Podcasts about superannuation

Trump will gemeinsame Militärübungen mit Verbündetem Südkorea in Zukunft reduzieren/ Einsatzkräfte evakuierten etwa 30 Bewohner in Monschau an der deutsch-belgischen Grenze/ „One Nation“ wird vorgeworfen, das australische System der Altersvorsorge - die sogenannte Superannuation - abschaffen zu wollen/ der aktuelle Ebola-Ausbruch in der Demokratischen Republik Kongo ist der tödlichste in der Geschichte des Landes

Ο υπουργός Εθνικής Οικονομίας Τζιμ Τσάλμερς, μιλώντας σε δημοσιογράφους έξω από το Κοινοβούλιο στην Καμπέρα, απέρριψε την ιδέα για πρόωρη πρόσβαση στις συνταξιοδοτικές αποταμιεύσεις superannuation

One Nation says Australians should have greater access to their retirement savings while they're still working.And that's reignited debate over whether the current rules are too restrictive or not.So how does super currently work?

Super Members Council CEO Misha Schubert joined Will and StaceySee omnystudio.com/listener for privacy information.

Rising living costs have increased the superannuation required for a comfortable retirement, though many Australians still overestimate their target savings. - Tumaas ang perang kailangan sa superannuation para sa komportableng pagreretiro dahil sa inflation, bagamat marami pa ring Australian ang labis ang tinatantyang kinakailangang ipon.

Superannuation என்பது நம்முடைய எதிர்காலத்திற்காக சேமிக்கும் முக்கியமான தொகை. ஆனால், ஒருவர் உயிரிழந்த பிறகு அந்தப் பணம் யாருக்குச் செல்லும் என்பது பலருக்கும் தெரியாமல் இருக்கலாம். இதுதொடர்பான Binding Death Benefit Nomination மற்றும் அதன் விதிமுறைகள் குறித்த செய்தியின் பின்னணியை எடுத்து வருகிறார் சரண்யா பாலகிருஷ்ணன்.

Leaving Australia? Here's How Temporary Visa Holders Can Claim Their Superannuation. - Alamin ang mga alituntunin ng ATO sa pag-claim ng DASP para sa mga temporary visa holder.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 7 August 2026 with 2CC’s Leon Delaney. The topic is: What is an Exchange Traded Fund (ETF)? In this episode Luke takes a deep dive into ETFs as an investment vehicle, and how it can be used within your […]

Total and Permanent Disability (TPD) insurance provides a safety net for medical professionals facing serious injury or illness — but navigating a claim isn't always straightforward. In this episode, Matt Andrews discusses the current TPD claims landscape, key trends insurers are seeing, and what claimants need to know before lodging a claim. Matt Andrews is a Partner and Head of the Superannuation and Insurance practice at Zaparas Lawyers. He is joined by Yanish Geerdharry, Head of Risk Advisory Services at the Bongiorno Group. They discuss the differences between default superannuation cover and tailored retail policies, typical waiting periods before a claim can be made, time limits for disputing a declined claim, and the implications of non-disclosure and misrepresentation at the point of application — including how pre-existing conditions are treated differently across policy types. Zaparas Lawyers https://zaparaslaw.com.au/ The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Victorian & Tasmanian Regional Alliance Partner of the Australian Orthopaedic Association. For more information, please call 03 9863 3111 or visit https://bongiorno.com.au/ This general advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product Disclosure Statement before deciding to acquire the product. See omnystudio.com/listener for privacy information.

Super Consumers research shows that about 15.7 million people do not have a binding death benefit nomination, meaning their super fund can decide who inherits their accumulated super and any insurance when they die. Not all funds offer binding death benefit nominations, so Australians are being urged to check.The federal government has been consulting on whether to introduce mandatory time frames for super funds to respond to claims and will soon announce a decision.

