Podcasts about financial institutions

Christian Widhalm, CEO of Bloom Credit, joins the latest episode of Extra Credit to unpack the evolving landscape of credit data furnishment. Christian shares how Bloom is tackling the limitations of legacy credit reporting formats — originally designed for traditional products and monthly cycles — and helping lenders report both conventional and alternative data more accurately and in real time. The conversation covers the rise of BNPL, the promise of transactional data for underserved consumers and regulatory headwinds shaping open banking. Widhalm also weighs in on why traditional credit data isn't dead — despite the hype — and how FinTech partnerships are accelerating innovation across the lending ecosystem.

In this episode, Craig Jeffery talks with Lisa Christie and Tom Gregory of TD Bank about why fraud prevention still hinges on mastering the basics. They explore escalating threats, the power of alerts, the principle of least privilege, and how education is key to staying ahead.

Surekha Carpenter and Taylor Pessin share their initial learnings about community development financial institutions that responded to the 2025 CDFI Survey, which is conducted every other year by the Federal Reserve. Carpenter is a senior research analyst and Pessin is an intermediate research analyst, both on the Regional and Community Analysis team at the Federal Reserve Bank of Richmond. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/2025/speaking_2025_10_22_cdfi_survey

The multilateral development banks (MDBs) play a critical role in addressing climate change and have a key role to play in delivering on the ‘New Collective Quantified Goal' on climate finance, agreed at COP29. This Climate Briefing episode focuses on the newest of the MDBs: the Asian Infrastructure Investment Bank (AIIB), launched in 2016. What are the similarities and differences between the AIIB and the other MDBs? What is the AIIB doing to address climate change?  To find out, Anna and Bhargabi speak to Kim-See Lim (Chief Investment Officer, Public Sector (Region 1) & Financial Institutions and Funds (Global) Clients at the AIIB) and Hans Peter Lankes (Managing Director and Deputy Chief Executive at the Overseas Development Institute; Visiting Professor in Practice at the LSE Grantham Research Institute; and a Senior Fellow at the LSE/Oxford International Growth Centre).  In the introduction to the episode, Anna and Bhargabi speak about growth trends in global renewable energy generation, climate politics in the UK, the US-China trade spat and the ratification of the High Seas Treaty.

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Lori Sommerfield and James Stevens to delve into the implications of President Trump's Executive Order 14331, "Guaranteeing Fair Banking for All Americans." This order aims to eliminate politicized or unlawful de-banking practices by prohibiting financial institutions from denying access to banking services based on political, religious, or ideological beliefs. The trio discusses the historical context of de-banking, tracing its roots back to the Obama-era Operation Choke Point, and explores the current regulatory landscape shaped by the executive order. They analyze the directives issued to federal agencies, including the Small Business Administration and the Office of the Comptroller of the Currency, and the potential risks and challenges facing financial institutions. Tune in to understand how this regulatory push will likely impact the banking industry and what steps institutions can take now to mitigate risks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, I was joined by Charles Calomiris, Henry Kaufman Professor Emeritus of Financial Institutions in the Faculty of Business and Professor Emeritus of International and Public Affairs at Columbia Business School, Stephen Haber, A.A. and Jeanne Welch Milligan Professor, Senior Fellow at the Hoover Institution and at the Stanford Institute for Economic Policy Research, Professor of History and, by courtesy, of Economics at Stanford University, and Kiah Haslett, bank reporting veteran and creator of the Fintech Takes Banking newsletter.Charles and Stephen are the authors of 2014's excellent comparative analysis of banking and political systems, Fragile by Design, which informed our discussion and I highly recommend anyone involved in financial services read if they haven't already.Charles, Stephen, Kiah, and I had the chance to discuss:* The nature of the “Game of Bank Bargains”* Why Canadians love their banks* Some of the underlying reasons behind the growth of the shadow banking system in the US* Charles' argument that Biden-era regulators were staunchly opposed to innovation in the banking system and why he thinks that former acting Comptroller Michael Hsu was “a complete hack”* Why young people should pay more attention to the fiscal decisions coming out of Washington* The risks of “progressive ideology” and why more government may not be the answer* And much, much moreYou can find more of Charles' work here and and Stephens' here. More information on the Hoover Institution, including the ability to sign up for its newsletter, here. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In order to navigate complex wealth, Indexed Universal Life (IUL) products could empower high-net-worth families. Discover insights on legacy, philanthropy, and future-proofing your wealth in an ever-evolving landscape as Howie Lim speaks to Christopher Albrecht, CEO of Sun Life Singapore for insights. This episode is produced in collaboration with Sun Life. Highlights: 00:55 Understanding Indexed Universal Life (IUL) products 02:16 Complex legacy planning and wealth transfer needs 06:30 Peace of mind and flexibility in business succession plans 07:38 IUL solutions and their impact on liquidity and tax burdens 10:42 Evolution of IUL products and future trends in wealth planning 12:47 Unify its HNW business for competitive advantage More about: Sun Life Singapore SunBrilliance Indexed Universal Life II SunBrilliance Indexed Savings Important information: The contents of this interview are derived from various sources obtained electronically, for convenience and information purposes only. It is not catered for any particular person or entity, may not represent the views of the general market or industry, and do not constitute financial, legal, tax or other advice. While Sun Life believes that the contents of this interview are true and correct as at the time it is broadcast, Sun Life has no obligation to update you of any contents of this interview which may subsequently change, and Sun Life is not responsible for any loss or detriment that results from a sole reliance on the contents of this interview. This interview is not meant to be, and does not amount to, any solicitation or promotion of any investment or products or services, or any advice to purchase any insurance product. Before entering into any investment, buying an insurance policy or other financial product, or availing any services, you should take independent legal, tax, financial or other advice as you may deem fit, at your own costs and considering your own circumstances. As relevant restrictions, eligibility criteria, and other terms and conditions, may apply, please ensure that you read carefully, and understand, the policy documents, before purchasing an insurance policy. While Sun Life issues insurance products, it is the distributors that market our insurance products that have the sole responsibility to acquaint themselves with the relevant laws, regulations and other requirements, as applicable, and to advise clients accordingly. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. The contents of this interview are for general information only and does not take into account the specific investment objectives, financial situation or particular needs of any specific person. You should seek advice from a financial adviser regarding the suitability of the policy before making a commitment to purchase. In the event that you choose not to do so, you should consider whether the product in question is suitable for you. This interview is not a contract of insurance. Please refer to the policy contract for the exact terms and conditions, specific details and exclusions. The policies mentioned in this interview are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association, Singapore or SDIC websites (www.lia.org.sg) or (www.sdic.org.sg). This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at September 2025. Sun Life Assurance Company of Canada is an insurance company federally incorporated in Canada, with OSFI Institution Code F380 and its registered office at 1 York Street, Toronto, Ontario, Canada M5J 0B6. It is regulated by the Office of the Superintendent of Financial Institutions, Canada. Sun Life Assurance Company of Canada Singapore Branch (UEN T19FC0132B) is registered with the Accounting and Corporate Regulatory Authority of Singapore as a foreign company, with its registered office at 50 Raffles Place, #26-04 Singapore Land Tower, Singapore 048623. It is licensed and regulated by the Monetary Authority of Singapore. Where Sun Life Assurance Company of Canada Singapore Branch is referred to as “Sun Life Singapore”, this is strictly for marketing and branding purposes only, and no legal significance is expressed or implied. Sun Life Assurance Company of Canada is a member of the Sun Life group of companies. The Sun Life group of companies operates under the “Sun Life” name. Sun Life Financial Inc., the publicly traded holding company for the Sun Life group of companies, is not a product offering company and is not the guarantor of the obligations of its subsidiaries. © 2025 Sun Life Assurance Company of Canada. All rights reserved. The name Sun Life and the globe symbol are registered trademarks of Sun Life Assurance Company of Canada. --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Christopher Albrecht, CEO, Sun Life Singapore Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Podcasts: Channel: bt.sg/pcOM Apple Podcasts: bt.sg/pcAP Spotify: bt.sg/pcSP YouTube Music: bt.sg/giK9 Website: bt.sg/podcasts Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

As heated as some debates were at the beginning, blockchain-based applications have long since become a part of banking. Not just today, but also in the future. The number of use cases is growing inexorably, whether in tokenization, the settlement of securities transactions, or in the area of digital currencies. But beyond investments, blockchain technology remains invisible in the everyday lives of most consumers. This makes it all the more intriguing to ask why not only financial institutions continue to work intensively on and with blockchain, and why, according to the vast majority of experts, its importance will continue to grow. In this episode, we welcome Kara Kennedy. She is Global Co-Head of Kinexys at JPMorgan. Together, we want to shed light on the current discussion about blockchain, what use cases already exist, and what role banks will play in a potential new infrastructure. Not only here in Germany, but also outside the EU – in the UK.

IN THIS EPISODE...Bahari Harris, Senior Vice President and Director of Financial Inclusion Initiatives at Truist Financial Corporation, discusses his journey from founding Urban Hope to leading financial inclusion programs at Truist. Bahari discusses the importance of financial literacy and the Start, Save, Win initiative, which incentivized new savers to save $25 each month, leading to over 25,000 new accounts and millions saved. He emphasizes the need to address the fear of the unknown and improve accessibility in banking. Harris also shares his personal finance hashtag #YourFinanceChamp to demystify financial services and encourages strategic decision-making in leadership.Truist is a leading bank holding company focused on financial inclusion and community impact. Through programs like workplace banking, student banking, and financial education initiatives, Truist aims to make banking more accessible and help individuals and communities achieve financial well-being.------------Full show notes, guest bio, links to resources mentioned, and other compelling episodes can be found at http://LeadYourGamePodcast.com. (Click the magnifying icon at the top right and type “Bahari”)Love the show? Subscribe, rate, review, and share! Learn more about us! https://shockinglydifferent.com/-------------WHAT TO LISTEN FOR:1. Bahari's journey from nonprofit leadership to his current role at Truist.2. How Truist is making banking more accessible and inclusive for underserved communities.3. The impact of financial literacy and why it matters for generational wealth.4. Examples of innovative programs like “Start, Save, Win” and workplace banking.5. Barriers to financial inclusion—what are the biggest challenges people face?6. Bahari's leadership philosophy: meeting people where they are and motivating them forward.7. How can financial institutions build trust and loyalty in their communities?8. What practical steps can listeners take to improve their own financial well-being?------------FEATURED TIMESTAMPS:[00:36] Introduction and Bahari's role at Truist [02:14] Personal background and interests outside of work. [03:31] Bahari's career journey from nonprofit work to banking [07:06] Discussion on the importance of financial literacy and the challenges faced byunderserved communities.[10:53] Overview of Truist's value-driven mission and the “Start, Save, Win” savingsinitiative.[13:49] The importance of building savings habits and how behavior impacts financialsecurity.[15:32] Barriers to financial inclusion: fear of the unknown and accessibility.[19:29] The unique, mission-driven approach of Truist and the value of purpose-drivenleadership.[21:07] Bahari's “Your Finance Champ” social media initiative to demystify financialservices.[23:19] Signature Segment: Bahari's entry into the LATTOYG Playbook: Leading side-by-side[23:45] Bahari's leadership philosophy: meeting people where they are and motivatingthem forward.[27:10] Signature Segment: Bahari's LATTOYG Tactic of Choice: Leading with Strategic decision-making[32:18] The broader impact of Bahari's work and the importance of opening doors for others.------------ADDITIONAL RESOURCES FOR YOU:Overview: Our Signature Leadership Development Experience: http://bit.ly/DevelopYourGame

