POPULARITY
Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26022223-39570001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics In this episode, Rocksy speaks with Jonathan Christie, Managing Director at Oreana Partnerships. They explore how Oreana Partnerships has evolved as a specialist, technology‑led, advice‑focused licensee and capital partner, which supports mature, predominantly pre‑retiree/retiree advice practices with governance, AI-enabled efficiency, succession and growth/acquisition strategies while maintaining a tightly curated, profitable national network. Jonathan Christie LinkedIn: https://www.linkedin.com/in/jonathan-christie-a8807561/ Oreana Partnerships Website: https://oreanapartnerships.com.au/ Explore the road less travelled at https://ensombl.com/go/20260224 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26022402-34340001 0.25 Technical Competence 0.25 Client Care and Practice Recorded live at the Ensombl Retirement Xchange in Melbourne, James asks attendees what their “aha moments” from the event were, and gets their insights on improving human-centered advice, the client review processes, and intergenerational retirement planning, while exploring how longevity products and AI-enabled tools can better support clients' spending, legacy, and overall experience. For a simpler, faster way to write risk visit https://ensombl.com/go/20260225 General Disclaimer – https://www.ensombl.com/disclaimer/
Joseph Fournier presents “part two” on how Pacific Walker circulation controls Earth's largest greenhouse effect: cloud longwave radiative forcing. He explains cloud radiative forcing terminology, cites literature claiming cloud greenhouse warming dwarfs CO2 forcing, and shows satellite-era links between trade winds, cloud shifts during ENSO, outgoing longwave radiation, and global/tropical temperature anomalies. He contrasts absorbed solar radiation, OLR, and Earth energy imbalance, arguing global averages can be dominated by regional Pacific dynamics. He reviews multidecadal “dimming/brightening” sunshine trends in Europe, Japan and the U.S., discusses aerosols vs natural drivers, and briefly addresses future uncertainty, AMO/IPO impacts, and solar/cosmic-ray hypotheses. 00:00 Welcome Back: Joseph Fournier & Why This Is “Part Two”02:15 Cloud Basics 101: Shortwave vs Longwave, Net Cloud Radiative Forcing05:51 Albedo Matters: How Small Cloud Changes Rival CO₂ Forcing08:40 Evidence in the Literature: Trendberth and Early Satellite Cloud Forcing Maps14:28 Clouds vs CO₂ Since 2000: Step-Change in Cloudiness and OLR16:56 Geography Over Global Averages: The Western Pacific Warm Pool Hotspot20:12 Warm Pool Size, SST, and Real-World Impacts (Winters, ENSO Timescales)22:48 Walker Circulation Explained: Where Deep Convection Sits in La Niña vs El Niño25:34 Warm Pool “Thermal Capacitor”: Thermocline Slosh, Water Volume, and Cloud Shift30:32 Sea Level Pile-Up and the Gravity-Driven Discharge During El Niño32:36 Radiation Signatures of ENSO: DLW/OLR Links to Niño Indices36:13 Cloud Forcing Ratios & Decadal Patterns: What El Niño Does to Warm Pool Clouds40:34 Global Signals: OLR vs Global Air Temperature and the ENSO Lead–Lag45:14 Trade Winds as the Control Knob: Linking Pacific Easterlies to Global OLR47:44 Tropical temps, OLR & trade winds: Walker circulation link48:42 Clouds as the “other knob”: absorbed shortwave (ASR) vs temperature50:29 2023 El Niño cloud changes: low-cloud cover & shifting albedo53:49 ASR vs OLR since 2000: the hiatus ends and the energy budget shifts55:44 Earth Energy Imbalance (EEI) vs GAT: why the correlation breaks57:58 Seasonal cycle first: EEI swings, hemispheres, clouds & land–ocean contrast01:00:10 Wrap-up: two greenhouse effects & a call for academics to test it01:02:54 Sunshine hours & AMO: UK/Europe brightening over the 20th century01:07:26 Aerosols vs clouds: modern satellite trends and the “brightening” debate01:11:53 Global dimming/brightening goes global: Japan/China records & Pacific teleconnections01:12:56 Natural vs human drivers: when aerosols don't explain surface radiation01:18:13 Forecasting the next decade: sun, AMO/IPO, cooling claims & big uncertainties01:26:17 Closing remarks: slides, Substack, and the climate–energy–geopolitics linkMore information about Joseph Fournier: https://co2coalition.org/teammember/joseph-fournier/His 2024 presentation: https://youtu.be/P2hVW0R67CYJoseph's Substack: https://josephfournier.substack.com/X: https://x.com/JosephF55175005=========Slides, summaries, references, and transcripts of my podcasts: https://tomn.substack.com/p/podcast-summariesMy Linktree: https://linktr.ee/tomanelson1
Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021923-48220001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Professionalism and Ethics This week, Ben speaks with Sam Perera, Director at Perera Crowther Financial Services. They unpack how advisers can build a thriving, client‑centric life insurance business - covering mentoring, mental health, underwriting realities, and why now is a prime time to re‑embrace risk advice in Australia. Sam Perera LinkedIn: https://www.linkedin.com/in/sam-perera-34a338b/ Perera Crowther Website: https://www.pereracrowther.com.au/ Ben Donald LinkedIn: https://www.linkedin.com/in/ben-donald-a0363b78/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260223 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021804-40420001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice This week, Pat speaks with Aaron Breed, Product, Automation and Implementation Lead at rubica. They discuss how their shared “tell your story once” philosophy is driving the design of rubica's API‑first, AI‑ready CRM and operations platform - using custom forms, entity maps, and deep integrations (e.g. Teams, Microsoft, Salesforce) to unify client data, automate workflows, and deliver scalable, high‑quality advice experiences. Aaron Breed LinkedIn: https://www.linkedin.com/in/aaron-breed/ rubica Website: https://rubica.au/ Aaron's previous episode: https://ensombl.com/podcasts/advicetech110/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260220 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26021723-16450001 0.25 Technical Competence 0.25 Tax (Financial) Advice Kieran is a Senior Financial Adviser at Financial Foundations Australia. He shares his role and how he contributes to a retirement-focused advice business at Financial Foundations Australia and consistently uses daily short-form social media videos (mainly on Facebook, Instagram, and TikTok) to educate pre-retirees, generate new client inquiries, and support his long-term career and business goals. Kieran Menzie LinkedIn: https://www.linkedin.com/in/kieranmenzie/ Financial Foundations Website: https://www.financialfoundations.com.au/ Instagram: https://www.instagram.com/kieranmenziefinance/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260219 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021522-54170001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Tax (Financial) Advice This week, Rocksy is joined by Rob Coyte, CEO of Shartru Wealth Management. They explore his career journey, the origins and philosophy of Shartru Wealth as a licensee, how their “Shartru Way” best‑of‑breed model, technology, and back‑office support help small advice firms run profitable, client‑centric businesses. Rob Coyte LinkedIn: https://www.linkedin.com/in/robcoyte/ Shartru Wealth Website: https://www.shartruwealth.com.au/ Explore the road less travelled at https://ensombl.com/go/20260217 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021300-33020001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Tax (Financial) Advice As access to private markets expands beyond institutions, host Kieran Berry is joined by Adam Myers, Executive Director at Pengana Capital, to demystify private equity and its role in modern portfolios. They explore how PE works - from venture and growth to buyouts - along with the realities of capital calls, liquidity constraints, and the importance of manager selection and diversification. With allocations rising among endowments and family offices, this episode helps advisers and sophisticated investors understand when private equity makes sense - and the trade-offs required to capture its long-term return potential. Adam Myers LinkedIn: https://www.linkedin.com/in/adam-myers-7591751/ Kieran Berry LinkedIn: https://www.linkedin.com/in/kieranberry/ For investors seeking exposure to some of the world's leading private companies via a single ASX trade, learn more at https://ensombl.com/go/20260216 Pengana Disclaimer - https://ensombl.com/penganadisclaimer/ General Disclaimer – https://www.ensombl.com/disclaimer/
Send a textSome of us saw some nice rain from the recent storm, but others were shut out. I talk about that and the next two weeks along with the updated way we are measuring ENSO...Support the show
Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021201-15270001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice In this week's episode, Pat speaks with Clinton Cunningham, CEO at AdviseWell. They discuss how AI is rapidly evolving from simple file-note tools into agentic, end‑to‑end “intelligence layers” that orchestrate advice workflows across tech stacks, what large US/UK firms are doing, and how advisers can practically experiment with and adopt these tools in 2026. Clinton Cunningham LinkedIn: https://www.linkedin.com/in/clintoncunningham/ AdviseWell Website: https://www.advisewell.co/ Previous Episode: https://ensombl.com/podcasts/advicetech111/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260213 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021004-09270001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance and Consumer Protection Cathy is a Financial Adviser at Pollock Financial Planning. She and James discuss her career change from medical indemnity BDM to financial advice, her education journey and COVID-era licensing