Podcasts about cpd

  • 1,267PODCASTS
  • 6,581EPISODES
  • 38mAVG DURATION
  • 2DAILY NEW EPISODES
  • Nov 21, 2025LATEST

POPULARITY

20172018201920202021202220232024

Categories



Best podcasts about cpd

Show all podcasts related to cpd

Latest podcast episodes about cpd

#DoorGrowShow - Property Management Growth
DGS 316: Happier Property Managers - Mindset, Mental Health and The Future of PM with Ashleigh Goodchild

#DoorGrowShow - Property Management Growth

Play Episode Listen Later Nov 21, 2025 44:09


Do you enjoy property management? It's often a thankless industry, and it's easy for property management business owners and their team members to become unhappy and burnt out. In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with Ashleigh Goodchild, the voice behind PM Collective, to explore what it really takes to build a property management career that you can enjoy. You'll Learn [01:06] Importance of Having Support  [08:01] Community-Led Learning for Property Managers [15:07] Structured Management vs. Random Leadership [21:36] People-Centric Property Management [32:41] Making the Invisible Visible Quotables "There's so much help available out there. And a lot of times we just don't ask as entrepreneurs." "The slowest path to growth is to do it alone." "A lot of people don't actually see what we do. And I think that's where you've got the opportunity." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Ashleigh Goodchild (00:00) Generally churn rate and loss rate for businesses can range anywhere between 15 and 30%. Our office is sitting at about 5%. we've got 1200 doors, to have that 5 % churn rate actually considered really great. Jason Hull - DoorGrow (00:05) Yeah. Welcome everybody. I am Jason Hull, the owner and founder of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. We've talked to thousands of property managers, helped them add hundreds of doors, help them increase profit, simplify operations, get themselves out of the business more and more. And we believe the good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships and residual income. We are on a mission to transform property management business owners. and their businesses. want to transform the industry, eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now let's get into the show. So my guest today is Ashleigh Goodchild. Welcome. She's the voice behind PM Collective, the art of property management. together, we're going to explore what it really takes to build a property management career that you can enjoy covering the balance between structured management and random leadership, how to create workplaces people actually want to stay in, and Ashleigh's vision for a more human, less transactional industry. So Ashleigh, welcome to the show. Ashleigh Goodchild (01:35) Thank you so much for having me. Jason Hull - DoorGrow (01:37) So let's give us a little bit of background on you for those that don't know you yet, that maybe you're listening. How did you get into entrepreneurism? How did you get into doing what you're doing now? Give us some of the backstory. Ashleigh Goodchild (01:52) Yeah, so I started real estate back when I was 18 and like many people just falling into it and I was placed into an office that had a business owner, one was an air hostess and one was a pilot and really had no idea of how to run the business. So at that age of 18 and not knowing any better, I just jumped straight into the business and started helping them quite a lot. And then As I went on in my career, I then started my business, SoCo Realty, when I was 23. So I've had that business for 20 years and I've had a very blessed property management and business ownership life. I do say though that when I was 23 and when I started the business, I don't think it would have mattered what I was doing. It wasn't actually about the property management. It was actually probably about business ownership that I was drawn to. And I think I always say, even if I was a hairdresser at 23, it would have been a hairdresser shop that I opened up, just happened to be working in property management. So I've been running that and I've had a very blessed property management life. I always feel a little bit guilty when people talk about the roller coaster of their property management businesses, because I don't feel like I've had that. Or if I have, I sort of feel like maybe I just didn't sweat the small stuff. And so that led me into... Jason Hull - DoorGrow (02:50) Yeah. Yeah. Ashleigh Goodchild (03:10) running and founding PM Collective, which was bringing in a peer-to-peer mentorship and training Australia-wide where we run 200 coffee and conversations every year. And we really support each other in the industry just by that casual learning from each other. Jason Hull - DoorGrow (03:27) That's awesome. So they're getting together, hanging out with each other, sharing ideas, and you're kind of the facilitator in this. Ashleigh Goodchild (03:35) Yeah, we do it Australia wide. have loads of hosts around Australia. So other people like myself who want to give back. So it's a great opportunity for people to give back. We've actually run a couple over in the US as well. And we have just had one in New Zealand. So the idea is that it allows people in the industry who have been in for a long time, like I said, to give back to the industry and help the the younger ones that are coming in to really learn to enjoy the career as well. So it's really great. Jason Hull - DoorGrow (04:04) Yeah, you know, it's amazing how much help is available and how willing people are to help. Yeah, I'm reading a book right now by Simon Squibb, I believe is his name, something like that. And it's it's about like following your dream and having a dream. But he said he created an organization that. I guess over in the UK, but he created this organization that allowed people to either help. fun people's dreams or for people to get their dreams launched. And he said that they had way more people. He thought everybody would be wanting to get the dream and their own dream met. He said they had way more people offering to help those that had a dream. And so, and he was talking about how much help is available. So. There's so much help available out there. And a lot of times we just don't ask as entrepreneurs. know, there's this funny thing that when we start out as an entrepreneur, we've kind of come through this whole world where we're such a minority, because most people on the planet are not entrepreneurial currently. And so we get a lot of feedback that we're weird or that we're different or that we're strange. And so we learn to kind of isolate. We start to recognize, I'm different and there isn't a lot of help or support. which is kind of an inaccurate viewpoint, but we kind of view ourselves as an island. And then we start our journey as an entrepreneur and we usually think we're gonna do it all ourselves. We're gonna read the right books and watch YouTube videos and we wear it as a badge of honor. I'm gonna get this thing started and do it all alone. that's, as I say at the end of my podcast each episode, that's the slowest path to growth is to do it alone. Ashleigh Goodchild (05:40) I think as well, like we find that a lot of people are really great at their jobs. They're either, you know, great property managers, great BDMs, and they have people around them that say, you know, you're so good at what you do, you should go open up your own business. And I don't think people actually realize there is, it can be really hard to start your business. I mean, you've got the logistics side of things, but you just assume the phone's going to keep calling and start calling as soon as you're out on your own. Jason Hull - DoorGrow (06:02) Yeah. Ashleigh Goodchild (06:09) And I think that that's one of the biggest things that I see people underestimate. And so to be able to give them that support and not be forced to sell their business because it's just got too stressful. I've got one of my clients where she had her own property management business when she was in her twenties. And she ended up selling it because it was just too much to handle at that age. She didn't have the support, you know, 10, 15 years ago. Jason Hull - DoorGrow (06:14) Yeah. Yeah. Ashleigh Goodchild (06:36) And I remember her saying, I wish PM Collective was around because I wouldn't have sold my business. But now I can have the stamina for my business because I've got that support around me. So I think that that's where I'm seeing a really big gap. people who think, you know, people who are great at their job, which means that they think they're going to be great at business ownership, which is not always the case as well. Jason Hull - DoorGrow (06:57) Yeah, there's a great book on that exact subject. It's called the E-Myth, the E-Myth Revisited. And in this book, E is entrepreneur, it's entrepreneur myth. And basically the summary of the whole book is if you think you, if you've learned how to do the technician level work, you like you have learned how to bake really great cakes. The myth is that now you think, well, I could go start a business and start a bakery making cakes. But a business involves a lot more. A business involves marketing, sales, accounting, you know, a lot of different stuff that is outside the skill set of baking a cake. And so the same thing with property management. Some people are like, I've managed properties for a while, or I've done business development for a property management company, done sales for a while. And they think I could now go start a business doing this. And that's the technician level work. That's not the business ownership type of stuff. then that's where things get a little more difficult. Yeah. Ashleigh Goodchild (07:57) read that book it's actually a really great one for newbies in the business. Jason Hull - DoorGrow (08:01) Yeah, yeah. So yeah, I love that. So how does the PM collective work? How are you getting people together? How do you facilitate this? What does a typical meetup look like? How do you make these connections? Ashleigh Goodchild (08:13) Yeah, so we very much just have hosts that reach out to us and they see a gap in their location. And then they just give me, they have to give me three dates, times and locations. And I just set them up online for them. So it's relatively easy for the host. Everyone just rocks up. It's very, very casual. They grab their own coffee, they take a seat and the host is there just to sort of welcome everyone and sort of facilitate it to a certain point. We have the groups, they can range anywhere in size between four people to 20 people. And to be honest, even the groups of four, I find are so important because I find that the intimate conversations are so much stronger in those small groups and people really open up. And the conversation could be about anything. It could be about... certain products that we're using. might be about some subscriptions. It might be about what's currently not working, what demos we've had, what problems we've had. And I find in that smaller group, people definitely open up a lot more and get that real, really good support that they need. Sometimes it's we chat on a personal level. Again, that comes down to people that are personally happy, I believe make the best. employees and their best employers. And it's really important that we look after people's personal state and having those personal conversations and those opportunities to vent, think are incredibly important in that environment as well. And then we have a big mixture. So we've got some groups where we get a lot of BDMs come along, some where it's just the solo printers, some where it's the referring partners, they sort of just all find their own vibe. But one of the biggest things that has been really important is that consistency. So knowing the for the public to know that we're going to show up every single month at this location. And we're here if and when you need us. That consistency is really important. So really casual, you don't need to buy a ticket or anything like that. And I think that really what's made them successful though is that consistency. Jason Hull - DoorGrow (10:15) Got it. So is how does the PM collective have the bandwidth to facilitate this? How do you guys make money? How does that work? Ashleigh Goodchild (10:23) So we don't, we sort of run it as a bit of a not-for-profit, even though it's not registered as a not-for-profit. So the purpose is very much community-led learning. And I guess on a personal level, I run my own business, my own real estate business. So for me, that's my bread and butter, and this is really what's considered my passion project. So this is sort of more my legacy, I guess. And, you know, I've got the time and the energy. Jason Hull - DoorGrow (10:27) Okay. Ashleigh Goodchild (10:48) to and the love to do it. So that's what I do. We have got great sponsors who help support our podcast and cover the cost for the membership and things like that. And we've got a membership base, which would be say, I guess on the smaller medium size. And over time that will grow. But for now, the support is really where it's at and we're driven by that with no need. for any strong monetary value coming through at the moment. That might change in 10 years, but for now and the last five years, it's been perfect. Jason Hull - DoorGrow (11:19) Well, mean, it sounds like the people that are really giving to this community like yourself probably have some of the healthiest businesses because the people that are in over their head don't have time to go hang out or go to lunch or to meet up with people. so, you know, that, and that, you know, that allows people to come in that maybe they're are struggling to meet and hang out with people that are in a healthier place and kind of lend them a hand up. Right. So. Ashleigh Goodchild (11:32) No. It's interesting because in Australia, we've got what we call CPD points. don't know if you've got them, where they're like compulsory development points that you've got to do to hold your registration. and our events, they are not CPD registered, which means that people don't come along because they are coming because they just have to be registered and they just have to do so many points. They come because they actually want to come along. Jason Hull - DoorGrow (11:57) Okay. Yeah. Ashleigh Goodchild (12:12) And I think you'll find that that has made a massive difference with the vibe. Like we had an event the other night, because we sort of run the separate events as well. And, you know, everyone comes along, they're catching up, they haven't seen each other for a couple of months. And it really feels like someone's birthday party. But the important thing is that people are there because they want to, not because they're going to get a CPD point attached to it. And you really can feel that difference in the vibe. Jason Hull - DoorGrow (12:37) Got it. Okay, well, let's take, I'm gonna do a quick word from our sponsors. This will be relevant. If you are a property management business owner, you're tired of getting tangled up in numbers, KRS SmartBooks has your back. They specialize in property bookkeeping for small to mid-sized managers who'd rather focus on, well, managing. So with over 15 years of experience in real estate, accounting, they're pros in Appfolio Yardi and all the top property software. Trust them to make your monthly reports hassle free so you can get back to what really matters running your business. Head over to KRSbooks.com to book your free discovery call. And so maybe that'll help you have a little more time to get back to the property management community. All right. So back to what we were talking about, Ashleigh. I love, I love this idea. I love that you've facilitated this vehicle for everybody to get together. You just, resonate positivity and I'm sure that kind of sets the tone for the group that people are kind of attracted to. And I've been part of groups where the leaders are very positive and it's just a different category and group of people. There's a lot of people that are helpful, positive. I'm in masterminds like that. And then there's others where the leader is more kind of like a dictator cult leader and like, it's just a very different environment. And there's a lot of guilt and a lot of shame and stuff like this, right? and, I've been in some men's programs and things like that that were like that. And it's just, you know, it's a totally different environment. So you've created, and so this is really, I think a strong Testament to you. How many, how many people are involved in this throughout Australia and beyond. Ashleigh Goodchild (14:13) should know the answer to that and I don't. And I would probably say there would be around 20 hosts around Australia. So 20 people, have started having visionary leaders in each state and to help sort of help me control the states. But yeah, about 20 hosts. But then like I've got, for example, an audio summit coming up. Jason Hull - DoorGrow (14:21) Wow, OK. Yeah. Ashleigh Goodchild (14:37) And that's got 17 leaders in Australia doing an audio summit for me. And we're doing 17 days of tips and tricks. So there is a lot of people that make up all of this, a lot of other coaches and trainers that give their time and their knowledge as well to it. So it really is a big project. in total, I'd say there's probably about a good 40, 50 people from coaches, trainers, leaders. who facilitates some sort of knowledge base for me on all these events. So pretty lucky. Jason Hull - DoorGrow (15:07) So describe to me the difference between structured management and random leadership. Ashleigh Goodchild (15:13) Yeah, so that's something that I practice inside my real estate at SoCo. And one thing that I've learned from other people and other leaders is when we do, obviously you need structured management, in terms of processes and procedures and all of that, and that's fine. But when it comes to leadership, sort of what you talking before about the dictatorship, I feel like I probably practice servant leadership a lot more. practice servant leadership at SoCo, which is the real estate, and I practice servant leadership in PM Collective. And very much I do picture myself or feel that I'm a leader from the bottom and that you just tell me what you need and I will deliver it for you. So I do that both in PM Collective and SoCo. And that's where the support comes from. The random leadership, I think, has been something that has really helped me keep long term staff. I'm known in the industry for having a long term team. anywhere between sort of seven years and 15 years average for property managers, which is great. And one of the things I would say have helped me and I have to say I haven't done this on purpose. It's just the way that I've done it. And I now I reflect back on it. I can see how it's worked. And if we were to every single year, give our team a Christmas bonus every single year, they're going to expect that. And if one year you don't do it because you can't afford it or something's changed, people are going to start getting a little bit ticked off because it's like, where's my bonus? get one every year. And I think the same goes with the Jason Hull - DoorGrow (16:52) become expected.   Ashleigh Goodchild (16:54) very much expected. And I think when we start getting, creating expectations with our team, that's when we can start getting a little bit of conflict. And I've seen it in a lot of agencies. So where I, I, I think what I think works really well is things like we might as an office randomly buy someone a coffee, or we might just randomly say, Hey, let's go out for lunch, or randomly, we'll do a Christmas bonus randomly. We might shout everyone a voucher for a massage. All of those random things mean so much more to your staff and they appreciate it so much more. Even if it was that $5 coffee or that random walk or that random time that you're giving, I just find that that doesn't set up expectations and people appreciate those little things a lot more. And like I said, it's not something that I went and said to myself, this is how I'm gonna manage my team. It's something that I just did naturally, probably because I'm a little bit scatty and I probably was, you know, not very good at keeping things consistent. But now that I look back on it and I can see that that 100 % has played a massive part in creating a really healthy long-term team. Jason Hull - DoorGrow (18:07) Yeah, that makes a lot of sense. know, yeah, giving gifts means a lot more or giving experiences or doing things means a lot more than, you know, than just a bonus that they're expecting at the end of the year. And most people aren't actually money motivated. BDMs usually probably should be a little bit and maybe entrepreneurs, but that's the mistake entrepreneurs make is that we assume everybody else likes money as much as we do. A lot of times. And so we try to bonus people or reward people or motivate people with money. And a lot of times that backfires. And because most people aren't money motivated or money driven, know entrepreneurs listening right now are like, what? That makes no sense. I don't understand it, but yeah.   Ashleigh Goodchild (18:48) I think a lot of businesses as well, they try to manage their team by textbook and you know, the textbook says, we should give people their birthdays off or a textbook says we should, you know, we should do a bonus at Christmas or whatever it might be. But I think, you know, really getting to know each person and I know who in my team values me sitting down and talking to them and asking them how their weekend was. However, if I went and did that to someone else in the team. That'd be like, you just go away. I'm trying to work here. And I, I, I, yeah, I know what, what each person needs to be happy. One thing that I found more recently is that if your team can have a hobby, that is probably the biggest thing to create a happy team and hobbies prevent burnout. And I think that when we get a lot of people in the industry where all they do is work and family, work and family, they don't have anything in between. And so like one of my girls, she loves to play golf. She really young girl, 21 years old, plays golf semi-professionally. And she had asked whether she can start having some private coaching on Tuesday afternoons. So she was going to come in a few hours early. And I was like, absolutely no problems at all. Because if I give her that Tuesday afternoon off to go play golf, there's something else that she loves. I just find that, you know, people have to have other things they love just besides, yeah, besides the work and family. And that's something that I feel like I really try to encourage with everyone in industry is find a hobby if you're feeling stressed. And you know, and a hobby is not, you know, reading a book or something like that. It's actually like playing pickleball or netball or coaching a team or it's something specific. Jason Hull - DoorGrow (20:37) Got it. OK, so you're encouraging team members to have hobbies. And that allows them to maybe have a little bit more to bring to the table in terms of energy and life, it sounds like. Yeah. Ashleigh Goodchild (20:42) 100 % Yeah, yeah, it just allows them to enjoy enjoy work. And like I said before, you've got to have them they need to have a happy home life for them to perform well for your clients. It's really, really important. You can't, you can't have them having a tough personal life at all that's going to affect you and your clients. Jason Hull - DoorGrow (21:10) Got it. Yeah. Yeah. There's a, there's a really good book called giftology by John Rulin. And he talks about the benefit of giving gifts, gift giving, to basically for almost as marketing or do increase referrals or to increase retention. But the same thing applies to team members. These doing these random things, sounds like a really solid idea. And then also encouraging hobbies I think could be really beneficial. So, So explain your vision for a more human and less transactional industry. Ashleigh Goodchild (21:43) So in Australia, have starting to become quite reliant on our offshore staff and our offshore team. And I'm assuming that that's everywhere. Would that be the same with your businesses? Jason Hull - DoorGrow (21:55) Yeah. Yeah, I would say so. There's a lot of people that are hiring VAs in the Philippines or Mexico for sure. Ashleigh Goodchild (22:02) Yeah, I mean, and whether it's part of your business plan or not, you know, I fully respect that. But what we've found in businesses is that by passing on the transactional work to our offshore team, and transactional, mean, collecting the rent, arranging maintenance, sending out inspection letters, you know, all of that sort of admin tasks, we're finding that that's really not where the value of a property manager or business owner is anymore. Jason Hull - DoorGrow (22:19) Mm-hmm. Ashleigh Goodchild (22:31) And so what we need to do is to move our skillset into more of a consulting role. We currently have been doing for a number of couple of years and I teach this a lot to other officers is what we call an annual investor audit. So our annual investor audits, they are 30 minute consults with every client and we are going diving straight into all the holistic side of their property because we need to make sure as a business that our clients are emotionally well and financially well. If they're emotionally and financially well, they're going to keep their investment property. The minute that they're stressed and not making money is the minute that they sell. And obviously that's not what we want in the businesses. So to do that by checking in with them, we are talking to them about any red flags we see with their tenancy with their rent or their inspections.   