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Chariot Ltd (AIM:CHAR, OTC:OIGLF) chief financial officer Julian Maurice-Williams talked with Proactive's Stephen Gunnion about two key announcements tied to the company's renewable energy operations in South Africa. The first announcement covers the financial close of two large-scale wind power projects — Zen (100MW) and Bergriver (94MW) — both located in the Western Cape. Maurice-Williams highlighted that Chariot Generation and Trading, a new subsidiary, owns 24% of the assets alongside project lead Acciona Energía. Construction is set to begin imminently, with commissioning targeted for mid-2027. The second announcement focuses on the financing of Chariot's stake. Maurice-Williams explained the multi-layered structure, stating: “We brought in a strategic partner, and we've done it all at the subsidiary level… around $100 million net.” Funding sources include $284 million of project finance debt from Standard Bank and Investec, a $17 million equity investment from South African fund Mahlako, and a $9 million mezzanine facility from Standard Bank. He also outlined how the structure ensures no dilution at the parent level, while retaining control of the renewable business. Looking ahead to 2026, Chariot aims to generate material revenues from both its renewable and upstream oil and gas arms. Maurice-Williams also noted that the company is exploring the separation of these divisions and has entered discussions with ACWA Power regarding a broader Southern African sustainable energy platform. Visit Proactive's YouTube channel for more company interviews. Don't forget to like the video, subscribe, and enable notifications for future updates. #ChariotLtd #RenewableEnergy #WindPower #SouthAfricaEnergy #EnergyTransition #ProjectFinance #ElectricityTrading #CleanEnergy #JulianMauriceWilliams #ProactiveInvestors #EnergyInvestment #ACWAPower
S&U PLC (LSE:SUS) chairman Anthony Coombs talked with Proactive's Stephen Gunnion about the company's strong growth in the third quarter of 2025 and the outlook for 2026, particularly across its Advantage and Aspen businesses. Coombs said he expects further momentum in 2026, even if the broader economy remains flat, due to increasing market share and the company's operational improvements. He highlighted the recent performance of Advantage, the group's motor finance division, which has seen “record collection rates” and strong loan quality following industry-wide challenges and regulatory scrutiny. “We've been trading our socks off for the last 3 or 4 months,” Coombs said, noting the investigation by the FCA is now complete and has confirmed the company's compliance. Risk management remains a key focus. Coombs explained that S&U has improved its affordability assessments and credit scoring systems to ensure sustainable growth. The company is also introducing AI to support greater efficiency and customer onboarding. Discussing funding, he confirmed that net borrowings have risen in line with growth, and longer-term funding options such as securitisation are being explored. Looking ahead to 2026, Coombs said, “Actually, I see the economy slightly picking up in 2026. But even if it doesn't, we're going to be taking more market share.” For more interviews like this, visit Proactive's YouTube channel. Don't forget to like this video, subscribe, and enable notifications for future updates. #MotorFinance #SAndUPLC #AnthonyCoombs #AdvantageFinance #AspenBridging #2026Outlook #FinanceGrowth #AutoLoans #BridgingFinance #ProactiveInvestors
Summary In this conversation, Christopher Keller and Gina Rogean explore the journey of health and wellness, transitioning from traditional medicine to functional approaches, and the importance of accountability in healthcare. They discuss personal transformations, the role of faith in healing, and practical steps for individuals looking to improve their health. The dialogue emphasizes the significance of community support and the entrepreneurial spirit in building a health-focused practice. Takeaways The importance of addressing the root causes of health issues.Proactive health management can lead to significant lifestyle changes.Faith and spirituality play a crucial role in overall wellness.Accountability in healthcare can enhance patient outcomes.Transformational stories can inspire others to make changes.Nutrition should focus on whole foods, avoiding processed items.Building a business requires a strong foundation and systems.Personal experiences shape the approach to health and wellness.Community support is vital for personal and professional growth.Health is a lifelong journey, not a quick fix.
Geomega Resources (TSX-V:GMA) CEO Kiril Mugerman talked with Proactive's Stephen Gunnion about the company's bauxite residue technology and its potential global impact. In the interview, Mugerman explained how Geomega is addressing the 200 million tonnes of bauxite residue generated annually, with over 4.5 billion tonnes currently stored globally. He detailed the company's clean technology solution designed to convert this industrial waste into value. "This is a technology for bauxite residues," Mugerman said, describing how the waste, which results from aluminum refining, can be treated instead of being left to accumulate in storage ponds. Mugerman highlighted Geomega's joint development agreement with Rio Tinto, valued at C$4.5 million, to build a demonstration plant in Saguenay, Quebec. Although the timeline is controlled by Rio Tinto, the goal is to complete the project within approximately two years. The CEO also spoke about presenting bench-scale results in China, which demonstrated over 90% residue volume reduction and successful performance across six different bauxite residue sources. The next step is to scale to a demonstration plant. “A major company gave the green light to do the next scale up, which is exciting,” he noted. Mugerman also emphasized the role of government support in advancing the technology readiness level, helping position Geomega for future commercial agreements. For more interviews, visit Proactive's YouTube channel. Don't forget to like the video, subscribe, and enable notifications for future updates. #GeomegaResources #BauxiteResidue #CleanTech #RioTinto #AluminiumRecycling #WasteToValue #CriticalMinerals #SustainableMining #GreenTechnology #CanadaMining
SchoolPulse is reshaping student mental health by shifting from reactive crisis response to proactive, human-driven outreach. What began as a simple “check-in” text has evolved into an ongoing relationship, real people listening, supporting, and gently nudging students toward resilience long before challenges escalate. In this episode, Peter Fenger speaks with Iuri Melo, a licensed therapist with more than 20 years of experience helping individuals and families navigate stress, anxiety, relationships, and emotional growth. He's the best-selling author of “Know Thy Selfie” and “Mind Over Grey Matter”, and a dedicated advocate for mental fitness and personal development. Iuri is also the co-founder of SchoolPulse, a pioneering, text-based SEL platform that empowers students through proactive outreach, positive psychology, and meaningful connection. Above all, he's someone who believes deeply in human potential and is committed to helping young people live boldly and intentionally. We're thrilled to have Iuri on the show to explore how SchoolPulse blends tech-enabled emotional support with clinical insight to foster engagement, autonomy, and resilience, ultimately helping students and school communities thrive. For more information about SchoolPulse, please visit: https://schoolpulse.org To explore SchoolPulse's model and methodology: https://schoolpulse.org/our_approach/ Parents interested in learning more or enrolling their teen can go to: https://schoolpulse.org/parents/ To contact Iuri Melo, please email at: Iuri@schoolpulse.org Connect with SchoolPulse on Instagram at: https://www.instagram.com/schoolpulse/ Connect with SchoolPulse on Linkedin at: https://linkedin.com/company/schoolpulse Connect with SchoolPulse on Facebook at: https://www.facebook.com/schoolpulse.org
Ilika PLC (AIM:IKA, OTCQX:ILIKF) CEO Graeme Purdy talked with Proactive's Stephen Gunnion about a significant milestone for the company as it successfully shipped its 10Ah Goliath battery prototypes on schedule. Purdy noted that the delivery reflects the company's commitment to meeting expectations and keeping to its timelines. The prototypes will now be evaluated by customers, with Ilika expecting collaborative feedback to further refine its solid-state battery technology. Purdy explained that the next key milestone is the development of a 50Ah cell and that licensing discussions are already underway. He emphasised Ilika's asset-light model, saying that the company does not intend to build large factories itself but will rely on technology transfer and partners to scale up. Ilika's pilot line has achieved a 93% yield, which Purdy described as a “really great validation that we have a robust process that is ready for scale up.” This result exceeds typical expectations at this stage and supports the transition towards commercialisation. The interview also touched on Ilika's modelling work with Balance Batteries Ltd, which demonstrated potential cost and performance benefits for EV applications. The company claims a 20% reduction in battery pack costs and a corresponding increase in vehicle range when using its technology. To conclude, Purdy shared that further updates may follow from Ilika's Stereax product line as the year closes, with half-year results expected in early 2026. For more interviews and insights, visit Proactive's YouTube channel. Don't forget to like the video, subscribe, and enable notifications to stay up to date. #IlikaPLC #SolidStateBatteries #EVTechnology #BatteryInnovation #CleanEnergy #GoliathBattery #Stereax #TechTransfer #BatteryPrototypes #PilotLine #EnergyStorage #ProactiveInvestors
Sintana Energy CEO Robert Bose joined Steve Darling from Proactive to discuss the company's progress on two major fronts: the advancement of its acquisition of Challenger and new developments across key blocks in Namibia's Orange Basin. Bose reported that the planned acquisition of Challenger has now satisfied several significant conditions, including formal consent from ANCAP—Uruguay's national hydrocarbon regulator—and confirmation from Chevron indicating no objection to the transaction. With these milestones achieved, the deal now only requires final approval from the TSX Venture Exchange. A Court Sanction Hearing, originally delayed following later-than-expected ANCAP approval, has been rescheduled for December 12. On 26 November 2025, Challenger confirmed that the Scheme of Arrangement received strong shareholder backing, with the requisite majorities approving both the Scheme at the Court Meeting and the related Special Resolution at the General Meeting. Pending court sanction, registration of the Court Order, and satisfaction or waiver of remaining conditions outlined in the Scheme Document, the transaction is expected to become effective on 16 December 2025. Bose also provided an important operational update on Blocks 2813A and 2814B in Namibia's Orange Basin—one of the world's most closely watched offshore exploration regions. The blocks fall under Petroleum Exploration License 83 (PEL 83), currently operated by a subsidiary of Galp. Sintana maintains an indirect 49% interest in Custos Energy, which itself holds a 10% working interest in PEL 83, giving Sintana an effective 4.9% carried interest. NAMCOR, Namibia's state energy company, holds an additional 10% working interest. Major structural changes are underway at the asset level. TotalEnergies and Galp have agreed to a transaction that will see TotalEnergies assume operatorship of PEL 83 and secure a 40% participating interest from Galp, which presently owns 80%. As part of the agreement, the parties will initiate a multi-well exploration and appraisal campaign over the next two years, targeting at least three wells aimed at further de-risking the block and defining a potential first development hub within the acreage. The first exploration well under this new program is currently being assessed for potential drilling in 2026—positioning PEL 83 as a key contributor to the growing momentum in the Orange Basin and reinforcing Sintana's strategic exposure to one of the most prolific emerging petroleum regions globally. #proactiveinvestors #sintanaenergyinc #tsxv #sei #otcqb #seusf #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews #OilExploration #Namibia #OrangeBasin #EnergySector #PEL83 #RobertBose #GalpEnergia #Chevron #QatarEnergy #EnergyNews #ProactiveInvestors #2025EnergyTrends
Aftermath Silver CEO Ralph Rushton joined Steve Darling from Proactive to announce the commencement of a new, targeted follow-up drilling campaign at the company's flagship Berenguela silver-copper-manganese project in southern Peru. The program includes approximately 4,000 metres of diamond core drilling and 2,000 metres of reverse circulation (RC) drilling, marking a significant new phase of exploration aimed at further enhancing the project's resource potential. Rushton explained that drilling is also set to begin this week at Aftermath Silver's Challacollo silver-gold project in Region I of northern Chile. At Challacollo, the company plans to complete between 1,000 and 2,000 metres of core drilling as it advances its exploration strategy across multiple high-priority assets. The decision to accelerate drilling activity reflects both favourable market conditions and strong technical confidence in the projects. Rushton noted that with silver prices currently at elevated levels, the company believes now is the optimal time to advance both exploration and resource growth. At Berenguela, the focus of the program will be on following up high copper grades previously encountered on the eastern side of the existing resource. In addition, infill drilling will target areas believed to represent the most likely location for initial future mining operations. Rushton emphasized that the campaign is designed not only to expand and upgrade known mineralization but also to support longer-term development planning by improving geological confidence in critical zones of the deposit. With two active drill programs underway in Peru and Chile, Aftermath Silver is positioning itself to capitalize on strong metals markets while advancing its portfolio of advanced-stage silver projects. #proactiveinvestors #aftermathsilverltd #tsxv #aag #otcqx #aagff #mining #SilverMining, #BerenguelaProject, #Mining #Silver #Copper #Manganese #Peru #DrillingResults #BatteryMetals #ResourceModel #Investing
Delta Gold Technologies PLC (AQSE:DGQ) CEO Michael Jones joined Stephen Gunnion in the Proactive studio to discuss more about the company's innovative approach to quantum computing, underpinned by its nanoscale gold-based technology. Jones explained that while many firms claim to have quantum computers, the core challenge of creating stable and scalable qubits remains unresolved. Delta Gold is focused on a novel method using nanoscale gold to address this challenge, backed by a leading research partnership with the University of Toronto. “The power of the quantum computer is something that can cross a whole bunch of different sectors, and that gives us a lot of opportunity to look for partners or licensees to our technology,” Jones said. He highlighted the company's relationship with Professor Harry Ruda, a globally cited expert who leads Delta Gold's research efforts, and noted the significant advantage of working within a university ecosystem. Delta Gold has recently listed on the Aquis Stock Exchange, with a market cap now exceeding £10 million following a 50% rise post-IPO. Capital raised will fund a three-year research programme, with IP development and patent filings planned. Jones confirmed that major stockholders are locked in, reflecting strong confidence in the company's long-term potential. For more interviews like this, visit Proactive's YouTube channel. Don't forget to like the video, subscribe, and turn on notifications to stay updated. #QuantumComputing #DeltaGoldTechnologies #MichaelJones #Qubits #UniversityOfToronto #QuantumResearch #AquisStockExchange #TechInvestment #QuantumIP #EarlyStageTech #GoldInQuantum
Fineqia International Inc (CSE:FNQ) senior associate Matteo Greco talked with Proactive's Stephen Gunnion about the key takeaways from the firm's November report on crypto exchange-traded products (ETPs), which tracked a 17% drop in crypto assets – closely aligned with a broader 16% market decline. Despite the downturn, Greco noted that outflows from ETPs were minimal, indicating growing maturity and long-term investor confidence in crypto-backed financial products. “This is a strong vehicle to get exposure to the asset class,” Greco said, emphasizing the resilience of the crypto ETP market. He highlighted that Bitcoin ETPs saw only $3 billion in outflows despite a 17.5% price drop, suggesting that investors in these products tend to have a longer investment horizon. Similarly, while Ethereum ETPs recorded their first monthly outflows after seven months of inflows, Greco said that, proportional to market cap, Ethereum has attracted relatively stronger demand than Bitcoin. Regarding altcoin ETPs, Greco pointed to a positive trend driven by recent US ETF approvals for assets like Solana and Dogecoin. He added that the broader range of products could signal the early signs of an "alt season." Looking ahead, Greco believes the launch of over 300 listed crypto ETPs indicates sustained institutional interest heading into 2026. For more expert insights like this, visit Proactive's YouTube channel. Don't forget to like this video, subscribe to the channel, and enable notifications for future content. #CryptoETPs #Fineqia #BitcoinETP #EthereumETP #Altcoins #CryptoInvesting #ETFs #InstitutionalCrypto #CryptoMarkets #ProactiveInvestors
Optima Health PLC (AIM:OPT) chief executive Jonathan Thomas talked with Proactive's Stephen Gunnion about the company's strong first half performance, posting 17% revenue growth. Thomas credited both organic expansion and recent M&A activity, including the acquisitions of Cognate Health in Ireland and Care first, as key contributors. “The market backdrop is really good. There's great demand for our services. We're winning new business, and we anticipate to continue to grow,” said Thomas. He outlined how Cognate Health has now been rebranded as Optima Health Ireland, with the company beginning to leverage revenue synergies across jurisdictions. Care first, which complements Optima's existing EAP and mental health operations, is expected to complete its integration in Q4 of the current financial year. Thomas also discussed the company's operational transformation programme, which is designed to improve margins and scale effectively as growth continues. This includes clinical enhancements, automating processes, and optimising central support functions. The interview also touched on Optima's £210 million UK Armed Forces contract, now being mobilised, and £8.3 million of new business either signed or at preferred bidder stage—positioning the company for growth into FY27 and FY28. Looking ahead, Thomas reaffirmed the company's target of reaching £200 million in revenue and £40 million EBITDA, driven by organic growth, operational efficiency, and further M&A. For more interviews like this, visit Proactive's YouTube channel. Don't forget to like this video, subscribe to the channel, and turn on notifications for future updates. #OptimaHealth #HealthcareStocks #EarningsUpdate #MergersAndAcquisitions #OperationalTransformation #MentalHealthServices #HealthcareUK #RevenueGrowth #EBITDA #ProactiveInvestors
Addiction Unlimited Podcast | Alcoholism | Life Coach | Living Sober | 12 Steps
Why 5pm Feels Impossible (And What To Do About It) Let’s talk about the hardest part of early sobriety: that predictable window of time when the craving hits like a wave and you’re not sure you can ride it out. Maybe it’s 5pm on a Tuesday. Maybe it’s Friday night when everyone’s posting their wine glasses on Instagram. Maybe it’s standing in the parking lot at your kid’s soccer game watching all the other moms with their Stanley cups. In this episode, I’m breaking down what I call the witching hour—that specific time when staying sober feels almost impossible. But here’s the truth: it’s not about the drink. It never was. The drink was the solution you were using for something else—exhaustion, overwhelm, loneliness, anxiety, boredom. I’ll walk you through the four different types of witching hours, what you’re really craving during each one, and most importantly—what to actually DO about it. Because willpower alone won’t get you through this. You need a plan. And if you’re doing nothing, you’re planning to drink. 3 Key Takeaways From This Episode: 1️⃣ The Drink Was Never the Point — When you say “I want a drink,” what you’re actually saying is “I’m exhausted and need to turn my brain off” or “I’m anxious and need relief right now.” Understanding what you’re really craving changes everything. 2️⃣ Different Witching Hours Need Different Tools — The daily 5pm decompression requires different strategies than weekend FOMO or emotional overwhelm. Once you know your type, you can prepare accordingly. 3️⃣ Doing Nothing IS a Plan—It’s a Plan to Drink — If you know your hardest time is Friday at 5pm and you’re sitting back with no strategy, you’re not being neutral. You’re setting yourself up to give in. Proactive planning is non-negotiable. And, if you’re struggling with that daily 5pm crash? I did an entire episode on breaking that specific habit: How to Break the 5PM Drinking Habit Without Losing Your Mind Want structured support to actually implement these strategies? My Recovery Starter Kit walks you through exactly how to set up your environment, calm your mind when triggers hit, build real support, and create a daily rhythm that makes sobriety feel steady instead of shaky. It’s $197 for instant access—plus 30 days free in my Sober Society community. Perfect if you’re white-knuckling it through the holidays and need more than just willpower. And this Friday, a bonus drop from the Unlimited Life Starter Series — the 10 most powerful episodes to rebuild your rhythm, structure, and emotional peace. Is Angela the right Coach for you? Book A Call Here to find out Facebook Group: https://www.facebook.com/groups/addictionunlimited MORE FROM ME Follow me on Instagram @addictionunlimited
John gets in the latest NFL headlines including the Colts having to sign Phillip Rivers following Daniel Jones suffering a season ending injury, Nick Sirianni debunking talk of benching Jalen Hurts and Jayden Daniels being out again due to an elbow injury. He then shares thoughts on why he believes the Falcons could have been more proactive in regards to making a change at head coach if they plan to do so.
MustGrow Biologics Corp Chief Operating Officer Colin Bletsky joined Steve Darling from Proactive to announce outstanding performance results for the company's organic TerraSante™ biofertility product, based on large-scale customer performance data from commercial potato operations in Washington State and Idaho. The results demonstrate meaningful improvements in crop yield, size, and overall quality when TerraSante™ is incorporated into existing grower production programs. Bletsky told Proactive that one Washington State farming customer recorded consistent and substantial improvements in potato yield, tuber size, and crop quality using TerraSante™ at a dose rate of 11 pounds per acre. The performance data was generated on a large commercial potato field, providing a real-world validation of the product's effectiveness at scale. Based on the improved size, quality, and yield of the crop, the farmer estimated an approximate increase in revenue of US$5,000 per acre, achieved at a product cost of just US$180 per acre for TerraSante™. Additional work completed across potato fields in Idaho has also demonstrated significant agronomic benefits. These trials showed measurable improvements to both soil health and crop vigor when TerraSante™ was applied within growers' existing production programs, reinforcing the product's versatility and compatibility with established farming practices. TerraSante™ is a mustard-derived, organic biofertilizer formulated as a soluble, mixable product containing nutritious plant proteins and carbohydrates. These inputs are designed to feed both the soil and beneficial soil microbes, helping to improve soil biology, nutrient availability, and overall plant performance in a sustainable manner. The product is currently registered and approved for sale in six key U.S. agricultural states California, Florida, Arizona, Idaho, Oregon, and Washington. TerraSanteTM is also certified under the Organic Materials Review Institute (OMRI) Listed® program and California's Organic Input Material (OIM) Program, allowing it to be used in certified organic farming operations. Bletsky noted that the strong commercial performance data further supports MustGrow's strategy to commercialize sustainable, high-performance biological solutions that deliver both environmental benefits and compelling economic returns for growers. #proactiveinvestors #mustgrowbiologicscorp #tsxv #mgro #otcqb #mgrof #mustardseed #TerraSante #Biofertility #AgricultureTechnology #SustainableFarming #OrganicFarming #CropEnhancement #SoilHealth #AgriBusiness #ProductDistribution #florida #grapefruit #bellpeppers #watermelons #tomatos
Temas Resources CEO Tim Fernback joined Steve Darling from Proactive to provide an update on the continued advancement of the company's La Blache Property in Quebec, along with significant progress on its proprietary metallurgical technology initiatives. Fernback outlined Temas' unique dual-business model, explaining that the company operates both as a metallurgical technology developer and as an advancing critical minerals exploration and development company focused on titanium, vanadium, and iron. Fernback noted that Temas has completed approximately 45,000 metres of drilling at the La Blache Property to date, establishing a substantial geological database for the project. He highlighted that the company has already delivered a Preliminary Economic Assessment (PEA), which demonstrates the scale and strength of the asset. The PEA indicates approximately $6.6 billion of in-situ rock value underground with an internal rate of return (IRR) of over 60%, underscoring the project's robust economic potential. A key component of Temas' strategy is its proprietary regenerative chloride leach (RCL) platform technology. Fernback explained that the RCL system is designed to extract metals from complex mineralized rock while recycling reagents within a closed-loop process. By reusing key inputs, the technology is engineered to significantly reduce both operating costs and energy consumption compared to conventional processing methods. According to Fernback, the RCL platform can deliver approximately 65% savings versus traditional metallurgical approaches, positioning it as a potentially disruptive solution for the global mining and processing industry. Temas is actively evaluating international licensing and joint venture opportunities for the RCL technology, as the company looks to commercialize the platform beyond its own projects and create an additional revenue stream independent of mining operations. The interview also highlighted the company's recently completed 2,300-metre drilling program at La Blache, with assay results expected in early 2026. Fernback added that planned work in the coming year includes advancing both the La Blache and Lac Brûlé projects toward feasibility-stage studies, while continuing to strengthen the company's metallurgical division and expand its technology footprint. Fernback also pointed to the company's recently completed Australian initial public offering, which successfully raised $11.00 million. He said the financing leaves Temas fully funded for its upcoming work programs, positioning the company to execute on both its project development and technology growth strategies without near-term funding constraints. #proactiveinvestors #temasresourcescorp #asx #tio #cse #tmas #otcqb #tmasf #LaBlacheProject #MiningNews #CriticalMinerals #Titanium #Vanadium #IronOre #MetallurgicalTechnology #RCLTechnology #QuebecMining #ResourceStocks #DrillingUpdate #2026Outlook
Scancell Holdings PLC (AIM:SCLP, OTC:SCNLF) CEO Phillip L'Huillier talked with Proactive's Stephen Gunnion about new clinical data from its phase two melanoma study, known as the SCOPE trial, featuring its lead ImmunoBody candidate, iSCIB1+. L'Huillier highlighted that the trial has achieved the objectives set out for it, confirming the parameters for the company's upcoming registrational phase three study. The findings now provide clarity on dosing, patient population, and trial design. “Our SCOPE study…has met the objectives that we set out for it,” he said. A key point of the discussion focused on the data, which showed a 74% progression-free survival rate at 16 months for iSCIB1+. This compares to 46% at 12 months for the standard of care, which typically includes dual checkpoint inhibitors Ipilimumab and Nivolumab. L'Huillier noted this as a "really strong and durable benefit" on top of existing treatments. He also addressed how iSCIB1+ performed across patient subgroups where existing therapies are typically less effective—such as BRAF, PD-L1 status, and those with prior checkpoint treatment—with results showing clinically meaningful benefit across all. Scancell now plans to begin its phase three trial in late 2026, having received supportive regulatory feedback. L'Huillier also said the data has materially strengthened the company's case for partnering and financing opportunities as part of a dual-track strategy to either partner or proceed independently. Watch the full video for more insights. Like, subscribe, and enable notifications so you never miss an update from Proactive's YouTube channel. #Scancell #Melanoma #CancerResearch #ClinicalTrials #Immunotherapy #iSCIB1 #BiotechNews #Phase3Trial #Oncology #ProactiveInvestors
Australian Oil Company Limited (ASX:AOK) managing director Kane Marshall talked with Proactive's Stephen Gunnion about the company's diversified strategy across gas and oil markets in both the United States and Australia. Marshall outlined the company's expansion in the Sacramento Basin in California, where it has increased its working interest without a cash outlay. He noted that this consolidation gives the company greater control and positions it well amid rising demand for energy from data centres and critical industries. “We sort of can dictate our own terms, so to speak,” he said, referring to the advantages of consolidation amid recent mergers in the US sector. In Australia, the company has secured a strategic package in Queensland's Surat Basin, including producing fields, 3D seismic coverage, and nearby pipeline infrastructure. Marshall pointed out that gas prices remain attractive and that the assets are near a refinery selling oil at AU$100 a barrel, making the economics "extremely attractive". Marshall emphasised that both the US and Australian markets are “hungry for gas” and the company is delivering on its stated goals by entering these regions. He said the company remains focused on deploying capital into the highest-impact projects and hinted at upcoming exploration efforts in both jurisdictions. As the company heads into 2026, investors can expect updates on drilling prospects and production increases, particularly in Queensland. Marshall also referenced other active operators in the area and sees further corporate activity as likely. Visit Proactive's YouTube channel for more interviews like this. Don't forget to like the video, subscribe, and turn on notifications so you never miss an update. #AustralianOilCompany #OilAndGas #KaneMarshall #SuratBasin #SacramentoBasin #NaturalGas #EnergyInvesting #AussieEnergy #DataCenters #EnergyInfrastructure #CaliforniaGas #QueenslandGas #OilExploration #InvestorUpdates #ProactiveInvestors
Jupiter Asset Management lead investment manager Tarlock Randhawa joined Stephen Gunnion the Proactive studio to discuss the investment case for global smaller companies included in the Jupiter Origin Global Smaller Companies Active UCITS ETF (JOGS) and the approach taken by the Jupiter Origin team. Randhawa outlined the structural advantages of investing in small caps, noting their potential for price appreciation and under-researched nature. "We certainly think that there is a larger opportunity of potential price appreciation in the small-cap space," he said, pointing to the wider universe of opportunities relative to large-cap benchmarks. He explained that small caps offer more potential upside but come with higher stock-specific risks. To mitigate this, the team diversifies across around 200 names per portfolio. Randhawa also highlighted that the team seeks companies with a proven history of wealth creation, strong future profitability expectations, and attractive valuations. The Jupiter Origin strategy is built on a rigorous, evidence-based screening process. Starting with a universe of 5,000 stocks, the team applies a mechanical filter based on metrics they believe will lead to outperformance. The final portfolio has over 90% active share compared to the benchmark. While macroeconomic conditions do not drive the team's decisions, Randhawa acknowledged that the current environment — particularly falling interest rates and valuation gaps between small and large caps — is supportive for smaller companies. Discussing the team's background, he noted that the core members have worked together for 25 years, with 15 years of experience in global small caps. The team of five maintains a disciplined, collaborative process to reduce behavioural biases and maintain consistency in strategy execution. For more insightful interviews, visit Proactive's YouTube channel. Don't forget to like the video, subscribe to our channel, and enable notifications to stay updated. #JupiterAssetManagement #GlobalSmallCaps #SmallCapInvesting #TarlockRandhawa #JupiterOrigin #EquityMarkets #StockPicking #InvestmentStrategy #ActiveManagement #InterestRates #PortfolioManagement #ValuationGap
When it comes to paying taxes, many people think that owing as little as possible come April means they've beaten Uncle Sam.Well, it's true they may have won the battle, but with that kind of shortsighted thinking, they may not win the war, so to speak.The goal in tax planning is not only to pay fewer taxes in any given year, but to pay as little as possible throughout your lifetime. And sometimes that means paying more now to save later. Welcome back to The Retirement Fix, a monthly podcast for less stress and more success in your go-go retirement years. I'm your host, John Gigliello, a CERTIFIED FINANCIAL PLANNER™ with the Albany Financial Group and I'm here to be your guide to keeping more of your hard-earned money by making smart financial decisions in retirement. This podcast is for people nearing or in retirement who want to learn more about proactive tax planning, retirement income planning, social security timing, investment management and asset preservation. After a life-altering health issue at age 39, my calling in life became clear: To share my knowledge of personal finance with people who are looking to make smart and responsible choices with their money.Today I'm going to talk about year-end tax planning strategies and why sometimes paying more, not less, can be the key to long-term success.I like to say that most people are “allergic” to pre-paying taxes, but it really does make sense for some people, in specific circumstances to consider accelerating income, and therefore pay taxes earlier than they might otherwise be due.This is the time of year when I meet with many of my higher net worth clients for proactive tax planning. We examine their recent, current and projected future income and its tax implications. We then determine what strategies might save them tax dollars now and in the future.Proactive tax planning is different from tax preparation and involves analysis that takes into consideration all aspects of a client's financial picture, with the results being unique to each client and their specific situation.Year-end tax planning accomplishes a couple of very important things.First of all, it helps clients avoid any tax surprises in April. By understanding their current tax situation, in relation to the current tax laws, they can plan ahead for any liabilities by adjusting withholdings or making quarterly estimated payments.But a bigger part of tax planning strategy has to do with timing income such as IRA withdrawals and Social Security benefits to take advantage of low tax rates whenever possible and that's what I want to focus on today. If you stick around to the end, I'll also offer a few tax planning tips that most people should consider before year-end.One of the services I offer high net worth retirees is proactive tax planning. We review anticipated income, from all sources, each year and employ strategies to help clients make the most of their hard-earned money. If this sounds like something from which you could benefit, reach out to us. You can find more about the services we offer at www.jgigliello.com.
Ashley Bizzell joins Something For Everybody this week. Ashley is a registered dietitian and certified diabetes care and education specialist with over fifteen years of experience. In this conversation, Ashley and I discuss various aspects of health and nutrition, focusing on the importance of what we stop eating, the role of metabolic health, and the significance of habit formation. We explore the fasting mimicking diet, its benefits, and how it can help improve overall health. - See discounts for all the products I use and recommend: https://everybodyspod.com/deals/ - Shop For Everybody Use code SFE10 for 10% OFF
In this episode, Emma sits down with Mike O'Donnell, SVP Innovation and Business Transformation at Flywheel, to break down the real impact of AI-powered search on consumer behavior and brand strategy. Mike shares why consumers are embracing generative tools like Amazon's Rufus, how brands can adapt their content and measurement strategies for the new world of AI search, and what mass personalization means for the future of commerce. The conversation covers why consistent product data matters more than ever, how clean rooms and AI are unlocking audience-led advertising, and what Flywheel is building to help brands move from channel-based thinking to true return on consumer. Packed with practical insights, this episode is a must-listen for anyone looking to stay ahead in the evolving commerce landscape.Read the white paper, "From powerless to proactive: How brands can own the AI search revolution" here.
Dr. Waqaas Al-Siddiq, CEO and Founder of Biotricity, has designed a direct-to-consumer service to shift healthcare from a reactive to a preventive model by simplifying and accelerating access to remote cardiac screening. Applying AI to sift through patient data allows the cardiologist to focus on clinically relevant information and to identify sporadic, intermittent heart issues that are often difficult to detect using traditional heart screening techniques. Waqaas predicts an expansion of specialized solutions using AI and large datasets to support clinicians and patients in the drive to identify early signs of disease. Waqaas explains, "The thing that we've been focused on is, as you know, heart issues. We've talked extensively about heart issues, which are the number one killer. And so what we've done now is we've collected this massive dataset, but we're trying to look at the nuances of those needles in a haystack. So it's not about the individuals who have arrhythmias to catch. It's about the ones who are very, very sporadic and intermittent, something that happens once every four months. Is there a way to predict that? Can we grab additional data from the patient about their environment, about their history, to get a more holistic view of the patient? " "Often, with a massive amount of data in a set, you can get into prediction, but you need a more holistic view. Our focus has now been on now that we've captured 90% of the scenarios, the last 10% are incredibly complicated, and how do we leverage that? How do we use our data to basically get into those specialized nuances?" #HeartSecure #hearthealth #preventative #heartdiease #healthyheart #selfcare #healthylifestyle #healthtestathome #HeartYourHeart #Biotricity #CareInnovation #HealthcareAI #Bioheart #Cardiology biotricity.com Download the transcript here
Dr. Waqaas Al-Siddiq, CEO and Founder of Biotricity, has designed a direct-to-consumer service to shift healthcare from a reactive to a preventive model by simplifying and accelerating access to remote cardiac screening. Applying AI to sift through patient data allows the cardiologist to focus on clinically relevant information and to identify sporadic, intermittent heart issues that are often difficult to detect using traditional heart screening techniques. Waqaas predicts an expansion of specialized solutions using AI and large datasets to support clinicians and patients in the drive to identify early signs of disease. Waqaas explains, "The thing that we've been focused on is, as you know, heart issues. We've talked extensively about heart issues, which are the number one killer. And so what we've done now is we've collected this massive dataset, but we're trying to look at the nuances of those needles in a haystack. So it's not about the individuals who have arrhythmias to catch. It's about the ones who are very, very sporadic and intermittent, something that happens once every four months. Is there a way to predict that? Can we grab additional data from the patient about their environment, about their history, to get a more holistic view of the patient? " "Often, with a massive amount of data in a set, you can get into prediction, but you need a more holistic view. Our focus has now been on now that we've captured 90% of the scenarios, the last 10% are incredibly complicated, and how do we leverage that? How do we use our data to basically get into those specialized nuances?" #HeartSecure #hearthealth #preventative #heartdiease #healthyheart #selfcare #healthylifestyle #healthtestathome #HeartYourHeart #Biotricity #CareInnovation #HealthcareAI #Bioheart #Cardiology biotricity.com Listen to the podcast here
Episode #136 of Work Comp Talk is here, and this one can literally change the outcome of your workers' comp case. Hosted by Carmen Ramirez and Attorney Bilal Kassem, this episode breaks down the real, practical, battle-tested strategies that every injured worker needs to know. These Top 5 Ways to WIN Your Workers' Comp Case could be the difference between getting denied… or receiving the full benefits, medical care, and settlement you truly deserve. Whether you're new to the workers' comp system or already stuck in the middle of a frustrating process, this episode gives you the clarity, confidence, and guidance you need to move forward. Takeaways: The Kite case advocates for simple addition in disability ratings. The Vigil case clarifies the use of simple addition for combined injuries. Injured workers should ensure all body parts are included in their claims. Choosing the right doctor can significantly impact recovery and case outcomes. Fighting denials is essential; don't accept them without challenge. Understanding your rights is crucial in navigating workers' compensation. Communication between doctors and lawyers is vital for patient care. Proactive advocacy can lead to better case outcomes. Chapters: 00:00 Introduction: 5 Positive Ways to Win Your Case 01:36 Kite & Vigil Cases: Changing How Your Disability Is Calculated 06:00 Positive Way #2: Make Sure Every Injury Is Included 09:08 Positive Way #3: Choosing the Right Doctor for Your Case 13:21 Positive Way #4: Fighting Treatment Denials Without Giving Up 16:24 Positive Way #5: Understanding Your Rights in the Workers' Comp System This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury. Visit our FAQ and blog for more resources: https://www.pacificworkers.com/blog/ Follow Us on Social Media for More Content!
Wise Divine Women - Libido - Menopause - Hormones- Oh My! The Unfiltered Truth for Christian Women
In this episode, Dana Irvine delves into balancing hormones naturally, highlighting the crucial role of thermography in detecting hormonal imbalances. Focusing on menopause support for women, she explains common signs of hormone disruption such as mood swings, brain fog, and weight gain, and offers menopause symptom management tips involving lifestyle changes, dietary adjustments, and adaptogenic herbs. Dana emphasizes holistic breast care and functional medicine approaches tailored for empowered aging women, encouraging listeners to develop personalized health plans. Discover proactive, natural techniques that foster hormone balance and enhance overall wellness during and after menopause.
We'd love to hear from you. What are your thoughts and questions?The conversation delves into the multifaceted nature of energy investing, emphasizing its role in wealth protection and intelligent diversification. It highlights the urgency of tax planning for 2025, urging listeners to take action before time runs out. The discussion also touches on the importance of diversifying investments beyond traditional markets like stocks and real estate.Main Points:John's insights remind us that energy investing isn't just about oil and gas, but it's about building enduring value, protecting wealth, and aligning our financial strategy with intelligent diversification.There is still time to make a meaningful impact on your 2025 tax plan, but time is running out.Now is the moment to act and finalize your tax planning for 2025.Gulf Coast Western can show you how to save tax dollars from going to the government.True diversification goes beyond stocks, bonds, and real estate markets.Energy investments can provide a hedge against inflation and market volatility.Investing in energy can lead to long-term financial stability.Understanding the tax implications of investments is crucial for wealth management.Diversification is key to reducing risk in investment portfolios.Proactive tax planning can lead to significant savings.Connect with John Engel:https://www.linkedin.com/in/john-engel-6aba212bb/johne@gulfcoastwestern.comwww.gulfcoastwestern.com
In this episode of the Coffee & Questions podcast, we dive into the real role AI should be playing in today's sales and social prospecting landscape. In this episode I get to sit down with Melissa Langdale, a woman I have long admired in the mortgage space as being a woman of movement who truly gets her audience, gets it done, and it was an honor to have her on!Instead of viewing AI as a replacement for human effort, we break down how it should function as a tool—especially for research, content ideation, and even practicing sales conversations—while drawing a hard line at using it for outbound prospecting, where automation can quickly erode trust.We explore why authentic connection is still the ultimate differentiator in a noisy, increasingly automated world. Personal outreach, real conversations, and genuine follow-through are what build long-term trust—and they're exactly what AI can't replicate. The episode also highlights the importance of training your AI tools the same way you would a human assistant: feeding it your voice, your data, and your context to get output that moves the needle.Connect with MelissaLinkedIn: https://www.linkedin.com/in/melissa-langdale/Website: https://www.praxislendingsolutions.com/ Connect with Michelle:Website: https://bermanmediapd.com/Instagram @BermanMediaSocialYouTube: https://www.youtube.com/channel/UCTgG-BvwWOQ_jEYDZ-gKVxQ Need a Dynamic Speaker for an Event or Group? Duh...Me!Email: Michelle@bermanmediapd.com
Dr. Tim Cummins Dr. Tim Cummins/Infinity Wellness Center Dr. Tim Cummins has been in the health and wellness space since 1992. Earned his bachelor's degree in sports medicine and then continued on to chiropractic school where he graduated with honors in 1999. After establishing a successful family practice, Dr. Cummins dove into research and […]
Are you growing because you chose to or because life left you no other option? In this Part 2 continuation of yesterday's episode, Kevin and Alan break down how proactive growth and reactive growth shape your self-improvement, personal development, consistency, and decision-making. Drawing from thousands of episodes, years of data, and countless hours of coaching real people through real challenges, they explain why most individuals stay stuck in reactive patterns without realizing it.If you've ever wondered why your results stall or why progress feels unpredictable, this conversation clarifies the deeper structure behind sustained success. This is the strategic approach high performers rely on to stay capable, adaptable, and aligned long term.Learn more about:Join our Next Level University Monthly Masterclass, "The Top 5 Fundamentals of Business You Must Understand to Be Successful Long-Term." One hour. Real principles. Lasting breakthroughshttps://us06web.zoom.us/meeting/register/tFWBZRzLQa6h0C6g1ysvZA#/registrationNext Level Hope Foundation – GoFundMe donation linkhttps://gofund.me/5c6abcf7f_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.
Why Your Kids Don’t Listen—and What to Do About It Trust: The Forgotten Weapon of Fatherhood In this episode of The Patriarchy Podcast, Pastor Joseph Spurgeon sits down with elder, father, and foster dad Aaron Sabie to talk about one of the most overlooked pillars of fatherhood: trust. Why don’t your kids listen? It’s not because you’re not loud enough. It’s because they don’t trust you. We dive deep into what causes that breakdown, how to fix it, and why real leadership starts long before you open your mouth. Aaron shares powerful stories from his time as a foster father—raising broken children and watching them transform through consistent, fatherly care. You’ll also hear about: Why most dads lose their kids’ hearts What a trustworthy father actually looks like The role of discipline, conscience, and consistency Why trust isn’t earned through volume, but through mission and follow-through Fathers, if you want to raise sons and daughters who follow—not just obey—you need this episode. Chapters & Timestamps 00:00 – Cold Open: Why your kids don’t listen 02:01 – Welcome & Episode Overview 04:15 – Interview Begins: Meet Aaron Sabie 07:30 – The Foster Experience: Rebuilding Trust from the Ground Up 14:45 – What Trust Looks Like in Daily Discipline 21:20 – Building a Family Identity & Why Mission Matters 27:00 – Proactive vs Reactive Parenting 31:50 – Creating a Moral Warehouse: Shaping the Conscience 36:40 – Restrictive vs Permissive Parenting Pitfalls 43:25 – How Trust Shapes Teenagers 47:10 – Why Follow-Through Is Everything 50:40 – Couch Time, Family Order, and Marital Unity 56:15 – Encouragement to Fathers: Build Trust Now 1:00:00 – Final Thoughts & Call to Action About the Show The Patriarchy Podcast features in-depth conversations on faith, culture, theology, and leadership. Each episode equips Christians to live boldly and biblically in an age of compromise—exploring the challenges and opportunities of standing firm for truth in the modern world. Support the Mission We’re still raising funds to expand Sovereign King Academy and keep tuition affordable for families. Want to invest in the future of Christ’s Kingdom?Give here: https://sovereignkingacademy.com Connect with The Patriarchy Podcast YouTube: https://www.youtube.com/@ThePatriarchyPodcastSpotify: https://tinyurl.com/58tm5zjzApple Podcasts: https://tinyurl.com/f3ruzrsaWebsite & All Links: https://linktr.ee/thepatriarchypodcast Follow Joseph Spurgeon:Facebook: https://www.facebook.com/ThePatriarchyPodcastX/Twitter: https://x.com/PatriarchyPodInstagram: https://www.instagram.com/thepatriarchypodcastGab: https://gab.com/thepatriarchypodcast Sponsored By Steadfast Cigars – For men who reject passivity and take dominionOrder: https://steadfastcigars.com/ Fit Father Project – Reclaim discipline and strength for lifeStart: https://secure.fitfatherproject.com/a/transformation/4539 Books by Joseph Spurgeon:It’s Good to Be a Boy – https://a.co/d/7zpEh5DIt’s Good to Be a Girl – https://a.co/d/6VlBTzS Final Call to Action Subscribe for more conversations that sharpen men for battle.Turn on notifications so you never miss an episode.Like and share to support biblical masculinity.
Giving Tuesday has become a global moment to celebrate generosity. But for believers, it can be much more than a once-a-year opportunity to give. It can become a catalyst to cultivate a lifestyle of intentional, joy-filled stewardship all year long.Today, we explore how to give with both heart and wisdom—so that our generosity reflects God's purposes, not merely the moment. Joining the conversation is Al Mueller, founder and CEO of Excellence in Giving and former executive with Morgan Stanley and UBS.Beyond the Moment: What Giving Tuesday Really RepresentsFor Al Mueller, Giving Tuesday is more than a charitable trend—it's an invitation.“Giving Tuesday is a great opportunity to begin acting on generosity,” he says, “but it's also a moment to pause and align with God's purposes.” Al reminds us of Paul's words in 2 Corinthians 9:7: “Each one must give as he has decided in his heart… for God loves a cheerful giver.”In other words, generosity is more than an impulse. It is an act of worship. Giving Tuesday can be a spark, but intentional stewardship is the flame that keeps burning throughout the year.Al summarizes biblical giving with a simple idea: “God gave us both a head and a heart—He didn't say pick one.”Wise stewardship holds both together:The heart expresses compassion, joy, and worship.The head evaluates impact, effectiveness, and alignment with God's purposes.Stewardship looks at the Kingdom outcomes we long to see and asks how we can best contribute to them. Some giving is planned, some spontaneous—but all of it can be intentional.Helping Donors Give With ExcellenceAt Excellence in Giving, Al and his team equip high-capacity givers—often those giving $1 million or more annually—to make well-informed, impactful decisions. They offer research, due diligence, and accountability that help donors shift from reactive to proactive giving.But these principles, Al emphasizes, are not reserved for the ultra-wealthy.“Everyone can do their own homework,” he says. “Everyone can ask good questions. Everyone can give intentionally.”Whether you're giving $50 or $50,000, evaluating ministries wisely matters. Al recommends starting with three core questions:What problem is the ministry trying to solve?What do they believe is the root cause of that problem?What measurable results have they seen?Healthy ministries provide clear reporting, measurable outcomes, and transparent leadership. They welcome questions and view accountability as part of discipleship.Key indicators to review include:Leadership stabilityDonor and staff retentionClear communicationTransparent financial practicesEvidence of life changeStrong ministries don't hide their results—they celebrate them.Red Flags: When to Think TwiceJust as there are markers of strong ministries, there are warning signs that should prompt caution:Vague vision without a clear planEmotional pressure or over-spiritualizing resultsLack of reporting or unwillingness to share outcomesOver-dependence on a single donorRepeated urgent appeals for fundsAl calls vague visions “ministry hallucinations”—dreams without blueprints. Just as you wouldn't build a house without plans, you shouldn't fund ministry without clarity.A Growing Trend: Collaborative GivingOne of the most exciting developments in philanthropy today is collaborative giving—donors pooling resources to make a larger, more strategic impact.Pooling resources:Helps ministries secure larger grantsReduces duplicationSaves ministries' valuable timeStrengthens unity within the body of Christ“This model lets donors and ministries accomplish something bigger together,” Al explains.No donor wants to micromanage, and no ministry seeks to be controlled. But accountability doesn't mean control—it means clarity.Al puts it this way: “Accountability is information given, not control taken.”Trust grows when ministries offer clear plans, measurable results, and honest reporting—what Al calls “a form of blessing” to donors.The Next Generation of GiversYounger donors give differently than their parents do. They are:More global in perspectiveMore results-orientedMore experiential—they want site visits and direct engagementMotivated by conviction rather than obligationPassionate about transparency and impactAl believes this next generation will reshape Christian generosity—mainly as significant wealth transfers occur in the coming decades.Al concludes with a powerful insight: there is a meaningful difference between being generous and being a steward.In the first century, a steward managed the household, finances, and fields on behalf of the master. The steward's job was simple: to know the heart of the master and act accordingly.Stewardship today means:Recognizing God owns it allSeeking His desires for His resourcesGiving with discernmentAiming to hear, “Well done, good and faithful servant.”Generosity is beautiful—but stewardship is a calling.Growing in Intentional GenerosityWhether you're giving on Giving Tuesday or cultivating lifelong generosity, the call is the same: give with joy, wisdom, and purpose.If you want to explore tools to help you give more strategically, you can learn more at ExcellenceInGiving.com. And if you'd like to partner with the mission of FaithFi, visit FaithFi.com/Partner to join us in helping believers integrate faith and financial decisions for the glory of God.On Today's Program, Rob Answers Listener Questions:What are your thoughts on annuities for someone approaching age 70?My wife and I are senior citizens and now have custody of our 10-year-old granddaughter—her father passed away, and her mother isn't involved. We want guidance on setting up a trust for her future. What's the best way to approach this?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Excellence in GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Dive deep into the strategic mindset of level design, the shift from AAA development to indie studio entrepreneurship, and a radical new business model for creating innovative "Cocktail Games."Key Takeaways & Discussion PointsThe Reality of Level Design Beyond Architecture: Willem, a former level designer at Velan (Knockout City) and Zynga (Star Wars Hunters) , defines level design not as architecture, but as the execution of the game's intent and vision. You are the "great implementers" who build the playground for the core mechanics. Finding the Fun: Execution requires risk-taking. Good levels break the traditional norms—like the restrictive three-lane structure in some shooters —to find unexpected fun and keep the experience fresh. Inspiration Outside the Engine: To avoid creative blocks, step outside your comfort zone. Willem found inspiration for a level in Knockout City (Rooftop Rumble) by listening to Pink Floyd and used JFK assassination podcasts to conceptualize Darth Vader's Castle.
How often do you think about taxes as part of your long-term wealth strategy rather than something you deal with once a year? In this episode, Melissa talks with tax attorney Megan Robin about why proactive tax planning matters for law firm owners who want to build and protect wealth. They explore how treating taxes as a strategic lever, rather than a deadline, opens opportunities to improve your financial position throughout the year. This conversation highlights patterns Megan sees repeatedly, from overpaying taxes due to missed opportunities to relying on broad advice that does not fit a law firm owner's specific situation. You will hear why your firm is often your most valuable asset and how intentional tax planning can strengthen both your cash flow and long-term wealth. Melissa and Megan bring clarity to an area that many owners overlook, and the guidance offered will help you think more strategically about the money you keep. Let's talk! If you are a law firm owner looking to talk with us about partnering on your personal and professional growth, book a short, free, no-pressure call with Melissa here: https://velocitywork.com/calendar Get full show notes, transcript, and more information here: https://www.velocitywork.com/338 Watch this episode on YouTube: https://youtube.com/@velocitywork
In this episode of Pulse of the Practice, hosts Mo Arbas and Paul Miller dive into the realities of year-end planning for firms and their clients. They discuss the evolving nature of tax seasons, the importance of standardizing retirement account advice, and how proactive education can help clients make better financial decisions. The conversation covers prioritizing HSA contributions, navigating health insurance options, and the nuances of retirement plans for business owners—with or without employees. Paul shares insights on balancing client goals, whether it's maximizing tax deductions through retirement accounts or investing in real estate, and emphasizes the value of anticipating client needs rather than simply answering questions. The episode wraps up with practical tips for closing the loop on planning decisions and highlights the difference between reactive and proactive advisory.
In this episode of The Dairy Podcast Show, Dr. Megan Schrupp, veterinarian and owner of NexGen Dairy in Minnesota, shares how proactive fresh cow management and new technologies are improving animal health and performance. She discusses the tools she uses to monitor fresh cows, reduce post-calving challenges, and build efficient, data-driven protocols that prioritize prevention. Learn how being proactive can enhance health, longevity, and productivity in your herd. Listen now on all major platforms!"Our goal with fresh cows is to set the stage for success in the first few days of lactation."Meet the guest: Dr. Megan Schrupp is a veterinarian and co-owner of NexGen Dairy in Eden Valley, Minnesota, where she oversees herd health, reproduction, and team management. She also operates Dairy Performance Service, LLC, which provides veterinary consulting to dairy farms across central Minnesota. Known for combining sustainability, data-driven decisions, and strong leadership, Dr. Schrupp focuses on maximizing cow health, productivity, and longevity. Liked this one? Don't stop now — Here's what we think you'll love!What you'll learn:(00:00) Highlight(01:33) Introduction(09:38) Fresh cow care(11:46) Genetics and management(15:57) Technology use(20:03) Proactive health assessment(23:08) Feeding behavior(31:01) Final three questionsThe Dairy Podcast Show is trusted and supported by innovative companies like: AHV* Afimilk* Evonik* Priority IAC* Lallemand* Adisseo- Natural Biologics- Berg + Schmidt- SmaXtec- dsm-firmenich- ICC- Protekta
Proactive selling is no longer optional - it's the engine behind every modern GTM transformation. In this episode, we unpack how teams shift from reactive account management to a hunting mindset built on focus, discipline, and smart customer relationship management. Harry Kendlbacher sits down with Felipe Arancibia Coddou, EVP of Sales & Marketing for Europe & LatAm at Loomis, to explore what it takes to transform long-standing “farmer” models into opportunity-driven teams. They discuss cultural change, CRM discipline, leadership skills, and how to navigate a shrinking core market while expanding into new customer segments.
Last week, we talked about why strategic prioritisation matters and how it creates your unfair competitive advantage. We looked at how the spray-and-pray approach is costing you 5 times as much to acquire clients, resulting in 52% lower marketing ROI and 40% higher client churn. More importantly, we discussed how strategic prioritisation transforms your business: marketing spend decreases whilst results increase, you grow 30% faster, and you build sustainable competitive advantages that can’t be easily replicated. So now the question becomes: where exactly should you focus your limited resources for maximum impact as you plan for late 2025 and into 2026? Today, I’m going to walk you through the critical areas that research shows demand attention. Let’s dive in. What You’ll Learn in This Episode Identify your true business driver by analysing conversion data—discover which activities actually close deals versus those that just create awareness (one agency increased conversions 40% using this method) Niche specialisation delivers 300% higher profitability than generalist approaches, with specialist agencies filling roles 2.3x faster and commanding 20-30% premium fees Client retention strategies that boost profitability by 25-95% with just a 5% improvement, including proactive communication frameworks and multi-stakeholder engagement tactics The Lead Generation Triad framework for building predictable sales pipelines using current connections, content marketing, and systematic cold outreach 2026 recruitment marketing priorities, including AI-driven solutions (81% of agencies investing), social sourcing strategies, and authentic employer branding approaches Technology stack essentials that reduce time-to-fill by 60% and help agencies close 40% more deals through integrated CRM-ATS systems Identify Your Key Business Drivers Before you dive into any of these priority areas, there’s one critical step that far too many recruitment business owners skip: identifying your key business driver by reviewing actual conversion data. Here’s what I mean. I was speaking with an MD recently who was convinced that their time should be split equally across all their marketing activities. They were doing a bit of LinkedIn, a bit of email, some cold calling, and attending the occasional networking event. But when we sat down and analysed where their converted clients came from over the last two years, you know, the ones who signed terms and generated revenue, we discovered something fascinating. Their LinkedIn content was absolutely working. It was creating awareness, generating engagement, and booking initial meetings. But here’s the thing: those LinkedIn connections only converted into actual clients when they transitioned to messaging, face-to-face meetings, or structured follow-up calls. The pattern was clear: LinkedIn opened the door and built credibility, but it was the in-person meeting or the strategic phone conversation that closed the deal. Without that crucial next step, the LinkedIn engagement rarely converted to revenue. This revelation completely changed their strategic priorities. They didn’t stop posting on LinkedIn; it was a vital awareness tool. But they realised their true business driver was the face-to-face meeting. So, they restructured everything around getting more of those meetings and making them count. They used LinkedIn to create awareness and credibility, then systematically moved prospects toward booking virtual coffee meetings or office visits. The result? A 40% increase in client conversions over the next quarter. So, before you commit to any strategy for 2026, I want you to do this simple exercise: Look at your converted clients over the last two years. Trace back through the entire journey. What created the initial awareness? What built the credibility? And critically, what was the final touchpoint that actually converted them into a client? Was it a face-to-face meeting after connecting on LinkedIn? A follow-up call after they downloaded your content. A presentation at their office that you arranged through email outreach. Whatever that conversion moment was, that’s your key business driver. Everything else is supporting that driver. Once you’ve identified this, you can build your entire priority framework around creating more of those conversion moments, whilst using your other channels strategically to feed that pipeline. Market Positioning and Niche Specialisation One of the most fundamental strategic decisions you face is whether to operate as a generalist or specialist agency. The evidence overwhelmingly favours niche specialisation for agencies seeking competitive advantage. Listen to these numbers: • Niche recruitment agencies fill roles 2.3 times faster than generalists because they know the industry inside and out. • They earn 3.2 times more referrals due to the trust and credibility that comes with deep industry expertise. • They command 20 to 30% higher fees thanks to demonstrated specialisation. • They achieve 89% client retention rates, far above the 62% average for generalists. • And they see a 300% boost in revenue and profitability compared to generalist counterparts. The qualification rates tell the story: niche recruiters achieve 20-25% qualification rates, compared to just 5-8% for generalists. With 72% of hiring managers struggling to fill specialised roles, niche agencies are uniquely positioned to meet this challenge. Client Relationship Management and Retention Though new client acquisition often dominates business development discussions, client retention represents one of the most profitable priorities. Here’s a stat that should make you sit up: increasing client retention by just 5% can boost profitability by 25-95%. Let me share some priority actions: Exceptional service delivery: The temps and contractors you place are your frontline ambassadors, but this principle applies equally to permanent placements. The care you show the people you’ve placed directly impacts on your client relationships. Research indicates that highly engaged placements are 59% more productive and 87% less likely to experience premature departure. When you invest in looking after the candidates you’ve placed, checking in regularly, and ensuring they’re settled and supported, this directly impacts client perception and repeat business. Your client views you as someone who prioritises the long-term success of placements, not just someone who fills roles and then disappears. Proactive communication: The best partnerships are built on regular, strategic conversations, not just transactional job orders. Quarterly hiring roadmap sessions keep you close to client businesses, even when they’re not actively hiring, transforming you from a vendor to a strategic partner. Value-added services: Agencies providing strategic insights into workforce management achieve 33% higher revenue growth than those focused solely on transactional recruitment. Sharing data-driven insights, market trends, and salary benchmarks positions your agency as indispensable. Multi-stakeholder engagement: Use LinkedIn Sales Navigator to identify key decision-makers beyond your primary contact. Companies increasingly want relationships at the strategic level where budget allocation decisions are made, not just where job orders are placed. Business Development and Lead Generation A robust, predictable sales pipeline separates recruitment companies that thrive from those that merely survive. We teach the Lead Generation Triad, which provides a framework for balanced business development: Current Connections: Your existing network of clients, candidates, and industry contacts represents your most valuable lead source. Regular re-engagement of your database through targeted campaigns can generate hundreds of downloads and follow-up opportunities. Content as a Convincer: Strategic content marketing establishes your agency as a trusted industry resource. Recruitment agencies with active blogs generate 126% more leads than those without consistent content publication. Cold Outreach: Whilst uncomfortable for many, systematic cold outreach, when done consistently across multiple channels (phone, direct messages, texts, video messages, emails), revolutionises business development over the long term. The key is integration: all three components working together create momentum across short, medium, and long-term horizons. Recruitment Marketing and Employer Branding As we look towards 2026, recruitment marketing capabilities have become essential competitive differentiators. Successful companies are prioritising: • Media diversification: Reducing dependency on just LinkedIn posts by using images, polls and videos on multiple platforms. • Employee advocacy programmes: Leveraging authentic employee-generated content to showcase company culture. • Candidate quality focus: Moving beyond volume metrics to emphasise quality of placements and long-term retention. If you haven’t listed/watched Sandra’s post on candidate care click here. • Content marketing: 45% of agencies plan to use content generation as a main tool for candidate and client attraction. • Social sourcing: 75% of agencies plan to utilise social sourcing strategies for candidate attraction. The shift is clear: recruitment marketing in 2025 and beyond requires authenticity, strategic channel selection, and consistent value delivery. Technology Investment and Automation An integrated tech stack that powers both growth and operational efficiency is potentially transformative for recruitment agencies in 2026. By the end of 2024, 81% of agencies were investing in AI-driven recruitment solutions, and 67% of recruiters believed that increased AI usage would be a top trend in 2025. Strategic technology priorities include: Integrated CRM and ATS systems: Disjointed systems cause inefficiencies, outdated data, slower sourcing, and missed opportunities. Research indicates that automation can reduce time to fill a position by up to 60%, whilst integrated ATS-CRM solutions help agencies close 40% more deals than those using standalone systems. Workflow automation: Automation eliminates manual, repetitive tasks, from candidate engagement workflows to AI-driven CV formatting and chatbot-powered lead capture. This enables recruiters to focus on high-value activities, such as building relationships and nurturing talent pipelines. The key insight: technology investment should drive efficiency and enhance human capabilities, not replace the relationship-building that remains central to recruitment success. Performance Measurement and KPIs Strategic prioritisation requires measurement. You can’t manage what you don’t measure, as they say. Essential recruitment KPIs include: • Financial metrics: Cost per hire, revenue per recruiter, gross profit margin. • Efficiency metrics: Time to fill, time to hire, candidate pipeline health. • Quality metrics: Quality of hire, first-year attrition, offer acceptance rate. • Relationship metrics: Candidate satisfaction, hiring manager satisfaction, client retention rates. • Activity metrics: Conversion rates by acquisition channel, source of hire effectiveness, and recruiter performance dashboards. The most successful agencies use applicant tracking systems and recruitment CRMs to automate tracking, pull reports, and monitor pipeline health. Here’s the key: define your objectives first, then identify the questions metrics will help answer, and finally determine which KPIs to track. Avoid tracking metrics simply because you can. Every KPI should inform strategic decisions. Putting It All Into Action Your Strategic Planning Process For broader strategic planning, follow these essential steps: 1. Conduct a Year-End Review: Reflect on what worked and what didn’t in 2024 to 2025. Assess financial performance, operational efficiency, and alignment with your broader vision. 2. Define Clear Goals: Avoid vague aspirations. Instead of “grow revenue,” set specific outcomes, such as “increase contract placements by 25% in Q1 2026” or “expand into healthcare recruitment niche by June 2026.” 3. Prioritise ruthlessly: Focus on just a handful of well-defined goals. Prioritisation isn’t about deciding which goals are most important; it’s about understanding what needs to be done now to enable progress later. 4. Build a Detailed Roadmap: Break down each goal into smaller steps or milestones. Assign clear responsibilities and set realistic timelines. Connect long-term objectives to everyday actions. 5. Establish Measurement Systems: Define success metrics for each priority. Ensure you have tools and processes in place to track progress. 6. Create a Decision-Making Framework: Use your strategic priorities as a filter. When new opportunities arise, ask: “Does this align with our strategic priorities?” If not, the answer should be no. Avoiding the Common Pitfalls Strategic implementation fails when companies: • Try to do too much at once, spreading resources too thin. • Set goals without clear measurement criteria. • Fail to communicate strategy throughout the organisation. • Don’t review and adjust plans regularly based on results. • Allow short-term pressures to override strategic priorities constantly. The most successful companies view strategic planning as an ongoing process, rather than a one-time exercise. They hold regular review sessions, celebrate progress, and adjust course when evidence indicates change is needed. Wrapping Up: Your Competitive Advantage Starts Here So, as you plan for 2026, the choice is clear. You can continue with scattered “spray and pray” activities that feel productive but deliver mediocre results. Or you can embrace strategic prioritisation that focuses your limited resources on high-impact areas. The evidence is compelling. Companies that set real priorities and execute with discipline consistently outperform those that don’t, whether measured by revenue growth, client retention, placement quality, or recruiter productivity. They’re not just busier; they’re more effective, more profitable, and more resilient when market conditions change. Strategic prioritisation transforms recruitment businesses from reactive order-takers into proactive strategic partners. It allows smaller agencies to compete with larger competitors by dominating specific niches rather than being mediocre generalists. It creates sustainable competitive advantages that can’t be easily replicated. Warren Buffett wisely observed: “The difference between successful people and really successful people is that really successful people say no to almost everything.” For recruitment business owners, success in 2026 begins with having the courage to say no to scattered activities and yes to strategic focus. The question isn’t whether you can afford to prioritise strategically. It’s whether you can afford not to. Thanks, Denise How We Can Help If you’re sitting there thinking, “This all makes sense, Denise, but I don’t know where to start,” I completely understand. That’s exactly why Sharon and I created Superfast Circle. We work with recruitment, search, and staffing companies just like yours to help you set the marketing and sales priorities that drive growth. If you’d like to discuss how we can support you, book a call with us here. The post Setting Priorities for Your Recruitment Business – Episode 2 appeared first on Superfast Recruitment.
Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina
In this powerful episode, Jannese sits down with Jessica Fick of The Fioneers to break down one of the most game-changing concepts in the financial independence movement: Coast FI.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (hello, $20k/year budgets and biking everywhere), this conversation will feel like a breath of fresh air.Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly increased their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.If you've ever wondered: “Is early retirement even realistic for me?” or “What would it take to never HAVE to work again?” this episode is your blueprint.
SummaryIn this episode of the Compliance Guy podcast, Sean M Weiss reflects on the challenges and lessons learned in 2025 regarding compliance in healthcare. He emphasizes the importance of building a robust culture of compliance to prepare for the upcoming year, 2026, which is expected to bring increased scrutiny from federal agencies. Weiss outlines essential steps for healthcare organizations to strengthen their compliance programs, including conducting risk assessments, integrating HIPAA requirements, implementing training programs, and engaging third-party auditors. He concludes with a call to action for organizations to proactively adapt to regulatory changes and foster a culture of compliance.TakeawaysBuilding an effective compliance program is crucial.2025 was a challenging year for compliance professionals.Conducting a thorough compliance risk assessment is essential.Strengthening HIPAA privacy rule compliance is necessary.Implementing employee training programs is vital for compliance culture.Engaging third-party auditors can provide objective evaluations.Leadership oversight is critical for compliance success.Monitoring regulatory developments is necessary for adaptation.Cultivating a resilient compliance culture minimizes legal risks.Proactive compliance enhances operational integrity and patient trust.
Pool Pros text questions hereIn this episode of Mondays Down Under, hosts Lee and Shane discuss the importance of self-audits in business management, particularly in the pool industry. They emphasize the need for proactive management, effective communication with staff, and the value of customer feedback. The conversation covers practical tips for conducting audits and improving business operations, highlighting that small changes can lead to significant improvements. The episode concludes with a call to action for listeners to engage in self-audits and enhance their business practices.TakeawaysSelf-audits are crucial for understanding your business from an outsider's perspective.Proactive management prevents issues from escalating and damaging your business.Engaging with staff can lead to valuable insights and improvements.Customer feedback is essential for enhancing service delivery.Small improvements can significantly boost staff morale and efficiency.Regular audits should be conducted to maintain business standards.Lead by example to foster a positive work environment.Communication with employees is key to understanding operational challenges.Marketing strategies should align with your target audience's preferences.Ignoring problems will not make them disappear; address them head-on.Here https://courses.thepoolshopcoach.com.au/store"Lead by example.""Talk to your staff.""Don't ignore the big things."Chapters00:00 Introduction and Seasonal Differences02:44 The Importance of Quality in Business05:19 Conducting a Self Audit10:44 Proactive vs. Reactive Business Management15:57 Engaging Staff for Improvement21:34 Customer Feedback and Continuous Improvement26:47 Final Thoughts and Call to Action Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com
In this episode, Steve Fretzin and Adam Williams discuss:Planning taxes proactivelyExploring creative tax strategiesBuilding a professional teamImplementing actionable year-end steps Key Takeaways:Most law firms wait until filing to address taxes, missing savings opportunities. Working with a tax strategist year-round aligns decisions with long-term goals. Proactive planning uncovers ways to reduce liabilities and strengthen financial outcomes.Techniques like the Augusta rule, hiring family members, and royalty setups save money. Advanced structures such as captive insurance can provide additional tax benefits. Knowing these options allows law firms to tailor strategies to their unique situation.Successful tax and business strategies require bookkeepers, advisors, and strategists. Delegating responsibilities reduces personal burden while improving firm performance. A strong team empowers owners to focus on growth and long-term success.Year-end is ideal for accelerating deductions and making tax-advantaged purchases. Prepaying vendors or investing in marketing can reduce taxable income efficiently. Evaluating current practices ensures every opportunity for savings is captured. "If they don't bring you ideas throughout the year, you don't have a tax strategist. You have a tax preparer." — Adam Williams Check out my new show, Be That Lawyer Coaches Corner, and get the strategies I use with my clients to win more business and love your career again. Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/ Thank you to our Sponsor!Rankings.io: https://rankings.io/HireParalegals: https://hireparalegals.com/ Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/ About Adam Williams: Adam started this business out of frustration with accountants who congratulated him for having a large tax bill.As a serial entrepreneur, Adam is inspired by entrepreneurship and small business, direct response marketing, non-traditional and unexpected solutions, mindset & personal development, helping create businesses that serve the owners, and high-performance driving.Adam received his undergraduate degree in Business from Penn State Behrend and his MBA and J.D. from the University of Pittsburgh. A Cathedral Prep graduate and active member of the community, Adam has served on the Board of Directors for the Erie County Bar Association, Lakeshore Community Services, the Innovation Collaborative, and the Erie Art Museum. He was named to the 2013 Erie Reader 40 Under 40, and has also been listed as a Pennsylvania Super Lawyers Rising Star in 2016, 2017, 2018, and 2019. Connect with Adam Williams: Website: https://www.pennywise.tax/ Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
Pass the Baton: Empowering Students in Music Education, a Podcast for Music Teachers
In episode 102 Theresa and Kathryn talk with Dr. Rhoda Bernard—singer, pianist, educator, and founding Managing Director of the Berklee Institute for Accessible Arts Education—to explore what truly accessible music education looks like in today's classrooms. Rhoda shares her journey through music teacher identity and her deep work in designing arts education programs that meaningfully include learners with disabilities. She breaks down common barriers students face—both visible and invisible—and offers powerful mindset shifts to help teachers move from deficit-based thinking to asset-based, student-centered instruction.Throughout the conversation, Rhoda provides practical, immediately usable strategies for increasing accessibility in any music setting, from general music to ensembles. She discusses the importance of multimodal teaching (especially visuals), anticipating barriers during planning, and “messing with the notation” to support diverse learners. Rhoda also illuminates how inclusive practices naturally foster student ownership, agency, and community—benefiting all musicians, not just those with disabilities. Her new book, Accessible Arts Education: Principles, Habits, and Strategies to Unleash Every Student's Creativity and Learning, offers an even deeper dive into these ideas and features first-person perspectives from artists with disabilities. This inspiring conversation is full of tools and mindset shifts you can bring into your classroom tomorrow.Connect with Rhoda and learn more: Book, Accessible Arts EducationBerklee Institute of Accessible Arts EducationFacebookInstagram Learn more about Pass the Baton:Pass the Baton website Join the Coffee Club Support Pass the BatonAmplify student voice with Exit Tickets for Self Reflection
In this episode, Steve Fretzin and Ben Dach discuss:Prioritizing layered mentorshipStrengthening firm culture for developmentMaintaining clear communication in mentoringUsing delegation and varied experience for growth Key Takeaways:Professionals should pursue multiple mentors with complementary strengths to build balanced legal and leadership skills. Proactive outreach broadens perspective and accelerates growth across stages of a career. Treating mentorship as a continuous discipline ensures steady, long-term development.Growth is amplified in environments that value collaboration, approachability, and shared learning. Supportive cultures help young attorneys apply feedback with confidence and consistency. When mentorship is part of a firm's values, long-term development becomes more sustainable.Clear expectations and honest conversations create stability and direction in mentor relationships. Early resolution of misalignment strengthens trust and accountability for both sides. Consistent feedback loops reinforce progress and keep development moving forward.Delegation offers meaningful opportunities to build judgment and independence through real responsibility. Structured tools provide quality and clarity as workloads expand over time. Diverse experiences and firm environments round out long-term professional capability. "Just do the things and fail. Fail a lot, because you won't know until you do the things, and then you fail, and then you learn." — Ben Dach Check out my new show, Be That Lawyer Coaches Corner, and get the strategies I use with my clients to win more business and love your career again. Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/ Thank you to our Sponsor!Rankings.io: https://rankings.io/HireParalegals: https://hireparalegals.com/ Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/ About Ben Dach: Benjamin Dach, Ph.D., Esq., is an accomplished patent attorney with extensive experience in intellectual property litigation, prosecution, and counseling. With experience in patent, copyright, and trademark litigation, procurement, and licensing, Ben focuses on development, protection, and monetization of patent, copyright, and trademark portfolios, strategic licensing, commercial agreements, diligence, and enforcement strategies. He has represented clients in numerous actions in U.S. courts, administrative proceedings, and before the Patent Trial and Appeal Board and Trademark Trial and Appeal Board. Connect with Ben Dach: Website: https://pierferd.com/benjamin-i-dachLinkedIn: https://www.linkedin.com/in/benjamindach/ Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
The Red Sox didn't have to give up much for Sonny Gray and Red Sox fans all around should be excited that they are moving in the correct direction
Healthcare attorney Sarah Covington joins Tracy to discuss why proactive legal engagement saves independent practice owners both time and money. Drawing from her experience in big law, health systems, and her own practice, Sarah reveals the compliance requirements most practice owners don't know about and shares practical strategies for managing the juggling act between patient care and business leadership. From financial modeling that takes the fear out of reimbursement cuts to simple tech solutions that improve both patient experience and team efficiency, this conversation offers a refreshing perspective on building sustainable, thriving practices. Click here for full show notes See Where Your Practice Stands: Take our Practice Growth Readiness Assessment Episode Highlights Why practices that engage legal counsel regularly actually have lower overall legal spend than those who wait for emergencies The ACA compliance requirement that affects practices accepting Medicare, Medicaid, or CHIP (and why you need quarterly compliance meetings) How financial modeling transforms anxiety about reimbursement cuts into actionable business decisions The power of time blocking to separate clinical work from business management—and why mixing these roles can cross ethical boundaries Simple efficiency wins: How online patient scheduling reduces errors, improves cash flow, and creates better experiences for everyone The "hat switching" challenge between clinician and entrepreneur mindsets Why PCM (Principal Care Management) is often missed in specialist offices and how it can offset reimbursement cuts Memorable Quotes "The ones that I see really struggling—most of it is financial, and it's because there isn't that strong financial modeling in place." "For a lot of practices that I work with, the ones that I see routinely engaging legal actually have lower overall legal spend than the ones that wait for issues." "If you're feeling burned out, it's not you, it's the system." "You want to continue providing that really great care for your patients, and you do that by having your doors open." "Time block. Start time blocking and set aside: these are the hours where I work on business matters, these are the hours that I take care of patients." Closing Sarah Covington reminds us that independent practice owners are doing a fabulous job juggling way too many things in a system that creates unique constraints. The path forward isn't about working harder—it's about building the right support systems, making informed financial decisions, and protecting time for strategic thinking. Because when you take care of your business, you can continue taking care of your patients. Guest Bio: Sarah Covington's path to healthcare law began in an unexpected place—sitting in a children's hospital during her daughter's heart surgery. While halfway through her MBA, she observed the inefficiencies around her and decided to become part of the solution. After adding a healthcare management concentration to her degree (and ruling out medical school after realizing insides-on-the-outside weren't her thing), Sarah eventually pursued law school to build stronger skills for supporting founding teams. Following a stint in Big Law that taught her lessons she uses daily, Sarah returned to her passion: healthcare innovation. Today, she works at the intersection of law and healthcare startups, helping founding teams navigate the complex regulatory landscape. Licensed in South Dakota and Arizona, Sarah is dedicated to figuring out the nooks and crannies of healthcare law to make the system a little better for the next generation. Find Sarah: Forward Slash/Health Website LinkedIn Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page
In this episode I explore the neuroscience of cravings, what they are, mental models around them and how to move through them successfully to reduce and eliminate relapse.The Stop Drinking Coach is a Leading Alcohol Recovery and Life coaching system that is designed with several core pillars in mind:1. Proactive lifestyle transformation; Daily optimization of Mind, Body, Spirit & Neurochemistry2. Helps you optimize dopamine on a daily basis, leading to improved mood & up to 80% less cravings3. Strong focus on tactical improvement in mental & emotional regulation4. Weekly coaching calls (group or 1-1), community calls and accountability partner opportunities5. A step by step path to healing from trauma with one-of-a-kind guided meditative experiences that allow you to go in and do the deep "inner work" that everyone is searching for.6. Reprocess and reintegrate past memories, get empowered, define clarity around your future and learn uncommon techniques and strategies to enhance your mental & emotional operating system.7. Provides a private, supportive, judgement-free community that's rooted in empowerment and personal growth for you to learn, grow, heal and become the version of yourself you've always dreamed of.Experience letting go of alcohol in a way that feels more natural and easier than anything you've ever tried before with our advanced system that utilizes multiple frameworks for conscious and unconscious reprogramming, healing & transformation.Thank you to everyone who has been listening and supporting along the way. I hope you find exactly what you need in this episode to kickstart your personal journey to freedom!If you're ready to follow a proven system to help you stop and finally step into the next chapter of your life visit www.thestopdrinkingcoach.com, fill out an application and join my private community where you'll get access to a proven system, accountability, community, tools and resources to transform your life.--If you received value from my podcast, please subscribe and leave a 5 star review. There are millions of people suffering in silence and your small gesture will help this reach the person who needs it. If you think my podcast would help anyone you know, please share it with them.Thank you for listening.#stopdrinking #quitdrinking #sober #alcoholism #sobercurious--To work with me directly to quit drinking and transform your life, visit: www.thestopdrinkingcoach.com and fill out an application for coaching.Connect with me:TikTok: @stopdrinkingcoachInstagram: @thestopdrinkingcoachWebsite: www.thestopdrinkingcoach.comEmail: Support@thestopdrinkingcoach.com
Most female founders don't burn out in one big moment — it happens through dozens of tiny, unseen decisions that pile up throughout the day.In this episode, we're talking about those micro-moments: the small pauses between stimulus and response that determine whether you move through December grounded and intentional… or reactive and exhausted.You'll learn how skipped micro-moments pull you into sugar cravings, wine to “take the edge off,” staying up too late, saying yes when you want to say no, and rushing through your days in a body that feels wired and tired.And if you're thinking, I need support now, not in January, The Nourished Holiday Survival Kit is exactly that — a $29, 4-week resource designed to help you feel steady, nourished, and clear all season long. Grab yours at mindfullywell.com/holiday.IN THIS EPISODE, YOU'LL LEARNWhat micro-moments actually are and why high-performing women skip themThe physiological impact of moving through your day without pausingWhy holiday reactivity (sugar, wine, snapping, scrolling) isn't a discipline issue — it's a nervous system issueSix practical micro-moments that shift your body out of depletion in under 30 secondsHow this season impacts your January business momentumWhy micro-moments build the capacity your business actually requiresTIMESTAMPS00:01 — What micro-moments are and why they matter03:12 — The nervous system gap high-achievers ignore06:25 — Holiday reactivity and the cycle of “comfort seeking”10:44 — The real needs underneath sugar, wine, scrolling, and overcommitting14:33 — Six micro-moments to weave into your day19:41 — How this impacts your business performance in January23:14 — Proactive vs reactive micro-moments26:40 — How The Nourished Holiday Survival Kit supports you through DecemberRESOURCES MENTIONED
The cost of fraud for banks and credit unions continues to rise, with every $1 lost resulting in nearly $6 in total costs once compliance, operations, and customer trust are factored in. In this interview, Jeff Scott with Q2 will explore how banks can address this growing challenge by shifting from fragmented, reactive defenses to a proactive "Fraud Intelligence" approach. He will discuss how data-driven insights, automation, and integration can reduce inefficiencies, cut the true cost of fraud, and strengthen both protection and customer experience.
Roy Zwahlen has extensive background in innovation. He serves as Chief Strategy Officer at the Eshelman Institute of Innovation, which develops therapeutics and digital health technologies and startups. Roy recently co-authored the book Race to Innovation: Unleashing the Power of Entrepreneurship for Everyone. He also serves as Associate Dean at the University of North Carolina (UNC). Roy has a Bachelor of Arts in Political Science from Brigham Young University and a Juris Doctor from the George Mason School of Law. He has executive education in Innovation and Entrepreneurship from the Stanford Graduate School of Business and Chief Strategy Officer executive training from Wharton School of Business. Roy loves spending his early mornings hassling 20+ teenagers as a Seminary teacher in Pittsboro, North Carolina. He has served in bishoprics, elders quorum presidencies, Sunday School presidencies, and in various teacher callings with Primary clearly being the best. Roy, his wife, and their five children—all of whom are much cooler than he is—live in Chapel Hill, North Carolina. Links https://www.racetoinnovation.net/ Race to Innovation: Unleashing the Power of Entrepreneurship for Everyone Transcript available with the video in the Zion Lab community Highlights In this episode, Roy discusses the intersection of innovation and church leadership, emphasizing how Latter-day Saints can embrace creativity and entrepreneurial spirit to build the kingdom of God. He outlines five principles of innovation that can empower individuals and leaders within the church. Key Insights Innovation in the Church: Innovation is rooted in the ongoing restoration of the gospel, with historical examples from church leaders like Joseph Smith and President Nelson demonstrating the importance of adapting and evolving. Recognizing Potential: Leaders should actively recognize and nurture the divine potential in all members, encouraging creativity and new ideas rather than dismissing them due to comfort with the status quo. Power of Enclaves: Supportive groups or enclaves foster innovation by providing emotional and practical support, enabling individuals to take risks and share their ideas without fear of failure. Enabling Ownership: Leaders should empower members to take ownership of their ideas, allowing them to lead initiatives rather than relying solely on institutional approval. Unique Perspectives: Embracing the diverse backgrounds and experiences of members can lead to innovative solutions that enrich the church community. Accelerating Change: Leaders should focus on how to accelerate innovative ideas, ensuring that they are not just reactive but proactive in creating positive change within their congregations. Leadership Applications Encouraging Initiative: Leaders can create an environment where members feel safe to propose new ideas, such as starting a community service project or a new class, by actively listening and providing support. Building Support Networks: Forming small groups or committees within the ward can help individuals collaborate on innovative projects, leveraging their unique skills and experiences to enhance church activities. Fostering a Culture of Innovation: By promoting a mindset of continuous improvement and openness to new ideas, leaders can inspire members to contribute creatively to the church's mission, ultimately strengthening the community and its outreach efforts. 00:03:34 - Framing Innovation in Church Leadership 00:05:25 - Innovation in the Context of the Restoration 00:07:51 - Challenges of Innovation in Large Organizations 00:09:36 - Autonomy in Local Church Leadership 00:11:25 - Encouraging Local Innovation 00:12:39 - The Role of Individual Members in Innovation 00:14:31 - Importance of Innovation in Church Leadership 00:16:06 - Proactive vs. Reactive Innovation 00:18:07 - Individual Innovation and Community Impact