Podcasts about CNBC

Self Created Valuation Boosts Apple Announces new Podcast push AI – A breakdown Playing them like a fiddle – Warner Brothers PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - A NEW CTP just announced - China releasing new AI models - AI - A breakdown - we are on overload - Big Employment news.... Markets - Self Created Valuation Boosts - Apple Announces new Podcast push - Playing them like a fiddle - Warner Brothers Quick Note - Going to rip up the playbook on something this week on TDI Podcast. Anyone who owns an annuity should listen to what is about to come on next Sundays show.....  No Agenda... Olympics - Anything to discuss? MONEY FOR ALL - The average tax refund is 10.9% higher so far this season, compared to about the same point in 2025, according to early filing data from the IRS. - The 2026 tax season opened Jan. 26, and the average refund amount was $2,290 as of Feb. 6, up from $2,065 about one year prior, the IRS reported Friday night. - As of Feb. 6, the total amount refunded was more than $16.9 billion, up 1.9% compared to last year, according to the IRS release. That figure reflects current-year returns only. - This is partly because there were excess-witholdings from last year on the rules changed and paycheck withholdings were not adjusted. This is a one time situation.. Emplyment - 4.3% - "Better" than expected payrolls number - A major revision was released last Wednesday. Overall 2025 job growth was much weaker than initially reported. The total net change for the full year 2025 was revised down from +584,000 jobs to just +181,000 jobs (seasonally adjusted) — an average of only about 15,000 jobs added per month instead of ~49,000. This made 2025 one of the weakest years for job creation in recent non-recession periods. - Employment levels were consistently overstated throughout 2025 by roughly 800,000 to over 1 million jobs, peaking around mid-year. For example: By March 2025, the level was revised down by 898,000. By December 2025 (preliminary), down by 1,029,000. - Monthly changes were also adjusted downward in most cases (e.g., August's originally reported -26,000 became a larger loss of -70,000; September's +108,000 became +76,000). - The revisions reflect normal annual benchmarking, but this one was unusually large (larger than the typical 0.2% average over the prior decade), likely due to factors like overestimation of business births or other data mismatches. - In short, the data reveals that the U.S. labor market in 2025 was significantly softer than the monthly headlines suggested at the time — job growth was overstated by a substantial margin, painting a picture of a much weaker employment picture for the year. AI Updates - While U.S. markets have been focused on the impact of Anthropic and Altruist's tools on software and financial services, China's tech giants have released AI models this week that have shown advancements in robotics and video generation. - Google is reporting that China's AI models are just MONTHS behind western models - However - is this progress? In a video demo, Alibaba showed a robot with pincers for hands that appeared to be able to count oranges, pick them up and place them in a basket. It was also shown taking milk out of a fridge. - Alibaba on Monday unveiled a new artificial intelligence model Qwen 3.5 designed to execute complex tasks independently, with big improvements in performance and cost that the Chinese tech giant claims beat major U.S. rival models on several benchmarks. - Zhipu AI — which trades as Knowledge Atlas Technology in Hong Kong said the model approaches Anthropic's Claude Opus 4.5 in coding benchmarks while surpassing Google's Gemini 3 Pro on some tests. - Shares of MiniMax also jumped Thursday after it launched its updated M2.5 open-source model with enhanced AI agent tools. Grok Update - Grok, Elon Musk's AI chatbot, has been gaining ground in the U.S. over the past months, data showed, even as it draws global censure and regulatory scrutiny after being used to generate a wave of non-consensual sexualized images of women and minors. - U.S. market share of the tool rose to 17.8% last month from 14% in December, and 1.9% in January 2025, according to data from research firm Apptopia. - Men are still the largest % users of Grok ~ 78% (down from 89% in April 2025) AI Market Share - ChatGPT's share slumped to 52.9% last month from 80.9% in January last year, while Gemini's grew to 29.4% from 17.3% over the same period. AI Market Share InfoGrapic and AI Understanding - Have we gone through this? - At its core, AI is technology that lets machines perform tasks that normally require human intelligence — things like understanding language, recognizing images, making decisions, or solving problems. - Modern AI (especially since ~2022) is dominated by machine learning — systems that learn patterns from huge amounts of data instead of being explicitly programmed rule-by-rule. - Inference is the "using" or "applying" phase of AI — when a trained model takes new input and produces an output / prediction / answer. Contrast with training (the "learning" phase): ------ Training ? Like a student studying for years: very compute-heavy, expensive, done once (or rarely) on massive servers/GPUs, adjusts billions of parameters based on examples. ------ Inference ? Like the student taking a test or doing their job: much faster, cheaper, runs on your phone/laptop/cloud, uses the fixed knowledge from training to respond instantly. - gentic AI takes regular AI (like chat models) to the next level: instead of just answering questions or generating text, these systems act autonomously to achieve goals with minimal human help. "Agentic" comes from "agency" — the ability to make decisions, plan, use tools, take actions, adapt, and even learn from results — like a smart digital employee rather than just a smart answer machine. AI Infographic Last AI Item - A shortage of memory chips is hammering profits, derailing corporate plans, and inflating price tags on various products, with the crunch expected to get worse. - The fundamental reason for the squeeze is the buildout of AI data centers, with companies like Alphabet and OpenAI buying up large shares of memory chip production, leaving consumer electronics producers fighting over a dwindling supply. - The resulting price spikes are causing concern, with some warning of "RAMmageddon" and others predicting that memory chip prices will go "parabolic", bringing lavish profits to some companies but painful prices to the rest of the electronics sector. Here is something: - Gallup will no longer track presidential approval ratings after nearly 90 years - Founded by George Gallup in 1935, the Washington, DC-based management company began tracking the president's job performance 88 years ago. - Gallup told USA TODAY it will no longer publish "favorability ratings of political figures," a decision it said "reflects an evolution in how Gallup focuses its public research and thought leadership." - Gallup said the ratings are now "widely produced, aggregated and interpreted, and no longer represent an area where Gallup can make its most distinctive contribution." - "Our commitment is to long-term, methodologically sound research on issues and conditions that shape people's lives," the company wrote, adding that its work will continue through the Gallup Poll Social Series, the Gallup Quarterly Business Review, the World Poll and more. - Seems like they are unable to SHAPE opinion due to social media etc.....? Apple Podcast Update - Big news! - Apple on Monday announced that it will bring a new integrated video podcast experience to Apple Podcasts this spring. - The move comes as video viewership continues to reshape podcasting. About 37% of people over age 12 watch video podcasts monthly, according to Edison Research. - The update brings Apple Podcasts more in-line with its competitors Spotify, YouTube and now Netflix, which have increasingly leaned into video podcasting. -“Twenty years ago, Apple helped take podcasting mainstream by adding podcasts to iTunes, and more than a decade ago, we introduced the dedicated Apple Podcasts app,” said Eddy Cue, Apple's senior vice president of Services, in a statement. “ - By bringing a category-leading video experience to Apple Podcasts, we're putting creators in full control of their content and how they build their businesses, while making it easier than ever for audiences to listen to or watch podcasts.” M&A - Texas Instruments Inc. has reached an agreement to buy Silicon Laboratories Inc. for about $7.5 billion, deepening its exposure to several markets for chips. - Silicon Labs investors will receive $231 in cash for each share of the company's common stock and the transaction is expected to close in the first half of 2027. - The transaction still needs to win approval by investors in Silicon Labs and shares of Silicon Labs surged by 51% to $206.48 after the announcement. Inflation - This helps - PepsiCo, will cut prices on core brands such as Lay's and Doritos by up to 15% following a consumer backlash against several previous price hikes, the snacks and beverage maker said on Tuesday after it topped fourth-quarter results. Miran - Moving - Federal Reserve Governor Stephen Miran is leaving his post as chair of the Council of Economic Advisers, CNBC has confirmed. - He joined the CEA in January 2025, but had been on leave from that post since last September when he filled the unexpired term of former Fed Governor Adriana Kugler.- He reamins on Fed board No Biggie???? - There are some astonishing cased being reported of Bad AI in the operating room - JNJ's TruDi Navigation System - Since AI was added to the device, the FDA has received unconfirmed reports of at least 100 malfunctions and adverse events. - At least 10 people were injured between late 2021 and November 2025, according to the reports. Most allegedly involved errors in which the TruDi Navigation System misinformed surgeons about the location of their instruments while they were using them inside patients' heads during operations. - Cerebrospinal fluid reportedly leaked from one patient's nose. In another reported case, a surgeon mistakenly punctured the base of a patient's skull. In two other cases, patients each allegedly suffered strokes after a major artery was accidentally injured. Cuba - The main airport has putt out a bulletin that they are out of Jet Fuel - Blackouts and lack of other fuels are creating big problems - No airlines have stopped running at this point, but many will as they cannot refuel - This is a bigger problem for cargo planes (supplies) that may not be able to risk flying to Cuba as they will not be able to get out. Dalio Warning -  Legendary investor Ray Dalio said on Tuesday the world was “on the brink” of a capital war. - He said central banks and sovereign wealth funds were already preparing for measures like foreign exchange and capital controls. - "When money is weaponized using measures like trade embargoes, blocking access to capital markets, or using ownership of debt as leverage." - “Capital, money, matters,” Dalio said Tuesday. “We're seeing capital controls … taking place all over the world today, and who will experience that is questionable. So, we are on the brink — that doesn't mean we are in [a capital war now], but it means that it's a logical concern.” - Could this be why gold and siver are being hoarded (physical assets over digital currency? - Is China's edict to banks to diversify away from US Treasuries a sign? Self Boosted Valuation - Waymo is aiming to raise about $16 billion in a financing-round that would value it at nearly $110 billion, Bloomberg News reported, citing people familiar with the matter. - Alphabet would provide about $13 billion to the autonomous driving firm while the rest would come from investors including Sequoia Capital, DST Global and Dragoneer Investment Group, the report added. - Soooooo - Waymo is a unit of Alphabet.... Alphabet providing 80% of the funding that boosts valuations..... Hmmmmmmmm Warner Brothers -  Warner Bros Discovery Inc is considering reopening sale talks with Paramount Skydance Corp after receiving its amended offer. - The Warner Bros board is discussing whether Paramount could offer a path to a superior deal, which may ignite a second bidding war with Netflix Inc. - Paramount submitted amended terms that addressed several concerns, including covering a fee owed to Netflix and offering to backstop a Warner Bros debt refinancing. Economics Coming Up - Short Week - plenty of Reports - Wednesday - Durable Goods, Housing Starts, Industrial Production, FOMC Minutes - Thursday - Philly Fed, Initial Claims - Friday: PCE, Personal Income and Spending, GDP for Q4 (3.6%) ----- New Home Sales, UMich Feb Final   Love the Show? Then how about a Donation? ANNOUNCING THE THE CLOSEST TO THE PIN for CATERPILLAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Carl Quintanilla, Jim Cramer and David Faber explored Wednesday's gains in the tech sector, one day after the Nasdaq snapped a four-session losing streak and Amazon ended nine consecutive days of losses. Meta expands its deal with Nvidia to purchase millions of chips from the world's most valuable company. The anchors also discussed the latest on Anthropic and the most dominant AI titans. Also in focus: Microsoft as this year's worst performer among the Magnificent 7, Palo Alto Networks slides, what Netflix Co-CEO Ted Sarandos told CNBC about regulatory issues and the company's offer to buy Warner assets, Oil rises on U.S.-Iran tensions, "Faber Report" on MSG Sports exploring a split of its New York Knicks and Rangers businesses. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sedano is mad at the Youtube chat, and Morales gets him fired up and starts naming names! Jeanie Buss did an interview with CNBC's Alex Sherman and asked him a lot of questions that Lakers fans want answers to. Sedano points out her comment about having more "resources" under the team's new ownership, and Kap gets mad at how she answered some of the questions! More on Mick Cronin being a bully and a jerkface to his players as more things about him start to appear on social media. Back to Jeanie Buss - Kap is fascinated with how she answers the question about being able to maintain control over star players and the machine around them?  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Kap wants the CNBC reporter interviewing Jeanie Buss to STOP PUSSYFOOTING around in his questions about the Lakers and LeBron!!  RCee from RCee's Barbershop in Paramount stops by the show to talk about Kap's big day at his shop yesterday - and how Kap is still glowing from his rosé treatment! Back to the Jeanie Buss interview again - and the whole crew gets into a heated debate about how the Lakers were run under Jeanie, and how it's on her for getting into the LeBron business without knowing exactly what she was getting herself into! Plus, Jorge goes on a rant about how LeBron DID save the Lakers, whether people like to admit it or not. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In the latest chapter of the bidding war for Warner Brothers Discovery's film and media assets, Paramount Skydance will have 7 days to submit an offer to rival Netflix's. CNBC's David Faber breaks down the morning's news and the week to come. The U.S. and Iran are engaging in nuclear talks today in Geneva, and the U.S. military is at odds with Anthropic over the company's concerns about the agency's use of its AI Claude. Plus, mentions in the Epstein Files have prompted career decisions for media executive Casey Wasserman and Hyatt's former executive chairman Thomas Pritzker. Then, president and CEO of National Urban League Marc Morial reflects on Reverend Jesse Jackson's legacy, as he remembers his late friend and fellow civil rights leader.  David Faber, 11:30Marc Morial - 22:33 In this episode:Marc Morial, @MARCMORIALDavid Faber, @davidfaberBecky Quick, @BeckyQuickJoe Kernen, @JoeSquawkCameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Carl Quintanilla, David Faber and Michael Santoli led off the show with continuing weakness in tech, software and other sectors in wake of fears about AI. Warner Bros. Discovery says it will restart deal talks with Paramount Skydance despite urging shareholders to back Netflix's takeover offer. Ford refutes reports that it has asked the Trump Administration to allow Chinese EV technology into the U.S. — hear what Ford executives told CNBC about what the automaker is doing when it comes to joint ventures. Also in focus: Amazon's nine-session losing streak, Apple's podcast push, the stocks rising on activism moves, Danaher to buy Masimo in a $10 billion deal, why "The Late Show" host Stephen Colbert is slamming CBS. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For more than 170 years, Wells Fargo built a reputation as an all-American Main Street lender. Now, it is charting a new path and pushing into investment banking, something that many other banks have tried and failed to do. The FT's US banking editor Joshua Franklin and US banking correspondent Akila Quinio discuss what Wells Fargo does — and doesn't have — going for it as it pursues this strategy.Clips from, CNN, CBS News, CNBC, CNN, HBO, KPIX, KRON4, NBC News, Wells FargoThe FT does not use generative AI to voice its podcasts.New episodes available on Acast, Apple Podcasts, Pocket Casts or Spotify. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Send a textIn the sixth installment of He Said, She Said on the Risk Reversal Podcast, Kristen and Jen are joined by CNBC's Dan Nathan and Guy Adami to talk century bonds, Paramount / Warner Brothers update, and the existential angst surrounding AI. The episode kicks off with a listener question about Alphabet's recent $32 billion debt issuance, including a rare 100-year sterling bond, prompting a deep dive into who issues century bonds, who actually buys them, and what locking in ultra-long-term rates signals about corporate views on term premium and fiscal risk. From there, the group pivots to an update on the Warner Bros–Paramount–Netflix saga, Finally, the crew tackles the market's rapidly shifting narrative around AI. What was once a universal tailwind for SaaS and hyperscalers now feels like a sector-wide threat, with investors “shooting first and asking questions later.” The group weigh in on productivity, unemployment fears, private market risk, and whether today's selloff in software names is a buying opportunity or a warning sign. For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

