Podcasts about Milford

0:30 - Kat the Commie on her indictment over ICE interference 14:23 - OPRF equity director 30:35 - More Oak Park… 34:36 - Sen. John Kennedy on the shutdown 59:38 - The Nazis have taken Milford, CT 01:08:26 - Animal Stories 01:13:35 - Noted economist Stephen Moore on the rate drop, the markets, and Trump’s high-stakes meeting with Xi. Get more Steve @StephenMoore 01:31:19 - Ike Muzikowski, principal of Chicago Hope Academy — on creating strength, building hope, and why mental health isn’t the same as mental strength. For more on Chicago Hope Academy chicagohopeacademy.net 01:53:48 - President of the National Border Patrol Council, Paul Perez, on the “Broadview 6” — instead of doing the job we’re trained to do, agents are forced to deal with professional agitators. 02:09:41 - Zaid Jilani, Atlanta-based reporter, on the NYC mayoral race and a deep dive into America’s political dysfunction. Check out Zaid's substack - The American Saga - substack.com/@zaidjilaniSee omnystudio.com/listener for privacy information.

Hier geht es direkt zu Daniel Kaisers Podcastempfehlung in der ARD-Audiothek: Zehn Minuten Wirtschaft: https://www.ardaudiothek.de/sendung/zehn-minuten-wirtschaft/urn:ard:show:51cde07e2fa19d86/ Jochen Spethmann, Unternehmer, Teekenner und Vorsitzender der Versammlung Ehrbarer Kaufleute, war zu Gast im Podcast Feel Hamburg und sprach über Werte, Wirtschaft und das Leben in der Hansestadt. Das Gespräch zeigt einen Mann, der hanseatische Traditionen mit moderner Verantwortung verbindet und dabei immer neugierig auf die Zukunft bleibt. Spethmann führt seit vielen Jahren die traditionsreiche Ostfriesische Tee Gesellschaft, bekannt für Marken wie Meßmer und Milford. Das Familienunternehmen blickt auf eine über hundertjährige Geschichte zurück und steht für Qualität und Nachhaltigkeit. Spethmann selbst lernte in England das Handwerk des Teeverkostens, probierte täglich Hunderte Tassen und entwickelte ein feines Gespür für Aromen, Herkunft und Qualität. Kaffee trinkt er längst nicht mehr – Tee ist für ihn Lebensgefühl und Leidenschaft. Im Mittelpunkt des Gesprächs stand jedoch nicht nur die Teekultur, sondern vor allem das Leitbild des ehrbaren Kaufmanns. Als Vorsitzender der Versammlung Ehrbarer Kaufleute vertritt Spethmann die Werte Anstand, Redlichkeit, Respekt und Verlässlichkeit. Er versteht sie als moralische Grundlage wirtschaftlichen Handelns und als Gegenpol zu reiner Regelbefolgung. Für ihn ist Ehrbarkeit kein altertümlicher Begriff, sondern eine Haltung, die in Zeiten von Digitalisierung, Globalisierung und Künstlicher Intelligenz aktueller ist denn je. Die Versammlung Ehrbarer Kaufleute, kurz VEK, zählt rund tausend Mitglieder aus unterschiedlichen Branchen. Spethmann möchte sie jünger, vielfältiger und weiblicher machen. Etwa 15 Prozent der Mitglieder sind heute Frauen, und die Zahl wächst. Auch kulturelle und kreative Berufe sind willkommen, denn Spethmann betrachtet Kultur als wichtigen Teil der Wirtschaft. Persönlich beschreibt er sich als hanseatisch bodenständig. Er lebt in Eppendorf, liebt den Isemarkt, fährt Fahrrad und läuft regelmäßig um die Alster. Sport ist für ihn Ausgleich und Inspiration. Mehrfach hat er den Hamburg-Marathon absolviert, den er als Sinnbild für Unternehmertum sieht: Durchhalten, Rückschläge überwinden und am Ende das Ziel im Blick behalten. In seiner Unternehmerkarriere setzt Spethmann auf Verantwortung und Weitblick. Als er und sein Bruder 1985 das Familienunternehmen übernahmen, kauften sie es den Eltern ab - eine bewusste Entscheidung, um Verantwortung und Unternehmergeist zu verinnerlichen. Heute ist die vierte Generation im Betrieb aktiv, unter anderem in der Teeproduktion und im E-Commerce. Auch gesellschaftliche Themen treiben Spethmann um. Er fordert weniger Bürokratie, mehr Vertrauen in die Eigenverantwortung von Unternehmen und Verwaltung sowie effizientere Entscheidungsprozesse. Für ihn steht fest, dass wirtschaftliche Freiheit und moralische Integrität zusammengehören.

It's been a tough couple of years for the economy, but there's hope things will pick up sooner rather than later. There's been an improved outlook on the NZX and NZME recently posted that it had upgraded its earnings forecast. Jeremy Hutton from Milford Asset Management explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Keith discusses strategies for amplifying investing returns and reducing lifetime tax burdens through real estate, geography, and industry.  He compares tax burdens by state and explains how investors can leverage low-income tax states and low-property tax states.  Podcast host, investor and developer, Victor Menasce, joins the conversation to highlight the industrial real estate market, emphasizing the demand for warehousing and logistics.They touch on the potential in industrial outdoor storage and the complexities of data center investments. Reach out to Y Street Capital to learn more about their projects and the real estate espresso podcast. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/577 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about how you can use real estate, geography and industry to amplify your investing returns over the course of your life and permanently reduce your lifetime tax burden today on Get Rich Education.   Keith Weinhold  0:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989 77958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Corey Coates  1:34   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:49   Welcome to GRE from Milford, Delaware to Milford, Utah and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing since 2014 now, what do you think about a multi week government shutdown? That means there's a cut in your service level, but of course, oh geez, there's no commensurate cut in the amount of taxes that you pay. This is the government's version of charging rent on a vacant unit. That's what's happening. That's what we've been looking at in the biggest expense you'll ever pay in your life. It isn't housing, it's taxes. Before I get to how you can reduce the amount of taxes that you'll pay throughout the course of your life, which is huge. Let's pull back, and I guess it's a bit of a real estate geography riddle for you, imagine if there were a place that existed, and this place is within a 15 minute drive of a seacoast, 15 minutes of mountains, within 15 minutes of an urban core of about 300,000 people, and within 15 minutes of an international airport and a decent airport that has direct, non stop flights to Europe. Even, could that place exist all of that? I mean, it almost sounds too good to be true when I put it like that, yes, it does, and it's in the United States. On top of that, this same place with proximity, within 15 minutes of all four of those things, has zero state income tax and zero sales tax. Yes, all this is in the same place, and that's where I am coming to you from today, Anchorage, Alaska. I traveled a good bit, and I can't think of another place in the US quite like it. A quick check of Chad GPT corroborates this, saying that the US places that come closest are Honolulu, Juneau and Bellingham, Washington. They come the closest to that. Now, the biggest downside, in my opinion, is a long, dark, cold winter. Well, that's when I do more traveling, but I spend many months of the year right here in Anchorage. And my guest today, who you'll hear from later, I haven't had him on the show in years, where recently he I and his wife, Natasha, toured Anchorage. I drove them around.   Keith Weinhold  4:29   first, let me tell you about a creative way to pay both a low property tax and a low income tax, and that is no matter what state or province that you live in now, the big three taxes that people pay throughout their lives are income tax, sales tax and a property tax. Those are the big three, and when you combine those to come up with the highest and lowest tax burdens by state, you'll notice that coastal states often pay the most. They generally have the biggest burden, because coasts attract people, and therefore those highly populated areas, they need infrastructure, say, for example, more bridges, and they often have more social services for people, and it costs tax money to maintain all of that. Now, look, will people move to an area specifically because they can get low taxes there? Like is that amenity in itself an attractant? Actually, not so much. No, you do get some people to move to Puerto Rico, predominantly for that reason. But interestingly, the two states with the lowest overall tax burden, that is, when you combine income, sales and property tax, the lowest are Alaska and Wyoming, and yet they have the fewest people living there, under 1 million people each. So the two states with the lowest tax burdens are also the two least populous states. So it is not making people flock there. So where you choose to live? Oh, that has more to do with your overall quality of life. And you know that's probably as it should be. Well, whether you own your home or you rent your home, you effectively do pay property tax, because tenants end up subsidizing the landlord's expenses. Most property tax maps that you see out there, those national property tax maps, they show the average tax bill that a household pays by state, regardless of real estate values. Well, that's not so useful. You might remember that a few weeks ago in our newsletter, I sent you the best and the smartest property tax map that I have by county. You'll remember that it showed the property tax paid as a percentage of the home value, so that relative basis is what matters more. When we look at property tax paid that way, we can more transparently see that the highest property taxes are generally paid in three US regions. Those three regions with the highest property taxes are the northeast, much of the Great Plains and Texas now a 1% property tax rate is, for example, when you have to pay 4000 bucks a year on a property value of 400k That's that 1% and the lowest are in the Western US and the nation's southeast quadrant, often under 1% we're just talking about the property taxes only here. Now out west, lower property taxes, they still rarely create investor cash flow, and that's because purchase prices are too high out west, and rents don't keep up with them proportionally. But low taxes, they do adequately sweeten the most investor advantaged areas, that is in the southeast Indiana, Missouri, Oklahoma, Hawaii, and a bunch of the Mid Atlantic states. All right, so they are the investor advantaged areas that also have low property tax. The nation's lowest property tax rate is in Alabama. Roll tide, I think I've mentioned that on the show before. All right, so that's property tax, but states have to get their revenue somewhere, so oftentimes, if their property tax is low, well then they have to make up for that. So therefore their income or sales tax can be high. Now as far as income tax, each state has their own of course, the high ones are New York, New Jersey, California and Hawaii. Those are many of the high ones. But there are nine states with zero, absolutely zero, state income tax, and those nine states that are free of income tax are the aforementioned, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming and Washington gets somewhat of an asterisk that has a little wrinkle in it. That's one of the nine with the wrinkle, you'll pay zero income tax on your wages in Washington. It only applies to high earners, capital gains tax income there, all right. Well, all of that is true for everybody there, every US citizen. But here's the arbitrage that a real estate investor can create. If you live in one state and you own property in another state, you always pay property tax where the property is physically located, not where you live. I mean, any longtime out of state real estate investor knows that. So you can therefore live in a state with little or no income tax, for example, Texas, and then a Texas resident can skirt Texas's higher property tax by investing in a different state that has low property tax, like, say, Alabama or Tennessee. Oh, well, now both your property tax and your income tax are low this way. And congratulations, you have just legally exploited the tax system. Some examples of a low income tax home state where you live and a low property tax investor state where your investment property is, so that you get the best of both worlds. They are, Texas is your home state, and Alabama is your investment property state, like I just described, and then a few other scenarios, so that you can legally use the system to pay both a low income tax and low property tax. Are having Pennsylvania as your home state and Missouri as your investor property state, having New Hampshire as your home state and Tennessee is your investor property state. And then another example, having Washington as your home state and Arkansas as your investor state. Those are just some examples of combinations there about how you can live in a low income tax state and then also enjoy having your investment property in a low property tax state and see perhaps now you're doing this without having to move. Yes, investing in low property tax states. Now, of course, property taxes are set at the county or city level. They're not set federally, but just within one state. Sometimes property tax can vary dramatically, which you probably know, but two of the biggest examples of this are in Illinois, Cook County, which is Chicago, and also Miami, Dade County, Florida. I mean those jurisdictions, they have tax rates that can make wallets cry more than their surrounding counties do, and some states have maximums, legal limits ceilings on property taxes. California proposition 13 famously limits property tax to 1% of assessed value, and then the increases are capped as well. I mean this means the two California neighbors with identical homes can pay wildly different taxes, and Florida is still looking to completely eliminate the property tax. Can you imagine that? I mean, it seems doubtful that that will happen, but you can conceive of how much more desirable that would make Florida properties, and that would probably make all Florida housing values skyrocket now, just because a property has a high property tax rate that doesn't disqualify it as an investment property alone, it's just one consideration that'll show up in your proforma, your cash flow. So the bottom line is that as an income property owner, property tax is mostly passed on to your tenant, but paying a low rate still keeps you more flexible and profitable. So think of a map of states with low property taxes, sort of like a treasure map, but instead of x marking the spot, it marks where your money will go the furthest.    Keith Weinhold  13:36   And if you want real estate maps like I'm talking about here, and stories and great charts and investment opportunities that I cannot fit onto the channel. Here, you can grab them in my free weekly newsletter at gre letter.com and part of this is because I just cannot adequately describe a map or a chart to you here in an audio format. You get more in the letter free wealth, building insight every week. And it comes straight from me. 1000s of investors read it every week. Don't live below your means. Grow your means. Get It At gre letter.com Again, that's gre letter.com   Keith Weinhold  14:20   something interesting just happened when Wells Fargo released their housing forecast for the next two years. Let's discuss that between today and 2027 they expect the federal funds rate to drop by a full 1% but they don't expect mortgage rates to drop as much only about a quarter point drop over the next two years in the 30 year fixed rate. For next year, they expect home prices to rise three and a half percent, and then the year after 3.7%. looking down the road a couple years here, and this is sorced by Wells Fargo economics and the US Department of Labor and the FHFA and more. All right, so only a small reduction in mortgage rates and a pickup in home price appreciation, although still pretty moderate. Now you gotta take any interest rate prediction with a grain of salt, like I've told you here before. I personally, I do not forecast interest rates, and when you're looking at interest rate predictions, you are squarely looking at a waste of your time.   Keith Weinhold  15:34   Now, a recent Gallup poll wanted to find out what Americans consider to be the best long term investment. That's the question that the pollsters asked, what is the best long term investment? And the findings were that 16% said stocks. I mean, despite the fact that stocks only seem to make insiders wealthy, still somehow 16% of Americans consider stocks to be the best long term investments, a higher share of Americans, 23% said gold. That actually surprises me, that nearly one quarter of Americans say that gold is the best long term investment, when only about 10% of Americans own gold in the physical form, like bars or coins. And part of this could be driven by the recent hype, where the gold price has more than doubled just since last year, and it broke above $4,000 an ounce for the first time in history this month. All right, so 16% said stocks, 23% said gold. And what's number one in the Gallup poll for what Americans believe is the best long term investment? It's real estate. Ah, well, they got that right. That actually gives me a little more faith than Americans there. Now, when it comes to real estate investment, you know, there's this long running mantra or catchphrase out there that I really disagree with. I mean, you've certainly heard this before, but it just does not resonate with me. And that is, appreciation is just the icing on the cake. That's the catchphrase I am not feeling the vibe there. How in the heck is appreciation just the icing on the cake? The presumption, the inference here, is that cash flow is the main driver of an investment philosophy, and then if you just happen to get appreciation too, oh, well, that's a little sweetener. Like the mantra would say cash flow is the cake, the majority piece, and then appreciation since the icing, oh, that's only a little thing. No, that's misleading. You usually get more of a return from appreciation than you do cash flow.   Keith Weinhold  17:56   I mean, on, say, a 400k income property, what if you only get $200 of cash flow? That can happen? That's $2,400 a year. But instead, 5% appreciation on that property gives you $20,000 a year. That is almost 10x. I think what the icing on the cake, curious catchphrase means is that cash flow is important because it controls the mortgage. Well, then I think it's just better to say that appreciation is not an inconsequential thing. It's often the biggest thing. So is appreciation just the icing on the cake? No, it certainly is not. In fact, I'm going to talk more about that next week when I've got something special planned for you here on the show. What I'm going to do then is look at the ways real estate pays you five ways in a slow market, the real estate market is slow. If you look at it on a basis of transaction volume, say that you buy a property today and over the next year, you don't even get what Wells Fargo forecasts say you only get 2% appreciation and zero cash flow. Just break even on a monthly basis. I mean, there's surely some disappointing numbers, but just say that's what happens. Well, next week, I'm going to add up what your total rate of return would be even in this dour scenario, and I think that you are going to Marvel be flabbergasted at how profitable you are if you just got 2% appreciation and zero cash flow. That's next week.    Keith Weinhold  19:36   As far as today, I'm about to bring in a super smart guest that hasn't been on the show here in a few years. He's usually a fellow faculty member on the real estate guys invest or summit at sea. But he wasn't there with me this year, so we met up in Anchorage. Instead, we're talking about changes to commercial real estate that market, and the opportunities that you might be able to find there from Industrial land, an activity that well generates noise, like Bitcoin mining operations and growing data centers with the increased use of AI. And as you listen, see if you know what I mean about how he feels professorial in his approach, and I mean that in the best possible way you can learn from him. He's from Ottawa, Canada, an international conversation coming up next. I'm Keith Weinhold. You're listening to Episode 577, of get rich education.   Keith Weinhold  20:34   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com   Keith Weinhold  21:46   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com,   Tarek El Moussa  22:19   what's up? Everyone. This is hgtvs Tariq al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:27   Hey, it's great to welcome back a longtime industry friend. He's a senior partner at y street capital. He owns a development company that's active in nine US states and two Canadian provinces, and he's the host of the real estate espresso podcast. Hey, it's great to have back. It's been a few years. Victor Menasce, great to be here. Keith, well, you know what's different? I mean, we were together doing some sightseeing around Anchorage, Alaska. You I and your wife here just a few weeks ago. That was great to have you. And then you had a nice Alaskan cruise after that. It was lovely. It was great to spend time with you in person, where you and I have spent time together at conferences all around the nation. So thank you for that. Yeah, it was great to do some fun stuff and like, Oh, hey, this guy knows a world outside of just talking about cap rates all the time. So Victor, the commercial side is pretty dynamic, and it sure has been lately with all the changes that we've had in the world, really starting with the pandemic almost six years ago, now, that includes the industrial space and how the need for warehousing and storage has changed. So from a real estate perspective, tell us about what you're seeing there.    Victor Menasce  23:41   We're seeing a lot of changes. Of course, there's a lot of uncertainty that's been injected by the current administration in Washington in terms of international trade. But even if you put that aside the flow of goods from wherever they're manufactured to the end customer, that flow is still there. It's one of these things that often creates inefficiencies, especially as you start to think about really optimizing the overall cost. You know, if you think about what inventory costs you to have on a retail floor where you might be renting that retail space at, I don't know, 55 $60 a square foot, and it's occupying very, very expensive real estate, if you can instead put that in a warehouse that's maybe at 10 to $15 a square foot. Oh, but wait a minute, you've got a 27 or a 35 or a 40 foot ceiling height, and you're stacking it seven to nine levels high. Really, the cost of that inventory has gone way, way down because you're putting it much less expensive real estate, right? Okay, so here is one of the efficiencies of a retailer doing e tail instead of brick and mortar retail, absolutely. And you know, we often see situations where the last mile, you know, we want to get that instant gratification as a consumer, but we don't necessarily want to be having to drive to that retail space. And we don't that's. Supplier doesn't necessarily want to pay Amazon for warehousing that particular product. So often, the fulfillment is done locally, that last mile Logistics is extremely important. That's putting a lot of pressure on this category of product that has traditionally been called Flex industrial. These are those places in the industrial park that you might see an electrician or a landscaping company or a plumber or anyone like that that has an office at the front of 14 or 18 foot Bay at the back and a bit of inventory. A lot of that product right now is being pulled off the market for many different reasons. Some of that's just disappearing and that land is getting repurposed for residential. Some of it's disappearing because people are putting gyms and pickleball courts and things like that and those types of products. Some of it's disappearing because people with exotic car collections want to use that space for a man cave. There's many different things that are demanding that particular product, and there's very little of it getting built. So that's another area right now that is under a lot of pressure. On the demand side, not a lot of new supply and rents are going up much, much faster than they otherwise should be. Talk to us more about the industrial space from the supplydemand perspective, what do people want and what do people need? It varies widely. There are companies that are in manufacturing, they will often look to refresh their investment in equipment. They may not have the capital, so they will sometimes do a sale, lease back of their building, of their facilities, so that they can then repurpose some of that capital onto into the equipment side, so that they can maybe modernize their manufacturing. That's another area where we see significant shifts happening. In industrial we also see a lot in logistics, where the most efficient way to move goods is a 200 year old technology called rail, and it's still alive and well. I mean, if you think about the cost of shipping a container across the country, you're going to spend about two cents per ton mile to move that by rail, or about 10 cents per ton mile to do it by truck. So that's a five times difference in price. That means a container from Los Angeles to New York is going to cost you about $1,400 if you're moving it by rail, or about $7,500 if you're moving it by truck. But if you're now part of the rail system, there's now logistics that you have to worry about at either end. And so if you want to make all of that work, those transfer hubs become extremely important, and there's just not a lot of them,    Keith Weinhold  27:38   okay, so it might only cost 1/5 as much per ton mile to move a good over rail as it does road. But you're sort of talking about the logistical challenge of, oh, getting it that last mile from the rail Terminus to the end user.   Victor Menasce  27:53    absolutely. And there can be a lot of cost associated with that last mile. So if you can solve that problem for the logistics companies and lower their cost for that last mile. That's got significant value, and that's another demand for industrial land. And very few cities are adding industrial land to their master plan. You know, warehouses don't vote, so they don't tend to take other land and zone industrial In fact, if anything, it goes the other way. There's a lot of pressure to take land that was zoned industrial and rezone it for commercial or for residential. In fact, we see that in a lot of cities.    Keith Weinhold  28:30   Now, you the listener, if your entrepreneurial wheels are turning, you can see the opportunity for, Hey, can I get in and help solve the problem in that last mile demand creatively. How do I think I could get in? How do I think I could do that, as long as that demand is sustainable? Victor, when we talk about industrial real estate, like we are here as real estate investors, one of the things that we often think about is site selection. Tell us more about that through the industrial lens   Victor Menasce  28:58   I think there's a couple things that matter. Number one, you can't pay too much for it. It's got to be at the right price. So you've got to be thinking about, you know, we always do what's called residual land value analysis and and that happens in residential, commercial, every single asset class, everyone works backwards from the answer to the question. So the answer is, here's how much profit I need to generate. Here's my capital cost. Here's, you know, you keep backing up and you say, well, now what's left over? That's what I can afford to pay for the land. So you always gotta be working backwards from the answer to the question. And this is no different. We do this in industrial as well. So you gotta make sure that that situation where the numbers work. Number two, you've gotta make sure that there is the right supply, demand dynamics. Got to make sure that the property itself is not contaminated. That can be a liability. If that was once a heavy industry site, then there could be contamination. You want to make sure that that's somebody else's problem, not yours, or if it is your problem, that you can mitigate it where the cost is bounded. So you got to. You know, look at all of these things together. And then, of course, there has to be good connectivity, good access to freeways, to major arterial roads, good access to rail. If you can get a Rails per on the property, even better. But even if you can't, as long as you have good access to major roads. You know, I always look at this through the lens of product design, where you're designing a product for a very specific customer. And so it's really, it starts with the end customers need in mind. And it's not a speculative process. It's really understanding who that customer is designing a product for them and making sure that you're delivering it at the right price. So it's always, always working backwards from the answer   Keith Weinhold  29:43   nowwhen we think about site selection and geography of where we're putting this real estate cities are often located on a body of water, like a bay or a river, often runs through a city, but yet you think of industrial use. Land is not your priciest land, but yet you think of a city center as your priciest land. Oftentimes, where do you put the industrial real estate with regard to the city center? I usually think of it as far outside of that. But are there other trade offs or nuances there?   Victor Menasce  31:11   it can be. You know, it's a question of whether you're doing a greenfield project or an infill project. If the land was previously zoned industrial and you're now just redeveloping it, that can make a lot of sense. If it is a greenfield project where you're looking to build new then, yeah, it's probably going to be in the outskirts, because that's where you're going to get the best land cost. And then, of course, you got to be thinking about what the end product is, and it what's it going to cost you to get it where it needs to be. Most of these projects are built slab on grade, which means that the surface has to be suitable for that sort of building. The land might be cheap, but if you've got to bring in half a million yards of gravel to get the site where it needs to be, it might not look cheap anymore, because you could import so much material. So you have to think of the cost of the land in a shovel ready context, because you can spend an awful lot of money moving dirt, moving gravel, things like that that will be necessary for an industrial project. So when we look at land for that product, we're always looking at it through the lens of, is it in a floodplain? Is it high enough ground? Is it drain? Well, all of those things that come into the cost of preparing the site to accept that kind of a building.   Keith Weinhold  32:23    Now, when we think about what goes on in an industrial space in your mind's eye, you might think of an asphalt plant, or you might think of the noise in some rumbling concrete trucks. With regard to that, what are your thoughts about nimbyism? Do you see much, not in my backyardism among communities with industrial real estate.    Victor Menasce  32:44   Oh, absolutely, without a doubt. And oftentimes that's one of the reasons why industrial land often gets pushed out away from those residential zones. So once you're outside the radius of people who can object, then there's no objection. So that's one way to solve it, and often a good way to solve it, by the way, but you also have to be mindful the fact that if there is potential contaminants coming off of that site, you don't want to be near a body of water that can carry it down into an aquifer and so on. So you've got to be thinking through containment issues. You've got to be thinking through noise propagation issues. There's been, in fact, a lot of issues with data centers, where the air handling and the the air conditioning systems right generate a lot of noise, and that noise often carries over very large distances. And you know, we're talking noise levels that would be very offensive to most homeowners. Some people have had to move because the noise levels have just been so continuous.    Keith Weinhold  33:42   I like the way you put that Victor. It's sort of like, yes, industrial parks are built outside the radius of the loudest objectors. That's right where they're going to go. But that's really the way that it is sometimes when we think about more contemporary uses for how we use industrial real estate today. You touched on data centers, also Bitcoin miners, you know, these are some of the things that generate noise. So what are some of the considerations with those two?   Victor Menasce  34:06    If you're looking at a data center, they consume a lot of power and they generate a lot of heat. The most efficient way to get rid of heat is with water. And that sounds a little bit strange, but you think about it this way, if you heat a molecule of water by one degree. I'm going to actually give you the textbook definition of a calorie. You take that water and you heat it by one degree, that'll consume one calorie of water. That's the definition of a calorie. And if you take it from the liquid state to the vapor state, just that phase change at 212 degrees Fahrenheit, or 100 degrees centigrade, that phase change is going to consume 500 calories. So you're getting rid of tremendous amount of heat by evaporating water, and that's why data centers consume so much water, is because they evaporate the water. That's the way they get rid of the heat. They evaporate it into the atmosphere. And that's how they get rid of the heat. It's the most efficient way to do it, but it consumes a lot of water resources. And then, of course, you've got to have the power to get into the data center, and a lot of places don't have the electric infrastructure to provide what's needed on a sustained basis. So you need not just good power, you need good power redundancy. So if there's a power failure here, you've got maybe redundant paths. So if one transmission line goes down, you've got alternate paths to keep the data center running. And you need the same thing also with communication, so multiple redundant fiber pathways in and out of the data center. So all of these things come into site selection. And then if you got all of that right, you got to overcome the neighborhood objections.    Keith Weinhold  35:45   Yes, that's right. We're doing a little science here with Victor Menasce, experienced international developer, and Victor when we think about industrial real estate, and we're here on an investing show. You know, maybe an investor sees potential in data center real estate or something like that. So for the individual investor, what can they do? Can they do anything individually? Are there funds to invest in, to either avoid or be attracted, to tell us about how the investor can get in?    Victor Menasce  36:15   We're not active in data centers. We're active more on the industrial side. I know the existence of data center funds. I know, for example, Kevin O'Leary, very famous Shark Tank, is a major investor in data centers. If you look him up, there might be some potentials there. Many of the major players in artificial intelligence, Oracle right now is taking on a boatload of debt to build data centers for open AI, so they're going to both build and operate those data centers. And I don't know where they're getting their capital, but they're getting a lot of it, or at least that's what's been announced publicly. Data centers require a lot of at least at that scale, require tremendous amount of infrastructure. We're talking hundreds of acres. We're not talking a small warehouse here that might be a million square feet. We're talking big, big acreage for those scale projects and for more localized projects. Yeah, there are smaller data centers, but they're not that economical to run. So it's usually the large ones that are the most cost efficient.   Keith Weinhold  37:16   Well, two things Victor is there anything else about industrial real estate? Our listeners should know maybe something I did not think about asking you and then tell our audience how they can learn more about what you're doing.    Victor Menasce  37:27   We see opportunity in particular. We think of it almost like a covered land play. We're very active in the industrial outdoor storage space where there is need for things to be stored outdoors. It might be landscaping companies that want to buy materials by the truckload. It might be car dealerships that have an excess of inventory. It might be boat and RV storage. There's many different uses for secured outdoor storage, and these are products that are designed very specifically for customers that have those needs. And as a covered land play, frankly, some of the best returns that are available in the marketplace. We've looked at a number of different things, and this is where we're placing majority of our energy right now as a development company is in that space, because we see it as an underserved segment of the market where there is not a lot of institutional money that's come into the play yet, so we're very active in that space.    Keith Weinhold  38:22   And how can our audience learn more about what you're doing   Victor Menasce  38:25   best is to reach out to us at y Street, capital com. Be happy to have if folks want to learn more about our projects. There's a place where they can sign up on the website to get more information. And love to have you as guests or as listeners to the real estate espresso podcast, and that's a daily show, seven days a week, so love to have you as a listener for that show as well.    Keith Weinhold  38:46   And that's the letter Y, Y Street, capital.com,Victor Mesance, it's been enlightening as always. Thanks so much for coming back onto the show.    Victor Menasce  38:55   Thank you so much.   Keith Weinhold  39:02   Oh yeah, good stuff from Victor as always. Another thing that he, I and his wife did in Anchorage when he was here recently is visit, well, it was not an AI data center, but we went to a mint that sells gold bars, nuggets and bullion. I really just looked. It was fun to look with Victor and actually pick up and hold gold nuggets, something that you cannot do online. I didn't have any intent to buy anything with the run up in precious metals prices. I made my last purchase of those in the middle of last year. So a year and four months ago today, I hear about lots of people rushing to buy precious metals. Now, amidst this big price run up and the run up might still have a ways to go, but no, the time to buy was like a year and a half ago or more. It's not now getting caught up in the euphoria this sort of exhaltation where you're paying double the price.   Keith Weinhold  40:03   next week here on the show, I've got more that I want to share with you on today's opportunity in new build rental property. How real estate pays five ways in a slow market, which is just fascinating. And I've got a GRE live event to tell you about next week as well, and more, lots of intriguing wealth building material here in future weeks, and then sometime after that, my own right hand assistant here at GRE is going to come out of the show and ask me some of your listener questions. It's the first time you'll hear her voice on the show. But more importantly, get my answers to your investing questions. If you'd like your question answered on a listener questions episode down the road, as always, you can write into us at get rich education.com/contact, that's get rich education.com/contact, until next week, I'm your HOST. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:02   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  41:30   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

William Charles Jones, Chuck to those who knew him best, was a 48 year old from Milford, OH. He was divorced and had two children. On January 31, 2009, Chuck got dropped off at the facility where he lived after celebrating his birthday with family. He was never seen again. Charley Project: https://charleyproject.org/case/william-charles-jones NAMUS: https://www.namus.gov/MissingPersons/Case#/9937?nav Map Video: https://youtu.be/9B3KudDhUGI Website: https://theunfoundpodcast.com/william-charles-jones-interview-with-the-investigator/ If you have any information regarding the disappearance of Chuck Jones, please contact the Milford Police Department at (513) 248-5084. Join this channel to get access to perks: https://www.youtube.com/channel/UCz4bh2ppqACeF7BdKw_93eA/join --Unfound plays on Spotify, iTunes, Stitcher, Instagram, Twitter, Podbean, Deezer, Google Play and many other podcast platforms. --on Monday nights at 9pm ET, please join us on the Unfound Podcast Channel for the Unfound Live Show. All of you can talk with me and I can answer your questions. --Contribute to Unfound at Patreon.com/unfoundpodcast. You can also contribute at Paypal: paypal.me/unfoundpodcast --email address: unfoundpodcast@gmail.com --the website: https://theunfoundpodcast.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

William Charles Jones, Chuck to those who knew him best, was a 48 year old from Milford, OH. He was divorced and had two children. On January 31, 2009, Chuck got dropped off at the facility where he lived after celebrating his birthday with family. He was never seen again. Charley Project: https://charleyproject.org/case/william-charles-jones NAMUS: https://www.namus.gov/MissingPersons/Case#/9937?nav Map Video: https://youtu.be/9B3KudDhUGI Website: https://theunfoundpodcast.com/william-charles-jones-interview-with-the-investigator/ If you have any information regarding the disappearance of Chuck Jones, please contact the Milford Police Department at (513) 248-5084. Join this channel to get access to perks: https://www.youtube.com/channel/UCz4bh2ppqACeF7BdKw_93eA/join --Unfound plays on Spotify, iTunes, Stitcher, Instagram, Twitter, Podbean, Deezer, Google Play and many other podcast platforms. --on Monday nights at 9pm ET, please join us on the Unfound Podcast Channel for the Unfound Live Show. All of you can talk with me and I can answer your questions. --Contribute to Unfound at Patreon.com/unfoundpodcast. You can also contribute at Paypal: paypal.me/unfoundpodcast --email address: unfoundpodcast@gmail.com --the website: https://theunfoundpodcast.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The state announced more than $5-million-dollars in state funding to support 41 grants across 30 municipalities. Some of the entities are in Bridgeport, Norwalk, Stamford and Milford and the money will help expand high-quality, after-school programs that provide academic supports and enrichment opportunities beyond the school day. For more on this, we spoke with John Frassinelli, Department of Education Division Director for school health, nutrition and family services. Image Credit: Getty Images

Steve is joined by Ron Rademacher, travel writer, author, and storyteller, famously known as the guy who holds the record for getting lost on the back roads of Michigan. Ron shares the best fall events and family-friendly adventures across the state, from apple picking at Spicer Orchards in Hartland, to owl adventures at Kensington Metropark in Milford, and the Harvest Festival with pygmy goats in Byron Center. He also highlights Michigan's most thrilling Halloween experiences, including the nationally recognized Erebus Haunted Attraction in Pontiac and Meadow Brook Hall's Lumber Baron Mansion tour in Rochester. For those seeking non-Halloween fun, Ron covers the Grand Rapids Tattoo Festival, bowfishing at Mitchell State Park in Cadillac, and the Eastern Market Fall Beer Festival in Detroit, with a rumored Pumpkin Spice Beer for the adventurous. He also gives a shoutout to Home Depot, offering free skilled trades classes, helping people learn hands-on skills that build real careers. Ron's guide makes it easy to plan the perfect fall weekend, whether you're looking for family fun, spooky thrills, or unique local experiences. Visit MichiganBackRoads.com to find your next adventure!

More financial experts have raised concerns about an AI bubble - and what it could mean for the wider economy. Multiple AI companies are attracting the attention of investors, and this interest is projected to grow, but concerns have been raised. Milford Asset Management Andrew Curtayne explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The holidays are just around the corner, so it's the perfect time to take stock of everything around you, including your KiwiSaver. Milford Investor Services Associate Maddie Cruickshank shares three simple tips with PJ and Matty from The Hits to help you make the most of your KiwiSaver before the year wraps up.  This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

More financial experts have raised concerns about an AI bubble - and what it could mean for the wider economy. Multiple AI companies are attracting the attention of investors, and this interest is projected to grow, but concerns have been raised. Milford Asset Management Andrew Curtayne explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Sermon 10 19 25 Sara Milford by St Paul's Fayetteville

St. Anne outscored Milford/Cissna Park 42-8 in the second half on Thursday night, allowing the Cardinals to turn a 20-19 halftime deficit into a 61-28 win over the Bearcats.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.

Bradley-Bourbonnais and Bishop McNamara head north for massive conference games, the Rumble on Route 50 renews, I8FA standouts meet in Milford and more in the Week 8 Daily Journal football previews.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.

The ongoing US Government shutdown is set to have wide-reaching effects, with economists raising concerns over the impacts. Missed pay cheques and the absence of billions of dollars of Government services will likely reverberate beyond federal workers and sting the broader public. Milford Asset Management's Brendan Larsen explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

With the recent 50 basis points cut to the OCR, what could this mean for your household finances? Milford Financial Adviser Nicky Reid talks to Toni, Jase and Sam on Coast, about why this might be the right time to talk to a financial adviser.   This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice  

Chris Kraus joins Kate Wolf to talk about her new novel, The Four Spent the Day Together. Organized into three linked sections, the book begins with a portrait of Kraus's avatar, Catt Greene, and her family, as they struggle to overcome the isolation of the suburbs after moving into their first home in Milford, Connecticut, in the late 1950s. The book's second part takes place many decades later: Catt is now a well-known novelist grappling with sudden fame and her failing marriage to an alcoholic ex-con named Paul Garcia with whom she lives part time in the woods of Minnesota. The final section finds Catt investigating a crime that has taken place near her home with Paul, in the neighboring town of Harding, when three teenagers senselessly murder a man after spending a full 24-hours together. What binds the stories together is alienation, chance, the acceleration of history and the spoils of late capitalism, the devastation of addiction, and an attempt to reconcile something even darker and more ineffable about the American project as it exists today.

Chris Kraus joins Kate Wolf to talk about her new novel, "The Four Spent the Day Together." Organized into three linked sections, the book begins with a portrait of Kraus's avatar, Catt Greene, and her family, as they struggle to overcome the isolation of the suburbs after moving into their first home in Milford, Connecticut, in the late 1950s. The book's second part takes place many decades later: Catt is now a well-known novelist grappling with sudden fame and her failing marriage to an alcoholic ex-con named Paul Garcia with whom she lives part time in the woods of Minnesota. The final section finds Catt investigating a crime that has taken place near her home with Paul, in the neighboring town of Harding, when three teenagers senselessly murder a man after spending a full 24-hours together. What binds the stories together is alienation, chance, the acceleration of history and the spoils of late capitalism, the devastation of addiction, and an attempt to reconcile something even darker and more ineffable about the American project as it exists today.

In this segment, Mark is joined by Spencer Davis Milford, the actor who played Mike Bright, John O'Leary's best friend, college roommate and business partner in the film. He discusses working on the film, the relationships and more.

Milford school district is seeing a huge jump in education gains. We spoke with superintendent, Dr. Anna Cutaia, about the students' results on the Smarter Balanced Assessments and SATs and understanding the growth across grade levels and subject areas. For more information: https://www.milforded.org/ Image Credit: Getty Images

The Reserve Bank today slashed the OCR by 50 basis points to 2.5 percent, prompting markets to make readjustments. This recent cut wasn't full priced in, and it's got some experts re-thinking their OCR outlooks ahead of the end of the year. Milford Asset Management's Remy Morgan explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Reserve Bank today slashed the OCR by 50 basis points to 2.5 percent, prompting markets to make readjustments. This recent cut wasn't full priced in, and it's got some experts re-thinking their OCR outlooks ahead of the end of the year. Milford Asset Management's Remy Morgan explains further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Planning for retirement isn't high on the list for most young people entering the workforce. Head of KiwiSaver at Milford, Murray Harris, talks to PJ and Matty from The Hits about why investing in KiwiSaver from your first pay packet makes good financial sense. And he breaks down the numbers to show how much you lose in retirement by waiting until your 30s or 40s.   This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Every postcard has a story to tell, and this one from my collection takes us into the world of Utah mining. The front of the card is filled with colorful illustrations of mines, towns, and the people who worked them. At the center is a portrait of an older prospector, George P. Watson, who spent nearly five decades searching for ore in Utah. Around him are views of famous mines: the Alta United Mine, Park City Consolidated Mine, Horn Silver Mine at Milford, the Utah Copper Mine at Bingham, and the Chief Consolidated Mine at Eureka. Together, these images form a kind of collage, showing how important mining was to Utah's identity in the early 20th century... Podcast notes: https://ancestralfindings.com/postcards-from-the-past-utah-mining/ Ancestral Findings Podcast: https://ancestralfindings.com/podcast This Week's Free Genealogy Lookups: https://ancestralfindings.com/lookups Genealogy Giveaway: https://ancestralfindings.com/giveaway Genealogy eBooks: https://ancestralfindings.com/ebooks Follow Along: https://www.facebook.com/AncestralFindings https://www.instagram.com/ancestralfindings https://www.youtube.com/ancestralfindings Support Ancestral Findings: https://ancestralfindings.com/support https://ancestralfindings.com/paypal  #Genealogy #AncestralFindings #GenealogyClips

Jay, Johnny and Jimmy join the show to talk Milford Porchfest!!

The Government recently unveiled its highly-anticipated energy sector announcement and it's prompted good news for the energy companies. The share price for New Zealand's major gentailers raised on the NZX, with Meridian seeing a 5 percent increase. Milford Asset Management's Michael Luke explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Summary In this episode, KP engages in a heartfelt conversation with worship leader Theo Milford. They explore Theo's journey from Jamaica to leading worship in the DC area, the challenges of multi-generational worship, and the importance of blending different worship styles. Theo shares insights on guarding one's heart and mind, the significance of writing songs from Scripture, and the heart behind his upcoming album 'Alters and Answers.' Theo emphasizes the need for artists to share their platforms and the importance of staying ready for Christ's return. Connect with Theo: Instagram: https://www.instagram.com/theo_milford/ Music: https://wingsmusic.lnk.to/AltarsAnswers +++++ Worshipology with Kurtis Parks is a part of the Worship Leader Magazine Podcast Network. WL Mag exists to equip Spirit-led worship leaders with practical tools, theological insight, and encouragement for the local church. This episode was brought to you by PraiseCharts. If you are a Worship leader or musician, when it comes to leading in church or playing worship music, you need reliable, high-quality music resources. Check out PraiseCharts.com today and see how it can transform your worship ministry! ++++++++++ To learn more about Kurtis and his book Worshipology: www.worshipologybook.com or www.kurtisparks.com 

(00:00 - 3:17) It's Monday after a big sports weekend! The Sox made the playoffs Patriots crushed the Panthers. LBF visited her old college this weekend and speaks very highly of the pizza place Antonio's out at UMass Amherst. (3:17 - 5:57) Are you already friends if you see each other naked? Bob thinks the answer is yes. This all steams from last week when Bob met a listener in the locker room at the gym. LBF thinks it's odd guys see each other naked, she would never! (5:57 - 9:30) There's some truth in advertising, but in this case the bad advertising won Hershey just won a lawsuit that claimed it's Halloween Resse's didn't have actual faces on them. We talked about a few companies that should be sued for the false advertising. (9:30 - 20:24) Today's DM Disaster was from Jason. He and his wife are beyond scared of their 4-year-old daughter. She's been coming in the bedroom at night and singing nursey rhymes in a very low and creepy way, almost like a demon is possessing her. Now he's scared at night to sleep. That's Jason's DM Disaster! (20:24 - 24:04) Today's Supah Smaht player was Marla from Milford. Was she Supah Smaht! (24:04 - 28:46) A woman in California is going viral after purchasing a billboard to advertise herself looking for a date! Bob thinks this is a genius idea, LBF on the other hand is worried she's giving too much info out. All this and more on the ROR Morning Show with Bob Bronson and LBF Podcast. Find more great podcasts at bPodStudios.com…The Place To Be For Podcast Discovery! Follow us on our socialsInstagram - @bobandlbfFacebook - The ROR Morning ShowSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The man accused of killing Charlie Kirk appears in court today, ICE detains another Milford teenager, and a deadline approaches for the MBTA. Stay in "The Loop" with WBZ NewsRadio.

Sermon 9 28 25 Sara Milford by St Paul's Fayetteville

AI and technology stocks are continuing to have a significant presence in the market - but which companies are leading the charge? Broadcom and Oracle are among the companies that have generated positive results, and Nvidia made headlines following its $100 billion investment in OpenAI. Milford Asset Management's Andrew Curtayne explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Vidcast:  https://www.instagram.com/p/DO6fzl7DKF3/The allergens include almonds, sesame, and certain food dyes. The affected cookies include Italian Mixed Vanilla Cookies, Italian Sesame Cookies, Vanilla Chocolate Dipped Cookies, Vanilla with Apricot Jam Cookies, Toasted Almond & Cherry Biscotti, and Vanilla Cookies with Raspberry Peach Jam.These recalled cookies were sold at Big Y stores in Connecticut and Springfield, Massachusetts; Stop and Shop stores in Connecticut; and all Nardelli's Connecticut stores with a Nardelli's label.  The other Connecticut stores include: Labonne's Supermarkets in Watertown and Prospect; Adam's Markets in Milford and Watertown; Highland Park Markets in Glastonbury, Manchester, and Farmington; Price Chopper in Newington, Bristol, and Middletown; T+K Supermarket in East Haven; Kensington Market in Kensington; Public Market of Newington; Raggozzino's in Plantsville; Lewis Farms in Southington; Durham Market in Durham; Liuzzi Gourmet Food Market in North Haven; Cappetta in West Haven; Roma Importing Market in Shelton; Walsh Market in Wolcott; Tops Market in Plantsville; The Local Gourmet in Southbury; CT Fresh Fruit and Produce in Wallingford; Wayside Market in Waterbury; Jimmy's Store in Torrington; La Molisana Sausage in Waterbury; New Fairfield Food Center Market in New Fairfield; Pat's IGA in Wolcott; Watertown Meat Center in Watertown; Tommy's Place and Market in Bristol; Cavallo's Deli and Imported Italian Food in Waterbury; and La Strega Italian Deli in Middlebury.Return these cookies to the place of purchase for a full refund. For more information, contact Gina Marie Bakery at 1-203-596-8007.https://www.fda.gov/safety/recalls-market-withdrawals-safety-alerts/gina-marie-bakery-waterbury-issues-recall-cookies-due-undeclared-almonds-sesame-and-food-dyes#ginamarie #cookies #allergens #almonds #sesame #foodcoloring #recall

Hoist comes up with a new communication system that can’t be heard by humans — but that doesn’t mean nothing on Earth can hear it! Then, Hot Shot is determined to beat the Kobayashi Maru of training sims! But nobody’s actually going to give him a crown for this, right? Join us this week for the Rescue Bots Academy episodes “Milford Goes To The Dogs” and “The Ice Wave”!

Trainer Teaches Dogs To Drive You may have seen the viral video of the rescue dogs that were taught to drive a retrofitted Mini-Cooper. Their trainer, Mike Vette of New Zealand, is our special guest with tips on how you can train your dog to do cool tricks. Listen Now Dog Tarot Cards Whether you take it seriously or as a novelty, there is no denying the best-selling success of the Dog Tarot Cards. Creator Heidi Schulman shares her inspiration and helps you understand why Fido insists on rolling in dead stuff. Listen Now Low-Income Pet Food Elizabeth DeMasellis' family is like many living paycheck to paycheck. Sometimes, when money gets tight, food for the family's furry friend is stretched a little, or she gets a hot dog. That is, until three months ago, when the 30-year-old Milford mother of three learned she could get dog food at Community Sharing Outreach Center. "I wouldn't get rid of her just because we couldn't afford to feed her. It's like getting rid of one of your kids," says DeMasellis. Listen Now Katherine Heigl Tucks Her Pets In At Night Bedtime at Katherine Heigl's house can take a while. As a mom of two daughters and seven other kids of the four-legged variety, she likes to give each one special attention. The Emmy Award winner says first she tucks in her girls, then she takes her seven dogs through their own nighttime ritual. Listen Now Parrots Have Personal Taste In Music It turns out that parrots are choosy about their music. Scientists have discovered that parrots have personal tastes in music. Dr. Franck Peron of the University of Lincoln, who headed the study, says that both birds enjoyed rock and folk music from such artists as U2, UB40, and Joan Baez. They even got into the music, bobbing their heads and squawking as if they were singing along. Listen Now Read more about this week's show.

US economic data has been all over the news, with experts uncertain whether things will get better or worse. Conflicting data, a declining labour market and ongoing tariff uncertainty have contributed to a murky outlook regarding the US economy. Milford Asset Management's Brendan Larsen explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A busy reporting season has concluded for the NZX-listed companies, with some doing better than others. A2 Milk stood out as a success story from this season, but other listed businesses haven't fared so well. Milford Asset Management's Jeremy Hutton explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

As the LORD brings His charge against Israel and Judah, He calls them to remember the story of their father, Jacob. Although Jacob was known as a cheater early in his life, the LORD still showed His faithfulness to Jacob. Because the LORD gave Jacob His blessing when Jacob strove with Him, Israel now should strive with God in repentance and faith, seeking His forgiveness even now. Yet rather than returning to the LORD as Jacob once had done, Israel only continues to live as the Canaanites in their iniquity and idolatry. Even though the LORD has spoken to His people by the prophets since Moses, they only continue to provoke Him to anger.  Rev. Doug Minton, pastor at Our Savior Lutheran Church in Milford, IL, joins host Rev. Timothy Appel to study Hosea 12:2-14.  To learn more about Our Savior Lutheran, visit oursaviormilford.com. “Majoring in the Minors” is a mini-series on Sharper Iron that goes through the books of Hosea, Joel, Jonah, Micah, and Nahum. Although the books of these prophets are shorter, the Word of God they preached was important in the years leading up to the coming of the Christ, and that Word remains important for the Church today. Just as we still need to listen to their call to repentance over our idolatry, so we still need to heed their call to trust in the Savior, Jesus.  Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Submit comments or questions to: listener@kfuo.org

Milford students are back to school and we checked in with Dr. Anna Cutaia, superintendent of schools. Image Credit: GETTY IMAGES

Season 5, Episode 20 - Some places were made for more than just watching movies. We head to the heart of Milford, where the historic Milford Theater has undergone a remarkable transformation. What began five years ago as a series of screenings has blossomed into a vibrant cultural revival, thanks to the vision and investment of the Milford Hospitality Group.From major upgrades to hosting events like the Black Bear Film Festival, the theater's marquee now shines bright with creativity and community spirit. The Poconos is a year-round destination for millions and with 24-hundred square miles of mountains, forests, lakes and rivers with historic downtowns and iconic family resorts, it's the perfect getaway for a weekend or an entire week. You can always find out more on ⁠⁠PoconoMountains.com⁠⁠ or watch ⁠⁠Pocono Television Network⁠⁠ streaming live 24/7.

MOCAD to close doors through early 2026 for critical renovations Lifelong friends from Milford to fulfill goal of visiting all 63 U.S. national parks

From license plate readers to the “drone as first responder” program, we did a deep dive into the strategic plan for Milford with Mayor Tony Giannattasio. IMAGE CREDIT: Justin Rosen / City of Milford

We check in with our friend Steve Cooper, executive director at The Milford Performance Center in Connecticut! It is always fun chatting about upcoming shows including Earth, Wind & Fire Tribute Band on Saturday September 13th, The Music of Paul McCartney SIR PAUL September 27th, The original Billy Joel Band THE LORDS of 52nd STREET, the CT Grateful Dead All stars, STATESBORO a Tribute to The ALLMAN Brothers Band October 11th, Don Jovi The Ultimate Tribute to the music of Bon Jovi, October 25th, The Moody Blues Tribute GO NOW November 1st, The Music of Peter Frampton with Corky Laing Of Mountain & Mark Clark of Uriah Heap November 15th and many more!  ! For tickets and more info log on to the website! https://milfordperformancecenter.org

From the visit to the historic Henraux quarry to viewing the technology used to build state-of-the-art fabrication machinery to learning how quartz and porcelain slabs are made – the Stone Fabricator's Alliance's (SFA) annual Italy Tour is repeatedly called a “trip of a lifetime” for many of the fortunate participants who have been a part of it. Several of the fabricators who joined the 2025 Tour this spring share insight into the trip. Participants included: Jimmy Casillo, Elegant Stone Works, Brooklyn, NYStephanie Hannah, Cadenza Granite & Marble, Charlotte, NCWes Hull, ABC Stone, LLC, Hamilton, MTTrey Monday, BBG Granite, Williamsburg, VAJoey Ontra, Connecticut Stone, Milford, CT

We are excited to share this “on-the-road” COBT episode featuring Tim Latimer, CEO and Co-Founder of Fervo Energy. Our team traveled to Milford, Utah, to tour Fervo's Cape Station project before connecting with Tim for an in-depth conversation. Tim earned a BS in Mechanical Engineering from the University of Tulsa and started his career as a drilling engineer in the Permian and Eagle Ford basins. He co-founded Fervo in 2017 after earning an MBA and an MS in Environment and Resources from Stanford University. Fervo is a developer, owner, and operator of geothermal assets. The company recently raised $206 million to advance the buildout of Project Cape, with phase one expected to deliver 100 MW of power to the grid in 2026. It was our pleasure to visit with Tim about the evolving geothermal landscape. As you'll hear, we were also joined by Kareem El-Sadi, Fervo's Drilling Engineering Manager, who brought valuable insights from the field. Huge thanks to all our new friends at Fervo for their hospitality and patience. We really had a blast. In our conversation, Tim shares the story of Fervo's founding, explains the fundamentals of geothermal, and details what makes Fervo's approach unique using deeper wells, horizontal laterals, and well stimulation. We explore the parallels between geothermal's recent progress and the shale revolution, as well as Cape Station's well specs, project economics and future cost reduction opportunities. We discuss how Fervo has dramatically improved dripping efficiency, cutting well costs from $13 million to ~$4 million by reducing the number of drill bits needed and decreasing total drilling days, the energy world's shift from largely skeptical to increasingly bipartisan and broader support, policy tailwinds, and Fervo's efforts to onshore supply chains amid steel and other tariffs. We cover geothermal versus oil and gas flow rates, design strategies for achieving high flow rates, water use efficiency, long-term production outlook, and overall “life of power plant” issues. We examine expansion plans for Cape Station, the leasing and mineral rights framework in geothermal, power plant design considerations including supply chain dynamics, permitting challenges and NEPA reviews, and project risk and learning curves from location to location. Tim shares his perspective on opportunities for geographic expansion beyond the Western U.S., cost curve and resource economics, commercial strategy and PPAs, near-term priorities for Fervo, geothermal's underrepresentation in no-emissions power conversations, the competitive landscape, whether being a pioneer is an advantage or disadvantage, and much much more. It was a fantastic discussion. Tim references a few items in today's conversation. MIT's paper entitled “The Future of Geothermal Energy” published in 2006 is linked here. Additionally, the Geothermal Steam Act of 1970 is linked here. Mike Bradley kicked off the discussion by noting that bond and equity markets are focused on Wednesday's FOMC Rate Decision Meeting. Consensus expects the Fed to leave interest rates unchanged; however, if the Fed were to surprise with a rate cut, broader markets would initially surge before worry set in as to why! Turning to U.S. equities, while markets continue to post new highs, sentiment appears to have shifted toward a “sell the trade deal” mindset. This will be an important week for the Technology sector, broader equity markets, and electricity equities given that Apple, Amazon, Meta and Microsoft are all reporting results and investors are going to be listening closely to their projected AI spending levels. Mike also highlighted a major development in the transportation sector with Union Pacific and Norfolk Southern's anno

-The Final Flush for Ron White Tix at Hard Rock Casino!-WLWT's Allison Rogers Tells Us Why the Sky Freaked Out Yesterday!-Old Back to School Stuff They Don't Need Today-An Incredibly Adorable Dad Joke of the Day from Gracelyn in Milford!-The Elephant in the Room Game for Cincinnati Zoo Tix!-Settling a Debate About Chris Gaines? Yep!-Good Vibes: Packing 50K Meals at Kroger Field in LexingtonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Arrests were made after a fan and teenage player got into a fight at a legion baseball game in Milford in the New England Nightly News.

Conflicting reports come out about what kind of trades the Red Sox are looking to make before the trade deadline. Can the Red Sox really make a big splash without including Jarren Duran or any major leaguer? Then, breaking down a fight in a recent Legion baseball game in Milford on the New England Nightly News. And, breaking news comes across of a Sox trade target being acquired by one of their Wild Card rivals.

The Red Sox avoided a sweep and beat the Phillies. Concession workers at Fenway and MGM Fenway will strike tomorrow. Gracie Abrams was at the TD Garden last night for the first of two sold-out shows. Stowe Massachusetts changed its name to Dunkin for today. The trash strike continues. The people who started the brawl at a Milford baseball game have been charged. The man charged with murdering the Iowa students was charged yesterday.  

The Billy & Lisa Show cover a whole bunch of topics during today's show including, Ozzy Osbourne passing away yesterday and a crazy brawl that broke out at a youth baseball championship game in Milford. Listen to Billy & Lisa weekdays from 6-10AM on Kiss 108!   

In episode 1899, Jack and Miles are joined by comedian, Blake Wexler, to discuss… CEO’s Affair Was Clearly The Best Part of Coldplay Concert, Wow This Guy’s Brain Is Lookin Like Sous Vide Sh*t, Annabelle The Doll Isn’t Even As Evil As The Guy Who Owned It and more! CEO Caught on Jumbotron During Coldplay Concert Leads to Affair Accusations HR chief Kristin Cabot caught cuddling married boss at Coldplay gig boasted she ‘wins trust of CEOs’ on LinkedIn Guy Gets caught with a side chick on the jumbotron Trump: "Do you know who Kaczynski was? There's very little difference between a madman and a genius." Alex Jones torches Donald Trump Fact check: Trump tells fictional story about his uncle and the Unabomber Jeffrey Epstein, My Very, Very Sick Pal Coca-Cola defends corn syrup after Trump claims he struck cane sugar deal Authorities Share New Details About Paranormal Investigator Found Dead After Touring 'Possessed' Annabelle Doll Ghost Adventures' Zak Bagans Was "Very Affected" by Annabelle Doll Before Dan Rivera's Death War Over ‘The Conjuring’: The Disturbing Claims Behind a Billion-Dollar Franchise Real ‘Annabelle’ story shared by Lorraine Warren at Milford’s Lauralton Hall The Warrens: Sorting the truth from the Hollywood myth Exclusive! Ed Warren gives actual tour of the Warren Occult Museum! LISTEN: No Me Dejes by La Playa SextetSee omnystudio.com/listener for privacy information.