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Superannuation, investing, retirement strategies, estate planning, pensions, tax and finances. Nick Bruining, independent financial advisor, joins Rod Quinn on Nightlife to answer listener questions, and give advice regarding the latest finance news.
Most farming families don't fall apart because of bad intentions.They stall because the right conversations never quite happen.In this episode, Ben sits down with communication specialist Katie Godden to talk about the one skill that quietly determines whether families move forward together — or slowly drift out of alignment. It's the skill behind tough conversations that never get started, meetings that heat up too fast, and decisions that keep getting pushed down the road.Why do capable, hardworking families avoid the conversations they know matter? What actually causes things to escalate — or shut down completely — even when everyone wants the best outcome? And how do you raise sensitive issues without lighting the fuse or damaging relationships you can't afford to lose?This conversation cuts to the heart of what really holds families back — not strategy, not money, not effort — but how they communicate under pressure. If you've ever walked away from a discussion thinking “that didn't go how I hoped”, or felt the tension of unspoken issues building over time, this episode will hit close to home.It's practical. It's grounded in real family dynamics. And it speaks directly to anyone who knows their family, business, and future deserve better conversations than the ones they're currently having.----------------------------------------www.morrisseyco.com.au ----------------------------------Katie's communication training program, Grassroots Communication, teaches the exact skills, top families in ag use to increase trust, increase family alignment, and strengthen long-term relationships.If you want to get ahead of the game, head on over to katiegodden.com/grassroots and use the code AGRICOACH for 15% off.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
Send Us A Message! Let us know what you think.In this episode of New Zealand Property Insights, Paul and Debbie Roberts unpack the stark warnings from the recent New Zealand Economic Forum regarding the future of NZ Superannuation. With an aging population and changing economic data, relying solely on the government for retirement is becoming an increasingly risky strategy.In this episode, Paul and Debbie cover:The Superannuation Squeeze: A breakdown of why the retirement age may need to rise to 72 or 73 for the country to afford the Superannuation Bill. The hosts discuss the dropping dependency ratio and the alarming fact that 40% of Kiwis reach age 65 with little to no private savings.Reserve Bank Outlook & Interest Rates: With the OCR sitting at 2.25%, the Reserve Bank has indicated that mortgage rates may only fall a further 20 to 30 basis points. Paul and Debbie discuss why 70% of borrowers are now choosing to fix their mortgages for at least one year and how to structure loans in a flat-to-rising market.MBIE Landlord Compliance Crackdown: A recent sweep of 53 student rentals in Dunedin resulted in 23 warnings and 12 improvement notices. Discover why taking a planned, preventative approach to maintenance and documenting everything is essential to protect your investment business.Whether listeners are planning for retirement or looking to ensure their rental properties remain compliant, this episode cuts through the noise to provide actionable, factual insights.Resource Links:
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 27 February 2026. We’re at the end of February the year is flying! Luke is joined by Leon Delaney to talk about a topic that every working Australian will need to give consideration to at some point. The topic […]
New data has been released by the Association of Superannuation funds Australia and it showing the amount Australians need to retire comfortably has just hit a record high. Jenneke Mills, Finance Expert at MLC gives us the numbers. See omnystudio.com/listener for privacy information.
