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32 episodes with Pocket money
5 episodes with Pocket money
2 episodes with Pocket money
2 episodes with Pocket money
2 episodes with Pocket money
4 episodes with Pocket money
3 episodes with Pocket money
3 episodes with Pocket money
3 episodes with Pocket money
Should pocket money be linked to chores? What about paying for good grades? From savings percentages to spending rules, discover why traditional pocket money wisdom might be wrong, and learn a value-based approach that actually works. Plus, find out why regular money conversations matter more than any system you choose. Quote of the Episode: "Money is just a store of value, and the conversation really should move away from money to how am I adding value in the world?" Key Insights: Pocket money should be independent of chores. Paying for grades can decrease intrinsic motivation. The Three S's: Spend, Save, Support. Financial conversations matter more than systems. Value creation should precede money focus. Forced savings can build positive habits. Regular money discussions enhance financial literacy Stretch goals encourage saving behaviour Resources Mentioned: The Psychology of Money by Morgan Housel [affiliate link] Happy Families newsletter Happy Families Action Steps for Parents: Separate pocket money from household responsibilities. Implement the Three S's system (Spend, Save, Support). Have regular conversations about money and value creation. Set achievable saving goals with matching incentives. See omnystudio.com/listener for privacy information.
The ASX fell by 1.2% on the final day of company reporting season.See omnystudio.com/listener for privacy information.
Has the Reserve Bank made the right decision by dropping interest rates this week, and did they move too slow initially? Should the government be propping up businesses? And reporting season continues in a bad week for the banks.See omnystudio.com/listener for privacy information.
The Spriggy story returns to Fintech Chatter Podcast! Five years after his debut, our most-requested guest ever is back with insights you can't afford to miss.Dexter Cousins chats to Alex Badran, the founder of Spriggy, a fintech app designed to help parents teach their children about money management. This isn't just another success story - it's a masterclass in scaling consumer fintech in a challenging market.Alex shares his decade-long journey with Spriggy, its growth to over one million users, and the importance of real-world financial education for kids. Join us as we take a deep dive into building a category and product that has captured the hearts and minds of millions of Australian families.Favourite quotes "We created a category that didn't exist before.""You can't outsource growth to a partner.""Your ability to learn is what matters."Chapters00:00 Introduction and Background of Spriggy03:58 The Problem Spriggy Solves07:13 Understanding User Needs and Early Development10:10 Adapting to Growing Users and Changing Needs13:07 The Impact of Technology on Kids' Financial Education15:57 Growth Strategies and Market Positioning19:12 Partnerships and Their Role in Growth22:12 Lessons Learned and Personal Growth as a Founder29:10 The Importance of Learning and Enjoying Work30:59 Authenticity in Leadership33:33 Navigating Team Dynamics and Cohesion37:00 Adapting to Economic Changes in Hiring41:49 Future Vision for Spriggy47:28 Behavioral Education and Parenting51:56 Podcast intro vid no audio.mp4About SpriggySpriggy is Australia's #1 Pocket Money app that helps kids learn about money. Spriggy was founded in 2016 with a clear mission to help parents teach their kids about money. We believe that financial literacy is a crucial life skill, one that lays the groundwork for a secure and confident future. By learning how to manage money from a young age, kids are empowered to make informed financial decisions as they grow, mastering everything from saving and spending to setting goals and budgeting.Download Spriggy Explore Careers at SpriggySend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
INTERVIEW: Chris Marshall from Pocket Money on new album 'Comfort' by Zac Hoffman on Radio One 91FM Dunedin
Rate cuts could be on the way, so what sort of effect will any movement actually have for households?See omnystudio.com/listener for privacy information.
Child Psychotherapist Joanna Fortune joins Seán Moncrieff to answer your parenting questions…
Child Psychotherapist Joanna Fortune joins Seán Moncrieff to answer your parenting questions…
A week of market volatility still has the ASX not far off record highs. Should you consider gold as part of your portfolio? And a new direction for Dominos send its shares soaring.See omnystudio.com/listener for privacy information.