Jason Hull - DoorGrow (23:10) Yeah. Ashleigh Goodchild (23:27) We're talking them through and helping them understand what level of maintenance is considered normal or excessive in their property. If they're not spending enough maintenance, we're talking to them about ideas they've got for future renovations. We're talking to them about what their mortgage rates doing, how are they feeling? Are they positively geared or negatively geared? Is there any circumstance that's coming up in the next 12 months that we should make a note of that might cause them a little bit of stress? We are... Talking about all of those things on a real conversational level and it allows us to pick up trends of what that client's plans are. Are they planning on building a portfolio? Are they planning on selling in six months? Are we going as an office to see a huge wave of clients starting to sell? Is that something we need to protect that, you know, as an asset in our business? And so when we start getting into that consultancy role, it's no different to your accountant organizing a tax planning meeting. you know, in April, for example, that's exactly what we're doing. And we are planting seeds for that client so that they're never surprised when we call them up to say, Hey, your rent's gone backwards, or you got to spend $10,000 on the property. And that has been incredible. It's not only been something that's helped our churn rate. Generally in Australia, churn rate and loss rate for businesses can range anywhere between sort of 15 and 30%. Our office is sitting at about 5%. For it so for a large, a large office with we've got 1200 doors, to have that sort of 5 % churn rate is is actually considered really great. And I do put that down to the annual investor audits. And in addition, though, it allows the business owner Jason Hull - DoorGrow (24:52) Yeah. Ashleigh Goodchild (25:10) to take control of their asset and not to have to maintain that relationship. Because at the end of the day, I'm very passionate about that that client is my client as the business owner. And I need to keep that relationship up. And if I put all of that responsibility onto the property manager and my property manager leaves, I've got a risk that that client is going to follow the property manager. So that's a little bit of my of the importance and responsibility I take as a business owner. So they have been an incredible game changer for retention, but it's also helped uncover new business opportunities because when we've done these for our clients, we've never sort of asked them, do you have any properties? But so many clients have actually said to us, that was so good. Can you do it for my other property? And I'm like, sure. Where's your other property? and got the address and we've subsequently got the business of the because the other agencies weren't doing it. So obviously over time, more offices will start doing it. But that's just a great example of elevating the human side of property management. And we started introducing these in our business, like I said, a couple of years ago, I now teach them to other agencies around Australia. And then as soon as we can get, you know, a really good percentage of businesses, all bringing these in as just a natural part of the business, then we will that's how we see the industry elevate. And then that's just going to be considered a normal thing like checking rent arrears. And so that's really my vision to, to bring in things like that. I've been trialing, I do a lot of like mirroring in the business. So I trial things in my business first. And if it works, I will put it out to the industry. the other trial that I did was, which actually didn't work. And, it was about, I had a junior property manager and we had a lot of clients that we were losing from, from fees from owners being fee driven. And I thought to myself a little bit like a hairdresser. You've got a junior apprentice to cut your hair. You've got a senior stylist or you've got the director. And I thought to myself, I'm actually going to do a fee schedule with a junior rate. So if you want to, if you're fee driven and you want a junior to look after your property with less than one year experience, this is the fee. And if you want a senior, this is the fee. Now I thought that everybody would jump at the junior fee schedule because everyone seemed to be fee driven. What was so interesting is I did this trial for 12 months and I probably had 3%, maybe 2 % of clients actually say, I'll go with the junior fee schedule. Every single person said, thanks, but I think I'll stick with a senior. And I think that that's a great example to showcase that investors do want the experience. They want the peace of mind. And we all thought they wanted cheap fee schedules, but when given the opportunity for the cheap fee schedule with a junior, they didn't take it. So I thought that that was a really good example. Yeah, I know. Jason Hull - DoorGrow (27:49) Mm-hmm. yeah. I could talk about that for an hour. We've tested a lot of stuff on pricing. Ashleigh Goodchild (28:10) But it was just a great test to do. I trialed it, it didn't work. So I've gone to the industry and I've said, given it ago, it hasn't worked. I'm now trialing a second option with fee schedules. And hopefully that works because I just feel like the industry needs to move just from the same fee schedules we've been doing for 20 years. It really is something that needs to be done there. So that's my next mission. Jason Hull - DoorGrow (28:14) Yeah. Yeah, I love it. I love the experimentation. So cool thing about my position is I get hundreds of guinea pigs. And so I do all sorts of testing. And so we could chat about some of that. We've done some fun stuff, but I love the idea of the annual investor audit. call those, we coach clients on that as well. We call those annual portfolio reviews and that's a great opportunity to get more referrals. great opportunity to get more reviews and testimonials. It's a great opportunity to create more connection with the client and to showcase what's invisible to them currently that you're actually doing work. And yeah, and it's going to significantly decrease churn. You mentioned churn maybe between on a lot of companies, maybe being between 15 to 30%. And if you're at 1200 units, I was doing math while you were talking, that would be between 180 to 360 units being lost each year. And so a lot of property managers don't pay attention to what's leaving and they think, well it's infrequent or they're selling their properties or whatever and they're not paying attention to that. They're so focused on how do I get more doors? And sometimes they're losing more doors than they're adding each year or they're just breaking even. And so they've been at the same spot for like a decade sometimes. And they're wondering, why does this feel like a grind? And they're not making progress. And sometimes you have to look at what you're losing and what's your level of service that you have there and how visible is what you're doing to your client? Because if it's not visible, they're going to assume, well, why do I even pay them? They're not doing anything. They're just collecting rent. Yeah. Ashleigh Goodchild (30:15) Yeah, it's like, I call it a, we've got a client success manager. And I think that that's a real missing part in a lot of businesses because we've got the BDM who brings in new business. We've got the property manager who maintains it, but the client success manager actually is what I call a BDM in reverse, because if they can prove your retention, that is growth. So therefore it is still a BDM role. Jason Hull - DoorGrow (30:21) Mm-hmm. Yes. Yeah. Ashleigh Goodchild (30:41) that you've got someone specifically for. So that's a real big missing part. And I think a lot of businesses when they don't have somebody specifically on that role. Jason Hull - DoorGrow (30:52) Yeah, I've been privy to see inside of a lot of different types of businesses and being in a lot of different masterminds. And one of the things that I've seen is that some of the most sales oriented organizations, like companies that they're focused on placing salespeople and hiring salespeople and stuff like this, they always have their best salespeople graduate to be on their client success team. is how they kind of position it. And they call that their second sales team. Because these are the people that get people to re-up or renew or continue on, or to bump up into a higher level program. so client success is your other sales team. their whole job is to decrease churn. Their whole job is to increase retention. So at DoorGrow our client success manager is my oldest daughter. And she does our client success. And she's got the personality for it. She's much more of a feeler than I am. She's much more about community than myself, right? I'm more of a logical thinker in a lot of instances. And so clients just love her. She does a great job. And so everybody should have client success. What's funny is in the property management industry, you hear the phrase property manager, but that's like this mystery sort of title that means a different thing to everybody you ask. And so for some of them, some people think their property manager is supposed to be a BDM also. I'm like, those are... probably different personality types. Some think they're the maintenance coordinator, but then they'll hire a maintenance coordinator and they call somebody else a property manager. so property managers also could be those client success people, the relationship builder. And so that's where it gets confusing is when we're, I hired a property manager. Well, okay, what are you having them do? I always have to ask because it's always different. So I don't know if you've noticed that in Australia, but. Ashleigh Goodchild (32:41) Yeah, and I think as well, like, I like what you mentioned before about how a lot of people don't actually see what we do. And I think that's where you've got the opportunity. Because I remember a long time ago, a client said to me, you know, wanting to negotiate on fees after a couple of years. And he said, you know, your job's easy, you don't, you know, the you don't have to do anything for your money. So therefore, you should reduce the fees. And I'm like, Jason Hull - DoorGrow (32:49) Yeah, it's invisible. Ashleigh Goodchild (33:07) Hold on a second, we've chosen a fantastic, perfect tenant. We do a lot in the background to make it look like we are managing it nice and easily and not creating any stress for you. Do you want me to create a problem tenant so it looks like that I'm doing work so that you can justify the fee? Because the fee is so, is reflective on you finding, it look like that we're having a very easy life. but that's taken a lot of skill and experience to do that. It's just so backwards, isn't it? That the way that they validate our fee, if we have got lots of problems and they think we're not worth our fee when we've got nothing to do and got a perfect tenant, which was the result of us putting it in the first place. Jason Hull - DoorGrow (33:34) Yeah. Yeah, I used to work in IT and one of the things I learned in doing IT and working on computers and networks is that if you make everything run perfectly, they wonder why they even pay you at all. And then I also noticed if there was a problem, they're like, why do we pay this person at all? There's now this problem with the network. so either way, couldn't win. So I learned I had to make the invisible visible. I had to tell them all the time, hey, I just updated this server. I just changed this. This has been improved. That's preventing these problems. And they're like, wow, Jason's on top of this. Jason's making everything run smooth. So I had to learn to be noisy. I worked at Hewlett Packard and I was in Boise, Idaho and I had a boss in Texas. And he would just look at our... he would message us all throughout the day through an instant message app or whatever. He would message us, what are you doing? What are you doing? And I was like, he can't see what we're doing. So I just started changing my status. I allowed you to put a little status, they use some Microsoft app, I can't remember Teams, I don't remember what it was. But I just would update it every day and I would say like throughout the day what I was working on in that moment. Updating this, working on this, doing this, and just what I was doing. And so then he started asking, what's your coworker? doing because we were a two person team that were over a big system. And he was like, what's what's what's Josh doing? Is he working? What's he? So he started to perceive that I was on top of things and working and this other person was lazy and not doing stuff. I'm like, no, he's working too. So yeah, but that's I sold, you know, we've translated that to helping clients make sure you're showcasing the invisible because they can't see it. Otherwise, you have to be noisy. And those annual reviews are a great opportunity to do that because you say Here's how many maintenance requests we've handled that you didn't have to deal with. Here's how much money has been collected. Here's the payouts that we've done to you. Here's all the stuff that we've been taking care of that's prevented you from having to deal with this. Here's how many calls we took. Here's how many tickets we handled. All these vanity metrics justify why they spend the money with you. So I love that you're reinforcing that idea. So for my clients listening. She said, and she's got 1200 doors, which is probably more than some of you. so Ashleigh, what do you feel like people are hearing your low churn rate besides the annual investor audits that you do and maybe having a client success manager. I don't, what, what do you feel like is really significantly reduced the churn rate down to 5%. I mean, that's significant in any business. Ashleigh Goodchild (36:25) Yeah, it would. You've got your audits, it would probably be I think myself being a director of the business who is 100 % active in property management and approachable is a really important word. Clients know that they can call me at any time they know that if one of my property managers is on leave, they can call me to handle anything that plays a massive part. And if I reflect on some of my clients, because we all get clients that, you know, maybe aren't happy with something or a little hiccup has happened, to know that my clients don't just silently leave and say, that happened, not happy, I'm gonna go find someone else. They always contact me first. I actually had one the other day to say, Ash, my property manager is really lovely, but I'm just feeling like I need someone with a bit more confidence. No problems at all. Let me move you to this person. The fact that they approach me first and give me the opportunity and know that they can call me to move them. I just take that with so much privilege because that doesn't happen in a lot of offices. If you're not approachable and your client would rather just leave the property, then bother coming to you because they don't think they're going to get heard. That's going to be a problem. So for me, that is massive. Jason Hull - DoorGrow (37:24) Yeah. Ashleigh Goodchild (37:46) And then probably the final thing, I think that our values really show through, through social media and my presence on social media, the fact that they know me on a personal level, they can see that I've got kids, they can see that I've done podcasts, they can see when I win awards, and embracing our clients on our journey and allowing them to see every part of me as a human being, I think is great. We do an annual an annual drive for a not-for-profit. support DB survivors quite a lot in our business and we promote philanthropic investing. And so the fact that we bring in our clients to be involved in that process by buying their clients, their tenants a hamper for Christmas to strengthen relationships has been a fantastic PR exercise with clients saying, you know, yes, please organize my 10 Christmas hamper and we're just so thankful to be aligned with a business like yours that supports, you know, good causes. It's those little things that I've probably played the biggest part in it, in their retention and client success. Jason Hull - DoorGrow (38:49) Love it. Yeah, I love that. A lot of property managers are so focused and business owners are so focused on thinking, what, how do I get more money? How do I take more instead of like the benefit of being involved in how much trust it would create to be involved in some sort of philanthropy or charity or something that's a bit more outward focus. And, and one of things we are really big on at DoorGrow is coaching our clients on finding a, in building out their client centered mission statement is figuring out. How do you make this vision bigger so that you're having a positive impact, not just for yourself, for the business, for your team, but maybe the community at large, maybe the industry at large? And what sort of impact and change do you want to see there and making that vision bigger? Because it allows you to attract team members that are inspired by a bigger vision, allows you to attract clients that resonate and are inspired by a bigger vision. And so you get better people all around. Ashleigh Goodchild (39:48) And it gives other people the opportunity to do good. And with our annual hamper drive, we did that last year. And all we did, we aligned ourselves with a not-for-profit hamper company, which is sort of like a by-product of one of the charities. And they support women getting back into the workforce. And so not-for-profit, we emailed all our clients and we said to our landlords, listen, if you've had a great year with your tenant, we would love to arrange a hamper on your behalf. It's $88. Jason Hull - DoorGrow (39:53) Yeah. Ashleigh Goodchild (40:16) and we'll take it from your rental income and we'll send it on behalf of you for Christmas. It's a great way to acknowledge you've had a great experience with your tenant and strengthen that relationship. And from that alone, just us doing OneDrive last year raised 14,287. And so this year we have now through PM Collective promoted that through other agencies to do the same. And I actually had an email from the CEO of the not-for-profit today and she said, Ash, I am just so excited to get these numbers back to you. We have had such a huge response from you and assitting against it. And I just can't wait to see what the figure will be because I know as an agency, we will do probably double and the fact that other agencies now will do good. It's just an example of the impact that we didn't realize we were having by giving our landlords the opportunity to do good, but then sharing that with other people to give them the opportunity for their clients to do good. It's just so wonderful on so many levels. And it's the same with our philanthropic investing. encourage owners who financially are able to rent out their home at a low market rate to a survivor of DV. Jason Hull - DoorGrow (41:19) Love it. Ashleigh Goodchild (41:29) to do it and you'll be surprised at how many people don't even know it's an option. It's not saying that it's right for every landlord, but there are so many landlords out there who have a vacant property and didn't even know that they could do this jump on board. yeah, giving those opportunities to people that didn't know that it was an option, I think is really great to see. Jason Hull - DoorGrow (41:50) Yeah, love it. mean, people want to feel good about themselves and, you know, being able to give gifts or being able to benefit others makes people feel good about themselves. And if you're giving your clients a chance to feel good about themselves, they're going to associate that with you. Yeah, that's beautiful. So, well, cool. I love all these different ideas and tips. think you've shared that. I love the idea of doing the annual portfolio reviews. love the idea of, you know, the Ashleigh Goodchild (42:04) Yeah. Yeah. Jason Hull - DoorGrow (42:18) charitable stuff, the philanthropy stuff. Love the idea of giving people a vehicle or some method to bypass the frontline staff person that they're assigned so that they can reach somebody that can maybe, if they want to complain about that, that team member or some, there's a, there's a gateway there or a vehicle there for them to do that rather than them just going, well, I guess I have to quit. I don't know. Yeah. So I love, I love these ideas. that I think anybody listening to this would benefit in decreased churn. Ashleigh Goodchild (42:40) Yeah. Jason Hull - DoorGrow (42:47) Well, Ashleigh, I appreciate you coming here on the show. How can people maybe get in touch with you or with your business or whatever you would like to share with others here in closing? Ashleigh Goodchild (42:58) Yeah, well, I mean, I'm very easy to Google. You can just Google Ashleigh Goodchild and hopefully find me there. But I am on Instagram and all the socials under PM Collective or under Ashleigh Goodchild. So I'd love to connect with anyone that finds me on those platforms. Jason Hull - DoorGrow (43:16) Perfect. All right, Ashleigh. We'll probably have to have you come talk to our clients sometime. I think that'd be fun. So, all right. Thank you, Ashleigh. Appreciate you coming here on the show. All right. So for those that are struggling in your property management business and you want to kind of get to that next level, make sure you reach out to us at doorgrow.com. We would love to facilitate or help you or see if we could help you with your business. Ashleigh Goodchild (43:21) Love them. Thanks for having me. Jason Hull - DoorGrow (43:41) If you felt stagnant for a while, also join our free Facebook, just for property management business owners at doorgrowclub.com And if you would like to get the best ideas and property management, join our free newsletter at doorgrow.com/subscribe And if you found this even a little bit helpful, don't forget to subscribe and leave us a review. We'd really appreciate it. And until next time, remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.  

Red Whale Primary Care Pod
Problematic social media use or addiction? ( Plus genital warts: what can be managed in primary care and what should be referred?)

Red Whale Primary Care Pod

Play Episode Listen Later Nov 21, 2025 55:19


Send us a textGrab your trainers, your dog lead, or your drink of choice and join us for some free CPD as we have another relaxed round up of recent Red Whale primary care Pearls of wisdom. In the second of two episodes this month, Fi and Nik discuss: Genital warts: spotting, treating and referring. Are you confident to diagnose? Do you know what additional screening should be offered? Are you comfortable with what can be managed in primary care and what should be referred?Addictive behaviours. The word ‘addiction' conjures specific images for each of us. Perhaps it is a person struggling to stop smoking, or a person who uses IV drugs? Or perhaps it is a behaviour more ‘normalised' and ubiquitous in our society – alcohol or social media use? All can impact health. We share our article on addictive behaviours, and consider: The difference between addiction and impulse control. How we can identify addictive behaviour. Factors that make individuals more susceptible. Listen as soon as you can to ensure you have full access to all the free resources. Links:Genital wartsBASHH - genital wartsRed Whale byte: HPV and genital warts Problematic social media use or addiction?UK Rehab – social media addiction (includes a free 24/7 helpline)Boggled Docs episode covering "The Social Dilemma" on Netflix  GP Trainee Essentials support package information, and the Red Whale Calendar for November 2025Send us your feedback podcast@redwhale.co.uk or send a voice message Sign up to receive Pearls here. Pearls are available for 3 months from publish date. After this, you can get access them plus 100s more articles when you buy a one-day online course from Red Whale OR sign up to Red Whale Unlimited. Find out more here. Follow us: X, Facebook, Instagram, LinkedInDisclaimer: We make every effort to ensure the information in this podcast is accurate and correct at the date of publication, but it is of necessity of a brief and general nature, and this should not replace your own good clinical judgement, or be regarded as a substitute for taking professional advice in appropriate circumstances. In particular, check drug doses, side-effects and interactions with the British National Formulary. Save insofar as any such liability cannot be excluded at law, we do not accept any liability for loss of any type caused by reliance on the information in this podcast....

GP Insights – A HealthCert Podcast
Medical and 3D nipple tattooing: Restoring confidence after cancer

GP Insights – A HealthCert Podcast

Play Episode Listen Later Nov 21, 2025 55:35


For many women, the final step in breast reconstruction after cancer is medical tattooing. In this episode of HealthCert's The Aesthetic Shift podcast series, Kelly Beasy speaks with Aleisha Gannon, a leading Australian paramedical tattooist whose work in 3D nipple tattooing has supported thousands of women in their recovery after breast cancer. In this conversation, Aleisha (Cosmetic & Body Art Tattooist and Founder of Pink Lotus Breast Restoration) explains what makes nipple tattooing so specialised, the unique challenges of working on reconstructed skin, and why correct technique, colour theory, and infection prevention are non-negotiable. She shares how she collaborates with surgeons and breast care nurses, the growing role of nurses in medical tattooing, and why evidence-based aftercare matters just as much as artistry. The episode also explores corrective work, common complications, and how clinicians can support patients who may be hesitant or unsure about their options. Watch this episode here. Next steps in your learning journey

The Brighter Side of Education
How to Prepare Students for a Changing World | Barry Garapedian on Value Creation, Mindset, and Success

The Brighter Side of Education

Play Episode Listen Later Nov 20, 2025 22:38 Transcription Available


Send us a textAre we preparing young people to follow instructions or to solve real problems? We explore a better path with Barry Garapedian—financial advisor, mentor, and author of Winning the Game of Life—who makes a compelling case for teaching value creation as the antidote to uncertainty, inflation, and the AI upheaval. Together, we unpack the hidden curriculum, why compliance still shadows classrooms, and how to build graduates who contribute, not just compete.Barry maps out his Seven Fs—family, faith, friends, fitness, financial, fun, philanthropy—as a practical life blueprint. We dig into the systems that turn big ideas into daily progress: mentors over guesswork, a color-coded calendar, KPIs for sleep and routines, and 90-day goals across work, personal growth, and wellness. He shares the “impossible goal” that raises your baseline, plus a decision-board approach that keeps your aspirations visible and actionable.We go tactical with micro-leadership: “practice going first,” replace weasel words, and learn to hold “third vault” conversations that create trust and impact. Barry reframes ADHD as a superpower when paired with structure, and offers an anxiety playbook—never worry alone, get the facts, make a plan. For parents and educators, we lay out how to allow healthy struggle while opening doors to mentors and networks. For students, we emphasize AQ—adaptability—as the new edge in an AI-powered economy, backed by four reliability habits anyone can master.By the end, you'll have a toolkit to help young adults measure ROI as return on impact, choose better books and better rooms, and codify shared values with a family constitution. Ready to shift from achievement to contribution and help the next generation become confident problem solvers? Follow the show, share with someone who needs a nudge, and leave a review to help more listeners find us.Great News! The Brighter Side of Education is now CPD Accredited! Sponsored by Dr. Gregg Hassler Jr., DMDTrusted dental care for healthy smiles and stronger communities—building brighter futures daily. Head to the show notes to find if this episode is CPD eligible and details on how to claim your CPD certification!Sponsored by Dr. Gregg Hassler Jr., DMDTrusted dental care for healthy smiles and stronger communities—building brighter futures daily.Support the showIf you have a story about what's working in your schools that you'd like to share, email me at lisa@drlisahassler.com or visit www.drlisahassler.com. Subscribe, tell a friend, and consider becoming a supporter by clicking the link: https://www.buzzsprout.com/2048018/support. The music in this podcast was written and performed by Brandon Picciolini of the Lonesome Family Band. Visit and follow him on Instagram.

GPnotebook Podcast
Ep 183 – Post-traumatic stress disorder

GPnotebook Podcast

Play Episode Listen Later Nov 20, 2025 21:18


Post-traumatic stress disorder (PTSD) may develop (either immediately or delayed) following exposure to a stressful event or situation of an exceptionally threatening or catastrophic nature. It is characterised by four groups of symptoms: intrusion symptoms, avoidance, negative alterations in cognition and mood and alterations in arousal and reactivity. These symptoms must persist for more than 1 month and cause functional impairment for a diagnosis to be made. Its presentation is often comorbid with conditions such as depression, anxiety, anger and substance use disorder. In this episode, Dr Roger Henderson looks at the aetiology of PTSD, its assessment, treatment options and prognosis.Access episode show notes containing key references and take-home points at: https://gpnotebook.com/en-GB/podcasts/psychiatry/ep-183-post-traumatic-stress-disorder.Did you know? With GPnotebook Pro, you can earn CPD credits by tracking the podcast episodes you listen to. Learn more.

XY Adviser
AdviceTech Podcast #154 - Client First Tech Stacks

XY Adviser

Play Episode Listen Later Nov 20, 2025


Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-25112001-42460001 0.25 Client Care & Practice 0.25 Technical Competence In this week's episode, Pat speaks with Shaye Marx, General Manager of Operations at Kofkin Bond & Co. They explore how a client-first financial firm leverages technology, automation, and AI tools to streamline operations, enhance compliance, and put client needs at the center of their services. Shaye Marx LinkedIn: https://www.linkedin.com/in/shaye-marx-08a8431b4/ Kofkin Bond & Co Website: https://kofkinbond.com.au/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251121 General Disclaimer – https://www.ensombl.com/disclaimer/

Primary Care Knowledge Boost
Managing Heart Failure and CKD in Primary Care

Primary Care Knowledge Boost

Play Episode Listen Later Nov 19, 2025 59:47


Doctors Lisa and Sara talk to Consultant Nephrologist Dr Darren Green about patients with Type 2 Diabetes who also have Chronic Kidney Disease and Heart Failure.  We go through a hypothetical case to illustrate some of the finer points of management that can commonly get missed or might not be appreciated. A really detailed talk full of useful practice enhancing tips for this complex group of patients.  Disclaimer: This episode was supported by Greater Manchester NHS who received support from Boehringer.  You can use these podcasts as part of your CPD - we don't do certificates but they still count :) Resources: Dr Kevin Fernando counselling diabetic patients starting an SGLT2 Inhibitors like Dapagliflozin or Empagliflozin: https://www.youtube.com/watch?v=pc99SdtlsyU Diabetes UK counselling sheets on SGLT2 inhibitors: https://www.diabetes.org.uk/about-diabetes/looking-after-diabetes/treatments/tablets-and-medication/sglt2-inhibitors Kidney Care UK Patient Booklets: https://kidneycareuk.org/get-support/free-resources/patient-information-booklets/ Pumping Marvellous Heart Failure Charity with patient resources: https://pumpingmarvellous.org/ International Society for Nephrology Toolkit for Initiating or Changing RAASi - Renin Angiotensin Aldosterone System Inhibitors (like ACEis such as Lisinopril or Ramipril, or ARBs like Candesartan on Losartan): https://www.theisn.org/initiatives/toolkits/raasi-toolkit/ Royal College of General Practitioners Acute Renal Failure Toolkit: https://elearning.rcgp.org.uk/course/info.php?id=899 CONFIDENCE trial: Finerenone with Empagliflozin in Chronic Kidney Disease and Type 2 Diabetes | New England Journal of Medicine: https://www.nejm.org/doi/full/10.1056/NEJMoa2410659 ATLAS trial: Efficacy and safety of high-dose lisinopril in chronic heart failure patients at high cardiovascular risk, including those with diabetes mellitus: https://pubmed.ncbi.nlm.nih.gov/11071803/ Metformin lactic acidosis Metformin in Patients With Type 2 Diabetes and Kidney Disease: A Systematic Review: https://jamanetwork.com/journals/jama/article-abstract/2084896 UK AKI Summit report UKKA AKI Summit Report + Recommendations: https://share.google/7uw1GPQ5sV2riJtiV RCGP AKI follow up  post discharge recommendations: https://bjgpopen.org/content/early/2020/06/15/bjgpopen20X101054/tab-figures-data?versioned=true ___ We really want to make these episodes relevant and helpful: if you have any questions or want any particular areas covered then contact us on Twitter @PCKBpodcast, or leave a comment on our quick anonymous survey here: https://pckb.org/feedback Email us at: primarycarepodcasts@gmail.com ___ This podcast has been made with the support of GP Excellence and Greater Manchester Integrated Care Board. Given that it is recorded with Greater Manchester clinicians, the information discussed may not be applicable elsewhere and it is important to consult local guidelines before making any treatment decisions.  The information presented is the personal opinion of the healthcare professional interviewed and might not be representative to all clinicians. It is based on their interpretation of current best practice and guidelines when the episode was recorded. Guidelines can change; To the best of our knowledge the information in this episode is up to date as of it's release but it is the listeners responsibility to review the information and make sure it is still up to date when they listen. Dr Lisa Adams, Dr Sara MacDermott and their interviewees are not liable for any advice, investigations, course of treatment, diagnosis or any other information, services or products listeners might pursue as a result of listening to this podcast - it is the clinicians responsibility to appraise the information given and review local and national guidelines before making treatment decisions. Reliance on information provided in this podcast is solely at the listeners risk. The podcast is designed to be used by trained healthcare professionals for education only. We do not recommend these for patients or the general public and they are not to be used as a method of diagnosis, opinion, treatment or medical advice for the general public. Do not delay seeking medical advice based on the information contained in this podcast. If you have questions regarding your health or feel you may have a medical condition then promptly seek the opinion of a trained healthcare professional.

XY Adviser
#517 Joel Kerin

XY Adviser

Play Episode Listen Later Nov 19, 2025


Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25111900-21450001 0.25 Tax (Financial) Advice 0.50 Technical Competence Joel is an Associate Director at Ally Wealth Management. He and James discuss Ally Wealth's tailored advice for Australian expats, the challenges and strategies of managing clients with international assets, and the company's approach to global financial planning and compliance. Joel Kerin LinkedIn: https://www.linkedin.com/in/joelkerin/ Ally Wealth Management Website: https://allywealth.com.au/ Help us make a difference for Australians in need today. Visit Future2 Foundation to find out more: https://ensombl.com/go/20251120 General Disclaimer – https://www.ensombl.com/disclaimer/

Irish Tech News Audio Articles
New retinal screening for early detection of eye disease and cardiovascular risk

Irish Tech News Audio Articles

Play Episode Listen Later Nov 18, 2025 4:30


Veonet Ireland has announced the introduction of DR.NOON AI Software by HeartEye Diagnostics - an AI-powered retinal screening system capable of detecting early signs of cardiovascular and diabetic vascular risk from a single, non-invasive eye retinal scan. At a time of high waiting lists for ophthalmology and cardiology, at 53,000 and 45,000 patients respectfully, DR.NOON offers a powerful preventive tool that can identify risk before symptoms appear. Built on clinically validated deep learning algorithms, DR.NOON AI software analyses subtle vascular patterns in the retina to uncover early indications of systemic disease, including hypertension, atherosclerosis, and microvascular changes associated with diabetes. Retinal screening to detect eye disease It delivers instant, AI-driven reports that match the outperform traditional methods in five-year cardiovascular risk prediction. This will include actionable insights for patients, identifying key risk indicators with personalised recommendations for lifestyle modification and disease management. With World Diabetes Day approaching on 14 November, the timing could not be more relevant. Diabetes remains a leading cause of vision loss among working-age adults, yet early detection can prevent over 90% of diabetes-related blindness, as it enables faster referral, timely treatment, and improved long-term outcomes for patients. Regular visits to your optometrist and enrolling in the Diabetic Retinal Screening Programme are as important as attending your diabetic clinic appointments. This is due to the increased risk of glaucoma, cataract and diabetic eye disease as a result of a diabetes diagnosis. "Diabetes, heart disease and vision loss are deeply interconnected, yet often diagnosed too late," explains Dr. Farah Ibrahim, Consultant Ophthalmologist at Veonet Ireland. "DR.NOON AI software changes that landscape - predicting cardiovascular risk for patients through a simple eye scan. This is preventive care in action: faster insights, earlier intervention, and ultimately, fewer patients joining already overstretched waiting lists." To mark its Irish debut, DR.NOON will be showcased at Veonet Ireland's upcoming CPD-accredited event, The Future of Vision: Emerging Advancements in Diabetic Eye Disease, taking place in Cork this Thursday, 13 November. The session will bring together optometrists, nurses, pharmacists and ophthalmic technicians to explore developments in diabetes eye management & experience how AI-driven innovation can reshape multidisciplinary diabetic eye care. You can learn more about the event, and reserve your spot in person or online, here. About Veonet Ireland Part of Veonet, Europe's leading ophthalmology group, Veonet Ireland is dedicated to delivering world-class, affordable, and accessible specialist eye care across Ireland. Founded by renowned ophthalmologists who recognised the value of sharing expertise, networking, and best practices, Veonet continues to advance the quality of ophthalmic care for patients across Europe. Veonet Ireland provides a supportive and positive environment where specialists and staff can grow both personally and professionally. Being a clinically led organisation, it empowers ophthalmologists to shape services and procedures in line with the highest clinical standards. See more breaking stories here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, Linke...

CanadaPoli - Canadian Politics from a Canadian Point of View
2184 Budget Passed and More Stories of Canada's Destruction

CanadaPoli - Canadian Politics from a Canadian Point of View

Play Episode Listen Later Nov 18, 2025 28:09


Rupa defends Brookfield Assets Management,Richard Gere is hanging out in the Canadian Parliament on budget day?? Weird.Epstein revelations are interesting,The budget passedChecklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,https://streamable.com/jws3u0Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

Tramlines
Autumn Update: Building Crop Resilience to Protect Yield

Tramlines

Play Episode Listen Later Nov 18, 2025 30:00


Today we are asking how can we build better crop resilience and rooting in forward crops to overcome the changes in variety, susceptibility, and changing weather patterns. To help us with those key questions, we have Agrii's Tim Horton, technical Manager for combinable crops, and Jodie Littleford, technical Manager for combinable crop trials. Summary:Building Resilience: Strong root systems critical for nutrient and water uptake.Use of manganese seed treatments and micronutrients (manganese, zinc).Biostimulants like Inoculate (peptide-based elicitor) shown to boost crop health and yield.Management Tips:Monitor crops closely; attention to detail is vital.Early fungicide treatments for yellow rust; flexible, non-dogmatic programs.Combine chemistry with nutritional and biostimulant support.CPD points:Claim 1 BASIS and NRoSO point for listening. Email info@agrii.co.uk with your membership number, full name, postcode, date of birth and the podcast title.

