Podcasts about superannuation

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 24 October 2025. The topic for this week is: Misconceptions about financial matters in 2025. Wrong information can be dangerous, expensive and limiting to you reaching your financial goals. Luke is joined by Leon of 2CC to take a […]

Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That's what thousands of Australians are now facing after the collapse of multiple superannuation funds, with more than $1.2 billion in retirement savings wiped out. Today we explain how this happened, what went wrong with the platforms and checks that were supposed to protect investors, and why the system isn't working the way it should. We also share the simple ways to spot red flags, avoid cold-call traps, and choose a financial advisor you can trust.On this episode, we discuss:(00:00) Intro(00:46) The $700k-to-Zero Super Nightmare(01:34) The First Guardian Master Fund Collapse Explained(03:20) How Super Platforms and Investment Funds Work(05:09) Where the Money Went and How it Worked(07:00) Telemarketing, Google Ads and Conflicted Advice(09:50) Who Pays When Superannuation Funds Fail?(13:57) The Red Flags: Cold Calls and Online Traps(17:14) How to Find and Trust a Financial Planner(30:24) Super Isn't Government-Guaranteed - Protect YourselfCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Treasurer has finally clarified how the revamped plans for the new super tax will work - including how Capital Gains Tax will work...it's a template for the future, make sure you are up to speed. James Gerrard of www.financialadviser.com.au joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Final cut on the new super tax Is the gold sell-off serious? Tax consequences of renting your home* If annuities are so good...where are the deals? See omnystudio.com/listener for privacy information.

Australian superannuation funds have reportedly set a target to significantly increase investment in the US to $1.4 trillion. Small business advocate Amanda Rose joined Gary Hardgrave to discuss the agreement, which was reportedly kept secret and not openly discussed by the Australian PM.See omnystudio.com/listener for privacy information.

What if the very habits that made you successful are now the biggest things holding you back?In this episode of The Agricoach Wealth & Wisdom Podcast, Ben sits down with Jean-Marc Barbeau, turnaround strategist and founder of Better Business Freedom. Jean-Marc shares his journey from climbing the corporate ladder in London to redefining what true success and freedom mean — and why too many business owners (and farming families) fall into the trap of working harder instead of working smarter.Together, Ben and Jean-Marc tackle the “frog in boiling water” problem, the danger of being trapped by past success, and the waiting-for-later myth that robs families of joy in the present. You'll hear stories that bring these lessons to life — from the “Waterboy” who stopped carrying buckets to build a pipeline, to families wrestling with how to let go of control across generations.If you've ever wondered how to avoid burnout, create real freedom, and lead your family or business into a stronger future, this conversation will give you practical perspective and a challenge to rethink what prosperity really means.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Financial advisor and author of The Financial Reset: Take Control of Your Money and Your Life, Gemma Mitchell shares her insights on navigating financial upheaval during major life transitions—like divorce, job loss, or unexpected change. Drawing from her own experiences and professional expertise, Gemma shares details of her 12-step financial reset plan, designed to help listeners rebuild with clarity and confidence. 

Welcome back to another episode of the 360 Money Matters Podcast!  In this episode, we pull back the curtain on the tax strategies that help wealthy Australians preserve their wealth. We walk through the importance of after-tax returns, not just what you earn but what you keep after the tax office takes its share. We cover different investment structures available in Australia, from discretionary trusts to superannuation, and why choosing the right structure early matters more than most people realize. We discuss good debt versus bad debt, the timing of asset sales, and how to create tax-efficient income streams. We also touch on estate planning strategies, including testamentary trusts and superannuation recontribution strategies that can minimize tax when passing wealth to the next generation. If you want to understand how to structure your finances more effectively and keep more of what you earn, this episode breaks down the strategies in plain terms. - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706   Episode Highlights After-tax returns and why they matter more than gross investment returns Using discretionary trusts for income distribution Superannuation as the most tax-effective structure in Australia Timing asset sales to minimize capital gains tax Good debt versus bad debt strategies Tax-efficient income streams  Strategies for those over 60 still working to accelerate wealth Estate planning through testamentary trusts  Superannuation recontribution strategies    Connect with Billy and Andrew! 360 Financial Strategists    Check out our latest episode here:  Apple Podcast Spotify  

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 17 October 2025. The topic for this week is: How much life cover do I need in my super? It’s a topic many people don’t think about but something you should come back to every year or two. It’s […]

