   Late last year, the federal government awarded the state of Maryland $168 million for projects advancing rural health. In this episode: Elizabeth Kromm of the Maryland Department of Health explains how the state plans to use this Rural Health Transformation grant to bolster the state's health workforce, connect more people to primary care, get more locally-grown, nutritious foods on Marylander's plates—and the massive effort to turn around a grant proposal like this on a very tight timeline. Guest:  Elizabeth Edsall Kromm, PhD, is assistant secretary of population health and strategic initiatives at the Maryland Department of Health and adjunct assistant professor of Health, Behavior and Society at the Johns Hopkins Bloomberg School of Public Health. Host:  Lindsay Smith Rogers, MA, is the producer of the Public Health On Call podcast, an editor for Expert Insights, and the director of content strategy for the Johns Hopkins Bloomberg School of Public Health.  Show links and related content:  Rural Health Transformation Program (RHTP)—Maryland Department of Health What Rural America Can Learn from Global Health—Johns Hopkins Center for Communication Programs Maryland All-Payer Model—CMS.gov The State of Rural Health—Public Health On Call (January 2024) Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌PublicHealthPod on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Matthew McManus is a Lecturer in the Department of Political Science at the University of Michigan. He is the author of books like The Emergence of Postmodernity, The Political Right and Equality, and The Political Theory of Liberal Socialism. In this episode, we start by talking about the piece “The Right Wants You Stupid”. We explore the historical link between anti-intellectualism and the American right, the idea of a natural order to society, and how it benefits the ruling class. We talk about anti-intellectualism in the American modern era, and charges against SJWs, feminists, Marxists, the wokes, and “cultural Marxism”. We also discuss whether the right is really in favor of academic freedom. We then talk about Dr. McManus' piece “Steven Pinker Doesn't Know Anything About Marxism”, and explore how he is wrong about Marxism; whether Marxism has really been tried in any society; Pinker's flawed take on the Enlightenment; and issues with Pinker's approach to history, anthropology, politics, and economics. Finally, we discuss the critics of Marxism that Marxists need to contend with the most.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, DAVID TONNER, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JAMES DORLING!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

Traveling for the boys.Senate races across country are interesting:MaineMichiganOhioAlaskaTexasIowaMinnesotaGeorgiaNew HampshireNorth CarolinaWhat no one is talking about - Oregon.State Governor Races:Toss ups:NevadaArizonaGeorgiaWisconsinIowaMichiganLeans R:KansasOhioNew HampshireLean D:New MexicoMaineNew YorkPennsylvaniaMinnesotaOregonOregon Caucus Money:House R - Elmer 145k/175k evergreen = $320kHouse D - Future 1.1/$66k Fahey/$100k Bowman = $1.3Senate D - Leadership $720/Wagner $120/ Jama $50k = $900Senate R - Leadership $6k/Starr $150k = $150kBring Balance $4.5 millionIPO nominations are out:US CongressChris Beck — OR 02Andrea Salinas — OR 06Oregon SenateClay Bearnson — SD 03James I. Manning, Jr. — SD 07Melisa (Lisa) Finkle — SD 16Dawn Regier — SD 21Oregon HousePam Marsh — HD 5David Gomberg — HD 10Ivan Maluski — HD 11Joanna Robinson — HD 15Roy Kaufmann — HD 18Tom Andersen — HD 19Lesly Munoz — HD 22Sue Rieke Smith — HD 26Brian Schimmel — HD 29Cyrus Javadi — HD 32Jules Walters — HD 37April Dobson — HD 39Pat Hubbell — HD 40Thuy Tran — HD 45Ricki Ruiz — HD 50Emerson Levy — HD 53 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.crosstabs.studio

Overhear my friends tell me their latest sex stories! Threesomes, multiple orgasms, Dungeons & Dragons-play, Horse Markets. Some of my favorite past guests of the pod call with sexcapades for your commutes home. Plus! Take the pressure off of your penises! Mentioned:NYC - 6/25 - https://www.eventbrite.com/e/1989846095236CHICAGO - 7/10 - https://www.eventbrite.com/e/1989444027641PHILADELPHIA - 8/1 - https://www.eventbrite.com/e/1992372794662 Follow Stephanie!Instagram: @pagestephanie1 Follow Billy!Instagram: @billyprocidajrTikTok: @TheBillyProcidaThreads: @billyprocidajrBlueSky: @thebillyprocida Money StuffVenmo: @BillyProcidaCash App: $billyprocidaPayPal/Zelle: funnybillypro@gmail.com Become a member for 3 Dollars at http://patreon.com/manwhorepodcast Get your books and e-books through an independent bookstore at http://manwhorepod.com/bookshop Just be chill in The Champagne Room at http://manwhorepod.com/discord Email your comments, questions, and criticisms to manwhorepod@gmail.com. Late Night Radio and Joey's Formal Waltz by Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0/ www.ManwhorePod.com Learn more about your ad choices. Visit megaphone.fm/adchoices

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Every soybean grower knows about low market prices. If you're a farmer sitting on the Wisconsin Soybean Marketing Board, those challenges turn into difficult decisions about where to invest checkoff dollars for the future. Pam Jahnke sits down with WI Soybean Marketing Board Vice President, Matt Wagenson. Wagenson farms near Bear Creek, managing just over 1,000 crop acres plus a beef operation. Now in his 12th year serving as a board member for Wisconsin soybean growers, Wagenson says he's got a more complete picture on how checkoff invested dollars are repaying growers today. It takes time, and that's one thing he stresses when talking with other growers. "The most exciting things I've seen in the past two years for us, other than research, is what Delong's doing in Milwaukee," Wagenson says. "Getting the Great Lakes going. Start cranking stuff out of the Great Lakes out of the St. Lawrence Seaway." Wagenson says Wisconsin soybeans can now get to Africa and the EU faster than almost any state. That's one of the stories he shares when growers ask about where their investments are going. Wagenson says while the WI Soybean Marketing Board cannot invest in physical structures, they can support generating information that helps companies and businesses make decisions about those investment. Find out more about how your soybean checkoff dollars are being spent in Wisconsin!See omnystudio.com/listener for privacy information.

Sharing the great story of Wisconsin's beef industry can go in many different directions for many different audiences. Dollars, however, are limited. That's one of the challenges facing Tammy Vaassen, executive director of the Wisconsin Beef Council. Vaassen, along with other state staff leaders, will be at the Summer Business Conference of the Cattlemen's Beef Board learning about projects that might fit with Wisconsin's direction. Presenters will be from several different partners that contract with the Cattlemen's Beef Board. Each with a particular area of expertise. Vaassen explains to her board members and producers the simple fact that there's not as many cattle in the U.S. today as there has been. That directly dictates the operating budget for the Wisconsin Beef Council. By investigating partnerships with other checkoff funded partners, Vaassen can parlay her limited budget into a bigger bang for Wisconsin producers buck. Any ideas that she believes are worth pursuing will be shared with her Wisconsin board members for final decision on funding. In the past, for example, the Wisconsin Beef Council has used these partnerships to create reverse trade missions. Brining foreign buyers to Wisconsin to learn about the unique system of beef production the state offers. Vaassen and the staff at the Wisconsin Beef Council welcome questions or suggestions from producers or industry leaders. The staff will be on hand in the Beef Tent at Wisconsin Farm Technology Days sharing educational materials with passersby. You can also find more at their informative website - beeftips.com See omnystudio.com/listener for privacy information.