For this special mini-series, we are recording from the Kepler Alternatives Summit at Wembley Stadium and are thrilled to be joined by six brilliant guests from around the world.In this episode we spend 20mins with Ray Dillet, Head of Financial Institutions at Bitwise, to explore digital assets and institutional adoption of crypto through regulated products.The value of investments and any income from them can fall as well as rise and neither is guaranteed. Investors may not get back the capital they invested. Past performance is not indicative of future performance. The material is provided for informational purposes only. No news or research item is a personal recommendation to trade. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Nothing contained herein constitutes investment, legal, tax or other advice.The views and opinions expressed are the views of W1M Wealth Management Limited and are subject to change based on market and other conditions. The information provided does not constitute investment advice and it should not be relied on as such.It should not be considered a solicitation to buy or an offer to sell a security. All material(s) have been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy of, nor liability for, decisions based on such information.Copyright © W1M Wealth Management Limited. W1M Wealth Management Limited is authorised and regulated by both by the Financial Conduct Authority of 12 Endeavour Square, London E20 1JN, with firm reference number 120776 and the U.S. Securities and Exchange Commission of 100 F Street, NE Washington, DC 20549, with firm reference number 801-63787. Registered in England and Wales, Company Number 02080604.Copyright © Waverton Investment Management. Registered Office: 16 Babmaes Street, London, SW1Y 6AH. Authorised and Regulated by the Financial Conduct Authority. Registered in England No 2042285.Copyright © London and Capital Asset Management Limited. London and Capital Asset Management Limited is authorised and regulated by the Financial Conduct Authority of 12 Endeavour Square, London E20 1JN, with firm reference number 143286. Registered in England and Wales, Company Number 02112588.London and Capital Wealth Management Europe A.V., S.A. registered with the Commercial Registry of Barcelona at Volume 48048, Sheet 215, Page B-570650 and with Tax Identification Number (NIF) A16860488, authorised and supervised by the Comisión Nacional del Mercado de Valores (“CNMV”), and registered at CNMV's register under number 307 (https://www.cnmv.es/portal/home.aspx). Hosted on Acast. See acast.com/privacy for more information.

In this episode of Extra Credit, Harmon Lyons, VP of Strategy and Market Development for TransUnion's financial services marketing solutions, joins Craig and Josh for a deep dive into the evolving role of data in financial services marketing. Harmon shares insights from nearly 30 years in the industry, highlighting how all FS marketers — from regional credit unions to national banks — can overcome fragmentation, connect with customers across channels and prove ROI. The conversation covers best practices for identity resolution, the importance of brand building — even on modest budgets — and how to balance acquisition and retention strategies. Whether you're a CMO or in a marketing-adjacent role, this episode offers a practical look at how data-driven strategies are reshaping the way financial institutions engage with consumers. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

In this week's episode, Catherine Thornton, Member of Compliance Institute's Prudential, Regulation and Governance Working Group speaks with Sean MacHale, Partner at EY Dublin, Head of Global Sustainable Finance Innovation Hub and Camile Paparelli, Partner EY London, who is the ESG Reporting and Disclosure lead for UK Insurers.  The importance of climate considerations and Environmental, Social and Governance (ESG) Factors are now critical in shaping strategies and operations of Financial Institutions worldwide. As the focus on sustainable practices and ethical governance grows, understanding and implementing ESG regulations including climate considerations has become more important now then ever. In its February 2025 Regulatory & Supervisory Outlook (RSO) report, the Central Bank of Ireland (CBI) again acknowledged the climate crisis, noting the weakening of earlier net zero commitments and timelines by governments and corporations, and the gap between progress being made against what is needed to slow down climate change deteriorating. With irreversible effects of acting too late a real risk to the very existence of the planet. In this episode, Sean and Camille discuss this broad topic and evaluates how progress of ESG and Climate varies across the 3 key sectors - Banking, Insurance and Funds.

Petr Dvorak is the founder and CEO of Wultra, which recently raised €3 million to accelerate the development of its post-quantum authentication technology, safeguarding banks and fintech against the coming wave of quantum threats. In this episode, he joins host Paul John Spaulding to discuss the announcement, what the funds will be used for, and more. • For more on cybersecurity, visit us at https://cybersecurityventures.com

Artificial intelligence (AI) is no longer just a buzzword in financial services. From lending to fraud detection to customer service, AI is steadily finding its way into community banks and credit unions. But for leaders, boards, and compliance teams, one pressing question remains: how do we adopt AI responsibly?In this episode of the Banking on Data podcast, host Ed Vincent sits down with Beth Nilles, Director of Implementation, who brings more than 30 years of banking leadership across lending, operations, and compliance. Beth offers practical guidance for financial institution leaders who may be exploring AI for the first time - or wrestling with how to scale responsibly without falling behind on regulatory expectations.Follow us to stay in the know!

Despite being some of the most active investors in tech innovation and AI, banks often struggle with an outdated and traditional image. Liza Januzi, Regional Head for Americas, Financial Institutions, TD Securities and Cavin Wong, Managing Director, Regional Head of Global Transaction Banking & Financial Institutions Coverage, EMEA & Asia Pacific, TD Securities discuss strategies used in various global markets to attract young talent by highlighting behind-the-scenes innovations. We explain how to attract Gen Z candidates by showcasing the opportunities and potential for shaping the future of secure financial services. For relevant disclosures, visit: tdsecurities.com/ca/en/legal#PodcastDisclosure. To learn more about TD Securities, visit us at tdsecurities.com or follow us on LinkedIn @tdsecurities. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nicky Senyard, CEO, Fintel Connect Gen Z trusts creators and niche financial influencers (finfluencers) more than brand ads. Today financial advice is just as likely to come from TikTok or Instagram as it is from a bank. That's not necessarily a bad thing – banks and FinTechs may use affiliate partnerships to reach the Gen Z audience efficiently and compliantly with full-funnel visibility and real trackable performance. Nicky Senyard of partnership solutions provider Fintel Connect speaks to Robin Amlôt of IBS Intelligence. 

