Podcasts about zurich

In late April, details came to light about a covert experiment conducted by researchers from the University of Zurich on unsuspecting Reddit users on the debate forum known as r/changemyview. They used AI chatbots posing as real humans on the forum to test their powers of persuasion and invented backstories like a rape survivor or a Black man opposed to Black Lives Matter. What they didn't have was consent. The experiment violated Reddit Terms of Service, forum rules and, critics say, academic research standards. The researchers who notified Reddit of the experiment after the fact have since apologized and said they won't publish the results. Reddit says it's increasing efforts to verify users are human. Marketplace's Meghan McCarty Carino spoke to Mohammad Hosseini, a professor at Northwestern University's medical school, about the potential harms that could come from a study like this one.

In late April, details came to light about a covert experiment conducted by researchers from the University of Zurich on unsuspecting Reddit users on the debate forum known as r/changemyview. They used AI chatbots posing as real humans on the forum to test their powers of persuasion and invented backstories like a rape survivor or a Black man opposed to Black Lives Matter. What they didn't have was consent. The experiment violated Reddit Terms of Service, forum rules and, critics say, academic research standards. The researchers who notified Reddit of the experiment after the fact have since apologized and said they won't publish the results. Reddit says it's increasing efforts to verify users are human. Marketplace's Meghan McCarty Carino spoke to Mohammad Hosseini, a professor at Northwestern University's medical school, about the potential harms that could come from a study like this one.

00:02:32 - 00:06:30: Critique of Trump's “Big Beautiful Bill” - Analyzes Trump's bill, which increases national debt by $3.3 trillion, includes tax cuts like no taxes on tips, but prioritizes military spending over real cuts. Highlights Ron Paul's call to reduce military-industrial complex expenditure. 00:26:15 - 00:31:52: Central Bank Digital Currencies (CBDCs) and Control - Discusses globalist agenda for CBDCs, quoting Augustine Carstens on centralized control and transaction tracking, warning of threats to personal freedom and privacy. 01:02:12 - 01:09:32: AI Manipulation on Social Media - Covers University of Zurich experiment where AI bots on Reddit manipulated users' beliefs through lies and targeted vulnerabilities, raising ethical concerns about AI-driven propaganda. 01:16:52 - 01:17:33: Show Introduction and Music Appreciation - Welcomes listeners back to the David Knight Show, acknowledges a viewer's comment praising David's music for breaks, and mentions a potential relaxed evening stream. 01:18:26 - 01:25:12: Pastor on Angels and Demons - Pastor Alan Jackson discusses his book Angels, Demons and You, emphasizing the reality of spiritual forces, their role in the gospel, and the church's disconnect from these truths due to rationalism and a diluted gospel. 01:25:42 - 01:35:35: Pagan Indoctrination in Schools - Reports on Chicago schools forcing Hindu rituals on students via the David Lynch Foundation, leading to a $2.6M settlement. Highlights broader pagan indoctrination (Hinduism, Buddhism, Islam) in U.S. public schools, rooted in anti-Christian agendas. 01:44:40 - 01:51:48: COVID Death Misinformation - Critiques ABC News' claim of 300+ weekly U.S. COVID deaths, alleging manipulated data (PCR tests, misattributed causes) and fearmongering to push vaccines, despite low uptake and known risks. 01:51:48 - 01:58:44: Vaccine Harms and Misreporting - Discusses adverse effects of COVID vaccines (e.g., renal failure), underreporting in VAERS, and the dangers of live virus vaccines, supported by audience comments from a paramedic and others. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

00:02:32 - 00:06:30: Critique of Trump's “Big Beautiful Bill” - Analyzes Trump's bill, which increases national debt by $3.3 trillion, includes tax cuts like no taxes on tips, but prioritizes military spending over real cuts. Highlights Ron Paul's call to reduce military-industrial complex expenditure. 00:26:15 - 00:31:52: Central Bank Digital Currencies (CBDCs) and Control - Discusses globalist agenda for CBDCs, quoting Augustine Carstens on centralized control and transaction tracking, warning of threats to personal freedom and privacy. 01:02:12 - 01:09:32: AI Manipulation on Social Media - Covers University of Zurich experiment where AI bots on Reddit manipulated users' beliefs through lies and targeted vulnerabilities, raising ethical concerns about AI-driven propaganda. 01:16:52 - 01:17:33: Show Introduction and Music Appreciation - Welcomes listeners back to the David Knight Show, acknowledges a viewer's comment praising David's music for breaks, and mentions a potential relaxed evening stream. 01:18:26 - 01:25:12: Pastor on Angels and Demons - Pastor Alan Jackson discusses his book Angels, Demons and You, emphasizing the reality of spiritual forces, their role in the gospel, and the church's disconnect from these truths due to rationalism and a diluted gospel. 01:25:42 - 01:35:35: Pagan Indoctrination in Schools - Reports on Chicago schools forcing Hindu rituals on students via the David Lynch Foundation, leading to a $2.6M settlement. Highlights broader pagan indoctrination (Hinduism, Buddhism, Islam) in U.S. public schools, rooted in anti-Christian agendas. 01:44:40 - 01:51:48: COVID Death Misinformation - Critiques ABC News' claim of 300+ weekly U.S. COVID deaths, alleging manipulated data (PCR tests, misattributed causes) and fearmongering to push vaccines, despite low uptake and known risks. 01:51:48 - 01:58:44: Vaccine Harms and Misreporting - Discusses adverse effects of COVID vaccines (e.g., renal failure), underreporting in VAERS, and the dangers of live virus vaccines, supported by audience comments from a paramedic and others. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

This episode captures the spirit of my set at the vibrant Funkeltanz Day Party in Zurich — a beautiful day filled with rhythm, sunshine, and unforgettable energy. Massive thanks to everyone who showed up, danced, and vibed with me. This mix is for you — a musical memento to relive the moments we shared. Featuring sounds from Rema, The Weeknd, Sade, Moojo, FNX Omar, Riva Starr, and more — plus special selections close to home and heart:

De la fin du XIXe siècle et jusqu'en 1981, la loi suisse autorisait à enfermer celles et ceux qui ne cadraient pas avec la norme. Pour les filles-mères ou les alcooliques, enfreindre le modèle traditionnel n'envoyait pas au tribunal mais pouvait leur valoir un enfermement à Bellechasse, à Hindelbank, à La Valletta, à Mendrisio ou encore à Uitikon dans le canton de Zurich. Cette mesure administrative courante a fait l'objet d'une commission d'enquête et d'un rapport historique publié en 2019 qui chiffre cette manière hors la loi de soigner les maux de la société par la sanction. Alix Heiniger est historienne, elle a collaboré à cette commission indépendante d'experts sur les internements administratifs en Suisse.

"Blurring Reality" - Chai's Social AI Platform - sponsoredThis episode of MLST explores the groundbreaking work of Chai, a social AI platform that quietly built one of the world's largest AI companion ecosystems before ChatGPT's mainstream adoption. With over 10 million active users and just 13 engineers serving 2 trillion tokens per day, Chai discovered the massive appetite for AI companionship through serendipity while searching for product-market fit.CHAI sponsored this show *because they want to hire amazing engineers* -- CAREER OPPORTUNITIES AT CHAIChai is actively hiring in Palo Alto with competitive compensation ($300K-$800K+ equity) for roles including AI Infrastructure Engineers, Software Engineers, Applied AI Researchers, and more. Fast-track qualification available for candidates with significant product launches, open source contributions, or entrepreneurial success.https://www.chai-research.com/jobs/The conversation with founder William Beauchamp and engineers Tom Lu and Nischay Dhankhar covers Chai's innovative technical approaches including reinforcement learning from human feedback (RLHF), model blending techniques that combine smaller models to outperform larger ones, and their unique infrastructure challenges running exaflop-class compute.SPONSOR MESSAGES:***Tufa AI Labs is a brand new research lab in Zurich started by Benjamin Crouzier focussed on o-series style reasoning and AGI. They are hiring a Chief Engineer and ML engineers in Zurich and SF. Goto https://tufalabs.ai/***Key themes explored include:- The ethics of AI engagement optimization and attention hacking- Content moderation at scale with a lean engineering team- The shift from AI as utility tool to AI as social companion- How users form deep emotional bonds with artificial intelligence- The broader implications of AI becoming a social mediumWe also examine OpenAI's recent pivot toward companion AI with April's new GPT-4o, suggesting a fundamental shift in how we interact with artificial intelligence - from utility-focused tools to companion-like experiences that blur the lines between human and artificial intimacy.The episode also covers Chai's unconventional approach to hiring only top-tier engineers, their bootstrap funding strategy focused on user revenue over VC funding, and their rapid experimentation culture where one in five experiments succeed.TOC:00:00:00 - Introduction: Steve Jobs' AI Vision & Chai's Scale00:04:02 - Chapter 1: Simulators - The Birth of Social AI00:13:34 - Chapter 2: Engineering at Chai - RLHF & Model Blending00:21:49 - Chapter 3: Social Impact of GenAI - Ethics & Safety00:33:55 - Chapter 4: The Lean Machine - 13 Engineers, Millions of Users00:42:38 - Chapter 5: GPT-4o Becoming a Companion - OpenAI's Pivot00:50:10 - Chapter 6: What Comes Next - The Future of AI Intimacy TRANSCRIPT: https://www.dropbox.com/scl/fi/yz2ewkzmwz9rbbturfbap/CHAI.pdf?rlkey=uuyk2nfhjzezucwdgntg5ubqb&dl=0

This World Shared Practice Forum Podcast episode features a discussion on the article "Building Global Collaborative Research Networks in Pediatric Critical Care: A Roadmap," published in Lancet Child and Adolescent Health in February 2025. The conversation, led by Dr. Jeff Burns with guests Professor Luregn Schlapbach and Professor Padmanabhan Ramnarayan, explores the challenges and strategies for creating effective global research networks in pediatric critical care. The speakers highlight the importance of collaboration, the need for a robust evidence base, and the potential of large data models to drive the future of precision medicine and improve patient outcomes. LEARNING OBJECTIVES - Understand the current landscape and challenges of pediatric critical care research - Identify the key components and benefits of global collaborative research networks - Learn about the action plans and goals for advancing global pediatric critical care research AUTHORS Luregn Schlapbach, MD, PhD, Prof, FCICM Head, Department of Intensive Care and Neonatology University Children's Hospital in Zurich, Switzerland Padmanabhan "Ram" Ramnarayan, MBBS, MD, FRCPCH, FFICM Professor of Paediatric Critical Care Imperial College London Jeffrey Burns, MD, MPH Emeritus Chief Division of Critical Care Medicine Department of Anesthesiology, Critical Care and Pain Medicine Boston Children's Hospital Professor of Anesthesia Harvard Medical School DATE Initial publication date: May 26, 2025. ARTICLE REFERENCED Schlapbach LJ, Ramnarayan P, Gibbons KS, et al. Building global collaborative research networks in paediatric critical care: a roadmap. Lancet Child Adolesc Health. 2025;9(2):138-150. doi:10.1016/S2352-4642(24)00303-1 TRANSCRIPT https://cdn.bfldr.com/D6LGWP8S/at/7hptjhbmtkv8sqx7m86934/202505_WSP_Schlapbach_and_Ramnarayan_Transcript-3864x5000-258ba60.pdf Please visit: http://www.openpediatrics.org OPENPediatrics™ is an interactive digital learning platform for healthcare clinicians sponsored by Boston Children's Hospital and in collaboration with the World Federation of Pediatric Intensive and Critical Care Societies. It is designed to promote the exchange of knowledge between healthcare providers around the world caring for critically ill children in all resource settings. The content includes internationally recognized experts teaching the full range of topics on the care of critically ill children. All content is peer-reviewed and open-access thus at no expense to the user. For further information on how to enroll, please email: openpediatrics@childrens.harvard.edu CITATION Schlapbach LJ, Ramnarayan P, Burns JP. Building Global Pediatric Research Networks. 05/2025. OPENPediatrics. Online Podcast. https://soundcloud.com/openpediatrics/building-global-pediatric-research-networks-by-l-schlapbach-p-ramnarayan-openpediatrics.