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Stupid News 6am 7-7-2026 …Bank Manager Switched Out Real Money with Hello Kitty Dollars …She was tired of waiting for her Tacos …The Paper Hedgehog of Love

0:30 - Trump's 7/4/250 message 13:54 - Mamdani's 250 speech 32:49 - THE UNSUNG AMERICANS WHO MAKE AMERICA GREAT 52:56 - Sports & Politics 01:06:38 - The Heritage Foundation’s Steven Bucci says Iran is dreaming if it thinks the Trump administration will let it charge tolls in the Strait of Hormuz. 01:26:54 - Why Dan Proft is Single 01:42:55 - Dollars, Cents, Markets & AI with James Perry, Founder & CIO of Perry International Capital Partners 02:07:37 - Former Chicago Police Lieutenant in the 16th District, John Garrido,says judges need to stop giving repeat offenders a pass and start imposing substantial jail sentences. John is also president of the Garrido Stray Rescue Foundation – garridostrayrescue.orgSee omnystudio.com/listener for privacy information.

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Daisy Dixon is a philosopher of art and an artist, and a Lecturer in Philosophy at Cardiff University. Her research falls at the intersection of philosophy of art, philosophy of language, and political philosophy. She explores how visual art behaves like speech, and how curators and interpreters can affect what an artwork communicates to its audience. She is the author of Depraved: The Story of Dangerous Art. In this episode, we focus on Depraved. We start by discussing what the ethics of art is, and what “depravity” means. We talk about whether artworks themselves can be depraved, and the intentions of artists. We talk about sex, nudity, “obscenity”, and pornography. We discuss whether art can cause crime, and whether it can contribute to propaganda for oppressive regimes. Finally, we discuss whether we should separate the art from the artist, whether censorship works, and whether there should be absolute freedom of artistic expression.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, DAVID TONNER, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JAMES DORLING!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

Is Social Security really running out? And if changes are coming, what should you be doing now to prepare for retirement? In this episode of Dollars & Sense, Rob Field and Chet Cowart of Nelson Financial Planning break down the latest Social Security Trustees Report and explain what it may mean for future retirees. They discuss why Social Security is not expected to disappear entirely, what could happen if no changes are made, and why it is more important than ever to build a retirement income plan that goes beyond one source of income. Rob and Chet also cover the importance of employer retirement plans, IRAs, Roth options, systematic investing, diversification, market expectations, AI and technology exposure, and how to answer the big retirement question: “Do I have enough?” Whether you are decades away from retirement or already thinking about turning your savings into income, this episode offers practical insight into how Social Security, investments, budgeting, taxes, risk tolerance, and lifestyle goals all work together in a successful retirement plan. In this episode, you'll learn: What the latest Social Security Trustees Report says about the future of benefits Why Social Security should be one part of a broader retirement income strategy How workplace retirement plans, IRAs, Roth accounts, and brokerage accounts can support your long-term goals Why systematic investing and “paying yourself first” can help build strong financial habits How diversification can help manage risk during changing market conditions Why retirement planning is about more than reaching a single account balance If you have questions about Social Security, retirement income planning, or how your investment strategy fits into your long-term goals, contact Nelson Financial Planning. We're here to help you make sense of life's decisions involving your dollars.

Industrial water professionals understand flow, pressure, heat exchange, wastewater, boilers, condensers, and process control. Alicia Butler-Pierre brings that same engineering logic into business systems, showing how work, information, decisions, and people move through an organization. Alicia, CEO of Equilibria, joins Trace Blackmore, CWT, to connect process engineering, operations management, Lean Six Sigma, dashboards, professional training, and business infrastructure. Her message is clear: whether you are moving water through a pipeline or work through a company, the question remains the same—how can the process flow more seamlessly?   From Process Engineer to Process Architect Alicia shares how her chemical engineering background shaped the way she sees organizations. Early in her career, she worked around wastewater, boilers, condensers, and heat exchangers, but she also saw a gap between technical operations and business decision-making. That gap eventually led her to business school, entrepreneurship, and the founding of Equilibria. What began as a professional organizing company became an operations management consulting firm focused on processes, systems, Lean Six Sigma, and business infrastructure. For water professionals, this conversation offers a practical reminder: technical improvements often fail to gain support when they are explained only in technical language. Alicia challenges listeners to connect process improvements to business outcomes that accounting, leadership, and customers can understand.   Dashboards, Dollars, and the Cost of Poor Quality Trace and Alicia discuss a familiar challenge in water treatment: a team may know that a technical improvement will raise efficiency or reduce risk, but accounting may only see the capital expense. Alicia's advice is to show the linkage. Dashboards can help different functions see cause and effect. When technical investments are connected to revenue, profitability, customer demand, and operating efficiency, decision-makers can better understand the true value of the work. Alicia also introduces the Lean Six Sigma concept of cost of poor quality. Instead of presenting improvement work as another expense, she encourages professionals to frame it as an investment and show what inaction could cost in dollars and cents.   Lean Six Sigma, Training, and Podcast Education Alicia explains Lean and Six Sigma in clear operational terms. Lean focuses on reducing waste and improving work from a customer-centered perspective. Six Sigma uses statistics and data analysis to reduce defects and errors as close to zero as possible. The conversation also moves into professional education. Alicia describes her podcast training portal, her partnership with the Project Management Institute, and how podcast episodes can support professional development units when paired with quizzes, approval processes, and a structured learning management system. For a technical field built on continuing education, this opens an important question: how can trusted podcast content become part of a more formal learning pathway?   Scaling Knowledge Across Borders Alicia's work has expanded through teaching, online training, micro-courses, podcasting, and international business development. She describes podcasting as a door that gave her access to the world and helped her see the global need for professional education. Her path from process engineer to process architect reinforces a lesson water professionals know well: good systems do not happen by accident. They are designed, tested, improved, and translated into language others can act on. Listen to the full conversation above. Explore related episodes below. Stay engaged, keep learning, and continue scaling up your knowledge!   Connect with Alicia Butler-Pierre  Email: apierre@eqbsystems.com   Website: Equilibria | Lean Six Sigma, Project Management Training via Podcasts   LinkedIn: https://www.linkedin.com/in/aliciabutlerpierre/   Equilibria, Inc.: Overview | LinkedIn     Scaling UP! H2O Resources Mentioned  AWT (Association of Water Technologies)  Scaling UP! H2O Academy video courses  Submit a Show Idea  The Rising Tide Mastermind  131 The One About Standard Operating Procedures    Words of Water with James McDonald Today's definition is the pressure of a system measured relative to the surrounding atmospheric pressure.  In other words, it is the pressure of a system above atmospheric pressure.    2026 Events for Water Professionals  Check out our Scaling UP! H2O Events Calendar where we've listed every event Water Treaters should be aware of by clicking HERE.    This episode made possible through our valued partners at: 

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 1 Dollar: https://tinyurl.com/yb3acuuyPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Orna Donath is a sociologist, lecturer, writer and feminist activist. She teaches at Tel Aviv University, Ben Gurion University, and the Academic College of Tel Aviv-Yafo. Her field of study focuses on the social expectations projected on women, both those who are mothers and those who are not, especially by choice. She is the author of Regretting Motherhood: A Study. In this episode, we focus on Regretting Motherhood. We talk about the study of women who regret motherhood, and the most common ideas society has about motherhood. We discuss why this is such a taboo topic. We talk about regret from a sociological perspective, what we know about women who regret motherhood, and the idea that women are not “complete” if they do not have children. Finally, we discuss how we should approach motherhood in society.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, GABRIEL PONS CORTÈS, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, PETER STOYKO, DAVID TONNER, LEE BECK, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JENNY M!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, AND JOÃO BARBOSA!ND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

The Bash goes up on a Wednesday this week. Ryan (BBM) and Nick ($101 Dalmation) each join for a full draft, then the chat votes live between two cameos. Neil Farley wins and walks through his Weekly Winners data tool. Jerry closes it out with the story of pretending to be Erling Haaland at a World Cup watch party.

