Podcasts about superannuation

T20 World Cup Daily, 2026, Day 1 – India USA, Scotland West Indies, Pakistan Netherlands: An expectant full house at the Wankhede fell silent early on as India's top order collapsed to the unfancied Shadley van Schalkwyk. Were Suryakumar Yadav's late fireworks enough to launch India's World Cup defence? Earlier, the Netherlands went hunting for another giant-killing, this time against a shaky Pakistan in a truly bonkers fixture, and tournament latecomers Scotland faced down a barrage from another late arrival, Shimron Hetmyer. Matt Roller joins Daniel Norcross. Get 15% off Step One Men's and Women's underwear. https://uk.stepone.life/discount/TFW148 CBUS Super - Build your something. Visit https://cbussuper.com.au to sort your Superannuation. Get your copy of Bedtime Tales for Cricket Tragics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linktr.ee/tfwbook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Support the show with a Nerd Pledge at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Try the new Stomping Ground Final Word beer, or join Patreon to win a case: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠stompingground.beer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Maurice Blackburn Lawyers - fighting for workers since 1919: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mauriceblackburn.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get your big NordVPN discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nordvpn.com/tfw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 10% off Glenn Maxwell's sunnies: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠t20vision.com/FINALWORD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find previous episodes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠finalwordcricket.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Title track by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Urthboy⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

You don’t need spare cash to make your future better. You just need to make sure the future fund you already have is working as hard as it can for you. Super is usualy one of the last things we think of when it comes to our finances. It’s boring, it’s confusing, and it feels like a future problem. But quietly? It’s one of the easiest places to make real impact without changing a single thing about your day to day life. This is the last episode of our Summer Starter Series (episodes 1-4 are linked below), and it’s all about the $0 moves that can seriously change your long term outcome. We’re talking log in, check a few settings, log out in a better financial position. Victoria walks you through a proper super hygiene check, how to compare funds without falling for shiny marketing, and why your investment option matters way more than most people think. If super has been sitting in the too hard basket, or you’ve been quietly feeling behind without knowing why, this is the reset that makes everything feel clearer.MORE EPS ON SUPER: The small tweaks that could make you a millionaire LISTEN TO EP 1: Budgeting and Cash FlowLISTEN TO EP 2: Managing DebtLISTEN TO EP 3: Making Saving EasierLISTEN TO EP 4: Protecting Yourself with Personal Insurance FREEBIES: All our best free money resources in the one place here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

The sharemarket is surging and we are trading like it's late 2007, which makes it a very good time to review how your portfolio would fare if things turn sour.It's also time to catch up on new changes in super. Liam Shorte of the Sonas Wealth group joins Associate Editor, James Kirby in this episode In today's show, we cover: Cash, annuities and hybrids Stings in the new super tax bill US investments and Australian tax Should I transfer my UK pension back to Australia? See omnystudio.com/listener for privacy information.

Partner at McGowan Robertson Lawyers, Phillip McGowan joins Philip Clark and listeners to Nightlife to help untangle the web of superannuation, wills and estate planning. 

Most farming families don't fail because they can't run a business.They fail because the family part was never properly prepared.Not long ago, the idea of having a coach in agriculture sounded odd — even unnecessary. Today, some of the most switched-on, asset-rich families in the country are quietly asking a different question: who's actually helping us stay aligned as a family while everything else gets bigger, faster, and more complex?This mini episode challenges the assumption that coaching is about productivity hacks or running harder each day. If you've ever wondered whether things are truly aligned beneath the surface — or what the cost might be of leaving the hardest conversations untouched — this short episode will make you pause, reflect, and possibly start a conversation your family has been postponing for years.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Superannuation Nomination என்பது, நீங்கள் இறந்தால் உங்கள் ஓய்வூதிய நிதியை யார் பெற வேண்டும் என்பதை பதிவு செய்து வைக்கும் செயல்முறையாகும். இது குறித்த பல கேள்விகளுக்கு பதில் தருகிறார் நிதிதுறையில் பல ஆண்டுகள் அனுபவம் கொண்ட பிரிஸ்பனை சேர்ந்த ராமநாதன் கருப்பையா அவர்கள். அவரோடு உரையாடுகிறார் செல்வி.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 19 December 2025. The topic for this week is a great show to end the series before the Christmas break. The topic: 2025 in review. It’s time to take stock of what’s been happening this year, including legislative changes […]

New Zealand Inc. is in trouble and it's on us —you and me— to fix it. Not politicians, not economists, not even our blessed farmers who've got us out of trouble time and time again – it is on us, New Zealand voters. It doesn't matter whether we vote left or right, red, blue, green, yellow, or black. We all have to give our political parties the cojones they need to enact the policies that will save this country. Treasury's been warning us for years now, decades. Current government policies —whichever government has been in— are not sustainable. Treasury's 2025 long-term fiscal statement says population ageing is going to put unbearable pressure on New Zealand's long-term fiscal position. You know this. If you know anything about news, if you know anything about New Zealand politics, if you know anything about New Zealand society, you know this to be true. ANZ senior economist Miles Workman says Treasury's report should be on the reading list of every New Zealander. Because, he says, I don't think politicians are going to be able to make the changes that are needed here until the voting public is behind those changes. And he's right. In short, fiscal pressures will accelerate in coming decades with costs of superannuation and healthcare expected to rise significantly as the population ages. There is no one solution. In 1965, there were seven working-age New Zealanders for every person over 65. So that was seven working New Zealanders paying taxes for every person over 65, and for the most part, in 1965, those people on the Super weren't working. Today, we have four working-age New Zealanders to one person over 65. In 40 years, which is not a very long time, it'll be just two working New Zealanders to every person over 65. Successive governments have known this. Voters have known this. But political parties need the support of voters to make the changes that are needed, as Infometrics principal economist Brad Olsen told Ryan Bridge last night. “The worry a little bit is that we've had these warnings before. We had something very similar from the Treasury four years ago in 2021. And realistically, I think what the Treasury is continuing to highlight is that there's, there's a lot of big challenges in front of us. We don't have to solve them all tomorrow, but we really do have to start sometime soon to get us out of what looks like a very unsustainable pathway going forward. But, and here's the biggest kicker for me, you can't do any one thing and it will magically solve our sort of fiscal challenges. There's a lot that's going to have to happen that will be unpalatable to politicians across the political spectrum, but by goodness, we've got to start soon.” It's only going to be “unpalatable” if political parties expect voters to act out of self-interest. And that's what I mean, it's on us to affect the changes. I was talking earlier this week about the need for political parties to have a bipartisan approach to important issues like infrastructure and health and education curriculum. It's absolutely imperative. They can tinker around the edges, but it is incumbent upon them to have an infrastructure plan to stop the waste of money. And it's incumbent upon us to take a grown-up approach and look at the good of the country as a whole, not our immediate needs. If you've got your Super, calm the farm – your gin money's quite safe. Nobody's taking it off you now. But those of us in the 45 to 60-year age group need to realise that we're the ones that need to affect the changes needed to keep the country alive by allowing politicians to introduce policies that if they tried to introduce them previously would have sent them to political oblivion. There are options: raising the age of Super eligibility, broadening the tax base, (euphemism for fiscal drag and wealth taxes), index linking super payments to inflation rather than wages, means testing – these are all options. And another option is that New Zealand grows its wealth, that we become wealthier so we can afford it all. That's not looking likely. Treasury notes in the report that recent productivity trends have diverged from past projections, which means productivity growth over the past two decades has been weaker than predicted, averaging just 0.7% per year, and they expect that to last. So, ask not what your country can do for you, but what you can do for your country. I would like to think if we make the changes necessary, the Super will be there for those who need it. I would like to think that if we make the changes necessary, young people starting off in life, starting off with their families, will not be crippled by the burden of looking after people who were too lazy and self-interested to vote for the changes needed to spread the burden. It's on us. We can't just look to the politicians – what are they going to do? They are only going to come out with policies that they think will appeal to us. Are we that childlike that we just want the sweets before we'll vote a political party in? We have to be grown-ups. We have to grasp the nettle and say this is tough and this is going to be ugly, but we're going to do our bit to ensure that New Zealand is a better society for future generations. That's the way it used to be, and we've dropped the ball. You know, we can moan and grizzle all we like about the waste of money and the lack of purpose and the dithering around and the incompetence, but ultimately, if we want to affect change, it's on every voter in this country to do so. See omnystudio.com/listener for privacy information.

Most Australians die with more money than they retired with. Are we squirrelling away too much into super — and if so, who benefits?

Most families wait until something breaks to start succession conversations. High-performing families don't.In this powerful conversation, Ben sits down with succession planner Tim Lane of Proagtive to unpack a truth most farming families quietly suspect: the ones who thrive across generations aren't the biggest or wealthiest — they're simply the ones who start early and keep talking.Tim lifts the curtain on what he's seen after decades around kitchen tables across Australia — the families who glide through transition, the ones who hit turbulence, and the tiny mindset shifts that separate the two. You'll hear how “success planning” (not “succession planning”) helps families think long-term, lower pressure, and build clarity bit by bit, years before any assets change hands.Ben and Tim get real about the fears parents carry, the untapped drive of the next generation, the dangers of assumptions, and how early conversations create confidence, creativity and unity. You'll also discover why starting 5–15 years ahead isn't “too early” — it's the single greatest advantage a family can give itself.If you're a parent wanting to prepare well, or a next-gen ag leader wondering how to step up without stepping on toes, this episode offers the roadmap — practical, calm, grounded and completely aligned with what high-performing farming families do differently.--------------------------------------------------------If you're the kind of family that leads from the front, not waits for a crisis, the 2026 Roadmap Workshops are for you. Seats open to the waitlist first. Join at: agricoach.com.au/takeaction -----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 12 December 2025. The topic for this week is one that everyone can learn from as we head towards Christmas. In this episode Luke shares the most common misconceptions about financial matters he’s heard from clients this year. There’s […]

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ASIC Commissioner Alan Kirkland is the top cop for consumers in the investment markets - and he wants you to know that those superannuation calculators that suggest you need very large amounts of money to retire can be unreliable.In Kirkland's view, those calculations often tend to be too high.Sure, aspire to having as much as you can in super - but don't believe all you read... especially if it's compiled by someone who gets paid for getting your money on the books. ASIC Commissioner Alan Kirkland joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: What you need to know about superannuation calculators The First Guardian Super Fiasco - can we stop it happening again? A fresh warning on the private credit boom Moneysmart updates its offering See omnystudio.com/listener for privacy information.

The Premier has called on the superannuation sector.See omnystudio.com/listener for privacy information.

Chief economist and co-founder of MacroBusiness, Leith van Onselen, joined Tom Elliott.See omnystudio.com/listener for privacy information.

We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sorted, but part 2 is all about small things you can do to turbocharge your growth. We’re talking simple, realistic changes that add up to massive long-term results, even when life is expensive and you’re just trying to get through the week.In this ep:

High-net-worth Australians with super balances over $3 million face new Division 296 tax changes. In this episode, experts break down the revised thresholds, realised earnings rules, and strategic planning options to help you preserve your retirement wealth. Learn more at https://www.approvedfp.com.au/services/retirement-planning/ Approved Financial Planners Pty Ltd City: Floreat Address: 7/437 Cambridge St, Website: https://approvedfp.com.au

In today's show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning.   We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer.   The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy.   Finally, we provide actionable steps for individuals looking to start their legacy planning journey.   Takeaways  ·         Wealth building requires careful planning to avoid losses. ·         Timing is crucial in wealth transfer strategies. ·         Trusts can provide flexibility and tax advantages in estate planning. ·         Superannuation can complicate wealth transfer if not managed properly. ·         Gifting wealth during one's lifetime can have tax implications. ·         Investment bonds can be a tax-effective way to pass on wealth. ·         Philanthropy should be approached with specificity to ensure impact. ·         Legacy planning should start early, considering values and timing. ·         Consulting with financial experts can simplify complex decisions. ·         It's essential to communicate intentions clearly to avoid family disputes.     Chapters  00:00 Building a Legacy: The Importance of Planning 04:30 Wealth Transfer Strategies 09:42 Gifting Wealth During Lifetime 12:16 Superannuation: Friend or Foe? 17:15 Real Estate and Capital Gains Tax   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Michael Yardney   Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/ 

In this special episode of The Lawyers Weekly Show, produced in partnership with legalsuper, host Lauren Croft speaks with legalsuper strategic partnership lead Jessica Empson about why taking control of your superannuation early is one of the smartest financial moves a lawyer can make. From understanding how small fees can erode long-term savings to choosing investment strategies that align with your career stage, superannuation plays a crucial role in a lawyer's financial wellbeing. In this episode, Empson unpacks the importance of transparency, sustainable long-term growth, and insurance coverage through super, exploring why legal professionals can benefit from joining a fund tailored to their industry. She also shares practical advice for managing super with confidence and emphasises why lawyers at every stage of their career should take charge of their financial future and make informed decisions that support lasting security and growth. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts (The Lawyers Weekly Show) and by following Lawyers Weekly on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@lawyersweekly.com.au

Most active investors are pretty good at making money: After all, if they were no good at it, then they would leave the work to someone else. But what about holding onto it? Does your investment success convert to long-term accumulation? Author Jacqui Clarke joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: The hidden cost of 'expense creep' to your life plans Translating the principles of good management to investment choices Asset-rich and cash-poor - It doesn't have to be this way Cash ETF are worth a look See omnystudio.com/listener for privacy information.

退休公積金（Superannuation）制度資金規模超過 4 萬億澳元，這套龐大體系正迎來變革「出糧日退休金法案（Payday Super Reform）」，於下年 7 月 1 日 起正式生效。

Should New Zealand's wealthiest retirees still receive NZ Super? In this episode, James and Mike unpack the growing debate around means testing - exploring the political risks, financial realities, and whether cutting payments to high-income Kiwis could make the system more sustainable.Next Steps: Your retirement shouldn't depend on the government. Talk to a Lighthouse adviser today to build a plan that puts your financial future back in your control.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Listen to this episode if... You're divorcing  or separating from someone who owns or runs a business. You're in a family business with your ex and things are getting murky. You suspect your ex is hiding assets or undervaluing the business. You're overwhelmed by the complexity of business valuations in divorce. You're preparing for mediation or court and want to understand your options.  

ஆஸ்திரேலியாவில் Superannuation பணத்தை திரும்பப்பெறுவதற்கான விதிகளில் நவம்பர் 2 முதல் மாற்றங்கள் நடைமுறைக்கு வருகின்றன. இதுகுறித்த செய்தியின் பின்னணியை எடுத்துவருகிறார் றேனுகா துரைசிங்கம்.

Money expert Liz Koh joins Kathryn to talk about the annual Massey University retirement spending guidelines, which yet again shows that retirees spend more than they get from NZ Super.

The Treasurer has finally clarified how the revamped plans for the new super tax will work - including how Capital Gains Tax will work...it's a template for the future, make sure you are up to speed. James Gerrard of www.financialadviser.com.au joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Final cut on the new super tax Is the gold sell-off serious? Tax consequences of renting your home* If annuities are so good...where are the deals? See omnystudio.com/listener for privacy information.

Australia's Division 296 superannuation tax reforms are coming July 2026, affecting balances over $3 million. We explore what changed in October's updates and what high-net-worth individuals should do now to prepare for these significant retirement rule changes.For more information, visit https://www.approvedfp.com.au/services/retirement-planning Approved Financial Planners Pty Ltd City: Floreat Address: 7/437 Cambridge St, Website: https://approvedfp.com.au

Emerald is joined by guest host, #auspol legend and Chief Economist at The Australia Institute, Greg Jericho! First up, a chat about his career and being a fellow target of important public interest journalist James Massola (3:25). (We thought about asking James to come on the show, but he’s very busy breaking Watergate 2.) Next, what should we make of the ceasefire between Israel and Hamas? (16:23) Could only Trump have made this happen? Why did Penny Wong have to be so weird about it? Then, the government has hobbled its proposed superannuation changes (35:53). Why did they wimp out? Did they announce it while Albo is on holiday because he is simply TOO BRAVE? Finally, a call to action (1:16:37). ---------- Just released on Patreon - “Student Politics 101 ft. Dru Sims, UQ Greens President” The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over EIGHTY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Follow Greg Jericho’s work at -https://bsky.app/profile/grogsgamut.bsky.social https://australiainstitute.org.au/expert/greg-jericho/ https://www.theguardian.com/profile/greg-jericho Just announced guest - Wil Anderson!Serious Danger 200th show live at Comedy Republic in Melbourne on Sat Nov 1st at 4pm, tickets at - https://www.comedyrepublic.com.au/event/38:517/38:1803/ See Tom live on tour in Melbourne Fringe, Geelong and Brisbane - https://comedy.com.au/tour/tom-ballard/ Produced by Michael Griffin https://www.instagram.com/mikeskillz Listen to Floodcast for more left green discussion about Aussie politics produced by The Griff -https://linktr.ee/floodcastau Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.

Start your weekend right with TGIF, hosted this week by the inimitable Lehmo, who'll be looming over the lectern while Charlie takes a break. This show features special guests including TGIF with Kirsty Webeck, Mark Humphries and Ivan Aristeguieta.

Secondo il Professor Tani, il dietrofront del governo crea un buco nei conti non semplice da rimediare, "tanto che forse non vi si porrà rimedio".

Farming groups welcome the government's changes to planned superannuation legislation, nominations open for the GPSA's 2025 edition of the Harvest 100, and a new 'world first' fully autonomous hydrogen tractor launches in Japan.

Why did the government cave to pressure over its superannuation tax changes for the richest Australians? The Treasurer Jim Chalmers has revealed two major changes in response to critics, introducing indexing on the $3 million threshold and dropping a plan to tax unrealised gains. He says the government's new plan achieves the same objective in making the system more equitable, but how will it work? Today, political correspondent Melissa Clarke on what the backdown means for the future of tax reform under Labor. Featured: Melissa Clarke, ABC political correspondent

Australia correspondent, Nick Grimm spoke to Lisa Owen about the federal government watering down its planned overhaul of the country's superannuation system. It had promised the changes would make the system fairer by targeting high net-worth individuals with retirement super savings of $3 million or more.

Aλλαγές στην φορολογία των απολαβών στις αποταμιεύσεις που βρίσκονται σε συνταξιοδοτικά ταμεία ανακοίνωσε χθες η κυβέρνηση.

Lwm pab nom teb chaws hais tias xyov nws puas yuav pab tsoom fwv Albanese tsim tsab cai superannuation tax siv,...

The Australian Government has backed down on its controversial superannuation tax plan, following long-running criticism from key industries. Treasurer Jim Chalmers announced the surprise decision today, one week after Prime Minister Albanese claimed the plan was going to remain unchanged. Australian correspondent Oliver Peterson says these changes have been met with support from Australians. LISTEN ABOVESee omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

The rich keep getting richer while millions are falling behind. What future awaits us all?

There are about 3000 people across New Zealand receiving NZ Super who are not yet 65.

Most Australians die with more money than they retired with. Are we squirrelling away too much into super — and if so, who benefits?

You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you actually get there. Enter our Superannuation Glow-Up series. Part 1 is all about getting the right foundations in place for you and Victoria is serving up the $0 tweaks that could completely shift the trajectory of your retirement.

If there's one thing to get right in your financial life, it's superannuation. It's the biggest free kick you'll ever get and worth bothering about.To wrap up Super September, we've built the Ultimate Super Checklist: 9 complete steps that'll make your super work harder today to set you up for success tomorrow.Listen to this episode, download the free checklist, and start ticking them off.xLinks Referenced:

Across most countries, education is one of the largest industries and one of the most difficult to change. Google's latest product release may give us an insight into a huge, AI-powered change coming to a classroom near you. That's not all we talk about in another big episode of Equity Mates:Australia's latest inflation numbers and what it means for interest rates We close Super September with our complete, 9-step Superannuation checklist Bryce's $500-to-$5k effort continues with a surprising update —------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Warren Buffett may have announced he's retiring at the end of the year, but he's certainly not finished yet.Recently his company has sold out of an investment it made in 2008, making 39-times its money in the process.Tune in to hear which company was Warren Buffett's latest big win.That's not all we're covering in another big episode of Equity Mates:Super September continues as we unpack the government schemes to boost your SuperSam Gordon joins to talk all things rent-vesting and how to get into property on any budgetFind out more about Sam Gordon and Australian Property Scout on their website.Australia Property Scout Summit Tickets Available here—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Only 43% of Australians have positive feelings about retirement. Getting our Superannuation in order is a big way to change that.As we continue our Super September coverage, we are joined by Daniel Shrimski, Managing Director of Vanguard Australia, to discuss Vanguard's 3rd annual reporting into Australians and retirement: How Australia Retires. We unpack some of the biggest findings from the report, including:Why so many working age Australians have negative feelings towards retirementHow much Australians think they'll need for retirement (and what the data says we'll actually need)The question of retiring with a mortgage or as a renter 5 steps every Australian can take to improve their retirement —------Thank you to Vanguard Super for sponsoring this episode and helping us keep all of our content free. Explore Vanguard Super at: vanguard.com.au/super—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Are we nearing a market top? Is the market overvalued? Should I wait to start investing? As markets hit all-time highs we've started noticing these questions popping up in our Instagram DMs and in the Facebook Discussion Group. So we're answering them in today's episode and explaining how we're investing at a time like this. That's not all in another big episode of Equity Mates:We unpack everything insurance in Superannuation Bryce's $500-to-$5k challenge continues - now with a second portfolio! —------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

The pace of change in the AI landscape continues to accelerate. From lofty valuations, new use cases and changes in government policy, we're chatting through some of the biggest headlines that have caught our attention.Most importantly, we're talking about the best ways to invest in it as well.That's not all we cover in another big episode of Equity Mates:Chinese car makers continue to grow market share in AustraliaWe explore your different Superannuation optionsLuke Laretive reviews a community member's portfolio in the latest Pimp my PortfolioLLM / AI Chatbot Leaderboard discussed in the show.—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

This week: changes to Centrelink payment rates combined with the much-anticipated - and dreaded - increase to deeming rates. Additionally, there is an issue with seniors obtaining credit cards after retirement. 

As we work and accumulate super throughout our careers, we hope to build a tidy nest egg for our retirement. But if you pass away before accessing the money, who receives it? 

Subscribe to Nicholas Gruen's Substack - https://nicholasgruen.substack.com/I joined the Australian economist Nicholas Gruen recently in his Melbourne home to host his first 'long-form' podcast (although I'm not sure at what hour it goes from short to long)At the core of Gruen's worldview is the “un-seriousness” he levels at Australian politics, the media landscape, institutions and in a word... bureaucracies.From his creation of the HALE Index to his decades inside Australia's public institutions, Nicholas continuously challenges orthodox thinking.The podcast covers the (in my opinion) radical yet (Nicholas's opinion) ancient idea of citizens' juries as a second pillar of representation, the reasons bold policy rarely survives bureaucratic reality, and how lessons from the Toyota production system could help governments actually listen to people at the bottom of the hierarchy.Along the way, Gruen takes us from Australia's superannuation system to pokies, from the mental health crisis to the subtle erosion of public-spiritedness inside organisations. To be specific, these are all the topics covered in this chat.The HALE Index of Well-being – Why GDP misses the mark, how HALE works, and what it reveals about Australia's progress.Measuring What Matters – The limits of subjective well-being metrics, correlations between indicators, and why faux indexes mislead policymakers.Indigenous Policy Contradictions – The tension between material “gap closing” and self-determination, and why policy rarely confronts it.Citizens' Juries & Political Reform – Introducing random selection into governance and how it could act as a check on elected officials.Goodhart's Law in Action – How turning measures into targets corrupts them, and the problem of gaming metrics in education and beyond.Internal vs External Goods – Alasdair MacIntyre's framework and its relevance to public service, corporate culture, and motivation.Institutional Stagnation – Why promising initiatives stall, and how bottom-up programs could scale without being crushed by bureaucracy.Toyota Production System Lessons – Building respect for frontline workers into systems and how it transforms performance.Australia's Superannuation System – Strengths, inefficiencies, unfair taxation, and misaligned regulation of self-managed super funds.Compulsory Voting & Preferential Systems – How they shape Australia's political centre and guard against extreme populism.Universities Today – The shift from idea-driven discourse to metric-chasing careerism, especially in economics.Trade-offs vs Synergies – Why economics often overemphasises trade-offs, and examples of where quality and cost improve together.Timestamps00:00 Introduction to Nicholas Gruen05:41 The Limitations of GDP as a Measure11:08 Inequality and Its Impact on Well-being16:45 The Role of Metrics in Policy Making22:10 The Importance of Community Engagement41:48 Connecting Education to the Real World47:24 Learning from Toyota's Success56:52 The Flaws in Superannuation System01:02:55 Reforming Auditing Practices01:11:39 The Shift in University Education01:20:59 Divergent Perspectives in Economics01:32:49 Rethinking Representation in Democracy01:48:25 The Role of Elite Consensus in Political Change02:07:58 Understanding Domestic Violence in Indigenous Communities02:21:55 The Role of New Media in Political Discourse02:26:38 The Impact of Gambling on Australian Society02:36:08 The Nature of Optimism and Serendipity in Life