The crew starts of the YouTube hour talking more Olympics, including the big Team Canada curling scandal, where both the men's and women's teams were accused of double-touching the stone! Shaq was on Unsportsmanlike earlier and explained why he thinks LeBron will play two more years, and Kap and Lindsey agree. Plus, Jeanie Buss faced some surprisingly hard-hitting questions in an interview with CNBC. Producer Lindsey brings up Mark Cuban's comments about how the NBA should ‘embrace tanking' for the fans' sake. This prompts a whole convo about ideas to fix tanking, how fans feel about it and how potentially adding two expansion teams could potentially make it worse. Plus, what if teams could just write a blank check for a lottery pick??? Kap's Dealer's Choice presented by Sellers Advantage is about going with Beto and Sedano to get a haircut at their barbershop in Paramount later today. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Want to watch this episode? See the livestream on our YouTube channel here.Topics we cover on this first LIVE episode are:Washington State Senate Bill 6091: Prohibiting real estate brokers from marketing residential properties to an exclusive group of prospective buyers or real estate brokers. View the bill for yourself here.January home sales TANK more than 8%! What is behind this headline and how do we navigate news like this? Read the CNBC article here.If you find value out of this episode (or any of them) share it out! Take a screen shot and post it to your instagram stories, tagging us @lifeatentenths.Learn more about our community by visiting our website at tentenths.co and downloading our app! Just search Life At Ten Tenths on your app store.

European equities futures point south as Wall Street is set to return to trading following the President's Day holiday. A.I. concerns remain with the Nasdaq stuck deep in the red. Eurogroup ministers meet in Brussels to plan to strengthen the euro's role globally. The bloc is also preparing to unveil new draft laws designed to protect key sectors of industry. In Geneva, a second round of nuclear talks between the U.S. and Iran are due to begin with President Trump indirectly involved. Officials from Ukraine, Russia and the U.S. also meet for another round of peace negotiations.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Il CEO di Anthropic ha scritto un saggio in cui ammette che Claude ha mostrato comportamenti di inganno e ricatto, e mappa 5 rischi esistenziali dell'AI. Lo riassumo e dico la mia — incluse le dimissioni del capo della safety, i 20 milioni per la regolamentazione e il confronto con OpenAI.Fonti e approfondimenti:- The Adolescence of Technology — Dario Amodei: https://www.darioamodei.com/essay/the-adolescence-of-technology- 96% blackmail rate nei modelli AI — Fortune: https://fortune.com/2025/06/23/ai-models-blackmail-existence-goals-threatened-anthropic-openai-xai-google/- Dimissioni Mrinank Sharma — The Hill: https://thehill.com/policy/technology/5735767-anthropic-researcher-quits-ai-crises-ads/- Anthropic dona $20M per la regolamentazione — CNBC: https://www.cnbc.com/2026/02/12/anthropic-gives-20-million-to-group-pushing-for-ai-regulations-.html- Anthropic vs Pentagono — TechCrunch: https://techcrunch.com/2026/02/15/anthropic-and-the-pentagon-are-reportedly-arguing-over-claude-usage/- Matt Shumer: "siamo nel febbraio 2020 dell'AI" — Fortune: https://fortune.com/2026/02/11/something-big-is-happening-ai-february-2020-moment-matt-shumer/- OpenAI toglie "safely" dalla missione — The Conversation: https://theconversation.com/openai-has-deleted-the-word-safely-from-its-mission-and-its-new-structure-is-a-test-for-whether-ai-serves-society-or-shareholders-274467- Legge italiana AI 132/2025 — Federprivacy: https://www.federprivacy.org/informazione/primo-piano/privacy-e-intelligenza-artificiale-dopo-la-nuova-legge-132-2025-il-modello-italiano-per-un-innovazione-responsabileLa mia app: https://play.google.com/store/apps/details?id=com.edodusi.coderoutine&hl=it-it00:00 Intro01:28 Chi è Amodei e perché questo saggio conta02:55 I 5 rischi dell'AI secondo chi la costruisce09:19 Il mio take: trasparenza, lavoro e Europa16:14 Outro#anthropic #ai #dario-amodei #safety #rischi #europa #cina

With the stock market coming off its worst week all year and the biggest stocks rolling over, investors continue to believe better times are ahead. Guy Adami, co-founder of Risk Reversal and co-star of CNBC's Fast Money, drops in to give us a reality check on the health of the market, and how to pick the right stocks during this violent rotation. Plus, the lack of affordability has pushed more younger investors into the market than any time in history. Hopefully, they'll stick around for the long term. Learn more about your ad choices. Visit podcastchoices.com/adchoices