There's a quiet habit that separates families who stay sharp across generations from those who slowly lose their edge… and it has nothing to do with markets, rainfall, or land values.In this straight-shooting mini episode, Ben Law shares a lesson handed to him decades ago by a highly successful operator — a lesson that sounded almost too simple to matter, yet has shaped how he works with some of Australia's most driven farming families today. It challenges the way we handle pressure, the conversations we tolerate around the kitchen table, and the standards we quietly accept in ourselves.What happens when complaining feels justified… but comes at a hidden cost? Why do some families face the same setbacks as everyone else yet keep moving forward with clarity and direction? And how does the voice in your own head influence the way you lead your family, business, and future?This episode is a sharp reminder that long-term success isn't just built on strategy, scale, or hard work. It's built on standards — especially the ones nobody sees. If you're serious about building a family enterprise that holds strong through tough seasons, this conversation will challenge how you show up when things don't go to plan.----------------------------------------www.morrisseyco.com.au-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
T20 World Cup Daily, 2026, Super 8's, Day 17 – West Indies/Zimbabwe: It was a proud day for Zimbabwe as they landed in Mumbai to kick off their inaugural Super 8's campaign in the Men's T20 World Cup. It won't be a day that either their fans or India fans, for that matter, will remember fondly. Firdose Moonda joins Daniel Norcross. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 20 February 2026. The end of of Summer is almost upon us! Luke is joined by Leon Delaney to talk about a topic that is important for parents and grandparents. The topic is: How can you give your kids […]
T20 World Cup Daily, 2026, Super 8's, Day 16 – India/South Africa, England/Sri Lanka: A capacity crowd in Ahmedabad were shocked to silence by a powerful South Africa, who provided a blueprint on how to overcome the tournament favourites. Earlier, England continued their stuttering march through the World Cup. Are they the best of the worst? Fidel Fernando joins Daniel Norcross. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
There's a lot of talk about buying property through a Self-Managed Super Fund at the moment, but the difference between a smart strategy and an expensive mistake is knowing the rules and the real numbers. Today we cover what lending actually looks like, what it costs to set up and run, and the compliance traps that catch people out. On this episode, we discuss: (00:00) Intro (00:24) Why Everyone Is Talking About Self-Managed Super Funds (01:37) The Rise Of Property Investment In SMSF's (05:14) Can You Renovate Property In A Self-Managed Super Fund? (06:08) How Much Deposit Do You Need To Buy Property With Self-Managed Super Fund? (09:44) How Business Owners Can Buy Commercial Property With A SMSF (12:30) Paying Zero Capital Gains Tax On Property In Retirement (14:24) How Much Does It Cost To Set Up A Self-Managed Super Fund (17:05) The Risk Of Losing Insurance When Switching Super Funds (20:28) Why You Cannot Develop Or Live In Self-Managed Super Fund Property (24:58) Annual Accounting And Audit Fees For A Self-Managed Super Fund Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
T20 World Cup Daily, 2026, Day 14 – Australia/Oman: Australia did as you might expect with their campaign officially over, obliterating Omar. But Adam and Bharat Sundaresan are also keen to explore the broader topic of the nation's weird relationship with T20 cricket. Onwards to the Super 8s! Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
T20 World Cup Daily, 2026, Day 13 – Zimbabwe/Sri Lanka, Afghanistan/Canada, West Indies/Italy: Zimbabwe go through to the Super 8 stage unbeaten. They're a serious team making serious strides. West Indies held back a spirited Italy, and Afghanistan bade an emotional farewell to coach Jonathan Trott. Firdose Moonda joins Daniel Norcross. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
More investors are coming to realise that inherited super is taxed at 17 per cent, but the government has stirred a hornet's nest in adding a de facto death tax into the new super tax legislation. What to do? Hugh Robertson of Centaur Financial joins Associate Editor James Kirby in this episode. In today's show, we cover: Inheritance tax changes : What you need to know Understanding your super caps for the year ahead How the kids raise your Medicare Levy Surcharge Dealing with overseas shares and ETFs See omnystudio.com/listener for privacy information.
It might surprise many of our listeners to learn that compassionate grounds for the early release of superannuation have actually been around for a long time since 1 July 1994, shortly after Australia's modern superannuation system was introduced.And since 1 July 2018, it's the Australian Taxation Office (ATO) that has been responsible for approving these applications.This topic has been attracting a lot of attention lately, and not always for the right reasons. Heightened media coverage, combined with some unfortunate commentary, has led to questions being raised about the integrity of our profession. In this episode of RiskBites, we unpack what's really going on. We separate fact from fiction, talk through what compassionate release actually involves, and share practical guidance for navigating an area that's now under close scrutiny. The goal is simple: to help our members feel informed, confident, and clear about their responsibilities in a rapidly evolving space.
ඕස්ට්රේලියානුවන් හතර දෙනෙකුගෙන් එක් අයෙකුට තමන්ගේ විශ්රාම වැටුප් අරමුදල නැතිනම් Superannuation ගිණුමේ නම කුමක් දැයි මතකයෙන් පිළිතුරු දිය නොහැකි බව නවතම සමීක්ෂණයක් හෙළි කරනවා.
Most farming families don't break when things go wrong.They break when pressure becomes the normal state — and nobody notices until the cost shows up years later.In this conversation, Ben sits down with Ali Flynn — therapist, facilitator and high-performance practitioner — to talk about the kind of resilience that actually holds up under real-world pressure. Not the “push harder” version. Not the silent grind. But the type that protects decision-making, relationships, health, and long-term leadership capacity when the stakes are high and the margin for error is thin.This episode speaks directly to families who are carrying responsibility across generations — the ones juggling business complexity, family dynamics, unpredictable seasons, and the constant expectation to stay sharp no matter what's happening in the background. When pressure rises, why do some people stay calm, clear, and connected — while others slowly slip into reaction, withdrawal, or burnout without realising it's happening?Ali brings lived experience, clinical depth, and a grounded understanding of high-performance environments to unpack what's really going on beneath the surface when capable people start making poor decisions, shutting down, or running on empty. The conversation challenges the idea that resilience is just about toughness, and instead points to something far more strategic — and far more sustainable.If you've ever wondered why smart, driven people can still feel overwhelmed…why success sometimes comes with an invisible cost…or how pressure quietly reshapes behaviour inside families and businesses —this is one worth listening to all the way through.----------------------------------------www.morrisseyco.com.au ----------------------------------Katie's communication training program, Grassroots Communication, teaches the exact skills, top families in ag use to increase trust, increase family alignment, and strengthen long-term relationships.If you want to get ahead of the game, head on over to katiegodden.com/grassroots and use the code AGRICOACH for 15% off.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
T20 World Cup Daily, 2026, Day 12 – South Africa/UAE, Pakistan/Namibia, India/Netherlands: If it's universally accepted India are the team to beat, are South Africa the most likely to knock them off? They've flown under the radar into an undefeated group run and face the men in blue in their Super 8 opener. Meanwhile, Pakistan are straight back on the bike, as three teams say goodbye. Adam Collins has Firdorse Moonda in Delhi with him. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
What does it actually mean when someone says, "I just want to be heard" and why does it matter so much in mediation? In this episode, I'm joined by Gerard Rees, Senior Family Dispute Resolution Practitioner at Simple Separation, to unpack what mediators listen for, how power imbalances show up, and why superannuation is often the most underestimated asset in family property settlements. We talk through full and frank disclosure, why you shouldn't mediate "blind," and the very real house vs super trade-offs that can shape your life not just now but in 10, 15, 30 years. In this episode we cover: Why "I want to be heard" can signal a power imbalance (especially financially); The non-negotiables before mediation: an agreed balance sheet + values + disclosure; Why legal advice before mediation changes everything (confidence, clarity, reality testing); How the law recognises non-financial contributions (parenting + domestic work); Why super feels "personal" (and why people get emotionally attached to it); The most common house vs super trade-off and how to think it through; Gerard's best "pause before you agree" tip: today's needs vs future security. Let's Keep the Conversation Going: Visit Divorce and Separation Hub to explore expert resources, courses, and programs tailored to your needs. Share your questions or comments you're not alone in this. Host: Nikki Parkinson, TEDx Speaker, Divorce Doula, Coach and Founder of The Divorce and Separation Hub. The Divorce and Separation Hub Website The Divorce and Separation Hub Instagram The Divorce and Separation Hub Facebook The Divorce and Separation Hub Linkedin Join our Divorce and Separation community HERE. Watch Nikki's TEDx Talk HERE. Guest: Gerard Rees, Senior Mediator, Simple Separation Website Instagram Loved This Episode? Support the podcast by subscribing, leaving a five-star review, and sharing it with someone who could use a little extra support right now. This podcast's audio production crafted by Dan at dankingproductions.com.au. This episode is sponsored by Simple Separation, the smarter way to separate. Simple Separation is an online, fixed-fee service designed to help Australian couples finalise their divorce and separation respectfully, collaboratively, and without the stress of going to court. From property settlements and parenting plans to child support and divorce applications, everything you need is under one roof, saving you time, money, and unnecessary conflict. Book your free consultation today to find out if Simple Separation is right for your situation at simple-separation.com.au. Disclaimer I hope you enjoyed the podcast today. The information we discussed today was just that information only. It is not specific advice. If you take action following something you heard today, it is important to make sure you get professional advice about your unique situation before you proceed, whether that advice be legal, financial, accounting, medical or other advice. Please reach out to me if you have any questions or if there's another topic you'd like explored.
T20 World Cup Daily, 2026, Day 11 – Zimbabwe/Ireland, Scotland/Nepal, New Zealand/Canada: It's not often that the story of the day doesn't feature any of the six teams scheduled to play. A washout at Pallekele sentenced Australia to an early exit from the World Cup and sealed Zimbabwe's progress to the Super 8 stage. We begin the post-mortem on Australia's campaign. Elsewhere, Nepal and Scotland went down to the wire, and New Zealand looked to get over some tummy trouble in their clash with Canada. Fidel Fernando joins Daniel Norcross. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
At the very core of wealth building is the dilemma of setting up your super or making sure you own a home; The long-term returns on both investment choices are broadly similar, but the tax system is hugely in favour of the home-owner. So what to do? James Gerrard of www.financialadviser.com.au joins Associate Editor James Kirby in this episode In today's show, we cover: The in-built bias against renters in the tax system If you already contribute 12% to super by law- should you add more? The lesser-known bias against renters in pensions and super Optimising the tax system to your life-stage See omnystudio.com/listener for privacy information.
T20 World Cup Daily, 2026, Day 10 – UAE/Afghanistan, England/Italy, Sri Lanka/Australia: A quite stunning run-chase, led by the brilliant Pathum Nissanka, has seen Sri Lanka sink Australia and quite possibly end their campaign too. Huge. Meanwhile, England got it done against Italy but we're still none the wiser if they're any good, and Afghanistan did as they must but won't escape their group. Adam Collins has Matt Roller with him. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 13 February 2026. Luke is joined by Leon Delaney to talk about a super strategy that is largely underutilised by most Australians. The topic is: Catch up concessional contributions: What are they and how do you do it? Most […]
T20 World Cup Daily, 2026, Day 9 – Nepal/West Indies, USA/Namibia, India/Pakistan: Was there ever any doubt? India charges on after another Pakistan capitulation at the hands of their rivals. Earlier, the USA impressed again as the Windies suggest they're going to be a real handful in the Super 8 stage. Andrew Fidel Fernando is at Colombo; he's with Bharat Sundaresan. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
T20 World Cup Daily, 2026, Day 8 – Ireland/Oman, England/Scotland, South Africa/New Zealand: Are England going to be a contender? Does anyone know? They're back on the winners list, that much we do know. Meanwhile, South Africa are up and about, and Ireland are still a chance of making the Super 8s. Today, we have Daniel Norcross with Nathan Joey Johns. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
T20 World Cup Daily, 2026, Day 7 – Zimbabwe/Australia, UAE/Canada, USA/Netherlands: What a performance from Zimbabwe, shocking Australia at a World Cup for the third time. Later in the day, a brilliant UAE chase and then a disaster for the Dutch. We have Daniel Norcross, who was on radio broadcasting on the huge upset in Colombo, joining Adam Collins. Support our show with a Nerd Pledge at patreon.com/thefinalword Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
An investment company boss predicts New Zealanders will have to work into their 70's for the country to afford superannuation. Milford's Blair Turnbull says it's inevitable the age for super will rise - and be means tested. Koura Wealth Managing Director Rupert Carlyon joins Heather to discuss whether it should be government or personal responsibility to make sure you have enough for retirement. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Let's talk about superannuation – which I've noticed we are doing more and more frequently and which I think will probably become even more frequent as our population gets older over the next few years. It's come up again because the boss of Milford Investments has given a speech warning that this talk of taking the pension age from 65 to 67 is simply not enough. And realistically, we have to lift it from 65 to 72 or maybe 73. Apparently, we aren't taking the unaffordability of superannuation seriously enough, which actually I do agree with, the latter part, that we're not taking it seriously enough. About 60 years ago, we used to have eight workers supporting one pensioner. Today, we've got half of that, four workers supporting every one pensioner. By the time I'm claiming my pension, it's going to be two workers supporting every pensioner. That is completely unaffordable. It will not work. We will not be able to do it. My prediction is that we are not going to take this seriously until we see the government starting to take this seriously because unfortunately, they are the ones who have to lead here. They need to start leading by example. If they want us to save money by giving up years of our pension, which is what the National Party will likely campaign on, then I'd like to start to see them starting to save money as well. No more throwing money at the Sunny Kaushal's of this world-or to, in my opinion, silence possible criticism. No more giving billions to Shane Jones to blow on businesses that can't stand on their own two feet without government funding. No more giving students a year of free tertiary education to buy votes. When they start taking the so-called silver tsunami seriously, so will the rest of us, I suspect. It's called compromise. Until then, the pension remains the way that hardworking taxpayers who don't get all that other free government money, get back some free government money. LISTEN ABOVE.See omnystudio.com/listener for privacy information.
T20 World Cup Daily, 2026, Day 6 – India/Namibia, Italy/Nepal, Oman/Sri Lanka: A red-letter day for cricket in Italy, taking points at this stage of the World Cup for the first ever time. India were out to flex their considerable muscle against Namibia, and Sri Lanka were out to do the same against Oman. Cameron Ponsonby joins Adam Collins Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Get your copy of Bedtime Tales for Cricket Tragics: linktr.ee/tfwbook Support the show with a Nerd Pledge at patreon.com/thefinalword Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
Superannuationஇல் அதிக சேமிப்பு இருப்பு வைத்திருப்பவர்களுக்கு அதிக வரி, குறைந்த வருமானம் உள்ளவர்களுக்கு அதிக Superannuation என்று சில சீர்திருத்தங்களை கொண்டுவர அரசு முனைந்து வருகிறது. இது குறித்த செய்தியை எடுத்து வருகிறார் செல்வி இன்பசேகரன்.
T20 World Cup Daily, 2026, Day 5 – Afghanistan/South Africa, Australia/Ireland, England/West Indies: The tournament roared into action on a scarcely believable day. Afghanistan and South Africa kicked us off with one of the most memorable international T20 finishes of all time, a double super-over that saw fortunes see-saw with each of the final 30 deliveries of the match. Elsewhere, Australia sent out an SOS for Steve Smith after talisman Mitchell Marsh suffered a gruesome testicle injury prior to their opening game against Ireland, and England and West Indies added another high-octane chapter to their history of playing each other at the Wankhede. Bharat Sundaresan joins Daniel Norcross. Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Get your copy of Bedtime Tales for Cricket Tragics: linktr.ee/tfwbook Support the show with a Nerd Pledge at patreon.com/thefinalword Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
T20 World Cup Daily, 2026, Day 4 – Netherlands/Namibia, New Zealand/UAE, Pakistan/USA: Pakistan are on the board, but do they have what it takes to touch India? It's the main question for Adam and Andrew Fidel Fernando. And how about those Black Caps? They could not be going any better. As for the Dutch, they've been the best associate on show so far. Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Get your copy of Bedtime Tales for Cricket Tragics: linktr.ee/tfwbook Support the show with a Nerd Pledge at patreon.com/thefinalword Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
Superannuation, investing, retirement strategies, estate planning, pensions, tax and finances. Nick Bruining, independent financial advisor, joins Philip Clark on Nightlife to answer listener questions, and give advice about the latest finance news.
Should you put extra money into your mortgage, super or personal investments? It's not always a simple decision.On this episode of the Friends With Money podcast, Money's Tom Watson is joined Terry Vogiatzis, director of wealth management at Omura Wealth Advisers, to discuss the pros, cons and trade-offs involved with making use of extra funds.01:11 Why people find the decision tricky02:11 Factors to consider before diving in03:50 Assessing extra mortgage contributions06:33 Superannuation vs other personal investments11:38 The benefits of seeking financial advice14:04 Final thoughts and additional tips#friendswithmoney #tomwatson #terryvogiatzis #investing #super #mortgagesPodcast Links:Listen on Apple PodcastsListen on SpotifyMoney WebsiteYouTube Podcast PlaylistEmail Us: podcast@moneymag.com.auGet stories like this in our newsletter: bit.ly/3GDirbR
T20 World Cup Daily, 2026, Day 3 – South Africa/Canada, Zimbabwe/Oman, Scotland/Italy: South Africa were eager to show that they weren't going to suffer a scare against an associate in their opening fixture, but could Canada take some paint off the tournament hopefuls? Elsewhere, the Italian team made their big stage debut against comparative veterans Scotland, and Zimbabwe were out to open their campaign by flexing some muscle against Oman. Firdose Moonda joins Daniel Norcross. Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Get your copy of Bedtime Tales for Cricket Tragics: linktr.ee/tfwbook Support the show with a Nerd Pledge at patreon.com/thefinalword Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 6 February 2026. Luke is joined by Leon Delaney to talk about a super topic that is specific to people who have been employed within the Public Sector. The topic is: What is the Transfer Amount in the PSS […]
T20 World Cup Daily, 2026, Day 2 – New Zealand/Afghanistan, England/Nepal, Sri Lanka/Ireland: England nearly turned back the clock to become an associate member scalp but held their nerve in the end against the rising Nepalese, before Sri Lanka and Ireland played one that won't be spoken of in hushed tones. Earlier, the Black Caps banked an important early result against an Afghan team that made it to the final four last time. In Colombo, we have Andrew Fidel Fernando joining Bharat Sundaresan. Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Get your copy of Bedtime Tales for Cricket Tragics: linktr.ee/tfwbook Support the show with a Nerd Pledge at patreon.com/thefinalword Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
T20 World Cup Daily, 2026, Day 1 – India USA, Scotland West Indies, Pakistan Netherlands: An expectant full house at the Wankhede fell silent early on as India's top order collapsed to the unfancied Shadley van Schalkwyk. Were Suryakumar Yadav's late fireworks enough to launch India's World Cup defence? Earlier, the Netherlands went hunting for another giant-killing, this time against a shaky Pakistan in a truly bonkers fixture, and tournament latecomers Scotland faced down a barrage from another late arrival, Shimron Hetmyer. Matt Roller joins Daniel Norcross. Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Get your copy of Bedtime Tales for Cricket Tragics: linktr.ee/tfwbook Support the show with a Nerd Pledge at patreon.com/thefinalword Try the new Stomping Ground Final Word beer, or join Patreon to win a case: stompingground.beer Maurice Blackburn Lawyers - fighting for workers since 1919: mauriceblackburn.com.au Get your big NordVPN discount: nordvpn.com/tfw Get 10% off Glenn Maxwell's sunnies: t20vision.com/FINALWORD Find previous episodes at finalwordcricket.com Title track by Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices
Whether you are with a big super fund - or run your own SMSF - the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? The chances are that you are being too conservative because you are going to live a lot longer than you realise. Anna Shelley, chief investment officer at AMP joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Are you taking enough risk? The end of traditional age-based rules for investors A new era of inflation could shrink your spending power Getting to know the 'bucket strategy' See omnystudio.com/listener for privacy information.
Superannuation-இல் கூடுதல் பங்களிப்பு செய்து ஓய்வு பெறும் காலத்திற்காக சேமிப்பதுடன் அதன் மூலம் வரிச்சலுகை பெறும் வகையில் பல வகையான பங்களிப்பு contribution வழிமுறைகள் உள்ளன. இப்பங்களிப்பு வழிமுறைகள் குறித்து விரிவாக விளக்குகிறார் பெர்த் நகரில் Prime Accounting AU என்ற நிறுவனத்தை நடத்தி வருபவரும் பொருளாதாரம், வருமானவரி, கம்பனி நிர்வாகம், AI தொழில் நுட்பம் உள்ளிட்ட துறைகளில் பல வருடகால அனுபவம் கொண்டவரும், ஆஸ்திரேலியாவின் CA CPA, மற்றும் AIM உயர்க்கல்வி நிறுவனங்களில் உறுப்பினராக பல பொருளாதார கட்டுரைகளை எழுதியுள்ள கோவிந்தராஜன் அப்பு அவர்கள். அவரோடு உரையாடுகிறார் செல்வி.
You don’t need spare cash to make your future better. You just need to make sure the future fund you already have is working as hard as it can for you. Super is usualy one of the last things we think of when it comes to our finances. It’s boring, it’s confusing, and it feels like a future problem. But quietly? It’s one of the easiest places to make real impact without changing a single thing about your day to day life. This is the last episode of our Summer Starter Series (episodes 1-4 are linked below), and it’s all about the $0 moves that can seriously change your long term outcome. We’re talking log in, check a few settings, log out in a better financial position. Victoria walks you through a proper super hygiene check, how to compare funds without falling for shiny marketing, and why your investment option matters way more than most people think. If super has been sitting in the too hard basket, or you’ve been quietly feeling behind without knowing why, this is the reset that makes everything feel clearer.MORE EPS ON SUPER: The small tweaks that could make you a millionaire LISTEN TO EP 1: Budgeting and Cash FlowLISTEN TO EP 2: Managing DebtLISTEN TO EP 3: Making Saving EasierLISTEN TO EP 4: Protecting Yourself with Personal Insurance FREEBIES: All our best free money resources in the one place here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
The sharemarket is surging and we are trading like it's late 2007, which makes it a very good time to review how your portfolio would fare if things turn sour.It's also time to catch up on new changes in super. Liam Shorte of the Sonas Wealth group joins Associate Editor, James Kirby in this episode In today's show, we cover: Cash, annuities and hybrids Stings in the new super tax bill US investments and Australian tax Should I transfer my UK pension back to Australia? See omnystudio.com/listener for privacy information.