Starting August 10 Self-Managed Super Funds will be banned from borrowing to buy residential property. The Government's late move will catch many investors offside. But the market is responding quickly, new strategies and new products are emerging for active investors. Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode. In today’s show, we cover: Yes, you can still use your SMSF in residential property: Here’s how Taking a second look at residential property finance options Market responds to negative gearing ban with new products The way forward for active property investors See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 31 July 2026 with 2CC’s Leon Delaney. The topic is: What is a conservative investor?  In this episode Luke takes a deep dive into the type of investor you might be.  Thank you for joining us live on 2CC, […]

Jeremy Cordeaux is in the chilly garage with Pete, Gary and Caroline the day before the Friday live stream, and there's plenty to chew over. He replays the David Speers interview in which the Prime Minister ducks, weaves and — in Jeremy's telling — visibly squirms when asked directly whether he attended a dinner at Felix Lee's Point Piper mansion, and about the alleged $1 million Labor donation that followed. Jeremy reckons there's much more to come. He also digs into the story he says isn't getting the coverage it deserves: research showing Australia's $4.5 trillion super funds invest only about 1% in renewables — because the experts have judged the risk — and his warning that the government will now be lobbied to force our retirement savings into net zero. Plus the Four Corners tomato exposé and dodgy country-of-origin labels, a real-estate "gridlock" with buyers and sellers both frozen, kids in Coober Pedy let off after attacks, the Yalata permit system Jeremy calls "apartheid", 50 years of no-fault divorce and the dark early history of the Family Court, an AI that reportedly broke out of its data centre, a $30 million bank CEO salary, the $1 million private-school bill, and Trump's new tariffs over "slave labour". Plus this day in history — the last Beetle, Henry Ford, Captain Cook and the USS Indianapolis.TOPICS DISCUSSED The Four Corners tomato exposé — country-of-origin labels, China-grown product Labor's Adelaide conference and its long-term strategy; a united front for the cameras David Speers interviewing Albanese; the Felix Lee Point Piper dinner and alleged $1m donation Real-estate "gridlock" — one of the worst auction weekends in living memory $4.5 trillion in super funds; only ~1% invested in renewables, and why The looming push to force super into net zero investments Channel Seven's Coober Pedy story — kids aged 7–12 let off after attacks Outback towns, alcohol, "pension day and royalties day" The Yalata permit system on the Nullarbor — Jeremy calls it apartheid 50 years of the Family Law Act, Lionel Murphy and no-fault divorce; Family Court death threats An AI reportedly breaking out of its data centre; the "kill switch" question Macquarie Bank CEO's ~$30 million salary; $1 million to privately educate two kids Trump's new tariffs over "slave labour" Tomorrow's live stream: Dr John Bruni, Professor Ian Plimer, Frank Sebastian, maybe Rex Leverington This day in history: last VW Beetle, Henry Ford, Captain Cook, Arnold Schwarzenegger, USS Indianapolis, Paul Anka See omnystudio.com/listener for privacy information.

From good news to bad news really – a growing number of pensioners are turning to the Government's hardship support network as a last resort as the cost of living crisis grinds on. Applications for temporary additional support from New Zealand super recipients have almost tripled since 2020, rising from around about 22,000 per year to more than 61,000 in 2025. Retirement Commission research revealed to Newstalk ZB highlights older renters as one of New Zealand's most financially vulnerable groups. 80% of renters aged 65 and over are financially uncomfortable. 80%. That's up from 66% who were uncomfortable in 21/22. Mortgage free home ownership among older people has fallen from 83% to 71%, and that's going to keep declining. Many older New Zealanders have little income beyond New Zealand Super. If you're young and you're fit, you can try to find extra work to pay the bills. You can share a house and the associated costs. When you have young children, slightly more difficult. There are costs there, but you'll often scrimp and save so that the kids don't go without. You might not have any simple luxuries, but you'll make sure the kids are alright. When you're older and you've already pared things down to basic necessities, there's not much more you can do. You start running out of options and you need to rely on the largesse of the state. There's the temporary additional support – that's around $111 per week. There's the winter energy payment paid automatically from the 1st of May to the 1st of October to people on main benefits, New Zealand Super, or a veteran's pension, and you don't need to apply for that if you qualify. That gives you an extra $20.46 a week if you're on your own, $31.82 if you're a couple or have dependent children, and if that's per week, that should just about cover your power bill. The way the world is going, looking at what's happening in Europe, you might need a summer living payment as well to help pay for the air conditioning. What are the options? Even owning your own home isn't a guarantee of a comfortable retirement when you look at the rising rates, rising insurance costs, the increase in doing any kind of repairs or maintenance because houses need to be taken care of. That all impacts on the superannuitants. People tend to think of boomers as living the life. They sell the business, they sell the farm, they retire from their high paying CEO jobs, they've got the house, the bach, the investment properties, the trips overseas. And for some that is true – that is their retirement and they've worked hard and they look forward to it, and they are living the life of Riley. But that is not the reality for many of our older Kiwis. The vast majority are living on just the Super and they're crawling their way from payment to payment. Now the renters who are doing it tough, 80% of renters aged 65 and over are financially uncomfortable, they're worried. But even if you own your own home, as I say, that is no guarantee. You're worried about the roof that needs repairing or blocking off rooms so that you're basically living in one room to try and save on the heating costs. What are your options if you are owning your own home, if you're renting, what are the options other than relying on the government to top up your payments? Is this how you imagined your retirement would be? See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 24 July 2026 with 2CC’s Leon Delaney. The topic is: Income and Assets Tests for the Age Pension. Dealing with Centrelink can be challenging but knowing the rules before you retire can help you plan a more certain retirement […]