U.S. Secretary of State Marco Rubio insists that Washington wants to reform rather than abandon the trans-Atlantic alliance. We speak exclusively to German foreign minister Johann Wadephul at the Munich Security Conference who says Rubio's speech assured the path of future cooperation. European equities are called higher while U.S. markets are shut for President's Day with A.I. concerns continuing to be felt across sectors. Japanese Q4 GDP disappoints, coming in at only 0.2 per cent on the year and far below expectations.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today on America in the Morning Police Match A Glove In Guthrie Case The FBI now confirms that DNA found inside the glove discovered near Nancy Guthrie's home belongs to a man, and appears to match the gloves seen being worn by the masked person in doorbell video the night the 84-year-old vanished from her Tucson, Arizona home.  Correspondent Julie Walker reports on where the investigation stands into the disappearance of the mother of NBC Today Show host Savannah Guthrie.   Munich Back-And-Forth   Secretary of State Marco Rubio says the US wants to re-vitalize its friendship with Europe, but in the same speech, he criticized several bedrock European values -and European and some American political leaders are pushing back.  More from correspondent Rich Johnson.   Massie Slams Bondi A Republican congressman leading the House investigation into the Epstein files says he's lost confidence in U-S Attorney General Pam Bondi.  Correspondent Clayton Neville reports.   Board Of Peace Plans President Donald Trump's new Board of Peace is pledging $5 billion dollars toward rebuilding Gaza.  Correspondent Donna Warder reports there are still questions as to when Phase 2 of the ceasefire deal will be fully implemented, and exactly how the Board of Peace money will be spent.   Storms On Two Coasts Wicked winter weather on both coasts is expected to impact California and New York this morning.    Stanford Hung Jury A jury fails to reach a verdict in the trial of Stanford protesters.  Correspondent Jennifer King reports the jury could not decide whether 13 students who were arrested during anti-Israel protests caused the hundreds of thousands of dollars in damage to the campus.   Partial Government Shutdown A partial government shutdown continues into another week after lawmakers failed to come to terms on a spending bill.  Correspondent Clayton Neville reports.    Homan Talks Drawdown The drawdown of immigration agents is underway in Minneapolis.  Correspondent Julie Walker reports President Trump's border czar says a 'small' security force will remain in Minnesota, while the Minneapolis Mayor Jacob Frey says the damage from having ICE agents in his city doesn't justify the results.   Olympic Pressure The talk of the Olympics has turned to what many are calling the meltdown on the ice of the American who was destined to win gold.  Steve Futterman reports on the latest from the Winter Games in Milan.   US-Iran Talks Iranian State Media reported that the nation's foreign minister will attend the indirect talks between the Islamic Republic and the United States, which comes as CNBC is reporting that potential energy, mining, and aircraft deals will be on the table as both sides discuss a nuclear deal.  Correspondent Ed Donahue reports on new U.S. action geared toward Iran, with a second aircraft carrier task force heading to the region. US Intercepts Another Oil Tanker The Department of War said Sunday that American forces intercepted a vessel in the Indo-Pacific after it attempted to evade a quarantine order issued by the Trump administration.   NJ Man Guilty A New Jersey man has been found guilty in a bizarre murder plot targeting his own brother and his family.  The details from correspondent Jennifer King.   Finally   Who ever thought back in December of 1989 that an animated cartoon debuting about the Simpson family in the fictional town of Springfield would still be going strong today, and more seasons are still to come.  Entertainment reporter Kevin Carr has the latest on a history-making episode. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Emmanuel et Guillaume discutent de divers sujets liés à la programmation, notamment les systèmes de fichiers en Java, le Data Oriented Programming, les défis de JPA avec Kotlin, et les nouvelles fonctionnalités de Quarkus. Ils explorent également des sujets un peu fous comme la création de datacenters dans l'espace. Pas mal d'architecture aussi. Enregistré le 13 février 2026 Téléchargement de l'épisode LesCastCodeurs-Episode-337.mp3 ou en vidéo sur YouTube. News Langages Comment implémenter un file system en Java https://foojay.io/today/bootstrapping-a-java-file-system/ Créer un système de fichiers Java personnalisé avec NIO.2 pour des usages variés (VCS, archives, systèmes distants). Évolution Java: java.io.File (1.0) -> NIO (1.4) -> NIO.2 (1.7) pour personnalisation via FileSystem. Recommander conception préalable; API Java est orientée POSIX. Composants clés à considérer: Conception URI (scheme unique, chemin). Gestion de l'arborescence (BD, métadonnées, efficacité). Stockage binaire (emplacement, chiffrement, versions). Minimum pour démarrer (4 composants): Implémenter Path (représente fichier/répertoire). Étendre FileSystem (instance du système). Étendre FileSystemProvider (moteur, enregistré par scheme). Enregistrer FileSystemProvider via META-INF/services. Étapes suivantes: Couche BD (arborescence), opérations répertoire/fichier de base, stockage, tests. Processus long et exigeant, mais gratifiant.   Un article de brian goetz sur le futur du data oriented programming en Java https://openjdk.org/projects/amber/design-notes/beyond-records Le projet Amber de Java introduit les "carrier classes", une évolution des records qui permet plus de flexibilité tout en gardant les avantages du pattern matching et de la reconstruction Les records imposent des contraintes strictes (immutabilité, représentation exacte de l'état) qui limitent leur usage pour des classes avec état muable ou dérivé Les carrier classes permettent de déclarer une state description complète et canonique sans imposer que la représentation interne corresponde exactement à l'API publique Le modificateur "component" sur les champs permet au compilateur de dériver automatiquement les accesseurs pour les composants alignés avec la state description Les compact constructors sont généralisés aux carrier classes, générant automatiquement l'initialisation des component fields Les carrier classes supportent la déconstruction via pattern matching comme les records, rendant possible leur usage dans les instanceof et switch Les carrier interfaces permettent de définir une state description sur une interface, obligeant les implémentations à fournir les accesseurs correspondants L'extension entre carrier classes est possible, avec dérivation automatique des appels super() quand les composants parent sont subsumés par l'enfant Les records deviennent un cas particulier de carrier classes avec des contraintes supplémentaires (final, extends Record, component fields privés et finaux obligatoires) L'évolution compatible des records est améliorée en permettant l'ajout de composants en fin de liste et la déconstruction partielle par préfixe Comment éviter les pièges courants avec JPA et Kotlin - https://blog.jetbrains.com/idea/2026/01/how-to-avoid-common-pitfalls-with-jpa-and-kotlin/ JPA est une spécification Java pour la persistance objet-relationnel, mais son utilisation avec Kotlin présente des incompatibilités dues aux différences de conception des deux langages Les classes Kotlin sont finales par défaut, ce qui empêche la création de proxies par JPA pour le lazy loading et les opérations transactionnelles Le plugin kotlin-jpa génère automatiquement des constructeurs sans argument et rend les classes open, résolvant les problèmes de compatibilité Les data classes Kotlin ne sont pas adaptées aux entités JPA car elles génèrent equals/hashCode basés sur tous les champs, causant des problèmes avec les relations lazy L'utilisation de lateinit var pour les relations peut provoquer des exceptions si on accède aux propriétés avant leur initialisation par JPA Les types non-nullables Kotlin peuvent entrer en conflit avec le comportement de JPA qui initialise les entités avec des valeurs null temporaires Le backing field direct dans les getters/setters personnalisés peut contourner la logique de JPA et casser le lazy loading IntelliJ IDEA 2024.3 introduit des inspections pour détecter automatiquement ces problèmes et propose des quick-fixes L'IDE détecte les entités finales, les data classes inappropriées, les problèmes de constructeurs et l'usage incorrect de lateinit Ces nouvelles fonctionnalités aident les développeurs à éviter les bugs subtils liés à l'utilisation de JPA avec Kotlin Librairies Guide sur MapStruct @IterableMapping - https://www.baeldung.com/java-mapstruct-iterablemapping MapStruct est une bibliothèque Java pour générer automatiquement des mappers entre beans, l'annotation @IterableMapping permet de configurer finement le mapping de collections L'attribut dateFormat permet de formater automatiquement des dates lors du mapping de listes sans écrire de boucle manuelle L'attribut qualifiedByName permet de spécifier quelle méthode custom appliquer sur chaque élément de la collection à mapper Exemple d'usage : filtrer des données sensibles comme des mots de passe en mappant uniquement certains champs via une méthode dédiée L'attribut nullValueMappingStrategy permet de contrôler le comportement quand la collection source est null (retourner null ou une collection vide) L'annotation fonctionne pour tous types de collections Java (List, Set, etc.) et génère le code de boucle nécessaire Possibilité d'appliquer des formats numériques avec numberFormat pour convertir des nombres en chaînes avec un format spécifique MapStruct génère l'implémentation complète du mapper au moment de la compilation, éliminant le code boilerplate L'annotation peut être combinée avec @Named pour créer des méthodes de mapping réutilisables et nommées Le mapping des collections supporte les conversions de types complexes au-delà des simples conversions de types primitifs Accès aux fichiers Samba depuis Java avec JCIFS - https://www.baeldung.com/java-samba-jcifs JCIFS est une bibliothèque Java permettant d'accéder aux partages Samba/SMB sans monter de lecteur réseau, supportant le protocole SMB3 on pense aux galériens qui doivent se connecter aux systèmes dit legacy La configuration nécessite un contexte CIFS (CIFSContext) et des objets SmbFile pour représenter les ressources distantes L'authentification se fait via NtlmPasswordAuthenticator avec domaine, nom d'utilisateur et mot de passe La bibliothèque permet de lister les fichiers et dossiers avec listFiles() et vérifier leurs propriétés (taille, date de modification) Création de fichiers avec createNewFile() et de dossiers avec mkdir() ou mkdirs() pour créer toute une arborescence Suppression via delete() qui peut parcourir et supprimer récursivement des arborescences entières Copie de fichiers entre partages Samba avec copyTo(), mais impossibilité de copier depuis le système de fichiers local Pour copier depuis le système local, utilisation des streams SmbFileInputStream et SmbFileOutputStream Les opérations peuvent cibler différents serveurs Samba et différents partages (anonymes ou protégés par mot de passe) La bibliothèque s'intègre dans des blocs try-with-resources pour une gestion automatique des ressources Quarkus 3.31 - Support complet Java 25, nouveau packaging Maven et Panache Next - https://quarkus.io/blog/quarkus-3-31-released/ Support complet de Java 25 avec images runtime et native Nouveau packaging Maven de type quarkus avec lifecycle optimisé pour des builds plus rapides voici un article complet pour plus de detail https://quarkus.io/blog/building-large-applications/ Introduction de Panache Next, nouvelle génération avec meilleure expérience développeur et API unifiée ORM/Reactive Mise à jour vers Hibernate ORM 7.2, Reactive 3.2, Search 8.2 Support de Hibernate Spatial pour les données géospatiales Passage à Testcontainers 2 et JUnit 6 Annotations de sécurité supportées sur les repositories Jakarta Data Chiffrement des tokens OIDC pour les implémentations custom TokenStateManager Support OAuth 2.0 Pushed Authorization Requests dans l'extension OIDC Maven 3.9 maintenant requis minimum pour les projets Quarkus A2A Java SDK 1.0.0.Alpha1 - Alignement avec la spécification 1.0 du protocole Agent2Agent - https://quarkus.io/blog/a2a-java-sdk-1-0-0-alpha1/ Le SDK Java A2A implémente le protocole Agent2Agent qui permet la communication standardisée entre agents IA pour découvrir des capacités, déléguer des tâches et collaborer Passage à la version 1.0 de la spécification marque la transition d'expérimental à production-ready avec des changements cassants assumés Modernisation complète du module spec avec des Java records partout remplaçant le mix précédent de classes et records pour plus de cohérence Adoption de Protocol Buffers comme source de vérité avec des mappers MapStruct pour la conversion et Gson pour JSON-RPC Les builders utilisent maintenant des méthodes factory statiques au lieu de constructeurs publics suivant les best practices Java modernes Introduction de trois BOMs Maven pour simplifier la gestion des dépendances du SDK core, des extensions et des implémentations de référence Quarkus AgentCard évolue avec une liste supportedInterfaces remplaçant url et preferredTransport pour plus de flexibilité dans la déclaration des protocoles Support de la pagination ajouté pour ListTasks et les endpoints de configuration des notifications push avec des wrappers Result appropriés Interface A2AHttpClient pluggable permettant des implémentations HTTP personnalisées avec une implémentation Vert.x fournie Travail continu vers la conformité complète avec le TCK 1.0 en cours de développement parallèlement à la finalisation de la spécification Pourquoi Quarkus finit par "cliquer" : les 10 questions que se posent les développeurs Java - https://www.the-main-thread.com/p/quarkus-java-developers-top-questions-2025 un article qui revele et repond aux questions des gens qui ont utilisé Quarkus depuis 4-6 mois, les non noob questions Quarkus est un framework Java moderne optimisé pour le cloud qui propose des temps de démarrage ultra-rapides et une empreinte mémoire réduite Pourquoi Quarkus démarre si vite ? Le framework effectue le travail lourd au moment du build (scanning, indexation, génération de bytecode) plutôt qu'au runtime Quand utiliser le mode réactif plutôt qu'impératif ? Le réactif est pertinent pour les workloads avec haute concurrence et dominance I/O, l'impératif reste plus simple dans les autres cas Quelle est la différence entre Dev Services et Testcontainers ? Dev Services utilise Testcontainers en gérant automatiquement le cycle de vie, les ports et la configuration sans cérémonie Comment la DI de Quarkus diffère de Spring ? CDI est un standard basé sur la sécurité des types et la découverte au build-time, différent de l'approche framework de Spring Comment gérer la configuration entre environnements ? Quarkus permet de scaler depuis le développement local jusqu'à Kubernetes avec des profils, fichiers multiples et configuration externe Comment tester correctement les applications Quarkus ? @QuarkusTest démarre l'application une fois pour toute la suite de tests, changeant le modèle mental par rapport à Spring Boot Que fait vraiment Panache en coulisses ? Panache est du JPA avec des opinions fortes et des défauts propres, enveloppant Hibernate avec un style Active Record Doit-on utiliser les images natives et quand ? Les images natives brillent pour le serverless et l'edge grâce au démarrage rapide et la faible empreinte mémoire, mais tous les apps n'en bénéficient pas Comment Quarkus s'intègre avec Kubernetes ? Le framework génère automatiquement les ressources Kubernetes, gère les health checks et métriques comme s'il était nativement conçu pour cet écosystème Comment intégrer l'IA dans une application Quarkus ? LangChain4j permet d'ajouter embeddings, retrieval, guardrails et observabilité directement en Java sans passer par Python Infrastructure Les alternatives à MinIO https://rmoff.net/2026/01/14/alternatives-to-minio-for-single-node-local-s3/ MinIO a abandonné le support single-node fin 2025 pour des raisons commerciales, cassant de nombreuses démos et pipelines CI/CD qui l'utilisaient pour émuler S3 localement L'auteur cherche un remplacement simple avec image Docker, compatibilité S3, licence open source, déploiement mono-nœud facile et communauté active S3Proxy est très léger et facile à configurer, semble être l'option la plus simple mais repose sur un seul contributeur RustFS est facile à utiliser et inclut une GUI, mais c'est un projet très récent en version alpha avec une faille de sécurité majeure récente SeaweedFS existe depuis 2012 avec support S3 depuis 2018, relativement facile à configurer et dispose d'une interface web basique Zenko CloudServer remplace facilement MinIO mais la documentation et le branding (cloudserver/zenko/scality) peuvent prêter à confusion Garage nécessite une configuration complexe avec fichier TOML et conteneur d'initialisation séparé, pas un simple remplacement drop-in Apache Ozone requiert au minimum quatre nœuds pour fonctionner, beaucoup trop lourd pour un usage local simple L'auteur recommande SeaweedFS et S3Proxy comme remplaçants viables, RustFS en maybe, et élimine Garage et Ozone pour leur complexité Garage a une histoire tres associative, il vient du collectif https://deuxfleurs.fr/ qui offre un cloud distribué sans datacenter C'est certainement pas une bonne idée, les datacenters dans l'espace https://taranis.ie/datacenters-in-space-are-a-terrible-horrible-no-good-idea/ Avis d'expert (ex-NASA/Google, Dr en électronique spatiale) : Centres de données spatiaux, une "terrible" idée. Incompatibilité fondamentale : L'électronique (surtout IA/GPU) est inadaptée à l'environnement spatial. Énergie : Accès limité. Le solaire (type ISS) est insuffisant pour l'échelle de l'IA. Le nucléaire (RTG) est trop faible. Refroidissement : L'espace n'est pas "froid" ; absence de convection. Nécessite des radiateurs gigantesques (ex: 531m² pour 200kW). Radiations : Provoque erreurs (SEU, SEL) et dommages. Les GPU sont très vulnérables. Blindage lourd et inefficace. Les puces "durcies" sont très lentes. Communications : Bande passante très limitée (1Gbps radio vs 100Gbps terrestre). Le laser est tributaire des conditions atmosphériques. Conclusion : Projet extrêmement difficile, coûteux et aux performances médiocres. Data et Intelligence Artificielle Guillaume a développé un serveur MCP pour arXiv (le site de publication de papiers de recherche) en Java avec le framework Quarkus https://glaforge.dev/posts/2026/01/18/implementing-an-arxiv-mcp-server-with-quarkus-in-java/ Implémentation d'un serveur MCP (Model Context Protocol) arXiv en Java avec Quarkus. Objectif : Accéder aux publications arXiv et illustrer les fonctionnalités moins connues du protocole MCP. Mise en œuvre : Utilisation du framework Quarkus (Java) et son support MCP étendu. Assistance par Antigravity (IDE agentique) pour le développement et l'intégration de l'API arXiv. Interaction avec l'API arXiv : requêtes HTTP, format XML Atom pour les résultats, parser XML Jackson. Fonctionnalités MCP exposées : Outils (@Tool) : Recherche de publications (search_papers). Ressources (@Resource, @ResourceTemplate) : Taxonomie des catégories arXiv, métadonnées des articles (via un template d'URI). Prompts (@Prompt) : Exemples pour résumer des articles ou construire des requêtes de recherche. Configuration : Le serveur peut fonctionner en STDIO (local) ou via HTTP Streamable (local ou distant), avec une configuration simple dans des clients comme Gemini CLI. Conclusion : Quarkus simplifie la création de serveurs MCP riches en fonctionnalités, rendant les données et services "prêts pour l'IA" avec l'aide d'outils d'IA comme Antigravity. Anthropic ne mettra pas de pub dans Claude https://www.anthropic.com/news/claude-is-a-space-to-think c'est en reaction au plan non public d'OpenAi de mettre de la pub pour pousser les gens au mode payant OpenAI a besoin de cash et est probablement le plus utilisé pour gratuit au monde Anthropic annonce que Claude restera sans publicité pour préserver son rôle d'assistant conversationnel dédié au travail et à la réflexion approfondie. Les conversations avec Claude sont souvent sensibles, personnelles ou impliquent des tâches complexes d'ingénierie logicielle où les publicités seraient inappropriées. L'analyse des conversations montre qu'une part significative aborde des sujets délicats similaires à ceux évoqués avec un conseiller de confiance. Un modèle publicitaire créerait des incitations contradictoires avec le principe fondamental d'être "genuinely helpful" inscrit dans la Constitution de Claude. Les publicités introduiraient un conflit d'intérêt potentiel où les recommandations pourraient être influencées par des motivations commerciales plutôt que par l'intérêt de l'utilisateur. Le modèle économique d'Anthropic repose sur les contrats entreprise et les abonnements payants, permettant de réinvestir dans l'amélioration de Claude. Anthropic maintient l'accès gratuit avec des modèles de pointe et propose des tarifs réduits pour les ONG et l'éducation dans plus de 60 pays. Le commerce "agentique" sera supporté mais uniquement à l'initiative de l'utilisateur, jamais des annonceurs, pour préserver la confiance. Les intégrations tierces comme Figma, Asana ou Canva continueront d'être développées en gardant l'utilisateur aux commandes. Anthropic compare Claude à un cahier ou un tableau blanc : des espaces de pensée purs, sans publicité. Infinispan 16.1 est sorti https://infinispan.org/blog/2026/02/04/infinispan-16-1 déjà le nom de la release mérite une mention Le memory bounded par cache et par ensemble de cache s est pas facile à faire en Java Une nouvelle api OpenAPI AOT caché dans les images container Un serveur MCP local juste avec un fichier Java ? C'est possible avec LangChain4j et JBang https://glaforge.dev/posts/2026/02/11/zero-boilerplate-java-stdio-mcp-servers-with-langchain4j-and-jbang/ Création rapide de serveurs MCP Java sans boilerplate. MCP (Model Context Protocol): standard pour connecter les LLM à des outils et données. Le tutoriel répond au manque d'options simples pour les développeurs Java, face à une prédominance de Python/TypeScript dans l'écosystème MCP. La solution utilise: LangChain4j: qui intègre un nouveau module serveur MCP pour le protocole STDIO. JBang: permet d'exécuter des fichiers Java comme des scripts, éliminant les fichiers de build (pom.xml, Gradle). Implémentation: se fait via un seul fichier .java. JBang gère automatiquement les dépendances (//DEPS). L'annotation @Tool de LangChain4j expose les méthodes Java aux LLM. StdioMcpServerTransport gère la communication JSON-RPC via l'entrée/sortie standard (STDIO). Point crucial: Les logs doivent impérativement être redirigés vers System.err pour éviter de corrompre System.out, qui est réservé à la communication MCP (messages JSON-RPC). Facilite l'intégration locale avec des outils comme Gemini CLI, Claude Code, etc. Reciprocal Rank Fusion : un algorithme utile et souvent utilisé pour faire de la recherche hybride, pour mélanger du RAG et des recherches par mots-clé https://glaforge.dev/posts/2026/02/10/advanced-rag-understanding-reciprocal-rank-fusion-in-hybrid-search/ RAG : Qualité LLM dépend de la récupération. Recherche Hybride : Combiner vectoriel et mots-clés (BM25) est optimal. Défi : Fusionner des scores d'échelles différentes. Solution : Reciprocal Rank Fusion (RRF). RRF : Algorithme robuste qui fusionne des listes de résultats en se basant uniquement sur le rang des documents, ignorant les scores. Avantages RRF : Pas de normalisation de scores, scalable, excellente première étape de réorganisation. Architecture RAG fréquente : RRF (large sélection) + Cross-Encoder / modèle de reranking (précision fine). RAG-Fusion : Utilise un LLM pour générer plusieurs variantes de requête, puis RRF agrège tous les résultats pour renforcer le consensus et réduire les hallucinations. Implémentation : LangChain4j utilise RRF par défaut pour agréger les résultats de plusieurs retrievers. Les dernières fonctionnalités de Gemini et Nano Banana supportées dans LangChain4j https://glaforge.dev/posts/2026/02/06/latest-gemini-and-nano-banana-enhancements-in-langchain4j/ Nouveaux modèles d'images Nano Banana (Gemini 2.5/3.0) pour génération et édition (jusqu'à 4K). "Grounding" via Google Search (pour images et texte) et Google Maps (localisation, Gemini 2.5). Outil de contexte URL (Gemini 3.0) pour lecture directe de pages web. Agents multimodaux (AiServices) capables de générer des images. Configuration de la réflexion (profondeur Chain-of-Thought) pour Gemini 3.0. Métadonnées enrichies : usage des tokens et détails des sources de "grounding". Comment configurer Gemini CLI comment agent de code dans IntelliJ grâce au protocole ACP https://glaforge.dev/posts/2026/02/01/how-to-integrate-gemini-cli-with-intellij-idea-using-acp/ But : Intégrer Gemini CLI à IntelliJ IDEA via l'Agent Client Protocol (ACP). Prérequis : IntelliJ IDEA 2025.3+, Node.js (v20+), Gemini CLI. Étapes : Installer Gemini CLI (npm install -g @google/gemini-cli). Localiser l'exécutable gemini. Configurer ~/.jetbrains/acp.json (chemin exécutable, --experimental-acp, use_idea_mcp: true). Redémarrer IDEA, sélectionner "Gemini CLI" dans l'Assistant IA. Usage : Gemini interagit avec le code et exécute des commandes (contexte projet). Important : S'assurer du flag --experimental-acp dans la configuration. Outillage PipeNet, une alternative (open source aussi) à LocalTunnel, mais un plus évoluée https://pipenet.dev/ pipenet: Alternative open-source et moderne à localtunnel (client + serveur). Usages: Développement local (partage, webhooks), intégration SDK, auto-hébergement sécurisé. Fonctionnalités: Client (expose ports locaux, sous-domaines), Serveur (déploiement, domaines personnalisés, optimisé cloud mono-port). Avantages vs localtunnel: Déploiement cloud sur un seul port, support multi-domaines, TypeScript/ESM, maintenance active. Protocoles: HTTP/S, WebSocket, SSE, HTTP Streaming. Intégration: CLI ou SDK JavaScript. JSON-IO — une librairie comme Jackson ou GSON, supportant JSON5, TOON, et qui pourrait être utile pour l'utilisation du "structured output" des LLMs quand ils ne produisent pas du JSON parfait https://github.com/jdereg/json-io json-io : Librairie Java pour la sérialisation et désérialisation JSON/TOON. Gère les graphes d'objets complexes, les références cycliques et les types polymorphes. Support complet JSON5 (lecture et écriture), y compris des fonctionnalités non prises en charge par Jackson/Gson. Format TOON : Notation orientée token, optimisée pour les LLM, réduisant l'utilisation de tokens de 40 à 50% par rapport au JSON. Légère : Aucune dépendance externe (sauf java-util), taille de JAR réduite (~330K). Compatible JDK 1.8 à 24, ainsi qu'avec les environnements JPMS et OSGi. Deux modes de conversion : vers des objets Java typés (toJava()) ou vers des Map (toMaps()). Options de configuration étendues via ReadOptionsBuilder et WriteOptionsBuilder. Optimisée pour les déploiements cloud natifs et les architectures de microservices. Utiliser mailpit et testcontainer pour tester vos envois d'emails https://foojay.io/today/testing-emails-with-testcontainers-and-mailpit/ l'article montre via SpringBoot et sans. Et voici l'extension Quarkus https://quarkus.io/extensions/io.quarkiverse.mailpit/quarkus-mailpit/?tab=docs Tester l'envoi d'emails en développement est complexe car on ne peut pas utiliser de vrais serveurs SMTP Mailpit est un serveur SMTP de test qui capture les emails et propose une interface web pour les consulter Testcontainers permet de démarrer Mailpit dans un conteneur Docker pour les tests d'intégration L'article montre comment configurer une application SpringBoot pour envoyer des emails via JavaMail Un module Testcontainers dédié à Mailpit facilite son intégration dans les tests Le conteneur Mailpit expose un port SMTP (1025) et une API HTTP (8025) pour vérifier les emails reçus Les tests peuvent interroger l'API HTTP de Mailpit pour valider le contenu des emails envoyés Cette approche évite d'utiliser des mocks et teste réellement l'envoi d'emails Mailpit peut aussi servir en développement local pour visualiser les emails sans les envoyer réellement La solution fonctionne avec n'importe quel framework Java supportant JavaMail Architecture Comment scaler un système de 0 à 10 millions d'utilisateurs https://blog.algomaster.io/p/scaling-a-system-from-0-to-10-million-users Philosophie : Scalabilité incrémentale, résoudre les goulots d'étranglement sans sur-ingénierie. 0-100 utilisateurs : Serveur unique (app, DB, jobs). 100-1K : Séparer app et DB (services gérés, pooling). 1K-10K : Équilibreur de charge, multi-serveurs d'app (stateless via sessions partagées). 10K-100K : Caching, réplicas de lecture DB, CDN (réduire charge DB). 100K-500K : Auto-scaling, applications stateless (authentification JWT). 500K-10M : Sharding DB, microservices, files de messages (traitement asynchrone). 10M+ : Déploiement multi-régions, CQRS, persistance polyglotte, infra personnalisée. Principes clés : Simplicité, mesure, stateless essentiel, cache/asynchrone, sharding prudent, compromis (CAP), coût de la complexité. Patterns d'Architecture 2026 - Du Hype à la Réalité du Terrain (Part 1/2) - https://blog.ippon.fr/2026/01/30/patterns-darchitecture-2026-part-1/ L'article présente quatre patterns d'architecture logicielle pour répondre aux enjeux de scalabilité, résilience et agilité business dans les systèmes modernes Il présentent leurs raisons et leurs pièges Un bon rappel L'Event-Driven Architecture permet une communication asynchrone entre systèmes via des événements publiés et consommés, évitant le couplage direct Les bénéfices de l'EDA incluent la scalabilité indépendante des composants, la résilience face aux pannes et l'ajout facile de nouveaux cas d'usage Le pattern API-First associé à un API Gateway centralise la sécurité, le routage et l'observabilité des APIs avec un catalogue unifié Le Backend for Frontend crée des APIs spécifiques par canal (mobile, web, partenaires) pour optimiser l'expérience utilisateur CQRS sépare les modèles de lecture et d'écriture avec des bases optimisées distinctes, tandis que l'Event Sourcing stocke tous les événements plutôt que l'état actuel Le Saga Pattern gère les transactions distribuées via orchestration centralisée ou chorégraphie événementielle pour coordonner plusieurs microservices Les pièges courants incluent l'explosion d'événements granulaires, la complexité du debugging distribué, et la mauvaise gestion de la cohérence finale Les technologies phares sont Kafka pour l'event streaming, Kong pour l'API Gateway, EventStoreDB pour l'Event Sourcing et Temporal pour les Sagas Ces patterns nécessitent une maturité technique et ne sont pas adaptés aux applications CRUD simples ou aux équipes junior Patterns d'architecture 2026 : du hype à la réalité terrain part. 2 - https://blog.ippon.fr/2026/02/04/patterns-darchitecture-2026-part-2/ Deuxième partie d'un guide pratique sur les patterns d'architecture logicielle et système éprouvés pour moderniser et structurer les applications en 2026 Strangler Fig permet de migrer progressivement un système legacy en l'enveloppant petit à petit plutôt que de tout réécrire d'un coup (70% d'échec pour les big bang) Anti-Corruption Layer protège votre nouveau domaine métier des modèles externes et legacy en créant une couche de traduction entre les systèmes Service Mesh gère automatiquement la communication inter-services dans les architectures microservices (sécurité mTLS, observabilité, résilience) Architecture Hexagonale sépare le coeur métier des détails techniques via des ports et adaptateurs pour améliorer la testabilité et l'évolutivité Chaque pattern est illustré par un cas client concret avec résultats mesurables et liste des pièges à éviter lors de l'implémentation Les technologies 2026 mentionnées incluent Istio, Linkerd pour service mesh, LaunchDarkly pour feature flags, NGINX et Kong pour API gateway Tableau comparatif final aide à choisir le bon pattern selon la complexité, le scope et le use case spécifique du projet L'article insiste sur une approche pragmatique : ne pas utiliser un pattern juste parce qu'il est moderne mais parce qu'il résout un problème réel Pour les systèmes simples type CRUD ou avec peu de services, ces patterns peuvent introduire une complexité inutile qu'il faut savoir éviter Méthodologies Le rêve récurrent de remplacer voire supprimer les développeurs https://www.caimito.net/en/blog/2025/12/07/the-recurring-dream-of-replacing-developers.html Depuis 1969, chaque décennie voit une tentative de réduire le besoin de développeurs (de COBOL, UML, visual builders… à IA). Motivation : frustration des dirigeants face aux délais et coûts de développement. La complexité logicielle est intrinsèque et intellectuelle, non pas une question d'outils. Chaque vague technologique apporte de la valeur mais ne supprime pas l'expertise humaine. L'IA assiste les développeurs, améliore l'efficacité, mais ne remplace ni le jugement ni la gestion de la complexité. La demande de logiciels excède l'offre car la contrainte majeure est la réflexion nécessaire pour gérer cette complexité. Pour les dirigeants : les outils rendent-ils nos développeurs plus efficaces sur les problèmes complexes et réduisent-ils les tâches répétitives ? Le "rêve" de remplacer les développeurs, irréalisable, est un moteur d'innovation créant des outils précieux. Comment creuser des sujets à l'ère de l'IA générative. Quid du partage et la curation de ces recherches ? https://glaforge.dev/posts/2026/02/04/researching-topics-in-the-age-of-ai-rock-solid-webhooks-case-study/ Recherche initiale de l'auteur sur les webhooks en 2019, processus long et manuel. L'IA (Deep Research, Gemini, NotebookLM) facilite désormais la recherche approfondie, l'exploration de sujets et le partage des résultats. L'IA a identifié et validé des pratiques clés pour des déploiements de webhooks résilients, en grande partie les mêmes que celles trouvées précédemment par l'auteur. Génération d'artefacts par l'IA : rapport détaillé, résumé concis, illustration sketchnote, et même une présentation (slide deck). Guillaume s'interroge sur le partage public de ces rapports de recherche générés par l'IA, tout en souhaitant éviter le "AI Slop". Loi, société et organisation Le logiciel menacé par le vibe coding https://www.techbuzz.ai/articles/we-built-a-monday-com-clone-in-under-an-hour-with-ai Deux journalistes de CNBC sans expérience de code ont créé un clone fonctionnel de Monday.com en moins de 60 minutes pour 5 à 15 dollars. L'expérience valide les craintes des investisseurs qui ont provoqué une baisse de 30% des actions des entreprises SaaS. L'IA a non seulement reproduit les fonctionnalités de base mais a aussi recherché Monday.com de manière autonome pour identifier et recréer ses fonctionnalités clés. Cette technique appelée "vibe-coding" permet aux non-développeurs de construire des applications via des instructions en anglais courant. Les entreprises les plus vulnérables sont celles offrant des outils "qui se posent sur le travail" comme Atlassian, Adobe, HubSpot, Zendesk et Smartsheet. Les entreprises de cybersécurité comme CrowdStrike et Palo Alto sont considérées plus protégées grâce aux effets de réseau et aux barrières réglementaires. Les systèmes d'enregistrement comme Salesforce restent plus difficiles à répliquer en raison de leur profondeur d'intégration et de données d'entreprise. Le coût de 5 à 15 dollars par construction permet aux entreprises de prototyper plusieurs solutions personnalisées pour moins cher qu'une seule licence Monday.com. L'expérience soulève des questions sur la pérennité du marché de 5 milliards de dollars des outils de gestion de projet face à l'IA générative. Conférences En complément de l'agenda des conférences de Aurélie Vache, il y a également le site https://javaconferences.org/ (fait par Brian Vermeer) avec toutes les conférences Java à venir ! La liste des conférences provenant de Developers Conferences Agenda/List par Aurélie Vache et contributeurs : 12-13 février 2026 : Touraine Tech #26 - Tours (France) 12-13 février 2026 : World Artificial Intelligence Cannes Festival - Cannes (France) 19 février 2026 : ObservabilityCON on the Road - Paris (France) 6 mars 2026 : WordCamp Nice 2026 - Nice (France) 18 mars 2026 : Jupyter Workshops: AI in Jupyter: Building Extensible AI Capabilities for Interactive Computing - Saint-Maur-des-Fossés (France) 18-19 mars 2026 : Agile Niort 2026 - Niort (France) 20 mars 2026 : Atlantique Day 2026 - Nantes (France) 26 mars 2026 : Data Days Lille - Lille (France) 26-27 mars 2026 : SymfonyLive Paris 2026 - Paris (France) 26-27 mars 2026 : REACT PARIS - Paris (France) 27-29 mars 2026 : Shift - Nantes (France) 31 mars 2026 : ParisTestConf - Paris (France) 31 mars 2026-1 avril 2026 : FlowCon France 2026 - Paris (France) 1 avril 2026 : AWS Summit Paris - Paris (France) 2 avril 2026 : Pragma Cannes 2026 - Cannes (France) 2-3 avril 2026 : Xen Spring Meetup 2026 - Grenoble (France) 7 avril 2026 : PyTorch Conference Europe - Paris (France) 9-10 avril 2026 : Android Makers by droidcon 2026 - Paris (France) 9-11 avril 2026 : Drupalcamp Grenoble 2026 - Grenoble (France) 16-17 avril 2026 : MiXiT 2026 - Lyon (France) 17-18 avril 2026 : Faiseuses du Web 5 - Dinan (France) 22-24 avril 2026 : Devoxx France 2026 - Paris (France) 23-25 avril 2026 : Devoxx Greece - Athens (Greece) 6-7 mai 2026 : Devoxx UK 2026 - London (UK) 12 mai 2026 : Lead Innovation Day - Leadership Edition - Paris (France) 19 mai 2026 : La Product Conf Paris 2026 - Paris (France) 21-22 mai 2026 : Flupa UX Days 2026 - Paris (France) 22 mai 2026 : AFUP Day 2026 Lille - Lille (France) 22 mai 2026 : AFUP Day 2026 Paris - Paris (France) 22 mai 2026 : AFUP Day 2026 Bordeaux - Bordeaux (France) 22 mai 2026 : AFUP Day 2026 Lyon - Lyon (France) 28 mai 2026 : DevCon 27 : I.A. & Vibe Coding - Paris (France) 28 mai 2026 : Cloud Toulouse 2026 - Toulouse (France) 29 mai 2026 : NG Baguette Conf 2026 - Paris (France) 29 mai 2026 : Agile Tour Strasbourg 2026 - Strasbourg (France) 2-3 juin 2026 : Agile Tour Rennes 2026 - Rennes (France) 2-3 juin 2026 : OW2Con - Paris-Châtillon (France) 3 juin 2026 : IA–NA - La Rochelle (France) 5 juin 2026 : TechReady - Nantes (France) 5 juin 2026 : Fork it! - Rouen - Rouen (France) 6 juin 2026 : Polycloud - Montpellier (France) 9 juin 2026 : JFTL - Montrouge (France) 9 juin 2026 : C: - Caen (France) 11-12 juin 2026 : DevQuest Niort - Niort (France) 11-12 juin 2026 : DevLille 2026 - Lille (France) 12 juin 2026 : Tech F'Est 2026 - Nancy (France) 16 juin 2026 : Mobilis In Mobile 2026 - Nantes (France) 17-19 juin 2026 : Devoxx Poland - Krakow (Poland) 17-20 juin 2026 : VivaTech - Paris (France) 18 juin 2026 : Tech'Work - Lyon (France) 22-26 juin 2026 : Galaxy Community Conference - Clermont-Ferrand (France) 24-25 juin 2026 : Agi'Lille 2026 - Lille (France) 24-26 juin 2026 : BreizhCamp 2026 - Rennes (France) 2 juillet 2026 : Azur Tech Summer 2026 - Valbonne (France) 2-3 juillet 2026 : Sunny Tech - Montpellier (France) 3 juillet 2026 : Agile Lyon 2026 - Lyon (France) 6-8 juillet 2026 : Riviera Dev - Sophia Antipolis (France) 2 août 2026 : 4th Tech Summit on Artificial Intelligence & Robotics - Paris (France) 20-22 août 2026 : 4th Tech Summit on AI & Robotics - Paris (France) & Online 4 septembre 2026 : JUG Summer Camp 2026 - La Rochelle (France) 17-18 septembre 2026 : API Platform Conference 2026 - Lille (France) 24 septembre 2026 : PlatformCon Live Day Paris 2026 - Paris (France) 1 octobre 2026 : WAX 2026 - Marseille (France) 1-2 octobre 2026 : Volcamp - Clermont-Ferrand (France) 5-9 octobre 2026 : Devoxx Belgium - Antwerp (Belgium) Nous contacter Pour réagir à cet épisode, venez discuter sur le groupe Google https://groups.google.com/group/lescastcodeurs Contactez-nous via X/twitter https://twitter.com/lescastcodeurs ou Bluesky https://bsky.app/profile/lescastcodeurs.com Faire un crowdcast ou une crowdquestion Soutenez Les Cast Codeurs sur Patreon https://www.patreon.com/LesCastCodeurs Tous les épisodes et toutes les infos sur https://lescastcodeurs.com/

