Pocket Money

If you earn a wage in Australia, there is a good chance that you are being paid superannuation. Currently, employers have to contribute a percentage of your pay into a nominated super account. Superannuation as we know it in Australia is now 29 years old, and some are calling for another review of the scheme in some radical ways.  This year has seen the controversial early release of superannuation for some Australians due to coronavirus just for starters while others believe superannuation could be accessed earlier so more Australians can use that money to buy a home. We had the opportunity to chat with the Senator Andrew Bragg about his ideas for the future of super, including the idea that Australian's should be able to access their super in order to buy a home and other changes he calls "radical surgery". Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Listen and subscribe https://pod.link/1448147010

Right now many of us are experiencing a lot of change, whole industries are on ice right now, while others have had to pivot fast. We are fast on track to record unemployment and with a recession nipping at our heels, plenty of career plans and dreams might be feeling a little crushed right now. But are there opportunities in the ashes of the first half of 2020? And what might "work" look like in the future? Kate Richardson was a high flying marketing executive who has worked in high profile organisations including the Sydney Opera House, Network TEN, NAKED communications before hitting her very own career crisis a few years ago. Kate then pulled the plug on both her career trajectory and her home town when she decided to move cities and pursue a completely different career as an executive career coach and career mentor. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Listen and subscribe https://pod.link/1448147010

Getting married isn't just a huge commitment between you and your partner, it's one of the biggest financial decisions you'll make in your life. While some couples budget and save to pay for their wedding, others go into debt to say 'I do'.  There are ways that you can plan your perfect day without blowing your budget. To find out how, we chatted with Genevieve Lehunt-Alderman of the 'I'm Getting Married' podcast. Gen breaks down how to plan a realistic wedding budget, what you should splurge on and what you can DIY as well as the common money mistakes that newlyweds make.

With job losses, underemployment and job uncertainty many of us are trying to figure out some ways to make extra cash, set up an emergency savings fund or even look to changing careers altogether In this episode, we talk to four people who are using the power of the side hustle to make extra cash by selling items online, selling their skills, upskilling, and a few other tricks to help bolster their bottom line. We chat with Kylie Travers, better known online as The Thrify Issue who shares her range of tips and tricks that have seen her build a portfolio of side hustles.  Jake Falkinder of The Freedom Chaser tells us how he has taken his passion for writing and marketing and turned it into income by blogging for money Stef Yip is Finder's travel editor by day but in her spare time, she is an experienced eBay seller of over 15 years, with a 100% positive feedback rating across 1,400+ reviews. Finally, Em-Rose Hills tells us how she took her dual love of dogs and social media and combined them to not only make some pocket money but also used the skills she learned marketing her business on social media to upskill in her career. Full show notes at https://www.finder.com.au/podcast   Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/   Listen and subscribe https://pod.link/1448147010 

There’s no doubt 2020 has been a wild ride for stock investors. Thanks to coronavirus, the oil price war, and growing tensions between global powers, we’ve never seen a more volatile stock market.  In a single day in February, we saw share prices on the ASX drop by 7%, only to rise by 14% within a couple of hours. It was enough to leave the experts scratching their heads.  Fund manager Roger Montgomery of Montgomery Investment Management shares his insights about why the stock market is behaving so erratically and whether there might be another big crash on its way. Plus, his tips for beginner investors.  Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Listen and subscribe https://pod.link/1448147010

2020 has simultaneously moved at lightning speed and also dragged on for what feels like forever. Alas, June is upon us and the end of the financial year is almost here. That means it's time to start thinking about taxes, take stock of your finances, and scout out the best EOFY deals. While tax time is always a bit confusing, the impacts of coronavirus have changed what and how we can claim this EOFY. In this episode of the Pocket Money podcast, we're joined by five of Finder's finance experts to answer all of your tax-time and EOFY questions. We cover everything from claiming work from home expenses and superannuation to investing in property and stocks, the Medicare Levy Surcharge, and what we can expect from the EOFY sales. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Listen and subscribe https://pod.link/1448147010