challenges, and her current role at Pollock Financial working within a shared-client, retiree-focused advice model that emphasises collaboration and current tech to support scalable, consistent client service. Cathy Kayess LinkedIn: https://www.linkedin.com/in/cathykayess/ Pollock Financial Planning Website: https://www.pollockfinancialplanning.com.au/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260212 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26020823-36020001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics In this episode, Rocksy is joined by Sam El Shammaa, CEO & Managing Director at Finchley & Kent. He discusses his personal and professional journey, the deliberate, values-led growth and service model of Finchley & Kent, and his optimistic outlook on the future of financial advice and adviser communities. Sam El Shammaa LinkedIn: https://www.linkedin.com/in/yselshammaa/ Finchley and Kent Website: https://www.finchleyandkent.com.au/ Marloo Website: https://www.gomarloo.com/au Explore the road less travelled at https://ensombl.com/go/20260210 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26020523-40390001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this first episode, Ben Donald is joined by Adam Crabbe, Risk Strategy Specialist at Zurich and Katherine Hayes, Director and Financial Advisor at Hayes & Co Insurance Services. They explore how financial planners can more confidently and profitably re‑engage with life insurance - especially risk and claims work - by using pre‑assessment tools, streamlined health questionnaires, and collaboration with risk specialists and insurers to better serve clients amid industry change. Adam Crabbe LinkedIn: https://www.linkedin.com/in/adamcrabbe/ Katherine Hayes LinkedIn: https://www.linkedin.com/in/katherine-hayes-44714830/ Hayes & Co Insurance Services Website: https://hcis.com.au/ Ben Donald LinkedIn: https://www.linkedin.com/in/ben-donald-a0363b78/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260209 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26020503-34590001 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice In this episode, Pat speaks with Lachlan Brien, Consultant & Director at OnReport. They discuss how advice firms can turn fragmented data into actionable insights using Power BI, CRM as a source of truth, effective dashboard design, data quality and integrations, and the evolving role of AI in analytics. Lachlan Brien LinkedIn: https://www.linkedin.com/in/lachlan-brien-905b5a123/ OnReport Website: https://onreport.com.au/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260206 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26020323-22010001 0.25 Professionalism and Ethics 0.25 Client Care and Practice In this solo podcast episode, James explains how he creates and distributes short-form social media videos, how those videos drive inquiries into his business via a structured Calendly workflow, and how his team manages new-client allocation and ongoing client handovers among advisers to scale sustainably. James Wrigley LinkedIn: https://www.linkedin.com/in/james-wrigley/ TikTok: https://www.tiktok.com/@iamjameswrigley Instagram: https://www.instagram.com/iamjameswrigley/ First Financial Website: https://firstfinancial.com.au/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260205 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012923-38480001 0.75 Client Care & Practice 0.25 Professionalism and Ethics As markets test investor nerves and emotions drive decision-making, host Kieran Berry is joined by Jess Brizuela (Allied Wealth) and Dan Miles (Innova Asset Management) to unpack how behavioural biases shape investing - and how advisers can respond in practice. From loss aversion and fear of running out of money to overconfidence in bull markets, the conversation explores why biases can't be eliminated, only managed. With real-world examples on risk framing, portfolio structure, mental accounting, and client communication, this episode offers advisers practical tools to reduce panic, set realistic expectations, and help clients stay the course when it matters most. Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/ Jessica Brizuela LinkedIn: https://www.linkedin.com/in/jessica-brizuela-53aa751a1/ Allied Wealth Website: https://www.alliedwealth.com.au/ Kieran Berry LinkedIn: https://www.linkedin.com/in/kieranberry/ Explore Innova's behavioural investing approach at https://ensombl.com/go/20260202 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012904-23010001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Client Care and Practice This week, Pat is joined by Rob Jones, Founder at Peloton Partners. They discuss how Peloton Partners evolved from spreadsheet-based consulting to the YourLeadOut technology platform to help advice firms price their services more fairly, consistently, and profitably by quantifying both tangible and intangible value, leveraging data, benchmarks, and emerging AI. Rob Jones LinkedIn: https://www.linkedin.com/in/rob-jones-b473994/ Peloton Partners Website: https://www.pelotonpartners.com.au/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260130 General Disclaimer – https://www.ensombl.com/disclaimer/
Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012622-26500001 0.25 Client Care & Practice 0.75 Technical Competence As 2025 defied many investor fears, host James Whelan is joined by Vern du Preez (Orbis Investments) and Daniel Kelly (Viola Private Wealth) to reflect on what shaped markets over the year and what to watch heading into 2026. They unpack market resilience, the reality of AI's economic impact, and standout performances across equities, gold, and silver - while challenging assumptions around recession risks, interest rates, and US dominance. With opportunities emerging beyond mega-cap tech, they highlight the case for diversification across regions, sectors, and asset classes, offering advisers practical insights to reassess portfolios and guide clients with discipline and adaptability into the year ahead. Vern du Preez LinkedIn: https://www.linkedin.com/in/wernerdupreez/ Daniel Kelly LinkedIn: https://www.linkedin.com/in/daniel-kelly-cfa-b699b962/ Viola Private Wealth Website: https://www.violaprivatewealth.com.au/ Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/ James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/ Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260128 General Disclaimer – https://www.ensombl.com/disclaimer/
In this wide-ranging and deeply human conversation, CJ sits down with Rabbi Rami Shapiro—award-winning author of more than three dozen books, longtime contributor to Spirituality & Health Magazine, and co-founder of the One River and One Foot Judaism Foundations.Together, they explore what it truly means to live as a spiritually independent person—not as an idea or belief system, but as a way of being in the world.Rabbi Rami speaks candidly about 12-Step spirituality, surrender, and the illusion of control, offering a liberating reframe: we don't surrender to a greater power—we awaken to the fact that we are already part of it. From there, the conversation moves into the nature of the observer, the “Greater I,” and what happens when identity loosens and language begins to fall away.Drawing from Zen, Judaism, mysticism, and lived experience, Rabbi Rami shares insights on active stillness, mantra practice (including Ein od milvado—“there is nothing else besides this”), and why struggling to feel connected only reinforces the false belief that we are separate.CJ and Rabbi Rami also explore creativity as a spiritual practice—whether standing in front of an easel, writing without preconception, or drawing an Enso in a single embodied moment. Writing, art, and speech become portals for presence rather than acts of effort or control.The conversation touches on necessary versus unnecessary suffering, the breakdown of ego through language, the role of laughter as spiritual liberation, and why mystics—ancient and contemporary—continue to point us beyond the madness of dogma and division.This episode is an invitation to remember who you are. To re-member yourself back into the whole. And to live joyfully and ethically without needing certainty to hold it all together.Want to learn more about CJ Miller? Check out his Spiritual Artist Retreats, 1:1 Personal Coaching, and Speaking Engagements at www.spiritualartisttoday.com. His retreats are designed to help you reconnect with your Creative Intelligence and express your true artistic voice. You can also find his upcoming schedule there, and his book, The Spiritual Artist, is available on Amazon.
Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012202-03130001 0.25 Regulatory Compliance and Consumer Protection 0.50 Client Care and Practice In this episode, Patrick speaks with Martin Morris and Sandeep Rao from Engagement Hub. They discuss how Engagement Hub has transformed into a comprehensive, AI-enhanced platform for advisers and clients, with a focus on improved engagement, compliance, and future plans for broader adoption and dealer group integration. Martin Morris LinkedIn: https://www.linkedin.com/in/martin-morris-182a902/ Sandeep Rao LinkedIn: https://www.linkedin.com/in/sandeep-rao-problemsolver/ Engagement Hub Website: https://www.engagementhub.net/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260123 General Disclaimer – https://www.ensombl.com/disclaimer/
W tym numerze Magazynu znajdziesz następujące tematy:Somalia, Somaliland i deportacja PalestyńczykówWzrost nienawiść na tle religijnym w IndiachInternetowy blackout w Papui-Nowej GwineiRozwój energetyki wiatrowej na TajwanieĆwiczenia wojskowe Rosji, Chin oraz Iranu w RPARosnące niebezpieczeństwo dla pracowników humanitarnych w DRKPlanetarny system zarządzania powodziami i suszamiCo Secure Borders UK publikuje na TikToku?Jak Japonia wydobywa surowce z mułu oceanicznego?10. Gdzie powstanie tajlandzki Disneyland?