According to a survey conducted by Digital Federal Credit Union (DCU), Gen Z doesn't know all that much about credit unions. Perhaps this doesn't come as a surprise, but it's most definitely an issue that the credit union movement must be actively working to address. DCU is setting an example for how to recruit and engage Gen Z members in a way that isn't, as a Gen Z'er might put it, cringe. We sat down with Sue Burton, SVP of Experience for DCU, to talk about their efforts to date and to address this month's BIG question: Why do so few Gen Z'ers know about credit unions, and how can credit union marketers authentically reach and connect with this rising generation?

Today's Post - https://bahnsen.co/3VhbwZZ Unveiling the Economic Impact and Symbolism of 9/11 In this episode of Dividend Cafe, airing on September 12, David L. Bahnsen delves into a unique discussion on the economic intentions behind the 9/11 attacks, emphasizing the attackers' desire to undermine American financial markets by targeting the World Trade Center. The episode explores the symbolic and literal significance of the attacks, draws on historical quotes from Osama Bin Laden and Khalid Sheikh Mohammed, and highlights America's resilience and the importance of defending robust capital markets. Key points include the historical context of the World Trade Center, the immediate financial aftermath of the attacks, and the enduring strength of America's economic system. David also ties this discussion into the broader narrative of American exceptionalism and the philosophical importance of free enterprise. 00:00 Introduction and Theme Announcement 00:44 Reflecting on 9/11's Economic Impact 04:33 Historical Context of the World Trade Center 05:58 Financial Institutions in the World Trade Center 08:37 The Jihadist Economic Agenda 14:35 Resilience of American Financial Markets 17:33 American Exceptionalism and Capital Markets 21:50 Conclusion and Gratitude Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Scientific Sense ® by Gill Eapen: Prof Itay Goldstein is Professor of Finance and Economics at the Wharton Business School of University of Pennsylvania. His research interests include feedback effects between financial markets and real economy, financial fragility and crises, financial institutions, and marketPlease subscribe to this channel:https://www.youtube.com/c/ScientificSense?sub_confirmation=1

Welcome to the Hughes Hubbard Anti-Corruption & Internal Investigations Practice Group's podcast, All Things Investigation. In this podcast, host Tom Fox welcomes back Jeremy Paner and Diego Durán de la Vega to discuss recent FinCEN enforcement actions targeting three Mexican financial institutions. The conversation explores the implications of these actions under the Fend Off Fentanyl Act, the evolving regulatory landscape, and the existential risks facing financial institutions operating in Mexico. The guests provide practical compliance guidance, lessons learned, and a forward-looking perspective on U.S. enforcement trends. Highlights include: Why These Enforcement Actions Matter The Fend Off Fentanyl Act: A New Legal Tool U.S. Government Focus on Mexico Lessons from OFAC Enforcement Compliance Implications for Financial Institutions Responding to Enforcement: Practical Steps Global Jurisdiction and the U.S. Financial System Key Lessons for Compliance Officers Looking Ahead: Future Enforcement Trends Key Takeaways for Compliance Professionals: The Fend Off Fentanyl Act introduces new, immediate risks for financial institutions, especially those with ties to Mexico. U.S. enforcement actions can have global reach, severing access to the U.S. financial system. Compliance programs must be robust, proactive, and responsive to regulatory advisories and negative media. Effective communication between compliance and legal functions is crucial for mitigating risk. Resources: Hughes Hubbard & Reed website Jeremy Paner Diego Durán de la Vega

The latest installment of Extra Credit has Dawn Figlioli, VP of Sales, Financial Services at TransUnion, stepping into the host seat, guiding a conversation with Craig and Josh on the latest credit market insights. The trio explores the current lending environment, marked by both stability and caution, and dives into the surprising growth at both ends of the credit spectrum. They discuss rising delinquencies in auto and mortgage, the evolving role of FinTechs in super prime lending, and how refined risk strategies are reshaping subprime performance. The episode also touches on the regulatory landscape and why consumer optimism may be on the rise — despite economic headwinds. Whether you're a lender navigating uncertainty or a strategist looking for signals in the noise, this episode offers grounded, data-driven perspective on what's next. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Authenticity is the new currency in social media. In our latest blog episode, CEO Meredith Olmstead sits down with Sophie Bawany to break down the difference between User-Generated Content (UGC) and Employee-Generated Content (EGC). Learn why both matter, how to integrate them into your content strategy, and how they can help your credit union or bank stay relatable, trustworthy, and top of mind—without breaking the budget.Key Takeaways:UGC builds trust from the outside.  Real content from members creates authentic word-of-mouth marketing.EGC builds trust from the inside. Employees sharing their perspective humanizes your brand.Use both for better engagement. Plan for EGC, encourage UGC. Together, they stretch your reach and your budget.

Wayne Long, Secretary of State (CRA & Financial Institutions); David Coletto, Abacus Data; The Front Bench with: Brian Gallant, Lisa Raitt and Tom Mulcair.

On this episode of The SaaS CFO Podcast, host Ben Murray sits down with Idan Bar-Dov, co-founder and CEO of Heka. Idan shares his unique journey from working in finance and law—starting out at an international law firm advising fintech companies—through the challenges of founding a startup during the pandemic, to leading a fast-growing SaaS company transforming how financial institutions use open source data. Together, they dive into Heka's evolution from its early focus on reconnecting consumers with their assets amid widespread data gaps, to becoming a global platform that provides advanced fraud detection, contact recovery, and enriched credit decisioning for major banks, fintechs, payment processors, and alternative lenders. Idan also opens up about the company's fundraising milestones, lessons learned from raising $16 million to date, building credibility with Fortune 500 clients, and the importance of sticky revenue metrics as the business scales. Tune in to hear more about Heka's mission to become the gold standard in consumer data, outpacing industry giants, and what's next for their growing team headquartered in New York and Israel. Plus, Idan shares practical advice for founders tackling enterprise sales, go-to-market strategy, and fundraising in the financial technology space. Show Notes: 00:00 Fintech Pivot During COVID Lockdown 04:15 Global Financial Reconnection Solutions 07:20 Insightful Investors Drive Series A 11:59 Navigating Investment Deals Efficiently 14:42 Investors Drive Financial Innovation 18:48 "Metrics for Growth: Revenue & NRR" 20:49 "Conquer Fortune 500 Market" Links: SaaS Fundraising Stories: https://www.thesaasnews.com/news/heka-raises-14-million-in-series-a Idan Bar-Dov's LinkedIn: https://www.linkedin.com/in/idan-bar-dov/ Heka Global's LinkedIn: https://www.linkedin.com/company/heka-global/ Heka Global's Website: https://hekaglobal.com/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray

As AI capabilities evolve, financial institutions face pressure to balance innovation with security, trust, and regulatory compliance. From fraud prevention to customer experience, deterministic AI applications continue to form the backbone of financial services—even as new technologies like generative and agentic AI emerge. In this episode, JoAnn Stonier, Data and AI Fellow at Mastercard, joins us to share how Mastercard is navigating these dynamics. She explains how AI-driven analytics reduce false positives in fraud detection, why “agent-ish” AI marks an important transition toward more autonomous systems, and how responsible governance ensures privacy and security remain at the forefront. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the ‘AI in Business' podcast! If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!

In this episode of The Consumer Finance Podcast, Chris Willis, Heryka Knoespel, and Lori Sommerfield discuss overdraft and deposit account fees as they continue to dive into the CFPB's guidance withdrawal. They highlight the regulatory and litigation impacts of the rescinded guidance and its impact on banks and financial institutions, particularly in terms of compliance burdens and fee income, while also weighing potential reputational risks and operational challenges that may arise if policy changes follow the CFPB's withdrawn guidance. This episode also emphasizes the importance of financial institutions being prepared to defend against lawsuits, specifically those related to Regulation E and affirmative consent.

Barry Loudermilk is a Constitutional Conservative who represents northwest Georgia's 11th Congressional District.Prior to being elected to the U.S. House of Representatives in 2014, Congressman Loudermilk served in the Georgia General Assembly in both the State House and State Senate.During his time in Congress, Rep. Loudermilk has served on the Committees of Science, Space and Technology, Homeland Security, the Joint Committee on the Library, Committee on House Administration, and Financial Services Committee. In his first year in Congress, he was appointed Chairman of the Oversight Subcommittee on Science, Space and Technology and served on the Homeland Security Committee's Special Task Force for Countering Terrorism and Terrorist Travel.In the 119th Congress, Congressman Loudermilk serves as a member of the Financial Services Committee, where he is the Vice Chair of the Subcommittee on Financial Institutions and is a member of the Subcommittee on Oversight and Investigations. The Subcommittee on Financial Institutions oversees banks, bank regulators, and lending, and the Subcommittee on Oversight and Investigations ensures that federal financial regulators are held accountable for their use of taxpayer funds. He also serves as a member of the Committee on House Administration and is a member of the Subcommittee on Elections.Congressman Loudermilk is also a member of the conservative Republican Study Committee and is the Republican Co-Chair of the Bipartisan FinTech and Payments Caucus.In the 118th Congress, House Speaker Kevin McCarthy tasked Congressman Loudermilk to lead the Committee on House Administration's Subcommittee on Oversight investigation into the events at the Capitol on January 6, 2021, the security failures of the U.S. Capitol Police, and the flawed investigation of House Select Committee on January 6.His father served as an Army medic in World War II and saw action during the D-Day invasion, Battle of the Bulge, and the Occupation of Germany. In 2019, Rep. Loudermilk was selected as one of the official delegates to represent the United States at the 75th anniversary of the D-Day invasion in Normandy.He is native of Georgia and veteran of the U.S. Air Force. Rep. Loudermilk is a student of the Constitution and the Christian heritage of America. Barry resides in northwest Georgia with his wife, Desiree. They have three grown children, and seven grandchildren. https://www.barryloudermilk.com/ https://www.andthentheyprayed.com/ 

Shareholder Succession Hosts - Tara Wean, Vice President, The Kafafian Group, Inc.         Ben Crowley, Managing Director, The Kafafian Group, Inc.         Richard Trauger, Managing Director, The Kafafian Group, Inc. Guests - Pete Scully, President, My Private Shares Andrew Rietz, Managing Director of Financial Institutions, My Private Shares

Shan Aggarwal, Chief Business Officer at Coinbase, joined me to discuss JPMorgan and PNC Bank's partnership with Coinbase to offer crypto services to their clients.Topics:- JPMorgan & PNC Bank partnerships- Banks and Financial Institutions entry into crypto- Opyn Markets & Liquifi acquisition- Coinbase Tokenized Stocks and 24/7 markets- AI integration on Coinbase and in markets- Crypto legislation & market outlookShow Sponsor -

This episode brings together our CCI and contentious regulatory teams to consider the impact of the Failure to Prevent Fraud offence on financial institutions. Jon Ford, Elizabeth Head and Ally Fitzgerald explore the risk areas that financial institutions may be exposed to as well as why financial institutions may be at an increased risk of enforcement in comparison to other organisations. They also provide insight into the steps that the HSF Kramer team have seen financial institutions take to prepare themselves for the September implementation date. Please also see our blogpost https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/ftpf-financialinstitutions for further discussion of this topic, and this briefing https://www.hsfkramer.com/notes/fsrandcorpcrime/2025-posts/ftpfraud-ready-sep25 for an overview of the new offence of Failure to Prevent Fraud.

In this episode of the Hit Record Podcast, Meredith Olmstead and Kristin Mock discuss a critical and often overlooked opportunity for financial institutions: capturing leads before they drop off during the application process. They explore how simple lead forms, automation, and thoughtful follow-up can recover lost revenue and boost funded loans without burdening your team.

Financial fraud is evolving fast — are you ready to spot it before it hits? In this power-packed session, fraud prevention expert Sunny Banerjee shares insider strategies to detect, stop, and stay ahead of threats like BEC scams, pig butchering, and real-time payment fraud. Walk away with enterprise-level controls and simple, actionable steps to safeguard your business and clients for years to come.

In this episode of The P.A.S. Report, Professor Nick Giordano exposes how America's financial system has been weaponized to punish political opponents and reshape society. From the 2008 bailouts to the Biden administration's aggressive expansion of Operation Chokepoint, Professor Giordano breaks down how banks, regulators, and politicians have quietly turned your access to money into a political tool. With President Trump's new Executive Order banning politicized debanking and Senator Tim Scott's FIRM Act aiming to make those protections permanent, he explains what's at stake, why your financial freedom hangs in the balance, and how Congress must act before it's too late. Episode Highlights How the 2008 financial crisis created “too big to fail” banks and paved the way for politicized banking. The Biden administration's push to flag “Trump” and “MAGA” transactions, target lawful industries, and revive Operation Chokepoint. Why Trump's Executive Order is a major win, but why the FIRM Act is critical to making protections against political debanking permanent.

China's insurance market has emerged as the second-largest in the world and is on pace to become the largest worldwide by the 2030s. In the seventh episode of Skadden's yearlong podcast series on global prudential solvency requirements, host Robert Chaplin and Skadden colleague Feargal Ryan explore China's regulatory transformation from a centralized state monopoly to a sophisticated risk-based system. They highlight the establishment of the National Financial Regulatory Administration, the implementation of the China Risk-Oriented Solvency System (C-ROSS) and Shanghai's recent growth as an international reinsurance hub.

The first half of 2025 marked a shift in the financial institutions' risk landscape, driven by regulatory rollbacks, growing digital asset exposures and a surge in claims activity. Join Ron Borys and Ryan Farnsworth, Alliant Financial Institutions, as they discuss how these changes are influencing market behavior, insurer appetite and underwriting strategy. They also outline key considerations for renewals and explain how Alliant supports clients with strategic planning, analytics and claims advocacy in a rapidly evolving environment.

Choosing to go to college can be one of the greatest investments in your life or your kid's life but may also be the most costly. Chelsea Wunnicke with the state of Wisconsin Department of Financial Institutions, College Savings Department, says that recently they learned more about how agriculture is different from other industries and how Edvest 529 helps families to save early on to make a big difference later.See omnystudio.com/listener for privacy information.

Host Brian Walsh takes up ImpactAlpha's top stories with editor David Bank. Up this week: New urgency around investments in climate adaptation and resilience in the wake of the tragic flooding in Texas. How Community Development Financial Institutions in Indian country are positioned to step up – with or without promised federal funding (09:02). And, highlights from David's recent interview with Blue Haven Initiative's Liesel Pritzker Simmons about the ways that family offices are engaging with impact investing during these perilous times (14:15).“Investments in adaptation and resilience acquire new urgency as the climate future arrives,” by Amy Cortese“Native CDFIs are positioned to step up, even without promised federal funds,” by Erik Stein“Blue Haven's Liesel Pritzker Simmons on family office impact investing in perilous times (Q&A),” by David Bank

Host Brian Walsh takes up ImpactAlpha's top stories with editor David Bank. Up this week: New urgency around investments in climate adaptation and resilience in the wake of the tragic flooding in Texas. How Community Development Financial Institutions in Indian country are positioned to step up – with or without promised federal funding (09:02). And, highlights from David's recent interview with Blue Haven Initiative's Liesel Pritzker Simmons about the ways that family offices are engaging with impact investing during these perilous times (14:15).Story links:“⁠Investments in adaptation and resilience acquire new urgency as the climate future arrives⁠,” by Amy Cortese“⁠Native CDFIs are positioned to step up, even without promised federal funds⁠,” by Erik Stein“⁠Blue Haven's Liesel Pritzker Simmons on family office impact investing in perilous times (Q&A⁠),” by David Bank

Dr. Champion is interviewed on the John Dowling Show regarding the limited application of withholding US income tax, as well as revealing that every financial institution in America - including crypto platforms - requires a prospective customer to commit perjury as a condition of opening an account! Dave's books are at https://drreality.news/store/ To get FREE SHIPPING on any order containing "Income Tax: Shattering The Myths", use the code "tariffs" at checkout.

Laura Riposo VanDruff, Andrea deLorimier On Thursday, the U.S. House Committee on Financial Services Subcommittee on Financial Institutions held a hearing entitled, ​“Framework for the Future: Reviewing Data Privacy in Today's Financial System.” Hearing testimony explored whether there is need for a federal privacy statute and how the financial services industry, which is already regulated by the Gramm-Leach-Bliley Act (“GLBA”) and other sector-specific statutes, would fit into such a standard.

