Podcasts about superannuation

In her newest book, Prime Time, Bec Wilson shares 27 lessons for the new midlife. Phil Clark discusses with her why we need to throw out our dads' books on retirement advice. The times have changed, and our thinking needs to change with them. 

Subscribe to Nicholas Gruen's Substack - https://nicholasgruen.substack.com/I joined the Australian economist Nicholas Gruen recently in his Melbourne home to host his first 'long-form' podcast (although I'm not sure at what hour it goes from short to long)At the core of Gruen's worldview is the “un-seriousness” he levels at Australian politics, the media landscape, institutions and in a word... bureaucracies.From his creation of the HALE Index to his decades inside Australia's public institutions, Nicholas continuously challenges orthodox thinking.The podcast covers the (in my opinion) radical yet (Nicholas's opinion) ancient idea of citizens' juries as a second pillar of representation, the reasons bold policy rarely survives bureaucratic reality, and how lessons from the Toyota production system could help governments actually listen to people at the bottom of the hierarchy.Along the way, Gruen takes us from Australia's superannuation system to pokies, from the mental health crisis to the subtle erosion of public-spiritedness inside organisations. To be specific, these are all the topics covered in this chat.The HALE Index of Well-being – Why GDP misses the mark, how HALE works, and what it reveals about Australia's progress.Measuring What Matters – The limits of subjective well-being metrics, correlations between indicators, and why faux indexes mislead policymakers.Indigenous Policy Contradictions – The tension between material “gap closing” and self-determination, and why policy rarely confronts it.Citizens' Juries & Political Reform – Introducing random selection into governance and how it could act as a check on elected officials.Goodhart's Law in Action – How turning measures into targets corrupts them, and the problem of gaming metrics in education and beyond.Internal vs External Goods – Alasdair MacIntyre's framework and its relevance to public service, corporate culture, and motivation.Institutional Stagnation – Why promising initiatives stall, and how bottom-up programs could scale without being crushed by bureaucracy.Toyota Production System Lessons – Building respect for frontline workers into systems and how it transforms performance.Australia's Superannuation System – Strengths, inefficiencies, unfair taxation, and misaligned regulation of self-managed super funds.Compulsory Voting & Preferential Systems – How they shape Australia's political centre and guard against extreme populism.Universities Today – The shift from idea-driven discourse to metric-chasing careerism, especially in economics.Trade-offs vs Synergies – Why economics often overemphasises trade-offs, and examples of where quality and cost improve together.Timestamps00:00 Introduction to Nicholas Gruen05:41 The Limitations of GDP as a Measure11:08 Inequality and Its Impact on Well-being16:45 The Role of Metrics in Policy Making22:10 The Importance of Community Engagement41:48 Connecting Education to the Real World47:24 Learning from Toyota's Success56:52 The Flaws in Superannuation System01:02:55 Reforming Auditing Practices01:11:39 The Shift in University Education01:20:59 Divergent Perspectives in Economics01:32:49 Rethinking Representation in Democracy01:48:25 The Role of Elite Consensus in Political Change02:07:58 Understanding Domestic Violence in Indigenous Communities02:21:55 The Role of New Media in Political Discourse02:26:38 The Impact of Gambling on Australian Society02:36:08 The Nature of Optimism and Serendipity in Life

This week on The Economy, Stupid: the biggest superannuation scandal in Australian history — and who should have stopped it.

Think your farm is your retirement plan? Think again.In this confronting MINI EPISODE, Ben Law — The Financial Bloke — takes aim at one of the most dangerous beliefs in family agriculture: “The farm is my super fund.”That mindset has quietly blown up more successions than droughts or disputes ever have.You'll discover:Why relying solely on the farm for retirement is a recipe for regretHow off-farm assets create options — and protect your family from debt and dysfunctionA practical starting point for building retirement income without sacrificing the businessReal-world examples of what happens when you plan ahead… and when you don'tThis episode is essential listening for anyone who wants to transition the farm without tearing the family apart — and leave a legacy with options, not obligations.You've built a serious business — scaled, profitable, and something to be proud of. But here's the question: what happens next?If your kids are now in their 20s and you're 5 to 10 years from stepping back, this is the moment to get everyone on the same page — before decisions get forced on you.That's exactly what we'll help you do at the High Performing Families Roadmap Workshop — back this October by demand.In two days off-farm, you'll create a clear 10-year fam-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 1 August 2025. The topic for this week is: How much tax do I pay if I go back to work after I retire? There’s lots of misinformation about retirement. Luke is joined by Leon Delaney of 2CC to […]

Nick Bruining, an independent financial adviser, regularly joins Nightlife to discuss the ever-changing world of business and finance and what it means for you.

Like it or not, tax affects our incomes and grocery bills. It also helps pay for roads, hospitals and schools. But could the government be taking less from our salaries and more from big business, inheritance, or superannuation?

What's holding your family business back — being wrong, or being too slow to change?In this energising conversation, Ben Law sits down with Dr. Mark Ferguson — sheep genetics expert, CEO of Next Gen Agri, and host of The Head Shepherd Podcast — to explore why the greatest risk in ag today isn't failure... it's inertia.From the paddock to the boardroom, this episode cuts through the fluff and tackles the hard truth: the families that thrive are the ones who fail fast, think curiously, and adapt quicker than the rest. It's not about having all the answers — it's about asking better questions, challenging old assumptions, and staying ahead of the curve.You'll learn:Why “slow to act” is deadlier than “wrong to act”How a curious mindset can compound your resultsThe role of confirmation bias and how it traps even good operatorsWhy your next generation may be your best untapped assetThe power of asking dumb questions and staying open — no matter your age or experienceWhether you're managing millions in livestock or just starting to hand over the reins to the next generation, this episode is a wake-up call to stop waiting — and start evolving.Hit play. Then share it with someone who needs a nudge to think bigger, act sooner, and lead smarter. "Succession wasn't ideal for you — and deep down, you don't want to go through the same thing with your kids"-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 25 July 2025. The topic for this week is: What ways are available to get more money into super for a tax-free retirement? Most Australians now realise that saving into super provides tax free income in retirement. It comes […]

"We see generations of First Nations consumers who aren't able to access their own money. This is money that's been held on trust for them during their time of need whether that may be for financial hardship, retirement or to pass on to the next generation"

A new survey from financial comparison site Finder revealed that a staggering 4.3 million Australians don't believe they can afford to stop working when they reach retirement age. Superannuation literacy expert at Finder, Pascale Helyar-Moray, joined Gary Hardgrave on 4BC Drive to discuss what Australians can do to plan for a more financially secure future.See omnystudio.com/listener for privacy information.

Your 40s are one of the most powerful decades to take control of your financial future—and in this episode, we show you how. Tim Graham is joined by Sam Wakefield, financial adviser and founder of Optalife, to explore practical strategies for Australians in their 40s who want to grow, protect, and future-proof their wealth. Whether you're playing catch-up, looking to scale up, or getting serious about your goals, this episode is packed with real-world advice.

Ever found yourself snapping at the wrong person, avoiding the real issue, or feeling stuck but not sure why?In this punchy mini episode, Ben Law — The Financial Bloke — unpacks the two emotional drivers that quietly derail farming families: fear and frustration. Left unchecked, these forces sabotage relationships, cloud decisions, and stall progress.But here's the good news: once you understand them, you can master them.Ben reveals:Why even the most successful families are being silently shaped by these emotionsHow fear and frustration disguise themselves as busyness, anger or avoidanceFour practical tools to help you respond like a leader instead of reacting like a victimThe one question high performers ask when the pressure hitsIf you want to build emotional fitness, lead your family better, and stay grounded in tough times — this episode delivers the goods.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

A new report has found that First Nations Australians are twice as likely as other Australians to have trouble accessing their superannuation. The independent research highlights the systemic barriers First Nations peoples face which include rigid policies, inaccessible customer service and a lack of accountability. Financial counsellors say reforms are badly needed to address this.

Learn all about the sweeping changes to superannuation which are set to reshape super from July 2025 onward.   Whether you're a financial adviser, accountant or business owner, this is a must-listen episode if you want to stay informed and prepared.   You'll gain clear insights into:  The new Division 296 tax, which targets individuals with super balances over $3 million  The superannuation guarantee increasing to 12%  Payday super rules requiring contributions in line with payroll  New parental leave super funded by the government  Changes to the general transfer balance cap and contribution rules  This episode covers the hot topics of debate in superannuation that accounting and finance professionals need to know to guide clients, adjust payroll systems or plan your own financial strategy.  Listen now.   Host: Host: Tahn Sharpe, editor INTHEBLACK, CPA Australia  Guest: Richard Webb, superannuation lead, CPA Australia  Links:  You can learn more about CPA Australia's view on super reforms via media releases, which cover:   Payday super  The increased super guarantee  $3m super tax impact  And you can listen to more WITH INTEREST episodes and other CPA Australia podcasts on YouTube.   CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting: With Interest  INTHEBLACK   INTHEBLACK Out Loud  Excel Tips  Search for them in your podcast platform.   Email the podcast team at podcasts@cpaaustralia.com.au

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 18 July 2025. The topic for this week is: How much risk should I carry in my super fund? There’s often a big gap in the risk you think you’re carrying and the actual risk you are carrying. In […]

Australia is heading for its biggest wealth shift in history - and it's already begun. With over 140,000 Aussies retiring every year, we dive into how the "silver tsunami" of Baby Boomers is set to transform our economy, workforce, and financial planning industries. From aged care and superannuation to legacy planning and retirement housing models, we unpack the opportunities and challenges for both retirees and the generations following them.On this episode, we discuss:(00:00) Intro(00:19) Why Retiring Boomers Could Break the Economy(04:14) Big Economic Impacts: Healthcare, Aged Care & Labor Force(06:20) Baby Boomers Fueling Demand for Financial Planning(07:22) Why Some Retirees Blow Their Wealth(08:41) The Trillion-Dollar Super Shift(09:38) Why Boomers Don't Like Spending Their Money(10:48) Legacy Planning: Helping Your Kids While You're Alive(14:27) What's a Land Lease Retirement Community?(16:55) Should You Buy or Rent in Retirement?(21:16) Should You Talk to Your Parents About Retirement?(22:50) Understanding How Super Re-Contribution Works(25:16) Business Owner Retirements & CGT PlanningCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

In this episode of The Sat Signal, Aussie Bitcoiner Zane Truscott joins Adam for a powerful and grounded conversation about why more Australians are waking up to Bitcoin. They explore the real fears and questions everyday Aussies have including how to buy it, how to secure it, and how to use it in a self managed super fund. Zane shares his personal journey from property investor to Bitcoin educator and reveals a jaw dropping comparison between his Palm Beach development site and Bitcoin. They dive into inflation, government overreach, central bank digital currencies, and why Bitcoin may be the best tool we have for financial sovereignty and long term wealth.

The extensive wealth of triple murderer Erin Patterson is almost certain to now be the subject of claims from the estates of her victims: The extraordinary story highlights some key changes in the world of wills and inheritance. In today's show, we cover: Rich from inheritance, Erin Patterson now set to face money claims The rapidly changing rules for wills and inheritance Why Wills left on iphones will become more common What you need to know about inheriting super Lawyer and financial adviser Chris Hill of Inherit Australia joins Associate Editor Wealth, James Kirby in this episode.See omnystudio.com/listener for privacy information.

ABC's Chief Business Correspondent Ian Verrender joined Chris Taylor on Nightlife to discuss the latest in economic, business and finance news.

Cette semaine, Nicolas Perpitch revient sur la hausse du taux de superannuation payable par les employeurs et sur la valeur des maison en constante hausse.

ඕස්ට්‍රේලියාවේ පුවත් සිංහලෙන් දැනගන්න, ජූලි මස 02වන දා SBS සිංහල Newsflashවලට සවන් දෙන්න

Nightlife News Breakdown with Philip Clark, joined by Amy Remeikis, from the Australia Institute and an independent political commentator. 

This is the second part of a two-part conversation with Amber Dawson - make sure to listen to Part 1 for the full background on our initial chat and intro to Amber.In this second part of my chat with Amber Dawson, senior financial advisor at Ally Wealth Management in Perth, we're talking about superannuation: what it is, how it works, and why it's one of the most tax-efficient ways to build long-term wealth for expats living and working in Australia.We unpack the tax benefits of super contributions, what happens when you leave Australia, and why trying to cash out early could cost you dearly. Amber shares practical tips for anyone navigating financial decisions between Ireland and Australia, from capital gains on Aussie property to the challenges of moving pensions across borders. We also talk about common mistakes expats make, the emotional side of relocation, and the power of planning your financial future BEFORE life makes the decision for you.If you're an Irish expat in Australia, a returning Irish repat, or just trying to make sense of your super and investments when living elsewhere, you'll find what you need here.Main Topics discussed in this Episode:Superannuation Basics & Tax Benefits: Amber explains how superannuation works in Australia, including its tax-advantaged structure and why it's a key tool for long-term wealth building.Accessing Super When Leaving Australia: We explore what happens to your super if you leave Australia, including the potential tax pitfalls of early withdrawals and why patience often pays off.Transferring Pensions Across Borders: Amber and I discuss the complexities of moving pension funds between Australia and other jurisdictions, particularly the limited options for transferring super out of Australia.Financial Planning for Expats & Repatriation: Whether you're planning to leave Australia or return, we highlight the importance of future-proofing your financial decisions based on your goals—even when life doesn't go to plan.Common Mistakes Expats Make: From poorly timed property sales to misaligned financial products, Amber shares real-world examples of avoidable mistakes and the value of seeking advice early.Your special offer from Amber Dawson & Ally Wealth:Book a meeting with Amber to start your personalised Strategy Paper: https://calendly.com/ally-wealth-amber/introductory-meeting-online. Amber's LinkedIn: https://www.linkedin.com/in/amber-dawson/ More info for Expats on Ally Wealth's Website: https://allywealth.com.au/blog/ *****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today:

Does superannuation pass the pub test?See omnystudio.com/listener for privacy information.

Happy new financial year to all those who celebrate! If you're not already busy preparing your tax return, take a listen for all the changes you need to be across in effect from today. Plus, if you've been wondering why adult friendships feel so much harder than they used to be, you're definitely not alone... And in headlines today Emergency crews are on standby as a 'cyclogenesis' low pressure system threatens to bring heavy rain & destructive winds to the NSW coast; The Israeli military has acknowledged civilians have been harmed while trying to access aid in Gaza, saying instructions have been issued following lessons learned; The jury in the Sean 'Diddy' Combs sex trafficking trial have begun to deliberate a verdict; Prince William's charity polo event has split with a donor who was allegedly offering a private meeting with the Prince and Princess of Wales to solicit donations Read more about the Wednesday waffle here & adult friendships here THE END BITSSupport independent women's media Check out The Quicky Instagram here GET IN TOUCHShare your story, feedback, or dilemma! Send us a voice note or email us at thequicky@mamamia.com.au CREDITS Hosts: Taylah Strano & Claire Murphy Guests: Ailish Delaney, Mamamia News WriterAudio Producer: Lu Hill Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Our recent show on crypto, which was openly sceptical about Bitcoin, triggered a storm of response from listeners who believe Bitcoin is a very worthy asset.Today, we hear another point of view: AMP recently invested $27m in Bitcoin and that decision has returned around 40 per cent in profits. In today's show, we cover... The bull case for Bitcoin from a mainstream investor Must you understand something to invest in it? The widening 'use case' for crypto FY 2025 investment wrap - too good to be true? Shane Oliver, chief economist at AMP joins Associate Editor- Wealth, James Kirby in this episode See omnystudio.com/listener for privacy information.

From the "we can't get out of our own way" file comes the question, as posed this week by the Retirement Commissioner, as to whether people who have money in the bank should get the pension. The first part that is wrong with that is I thought we had decided many a decade ago, rightly or wrongly, that Super is an entitlement. Its trigger, rightly or wrongly, is age, therefore the other criteria you might like to add to the equation like height, weight, job, brain power or savings, are null and void because age is what does it. So are we changing that, are we? Because that is the inference in the question. The inference is also this sneering socialist bend some people have around success. "Don't be too successful" is the message, and that's what savings generally are. You had a plan, you worked hard, and you put a few dollars aside. Interestingly the numbers are depressing. This is where the question came from. There are 33,000 over the age of 65 who earn between $100-200k a year. There are 9,000 who earn more than $200k. That's not a lot of people. It shows you how poorly paid we are, how bad at saving we are and how expensive life is to stop you saving. A whole bunch of stuff leads us to not being a very well-off sort of country. I have said this many times – I'm not fussed. I didn't join KiwiSaver and I'm not relying on a pension. Why? Because when I started work in 1982 it was very well established that the pension may or may not be around at all, so why take the risk? And in 1982, on the minimum wage as I was, I had 45 years to get my act together and do something about it. The problem with keeping on asking these questions is it messes with people and their intentions. Governments have been bad enough already with their constant changing of the rules and their contributions, the last thing we need is thought bubbles on what should be a long term, leave it alone, get out of the way, understanding among us all that the pension is our society's recognition of a life's work. Change the age if you want. But penalising success is the opposite of what we want to promote. See omnystudio.com/listener for privacy information.

ஆஸ்திரேலியாவில் இந்த ஆண்டு ஜூலை 1 முதல் – அதாவது புதிய நிதியாண்டில் பல மாற்றங்கள் வர உள்ளன. குறிப்பாக Superannuation எனப்படும் ஓய்வூதிய சேமிப்பு, குறைந்தபட்ச ஊதியம் மற்றும் பணியிட உரிமை தொடர்பில் நடைமுறைக்கு வரவுள்ள மாற்றங்கள் குறித்த செய்தியை எடுத்துவருகிறார் றேனுகா துரைசிங்கம்

Dal 1° luglio, il contributo minimo richiesto ai datori di lavoro per i conti di superannuation dei dipendenti salirà dall'11,5% al 12%. Primo passo verso la riforma fiscale di cui tanto si parla o solo la progressione di un percorso iniziato anni fa?

Retirement commissioner Jane Wrightson believes the government should be considering means testing what is currently a universal benefit, an idea she concedes is unpopular. Data from the 2023 census shows more than 9000 people aged over 65 earn more than $200,000 a year. Another 33,000 earn between $100,000 and $200,000. Treasury estimates superannuation costs the government about 18 cents of every dollar it collects in tax, or more than 24 billion dollars this year. Honorary Associate Professor of Economics at Auckland University, Susan St John, spoke to Lisa Owen.

Grain Producers Australia wants growers to have more say on how their levy rate is spent, Australian company Vow gains permission to sell its lab-grown meat domestically, and farmers raise concerns about the Federal Government's plan to collect more tax from people with multi-million-dollar super balances.

Discussions are circling on whether now's the time to means-test Superannuation. 2023 Census data shows 33,000 over-65s earned $100,00-to-$200,000 dollars - and more than 9,000 topped that figure. Retirement Commissioner Jane Wrightson says if there is a strong economic argument Super isn't affordable, means-testing could be worth it. "If you're earning more than, say, $180,000 a year and you're claiming the super, then the cost to the taxpayer might be questioned." LISTEN ABOVESee omnystudio.com/listener for privacy information.

THE BEST BITS IN A SILLIER PACKAGE (from Thursday's Mike Hosking Breakfast) The Health Benefits of Watching Ardie/The Other Super Conversation/Does Your Boss Own Your Opinions?/Socialist Shake-up In NYCSee omnystudio.com/listener for privacy information.

澳洲被界定為殘疾的人口突然大幅增長；究竟是因為澳洲人變得越來越不小心，還是背後隱藏著一個由善意鋪成的、正走向財政懸崖的制度問題？ 澳洲的國民殘疾保險計劃 (NDIS)，開支增長驚人，即將超越國防預算，這引發了一個深刻的提問：一個旨在提供「尊嚴」的社會安全網，為何會演變成一個可能拖垮國家的財政巨獸？ * 爆炸性增長與沉重負擔* NDIS 計劃的參與人數在 2025 年預計達到 69 萬人，其中近一半是18歲以下的青少年及兒童。* 僅 2024 年下半年新增的個案中，就有七成是 15 歲以下的兒童，特別集中在 5 至 7 歲的年齡段，診斷多為自閉症或發展遲緩。* 此類青少年參與人數比 2011 年生產力委員會的最初估計高出 95%。* 2024 年，NDIS 的總開支已攀升至 510 億澳元。其年度複合增長率高達 8%，遠超澳洲約 2.4% 的通脹率。* 預計到 2026 至 27 年，其開支將超越澳洲的國防預算；到 2033 至 34 年，甚至可能超過退休金 (Superannuation) 的相關支出。* 「無序擴張」的雙重驅動* 定義擴大：澳洲對「殘疾」的定義遠比其他地區寬鬆。根據 2022 年的人口普查，澳洲有1 7.3% 的人口被界定為殘疾，遠高於香港的 8.1% 和美國的 13%。這意味著「殘疾」的門檻被降低，涵蓋範圍從嚴重的肢體傷殘擴大到發展遲緩等情況。* 政治推動：疫情期間，時任 NDIS 主席的 Bill Shorten 推行多項改革，旨在幫助更多人、提供更多資源，導致了開支的「無序擴張」。政客透過「慷他人之慨」來換取支持，是這類社會開支難以削減的根本原因。* 制度後果：資源錯配與道德風險* 資源錯配：一方面，有嚴重智力障礙、真正需要幫助的個案，在畢業後資助反而被削減。* 尋租與浪費：另一方面，龐大的資金池吸引了投機行為。例如，有投資客利用自我管理的退休金投資NDIS的殘障人士宿舍，期望獲取穩定的政府補助租金，但最終因投資平台倒閉而蒙受損失。* 資訊不對稱：殘疾的診斷，特別是心理或發展層面的問題，很大程度上依賴當事人的主觀陳述，專業人士難以完全客觀判斷，這為過度診斷 (Over-diagnosis) 和資源濫用製造了空間。結論：從制度反思到公民社會澳洲NDIS的困境，揭示了幾乎所有現代國家共同面對的挑戰：當我們將「行善」的責任外判給政府，透過「慷他人之慨」來實現社會目標時，往往會帶來意想不到的負面後果。這不僅是資本會「無序擴張」，政府開支與權力同樣會「無序擴張」，最終可能形成一種壓榨型經濟。與其無止境地依賴一個集中化的制度，我們是否應該重新思考個人與公民社會的角色？ 真正的幫助，或許並非來自政府的巨額撥款，而是源於每個人親力親為，在自己的家庭、社群中，對身邊的人付出關懷與支援。這種源於個體的善意，才是唯一無法被制度蠶食、且真正有效的解決之道。 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe

Over decades of compulsory contributions, Australians have amassed $4 trillion in retirement savings. But behind this headline success lies a range of unresolved policy problems. The promise was a more comfortable retirement. The reality is a taxpayer-subsidised inheritance scheme. Listen to our CEO Aruna Sathanapally in conversation with Grattan's superannuation policy experts, Brendan Coates and Joey Moloney, as they critique a system that needs reform. For more information, visit: https://grattan.edu.au/

ஆஸ்திரேலியாவில் நடுத்தர வருமானம் ஈட்டும் 30 வயதுடைய ஒருவர், வசதியாக ஓய்வு பெறுவதற்கு போதுமான நிலையான சூப்பர் சேமிப்புடன் ஓய்வு பெற முடியும் என ஆஸ்திரேலிய ஓய்வூதிய நிதிகள் சங்கத்தின் சமீபத்திய மிதிப்பாய்வு கூறுகிறது. இது குறித்த செய்தியின் பின்னணியை தயாரித்து வழங்குகிறார் செல்வி.

Buy Punters T-shirtsSupport We the Punters on PATREONAfter so much pushback on the previous opinion expressed about the proposed superannuation tax changes, Punter Konrad sits down with economist Leith Van Onselen and some forceful youtube comments to explore if he was wrong to not be worried about the proposed decrease in tax concessions given to the wealthiest 0.5% of Australians. Leith Van Onselen from Macrobusiness What Punter are you? Take the Quiz! Buy Punters Stickers & T-shirtsSee omnystudio.com/listener for privacy information.

Labor's changes to the way superannuation will be taxed has caused an uproar in parts of the community. The policy isn't new, so what's the big deal about it now? And what do the changes actually mean?

This episode of "The Two Jacks," with Jack the Insider and Hong Kong Jack, covers a range of topics including the struggles of free-to-air television in Australia, the proposed superannuation tax on high balances, the complexities of housing affordability and development approvals, and the political landscape in the United States, particularly regarding immigration and the actions of the Trump administration. They also touch on the passing of author Frederick Forsyth, the controversial Gaza Freedom Flotilla with Greta Thunberg, and lighter topics like the "Dull Men's Club" and AFL updates.Timestamped Events:00:00:51: Discussion on the cancellation of Channel 10's "The Project" and the future of free-to-air television in Australia.00:20: Superannuation tax on unrealized capital gains is debated, including a case study.00:30: Housing affordability and the challenges of planning approvals are discussed.00:40: The dynamic between Elon Musk and Donald Trump, and the power of the presidency is explored.00:46: The conversation shifts to Trump and the courts, and the use of federal power regarding immigration.01:04: The life and work of author Frederick Forsyth are remembered.01:09: The Gaza Freedom Flotilla and Greta Thunberg's involvement are analyzed.01:19: The "Dull Men's Club" is introduced.01:21: AFL updates, including a controversial bump and discussion of CTE.01:27: Rugby and football (soccer) are discussed, including Ange Postecoglou's departure from Tottenham.01:31: Tennis at Roland Garros and interesting sports statistics are shared.01:35: Closing remarks and listener interaction information.

Nearly a million people in New Zealand are currently receiving Superannuation, getting payments of between nearly $600 and just over $1000 every fortnight. But in this cost of living crisis, how easy is it to survive on the pension? Ed McKnight tried living on it for a week and came to a couple of conclusions around what it would be like to retire. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Gene Tunny and John Humphreys dissect the causes behind Australia's productivity slump, analysing recent GDP data, labour market policies, and regulatory constraints. They debate whether tax cuts should precede spending cuts and question the effectiveness of central planning and government intervention (i.e. ‘picking winners') in driving innovation. John is Chief Economist at the Australian Taxpayers' Alliance (ATA). This episode is the audio of an ATA livestream on 12 June 2025.Please email Gene your thoughts on this episode via contact@economicsexplored.com.TimestampsNational Accounts and Productivity Concerns (0:00)Government's Productivity Roundtable and Regulatory Reforms (4:34)Economic Policy and Institutional Reforms (8:19)Challenges in Private Investment and Productivity Measures (13:56)Industrial Relations and Labour Market Reforms (18:14)Housing Market and Regulatory Barriers (22:56)Tax Reforms and Fiscal Responsibility (29:59)Superannuation Tax Changes and Political Implications (47:15)Conclusion and Future Prospects (57:22)TakeawaysAustralia is in an 8-year productivity slump, with minimal growth in GDP per hour worked and GDP per capita declining in most recent quarters.The Albanese Government's proposed productivity roundtable is met with scepticism, particularly due to its unwillingness to touch industrial relations.Private investment remains weak, threatening future economic growth despite government spending and immigration-fueled expansion.Superannuation changes are controversial, especially the proposal to tax unrealised gains and the lack of indexation, prompting fears of unfair treatment of self-managed funds.Regulation, housing policy, and taxation are significant barriers to productivity; both speakers call for serious reform and question whether centralisation in Canberra helps or hinders progress.Links relevant to the conversationATA livestream (i.e. video of this episode):https://www.youtube.com/live/lDlner_PHc0?si=1M9krIiPwvIcFxLsATA website:https://www.taxpayers.org.au/Australia's National Accounts:https://www.abs.gov.au/statistics/economy/national-accounts/australian-national-accounts-national-income-expenditure-and-product/latest-releaseLumo Coffee promotion10% of Lumo Coffee's Seriously Healthy Organic Coffee.Website: https://www.lumocoffee.com/10EXPLOREDPromo code: 10EXPLORED 

The Census, and some of those numbers released this week, really are a treasure trove of not just fact and stats but, I would have thought, hope. That astonishing move south, with the tens of thousands who have headed to the South Island and particularly Christchurch, is a framework for what the whole country could be. A few choice decisions, a bit of get-up-and-go, a bit of cooperation and a bit of vision. There are parts of this country that clearly have it right and are clearly magnets in their own right. Then there were stats around work. That very word "work" is a problem It's reported as a negative. "More and more people are working longer", indicating you want to stop. You want to stop of course because of the pension. You can stop anytime you like. There is no law around age and work. But the stats and the reportage of work and age are increasingly out of date. As we live longer, of course we are going to work longer. Why wouldn't we? Work is actually good for us. Work is fun. Work is rewarding, financially and emotionally. We are challenged by work. Work should not be a thing that you expect to end. It's the same as health and fitness, or diet, or leisure. 50% of us are working between the ages of 65 and 69. A quarter of us are working between ages 70 and 74. Even 10% of workers are over 75. And why not? If you resent it and have to work, fair enough. If psychically you are knackered, sure, play bowls. But the days of Grandad and a gold watch and one company for life and the company pension are long gone. We need to break the psychological hold Superannuation has over us. It's not even a lot of money. If it was lotto I'd get it. But it's a bare minimum and it speaks, sadly, to this country's productivity and work ethic that too many are too reliant on it. Working longer will actually lead to better health outcomes. Hopefully the kids, who the Census tells us are working more as well with teenagers having never been more employed, will enter the workforce with a view that work is for life, because we see work for the good, not work for the drudgery. If you happen to be working into your old age and doing it in the South Island, that's not a bad life at all.See omnystudio.com/listener for privacy information.

Superannuation funds in Australia are evolving rapidly, finding new pathways to optimize returns and manage risks. How are they leveraging size, adapting their operations, and enhancing their data strategies for better investment outcomes? What can other regions learn from their focus on private markets and technology investments? In this episode, host Paul Fahey speaks with … Read More Read More

Nagdulot ng kontrobersiya sa ilang bahagi ng komunidad ang mga pagbabago ng Labor sa paraan ng pagbubuwis sa superannuation. Bagama't hindi ito bagong polisiya, ating alamin kung ano ang epekto ng mga pagbabago.

Labor's changes to the way superannuation will be taxed has caused an uproar in parts of the community. The policy isn't new, so what's the big deal about it now? And what do the changes actually mean?

The Albanese government wants to increase the tax on super balances above $3m. The treasurer, Jim Chalmers, says it is a modest change but there have been countless articles and columns warning of the economic havoc it could wreak and the impact this would have on the retirement savings of young Australians. Nour Haydar speaks to the national news editor, Josephine Tovey, and the head of newsroom, Mike Ticher, about what will happen if Labor pushes forward with the reform

The Albanese government wants to reduce the tax breaks for those with more than $3m in superannuation. And while sections of the media are highly critical of the changes, others say the proposal does little to address intergenerational inequality in the tax system. Columnist Greg Jericho speaks to Reged Ahmad about why the media debate over a smaller tax break for Australia's wealthiest 0.5% is divorced from reality You can support the Guardian at theguardian.com/fullstorysupport

In this episode Rachel and Lynne discuss the intricacies of freelance finances with Julia Newbould, an editor, journalist, and author with extensive experience in financial reporting. Julia shares insights on transitioning from spreadsheets to accounting software, the importance of financial literacy, and strategies for effective money management for freelancers.   She also talks about: Her journey in journalism Her efforts to increase female representation in financial advising  Setting up multiple bank accounts for effective cash flow management The significance of emergency funds Superannuation for freelancers Plus tips on raising prices and handling financial anxiety Connect with Julia via LinkedIn https://www.linkedin.com/in/julia-newbould-44454712/  Find Lynne www.lynnetestoni.com Find Rachel www.rachelsmith.com.au  Rachel's List www.rachelslist.com.au If you have questions you'd like us to answer in our next Q&A episode, just send them here. Thanks (as always) to our sponsors Rounded (www.rounded.com.au), an easy invoicing and accounting solution that helps freelancers run their businesses with confidence. Looking to take advantage of the discount for Rachel's List Gold Members? Email us at: hello@rachelslist.com.au for the details. Episode edited by Marker Creative Co www.markercreative.co 

The government's proposed $3 million Superannuation tax is capturing headlines and sparking fierce debate. In today's episode we break down the proposed changes, why they're controversial and everything you need to know. That's not all we unpack in another big episode of Equity Mates: WiseTech has made its biggest acquisition to date Uranium stocks are ripping BYD continues to outpace Tesla Why Aussie tech stocks reach such crazy valuations —------Want to get involved in the podcast? Record a voice note or send us a message—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)Check out our latest show: Basis Points (Apple | Spotify | YouTube) and read the accompanying Basis Points email—------Looking for some of our favourite research tools?Download our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.