Podcasts about superannuation

The Albanese government wants to reduce the tax breaks for those with more than $3m in superannuation. And while sections of the media are highly critical of the changes, others say the proposal does little to address intergenerational inequality in the tax system. Columnist Greg Jericho speaks to Reged Ahmad about why the media debate over a smaller tax break for Australia's wealthiest 0.5% is divorced from reality You can support the Guardian at theguardian.com/fullstorysupport

The government's proposed $3 million Superannuation tax is capturing headlines and sparking fierce debate. In today's episode we break down the proposed changes, why they're controversial and everything you need to know. That's not all we unpack in another big episode of Equity Mates: WiseTech has made its biggest acquisition to date Uranium stocks are ripping BYD continues to outpace Tesla Why Aussie tech stocks reach such crazy valuations —------Want to get involved in the podcast? Record a voice note or send us a message—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)Check out our latest show: Basis Points (Apple | Spotify | YouTube) and read the accompanying Basis Points email—------Looking for some of our favourite research tools?Download our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

$3 மில்லியனுக்கும் அதிகமான இருப்பு உள்ள Superannuation ஓய்வூதிய கணக்குகள் ஈட்டும் வருவாய் மீதான வரியை 15 சதவீத்திற்கு பதிலாக 30 சதவீதமாக இரட்டிப்பாக்கும் சட்டம் ஏற்கனவே நிறைவேற்றப்படாமல் போன நிலையில் தற்போது புதிய நாடாளுமன்றத்தில் இச்சட்டம் நிறைவேற்றப்படக்கூடும் என்று கூறப்படுகிறது. இது குறித்த செய்தியின் பின்னணியை தயாரித்து வழங்குகிறார் செல்வி.

With cost of living pressures still affecting many Australians, the hurt to both the hip pocket and to mental health is evident.See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 23 May 2025. The topic for this week is: How do you get a deduction for a super contribution and what is a ‘Notice of Intent”?. This topic follows on from last weeks show which explored the difference […]

FIRST WITH YESTERDAY'S NEWS (highlights from Monday on Newstalk ZB) Kiwisaver, Super and Pensions - They're Tweaking the Lot/Aw, Ref!/Idiotic Escalator AdviceSee omnystudio.com/listener for privacy information.

FIRST WITH YESTERDAY'S NEWS (highlights from the weekend on Newstalk ZB) Getting a Haircut and a Real Job Not the Government's Problem/Retirement Not the Government's Problem/AFC's Fairytale Fail/Decades of Grace and RageSee omnystudio.com/listener for privacy information.

It's one of the curious things about the structure of modern liberal democracies. Whether its sharemarkets or political cycles or even media coverage, a lot of the big forces that shape our society are influenced by short-term incentives. It gets us into all sorts of pickles. Take the Three Waters and the crisis with water infrastructure in New Zealand. The main reason we find ourselves with a vast infrastructure deficit is because for decades, heaps of local councils haven't properly invested to maintain the pipes. Why didn't they invest? Simple. Investment takes money and money means rates. And with woeful levels of engagement with local body elections, big rates increases and pledges to spend millions on water infrastructure that no one could see or appreciate weren't exactly vote-winners. Councillors who wanted to be re-elected have been incentivised to defer spending for the future. Someone else's problem. Predictably, of course, it snowballed. I think we risk the same thing with the aging population and the future of superannuation in New Zealand. We know that in a few short years, as more baby-boomers retire, the cost for superannuation combined with the impact of an older population on the health system is going to massively increase pressure on the Government books. Treasury has been warning about it for ages. There are going to be fewer of us of working age supporting more of us who are retired. And yet since the advent of KiwiSaver, there have been very few big steps to address the fast-approaching meteorite. I'm pleased to see the Government move on Kiwisaver contributions in the Budget this week. It's well overdue in my opinion, and although it'll be a burden for a lot of businesses in the short term, I'd personally support steps that encouraged a greater rate of retirement saving in the future. It occurs to me that a massively underrated component in the Australia vs New Zealand equation is superannuation. Saving for super is compulsory in Australia. But not only are wages higher across the ditch, in six weeks, the compulsory employer rate goes to 12%. I'm not suggesting we instantly introduce a 12% rate here – businesses would be driven into the ground. But it's interesting to note that in Australia, for most workers, the tax on employer contributions is much lower than that in New Zealand. In the next few decades, Australians are set to retire with hundreds of thousands of dollars more than their New Zealand counterparts. I turn 65 in 27 years. I have no expectation that superannuation in its current form will exist by the time I get there. I have a sense of fatalism about the whole thing. It feels inevitable that I'll be paying for older generations to enjoy universal super, only for the settings to finally change once I'm on the home straight to 65. I do find one thing about the Government's move this week particularly curious. They've opened the door to means-testing KiwiSaver. Those who earn more than $180,000 won't receive the Government contribution. I don't claim to know what the best solution is. But there will be many working New Zealanders wondering, this week... if means-testing KiwiSaver benefits is acceptable, why shouldn't superannuation be means-tested too? LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Liberal and National parties look likely to address their differences and reunite after a week of turmoil almost saw the end of an 80-year arrangement. The number of detractors of the government’s superannuation policy grows. How to deal with intergenerational wealth transfer as the Baby Boomers continue to retire. And the ASX ends the week on a high. Interview with Marshall Ross, Partner Education Manager at MLC Life Insurance Email us your thoughts to moneynews@nine.com.auSee omnystudio.com/listener for privacy information.

Quite a well-known chief executive and finance guy told me once that, in business, you should always make use of other people's money first. Which is exactly what the Government is doing with the KiwiSaver changes announced in yesterday's budget. It wants more of our money going in from our wages and salaries and less of its money going in through government contributions. Although, that's our money too when it comes down to it. But the gist is, the minimum contributions are going to increase from 3 percent to 4 percent and the bit the Government chips in each year is halving - from a maximum of $520 to a maximum of $260. The change in what we pay-in to our KiwiSaver is going to be somewhat gradual. From April 1 next year, the rate will shift to 3.5 percent, before increasing again in April 2028 to 4 per cent. But if you're earning more than $180,000 a year, there'll be some changes coming sooner. You'll have no government money at all going into your KiwiSaver from July this year. Which I think is great. Because why should someone earning that amount of money get a government hand-out? They shouldn't. Especially, when you consider that the finance minister made no noises yesterday about any longer term changes - such as the ones I always have and always will push for: means testing the state pension and increasing the age you can get it. But with no talk about either of those, I think the Government should have gone harder and faster with the contribution changes. I'm not the only one who thinks this. Rupert Carlyon runs a KiwiSaver provider and he says 4 percent plus 4 percent is better than the 3 percent plus 3 percent that we have now - but nothing like the 6 percent plus 6 percent they have in Australia. And he says it's nowhere near the 15 percent average contribution rates in other OECD countries. He says: “We have a long way to go, but it's better than nowhere." Another provider, Dean Anderson, says the finance minister should have stood up yesterday and delivered an outline of how New Zealand is going to follow Australia's lead and increase contributions more than it did yesterday. And he will get no argument from me. Because we need to be way closer to the way they do things in Australia with their retirement savings scheme if there's any hope of keeping state pension entitlement anything close to 65. Which I think is way too low. The retirement age should be, at least, 67. We also need to be way closer to the way they do things in Australia if we're going to hold on to this pipedream of keeping the pension a universal benefit that everyone - whether they need it or not. Yes, I know the consequences of contributing more to KiwiSaver. It means less money in the pocket in the here and now. Which is why some people are warning us today that the changes aren't great news for everyone. Retirement Commissioner Jane Wrightson says low-income earners, Maori, women and self-employed will be hit the hardest by the lower government contributions. She says: "It's a shame there are so few government incentives for a scheme that underpins private saving for retirement.” The Retirement Commissioner would have liked to have seen the Government use the money it's going to save from reduced contributions to help these people out. But, irrespective of how we are affected by having to pay more into our KiwiSaver and getting less contributions from the government, we need to remind ourselves what saving is all about. It's about denying ourselves in the here and now, to benefit in the future. And yes, we will all be affected by these changes announced yesterday to varying degrees. But, what it comes down to for me, is that these changes are about denying ourselves a little bit more than we do at the moment, so that we can have a little bit more in the future. And what's so bad about that?See omnystudio.com/listener for privacy information.

Labour's defending its claim the Government's Kiwisaver changes steal 66-thousand dollars from a young person's retirement savings. The Government's halving its yearly contributions, and bringing in a cap at incomes of 180-thousand. Default employer and employee contributions will also rise to four percent. The party's finance spokesperson Barbara Edmonds told Ryan Bridge halving the Government's contribution will have a big impact. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Providing I make it to 65, and you don't count your blessings, but assuming for a second that I do, I don't expect I'll be receiving the full pension. And you know what? I'd rather receive less, at a later age, than pay more taxes through my working life. In 2006, the number of Kiwis aged 65+ was 495,000. It's increasing by about 80 people a day and is likely to reach 1 million by 2028. By 2050? 1.5 million. Compared to the OECD, we have the highest basic pension paid from general taxes. With fewer young people working to support it, Treasury has long forecast a cost blowout and the need for much higher taxes to afford this system. Personally, I'd like to take a pass on that. With about another 30 years on the clock before reaching this magical age, how much extra tax must I pay? Which colour government will be in charge when the inevitable happens? Why can't I instead invest my own money, and with the help of compounding returns, hopefully set myself up for my own retirement? Whatever measly amount I might get, I don't expect to get at 65. The UK, Australia, Denmark, US, Germany France and the Netherlands have all increased the age threshold. We will of course do the same at some point. Like most Kiwis, I hope, and again, you don't count your blessings, will have invested wisely and saved adequately to feed and house myself. If that changes, then a means tested system should always be a safety net. But at some point, it'll have to move from Think Big, to think Smaller. NZ Super will have to go on a diet. Crash dieting is never a sustainable way to trim the fat. Smaller, incremental changes over a long period of time afford best results. The same is true of NZ Super. And if the choice is higher taxes for 20 or 30 years instead of me investing that money myself. I'd back myself over the State any day. See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 19 May 2025. The topic for this week is: What is the difference between deductible and non deductible super contributions. Luke and Leon however start the show by talking about the principle of taxing unrealised capital gains which […]

New Zealand will pass an economic milestone in 2028, with the Government making it's first ever Super Fund withdrawal. The Finance Minister revealed yesterday they'll begin offset superannuation costs by withdrawing $32 million from the New Zealand Super Fund. From 2031, withdrawals are expected annually. Superannuation expert Jonathan Eriksen told Ryan Bridge it's exactly what the Superfund was set up to do. He says it's up to $80 billion currently and is generating returns of 10% per annum, with 1% of that being $80 million. LISTEN ABOVESee omnystudio.com/listener for privacy information.

This is the converstion I just had with Shamubeel Eaqub about the report on Social Cohesion that he has recently co-authored.  It is a wide ranging conversation where we cover: How to foster Social Cohesion, one positive step each day The negative side and reality of poverty in Aotearoa New Zealand Whether some issues like education, health and housing need to be removed from the political cycle Superannuation and what higher contribution rates might unlock The role of arts, sport, spiritual and community groups in building cohesion It was a wide ranging interview and I would love to hear feedback on what stands out to you?   The Report is here https://helenclark.foundation/support-our-work/social-cohesion/  440+ more interviews and content is at www.theseeds.nz 

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 9 May 2025. The topic for this week is: How much can you get into super this year, now that the limits have changed? With the end of financial year fast approaching, now is the time to start […]

What do Donald Trump's tariffs, China's trillion-dollar bond stash, and Australian interest rates have in common?They're all shaping your farm's future—and no one breaks it down quite like Saul Eslake.Back by popular demand, leading economist Saul Eslake returns to The Agricoach Wealth & Wisdom Podcast to help farming families make sense of today's economic chaos and where it might lead. From America's erratic trade decisions to what's really going on with Australian inflation and interest rates—this is a must-listen for anyone running a family business, carrying significant debt, or thinking about what lies ahead.We cover:Why Trump's tariffs are more than political theatre—and how they could trigger a global recessionThe hidden risks in the markets no one's talking about (hint: crypto and China's nuclear debt option)What farmers should expect from interest rates over the next 12–18 monthsWhy long-term thinking—not panic—is your best advantage right nowIf you care about protecting your business, your wealth, and your family's future—this conversation will help you stay focused, calm, and one step ahead.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

It was very clever of the Government announcing that it was going to pump $12 billion into defence before saying anything about where the money's coming from. A lot of us got all excited about the defence money because, even if you're a pacifist, you would have to agree that our defence force has been running on the smell of an oily rag for a very long time. That's just a fact. And we kind of accepted that there would have to be trade-offs. We just didn't know, and we still don't know, what those trade-offs are going to be. Today though it's being proposed that NZ Super should be the Peter that pays Paul, and that we need to sort out the elephant in the room and make people wait longer before they get the pension. And I agree. It's come from economist Cameron Bagrie who has been trying to find out where the defence spend money is coming from. Without any detail forthcoming from the Government, he's suggesting the Super scheme. He's saying: “We cannot continue to shy away from that rising expense if other priorities, such as defence, are going to be met.” He's not the only one talking about the pension scheme needing a reworking. The NZ Herald's head of business Fran O'Sullivan says it was a National Government that increased the entitlement age for NZ Super from 60 to 65. But that the current National Party leadership is sticking with the idea of not doing anything about the eligibility age until 2044. The party's current commitment is to keep the age at 65 for another 19 years. Fran O'Sullivan describes that as “nonsense”. And I agree with her too. There is no way we can afford to keep paying the pension to anyone and everyone once they turn 65 for another 19 years. National's policy at the moment commits it to increasing the age of entitlement to 67 after 2044, which means no one born before 1979 will be affected. So someone who is 47 now, for example, would still get the pension when they turn 65. Crazy. There's also nothing in National's policy about doing something about the other nonsensical part of all this – where people still get the pension if they keep working beyond 65. Because the pension —when it comes down to it— is to help stop people falling into poverty after they retire. That's what it's designed for. It's not there to pay for some joker's beer on a Friday and Saturday night, who doesn't need it for anything else because he's still working and earning a salary or wages. Or he might be someone who's made a truckload of money running a business and still earns a dividend or maybe even still draws a salary. Back to Cameron Bagrie. He's saying today that health and NZ Super make up 37% of government operational expenses and that things are only going to get tighter with more defence spending. He says: “We now have a new pressure in the mix: national security - which is being prioritised. No credible political party can ignore that.” Referring to the pension, he says: “We cannot continue to shy away from that rising expense if other priorities, such as defence, are going to be met.” It's not something former National Prime Minister Jim Bolger shied away from. Somehow, he managed to convince New Zealanders that increasing the qualifying age for was “plain common sense”, because people were living longer and receiving the pension for a lot longer. Age eligibility went up to 61 within a year of that and it's been 65 since 2001. And just like it was looking less affordable then, it's looking even less affordable now. That's why we need to have the same fortitude - or our politicians do - and they need to bite the bullet, instead of ignoring it. See omnystudio.com/listener for privacy information.

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 2 May 2025. The topic for this week is: Misconceptions around merging multiple super funds you may have. While merging funds may provide fee savings, there are a fact of lesser known reasons why you might have more […]

As Australian business employers prepare their FBT returns, Australian Taxation Office (ATO) Assistant Commissioner for Superannuation and Employer Obligations Peta Lonergan provides KPMG Workplace Advisory Partner Hayley Lock and Employment Tax Director Stacey Biggar with key tax updates for internal teams and compliance areas of interest in 2025.   Subscribe to KPMG Tax Now to receive regular updates. 

What do one of Australia's top tourism brands and a $300 billion super fund have in common? More than you might think!  We're on location at Discovery Parks Byron Bay to explore a surprising way Aussies are growing their super – just by booking a holiday.  Host Anne Fuchs sits down with Grant Wilckens (G'Day Group CEO) and Michael Weaver (ART Head of Global Real Assets) to talk about:  00:00 Why taking a holiday is good for your superannuation and retirement 01:36

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 25 April 2025. The topic for this week is: Transition to retirement. In this episode our own Financial Planner Luke Smith takes look at the rules around how you can access your super to improve your cashflow before […]

In this episode of THE SMSF Experts, Shelley is joined by Bryce Figot, special counsel at DBA Lawyers, to discuss the significant impact of case law on SMSF trustees and compliance obligations. With over 21 years of experience in tax and superannuation, Bryce shares insights on landmark cases like Hill v. Zuda, Katz v. Grossman, and the consequences for SMSF professionals and auditors. Shelley and Bryce dive into how these legal precedents have shaped best practices, estate planning, and the nuances of trustee responsibilities within the SMSF industry. (01:16 The Fascination with Self-Managed Super Funds(02:20 Championing SMSF Auditors(04:15 Case Law Impact on SMSFs: Hill vs. Zuda(11:52 Katz vs. Grossman: Trustee Discretion and Family Disputes(21:02 Aussiegolfa vs. Commissioner of Taxation(21:43 The Sole Purpose Test and In-House Asset Rules(25:42 Penalties and Compliance in SMSFs(30:16 Auditors' Responsibilities and Landmark Cases(34:34 The Melissa Caddick Case and Settlement Insights Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

What if the biggest challenge holding your family back isn't money, land, or succession—but the way you speak (and listen) to each other?In this episode, I sit down with Allan Parker OAM—renowned international negotiator, behavioural scientist, and a man who's facilitated everything from global UN policy to grassroots farming family disputes. Allan delivers a masterclass in communication that every family on the land needs to hear.We unpack:Why 90% of stress in farming families is avoidable—and how to fix it.The 4 conversation-killing behaviours that sabotage family alignment.The neuroscience behind curiosity, conflict, and cooperation.Simple yet powerful tools to lower reactivity and spark real connection.Why breathing, pausing, and asking permission could transform your next family meeting.This isn't negotiation 101. This is legacy work—understanding how the tiniest shifts in behaviour can protect the future of your family, your farm, and your relationships.If you've ever thought, “Why can't we just get on the same page?”—start here.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 18 April 2025. The topic for this week is: Misconceptions around super contributions and how to bolster your balance. In this episode our own Financial Planner Luke Smith takes look at the complex world of super contributions. All […]

Labour is staying tight-lipped, as Te Pāti Māori says Māori should receive New Zealand Superannuation seven to 10 years before everyone else. Meanwhile, the Green Party supports lowering the age of eligibility for Super for some groups in society. NZ Herald Wellington business editor Jenee Tibshraeny says this has prompted a divided response. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nick Bruining, an independent financial adviser, regularly joins Nightlife to discuss the ever-changing world of business and finance and what it means for you. 

ඇමරිකානු ජනාධිපති ඩොනල්ඩ් ට්‍රම්ප් විසින් ලෝක ආර්ථිකය කැළඹීමට ලක් කරමින් විදෙස් ආනයන සඳහා විශේෂ බදු පැනවීමට කටයුතු කර තිබෙනවා. මේ හේතුවෙන් ඔස්ට්‍රේලියාව ඇතුළු ලොව පුරා කොටස් වෙලඳපොලවල් තුල යම් පසුබෑමක්ද දක්නට ලැබුනා. ඕස්ට්‍රේලියාවේ Superannuation ගිණුම් සඳහාද මේ හේතුවෙන් යම් බලපෑමක් එල්ල වී ඇති බවට කරුණු වාර්තා වී තිබුනා. මීට අමතරව ඉදිරියේදී ආර්ථික අවපාතයක් ඇතිවීමේ ඉඩකඩක් පවතින බවටද මත පලවනවා. මේ පිලිබඳ වැඩිදුර තොරතුරු දැනගැනීම සඳහා SBS සිංහල සේවය සිදුකල සාකච්චාවට සවන්දෙන්න.

In this episode of the Cyber Uncut podcast, David Hollingworth and Daniel Croft chat about emissions, credential stuffing attacks targeting Australian super funds, a ransomware attack on a luxury Sydney hotel, and more Donald Trump chaos. Hollingworth and Croft kick things off with some interesting research that estimates the carbon costs of various AI platforms, with Grok AI coming out on top as the least environmentally punishing chatbot, while ChatGPT generates more than four grams of carbon per prompt. The pair then move on to an alarming week of cyber incidents impacting Australian organisations, from the superannuation hacks that saw both data and retirement funds compromised, Western Sydney University admitting that the data of 10,000 students had been accessed by a hacker, and The Fullerton Hotel Sydney confirming it had been the victim of a ransomware attack last month. Hollingworth and Croft wrap things with a discussion of the impact of AI-based threats that could impact the Australian election, lessons learned from last year's US election from SentinelOne's Chris Krebs, and the news that Krebs earned the ire of the US President and having his security clearance removed. Enjoy the podcast, The Cyber Uncut team

Donald Trump has defied investors' hopes that his tariff threats were all bluster and just a short-lived negotiating tactic. The US is pushing ahead with its trade war with China, imposing a 104 per cent tariff on all Chinese goods entering America. Given China is our largest trading partner and so many other countries have been hit too, what does it mean for our hip pocket? Today, economist Susan Stone explains what the economic chaos means for the dollar, shares, superannuation and interest rates. Featured: Dr Susan Stone, Credit Union SA Chair of Economics at the University of South Australia

The Australian Securities and Investments Commission, known as ASIC, has handed down a report into death claims in Australia's superannuation sector. The report puts the industry on notice, revealing excessive delays, poor customer service and ineffective procedures. - Австралийская комиссия по ценным бумагам и инвестициям (ASIC) подготовила отчет о страховых случаях в связи со смертью в секторе пенсионного обеспечения Австралии. Отчет выявил чрезмерные задержки, плохое обслуживание клиентов и неэффективные процедуры.

There's been another large scale effort by cyber criminals to steal money from Australians, this time targeting superannuation funds.

Superannuation துறையில் claim விண்ணப்பங்கள் பரிசீலனையில் நிலவும் கூடுதலான தாமதங்கள் மற்றும் மோசமான வாடிக்கையாளர் சேவை போன்றவை சமீபத்திய ASIC-இன் மதிப்பாய்வு அறிக்கையில் கோடிட்டு காட்டப்பட்டுள்ளது. அவ்வறிக்கையில் 34 பரிந்துரைகள் முன்வைக்கப்பட்டுள்ளன. இது குறித்து ஆங்கிலத்தில் Tys Occhiuzzi எழுதிய விவரணத்தை தமிழில் தருகிறார் செல்வி.

In this show Ken Raiss, Brett Warren and I and a heap of questions left by viewers of a recent Masterclass that should be of interest to anyone interested in property investment. We explore the pros and cons of investing in outer suburbs, what's ahead for the Melbourne property market, the significance of understanding property value versus price, the different loan structures available for investors, the importance of economic fundamentals, and strategies for intergenerational wealth transfer. The conversation also touches on the viability of living off equity and the comparison between commercial and residential properties. Takeaways Investing in outer suburbs can be risky especially at this stage of the cycle where property vans have been pushed up by inexperienced investors. Economic fundamentals drive property value growth. Setting up the right ownership property structure is essential for flexible intergenerational wealth transfer. Starting with a clear end goal is one key to successful investing. Interest-only loans can help in property accumulation phases, while we're paying debt makes sense as you near a retirement age. Living off equity is challenging but still possible with the right strategy. Commercial properties often provide better yields than residential property, but for most investors residential property provides better returns because of the extra leverage. Flexibility in investment ownership structures can enhance financial outcomes. The property market is cyclical; patience is necessary for long-term gains. Chapters 00:00 Introduction to the Q&A Session 00:27 Investing in Outer Suburbs vs. Hot Spots 01:19 Understanding Loan Structures and Trusts 02:02 Introduction to Property Investment Strategies 07:38 Analyzing Melbourne's Property Market 13:35 Understanding Property Investment Structures 19:13 Navigating Investment Decisions and Strategies 24:37 Exploring Regional vs. Capital City Investments 30:22 Superannuation and Property Investment Trusts 33:07 Understanding Debt: Interest-Only vs Principal and Interest 36:03 Transitioning to Cash Flow Properties 38:41 Building a Property Portfolio: Regional vs Capital City Investments 41:35 Living Off Equity: Is It Still Possible? 44:10 The Importance of Trusts in Wealth Management 46:57 Wealth Retreat: Planning for Future Success 48:51 Commercial vs Residential Property Investments 52:53 Introduction to the Podcast and Demographics Decoded 54:13 Special Offers and Resources for Listeners 55:03 Introduction to the Podcast and Its Purpose 55:35 Understanding Property Investment Strategies Links and Resources:    Join us at Wealth Retreat 2025 – read more here and reserve your spot  Michael Yardney    Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us    Brett Warren - National Director of Property at Metropole    Ken Raiss – Director Metropole Wealth Advisory    Get a bundle of free reports and eBooks – www.PodcastBonus.com.au     Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   Shownotes plus more here: Ask the Experts: Ken Raiss, Brett Warren and I Answer Your Burning Questions 

The Australian Securities and Investments Commission, known as ASIC, has handed down a report into death claims in Australia's superannuation sector. The report puts the industry on notice, revealing excessive delays, poor customer service and ineffective procedures.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about what is normal financially.  Am I doing okay?  It's a question one of Mel's friends asked her recently, and it's one she hears a lot. What they're asking when they say that is:  How am I compared to other women my age  How am I compared to how I want to live  Todays episode looks at that question more in depth, diving into what is financially normal anyway.  If you've ever wondered how you compare, tune in for the episode that answers just that.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here   Share Investing Masterclass is here   25+ ways to find $10K in 1 months is here  Super Catch Up Calculator is here  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Could superannuation help solve our healthcare funding crisis? In our latest instalment of Investment Ideas, hosts Douglas Isles and Jan Swinhoe speak with Dr Raymond Yeow, a unique voice in healthcare who combines perspectives as both a GP and an actuary.

How can retirees confidently spend their super without fear of running out? In our latest instalment of Investment Ideas, hosts Jan Swinhoe and Douglas Isles explore the challenges of the decumulation phase with Giacomo Tarantolo from Unisuper and Estelle Liu from AMP, specialists in retirement solutions.

Superannuation, we all (should!) have it, but are you making the most of it? However you're thinking about super- optimizing for retirement, considering a self-managed super fund (SMSF), or wondering about concessional contributions- this episode breaks it down. We fire through 6 questions from listeners looking to ake the most of their super: (timestamps included for easy listening!) 1:35: What is a ‘good' return for your super fund?3:55: Should you use a self-managed super fund (SMSF) or a typical managed fund?7:05: Should you prioritise making concessional super contributions or invest outside of super?9:51: Should you split your super with your partner? 12:18: How much super do you need to retire in Australia? Links Referenced: YourSuper comparison toolHave an investing question? Record a voice note and we'll answer it on the podcast.Join our FB discussion group to continue the conversation with other equity mates.

Your super is funding U.S roads and data centres. Is it simply, too big for Australia? 

Superannuation is often overlooked in separation, but it's a crucial asset that can significantly impact your financial future. In this episode, we break down the key things you need to know about super in separation—why it matters, common misconceptions, and how to approach it fairly and equitably.We explore the common fight-or-flight response in high-conflict separations, the importance of financial disclosure, and practical steps to take control of your super. From understanding your balance to consolidating funds and seeking professional advice, our experts share their top takeaways to help you make informed decisions.Plus, we discuss the bigger picture—how these conversations today can create long-term financial security and even drive generational change.If you're navigating separation and want to ensure your financial well-being, this episode is a must-listen.Want to learn more? Join our free online event: Super in Separation: 5 Things You'll Want to Know Before Finalising a Separation Agreement on Wednesday, 26th March, 12:00-1:00 PM (AEDT) via Google Meet.

Are we ready for a world with fewer babies and longer lives?In the latest instalment of Investment Ideas, Jan Swinhoe and Douglas Isles sit down with Dr David Knox AM and Associate Professor Katja Hanewald to explore the economic and investment implications of global demographic shifts.

A new report by the Grattan Institute has proposed significant changes to Australia's superannuation system - গ্রাটান ইনস্টিটিউটের নতুন একটি রিপোর্টে অস্ট্রেলিয়ার সুপার-অ্যানুয়েশন ব্যবস্থায় গুরুত্বপূর্ণ পরিবর্তনের প্রস্তাব দেওয়া হয়েছে।

Nick Bruining, an independent financial adviser, regularly joins Nightlife to discuss the ever-changing world of business and finance and what it means for you.   

The Reserve Bank has not changed interest rates for the past year. With inflation in Australia gradually decreasing, will the decision to lower interest rates be made at the first meeting of 2025? In this February finance talk, Bishwas Bhattarai spoke to SBS Nepali about the schemes the Australian government has introduced for new buyers and how to use superannuation to buy investment property. - रिजर्भ बैङ्कले गएको एक वर्षदेखि ब्याज दरमा कुनै पनि परिवर्तन गरेको छैन। अस्ट्रेलियामा मुद्रास्फीति दर पनि बिस्तारै कम हुँदै गएको अवस्थामा सन् २०२५ को पहिलो बैठकमा के ब्याजदर र कम गर्ने निर्णय होला? अस्ट्रेलिया सरकारले नयाँ खरिद कर्ताका लागि ल्याएका योजनाहरू र सुपरएनुएसनको प्रयोग गरी कसरी 'इन्भेस्टमेन्ट प्रपर्टी' किन्न सकिन्छ भन्ने लगायतका विषयमा आर्थिक सल्लाहकार विश्वास भट्टराईसँगको कुराकानी सुन्नुहोस्।

ذكر المحاسب القانوني مدحت عطية أن صاحب العمل في أستراليا يدفع 12% للموظف على راتبه السنوي في صندوق الإدخار التقاعدي العادي المسمى Superannuation. مشيراً إلى ان النسبة تختلف من حالة لأخرى.

A new report by the Grattan Institute has proposed significant changes to Australia's superannuation system - Система пенсионного обеспечения в Австралии сложная, напряженная и заставляет многих пенсионеров жить на меньшие средства, чем им на самом деле необходимо. Это основные выводы нового отчета исследовательского центра Grattan Institute.

Ever wondered if you're on track for a comfortable retirement? Or if you're one of the millions of Australians who haven't checked their super balance in a minute? Today's episode breaks down exactly what you need to know about your superannuation (even if retirement feels like a lifetime away). Plus, in case you missed it, there's a new vaccine that could spell the end of recurring UTIs and those dreaded emergency trips to the GP for antibiotics. THE END BITS Support independent women's media Check out The Quicky Instagram here Support independent women's media here GET IN TOUCH Share your story, feedback, or dilemma! Send us a voice note or email us at thequicky@mamamia.com.au CREDITS Host: Claire Murphy With thanks to: Lynda Cross, Head of Guidance at Aware Super Executive Producer: Taylah Strano Audio Producers: Tegan Sadler Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Un nuovo rapporto del Grattan Institute sottolinea i problemi del sistema di superannuation australiano e ne propone modifiche significative.