バイロンベイで話題のエリアにて Hi everyone, welcome back! Today, I'm bringing you a special report from Australia. We'll be touching on everything from multicultural life and the soaring cost of living, to unique career paths for the next generation, and the key differences between the Australian Superannuation and Japanese pension systems. I hope you enjoy the conversations! 今回は、

For a generation, Australian investors were advised to hold their investments until they retired. Then once they entered tax-free retirement, they could largely sidestep CGT tax. This central plank of financial advice is finished: Every retiree will now pay a minimum 30 per cent tax and nobody will escape.Dr Adrian Raftery, author of '101 ways to save money on your tax - legally' joins Associate Editor, James Kirby in this episode. In today's show, we cover: The shock change to investor retirement benefits How the CGT new minimum rate is the sleeper issue for long-term investors Examining how tax planning must reflect the wider budget changes My shares have gone to zero - can I claim a tax loss? See omnystudio.com/listener for privacy information.

Jeremy Cordeaux is back in the garage with Pete and Gary for a Court of Public Opinion that goes hunting for the taxpayer's money — and finds it missing. He asks a deceptively simple question: has any government project in Australian history ever come in on budget? The North Sydney pool was meant to cost $20 million and reopens after $120 million. Snowy 2.0 was pitched at $2 billion and is now tracking closer to $50 billion. Where, he asks, are the guardrails? He also digs into why public housing costs so much more to build than private, why government charges and taxes swallow half the cost of a new home, and why building in Central Australia runs 150% above comparable housing elsewhere. Building costs are up 50% in five years, the Master Builders Association head has been threatened with death for arguing for transparency, and Jeremy says the ABCC should be restored — but won't be, while the government sits in the CFMEU's pocket. Then there's the story he finds genuinely bizarre: a federal government selling its 5% deposit scheme to first home buyers while placing ads overseas, in Arabic and Chinese. Plus Channel Seven's Spotlight and what Jeremy calls a media campaign to shut Pauline Hanson up; Rupert Lowe of Restore Britain and the extraordinary suggestion that "Anglo-Saxon" is code for white supremacy; the Islamophobia report the government has sat on for nine months; Paul Keating's plan to merge the $4.5 trillion super industry with social security; and why over-regulation will send the AI industry — and its very portable capital — anywhere but here. Jeremy also revisits his own brush with terrorism: the 1977 Hanafi siege in Washington, and the interview he landed live on air with the man who led it.See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 17 July 2026 with 2CC’s Leon Delaney. The topic is: Transition to retirement. In this episode Luke takes a look at the transition to retirement strategy. It’s a strategy that can be used in a variety of different ways […]

Like so many debates in this country, another one has restarted, this time around Superannuation. Some economists have taken to their calculators and looked at who earns what in retirement. 9% of over 65s are earning more than $100k a year. 3.6% are earning more than $150k a year. A smidge over 2% are earning more than $180k a year. Now that's almost 15% earning at least a six-figure salary, which I was pleasantly surprised about given the general Super debate is predicated on the idea everyone in retirement can't make ends meet, are cold because they haven't got a heater, and generally aren't eating properly because lamb chops are beyond the budget. Anyway, upon crunching these numbers said economists asked: why don't we means-test Super? They are of the camp Super is not affordable. That is still in some doubt, and while it is in some doubt, we haven't been able to get past the first hurdle and the first hurdle is: why don't we raise the retirement age? Close followers of this increasingly laborious debate will have noted we can't even get any sort of agreement on age, so why you would raise a means test is beyond me. Age at least doesn't change the fundamental underpinnings of Super i.e. it's an entitlement and age is the sole trigger. Means-testing puts it into a whole new category, and the category would be called a benefit. Age becomes secondary to your means. "Welcome to your golden years. Oh, you're rich? Well, nothing for you". But what about my contribution to the tax base and the state of the nation? "Oh yes, they were old rules that only counts if you're broke". If you ever opened that Pandora's box, you may as well do away with Super altogether. Because once you turn it into a benefit you may as well call it Jobseeker – you're simply 68-years-old and unemployed. When in the modern age, given the reason for upping the age of entitlement is partially based on the idea that people live and work longer, are you actually no longer working? If 65 is too young to retire, when is a good age? That's another debate that will go nowhere. There should be a new rule: don't start new debates until old ones are settled. And given we are still at 65-years-old after literally decades of going nowhere, then means-testing Super is wasting our time. See omnystudio.com/listener for privacy information.

Super Consumer Australia CEO Xavier O'Halloran has called on the government to do more about superannuation after they found customers were being let down.See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 10 July 2026 with 2CC’s Leon Delaney. The topic is: Personal Super Contributions and the Notice of Intent Form. In this episode Luke takes a look at the trap many fail to miss as people commence their tax returns […]

Which is better in the long run- adding extra cash to super? OR to your own portfolio instead? Jess wants to know.Jess' Superannuation balance is smaller than it should be, for her age. As those who've followed her investing journey will know, deciding what to about it- has been tricky for her.And she's not alone. Community member Matt also wants to know the benefits of over putting extra cash in super over in the market himself.So Julie Bullen, Financial Advisor at Fox & Hare joins the show to run the numbers. Can she convince Jess that she'll be rewarded in the long run for investing in Super now?Chapters:00:00:00 Why Where You Invest Matters00:01:12 Matt's Question00:02:30 Super Is A Structure, Not A Product00:05:00 Jess's Super Balance Reality Check00:06:30 The Case For Contributing To Super00:08:34 Breaking Down Jess's Money Split00:10:00 First Home Super Saver Scheme00:12:30 The Real Numbers On $500 A Month00:15:00 Flexibility Vs Two Buckets00:16:34 Can The Government Change The Rules?00:17:57 What the CGT Changes Mean00:19:32 Julie's Own Super Story00:21:30 Jess's Final Projected Numbers00:23:54 Start Small And Start NowLinks mentioned in this episode:

The numbers don't lie: The ASX did 3 per cent over the 12 months to June, and the S&P 500 did 20 per cent. Unless - like a big super fund - you had half your portfolio invested offshore, the chances are you underperformed in FY2026. Marc Jocum, investment strategist at GlobalX ETFs, joins Associate Editor, James Kirby in this episode. In today's show, we cover: * Wall Street smashes the ASX...again Why Big Super funds probably beat your SMSF Which ETFs investors are buying for the year ahead What the hell happened at CSL? See omnystudio.com/listener for privacy information.

When you separate, there are some practical things that feel urgent - parenting arrangements, property settlement, bank accounts, where everyone is going to live. But there is another part of separation that many people overlook. Your estate planning. I'm joined by Mike Poynter, Principal Lawyer at MCP Legal, a partner firm of Simple Separation, to talk about the four key documents you need to review when you separate: your will, superannuation death benefit nominations, life insurance, and enduring powers of attorney. Because here's the thing most people do not realise: if you separate and do nothing, your existing documents may still point to your former partner. And if you do not have a will at all, the law may still treat your spouse as the first person entitled to your estate until you are legally divorced.  Mike explains what estate planning actually means, the difference between being separated, divorced, married or de facto, and why it is so important to understand what happens to your assets, superannuation and decision-making powers if something happens to you. This is not about fear. It is about making informed choices. In this episode, we discuss: • What estate planning actually means • Why your will matters after separation • The difference between an executor, trustee and beneficiary • What happens if you separate but do not update your will • The difference between married and de facto couples after separation • Why divorce can change your estate planning position • What happens if you die without a will • Superannuation binding death benefit nominations • Why your super nomination can override your will • Life insurance inside and outside of super • Enduring powers of attorney and medical decision-making • Advanced care directives • Why backup decision-makers matter • The one simple estate planning step you can take today Key takeaway: Separation changes your life, but it does not automatically change every legal document connected to your life. Your will, superannuation nomination, life insurance and enduring power of attorney may still name your former partner unless you take steps to review them. You may not need to change everything immediately, but you do need to know where you stand. Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Guest: Mike Poynter, Principal Lawyer at MCP Legal Website Instagram Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This podcast's audio production crafted by Dan at dankingproductions.com.au. This episode is sponsored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.

Self-managed super funds have been out of favour for a while. With low-cost industry funds, better online platforms and more compliance to deal with, plenty of Australians decided SMSFs were not worth the effort.  So why is everyone talking about them again?  In this episode, Paul looks at why recent tax changes could make superannuation even more important in Australia's wealth-building landscape, and why that has some people taking a fresh look at self-managed super. Not because SMSFs are suddenly right for everyone, but because when the rules around other wealth-building structures change, the way you hold and manage your retirement savings starts to matter more.  In this episode:  Why SMSFs are back on the radar  What the tax changes could mean for wealth builders  Why super may matter more than ever  When control over your super starts to become more appealing  The hidden trade-off that comes with running your own fund  Why an SMSF is not the right move for everyone  What to think about before deciding your current setup is no longer enough  If you've dismissed self-managed super in the past, this episode gives you a reaason to revisit the question.  FURTHER LISTENING: Find our playlist full of episodes about SMSFs and Superannuation here.  WANT TO KNOW IF AN SMSF IS RIGHT FOR YOU?: At Guidance Financial Services, we can provide personalised advice on self-managed super, superannuation and investment strategy, based on your goals and circumstances. Book your appointment here.   WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to.  GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald.  You can also find all our links here.  General advice disclaimer 

National made its first major election year policy announcement this week. If elected, it would make KiwiSaver compulsory, including for those over 65 still working, automatically enroll babies and provide government contributions to those on parental leave. The suite of changes would cost more than a billion dollars over four years. New Zealand First said National had copied its own policy, and others are asking what the changes might mean for Superannuation.Go to this episode on rnz.co.nz for more details

The government has made sure that superannuation investors did not entirely escape the investment tax overhaul: Is it still the relative winner as parliament prepares to sign off the Budget? Adviser James Wrigley of First Financial joins associate editor James Kirby in the episode. In today's show, we cover: What you need to know about super post-Budget A way you can still borrow and use your SMSF to buy property Investment bonds get another leg up from the government New twist for new super tax See omnystudio.com/listener for privacy information.

A charity encouraging retired Kiwis who have the means to donate part or all of their superannuation support for their cause is growing, as the numbers of children living in material hardship increase. Last year, Share My Super pooled nearly $770,000 in donations from 3500 over 65s. The charity's chief executive Rachel Scott spoke to John Campbell.

Nick Jackson is the CEO and co-founder of Artist Partners, and collaborates with Andrew Mote, the Principal and Founder of Mote Advisors on analysing and advising superannuation funds on meeting their fiduciary responsibilities when it comes to their marketing investment. The explore the complexities of marketing within the Australian superannuation industry, focusing on regulatory scrutiny, measurement challenges, and strategic insights for marketers aiming to demonstrate member benefits and business outcomes. For a sector that manages more than $4.13 trillion in funds, making it one of the world's largest pension systems, and spending $482 million a year on marketing and sponsorship, this is an essential conversation to eavesdrop on. Listen on Apple: https://podcasts.apple.com/au/podcast/managing-marketing/id1018735190   Listen on Spotify: https://open.spotify.com/show/75mJ4Gt6MWzFWvmd3A64XW?si=a3b63c66ab6e4934   Listen on Stitcher: https://www.stitcher.com/show/managing-marketing   Listen on Podbean: https://managingmarketing.podbean.com/    For more episodes of TrinityP3's Managing Marketing podcast, visit https://www.trinityp3.com/managing-marketing-podcasts/   Recorded on RiversideFM and edited, mixed and managed by JML Audio with thanks to Jared Lattouf.

如果希望退休后过上较为舒适的生活，仅关注退休金（Superannuation）的投资回报并不够，退休金储蓄和退休生活质量还受到其他重要因素的影响（点击播客，收听详情）。

ASIC Commissioner Simone Constant joined 3AW Breakfast hosts Ross and Russel.See omnystudio.com/listener for privacy information.

Tax time can add to the stress of small business.  So, to help reduce that worry, this episode is devoted entirely to small business issues for tax time 2026.  With high-level expertise from the ATO's Angela Allen, assistant commissioner responsible for small business experience, in the studio with CPA Australia's tax lead Jenny Wong, explore the most common tax issues affecting small business, and how you can stay compliant.  In this episode, you'll gain valuable information on:  The most common tax time mistakes made by small businesses  Why accurate record keeping is still critical for compliance  The ATO's key focus areas for small business audits and reviews  How data matching is changing tax reporting and enforcement  What businesses need to know about Payday Super changes  How the instant asset write-off applies this financial year  Why cashflow management is essential for meeting obligations  The support tools and learning resources available for business owners  How the ATO is addressing shadow economy activity and tax evasion  Why early engagement with advisers and the ATO can prevent bigger problems  Tune in now.  Host: Jenny Wong, tax lead, CPA Australia  Guest: Angela Allen, assistant commissioner at the ATO, responsible for small business experience  For more, head to CPA Australia's tax time tools and resources page.  And of course, you can head to the ATO website or you can download the ATO app.  The ATO also has online services and you can go to the ATO website and search verify or report a scam or how to stay scam safe for more information. And you can phone the ATO on 1800 008 540.  Loving this episode?  Listen to more With Interest episodes and other CPA Australia podcasts on YouTube. https://www.youtube.com/@CPAaustralia/podcasts  And don't forget to click subscribe to the channel for a wide range of content that will help your career.  CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance and accounting:  With Interest https://www.cpaaustralia.com.au/tools-and-resources/podcasts/with-interest  INTHEBLACK https://www.cpaaustralia.com.au/tools-and-resources/podcasts/intheblack  INTHEBLACK Out Loud https://www.cpaaustralia.com.au/tools-and-resources/podcasts/intheblack-outloud  Excel Tips https://www.cpaaustralia.com.au/tools-and-resources/podcasts/excel-tips  Search for them in your podcast platform. Email the podcast team at podcasts@cpaaustralia.com.au  Chapters: 00:00 Cash Flow Pressure for Small Businesses and When to Contact the ATO 00:16 Tax Time 2026 Overview with Angela Allen, Australian Taxation Office 01:00 Common Small Business Tax Time Mistakes and Record‑Keeping Errors 02:06 ATO Record‑Keeping Tools: Recordkeeping Evaluation and myDeductions App 02:38 ATO Small Business Compliance Focus Areas for 2026 02:58 ATO Small Business Compliance Risks: Income Reporting, Employer Super Obligations, and Cash‑in‑Hand Payments 04:08 ATO Small Business Tax Time Toolkit and Online Learning Resources 05:27 Managing Cash Flow Stress and Early Engagement with the ATO 05:51 Tax Time 2026 Changes: TPAR Reporting and Pre‑Fill Data 06:37 Instant Asset Write‑Off Rules for Small Businesses 06:56 Payday Super Starting 1 July and Employer Readiness 07:18 Staying Compliant Year‑Round Using Digital Tax Tools 08:15 GST, PAYG Withholding, Superannuation, and Cash Flow Planning 09:05 ATO Priorities on the Shadow Economy and Cash‑in‑Hand Payments 10:26 Episode Wrap‑Up and CPA Australia Resources #taxtime #smallbusiness #smallbusinesstax #compliance #ATO

On average, women retire with 25% less superannuation than men, and one in ten have no super account at all. While you might assume this is purely down to career breaks, evidence shows the disparity starts much earlier - with females under 18 already trailing their male peers. What is really driving this, and what steps can women take to supercharge their savings? Gemma Dale, head of investor behaviour at NAB Trade joins associate editor James Kirby.See omnystudio.com/listener for privacy information.

Lost Superannuation தொலைந்து போன அல்லது இழந்த Superannuation என்றால் என்ன ? அதனை எவ்வாறு மீட்டெடுப்பது போன்ற பல கேள்விகளுக்கு பதில் தருகிறார் நிதித்துறையில் பல ஆண்டுகள் அனுபவம் கொண்ட பிரிஸ்பனை சேர்ந்த ராமநாதன் கருப்பையா அவர்கள். அவரோடு உரையாடுகிறார் செல்வி இன்பசேகரன்.

Nick Bruining, independent financial adviser, joins Nightlife regularly to talk about the ever-changing world of business and finance and what these changes mean for you.

Keeping NZ super as it is, is a strike against intergenerational equity according to the Finance Minister Nicola Willis. Winston Peter's has described her comments as a "sad point". There were no changes to the super scheme in the Budget. But the finance minister took the opportunity to raise serious concerns about the cost of the universal benefit. Nicola Willis said super costs are rising sharply with the bill going from $20 billion in 2020 to a forecast $30 billion in 2030. NZ First Leader Winston Peters spoke to Lisa Owen.

Nightlife delves into superannuation and estate planning, and how you can plan out your finances and end of life affairs with the use of trusts. 

For decades, governments have spent billions in hidden tax concessions that largely favour the ultra-wealthy. How did they get there?

The federal budget has sparked plenty of investor anxiety, from negative gearing changes to capital gains tax and trust structures, but according to financial adviser Julie Bullen (Fox & Hare), most Australians shouldn't be tearing up their strategy. Julie joins Bryce and Ren to unpack what actually matters for everyday investors, when debt recycling is worth it and how to think about property versus shares.If you'd like to speak to Julie or anyone on our advice network head to https://equitymates.com/advice/In this episode: 00:00 – Why the budget changes aren't a reason to panic 02:38 – Negative gearing explained and what changes after the budget 07:32 – Should investors rethink property, trusts and growth assets? 12:48 – Lump sum investing vs dollar cost averaging 15:17 – Property vs shares: where would Julie put $1 million? 20:43 – Is debt recycling actually worth it? 23:45 – Superannuation strategy, consolidation and fees 28:23 – Managing money as couples, property structuring and planning for kids ———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Humans of Agriculture, Oli Le Lievre sits down with Julie Schofield, Executive Business Unit Leader of Private Business Services at Boyce, to unpack one of the biggest changes coming for employers in more than 30 years: Payday Super.From 1 July 2026, businesses will be required to pay superannuation at the same time employees are paid, rather than monthly or quarterly. While it may sound like a simple administrative change, Julie explains why this shift will have major implications for cash flow, payroll systems, onboarding, and business operations across regional Australia.Julie shares her own journey from growing up in Boorowa to building a career with Boyce, one of Australia's largest rural accounting firms, and reflects on the importance of mentorship, leadership, and supporting regional businesses through change.This conversation is practical, timely, and designed to help business owners, managers, and employers understand what Payday Super means and how to prepare before the legislation comes into effect.Key insights from the conversation:Payday super legislation coming in July 2026Impact on business cash flow and compliancePractical tips for businesses to prepare for new super payment rulesChapters:00:00 Introduction to the Episode and Main Topic01:07 Guest Introduction: Julie Schofield from Boyce02:16 Julie's Background and Career Path04:00 Overview of Boyce and Its Regional Presence06:12 Leadership Approach and Mentorship08:17 Client Portfolio and Travel Routine10:11 What is Payday Super and Why Now11:48 Impacts of Payday Super on Employees and Employers12:52 Practical Tips for Businesses to Prepare13:55 Changes in Behaviour and Cash Flow Management15:39 Data Verification and Compliance Measures16:30 Penalties for Non-Compliance and Enforcement17:02 Handling Super Payments for Different Pay Periods18:03 Questions from the Audience and Surprising Insights19:18 Tools and Software for Compliance20:16 Closing Remarks and Future Outlook

National has confirmed it will campaign on lifting the retirement age, with leader Christopher Luxon saying the current system is "unworkable and unaffordable." But any changes will need bipartisan support, and currently that isn't looking likely. Treasury's December forecasts estimated the annual cost of superannuation will hit $30 billion by the end of the decade, so if the age isn't changed, what can be done to make sure superannuation remains affordable? Miles Workman is a senior economist at ANZ, he chats to Jesse. [picture id="4JSJ8GV_matt_bennett_78hTqvjYMS4_unsplash_jpg" crop="16x10" layout="full"]

Why is it up to the Reserve Bank to control inflation with interest rates? Imagine if there were other tools that spread the pain to more people, not just those repaying a home loan. Perhaps the government could force workers to put more money into their superannuation accounts or move the GST up and down depending on the inflation rate. Today, independent economist Chris Richardson assesses the options. Featured: Chris Richardson, independent economist

It's hard to believe that superannuation is still a “thing”. The OECD report told us we need to bump the age. Nicola Willis told us Friday we have to do something. The Prime Minister then goes on Newstalk ZB and tells us they will campaign, again, on bumping up the age. We should not be here. In 1982 when I started work at the age of 16 it was very clearly in my mind that I had to sort my future financially, given the debate at the time was that superannuation is not affordable, and the state could not always be relied upon to be there for you. So if it was a debate in 1982, why is it still a debate in 2026, having achieved or solved nothing? The answer of course is because it has been political dynamite. No party really wants to risk losing votes over what has been seen as an entitlement. So first port of call, is it an entitlement or not? If it is, bump the age. There is no question that we live and work longer, therefore retirement is not what it was and it will continue to evolve. Or, my preference, make it a benefit. We see Labour's free doctor's policy as the money wasting joke it is. Why does a person like me on a good salary need a free doctor? I don't. Stop wasting money. So why not apply the same to retirement? Do you need it? If yes, you get some assistance. If no, then save the dollars for someone else. But some still argue it's the reward for a life's work. Is it? The reward for a life's work is money in the bank, some travel and no alarm. The country doesn't owe me anything. Equally, that farcical, old line about you having paid your taxes was never true. The taxes you paid have been spent every year. Almost every year we spend more than we earn. There are no savings, no surplus. Your taxes paid for healthcare and Government departments and roads and beneficiaries. Like so many of life's issues, when you complicate them and fiddle with them they remain unsolved. Kicking it down the road isn't a skill. It's a lack of backbone. At some point someone has to be honest enough to pull the pin. It's not 1968 and 65 years-old isn't old. This thing has been debated so long now it's become boring. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Finance Minister says the Government's going to have to do something about Superannuation. An OECD report warns if current policy settings continue, we could be spending 5% more of our GDP on health, long-term care, and pensions by 2060. Minister Nicola Willis says the cost for superannuation is going up billions of dollars, while there are fewer workers for every pensioner. She told Mike Hosking the cost is also rising as a proportion of taxes. Willis says it will soon account for 20%, and every dollar spent isn't available for education, health, and infrastructure. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Mike Hosking Breakfast Full Show Podcast for Friday 8th of May, Finance Minister Nicola Willis discusses the OECD report on the future impact of our current Superannuation settings. NZR Chairman David Kirk answers questions about the new CEO, new President, and the economic state of rugby in this country. And on Wrapping the Week, Kate Hawkesby and Tim Wilson listen in as Mike calls a young fan with a special invite! Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Nick Bruining, independent financial adviser, joins Nightlife regularly to talk about the ever-changing world of business and finance and what these changes mean for you.