In normal times we suspect most of us would prefer to put off thinking about what happens to our money after we die. But these are not normal times. In fact, it turns out in between our searches for toilet paper and hand sanitiser, "how to create a will" has been high on our Google search list in our new lockdown. To help shed some light on how to write a will we spoke to National Manager, Estate Planning, Australian Unity Trustees Legal Services Anna Hacker. She explains why so many Australians are interested in estate planning right now, why wills aren't just for people with families and large assets, and what actually happens if you die and you don't have one. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast  Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Comedian and journalist Emma Markezic was young, single, freelancing, renting, and partying hard when she was diagnosed with a potentially terminal cancer. Despite that, Emma says she found that she coped better than some people might cope with a paper cut. The journalist in Emma meant she wanted to do a deep dive into why some people are more resilient than others. She wrote her book Curveballs, after speaking to experts all over the world on how we can all develop skills to help deal with life's curly bits. Whether it's from life in lockdown, living with financial uncertainty, or just prepping for a future curveball, this episode will help arm you with the right tools and attitude to cope financially and emotionally.  Full show notes at https://www.finder.com.au/podcast   Find us on Insta at https://www.instagram.com/pocketmoneypodcast  Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Listen and subscribe https://pod.link/1448147010 

Australians give a total of $9.9 billion to charities each year according to the most recent ACNC Australian Charities Report and we can only imagine that number will skyrocket in 2020 following this year's catastrophic bushfire season and COVID-19. When you make a donation, you trust that the money is going where it's needed most, right? Well, it's not always that simple. As we saw with the bushfire effort, surges in donations often present challenges for charity organisations that have the responsibility to distribute the funds. It can take months for the money to get where it's needed and it often gets tied up in necessary costs such as administration. This question of "where is my money going?" has made headlines this year, but it's a valid and important question to ask every time you make a donation - whether it's to a well-known charity, Go Fund Me or a donation box at the supermarket. We chatted to the Commissioner for the Australian Charities and Not-For-Profits Commission. Dr Gary Johns talks about where our donations go, what the responsibilities of registered charities are and what to look out for before you donate your time and money so you know it's going somewhere legit. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Listen and subscribe https://pod.link/1448147010  

A recession or any type of economic downturn can be an incredibly challenging and stressful time. As unemployment rises, incomes fall, stock markets crash and bills continue rolling in, it is natural to be worried about your money. But there are things that you can do to prepare.  On today’s episode of the Pocket Money podcast, Sally and Kate welcome a slate of experts to get the tips and strategies you can use to protect your finances. From savings and budgeting to superannuation, home loans and earning more with side hustles, this podcast will help you better understand what’s in your control, and how to be proactive. Thanks to our guests Taylor Blackburn, Alison Banney, Kylie Purcell and Richard Whitten, Maurice Thach for joining us on this episode. Given that economists are predicting a recession or financial depression following the tidal wave of disaster caused by COVID-19, arming yourself with knowledge about your financial secirty is as important as ever. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