As the ASX grew to new record highs today, will the outlook for business be improving through 2025?See omnystudio.com/listener for privacy information.
Are you one of the 8.4 million Australians who don't use a subscription they're paying for? See omnystudio.com/listener for privacy information.
Eoin McGee, Personal finance expert
A new study has found that almost half of parents in Ireland give their children pocket money.And, digital currency, such as Revolut, is by far the most popular way to pay out pocket money – with almost 60% of parents saying they use it.The survey, by the Teachers' Union of Ireland Credit Union, also discovered that almost nine in ten say that children should earn the money by carrying out some household chores.What has your experience been of paying out pocket money? Do children understand the value of money?Andrea is joined by John Lowe from MoneyDoctors.ie as well as listeners to discuss.
Featuring an eventful chat with Lerm Werld and Andwahn about their first release on the label output for the local dance music collective, Friday Live with Pocket Money brought to you by NZ On Air Music with thanks to McLeod's Brewery, and a chat to Rita Mae about the new summer festival on the block for 2025, Slackbarn! Thanks to The Beet Spot!
INTERVIEW: Chris Marshall from Pocket Money on new single 'Go Outside' by Zac Hoffman on Radio One 91FM Dunedin
Ross Stevenson and Hamish McLachlan take some hard learnings from a tough weekend, and missed opportunities and act on them immediately.And honour the life of John 'Patto' Patterson with SPECIAL GUEST Andrew Rule.SOMEONE INTERESTING: Brett CavanoughGET INVOLVED!EMAIL: twoeachway@nine.com.au Follow Ross:X - x.com/RossAndRusselFACEBOOK - facebook.com/3awbreakfastSee omnystudio.com/listener for privacy information.
Ross Stevenson and Hamish McLachlan take some hard learnings from a tough weekend, and missed opportunities and act on them immediately.And honour the life of John 'Patto' Patterson with SPECIAL GUEST Andrew Rule.SOMEONE INTERESTING: Brett CavanoughGET INVOLVED!EMAIL: twoeachway@nine.com.au Follow Ross:X - x.com/RossAndRusselFACEBOOK - facebook.com/3awbreakfastSee omnystudio.com/listener for privacy information.
Would you let your kids take over your household budget? That's the premise for a new series, Teenage Boss: Next Level on ABC iView. Gabi caught up with the show's host Emma Watkins, formerly Emma Wiggle, to discuss the fascinating new series. See omnystudio.com/listener for privacy information.
Many parents struggle with the dos and don'ts of pocket money. We get some advice for parents with Dr Richard Hogan, Family Psychotherapist and author of the book Home Is Where The Start Is.
Earlier on Newstalk Breakfast, Dr Richard Hogan, Family Psychotherapist, said that you have to be careful that children understand the value of the money they are getting...When it comes to pocket money, are children losing the value of money? Andrea is joined by listeners, including Siobhan O'Neill white from Mams.ie, to discuss.
Many parents struggle with the dos and don'ts of pocket money. We get some advice for parents with Dr Richard Hogan, Family Psychotherapist and author of the book Home Is Where The Start Is.
爸爸媽媽給孩子的零用錢最常見的翻譯有allowance或是pocket money。 但如要區分兩者，allowance指的比較是用在固定時間給的零用錢，而且是美式英語的用法，for example, the mother gave her daughter a weekly allowance of $60. 媽媽給女生每星期60元。 而pocket money則是比較英式的說法，同樣也有零用錢的意思，那如果要表示 "我想要把我的零用錢存下來"則可以說I want to save my pocket money. (save 存錢)，or I saved my allowance to buy a video game. 我把我的零用錢存下來買電動遊戲。 #每周六雙語麻吉同學會 ##每周日英語童謠童話小森林&進階英語給你5英棒 #每周六、日更新 #
Michael Chammas, Danny Weidler and Adam Peacock join you to discuss how Michael Maguire got the Broncos head coaching gig, what it means for NSW and the next Blues coach, the NRL Grand Final between the Storm and Panthers and whether the wrestle will feature, what a successful Grand Final looks like for the NRL, player signings, Josh Addo-Carr and the RLPA versus the media! Subscribe on LiSTNR: https://www.listnr.com/podcasts/footy-talk-rugby-league-podcast Subscribe on Apple Podcasts: https://link.chtbl.com/FootyTalkRLApplePodcasts Subscribe on Spotify: https://link.chtbl.com/FootyTalkRLSpotifySee omnystudio.com/listener for privacy information.