Emerald is joined by guest host, #auspol legend and Chief Economist at The Australia Institute, Greg Jericho! First up, a chat about his career and being a fellow target of important public interest journalist James Massola (3:25). (We thought about asking James to come on the show, but he’s very busy breaking Watergate 2.) Next, what should we make of the ceasefire between Israel and Hamas? (16:23) Could only Trump have made this happen? Why did Penny Wong have to be so weird about it? Then, the government has hobbled its proposed superannuation changes (35:53). Why did they wimp out? Did they announce it while Albo is on holiday because he is simply TOO BRAVE? Finally, a call to action (1:16:37). ---------- Just released on Patreon - “Student Politics 101 ft. Dru Sims, UQ Greens President” The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over EIGHTY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Follow Greg Jericho’s work at -https://bsky.app/profile/grogsgamut.bsky.social https://australiainstitute.org.au/expert/greg-jericho/ https://www.theguardian.com/profile/greg-jericho Just announced guest - Wil Anderson!Serious Danger 200th show live at Comedy Republic in Melbourne on Sat Nov 1st at 4pm, tickets at - https://www.comedyrepublic.com.au/event/38:517/38:1803/ See Tom live on tour in Melbourne Fringe, Geelong and Brisbane - https://comedy.com.au/tour/tom-ballard/ Produced by Michael Griffin https://www.instagram.com/mikeskillz Listen to Floodcast for more left green discussion about Aussie politics produced by The Griff -https://linktr.ee/floodcastau Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from the Alcove mortgages specialists cover the big 3 property news stories of the week. They also cover some of your questions in the Listener Q&A segment at the end of the show, so stick around for that. Apart from the latest statistics on population growth and slowing dwelling completions, here is what they discussed: – Is the 40-year mortgage a route to wealth or a debt trap? – Is the real estate carry trade a death star? – 3 ways to future-proof your mortgage repayments? – Listener Q&A Chapters (approximate) (00:00) Introduction (03:39) Current Market Conditions and Buyer Sentiment (07:18) Interest Rates and Market Dynamics (09:59) Housing Supply and Immigration Impact (12:16) Government Targets and Housing Quality (14:39) The Future of Housing Development (17:02) Superannuation and Taxation Changes (18:42) International Comparisons: New Zealand and Australia (20:44) 40-Year Mortgages: Pros and Cons (25:37) The Housing Market Dynamics (33:56) Future-Proofing Mortgage Repayments (37:57) Insurance Insights and Strategies (40:24) Listener Questions Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Start your weekend right with TGIF, hosted this week by the inimitable Lehmo, who'll be looming over the lectern while Charlie takes a break. This show features special guests including TGIF with Kirsty Webeck, Mark Humphries and Ivan Aristeguieta.

What tears farming families apart usually isn't the big blow-ups. It's the quiet termites — the little digs, careless words, and unspoken grudges that eat away at trust. In this mini-episode, Ben Law unpacks a principle that can transform family dynamics: “Work hard not to offend — and even harder not to be offended.”You'll hear why truth-telling without timing and respect backfires, how carrying offence poisons family businesses across generations, and when offence is not only justified but essential. Ben draws on lessons from the Stoics, Lincoln, and decades of coaching rural families to show why thicker skin, forgiveness, and deliberate communication are the backbone of high-performing families.If you've ever wondered how to balance honesty with harmony in your family or business, this episode will challenge the way you handle conflict — and give you a practical standard to measure your words and reactions against.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

We break down the latest research from Finder regarding spending habits that cause you harm, Jim Chalmers' announcements regarding Superannuation taxation and much more!The content discussed in this episode is general in nature and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Secondo il Professor Tani, il dietrofront del governo crea un buco nei conti non semplice da rimediare, "tanto che forse non vi si porrà rimedio".

Farming groups welcome the government's changes to planned superannuation legislation, nominations open for the GPSA's 2025 edition of the Harvest 100, and a new 'world first' fully autonomous hydrogen tractor launches in Japan.

Why did the government cave to pressure over its superannuation tax changes for the richest Australians? The Treasurer Jim Chalmers has revealed two major changes in response to critics, introducing indexing on the $3 million threshold and dropping a plan to tax unrealised gains. He says the government's new plan achieves the same objective in making the system more equitable, but how will it work? Today, political correspondent Melissa Clarke on what the backdown means for the future of tax reform under Labor. Featured: Melissa Clarke, ABC political correspondent

Australia correspondent, Nick Grimm spoke to Lisa Owen about the federal government watering down its planned overhaul of the country's superannuation system. It had promised the changes would make the system fairer by targeting high net-worth individuals with retirement super savings of $3 million or more.

Aλλαγές στην φορολογία των απολαβών στις αποταμιεύσεις που βρίσκονται σε συνταξιοδοτικά ταμεία ανακοίνωσε χθες η κυβέρνηση.

Lwm pab nom teb chaws hais tias xyov nws puas yuav pab tsoom fwv Albanese tsim tsab cai superannuation tax siv,...

From superannuation to digital assets, there's much more to think about with estate planning than just creating a will.On this episode of the Friends With Money podcast, Money's Tom Watson is joined by William Moore, partner and head of private client advisory at Hall & Wilcox, to run through some of the essential components of estate planning.00:00 Introduction01:45 Why you need a will and when to update it04:51 Power of attorney08:05 Superannuation and naming beneficiaries12:17 Digital assets in estate planning15:04 Tax implications for beneficiaries18:43 Final Thoughts and Advice20:28 Conclusion#friendswithmoney #tomwatson #williammoore #estateplanningPodcast Links:Listen on Apple PodcastsListen on SpotifyMoney WebsiteYouTube Podcast PlaylistEmail Us: podcast@moneymag.com.auGet stories like this in our newsletter: bit.ly/3GDirbR

See omnystudio.com/listener for privacy information.

The Australian Government has backed down on its controversial superannuation tax plan, following long-running criticism from key industries. Treasurer Jim Chalmers announced the surprise decision today, one week after Prime Minister Albanese claimed the plan was going to remain unchanged. Australian correspondent Oliver Peterson says these changes have been met with support from Australians. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 10 October 2025. The topic for this week is: How do I start a pension from my super fund? Don’t be confused by the word pension, this has nothing to do with the Centrelink aged pension, it’s about turning […]

Tuesday 14 October 2025 The top five business stories in five minutes, with Sean Aylmer and Michael Thompson. Superannuation tax backflip Hamas releases hostages ANZ’s strategic shift Treasury Wines struggles in China Running app Strava eyes Wall St Join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That? - this week, can buying an EV save you money? Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Support the show: http://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

The proposed Wealth Tax on Superannuation has been revised—and it could have major implications for your long-term wealth planning. In this episode of Wealth Coffee Chats, tax and financial advisor Anthony Wolfenden breaks down:

Tuesday 14 October 2025 The federal government backflips on superannuation, watering down plans to increase taxes on balances above $3 million. Hamas releases Israeli hostages in the first step of the middle east peace plan. ANZ’s new boss outlines big changes to the bank’s strategy, winning plaudits from investors. Penfolds’ owner Treasury Wine Estates is struggling to sell into China. Strava beats all comers in the fitness app race. Join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That? - this week, can buying an EV save you money? Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

The rich keep getting richer while millions are falling behind. What future awaits us all?

Superannuation was the talk of parliament, with changes to payday super laws tabled, and Senate estimates revealing the $3 million changes might be under review.See omnystudio.com/listener for privacy information.

What if you could take the wild swings out of cattle prices and bring real certainty into your operation?In this episode, Ben Law sits down with Ripley Atkinson, livestock risk management specialist at StoneX. Ripley grew up on a mixed farm in Tamworth, worked across NT stations, MLA, and now helps producers and feedlots across Australia use structured tools to lock in margins and plan with confidence.Together, they break down how risk management works in plain language — from the cotton industry's long history of hedging to how Australian beef producers can now access similar tools through swaps and structured contracts. You'll hear how locking in even part of your herd at a set price can reduce volatility, strengthen bank relationships, and give you peace of mind when the market moves.Whether you're running a feedlot, backgrounding cattle, or breeding for processors, this conversation shows practical ways to protect your margins and take more control of your financial future — without getting lost in the jargon. If you've ever wondered how top operators smooth out the highs and lows of the cattle market, this episode gives you the roadmap.Disclaimer:The views, opinions of the presenters are solely their own and do not in any way reflect the views, opinions, endorsements or recommendations of STONEX. STONEX is the trade name used by STONEX GROUP INC. and all its associated entities and subsidiaries. StoneX Group Inc. provides financial services worldwide through its subsidiaries, including physical commodities, securities, exchange-traded and over-the-counter derivatives, risk management, global payments and foreign exchange products in accordance with applicable law in the jurisdictions where services are provided.Information and material presented is for educational purposes only and does not constitute any form of investment advice nor an offer or solicitation to invest in any financial instrument.This information provided is prepared by STONEX and is intended for general circulation. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You should take into account your specific investment objectives, financial situation or particular needs before making a commitment to invest, including seeking advice from an independent financial adviser regarding the suitability of the investment, under a separate engagement, as you deem fit.Representations of past performance are in no way an indication of future performance and such representations have not been verified by StoneX. No representation or warranty is given as to the accuracy or completeness of the information or material presented.The presentation herein is not directed to, or intend-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Money Man Scott Phillips talks Some good news for Mt Isa this week, but economists aren't sure a bailout of the copper smelter is a good idea, Will it be enough to save the smelter, and an important change is coming to Superannuation payments under new legislation https://play.listnr.com/podcast/the-good-oil-with-scott-phillips See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 3 October 2025. The topic for this week is: How much do I need in super to retire? If you’re in your 20’s and 30’s, retirement might seem like a long time off. If you’re in your 40’s, 50’s […]