Owen Benjamin is a comedian who could have been making $20 million a pop for Netflix comedy specials. But he saw the light, escaped from LA, and now farms on his small holding in very rural Idaho. He still does comedy, though. Owen's tremendous live streams: https://unauthorized.tv/channel/big-bear/ Owen's (excellent!) Comedy Specials: https://owenbenjamin.com/comedy-specials/ ↓ If you need silver and gold bullion - and who wouldn't in these dark times? - then the place to go is The Pure Gold Company. Either they can deliver worldwide to your door - or store it for you in vaults in London and Zurich. You even use it for your pension. Cash out of gold whenever you like: liquidate within 24 hours. https://bit.ly/James-Delingpole-Gold ↓ ↓ How environmentalists are killing the planet, destroying the economy and stealing your children's future. In Watermelons, an updated edition of his ground-breaking 2011 book, JD tells the shocking true story of how a handful of political activists, green campaigners, voodoo scientists and psychopathic billionaires teamed up to invent a fake crisis called ‘global warming'. This updated edition includes two new chapters which, like a geo-engineered flood, pour cold water on some of the original's sunny optimism and provide new insights into the diabolical nature of the climate alarmists' sinister master plan. Purchase Watermelons by James Delingpole here: https://jamesdelingpole.co.uk/Shop/ ↓ ↓ ↓ Buy James a Coffee at: https://www.buymeacoffee.com/jamesdelingpole The official website of James Delingpole: https://jamesdelingpole.co.uk x

Welcome to Episode 283 of the Spun Today podcast—the only podcast anchored in writing, but unlimited in scope. I'm your host, Tony Ortiz, and in this deeply personal and heartfelt episode, I invite you to join me as I honor the memory of my dear friend and Spun Today alumni, Pablo Mosquera Jr., who tragically passed away earlier this year.   This episode is a special re-release of one of my favorite beachside conversations with Pablo, originally recorded on a traditional day off in Coney Island—a ritual we created to escape the grind, share stories, and reflect on life while soaking up the summer sun. It's an episode filled with laughter, nostalgia, and the kind of meaningful storytelling that makes the Spun Today podcast what it is.   Throughout this episode, I touch on everything from cherished friendship catchphrases and cycling marathons, to our first jobs and the profound impact travel can have on creativity and perspective. We reminisce about coming-of-age moments, family reunions, and the small rituals that inspire us.   As you listen, I hope you'll appreciate the raw emotion and candid storytelling as much as I did revisiting it. Whether you're tuning in as a writer looking for inspiration, or as someone seeking comfort in community, this episode is a reminder to cherish every moment, tell your stories, and put pen to paper while you still can.   So pull up a chair (or a spot on the sand), and get ready for an episode that's as much a tribute as it is a celebration of creative living. Rest in peace, Pablo—you are missed, and your story lives on through the words and memories we share.   Let's get into it.   The Spun Today Podcast is a Podcast that is anchored in Writing & Random Rants, but unlimited in scope.  Give it a whirl.    Twitter: https://twitter.com/spuntoday Instagram: https://www.instagram.com/spuntoday/ Website: http://www.spuntoday.com/home Newsletter: http://www.spuntoday.com/subscribe   Links referenced in this episode:     Follow Pablo on Twitter: @pabs711 & Instagram: @pabs711   Get your Podcast Started Today! https://signup.libsyn.com/?promo_code=SPUN (Use Promo code SPUN and get up to 2-months of free service!) Check out all the Spun Today Merch, and other ways to help support this show! https://www.spuntoday.com/support   Check out my Books Make Way for You – Tips for getting out of your own way FRACTAL – A Time Travel Tale Melted Cold – A Collection of Short Stories http://www.spuntoday.com/books/ (e-Book, Paperback & Hardcover are now available).   Fill out my Spun Today Questionnaire if you're passionate about your craft.  I'll share your insight and motivation on the Podcast: http://www.spuntoday.com/questionnaire/    Shop on Amazon using this link, to support the Podcast: http://www.amazon.com//ref=as_sl_pc_tf_lc?&tag=sputod0c-20&camp=216797&creative=446321&linkCode=ur1&adid=104DDN7SG8A2HXW52TFB&&ref-refURL=http%3A%2F%2Fwww.spuntoday.com%2Fcontact%2F   Shop on iTunes using this link, to support the Podcast: https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewTop?genreId=38&id=27820&popId=42&uo=10   Shop at the Spun Today store for Mugs, T-Shirts and more: https://viralstyle.com/store/spuntoday/tonyortiz   Music: https://www.purple-planet.com   Outro Background Music: https://www.bensound.com   Spun Today Logo by: https://www.naveendhanalak.com/   Sound effects are credited to: http://www.freesfx.co.uk Listen on: iTunes | Spotify| Pocket Casts| YouTube | Website 

Tom Bodrovics welcomes back Tony Greer, trader, editor of The Morning Navigator , and co-founder of the MacroDirt podcast, to discuss the current state of global markets. The conversation begins with an overview of the chaotic economic landscape, including regime change dynamics, inflationary pressures, and market volatility across sectors like bonds, gold, oil, and Bitcoin. Tony highlights the breakdown of traditional market correlations, making it difficult to predict trends. He emphasizes gold as a key store of value, noting central bank buying but expressing caution about its current highs and potential vulnerabilities if buyers step back. Gold miners, meanwhile, are performing well, though Tony questions whether larger investors will shift allocations into them. The discussion turns to bond markets, particularly the Japanese situation, where yields have spiked, raising concerns about central bank intervention. Tony suggests that yields may continue to rise before any potential stabilization. He also touches on inflation, noting that while official numbers appear tame, everyday costs remain high, and the impact of tariffs could linger. Oil prices are surprisingly stable despite geopolitical tensions, with plenty of supply keeping prices in check. Tony speculates that energy stocks could rebound if oil prices stabilize but remains cautious about their profitability at current levels. The interview also covers the broader economic picture, including the risks of a U.S. recession and the impact of Trump's trade policies. Tony expresses skepticism about chasing recession narratives, instead focusing on market trends and central bank behavior. He concludes by reiterating the importance of watching stores of value like gold and Bitcoin, given the ongoing themes of currency debasement and geopolitical uncertainty. Timestamp References:0:00 - Introduction0:43 - Interesting Times1:42 - Politics & Correlations3:44 - C.B. & High Gold Prices12:05 - Timeframes & Signals16:46 - Capital Rotation Miners19:44 - Global Debt Markets22:57 - Volatility & Confusion25:16 - C.B. Coordination & YCC27:00 - Inflation Threats?28:41 - Oil Price Drivers33:18 - Recession Risks?35:25 - Tariff Ramifications37:14 - Copper?38:10 - Trump's Administration40:40 - 2025 What to Watch43:58 - U.S. Debt Overhang?45:21 - Wrap Up Guest Links:Substack: https://tgmacro.substack.com/Twitter: https://x.com/tgmacroWebsite: https://tgmacro.com/E-Mail: tony@tgmacro.comMacro Dirt Podcast: https://www.google.com/search?q=macro+dirt+podcast After graduating from Cornell University in 1990 Tony followed in his father's footsteps to a Wall Street trading operation. He quickly learned his career path would be vastly different. He says, "I would not be sitting in the same seat on the same trading desk managing the same risk for the same firm for over 30 years." We have clearly entered a new era in financial markets. He began in the treasury department of Sumitomo Bank on the 107th floor of the World Trade Center downtown Manhattan. Tony was an FX trading assistant while the Quantum Fund was breaking the Bank of England in 1992. In 1993 he joined Union Bank of Switzerland as an FX and commodities trader, spending half a year as a Vice President in their Zurich treasury department. Then returned to New York City early in 1995 to join J. Aron & Company, the privately held commodity trading arm of Goldman Sachs. He managed risk for the Goldman Sachs Commodities Index, in precious and base metals trading, and futures and options trading on the New York Mercantile Exchange. He started his first venture in 2000 – Machine Trading which happened right before the tech bubble burst. That decision was his first excruciating life lesson in market timing. It turned out to be an extremely valuable learning experience. He believes there is a massive opportunity with both the unprecedented situation in global markets and in the way financial news is consum...

1. Crucify (1 August 2008 - Dranouter, BEL) 2. Butterfly (13 October 2001 - Philadelphia, PA) 3. Marianne (21 July 1996 - Portland, OR) 4. Take to the Sky (12 June 2005 - Brussels, BEL) 5. Bachelorette (31 May 2014 - Zurich, SWI) 6. Suede (17 November 2017 - Austin, TX) 7. Professional Widow (29 October 1999 - London, ENG) 8. Beauty of Speed (14 July 2010 - Zurich, SWI) 9. Barons of Suburbia (17 September 2005 - Los Angeles, CA) 10. Roosterspur Bridge (10 March 2013 - Caprices, SWI) 11. Improv (16 November 2002 - Wallingford, CT) 12. Mad World (2 September 2005 - Austin, TX) 13. A Case of You (29 July 1994 - Raleigh, NC) 14. Spring Haze (6 October 2001 - Washington, DC) 15. Girl (29 November 2107 - Mesa, AZ) 16. A Sorta Fairytale (27 September 2017 - Essen, GER) 17. In Your Room (5 August 2014 - Chicago, IL)