Employment Report Solid The Tech disruptors are getting disrupted… Growth vs Value – an abrupt change. Guest – Cullen Roche – Author of the bestselling book – Your Perfect Portfolio.   NEW! DOWNLOAD THE AI GENERATED SHOW NOTES Cullen Roche founded Discipline Funds to help investors obtain access to low fee, diversified portfolios that help them stay the course and meet their financial goals. Cullen's primary areas of expertise include global macro portfolio construction, quantitative risk management, monetary economics, financial accounting and behavioral finance. Prior to establishing his own business, Cullen worked at Merrill Lynch Global Wealth Management where he worked on a team overseeing $500MM+ in assets under management. Upon leaving Merrill Lynch, Cullen managed a private investment partnership which took advantage of reporting irregularities ahead of major corporate events. The strategy generated substantial positive alpha (high risk adjusted returns) without a single negative year of returns from 2005-2011. He formed Orcam Financial Group in 2012 to help better serve the much needed retail space with sophisticated but low fee asset management and financial planning services. Cullen is also a prolific writer. In addition to the weekly musings on his website Pragmatic Capitalism, he is the author of the popular book Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance as well as “Understanding the Modern Monetary System,” one of the top 10 all-time most downloaded research papers on the SSRN academic research network. He is also the author of the popular white paper “Understanding Modern Portfolio Construction.” He was named one of the “Top Wall Street Economists, Experts and Opinion Leaders” of 2011 by Wall Street Economists and was named one of the “101 Best Finance People” by Business Insider, where he was described as “one of the most influential economic thinkers today.” In 2015, Cullen was named one of the “40 Under 40” most influential people in finance by InvestmentNews. He is regularly cited in the Wall Street Journal, on CNBC and in the Financial Times. His latest book is YOUR PERFECT PORTFOLIO: The Ultimate Guide to Using the World’s Most Powerful Investing Strategies . In that, Roche draws on two decades of experience building investment firms and advising clients to help readers discover the strategy that fits their goals Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (INTC), (UEC), (IONQ), (CEG), (OKLO), (NXT)

On this week's episode of The Rate Guy we discuss the SaaSpocalypse, 3 key take aways from the Jobs Report, how (& why) we are in a disinflationary environment right now and how all of that will determine if the Fed cuts this year. 

Encouraging, realistic and engouraging investment talk with Dennis Kneale, former CNBC and Fox Business Host, managing editor at Forbes and writer at the Wall Street Journal. Dennis presents a look inside the world of financial journalism as only he can do! He also gives us a sneak peek at his upcoming book, Ore-goners!  This is a must listen for anyone interested in investing and the Amercan economy.  A refreshing alternative view point concerning the investing business in America.

Carl Quintanilla, Scott Wapner and Michael Santoli led off the show with market reaction to January CPI: Consumer inflation was tamer-than-expected. The anchors drilled down on the stocks and sectors impacted by AI fears. In the mix after Thursday's tech sell-off: Weakness in shares of Apple and Amazon, Applied Materials surges on earnings thanks to the AI boom.Also in focus: A tale of two consumer sectors in February — staples surge while discretionary stocks slide, Rivian soars, the "surge in blowups," the "hedge America" trade, the anchors react to what Treasury Secretary Scott Bessent, Goldman Sachs CEO David Solomon and Airbnb CEO Brian Chesky told CNBC in eye-opening interviews. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Expectations for leaders have shifted, and the data proves it. According to the 2025 National Conversations in the Workplace Study, 85% of working Americans think leaders should be held to a higher standard for communication and preparation. Influence of Others: Roughly 87% of executives consider the impact of their choices on others when making decisions. Rationalization vs. Reality: Approximately 78% of business leaders admit that people often make decisions first and then look for data to justify them, according to CNBC and PR Newswire. Debra Bowers is a leadership, marketing, and sales culture strategist, the founder of Hexagon Media, and the host of the long-running podcast Deals with Heels. She works with business owners, executives, and revenue leaders to build growth rooted in clarity, psychology, and human behavior—without hype or hustle culture. Debra brings both corporate and entrepreneurial experience to conversations about leadership, sales, and decision-making.  Most businesses don't stall because they lack effort. They stall because something is misaligned — the message, the strategy, the visibility, or the way sales and marketing work together. I work with business owners and leaders when growth feels stuck, scattered, or underwhelming — and they want clarity before making their next move. My role is diagnostic first. Before tactics, before ads, before “doing more,” we identify what's actually holding growth back and where focus will create the greatest impact. Through this work, I've seen the same pattern repeat: When message, strategy, and visibility align, growth becomes simpler, more sustainable, and more human. I work best with: • Business owners and leaders • Consultants and service-based professionals • Brands ready for honest strategy, not surface-level tactics • Teams who want clarity before committing time or budget If your growth feels harder than it should — or you're investing effort without seeing the return — a strategic conversation can often bring clarity faster than expected. You don't need more noise. You need insight, alignment, and a clear path forward.     For more information: https://hexagonmedia.net/ Listen: https://podcasts.apple.com/us/podcast/deals-with-heels/id1708622990 Learn more about your ad choices. Visit megaphone.fm/adchoices

Is this day by day, sector by sector smack down justified or well overdone? We discuss with Anastasia Amoroso's of Partners Group. Plus, 3Fourteen Capital's Warren Pies tells us why he downgraded equities to neutral. And, venture capitalist and sports investor Rashaun Williams reacts to CNBC's just-released NBA valuations list. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

My guest today is Bonin Bough, co-founder and chief strategy officer at Portrait Media Group. He's one of the most awarded marketing leaders on the planet, a rare blend of operator, builder, and boundary pusher who has reshaped how billion-dollar brands grow. Bonin's career reads like a highlight reel of modern marketingHe became one of the youngest Fortune 500 C-suite executives, led transformations that rewired global organizations and built campaigns that turned beloved brands into cultural heat engines. He's in the advertising hall of achievement. His name shows up on lists like Fortune's 40 under 40, Fast Company's most creative people in business, Ebony's Power 100. He's an author, a CNBC host and one of the most dynamic voices in the industry and just stepped into a brand new role of dad. We're gonna start there. How's it going, how much sleep he's getting, and from there, we're gonna get into the evolution of the CMO role, the rise of multicultural growth, the limits of reach, the power of resonance, and why content, culture, and AI are reshaping the playbook.

It's almost six weeks since America launched military strikes against Venezuela and captured its President over claims the country was flooding the US with drugs and migrants. But was this ever actually the intention, or is Trump more interested in syphoning off the country's oil? Why is the old regime still in power – and what is life like for locals?This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today: http://thetimes.com/thestoryGuest:  Stephen Gibbs, contributor, Latin America and the Caribbean, The Times and The Sunday Times.Host: Manveen Rana. Producers: Olivia Case and Harry Stott.We want to hear from you - email: thestory@thetimes.comRead more: Ally of Venezuela's opposition leader ‘kidnapped' hours after being freedFurther listening: Prince William walks a tightrope in Saudi ArabiaClips: The White House / X, BBC, NBC, CNBC, CBS / 60 Minutes, Sky News Australia.Photo: Getty Images.This podcast was brought to you thanks to subscribers of The Times and The Sunday Times. To enjoy unlimited digital access to all our journalism subscribe here. Hosted on Acast. See acast.com/privacy for more information.

The latest in business, financial, and market news and how it impacts your money, reported by CNBC's Peter Schacknow Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The latest in business, financial, and markets news and how it impacts your money, reported by CNBC's Peter Schacknow Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The latest in business, financial, and market news and how it impacts our money, reported by CNBC's Peter Schacknow Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

AI disruption fears hit equity markets once again, sending the S&P 500 and Nasdaq lower with transport, commercial real estate and software stocks all under pressure. Meanwhile, global leaders gather for the Munich Security Conference as U.S. allies in Europe look to chart a more independent course. And in corporate news, L'Oreal Q4 sales miss expectations as strong numbers out of the U.S. and Europe fail to offset weakness in China, sending U.S.-listed shares sharply lower, but CEO Nicolas Hieronimus tells CNBC he's confident the French beauty giant will bounce back.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Milán-Cortina acoge los Juegos Olímpicos de Invierno 2026 con 3.500 atletas de todo el mundo, entre ellos 196 italianos, que compiten en las duras pendientes de los Alpes en busca de medallas que se deciden por décimas de segundo o metros de altura. La ciudad espera generar 4.064 millones de euros, de los cuales 2.300 millones provendrán del gasto turístico. Este impulso económico llega en un momento clave para Milán, que busca reducir su deuda y equilibrar las finanzas tras inversiones históricas, como la nueva Línea 4 del metro, cuyo coste total asciende a 3.500 millones de euros y seguirá impactando en el presupuesto durante años. El interés por los Juegos también se refleja en las audiencias. Tras la baja recepción de Pekín 2022, con solo 15,9 millones de espectadores en la ceremonia inaugural, Milán-Cortina ha registrado un aumento del 60 % en los primeros días. El segundo día, 28,5 millones de personas siguieron la competición a través de NBC, Peacock y CNBC, la cifra más alta desde 2014, mostrando un renovado interés internacional por los deportes de invierno y por la cita italiana. No han faltado las polémicas. La presencia de 45 agentes del Servicio de Inmigración y Control de Aduanas estadounidense (ICE) en Italia durante los Juegos generó rechazo por parte del alcalde de Milán, Giuseppe Sala, y de varios atletas. El ministro del Interior italiano, Matteo Piantedosi, aseguró que los agentes se limitarán a tareas de análisis y no estarán operativos en el terreno.

Czabe delivers a monster Thursday episode - 1:42! longest ever! - because he just won't shut up! First up is a theory he has about whether the Redskins turning into an expansion team called the "Commanders" might have helped - just help - doom the Washington Post sports section. MR X jumps in with his Super Bowl thoughts. Meanwhile, even CNBC is starting to call bullshit on entities like Kalshi and Polymarket about unregulated speculation markets. And now Giannis is an endorser! Something's gotta give, and it ain't gonna be good. Then, as a bonus, Czabe drops in on BRIAN BUTCH and his new podcast "The Bear's Den." Enjoy, and chew slowly! It's a biggun!https://youtu.be/_2_Hxwn4tFg?si=zysq-5TopARe2g3iOur Sponsors:* Check out Mars Men: https://mengotomars.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Carl Quintanilla, David Faber and Michael Santoli discussed the markets and sectors that are thriving in wake of the recent pullback in tech. Add commercial real estate stocks to the list of equities hit by AI fears. Shares of Cisco down sharply as guidance on soaring memory chip costs overshadowed a Q2 earnings beat. McDonalds posted better-than-expected quarterly results, citing its emphasis on value meals and affordability. The anchors reacted to the House's passage of a resolution to overturn President Trump's tariffs on Canada. Also in focus: What the CEO of FedEx told CNBC ahead of the company's investor day, AppLovin's earnings and the slump in software stocks, a $13.5 billion deal to create a transatlantic asset-management giant. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With Joe Duran – Managing Partner, Rise Growth Partners Overview What does it take to build something enduring—more than once? In this special replay, Joe Duran reflects on the mindset behind reinvention, the lessons from selling United Capital to Goldman, and why the most successful leaders never stop questioning their assumptions. Watch… Listen in… > Download a transcript of this episode… NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. About this episode… Joe Duran's career has always been about reaching new heights—and then helping others climb on their own. A proverbial mountain climber himself, Joe built and sold two of the most successful firms in the RIA space: Centurion Capital and United Capital. Today, Joe sees himself as a sherpa—guiding the next generation of entrepreneurs through his latest venture, Rise Growth Partners. His story is one of constant reinvention, relentless curiosity, and the humility to keep asking one simple question: “What if I'm wrong?” Joe first joined us on the show back in 2020, shortly after the sale of United Capital to Goldman Sachs. Now, with the benefit of both hindsight and foresight, Joe revisits that experience and explores the mindset behind building truly world-class firms, including: The Goldman experience—and what he learned from the sale of United Capital. The development of Rise—and how he sees it helping to shift the narrative in the industry. Learning from your clients instead of your competitors—and why that's the real key to building a world-class firm. Finding an investor that can “really help you—and why you need to look beyond “financiers.” Adding services without adding staff—and when you shouldn't look in-house for solutions. Challenging your assumptions—and how to stay relevant in an industry that never stops changing. And why being great doesn't necessarily mean being the biggest. Joe also reflects on how the industry can avoid the risk of mega-RIAs repeating the mistakes of the wirehouses. It's a candid and thought-provoking conversation about reinvention, leadership, value creation, and what it means to evolve from mountain climber to sherpa from one of the industry's trailblazers. Want to learn more about where, why, and how advisors like you are moving? Click to contact us or call 908-879-1002. Related Resources Why Settle for “Good Enough” When Great is Possible? In a vastly expanded industry landscape with more high-quality options than ever before, some advisors settle for “good enough” when the potential for “great” is often within reach. What's holding them back? Limitless Growth: Building the Business You Want and the Life to Match Stephanie Bogan, founder of Limitless Advisor, offers a glimpse into the advice and perspective she shares with advisors and business leaders in the wealth management world, focusing on mindset and methods, and their relationship to achieving one's best business life. Wealth Management Landscape at a Glance The wealth management industry offers more options than ever, making it challenging to identify and compare the various models. We created this “at a glance” continuum infographic—to help you navigate the different models and understand how their features stack up. Joe Duran Managing Partner Joe Duran is a serial entrepreneur and an industry visionary in wealth management and wealthtech. Early in 2024, Joe and his team launched Rise Growth Partners (‘Rise'), the industry's first harmonious financial partner. With firsthand experience in building nationally recognized registered investment advisers (RIAs), Rise's team partners with middle-market RIAs, providing capital and strategic expertise. Previously, Joe was a Partner at Goldman Sachs, serving as Co-Head of the Workplace and Personal Wealth business. He founded and served as CEO of United Capital, one of the nation's largest independent wealth management firms, which Goldman Sachs acquired in July 2019. Prior to that, he built and sold Centurion Capital–one of the first turnkey asset management platforms–to General Electric, where he served as President of GE Private Asset Management (now listed as NYSE: AMK). Joe is the author of three bestselling books on investing and entrepreneurship. He is a sought-after conference and podcast speaker and appears frequently on a broad spectrum of media, ranging from CNBC to Goop. Joe has MBAs from Columbia University and UC Berkeley, as well as an undergraduate degree from Saint Louis University. He is a CFA Charterholder and a member of the Young President's Organization (YPO), the world’s largest leadership community of chief executives. A Yogi for decades, he meditates daily and is an avid beach volleyball player. Joe and his wife Jennifer cherish their three daughters and share a love of frequent travel, dining, dancing and live concerts. Also available on your favorite podcast app and other media sites

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

U.S. stocks give up an initial bounce as investors digest a mixed jobs report - the headline figure more than double expectations but growth for last year revised lower. German industrial giant Siemens raises its outlook after posting a 10% jump in first quarter orders, but Mercedes full year earnings more than halve as the automaker takes a €1 billion hit from tariff costs. And in Japan, Softbank notches a fourth straight quarter of profit, boosted by rising valuations of its stakes in AI giants Nvidia and Open AI.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

From Olympic sprinter to trusted advisor helping entrepreneurs save millions in taxes, David Flores Wilson shares proven strategies for QSBS planning, equity compensation design, and preparing business owners for successful exits both financially and personally. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with David Flores Wilson, CFA, CFP, Managing Partner at Sinceres, who advises entrepreneurs and business owners in New York City on personal financial planning from formation to exit and beyond. David is a multiple Investopedia Top 100 Financial Advisor whose guidance has appeared in CNBC, Yahoo Finance, the New York Times, US News and World Report, and Investment News. WHAT YOU'LL LEARN: In this episode, you'll discover how QSBS planning can potentially exclude $10 million to $70 million or more in capital gains from taxes when structured correctly, why LLC to C Corp conversion timing creates dramatic differences in tax outcomes, and how QSBS stacking through non-grantor trusts multiplies exclusions. David shares why equity compensation plans often fail to motivate the specific people they target and what questions to ask before choosing a vehicle. You'll also learn about the personal readiness component of exit planning that determines whether entrepreneurs thrive or struggle after selling their businesses. DAVID'S JOURNEY: David's path to financial planning started with entrepreneurial instincts in an unexpected place. Growing up in Guam, he ran a comic book arbitrage business as a kid, discovering price differences between local stores and mainland mail-order catalogs. His father was a CPA with a home office, and despite wanting nothing to do with accounting, David absorbed financial concepts through osmosis that would later prove invaluable. After college at UC Berkeley, David joined Lehman Brothers and worked through the financial crisis. During that time, colleagues started coming to him with financial planning questions, and he realized helping people with their money was his true passion. He sat on that realization for years before eventually transitioning to financial planning. When Covid hit in 2020, David and his partner Dan Ryan launched Sinceres, and the firm has been growing since. OLYMPICS LESSON: David represented Guam in track and field at the 1996 Atlanta Olympics, competing in the 200 and 400 meters. The experience taught him something crucial about career selection. Unlike running, where pushing harder brings diminishing returns and constant injury risk, financial planning offers the opportunity to improve incrementally every single day. That compounding knowledge approach now drives how he serves clients. KEY INSIGHTS: QSBS planning stands out as potentially the most powerful tax planning tool for qualifying entrepreneurs. C Corps meeting holding period and active business requirements can exclude $10 million in gains, or 10 times basis for older shares, with new legislation increasing that to $15 million. The planning becomes even more powerful with LLC conversions where market value at conversion becomes the QSBS basis. The biggest mistake with equity compensation involves choosing vehicles based on what owners like rather than what motivates specific employees. "Equity" can mean participation in profits, upside potential, a seat at the table, or financial disclosure. Different people value these differently, and the best planning starts with understanding objectives before selecting tools. Exit planning involves three components that David implements from the first meeting with business owners. Getting personally ready addresses what provides purpose after selling. Getting financially ready ensures the numbers work. Getting business ready covers everything from customer concentration to management team development. The recent One Big Beautiful Bill Act has changed QSBS holding periods, SALT deductions, and AMT rules. Business owners should review their planning with advisors rather than assuming previous strategies still apply. Perfect for entrepreneurs considering entity structure decisions, business owners thinking about exit planning, and anyone interested in tax-efficient wealth building strategies. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/davidfloreswilson FOR MORE ON DAVID FLORES WILSON: https://www.planningtowealth.com https://www.linkedin.com/in/davidfloreswilson/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps: [00:00] - Introduction: David Flores Wilson's credentials and areas of expertise [02:55] - Growing up in Guam with a comic book arbitrage business and CPA father [07:58] - Representing Guam at the 1996 Atlanta Olympics and career lessons from athletics [09:28] - QSBS fundamentals: Exclusions, holding periods, and qualifying business requirements [10:45] - LLC to C Corp conversions and the basis multiplication strategy [11:40] - QSBS stacking through non-grantor trusts and family gifting [19:40] - Equity compensation design: Why attraction, retention, and incentive vehicles often miss the mark[28:37] - Journey from Lehman Brothers through the financial crisis to launching Sinceres [31:59] - Exit planning framework: Personal, financial, and business readiness [41:27] - Recent tax law changes from the One Big Beautiful Bill Act [44:09] - What freedom means: Making impact through continuous improvement Guest Bio David Flores Wilson, CFA, CFP, is Managing Partner at Sinceres, advising entrepreneurs and business owners in New York City on personal financial planning from formation to exit and beyond. His areas of expertise include qualified small business stock planning, business exit planning, and equity compensation planning. David is a multiple Investopedia Top 100 Financial Advisor whose guidance has appeared in CNBC, Yahoo Finance, the New York Times, US News and World Report, and Investment News. He represented Guam in the 1996 Atlanta Olympic Games and sits on the Board of Directors as treasurer of the Lower East Side Girls Club. David is active in Entrepreneurs Organization, the Estate Planning Council of New York City, Advisors in Philanthropy, and the Exit Planning Institute. Host Bio Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Episode 325 - Kelly Finnell: Using ESOPs in Ownership Succession Planning Episode 350 - Tom Dillon: Understanding Business Valuation and Exit Planning Realities Episode 328 - Richard Manders: Post-Exit Transitions and What Comes After Selling Your Business Episode 339 - Solocast 74: Equitizing Key Employees and Succession Planning Strategies Follow DealQuest Podcast: LinkedIn: https://www.linkedin.com/in/coreykupfer/ Website: https://www.coreykupfer.com/ Follow David Flores Wilson: Website: https://www.planningtowealth.com Keywords/Tags QSBS planning, qualified small business stock, business exit planning, equity compensation, entrepreneur tax strategy, LLC vs C Corp, financial planning for business owners, exit planning institute, tax-efficient wealth building, business succession planning, capital gains exclusion, non-grantor trusts, C corporation conversion, equity incentive plans, entrepreneur financial advisor

Silver, Gold and Crypto (oh my) Hang on – Wild ride here Superbowl, Olympics- Wait until you hear about the CAPex spending! Shakeup in Dietville PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Interactive Brokers  Warm-Up - Silver, Gold and Crypto (oh my) - Need a stock for CTP - Hang on - Wild ride here - Superbowl, Olympics- Wait until you hear about the CAPex spending! - Shakeup in Dietville Markets - Massive moved during the week - - Bitcoin clipped $60k before rebounding - DJIA tops 50,000 for the first time - Wait until you hear about the CAPex spending! - CAT == 1,100 points on the DJIA in 2026 Superbowl and Superbowl ads - Game review - Any ad stick out? - $10M per ad this year - Half Time with Bad Bunny? - Anthropic busting on OpenAi Last Week! - Massive moved - quick calc showed that about $1T was wiped from market caps in the sell-off, particularly in tech names. - HOWEVER - Friday alone is estimated to have added $1.5T to market cap AI Ripping Through - Plenty of names getting cooked over AI announcements - First it was the software companies - Now there are names in legal and finance that got clocked - Today - Altruist.ai can do tax planning and that hurt companies in financial space Earnings Season Update - Reporting so far: 59% of S&P 500 companies have reported Q4 2025 results. - Beat rate: 76% have topped EPS estimates (vs. 5-yr average: 78% (slightly lower) vs. 10-yr average: 76% (in line) - Magnitude of beats (aggregate): earnings are 7.6% above estimates vs. 5-yr average: 7.7% (about the same) vs. 10-yr average: 7.0% (a bit better) - Nothing great,  like Goldilocks Earnings Highlights - Palantir (PLTR): Reported strong Q4 results early in the week , beating estimates with revenue ~$1.41B (vs. ~$1.33B expected) and EPS $0.25 (vs. $0.23). Guidance for 2026 was upbeat (~61% revenue growth). Shares rallied sharply initially (~7–11% post-earnings), but gave back some gains amid broader tech volatility (e.g., down ~11–22% in parts of the week from peaks). - AMD: Reported mid-week, beating EPS (~$1.53 vs. lower expectations) with solid data center growth (~39%). However, Q1 guidance disappointed relative to high expectations in the AI chip space. Shares sank dramatically — down ~15–17% the next day, with some reports noting up to 20%+ drops at points, contributing to broader chip sector pressure. - Alphabet (GOOGL/GOOG): Reported beating on revenue (~$113.8B) and EPS (~$2.82), with strong core performance. But capex guidance for 2026 ($175–$185B, roughly double prior levels) sparked AI spending worries. Shares dipped post-earnings (down ~0.5–5% initially, flat to lower the next day, with some volatility pulling it below key moving averages). - Amazon (AMZN): Reported after hours on February 5, with mixed results — EPS ~$1.95 (narrow miss vs. ~$1.97 expected), but solid overall. The big negative was a surprise $200B capex forecast for 2026 (well above expectations), tied to AI/cloud buildout. Shares plunged sharply — down ~7–10% in after-hours/extended trading, with Friday moves around -5–8% in some sessions. Recent Tech CAPEX announcements - Amazon (AMZN) — Guided to approximately $200 billion in capex for 2026 (a massive jump from ~$125–131 billion in 2025, with ~80% likely AI-related per analyst commentary). This was the largest single-company figure and a major surprise, contributing heavily to the week's "wild" reactions. - Alphabet (GOOGL/GOOG) — Guided to $175–185 billion in capex for 2026 (roughly double the $91 billion spent in 2025, far above analyst expectations of ~$115–119 billion). Emphasis was on AI compute capacity, servers, data centers, and networking to meet demand for Gemini and cloud services. - Meta Platforms (META) — Guidance from late January (but heavily discussed last week): $115–135 billion for 2026 (up significantly from ~$70–72 billion in 2025, potentially an ~87% increase). - Microsoft (MSFT) — No new full explicit 2026 guidance in early February (fiscal year runs July–June), but recent quarterly run-rate and analyst projections put it around $97–145 billion (with some sources citing ~$105 billion or higher based on Q2 spending trends and signals of continued growth from prior levels of ~$88 billion in FY2025). ------!!!!Combined 2026 capex projected at $635–665 billion (low/high ends) or up to $650–700 billion in some reports — a ~60–74% increase from their collective ~$381 billion in 2025. Market Reaction from all of this.... - Markets were a bit spooked on the Anthropic announcement earlier in the week - software sold off and set a sour mood - Microsoft dumped pretty hard as the amount of spend was higher than anticipated, especially with some slower growth in Azure. - Amazon took a beating on the increased spend they anticipate *(extra by $50B) - BUT: Friday markets rallied as there was realization that the $200B spend by Amazon would seep into the economy and fuel infrastructure spending along with chips, tech etc. Other Earnings of Interest -  Reddit reported fourth-quarter earnings on Thursday in which the social media company beat on the top and bottom lines. - The company said it expects first-quarter sales to come in the range of $595 million to $605 million, which is higher than Wall Street expectations of $577 million. - Reddit also announced a $1 billion share repurchase program. - Reddit gets about $250 million a year from OpenAi and Google to have your data for training their LLMs While we are on the subject - Friday, DJIA hit 50,000 - first time ever! - Up 1,200 point of which approx 350 was from caterpillar and 280 was from Goldman Sachs Hats off to WalMart - Walmart Inc. shares pushed its market capitalization past $1 trillion on Tuesday for the first time ever| - Big transformation over the pst year - Walmart has maintained its appeal to households looking for value, its online offerings are drawing new, wealthier shoppers seeking convenience. Google Bond Offering - Issuing several tranches of bonds, denominated in Stirling - one as long as 100 years - Would you buy that? - The Google parent is set to raise $20 billion from a US dollar bond offering on Monday — more than the $15 billion initially expected — and is also pitching investors on what would be its first ever offerings in Switzerland and the UK. - The latter would include a rare sale of 100-year bonds, the first time a tech company has tried such an offering since the dotcom frenzy of the late 1990s Fat Profits in Dietville - Really interesting sequence of events happening... - Hims launches compounded pill at prices as low as $49 per month - Analysts cite questions on efficacy, legality of pill - Hims' move shifts focus from Novo's strong Wegovy pill launch - Broader obesity market whipsawed as pricing pressure rises THEN.. - Hims and Hers Health shares dive 14% after hours on Friday (Down 25% on Monday) - FDA cites concerns over quality, safety, federal law - The U.S. Food and Drug Administration said on Friday it would take action against telehealth provider Hims & Hers, for its $49 weight-loss pill, including restricting access to the drug's ingredients and referring the company to the Department of Justice for potential violations of federal law. AND.... - Eli Lilly last Wednesday posted fourth-quarter earnings and revenue and 2026 guidance that blew past estimates, as demand for its blockbuster weight loss drug Zepbound and diabetes treatment Mounjaro soars. - The pharmaceutical giant anticipates its 2026 revenue will come in between $80 billion and $83 billion. Analysts expected revenue of $77.62 billion, according to LSEG. - Meanwhile, NOVO had a really bad outlook that took the shares down 13% after the report. Japan Markets Soar - Japanese stocks jumped to a record high Monday, leading gains in the region after Prime Minister Sanae Takaichi won a landmark election victory. - The ruling Liberal Democratic Party captured a two-thirds supermajority in the 465-seat lower house, public broadcaster NHK reported. - Japan's Nikkei 225 jumped past 57,000 for the first time before paring gains to close 3.9% higher at 56,363.94, while the Topix also notched a record high, closing at 3,783.94, up 2.3%. Employment Report? - Government shutdown is forcing them to postpone again (Which is dumb) - Number due this Wednesday - Maybe because of this:U.S. employers announced 108,435 layoffs for the month, up 118% from the same period a year ago and 205% from December 2025. The total marked the highest for any January since 2009. - At the same time, companies announced just 5,306 new hires, also the lowest January since 2009, which is when Challenger, Gray & Christmas began tracking such data. - Also, job openings fell sharply in December to 6.54 million, to their lowest since September 2020. - Available jobs are down by more than 900,000 just since October. - NO! Ai and advancements in tech have noting to do with this! NO NO NO M&A - Texas Instruments Inc. has reached an agreement to buy Silicon Laboratories Inc. for about $7.5 billion, deepening its exposure to several markets for chips. - Silicon Labs investors will receive $231 in cash for each share of the company's common stock and the transaction is expected to close in the first half of 2027. - The transaction still needs to win approval by investors in Silicon Labs and shares of Silicon Labs surged by 51% to $206.48 after the announcement. Inflation - This helps - PepsiCo (PEP.O), opens new tab will cut prices on core brands such as Lay's and Doritos by up to 15% following a consumer backlash against several previous price hikes, the snacks and beverage maker said on Tuesday after it topped fourth-quarter results. Miran - Moving - Federal Reserve Governor Stephen Miran is leaving his post as chair of the Council of Economic Advisers, CNBC has confirmed. - He joined the CEA in January 2025, but had been on leave from that post since last September when he filled the unexpired term of former Fed Governor Adriana Kugler.- He reamins on Fed board No Biggie???? - There are some astonishing cased being reported of Bad AI in the operating room - JNJ's TruDi Navigation System - Since AI was added to the device, the FDA has received unconfirmed reports of at least 100 malfunctions and adverse events. - At least 10 people were injured between late 2021 and November 2025, according to the reports. Most allegedly involved errors in which the TruDi Navigation System misinformed surgeons about the location of their instruments while they were using them inside patients' heads during operations. - Cerebrospinal fluid reportedly leaked from one patient's nose. In another reported case, a surgeon mistakenly punctured the base of a patient's skull. In two other cases, patients each allegedly suffered strokes after a major artery was accidentally injured. Cuba - The main airport has putt out a bulletin that they are out of Jet Fuel - Blackouts and lack of other fuels are creating big problems - No airlines have stopped running at this point, but many will as they cannot refuel - This is a bigger problem for cargo planes (supplies) that may not be able to risk flying to Cuba as they will not be able to get out. Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

After a short delay from the brief government shutdown, the Bureau of Labor Statistics has released January's jobs data. In a better-than-expected report, the BLS revealed 130,000 jobs added in the first month of 2026, and the agency revised numbers previously reported. CNBC's Steve Liesman and Rick Santelli join Groundwork Collaborative's Kitty Richards and The Heritage Foundation's Peter St. Onge to digest the numbers and what they mean for the Fed and for politics. Plus, Ford reported its worst quarterly earnings miss in years, and innovation in AI is taking a bite out of another sector: financial services.  Jobs Panel - 16:15 In this episode:Kelly Evans, @KellyCNBCRobert Frank, @robtfrankSteve Liesman, @steveliesmanRick Santelli, @RickSantelliBrian Sullivan, @SullyCNBCCameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