Partner at McGowan Robertson Lawyers, Phillip McGowan joins Philip Clark and listeners to Nightlife to help untangle the web of superannuation, wills and estate planning.
The election date is locked in and the gun has officially been fired. November 7 is now circled, but as we head into campaign mode, the biggest issue facing New Zealand is still being quietly ignored. Chris Hipkins delivers a State of the Nation with no new policy and plenty of familiar lines. Duncan argues the real problem isn't revenue, tax or spending. It's courage. National superannuation is now swallowing nearly 18 percent of government spending, yet no major party is willing to confront what comes next. We also check in with Federated Farmers president Wayne Langford to see how rural New Zealand is really tracking. For the first time in a long while, farmers are doing well. Commodity prices are strong, debt is coming down and confidence is returning. So how would a change of government affect them, and does it even matter when most of their product is sold offshore? Learn more about your ad choices. Visit megaphone.fm/adchoices
Nearly a million people in New Zealand are currently receiving Superannuation, getting payments of between nearly $600 and just over $1000 every fortnight. But in this cost of living crisis, how easy is it to survive on the pension? Ed McKnight tried living on it for a week and came to a couple of conclusions around what it would be like to retire. LISTEN ABOVE See omnystudio.com/listener for privacy information.
The Elephant In The Room Property Podcast | Inside Australian Real Estate
Property investing has rarely looked more seductive—or more dangerous. In this episode, Veronica and Chris unpack the growing gap between how property portfolios are being sold and how risk is quietly stacking up beneath the surface. As regulators tighten lending rules and banks pull back, the question isn't whether the rules are changing—it's whether investors are paying attention.The conversation dives deep into aggressive lending practices now under scrutiny: trust lending, SMSF borrowing, equity extraction, and the promise of “instant equity” through optimistic bank valuations. Veronica and Chris challenge the idea that buying multiple properties fast is a strategy, exposing how many portfolios are built on valuation certificates rather than fundamentals—and what happens when interest rates rise, rents soften, or lending conditions tighten.They also examine the uncomfortable incentives driving this behaviour: buyer's agents rewarded for volume, brokers pushed to maximise borrowing capacity, and everyday Australians—often in their late 40s and 50s—being sold complex structures they don't fully understand. From regional markets distorted by borderless buying to SMSFs loaded with illiquid property, the risks are not theoretical—they're already unfolding.This episode is a warning shot. If your strategy relies on constant refinancing, rising valuations, or ever-looser lending, this conversation will force you to rethink it. Because when the cycle turns, the consequences won't be shared evenly—and paper equity won't save you.Episode Highlights00:00 — Introduction to Property Investing Risks01:11 — Regulatory Crackdown on Risky Lending01:46 — The Role of Buyer's Agents and Brokers03:19 — Trust Lending and Self-Managed Super Funds12:19 — Instant Equity and Market Manipulation18:40 — The Pitfalls of Following Bad Advice24:28 — Questionable Advice from Buyer's Agents25:32 — Judging Awards and Industry Practices26:16 — Vulnerable Investors and Risky Promises27:13 — APRA's Role and Investor Lending Trends29:31 — Superannuation and Property Investments35:32 — Private Lending and Market Risks42:53 — Cross Collateralization and Loan Structuring48:54 — Conclusion and Final WarningsAbout the HostChris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.Veronica Morgan is a buyer's agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.Together, they bring a practical, evidence-based lens to Australia's property market — challenging assumptions and unpacking what actually matters.ResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers
Superannuation Nomination என்பது, நீங்கள் இறந்தால் உங்கள் ஓய்வூதிய நிதியை யார் பெற வேண்டும் என்பதை பதிவு செய்து வைக்கும் செயல்முறையாகும். இது குறித்த பல கேள்விகளுக்கு பதில் தருகிறார் நிதிதுறையில் பல ஆண்டுகள் அனுபவம் கொண்ட பிரிஸ்பனை சேர்ந்த ராமநாதன் கருப்பையா அவர்கள். அவரோடு உரையாடுகிறார் செல்வி.
Most Australians die with more money than they retired with. Are we squirrelling away too much into super — and if so, who benefits?
We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sorted, but part 2 is all about small things you can do to turbocharge your growth. We’re talking simple, realistic changes that add up to massive long-term results, even when life is expensive and you’re just trying to get through the week.In this ep: