XY Adviser

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26032223-39010001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics In this episode, Rocksy is joined by Matt Lawler, CEO of Akumin. They discuss his journey from growing up around advice to leading Akumin's spin-out from AMP, industry reforms, growth and efficiency (including AI), adviser capacity and talent shortages, licensee myths, and Akumin's shift toward adviser-owned, nationally scaled, “freedom within a framework” advice businesses. Matt Lawler LinkedIn: https://www.linkedin.com/in/matt-lawler/ Akumin Website: https://akumin.com.au/ Explore the road less travelled at https://ensombl.com/go/20260324 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032000-04430001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection This week, Ben is joined by Mitch Ramsbotham, Head of Growth and Strategy at Coastal Advisory Australia. They discuss how Coastal Advisory Australia has built a fast‑growing, multi‑disciplinary financial advice business with a dedicated, methodical life insurance (risk) capability at its core, using specialisation, internal referral systems, technology and acquisitions to drive scalable growth and intergenerational client relationships. Mitch Ramsbotham LinkedIn: https://www.linkedin.com/in/mitchell-ramsbotham-04122812/ Coastal Advisory Australia Website: https://coastaladvisory.com.au/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260323 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26031722-58400001 0.25 Technical Competence 0.25 Client Care and Practice Jesse is the Retirement Engagement Leader and Senior Product Owner at Aware Super. He and James discuss the key insights from Aware Super's retirement study, exploring why many Australians struggle to look forward to and plan for retirement, how uncertainty and life events shape decisions (including early retirement), and the crucial roles of safety, security, and shifting financial priorities in helping people retire with confidence. Jesse Oey LinkedIn: https://www.linkedin.com/in/jesseoey/ Aware Super Website: https://aware.com.au/ Ensombl Progress is a professional development membership for advisers who want momentum and implementation - not just ideas - with protected time and peer accountability to turn key initiatives into visible progress. Learn more at https://ensombl.com/membership/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26031600-00560001 0.50 Client Care & Practice 0.25 Technical Competence 0.25 Professionalism and Ethics In this episode, Rocksy speaks with Ryan Watson, CEO and founder of Tribeca Financial. They discuss his personal journey into advice and the building of Tribeca Financial, its client-centric philosophy, “tribe” culture, four-day workweek, diamond team structure, growth ambitions to 5,000 client families, and employee ownership model as a pathway for talented advisers and staff. Ryan Watson LinkedIn: https://www.linkedin.com/in/r-watson/ Tribeca Financial Website: https://www.tribecafinancial.com.au/ Ensombl Progress is a professional development membership for advisers who want momentum and implementation - not just ideas - with protected time and peer accountability to turn key initiatives into visible progress. Learn more at https://ensombl.com/membership/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26031304-04190001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this episode, Ben speaks with Jake Reus, CEO and Head of Financial Advice at Bob Reus & Co. They discuss how a multi-service financial advice firm can embed life insurance into holistic client relationships, using structured philosophies, motivational conversations (CAMS), team training, and process design to improve client protection, business performance, and adviser capability. Jake Reus LinkedIn: https://www.linkedin.com/in/jakereus/ Bob Reus & Co Website: https://reus.com.au/ CAMS: https://ensombl.com/app/uploads/2026/03/CAMS_AAA_Branded_Deck.pptx Reus Insurance Philosophy: https://ensombl.com/app/uploads/2026/03/reus-Insurance-Philosophy.docx Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260316 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26031202-02180001 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice In this episode, Pat speaks with Eloise Somerford and Julia Vojkovic from 3Lines. They explore how 3Lines Group's AI-driven compliance tools -particularly their “Regi” suite (chat, reviews, and vets) - are evolving to help AFSL licensees centralise compliance, enhance advice reviews and pre-vetting, and integrate AI into workflows without replacing human judgment. Eloise Somerford LinkedIn: https://www.linkedin.com/in/eloise-somerford-467aab47/ Julia Vojkovic LinkedIn: https://www.linkedin.com/in/julia-vojkovic-708563114/ 3Lines Website: https://www.3lines.com.au/ Founder Wins and Losses Article: https://www.linkedin.com/pulse/founder-wins-losses-building-regireviews-one-week-time-julia-vojkovic-8gxxc/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260313 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26030823-50550001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Regulatory Compliance and Consumer Protection This week, Rocksy is joined by Alex McMillan, Managing Director at Seedli. They discuss the origins and philosophy of his firm, its focus on young wealth accumulators, tech stack and corporate growth strategy, and how he builds culture, processes, and client value in a modern advice practice. Alex McMillan LinkedIn: https://www.linkedin.com/in/alex-mcmillan-seedli/ Seedli Website: https://seedli.com.au/ Flux Website: https://www.flux.finance/ Ensombl Progress is a professional development membership for advisers who want momentum and implementation - not just ideas - with protected time and peer accountability to turn key initiatives into visible progress. Learn more at https://ensombl.com/membership/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26030523-03540001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this episode, Ben talks with Aaron Zol, Head of Business and Insurance Advice Growth at Entireti. They discuss his fifteen year journey across major institutions and licensees and his new role building Entireti Life's insurance capability to lift adviser capacity, simplify processes, partner with insurers and claims specialists, and meaningfully increase life insurance coverage for Australians. Aaron Zol LinkedIn: https://www.linkedin.com/in/aaron-zol-b8a56670/ Entireti Website: https://entireti.com.au/ Integrity Resolutions Website: https://integrityresolutions.com.au/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260309 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26030401-16280001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Professionalism and Ethics Izzy is the co-founder of Henry Advisory, a newly launched advice firm focused on “High Earners, Not Rich Yet” (HENRYs). He and James discuss why he left a high-performing career advising ultra-high-net-worth clients to build a business serving ambitious professionals, the psychology of feeling “rich”, and his mission to provide values-driven, lifestyle-focused advice in a market crowded by property spruikers and sales-driven models. Izzy Tittor LinkedIn: https://www.linkedin.com/in/izzy-tittor-7b4469a1/ Henry Advisory Website: https://henryadvisory.com.au/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260305 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Neil Rogan speaks with Alex Cousley from Russell Investments. They discuss recent geopolitical tensions involving Israel, the US, and Iran, their impact on oil prices, the current earnings season, and implications for investors. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/ Russell Investments Website: https://russellinvestments.com/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26011822-35250001 0.50 Client Care & Practice 0.25 Technical Competence 0.25 Tax (Financial) Advice In this episode, Rocksy is joined by Angus Taylor, Founder of Sheffield Financial Group and Senior Financial Planner. They discuss his unique journey into financial planning, the growth and operations of Sheffield Financial, client-focused solutions, team development, use of technology, and his vision for future expansion. Angus Taylor LinkedIn: https://www.linkedin.com/in/angus-taylor-2882633a/ Sheffield Financial Group Website: https://www.sheffieldfinancial.com.au/ Ensombl Progress is a professional development membership for advisers who want momentum and implementation - not just ideas - with protected time and peer accountability to turn key initiatives into visible progress. Learn more at https://ensombl.com/membership/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26022622-56460001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection As elevated valuations and index concentration challenge traditional portfolios, Daniel Kelly is joined by Chris Hestelow (Allan Gray) to explore the firm's contrarian, long-term investment philosophy. They unpack a high-conviction process built on deep fundamental research, independent review, and clear portfolio manager accountability - designed to prioritise alpha over index-hugging. They highlight recent outperformance from out-of-favour holdings rather than mega-cap leaders, and how advisers can pair truly active strategies with passive allocations for genuine diversification. With a focus on absolute risk and building resilient portfolios over macro predictions, this episode offers practical insight for navigating uncertain markets. Chris Hestelow LinkedIn: https://www.linkedin.com/in/chris-hestelow-cfa-97264812a/ Daniel Kelly LinkedIn: https://www.linkedin.com/in/daniel-kelly-cfa-b699b962/ Viola Private Wealth Website: https://www.violaprivatewealth.com.au/ Passive investing is tempting. That's the risk. To learn more, reach out to our team or visit https://ensombl.com/go/20260302 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26022601-28380001 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice This week, Pat is joined by Andrew Gardner and Eric Tetik from RetireMap. They discuss how RetireMap has evolved into a modern, highly integrated, AI-enabled financial modeling tool with a growing support-focused team, aiming to deliver faster, more engaging, and more efficient advice workflows for financial planning practices. Andrew Gardner LinkedIn: https://www.linkedin.com/in/andrew-gardner-3097393/ Eric Tetik LinkedIn: https://www.linkedin.com/in/eric-tetik/ RetireMap Website: https://retiremap.com.au/ Previous Episode: https://ensombl.com/podcasts/advicetech82/ Snagit: https://www.techsmith.com/snagit/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260227 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26022402-34340001 0.25 Technical Competence 0.25 Client Care and Practice Recorded live at the Ensombl Retirement Xchange in Melbourne, James asks attendees what their “aha moments” from the event were, and gets their insights on improving human-centered advice, the client review processes, and intergenerational retirement planning, while exploring how longevity products and AI-enabled tools can better support clients' spending, legacy, and overall experience. For a simpler, faster way to write risk visit https://ensombl.com/go/20260225 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26022223-39570001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics In this episode, Rocksy speaks with Jonathan Christie, Managing Director at Oreana Partnerships. They explore how Oreana Partnerships has evolved as a specialist, technology‑led, advice‑focused licensee and capital partner, which supports mature, predominantly pre‑retiree/retiree advice practices with governance, AI-enabled efficiency, succession and growth/acquisition strategies while maintaining a tightly curated, profitable national network. Jonathan Christie LinkedIn: https://www.linkedin.com/in/jonathan-christie-a8807561/ Oreana Partnerships Website: https://oreanapartnerships.com.au/ Explore the road less travelled at https://ensombl.com/go/20260224 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021923-48220001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Professionalism and Ethics This week, Ben speaks with Sam Perera, Director at Perera Crowther Financial Services. They unpack how advisers can build a thriving, client‑centric life insurance business - covering mentoring, mental health, underwriting realities, and why now is a prime time to re‑embrace risk advice in Australia. Sam Perera LinkedIn: https://www.linkedin.com/in/sam-perera-34a338b/ Perera Crowther Website: https://www.pereracrowther.com.au/ Ben Donald LinkedIn: https://www.linkedin.com/in/ben-donald-a0363b78/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260223 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021804-40420001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice This week, Pat speaks with Aaron Breed, Product, Automation and Implementation Lead at rubica. They discuss how their shared “tell your story once” philosophy is driving the design of rubica's API‑first, AI‑ready CRM and operations platform - using custom forms, entity maps, and deep integrations (e.g. Teams, Microsoft, Salesforce) to unify client data, automate workflows, and deliver scalable, high‑quality advice experiences. Aaron Breed LinkedIn: https://www.linkedin.com/in/aaron-breed/ rubica Website: https://rubica.au/ Aaron's previous episode: https://ensombl.com/podcasts/advicetech110/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260220 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26021723-16450001 0.25 Technical Competence 0.25 Tax (Financial) Advice Kieran is a Senior Financial Adviser at Financial Foundations Australia. He shares his role and how he contributes to a retirement-focused advice business at Financial Foundations Australia and consistently uses daily short-form social media videos (mainly on Facebook, Instagram, and TikTok) to educate pre-retirees, generate new client inquiries, and support his long-term career and business goals. Kieran Menzie LinkedIn: https://www.linkedin.com/in/kieranmenzie/ Financial Foundations Website: https://www.financialfoundations.com.au/ Instagram: https://www.instagram.com/kieranmenziefinance/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260219 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Neil speaks with Dan Miles, Managing Director and Co-Chief Investment Officer at Innova Asset Management. They discuss how investors in 2025 and into 2026 can find value and diversification opportunities beyond the Magnificent Seven - such as South Korea, Europe, Japan, and selective exposure to gold and silver - while maintaining a sensible, globally diversified equity allocation. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Russell Investments Website: https://russellinvestments.com/ Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/ Innova Asset Management Website: https://innovaam.com.au/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021522-54170001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Tax (Financial) Advice This week, Rocksy is joined by Rob Coyte, CEO of Shartru Wealth Management. They explore his career journey, the origins and philosophy of Shartru Wealth as a licensee, how their “Shartru Way” best‑of‑breed model, technology, and back‑office support help small advice firms run profitable, client‑centric businesses. Rob Coyte LinkedIn: https://www.linkedin.com/in/robcoyte/ Shartru Wealth Website: https://www.shartruwealth.com.au/ Explore the road less travelled at https://ensombl.com/go/20260217 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021300-33020001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Tax (Financial) Advice As access to private markets expands beyond institutions, host Kieran Berry is joined by Adam Myers, Executive Director at Pengana Capital, to demystify private equity and its role in modern portfolios. They explore how PE works - from venture and growth to buyouts - along with the realities of capital calls, liquidity constraints, and the importance of manager selection and diversification. With allocations rising among endowments and family offices, this episode helps advisers and sophisticated investors understand when private equity makes sense - and the trade-offs required to capture its long-term return potential. Adam Myers LinkedIn: https://www.linkedin.com/in/adam-myers-7591751/ Kieran Berry LinkedIn: https://www.linkedin.com/in/kieranberry/ For investors seeking exposure to some of the world's leading private companies via a single ASX trade, learn more at https://ensombl.com/go/20260216 Pengana Disclaimer - https://ensombl.com/penganadisclaimer/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021201-15270001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice In this week's episode, Pat speaks with Clinton Cunningham, CEO at AdviseWell. They discuss how AI is rapidly evolving from simple file-note tools into agentic, end‑to‑end “intelligence layers” that orchestrate advice workflows across tech stacks, what large US/UK firms are doing, and how advisers can practically experiment with and adopt these tools in 2026. Clinton Cunningham LinkedIn: https://www.linkedin.com/in/clintoncunningham/ AdviseWell Website: https://www.advisewell.co/ Previous Episode: https://ensombl.com/podcasts/advicetech111/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260213 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021004-09270001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance and Consumer Protection Cathy is a Financial Adviser at Pollock Financial Planning. She and James discuss her career change from medical indemnity BDM to financial advice, her education journey and COVID-era licensing challenges, and her current role at Pollock Financial working within a shared-client, retiree-focused advice model that emphasises collaboration and current tech to support scalable, consistent client service. Cathy Kayess LinkedIn: https://www.linkedin.com/in/cathykayess/ Pollock Financial Planning Website: https://www.pollockfinancialplanning.com.au/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260212 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26020823-36020001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics In this episode, Rocksy is joined by Sam El Shammaa, CEO & Managing Director at Finchley & Kent. He discusses his personal and professional journey, the deliberate, values-led growth and service model of Finchley & Kent, and his optimistic outlook on the future of financial advice and adviser communities. Sam El Shammaa LinkedIn: https://www.linkedin.com/in/yselshammaa/ Finchley and Kent Website: https://www.finchleyandkent.com.au/ Marloo Website: https://www.gomarloo.com/au Explore the road less travelled at https://ensombl.com/go/20260210 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26020523-40390001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this first episode, Ben Donald is joined by Adam Crabbe, Risk Strategy Specialist at Zurich and Katherine Hayes, Director and Financial Advisor at Hayes & Co Insurance Services. They explore how financial planners can more confidently and profitably re‑engage with life insurance - especially risk and claims work - by using pre‑assessment tools, streamlined health questionnaires, and collaboration with risk specialists and insurers to better serve clients amid industry change. Adam Crabbe LinkedIn: https://www.linkedin.com/in/adamcrabbe/ Katherine Hayes LinkedIn: https://www.linkedin.com/in/katherine-hayes-44714830/ Hayes & Co Insurance Services Website: https://hcis.com.au/ Ben Donald LinkedIn: https://www.linkedin.com/in/ben-donald-a0363b78/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260209 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26020503-34590001 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice In this episode, Pat speaks with Lachlan Brien, Consultant & Director at OnReport. They discuss how advice firms can turn fragmented data into actionable insights using Power BI, CRM as a source of truth, effective dashboard design, data quality and integrations, and the evolving role of AI in analytics. Lachlan Brien LinkedIn: https://www.linkedin.com/in/lachlan-brien-905b5a123/ OnReport Website: https://onreport.com.au/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260206 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26020323-22010001 0.25 Professionalism and Ethics 0.25 Client Care and Practice In this solo podcast episode, James explains how he creates and distributes short-form social media videos, how those videos drive inquiries into his business via a structured Calendly workflow, and how his team manages new-client allocation and ongoing client handovers among advisers to scale sustainably. James Wrigley LinkedIn: https://www.linkedin.com/in/james-wrigley/ TikTok: https://www.tiktok.com/@iamjameswrigley Instagram: https://www.instagram.com/iamjameswrigley/ First Financial Website: https://firstfinancial.com.au/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260205 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012923-38480001 0.75 Client Care & Practice 0.25 Professionalism and Ethics As markets test investor nerves and emotions drive decision-making, host Kieran Berry is joined by Jess Brizuela (Allied Wealth) and Dan Miles (Innova Asset Management) to unpack how behavioural biases shape investing - and how advisers can respond in practice. From loss aversion and fear of running out of money to overconfidence in bull markets, the conversation explores why biases can't be eliminated, only managed. With real-world examples on risk framing, portfolio structure, mental accounting, and client communication, this episode offers advisers practical tools to reduce panic, set realistic expectations, and help clients stay the course when it matters most. Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/ Jessica Brizuela LinkedIn: https://www.linkedin.com/in/jessica-brizuela-53aa751a1/ Allied Wealth Website: https://www.alliedwealth.com.au/ Kieran Berry LinkedIn: https://www.linkedin.com/in/kieranberry/ Explore Innova's behavioural investing approach at https://ensombl.com/go/20260202 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012904-23010001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Client Care and Practice This week, Pat is joined by Rob Jones, Founder at Peloton Partners. They discuss how Peloton Partners evolved from spreadsheet-based consulting to the YourLeadOut technology platform to help advice firms price their services more fairly, consistently, and profitably by quantifying both tangible and intangible value, leveraging data, benchmarks, and emerging AI. Rob Jones LinkedIn: https://www.linkedin.com/in/rob-jones-b473994/ Peloton Partners Website: https://www.pelotonpartners.com.au/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260130 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012622-26500001 0.25 Client Care & Practice 0.75 Technical Competence As 2025 defied many investor fears, host James Whelan is joined by Vern du Preez (Orbis Investments) and Daniel Kelly (Viola Private Wealth) to reflect on what shaped markets over the year and what to watch heading into 2026. They unpack market resilience, the reality of AI's economic impact, and standout performances across equities, gold, and silver - while challenging assumptions around recession risks, interest rates, and US dominance. With opportunities emerging beyond mega-cap tech, they highlight the case for diversification across regions, sectors, and asset classes, offering advisers practical insights to reassess portfolios and guide clients with discipline and adaptability into the year ahead. Vern du Preez LinkedIn: https://www.linkedin.com/in/wernerdupreez/ Daniel Kelly LinkedIn: https://www.linkedin.com/in/daniel-kelly-cfa-b699b962/ Viola Private Wealth Website: https://www.violaprivatewealth.com.au/ Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/ James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/ Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260128 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012202-03130001 0.25 Regulatory Compliance and Consumer Protection 0.50 Client Care and Practice In this episode, Patrick speaks with Martin Morris and Sandeep Rao from Engagement