Aaron Wilson, assistant professor of Ag Weather and Climate Field Specialist at Ohio State University, joins us to discuss the ENSO climate update predicting an La Niña to El Niño change this spring. Our Farmer Forum features Randy Urmacher of Nebraska and Ryan Bivens of Kentucky. They share their concerns about the recent USDA report and financial aid vs. fixing the problems that necessitate aid plus seasonal task and opportunities they detect.See omnystudio.com/listener for privacy information.
Paul Burgess discusses his research on how oceanic pulses (like the ENSO and Indian Dipole) and solar variability contribute to global temperatures. His study, spanning from 1900 to the present, indicates a close match between his model and satellite temperature data, refuting high climate sensitivity assumptions and suggesting natural variability as a major factor. Burgess invites critiques of his 138-page paper, emphasizing the need for accurate, observational science over consensus-based modeling.00:00 Introduction and Background02:10 Model Validation and Results21:26 Independent Verification and Model Testing24:49 Challenges to Climate Sensitivity Assumptions25:43 Critique of Climate Alarmism41:16 Understanding Deep Ocean Heat Dynamics41:56 Heat Transfer and Ocean Layers42:34 Data and Models on Ocean Warming43:20 Heat Storage in Ocean Layers44:23 Challenges in Deep Ocean Data45:05 Mathematical Models and Energy Balance46:38 Regional Ocean Temperature Trends48:21 Implications of Deep Ocean Heat Uptake49:01 Concluding Remarks and Future Work49:18 Audience Interaction and Feedback50:14 Predicting Future Climate Trends56:10 Personal Insights and Broader Implications01:02:21 Electric Vehicles and Energy Policies01:07:43 Challenges in Scientific DebateEmail: svsuliere@gmail.comExplaining Every Temperature Change from 1983 to 2025 - My Most Important Work Ever: https://substack.com/home/post/p-182701114Climate Realism by Paul Burgess: https://www.youtube.com/@ClimateRealism=========Slides, summaries, references, and transcripts of my podcasts: https://tomn.substack.com/p/podcast-summariesMy Linktree: https://linktr.ee/tomanelson1
Send us a textI break down a lot of short range and long range forecast information today, that will be critical as we deal with the ENSO transition and head into 2026.Support the show
Aujourd'hui, je reçois Mickaël Le Mer, chorégraphe et directeur artistique de la compagnie S'Poart.Depuis In Vivo en 2007, il développe au sein de ce collectif hip-hop une écriture poétique, nourrie de sensations et d'un travail précis sur la lumière.Sa nouvelle création, Enso – Boléro, est née d'un coup de cœur pour la musique de Ravel et pour la version mythique de Maurice Béjart.Avec neuf danseurs, il y explore la figure du cercle, comme une boucle en perpétuel mouvement.Mickael vous donne rendez-vous le 30 novembre au Festival de Danse de Cannes.On l'écoute avec joie,
VOTE FOR DERMASCOPE AWARDS! Favorite Content Creator - https://survey.alchemer.com/s3/8530664/2026-ACA-Voting-Aesthetics-ProfessionalsFavorite Waxing Kit-https://survey.alchemer.com/s3/8530653/2026-ACA-Voting-Hair-RemovalMore on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Kirsten reflects on her journey in the industry over the past five years, emphasizing the importance of authenticity and self-acceptance. She shares personal anecdotes about overcoming self-consciousness and the pressure to conform to others' expectations.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Kirsten discusses effective strategies for estheticians to leverage Black Friday not just for immediate sales, but to ensure a busy January and beyond.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Q&A session where Kirsten addresses common questions about pricing strategies, profitability, client management, and the use of discounts.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
The Rollup TV is brought to you by:AltLayer: https://www.altlayer.io/SQD: https://www.sqd.ai/Kalshi: https://t.co/UEGdJMRFFZNEAR: https://kalshi.onelink.me/1r91/kalshixFrax: https://frax.comPolygon: https://polygon.technologyTalus: https://testnet.talus.network/testnetRelay: https://linktr.ee/relayprotocolJoin The Rollup Family:Website: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd..Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+8ARkR_YZixE5YjBhThe Rollup Disclosures: https://therollup.co/the-rollup-discl