When it comes to consumer finance, the credit card has been on the top of the pack for years. Recently, however, the tides have begun to shift. Buy Now, Pay Later is a new approach to cash flow management, and leading companies like AfterPay, ZipPay, and Klarna are attracting millions of customers across the globe. Almost 2 million Australians had used Buy Now Pay Later services according to some research released by Roy Morgan in November last year. Young Australians are the most likely to shop with buy now pay later, with nearly 56% of customers between 14 and 34 years old, with those in the 25-34 range making up 33.5% of all users.    This new industry is not devoid of criticism. Some players have been critiqued for fostering poor budgeting habits, especially among young people. These services also fall outside of regular credit and financial regulation, which led to a Senate inquiry and involvement by ASIC.  To talk us through the ins and outs of this world, we’re joined this week by Jonathan Kelly, the Chief Growth and Innovation Officer for Flexigroup. Jonathan and Sally discuss the origins of this innovative new financial technology, why consumers are so keen, and why he thinks the days are numbered for credit cards and frequent flyer points. This episode is proudly presented by Bundll. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Just 3 months in, and 2020 has already been a whirlwind. While the world locks down, we’re faced with a lot of uncertainty about the future. How long will this last? Will our loved ones be safe? Am I going to be able to survive financially?  On this episode, we sat down (remotely, of course) to dig into how the coronavirus will affect our everyday lives, and what we can do to set ourselves, and our community, up for the long haul. These are unprecedented times, and we’re all figuring it out together.  This conversation was recorded prior to the announcement of Australia’s March 30 $130B stimulus package. Follow along with all our coronavirus coverage, and learn how how you can get financial help during the coronavirus pandemic here. This episode is proudly presented by Bundll. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Learning how to invest is one of the most important lessons in building wealth, that you'll ever need. This year has seen some of the most dramatic movements in markets around the world. Despite this new COVID-19-tinged reality, Australians continue to seek out information about how to invest their money. And we're so on board with that. For this crash course on investing, Sally is joined by Finder's investments editor, Kylie Purcell. Kylie spends her days deep in the world of share trading and brings a wealth of expertise about global markets, weighing risks with rewards, and how you can take advantage of investment opportunities, even if you've just got a small amount of cash to put in, So if you've ever said "WTF is an ETF?", thought about putting your money into ethical investments, or simply wanted to put some money into a company you think is going places, this podcast is the perfect place to start. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Budgeting isn't sexy, but it's essential. No matter where you are on the financial spectrum. This episode of Pocket Money is all about getting your money sorted. We break down everything you should know about creating a budget and slapping down some of the most common excuses we've heard out there. Kate is joined for this conversation by consumer finance expert Lisa Montgomery. Lisa came to the studio armed with some killer insight about managing your money and some great ideas for those of us that sometimes get bogged down in the details. So if you're looking for a new angle on personal finance, tips on getting started or plain guidance about being mindful in this age of distraction, give this episode a go. This episode of Pocket Money is presented by bundll. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Health insurance is complicated. So today on Pocket Money, we're going to clear up some of the myths when it comes to health cover in Australia. From hospital to extras, tax time to turning 31, this podcast will arm you with everything you need to know. As Finder's health insurance publisher, our guest Alex Holderness spends her days diving into the ever-changing world of health cover to help Aussies understand the fine print, and help you save money. This April, premiums are set to increase, and now is the perfect time to look at your cover. Not only should you determine whether or not you're using everything, but learn some more clever tricks you can cut down on your costs. Alex reveals to Kate her top tips for how to compare policies and providers and talks us through the hidden costs of couples cover, extras and more. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

When it comes to equity in superannuation, we've got a lot of work to do. Women on average retire with 42% less in super than men, and as we learn on this episode of Pocket Money, there's no easy fix. It's a deep-rooted issue in Australian society that will take some big ideas to solve. Today on the podcast, we're joined by Kirstin Hunter, the Managing Director at Future Super. Kirstin and her colleagues are leading the charge to bring this conversation about gender inequality in our superannuation system into the limelight.  Sally, Kate and Kirstin uncover the scope of the issue, where it stems from, and some practical tips that both women and men can do to help remedy it one piece at a time. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

French bulldogs. Pugs. Chihuahuas. They are undeniably cute, and increasingly popular in Australia and around the world. They’re everywhere from the local park, to memes, tee-shirts coffee mugs.Despite these quirky, squishy little faces, these dog breeds often come with a high price tag in terms of their own health and their owner’s wallet.  On this latest episode of  Pocket Money, Kate and Sally welcome Dr. Sarah Zito from the RSPCA to discuss how some of our cutest companions have been bred into dangerous territory. We also discuss what prospective owners for these breeds, and pets, in general, should consider before they welcome a furry friend into their lives. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast  Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010 Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP    

Paying off debt can feel incredibly overwhelming, especially if you feel like you're alone on the journey. Well, as you'll find out in this episode, you're far from alone. Today on Pocket Money, we explore the not-so-secretive world of the debt-free community on Instagram. We meet people all around the world about their experiences tackling debt, staying motivated and perhaps most interestingly, building one of the most close-knit communities online. This episode of Pocket Money is proudly presented by Wisr. Download Wisr app at https://wisr.page.link/x4vhkGj9vvt3p3mV8 A special thank you to everybody who shared their stories with us for this episode. Emma @lookingformycents Nika @debtfreegonnabe Emily @aussiedebtfreegirl Chelsa @debtfreeweirdos @the.budget.fanatic Mel & Murph @fitnfunds @debtfreemillennial Brent @driving2wealth Jacqui @thebarefootmillennial Tasha @tashagetsfrugal Andrew and Sarah Full show notes at https://www.finder.com.au/podcast