Hub. They discuss how Engagement Hub has transformed into a comprehensive, AI-enhanced platform for advisers and clients, with a focus on improved engagement, compliance, and future plans for broader adoption and dealer group integration. Martin Morris LinkedIn: https://www.linkedin.com/in/martin-morris-182a902/ Sandeep Rao LinkedIn: https://www.linkedin.com/in/sandeep-rao-problemsolver/ Engagement Hub Website: https://www.engagementhub.net/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260123 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Neil Rogan is joined by Alex Cousley from Russell Investments. Alex gives his insights into the 2026 economic outlook - covering interest rates, global growth trends, and market prospects in Australia, the US, and China. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/ Russell Investments Website: https://russellinvestments.com/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121203-06290001 0.25 Client Care & Practice 0.50 Technical Competence As retirement needs become more dynamic, James Whelan is joined by Patrick Clarke (Generation Life) and James Kingston (BlackRock) to unpack the rise of investment-linked lifetime income products. They explore how advisers can balance growth and risk, manage longevity concerns, and help clients spend with confidence in retirement. With insights into tools like BlackRock's Aladdin and Generation Life's Retirement Income Optimiser, this episode shows how technology and modern product design are reshaping retirement strategies for better client outcomes. Patrick Clarke LinkedIn: https://www.linkedin.com/in/patrick-clarke-36796119/ James Kingston LinkedIn: https://www.linkedin.com/in/jpk245/ BlackRock Website: https://www.blackrock.com/au To learn more visit https://ensombl.com/go/20251215 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121122-27180001 0.50 Professionalism and Ethics 0.25 Technical Competence This week, Pat is joined by Steven Goh, Co-Founder at FAYBL. They discuss his experience in fintech and how FAYBL's agentic AI aims to transform advice workflows, improve efficiency, and enhance adviser-client relationships while maintaining the importance of human oversight. Steven Goh LinkedIn: https://www.linkedin.com/in/stevengoh/ FAYBL Website: https://www.faybl.com/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251212 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121000-36070001 0.25 Technical Competence 0.50 Client Care and Practice Stuart is a Financial Adviser at Verse Wealth. He and James discuss Verse's structured client experience, their use of tech, the firm's team-based culture and growth, Stuart's path from associate to adviser, and how he's building his client base while shaping the next stage of his career. Stuart Ruddick LinkedIn: https://www.linkedin.com/in/stuartruddick/ Verse Wealth Website: https://www.versewealth.com.au/ Help us make a difference for Australians in need today. Visit Future2 Foundation to find out more: https://ensombl.com/go/20251211 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-25120723-44340001 0.25 Technical Competence 0.25 Client Care and Practice 0.50 Regulatory Compliance & Consumer Protection In this episode, Rocksy is joined by Conaill Keniry, Managing Director, Responsible Manager at Cobalt Advisers. He shares his journey from starting his own license to building a community-focused, adaptable licensee that prioritises adviser support, culture, networking, and real-world business solutions in the evolving advice industry. Conaill Keniry LinkedIn: https://www.linkedin.com/in/conaill-keniry-b8022a14 Cobalt Advisers Website: https://cobaltadvisers.com.au/ Beryllium Advisers Website: https://berylliumadvisers.com.au/ What If Advice Website: https://whatifadvice.com.au/ The Adviser Games: https://www.theadvisergames.com.au/ Explore the road less travelled at https://ensombl.com/go/20251209 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25120501-46150001 0.25 Client Care & Practice 0.50 Technical Competence As retirees face more complex income needs, host Amie Baker is joined by David Hutchison (AMP) and Kane Hansen (True North Lifestyle) to explore how advisers can build resilient, client-focused retirement portfolios. They break down risk profiling, income-stream design, and the shift toward managed accounts - highlighting North's bespoke solutions and the role of defensive assets in managing sequencing risk. The conversation also covers lifetime products for Centrelink advantages and why early planning is essential for stronger retirement outcomes. Amie Baker LinkedIn: https://www.linkedin.com/in/amie-baker-10975828/ David Hutchison LinkedIn: https://www.linkedin.com/in/davidkhutchison/ Kane Hansen LinkedIn: https://www.linkedin.com/in/kanehansen/ True North Lifestyle Website: https://www.truenorthlifestyle.com.au/ Become a MyNorth Lifetime Master: https://www.northonline.com.au/adviser/insights/become-a-mynorth-lifetime-master Find out more about North's high-quality investment options: https://ensombl.com/go/20251208 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25120201-51390001 0.25 Client Care & Practice 0.25 Professionalism and Ethics 0.25 Technical Competence This week, Pat is joined by Peter Worn, Joint-MD at Finura Group. They discuss Finura Group's evolution, practical AI applications in advicetech, the development and success of Advice Designer, strategic industry partnerships, and plans for future platform enhancements and integrations. Peter Worn LinkedIn: https://www.linkedin.com/in/peterworn/ Finura Group Website: https://finuragroup.com/ Advice Designer Website: https://www.advicedesigner.com/ Disrupting the first reported AI-orchestrated cyber espionage campaign Article: https://www.anthropic.com/news/disrupting-AI-espionage The WealthTech Insider Podcast: https://finuragroup.com/podcast/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251205 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25120223-22240001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Professionalism and Ethics Matt is the Managing Director at Rising Tide Financial Services. He and James discuss his transition from adviser to managing director at Rising Tide, the business's journey toward holistic advice, team development, client handovers, and ongoing plans for strengthening their specialised services. Matt Hale LinkedIn: https://www.linkedin.com/in/matthalert/ Rising Tide Website: https://risingtidefinancial.com.au/ Help us make a difference for Australians in need today. Visit Future2 Foundation to find out more: https://ensombl.com/go/20251204 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.25 CPD here: https://quiz.ensombl.com/ENSO-25112722-17460001 0.25 Client Care and Practice In this episode, Neil is joined by Alexander Cousley and Samantha Foster from Russell Investments. They discuss their new Private Market Managed Account for retail investors, its portfolio construction, manager selection, liquidity features, and upcoming platform launch in Australia. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/ Samantha Foster LinkedIn: https://www.linkedin.com/in/samanthafoster/ Russell Investments Website: https://russellinvestments.com/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112623-46520001 0.50 Client Care & Practice 0.25 Technical Competence This week, Pat speaks with Allan Whatmore, Founder and CEO at GSA. He discusses how GSA uses AI-driven systems and tailored content to automate, nurture, and optimise client acquisition for advisers and professional services firms. Allan Whatmore LinkedIn: https://www.linkedin.com/in/allanwhatmore/ GSA Website: https://www.growthstudioagency.com/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251128 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-25112523-24230001 0.25 Client Care and Practice 0.25 Professionalism and Ethics Paul is a Financial Adviser at First Financial. He reflects on his career progression from aspiring adviser to part-owner at First Financial, the evolution of client relationships, mentorship, and professional development within both small and large practices. Paul Cupic LinkedIn: https://www.linkedin.com/in/paul-cupic-a86054127 First Financial Website: https://firstfinancial.com.au/ Help us make a difference for Australians in need today. Visit Future2 Foundation to find out more: https://ensombl.com/go/20251127 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112100-42360001 0.25 Client Care & Practice 0.50 Technical Competence In this first episode, Brendon Vade speaks with Slava Platkov, Senior Investment Director and Vice President at Dimensional Fund Advisors, and David Price, Founding Director and Owner at Strategy First Financial Planning. They discuss the importance of maintaining a disciplined, systematic investment philosophy and strong client relationships to navigate changing markets and avoid common pitfalls. Slava Platkov LinkedIn: https://www.linkedin.com/in/slava-platkov-84564a1b/ David Price LinkedIn: https://www.linkedin.com/in/david-price-031a752/ Strategy First Website: https://www.strategyfirst.com.au/ For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20251126 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112100-45190001 0.25 Client Care & Practice 0.50 Technical Competence In this episode, Brendon is joined again by Slava Platkov, Senior Investment Director and Vice President at Dimensional Fund Advisors. They explore the evolution from traditional active investing to systematic approaches, the sources of alpha, practical portfolio implementation, and robust evaluation strategies for delivering long-term client value. Slava Platkov LinkedIn: https://www.linkedin.com/in/slava-platkov-84564a1b/ Systematically Evaluating Systematic Managers: https://www.dimensional.com/au-en/insights/systematically-evaluating-systematic-managers For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20251126 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112100-47320001 0.25 Client Care & Practice 0.50 Professionalism & Ethics In this final instalment, Brendon speaks to Paul Turner, Head of Advisor Group, Australia and Vice President at Dimensional Fund Advisors, and Amber Murrell, Private Wealth Adviser at Shadforth Financial Group. They discuss the significance, development, and long-term value of having a well-defined, evidence-based investment philosophy for advice firms and their clients. Paul Turner LinkedIn: https://www.linkedin.com/in/pturnersydney/ Amber Murrell LinkedIn: https://www.linkedin.com/in/amber-murrell/ Shadforth Financial Group Website: https://www.sfg.com.au/ For more information on Dimensional reach out to our team or visit our website: https://ensombl.com/go/20251126 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25112323-52160001 0.25 Client Care & Practice 0.50 Technical Competence In this episode, Rocksy speaks with Prashant Nagarajan, Co-founder, Financial Adviser and Mortgage Adviser at Finnacle. They discuss his professional journey, the growth and structure of his financial planning and mortgage broking business, remote team management, tech and client strategies, and his vision for the future of advice. Prashant Nagarajan LinkedIn: https://www.linkedin.com/in/prashant-nagarajan/ Finnacle Website: https://www.finnacle.com.au/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20251125 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-25112001-42460001 0.25 Client Care & Practice 0.25 Technical Competence In this week's episode, Pat speaks with Shaye Marx, General Manager of Operations at Kofkin Bond & Co. They explore how a client-first financial firm leverages technology, automation, and AI tools to streamline operations, enhance compliance, and put client needs at the center of their services. Shaye Marx LinkedIn: https://www.linkedin.com/in/shaye-marx-08a8431b4/ Kofkin Bond & Co Website: https://kofkinbond.com.au/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251121 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25111900-21450001 0.25 Tax (Financial) Advice 0.50 Technical Competence Joel is an Associate Director at Ally Wealth Management. He and James discuss Ally Wealth's tailored advice for Australian expats, the challenges and strategies of managing clients with international assets, and the company's approach to global financial planning and compliance. Joel Kerin LinkedIn: https://www.linkedin.com/in/joelkerin/ Ally Wealth Management Website: https://allywealth.com.au/ Help us make a difference for Australians in need today. Visit Future2 Foundation to find out more: https://ensombl.com/go/20251120 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25111622-15570001 0.50 Client Care & Practice 0.25 Technical Competence This week, Rocksy is joined by Natallia Smith, Founder and Principal Financial Adviser at TruWealth Advice. They discuss her journey from growing up in Belarus to founding and growing TruWealth Advice in Melbourne, and her focus on providing holistic financial guidance and emotional support to women, especially those experiencing major life changes, while building a specialised, client-centered practice and team. Natallia Smith LinkedIn: https://www.linkedin.com/in/natalliasmith/ TruWealth Advice Website: Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20251118 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.25 CPD here: https://quiz.ensombl.com/ENSO-25111321-23030001 0.25 General In this episode, Neil is joined by Alex Zaika, Chief Executive Officer at Global X Australia. They explore the recent surge in demand for gold and gold ETFs in Australia, the fundamentals and investor trends driving this growth, and they compare the performance of gold ETFs to other standout Global X funds. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Russell Investments Website: https://russellinvestments.com/ Alex Zaika LinkedIn: https://www.linkedin.com/in/alex-zaika-caia-a1a85612/ Global X Australia Website: https://www.globalxetfs.com.au/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25111223-05530001 0.25 Client Care & Practice 0.50 Technical Competence This week, Pat is joined by Mark Papendieck, Chief Commercial Officer at DASH Technology Group. They explore how AI, rapid prototyping, and open architecture are transforming advice platforms, empowering planners to create customised solutions while strategically balancing automation, augmentation, and the essential human element. Mark Papendieck LinkedIn: https://www.linkedin.com/in/markpapendieck/ DASH Website: https://dash.com.au/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251114 General Disclaimer – https://www.ensombl.com/disclaimer/