A lot of people build firms.Very few sell them.Even fewer?Walk away from it all to start again.But that's exactly what Toussaint Bailey did.After building and selling a $2B RIA, he's back on the founder path, this time leading Uplifting Capital, a values-first platform rethinking what private market investing could look like.In this episode, he sits down with Stacy to discuss: His backstory – How growing up in SoCal shaped his belief in “actionable faith in possibility”Why he left a law partnership to help build an RIAThe cultural ethos that scaled Enso Wealth to $2B AUM and an eventual exitWhy he launched Uplifting Capital and how it's redefining access to values-aligned private marketsA storytelling framework any fund manager can use to stand out (hint: it starts with “we're not that.”)About Toussaint Bailey:Toussaint's career has been built on a belief in the promise of possibility. As Founder and Managing Partner at Uplifting Capital, this belief manifests itself as investment in “Impact Alpha,” funds, and companies that produce compelling financial performance through gap-closing solutions in critical areas like education, healthcare, affordable housing, and renewable energy. Prior to founding Uplifting Capital, he was CEO and Chairman of Enso Wealth Management, a private wealth firm with a mission to translate wealth into fulfillment for clients and advisors. Toussaint joined Enso shortly after its formation in 2017, overseeing the firm's rapid growth to nearly $2 billion of assets under management and its eventual acquisition. Before financial services, Toussaint spent over a decade as a practicing attorney. Toussaint has served in several advisory and board capacities, including Impact Investment Subcommittee of the Alternative & Direct Investment Securities Association; Investor Advisory Board of HBCU Founder Initiative; Advisory Board of Catalyst Housing Group; Advisory Board of SIY Global; and Board of Regents of Saint Mary's College of California. Resources Mentioned in This Episode: Book: Finding Meaning by David Kessler (the “sixth stage” of grief: finding meaning).Want More Help With Storytelling? + Subscribe to my newsletter to get a weekly email that helps you use your words to power your growth:https://www.stacyhavener.com/subscribe - - -Make The Boutique Investment Collective part of your Billion Dollar Backstory. Gain access to invaluable resources, expert coaches, and a supportive community of other boutique founders, fund managers, and investment pros. Join Havener Capital's exclusive membership ---Running a fund is hard enough.Ops shouldn't be.Meet the team that makes it easier. | billiondollarbackstory.com/ultimus
Q&A session where Kirsten addresses common questions about pricing strategies, profitability, client management, and the use of discounts.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
In this episode of the Waxing Podcast, host Kirsten connects with various waxers to discuss their experiences, challenges, and insights in the beauty industry.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Recorded 10/03/2025, Aired 10/06/2025 In this month's Southwest Climate Podcast hosts Zack Guido and Mike Crimmins kick it off by saying goodbye to the monsoon. They do a recap of the season with a focus on last month's rain events. September was interesting to say the least - this leads to a philosophical discussion on whether it is the same flavor as the rest of the monsoon. The hosts tie up the episode with what's on the horizon for this coming winter & the ENSO forecast. Mentions: Southwest U.S. Summer Monsoon Season Precipitation Mapping Southwest U.S. Station Climate Summaries Monsoon Precipitation Totals with Rankings 2025 NOAA NWS - Climate Prediction Center NOAA NWS - Climate Prediction Center: ENSO North American Multi-Model Ensemble (NMME)
Arthur Hayes says Bitcoin could hit $250K by year-end, and it all starts with Trump's secret plan to take control of the Federal Reserve. In today's show, we explain how the next financial regime shift plays out, covering:• How Trump seizes control of the Fed• Why Lisa Cook is the final domino• Yield Curve control & regional banking strategy• HyperLiquid vs. Binance: the perpetual wars• Stablecoins as global dollar bank accounts• Why salary earners lose in a hyper-financialized world• Bitcoin's $250K setupWatch the full episode now.Timestamps:00:00 Intro00:50 Presidential Poker Explained02:57 Trump's Secret Weapon Against the Fed05:27 The Hidden Math Behind Stablecoin Explosions08:24 HyperLiquid Bull Case & Exit Strategy10:30 Talus, Hibachi, Recall Ads13:59 When Everything Becomes Money, Nothing Is15:11 Neobank Wars: Ether.fi vs Plasma19:20 The Fed's Money Printer Has a Fatal Flaw21:23 Enso, Relay Ads22:01 The “333 Rule” That Breaks Every Economy23:29 America's Empire Is Collapsing29:50 Bitcoin's $250K Path32:21 France Is Quietly Preparing to Abandon the EuroArthur Hayes IG - https://www.instagram.com/cryptohayes/Arthur Hayes LinkedIn - https://www.linkedin.com/in/arthur-hayes-b493b42/Arthur Hayes Substack - https://cryptohayes.substack.com/Arthur Hayes X: https://x.com/CryptoHayesArthur Hayes Blog: https://cryptohayes.medium.com/Maelstrom X: https://x.com/MaelstromfundMaelstrom Website: https://maelstrom.fund/Website: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd...Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+TsM1CRpWFgk1NGZhThe Rollup Disclosures: https://therollup.co/the-rollup-discl
Agri markets have returned to the US trade agenda, following President Trump's commitment to discuss China's absence of US soybean export orders at an upcoming meeting with President Xi. However, it's likely too late for US soybean farmers and exporters to regain market share through the current season, unless the Chinese reserve moves into stockpiling mode. During this episode, Tracey also discusses the agri market outlook including recent fundamental developments and weather risks as the ENSO cycle is transitioning to La Nina. Our September 2025 assessment of global agri commodity fundamentals has found that availability remains at or near multi-year lows in 2025/26 and with markets priced for production perfection, we see upside price risks ahead across much of the complex. Speakers: Tracey Allen, Senior Commodities Strategist, Head of Agricultural Commodities Research This podcast was recorded on October 3, 2025. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-5090092-0, https://www.jpmm.com/research/content/GPS-5088200-0 and https://www.jpmm.com/research/content/GPS-5094837-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2025 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party. It is permissible to use J.P. Morgan Data for internal business purposes only in an AI system or model that protects the confidentiality of J.P. Morgan Data so as to prevent any and all access to or use of such J.P. Morgan Data by any third-party.
Kirsten discusses the realities of being a business owner, emphasizing the importance of redefining what it means to be "booked and busy."More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Join Ashwath Balakrishnan and Neel Daftary as they explore the future of DeFi infrastructure with Connor Howe, co-founder of Enso. After nine years of building in crypto, Connor has created what he calls "the shortcut to building on-chain applications" - a developer tool that abstracts away the complexity of integrating with hundreds of DeFi protocols. From powering Berachain's $3.1 billion launch to enabling developers to reduce build times from seven months to just days, Enso is positioning itself as the Unity engine for Web3.Enso: https://www.enso.build
In this episode, Kirsten shares insights on common mistakes made by waxers, emphasizing the importance of using quality products, proper pre and post care, effective client interaction, and maintaining good ergonomics during treatments.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Kirsten shares updates on her business and personal lifeMore on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Han transcurrido más de 30 años desde la caída de la URSS pero el presidente ruso, Vladímir Putin, tiene una meta para pasar a la historia: devolver a Rusia el estatus de potencia imperial. Nos lo cuentan el historiador y traductor, José María Faraldo, y el periodista de El País, Guillermo Altares.
More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Join our community page: https://discord.gg/mbCUTRZfZmFollow me on Instagram
Links for everything in the episode Bed:https://skinact.com/products/sage-electric-spa-treatment-table-massage-facial-bed?gad_source=1&gad_campaignid=22042887273&gbraid=0AAAAA947qe46OkhMRmdamwWIxecWbUr39&gclid=Cj0KCQjwwZDFBhCpARIsAB95qO1T4B-1dHO279UNa_HmHmxsJ7FhCYWXF9cyDrenO7o0Vf4s3VyjZdAaArRhEALw_wcB&sca_ref=9455575.jD5Gp6HrmRhzf https://skinact.com/pages/skincare/9455575(TAMPAWAXER code)Lighting https://glamcor.com/?gad_campaignid=15702588361&gad_source=1&gbraid=0AAAAACUesefAUuRdEy_Pbq8h7duDVq4fQ&gclid=Cj0KCQjwwZDFBhCpARIsAB95qO16eJr0E9LIUTlq-4CWIGIJD8mnxk6X3bP8ZhE9UgwLWLkBEJ_IS0IaAttJEALw_wcBhttps://thecosmoglo.com/?tw_source=google&tw_adid=711634373011&tw_campaign=21647980283&gad_source=1&gad_campaignid=21647980283&gbraid=0AAAAABKZCzeS1Rx0NGNm_qM9OSLRehYrk&gclid=Cj0KCQjwwZDFBhCpARIsAB95qO38ZkgyN4h_1_wiU60_0sJR9YYudl0f2wbIqpk3ckr5IdCN5EbsjGAaApYhEALw_wcB&view=sl-9B96AE35Enso Duo (not available yet, stay tuned)ensowax.comFan:https://amzn.to/45ntPmaMic:https://amzn.to/4lyYpxOhttps://amzn.to/4lwHnRbMacro lens for phone:https://amzn.to/4lyYCB6Camera for content:https://amzn.to/41Jk5jKTowel caddy:https://amzn.to/45q24JKHeart mask:https://www.lovemert.com/collections/eye-pillowsCooling wand:https://amzn.to/4ozlbsaMore on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Follow me on Instagram
In this episode of the Waxing Podcast, Kirsten shares her personal journey as an esthetician, discussing the challenges and triumphs of running her own business. She reflects on the importance of sleep, the struggles of finding a suitable workspace, and the lessons learned throughout her entrepreneurial journey.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Follow me on Instagram
Save 10% off on Enso with code TWP10 and join our FREE community group (IT'S FUN I SWEAR): https://discord.gg/mbCUTRZfZmMore on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Follow me on Instagram
In this episode of the Waxing Podcast, Kirsten discusses the journey of transitioning from being an employee to going solo as an esthetician. She emphasizes the importance of understanding the responsibilities that come with being your own boss, the need for effective marketing, and the value of building a personal brand before making the leap. Kirsten also highlights the benefits of being an employee and encourages listeners to consider their options carefully.Save 10% off on Enso with code TWP10 and join our FREE community group (IT'S FUN I SWEAR): https://discord.gg/mbCUTRZfZmMore on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Follow me on Instagram
In this episode of the Waxing Podcast, host Kirsten discusses the critical importance of first-time client experiences in the waxing industry. She emphasizes the need for estheticians to create a welcoming environment, educate clients rather than sell to them, and develop unique strategies to stand out in a saturated market. Kirsten shares personal anecdotes and practical tips to ensure that new clients feel comfortable, valued, and likely to return, ultimately leading to business growth and client retention.More on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Follow me on Instagram
In this episode, Kirsten welcomes Wednesday from Wicked Aesthetics to discuss the intersection of motherhood and entrepreneurship in the beauty industry. They explore the importance of community and networking, and the evolving role of social media in connecting with clients and brands.More about Wednesday:Instgram: https://www.instagram.com/wednesdaythelasher/?hl=enLash courses: https://www.wickedesthetics.co/training?fbclid=PAZXh0bgNhZW0CMTEAAaeAiacGRaMPgjBZyTe-tK1wsTCbvsf6v7FI_Op5LYpWy3MWj-a4kLjb3qOf6w_aem_LnnSZ62HtaQ_iMJLAoC5iQAbout Wednesday:https://www.wickedesthetics.co/links/?fbclid=PAZXh0bgNhZW0CMTEAAacqV5aKS_jUOptDipmc7MfWJjkrKowxGZOa_2MHXKWRhhZ0igfUwuGcI3I2FA_aem_r8ezKSZ0N85KK4CXNuqCuQMore on Enso:https://ensowax.com/https://www.instagram.com/ensowax/Follow me on Instagram