There are about 3000 people across New Zealand receiving NZ Super who are not yet 65.

THE BEST BITS IN A SILLIER PACKAGE (from Tuesday's Mike Hosking Breakfast) But How Does This Affect Me?/Cuts Or Improvements?/Another Super Idea/What Ethnicity Are Your Kiwifruit?/Coke and Raspberry Is BackSee omnystudio.com/listener for privacy information.

Most Australians die with more money than they retired with. Are we squirrelling away too much into super — and if so, who benefits?

Superannuation வைத்திருக்கும் பலர் தங்களின் super கணக்கில் என்ன நடக்கிறது என்பதை கண்காணிப்பது இல்லை என்று கூறப்படுகிறது. Super கணக்கு உள்ள ஒவ்வொருவரும் தங்களின் super கணக்கில் கவனிக்க வேண்டிய விடயங்கள் குறித்து விரிவாக உரையாடுகிறார் பெர்த் நகரில் Prime Accounting AU என்ற நிறுவனத்தை நடத்தி வருபவரும் பொருளாதாரம், வருமானவரி, கம்பனி நிர்வாகம், AI தொழில் நுட்பம் உள்ளிட்ட துறைகளில் பல வருடகால அனுபவம் கொண்டவரும், ஆஸ்திரேலியாவின் CA CPA, மற்றும் AIM உயர்க்கல்வி நிறுவனங்களில் உறுப்பினராக பல பொருளாதார கட்டுரைகளை எழுதியுள்ள கோவிந்தராஜன் அப்பு அவர்கள். அவரோடு உரையாடுகிறார் செல்வி.

You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you actually get there. Enter our Superannuation Glow-Up series. Part 1 is all about getting the right foundations in place for you and Victoria is serving up the $0 tweaks that could completely shift the trajectory of your retirement.

If there's one thing to get right in your financial life, it's superannuation. It's the biggest free kick you'll ever get and worth bothering about.To wrap up Super September, we've built the Ultimate Super Checklist: 9 complete steps that'll make your super work harder today to set you up for success tomorrow.Listen to this episode, download the free checklist, and start ticking them off.xLinks Referenced:

Across most countries, education is one of the largest industries and one of the most difficult to change. Google's latest product release may give us an insight into a huge, AI-powered change coming to a classroom near you. That's not all we talk about in another big episode of Equity Mates:Australia's latest inflation numbers and what it means for interest rates We close Super September with our complete, 9-step Superannuation checklist Bryce's $500-to-$5k effort continues with a surprising update —------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Warren Buffett may have announced he's retiring at the end of the year, but he's certainly not finished yet.Recently his company has sold out of an investment it made in 2008, making 39-times its money in the process.Tune in to hear which company was Warren Buffett's latest big win.That's not all we're covering in another big episode of Equity Mates:Super September continues as we unpack the government schemes to boost your SuperSam Gordon joins to talk all things rent-vesting and how to get into property on any budgetFind out more about Sam Gordon and Australian Property Scout on their website.Australia Property Scout Summit Tickets Available here—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

ஆஸ்திரேலியாவில் வாழும் குறைந்த வருமானம் பெறும் தொழிலாளர்களுக்கு இந்த ஆண்டு மட்டும் சுமார் 50 கோடி டாலர்கள் வரை Superannuation சேமிப்பு இழப்பு ஏற்படும் அபாயம் நிலவுகிறது என ஓய்வூதிய பாதுகாப்பு அமைப்புகள் எச்சரிக்கின்றன. இது குறித்த செய்தியின் பின்னணியை தயாரித்து வழங்குகிறார் செல்வி.