Dr Tommy Perkins of the Medics Money Podcast describes how he is educating his three children about money. Hosted on Acast. See acast.com/privacy for more information.
To pocket money or not to pocket money, that is the question many parents find themselves debating. Could Revolut 18 be the answer? We ask Newstalk's Technology Correspondent, Jess Kelly.
To pocket money or not to pocket money, that is the question many parents find themselves debating. Could Revolut 18 be the answer? We ask Newstalk's Technology Correspondent, Jess Kelly.
When should parents start giving their kids pocket money? Glen and financial adviser Bec chat about different approaches.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
It's a question every parent encounters at some point, but JK has invented a whole new currency! Check out Dadsnet on YouTube for reviews, jokes and loads more: https://shorturl.at/cinZ1 Or head to Facebook: https://www.facebook.com/TheDadsnet Join the Dadsnet community to have your say: https://www.facebook.com/groups/298654160327022 Learn more about your ad choices. Visit podcastchoices.com/adchoices
In the latest episode of the pod Deputy Editor, Amelia Murray is talking to special guest, Martyn James, about the stories from the last week that most affect your money. Including: Shoulder surfing smartphone crime Amazon get sneaky Pocket money pay rise And more! For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
Internet safety expert Fareedah Shaheed AKA CyberFareedah guides parents on deciding what to share about their children's lives online and what should remain privateWe meet Dorothy Thomas, a Dubai-based homeschooled student who recently graduated from the University of Pennsylvania with flying coloursShould pocket money be tied with household chores? We discuss with licenced parent coach Maysaa FahourAnd are you tempted by red posters shouting discounts in malls and online? Listen here first before you hit the buy button.See omnystudio.com/listener for privacy information.
UK research found that only thirty per cent of families commit to a traditional pocket money routine...So what is the best routine anyway? Should we be giving our kids money every week, or should they work for the few bob they want?Kieran is joined by Adrian Barry from OffTheBall and Aoife Lee, parenting coach from ParentSupport.ie to discuss.
We ask the big questions on The Christian O'Connell Show How much should you pay for pocket money? What Bands Visited Your School? and Do You Want To Join The BIN ARMY? Answer The Call christianoconnell.com.auSee omnystudio.com/listener for privacy information.
The first week of testimony in Donald Trump's criminal trial in New York centered on David Packer, the tabloid mogul who says he helped quash stories in order to benefit the then-candidate's presidential bid. And in a Pennsylvania county where voters expressed concerns about inflation ahead of the 2022 midterms, people say they're still frustrated by high prices but that the economy is not necessarily the top factor in who they'll vote for come November.This episode: senior White House correspondent Tamara Keith, political reporter Ximena Bustillo, White House correspondent Asma Khalid, and senior political editor and correspondent Domenico Montanaro.This podcast was produced by Kelli Wessinger and Casey Morell. Our editor is Eric McDaniel. Our executive producer is Muthoni Muturi. Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
Ellen Fanning: ABC Journalist, now presenter of 'ABC News Queensland' on Friday and Saturday nights joins Philip Clark for Nightlife News Breakdown.
Garda numbers - look behind the official figures and we are about 120 short of what we need in Cork...We're also short of Doctors - and parts of Cork could soon be a medical desert...Working for their pocket money - is that fair on teenagers & lots mpre Hosted on Acast. See acast.com/privacy for more information.
PJ talks to John Lowe, The Money Doctor, about what kids get from pocket money which is more than cash! Hosted on Acast. See acast.com/privacy for more information.
Welcome to episode 429 of Learn Polish Podcast! Find all our episodes on our official website, learnpolishpodcast.com. Learn more about me, my six podcasts and my coaching via the 'Podcaster' link https://bio.link/podcaster. In this episode, I have a special guest, my son, Daniel. Our topic of discussion for today is pocket money. We talk about various activities that can justify pocket money, like helping parents, cleaning one's room, taking out the rubbish and hanging clothes in the closet. We also bring up the topic of schoolwork and the importance of a balance between studies and free time, as seen in the Finnish school system! Listen in as we exchange views and have a light-hearted discussion about these everyday topics. Graphic aids related to this episode are available on Bitchute, YouTube, Rumble, and our Facebook page. Leave us a thumbs up or a five-star rating if you appreciated this episode with my son, Daniel. Listen in next week for more! Thank you! Words used Pomagam moim rodzicom. Sprzątam swój pokój wyjdź z moim zadaniem. Wynoszę śmieci. Wkładam ubrania do szafy. Odrabiam lekcje. Jestem grzeczny. Mam dobre oceny w szkole.
How does Ruth Henderson, AKA The Happy Saver manage pocket money with her teenage daughter? Find out about the non-negotiable amount that has to be invested and the key things her daughter will need to know by the time she leaves home. This is a quick bite from our previous episode 'Kids & Money with the Happy Saver' part of our summer series on talking to kids about money. Brought to you by Sharesies, with BusinessDesk. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.
The station will host a telethon on the 1st of December 2023, inviting the public to join in by pledging a cash donation of any amount to play a part in feeding as many families as possible during this festive season. The week after the telethon will be dedicated to the distribution of the food hampers in various parts of KZN. Should you wish to get involved and pledge, the telethon number to call on the 1st of December is 087 087 9495. The Big Favour: Season of Sharing · Webpage
A weekly parenting podcast where two dads talk through the hilarious highs and lows, wins and losses of parenting. Featuring funny stories, listener messages and questions, deep discussions, and guests episodes every two weeks, this is the podcast for parents (both mums and dads) to know they are not alone in the wonderful, chaotic world of parenting.
Join us for episode 201 of Beyond the Bump as we welcome back the delightful Frances Cook to the poddy. Frances is a financial journalist and today we are chatting all about how to discuss money with our kids. From the age-old debate of pocket money to the pros and cons of paying kids for chores, we explore various aspects of teaching financial responsibility to the next generation. We also touch on the significance of kids buying things for themselves and how these experiences can shape their understanding of money. We hope you are all being kind to yourself this week and can find some lightness in this episode. Resource links: Rich Dad Poor Dad Making Money Simple Course Follow Frances on Instagram @francescool.nz Beyond the Bump is a podcast brought to you by Jayde Couldwell and Sophie Pearce! A podcast targeted at mums, just like you! A place to have real conversations with honest and authentic people. Follow us on Instagram at @beyondthebump.podcast to stay up to date with behind the scenes and future episodes. Join our Facebook chat Beyond the Bump Community Chats! Sign up to our newsletter HERE Email us HERE This episode of Beyond the Bump is brought to you by frank green! If you would like to check out the new range just head to frankgreen.com.au/collections/franksters
In the latest WealthTalk episode, we're joined by the Founder of Blue Tree Savings and author of ‘Grandpa's Fortune Fables', Will Rainey, to explore a crucial topic for parents and grandparents; turning pocket money into lifelong financial wisdom. Join us as we dive deep into a conversation with Will Rainey to understand the transformative power of teaching financial literacy to children, teenagers and young adults. In a world where money management skills are essential, Will shares his wealth of experience and knowledge on how to instil great financial habits in the next generation. In the episode, Will discusses the importance of early financial education, offering real-world examples and success stories that showcase the remarkable impact it can have on a child's future financial well-being. From savings goals and smart spending to investments and the power of compounding, you'll gain valuable insights into how to empower your children, teenagers and young adults with the skills they need to navigate the financial landscape with confidence. Resources In This Episode:Will Rainey [LinkedIn]Blue Tree Savings [Website]Grandpa's Fortune Fables [Amazon] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Colette and her friends have their eyes on some new toys. However, their parents do not think they need any more toys than they already have and so the trio try to make their own money. Listen up to find out what Colette, Ellie and Zoe decide to do to get some pocket money to buy their toys!Support the show
Who's ready to save some money?! In today's episode, our hosts Olivia and Nadean are thrilled to have special guest, best-selling author and host of SugarMammaTV Canna Campbell join them to share her financial hacks and tips. From saving money during your gestation period to the importance of budgeting, meal planning, and making the most of your money as a family. Plus, Canna shares her own investment strategies for her children's future, offering valuable insight for those looking to start or grow their own portfolios. As always, please remember that the information shared in this episode is not financial advice, but rather experiences and perspectives that you can consider to help your family with the current cost of living. (whelp!) Want more Canna? Follow her on Instagram @sugarmammatv or watch her Youtube channel here. What is a Pilot Frixion and how do I get one? (here!)
Once upon a time, there was an enterprising West Australian boy who decided to write a book to plus-size his pocket money. Bodie Howland tells us about his debut book The Love Hearts Explore Exmouth.
Remember the pure joy of finding pocket change in a couch cushion as a kid? Well, let's bring that feeling back! After a quick definition of affiliate links and promo codes, I will run down the basics of creating these links and codes for yourself and where to best use them. Then, we will hold that idea up to the light, polish it off, and sharpen it up a bit to reveal its true potential in your podcasting! I will cover with you the strategies my clients and I have used over the years to create experiences for our listeners and partnerships for our pocketbooks through these programs. It's my next Podcasting 102 topic ready to roll for you today. Listen in and let's do this...! Host, Lead Editor, and Executive Producer: Producer Jaime ("Jemmy") Legagneur | Email Me! (Jaime@FlintStoneMedia.com) My Workshops: Launch Strong and/or Maximize Your Podcast's Potential with my Workshops! Tip #27 from 3/09/2023: Want to Monetize? Have Answers and Documents at the Ready!! (Instagram | TikTok) Tip #29 from 3/13/2023: Get to Know Your Average Episode Consumption Duration (Instagram | TikTok) Connect with the Show and Leave a Voice Message: PodcastingYourBrand.com Follow me on social media: Instagram: @FlintStoneMedia Tik Tok: TikTok.com/@producerjaime Facebook: Facebook.com/FlinttoneMedia Twitter: @FlintStoneMedia LinkedIn: Producer Jaime | Flint Stone Media Clubhouse: @ProducerJaime Already Have a Podcast? Check Out My FREE Tips | Producer Jaime's Equipment Guide | Launch Strong and Maximize Your Podcast's Potential with my Workshops! | Let me coach you 1 on 1... | Download My Top Tips Pack Working on Your Business Expertise? Monetize Your Expertise with Owwll App (Referral Code: PL954123 for a $10 credit!) Favorite Tools I'm Affiliated with: Canva | 1SheetPRO | Riverside FM | Podopolo | PodPros Additional Support Provided by: Flint Stone Media and Listeners Like You!! Remember: "The only thing more powerful than your voice is your spirit to use it." So, turn that mic on. ~ Producer Jaime ----------------- Production House: Flint Stone Media Copyright of Flint Stone Media LLC 2023.
Shakespeare, Jean Anxiety, The Naked Hour, Pocket Money, and our WINNER for Mini Motivators!See omnystudio.com/listener for privacy information.