We are back. Pocket Money is a podcast all about money and your life. Whether you’re curious, confident or just plain confused when it comes to your cash, we’ve got you covered. On season two, we'll be diving tackling some even bigger topics, from the basics of investing in ETFs to the #debtfreecommunity and the hidden costs of owning a designer dog. We'll explore non-traditional investments like cannabis, finding a side hustle, and even the secret (financial) lives of online influencers. So whether you're an Aussie (like us), or simply keen to better understand how money impacts our lives and our world, buckle up and subscribe to Pocket Money. Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010  Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP  

Australia is in the middle of a catastrophic bushfire season. Lives have been lost, thousands of homes and properties destroyed, and our wildlife population has been decimated. Today on Pocket Money, we are joined by Alex Holderness and Ally Koster, two insurance experts at Finder, who have been putting out loads of resources, guides and updates for those affected, and those who want to help. We talk about how home insurance works, what financial relief is available, how you can help support local businesses, donate, and plan ahead to protect yourself in the future. To read detailed info on the bushfires, check our information hub at https://www.finder.com.au/bushfires Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010  Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP

The fashion industry is one of the biggest in the world, and it's not slowing down. Fast fashion is making it easier and cheaper for us to update our wardrobes than ever, but it's coming with some hidden costs. On this special episode of Pocket Money, we explore this world from a new perspective. We learn how the industry is rife with major challenges from murky supply chains to labour rights and ecological impact, plus uncover some ways we can begin to play a positive role. To help us understand the complicated issue, we are joined by a few experts and activists who are helping push fashion toward a more ethical and sustainable future and learn how the Slow Fashion movement has begun to spark more transparent conversations around our closets and choices.  This episode is proudly presented by Glam Corner. Full show notes at https://www.finder.com.au/podcast This episode is the latest in a series where we look at our money and our impact. Listen back to episode #130 How to travel responsibly, and #131 How to go green with your money to dive even deeper. Find us on Insta at https://www.instagram.com/pocketmoneypodcast  Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010 Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP

Making an impact on the future of the planet can feel pretty overwhelming. Here at Pocket Money, we fully subscribe to the idea that money makes the world go round. So today we are talking about some tangible things that every one of us can do if we want to go green with our money. And believe it or not, these things can actually SAVE you money! We’re joined by Ben King, CSR and Public Affairs Manager at Finder, to delve into the world of green financial products, ethical superannuation funds, solar power, and everything in between. We hope this podcast will answer some questions you have and get you thinking about what you really value, and how you can start taking action. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast  Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010 Spotify https://open.spotify.com/show/1h2ZdyO9pm2pjtI8STNbhP

The entire world is closer than it’s ever been, and when it comes to financial goals, young Aussies have travel near the top of the priority list.But how can we be sure we’re travelling responsibly?  On this episode of Pocket Money, we sit down with Henry Brydon, travel expert and founder of We Are Explorers. Henry shares his perspective on how we can all be more conscious tourists, why travelling locally is underrated, and why he packed up his life to ride a bicycle from London to Sydney. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast  Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010

Gather 'round aspiring property investors, this is a must-listen episode. Last week, we discussed some top tips for first home buyers and started the conversation around property investment from an owner-occupier's perspective. If you missed it, go back and start there! In part two of our property series with Michael Yardney, we are diving into some of the common mistakes that beginning property investors make. These insights will help you learn how to research, budget, and plan your investment strategy with the long-term in mind. From the macroeconomic trends in property development to the dirty details about landlord insurance and property management. Michael Yardney is one of Australia's leading property commentators and host of the popular Michael Yardney Podcast. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast  Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/ Apple Podcasts https://podcasts.apple.com/au/podcast/pocket-money/id1448147010

You only get to buy your first property once. Better do it right! In this episode of Pocket Money, we are going to take a look at some of the common mistakes people make when first jumping into the housing market. To help us through the ins and outs of the first-home-buyer experience, we've invited our friend and property expert, Michael Yardney back to the studio. Michael knows a huge amount about property markets and hosts the popular Michael Yardney Podcast twice weekly. We discuss seven common mistakes that first-time buyers often make, from research to finance and how to manage the emotions of everything from the loan application to the auction. This is the first episode in a two-part series about property buying mistakes. Subscribe now so you get next week's episode all about the things you should avoid as a property investor. Full show notes at https://www.finder.com.au/podcast Find us on Insta at https://www.instagram.com/pocketmoneypodcast

Today on Pocket Money, we step behind the curtain with eBay to understand what Black Friday, Australia's largest shopping event, means to a business. To take us on this journey, eBay Australia’s Head of Retail Insights Gavin Dennis hops on the mic with Sally and Marc. He shares some choice insights about how eBay navigates this busy season including an inside look at the most anticipated items, what hour the site will experience its peak traffic, and how mobile shopping has changed the game. ICYMI: Listen to last week’s episode #126 of Pocket Money for tips on how to shop your Black Friday like a pro, and find the best deals before anybody else does! Full show notes at https://www.finder.com.au/podcast Catch us on IG at https://www.instagram.com/pocketmoneypodcast 

Black Friday is coming, and the holidays are just around the corner. Even if you’re not a shopaholic, take note. This is hands down THE best time of year to snag a deal on everything from a new wardrobe to your next holiday. Homewares, beauty products, shoes, electronics, it’s all going to be up for grabs. To make sure you’re prepared to take full advantage of the sales event, we invited Finder’s Alexandra Hourigan to the studio to chat all things Black Friday. In just 20 minutes, you’ll get a lowdown on how to save the most money on your Christmas shopping, from ensuring you’ve got the best deal to planning out your shopping schedule like a pro. This episode is proudly presented by eBay Full show notes at https://www.finder.com.au/podcast Hit us up IG https://instagram.com/pocketmoneypodcast

We all have that one friend that promises they’ll pay us back, next time we go out for a bevvy. But they never really do, do they?   Enter Finch. The self-proclaimed financial app for your social life. From splitting bills to planning trips with your mates, and even getting more insights into your spending habits, it’s a terrific app for those who are looking to get a handle on their finances.   Today on Pocket Money, we’re speaking with Jessica Box, Finch’s Marketing Director, and the director of the Australian Girls in Tech chapter. She joined us in the Finder studio to talk about the origins of the personal finance app, and all the interesting stuff the company has learned as they’ve grown, plus what her second-favourite bird is.   Finch took home the 2018 Finder Award for Best Personal Finance App in Australia and is building a platform for Aussies (and soon businesses) to take their financial management to the next level. Full show notes at https://www.finder.com.au/podcast

Got a spare $1 million lying around for a new property? Alright, you can skip this podcast. For the rest of us, it’s time to talk about home loans. Whether you’re a first home buyer, or looking to refinance but want a better picture of how the home loan process works from end-to-end, you’re in the right place. Finder’s home loans editor Richard Whitten joins Marc and Sally to break down the ABCs of the lending world and detailing everything you need to know before you compare your options. We discuss the timeline of the loan process, features like offset accounts and redraw, lender’s mortgage insurance (LMI), deposits, and eligibility. We also chat about how the RBA affects variable interest rates. Insta: https://www.instagram.com/pocketmoneypodcast Full show notes at https://www.finder.com.au/podcast

Open your banking app and scroll through your transactions. How many subscription services are you paying for? If you're like the average Australian, it's probably quite a lot. From entertainment and streaming services like Netflix and Spotify, meal delivery services like Marley Spoon or HelloFresh to our energy bills and mobile plans, there are more than a few regular charges hitting every one of our transaction accounts each month. On this episode of Pocket Money, we welcome Dr. Paul Harrison to unpack the mysteries of subscription services, and how our brain and behaviour can be influenced. We discuss why businesses are shifting their models, how you should decide what's valuable to you, and what you can do to unsubscribe from your own subscription overload. Come hang on Insta https://instagram.com/pocketmoneypodcast Full show notes at https://www.finder.com.au/podcast

When’s the last time you got excited about a bank?  Today, we’ve got an exclusive interview with the co-founder of Up, Dominic Pym. Up is a pretty new digital bank that’s been making waves in Australia for their slick branding, engaging product and attitude towards technology and customer experience.  Dom and Sally discuss the origin story of the neobank and why it’s been so appealing to young Aussies, with 50% of their customers between 16 and 24 years old! We also talk about the Tree of Up, a public roadmap of what Up is currently working on for their customers, including a just-announced partnership with TransferWise.  Whether you’re pleased with your bank, looking for a new one, or keen to better understand the world of fintech, give it a listen! Full show notes at https://www.finder.com.au/podcast Follow us at https://www.instagram.com/pocketmoneypodcast

It’s no secret that we Australians love to travel, but how much is it costing us?  On this episode of the Pocket Money podcast, Marc and Sally are joined by Stephanie Yip, Travel Editor at Finder, country-hopper and Yellowcard superfan, to uncover how much we spend, where we’re going, and some interesting trends and insights about the relationship between our travel habits and our wallets.With Steph’s expert insights and our usual banter, we dive into some interesting research from the likes of Expedia, Roy Morgan and Kayak, and reveal the top destinations for Aussie travellers. We also discuss the effects of FOMO and social media, Steph’s analysis on the different types of travel spenders, and why influencers are overrated. Full show notes at https://www.finder.com.au/podcast Oh, and follow us on Instagram @pocketmoneypodcast

Passive income is like cruise control for your wealth. The idea is, that with the right amount of time and energy up front, you can set up streams of income that require little to no upkeep. How good is that?    To understand exactly how passive income works, the various tools and how to get started setting up and earning your own passive income streams, we spoke with personal finance creator and YouTuber Nicholas Muscat, aka the AussieMoneyMan. He shared his thoughts on setting up his multiple streams of passive income from affiliate marketing to revenue from social media, and why he thinks Gary Vee is a bit overrated.   Whether you are looking for your next side hustle, keen to earn a bit of cash on the side, or curious about how YouTubers earn a living, this is a key podcast to check out! Full show notes at https://www.finder.com.au/podcast

If you add up every single one of your assets and subtracted your debts, you would know, on paper, your net worth. But that number actually reveals so much more about you and your financial health than you might think.    This week on Pocket Money, we explore all the ins and outs of net worth. how you should think about net worth when you’re young, the difference between good debt and bad debt, and why Mr. Burns from The Simpsons is a surprisingly good financial role model.   On this episode, we are joined by Jared Lock, the creator of the Money and My Daughter blog. Jared brings a wealth of knowledge about thinking about your personal finance with the future in mind, setting goals, and lessons we can take from the FIRE movement.   P.S. starting next week, we’ll be releasing weekly episodes of Pocket Money!   Join us on Insta: https://instagram.com/pocketmoneypodcast   Full show notes at https://www.finder.com.au/podcast

The path to becoming rich is not a sprint, it’s a marathon. If you look closely, there are some surprisingly similar reasons most millionaires around the world have achieved financial success. As you’ll hear on today’s episode of Pocket Money, It all comes down to forming the right habits.    We sat down with Michael Yardney, one of Australia’s leading property commentators, and host of the popular Michael Yardney Podcast. Michael has studied the rich and mentored many successful investors, entrepreneurs and business owners, documenting his findings in his international best-selling book – Rich Habits, Poor Habits.   Michael, Sally and Marc delve into a number of the habits you should seek to develop if you want to grow your wealth, and why it’s so important to not only act rich but think rich. From planning your future to learning the power of delayed gratification, this podcast will help get you on the path toward finding financial success in your own life.     Full show notes at https://www.finder.com.au/podcast

If you want to get better at something, it makes sense to learn from the experts. This is as true about learning to play the piano, as it is with managing your money.  As you'll find out, financial advice isn't just something reserved for the wealthiest 1%. On this episode of the Pocket Money podcast, we are joined by Charlie Viola, an award-winning financial adviser and Partner for Wealth Management at Pitcher Partners in Sydney. Charlie really knows this stuff in and out. We discuss what financial advisers really do, how to decide when you should speak with one, plus what to expect when you meet, and how much it all costs. We also learn Charlie’s perspective on what high-net-worth individuals do with their money, some insight on investing, and more great insight. Full show notes and transcript at https://www.finder.com.au/podcast

When it comes to retirement, it’s all about preparation. In Australia, superannuation is a big part of the financial picture, and it pays off to know exactly how it works. On today’s episode, Marc speaks with Vanessa Stoykov, a consumer finance expert, author and host of Nine’s Secrets of the Money Masters. 

Investing in the share market can be a roller coaster of emotions, especially for those of us that are new investors.  On this episode, we break down the importance of discipline, and the many biases affecting our brains when it comes to investing and life in general. As we learn from the world of behavioural psychology, our decisions can be impacted by outside noise of all kinds. Marc is joined on this episode by Ted Richards, a former Sydney Swan and current director of Business Development at Six Park. You can also hear Ted on his own investment-focussed podcast, The Richards Report.  We'll discuss five emotions to watch out for including, loss aversion, recency bias and of course the infamous FOMO… the fear of missing out.  Full show notes at https://www.finder.com.au/podcast

The Internet has forever changed the art world. On one hand, it’s a great place to share your art, turn your creativity into a business and garner a loyal following. On the other hand, the internet can make it easy for your work to be copied, without you getting a cent. From Etsy and Kickstarter to our favourite independent stores and meme accounts, the confusing world of copyright affects a whole lot of people and their finances. So what is an artist to do? On this episode, we explore just that. We’re joined by Nikita Margarita, the creative force behind the boutique jewellery studio Doodad and Fandango, and Sean Graham, a financial services lawyer experienced with intellectual property, trademark and copyright work. Join us as we explore the world of art theft from the perspectives of the artist, and of the law. Full show notes at https://www.finder.com.au/podcast

Environmentalism is not just a trend, it's become an essential aspect of shaping the future of our planet. In a world full of single-use plastics, fast-fashion and growing landfills, it can be overwhelming to think about reducing our impact. The zero waste movement is taking these challenges head-on. Through making everyday decisions about what we choose to consume, and dispose of we can turn the future of our wonderful home planet around. On this episode of the Pocket Money podcast, we're joined by author, rocket-scientist and zero-waste expert Anita Vandyke. Her helpful tips on what it means to reduce your impact on the environment are as accessible as they are practical. Full show notes at https://www.finder.com.au/podcast   Find us on Insta at https://www.instagram.com/pocketmoneypodcast     Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/   Listen and subscribe https://pod.link/1448147010 

The days are shorter, the nights are colder, and the paperwork is piling up. It’s tax time here in Australia! Whether you use an accountant or file on your own, there can be a lot to consider about your personal circumstances, and a whole lot of detail around insurance, superannuation, and shopping smart at this time of year.On this episode of the Pocket Money podcast, we are joined by experts from across the financial spectrum to talk about getting a good deal, the importance of income protection, and managing your finances around tax time. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010  

Online or off, it can be a dangerous world out there. In this age of high-profile data breaches, mass-market scams and catfishing, we can no longer overlook how important it is to protect your financial and personal life from prying eyes. This week on Pocket Money we are joined by a data security expert (a real-life hacker), and ACCC Deputy Chair Delia Rickard to explore the steps we need to take to protect our identities and finances from the many scams out there, from SIM swapping to social media. In this episode, you’ll learn about the risks of joining public wifi networks and keeping a careful eye on your increasing digital footprint. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Talking about money is an uncomfortable topic for most of us. But avoiding these awkward conversations could be setting our careers back. When it comes to negotiating our pay, things get complicated fast. How do you know how much you’re worth? What are the best ways to bring it up with your boss? When is the right time? Say you just got a job offer, should you just accept it as is? In this practical, how-to episode of Pocket Money, we speak with Claire Hatton and Greta Thomas, co-hosts of the Don’t Stop Us Now podcast, to shed light on these and more overwhelming questions. Together, we explore the taboo subject of pay, how to navigate salary negotiations and the glaring wage gap between men and women in the working world. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Fishbowl Sashimi has spent the last three years building a restaurant empire, from its capital on the shores of Bondi Beach in Sydney. On this episode of Pocket Money, we sit down with Nic Pestalozzi and Nathan Dalah, co-founders of the popular sashimi salad chain about how Fishbowl was born, and their plans for the business in the months and years to come. We explore the unique challenges that come with selling something as personal as food, to the basics of how food businesses price a dish, and even how new businesses like Uber Eats and Deliveroo impact their restaurant. Nic and Nathan also share some insight into how building a brand centred around sustainability, health and have brought them such success. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

When it comes to money, women face a unique set of challenges that often leave them shortchanged. From the gender pay gap, career breaks if they start a family or care for family members, diminished super, or just not having the time to focus women can find themselves left behind when it comes to taking care of their cash. Whether you’re kickstarting your career or planning your retirement, getting married or breaking up, today we’ll be tackling the unique decisions that women need to make when handling their finances. On this episode of Pocket Money, we speak with Bauer Media’s Finance editor, commentator and financial literacy campaigner, and author of the just-published “A Real Girl’s Guide to Money”, Effie Zahos. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

Getting paid to play your favourite sport. Sounds amazing, right? We sat down with GWS Giants co-captain, Phil Davis and tackle the hidden costs of being a professional athlete, and are excited to bring you a new perspective on the world of sport. We dig into the details of life off the pitch, to find out what it’s like to have a job that's dependent on your physical health and the types of financial decisions do you have to make for a career with a pretty short lifespan. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

What was your dream job when you were a kid? How did it change as you got older? On this episode of Pocket Money, we're putting the dream job in the interview seat, checking its resume and calling up its references.Whether you're deciding how to choose a career, or feel like you’re at a dead-end with your work, this is the podcast for you. Thank you to our guests Jane Jackson, Ben Southall and AFL star Phil Davis. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

The conversation around employee benefits has exploded in the last few years. Led by tech companies and startups in Silicon Valley, more and more businesses are offering shiny new perks and benefits to employees. But, it’s not just the tech industry. According to a 2018 study by the National Bureau of Economic Research, 40% of Americans are willing to sacrifice substantial earnings in exchange for non-wage benefits. On this episode of Pocket Money, we speak with Indeed.com Director of HR for JAPAC, Daniella Meyer, about everything from unlimited vacation to free lunches and parental leave. Most importantly, we discuss how you can have these conversations with your own company to achieve a better work-life balance. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010  

If you find yourself picking up your phone more than your wallet, you’re already part of the fintech movement. From apps to digital banks, new developments in tech and finance are leading to major disruptions in how we spend and manage our money. What once started as a term to define the tech startups coming to disrupt the big banks after the Global Financial Crisis (GFC) has now changed to include the banks it came to disrupt. From banking and investing, to insurance and loans, this is your beginner's guide to the world of fintech. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010

No matter what stage your relationship is in, it's always good to think about the future. Merging your finances might seem like an exciting step, but it could get you in a world of trouble down the road if you don't do it right. On this episode of Pocket Money, we speak with Sydney-based lawyer and family law accredited specialist Fidan Shevket about the dirty secrets of prenups, divorce, and the financial side of breaking up. The Finder podcast is intended to provide you with tips tools and strategies that will help you make better decisions. Although we're licensed and authorised, we and our guests are not providing any form of financial or legal advice. So please consider your own situation and get proper advice, about your individual circumstances before making any decisions based on anything in our show. Thanks for listening! Full show notes at https://finder.com.au/podcast

Fortnite, Pokemon Go, Candy Crush… The mobile gaming industry was forecast to make $63.2 billion in 2018, almost half of all gaming revenue. On this episode of Pocket Money, we dive deep into how behavioural economics influences game design for children and adults, and why the psychology of spending money when it comes to our phones is so complicated. Today, we are joined by Chris Stead, Finder’s resident gaming expert, and the former editor of Game Informer, GamePro, Gameplayer and over 10 other publications. Full show notes at https://www.finder.com.au/podcast  Find us on Insta at https://www.instagram.com/pocketmoneypodcast   Join our Facebook group https://www.facebook.com/groups/pocketmoneypodcast/  Listen and subscribe https://pod.link/1448147010