Ruth Richardson does not want to see Nicola Willis resign. But the Former Finance Minister is calling on the current Minister to take a chainsaw to certain areas of spending. Recent GDP numbers have shown a worse-than expected economic picture - with a 0.9 percent dip in the June quarter. Ex Finance Minister Sir Roger Douglas is calling for the Minister's resignation. But Richardson says Superannuation's unsustainable and a bloated public service. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Only 43% of Australians have positive feelings about retirement. Getting our Superannuation in order is a big way to change that.As we continue our Super September coverage, we are joined by Daniel Shrimski, Managing Director of Vanguard Australia, to discuss Vanguard's 3rd annual reporting into Australians and retirement: How Australia Retires. We unpack some of the biggest findings from the report, including:Why so many working age Australians have negative feelings towards retirementHow much Australians think they'll need for retirement (and what the data says we'll actually need)The question of retiring with a mortgage or as a renter 5 steps every Australian can take to improve their retirement —------Thank you to Vanguard Super for sponsoring this episode and helping us keep all of our content free. Explore Vanguard Super at: vanguard.com.au/super—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Having argued the other week for compulsory KiwiSaver, it was sort of ironic, but probably lucky, that several reports came out post the comments that wanted the same thing. Then enter Winston who wants it as well, and will pay for it, apparently with tax cuts. Of course the tax cuts are completely unaffordable, but it doesn't make the compulsion a bad idea. I personally am not for compulsion, but it seems the only way to solve our never-ending inability to save. Here is what possibly is the defining argument: a bloke called John O'Malley, who works for Deloitte, has written a paper on creditor and debtor nations. That is when you take all of a country's financial dealings with the world and work out who owes what. Places like Germany and Japan and Switzerland are what they call "creditor nations". They are owed money. The debtor nations owe the money. It will not surprise you that New Zealand is a debtor nation. Australia, which is where the paper originated, is what they call a "switcher nation". In other words, Australia has been a debtor, but the numbers have reversed dramatically. Net foreign liabilities have gone from 63% of GDP in 2016 to 32%, to now 24%. If it keeps going, you're a creditor nation. How have they done this? Well, it's through a number of things because economies are complex, but no small contributor has been superannuation. Former Labor Treasurer Paul Keating introduced compulsion in 1992 from employee and employer, and they have never looked back. Yes, they had the usual arguments – it cuts into pay rises, it's unaffordable, etc. But 30-something years later the proof is in the numbers. We have an average KiwiSaver of $30,000-ish. They have an average of $130,000-ish. Recently, for the first time, they could say a person starting work and working for 40 years on an average salary could look forward to retiring in comfort. So, a problem solved. They don't debate retirement and its cost, and the wealth created makes them on the verge of being a creditor nation, joining the heavyweights like Japan and Germany and Switzerland. So New Zealand or Australia? Who would you rather be?See omnystudio.com/listener for privacy information.

How do people in Australia see the credibility of superannuation funds? - Bagaimana warga di Australia melihat kredibilitas tabungan dana pensiun atau superannuation fund?

Are we nearing a market top? Is the market overvalued? Should I wait to start investing? As markets hit all-time highs we've started noticing these questions popping up in our Instagram DMs and in the Facebook Discussion Group. So we're answering them in today's episode and explaining how we're investing at a time like this. That's not all in another big episode of Equity Mates:We unpack everything insurance in Superannuation Bryce's $500-to-$5k challenge continues - now with a second portfolio! —------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Last week, New Zealand First leader Winston Peters announced plans to campaign for compulsory KiwiSaver at the next election, and increase the minimum contribution from 4% to 12%. He said there would be tax cuts alongside these changes to help fund the increase in contributions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The pace of change in the AI landscape continues to accelerate. From lofty valuations, new use cases and changes in government policy, we're chatting through some of the biggest headlines that have caught our attention.Most importantly, we're talking about the best ways to invest in it as well.That's not all we cover in another big episode of Equity Mates:Chinese car makers continue to grow market share in AustraliaWe explore your different Superannuation optionsLuke Laretive reviews a community member's portfolio in the latest Pimp my PortfolioLLM / AI Chatbot Leaderboard discussed in the show.—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

This week: changes to Centrelink payment rates combined with the much-anticipated - and dreaded - increase to deeming rates. Additionally, there is an issue with seniors obtaining credit cards after retirement. 

As we work and accumulate super throughout our careers, we hope to build a tidy nest egg for our retirement. But if you pass away before accessing the money, who receives it?