Fintech in Focus

The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Please note: The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay, Inc. This podcast is designed to provide general information, and is not advice.

Key Takeaways:Intraregional trading relationships developed to manage COVID supply chain challenges and geopolitical disruption are positioning African countries for growthRising interest rates make imports more expensive; efforts to reducing reliance on the euro and the US dollarRegional trade and currency unions spur more local producing and tradeIncreased digitalization offers access to financial infrastructure, and even more important: education for young and growing populationLiberalization in monetary policies as some tensions easeLeaning toward democracy; new leaders educated abroad returning to AfricaNew investment from corporates in the region  - taking a chance on the promise of growth  ------------------The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Key Takeaways:High dollar debt and increases in interest rates have slowed FDICultural cohesion amid different stages of development across the regionDigitalization changes everything: financial inclusion, innovation; education—particularly for the younger generationsRegional geography means climate issues are more strongly felt, spurring innovation in climate tech and other technologiesTech innovation is booming--and differently in different countries: fintech; climate tech, manufacturing tech, ecommerce  ------------------The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Key Takeaways:Political polarization and new leadership policy changes can exacerbate systemic challengesMonetary policies differ by country leadership; new leaders taking different approachesProximity to the US and Canada as trading partners offers competitive advantageHigh exposure to the US dollar, dollar-denominated debt and rising inflation can hamper developmentNew technologies, new discoveries, new policies spark growth and changing dynamics ------------------The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Please note: The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc. 

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc.

Please note: The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc.

Please note: The opinions expressed on FX in Focus are those of the speakers only, and do not necessarily reflect the views of Corpay Inc.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay. 

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed our podcast are those of the speakers only, and do not necessarily reflect the views of Corpay.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.----------------------------------------Tenga en cuenta que las opiniones expresadas en FX in Focus News & Views son únicamente las de los invitados y no necesariamente reflejan las opiniones de Corpay o de FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.----------------------------------------Tenga en cuenta que las opiniones expresadas en FX in Focus News & Views son únicamente las de los invitados y no necesariamente reflejan las opiniones de Corpay o de FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Please note any rates or figures mentioned in this week's podcast were accurate and correct as of 31 November 2023.The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.

Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc. 

Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc. 

Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc. 

Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc. 

In this podcast episode, we speak with Ricardo Faillace, Managing Director, Emerging Markets, and Jeff Angard, Head Trader, Emerging Markets at Corpay Cross-Border. From Asia, Africa and South America, we examine the post-pandemic environment in some of the most vibrant economies in the world, where we can find pockets of exceptional resilience and innovation. Ricardo and Jeff discuss the state of developing markets or ‘emerging markets'. Though many can't agree on the definition of an emerging market, one thing is certain: it's one of the most dynamic sectors in the global economy.Read and download the transcript here.

As markets shift, corporate treasurers and CFOs need to keep up. We talked to Corpay Cross-Border's currency research team, Karl Schamotta, Chief Market Strategist and Peter Dragicevich, Currency Strategist, APAC about what you can expect in currency markets this quarter.

Sanjeev and Navneet give us the ‘101' run-down on the importance of data collection and management as it relates to our day-to-day business and work decisions, as well as to our personal lives. They highlight the importance of collecting data straight from the source, keeping it un-adulterated and untouched, and how delivering it in its original form is critical for the overall success of payment processing to ensure payments have a frictionless journey. This educational episode also touches on various updates and changes to the ISO20022 financial messaging standard that you don't want to miss!  ISO 20022 is a flexible, standard format for the exchange of financial messages globally. It allows for richer, structured transaction data that can be used for every kind of financial business transaction. It enables interoperability between financial institutions and end customers by providing common rules and messaging language for the industry when exchanging information.Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc. 

In this special podcast episode for International Women's Day, we speak with Raquel Adamschek, Managing Director, North America, and Rhonda Power, SVP, Global Enterprise Management at Corpay Cross-Border. Our conversation centers on their career paths, their experiences as women in positions of leadership in Sales and in the FinTech industry overall. Rhonda and Raquel answer questions that are relevant to leadership, mentorship and why more women are needed in the areas of Sales and FinTech. They both share insightful tidbits of advice for young women in school and for those growing their careers. In addition, they collectively forecast what is to come in the industry and where we are heading! Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc. 

In this podcast, we speak with Edward Kim, Regional Director of Currency Risk Management Solutions at Corpay Cross-Border. We address what's happening in the economy: why currencies move; and how a tailored hedging strategy can help mitigate currency risks.  Ed touches on the topic of recession and inflation in relation to similar past events, market trends, and current challenges; and the factors that might increase currency volatility.  Ed also highlights important considerations when managing FX exposure during a recession or downturn, and the elements of a flexible and diverse strategy that help mitigate risk in any economic climate.Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc. 

As markets shift, corporate treasurers and CFOs need to keep up. We talked to Corpay Cross-Border's currency research team, Karthik Sankaran, Senior Market Strategist, Karl Schamotta, Chief Market Strategist  and Peter Dragicevich, Currency Strategist - APAC about what's coming in for 2023. We touch on the impact of the substantial reversal in the US dollar in the fourth quarter of 2022, how US economy and Fed policy will affect markets, the Bank of Canada's stance and it's implications for the loonie, How China's internal policies impact global asset markets, the Eurozone economy and more. Note: The opinions expressed on FX in Focus News & Views are those of the speakers only, and do not necessarily reflect the views of Corpay or FLEETCOR Technologies Inc.