I have had the pleasure of conversing with many people on Unstoppable Mindset who clearly are unstoppable by any standard. However, few measure up to the standard set by our guest this time, Katrin J. Yuan. Katrin grew up in Switzerland where, at an early age, she developed a deep curiosity for technology and, in fact, life in general. Katrin has a Masters degree in Business Administration and studies in IT and finance.   As you will see by reading her biography, Katrin speaks six languages. She also has accomplished many feats in the business world including being the founder and CEO of the Swiss Future Institute.   Our conversation ranges far and wide with many insights from Katrin about how we all should live life and learn to be better than we are. For example, I asked her questions such as “what is the worst piece of advice you ever have received?”. Answer, “stay as you are, don't grow”. There are several more such questions we discuss. I think you will find our conversation satisfying and well worth your time.   As a final note, this episode is being released around the same time Katrin's latest book is being published. I am anxious to hear what you think about our conversation and Katrin's new book.       About the Guest:   Katrin J. Yuan Boardmember | CEO Swiss Future Institute | Chair AI Future Council Katrin J. Yuan is an award-winning executive with a background in technology and transformation. With a Master of Business Administration and studies in IT and finance, Katrin is fluent in six languages. She is a six-time Board Member, Chair of the AI Future Council, lectures at three universities, and serves as a Jury Member for ETH and Digital Shapers. With a background of leading eight divisions in the top management, Katrin is an influential executive, investor, speaker and a "Young Global Leader" at the St. Gallen Symposium. Her expertise extends to AI, future megatrends, enforcing AI and a diverse data-driven approach.  Ways to connect Katrin:   Swiss Future Institute https://www.linkedin.com/company/swiss-future-institute LinkedIn https://www.linkedin.com/in/katrin-j-yuan/ Instagram https://www.instagram.com/katrinjyuan/ Youtube https://www.youtube.com/@katrinjyuan   Speaker Topics: AI Future Tech Trends | Boards | NextGen Languages: EN | DE | FR | Mandarin | Shanghainese | Turkish | Latinum Menu card overview https://www.futureinstitute.ch   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 00:15 Hi. I'm Michael Hinkson, Chief vision Officer for accessibe and the author of the number one New York Times best selling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast. As we explore our own blinding fears of inclusion, unacceptance and our resistance to change, we will discover the idea that no matter the situation or the people we encounter, our own fears and prejudices often are our strongest barriers to moving forward. The Unstoppable mindset podcast is sponsored by accessibe. THAT'S A, C, C, E, S, S, I, capital, B, E, visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities and to help make the internet fully inclusive by the year 2025 glad you dropped by. We're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Well, hi everyone. Welcome to another edition of unstoppable mindset. Our podcast has been doing really well. We've been having a lot of fun with it ever since August of 2021 and I really thank you all for listening and for being part of our family. And as I always tell people, if you know of anyone who you think ought to be a guest, let us know, and we'll get to that later on. Today, our guest is from Switzerland, Katrin J Yuan. And Katrin is a person who, among other things, is the CEO of the Swiss future Institute, and I'm going to leave it to her to tell us about that when we get to it. She is a executive. She's an executive with a with a pretty deep background, and again, I don't want to give anything away. I want her to be able to talk about all that, so we'll get to it. But Katrin, I want to thank you for being here and for finding us and for coming on unstoppable mindset.   Katrin J Yuan ** 02:20 Warm Welcome Michael and Dear audience, thank you so much for having me on unstoppable mindset. I'm excited to be here with you a bit about myself.   Michael Hingson ** 02:32 Yes, please, you and growing up and all all the scandalous things you that you don't want anyone to know. No, go ahead. We we're here to hear what you have to say.   Katrin J Yuan ** 02:43 My cultural background is, I'm looking Asian, grown up in Europe and Germany, and then later for my studies in Switzerland, in the French part of Switzerland. And now I'm being in here in Zurich. My background is Mba, it finance. I started with a corporate then in tech consulting. I was heading eight departments in my lab. Last corporate position there of head it head data. Now to keep it simple and short, I consider myself as an edutainer, community builder and a connector, connecting the dots between data, tech and people. I do it on a strategic level as a six time board member, and I do it on an operational level for the Swiss future Institute for four universities, being a lecturer and sharing knowledge fun and connecting with people in various ways.   Michael Hingson ** 03:44 Well, what? What got you started down the road of being very deeply involved with tech? I mean, I assume that that wasn't a decision that just happened overnight, that growing up, something must have led you to decide that you wanted to go that way.   Katrin J Yuan ** 03:58 It's a mixture curiosity, excitement, I want to know, and that started with me as a kid, how things work, what's the functionality? And I like to test do things differently and do it myself before reading how it should be done. What's the way it should be done.   Michael Hingson ** 04:21 So, yeah, yeah, I find reading is is a very helpful thing. Reading instruction manuals and all that is very helpful. But at the same time, there isn't necessarily all the information that a curious mind wants, so I appreciate what you're saying.   Katrin J Yuan ** 04:36 Yeah, totally. There are so many more things. Once you start, it's like one layer after the other. I like to take the layers, lip by layer, to go to a core, and I'm I don't avoid asking questions, because I really like to understand how things work.   Michael Hingson ** 04:55 Yeah, yeah. It's a lot more fun. And. And hopefully you get answers. I think a lot of times, people who are very technically involved in one thing or another, when you ask them questions, all too often, they assume, well, this person doesn't have the technical expertise that I do, so I don't want to give a very complicated answer, and that's all lovely, except that it doesn't answer the question that people like you, and frankly I have, which is, how do things work? Why do they work? Much less? Where do we take them from here? Right?   Katrin J Yuan ** 05:31 Absolutely, and breaking down complexity rather simplifying things, and tell us in an easy way you would maybe tell kids, your neighbors and non tech persons, and at the end of the day, it's the question, What's in for you? What is this for? And what's the value and how you can apply it in your everyday life? Yeah,   Michael Hingson ** 05:57 I grew up, of course, being blind, and encountered a lot of people who were and are curious about blind people. The problem is I usually have an assumption also, that if you're blind, you can't do the same things that sighted people can do, and that's usually the biggest barrier that I find we have to break through, that I have to break through, because, in reality, blindness isn't the issue, it's people's perceptions. And so that's why I mentioned the whole idea that people often underrate people who ask a lot of questions, and the result is that that it takes a while to get them comfortable enough to understand we really do want to know when we really do want you to give us good technical information that we can process and move forward with   Katrin J Yuan ** 06:47 exactly normally, in a room full of board members, managers, you call it, you name it, CEOs, investors, usually someone or even the majority, is very thankful that finally somebody asks also, dare to ask the simple questions to find a solution. And it's not only the what, but I find it interesting also the how you solve it, and to see and do things in a different way, from a different, diverse perspective. This is very valuable for those seeing and for those seeing in a different way or not seeing and solving it in your own very unique way, and   Michael Hingson ** 07:33 and that's part of the real issue, of course, is that looking at things from different points of view is always so valuable, isn't it? Absolutely,   Katrin J Yuan ** 07:42 this is why I also go for diversity in tech leadership boards. Yeah, because for me, I like to say it's no charity case, but business case,   Michael Hingson ** 07:57 yeah. Well, so you, you've, in a sense, always been interested in tech, and that I can appreciate, and that makes a lot of sense, because that's where a lot of growth and a lot of things are happening. What? So you went to school, you went to college, you got a master's degree, right?   Katrin J Yuan ** 08:17 Yes, correct.   Michael Hingson ** 08:20 And so what was then your first job that you ended up having in the tech world? I   Katrin J Yuan ** 08:27 was in the IT ICT for Vodafone in a country this last station was with Northern Cyprus. For me, very exciting. Yeah, to jump in different roles, also in different areas, seeing the world sponsored by a large company here in Europe. And that was very exciting for me to jump into white, into it and learn quickly. I wanted to have this knowledge accelerated and very pragmatic to see many countries, cultures, and also diverse people in many, many means, from language to culture to age to many, many different backgrounds.   Michael Hingson ** 09:09 So from a technology standpoint, how is Vodafone doing today? I know you've moved on from that, but you know, how is it? How is it doing today? Or is it I haven't I've heard of Vodafone, but I haven't kept up with it. That   Katrin J Yuan ** 09:22 was my very first chapter. So yes, indeed, I moved on, staying in the tech sector, but now I am completely here in Switzerland for another chapter,   Michael Hingson ** 09:35 and Vodafone is still a very sizable and ongoing company. It   Katrin J Yuan ** 09:39 is not in Switzerland, but yes, still in Europe, with headquarter, UK, in Germany and so on. Definitely. Yeah,   Michael Hingson ** 09:47 I'm, I'm familiar with it. And I was thinking Germany, although I hadn't thought about the UK, but that makes, makes some sense. So you, you obviously worked to. Learn a lot and absorb a lot of information. And I like the things that that you're talking about. I think people who are really curious, and who work at being curious aren't just curious about one thing and you talked about, you're curious about the technology and all the things that you could learn, but you are also very interested in the cultures, and I think that that is and the whole environment, and I think that is so important to be able to do what, what kinds of things, if you if you will, did you find interesting about the different cultures, or what kind of commonalities Did you find across different cultures? Because you, you had the experience to to be able to be involved with several so that must have been a pretty fascinating journey.   Katrin J Yuan ** 10:45 Yeah, CEO of a Swiss future Institute, and as university lecturer of four universities in Germany, as well as in Switzerland, mostly about AI data analytics. And also as board member, I have several demanding roles started already in young years. So one of the questions I hear often is, how did you make it, and how is the combination? And here my answer is, start early discipline focus. I'm highly self motivated curiosity, as mentioned earlier in the combination, and I did not expect success to come early. I expected to endure pain, hard work and to go forward and a mixture of discipline, hard work, step by step, and also to overcome challenges.   Michael Hingson ** 11:42 Did you find it to be a challenge with any of the cultures that you worked within, to to be able to be curious and to be able to move forward? Or were you pretty much welcomed across the board?   Katrin J Yuan ** 11:57 It's a mixture. It started with the obvious, the language. So when I was, for instance, on Northern Cyprus, that's the Turkish speaking part, not the Greek part, which is in the EU I accepted the opportunity given by the company at that time to learn Turkish. That was amazing for me. Yeah, as I felt like, if I'm the guest, the least I can do is adapt and giving, showing my respect and openness towards a new culture. And for me, culture starts with a language. With language you reach not only the people, but you really understand as there are so many, and those of you who speak more than one language, you might have find it especially comparing different expressions emotions. Typical expressions in different languages is not only translating, it's really understanding those people. Yeah, and that for me, definitely super exciting. It was a challenge, but a very welcome one, embracing that challenge, and for me, it was like, Hey, let's do an experiment. Being an adult, learning a complete new language, not like English, German, French, and both usually relatively close to each other, so related ones, but a completely new such as Turkish. So nobody spoke Turkish in my friend's neighborhood, closer family as we are, we are not. But I thought that, hey, let's simply start. And I started by learning eight, eight hours per week, so really intense, including the Saturday. So it was only doable that way, to give it a serious try to bridge and be open towards different cultures.   Michael Hingson ** 13:53 Well, the other part about it is, in a sense, it sounds like you adopted the premise or the idea that you didn't really have a choice because you lived there, or at least, that's a great way to motivate and so you you spent the time to learn the language. Did you become pretty fluent in Turkish? Then I   Katrin J Yuan ** 14:13 was there like five months, the first three months, it was rather a doing pain and hard work without having any success. So I didn't, didn't get it. I didn't understand anything, though I had every week the eight hours of Turkish, and it took three months, and that's super interesting for me to perceive like I love experiments, and I love experimenting, also with myself included, that is, it's not, it seems to be not linear, but rather jumping. So you have all the investments in the first where you don't see any immediate effect. Well, after the first three months, there was a jump. Um, and I remember clearly the first moment where I got it, where I understood something, and later on learning intensely, even understood some sort of jokes and etc. And there the meetings were all in Turkish. So it really helped to adapt to that one and get what they say,   Michael Hingson ** 15:20 so until you got to the point where you could sort of understand the language, how did, how did you function? Did you have somebody who interpreted or how did that work?   Katrin J Yuan ** 15:30 Well, they speak English as well, and of course, they adapted to me, such as to the other experts being there as well.   Michael Hingson ** 15:39 Yeah. Did? Did you find, though, that once you started having some effective communication in the language that that they liked that and that that made you more accepted? They   Katrin J Yuan ** 15:52 were surprised, because at that time, I was the only one from from the experts manager sent there and really accepted the whole education package for like, okay, it's free, it's education. Let's definitely accept it and give it a serious try, having the eight hours per week. So several were quite surprised that I did it and that I'm interested in learning a new language as a as an adult, where you could have said, No, that's, that's enough. Let's, let's all stay in our usual, the simple, the simplest way, which is, let's keep it and do it all in English, what we already can speak.   Michael Hingson ** 16:38 But they had to feel more at home when you started speaking their language a little bit. I remember in college, I took a year of Japanese. It just seemed fascinating, and I like to listen to short wave. I'm a ham radio operator, so I oftentimes would tune across stations, and I would find radio Japan and listen to broadcasts, and then I took a year, and I've been to Japan twice as a speaker, talking about the World Trade Center and so on. And although I didn't become in any way fluent with the language, I was able to pick up enough words, especially after having been there for a few days, that I could at least know was what's going on. So I appreciate exactly what you're saying. It makes it a whole lot more fun when people do relate to you. Which is, which is so cool. So, you know, I think that's that's a good thing. Where did you go after Cyprus?   Katrin J Yuan ** 17:34 I went back to Switzerland. Ah, familiar language, yeah, from the French and to the German speaking part in Switzerland, also with French, it's more or less the same. I learned a large part, also per University, and frankly, per TV. Watching television, if you first started, didn't get any of those jokes, yeah, I felt quite stupid. And then one day, you really break the wall, and then it's going all the way up, and you simply get it. You live it. You are widened, and you understand the culture and those people, and they will feel that you are bracing it, that you are not only polite or only there for a temporary of time, and then you're you're gone. Yeah,   Michael Hingson ** 18:22 you you demonstrate that you are really interested in them and curious about them, as I said, and that tends to definitely make you more relatable and make you more appreciated by the places where you are. So I'd like to go ahead and continue in, you know, obviously learning about you and so on. And I know we talked a little bit about other places where you've been and so on, but you've got, you've got a lot that you have done. So you work a lot with CEOs. You work a lot with investors and board members, and a lot of these people have a lot of different kinds of personalities. So what is your perception of people? What was your perception of working with all those people? And how do you deal with all of that going forward? Because everybody's got their own thoughts,   Katrin J Yuan ** 19:21 indeed, and in that context, what is normal? How do you perceive and how are you perceived by others? That was a question which raised my curiosity. Yeah, by time, it was not clear from the beginning, and for me, I found my answer in what is normal. It's super relative for only what you perceive and know. Got to know taught by your parents as a kid. And for me, looking looking Asian, yeah, looking different, yeah, as. A woman young, you're looking different. And that combination in Switzerland, it's yeah, it weighs some questions, and got me reflecting upon that question, yes, and this all how you deal and see and apply that difference and make that difference to be a value for yourself and for others. You bring   Michael Hingson ** 20:25 up an interesting point, though. You talk about what is normal, and so what is normal? How do you deal with that?   Katrin J Yuan ** 20:33 Normal is what you think is normal. There's no real normal, the so called norms. Does it fit to you, or you will make them fit to you, and you are unique in that setup you know, like what is normal considering beauty standards, it is what you use to know, based on culture, based on your direct environment, by based by your family, what you see is what you get, yeah. And based on some scientific stuff, like relatively high symmetric in in your face, but not too much asymmetric, yeah, just the right mixture, yeah. And so I learned to define, instead of being defined all the time, to define myself what is normal to me, to me, and to be very aware that the normal is quite relative my perception. Did   Michael Hingson ** 21:33 you find that there were times that you had to sort of change your view of what was normal because of circumstances, does that make sense?   Katrin J Yuan ** 21:43 Yeah, totally, and I respect it so much. Also, with your fantastic story yourself, Michael, where I can only say, Chapo, how, how you make your way all the way up. And it's, it's more than respectful. I have you have my admiration for that one for me, it was definitely food traveling, seeing myself, not so much as a small kid, I perceived like, Hey, we are all normal. Yeah, there was no difference as a small kid. But latest for me, when you got a bit older as a kid, between, in between kid and becoming adult, also from the environment, raising questions of how you appear, whether you appear differently from kids and so on. Yeah, the question was brought to me, so I had to deal with it in the one or other way. And I learned it's, it is interesting if you are finding yourself. It's not a point that you know in black, white, okay, that's me, but it's rather walking the whole path with all the stones, Hicks and up and downs, becoming you in all its essence and normal it was defines you, and I like to challenge myself wherever, and all these bias everyone has naturally, it makes us humans. That's the way that I, at least challenge myself to open that quick few seconds box again, after the very first impression, which is built unconsciously, and and, and some, some good moments and valuable relationships appeared not from the first moment, but because I challenge it, and even if we didn't like, for example, each other from the first moment, but then we gave it another opportunity, and even friendships were built with a second and third glance. And this is why I invite you to think about your own normal and to find and define yourself, not letting it be a standard defined by others.   Michael Hingson ** 24:07 I have ever since September 11, I always hear people saying and I read and I reacted to it internally. We got to get back to normal. People hate getting out of their comfort zone oftentimes, and that's, in a sense, so very frustrating. But I kept hearing people say, after September 11, we got to get back to normal. And I finally realized that the reason that I didn't like that statement was, normal will never be the same again. We can't get back to normal because normal is going to be different, and if we try to get back to where we were, then the same thing is going to happen again. So we do need to analyze, investigate, explore and recognize when it's need to move on and find, if you will, for the moment, at least a new normal.   Katrin J Yuan ** 24:58 Absolutely, I'm. With you. What's normal for you? Michael,   Michael Hingson ** 25:04 yeah, what's normal for me isn't normal for you. I think what's normal for me today isn't what it used to be. So for me today, normal is I do get to travel and speak, but when I'm home, I have a dog and a cat. Normal change for me a couple of years ago when my wife passed away. So it was a matter of shifting and recognizing that I needed to shift, that the mindset couldn't be the same as it was pre November 12 of 2022 and so it is important to be able to adapt and move on. So I guess for me, normal, in one sense, is be open to change.   Katrin J Yuan ** 25:50 That's beautifully said. Be open to change.   Michael Hingson ** 25:55 Yeah, I think it's really important that we shouldn't get so locked in to something that we miss potential opportunities, that that change, or that adapting to different environments will bring us   Katrin J Yuan ** 26:10 totally and you yourself, give yourself all the opportunities you have to evolve over time you will not be Exactly and that's good the way it is the same person, yeah? Because environment change, all the factors change, and we humans are highly adaptive, yeah, this is underestimated by ourselves many times. Yeah, but we are, and we make the best out of the situation, and especially with regard to hard moments where really, really, really hard, and nobody likes them, while being in that moment, but looking back and being overcoming it afterwards looking back, I like to say, when do you really grow? It's in the hard times when you grow this is where you endure pain, but you'll be become better, bigger, more resilient afterwards, right?   Michael Hingson ** 27:13 Very, very much. So Well, in your case, growing up, working, being in all the different environments that that you have. Have you ever had an unexpected moment, a hard moment that you had to deal with? And what was that? And how did you? How did you deal with it?   Katrin J Yuan ** 27:29 Sure, just sharing one earlier moment. I had an accident. I was on my way to dancing course and all chilly fun made myself pretty on the day, thinking only on superficial, beautiful moments, partying and so on. And then it crashed on the road, and in a matter of seconds, life can be over. So I woke up in the hospital and the intensive care, that unit, where you only find the hard cases, was, yeah, were really not beautiful to look at. Yeah, I find myself. And I was like, that was definitely a very hard lessons I learned in early years. So I had to relearn everything, and had to look two weeks long at a white wall with an ugly picture on it, and I had plenty plenty of time to think about myself and the world and what, what the heck I should do with the remaining time, and also my perception of normal, of wishes, of expectations, of different perspectives, and my my expectation on life. Yeah. Well,   Michael Hingson ** 28:56 what was an ugly picture? Did you ever come to appreciate the picture?   Katrin J Yuan ** 28:59 It was still ugly after two weeks, just checking.   