On this episode we heard how allowing a child to have an innocent €2 bet on a Cheltenham horse can lead to a lifelong gambling addiction. One Father told us 'it's only a bit of harmless fun'
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Operation Linebacker, the code name for the new interdiction campaign, would have four objectives: to isolate North Vietnam from its sources of supply by destroying railroad bridges and rolling stock in and around Hanoi and north-eastwards toward the Chinese frontier; the targeting of primary storage areas and marshalling yards; to destroy storage and transshipment points and to eliminate (or at least damage) the North's air defense system. With nearly 85 percent of North Vietnam's imports (which arrived by sea) blocked by Pocket Money, the administration and the Pentagon believed that this would cut its final lines of communication with its socialist allies. China alone shipped an average of 22,000 tons of supplies a month over two rail lines and eight major roads that linked it with North Vietnam. On 10 May Operation Linebacker began with mass bombing operations against North Vietnam by tactical fighter aircraft of the Seventh Air Force and Task Force 77. Their targets included the railroad switching yards at Yên Viên and the Paul Doumer Bridge, on the northern outskirts of Hanoi. A total of 414 sorties were flown on the first day of the operation, 120 by the Air Force and 294 by the Navy and they encountered the heaviest single day of air-to-air combat during the Vietnam War, with 11 VPAF MiGs (four MiG-21s and seven MiG-17s) and two Air Force F-4s shot down.[45] Anti-aircraft artillery and over 100 surface-to-air missile firings also brought down two U.S. Navy aircraft (one of which was flown by aces Duke Cunningham and William P. Driscoll). By the end of the month, American aircraft had destroyed 13 bridges along the rail lines running from Hanoi to the Chinese border. Another four were destroyed between the capital and Haiphong, including the notorious Thanh Hóa Bridge. Several more bridges were brought down along the rail line leading to the south toward the DMZ. Targets were then switched to petroleum and oil storage and transportation networks and North Vietnamese airfields. There was an immediate impact on the battlefield in South Vietnam. Shelling by PAVN artillery dropped off by one-half between 9 May and 1 June. This slowdown was not due to an immediate shortage of artillery shells but rather to a desire to conserve ammunition. U.S. intelligence analysts believed that PAVN had enough stockpiled supplies to sustain their campaigns throughout the autumn. The intensity of the bombing campaign was reflected by the sharp increase in the number of strike and support sorties flown in Southeast Asia as a whole: from 4,237 for all services, including the RVNAF, during the month preceding the invasion, to 27,745 flown in support of ARVN forces from the beginning of April to the end of June (20,506 of them flown by the Air Force). B-52s provided an additional 1,000 sorties during the same period. The North was feeling the pressure, admitting in the official PAVN history that "between May and June only 30 percent of supplies called for in our plan actually reached the front-line units." In total, 41,653 Linebacker missions dropped 155,548 tons of bombs. In addition to interdicting the road and rail system of North Vietnam, Linebacker also systematically attacked its air defense system. The VPAF, with approximately 200 interceptors, strongly contested these attacks throughout the campaign. Navy pilots, employing a mutually supporting "loose deuce" tactical formation and many with TOPGUN training, enjoyed a kill ratio of 6:1 in their favor in May and June, such that after that the VPAF rarely engaged them thereafter. In contrast, the Air Force experienced a 1:1 kill ratio through the first two months of the campaign, as seven of its eventual 24 Linebacker air-to-air losses occurred without any corresponding VPAF loss in a twelve-day period between 24 June and 5 July. Air Force pilots were hampered by use of the outdated "fluid four" tactical formations (a four-plane, two element formation in which only the leader did the shooting and in which the outside wingmen were vulnerable) dictated by service doctrine. Also contributing to the parity was a lack of air combat training against dissimilar aircraft, a deficient early warning system, and ECM pod formations that mandated strict adherence to formation flying. During August the introduction of real-time early warning systems, increased aircrew combat experience and degraded VPAF ground control interception capabilities reversed the trend to a more favorable 4:1 kill ratio. Linebacker saw several other "firsts". On the opening day of the operation, Navy Lieutenant Duke Cunningham and his radar intercept officer, Lieutenant (j.g.) William P. Driscoll became the first U.S. air aces of the Vietnam War when they shot down their fifth MiG. On 28 August, the Air Force gained its first ace when Captain Richard S. Ritchie downed his fifth enemy aircraft. Twelve days later, Captain Charles B. DeBellevue (who had been Ritchie's backseater during four of his five victories) downed two more MiGs, bringing his total to six. On 13 October another weapons officer, Captain Jeffrey S. Feinstein, was credited with his fifth MiG, making him the final Air Force ace
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