******Support the channel******Patreon: https://www.patreon.com/thedissenterPayPal: paypal.me/thedissenterPayPal Subscription 3 Dollars: https://tinyurl.com/ybn6bg9lPayPal Subscription 5 Dollars: https://tinyurl.com/ycmr9gpzPayPal Subscription 10 Dollars: https://tinyurl.com/y9r3fc9mPayPal Subscription 20 Dollars: https://tinyurl.com/y95uvkao ******Follow me on******Website: https://www.thedissenter.net/The Dissenter Goodreads list: https://shorturl.at/7BMoBFacebook: https://www.facebook.com/thedissenteryt/Twitter: https://x.com/TheDissenterYT This show is sponsored by Enlites, Learning & Development done differently. Check the website here: http://enlites.com/ Dr. Julian Kiverstein is Senior Researcher at the Lemon Tree Center for Psychiatry, Psychotherapy and Philosophy at the University of Amsterdam. He is currently writing a monograph for Palgrave Macmillan entitled The Significance of Phenomenology, and editing a comprehensive handbook for Routledge Taylor Francis on the philosophy of the social mind. He is associate editor of Phenomenology and the Cognitive Sciences and was until recently Book Review Editor for the Journal of Consciousness Studies. In 2006 he was one of the main architects of a successful cross disciplinary, Europe-wide project proposal on consciousness, part of the ESF Programme, Consciousness in a Natural and Cultural Context. In this episode, we talk about embodied cognition and phenomenology. We discuss evolution, development, self-organization, and cognition. We explore the experience of pain through the lens of embodied predictive processing. We talk about the feeling of being alive and sentience. We talk about how we can understand the self through the Free Energy Principle. We discuss what the boundaries of the mind are. Finally, we talk about culture and enculturation through an ecological-enactive perspective, and how we can understand the institution of science through this perspective.--A HUGE THANK YOU TO MY PATRONS/SUPPORTERS: PER HELGE LARSEN, BERNARDO SEIXAS, ADAM KESSEL, MATTHEW WHITINGBIRD, ARNAUD WOLFF, TIM HOLLOSY, HENRIK AHLENIUS, ROBERT WINDHAGER, RUI INACIO, ZOOP, MARCO NEVES, COLIN HOLBROOK, PHIL KAVANAGH, SAMUEL ANDREEFF, FRANCIS FORDE, TIAGO NUNES, FERGAL CUSSEN, HAL HERZOG, NUNO MACHADO, JONATHAN LEIBRANT, JOÃO LINHARES, STANTON T, SAMUEL CORREA, ERIK HAINES, MARK SMITH, JOÃO EIRA, TOM HUMMEL, SARDUS FRANCE, DAVID SLOAN WILSON, YACILA DEZA-ARAUJO, ROMAIN ROCH, YANICK PUNTER, CHARLOTTE BLEASE, NICOLE BARBARO, PAWEL OSTASZEWSKI, NELLEKE BAK, GUY MADISON, GARY G HELLMANN, SAIMA AFZAL, ADRIAN JAEGGI, JOÃO BARBOSA, JULIAN PRICE, HEDIN BRØNNER, FRANCA BORTOLOTTI, GABRIEL PONS CORTÈS, URSULA LITZCKE, SCOTT, ZACHARY FISH, TIM DUFFY, SUNNY SMITH, JON WISMAN, WILLIAM BUCKNER, LUKE GLOWACKI, GEORGIOS THEOPHANOUS, CHRIS WILLIAMSON, PETER WOLOSZYN, DAVID WILLIAMS, DIOGO COSTA, ALEX CHAU, CORALIE CHEVALLIER, BANGALORE ATHEISTS, LARRY D. LEE JR., OLD HERRINGBONE, DAN SPERBER, ROBERT GRESSIS, JEFF MCMAHAN, JAKE ZUEHL, MARK CAMPBELL, TOMAS DAUBNER, LUKE NISSEN, KIMBERLY JOHNSON, JESSICA NOWICKI, LINDA BRANDIN, VALENTIN STEINMANN, ALEXANDER HUBBARD, BR, JONAS HERTNER, URSULA GOODENOUGH, DAVID PINSOF, SEAN NELSON, MIKE LAVIGNE, JOS KNECHT, LUCY, MANVIR SINGH, PETRA WEIMANN, CAROLA FEEST, MAURO JÚNIOR, TONY BARRETT, NIKOLAI VISHNEVSKY, STEVEN GANGESTAD, TED FARRIS, HUGO B., JORDAN MANSFIELD, CHARLOTTE ALLEN, DAVID TONNER, PATRICK DALTON-HOLMES, NICK KRASNEY, RACHEL ZAK, DENNIS XAVIER, CHINMAYA BHAT, RHYS, ALEX MACLEOD, HAIDAR, JULIEN PORCHER, ROBERT SUNDSTRÖM, JON STEWART, AND JAMES DORLING!A SPECIAL THANKS TO MY PRODUCERS, YZAR WEHBE, JIM FRANK, ŁUKASZ STAFINIAK, TOM VANEGDOM, BERNARD HUGUENEY, CURTIS DIXON, THOMAS TRUMBLE, KATHRINE AND PATRICK TOBIN, JONCARLO MONTENEGRO, NICK GOLDEN, CHRISTINE GLASS, IGOR NIKIFOROVSKI, PER KRAULIS, ADAM HUNT, AND JOÃO BARBOSA!AND TO MY EXECUTIVE PRODUCERS, MATTHEW LAVENDER,SERGIU CODREANU, AND GREGORY HASTINGS!

Does it feel like every trip to the grocery store costs more than it used to? You're not alone. With food prices still high, many households are looking for ways to stretch their grocery budgets.MPR News host Angela Davis talks with two experts about smart shopping, cutting food waste and preparing healthy, affordable meals.Guests:Mary Schroeder is a health and nutrition educator with the University of Minnesota Extension and a registered dietitian nutritionist. She specializes in helping individuals and families make healthy, affordable food choices through meal planning, food budgeting and food waste reduction. She is based in Willmar, Minnesota.Jenny Breen is a chef, public health nutritionist and author of “Cooking Up the Good Life.” She teaches culinary nutrition courses through the Earl E. Bakken Center for Spirituality & Healing at the University of Minnesota.