A question we've been hearing a lot at the All Things Sustainable podcast is: How do businesses sync their climate strategies with their financial decisions?    In this episode, we bring you highlights from an event that dove into this question in detail: The inaugural S&P Global Sustainable1 Climate Summit hosted by the S&P Global Climate Center of Excellence.   The center is home to world-class scientists dedicated to addressing the frontiers of long-term climate, environmental and nature research and methodology development. The June 5 Climate Summit in New York City convened many of those scientists alongside financial institutions and industry leaders to talk about translating climate science into actionable insights that inform investment and financial decision-making.  In today's episode we talk to three speakers from the Summit:   -Dr. Terence Thompson, the Chief Science Officer at the S&P Global Climate Center of Excellence; he explains the center's work and how it seeks to bridge gaps between stakeholders, including climate scientists, economists and financial institutions.   -Sonja Gibbs, Managing Director and Head of Sustainable Finance at the Institute for International Finance, a global network of financial institutions; she explains how IIF members are thinking about climate risks and opportunities.  -Aniket Shah, Managing Director and Global Head of the Sustainability and Transition Strategy team at Jefferies Group; he tells us why financial decision-makers need “data, not vibes” to drive their sustainability strategies.   Listen to recent podcast interviews referenced in today's episode:    Why businesses are going ‘back to basics' in sustainability strategies | S&P Global  How HSBC is financing infrastructure for a low-carbon economy | S&P Global  How EU proposals could change the sustainability reporting landscape | S&P Global  Learn more about the Climate Center of Excellence | S&P Global  This piece was published by S&P Global Sustainable1, a part of S&P Global.    Copyright ©2025 by S&P Global             DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.       S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

DJ Cox joins this month, flipping the script on Craig and Josh with the most-asked questions he's hearing within the credit and lending space. As they reflect on 2025 so far, Josh highlights signs of recovery in card originations and improving delinquency trends. And Craig adds a macro perspective, describing consumers as “cautiously stable” amid mixed economic signals. Looking ahead, the conversation turns to key risks and opportunities — from tariff uncertainty and returning student loan payments to lenders shifting toward more selective growth strategies. They also examine trends in credit lines and balances, pointing to stable utilization and signs of disciplined behavior among consumers. The episode wraps with an assessment of the shrinking private label card market and why it still matters, even against rising competition like buy now, pay later services. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Lex chats with Yuval Rooz, CEO and co-founder of Digital Asset, about the company's transformation from its early institutional blockchain experiments to launching the Canton Network - a purpose-built, privacy-enabled smart contract platform designed for financial markets. Rooz shares insights into why Digital Asset was inspired by Bitcoin's financial principles rather than its technical assumptions, highlighting the importance of rethinking blockchain infrastructure rather than replicating flawed legacy models. He also unpacks the hard lessons from high-stakes projects like the Australian Stock Exchange overhaul, emphasizing why large-scale financial infrastructure must evolve incrementally to succeed. Finally, the conversation dives into Canton's unique tokenomics, where 70% of block rewards go to the developers and users who create economic activity on the network, challenging traditional validator-centric models and aligning incentives more fairly for long-term ecosystem growth. Notable discussion points: 1. Canton's innovative tokenomics: Unlike Ethereum, where validators capture most of the rewards, Canton allocates 70% of block rewards to developers and applications, creating sustainable alignment. 2. Lessons from ASX: Rooz reflects on the failed ASX blockchain migration, advocating for iterative upgrades rather than “big bang” infrastructure transformations. 3. True tokenization: Rooz critiques superficial on-chain IOU models, asserting that real tokenization must place the asset's books and records natively on-chain to unlock the benefits of DeFi and composability. MENTIONED IN THE CONVERSATION Topics: Digital Asset, Canton Network, DRW, ASX, Ethereum, Bitcoin, Plaid, DAML, fintech, web3, tokenization, digital assets, financial infrastructure, DeFi, onchain ABOUT THE FINTECH BLUEPRINT 

In today's episode, Kimberly Zhang sits down with Anré Williams, Senior Executive Advisor at American Express and former CEO of American Express National Bank. Anré reflects on his 35-year journey at American Express—leading global merchant services, digital innovation, and banking operations—while offering an inside look at how to drive transformation in a legacy financial institution. Tune in to hear about: • Key lessons from leading large-scale digital initiatives in highly regulated environments • How to balance innovation with compliance and customer trust in a changing financial landscape • Anré's perspective on the future of AI, embedded finance, and what it takes to build resilient, forward-looking financial services

In this special episode, recorded live from TransUnion's annual Financial Services Summit in Chicago, hosts Craig and Josh are joined by Paul Gruenwald, Chief Global Economist at S&P Global Ratings. The conversation kicks off with an in-depth exploration of the economic impacts of tariffs, financial implications of tightening federal spending, and why tracking the labor market is key to predicting a recession. Paul then shares his take on the future of the US labor market, including the potential for increased domestic manufacturing, and discusses implications of AI. Shifting gears to global trade, they consider the connections between savings, investments and net exports, and assess the US dollar's status as the global reserve currency. Finally, they examine significant investments in renewable energy projects and macroeconomic impacts of moving away from a fossil fuel-based economy. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Tom Bodrovics introduces Chris Whalen, author of Inflated: Money, Debt, and the American Dream, which has been re-released in a second edition with significant updates. The conversation focuses on the current state of markets, the impact of President Trump's tariff policies, and the challenges posed by the federal debt and inflation. Chris explains that he removed 20,000 words from his original book to make space for a new chapter analyzing the Federal Reserve's management of the money supply under Ben Bernanke, Janet Yellen, and Jerome Powell. He highlights how the U.S. housing market has become heavily government-supported, leading to increased volatility and rising costs for consumers. Discussing inflation, Chris notes that it is driven by the inability of governments to generate sufficient income to meet their people's needs, as seen in countries like Argentina. He argues that borrowing from future income through debt creates distortions, particularly in housing markets, where prices have surged due to low interest rates and government intervention. He also critiques the dysfunctionality of Congress, which he believes is unable to pass budgets or manage spending effectively. Chris emphasizes the importance of gold as a hedge against inflation and expresses skepticism about stablecoins and cryptocurrencies, calling them speculative vehicles rather than reliable alternatives to fiat currency. He suggests that the U.S. dollar's dominance in global markets contributes to inflationary pressures, as other countries benefit from using dollars without bearing the associated costs. The discussion concludes with Chris offering an optimistic outlook, noting that while challenges remain, opportunities exist for investors to navigate inflation through real estate and gold. He encourages listeners to manage investments with a long-term perspective, considering the erosive effects of even low levels of inflation over time. Time Stamp References:0:00 - Introduction1:02 - His Revised Book3:08 - Tariffs & Debt Distortions7:12 - Reserve Currency & Inflation11:03 - Debt Markets & Fed/Banks17:32 - National Debt & Spending21:18 - DOGE Cuts & Old Systems30:17 - Trump's Strategy?34:04 - Gold During Nixon Era39:08 - Book & US Administrations44:13 - MMT Era & Cryptocurrency?50:21 - Silver Supply & 1800s52:06 - Stablecoin Backing55:02 - Concluding Thoughts56:33 - Wrap Up Guest Links:Website: https://www.rcwhalen.com/X: https://x.com/rcwhalenBooks (Amazon): https://tinyurl.com/mv3wctcrLinkedIn: https://www.linkedin.com/in/rcwhalen/ Richard Christopher Whalen is an investment banker and author based in New York. He serves as Chairman of Whalen Global Advisors LLC, focusing on banking, mortgage finance, and fintech sectors. Christopher is a contributing editor at National Mortgage News and a general securities principal and member of FINRA. From 2014 to 2017, he was the Senior Managing Director and Head of Research at Kroll Bond Rating Agency, leading the Financial Institutions and Corporate Ratings Groups. Previously, he was a principal at Institutional Risk Analytics from 2003 to 2013. Over three decades, Chris has worked as an author, financial professional, and journalist in Washington, New York, and London. After graduating, he served under Rep. Jack Kemp (R-NY) at the House Republican Conference Committee. In 1993, he was the first journalist to report on secret FOMC minutes concealed by Alan Greenspan. His career included roles at the Federal Reserve Bank of New York, Bear Stearns & Co., Prudential Securities, Tangent Capital, and Carrington Mortgage Holdings. Christopher holds a B.A. in History from Villanova University. He is the author of three books: "Ford Men: From Inspiration to Enterprise" (2017), published by Laissez Faire Books; "Inflated: How Money and Debt Built the American Dream" (2010) by John Wiley & Sons; and co-author of "Financial Stability: Fraud, Confidence & the Wealth of Nations,

Brian Foster, Global Head of Wholesale at Coinbase Institutional, joined me to discuss how institutions are embracing the crypto asset class.Topics:- Institutional Demand & Adoption of Crypto - How Coinbase is handling institutional business- Coinbase PayPal partnership- Institutions building on Base- US Crypto RegulationsShow Sponsor -

Hear the story behind Thoma Bravo's acquisition of SMA Technologies with Thoma Bravo Partner Adam Solomon and CEO of SMA Technologies, Todd Dauchy. SMA Technologies provides workload automation and orchestration software solutions for banks, credit unions, and other financial services businesses. Adam and Todd discuss how they transformed a “sleepy” business into a high-performing company by focusing on people, customers, and their flagship product to achieve growth while boosting profitability. For more information on Thoma Bravo's Behind the Deal, visit https://www.thomabravo.com/behindthedeal Learn more about Thoma Bravo: https://www.thomabravo.com/ Visit SMA Technologies's website: https://smatechnologies.com/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

My wife and I, both in our mid-sixties, currently have over 90% of our financial assets in a variety of accounts held at the same institution. Do you think we should be diversifying our assets across more institutions? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

A Note from James: "I have been dying to understand quantum computing. And listen, I majored in computer science. I went to graduate school for computer science. I was a computer scientist for many years. I've taken apart and put together conventional computers. But for a long time, I kept reading articles about quantum computing, and it's like magic—it can do anything. Or so they say. Quantum computing doesn't follow the conventional ways of understanding computers. It's a completely different paradigm. So, I invited two friends of mine, Nick Newton and Gavin Brennan, to help me get it. Nick is the COO and co-founder of BTQ Technologies, a company addressing quantum security issues. Gavin is a top quantum physicist working with BTQ. They walked me through the basics: what quantum computing is, when it'll be useful, and why it's already a security issue. You'll hear me asking dumb questions—and they were incredibly patient. Pay attention! Quantum computing will change everything, and it's important to understand the challenges and opportunities ahead. Here's Nick and Gavin to explain it all." Episode Description: Quantum computing is a game-changer in technology—but how does it work, and why should we care? In this episode, James is joined by Nick Newton, COO of BTQ Technologies, and quantum physicist Gavin Brennan to break down the fundamentals of quantum computing. They discuss its practical applications, its limitations, and the looming security risks that come with it. From the basics of qubits and superposition to the urgent need for post-quantum cryptography, this conversation simplifies one of the most complex topics of our time. What You'll Learn: The basics of quantum computing: what qubits are and how superposition works. Why quantum computers are different from classical computers—and why scaling them is so challenging. How quantum computing could potentially break current encryption methods. The importance of post-quantum cryptography and how companies like BTQ are preparing for a quantum future. Real-world timelines for quantum computing advancements and their implications for industries like finance and cybersecurity. Timestamped Chapters: [01:30] Introduction to Quantum Computing Curiosity [04:01] Understanding Quantum Computing Basics [10:40] Diving Deeper: Superposition and Qubits [22:46] Challenges and Future of Quantum Computing [30:51] Quantum Security and Real-World Implications [49:23] Quantum Computing's Impact on Financial Institutions [59:59] Quantum Computing Growth and Future Predictions [01:06:07] Closing Thoughts and Future Outlook Additional Resources: BTQ Technologies Website