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Nancy Tengler and Jeff Kilburg discuss stocks and investing in the market Learn more about your ad choices. Visit megaphone.fm/adchoices
“We've been steadily buying” amid the tariff market turmoil, says Nancy Tengler. She thinks we are in a secular bull market that will widen in breadth. She has recently added to Microsoft (MSFT), Tesla (TSLA), and Palantir (PLTR), as well as Uber (UBER) and TJX (TJX), though the latter two have been flat. “Dividend growth is important to us,” she adds. She discusses the Laffer Tengler Equity Income ETF (TGLR), what its strategy is, and some of the holdings. She also likes Rockwell Automation (ROK), Duolingo (DUOL), and more.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Jack Bouroudjian, Chairman of Smart X Data Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen in to Larry's informative conversation with Nancy Tengler and Jim Iuorio about the current state of the economy and politics in America. Learn more about your ad choices. Visit megaphone.fm/adchoices
Stephanie Link, Chief Investment Strategist Hightower Advisors; Head of Investment Solutions Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Learn more about your ad choices. Visit megaphone.fm/adchoices
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Pete Najarian, Co-Founder of Market Rebellion and optionMONSTER Learn more about your ad choices. Visit megaphone.fm/adchoices
Sometimes, you get a great investing idea. But how can you tell if it's actionable? Nancy Tengler, CEO & CIO of Laffer Tengler Investments, discusses the nine quantitative — and three qualitative — metrics she uses to create opportunities for long-term investment plays. She discusses her entry into Tesla's recent run, the one thing she looks for in earnings, and why technicals still matter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen in to Larry's informative conversation with Nancy and Jim about the U.S. economy and politics. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” David Bahnsen, The Bahnsen Group CIO, Founder & Managing Partner Author: Dividend Café.com AUTHOR: “Full Time: Work and the Meaning of Life” Learn more about your ad choices. Visit megaphone.fm/adchoices
How does generative AI influence productivity and economic stability, and in what ways might its transformative potential shape investment strategies across technology stocks and broader market sectors? Nancy Tengler, CEO and CIO of Laffer Tengler Investments, joins Jim and Bob on the Futures Edge to provide her perspective on a range of investment strategies. The discussion centers on technology stocks and the interplay of macroeconomic forces shaping market dynamics. Together, they analyze the critical roles of fundamental and technical analysis in crafting informed investment decisions, alongside the broader implications of fiscal policy and small business optimism on economic growth. The conversation delves into AI's profound impact on productivity and inflation, exploring how this emerging force could reshape future economic scenarios. They also address cryptocurrency, examining Bitcoin's nuanced value proposition and its position within a modern investment portfolio. Other key topics include the evolving role of bonds in diversified strategies, shifts in consumer behavior, and the growing appeal of commodities such as uranium and silver. The implications of capital gains tax and its influence on investment decisions are also examined. By blending personal anecdotes with professional expertise, this dialogue offers a comprehensive exploration of today's most pressing financial themes. Takeaways -ServiceNow is the largest holding in their portfolio. -Adobe has been disappointing recently. -AMD's performance is lagging behind Nvidia. -Global tax competition may drive growth. -Bitcoin is viewed as a risk asset similar to gold. -Bonds are still relevant but may be legacy assets for many. -Consumer de-leveraging since 2008 provides economic cushion. -The capital gains tax is considered excessively high. -There is a growing interest in commodities like uranium and silver. -The role of government in regulating cryptocurrency is questioned. Chapters 00:00 Introduction and Personal Backgrounds 05:53 Market Analysis: Technology and Software Companies 11:54 Macroeconomic Perspectives and Fiscal Policies 18:02 Sector Analysis: Opportunities and Risks 23:57 Future Economic Scenarios and Tax Policies 30:48 Understanding Bitcoin's Value Proposition 36:48 Market Dynamics and Consumer Behavior 44:13 Investment Insights on Commodities and Energy
Nancy Tengler talks about her bullishness on Broadcom (AVGO), calling it a notable long-term trade. On the broader A.I. front, she says it's okay Nvidia (NVDA) and other semiconductor companies consolidated, believing they "will rally again." ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Jim LaCamp, Senior Vice President Investments at Morgan Stanley Learn more about your ad choices. Visit megaphone.fm/adchoices
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Learn more about your ad choices. Visit megaphone.fm/adchoices
Henrietta Treyz of Veda Partners and Ben Emons of FedWatch Advisors discuss whether the markets are misreading the race for the White House, and which sectors could be in favor depending on the outcome. Plus, Nancy Tengler of Laffer Tengler Investments says the mega-cap tech stocks still deserve a place in every investor's portfolio. And, Piper Sandler's James Fish lays out which names are the top of the heap in the AI infrastructure space.
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” David Bahnsen, The Bahnsen Group CIO, Founder & Managing Partner Author: Dividend Café.com AUTHOR: “Full Time: Work and the Meaning of Life” Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 83 - Empowering Women to take control of their Financial Futures with Nancy Tengler, a trailblazing figure in the financial world, the CEO and Chief Investment Officer of Laffer Tengler Investment. Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only. The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees. We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.
On the heels of their positive earnings report, America's biggest bank JPMorgan Chase came out in favor of the forecast that the US economy is healthy and headed for a soft landing. At Tesla's big robotaxi event, CEO Elon Musk said that by 2027, American consumers will be able to buy one of his two-seater Cybercabs for less than 30,000 dollars. Unfortunately for Tesla, the event left many investors with more questions than answers, causing Tesla shares to slide 9 percent on Friday. And last week, the U.S. Department of Justice began considering how they could go about breaking up the big tech giant, Google. The Big Money Show co-anchor Taylor Riggs spoke with CEO & Chief Investment Officer at Laffter Tengler Investment, Nancy Tengler, about all of this and how folks should be investing ahead of the election. Photo Credit: AP Learn more about your ad choices. Visit megaphone.fm/adchoices
On the heels of their positive earnings report, America's biggest bank JPMorgan Chase came out in favor of the forecast that the US economy is healthy and headed for a soft landing. At Tesla's big robotaxi event, CEO Elon Musk said that by 2027, American consumers will be able to buy one of his two-seater Cybercabs for less than 30,000 dollars. Unfortunately for Tesla, the event left many investors with more questions than answers, causing Tesla shares to slide 9 percent on Friday. And last week, the U.S. Department of Justice began considering how they could go about breaking up the big tech giant, Google. The Big Money Show co-anchor Taylor Riggs spoke with CEO & Chief Investment Officer at Laffer Tengler Investments, Nancy Tengler, about all of this and how folks should be investing ahead of the election. Photo Credit: AP Learn more about your ad choices. Visit megaphone.fm/adchoices
On the heels of their positive earnings report, America's biggest bank JPMorgan Chase came out in favor of the forecast that the US economy is healthy and headed for a soft landing. At Tesla's big robotaxi event, CEO Elon Musk said that by 2027, American consumers will be able to buy one of his two-seater Cybercabs for less than 30,000 dollars. Unfortunately for Tesla, the event left many investors with more questions than answers, causing Tesla shares to slide 9 percent on Friday. And last week, the U.S. Department of Justice began considering how they could go about breaking up the big tech giant, Google. The Big Money Show co-anchor Taylor Riggs spoke with CEO & Chief Investment Officer at Laffer Tengler Investments, Nancy Tengler, about all of this and how folks should be investing ahead of the election. Photo Credit: AP Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen in to Larry's informative conversation with Nancy and Pete about stocks and the stock market. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Pete Najarian, Co-Founder of Market Rebellion and optionMONSTER Learn more about your ad choices. Visit megaphone.fm/adchoices
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Futures are pointing to more selling pressure today following Friday's decline. An all-star panel of strategists discusses where to position from here. Plus, tech is coming off its worst drop in two years, with all Magnificent 7 stocks excluding Apple now in correction territory. Laffer Tengler Investments' Nancy Tengler lays out what comes next. And, Apple may be safe from correction for now, but Berkshire Hathaway has sold nearly half its stake in the company. R360's Barbara Goodstein explains.
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Pete Najarian, Co-Founder of Market Rebellion and optionMONSTER Learn more about your ad choices. Visit megaphone.fm/adchoices
Jeff Timlin, head of municipal strategies at Sage Advisory Services, says that potential problems surfacing in the California and New York municipal bond markets are telegraphing "an economic slowdown nationally," but that investors should not worry about a significant increase in defaults, and should instead find munis becoming increasingly attractive once the Federal Reserve starts cutting rates. David Trainer, president of New Constructs, puts electric-vehicle maker Nio back into The Danger Zone, noting that while the stock's price has cratered, it can't even justify its current price in the range of five bucks per share. Divya Sangameshwar discusses a ValuePenguin.com study showing that the average American household will spend roughly $1,730 this year on their pets. Plus, Nancy Tengler, chief investment officer at Laffer Tengler Investments, discusses growth at a reasonable prices in the Money Life Market Call.
This week, Charlie Hurt, Claudia Tenney, John Carney and John McLaughlin Join the Show. After that, Liz Peek and Steve Moore talk to Larry about the Stock Market and we finish off with a conversation with Nancy Tengler and David Bahnsen. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” David Bahnsen, The Bahnsen Group CIO, Founder & Managing Partner Author: Dividend Café.com NEW BOOK: “Full Time: Work and the Meaning of Life (Release February 6, 2024) Learn more about your ad choices. Visit megaphone.fm/adchoices
Apple kicks off its Worldwide Developers Conference today, as the company looks to play AI catch-up. Maxim Group's Tom Forte and Laffer Tengler Investments' Nancy Tengler tee up the event. Plus, European markets are selling off as the conservative wave sweeps across France, Germany, and others. Fordham Global's Tina Fordham discusses. And, the end to the freight recession could be farther away than expected. HSBC's Parash Jain explains.
Salesforce plunging 20% after its first revenue miss since 2006, but is it just AI growing pains or is AI killing SAAS? Plus, pending home sales dropping to a 4-year low, but it's not all bad news. Morgan Stanley has two names that benefit from a housing shortage and affordability crisis. And Costco, Dell, and MongoDB are on deck with results. Nancy Tengler joins us with the trade on all three and her take on the markets.
Nancy Tengler joined Fremont Investment Advisors as President and Chief Investment Officer in 2000, and was named Chief Executive Officer of the firm in April 2001. At Fremont, Ms. Tengler oversees all the firm's investments and is a member of the strategy team managing the Fremont New Era Value Fund. Stephanie Pomboy is the founder and president of MacroMavens, a boutique research firm that provides macroeconomic research and commentary to an exclusive swath of the institutional investment community. MacroMavens endeavors to identify major macro trends and to flesh out the market risks/opportunities around them. Since its inception in 2002, the firm has earned a reputation for calling major macro developments well ahead of the curve. Learn more about your ad choices. Visit megaphone.fm/adchoices
Apple is set to add $162 billion to its market cap at the open after announcing a $110 billion buyback. Laffer Tengler Investments' Nancy Tengler discusses. Plus, investors are counting down to the release of the April jobs report. Citi's Steven Wieting lays out his expectations. And, Berkshire Hathaway kicks off its annual meeting this weekend, its first since the passing of Charlie Munger. Gabelli Funds' Chris Marangi tees up the event.
Watch Carol and Tim LIVE every day on YouTube: http://bit.ly/3vTiACF. Ross Gerber, CEO at Geber Kawasaki Wealth Management, Bloomberg Businessweek Columnist Max Chafkin and Bloomberg Technology Co-Host Ed Ludlow break down Tesla earnings and outlook. Angela Stent, Senior Fellow at Brookings Institution, shares her thoughts on the US aid package for Ukraine. Bloomberg News Technology Reporter Alex Barinka and Bloomberg Opinion US Technology Columnist Dave Lee discuss a potential US ban on TikTok. And we Drive to the Close with Nancy Tengler, CEO and CIO at Laffer Tengler Investments. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan.See omnystudio.com/listener for privacy information.
Larry Kudlow started his show this Saturday by ripping on how Joe Biden is still passing law bringing the country to its knees, slowly but steady. He then went to discuss a variety of political and financial topics with his guests Joe Concha, Matt Schlapp, Gregg Jarrett, John Carney, Kash Patel, Dan Negrea, Nancy Tengler, Jon Najarian, Liz Peek and Steve Moore. Learn more about your ad choices. Visit megaphone.fm/adchoices
Nancy Tengler, CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author and Columnist BEST-SELLER: “The Women's Guide to Successful Investing” Jon Najarian, Co-Founder Market Rebellion Learn more about your ad choices. Visit megaphone.fm/adchoices
Boeing CEO David Calhoun will be stepping down at the end of this year following that Alaska Airlines door plug blowout. Gabelli Funds' Tony Bancroft and Laffer Tengler Investments' Nancy Tengler debate the outlook for the stock. Plus, Wedbush is raising its price target on Microsoft, citing "transformative" monetization for Co-Pilot. Wedbush's Dan Ives explains his new note. And, the list of big banks increasing their S&P targets continues to grow. Sanlam UK's Hannah Gooch-Peters and Decatur Capital's Degas Wright discuss.
In the first half of the Larry Kudlow show, Larry talked about the 8th amendment and how former president Trump did not have the opportunity to exercise it. Moreover, he went through the possible scenarios that could take place on Monday when it comes to Letitia James and her task to seize Trump's properties. For the remainder of the show Larry Kudlow discussed various topics with Joe Concha, Chris Bedford, Jesse Watters, John Carney, Will Scharf, Andrew Wheeler, Nancy Tengler, Jack Bouroudjian, Steve Moore and Deroy Murdock. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Watch Carol and Tim LIVE every day on YouTube: http://bit.ly/3vTiACF. Bloomberg News Economics Editor Molly Smith and Bloomberg News Economics Reporter Steve Matthews chat about Fed policy and inflation concerns. Jeff Klingelhofer, Head of Investments for Thornburg Investment Management, discusses a recession risk and the investment environment. William Chin, Head of Commodities at SGX Group, talks about the "financialisation" of iron ore. Adam Sullivan, CEO of Core Scientific, discusses the business of Bitcoin mining. And we Drive to the Close with Nancy Tengler, CEO and CIO at Laffer Tengler Investments. Hosts: Carol Massar and Sonali Basak. Producer: Paul Brennan. See omnystudio.com/listener for privacy information.
Learn more about your ad choices. Visit megaphone.fm/adchoices
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Bloomberg Intelligence Senior Retail Analyst Mary Ross Gilbert discusses Macy's saying that it isn't interested in a bid from Arkhouse Management Co. and Brigade Capital Management to take over the retailer. Bloomberg Opinion Columnist Bill Dudley, former President Federal Reserve Bank of New York, shares his thoughts on monetary policy ahead of the upcoming FOMC meeting and Bloomberg News International Economics & Policy Correspondent Michael McKee breaks news on the results of the Federal Reserve's inspector general's investigation into trading by former Fed officials at the height of the pandemic. Boris Jordan, Executive Chairman at Curaleaf, talks about looking for a rebound year for the cannabis industry in 2024. And we Drive to the Close with Nancy Tengler, Chief Investment Officer at Laffer Tengler Investments. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan. See omnystudio.com/listener for privacy information.
Stocks falling again after the Nasdaq's worst start to a year since 2016. Is weak economic data the culprit? We'll look at what's dragging the market lower. Plus, another cargo ship attacked in the Red Sea is leading investors to worry about retaliatory attacks and the fallout for energy prices and the global supply chain. And Microsoft is nearing Apple's market cap for the first time in a couple of decades. Is tech in trouble or is leadership just shifting? Nancy Tengler and Mark Mahaney weigh in.
Nancy Tengler & Jim Iuorio | 12-30-23 Learn more about your ad choices. Visit megaphone.fm/adchoices
Brendan Murray, Trade Tsar at Bloomberg news, joins to discuss supply chain concerns amid uncertainty in the Middle East. Will Kennedy, Senior Executive Editor for Energy and Commodities with Bloomberg News, joins to talk moves in oil. Nancy Tengler, CEO and CIO at Laffer Tengler Investments joins to discuss markets and outlook for the Fed next week. Ian Whittaker, Managing Director and Owner at Liberty Sky Advisors, joins to discuss the media landscape and outlook for consolidation. Hosted by Paul Sweeney, Kailey Leinz, and Caroline Hyde.See omnystudio.com/listener for privacy information.
It was once said that we are “the sum total of our experiences”. In the world of investing, this rings especially true. For Nancy Tengler, the CIO of Laffer Tengler Investments, a career in money management that has spanned more than 3 decades has presented real world challenges and opportunities that have reinforced a philosophy on risk. First, she shares that her interest in money came from not having any of it, pushing her to first focus on savings and then on investing that savings. She's also come to believe that the biggest risk is not taking enough of it, a notion is a thread throughout our discussion. This idea dates all the way back to the crash of '87, a harrowing episode during which Nancy was forced to look past the shocking volatility and argue that clients should put fresh money to work as part of a longer-horizon plan. We talk about the stratospheric valuations of tech stocks in the late 1990's and she contrasts that period with today's the more reasonably valued market leadership. In the present, she sees a secular tailwind coming from developments in cloud computing and in generative AI that will benefit not just the tech companies that create these innovations, but the older economy stocks like Walmart that deploy them as productivity enhancement tools. Next, we discuss the balance between the macro and the micro within her process. While being highly macro aware and concerned about top-down factors like US government debt, Nancy's process emphasizes a study of business fundamentals along with a strong focus on evaluating the strength of management teams. Lastly, we talk about the women in finance movement and the work that Nancy is doing to promote financial literacy for females, including her book, “The Women's Guide to Successful Investing”. I hope you enjoy this episode of the Alpha Exchange, my conversation with Nancy Tengler.
Nancy Tengler: CEO & Chief Investment Officer Laffer Tengler Investments (5 Star Morningstar Rating); Author of: “The Women's Guide to Successful Investing” Pete Najarian: Co-Founder of Market Rebellion and optionMONSTER. Learn more about your ad choices. Visit megaphone.fm/adchoices
Tom Gimbel, CEO at the LaSalle Network, joins to discuss Friday's jobs report. Nancy Tengler, CEO and CIO at Laffer Tengler Investments joins to discuss the market reaction to jobs numbers and outlook for the Fed next week. Ben Emons, Head of Fixed Income at NewEdge Wealth, joins to discuss the market reaction to the jobs report. Janet Lorin, Bloomberg News higher education report, joins to discuss the backlash from business and political leaders from this week's Congressional testimony about antisemitism on campus. Hosted by Manus Cranny, Bailey Lipschultz, and Nathan Hager.See omnystudio.com/listener for privacy information.
Does your teen feel entitled to have whatever they want? How would you rate your teen's financial IQ? In other words, does your teen understand and manage financial matters effectively? Our featured guest, Nancy Tengler a seasoned investor and mother, shares her unique approach to improving the financial IQ of children. Drawing from personal experiences, she turned every shopping trip into an investment research exercise for her son and daughter. While some moments were embarrassing, the lasting impact is evident as her adult children manage investments with the acumen of professionals. Tune in as our guest underscores the importance of leveraging everyday experiences to build financial knowledge. Practical tips for listeners include incorporating investment research into daily activities, discussing brands and trends with friends and teens, and fostering financial literacy through opening brokerage accounts for teens. Nancy Tengler's career as a portfolio manager spans 40 years; she is currently the CEO and Chief Investment Officer of Laffer Tengler Investments. Nancy is a passionate advocate for women's financial literacy and she leads the firm's Women & Wealth initiative. Nancy is a sought-after TV and print financial commentator on local and national media outlets. She lives in Incline Village, NV with her 2 labs and hikes the Tahoe Trail daily. In this podcast episode, we delve into the empowering rise of female investors, exploring the estimate that women now control over 50% of global wealth and the transformative impact on financial decision-making. With 95% of women poised to become primary financial decision-makers, we uncover key insights to empower them with essential financial knowledge Follow and learn more about Nancy Tengler on Linkedin and on her Websites https://www.linkedin.com/company/laffertengler/ https://laffertengler.com/nancy-tengler/ https://nancytengler.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
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