Keith explores when the U.S. median home price could realistically hit $1 million and what long-term drivers like inflation, construction costs, and housing scarcity mean for investors.  He reveals the hidden issue of America's aging housing stock, explaining how outdated and inadequate homes quietly distort inventory data and reshape opportunities for renovation and build-to-rent strategies.  Keith also draws lessons from former Fed Chair Alan Greenspan and unpacks why some of the "worst" high-crime cities can still offer strong rental fundamentals, helping listeners think more clearly about risk, market selection, and long-term wealth building through real estate. Episode Page: GetRichEducation.com/612 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold. When will the median US home value hit the $1 million mark? I have the best answer for the exact year that it will happen, and it's probably sooner than you think. Also, there's a big hidden problem in America's housing market today, and no one is talking about it. It's not prices, mortgage rates, affordability, nor is it inventory. I'll tell you about it and more today on Get Rich Education.   Speaker 1  0:30   Since 2014 the powerful Get Rich Education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord, show host Keith Weinhold writes for both Forbes and Rich Dad Advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top-selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps. Build wealth on the go with the Get Rich Education podcast. Sign up now for the Get Rich Education podcast, or visit getricheducation.com   Keith Weinhold  1:14   You know, Mid South Home Buyers, that top Memphis turnkey provider, I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach for nine years now. Their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to danielthomashind.com h i n d, that's danielthomashind.com and sign up before Spotsville Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre that's F L O C K homes . com / G R E.   Speaker 2  3:00   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  3:16   You're listening to One America's longest running and most listened to shows on real estate investing, not flipping, not speculating, not whatever the latest hot thing is, but prudent long-term real estate investing. This is Get Rich Education. I'm your host, Keith Weinhold. You've got to believe that you were not put on this earth to live a mediocre life and waddle in the safety of mediocrity. Your investing should be a reflection of that. You've got to believe that you can obtain financial freedom when you're young enough to enjoy it. What would be the point of deferring financial freedom until you're old, like, what would that point even be? I mean, just imagine a rich elderly version of you. It cannot buy youth. Youth cannot be bought. Look, right now, if someone offered you $20 million to be age 85 tomorrow, the probability that you would take it is pretty much zero. So then build sustainable, durable wealth now today, and with a sense of urgency. That's what we're doing here. A $1 million national median home price. When do we get there? Well, back in 1990 the median national home price was about 120k and you know, funny as it sounds, you can read about how back in 1990 people thought that homes were highly priced, even overpriced, and that maybe they'd need to start. Going down, why was that? Well, just three years earlier, in 1987 they crossed over 100k for the first time. So psychologically, six figures for a home price, that was still a fairly new phenomenon. In 1990 mortgage rates were 10% then for a 30 year fixed rate loan, and by the way, 10% mortgage rates didn't feel too bad to homeowners and real estate investors in 1990 because as recently as 1984 they were 14 and a half percent. Roll it back a little earlier to 1981 and mortgage rates were over 18% then, and of course, mortgage rates are a friendlier six to 7% today, but remember we're talking about home prices here, and when it comes to the trajectory of home prices, rates are really just trivia, because as I've discussed here on the show for years, to many people surprised, mortgage rates have almost nothing to do with home prices, contrary to popular belief, but to those people in 1990 that were still somewhat freshly getting used to six figure prices that were now 120k at that time today's median home price of 429,000 to $300 would have sounded as absurd as paying $18 for airport trail mix and $24 for airport beef jerky, yet here we are.    Keith Weinhold  6:36   All of those prices are true. That's where we are today, all right. Well, from 1990 till today, home prices have nearly four exed. So, with that backdrop from recent history, what about a million dollars? When do we get to that point? Well, home prices only need to go up about 2.3x from here. Yogi Berra said it's tough to make predictions, especially about the future, and I want to credit Dr. Lawrence Yuen, any our chief economist, for doing this analysis and sort of getting this conversation started, because when we look at the national median home price hitting million dollars, this forecast assumes zero price growth for this year, although home prices are now up 1.8% year over year. Here we go at 3% price growth from today, we get to a million in 2056 at 4% it's 2049 at 5% price growth, it's 2045 and it's 6% home price growth, it's 2042 and that's just 15 and a half years away. One part that I really want to credit Dr. Yoon for is that if you take the actual price trend from the last 25 years with all of its ups and downs, which also gives you an average annual gain of four and a half percent, by the way, and you project this into the future, that path reaches $1 million in 2048 just over two decades away, so taking the past quarter century, then, and extrapolating it into the future means we hit a million dollars in just a little over 20 years. So, therefore, perhaps the most prudent and sensible projection gets us there in 2048 But look, it's easy to make the case that growth is going to be on the higher side of these estimates, I mean, just look at what's going on now.   Keith Weinhold  8:45   Already, inflation is over 4% and there are all kinds of forces that are poised to push that inflation rate higher. I've talked about those in recent episodes. Today, 42 out of 50 states show annual home price gains. Near-term sparks to more home price growth are energy and material price volatility from tariffs and wars, which are poised to push up the replacement cost of homes. And you know, when your property's replacement cost rises, all capital values tend to rise as well. There's also pent-up demand and still paltry supply in most US regions. I'll get to that, but regulatory costs alone are now $132,000 for a new single-family home. You heard that right? Yes, the cost of zoning and other regs is now 132k and that figure is sticky. That does not tend to come down, and then you've got these longer term bonfires, not just the short term sparks that I mentioned, but the longer term bonfires that could make million dollar median home. Dollars occur before 2048 This construction of data centers and all the resources that it takes, and chips, and copper, and electricity, that's all inflationary for our society. When we're building that infrastructure, our currency will keep getting diluted to deal with huge debts like defense and social security payment commitments and interest payments themselves, I mean that part is plain as day new household formation that's expected to push up demand until at least the late 2040s and after that demographically things could turn, but the base case remains 2048 here for the million dollar median home, so this million dollar mark, you know, it's not some sci-fi housing fantasy where your realtor shows up in a flying car, okay, values are already approaching a half million, and this figure of a million that is just 1000 1000, it's not some incomprehensibly gigantic number that's shooting for the moon and the stars, so really the bottom line here is that a million dollar median national home price is an almost inevitable destination and is being pushed up by appreciation, inflation, replacement costs, and scarcity.    Keith Weinhold  11:25   The real question is not whether this happens, but it's when it happens. That's why I gave you the year of 2048 as the base case. I want to talk more about housing scarcity shortly, but first, for some historic perspective, do you want to know how much my parents paid for their home in 1974 I thought I knew the figure, but I wanted to check with Dad, and he let me know, and it was what I thought. All right, first, I think I've shared with you before that my parents still live in the same Countersport, Pennsylvania home, the old smallish Victorian style home built in 1917 They've lived in that continuously since Richard Nixon was our president. And you know, when I go visit my parents, I get to sleep in the same bedroom that I have since I was an infant, just amazing. Also, do you know that that home where I grew up, and they still live in.. Do you know that home is location? Do you know where that location is? On what I'll call the urban to rural spectrum, it's interesting. The home is not in a city, it's not in the suburbs, it's not in the exurbs, it's not in the country, and it's not in a planned community either. What's left? Do you know where it might be? Maybe you're thinking too hard. It is in a small town, that's the answer. A small town with a gridded street pattern and Main Street, that's called Main Street, and old brick businesses. It is a standalone community with its own identity and a really slow pace of life. Its population was about 2600 at the turn of the century, and it's down to about 2100 residents today. And Cowder Sport, Pennsylvania, is a remote place, it's over two hours to the nearest international airport in Buffalo, New York, and there really aren't that many flight routes out of Buffalo either. So, for that detached single-family home that does have a big yard, my parents bought it in 1974 for $20,000 exactly 20k and they quickly got that home paid off back in the day, about 58 years ago.   