High-profile layoffs, inflation, recession headlines — it's no surprise that investors are worried about a volatile market. But this episode takes a step back from all the noise to look at what the data actually says. Chief Market Strategist Ryan Detrick returns to break down Carson Group's 2026 Market Outlook, from their new stance on global diversification to the asset class you shouldn't overlook. You'll gain insights on AI investing, when (and if) you should worry about a recession, and how to keep fear from driving your decisions. Topics discussed: Introduction (00:00) The meaning behind "riding the wave" of the market (02:14) Recession fears vs. what the data shows (04:51) Labor market trends and what would change the outlook (07:16) A smarter way to think about AI investing (10:30) How to mentally prepare for market volatility (15:54) Global outlook and diversification opportunities (20:04) How long can the bull market really last? (22:52) Bonds and why they still matter (26:11) The mindset shift investors need right now (29:08) Want the full market breakdown? Read the Market Outlook 2026: Riding the Wave into the New Year here: http://mitlin.us/2026outlook Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Ryan Detrick: X (Twitter): https://x.com/RyanDetrick/ LinkedIn: https://www.linkedin.com/in/ryandetrick/ Website: ​​https://www.carsongroup.com/research About Our Guest: As Chief Market Strategist at Carson Group, Ryan Detrick brings a wealth of expertise and a strong understanding of financial markets to guide the firm's strategic investment decisions. With a proven track record of insightful market analysis and a passion for helping both advisors and clients navigate the complexities of the financial landscape, Ryan plays a pivotal role in shaping the investment strategies that drive Carson Group's success. Ryan's career has been marked by a dedication to staying at the forefront of market trends and the role history plays in potential market moves. Prior to joining Carson Group, Ryan held key positions at several leading financial institutions, where he honed his skills in market analysis, risk management and portfolio optimization. His ability to distill complex market information into actionable insights has earned him recognition as a thought leader in the financial industry, including being named one of Business Insider's 2023 Oracles of Wall Street. A sought-after commentator, Ryan frequently shares his market perspectives through media appearances on CNBC, Fox Business, Yahoo! Finance, Bloomberg and SiriusXM, speaking engagements and written commentary. Leveraging his extensive knowledge of market trends, economic indicators, and investment opportunities, Ryan provides valuable insights that empower clients to make informed decisions in an ever-evolving financial environment. Ryan also co-hosts a top-investing podcast, "Facts vs Feelings" alongside Carson Group colleague Sonu Varghese, VP, Global Macro Strategist. Each week they engage in insightful conversations exploring the intersection of data-driven market analysis and the human element in investment decision-making. Through "Facts vs Feelings," Ryan reaffirms his dedication to making finance more understandable. Originally from Springfield, Ohio, Ryan's financial career began over 20 years ago, with more than a decade spent at Schaeffer's Investment Research and six years at LPL Financial. He has a Chartered Market Technician (CMT) designation, a bachelor's degree in finance from Xavier University, and an MBA from Miami University. Outside Carson, Ryan is a dedicated family man and sports enthusiast. A lifelong Cincinnati Bengals fan, he lives in Cincinnati, Ohio with his family, where he can often be found coaching his two boys in various sports. In his free time, Ryan enjoys traveling to new places and exploring local cuisine. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. Additional Disclsoures: This material is for general information only and is not intended to provide specific advice or recommendations for any individual This content cannot be copied without express written consent of CWM, LLC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Carson Group Partners, a division of CWM, LLC, is a nationwide partnership of advisors. Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing. Additional risks are associated with international investing, such as currency fluctuations, political and economic stability, and differences in accounting standards. Due to volatility within the markets mentioned, opinions are subject to change without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Past performance does not guarantee future results. The S&P 500 is an index of 500 stocks chosen for market size, liquidity and industry grouping (among other factors) designed to be a leading indicator of U.S. equities and is meant to reflect the risk/return characteristics of the large cap universe. The opinions stated in this presentation should not be construed as direct or indirect advice, or as an offer to buy or sell any securities mentioned herein. This piece contains statements related to our future business and financial performance and future events or developments involving Carson that may constitute forward-looking statements. These statements may be identified by words such as "expect," "look forward to," "anticipate" "intend," "plan," "believe," "seek," "estimate," "will," "project" or words of similar meaning. Such statements are based on the current expectations and certain assumptions of Carson Group's management, of which many are beyond Carson Group's control. These are subject to a number of risks, uncertainties and factors which if one or more of these risks or uncertainties materialize, or should underlying expectations not occur or assumptions prove incorrect, actual results, performance or achievements of Carson Group may (negatively or positively) vary materially from those described explicitly or implicitly in the relevant forward-looking statement. Carson Group neither intends, nor assumes any obligation, to update or revise these forward looking statements in light of developments which differ from those anticipated. This is not intended to provide specific legal, tax, or other professional advice. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. The return and principal value of stocks fluctuate with changes in market conditions. Shares when sold may be worth more or less than their original cost. Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. A diversified portfolio does not ensure a profit or protect against loss in a declining market. The return and principal value of bonds fluctuate with changes in market conditions. If bonds are not held to maturity, they may be worth more or less than their original value. The Bloomberg U.S. Aggregate Bond Index is an index of the U.S. investment-grade fixed-rate bond market, including both government and corporate bonds. The MSCI World ex-U.S. Index captures large and mid-cap representation across 22 of 23 Developed Markets (DM) countries excluding the United States. With 871 constituents, the index covers approximately 85% of the free float adjusted market capitalization in each country. This episode was produced by Podcast Boutique https://www.podcastboutique.com

What if the secret to effective leadership isn't control, but surrender? In this episode, Kevin speaks with Jessica Kriegel, who redefines surrender as a courageous choice: releasing the illusion of control and focusing on what leaders can influence: the experiences they create for their teams. Their conversation explores the delusion of control in hierarchical organizations, the pitfalls of over-management, and why leadership driven by fear and micromanagement is both unsustainable and self-limiting. Jessica also shares her S.H.I.F.T. framework, a practical model for transforming leadership mindsets. The key insight? Surrendering doesn't mean giving up; it means leading with clarity, compassion, and accountability Jessica's Story: Jessica Kriegel is the author of Unfairly Labeled and her latest book with Joe Terry, Surrender to Lead: The Counterintuitive Approach to Driving Extraordinary Results. She is a workplace culture expert, keynote speaker, and researcher. As Chief Strategy Officer at Culture Partners, she leads research that challenges outdated ideas about control, power, and performance—offering bold new frameworks that drive real business results. She's the host of the CEO Daily Brief and Culture Leaders podcasts, and a frequent guest on CNN, Fox Business, CNBC, and Bloomberg. Jessica holds an MBA and a doctorate in leadership with a specialization in Human Resources Development. She is currently pursuing a Master of Divinity and is also a trained death doula, a role that deepens her presence and perspective as a leader. When she's not doing all that, she's cruising around Sacramento, California in a motorcycle sidecar with her eight-year-old daughter. http://www.surrendertolead.com/ http://www.jessicakriegel.com/ https://www.linkedin.com/in/jessicakriegel/ This Episode is brought to you by... Flexible Leadership is every leader's guide to greater success in a world of increasing complexity and chaos.  Book Recommendations Surrender to Lead: The Counterintuitive Approach to Driving Extraordinary Results by Jessica Kriegel and Joe Terry Mere Christianity by C. S. Lewis Like this? Transforming the Workplace with Purpose and Authenticity with Kelly Winegarden Hall Breaking Through the Beliefs That Limit Your Potential with Muriel Wilkins Join Our Community If you want to view our live podcast episodes, hear about new releases, or chat with others who enjoy this podcast join one of our communities below. Join the Facebook Group Join the LinkedIn Group  

The opening hour of CNBC's "Squawk on the Street" with Carl Quintanilla, Jim Cramer and David Faber is broadcast each weekday from the floor of the New York Stock Exchange, on site at the opening bell with the up-to-the-minute news investors need to know and interviews with the most influential CEOs and greatest market minds.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Political Trade Secrets: Breaking the News: Clicks, Chaos & Censorship—How Business Media Really Works — Join host Dustin Olson for a wide-ranging and candid conversation with legendary business journalist Dennis Kneale, host of the What's Bugging Me podcast and author of The Leadership Genius of Elon Musk.A former anchor at CNBC and Fox Business Network, Kneale also held senior editor roles at The Wall Street Journal and Forbes. In this episode, he pulls back the curtain on how modern business media actually works—and how it's changed over the past three decades.From the decline of traditional journalism to the rise of click-driven headlines, social media censorship, and the cultural battles shaping public perception, this is a behind-the-scenes look at the incentives, pressures, and players driving today's information war.The episode digs into:

National Economic Council Director Kevin Hassett discusses America's economic trajectory, including the jobs market and productivity, inflation, and President Trump's pick for new Fed chair, Kevin Warsh. Direct-to-consumer telehealth Hims & Hers made waves last month when it announced a cheaper, compounded obesity pill similar to Wegovy. Now, after the FDA warned against compounded GLP-1s, Hims & Hers is backing off. Former FDA Commissioner Dr. Scott Gottlieb discusses competition in obesity drugs, Novo Nordisk's lawsuit against Hims & Hers, and the importance of vaccines. Plus, the pharma and AI ads at Super Bowl LX, Japanese Prime Minister Sanae Takaichi secured a supermajority in a snap election, and CNBC's Emily Wilkins reports on the legislative efforts to address the U.S. housing affordability crisis. Emily Wilkins - 10:09Kevin Hassett - 19:21Dr. Scott Gottlieb - 30:10In this episode:Emily Wilkins, @emrwilkinsBecky Quick, @BeckyQuickJoe Kernen, @JoeSquawkAndrew Ross Sorkin, @andrewrsorkinCameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Dow rallies in early market trade, reversing direction to hit a new record high. Citi lays out where they think stocks go next. Then some new reporting by CNBC details OpenAI CEO Sam Altman's rallying cry to employees as pressure mounts from Anthropic. And could a wave of anti-American sentiment hit the markets? Rockefeller's Ruchir Sharma explains why it's not likely. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jane Hyun is the leading authority for leveraging culture and differences to drive innovation. Often called an "interpreter," she has been a trusted coach for over 20 years to thousands of leaders at Fortune 500 companies including PepsiCo, Clorox, Merck, and USGA, as well as schools and nonprofits, guiding their growth by building their cross-cultural capability. She is the pioneering author of Breaking the Bamboo Ceiling: Leadership Toolkit for Asians and the co-author of Flex: The New Playbook for Managing Across Differences. Through her Cultural Fluency in Leadership Project, Jane enjoys helping leaders forge stronger teams by closing the gaps that get in the way of growth and collaboration.She has been featured on CNN, CNBC, and NPR and has written for Harvard Business Review, Forbes, Fast Company, and The Wall Street Journal on the topics of culture, career development, and onboarding. As a sought-after speaker, Jane has keynoted at Microsoft, ESPN, the International Coaches Federation (ICF), and the Conferences for Women. Recently, Jane received the Marshall Goldsmith 50 Leading Global Coaches Award as the #1 Coach for Cultural Fluency and the NAAAP Vision 100 Award.Her life's calling is to help others flourish in their workplaces and in their communities.In today's episode of Smashing the Plateau, you will learn how to build a meaningful, sustainable consulting practice by leveraging cultural fluency and staying true to your values.Jane and I discuss:Jane's career journey from corporate to consulting [03:02]How Jane developed her cultural fluency specialty [05:27]Assessing and improving cultural fluency in leaders [08:32]How Jane's business has evolved over 20 years [12:31]The importance of saying no to the wrong clients [14:45]The role of community and peer support in business growth [17:42]Integrating personal and professional life as an entrepreneur [19:35]The strategic importance of rest and self-care [22:11]Seeing growth as an iterative process [24:00]Learn more about Jane at: https://www.linkedin.com/in/jane-hyun?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app , https://www.instagram.com/janehyun_author/, and Substack ______________________________________________________________About Smashing the PlateauSmashing the Plateau shares stories and strategies from corporate refugees: mid-career professionals who've left corporate life to build something of their own.Each episode features a candid conversation with someone who has walked this path or supports those who do. Guests offer real strategies to help you build a sustainable, fulfilling business on your terms, with...

Scott Wapner and the Investment Committee debate how far the rally can run and how you should position your portfolio. Plus, the Committee is making some major portfolio moves, they reveal their strategies.  And later, CNBC's Contessa Brewer joins us to discuss sports betting hitting record highs after last night's Super Bowl.  Investment Committee Disclosures Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Life hacks life from one of the busiest journalists of our time.   Andrew Ross Sorkin is an award-winning journalist for The New York Times, a co-anchor of CNBC's Squawk Box, and the founder and editor-at-large of DealBook, an online daily financial report published by The New York Times. His latest book is 1929: Inside the Greatest Crash in Wall Street History--and How It Shattered a Nation.   In this episode we talk about: The motivation behind his new book Human nature –– and why FOMO might be a good thing Personal finance hygiene  The true antidote to irrational financial decisions How to cope with financial stress Practical tools to stop mental spiraling  The "Would It Help?" mantra The role of Transcendental Meditation (TM) in Andrew's life Productivity hacks and life routines Calendar blocking vs. to-do lists  How much you should ––or shouldn't–– share or disclose about yourself with other people And much more Get the 10% with Dan Harris app here Sign up for Dan's free newsletter here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel Additional Resources:  Too Big to Fail DealBook Summit To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris