Your Financial Plan-It

When it comes to short-term investing, there are a number of uncertainties that come along with it that may allow for more issues to pop up versus if you take a long-term strategic approach. Sometimes, when going through turmoil, a heads up, as well as a solid financial plan to fall back on, just might … Continue reading Kicking Off Our First Podcast of 2023 with a Q2 Market Update with Eric Nahat →

The Secure Act 2.0 is a 1.7 trillion dollar package, some of the features of the plan are very confusing, complex and broad, which is why it is recommended you talk with your advisor. In this episode, David Vallieres talks with Dr. Jeff Allen, CFP®, to dissect the features of the Secure Act 2.0 on … Continue reading Secure Act 2.0, How Does It Work? With Dr. Jeff Allen, CFP® →

2022 threw just about every financial disruption it could at us. At this point, nothing should surprise us. In this episode, David talks to Eric Nahat, Advisor & Director of the Investment Committee at Synergy Capital Solutions. Together they go over the events of the past year and look forward to 2023. They discuss the … Continue reading Looking Forward into 2023 with Eric Nahat →

The holidays are an exciting time of the year. Maybe you enjoy; spending time with friends and family, enjoying delicious food, or shopping for those best gifts. In this episode, the team at Synergy Capital Solutions share some of their family traditions during the holidays and what they think about as they go through the … Continue reading Navigating The Holidays With Sarah Zvekan, Alex Burns and Jordann Andrusiak →

Staying up to date on phishing and vishing scams, malware, ransomware, and other computer threats is absolutely necessary to keep your finances and identity safe. In this episode, David Vallieres talks with Sarah Khan, a chief information security officer at Hightower Advisor LLC, to discuss cybersecurity. Sarah dives into what cyber security is, the different … Continue reading Identifying Cybersecurity Threats With Sarah Khan →

Are we currently in a recession or are we headed towards a recession? Because of the economic cycles and changes, there are always times where the market goes through good and bad periods, that's one of the reasons why you need to be a long term investor. In this episode, David Vallieres talks with Mark … Continue reading 2022 Q4 Market Update With Mark Burns and Eric Nahat →

According to CNBC, a college education is now the second largest expense that an individual is going to make in a lifetime. With college costs increasing, more families know they have to have a plan to pay for college than ever before. In this episode, David Vallieres talks with Sarah Zvekan, to explain how parents … Continue reading Planning For The Costs of College With Sarah Zvekan →

It is vital to control your finances with all the uncertainty in the markets. In this episode, David Vallieres talks with Alex Burns, an advisor at Synergy Capital Solutions. Alex explains the importance of controlling your spending and details how your savings should be organized for the short, medium, and long term. Alex discusses: What … Continue reading Controlling Your Budget and Spending With Alex Burns, CFP® →

It can help to focus on logic and long term planning since the markets are constantly changing. In this episode, David Vallieres talks with Eric Nahat, an advisor and director of the investment committee at Synergy Capital Solutions about the second quarter of 2022. They discuss the possible economic indicators and their impacts on the … Continue reading 2022 Q2 Market Update With Eric Nahat →

When it comes to financial planning, insurance is a necessary evil in planning for your future.  In this episode, David Vallieres chats once more with Dr. Jeffrey Allen, CFP®, on insurance and risk management within financial planning while discussing options for long term coverage. Dr. Jeffrey discusses: How he mitigates risk for his clients The … Continue reading The Growing Business of Insurance with Dr. Jeffrey Allen, CFP® →

Having a solid understanding of Social Security is vital to supporting a successful wealth strategy. It helps to have a clear picture of when to start collecting and how much you will be receiving to maximize your benefits and retirement. In this episode of Your Financial Plan-It, David Vallieres chats with Dr. Jeffrey Allen, CFP®, … Continue reading Integrating Social Security Into Your Planning Process With Dr. Jeffrey Allen, CFP® →

There is always going to be uncertainty in the market with all the moving parts, not only within the economy but equities and fixed income. In this episode, David Vallieres chats with Eric Nahat, an advisor and director of the investment committee at Synergy Capital Solutions to provide you with a 2022 quarter one market … Continue reading 2022 Q1 Market Update With Eric Nahat →

Women now control about a third of the world's wealth and over half of the wealth in the United States. A lot has changed over the years and we want to take the time to recognize the work from generations of women. In this episode, David Vallieres chats with Sarah Zvekan financial advisor at Synergy … Continue reading Honoring Women in Finance for International Women's Month With Sarah Zvekan →

Tax season is on the horizon once again but, if you think about taxes all year round it doesn't have to be such a burden at this particular time of year. In this episode, David Vallieres speaks with Mark Burns, CFP®, CIMA®, chief executive officer and investment officer and Sarah Zvekan financial advisor at Synergy … Continue reading Preparing for Tax Season With Mark Burns, CFP®, CIMA® and Sarah Zvekan →

Part of the role of a good financial advisor is to be able to change with your clients and meet their needs to relieve their concerns.  Your market advisor should be able to identify those concerns and create a plan of action based on that information. In this episode, David Vallieres talks to Norton Stern, … Continue reading Financial Concerns Changing with Age With Norton Stern →

2021 was a year with a lot of ups and downs. COVID-19 affected day-to-day life and many financial decisions.  But, even though 2021 was unpredictable, 2022 is right around the corner with new economic predictions and opportunities. In this episode, David Vallieres is joined by Eric Nahat, director of the investment committee at Synergy Capital … Continue reading A Look Back on 2021 and Forward to 2022 with Eric Nahat →

More and more investors are making decisions based on non-financial factors. These factors may have an even larger impact on your investments than the finances. In this episode, David Vallieres is joined by Jeff Allen, director of planning solutions, and Eric Nahat, advisor and director of the investment committee at Synergy Capital Solutions. David, Jeff … Continue reading Are ESGs the New Way to Make Investment Decisions? with Jeff Allen and Eric Nahat →

In addition to being the “right thing to do,” diversity, equity, and inclusion can actually help your organization become more profitable. In this episode, David Vallieres and Jordann Andrusiak are joined by Leslie Davis, the CEO of National Association of Minority & Women Owned Law Firms (NAMWOLF). They discuss how Synergy Capital Solutions and NAMWOLF … Continue reading Women and Wealth: How DEI Leads to Profitability with Leslie Davis →

If you are curious about the latest economic trends and future market expectations (both for equities and fixed income), then this episode is for you! In this episode, David Vallieres and Eric Nahat provide key performance statistics for the markets in the first 3 quarters of 2021, and share insights into what investors should expect … Continue reading Economic Trends and Market Updates for 2021 – Q4 and Beyond With Eric Nahat →

At Synergy Capital Solutions, we strongly believe in diversity, equity and inclusion. As a result, we're proud to partner with the National Association of Minority & Women Owned Law Firms (NAMWOLF), which aims to promote DEI in the legal profession. In this episode, David Vallieres and Jordann Andrusiak discuss what NAMWOLF is all about, the … Continue reading Women and Wealth: What is NAMWOLF and how can it benefit you? With Jordann Andrusiak →

While preparing for retirement, it's important to involve your heirs in the financial planning process. In part four of the Women and Wealth series, David Vallieres and Jordann Andrusiak once again speak with Margie, Pat, and Marla, who share the steps they are taking to prepare their next generations for a healthy financial future. They … Continue reading Women and Wealth: Planning for Retirement — Part Two With Margie, Pat, and Marla →

With a continued resurgence of consumer spending in the second quarter of 2021, what does the economy look like moving forward? In this episode, David Vallieres and Eric Nahat answer this question. They discuss the recent trends in equity markets and fixed income assets, and provide an economic outlook for the later half of 2021 … Continue reading Economic Trends, Market Updates, and Future Outlook With Eric Nahat →

A lot of women often rely heavily on their spouse to take care of the finances. Remember, doing so can significantly affect you at a later stage in your life. In part three of the Women and Wealth series, David Vallieres and Jordann Andrusiak are joined by Margie, Pat, and Marla, all of whom are … Continue reading Women and Wealth: Planning for Retirement With Margie, Pat, and Marla →

Welcome to part 2 of our Women and Wealth series, where we interview a panel of strong, successful, and financially independent women. In part two of this series, David Vallieres and Jordann Andrusiak are joined by Amanda Dorio, Danielle Lee, Denise Gergley, and Hannah Haley. With each of them currently in a different stage of … Continue reading Women and Wealth: Finances in Different Stages of Life Part 2 – With Amanda, Danielle, Denise, and Hannah →

Welcome to our Women and Wealth series, where we interview a panel of strong, successful, and financially independent women. In part one of this series, David Vallieres and Jordann Andrusiak are joined by Amanda Dorio, Danielle Lee, Denise Gergley, and Hannah Haley. With each of them currently in a different stage of life, they share … Continue reading Women and Wealth: Finances in Different Stages of Life – With Amanda, Danielle, Denise, and Hannah →

Although the proposed tax legislation is subject to changes, you can still take some measures now to be better prepared for when changes are actually happening. In part two of this series about expected tax changes, join David Vallieres, Jordann Andrusiak, and returning guest Richard Schloss, as they dive deeper into how the new tax … Continue reading How To Minimize the Drastic Impact of Proposed Tax Changes – With Richard Schloss →

According to the Biden Administration’s new tax proposals, some tax benefits and exemptions might not be available moving forward. But you can take advantage of them while they last. In this episode, David Vallieres and Jordann Andrusiak talk to Richard Schloss, member at Dawda, Mann, Mulcahy & Sadler, PLC. Join them as they explore the … Continue reading Expected Changes in Estate Planning & Income Taxes – With Richard Schloss →

An unprecedented fiscal stimulus and the rollout of vaccinations has led to the resurgence of economic activity through COVID-19. In this episode, David Vallieres and Eric Nahat discuss the anticipated trends in consumer spending, equity markets and fixed income assets. They also explore strategies to reduce your exposure to short-term market changes and help you … Continue reading Economic Trends, Equity Market Updates and Interest Rate Changes – With Eric Nahat →

While one of the advantages of living in Florida is the lack of an individual state income tax, that’s not the only benefit it provides to its residents! In the second part of the Florida Domicile series, David Vallieres is joined by Michael Witzke, chair of McDonald Hopkins Estate Planning and Probate Group, and Amanda … Continue reading Florida Domicile From a Financial Planning Standpoint – Part 2 →

People often consider moving to a different state, whether it’s for a job change, for better weather or simply to live a comfortable life after retirement. And one of the states in hot demand right now is – Florida! In this episode, David Vallieres is joined by Mark Burns, CEO at Synergy Capital Solutions. They … Continue reading Florida Domicile From a Financial Planning Standpoint →

The responsibilities of a tax advisor are no longer limited to a simple income tax return. It’s about consistently making informed decisions throughout the year to optimize your tax picture. In this episode, David Vallieres is joined by Jordann Andrusiak, and guest Dennis Wolgin, tax consultant at Schlaupitz Madhavan, P.C. Join them as they discuss … Continue reading The Synergy Between Financial Planners and Tax Advisors – With Dennis Wolgin →

Tax Day for your 2020 taxes has returned to April 15th this year, after a year of shifted deadlines and uncertainty with COVID-19. Are you prepared for this tax season? What will be different when it comes to filing your 2020 taxes? In this episode, David Vallieres is joined by Alex Burns, John McCarron, and … Continue reading How Can You Prepare for 2020 Taxes? →

Financial advisors, tax advisors, estate attorneys – there are just so many people you may have to deal with when developing a holistic plan for your finances. Wouldn’t it be so much better if they could collaborate with each other? In this episode, David Vallieres, Jordann Andrusiak and Norton Stern from Synergy Capital Solutions are … Continue reading The Synergy Between Advisors and Lawyers – With Matthew Caplan →

After the stock market peaked at the end of 2020, the investing momentum has continued into this new year! So, are you ready to kickstart 2021? Do you have a robust plan in place? In this episode, David Vallieres is joined by his fellow investment committee members at Synergy Capital Solutions, Jordann Andrusiak and Eric … Continue reading What 2021 Entails for the Financial Markets →

Do you know who the person is that is navigating your team to success?  In this episode, David Vallieres speaks with Jordann Andrusiak, Bill Brown and Norton Stern as they discuss how they take on the primary responsibility as the quarterback calling the shots. They discuss the systematic process of leading advisors and professionals to … Continue reading Who is the Captain of Your Ship? →

With market highs in February, a severe drop in March and now a great recovery again in November – 2020 has seen some extremely volatile market behavior. As it is coming to an end, it is important to plan for the future! In this episode, David Vallieres is joined by colleague Mark Burns to discuss … Continue reading Creating a Proactive Financial Plan for 2021 →

How will the markets prevail through the fallout from the 2020 presidential election? In this episode, David Vallieres and Eric Nahat discuss the impact this historic election and results have had on the market. David and Eric dig through the noise and talk about what they have seen over the past week of dissension from … Continue reading The 2020 Election vs. the Market →

When it comes to insurance, it’s best to think of planning as “ready, fire, aim”, vs. “ready, aim, fire”.  In this episode, David Vallieres speaks with colleagues Mark Burns and Norton Stern about the moving parts of life insurance and long term care annuities. They break down the changing structure of insurance over the years … Continue reading The Ready, Aim, Fire Mindset of Insurance Planning →

Concerns about the economy are growing as the upcoming presidential election coincides with an ongoing global pandemic. In this episode, David Vallieres and guests Mark Burns and Eric Nahat provide a market update about what’s happened in the last quarter and what might lay ahead in Q4. Join us as David, Mark and Eric discuss … Continue reading A Look at Your Market Concerns →

Collaboration and teamwork are what sets Synergy Capital Solutions apart.  In this episode, David Vallieres speaks with team members Norton Stern, Mark Burns and Jordann Andrusiak to provide a picture of the people who work together on behalf of the Synergy Capital Solutions client experience. In this episode, you will learn: How Mark and Norton … Continue reading Staying Connected as a Team →

Is it time to make a change in your professional or business life?  David Vallieres is joined by Daniel Alfredson, Vice President of Client Services at Synergy Capital Solutions to discuss the tough questions that need to be answered when starting, expanding or exiting your business In this episode, you will learn: The types of … Continue reading Taking the Next Steps in Business — with Guest Daniel Alfredson →

When it comes to your finances, it takes a team to drive the ship. At Synergy Capital Solutions, we’ve built a team that has the answers to your questions and your best interest in mind.  In this episode, David Vallieres is joined by Norton Stern, Anne Iwasko, Lisa Inman and Jeff Royse as he introduces … Continue reading The Trusted Team →

When it comes to your investments, knowing the terms and phrases that your advisor is talking about can be very helpful. David Vallieres is joined by Eric Nahat as they go back to basics with investment terms. Whether your investment knowledge is general or advanced, David and Eric are here to answer your questions.  In … Continue reading Investing 101: Back to Basics →

When it comes to your finances, it is inevitable that you will have questions. Likely, your questions are common, and we’ve got the answers you’re looking for.  David Vallieres is joined by Jordann Andrusiak, Norton Stern, and Jeff Allen to answer your frequently asked questions about financial planning,  In this episode, you will learn: Whether … Continue reading Answering Your Frequently Asked Questions →

A special needs trust is a specialized type of trust that is designed to provide services to help a beneficiary with a disability to obtain benefits and enjoy an increased quality of life. In this episode of Your Financial-Plan It, David Vallieres is joined again by Bill Brown to continue their series on estate planning, … Continue reading A Deep Dive into Special Needs Trusts – With Bill Brown →

One of the more intricate aspects of estate planning is wealth transfer. But what really is wealth transfer and how does it work?  In this episode of Your Financial-Plan It, David Vallieres is joined again by Mark and Alex Burns to take a deep dive into estate planning and a deeper dive into wealth transfer. … Continue reading Considerations for Estate Planning — with Mark and Alex Burns →

It’s no secret that COVID-19 caused some big drops in the market, but recently, the rates seem to be picking up. In this special market update episode of Your Financial-Plan It, David Vallieres is joined by Mark Burns and Eric Nahat to discuss and update you on several market aspects that have been impacted by … Continue reading Analyzing the Economy Amidst COVID-19 – With Guests Mark Burns and Eric Nahat →

Have you ever heard estate planning success stories? In this episode, David Vallieres is joined again by Norton Stern to share stories of how estate planning has added value to family’s lives and addressed their biggest concerns.  In this episode, you will learn: Reasons to work with a fiduciary advisor The pros and cons of … Continue reading Helping Families Through Estate Planning with Norton Stern →

In this special episode, David Vallieres is joined again by Mark Burns, CEO of Synergy Capital Solutions and Director of the Synergy Investment Committee. Today, Mark takes a deep dive into what goes into the portfolio construction of a well-versed financial plan.   Tune in now to learn how Synergy Capital Solutions takes the time to … Continue reading Constructing a Well-Versed Financial Plan →

In this special episode, David Vallieres is joined again by Jordann Andrusiak, and John McCarron team members at Synergy Capital Solutions. John splits his time between playing professional hockey and his financial career, currently studying for his CFP.  Today the team is taking the time to provide some explanation about some very important financial documents.  … Continue reading Introduction to Estate Planning →

In this special episode, David Vallieres is joined by Bill Brown, a partner at Synergy Capital Solutions who also happens to be a member of the Synergy Investment Committee. Today Bill shares insights on who might be good candidates for advanced financial planning, and how to protect wealth in multi-generational families. Tune in now to … Continue reading Special Market Update: Advanced Financial Planning →