Podcasts about superannuation

In this episode of Fintech Chatter, host Dexter Cousins speaks with Matt McKenzie, CEO and co-founder of Nuj, a Regtech company making serious strides in the Aus$ 4trn Superannuation sector. Nuj's plug-and-play solution streamlines workflows while ensuring compliance with all current and upcoming regulations.The platform enables quick integration, with automated workflows, audit trails, and real-time updates.Nuj raised a $4m seed round in early 2025 and counts Bluechip names like MUFG and AMP as clients.Find out more - https://www.nujsuper.com/Key topics covered in the chat:Nudge was founded during COVID-19 in 2020.The superannuation industry has significant legacy challenges.Client acquisition requires proving value in a slow-moving market.Funding strategies can include leveraging early client relationships.Growth in fintech requires patience and resilience.Remote work has become integral to Nudge's culture.Establishing authentic company values is crucial for team alignment.Hiring should focus on cultural fit and embracing collective wisdom.Networking within the fintech community provides valuable insights.Future growth at Nuj will leverage AI and technological innovations.Connect with Matt: https://www.linkedin.com/in/matthew-mckenzie/Send us a textContact info@tieronepeople.com for further detailsSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 5 September 2025. The topic for this week is: Should I buy and investment property like everyone else? It’s true that around 20% of Australian households have chosen to invest in a property outside of their own home. But […]

Australian men and women are retiring, on average, with substantially different superannuation balances. Now, there’s a push in Canberra to tackle what’s known as the "gender super gap". Last week, Liberal Senator Jane Hume introduced a bill that would allow couples to split their super without facing additional taxes, with the goal of improving financial outcomes for women and gender equity among ageing Australians. In today’s deep dive, we’ll give you a snapshot of where Australia’s super gap is and explain everything you need to know about this proposed legislation. Hosts: Emma Gillespie and Sam KoslowskiProducer: Orla Maher Want to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful. The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent. Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube Channel Have feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.

What if the biggest risk you'll ever take isn't failing — but hesitating? In this short, sharp mini episode, Ben Law unpacks the single piece of advice he's heard most from the wisest minds he's interviewed: back yourself.Drawing on years of conversations and his own journey, Ben reveals why waiting until you “feel ready” is a trap, why action beats hesitation every time, and how regret creeps in when you let opportunities pass by.Whether you're leading a family farm, growing a business, or trying to make bolder moves in life, this episode will challenge you to stop waiting for permission and start acting now — before it's too late.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

This week: changes to Centrelink payment rates combined with the much-anticipated - and dreaded - increase to deeming rates. Additionally, there is an issue with seniors obtaining credit cards after retirement. 

Singaporeans are asking a big question: how can we grow our retirement savings without taking on too much risk? Australia’s Superannuation system offers some answers, showing how disciplined investing can balance growth and security over decades. So what can we learn from Australia’s system? On Wealth Tracker, Hongbin Jeong speaks to Steve Alain Lawrence, CIO of Balfour Capital Group, to find out more.See omnystudio.com/listener for privacy information.

As we work and accumulate super throughout our careers, we hope to build a tidy nest egg for our retirement. But if you pass away before accessing the money, who receives it? 

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 29 August 2025. The topic for this week is: A MINI won’t pull your horse float! This topic is a metaphor about investing for your retirement goals and having the right superannuation fund to do that. Luke is joined […]

What does success look like when you've been in beauty for 22+ years...and still love it?In this episode, Samara and Jen sit down with Taryn from Brow Substance to unpack reinvention, pricing with confidence, and building a business that serves your life (not the other way around).From Yellow Pages days to TikTok, from home studio to shared clinic space, Taryn shares the mindset and money shifts that kept her passionate and profitable. Expect straight talk on bottom dollar vs profit, charging without guilt, posting availabilities (yes, you should), and designing a business around motherhood, sport schedules, and real life.You'll learn:How to price without guilt (and why “bottom dollar” is not the goal)The reinvention mindset: niching, un-niching, and staying relevantPosting availabilities without looking “quiet” (and why it works)Spreadsheets, tax, and paying yourself first (hello, bonuses)Superannuation for women in business and why future you needs itChoosing growth or simplicity: ego vs the life you actually wantThis one's practical, honest, and wildly freeing.Timestamps00:00 Episode Summary03:11 Guest Introduction: Taryn from Brow Substance 04:03 Taryn's Journey in the Beauty Industry 04:59 Adapting to Industry Changes 05:50 Social Media Evolution 10:35 Financial Realities and Business Strategies 13:21 Personal Growth and Business Insights 15:49 The Importance of Continuous Learning 33:07 Setting Financial Goals and Bonuses 35:09 Weekly Planning and Assessments 35:41 Content Creation and Marketing Strategies 36:18 Importance of Goals and Motivation 40:57 Debate on Posting Availabilities 47:08 Balancing Business and Personal Life 48:28 Evaluating Business Decisions 01:03:55 Financial Planning and Superannuation 01:06:04 Conclusion and Reflections Mentioned in this episode:Rising Finances OnlineTimely

In this episode of The Sat Signal, Aussie Bitcoiner Matt Fraser from The Crypto Collective shares how he went from an eight figure e commerce career to selling cars, property, and even moving his superannuation into Bitcoin. He explains why conviction and dollar cost averaging carried him through the bear market, how running a node gives true financial sovereignty, and how mining pools let him earn KYC free virgin Bitcoin straight into a private wallet. The discussion covers proof of work, the halving, Australian policy risks, and why Bitcoin offers a powerful alternative to traditional property and super investments.

What keeps a fifth-generation family business alive for more than a century? In this episode, Ben Law sits down with Tom Morrissey of Morrissey & Co, the Darling Downs family behind Australia's most trusted calf cradles and cattle equipment.From humble blacksmith beginnings in 1910 to pioneering world-first solar-powered hydraulic crushes, the Morrisseys have always balanced tradition with innovation. Tom shares how his family works side by side — parents, siblings, and now the next generation — and the systems they've put in place to avoid the traps that sink most family businesses.You'll hear the secrets behind their longevity: putting customers first, making products that outlast decades of use, and doing the hard work of family alignment. Tom talks candidly about the breakthrough moments when the Morrisseys stopped bottling things up and learned to sit down, face the tough conversations, and back each other in.This is more than a story about cattle gear. It's about legacy, leadership, and the mindset required to carry a business — and a family name — across generations.If you're part of a family business, thinking about succession, or just curious about what it really takes to last 115 years in ag, this conversation is packed with lessons you won't forget.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Chelsea Pottenger, founder and director of EQ Minds, shares her deeply personal journey from corporate high achiever to mental health advocate after experiencing severe postnatal depression that led to a five-week psychiatric hospital stay. She reveals how this life-changing experience inspired her to dedicate her career to helping others achieve high performance without burnout through mindfulness and resilience strategies. Chelsea discusses practical workplace burnout prevention techniques she's implemented with major corporations like Google, Westpac, and CBA, including simple changes like scheduling late-night emails and conducting empathetic leadership check-ins. She explores the fascinating connection between gut health and mental wellbeing, explaining how the gut-brain axis impacts mood, energy, and our ability to handle stress. Chelsea emphasizes her non-negotiable daily meditation practice and shares her powerful philosophy that "mental health is your superannuation" - encouraging listeners to invest in their wellbeing with the same consistency they would their financial future. Resources:https://drjobraid.comJoin my new community at Skool: https://www.skool.com/mindful-moments-1997/about?ref=7859c373bc3f4c8ca76f68859344eb88Chelsea's Non-Sleep Deep Rest Meditation: https://insig.ht/rsHBlENU6Vb?utm_source=copy_link&utm_medium=contentEQ Minds: www.eqminds.com I acknowledge that I create this podcast on the traditional lands of the Wiradjuri people, who have been the custodians of this land around Orange, New South Wales, for thousands of generations. I pay my respects to Wiradjuri Elders past, present, and emerging, and recognize the continuing connection to land, waters, and culture. This acknowledgment is a small but important step in recognizing the sovereignty of First Nations peoples and the deep historical and ongoing relationship with Country. Disclaimer: The information provided on or through our Site, products and/or services is intended to be for informational purposes only. It does not constitute or replace professional advice for individual or specific situations and nor does it take into account your specific needs or circumstances. Under no circumstances should the content made available on our Site, or regarding our products and/or services be relied upon as professional legal, medical, financial, business or other advice. You agree to obtain these services if you need these. Our Site may have articles and content that is of a general nature and is intended to be for informational purposes only. Your access to and use of they Site is subject to our Privacy Policy and Terms of Use.See omnystudio.com/listener for privacy information.