Michael Hingson ** 29:05 So though you, you chose not to let that become part of your normal, which is fine. I hear you well, you, but you, you adapted. And you, you move forward from that, and obviously you you learned more about yourself, which is really so cool that you chose to use that as a learning experience. And all too often, people tend not to do that. Again, we don't do a lot of self analysis, and tend to try to move on from those things. But, but you did which is, which is admirable by any standard. Well, one of the things that I'm curious about is that you have a fairly good social media followings, and I'm sure there are a lot of people who would ask this, what would you advise for people. Who want to build their brand. What did you learn along the way, and what would you advise people to do if they want to build their own brand and and grow? I've   Katrin J Yuan ** 30:07 over 60,000 views, which is not bad for a non celebrity and a simple officer, worker, academic worker, here in Switzerland, and I like to invite people to think, imagine you were a product. What are you standing for? And don't try to cover your weaknesses. It's a unique you as a combination of all of your science, I like to speak about the 360 degree you and starting, and I know statistically that a bit more women are a bit concerned about, hey, how much should I really give and and get over visibility, and is it still in a professional way, and I don't want to waste My time and so on. Somebody told me, and I find this idea very simple and good people talk about you either way. Also, if you leave a room, either you let it the way, in a passive way, so accepting it, or you decide one day, and this is what I did, actively influence it. So I like to, rather if I may have a choice, actively influence and have some take on my life, my decisions, my normal the doings, the happenings and the starts with a perception in our world. Allow me it is very simple. What you see is what you get. Yeah, so the visibility, if you can use it, especially here, now with all the social media channels, from LinkedIn to Insta to YouTube, what you have in place, use it systematically for your business, not as a I don't want to waste my time, and you don't need to open up to everything your private life. If you want to keep that, that's all good. You can just open up enough to build up your brand for business. Yeah, and for me, it's really, really going, definitely, we monetize and open up for business, and so that our clients in Switzerland, Liechtenstein and Germany and Austria, and the dark region we call it, find us in, yeah, and thankful for that   Michael Hingson ** 32:37 interesting and I like something that that you say, which is, you don't need to open up your private lives, we get too nosy, and we get too many people who put too many pieces of information about their private lives, and unfortunately, that's just not a productive thing to do, Although so many people do it in this country now. We're, we're seeing a number of athletes whose homes are being broken into. And you can trace the reason that it's even possible back to a lot of social media. They're, they're saying they're not going to be there, or in some cases, they can't necessarily avoid it. Doesn't need to be social media when you've got sports figures who are playing in games and all that, but we focus too much on private lives rather than real substance. And unfortunately, too many people, also, who are celebrities, want to talk about their private lives. And I, you know, I don't tend to think that is overly productive, but everybody has their own choices to make, right? So   Katrin J Yuan ** 33:45 everybody has their own choices to make. Yeah, I recommend, if you like, stay with them consistently so you feel comfortable. How much you open the door is starting ultimately with you. I like to say in that context, you are ultimately responsible for all the things you do, but also with all the things you don't do. Yeah, and that's totally fine, as long as it's it's very much and that it's something you will feel that's, that's about you, yeah, and social media and visibility, and the business side, the professional side of using your whether Employer Branding, your personal branding, all the stuff, this is controlled by you, how much you give. Of course, you can sense how much, depending on how much you give, how much will come back. And if you don't feel like posting all the time, also with 40 degree fever out of a bat. Don't do it. It might be not sensible in your case, and not giving you back the outcome, the impact, the real consequence and effects it has. Yes, totally.   Michael Hingson ** 34:55 Well, social media hasn't been with us all that long, and I think we're still. So really learning how to best be involved with social media. And of course, that's an individual choice that everyone has to make. But what Facebook is only 20 years old, for example. And so we're going to be learning about this, and we're going to be learning about the impact of social media for a long time to come, I suspect,   Katrin J Yuan ** 35:20 absolutely and nowadays, fusion. Everything merged on the next level with AI, the perception what you get is what you see really fake news is only the beginning in text, in visual speaking of pictures and in videos, which is nothing else than a row of visual pictures in moving so our generation and the next and the next, from alpha to Gen Z, X, Y over and bridging generations, we will have to learn how to deal with it responsibly, both being potentially one of the actors in So, being a creator, creating your own content, and on the other side, accepting seeing, resonating, interacting with other content. What is real, what is fake? How do you deal with it, critically and responsibly for business, for society, yeah? Because whenever you do something, somebody else will see it. And that's that sense every one of us is a role model. So your behavior is not ultimately only what you say, but also what you do. Yeah, measure me and what I do, not what I say, and yeah, and others will see you and observe and that will have an effect, if you want or not. And therefore I am for a responsible way, behaving, reflecting and carry that on, spreading that information. Yeah. It all starts with you, I   Michael Hingson ** 37:01 believe is all too important to recognize it's due and judged by what I do, not by what I say. I think that is so important and one of the biggest lessons that we can learn from social media or anything. And it's nothing new. It's just that now it is such more a visible kind of lesson that we need to learn, because it's all about actions, and they do speak a lot louder than words, whether we like to think so or not. Yeah,   Katrin J Yuan ** 37:30 totally. And you said it, Michael, it's nothing new. Yeah, it's not reinvented, but, yeah, it's all transparent, too much information flooded by all channels, all these voices and people, experts are not commenting, resonating, multiplied, copied, bringing to other dimensions, and it's so easy, yeah, the real ones and the other ones. Yeah, so it's upon you to deal with it responsibly, yeah,   Michael Hingson ** 38:00 well, you have been associated with a number of boards. You've dealt with lots of board members. You're the CEO of a company and so on. So I'm curious to get your thoughts on the whole concept of, how do we work to make boards and board members more inclusive and more diverse? Or how do we open boards up to perhaps different things that they haven't experienced before?   Katrin J Yuan ** 38:31 That's a very good one, which means a lot to me personally. I like to say it's not a charity case, but a fact matters, numbers, business case so simple. That is, if you have, let's say, 10 people, high personalities in one room, a decision is very, very easily made. If you all think, look, behave the same, with the same skills, background, experiences and cultural wise, definitely, you will come to one decision quickly. But is this ultimately the best decision of a company and for your future? And have you shared all these thoughts from a different perspective, from a different angle. This implies a certain way, also with efforts with some time are not only easy peasy, but once you challenge yourself, you really grow. You really grow and come to an ultimately better decision, worthwhile, a more valuable perspective, yeah, and thinking of something you have never fought yourself, but another fraction does, and ultimately, the other voice is not only one minority speaking of an easy example of one to nine makes 10. Yeah, but scientifically, we speak here about the 33% and more, so more than three four people in a room, it would make sense to really have a strong voice here, and not only the one exceptional voice, but really a discussion among diverse peers reaching to the ultimate outcome in the best interest of a company.   Michael Hingson ** 40:26 How do we get people to adopt that kind of mindset and expand boards though to make that happen? Because all too often, people are locked into their own way. Well, we want board members and we want people who think as we do, and we don't want to really change, which is getting back to what we talked about before, with normal   Katrin J Yuan ** 40:45 I'm definitely with you, Michael, and if we had one short sentence answer on that one, I would be the first to raise the hand give me that solution. It's very hard to force externally. It's it's, ultimately, the best way is if you really come to that and you you get convinced yourself by your own experience, by seeing observing, by being open minded enough to learn from others. Yeah, that is not with age, with success, with power, with hierarchy, you name it, with title, with salary, package that you find one day, okay, I learned enough. I'm successful enough, I'm rich enough, I can afford and do what I what I wish, means, and I I'm not interested, consciously or unconsciously, and having another, maybe challenging other view which threatens or challenges myself, or which makes it a little bit more uncomfortable, but for the ultimate sake of getting to a better result. So there's a science dimension, there's a psychological cultural dimension, and definitely that's an individual one, but I learned the greatest people, men and women, like the really successful ones, they are quite on the steep learning curve, wherever they stand. And the really good ones, they want to become even better. Now this is for knowledge, learning never ends, and this is also for openness, looking the ball is wound from the 360 degree perspective. And this is ultimately also, as I said at the beginning, the business case to know from science. Okay, if I go alone, I might get the point quite quickly. Or if everybody is a little copy of you, it makes it so easy, isn't it, but if you really challenge, go through this is where you bring yourself and the others and the whole team, and again, the value of your company and listed company, your innovation, your value of the ultimate company, much, much further than it was yesterday, and this is where maybe, how much can we afford, looking at business as competition, looking at the latest technology, all these and also over culture and over borders, yeah, how much can we afford to stay the way we Are because we were that successful and maybe also privileged the last 20 years. I doubt so. So this is, again, plenty of real facts, numbers, arguments. Look at the statistics. It's a clear business case where we go and the smartest one goes first and state an example by yourself. Go through it and then you experience it yourself, the value out of difference and diverse and true means by living it and allowing it in your own circle.   Michael Hingson ** 43:54 The question that sort of comes to mind, and it's hard one to really answer, I think, but if you're on a board with a very strong leader or very strong persons, and you see that they're not necessarily willing to deal with diversity or real inclusion. How do you help them understand the value of doing that and becoming more diverse or becoming more inclusive in the way they think, by   Katrin J Yuan ** 44:21 raising questions in a polite, respectful way, you can do a lot. Everything you do is better than doing nothing, simply accepting on and in a passive way. I think everything else is definitely worth to try, fail, try, do better and try in a row. Repetition is also something which is psychologically therefore we have all these repetition jingles and advertising to some, to some extent, very useful, effective. So if you again, may hear it, not maybe only from one person, but for more than the 33% and. And you might hear it from your best buddy, you might hear it from peers, but you one day come and accept at least question it yourself, yeah, raising that question and you really want to get better, as we said at the beginning. Michael beautifully said, accept change or change. What is normal, yeah. And we are highly adaptive, again, as humans. So allow yourself to grow. There are two ways, either or if, if you should ever meet somebody who is rather not that open to it. So there are two ways and which will show by time. Yeah. But one is, your people only like to change when change becomes necessary, versus where an event happens, yeah, a very hard event, and where you will have face tremendous consequences, so you must have a change, yeah, and it's painful, and the others before, out of being convinced, touching the question before, how much can we afford to stay the way we are like forever, just because it has been like this in the Last 20 years? And I rather invite change doesn't happen overnight. Yes, that's true, but continues and little ones rather the hard cut at the end and and rather from yourself, interior and and intrinsically motivated, rather than being forced only by outside. That's way better. And smart people, yeah, are open, listening, learning, and therefore, do some effort. Make some effort yourself. Normally, it pays back 10 times.   Michael Hingson ** 46:51 You know, one of the best quotes I've ever heard that I really like, and I think it really ties in here, comes from the person who was our 35th president, who's now passed away, Jimmy Carter. He once said we must adjust to changing times while holding to unwavering principles. And my point in bringing that up is that change doesn't need to be that you have to sacrifice Basic Life Principle. I think so all too often, we don't necessarily learn some of those life principles as well as we should, but change is a good thing, and we do need to adjust to change any times, and it doesn't mean that we have to sacrifice the basics of life that we've grown up with and that we Experience   Katrin J Yuan ** 47:37 beautifully said exactly, I totally agree and to every new year, the new year resolution, stop smoking, becoming more sportive, all of sudden, all these long lists of changes and wishes, potential achievement and potential failures. Scientifically, I'm a bit nerdy. From the person, yeah, for me, no, it is positive. Is it shows that, rather than going for the big, hard cut change, use all these small steps and allow yourself to make these small steps towards change and habits, this is also shown and proven. Habits do not come overnight. They are not accepted. Whether, yeah, it's getting early bird, becoming all of a sudden Early Bird, because, yeah, you want to belong to that 5am breakfast club or something, whatever it is, yeah, make a combination over time in small steps, and reward yourself also, if you make a small step towards change. Now that's that's where magic happens. So you keep it over 234, months, and there become a good habit over time. But   Michael Hingson ** 48:49 also keep in mind why you want to make the change. That is what you don't change just to change. You change because there's a reason, and it's important to understand whatever it is the reason for wanting to change   Katrin J Yuan ** 49:04 having a goal and visualize it as much as you can. It's a strong one. And ultimately, do it for yourself, not for your partner, not because of somebody else, expecting do it for yourself. Yeah, becoming healthier working with a certain amount of discipline towards your marathon, or whatever it is in your life situation, yeah, definitely. Because if you don't have a goal, don't expect to ever learn that would be a pure accident, and that's rather impossible, yeah. But having a goal, you dramatically enhance your probability to reaching that one step by step.   Michael Hingson ** 49:45 Yep, absolutely. So you know what? Let's take a minute and play a game, just for fun. If you were a song, which one would it be?   Katrin J Yuan ** 49:55 A classic one, up to a certain moment, I will be. Surprise and a mixture, rather to the more modern, maybe new, classic one and a Big Bang to the end,   Michael Hingson ** 50:11 you have a particular one in mind. As   Katrin J Yuan ** 50:13 I love playing piano myself. I have two pianos at home, and I like to play from notes, sheets. But also come, come make my own compositions. I have one in mind, which is rather my own composition, starting from the classic, from a known one, such as Chopin, but going into a rather the individual one the end, yeah, it's a mixture.   Michael Hingson ** 50:40 Well, you've you've obviously been around a lot and so on. What's the worst advice you ever received? Stay   Katrin J Yuan ** 50:47 the way you are and come back in five years. You're not ready yet. Well, I simply didn't accept it. I think you're ready when once you feel ready, and that's not you're too young for it, or you are not ready because these things are lacking. And get the first reference, and get the first ones who trust yourself, and start trusting yourself going the first part, whether it's the first leadership role, but it's the first investment role, whether it's a first board membership role, whether it's becoming you, following your dreams, making your own company become reality all these I am convinced, at the end of the day, you are the ultimate producer of your life. So what are you waiting for? For me, it was the accident. Wake wake up. Call for me, where I fought like, Okay, two weeks staring at that ugly wall with that picture that made me somehow aware of my time. So I somehow subjectively really accelerate. I always think like, Hey, I don't have enough time. Let's make and really use the time given. And so, yeah, it's all about you define yourself, rather than letting others to define I   Michael Hingson ** 52:06 think that's really the operative part. Define yourself. You're the only one who can really do that, and you're the only one who can know how well you're doing it. So I think you're absolutely right, and   Katrin J Yuan ** 52:18 nobody knows you better. Nobody should know you better than yourself, because you spend all your time you know all these ugly, weak and really strong, really beautiful sides of yourself. You spend all the time, your whole life, if you like it or not, with you. So some people, however passive or with regard to responsibility, yeah, I would like to, but somehow I'm waiting somebody else who pushes me, who will give me before me that ball in my way, who tell me or who give me this one recommendation I was waiting a long time for. No, it should be you. You know yourself the best way start making use out of it. Yeah, and   Michael Hingson ** 52:59 you should really work to make sure you know yourself better than other people do. It's it makes your life a whole lot better. If you can do that. Let me ask this, if you could go back in time, what would you do?   Katrin J Yuan ** 53:09 I started quite early, and I've had some thoughts about skills, about what I could do, what I what I'm good at, and what I wish. Yeah, all that, and at some point I didn't dare to speak out. I accepted a lot, and I was actually quite silent for a long time. And in private life, I'm rather introvert. When they see me on stage as a speaker, as a lecturer at universities and so on, people tend to think I'm extrovert, but in private life, I'm quite introvert, looking back, maybe starting even earlier in a stronger pace than a faster pace, being more aware and not covering and myself in silence, in good moments, whether it's a meeting or in a lesson, if you know a Good answer, speak out. If you know a good question, speak out. Dare to speak out for yourself and for others. This took me some time to find my voice, many years, but now I somehow finally found it for myself, and I dare to speak out for myself and for others to make a little bit of change and to make dare to make things differently. So it has ultimately your individual impact, your outcome, your own responsible line. So this, this is something I would have wished for me and also for others. Believe in yourself, trust in yourself, speak out earlier, whenever you see and there are plenty opportunities. I'd like to finish on that one. It's like a muscle. It's not born, but rather, you can train it also, but leadership skills, or that entrepreneurial skills or to the skills to deal with difficult situation as you overcame dramatically, wonderfully. My. Yeah, everyone might face over a lifetime, individually with his and hers. Face it, grow with it, become better and share it with others. So you push, pull and get good people on your side. And it's not only you suffering, but the ultimate outcome is so much more than the one moment which was hard. So believe in yourself.   Michael Hingson ** 55:28 What's one thing that you really wish people would see that maybe they don't beauty   Katrin J Yuan ** 55:33 and difference? Yeah, think about it in all its means a bit deeper, and I dearly invite you. It starts with the looks, yeah, with the automatic, subconsciously quickly done, judging others. It's so easy. And yes, we know it's only human, but knowing about yourself, it's about freedom, and with freedom comes responsibility, and also knowing about your limitations and knowing about your weak spots helps you really a lot to grow over time. Knowing you is not only knowing you how to do the small talk when the sunny weather everybody can be a leader or do something in a good means, yeah. It's very, very easy, but I talk about what stormy weather when it comes to really tough situations, when it comes to darkness and different means, then observe yourself. How do you behave? And many, even adults, they don't know, they can't say, or they totally freak out or give up, or some, some, some ways, challenge yourself. Where are your limits? Have you never tried your limits before? Because you didn't swim out into the sea and see how much you can really swim well, better try out. You will find out and get to know yourself in all your dimension. This is definitely something, the beauty and difference accepting. And this is not only finger pointing to others. It starts with you. Yeah, because you are different. I bet you are in some ways, if it's not looking Yeah, being too old, too young, too man, too woman, too beautiful, too ugly, yeah, too fat, too skinny, and all these are, it's maybe your language, your culture, your skills, your different background, maybe you're never the new one, and maybe you are different in all beautiful ways. It is possible to be different. So allowing difference, seeing even inviting it to your circle, is something of tremendous value once you open the door and you nurture it over time, I wish more people could see it and use it on positive impact in this world.   Michael Hingson ** 58:04 I have been a firm believer pretty much my whole life, that life's an adventure, and we have to embrace it. We have to live it to the fullest, and when we do, we're much better for it. One of the things that it does for us is it makes us, by the definition of this podcast, more unstoppable. What makes you unstoppable?   Katrin J Yuan ** 58:26 Life is an adventure. I completely agree with that sentence. I like to say, for me, it's also one day I saw it's like one big game, either you don't play, or I play and want to win it, war, whereas I think there can be several who be the winners, not only one. It's not a one man, one woman show, yeah, it's the team, it's the community, it's the effort. What makes you unstoppable? It starts for me, definitely with your mind, unstoppable mind in every means, not with your body, because the body, the physics is limited, yeah, but our mind, spirit, brain, and what you feel here in your heart and what you hear have in your head is this, ultimately, you, changing, evolving Over time, becoming you, and this makes me unstoppable, knowing and I'm on the way. It's not a point, but rather a long, long path from our phone, knowing me, the skills, knowing what you have overcome, Michael, over time, everything. Why shouldn't you achieve and do and get, ultimately, to your next goal, because you, looking back, have achieved so much already becoming stronger and stronger. If we go back to the simplified game, if it was a video game, you get to the next level. Not only getting to the next level, you're becoming more stronger. Yeah, this is becoming you and. Yeah, I believe that you are the ultimate producer. It starts in knowing, trusting, believing in you, speaking out and helping, not only yourself, but ultimately pulling, pushing others. As a community, we share many things which, when shared, becomes multiplied much, much more worth, such as visibility, value, knowledge, trust and community and connections, all these wonderful things different than a cake, if you share, it becomes more so I don't see you are alone. I see you're not an island. You're not alone. Come with us. Follow and grow with us on the journey becoming, ultimately you and you will be unstoppable   Michael Hingson ** 1:00:49 your way. And I think that's a great way to end this conversation, because I think that you cited it and said it so well and eloquently that reality is, people can be more unstoppable, but they they need to take the responsibility to make that happen, and if they do, they'll be better for it. So Katrin, I want to thank you again for being here, and I want to thank everyone who listens to this for being with us today. This has been a fun podcast. It's been a great adventure, and I really appreciate having the opportunity to keep Catrin busy for my gosh, over an hour now, and just getting to be bedtime over in Switzerland. So thank you for being here, but for all of you, hope you've enjoyed this. I hope that you will give us a five star review wherever you are listening to this podcast or watching it, and also, if you know of anyone else who ought to be a guest, we certainly like you to let us know. Love to get your thoughts about the podcast, feel free to email me at Michael H, I m, I C, H, A, E, L, H i at accessibe, A, C, C, E, S, S i, b, e.com, or go to our podcast page, www, dot Michael hingson.com/podcast. Michael hingson is spelled M, I, C, H, A, E, L, H, I N, G, s, O, n.com/podcast, Katrin, if people want to reach out to you, how would they be able to do that?   Katrin J Yuan ** 1:02:20 LinkedIn, Insta, YouTube, you find me. Google me, what's   Michael Hingson ** 1:02:25 your what's your LinkedIn, ID, your handle on LinkedIn.   Katrin J Yuan ** 1:02:29 Katrin J Yuen, Swiss, future Institute. Opportunities don't happen. We create them. Stay, follow and grow with us. Thank you.   **Michael Hingson ** 1:02:41   You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.

Episode 475 / Banks VioletteBanks Violette is an artist born in Ithaca, NY who lives and works in Ithaca, NY. He recieved his BFA from the School of Visual Arts  and an MFA from Columbia University. He's had numerous solo shows including ones at MoCa, Connecticut, Gladstone Gallery, Blum & Poe, Thaddeus Ropac, Maureen Paley, Team Gallery, Rodolphe Janssen, and the Whitney Museum to name just a few. He's had scores of group shows all over the globe from the Museum of Modern Art to the Warhol Museum and his work is in the collections of The Coppel Foundation, MexicoThe Ellipse Foundation, Portugal, The Centre Pompidou, Paris, France, Frank Cohen Collection, Manchester, England The Jumex Foundation, Mexico, Los Angeles County Museum of Art, Los Angeles, Migros Museum für Gegenwartskunst, Zurich, Switzerland Musée d'Art Moderne et Contemporain, Geneva, Switzerland Museum of Contemporary Art, Los Angeles, Museum of Modern Art, New York, The OverHolland Collection, Amsterdam, The Netherlands The Saatchi Collection, London, UK, The Solomon R. Guggenheim Museum, New York, Frederick R. Weisman Art Foundation, Los Angeles and the Whitney Museum of American Art, New York. 

Snacks on during outdoor adventureshish have always been an obsession of mine, always trying to find something new and tasty. Fortunately, Emma came to save all of us with her new book, Oat of Joy a recipe book and an Oatobiography. We talked about it and about much more in this episode of the BroomWagon Podcast with the awesome, incredible, brilliant Emma Pooley.Episode notes:Oat to Joy: https://www.emmapooley.net/oat-to-joy/ Buy Oat to Joy in the UK: https://alpkit.com/products/oat-to-joy-recipes-emma-pooleyBuy Oat to Joy in Switzerland: https://vertical.coffee/pages/oat-to-joyBuy Oat to Joy in EU: https://iris.cc/products/recipes-oat-to-joyOat to Joy Vernissage in Zurich: https://www.eventbrite.ch/e/oat-to-joy-book-vernissage-tickets-1355302880399Voice by: Stefano Nucera aka Calamaro https://instagram.com/calamaroccPhotos by: Music by: Bonus Point https://bonuspoints1.bandcamp.com/The BroomWagon Podcast

See pictures and read more on materiallyspeaking.comOriginally from Zurich, Maja was always keen to leave Switzerland and with an Italian grandmother perhaps Italy was always going to be her destination. She moved to Italy in 1991.She speaks to us about how her approach to work has changed. When she was young she liked seeing the impression her hands made on the work, while now she seeks smoothness and perfection.We meet Maja at her home - Artists Hill - an old farmhouse, surrounded by olive groves and a huge vegetable garden, which she has renovated into a home, studios, and a part that she rents out.First Maja shows us the room where she draws, and then we move over to her new modelling studio, opposite the house.In the middle of this room, towering above her, is a spiral column. It's a plastercast - soon to be realised in acrylic resin and earth.Maja tells us about a bas relief project in 16 panels called dressing. The question she originally posed was, “Can we change religion like clothes or is religion something inherent to us, you know, is it like part of us?"One of Maja's first pieces was Extension of Ego and now it takes pride of place in her studio. Maja still loves it and it represents the theme she still develops of externalising human traits in her work.Labrynth is another of Maja's pieces that follows the theme of a body's outside reflecting what is inside.majathommen.chinstagram.com/thommenmaja

In 1972, Rabbi Yaakov Asher Sinclair opened SARM Studios the first 24-track recording studio in Europe where Queen mixed “Bohemian Rhapsody”. His music publishing company, Druidcrest Music published the music for The Rocky Horror Picture Show (1973) and as a record producer, he co-produced the quadruple-platinum debut album by American band “Foreigner” (1976). American Top ten singles from this album included, “Feels Like The First Time”, “Cold as Ice” and “Long, Long Way from Home”. Other production work included “The Enid – In the Region of the Summer Stars”, “The Curves”, and “Nutz” as well as singles based on The Hitchhiker's Guide To The Galaxy with Douglas Adams and Richard O'Brien. Other artists who used SARM included: ABC, Alison Moyet, Art of Noise, Brian May, The Buggles, The Clash, Dina Carroll, Dollar, Flintlock, Frankie Goes To Hollywood, Grace Jones, It Bites, Malcolm McLaren, Nik Kershaw, Propaganda, Rush, Rik Mayall, Stephen Duffy, and Yes. In 1987, he settled in Jerusalem to immerse himself in the study of Torah. His two Torah books The Color of Heaven, on the weekly Torah portion, and Seasons of the Moon met with great critical acclaim. Seasons of the Moon, a unique fine-art black-and-white photography book combining poetry and Torah essays, has now sold out and is much sought as a collector's item fetching up to $250 for a mint copy. He is much in demand as an inspirational speaker both in Israel, Great Britain and the United States. He was Plenary Keynote Speaker at the Agudas Yisrael Convention, and Keynote Speaker at Project Inspire in 2018. Rabbi Sinclair lectures in Talmud and Jewish Philosophy at Ohr Somayach/Tannenbaum College of Judaic studies in Jerusalem and is a senior staff writer of the Torah internet publications Ohrnet and Torah Weekly. His articles have been published in The Jewish Observer, American Jewish Spirit, AJOP Newsletter, Zurich's Die Jüdische Zeitung, South African Jewish Report and many others. Rabbi Sinclair was born in London, and lives with his family in Jerusalem. He was educated at St. Anthony's Preparatory School in Hampstead, Clifton College, and Bristol University. A Project Of Ohr.Edu Questions? Comments? We'd Love To Hear From You At: Podcasts@Ohr.Edu https://podcasts.ohr.edu/

When it comes to trust in science, it depends where you look. Niels Mede, science communication researcher at the University of Zurich, delves in. Niels G. Mede is a postdoctoral researcher at the University of Zurich, Switzerland, and fellow of the Digital Democracy Centre in Odense, Denmark. He studies science communication, focusing on digital media, […]

durée : 00:04:47 - La lutte enchantée - par : Camille Crosnier - C'est la polémique qu'on n'a pas vu venir : l'interdiction des souffleuses de feuilles, en Suisse, à Zurich, votée par le Conseil communal, au nom de la protection de la biodiversité. Mais la droite ne compte pas laisser passer cette nouvelle loi et organisera une votation à l'automne !

Bitcoin expert, gold bug and comic Dominic Frisby returns to the show to talk to James about - what else? - gold, crypto and comedy. Frisby explains why the price of gold is rocketing, warns of the confiscatory measures that are bound to be coming our way, and tries to persuade a sceptical James that the US is the best bolthole destination. They also talk about Frisby's amazing success with his 5/2 diet (five days eating, two fasting) and about Dom's Christian faith. James teases Dom cruelly about his latent Normie tendencies. Dom's newsletter the Flying Frisby is a must-read for goldbugs: https://www.theflyingfrisby.com https://www.designmynight.com/london/bars/bethnal-green/backyard-comedy-club/dominic-frisby-the-mid-year-review https://www.frisbys.news/p/get-your-lols-lined-up-where-to-see ↓  If you need silver and gold bullion - and who wouldn't in these dark times? - then the place to go is The Pure Gold Company. Either they can deliver worldwide to your door - or store it for you in vaults in London and Zurich. You even use it for your pension. Cash out of gold whenever you like: liquidate within 24 hours.  https://bit.ly/James-Delingpole-Gold ↓ ↓  How environmentalists are killing the planet, destroying the economy and stealing your children's future. In Watermelons, an updated edition of his ground-breaking 2011 book, JD tells the shocking true story of how a handful of political activists, green campaigners, voodoo scientists and psychopathic billionaires teamed up to invent a fake crisis called ‘global warming'. This updated edition includes two new chapters which, like a geo-engineered flood, pour cold water on some of the original's sunny optimism and provide new insights into the diabolical nature of the climate alarmists' sinister master plan. Purchase Watermelons by James Delingpole here:  https://jamesdelingpole.co.uk/Shop/ ↓ ↓ ↓ Buy James a Coffee at: https://www.buymeacoffee.com/jamesdelingpole The official website of James Delingpole: https://jamesdelingpole.co.uk x

We know that often times people want to experience a growing faith, but they have legitimate questions that keep them from moving forward. During this series, we'll tackle some of those questions, and give you something solid to which you can anchor your faith. Can I still have Faith & Doubt? Check out Week Four of Asking for a Friend here!

1) Tout sur les lochies, ces saignements qui surviennent au tout début du post-partum Après l'accouchement, le corps poursuit son travail avec les lochies, des saignements qui aident à cicatriser et nettoyer l'utérus, prévenant les infections. L'ocytocine, une hormone, déclenche aussi des contractions utérines appelées tranchées, souvent plus fortes après un deuxième enfant. Manon Germond interroge Claire de Luca, maman de deux enfants, et Magali Bonzon, sage-femme indépendante et enseignante à la haute école de Santé du Canton de Vaud. 2) La repousse des dents chez les humains et chez les autres animaux Pourquoi n'avons-nous qu'une série de dents de rechange alors que d'autres animaux ont un stock de réserve pour ainsi dire illimité? Des scientifiques travaillent à essayer de faire repousser nos dents comme celles des alligators. Lucia Sillig recueille les explications de Stéphane Durual, enseignant chercheur à la Clinique universitaire de médecine dentaire, à la Faculté de Médecine de l'Université de Genève, et Marcus Clauss, co-directeur de la clinique pour animaux de zoo domestiques et sauvages de l'Université de Zurich. 3) Notre urine est-elle vraiment stérile? L'urine est-elle stérile? Des découvertes sur le microbiome urinaire nous disent que non. Entre E.coli et Lactobacille la guerre est ouverte pour éviter les infections urinaires.

Dr. Andreas Walther is a senior researcher for science and teaching at the Department of Clinical Psychology and Psychotherapy of the University of Zurich and clinical psychotherapist with the outpatient clinic for Cognitive Behavioral Therapy and Behavioral Medicine of the Psychotherapeutic Centre of the University of Zurich. Andreas discussed the journey to his work focused on developing a treatment for men experiencing masculine or masked depression. He mentioned his father's struggle with depression and a serendipitous meeting with a graduate school advisor who needed a student to conduct research on men. Andreas' initial work was focused more on the effects of testosterone on mood in men, but increasingly his work led him to also integrate the investigation of masculinities into his research. He is currently conducting a clinical trial that involves the investigation of gendered depression in men. We discussed what this treatment looks like compared to a standard treatment for depression.   D83

Today GoogleDeepMind released AlphaEvolve: a Gemini coding agent for algorithm discovery. It beat the famous Strassen algorithm for matrix multiplication set 56 years ago. Google has been killing it recently. We had early access to the paper and interviewed the researchers behind the work.AlphaEvolve: A Gemini-powered coding agent for designing advanced algorithmshttps://deepmind.google/discover/blog/alphaevolve-a-gemini-powered-coding-agent-for-designing-advanced-algorithms/Authors: Alexander Novikov*, Ngân Vũ*, Marvin Eisenberger*, Emilien Dupont*, Po-Sen Huang*, Adam Zsolt Wagner*, Sergey Shirobokov*, Borislav Kozlovskii*, Francisco J. R. Ruiz, Abbas Mehrabian, M. Pawan Kumar, Abigail See, Swarat Chaudhuri, George Holland, Alex Davies, Sebastian Nowozin, Pushmeet Kohli, Matej Balog*(* indicates equal contribution or special designation, if defined elsewhere)SPONSOR MESSAGES:***Tufa AI Labs is a brand new research lab in Zurich started by Benjamin Crouzier focussed on o-series style reasoning and AGI. They are hiring a Chief Engineer and ML engineers. Events in Zurich. Goto https://tufalabs.ai/***AlphaEvolve works like a very smart, tireless programmer. It uses powerful AI language models (like Gemini) to generate ideas for computer code. Then, it uses an "evolutionary" process – like survival of the fittest for programs. It tries out many different program ideas, automatically tests how well they solve a problem, and then uses the best ones to inspire new, even better programs.Beyond this mathematical breakthrough, AlphaEvolve has already been used to improve real-world systems at Google, such as making their massive data centers run more efficiently and even speeding up the training of the AI models that power AlphaEvolve itself. The discussion also covers how humans work with AlphaEvolve, the challenges of making AI discover things, and the exciting future of AI helping scientists make new discoveries.In short, AlphaEvolve is a powerful new AI tool that can invent new algorithms and solve complex problems, showing how AI can be a creative partner in science and engineering.Guests:Matej Balog: https://x.com/matejbalogAlexander Novikov: https://x.com/SashaVNovikovREFS:MAP Elites [Jean-Baptiste Mouret, Jeff Clune]https://arxiv.org/abs/1504.04909FunSearch [Bernardino Romera-Paredes, Mohammadamin Barekatain, Alexander Novikov, Matej Balog, M. Pawan Kumar, Emilien Dupont, Francisco J. R. Ruiz, Jordan S. Ellenberg, Pengming Wang, Omar Fawzi, Pushmeet Kohli & Alhussein Fawzi]https://www.nature.com/articles/s41586-023-06924-6TOC:[00:00:00] Introduction: Alpha Evolve's Breakthroughs, DeepMind's Lineage, and Real-World Impact[00:12:06] Introducing AlphaEvolve: Concept, Evolutionary Algorithms, and Architecture[00:16:56] Search Challenges: The Halting Problem and Enabling Creative Leaps[00:23:20] Knowledge Augmentation: Self-Generated Data, Meta-Prompting, and Library Learning[00:29:08] Matrix Multiplication Breakthrough: From Strassen to AlphaEvolve's 48 Multiplications[00:39:11] Problem Representation: Direct Solutions, Constructors, and Search Algorithms[00:46:06] Developer Reflections: Surprising Outcomes and Superiority over Simple LLM Sampling[00:51:42] Algorithmic Improvement: Hill Climbing, Program Synthesis, and Intelligibility[01:00:24] Real-World Application: Complex Evaluations and Robotics[01:05:39] Role of LLMs & Future: Advanced Models, Recursive Self-Improvement, and Human-AI Collaboration[01:11:22] Resource Considerations: Compute Costs of AlphaEvolveThis is a trial of posting videos on Spotify, thoughts? Email me or chat in our Discord

Sophie Grégoire Trudeau is a best-selling author, celebrated public speaker, and passionate mental-health advocate. For over two decades, she has championed gender equality, female empowerment, youth self-esteem, the importance of physical activity, and connection with nature.Her first book, Closer Together: Knowing Ourselves, Loving Each Other (April 2024) became an instant international bestseller. Drawing on her personal journey (growing up in Canada and exclusive interviews with renowned experts, Sophie explores the science behind brain health, emotional intelligence, and our unique emotional signatures, offering a roadmap for individual and collective growth. Sophie aims to ignite a global movement that celebrates our shared human experience and lifelong capacity for positive change. Through understanding ourselves with openness, curiosity, and courage, Sophie wants everyone to see that there are more things that unite us than separate us.Sophie shares her many personal pivots from healing an eating disorder, to raising a family in politics, transforming her marriage (in the public eye), becoming an author and Yoga teacher. Claudia and Sophie talk about the importance of creativity, playfulness, physical activity and the letting go of attachments.###Season 4 is supported by iconic Danish Shirt Brand BRITT SISSECK  Please use my code SHIFTHAPPENS at checkout for 20% off of your first purchase.*Valid on full price items only.###To learn more about my guest Sophie Grégoire Trudeau, please visit her social media pages:Instagram: @sophiegregoiretrudeauWebsite: SophieGrégoireTrudeauTo learn more about SHIFT HAPPENS, click here To learn more about Claudia's business Curated Conversations and her Salons in New York, Zurich and Berlin, click hereYou can also connect with Claudia on Instagram @shifthappens.podcast and LinkedIn at ClaudiaMahlerNYCThis podcast is created, produced and hosted by Claudia Mahler.Social Media support Magdalena Reckendrees

Send us a textIn this episode of Causes or Cures, Dr. Eeks chats with aging and longevity expert Dr. Heike Bischoff-Ferrari about whether simple lifestyle interventions, like supplementation and exercise, can actually make us biologically younger.Dr. Bischoff-Ferrari breaks down: • What DNA methylation clocks are and how they're used to measure biological age • The design and findings of the DO-HEALTH Bio-Age Trial • Whether vitamin D, algae-based omega-3s, and exercise can turn back your biological clock • The science behind how these interventions may work • Practical takeaways for longevity and healthy aging • What's next in this fast-moving fieldDr. Bischoff-Ferrari is a physician and researcher with board certifications in geriatrics, internal medicine, and rehab. She's a professor at the University of Zurich where she chairs the Department of Geriatrics and Aging Research, and the principal investigator of DO-HEALTH, Europe's largest study ever on healthy longevity. With a doctorate from Harvard and a long-standing commitment to aging research, she's at the forefront of understanding how to extend not just lifespan, but healthspan. You can learn more about her here. You can contact Dr. Eeks at bloomingwellness.com.Follow Eeks on Instagram here.Or Facebook here.Or X.On Youtube.Or TikTok.SUBSCRIBE to her monthly newsletter here.Support the show

Host Dr. Cherie Erkmen speaks with Dr. Tomislav Mihaljevic, cardiothoracic surgeon and CEO & President of the Cleveland Clinic, about his remarkable path—from early life in Croatia to surgical training in Zurich and Boston—a journey that reflects the international growth of the Cleveland Clinic itself. Now at the helm of one of the world's most prestigious healthcare systems, Dr. Mihaljevic shares how his global experiences continue to shape his vision for delivering exceptional care worldwide.

In 1972, Rabbi Yaakov Asher Sinclair opened SARM Studios the first 24-track recording studio in Europe where Queen mixed “Bohemian Rhapsody”. His music publishing company, Druidcrest Music published the music for The Rocky Horror Picture Show (1973) and as a record producer, he co-produced the quadruple-platinum debut album by American band “Foreigner” (1976). American Top ten singles from this album included, “Feels Like The First Time”, “Cold as Ice” and “Long, Long Way from Home”. Other production work included “The Enid – In the Region of the Summer Stars”, “The Curves”, and “Nutz” as well as singles based on The Hitchhiker's Guide To The Galaxy with Douglas Adams and Richard O'Brien. Other artists who used SARM included: ABC, Alison Moyet, Art of Noise, Brian May, The Buggles, The Clash, Dina Carroll, Dollar, Flintlock, Frankie Goes To Hollywood, Grace Jones, It Bites, Malcolm McLaren, Nik Kershaw, Propaganda, Rush, Rik Mayall, Stephen Duffy, and Yes. In 1987, he settled in Jerusalem to immerse himself in the study of Torah. His two Torah books The Color of Heaven, on the weekly Torah portion, and Seasons of the Moon met with great critical acclaim. Seasons of the Moon, a unique fine-art black-and-white photography book combining poetry and Torah essays, has now sold out and is much sought as a collector's item fetching up to $250 for a mint copy. He is much in demand as an inspirational speaker both in Israel, Great Britain and the United States. He was Plenary Keynote Speaker at the Agudas Yisrael Convention, and Keynote Speaker at Project Inspire in 2018. Rabbi Sinclair lectures in Talmud and Jewish Philosophy at Ohr Somayach/Tannenbaum College of Judaic studies in Jerusalem and is a senior staff writer of the Torah internet publications Ohrnet and Torah Weekly. His articles have been published in The Jewish Observer, American Jewish Spirit, AJOP Newsletter, Zurich's Die Jüdische Zeitung, South African Jewish Report and many others. Rabbi Sinclair was born in London, and lives with his family in Jerusalem. He was educated at St. Anthony's Preparatory School in Hampstead, Clifton College, and Bristol University. A Project Of Ohr.Edu Questions? Comments? We'd Love To Hear From You At: Podcasts@Ohr.Edu https://podcasts.ohr.edu/

We know that often times people want to experience a growing faith, but they have legitimate questions that keep them from moving forward. During this series, we'll tackle some of those questions, and give you something solid to which you can anchor your faith. How do I know God's Will for My Life? / God what is going on?! Check out Week Three of Asking for a Friend here!

JD gives his thoughts following the Maple Leafs' two losses to the Panthers down in Florida over the weekend, drawing their second round series at two (00:00). Two-time Stanley Cup champion, Kris Versteeg, joins the show to break down the stars' struggles, Matthew Knies' break through as a playoff performer, the importance of matchups to create more offence, how Craig Berube should adjust to the momentum swing, and the unflappability of William Nylander (09:04). JD shares a note from Auston Matthews' first professional playoff experience in Zurich (49:51). Mike Futa, co-host of The FAN Hockey Show, jumps on with JD to continue the conversation around the Leafs, the differences between Games 3 & 4, the importance for Auston Matthews and Mitch Marner to produce offensively, Joseph Woll's ability to settle into the series, and the likelihood Max Domi receives supplemental discipline for his hit on Aleksander Barkov (51:31). Finally, JD details his time in Montreal for UFC 315, before getting into “What We Missed” (01:29:56).The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates. 

In this week's Sunday School, we go back to 16th century Zurich and trace how Sola Scriptura defined the ministry of Ulrich Zwingli

Featuring James and Dick Delingpole. ↓  If you need silver and gold bullion - and who wouldn't in these dark times? - then the place to go is The Pure Gold Company. Either they can deliver worldwide to your door - or store it for you in vaults in London and Zurich. You even use it for your pension. Cash out of gold whenever you like: liquidate within 24 hours.  https://bit.ly/James-Delingpole-Gold ↓ ↓  How environmentalists are killing the planet, destroying the economy and stealing your children's future. In Watermelons, an updated edition of his ground-breaking 2011 book, JD tells the shocking true story of how a handful of political activists, green campaigners, voodoo scientists and psychopathic billionaires teamed up to invent a fake crisis called ‘global warming'. This updated edition includes two new chapters which, like a geo-engineered flood, pour cold water on some of the original's sunny optimism and provide new insights into the diabolical nature of the climate alarmists' sinister master plan. Purchase Watermelons (2024) by James Delingpole here:  https://jamesdelingpole.co.uk/Shop/Products/Watermelons-2024.html ↓ ↓ ↓ Buy James a Coffee at: https://www.buymeacoffee.com/jamesdelingpole The official website of James Delingpole: https://jamesdelingpole.co.uk x

Welcome to Rendering Unconscious – the Gradiva award-winning podcast about psychoanalysis & culture, with me, Dr Vanessa Sinclair. https://renderingunconscious.substack.com Rendering Unconscious episode 344. Rendering Unconscious welcomes Susan E. Schwartz back to the podcast! She's here to talk about her new book A Jungian Exploration of the Puella Archetype (Routledge, 2024): https://amzn.to/438dhMI RU344: SUSAN SCHWARTZ ON A JUNGIAN EXPLORATION OF THE PUELLA ARCHETYPE: https://renderingunconscious.substack.com/p/ru344-susan-schwartz-on-a-jungian Susan Schwartz discusses the Puella archetype, emphasizing its energy, creativity, and youthfulness often denigrated in society. She explains the archetype's association with the new moon and the concept of unfolding one's true self. Schwartz highlights the archetype's cultural variations and the need to update it for modern times. She critiques the patriarchal and Eurocentric aspects of the Puella and discusses its challenges, such as non-commitment and superficiality. Schwartz also explores the archetype's connection to social media, body image, and the importance of depth and authenticity in personal growth. Susan E. Schwartz, Ph.D was trained as a Jungian analyst in Zurich, Switzerland. As a member of the International Association of Analytical Psychology she has taught and presented at conferences and workshops in the United States and worldwide. She has several articles and book chapters on various aspects of Jungian psychology. https://susanschwartzphd.com Follow her at Instagram: https://www.instagram.com/susanschwartzphd/ Check out our previous discussions: RU177: JUNGIAN ANALYST SUSAN SCHWARTZ ON THE ABSENT FATHER EFFECT ON DAUGHTERS RU278: SUSAN SCHWARTZ ON IMPOSTER SYNDROME AND THE ‘AS-IF' PERSONALITY IN ANALYTICAL PSYCHOLOGY Thank you for listening to the Rendering Unconscious Podcast and for reading the Rendering Unconscious anthologies. And thank you so much for supporting this work by being a paid subscriber at the Substack. It makes my work possible. If you are so far a free subscriber, thanks to you too. Please consider becoming a paid subscriber to gain access to all the material on the site, including all future and archival podcast episodes. https://renderingunconscious.substack.com News and updates: I have a couple events coming up! Join me Saturday, May 10th, for an online workshop as I explore “Dreams as Art” with writer Emmalea Russo. We'll be delving into dreamwork, artwork, psychoanalysis as a creative practice, and the varying relationships Freud, Jung, Lacan had with art. More info & register here: DREAMS AS ART: Freud, Jung, Lacan: https://emmalearusso.com/new-products/p/psychoanalysis-as-art-freud-jung-lacan Then beginning Sunday, May 25th, I'll be giving a 4-week online course via Morbid Anatomy Museum: The Cut in Creation: Exploring the Avant-Garde, Dada, Surrealism, Modern Art, Noise Music, and Performance Art through a Psychoanalytic Lens: https://www.morbidanatomy.org/classes/p/the-cut-in-creation-exploring-the-avant-garde-dada-surrealism-modern-art-noise-music-and-performance-art-through-a-psychoanalytic-lens-led-by-vanessa-sinclair-psyd If you would like information about entering into psychoanalytic treatment with me, joining the group I run for those who have relocated to another country, or have other questions, please feel free to contact me via vs [at] drvanessasinclair.net https://www.drvanessasinclair.net/contact/ Thank you.

We wrap up the exciting Blues hockey season with Chris Kerber.Crap On Celebrities.Which member of the show got suspended from school because their friend could toot on command?Her daughter's Pre-K graduation is the same day that her sister is graduating with her PhD. Which ceremony are you going to?Released balloons causing power outages according to AmerenTypical Behavior Of An Average OnlyFans Model Who Allegedly Poops on Car in Road Rage Incident Caught on Viral VideoCharges made public Monday in case of Hazelwood bus driver accused of assaultMan arrested after sitting naked in St. Louis Airport terminalFlying without a Real ID? Here's what to know at the airportSkype for consumer and business enterprise will be shut down on Monday, May 5, 2025An elderly woman in Zurich faced court this week, accused of “systemically feeding” her neighbor's catSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on The Casey Adams Show, I sit down with Kevin Smith — Co-Founder of Snipd, the AI-powered app that's redefining how we learn from podcasts. After walking away from a safe corporate job, Kevin found himself learning more from podcasts than anywhere else — but forgetting everything he heard. That pain point sparked the vision for Snipd: a tool that uses AI to help you capture insights in real time, revisit powerful moments, and build a lifelong knowledge base from the content you already consume.In this conversation, Kevin shares how his childhood shaped his entrepreneurial drive, why moving to Zurich changed everything, and what it really takes to build something that stands out in a world dominated by giants like Spotify and YouTube. We dive deep into the future of AI in media, why reflection matters more than passive consumption, and how to build a product that truly serves people.Try SnipdChapters:00:00 Introduction to Snipd and AI in Podcasting03:03 Building Snipd: The Product and Its Purpose05:51 From Corporate to Startup: Kevin's Leap into AI09:04 Childhood Influences and the Entrepreneurial Spark11:55 Why Moving to Zurich Changed Everything14:58 Competing in a Podcasting World Dominated by Giants17:48 How Video is Reshaping Podcast Discovery20:57 Building for a Specific Audience: Snipd's Core Focus29:42 Commitment, Validation, and Early Traction31:57 Taking the Leap: Quitting a Stable Job to Build Something New37:03 From Prototype to Product: Snipd's First Iteration46:18 What's Next for AI in Podcasting — and for Snipd

After a little hiatus, the guys get caught up on some of the big topics in golf from the last couple of weeks. JT was a big topic, of course, after his recent win at RBC Heritage and his loyal fans on our podcast. We touch on the legitimacy of the Zurich 2-man event. We also get into Scottie's big win at the CJ Cup Byron Nelson. Some of the numbers are scary good! There was some venue discussions regarding all of the events in TX and look at improving some the venue quality on tour. The show caps off with our picks for this week's Truist Championship in Philly and even a small caddie change discussion happens after some recent changes on tour.

Zwingli was a reformer who transformed Zurich, Switzerland by the preaching and teaching of the whole of God's word. The post Ulrich Zwingli: Reformer of Zurich appeared first on Two Journeys.

durée : 00:37:04 - France Culture va plus loin (l'Invité(e) des Matins) - par : Guillaume Erner, Isabelle de Gaulmyn - Didier Eribon publie Sociobiographie (Flammarion). Le philosophe et sociologue s'y entretient avec Geoffroy Huard sur la manière dont son travail s'articule avec son parcours personnel et celui de ses proches. Comment écrit-on sa propre sociologie ? - réalisation : Félicie Faugère - invités : Didier Eribon Sociologue et philosophe, professeur invité à l'Ecole polytechnique fédérale de Zurich. Fellow de King's Colllege à Cambridge (Royaume-Uni)

Morgan Stanley Research analyst Mark Schmidt and Investment Management's Craig Brandon discuss the heightened uncertainty in the U.S. municipal bonds market.Read more insights from Morgan Stanley.For a full list of episode disclosures click here.----- Transcript -----Mark Schmidt: Welcome to Thoughts on the Market. I'm Mark Schmidt, Morgan Stanley's Head of Municipal Strategy.Craig Brandon: I'm Craig Brandon, Co-Director of Municipal Investments at Morgan Stanley Investment Management.Mark Schmidt: Today, let's talk about the biggest market you hardly ever hear about – municipal bonds, a $4 trillion asset class.It's Monday, May 5th at 10am in Boston.Mark Schmidt: If you've driven, flown, gone to school or turned on a tap, chances are munis made it happen. Although munis are late cycle haven, they were not immune to the latest bout of market volatility. Craig, why was April so tough?Craig Brandon: So, what we say in April, it was sort of the trifecta of things that happened that were a little different than other asset classes. The first thing that happened is we saw a significant increase in treasury rates – and munis are generally correlated to treasuries. We're a very high-quality asset class, that's viewed as a duration asset class. So, one thing we saw were rates going up. When we see rates going up, you generally see money coming out of the market, right? So, I think investors were a little bit impacted by the higher rates, the correlation to treasuries, the duration, and saw some flows out of the market.Secondly, what we saw is conversation about the tax exemption in Washington D.C. What that did is it caused muni issuers to pull their issuance forward. So, if you're an infrastructure issuer, you are issuing bonds in the next year to year and a half; you're going to pull that forward because if there's any risk of loss of the tax exemption, you want to get these bonds issued today. So that's basically what drives technicals. It's supply and demand. So, what we saw was a decrease in demand because of higher rates; an increase in supply because of issuance being pulled forward.And the third part of the trifecta we refer to is the conversations about the economy. So, I would put that, it's sort of a distant third, but there's still conversations about maybe credit weakness driven by a slowing economy.Mark Schmidt: Craig, your team has been through a lot of tough market cycles. Given your experience, how did the most recent selloff compare? And why was it not like 2008?Craig Brandon: I started my career back in 1998 during the long-term capital management crisis. I lived through 2008. I lived through the COVID crisis, and you know, really when I look at the crisis in 2008 – no banks went out of business three weeks ago, right? In 2008 we were really sitting on a trading desk wondering where this was going to end.You know, we had a number of meetings with our staff, over the last couple weeks explaining to them why it was different and how. Yes, there was some volatility here, but you could see that there was going to be an end to this, and this was not going to be a permanent restructuring of the market. So, I think we felt comfortable. It was very different than 2008 and it really felt different than COVID.Mark Schmidt: That's reassuring. But with economic growth set to slow sharply, how does your credit team think the fiscal health of America's state and local governments will hold up?Craig Brandon: Well, remember state and local governments, and when we're talking about munis, we're also talking about other infrastructure asset classes like water and sewer bonds. Like, you know, transportation, bonds, airports. We're talking about toll roads.They went into this with a very strong balance sheet, right? Remember, there was a lot of infrastructure money spent by the federal government during COVID to give issuers money to make it through COVID. There's still a lot of money on balance sheets. So, what we do is we're going into this crisis with a lot of cash on balance sheets, allowing issuers to be able to withstand some weakness in the economy and get through to the other side of this.Mark Schmidt: Not only do state and local governments have a lot of cash, but they're just not that impacted by tariffs, right? So why did muni yields perform worse than U.S. treasuries over the past couple of weeks?Craig Brandon: Right. It really… We're technically driven, right? The U.S. muni market is more retail driven than some other asset classes. Remember – investment grade corporates, treasury bonds, there's a lot of institutional buyers in those markets. In the municipal market, it's primarily retail driven.So, when you know, individual retail investors get nervous, they tend to pull money out of the market. So, what we saw was money coming out of the market. At the same time, we saw an individual increase in more bonds, which just led to very weak technicals, which when we see that it eventually reverses itself.Mark Schmidt: Now I almost buried the lede, right? Why invest in munis? Well, they're great credit quality, but they're also tax free. In fact, muni bonds have been exempt from federal taxes for over a century. You have a lot of experience putting together tax bills, and right now people are worried about tax reform. Do you think investors should be concerned?Craig Brandon: Listen. I'm not really losing a lot of sleep at night over the tax exemption. And I think there's other, you know, issues to worry about. Why do I say that?As you mentioned Mark, I spent the early years of my career working for the New York State Assembly Ways and Means Committee. I spent seven years negotiating budgets and what that did is it gave me a window – into how, you know, not only state budgets, but the federal budget gets put together.So, what it also showed me was the relationship between state and local elected officials and your representatives in Congress and your representatives in the Senate. So, I know firsthand that members of Congress and members of the Senate in Washington have very close relationships with members of the state legislatures, with governors, with mayors, with city council members, with school board members – who are all delivering the message that significantly higher financing costs that could potentially happen from the loss of the exemption, could be meaningful to them.And I think members of Congress and members of the Senate and Washington get it. They understand it because they were all there when it happened. The last time the muni exemption came under fire was back in 2012; and in 2012, a lot of members of Congress were in the state legislature back then, so they understand it.Mark Schmidt: That's reassuring because right now, tax equivalent yields in the muni market are 7 to 8 per cent. That's equal to or greater than the long run rate of return on the stock market. So, whether to invest in the muni market seems pretty straightforward. How to invest in the muni market? Well, with 50,000 issuers, that's a little complicated. How do you recommend investors get exposure to tax-free munis right now?Craig Brandon: Well, and that is a very common question. The muni market can be very confusing because there are just so many bonds out there. You know, over 50,000 issuers, there's over a million individual CUSIPs in the muni market.So as an individual investor, where do you start? There's different coupon structures, different call structures, different maturity structures, ratings. There's so many different variables that go into a decision in investing in muni bonds.I can make an argument that you could probably mimic the S&P 500 with 500 different stocks. But most muni indices are over 50,000 constituents. It's very difficult to replicate the muni market by yourself, which is why a lot of people, you know, they let professional money managers, do the investing for them. Whether you're looking at mutual funds, whether you're looking at separately managed accounts, whether you're looking at exchange traded fund ETFs, there's a lot of different ways to get exposure to the muni market. But with the huge amount of choices you have to make, I think a lot of individual investors would just let a professional with the experience do it.Mark Schmidt: And active managers let you customize portfolios to your unique tax situation and risk tolerance. So, Craig, a final question for you. How do munis fit into a diversified portfolio?Craig Brandon: Munis are generally the stable part of most people's portfolios. Remember, you don't have a choice of whether you're going to pay your taxes or not. You have to pay your taxes, you have to pay your water bill, you have to pay your power bill. You have to pay tolls on highways. You have to pay airport fees when you buy an airline ticket, right?It's not an option. So, because the revenue streams are so stable, you see most muni bonds rated AA or AAA. The default rate for rated munis is significantly below 1 per cent. It's something in the ballpark of about 0.2 per cent*. So, with such a low default rate – listen, we're technically driven, as I said. You see ups and downs in the market. But over a longer period of time, munis can give you generally stable returns, tax exempt income over the long term, and they're one of the more stable asset classes that you see in your overall portfolio.Mark Schmidt: That sounds boring, and I mean that in the best possible way. Craig, thanks so much for your time today.Craig Brandon: Thanks, Mark, happy to be hereMark Schmidt: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.*“US Municipal Bond Defaults and Recoveries, 1970-2021” – Moody's Investor ServicesDisclosure: Past performance is no guarantee of future results. The returns referred to in the commentary are those of representative indices and are not meant to depict the performance of a specific investment.Risk ConsiderationsDiversification does not eliminate the risk of loss.There is no assurance that a portfolio will achieve its investment objective. Portfolios are subject to market risk, which is the possibility that the market values of securities owned by the portfolio will decline and that the value of portfolio shares may therefore be less than what you paid for them. Market values can change daily due to economic and other events (e.g., natural disasters, health crises, terrorism, conflicts, and social unrest) that affect markets, countries, companies or governments. It is difficult to predict the timing, duration, and potential adverse effects (e.g., portfolio liquidity) of events. Accordingly, you can lose money investing in a portfolio. Fixed-income securities are subject to the ability of an issuer to make timely principal and interest payments (credit risk), changes in interest rates (interest rate risk), the creditworthiness of the issuer and general market liquidity (market risk). In a rising interest-rate environment, bond prices may fall and may result in periods of volatility and increased portfolio redemptions. In a declining interest-rate environment, the portfolio may generate less income. Longer-term securities may be more sensitive to interest rate changes. An imbalance in supply and demand in the municipal market may result in valuation uncertainties and greater volatility, less liquidity, widening credit spreads and a lack of price transparency in the market. There generally is limited public information about municipal issuers. Income from tax-exempt municipal obligations could be declared taxable because of changes in tax laws, adverse interpretations by the relevant taxing authority or the non-compliant conduct of the issuer of an obligation and may subject to the federal alternative minimum tax.There is no guarantee that any investment strategy will work under all market conditions, and each investor should evaluate their ability to invest for the long-term, especially during periods of downturn in the market.A separately managed account may not be appropriate for all investors. Separate accounts managed according to the particular strategy may include securities that may not necessarily track the performance of a particular index. 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Jason joins the podcast this week from Zurich as we discuss the drivers behind the recent upside momentum across US equities. Plus, we weigh the upside case for US growth staying even in the face of higher tariffs, reflect on Q1 corporate earnings, and outline the latest allocation recommendations from CIO. Featured is Jason Draho, Head of Asset Allocation Americas, UBS Chief Investment Office. Host: Daniel Cassidy

Robert Frederick, host of The Hidden Life Is Best podcast, chats to James about the evil genius of Francis Bacon. Frederick makes the compelling case that much of what is wrong with the world today - including scientism and the power of freemasonry - can be traced back to this brilliant Jacobean scholar, polymath and occultist. He also endeavours to persuade James that Bacon, not Edward De Vere, was the man behind ‘William Shakespeare'. A highlight of this freewheeling, illuminating, erudite episode is Frederick's deconstruction of Romeo and Juliet, an occult sacrifice ritual masquerading as a love story. https://thehiddenlifeisbest.com https://substack.com/@robertfrederick ↓  If you need silver and gold bullion - and who wouldn't in these dark times? - then the place to go is The Pure Gold Company. Either they can deliver worldwide to your door - or store it for you in vaults in London and Zurich. You even use it for your pension. Cash out of gold whenever you like: liquidate within 24 hours.  https://bit.ly/James-Delingpole-Gold ↓ ↓  How environmentalists are killing the planet, destroying the economy and stealing your children's future. In Watermelons, an updated edition of his ground-breaking 2011 book, JD tells the shocking true story of how a handful of political activists, green campaigners, voodoo scientists and psychopathic billionaires teamed up to invent a fake crisis called ‘global warming'. This updated edition includes two new chapters which, like a geo-engineered flood, pour cold water on some of the original's sunny optimism and provide new insights into the diabolical nature of the climate alarmists' sinister master plan. Purchase Watermelons by James Delingpole here:  https://jamesdelingpole.co.uk/Shop/ ↓ ↓ ↓ Buy James a Coffee at: https://www.buymeacoffee.com/jamesdelingpole The official website of James Delingpole: https://jamesdelingpole.co.uk x

A secret brainwashing experiment was conducted on Reddit by unauthorized researchers. These researchers from the University of Zurich used artificial intelligence (AI) to see if they could sway the opinions of regular people, and the results are raising concerns over the potential uses of AI.Views expressed in this video are opinions of the host and guests and do not necessarily reflect the views of The Epoch Times.

Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bioptimizers https://Bioptimizers.com/toddEnter promo code TODD to get 10% off your order of MassZymes today.Bizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today.  Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark Capital Bulwark Capital Management (bulwarkcapitalmgmt.com)Get a second opinion on the health of your retirement portfolio today. Schedule your free Know Your Risk Portfolio review. go to KnowYourRiskRadio.com today.Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/ToddThe Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyTodd Herman - The Todd Herman Show - YouTubeChoose Your Ending, America: Hard Truths or Feel-Good Lies. // Souls of Silicon to Police The People. // Dear Baptist “Thought Leader”: You Go First, Sir.Episode Links:A Michigan mom at today's Trump rally tells me about losing her son to fentanyl from China. “President Trump is the first president that really, really cares about the lives that are lost … as the mom of an angel, I just wanted to thank him from the bottom of my heart.”Pritzker calls for mass protests and disruption - “Republicans cannot know a moment of peace,” he says, swaying their portraits will one day be put in museums “reserved for tyrants and traitors”Mike Johnson now says they don't plan on having the "Big Beautiful Bill" Trump Agenda passed until July 4th now. Congress is made up of some of the least productive people on the planet.BREAKING: The University of Zurich has been using AI bots to secretly manipulate Redditors since November 2024. The scariest part? The bots were 6 times more likely to change the minds of Redditors than the baseline, often by leveraging misinformation.The @ERLC made this video, starring SEBTS President Danny Akin, telling white Christians to: 1) “Listen” to minorities ABOVE ALL THINGS2) Surrender power

The most underrated ball in golf has a TOUR win. Have you ever tried them? That's right - Dick's Sporting Goods' Maxfli takes the cake with Ben Griffin's win of the Zurich. You know we love 'em, is it time you do too? This, what's going on BTS at COBRA, a new driver from Callaway and much more to cover on today's NPG. Let's get it!

Andy is still being popped by the pub life in Scotland but recovered enough to join Brendan for a Wednesday morning recording to celebrate the PGA Tour's yearly stop at TPC Craig Ranch. This episode begins with a much-needed Blockie Minute ahead of the fourth and final round of the PGA Professional Championship. Mr. Block, the first round leader, has slipped down the leaderboard and needs a strong finish to qualify for Quail Hollow. Andy is still blacked out from Blockie content overseas and is wondering why the legend of Blockie is not growing internationally. The CJ Cup Byron Nelson begins on Thursday with a field full of Dallas residents and former champions of the event. Brendan sees this event as part of the Tour's venue problem, playing at an uninspiring course that should be soft after some rain this week. In Craig Ranch news, Lanny Wadkins is set to lead the renovation ahead of next year's tournament and is out and about doing press to discuss the project. After a week off for the Zurich, one-and-done picks return as this gambling podcast looks to get back on the right foot. Elsewhere on the schedule, the Champs Tour is also in Texas for the Insperity Invitational, and the LPGA will follow up its first major with a trip to Utah for the Black Desert Championship. Next, PJ shows off his new big letter hat from a trip to TPC River Highlands and Andy proposes a business idea for him to look into ahead of the Ryder Cup this fall. In news, Blades Brown is sticking with a KFT event as opposed to a sponsor exemption this week, LIV TV ratings continue to be low, and 2026 Presidents Cup captains were announced.

House and Nathan start with a recap of the Zurich Classic, including Andrew Novak and Ben Griffin's win, the ratings for this event dwarfing LIV's, and more (01:45). Then, they preview and offer their favorite plays for the CJ Cup Byron Nelson (19:00). The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. Hosts: Joe House and Nathan Hubbard Producer: Eduardo Ocampo Learn more about your ad choices. Visit podcastchoices.com/adchoices

The boys are all back to break down the CJ Cup at Byron Nelson as the PGA TOUR returns to TPC Craig Ranch. The guys discuss recent PGA TOUR winners and whether they're dawgs or not, course thoughts from Matt at Craig Ranch, outright bets, top 20s and whether 100 guys could kill 1 silverback gorilla! Enjoy! 00:00 - Intro  02:00 - Matt Every on Zurich & Andrew Novak 14:40 - Can 100 People Defeat a Gorilla? 20:20 - Matt on TPC Craig Ranch and Byron Nelson *TJ Ryder Cup 2025 Experience | https://eliteeventsandtickets.net/tour-junkies/ *Join our DISCORD w/ over 1000+ golf loving, DFS & Betting fans | https://discord.gg/tourjunkies *Join BET THE NUMBER with code “TJ” at checkout & leverage the most powerful golf handicapping analytics site on the internet | https://www.betthenumbergolf.com/ *Get elite betting content vetted and served just the way you like it on SoBet. Make sure you use referral code "TJ2025" at sign up to get 1st month at $1 | https://sobet.io/register?referral_code=TJ&promo=TJ2025 *Sign up for the “Chalk Bomb” emails for free that hit your inboxes every Tuesday & Wednesday | https://www.tourjunkies.com/chalkbomb/ Linktree for social follows & more | https://linktr.ee/tourjunkies Enjoy more free golf betting content on the Tour Junkies website! | https://www.tourjunkies.com Leave an honest iTunes Review. DB & Pat love reading all of these. It improves the show. Apple: https://podcasts.apple.com/us/podcast/tour-junkies-pga-tour-betting-dfs/id1047779421 Spotify: https://open.spotify.com/show/0c50TtMGTMxYY88p3KQeIK?si=J5eCzz1kQJ-StbOtlub7Ig Enjoy more free golf betting content on the Tour Junkies website! https://www.tourjunkies.com

Mao Saigo beats four others in a playoff in Houston at the Chevron Championship, Andrew Novak and Ben Griffin at Zurich, and Joaquin Niemann in Mexico City. We run down them all, tackle news and notes, play some games, and more. Presented by High Noon. Support our sponsors: High Noon - Sun's Up! FootJoy - HyperFlex ServPro - Like it never even happened NLU x Evans Scholars: https://secure.wgaesf.org/site/Donation2?df_id=2540&mfc_pref=T&2540.donation=form1 If you enjoyed this episode, consider joining⁠⁠ The Nest⁠⁠: No Laying Up's community of avid golfers. Nest members help us maintain our light commercial interruptions (3 minutes of ads per 90 minutes of content) and receive access to exclusive content, discounts in the pro shop, and an annual member gift. It's a $90 annual membership, and you can sign up or learn more at ⁠⁠nolayingup.com/join⁠⁠ Subscribe to the No Laying Up Newsletter here: https://newsletter.nolayingup.com/ Subscribe to the No Laying Up Podcast channel here: https://www.youtube.com/@NoLayingUpPodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

10 THINGS FROM THE WEEKEND!!!1) Grizzlies Weekend (6:06)2) Grizzlies Exit Interviews (12:19)3) Where Do Grizz Go From Here? (43:30)4) Western Conference NBA Playoffs (50:41)5) Eastern Conference NBA Playoffs (1:01:16)6) Law & Order, Flavor of Love, Coastal Fish (1:20:17)7) NFL  Draft (1:25:59)8) Shedeur to Cleveland (1:34:00)9) Braden Thornberry Top 10 at Zurich (1:48:39)10) Tonight (1:50:33)

Back in Houston for the first Major Championship of the LPGA season, the Chevron Championship. Join us as we run down news and notes, One-and-Done picks, fun guests, answer audience questions, and more. Presented by FanDuel. Support our sponsors: FanDuel Rhoback - Code NLU Whoop - whoop.com/NLU If you enjoyed this episode, consider joining The Nest: No Laying Up's community of avid golfers. Nest members help us maintain our light commercial interruptions (3 minutes of ads per 90 minutes of content) and receive access to exclusive content, discounts in the pro shop, and an annual member gift. It's a $90 annual membership, and you can sign up or learn more at nolayingup.com/join Subscribe to the No Laying Up Newsletter here: https://newsletter.nolayingup.com/ Subscribe to the No Laying Up Podcast channel here: https://www.youtube.com/@NoLayingUpPodcast Learn more about your ad choices. Visit megaphone.fm/adchoices