Keith Weinhold  13:48   The only financing they had, it wasn't a mortgage in the traditional sense, rather my mom's parents gave them a small loan to put toward that 20k and it was an interest-free loan, and the seller kind of gave them my parents there this adjacent grassy lot, practically free. The person that sold it said they didn't feel like mowing it. That wouldn't happen today. Real estate is just more coveted and calculated, I think. It'll just go throw in a lot, and you can guess who had to mow that adjacent grassy lot more than a few times? Yours truly. And hey, I might even mow it again this year when I visit my parents, and my dad listens to this show, and he sure hopes so. It's not a bad looking home today. I definitely did not grow up dirt poor, but just modestly, there was only one bathroom for our family of four that we all shared, and yes, what this meant was patience, timing, and the ancient art of knocking on the bathroom door with urgency sometimes, and we all took baths only until I was age eighteen, there was just simply no shower until then. We all shared one car, a Subaru station wagon, definitely not deprived in a great childhood, just living modestly. Well, today's median home price is now 22 times the 20k that my parents paid for their home in 1974. Homes in countersport are a lot cheaper, so maybe it's just 12x there. But see, the point is that the home doesn't have more utility because it doesn't have any more than the same three bedrooms today. It's got about the same amount of usefulness they did add a second bathroom. What happened is that our currency has just debased enough to be worth about 1/12 as much as it was in 1974 That's why the price is up 12x Before I get to national housing scarcity factor, maybe you've always wondered where I get my abundance mindset from, since I grew up in a small simple remote place, I'm not sure it's just an internal confidence gain from somewhere. Sometimes I wonder if where I grew up actually contributed to growing my means rather than living below my means, because at some point subconsciously I might have thought before that, you know what, if I fail big in life, then I could always move back to old counter sport and own a decent home for just 200k in a town where I know people, maybe it worked that way, and I moved away from that home for good at age 23.   Keith Weinhold  16:44   By the way, that's when I left the nest. As you know, I like to say the most important thing here is that I won the parent lottery - decent, stable married parents. That means considerably more than inflation or economic factors ever could two grade A parents now getting back to housing's scarcity factor. Did you know about what's happening with the available inventory of homes now after four years of rising supply? The inventory trend has flipped. There are now fewer homes for sale nationally than there were a year ago, and this has really thrown off some forecasters that thought inventory would climb about 10% this year. Instead, we have fewer one to four unit properties on the market today than we did last year. This matters because it could signal the next phase of the housing market, it's important to identify these inflection points right here, if it truly is one, because shrinking inventory, that means fewer options for buyers, more competition, and eventually upward price pressure, if the trend holds, but that's not here yet, we haven't seen home prices really take off. A decade ago, there are about one and a half million available homes. The pandemic low in 2022 is where we hit a jaw-droppingly low, 350,000 available homes. I mean, really scraping the bottom, those were the days when there were 40 people in line to see one open house, that was nuts.   Keith Weinhold  18:28   Okay, from those scarce, scarce days that has rebounded to 1.1 million available homes the past year or two, and this year it stepped back a little to about 1 million available homes for sale in this nation, so bigger picture today we have 30 to 35% fewer homes available now than we had a decade ago, and remember we've also got to account for the fact that we've had population growth since that time as well, that's why demand continues to exceed supply, so really the housing shortage is a little worse whenever you factor in population growth. So this really speaks to the scarcity, and so does something else here. And there's a big hidden problem in America's housing market today, and nobody, like no one is talking about this, it's not prices, it's not mortgage rates, affordability, nor is it inventory, it's the fact that America's housing is aging with the median now 45 years old, that's older than America's homes have ever been, and 45 is also about the median age of a TikTok user's parents, I think. Now, an 80s built home isn't exactly ancient, but this really factors in here. Now, in Buffalo, Pittsburgh, and Cleveland, the typical home predates 1960 in Austin and Raleigh, it. Is post 2000 so it feels like the Northeast is replacing avocado green appliances, and the Southeast is just replacing Ring camera batteries, because, as you'd expect, fast growth areas have a young housing stock like Florida and Texas and Tennessee to a lesser extent, and at the beginning of the month, I sent our newsletter subscribers this terrific national map that shows the median age of homes by city, a rare map that's pretty fascinating, and in fact, the oldest homes in the nation are in Elmira, New York. They are about 70 years old, not far from where my parents live in Countersport, Pennsylvania, and this is such an under-discussed part of the housing shortage. See, a market it can technically have what seems like available inventory, but still not actually have habitable, financeable, insurable, affordable housing, and older housing stock that creates friction with repairs and appraisals and insurance and affordability.    Keith Weinhold  21:10   Harvard's Joint Center for Housing studies found that 3.6 million renter households, that's 8% live in inadequate housing with problems in multiple structural deficiencies like water leaks or serious problems with electrical HVAC or other systems, and this is a real threat to NOAA housing. Are you familiar with this term, NOAH? NOAA stands for Naturally Occurring Affordable housing, and it means properties that are affordable purely due to free market conditions, not public funding. What's interesting is that America isn't just not building enough. See, we're also retaining a lot of older homes longer than generations past did in the mid 20th century, what cities routinely did is that they demolished obsolete housing, and they rebuilt aggressively. Today, that just doesn't work in most places. Replacement happens slowly, because of higher construction costs. In this not in my backyard bickering, and zoning restrictions, and labor shortages and environmental rules. I mean, it just doesn't work that way anymore. Now, here at GRE, we introduce you to providers across the nation that do deep, extensive quality rehabs, but much of America, they just kind of keep patching their homes like it's a 1998 Honda Accord with 280,000 miles in three glowing dashboard warning lights, that's what they're doing, that's why the average age of the home keeps going up. All right, so what are some of the big takeaways for real estate investors with America's homes being older than ever? Number one, it's supply. America still needs more housing, even in cities with stable populations. A lot of them are going to see more units become obsolete than will get built. That's why when you see a headline like inventory is up, all right, that can be true, but it can also be misleading if it's a 1952 duplex with knob and tube wiring, and a furnace that's held together with hope and duct tape. All right, a surprising amount of America's housing stock is basically running on CPR and Lowe's rewards points. The second takeaway with this aging housing stock is that obviously more renovations are required again, that is, if you're not buying new or turnkey, so therefore states like New York, Pennsylvania, Ohio, Massachusetts, they all have busy Home Depots.   Keith Weinhold  23:56   When obsolete properties get renovated, okay, well, then rents have to increase to support those costs, and then you know what happens a lot of times. Cynics call that process right there gentrification. Aging homes are going to be a major policy topic over the next decade. There is this tension between keeping buildings affordable and keeping them standing, you can't preserve what's falling apart, but see, then fixing it prices some people out, and then the third investor takeaway with this aging housing is yet again the arrow points here one more time, build to rent housing, yeah, new build rental homes, they're often the way to go. Usually the trade off for you is that you pay more upfront, and then you have fewer maintenance and repair costs. It usually works out for you, and today this is really tilted to your advantage, because home builders are still doing. Generously buying down your mortgage rate to perhaps 5% it depends on the builder, but this is a rare setup for you in this cycle of the market. New property, low maintenance, and mortgage rates that feel like they came from a different decade, you're getting them now. Not only is our housing aging, hey, so are we. The median age of all Americans is 39 Back in 1980 it was just 30, so this is a massive demographic shift in a short period of time. I mean, you and I are both older than we ever have been, of course, and we're both about 20 minutes older than when you and I started talking today. That is why I endeavored to make this show well worth your time. The bottom line with the aging homes is that by most measures, US housing stock is older than it's ever been. New construction has not kept up with population growth, and this is going to shape housing affordability and construction trends and investment opportunities across America, perhaps for the rest of your investor life. I need to tell you about America's worst cities for crime shortly, because it includes a lot of cities popular with investors, including cities that we frequently talk about here. So, what is going on? This is something that I've wanted to tell you about for a long time. Hey, if you like learning from me, you are in luck. This week and next week, it will be monolog episodes, just you and I together. I'm Keith Weinhold. More for you straight ahead here on episode 612 of Get Rich Education.    Keith Weinhold  26:41   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chaley Ridge. While it's on your mind, start at ridgelendinggroup.com That's ridgelendinggroup.com    Keith Weinhold  27:12   Let me ask you something. If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866 that's Family 266866.   Speaker 3  28:14   This is Hal Elrod, author of The Miracle Morning, and listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:28   Welcome back to Get Rich Education. I'm your host, Keith Weinhold. America turns 250 years old this coming weekend. That's our semiquincentennial, which is a word that sort of sounds like it should come with a Latin tutor and a necktie. If you live in the US, like I do, happy birthday to us. Enjoy it, celebrate it, be grateful for it. We're living through a milestone that only comes around once every two and a half centuries. Remember that, despite our differences, we still get to live in one of the most remarkable nations ever built. Warren Buffett said, No one has ever been a success betting against America since 1776 and they're not going to be a success in the future doing it either. End quote. Before I discuss the worst investor cities for crime, Alan Greenspan died last week. Let's learn from history with this long-tenured Fed chair. He served for 19 years, from 1987 to 2006 And then I'll talk about what it means to you. And I actually met Greenspan in person, just briefly, at the New Orleans Investment Conference several years ago, he led the Federal Reserve under four presidents from both parties, and really he was regarded as somewhat of a celebrity economist. He shaped economic policy during this period of massive wealth creation, again 1987 to. 2006 almost two decades, Greenspan was held for his well-timed interest rate moves to fight inflation, all while promoting economic growth, but you know, a lot of prominent economists, they also blamed his big financial deregulation for causing the 2008 global financial crisis. Greenspan and Nomics were really about entering government during the Ford administration after he co-founded a successful economic forecasting firm, and then Greenspan really became known for basing his decisions on this sort of meticulous data analysis, not textbook economics, and he ultimately gained this guru status for really capable monetary policy, including during one of the longest economic booms in the country's history, between 1991 and 2001 all years in which he reigned, and he helped engineer a swift recovery from a massive financial crash during the late Reagan administration, and he did that by slashing interest rates, and then pouring tons of money into the economy, and you know, yeah, everyone is popular when they slash interest rates and print tons of money in the short term, because that makes everybody feel really prosperous, but I think you know what that leads to. Say it with me, inflation in the mid 90s. He presided over rate increases to stem that price growth without causing a recession, and that is a tough balancing act that's known as a soft landing. Jerome Powell basically did that too, despite his faults. But anyway, later Greenspan didn't pay attention to people that wanted him to keep jacking up rates, but he got it right to hold off from doing that.    Keith Weinhold  31:50   There was an economic upswing because Greenspan correctly predicted that we'd have all these productivity gains from personal computers that would help tame inflation. He got that part right, and Greenspan, he was like famous for using these hard to decipher pieces of jargon known as Fed speak. I mean, it was unforgettable in 1996 when he dropped the term irrational exuberant, so that really just means these unduly escalated asset values, and he also pioneered these interest rate change announcements as a way to help guide the markets, instead of surprising everybody. But, on the other hand, you know, anyone that shapes the economy is gonna get some criticism. A lot of people said that Greenspan would just always rescue the stock market, and investors sort of knew that he would come rescue it, and that made investors make these riskier and riskier bets. He was an acolyte of libertarian Ayn Rand, and so Greenspan lobbied for this sort of light touch financial regulation during the Clinton years, and that combined with his refusal to raise interest rates and rein in subprime mortgage lenders to stamp out the housing bubble in the 2000s that's really what caused people to say that he was partially responsible for the global financial crisis. His influence definitely remains today. Alan Greenspan lived from 1926 to 2026. Now we've all seen those lists, like America's worst cities or the highest crime metros in the US, floating around on social media, in articles like Newsweeks published for decades, and everywhere in between, right.   Keith Weinhold  33:42   It's like the 10 places where your wallet, your hubcaps, and your will to live disappear, something like that, in some form. When you consider real estate markets that you want to invest in, the quality of the area absolutely matters. A bad neighborhood. Oh, that's going to contribute to stagnant rents, flat or declining values, higher vacancy, and you'll probably attract a tenant who treats your property like it's a borrowed jet ski. All right, not where you want to be, but a faulty modus operandi is that a reader? They often see a list like this, and then they extrapolate an area's crime or their public safety issues and blankets them across an entire city. Now, one of these lists came across my desk recently, the 50 worst cities to live in in the United States, and the cities are ranked, and here's what struck me as wild, paradoxical. At least seven of the top eight cities have areas with strong investment fundamentals. Actually, so the eight worst, in order, are Detroit, Memphis, Jackson, Mississippi. St. Louis, Baltimore, Cleveland, Shreveport, Louisiana, and then eighth worst is Birmingham, Alabama. Most all of these have good investment pockets in them. Now, I've never visited Shreveport, so that's one that I can't speak to. All right. Well, what is going on here? Why am I calling them good investor cities if they all make this list, and by the way, I was born in the 34th worst on this list, Redding, Pennsylvania. One of my degrees is in geography, and I get out and see the world, and what's weird, and you'll see this over and over and over again in society throughout your life, and that is when people talk about their own city that they live in. Oh, they understand the nuance. Okay, you know your own city has posh areas and rough places and working class areas, and that city that you live in has improving neighborhoods, and it also has don't stop there for gas after midnight areas, but see, when there's another city that people aren't familiar with, or they haven't visited, well, then suddenly the entire area gets slapped with one label, like, oh, that's nice, or that place is a dump, or the world would be better if that entire city slid into the ocean. Well, that's lazy thinking. Almost every city has sections that they're proud of. And then, well, the garbage collector has to live somewhere. Take Memphis, for example.    Keith Weinhold  36:38   It has long been one of America's most real estate investor advantaged cities, and it is a favorable place for income property owners, because it's got landlord friendly laws, a deep base of blue collar distribution jobs, a high ratio of rent income to purchase price, and Memphis also has such an embedded renter culture that tenants appliances actually move around with them, but yet Memphis, like I said, is a dreadful number two on this worst cities list due to high crime. Okay, that's the problem with citywide statistics. Bad neighborhoods can skew stats for an entire city, in fact, since we just mentioned them here on the show last week, take a reputable Memphis-based income property provider like Mid South Homebuyers, they renovate and provide investors with property in neighborhoods like Fraser and White Haven, but wait a moment, you can easily read about crime and blight and disinvestment into these same exact two Memphis neighborhoods, Fraser and Whitehaven. That's real, and that is accurate. And simultaneously, Fraser is anchored economically by nearby world-class hospitals, a massive Amazon presence. You've got Nike's largest distribution center in the world. I mean, that's not exactly a tumbleweed economy. Drive down Fraser's Pamela Drive, and you're going to see an established leafy middle-class neighborhood, mostly built in the 60s, with these modest, well-kept properties, and you can see that if you pull up Pamela Drive, Memphis on Google Street View, and they're often three bed, one bath ranch homes, about 1000 square feet in size, with two tenths of an acre lots. I mean, everything I just described there is ideal for cash flowing rentals, driveways, lawns, normal life - it's not posh, but pride of ownership is apparent here. People mold their lawns, trash stays picked up, you see orderly cars, maybe a jogger or a baby stroller, or a neighbor watering flowers.   Keith Weinhold  38:58   You do not see dumped furniture, no cars on blocks, no front yards that look like a failed episode of storage wars. Community stalwarts live here, like our police officers, nurses, public school teachers. So, see, there's substantial variation in investability, even within Fraser in Whitehaven, it's almost a block by block phenomenon, even within one neighborhood. So, to mentally stigmatize every neighborhood in Greater Memphis as bad due to their high crime areas is a really gross aberration. So, when one isn't familiar with an area, there's often an inclination to broad brush stroke at all. I mean, gosh, I wonder if people in Kazakhstan think that you are an abject degenerate simply for sending your child to school because they read that America has lots of school shootings. See, it's. The same principle here, and just like any provider the GRE tells you about, Mid South Homebuyers wants you to visit their neighborhoods in person. In fact, they frequently arrange investor tours and even welcome your visit so much that you'll get a $500 credit on your first property for attending the tour, they will pay you to come see Memphis effectively, and the bigger picture, national crime rates of all kinds just keep plummeting, because everybody is on their phone. Frankly, a lot of places on worst cities lists, like Memphis, they can be dangerous to invest in without a free consultation from our GRE investment coaching or a resource like Mid South Home Buyers.    Keith Weinhold  40:51   So, the bottom line is that investors, they don't buy a city, you're going to buy one specific house on one specific street with one specific tenant profile in one specific property management system. Micro locations are what determine your ROI, and by the way, Mid South Home Buyers has good income properties, some of them for about 200k or under 200k and right now they're offering investors their triple five program. This means they buy down your mortgage rate to 5.5% or maybe a little lower, and have a property management fee of just 5% for the first five years on every new turnkey property purchase. That is currently one of the best deals in the nation for income property. You can learn more at Mid South homebuyers.com If that sounds interesting, hopefully you've learned about real estate today and have helped clear up some misconceptions. Million dollar median homes are not some far-fetched fantasy. 2048 is my best guess as to when we reach that point. Housing is more scarce than you think, especially when you consider that America's homes are older than they've ever been, and when we look at one city's crime or demographic statistics, that broad brush strokes quite a wide area. Hey, if you enjoyed today's episode, there's a way to get more out of it for you and others, that is by telling two friends about the show, I love it when you do that, and I'm grateful for it. Text them this episode right now. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 1  42:37   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 1  43:05   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com  

CrossPolitic 101 — Show Notes: PCA General Assembly Recap On this episode of CrossPolitic 101, the Waterboy brings in a panel of guests fresh off the 53rd PCA General Assembly to break down what happened in Louisville the week of June 22nd. Pastor Josh Howard (New Covenant Church, Pittsburgh), Pastor Corey Wang (Sheer Presbyterian Church, Morrisville, NC), and Josiah Stowe (co-founder, Dominion Wealth Strategists) join Gabe to walk through the major outcomes — from the roundhouse defeat of Overture 37 on female deacons, to the cheeseburger patriotism moment, to the partial Christian nationalism study committee report and what it means for the denomination going forward. Timestamps 00:00 — Intro & sponsors — Patriot Mobile and Dominion Wealth Strategists 03:07 — Meet the panel: Pastor Josh Howard, Pastor Corey Wang, and Josiah Stowe 06:45 — Overview of the 53rd PCA GA — Louisville, June 22nd; Mel Duncan moderator, Fred Greco clerk 08:29 — Why denomination meetings matter — Acts 15 and God working through the church 09:15 — General assessment: was this a good GA? Corey's take from the conservative 20% 11:05 — Overture 37 — female deacons: what it proposed and how it was defeated 14:07 — Can the overtures committee screen clearly unbiblical overtures before the floor? 15:13 — Why the PCA lets these come to a vote: gauging denominational health, not just screening error 17:49 — The 14 who voted for it — what happens next? Matthew 18 and the presbyteries 22:03 — Josiah's outside perspective: comparing Overture 37 to the SBC's Muller amendment 24:53 — Were conservatives also frustrated? The related overtures that didn't get floor debate 26:13 — Performative masculinity vs. functional female officers — a rhetorical imbalance? 30:18 — What the PCA needs: courageous young men, not crass ones — Pastor Josh 31:57 — Cheeseburger patriotism — Overture 66 and giving thanks to God for 250 years of America 36:04 — The Christian nationalism study committee report — overture vs. report, what's the difference? 38:13 — Dr. David Strain, the partial report, and why the committee asked for one more year 40:00 — Is the CN report fair? The problem of defining terms in a big-tent denomination 44:01 — Gabe's backstory — PCA roots, CrossPolitic's origin, and the deficiency in political theology 48:34 — Was the CN report too little too late? Pastors weigh in on the church's political theology gap 51:38 — Progressive sanctification and the PCA — Corey's framework for denominational growth 56:22 — Josiah's closing take: bounding the tent, defining good Presbyterian Christian nationalism Connect with This Episode's Guests Pastor Josh Howard Church: New Covenant Church — Monroville (Pittsburgh), PA Seminary: Reformed Presbyterian Theological Seminary (adjunct professor) Pastor Corey Wang Church: Sheer Presbyterian Church — Morrisville, NC Podcast: Civically Minded Josiah Stowe Role: Co-founder, Dominion Wealth Strategists Website: reform.money Fight Laugh Feast 2026: Holy Wars Join us October 1–3 in Franklin, Tennessee for the Fight Laugh Feast Conference. This year's theme is Holy Wars — Just War, the Crusades, and the Christian Life. Featuring Doug Wilson, Joe Boot, George Grant, Jared Longshore, Joe Rigney, Ben Merkel, and the CrossPolitic crew. Early Bird pricing ends July 1st — nearly halfway sold out. Tickets: https://tickets.flfnetwork.com/holy-wars-conference This Episode's Sponsors Patriot Mobile America's only Christian conservative wireless provider. Exceptional nationwide coverage utilizing all three major networks, with 100% U.S.-based customer support. Dollars go toward religious freedom, constitutional rights, the sanctity of life, and veterans and first responders. Switch today and tell them CrossPolitic sent you. Website: patriotmobile.com/crosspolitic Dominion Wealth Strategists Financial strategies aligned with biblical principles — budgeting, saving, debt management, insurance, legacy planning, and more. Dominion exists to equip Christians to take the dominion mandate seriously: build wealth, protect it, and use it to further the kingdom. Book your free consultation today. Website: reform.money About CrossPolitic CrossPolitic exists to put Jesus over Politics and reclaim the public square through bold, joyful, biblically grounded media. We confront the chaos discipling America and build the next generation of Christian media infrastructure. Our mission is simple: all of Christ for all of media for all of America. Mainstream media is collapsing. Eighty-seven percent of journalists identify as progressive, and even many conservative outlets prioritize profit over principle. Meanwhile, billions of hours of digital content are discipling the world every day. CrossPolitic stands in that gap, producing courageous, entertaining, truth-filled media for households, churches, and leaders across the nation. Become a CrossPolitic Club Member Support the mission and unlock exclusive content, behind-the-scenes shows, and theology series. https://pubtv.flfnetwork.com/menu/checkout Subscribe & Share! Every like, comment, and share helps push Christian media back into the algorithm where it belongs. Follow CrossPolitic YouTube: https://www.youtube.com/@CROSSPOLITIC X: https://x.com/CrossPolitic Facebook: https://facebook.com/crosspolitic Instagram: https://instagram.com/crosspolitic Join our Email List: https://crosspolitic.com/ Available on Apple Podcasts, Spotify, NRBTV, DirecTV, Dish, and everywhere podcasts are found. #CrossPolitic #PCA #GeneralAssembly #ChristianNationalism #Presbyterian #ChristianMedia #ReformedTheology

Today's Headlines: Mitch McConnell has been hospitalized for over a week with his office offering nothing beyond "he's still working closely with staff." Meanwhile, JD Vance called the Iran talks a "classic Trump deal" while the administration temporarily lifted oil sanctions letting Iran sell oil in US dollars for the first time since 2018 — when Trump blew up the original deal — with Iran saying they made "no new commitments," the Strait of Hormuz status depends entirely on who you ask, and Vance gets visibly snubbed by Iran's foreign minister during a photo op. Trump responded to New York Times war coverage by threatening to add their reporting to his $15 billion defamation lawsuit and calling them treasonous, which is bold from someone whose last Times lawsuit was thrown out within days. The administration is threatening to withhold a billion dollars in homeland security funding from states unless they overhaul their election laws — paper ballots, federal audits, administration-preferred voter databases, all at state expense — which is unconstitutional and headed straight for court, while a George W. Bush-appointed judge blocked DOJ subpoenas targeting Tim Walz and other Minnesota officials, finding "overwhelming" evidence they were issued purely to harass political opponents. Jeanine Pirro is threatening to prosecute anyone caught "vandalizing" the reflecting pool, at least five people have been federally cited for being near it, and Trump claimed someone made a 350-foot gash in a pool he simultaneously described as uncuttable. UK Prime Minister Keir Starmer resigned — the country's seventh prime minister in ten years, right on Brexit's tenth anniversary — with Manchester Mayor Andy Burnham as frontrunner to replace him, while researchers found Elon Musk played an "instrumental" role in inciting Belfast's anti-immigrant riots by generating over half of 115 million views driving the unrest, prompting England and Wales's attorney general to ban his office from using X. Finally, Tucker Carlson announced he's done with the Republican Party and won't support them in the midterms.  Resources/Articles mentioned: WAVE: Kentucky Sen. Mitch McConnell in the hospital, ‘still working closely with staff," says office WSJ: U.S. Allows Iran to Sell Oil in Dollars for First Time in Decades NYT: U.S. Eases Sanctions on Iranian Oil, but Progress on Nuclear Issues Is Muddy  The Daily Beast: Grimacing Vance Snubbed by Diplomats at Iran Peace Summit Yahoo News: Trump calls New York Times story "treasonous," vows to add to lawsuit CNN: Exclusive: Trump administration plans to use homeland security funds to pressure states into election changes Axios: Judge blocks Trump subpoenas targeting Walz, other Minnesota Democrats Yahoo: Jeanine Pirro vows to prosecute anyone ‘vandalizing' Reflecting Pool BBC: Andy Burnham sworn in as MP after Keir Starmer announces resignation PBS News: How UK's Keir Starmer went from election landslide to downfall  NYT: In the U.K., a Violent Cycle: Hateful Attacks, Right-Wing Agitation and Riots LeMonde: Elon Musk's role was 'instrumental' in the Belfast riots, researchers say The Guardian: Attorney general tells department to stop using X amid UK disinformation concerns Axios: "I'm out": Tucker Carlson says he's done with the GOP Subscribe to the Betches News Room and join the Morning Announcements group chat. Go to: betchesnews.substack.com Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3605: James Altucher shares hard-earned lessons on handling sudden wealth without sabotaging it through impulsive decisions, bad investments, or strained relationships. His practical rules focus on patience, risk management, health, and long-term thinking, offering a roadmap for turning a windfall into lasting financial security. Read along with the original article(s) here: https://jamesaltucher.com/blog/what-do-you-do-after-you-make-a-zillion-dollars/ Quotes to ponder: "Don't change your lifestyle at all for at least one year." "Put it in a savings account for one year at least. Or under your mattress. No stocks. No paintings. No private investments." "Once you make money, everyone will approach you about new investments you can make. Or people will want to borrow money from you." Episode references: Aspen Snowmass: https://www.aspensnowmass.com/ Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you tired of fighting over the same high-equity lists as every other investor in your market? In this episode, Brent Daniels sits down with Rob Schimmenti, a relentless real estate entrepreneur from Queens, New York, who has generated an astounding $3 million in profits using one simple, traditional strategy, which is Driving for Dollars. Rob breaks down exactly how he built a massive, untouchable database of over 41,000 highly distressed properties by manually scouring the streets and targeting the ugliest houses in his area. Rob also shares his complete blueprint, including his unique job-posting framework for hiring top-tier commission-only cold callers, why he transitioned from wholesaling to flipping massive hoarder houses, and the specific trust-based direct mail designs that are doubling his callback rates. Stop searching for the easy button, get in your car, and start building true wealth. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:15) Introducing Rob Schimmenti and his $3 million driving for dollars success story(2:57) Adding 1,500 to 2,000 highly distressed properties to the database every single month(4:06) Understanding the fundamental strategy and visual criteria of driving for dollars(5:52) Dramatically reducing marketing expenses and eliminating competition with manual lists(7:23) How to successfully structure and pay commission-only cold callers for lead generation(9:26) Using a powerful job posting framework and video screening to find the perfect hires(13:53) Why transitioning from traditional wholesaling to flipping can yield massive profits(15:18) The critical importance of understanding construction lingo when managing contractors(17:33) Designing large, custom trust-based direct mail pieces to double callback rates(19:49) Utilizing BatchLeads for high-quality skip tracing and efficient single-line dialing(22:22) Breaking down Rob's very first miraculous deal that proved the driving concept(25:52) Turning your vehicle into a mobile university for continuous real estate education(27:21) Analyzing a $150,000 Mastic Beach hoarder house that netted a $95,000 profit----------Resources:DealMachineBatchLeadsBiggerPocketsRob's Website: Fliplaunch.comBrent's Free Blueprint: Wholesalinglaunch.comRob Schimmenti on Instagram: @robschimmentiBrent Daniels on Instagram: @realbrentdanielsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?