THE BEST BITS IN A SILLIER PACKAGE (from Wednesday's Mike Hosking Breakfast) Three Years Is Nothing/Never Fiddle with Super/Cost of Cone-ageddon/Why Some Places Are the Place to Live/Dipping Out of Biggest LoserSee omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 22 August 2025. The topic for this week is: Can I make a tax-deductible contribution to my super if I am a member of the PSS? Luke is joined by Leon of 2CC to talk about this important topic […]

In tonight's Australian Stock Market Show, Dale, Janine and Fil discuss the best hidden asx superannuation stocks to buy now.

In tonight's Australian Stock Market Show, Dale, Janine and Fil discuss the best hidden asx superannuation stocks to buy now.

In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth discuss investing through bucket companies, estate planning with complex entity structures, and answer listener questions about investment bonds vs company investing for children's education and offset account strategies in retirement! Chapters (approximate) (00:00) Introduction (03:01) James' Interesting Shirt (05:20) NVIDIA's Huge Valuation (10:27) Investing in Bucket Companies (20:01) Complexity of Estate Planning (23:06) Investment Bond vs Company Investment (27:23) Offset Account for an Emergency Fund Topics covered today: – Investing in bucket companies (Pty Ltd) - tax benefits, drawbacks, and alternative investment structures – Planning for death with complex entity structures - how family trusts and Pty Ltd companies work on death – Superannuation distribution on death - how super is paid out and managed – Getting the next generation involved in wealth planning and family structures – The role of an adviser in helping navigate complex estate planning with multiple entities – Offset account strategy in retirement and two different views on offset accounts Resources for this episode Ask a question (select the Retirement podcast): https://bit.ly/R-quest Rask Resources All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #retirement #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

"We should've started this 10 years ago."Ben Law has heard that exact sentence more times than he can count — whispered by farming couples in their 60s and 70s, after the kids leave the room.In this punchy and powerful mini episode, Ben dives into one of the most painful regrets he sees in agriculture: waiting too long to get started.Waiting to have the hard conversations.Waiting to plan the future.Waiting for clarity. Permission. The ‘right time.'You'll discover:Why most families delay succession conversations — and what it costs themThe invisible drift that slowly damages relationships and legacyHow High Performing Families avoid the 10-year regret by starting early, even when it's messyWhy well-meaning advisers who say “wait” are often part of the problemThis episode is a wake-up call for the quietly frustrated mum, the cautious dad, or the next-gen leader ready to take action. Don't wait for regret — lead now.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 15 August 2025. The topic for this week is:  Should my investment loan repayments be principal and interest? Or is interest only the way to go? Luke is joined by Rod Henshaw, covering for Leon of 2CC to talk […]

In her newest book, Prime Time, Bec Wilson shares 27 lessons for the new midlife. Phil Clark discusses with her why we need to throw out our dads' books on retirement advice. The times have changed, and our thinking needs to change with them. 

Watch episode on youtube: https://www.youtube.com/watch?v=uvFqe_CH5BUPublished March 2025. Market volatility isn't a new thing, it's the price of admission when investing. But every bout of volatility or even a correction may feel different, and incredibly important, but history has shown markets always price in new information and move on.As market volatility prompts reactions from investors, it's going to tell investors something about themselves. While investors should construct their portfolios and address their super allocation according to their goals and risk tolerance, often they pick something with the highest return number. They then get a shock when it also delivers them volatility they weren't expecting.We look at some issues around this. We highlight things investors should consider either now, or preferably before they build a portfolio, or change their superannuation to a very aggressive option, just because someone told them they should.Want to learn more about investing? Get our Book: https://www.amazon.com.au/Your-Investment-Philosophy-Protecting-Fraudsters-ebook/dp/B0BCPJ8BGC/ https://www.mfg.com.au Mancell Financial Group is an Authorised Representative No. 226266 and Credit Representative No. 403187 of FYG Planners Pty Ltd, AFSL/ACL No. 224543. ABN 29 009 541 253. Hosted on Acast. See acast.com/privacy for more information.