Science for Sport Podcast
294: The Science Behind England's Ashes Preparation – with Lead Nutritionist Charlie Binns

Science for Sport Podcast

Play Episode Listen Later Nov 17, 2025 32:27


This week, host Richard Graves sits down with Charlie Binns, Lead Nutritionist for the England men's cricket team, fresh from Perth as preparations ramp up for the Ashes. Charlie lifts the lid on what elite fuelling actually looks like across five-day Tests, why recovery is an arms race, and how his team builds simple, repeatable habits the players will actually use, from colour-coded carb periodisation to the humble banana bread on the snack table. He also shares the months of behind-the-scenes logistics you never see: venue-by-venue menus for lunch, tea and post-match; shipping batch-tested supplements across the world; and how day–night “pink ball” Tests flip the entire eating schedule on its head. Expect practical insights, no fluff, and a proper appreciation for just how physically brutal modern cricket really is. What you'll learn from the episode * Cricket's true physical demands: why a Test bowler can cover ~50 km across a match and repeatedly absorb ~8× bodyweight through the front leg, and what that means for fuelling and recovery. * Tour prep, six months out: coordinating stadium caterers, training-day menus, and freighted, batch-tested supplements, plus how strategies are trialled at home before heading overseas. * Match-day fuelling made usable: the role of lunch, tea and all-day snack stations; when to use liquids vs solids; and why simple, high-carb options (wraps, bagels, flapjacks, banana bread) win. * Carbohydrate periodisation in practice: using colour-coded days to align intake with bowling/fielding workloads, then ramping to a high-carb taper before the first ball. * Refuel like a pro: stacking recovery windows, shakes on the final whistle, high-carb changeroom options, team-room snacks, and evening meals, to reduce soreness and restore glycogen for day two (and three). * Day–night Test adjustments: how pink-ball timings shift pre-match, “lunch”, “tea” and sleep hygiene, and the tweaks Charlie makes to keep players alert without compromising recovery. * Communication that sticks: nudging over lecturing, tailoring to individual preferences, and equipping S&C staff to deliver on-ground during play. About Charlie Binns Charlie Binns (BSc, MSc, SENr, UKAD, ISAK) is the Lead Nutritionist for the England & Wales Cricket Board's men's team. He joined the ECB setup after roles across elite rugby and football, including First-Team / Senior Men's Nutritionist at Tottenham Hotspur and consultancy with Birmingham City FC. He also founded CMB Performance & Nutrition, serving athletes and organisations from academy to international level. Charlie's academic route began with a First-Class BSc in Sport & Exercise Nutrition at Leeds Trinity University, followed by an MSc in Applied Sports Nutrition at St Mary's University, Twickenham. He is SENr-registered, UKAD-accredited, and ISAK L1 certified. Before moving into cricket full-time, Charlie built experience in multiple environments to broaden his practice, from Richmond Rugby during his Master's to league and academy football, a deliberate multi-sport grounding he still credits for his applied approach in cricket. Within England Cricket's performance team, Charlie's remit spans: Tour logistics & catering coordination across venues (training, lunch, tea, post-match menus). Carb periodisation frameworks aligned to bowling/fielding loads and match phases. Recovery protocols (e.g., immediate shakes, tart cherry, staged refuelling) to hit repeat high-output days. He's been part of touring groups across the subcontinent, South Africa and Australia, and has supported senior and Lions squads in major series and tournaments. Media reporting has highlighted his role in individualising fuelling targets for players during high-demand campaigns. Outside the ECB, Charlie has hosted CPD for nutritionists across the county game and continues to contribute to practitioner development within cricket.

Dentists Who Invest
Making Tax Digital: Here's What Dentists Need To Know with David Hossein [CPD Available]

Dentists Who Invest

Play Episode Listen Later Nov 17, 2025 37:09 Transcription Available


Collect unlimited free verifiable CPD for UK Dentists here >>> ———————————————————————The rules are changing for self‑employed dentists. From April 2026, Making Tax Digital extends beyond VAT into Income Tax Self Assessment, pulling most associates and many sole‑trader practice owners into quarterly digital reporting. We brought specialist dental accountant David Hossein to cut through the noise: who is affected, what to file, the exact first deadlines, and how to set up the right software without creating a new full‑time job for yourself.We start with the basics that trip people up. The threshold is based on income, not profit, and rental income in your own name can push you over the line. Dividends do not count. You will submit digital updates every quarter using MTD‑compatible software, then a final statement to tie everything together. Payments of tax do not change at first, but planning for eventual quarterly payments is wise. David lays out the first reporting period (6 April to 5 July 2026) and the submission date (7 August 2026) so you can work backwards and avoid penalties.Then we get practical. We compare FreeAgent, Xero, and QuickBooks, and explain why many dentists will be fine on FreeAgent, especially when it is free via certain bank accounts. Clean bank feeds, correct import dates, and reconciling to statements are non‑negotiable. We show how to use built‑in tax forecasting to ring‑fence cash, reduce January shocks, and time pensions or equipment purchases with confidence. We also explore the structural choices: companies and partnerships sit outside this phase of MTD for now, but incorporation only makes sense when it aligns with tax, pension, and cashflow goals. For some on the cusp, MTD may be the nudge to reassess.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

CanadaPoli - Canadian Politics from a Canadian Point of View
2182 We Don't Need No Stinking Fiscal Anchors

CanadaPoli - Canadian Politics from a Canadian Point of View

Play Episode Listen Later Nov 17, 2025 25:58


Carney booed at the grey cup,Extortion crime,Everyone will have to re-apply for snap benefits,Today is budget day, will it pass? Of course it will pass,Cloned meat is not lab grown meat and more things i got wrong!Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,https://streamable.com/jws3u0Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

The Association for Coaching Podcast Channel
269: A Day in the Life of Lucy Whitehall: Psychology-Informed Leadership Coach

The Association for Coaching Podcast Channel

Play Episode Listen Later Nov 17, 2025 56:58


In this episode of 'A Day in the Life Of' podcast series, host Maxine Bell speaks with Lucy Whitehall, a psychologically informed leadership coach whose journey from corporate life to self-employment has shaped a deeply reflective and authentic practice. Lucy shares how she's learned to love working life again by embracing balance, integrity, and compassion—while navigating the grey area between coaching and therapy.   Propelled by her fascination in what makes humans tick, she is a coaching psychologist and positive psychologist whose practice focuses on the deep work – understanding client's thoughts, feelings and behaviour. Driven by her own lived experiences with mental health and the current stresses of modern life, Lucy believes that all coaches should have a basic understanding of neuroscience. She is a self-confessed 'geek' for learning and passionate about CPD, which she believes helps her work with credibility, ethics and self-awareness, enabling her to be her best self as a coach for her clients.   Lucy shares her experiences with toxic work environments, and why she believes coaching leaders is key to creating healthy, happy, supported workforces that also perform well. She shares the challenges and highlights of being a self-employed coach and running a business, emphasising the non-negotiables she has about her own self-care. Listeners will gain insights, tips and be inspired by the joy and sense of purpose Lucy has found in her career as a coach and creating spaces for genuine human connection can thrive.   You will learn:   ·       Understand the principles and practice of psychologically informed coaching ·       What coaches can support and develop good leadership ·       Why self-care is essential for good wellbeing and good coaching practice.   'I never believed I could go to work, look forward to it, and have to control my working because I love it so much.'   Don't forget to subscribe, rate, and leave us a review! Your feedback helps us bring you more valuable content.   For the episode resources and guest bio, please visit:  https://www.associationforcoaching.com/page/dl-hub_podcast-channel_day-in-the-life-of-coaches-psychologically-informed-leadership

XY Adviser
Engine Room Podcast #79 - Natallia Smith

XY Adviser

Play Episode Listen Later Nov 17, 2025


Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25111622-15570001 0.50 Client Care & Practice 0.25 Technical Competence This week, Rocksy is joined by Natallia Smith, Founder and Principal Financial Adviser at TruWealth Advice. They discuss her journey from growing up in Belarus to founding and growing TruWealth Advice in Melbourne, and her focus on providing holistic financial guidance and emotional support to women, especially those experiencing major life changes, while building a specialised, client-centered practice and team. Natallia Smith LinkedIn: https://www.linkedin.com/in/natalliasmith/ TruWealth Advice Website: Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20251118 General Disclaimer – https://www.ensombl.com/disclaimer/

InsTech London Podcast
Haris Khan & Arved Pohlabeln: Novee: Redesigning underwriting for the specialty market (381)

InsTech London Podcast

Play Episode Listen Later Nov 16, 2025 29:33


In this episode, Robin Merttens sits down with Haris Khan and Arved Pohlabeln, co-founders of Novee, to unpack what's broken in specialty underwriting — and how AI is finally in a position to fix it. Having met as consultants at Deloitte, Haris and Arved kept encountering the same themes: overworked underwriters, inconsistent submissions, and transformation efforts that rarely made a real difference. That frustration turned into action. Today, they're building Novee — an AI assistant designed specifically for underwriters, combining insight generation with targeted automation. In this conversation, Haris and Arved share: Why underwriting processes remain complex, fragmented and hard to standardise What makes specialty submissions so variable — and why every case feels like an edge case How Novee delivers value in two ways: by surfacing better risk insights and automating manual tasks Why underwriters are embracing AI tools now — not resisting them What it takes to get live in weeks, not months, with meaningful value The real-world impact of extracting information from unstructured submissions How they raised £1.6 million in seed funding and what they're doing with it Why verticalised AI is outperforming generic solutions in insurance What it means to redesign underwriting interaction patterns — and why inbox to insight is the future The case for using AI before you fix your data, not after Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Describe the real-world challenges underwriters face when working with inconsistent, unstructured submissions. Define the concept of verticalised AI in the context of specialty underwriting and how it differs from generic AI solutions. List the specific ways Novee supports underwriters through both insight delivery and task automation. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 381 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

CanadaPoli - Canadian Politics from a Canadian Point of View

I killed a weyoon,Trump going to sue (DOJ) everyone,Cloned meat? No labels needed!94 billion in operating costs removed from the conversation,Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,https://streamable.com/jws3u0Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

XY Adviser
Investment Feed Insights #4

XY Adviser

Play Episode Listen Later Nov 16, 2025


Earn 0.25 CPD here: https://quiz.ensombl.com/ENSO-25111321-23030001 0.25 General In this episode, Neil is joined by Alex Zaika, Chief Executive Officer at Global X Australia. They explore the recent surge in demand for gold and gold ETFs in Australia, the fundamentals and investor trends driving this growth, and they compare the performance of gold ETFs to other standout Global X funds. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Russell Investments Website: https://russellinvestments.com/ Alex Zaika LinkedIn: https://www.linkedin.com/in/alex-zaika-caia-a1a85612/ Global X Australia Website: https://www.globalxetfs.com.au/ General Disclaimer – https://www.ensombl.com/disclaimer/

Teachers Talk Radio
Teach and Thrive Learning Circles: The Saturday Breakfast Show with Darren Lester

Teachers Talk Radio

Play Episode Listen Later Nov 15, 2025 90:02


Darren talks about TTLCs and how they can be used to embed teacher-centric wellbeing into your CPD provision.

Dipod - The Driving Instructors Podcast
Show 248 - Child Care Petition

Dipod - The Driving Instructors Podcast

Play Episode Listen Later Nov 15, 2025 47:23


Show recorded on 10/11/25 47 minutes In which, we are joined over Zoom by Kathy Higgins Introductions Part 3 Bookings Government Petition Correspondence Podcasts Public Announcement Drink Drive Stats Quentin Wilson Passes Links Child Care Petition CPD Notes You can download the CPD notes and then and add your own notes, then use it towards your personal CPD. Download your PDF File from Here! The ADINJC sponsors Dipod. Discover the fantastic work they do and the benefits of becoming a member at ADINJC.org.uk

The Next 100 Days Podcast
#501 - Nikola Jakic - Compass AI

The Next 100 Days Podcast

Play Episode Listen Later Nov 14, 2025 55:34


Financial Intelligence. Nikola Jakic from Compass App AI combines your financial data with context to give you confident decision-making.Summary of PodcastIntroductions and backgroundKevin and Graham introduce themselves and welcome their guest Nikola Jakic. Nikola is the founder of a financial AI tool called Compass AI. He provides background on how he came up with the idea for Compass AI based on his experience as a CEO of a software company. Then he discusses the limitations he faced in managing the financial aspects of the business.Overview of Compass AINikola explains that Compass AI combines a company's financial data with business context. Doing this provides insights and recommendations to help founders and fractional CFOs make better decisions. The tool can connect to accounting systems like Xero and QuickBooks, categorise transactions, generate forecasts, and allow users to interact with the data through natural language prompts.Target market and positioningKevin and Graham discuss how Compass AI is positioned to serve small and medium-sized businesses. This as opposed to targeting the enterprise market that many financial software tools focus on. Nikola shares that his initial target audience was founders, but he has also found interest from fractional CFOs who can use the tool to provide more value to their clients.Competitive landscape and growth strategyThe group explores Compass AI's competitive landscape, noting that while there are tools targeting CFOs and larger enterprises. He explains there is less focus on the small business market that Nikola is pursuing. They discuss Nikola's strategy of starting with founders and growing with them as their businesses scale, rather than chasing the enterprise market directly.Recap and next stepsGraham and Kevin provide a positive recap of the discussion and encourage Nikola to continue focusing on his target market and leveraging the natural, conversational style he demonstrated during the podcast. They express enthusiasm for the product and suggest ways Nikola could use snippets of the conversation for marketing purposes.The Next 100 Days Podcast Co-HostsGraham ArrowsmithGraham founded Finely Fettled ten years ago to help business owners and marketers market to affluent and high-net-worth customers. He's the founder of MicroYES, a Partner for MeclabsAI, where he introduces AI Agents that you can talk to, that increase engagement, dwell time, leads and conversions. Now, Graham is offering Answer Engine Optimisation that gets you ready to be found by LLM search.Kevin ApplebyKevin specialises in finance transformation and implementing business change. He's the COO of GrowCFO, which provides both community and CPD-accredited training designed to grow the next generation of finance leaders. You can find Kevin on LinkedIn and at kevinappleby.com

Mind the Gap: Making Education Work Across the Globe
What Makes a Great Curriculum with Catherine Priggs & Hugh Richards, Mind the Gap, Ep.109 (S6,E7)

Mind the Gap: Making Education Work Across the Globe

Play Episode Listen Later Nov 14, 2025 63:26


On this episode of Mind the Gap, Tom Sherrington and Emma Turner are joined by Catherine Priggs and Hugh Richards, co-authors of Secondary History in Action, to dig into what great history curriculum and leadership look like in practice. They discuss starting with a clear departmental vision, making brave choices about what to include (and exclude), and balancing school context with disciplinary integrity. Along the way they unpack ideas like core and hinterland knowledge, Richard Kennett's museum curation analogy, and why non-specialist teaching makes a rich hinterland even more vital. Catherine shares insights from international curriculum work, while Hugh reflects on training hundreds of subject leaders and the realities of mandated trust curricula. The conversation also tackles assessment, examining extended writing in history as well as the kinds of tasks to avoid - before showcasing how scholarship-anchored enquiries can make the discipline sing. The book's design contains QR-linked routes into Historical Association resources, offering a practical portal for teachers who want exemplification, not just principles. It's an energising, example-rich tour of how to build ambitious, coherent history curricula that pupils remember and love.Catherine Priggs is an education consultant who specialises in history education and whole-school leadership. She has worked as a senior leader in two schools and as director of a teaching school. Catherine has mentored for various ITT providers, led the history programme for a SCITT, and led and supported departments as a subject leader. She has contributed to Teaching History, and authors and edits history textbooks. She presents at conferences, delivers CPD for a range of providers, and works with major UK-based and international exam boards. Catherine is a member of the Historical Association's Secondary Committee.Hugh Richards is head of history at an 11-18 comprehensive secondary school in York. He has a decade of experience in this role, working with a team of specialist teachers on curriculum, pedagogy and assessment. He is an honorary fellow of the Historical Association and has led many workshops, webinars and CPD programmes. He has guest lectured as part of the University of York PGCE programme. He has authored chapters and sections of various books about education and history teaching, as well as textbook chapters. Hugh has worked as a consultant with schools, academy trusts and local authorities across England. Hugh and the other authors are part of the team that established and leads the Historical Association's Subject Leader Development Programme.Tom Sherrington has worked in schools as a teacher and leader for 30 years and is now a consultant specialising in teacher development and curriculum & assessment planning. He regularly contributes to conferences and CPD sessions locally and nationally and is busy working in schools and colleges across the UK and around the world. Follow Tom on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@teacherhead⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Emma Turner FCCT is a school improvement advisor, education consultant, trainer and author. She has almost three decades of primary teaching, headship and leadership experience across the sector, working and leading in both MATs and LAs. She works nationally and internationally on school improvement including at single school level and at scale. She has a particular interest in research informed practice in the primary phase, early career development, and CPD design. Follow Emma on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@emma_turner75⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This podcast is sponsored by Teaching WalkThrus and produced in association with Haringey Education Partnership. Find out more at ⁠⁠⁠⁠⁠⁠https://walkthrus.co.uk/⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠https://haringeyeducationpartnership.co.uk/

Teacher Talking Time: The Learn YOUR English Podcast
Can learning apps REALLY support language learning? The research may be surprising - Shawn Loewen

Teacher Talking Time: The Learn YOUR English Podcast

Play Episode Listen Later Nov 14, 2025 88:49


Want to monetize your skills as a teacher? Book a free 1:1 with us to see if we can help.   "How do we make research meaningful for the classroom? What really helps students acquire grammar? Can apps ACTUALLY support second language learning?" These are some of the questions we tackled in our conversation with Dr. Shawn Loewen.  Shawn Loewen is Professor of Second Language Studies at Michigan State University, where he directs the doctoral program in SLS. His research focuses on instructed second language acquisition, the research-practice gap, and mobile-assisted language learning. He is the author of several influential books and serves as associate editor of The Modern Language Journal. His new book, "Edited Volume in Instructed SLA" is out now.    In our discussion, we dive into: whether the explicit vs implicit debate matters if people can actually learn languages on "those apps" pattern recognition and why some learners “just get it” task-based language teaching vs. Instructed SLA why most institutions don't really know what their approach to learning is  leveraging AI and technology for learning  bridging the gap between researchers and teachers the limits and potential of communicative language teaching   FOR MORE FROM DR. SHAWN LOEWEN: 1. His book "Edited Volume in Instructed SLA" 2. Connect on LinkedIn 3. His publications  4. His website   Support Teacher Talking Time: Do you help students prepare for the TOEFL test? Check out My Speaking Score - an AI platform with data-driven feedback to help students get 26 on TOEFL speaking. Trusted by over 100,000 TOEFL test takers. My Speaking Score: https://www.myspeakingscore.com/   Thank you for listening. Your support has been overwhelming and we couldn't do what we do without you. We hope this podcast serves as an effective CPD tool for you.   Collaborate with us: Want to integrate your brand with our podcast in an effort to improve language education? Reach out here: info@learnyourenglish.com    RESOURCES TO HELP YOU: 1. Join our Substack community.  2. Book a free 1:1 chat with us to strategize your teaching business.  3. Follow the LYE YouTube Channel 4. Learn how to monetize your teaching skills with TAP  5. Download our free guides for teacherpreneurs. 

Dentists Who Invest
Dental Practice Market Outlook Nov 2025 with Luke Moore [CPD Available]

Dentists Who Invest

Play Episode Listen Later Nov 14, 2025 29:47 Transcription Available


Collect unlimited free verifiable CPD for UK Dentists here >>> ———————————————————————Valuations are shifting fast, and so are the rules that shape them. We sat down with dental practice sales expert Luke Moore to map the real market moves behind the headlines: why groups are winning a bigger share of deals, how cheaper debt is fuelling micro-consolidation, and where independent buyers are still paying up for the right assets. If you're weighing a purchase, planning to sell, or just want to understand what your practice is worth in today's climate, this conversation lays out the numbers and the nuance.We dig into the latest data points on deal sizes and EBITDA multiples, separating independent buys from group-led transactions and explaining why some NHS-heavy portfolios are dragging averages down while high-quality private and mixed practices still push toward the high-7x range. Geography and recruitment take centre stage: NHS valuations diverge sharply by region, with London and the South East often outperforming due to easier clinician hiring. We also unpack the thaw in Wales, where signals of a return to an item-of-service style approach and an uplifted hourly rate are drawing buyers back—alongside a sober look at how associate pay expectations could compress EBITDA.Policy is the wildcard. A widely flagged income tax rise could make holding less attractive than selling for many principals, especially as frozen tax bands and the 100k trap quietly raise effective rates. We walk through BADR's step up toward 18% by 2026 and what that means in pure cash terms, plus the practical timing options many owners are modelling to protect their net proceeds. On costs, a likely National Living Wage increase around 4% will ripple through pay differentials, nudging ancillary costs higher and forcing tighter discipline on margins.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

Red Whale Primary Care Pod
Managing menopause after a diagnosis of breast cancer

Red Whale Primary Care Pod

Play Episode Listen Later Nov 14, 2025 52:42


Send us a textGrab your trainers, your dog lead, or your drink of choice and join us for some free CPD as we have another relaxed round up of recent Red Whale primary care Pearls of wisdom.  In the first of two episodes this month, Fi and Nik have special guest Lucy Cox, the Red Whale women's health course lead to discuss : Managing menopause after breast cancer. A diagnosis of breast cancer is life-changing at any age. Women in this situation will commonly seek our advice and we really want to help them at this vulnerable time, but for pre- and perimenopausal women conflicting media coverage over the safety of different menopause treatment options after breast cancer have created a recipe for confusion and frustration for patients and clinicians alike... We'll also briefly cover ultra-processed food. Joe Wicks' recent documentary ‘Licensed to Kill' has brought this topic back into the spotlight. While the scare-tactic language in the title and promo are perhaps not the best way to support people to make sustained change, the programme contained some important points and may well result in questions coming primary care's way. We have an exclusive clip of Nik talking to Hussain all about this on Boggled Docs.  Listen as soon as you can to ensure you have full access to all the free resources. Further Pearls from October will be covered next time.Links:Boggled Docs: Ultra-processed food: licensed to kill? GP Trainee Essentials support package information, and the Red Whale Calendar for November 2025Send us your feedback podcast@redwhale.co.uk or send a voice message Sign up to receive Pearls here. Pearls are available for 3 months from publish date. After this, you can get access them plus 100s more articles when you buy a one-day online course from Red Whale OR sign up to Red Whale Unlimited. Find out more here. Follow us: X, Facebook, Instagram, LinkedInDisclaimer: We make every effort to ensure the information in this podcast is accurate and correct at the date of publication, but it is of necessity of a brief and general nature, and this should not replace your own good clinical judgement, or be regarded as a substitute for taking professional advice in appropriate circumstances. In particular, check drug doses, side-effects and interactions with the British National Formulary. Save insofar as any such liability cannot be excluded at law, we do not accept any liability for loss of any type caused by reliance on the information in this podcast....

CanadaPoli - Canadian Politics from a Canadian Point of View

CSis directors speech,No trade deal with US yet….CHow is complaining about the lost revenue from the speed cameras - and job losses.The newly announce projects are projects that are already underway or completed. Still no pipelines afaik, decarbonized oil and gas,David Eby HATES pipelines,What happens if you are successful at organizing,Dallas Brodi's speech,5:02 - global environment all aspects have risen in urgency*6:20 air india reference leads to - ideological extremists8:15 - arrests for “radicalised” youth arrested across Canada20 attacks, 60 deaths - ?9 - success stories from CSIS11:25 foreign interference to elections. Better and more transparent? *12: - free and fair election according to csis……13 - transnational repression18 - russia front companies and russian agents,19:20 - arctic and russia again19:52 - online targeting20 - national security when dealing with foreign companies or investors,Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,https://streamable.com/jws3u0Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

CanadaPoli - Canadian Politics from a Canadian Point of View

Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

CanadaPoli - Canadian Politics from a Canadian Point of View
2179 The Budget is Terrible, Libs Try to Change Messaging

CanadaPoli - Canadian Politics from a Canadian Point of View

Play Episode Listen Later Nov 13, 2025 25:41


US trade seems to be a very low priority for Canada,PBO is looking for a new budget officer who will say what he's told to say,AFD have bank accounts closed,Grocery stores aren't profiteering? 30% profits is normal?Liberals and the media using floor crossing to distract from the terrible budgetChecklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

Homeopathy Health with Atiq Ahmad Bhatti
EP150: Homeopathy - The Power of Community with Selina Hatherley

Homeopathy Health with Atiq Ahmad Bhatti

Play Episode Listen Later Nov 12, 2025 50:29


In this insightful episode of the Homeopathy Health Show, Atiq and Naila are joined by Selina Hatherley, RSHom, who shares her inspiring 20-year journey as a practicing homeopath in Oxford.

CanadaPoli - Canadian Politics from a Canadian Point of View

They're stealing meat and food in an organized way, Recall of danielle smith,Fines if you don't keep your house up to code,Trump did not introduce the 15 year car loan! But today's trump news is just as baffling Darker take on the office workers as military,UK ends some intelligence sharing with US over borders,Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

CanadaPoli - Canadian Politics from a Canadian Point of View
2176 A Trillion Dollars in Green Spending

CanadaPoli - Canadian Politics from a Canadian Point of View

Play Episode Listen Later Nov 11, 2025 30:10


WHO is trying to rev the engine again,What is a woman in BC - USA might re-open the government with a package until jan 30, Republicans caved to the dems?A trillion dollars in green spending,Liberals using floor crossing to distract from the contents of the budgetWear a poppy!Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

CanadaPoli - Canadian Politics from a Canadian Point of View

15 year car loans!! LolThey want to institute a soft draft on public servants, Csis threatened lauren southern in order to influence her to flip on her american counterparts?Air traffic controllers newsBuy Canada,Olympics bans all trans athletes from female events after finding evidence of advantages to being born a man. Lol. that's hilarious.Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

What the Edtech?!
74. Empowering digital confidence in FE

What the Edtech?!

Play Episode Listen Later Nov 11, 2025 30:51


In this episode of Beyond the Technology, host Andrew McFadyen chats with Zoe Tierney from Burton and South Derbyshire College to explore how the Jisc discovery tool and the newly launched essential digital skills question set are transforming digital confidence across further education. Zoe shares her journey from writing a college-wide digital strategy to leading a cultural shift in digital teaching and learning. Discover how targeted CPD, platform champions and inclusive onboarding strategies have helped staff embrace tools like Padlet, Canva, and Canvas, and how these changes are enhancing learner engagement and personalised learning. Tune in to hear how Zoe and her team are leading the way in digital transformation and what's next for the sector. Watch on YouTube: https://www.youtube.com/watch?v=UQ76qP6uD8I Show notes: Learn more about the building digital capability service Read Zoe's Burton and South Derbyshire College digital capability tool case study Subscribe to Headlines - our newsletter which has all the latest edtech news, guidance and events tailored to you

The Coaching Crowd Podcast with Jo Wheatley & Zoe Hawkins

Have you ever felt drawn to help others navigate the unique challenges and strengths that come with ADHD, yet wondered what it truly takes to call yourself an ADHD coach? In this episode, we explore one of the questions we're asked most often; How to become an ADHD coach. As more people receive ADHD diagnoses, many coaches are curious about how they can ethically and effectively support this community. Through our discussion, we share insights from our experience as accredited training providers and as coaches who work extensively in the neurodivergent space. We begin by unpacking the difference between being a coach who works with clients who have ADHD and being an ADHD specialist coach. That distinction matters, because it shapes how you present yourself in the market and the depth of knowledge you need to support clients responsibly. We discuss why true ADHD coaching requires more than a quick online certificate. Coaching neurodivergent clients demands strong foundational coaching skills and a deep understanding of neurodivergence, trauma, and inclusivity. Ethical practice starts with accreditation, understanding professional standards, codes of conduct, and trauma-informed approaches. We also reflect on the importance of seeing clients as whole people, not as a label or diagnosis. While ADHD may influence how someone experiences the world, it doesn't define them. In every coaching conversation, we meet individuals with careers, relationships, goals, and emotions that extend far beyond their diagnosis. A powerful part of our conversation focuses on lived experience. Many aspiring ADHD coaches are themselves neurodivergent, which brings empathy and connection, but it can also blur professional boundaries. We explore how to honour that lived experience without projecting it onto clients and how supervision and reflective practice protect both coach and client. As we close, we talk about the routes available for coaches who want to deepen their expertise, from our Level 7 Coaching Qualification to our Neurodivergent Inclusive Coaching Essentials and full Neurodivergent Inclusive Coaching Programme. Whether you're starting your coaching journey or looking to specialise, this episode offers a grounded view of what ethical, inclusive ADHD coaching looks like in practice.   Timestamps: 00:48 – The difference between an ADHD coach and a coach working with ADHD clients 02:35 – Understanding co-occurring conditions and the importance of inclusivity 04:29 – Why short ADHD coach training courses can be misleading 05:47 – Seeing the whole person, not just the diagnosis 09:55 – Accreditation, CPD and what ethical practice looks like 12:02 – The role of lived experience in building trust and navigating boundaries 14:20 – How neurodivergence changes the way we interpret client behaviour 15:34 – Recognising gaps in your knowledge and choosing the right training 16:59 – Celebrating the growing demand for inclusive coaching   Key Lessons Learned: Ethical ADHD coaching begins with strong, accredited foundational coaching skills. ADHD rarely exists in isolation; understanding co-occurring conditions is vital. Lived experience can build trust, but reflection and supervision protect the coaching relationship. Trauma-informed and inclusive practice are essential for supporting neurodivergent clients. True specialism requires depth, time, and commitment, not a quick online course. Clients want coaches who understand their individuality, not their label. Accreditation demonstrates professionalism and builds client confidence. Continuous professional development ensures you evolve with the growing field of neurodiversity. Inclusive language and awareness create safer, more empowering coaching spaces. The future of coaching lies in understanding and celebrating neurodiversity, not reducing it to a niche.   Keywords: ADHD coach, ADHD coaching training, neurodivergent inclusive coaching, ICF accredited coaching, ethical coaching, trauma-informed coaching, neurodiversity in coaching, ADHD coaching certification UK, inclusive coaching practice, professional coach accreditation,   Links & Resources: igcompany.com/ndessentials igcompany.com

Irish Tech News Audio Articles
83% of Teachers Say They Lack Formal Training in AI

Irish Tech News Audio Articles

Play Episode Listen Later Nov 10, 2025 8:00


Minister for Further and Higher Education, Research, Innovation and Science James Lawless TD joined Microsoft Ireland to unveil research on the use of digital technologies and AI in Irish classrooms, and to announce the expansion of the Microsoft Dream Space Teacher Academy, a free programme designed to empower teachers with the skills to effectively and responsibly use AI and digital technologies in the classroom. Powering new teaching models The research entitled, 'Digital Learning in the Era of AI', reveals how AI and digital technologies are helping to enhance learning and engagement in the classroom. Conducted by 3Gem for Microsoft, the survey of 201 educators across Ireland found that: · 87% use digital technologies to improve productivity and optimise classroom time · 86% say apps and platforms help personalise teaching to meet students' needs · 81% report stronger student engagement when digital tools are used · 72% support increased use of AI tools in the classroom · 83% say they lack formal training in AI While AI is one of the key technologies that teachers are embracing to enhance education and 64% of teachers believe it will positively transform education, adoption varies across the island of Ireland. In Northern Ireland, 74% of teachers report rapid uptake of generative AI, compared to 33% in the Republic. Digital Tools and AI in Classrooms: Opportunities and Challenges When asked about ways to bring technology and AI into the classroom, the top three suggestions agreed on by teachers include collaborative learning (49%), student-led initiatives (47%), and project-based learning (41%), approaches that are at the centre of the approach taken by the Microsoft Dream Space team. The research also highlights a growing integration of digital tools in classrooms, from online worksheets to interactive quizzes, with more experienced teachers using a broader range of tools compared to newer teachers. However, adoption is uneven, especially in schools slower to embrace AI. While 83% of surveyed teachers agree they have not received adequate training to use tech and AI tools effectively, this issue is more pronounced in schools slower to embrace AI, where 67% cite insufficient training as a major barrier, compared to just 32% in faster-adopting schools. Most educators report student use of laptops, tablets, or computers during lessons. In digitally advanced schools, 40% say devices are used in most teaching, compared to just 15% in slower-adopting schools. Overall, 26% of teachers report high usage (over 75% of teaching), while 51% report moderate use. Generative AI has seen the fastest growth among digital tools in the past year, marking a shift in teaching approaches. Adoption also varies by location: 64% of urban educators describe their school's digital transformation as fast or very fast, compared to 45% in suburban and 34% in rural schools. Teachers who use digital tools extensively are more likely to report rapid adoption (74%) than those who use them rarely (30%). Despite these advances, confidence gaps remain, particularly among non-STEM teachers - only 18% feel fully equipped to use digital technology effectively in the classroom. Even among STEM educators, many report that a lack of ongoing support has limited the impact of their training. In fact, 81% of teachers say they are lacking formal training in AI, and there is strong consensus among school leaders (92%) that AI training should be a mandatory part of both initial teacher education (ITE) and continuing professional development (CPD). Microsoft Dream Space Teacher Academy To help address the research findings and support teachers to leverage AI and digital technologies to enhance learning and engagement in the classroom, Microsoft today announced the expansion of its Dream Space Teacher Academy for the 2025/2026 academic year. This free, multi-week programme is designed to help primary and post-primary teachers begin their journey with AI in education. I...

Dentists Who Invest
Smart Ways To Reduce Your Finance Repayments with Kevin Saunders [CPD Available]

Dentists Who Invest

Play Episode Listen Later Nov 10, 2025 18:29 Transcription Available


Collect unlimited free verifiable CPD for UK Dentists here >>> https://www.dentistswhoinvest.com/videos/smart-ways-to-reduce-your-finance-repayments-with-kevin-saunders———————————————————————Cash flow feeling tight while your practice ambitions keep growing? We dive into the real mechanics of refinancing for dentists and show how the right structure can lower monthly payments, unlock equity, and create the headroom to expand with confidence. Rather than chasing a headline rate, we focus on the three levers that truly move the needle: loan amount, interest rate, and term—and how blended and partially amortising loans can beat a small rate cut when it comes to monthly affordability.Kevin breaks down why refinancing is broader than most owners realise, from releasing capital to buy equipment or a second site, to restructuring short-term debts that strain cash flow. We explore blended loans that combine property and goodwill into one manageable term, interest-only elements that help a deal service when goodwill valuations are high, and unsecured options up to mid-six figures that avoid valuation and legal fees. For startups that have grown fast, we explain how stronger accounts after 18–24 months can open the door to cheaper, longer-term facilities that consolidate asset finance and free cash to complete surgeries.You'll hear practical, anonymised case studies: clients cutting thousands per month by shifting to partially amortising structures without borrowing more, buyers who held repayments steady while fitting out additional surgeries, and a bridge-to-refi path that secured a property before planning, later simplified through an unsecured refinance. We also discuss evolving bank policies—longer goodwill terms, flexibility around leases, and rising loan-to-values—and why matching products to your practice plan matters more than picking a single “best” lender.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

CanadaPoli - Canadian Politics from a Canadian Point of View

Linkroll.co KTTIt's snowing in Ontario50 year mortgage introduced in the US,Boaver trial has ended in denmark,Pcr tests are faulty,Musk says ai will be in charge,Newsom being investigated?Usmca looking dicey? Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

InsTech London Podcast
Jonathan Rake, CEO, Risk Data Solutions: Swiss Re: The case for certainty and real-time insight in insurance (380)

InsTech London Podcast

Play Episode Listen Later Nov 9, 2025 40:25


In this episode, Matthew Grant sits down with Jonathan Rake, CEO of Risk Data Solutions at Swiss Re, to explore how a major reinsurer is building data and analytics as core capabilities beyond traditional risk‑transfer. Jonathan explains why the shift matters, how analytics are being embedded in real‑time workflows, and what insurers and corporates should focus on as risk becomes more interconnected and dynamic. In this conversation, Jonathan shares: Why Swiss Re launched Risk Data Solutions and how it leverages internal analytics for client value How “certainty of insight” and real‑time decision‑making are redefining insurance workflows The differing risk‑analysis needs of large corporates versus insurers, and what each must prioritise How Swiss Re approaches partnerships: enabling versus enriching, and why you cannot go it alone The acquisition of Fathom (UK) and how model‑blending is raising the accuracy bar in catastrophe modelling His approach to leadership, maintaining balance outside work and keeping pace with change A bold prediction for 2026 — and the book he recommends to anyone interested in adventure, risk and innovation 'A Voyage for Madmen' by Peter Nichols If you like what you're hearing, please leave us a review on whichever platform you use or contact Jonathan Rake or Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Specify the tools and workflows that allow insurers to consume insights directly within underwriting platforms. Measure the business case for embedding analytics in risk workflows versus maintaining separate data functions. Produce a clearer understanding of how large insurers are operationalising resilience through data, modelling and partnerships. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 380 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

CanadaPoli - Canadian Politics from a Canadian Point of View

Linkroll.co KTTIt's snowing in Ontario50 year mortgage introduced in the US,Boaver trial has ended in denmark,Pcr tests are faulty,Musk says ai will be in charge,Newsom being investigated?Usmca looking dicey? Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

Counselling Tutor
354 – Personal Triggers in Counselling Training

Counselling Tutor

Play Episode Listen Later Nov 8, 2025


Draft BACP Ethical Framework for 2025 – REBT: Clear Definitions In Episode 354 of the Counselling Tutor Podcast, your hosts Rory Lees-Oakes and Ken Kelly take us through this week's three topics: Firstly, in ‘Ethical, Sustainable Practice', we explore the draft BACP Ethical Framework for 2025 - highlighting key proposed changes and what they might mean for practitioners. Then in ‘Practice Matters', Rory speaks with Ruth Hill about REBT – Rational Emotive Behavioural Therapy – offering clear definitions and practical insights for working with beliefs and emotional responsibility. And finally in ‘Student Services', Rory and Ken discuss how to navigate personal triggers in counselling training - and why these moments offer powerful opportunities for growth. Draft BACP Ethical Framework for 2025 [starts at 03:29 mins] In this section, Rory and Ken discuss the new draft of the BACP Ethical Framework and how it reflects the evolving nature of therapeutic practice. Key points discussed include: The draft framework is currently under consultation and is expected to be finalised in late 2026. It reflects major societal and professional shifts since 2018, including online work, AI, and anti-oppressive practice. The updated framework introduces a clearer, more directive tone - replacing “should” with “must” in many areas. There is a new emphasis on relationships and collaboration, moving away from a purely rules-based approach. Key ethical principles have been rephrased in simpler language to improve clarity and accessibility. Practitioners are encouraged to engage with the framework, reflect on its implications, and prepare for its rollout. Draft BACP Ethical Framework 2025 BACP Ethical Framework 2018 Comparing the BACP Ethical Framework 2018 and 2025 REBT: Clear Definitions [starts at 29:04 mins] In this week's ‘Practice Matters', Rory speaks with integrative REBT (Rational Emotive Behavioural Therapy) therapist Ruth Hill about her CPD lecture on REBT and how the model supports emotional responsibility and belief change. Key points from this conversation include: REBT is founded on the principle that we are disturbed not by events, but by our beliefs about those events. It encourages clients to take ownership of their emotions by identifying and challenging unhealthy beliefs. The ABCDE model is used to explore activating events, beliefs, consequences, disputes, and emotional effects. Healthy emotions are distinguished from unhealthy ones - supporting clients to feel appropriately without becoming overwhelmed. Disputing techniques help clients develop flexible, reality-based, and empowering alternative beliefs. The ultimate aim is for clients to become their own REBT therapists - building resilience and autonomy. Personal Triggers in Counselling Training [starts at 52:17 mins] In this section, Rory and Ken reflect on how personal triggers in counselling training can emerge and how to manage them constructively. Key points include: Triggers are emotional responses often rooted in past experiences, activated by present-day stimuli. Training environments can unintentionally bring up difficult material - through discussions, peers, or course content. Recognising a trigger is the first step in managing it - grounding techniques and mindfulness can be useful in the moment. Reflection, journaling, and seeking supervision or personal therapy can support deeper processing and growth. Triggers are not a sign of weakness; they offer valuable opportunities for personal and professional development. Tutors and peers can provide compassionate support - creating a safer learning space for everyone involved. Links and Resources Counselling Skills Academy Advanced Certificate in Counselling Supervision Basic Counselling Skills: A Student Guide Counsellor CPD Counselling Study Resource

CanadaPoli - Canadian Politics from a Canadian Point of View

No deportations in Canada, they get amnestyRemote ev updates from china that can disable the bus fully?They're trying to introduce ubi again,Subpoenas for russiagate - RICO? Attack on the poppy and remembrance day,Checklist for going live:Name of stream changedIntro songGood Morning, Everyone! Today is date#Cpd #lpc, #ppc, #ndp, #canadianpolitics, #humor, #funny, #republican, #maga, #mcga,Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rss

Mind the Gap: Making Education Work Across the Globe
Social Mobility Rooted in Pedagogy with Alun Francis, Mind the Gap, Ep.108 (S6,E6)

Mind the Gap: Making Education Work Across the Globe

Play Episode Listen Later Nov 7, 2025 58:23


On this episode of Mind the Gap, Tom Sherrington and Emma Turner are joined by Alun Francis OBE - Chief Executive of Blackpool and The Fylde College and Chair of the UK Social Mobility Commission - for a wide-ranging conversation about further education (FE), the importance of pedagogy in post-16 education, and what genuine upward mobility looks like in real communities. Alun traces the origins of his FE reform work (including the early “Teaching for Distinction” collaboration with Tom) and explains why knowledge, practice, and assessment must be tightly aligned across vocational programmes - from hair and beauty to motor vehicle and nautical training. He argues that inclusion is achieved first and foremost through everyday instructional design (“who remembers what, and who gets to think?”), and welcomes qualification reforms that prioritise retention and end-point assessment. The trio also unpack Alun's place-based view of social mobility - valuing skilled work, health, family and belonging, not simply income - and his contextual stance on pastoral care: compassion matters, but the core job is great teaching that changes life chances.Alun Francis OBE is the Chair of the Social Mobility Commission and Principal and Chief Executive of Blackpool and The Fylde College. Blackpool and the Fylde College is an award winning organisation and is one of the largest and highest performing further education colleges in the country. It is pioneering a new approach to Further Education and Higher Education delivery with Blackpool Council, called “Multiversity Blackpool” which sits at the heart of local regeneration plans. Alun has thirteen years of experience in further education, having previously led Oldham College. Prior to this he had a varied career which has included a range of public services, local government, area-based regeneration, youth work and education, including primary, secondary and higher education. He has a strong interest in the economics of what is now referred to as “levelling up” and sees FE colleges as making a strong contribution to addressing this challenge. He received an Order of the Order of the British Empire for service to education in the 2021 New Year's Honours List.Tom Sherrington has worked in schools as a teacher and leader for 30 years and is now a consultant specialising in teacher development and curriculum & assessment planning. He regularly contributes to conferences and CPD sessions locally and nationally and is busy working in schools and colleges across the UK and around the world. Follow Tom on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@teacherhead⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Emma Turner FCCT is a school improvement advisor, education consultant, trainer and author. She has almost three decades of primary teaching, headship and leadership experience across the sector, working and leading in both MATs and LAs. She works nationally and internationally on school improvement including at single school level and at scale. She has a particular interest in research informed practice in the primary phase, early career development, and CPD design. Follow Emma on X ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@emma_turner75⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This podcast is sponsored by Teaching WalkThrus and produced in association with Haringey Education Partnership. Find out more at ⁠⁠⁠⁠⁠https://walkthrus.co.uk/⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠https://haringeyeducationpartnership.co.uk/

Dentists Who Invest
Upcoming Tax Changes To Selling A Dental Practice + Pre-Budget Speculation with Nathan Atkinson [CPD Available]

Dentists Who Invest

Play Episode Listen Later Nov 7, 2025 14:55 Transcription Available


Get a free audit of your indemnity cover here >>> https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/———————————————————————Collect unlimited free verifiable CPD for UK Dentists here >>> ———————————————————————A lot changes when the cost of selling your life's work starts creeping up. We sit down with healthcare M&A specialist Nathan Atkinson to map the moving parts around business asset disposal relief, how the dental deals market heats up ahead of Christmas, and what smart owners can do today to protect value tomorrow. If you've wondered whether to push for a pre-Budget completion or wait for clarity, this conversation gives you the practical lens you need.We start with the basics: why BADR rate moves influence deal timing and how buyers behave when sellers feel a deadline. Nathan explains the year-end rush, solicitor bottlenecks, and why a lively market doesn't automatically equal bargain prices. From there we explore what's known versus unknown in the policy pipeline, including the risk of further capital gains tax changes and shifts to employer national insurance that could squeeze larger practices and corporates.The heart of the episode focuses on fundamentals that outlast Budget cycles. Many NHS-reliant practices are seeing higher turnover without better margins, thanks to cost creep and payroll pressures. We talk through how buyers read those numbers, why EBITDA quality drives valuation, and the practical steps owners can take to shore up margins, trim admin costs, and present clean, consistent accounts. Nathan's core message is simple: plan earlier than feels comfortable. Five to eight years out is not too soon to optimise share structures, align partners, formalise associate agreements, and build a documentation trail that speeds diligence.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

The Brighter Side of Education
Grading What Matters: Rethinking Student Learning and Assessment | Marc Aronson

The Brighter Side of Education

Play Episode Listen Later Nov 6, 2025 23:25 Transcription Available


Send us a textImagine a school where grades reward collaboration, character, and genuine mastery—not just memorization and speed. In this episode, Dean of Academics Marc Aronson shares how his school, Cheshire Academy,  rethought assessment through Grading What Matters, a framework focused on authentic learning, student agency, and mission-aligned outcomes.We explore Final Demonstrations of Learning instead of exams, a Community of Learners model that grades students on contribution and engagement, and a fully open honors pathway where any student can earn honors inside their regular class.Drawing from research by Grant Wiggins and Eric Mazur, Marc explains why performance assessments build deeper learning, why narrative feedback matters more than percentages, and how shifting to mission-based grading builds belonging, confidence, and durable skills.What you'll learn:• How to design authentic assessments & FDOLs• How to grade collaboration and community contribution• Why narrative feedback drives real motivation• Practical steps to begin grading what truly mattersIf grades shape how students see themselves, let them measure what counts: mastery, growth, and contribution.

Protrusive Dental Podcast
Social Media Clown Instead of Healthcare Professional – IC063

Protrusive Dental Podcast

Play Episode Listen Later Nov 6, 2025 34:24


Is social media killing professionalism in dentistry? Are young dentists really “clowns” online—or is lightheartedness perfectly fine? Is social media a disease? Where's the line between humor, banter, and outright disrespect? In this episode, Jaz is joined by Joseph Lucido from the States to tackle these tough questions head-on. Sparked by a fiery Facebook rant, they dive into whether social media is harming our profession, how dentists should present themselves online, and if there's still room for fun without crossing the line. Whether you love or hate dental content on social media, this conversation will make you rethink how we represent our profession to the world. Shout-out to two US doctors creating excellent, entertaining content on social media Dr Brady Smith Dr. Nicholas J Ciardiello Check out the 3-Step Modern Dental Marketing Plan from Clear to Launch Dental — designed to help you simplify your marketing and grow your practice without the overwhelm. https://youtu.be/W7Uh-ML9dZg Watch IC063 on YouTube Takeaways Social media etiquette is crucial for healthcare professionals. Avoid controversial topics to maintain professionalism. A social media presence is essential for modern dental practices. Patients often check social media to verify a practice's credibility. Content should reflect the personality of the dentist and practice. Highlight satisfied patients to build social proof. Consistency in posting is key to maintaining engagement. Separate personal and professional social media accounts. Batch content creation to save time and effort. Engaging content can lead to more patient inquiries. Highlights of this episode: 00:00 Teaser 00:31 Intro 01:47 Introducing Joseph Lucido: Social Media Expert 03:21 Social Media Etiquette for Dentists 06:14 The Importance of Social Media Presence 12:04 Balancing Professionalism and Humor Online 17:39 Authenticity in Social Media 19:51 Balancing Personal and Professional Content 21:51 Effective Social Media Strategies 25:27 Time Management for Social Media 27:26 Do's and Don'ts of Social Media 29:43 The Power of Social Proof 30:49 Conclusion and Resources 32:47 Outro Love this episode? Don't miss Best Practices in Social Media for Dentists – How to Stay Out of Trouble Yet Be Impactful (IC035) #InterferenceCast #Communication #BreadandButterDentistry This episode is not eligible for CPD/CE points, but never fear, there are hundreds of hours of CPD waiting for you on the Ultimate Education Plan, including Premium clinical walkthroughs and Masterclasses.

Primary Care Knowledge Boost
Digital Developments in Primary Care

Primary Care Knowledge Boost

Play Episode Listen Later Nov 5, 2025 45:24


Doctors Sara and Lisa speak to Dr Chris Nortcliff who is a GP and Chief Clinical Information Officer for Greater Manchester Primary Care Provider Board. The discussion is focussed around all things digital in primary care. We start with an overview of how the digital environment is set up within Greater Manchester. We then spend some time talking about digital inclusion - covering how to find people, how to help upskill them to be more digitally literate, and how to support better access to digital services. We also explore what is available in the digital space to help in primary care, and touch on AI and large language models. You can use these podcasts as part of your CPD - we don't do certificates but they still count :) Resources: Greater Manchester Care Record: https://gmwearebettertogether.com/ Health Innovation Manchester: https://healthinnovationmanchester.com/ Greater Manchester Digital First Primary Care: https://healthinnovationmanchester.com/our-work/gm-digital-first-primary-care/ Digital Skills Map: https://greatermanchester-ca.gov.uk/what-we-do/digital/get-online-greater-manchester/greater-manchester-wide-support/get-online-greater-manchester-digital-skills-map/ National Databank: https://www.goodthingsfoundation.org/our-services/national-databank The Good Things Foundation: https://www.goodthingsfoundation.org/ NHS App: https://www.nhs.uk/nhs-app/ Digital Facilitator Team: https://gmpcb.org.uk/general-practice/digital-transformation/dfpc-programme-explained/meet-the-team/ Greater Manchester Primary Care Provider Board Website: https://gmpcb.org.uk/general-practice/digital-transformation/ Clinical safety standards - DCB 0129: https://digital.nhs.uk/data-and-information/information-standards/governance/latest-activity/standards-and-collections/dcb0129-clinical-risk-management-its-application-in-the-manufacture-of-health-it-systems/ Clinical safety standards - DCB0160: https://digital.nhs.uk/data-and-information/information-standards/governance/latest-activity/standards-and-collections/dcb0160-clinical-risk-management-its-application-in-the-deployment-and-use-of-health-it-systems/ Digital Inclusion Framework by NHS England: https://www.england.nhs.uk/long-read/inclusive-digital-healthcare-a-framework-for-nhs-action-on-digital-inclusion/ Digital Inclusion Heat Map: https://www.thrivebydesign.org.uk/digital-exclusion-heatmap ___ We really want to make these episodes relevant and helpful: if you have any questions or want any particular areas covered then contact us on Twitter @PCKBpodcast, or leave a comment on our quick anonymous survey here: https://pckb.org/feedback Email us at: primarycarepodcasts@gmail.com ___ This podcast has been made with the support of GP Excellence and Greater Manchester Integrated Care Board. Given that it is recorded with Greater Manchester clinicians, the information discussed may not be applicable elsewhere and it is important to consult local guidelines before making any treatment decisions.  The information presented is the personal opinion of the healthcare professional interviewed and might not be representative to all clinicians. It is based on their interpretation of current best practice and guidelines when the episode was recorded. Guidelines can change; To the best of our knowledge the information in this episode is up to date as of it's release but it is the listeners responsibility to review the information and make sure it is still up to date when they listen. Dr Lisa Adams, Dr Sara MacDermott and their interviewees are not liable for any advice, investigations, course of treatment, diagnosis or any other information, services or products listeners might pursue as a result of listening to this podcast - it is the clinicians responsibility to appraise the information given and review local and national guidelines before making treatment decisions. Reliance on information provided in this podcast is solely at the listeners risk. The podcast is designed to be used by trained healthcare professionals for education only. We do not recommend these for patients or the general public and they are not to be used as a method of diagnosis, opinion, treatment or medical advice for the general public. Do not delay seeking medical advice based on the information contained in this podcast. If you have questions regarding your health or feel you may have a medical condition then promptly seek the opinion of a trained healthcare professional.

Protrusive Dental Podcast
Dubai Occlusion Course Easter 2026 FAQ – IC062

Protrusive Dental Podcast

Play Episode Listen Later Nov 2, 2025 26:21


With the final places remaining for our Occlusion Getaway, we present the official FAQ Podcast! Dreaming of combining occlusion learning with a luxury getaway? Want to earn 56 hours of CPD while soaking up the Dubai sunshine? Looking for a course where you can master PRACTICAL occlusion in Restorative Dentristry and make it a family-friendly, tax-deductible trip? Easter 2026 is set to be unforgettable. Join Dr. Jaz Gulati and Dr. Mahmoud Ibrahim for an extraordinary Occlusion Excursion in Dubai — a blend of serious CPD and sunshine that redefines what “continuing education” can be. We've always believed in mixing work and pleasure, and this time, we're taking it to the next level. Think luxury, learning, and laughter — all under the warm Dubai sun. Watch IC062 on Youtube

InsTech London Podcast
Navigating uncertainty in cat risk (379)

InsTech London Podcast

Play Episode Listen Later Nov 2, 2025 20:02


Catastrophe models have come a long way - but are decision-makers keeping up? In this panel from InsTech's The future of catastrophe risk: where science meets reality, Alice Kaye (Inigo), Caroline McMullan (Verisk) and host Dickie Whitaker (Oasis LMF) confront the challenges of turning sophisticated risk models into clear, actionable decisions. Together, they explore why uncertainty is often more valuable than the average, how human biases still cloud our understanding of extreme events, and what's needed to close the communication gap between modellers, underwriters and boards. This conversation gets real about the behavioural, structural and cultural shifts the insurance industry must make to better navigate risk in an increasingly volatile world. What you'll learn in this episode: Why point estimates often mislead decision-makers - and how scenarios can bring data to life The role of behavioural bias in catastrophe risk assessment (think hindsight, anchoring and mean reversion) How leading insurers like Inigo are integrating model outputs into daily underwriting and board-level strategy The importance of early-career training to build confidence in managing uncertainty How the interface between climate science, data science and vulnerability modelling is evolving Why pre-competitive collaboration with academia is critical for the industry's future If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Identify gaps in skills and training that hinder effective risk modelling and decision-making. Produce more informed underwriting decisions by integrating multiple views of risk. Summarise best practices for bridging the gap between research, modelling and commercial application. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 379 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Bill Cunningham on 700WLW
10-30-25 Willie with Russ Neville

Bill Cunningham on 700WLW

Play Episode Listen Later Oct 30, 2025 21:08 Transcription Available


Willie talks with Cincinnati Police Chief Teresa Theetge's brother, Captain Russ Neville of the CPD, about his sister's dismissal by city leadership.