Join Serina Bird as she sits down with Mel Browne, author of Unf*ck Your Finances, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy, superannuation, investing, frugal living, and the ways menopause and ageism can shape women's financial journeys. Mel shares her personal experiences, unpacks how traditional gender roles have influenced women's financial independence, and offers practical strategies to build wealth at any stage of life. Key Takeaways: Financial literacy is essential for women's empowerment. Traditional gender roles can limit women's financial independence. Superannuation is a vital but often overlooked part of women's financial planning. Investing is possible and rewarding at any age. Menopause and ageism can significantly affect career opportunities and finances. Frugal living can improve long-term financial health. Women often outperform men as investors due to disciplined strategies. Open conversations about money are key to financial confidence.   BONUS:  Mel has prepared a list of resources for The Joyful Frugalista listeners, which you can find at https://www.melissabrowne.com.au/joyfulfrugalista.   Chapters 00:00 Introduction to Financial Empowerment for Women 02:22 Mel Browne's Journey and Passion for Financial Literacy 05:27 The financial implications of the trad wife movement 06:40 Superannuation 13:00 Investing: It's Never Too Late to Start 20:19 Menopause and Its Financial Impact on Women 25:23 Re-entering the Workforce: Ageism and Opportunities 26:46 Frugalista tip  

Join Serina Bird as she sits down with Mel Browne, author of Unf*ck Your Finances, to explore the importance of financial empowerment for women. In this episode, they cover financial literacy, superannuation, investing, frugal living, and the ways menopause and ageism can shape women's financial journeys. Mel shares her personal experiences, unpacks how traditional gender roles have influenced women's financial independence, and offers practical strategies to build wealth at any stage of life. Key Takeaways: Financial literacy is essential for women's empowerment. Traditional gender roles can limit women's financial independence. Superannuation is a vital but often overlooked part of women's financial planning. Investing is possible and rewarding at any age. Menopause and ageism can significantly affect career opportunities and finances. Frugal living can improve long-term financial health. Women often outperform men as investors due to disciplined strategies. Open conversations about money are key to financial confidence.   BONUS:  Mel has prepared a list of resources for The Joyful Frugalista listeners, which you can find at https://www.melissabrowne.com.au/joyfulfrugalista.  

If your kids are going to inherit the farm — or the family fortune — you'd better be sure they know how to manage it.In this no-fluff, high-value episode, Ben is joined by long-time mate and mortgage strategist Ryan Baddock to explore what it really takes to get the next generation wealth-ready — long before succession.You'll discover:Why teaching your kids how to build wealth is more important than just handing it overThe key steps young people should take before buying their first investment propertyHow parents can support their kids without enabling them — including the right (and wrong) ways to help with deposits and guaranteesWhat banks really look for when assessing young borrowers — and the hidden landmines that can derail your kids' financial futureWhy lending rules are not one-size-fits-all — and how a good broker can mean the difference between “no deal” and “you're in!”Whether your kids are headed back to the farm or off to forge their own path, this episode is packed with real-world advice on setting them up for wealth, wisdom and independence.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 8 August 2025. The topic for this week is: How to get the most out of financial planning? A financial planner and their team can only do so much, it’s a process you need to participate in too. Your […]

Subscribe to Nicholas Gruen's Substack - https://nicholasgruen.substack.com/I joined the Australian economist Nicholas Gruen recently in his Melbourne home to host his first 'long-form' podcast (although I'm not sure at what hour it goes from short to long)At the core of Gruen's worldview is the “un-seriousness” he levels at Australian politics, the media landscape, institutions and in a word... bureaucracies.From his creation of the HALE Index to his decades inside Australia's public institutions, Nicholas continuously challenges orthodox thinking.The podcast covers the (in my opinion) radical yet (Nicholas's opinion) ancient idea of citizens' juries as a second pillar of representation, the reasons bold policy rarely survives bureaucratic reality, and how lessons from the Toyota production system could help governments actually listen to people at the bottom of the hierarchy.Along the way, Gruen takes us from Australia's superannuation system to pokies, from the mental health crisis to the subtle erosion of public-spiritedness inside organisations. To be specific, these are all the topics covered in this chat.The HALE Index of Well-being – Why GDP misses the mark, how HALE works, and what it reveals about Australia's progress.Measuring What Matters – The limits of subjective well-being metrics, correlations between indicators, and why faux indexes mislead policymakers.Indigenous Policy Contradictions – The tension between material “gap closing” and self-determination, and why policy rarely confronts it.Citizens' Juries & Political Reform – Introducing random selection into governance and how it could act as a check on elected officials.Goodhart's Law in Action – How turning measures into targets corrupts them, and the problem of gaming metrics in education and beyond.Internal vs External Goods – Alasdair MacIntyre's framework and its relevance to public service, corporate culture, and motivation.Institutional Stagnation – Why promising initiatives stall, and how bottom-up programs could scale without being crushed by bureaucracy.Toyota Production System Lessons – Building respect for frontline workers into systems and how it transforms performance.Australia's Superannuation System – Strengths, inefficiencies, unfair taxation, and misaligned regulation of self-managed super funds.Compulsory Voting & Preferential Systems – How they shape Australia's political centre and guard against extreme populism.Universities Today – The shift from idea-driven discourse to metric-chasing careerism, especially in economics.Trade-offs vs Synergies – Why economics often overemphasises trade-offs, and examples of where quality and cost improve together.Timestamps00:00 Introduction to Nicholas Gruen05:41 The Limitations of GDP as a Measure11:08 Inequality and Its Impact on Well-being16:45 The Role of Metrics in Policy Making22:10 The Importance of Community Engagement41:48 Connecting Education to the Real World47:24 Learning from Toyota's Success56:52 The Flaws in Superannuation System01:02:55 Reforming Auditing Practices01:11:39 The Shift in University Education01:20:59 Divergent Perspectives in Economics01:32:49 Rethinking Representation in Democracy01:48:25 The Role of Elite Consensus in Political Change02:07:58 Understanding Domestic Violence in Indigenous Communities02:21:55 The Role of New Media in Political Discourse02:26:38 The Impact of Gambling on Australian Society02:36:08 The Nature of Optimism and Serendipity in Life

This week on The Economy, Stupid: the biggest superannuation scandal in Australian history — and who should have stopped it.

Nick Bruining, an independent financial adviser, regularly joins Nightlife to discuss the ever-changing world of business and finance and what it means for you.

Like it or not, tax affects our incomes and grocery bills. It also helps pay for roads, hospitals and schools. But could the government be taking less from our salaries and more from big business, inheritance, or superannuation?

"We see generations of First Nations consumers who aren't able to access their own money. This is money that's been held on trust for them during their time of need whether that may be for financial hardship, retirement or to pass on to the next generation"

A new report has found that First Nations Australians are twice as likely as other Australians to have trouble accessing their superannuation. The independent research highlights the systemic barriers First Nations peoples face which include rigid policies, inaccessible customer service and a lack of accountability. Financial counsellors say reforms are badly needed to address this.

Learn all about the sweeping changes to superannuation which are set to reshape super from July 2025 onward.   Whether you're a financial adviser, accountant or business owner, this is a must-listen episode if you want to stay informed and prepared.   You'll gain clear insights into:  The new Division 296 tax, which targets individuals with super balances over $3 million  The superannuation guarantee increasing to 12%  Payday super rules requiring contributions in line with payroll  New parental leave super funded by the government  Changes to the general transfer balance cap and contribution rules  This episode covers the hot topics of debate in superannuation that accounting and finance professionals need to know to guide clients, adjust payroll systems or plan your own financial strategy.  Listen now.   Host: Host: Tahn Sharpe, editor INTHEBLACK, CPA Australia  Guest: Richard Webb, superannuation lead, CPA Australia  Links:  You can learn more about CPA Australia's view on super reforms via media releases, which cover:   Payday super  The increased super guarantee  $3m super tax impact  And you can listen to more WITH INTEREST episodes and other CPA Australia podcasts on YouTube.   CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting: With Interest  INTHEBLACK   INTHEBLACK Out Loud  Excel Tips  Search for them in your podcast platform.   Email the podcast team at podcasts@cpaaustralia.com.au

The extensive wealth of triple murderer Erin Patterson is almost certain to now be the subject of claims from the estates of her victims: The extraordinary story highlights some key changes in the world of wills and inheritance. In today's show, we cover: Rich from inheritance, Erin Patterson now set to face money claims The rapidly changing rules for wills and inheritance Why Wills left on iphones will become more common What you need to know about inheriting super Lawyer and financial adviser Chris Hill of Inherit Australia joins Associate Editor Wealth, James Kirby in this episode.See omnystudio.com/listener for privacy information.

ABC's Chief Business Correspondent Ian Verrender joined Chris Taylor on Nightlife to discuss the latest in economic, business and finance news.

Cette semaine, Nicolas Perpitch revient sur la hausse du taux de superannuation payable par les employeurs et sur la valeur des maison en constante hausse.

Nightlife News Breakdown with Philip Clark, joined by Amy Remeikis, from the Australia Institute and an independent political commentator. 

This is the second part of a two-part conversation with Amber Dawson - make sure to listen to Part 1 for the full background on our initial chat and intro to Amber.In this second part of my chat with Amber Dawson, senior financial advisor at Ally Wealth Management in Perth, we're talking about superannuation: what it is, how it works, and why it's one of the most tax-efficient ways to build long-term wealth for expats living and working in Australia.We unpack the tax benefits of super contributions, what happens when you leave Australia, and why trying to cash out early could cost you dearly. Amber shares practical tips for anyone navigating financial decisions between Ireland and Australia, from capital gains on Aussie property to the challenges of moving pensions across borders. We also talk about common mistakes expats make, the emotional side of relocation, and the power of planning your financial future BEFORE life makes the decision for you.If you're an Irish expat in Australia, a returning Irish repat, or just trying to make sense of your super and investments when living elsewhere, you'll find what you need here.Main Topics discussed in this Episode:Superannuation Basics & Tax Benefits: Amber explains how superannuation works in Australia, including its tax-advantaged structure and why it's a key tool for long-term wealth building.Accessing Super When Leaving Australia: We explore what happens to your super if you leave Australia, including the potential tax pitfalls of early withdrawals and why patience often pays off.Transferring Pensions Across Borders: Amber and I discuss the complexities of moving pension funds between Australia and other jurisdictions, particularly the limited options for transferring super out of Australia.Financial Planning for Expats & Repatriation: Whether you're planning to leave Australia or return, we highlight the importance of future-proofing your financial decisions based on your goals—even when life doesn't go to plan.Common Mistakes Expats Make: From poorly timed property sales to misaligned financial products, Amber shares real-world examples of avoidable mistakes and the value of seeking advice early.Your special offer from Amber Dawson & Ally Wealth:Book a meeting with Amber to start your personalised Strategy Paper: https://calendly.com/ally-wealth-amber/introductory-meeting-online. Amber's LinkedIn: https://www.linkedin.com/in/amber-dawson/ More info for Expats on Ally Wealth's Website: https://allywealth.com.au/blog/ *****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today:

Happy new financial year to all those who celebrate! If you're not already busy preparing your tax return, take a listen for all the changes you need to be across in effect from today. Plus, if you've been wondering why adult friendships feel so much harder than they used to be, you're definitely not alone... And in headlines today Emergency crews are on standby as a 'cyclogenesis' low pressure system threatens to bring heavy rain & destructive winds to the NSW coast; The Israeli military has acknowledged civilians have been harmed while trying to access aid in Gaza, saying instructions have been issued following lessons learned; The jury in the Sean 'Diddy' Combs sex trafficking trial have begun to deliberate a verdict; Prince William's charity polo event has split with a donor who was allegedly offering a private meeting with the Prince and Princess of Wales to solicit donations Read more about the Wednesday waffle here & adult friendships here THE END BITSSupport independent women's media Check out The Quicky Instagram here GET IN TOUCHShare your story, feedback, or dilemma! Send us a voice note or email us at thequicky@mamamia.com.au CREDITS Hosts: Taylah Strano & Claire Murphy Guests: Ailish Delaney, Mamamia News WriterAudio Producer: Lu Hill Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Our recent show on crypto, which was openly sceptical about Bitcoin, triggered a storm of response from listeners who believe Bitcoin is a very worthy asset.Today, we hear another point of view: AMP recently invested $27m in Bitcoin and that decision has returned around 40 per cent in profits. In today's show, we cover... The bull case for Bitcoin from a mainstream investor Must you understand something to invest in it? The widening 'use case' for crypto FY 2025 investment wrap - too good to be true? Shane Oliver, chief economist at AMP joins Associate Editor- Wealth, James Kirby in this episode See omnystudio.com/listener for privacy information.

From the "we can't get out of our own way" file comes the question, as posed this week by the Retirement Commissioner, as to whether people who have money in the bank should get the pension. The first part that is wrong with that is I thought we had decided many a decade ago, rightly or wrongly, that Super is an entitlement. Its trigger, rightly or wrongly, is age, therefore the other criteria you might like to add to the equation like height, weight, job, brain power or savings, are null and void because age is what does it. So are we changing that, are we? Because that is the inference in the question. The inference is also this sneering socialist bend some people have around success. "Don't be too successful" is the message, and that's what savings generally are. You had a plan, you worked hard, and you put a few dollars aside. Interestingly the numbers are depressing. This is where the question came from. There are 33,000 over the age of 65 who earn between $100-200k a year. There are 9,000 who earn more than $200k. That's not a lot of people. It shows you how poorly paid we are, how bad at saving we are and how expensive life is to stop you saving. A whole bunch of stuff leads us to not being a very well-off sort of country. I have said this many times – I'm not fussed. I didn't join KiwiSaver and I'm not relying on a pension. Why? Because when I started work in 1982 it was very well established that the pension may or may not be around at all, so why take the risk? And in 1982, on the minimum wage as I was, I had 45 years to get my act together and do something about it. The problem with keeping on asking these questions is it messes with people and their intentions. Governments have been bad enough already with their constant changing of the rules and their contributions, the last thing we need is thought bubbles on what should be a long term, leave it alone, get out of the way, understanding among us all that the pension is our society's recognition of a life's work. Change the age if you want. But penalising success is the opposite of what we want to promote. See omnystudio.com/listener for privacy information.

Dal 1° luglio, il contributo minimo richiesto ai datori di lavoro per i conti di superannuation dei dipendenti salirà dall'11,5% al 12%. Primo passo verso la riforma fiscale di cui tanto si parla o solo la progressione di un percorso iniziato anni fa?

Retirement commissioner Jane Wrightson believes the government should be considering means testing what is currently a universal benefit, an idea she concedes is unpopular. Data from the 2023 census shows more than 9000 people aged over 65 earn more than $200,000 a year. Another 33,000 earn between $100,000 and $200,000. Treasury estimates superannuation costs the government about 18 cents of every dollar it collects in tax, or more than 24 billion dollars this year. Honorary Associate Professor of Economics at Auckland University, Susan St John, spoke to Lisa Owen.

澳洲被界定為殘疾的人口突然大幅增長；究竟是因為澳洲人變得越來越不小心，還是背後隱藏著一個由善意鋪成的、正走向財政懸崖的制度問題？ 澳洲的國民殘疾保險計劃 (NDIS)，開支增長驚人，即將超越國防預算，這引發了一個深刻的提問：一個旨在提供「尊嚴」的社會安全網，為何會演變成一個可能拖垮國家的財政巨獸？ * 爆炸性增長與沉重負擔* NDIS 計劃的參與人數在 2025 年預計達到 69 萬人，其中近一半是18歲以下的青少年及兒童。* 僅 2024 年下半年新增的個案中，就有七成是 15 歲以下的兒童，特別集中在 5 至 7 歲的年齡段，診斷多為自閉症或發展遲緩。* 此類青少年參與人數比 2011 年生產力委員會的最初估計高出 95%。* 2024 年，NDIS 的總開支已攀升至 510 億澳元。其年度複合增長率高達 8%，遠超澳洲約 2.4% 的通脹率。* 預計到 2026 至 27 年，其開支將超越澳洲的國防預算；到 2033 至 34 年，甚至可能超過退休金 (Superannuation) 的相關支出。* 「無序擴張」的雙重驅動* 定義擴大：澳洲對「殘疾」的定義遠比其他地區寬鬆。根據 2022 年的人口普查，澳洲有1 7.3% 的人口被界定為殘疾，遠高於香港的 8.1% 和美國的 13%。這意味著「殘疾」的門檻被降低，涵蓋範圍從嚴重的肢體傷殘擴大到發展遲緩等情況。* 政治推動：疫情期間，時任 NDIS 主席的 Bill Shorten 推行多項改革，旨在幫助更多人、提供更多資源，導致了開支的「無序擴張」。政客透過「慷他人之慨」來換取支持，是這類社會開支難以削減的根本原因。* 制度後果：資源錯配與道德風險* 資源錯配：一方面，有嚴重智力障礙、真正需要幫助的個案，在畢業後資助反而被削減。* 尋租與浪費：另一方面，龐大的資金池吸引了投機行為。例如，有投資客利用自我管理的退休金投資NDIS的殘障人士宿舍，期望獲取穩定的政府補助租金，但最終因投資平台倒閉而蒙受損失。* 資訊不對稱：殘疾的診斷，特別是心理或發展層面的問題，很大程度上依賴當事人的主觀陳述，專業人士難以完全客觀判斷，這為過度診斷 (Over-diagnosis) 和資源濫用製造了空間。結論：從制度反思到公民社會澳洲NDIS的困境，揭示了幾乎所有現代國家共同面對的挑戰：當我們將「行善」的責任外判給政府，透過「慷他人之慨」來實現社會目標時，往往會帶來意想不到的負面後果。這不僅是資本會「無序擴張」，政府開支與權力同樣會「無序擴張」，最終可能形成一種壓榨型經濟。與其無止境地依賴一個集中化的制度，我們是否應該重新思考個人與公民社會的角色？ 真正的幫助，或許並非來自政府的巨額撥款，而是源於每個人親力親為，在自己的家庭、社群中，對身邊的人付出關懷與支援。這種源於個體的善意，才是唯一無法被制度蠶食、且真正有效的解決之道。 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe

Over decades of compulsory contributions, Australians have amassed $4 trillion in retirement savings. But behind this headline success lies a range of unresolved policy problems. The promise was a more comfortable retirement. The reality is a taxpayer-subsidised inheritance scheme. Listen to our CEO Aruna Sathanapally in conversation with Grattan's superannuation policy experts, Brendan Coates and Joey Moloney, as they critique a system that needs reform. For more information, visit: https://grattan.edu.au/

Buy Punters T-shirtsSupport We the Punters on PATREONAfter so much pushback on the previous opinion expressed about the proposed superannuation tax changes, Punter Konrad sits down with economist Leith Van Onselen and some forceful youtube comments to explore if he was wrong to not be worried about the proposed decrease in tax concessions given to the wealthiest 0.5% of Australians. Leith Van Onselen from Macrobusiness What Punter are you? Take the Quiz! Buy Punters Stickers & T-shirtsSee omnystudio.com/listener for privacy information.

Labor's changes to the way superannuation will be taxed has caused an uproar in parts of the community. The policy isn't new, so what's the big deal about it now? And what do the changes actually mean?

This episode of "The Two Jacks," with Jack the Insider and Hong Kong Jack, covers a range of topics including the struggles of free-to-air television in Australia, the proposed superannuation tax on high balances, the complexities of housing affordability and development approvals, and the political landscape in the United States, particularly regarding immigration and the actions of the Trump administration. They also touch on the passing of author Frederick Forsyth, the controversial Gaza Freedom Flotilla with Greta Thunberg, and lighter topics like the "Dull Men's Club" and AFL updates.Timestamped Events:00:00:51: Discussion on the cancellation of Channel 10's "The Project" and the future of free-to-air television in Australia.00:20: Superannuation tax on unrealized capital gains is debated, including a case study.00:30: Housing affordability and the challenges of planning approvals are discussed.00:40: The dynamic between Elon Musk and Donald Trump, and the power of the presidency is explored.00:46: The conversation shifts to Trump and the courts, and the use of federal power regarding immigration.01:04: The life and work of author Frederick Forsyth are remembered.01:09: The Gaza Freedom Flotilla and Greta Thunberg's involvement are analyzed.01:19: The "Dull Men's Club" is introduced.01:21: AFL updates, including a controversial bump and discussion of CTE.01:27: Rugby and football (soccer) are discussed, including Ange Postecoglou's departure from Tottenham.01:31: Tennis at Roland Garros and interesting sports statistics are shared.01:35: Closing remarks and listener interaction information.

Superannuation funds in Australia are evolving rapidly, finding new pathways to optimize returns and manage risks. How are they leveraging size, adapting their operations, and enhancing their data strategies for better investment outcomes? What can other regions learn from their focus on private markets and technology investments? In this episode, host Paul Fahey speaks with … Read More Read More