Podcasts about Financial technology

In this special crossover edition of Payments Pros and The Consumer Finance Podcast, Carlin McCrory and Jason Cover are joined by their colleague Caleb Rosenberg to explore the evolving landscape of small business financing. They highlight the significant growth in diverse financing products and providers, which have expanded funding access for small businesses, particularly startups.The discussion outlines the evolution from traditional bank lending to the rise of online and fintech solutions, which have filled gaps left by conventional lenders. The group also examines the complexities of the regulatory environment, focusing on the increased scrutiny from state legislatures and the introduction of consumer-like disclosure requirements for small business lending.Additionally, they consider the impact of recent legislative changes in states like Texas and Louisiana, which could transform financing practices. The conversation includes best practices for structuring and servicing financial products while also speculating on future regulatory trends and the potential influence of federal oversight by the FTC.

Mason Brunsmann's BIO:  Mason Brunsmann is a CERTIFIED FINANCIAL PLANNER® with Sirius Wealth Management, known for delivering comprehensive financial planning and investment management strategies tailored to the unique needs of business owners and families. His specialties include comprehensive financial planning, investment management, risk management, and income & tax planning. Mason is dedicated to helping clients work toward their financial goals through personalized, strategic guidance. Mason holds both a Bachelor's and Master's degree in Business Administration with a finance emphasis from the University of Missouri–St. Louis. He also earned a graduate certificate in Financial Technology from the same institution, as well as a graduate certificate in Financial Planning through Kaplan College of Financial Education. Mason maintains FINRA Series 7, 9, 10, 63, and 66 licenses, equipping him with a deep understanding of the financial services landscape. With over a decade of experience, Mason is committed to helping clients navigate the complexities of building and protecting wealth across every stage of life.   In this episode, Virginia and Mason  talked about: How Mason uses social media to create visibility Mason's journey to financial planning Mason's unique take on building wealth Mason's financial planning pet peeves The value of networking for improving client retention   Takeaways:  You need to always “Know a guy who” It's better to create a network that is an inch wide and a mile deep, than a mile wide and an inch deep Focus on building trust and the money will follow Don't chase 1,000 connections—nurture the right 10. Reciprocity isn't always instant, but it's always real.   Connect with Mason on his LinkedIn account to learn more about his work and insights into networking effectively: LinkedIn: https://www.linkedin.com/in/mason-brunsmann-cfp-financialadvisor/   Connect with Virginia: https://www.bbrpodcast.com/

In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess continue the Point-of-Sale Finance Series to discuss licensed lending and bank model lending programs. This conversation dives into the benefits, challenges, and regulatory landscapes that shape these popular lending models for financial institutions and fintechs. Consumer finance providers will gain valuable insights on structuring successful lending partnerships in today's complex environment.

In this episode of Limitless, Dr. Matthew Preston & Dr. Thaon Simms go behind the scenes with the JSE team to uncover the REAL story of J Trader Pro!

Financial technology, known as fintech, is everywhere. If you send money by phone or invest with the help of robo-advisors, you're using it. Its proponents say by lowering costs, it can expand the range of financial services providers can offer and the pool of people who can afford them.  But fintech presents risks, including to privacy. Fintech companies aren't subject to the same regulations as traditional financial institutions when it comes to handling personal data. And some worry regulatory safeguards aren't keeping up with fintech advances.  Amid the uncertainty, fintech's role in financial services keeps expanding. How will fintech change the landscape for consumers? Can banks adjust? And will it make a real difference for those long shut out of traditional financial services?  Download the paper Harvard Business School professor Emily Williams presented at the Economic Conference, “Fintech, Financial Inclusion, and the Future of Finance.” Watch the session she spoke at, titled “Innovative Financial Technologies and Financial inclusion.”

In this conversation, Dylan Silver interviews Jessica Dawson, a real estate agent who discusses her journey into real estate and the innovative mortgage strategies she employs to help clients pay off their homes faster. Jessica explains how her financial technology company offers a unique approach to mortgages, allowing clients to pay off their homes in as little as five to seven years while also creating a retirement plan. The discussion includes real-life case studies demonstrating the effectiveness of these strategies and touches on the broader implications for financial education and debt reduction.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textIn this enlightening episode of Business Growth Talks, host Mark Hayward sits down with Alexander Harmsen, a prominent figure in the tech and finance industries. Known for his role in reinventing wealth management through Portfolio Pilot, Harmsen shares his journey and insights into leveraging AI for financial optimization. The discussion traverses Harmsen's experiences, from his early endeavors with NASA and founding Iris Automation to his visionary work with Portfolio Pilot, capturing the essence of using technology to solve real-world problems and enhance financial decision-making.The episode delves into the intricacies of AI in the financial sector, with Harmsen shedding light on how Portfolio Pilot integrates advanced AI models to provide personalized financial advice. By analyzing diverse data sets and historical financial trends, the platform offers proactive strategies tailored to individual needs, challenging the traditional financial advisory landscape. Through key insights, Harmsen details the importance of execution in business innovation and the value of turning curiosity into impactful ventures. This episode is a must-listen for entrepreneurs and investors interested in harnessing AI for strategic financial growth and understanding the future of investment advisory services.Key Takeaways:Alexander Harmsen's journey from working on AI systems for NASA to creating a democratized financial advisory tool with Portfolio Pilot highlights the power of technology in transforming industries.Portfolio Pilot uses AI to offer unbiased financial advice by analyzing user portfolios and identifying optimization opportunities, democratizing access to hedge fund-level strategies.AI's most significant contribution to finance is in personalization and proactive advice, a key point Harmsen emphasizes over mere computational tasks like data analysis.Harmsen underscores the significance of coupling vision with tangible daily actions, a practice that has driven the success of both Iris Automation and Portfolio Pilot.The episode dissects the financial advisor industry's landscape, illustrating the discrepancy between traditional services and what AI-driven platforms can offer.Resources:Portfolio Pilot WebsiteAlexander Harmsen on Twitter: @AlexHarmEmbark on this insightful journey of innovation and financial strategy by diving into the full episode. Stay tuned for future episodes of Business Growth Talks, where we continue to explore the fascinating intersections of technology and entrepreneurship.Support the showIf you want to watch the full video of this episode go to:https://www.youtube.com/@markhayward-BizGrowthTalksDo you want to be a guest on multiple podcasts as a service go to:www.podcastintroduction.comFind more details about the podcast and my coaching business on:www.businessgrowthtalks.comFind me onLinkedIn - https://www.linkedin.com/in/mark-hayw...Tik Tok - https://www.tiktok.com/@mjh169183YouTube Shorts - https://www.youtube.com/@markhayward-BizGrowthTalks/shorts

To say it has been a busy year for fintech policy folks would be a gross understatement. With the change in administration to Trump 2.0, we have a 180-degree different perspective on most fintech issues than the previous administration. And there have already been many actions taken by the Trump White House that will have far-reaching implications for fintech.To help us unpack all these issues, I invited back to the show, Penny Lee, the CEO of the Financial Technology Association (FTA) and one of the leading voices in Washington for our industry. In addition to navigating all the complex regulatory changes, the FTA is also putting on their annual CEO Summit this month and, as of this writing, tickets are still available.In this podcast you will learn:The state of play in Washington today and its implications for fintech.Why rescinding the 1033 rule would be such a big deal.How they will be fighting this in court.Why this will be in the court system for a while, whoever wins the initial decision.Where the FTA stands on payments modernization.Penny's thoughts on the remittance tax provision of the Big Beautiful Bill.The BNPL bill that was passed in New York and its impact on the industry.What the FTA is doing with Earned Wage Access initiatives in the states.The state of play for AI regulation in the states as well as the federal level.The prospect for a federal AI bill this year.Details of the annual FTA CEO Summit in Washington happening on June 25.Who is going to be on stage from industry and government.What else FTA members are doing while they are in DC.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

On the eve of the most important legislative discussion in US crypto history, Congressman Bryan Steil, Chairman of the House Financial Services Subcommittee on Digital Assets, Financial Technology and Artificial Intelligence, joins Ari Redbord, TRM's Global Head of Policy, to discuss the most significant legislative efforts impacting the future of digital assets in the United States.With a market structure bill — the CLARITY Act — moving through the House and the imminent passage of stablecoin legislation in the Senate, Congressman Steil shares insights into the journey that led to this pivotal moment. He unpacks the challenges of regulatory uncertainty, the critical importance of dollar dominance through stablecoins, and the transformative potential of Web3 technology.Congressman Steil emphasizes how new legislation aims to unlock investment and innovation by providing a clear regulatory framework — essential for entrepreneurs and established financial institutions alike. He also addresses how public blockchains can support financial integrity by enabling enhanced tracking and transparency, setting crypto apart from legacy systems like gold or cash.Throughout the conversation, Congressman Steil highlights the bipartisan collaboration necessary to get this right, the importance of protecting innovation on US soil, and why getting the regulatory framework right is key to ensuring America's leadership in the next era of technology. Whether you're a policymaker, crypto innovator, compliance professional or industry observer, this episode offers a front-row seat to the conversations shaping the future of digital assets and the broader US economy.

Get your Magic Mind here: https://magicmind.com/CHIPM20You get 20% off a one-time purchase and up to 48% off subscriptions with my code: CHIPM20In this episode of The Chip Mahoney Show, we dissect the collapse of SafeMoon, revealing the intricate web of fraud behind this once-promising cryptocurrency. Chip Mahoney contrasts the fraudulent aspects of SafeMoon with Morpho, a revolutionary DeFi protocol that is successfully providing real yield through its innovative on-chain vaults. Discover the implications of these contrasting projects in the ever-evolving world of crypto, blockchain, and Web3 technology. Whether you're a seasoned investor or new to the crypto space, this episode delivers critical insights into understanding fraud and recognizing genuine opportunities in the market. Front Run The Week: Want to catch the next big crypto move before it hits the headlines? Get my free newsletter at tokentrust.substack.com for exclusive early insights.The Chip Mahoney Show is a Big Pond production. This podcast is for entertainment and educational purposes only.For media inquiries or guest bookings, please contact:DV Collective at dvpodcastshow@gmail.comMusic licensed via Spotify Creator tools.

Former Congressman Peter Roskam, who leads BakerHostetler's Federal Policy team, provides listeners with a front-row seat to the most important policy and political debates in Congress. In this episode of “The Cloakroom with Peter Roskam,” Peter is joined at the 36th Annual Legislative Seminar in Washington, D.C., by his BakerHostetler colleague former Congressman Heath Shuler and Congressman Bryan Steil, a Republican from Wisconsin. Steil is a trusted ally of Republican leaders, who chose him to chair the House Administration Committee, which oversees federal elections law and House of Representatives operations. First elected in 2018, Steil also serves on the Financial Services Committee, chairing the Subcommittee on Digital Assets, Financial Technology and Artificial Intelligence.Questions & Comments: proskam@bakerlaw.com

Send us a textToday, I'm thrilled to welcome a powerhouse in fintech and leadership In The Suite: Gene Farrell, President and CEO of Vanilla.If you think estate planning is confusing, costly, or only for the ultra-wealthy—this episode is going to flip that belief on its head. Gene joins us to talk about how Vanilla is on a mission to reimagine and radically simplify estate planning, making it accessible, human, and empowering for advisors and families alike.This conversation is especially meaningful to me. As someone navigating a personal health journey, I've come to understand just how vital it is to plan ahead—not just for ourselves, but for the people we love. It's not just paperwork. It's peace of mind. And Vanilla is making that possible.Founded in 2019 by renowned entrepreneur and financial advisor Steve Lockshin, Vanilla was born out of a deep understanding of the wealth management space—and a bold vision to modernize how legacy planning gets done. Backed by leaders like Michael Jordan and Bill McNabb, Vanilla is transforming an industry that has long been overdue for innovation.In today's episode, Gene brings both personal passion and professional fire. We talk about everything—from the heartbreaking family experience that fuels his drive at Vanilla, to his journey through giants like Coca-Cola, Amazon, and Smartsheet. Yes, he's the brains behind Coca-Cola Freestyle—you know, that magical machine that lets you mix over 100 drink combinations? Yeah, that was Gene.But this episode goes deeper. We dive into how Vanilla is transforming the advisor-client relationship through intelligent estate planning tools—using AI, intuitive design, and real human connection. You'll hear about the myth of "estate planning is only for the rich,” why 92% of clients want their advisor's help—but only 23% get it—and what you can do about it.Plus, we explore the power of legacy, leadership, and living with intention.So whether you're a fintech founder, financial advisor, or someone navigating your own life planning journey—this episode is packed with wisdom, innovation, and inspiration.Get ready for an unforgettable conversation with one of the most purpose-driven leaders in fintech—right here, In The Suite.Books Referenced:First, Break All the Rules by Marcus Buckingham and the Gallup OrganizationNow, Discover Your Strengths by Marcus BuckinghamYounger Next Year by Chris Crowley & Henry LodgeToughness Training for Life by James E. LoehrToughness Training for Sport by James E. LoehrWebsites & Tools:Vanilla Download the 2025 State of Estate Planning Report

In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess unravel the often-confused distinctions between loans and credit sales in the first installment of our Point-of-Sale Finance Series. This episode sheds light on the regulatory nuances that impact the delivery of financial products. From the historical backdrop of Retail Installment Sales Acts to the modern-day challenges of terminology, the conversation offers a comprehensive overview of the pros and cons of retail installment contracts and direct loans. Whether you're a seasoned professional or new to consumer finance, this discussion will enhance your understanding of these pivotal financial structures.

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Jason Cover to introduce an upcoming special series focused on point-of-sale finance, a rapidly evolving sector in consumer financial services. This teaser provides a sneak peek into increasingly popular topics that will be discussed throughout the series, including innovative point-of-sale finance solutions such as payment methods beyond traditional credit and debit cards, in addition to a diverse range of products and the dynamic interactions between fintech lenders, financial institutions, and merchants. The series will also explore foundational concepts and specific models across various industries, such as home improvements and medical financing, setting the stage for a deep dive into the transformative impact of point-of-sale finance on consumer transactions.

We have Ankita Dmello, Principal Product Manager at wise, join us to talk about the importance of their increasing partnership with banks surrounding international money transfer services and multi-currency accounts. Find out more at wise.com and connect on Facebook, X/Twitter, and Instagram.

In this episode of the Retirement Playbook, Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of guaranteed income and strategic investment approaches. They explore various income sources, including Social Security, pensions, and structured notes, while addressing market reactions and the significance of having a customized retirement plan. The conversation also highlights the role of technology in financial planning and the necessity of building trust in client-advisor relationships. Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/See omnystudio.com/listener for privacy information.

CEO David Trainer sat down with Chuck Jaffe of Money Life to talk about our Danger Zone pick this week: Investors Shouldn't Pay This Price.

Send Rita a text with your thoughts!Get access to over 2000 cruise video clips: https://programs.steeryourmarketing.com/products/courses/view/1166776Join us at Summer Camp at Sea: https://summercampatsea.comListen to the 3rd Annual Travel Tech Audio Summit: https://takethehelm.thrivecart.com/travel-tech-audio-summit/In today's chat with my friend Stephanie Cannon, we break down financial technology options for travel business owners. We explore the four tiers of financial tracking – from pre-tracking to paying yourself on purpose – and compare the pros and cons of popular tools like QuickBooks, Xero, and Wave. Whether you're a travel hobbyist or strategic travel entrepreneur, understanding your numbers is important for creating cash flow projections and meeting IRS requirements without the headache. Get ready to stop guessing about your profitability and start implementing financial systems today!Get Stephanie's Guide to Choosing the Right Financial Tech: https://withstephaniecannon.com/softwareQuestions this episode answers:What financial tracking tools are best for travel advisors?How can travel advisors separate business and personal finances?Why do travel business owners need financial reporting beyond tax requirements?What financial requirements does the IRS have for travel business owners?How can travel advisors predict commission income and cash flow?What's the difference between CRM systems and financial tracking software?How can travel advisors move from financial survival mode to freedom mode?What financial technology features should travel business owners look for?Why is commission tracking essential for travel advisor financial planning?How can travel entrepreneurs use financial data to make strategic business decisions?Enjoy (and take action)!---------------------------------------------------------------Check out EVERYTHING I offer to support your travel business journey: https://strategictravelentrepreneurpodcast.com/everything/Say HI on Social:LinkedIn: https://www.linkedin.com/in/ritaperez19/Instagram: http://www.instagram.com/takethehelmvbsFB Group: https://www.facebook.com/groups/529490048073622 Direct EMAIL:rita@steeryourmarketing.com

In this episode, our hosts sit down with PeerNova's Founder and CEO, Gangesh Ganesan, to deep dive into the classic Buy vs. Build debate, incorporating PeerNova's powerful three-pronged approach: Buy Confidently, Benefit Immediately, and Broaden Strategically. Unpack the real-world challenges and costs of in-house software development vs. buying a ready-to-use platform such as Cuneiform for Valuation Risk.Learn about our purpose-built platform that ensures you meet today's demands while seamlessly scaling for the future. Experience cost-savings, resource efficiency, rapid deployment, immediate value, and seamless scalability with the assurance of a future-proof solution.Gangesh answers the following questions: What are some of the biggest challenges firms face when they try to build in-house vs buy externally?What does the current financial institution software landscape look like, especially amidst digital transformation efforts (AI, etc)? What are the most common hesitations firms have when buying a solution? How does Cuneiform for Valuation Risk address these hesitations?

John Gronen discusses breaking down barriers to digital adoption in finance teams. John is the CFO of Yooz, a provider of cloud-based accounts payable automation solutions. He share insights from the recent 2024 Yooz Survey and explores ways businesses can streamline operations by eliminating inefficient paper-based processes in accounts payable and other financial functions. Listen for three action items you can use today.  Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest This episode is supported by the Naveen Jindal School of Management 

In this episode, Jacob Robinson is joined by Dr. Chris Brummer (@ChrisBrummerDr), Professor of Financial Technology at Georgetown Law and Founder & CEO of Bluprynt, an AI and blockchain-powered platform for automating regulatory disclosures. Together, they unpack the SEC's recent statement: Offerings and Registrations of Securities in the Crypto Asset Markets — a document that some say could mark a paradigmatic shift in the agency's approach to digital asset regulation. We also discuss his article on this guidance. Timestamps: ➡️ 00:00 Intro➡️ 0:46 Sponsor: Day One Law➡️ 01:37 What is Bluprynt?➡️ 07:32 Why this SEC guidance is timely and valuable➡️ 09:41 The SEC is paying down regulatory debt➡️ 16:03 Smart contract disclosures➡️ 18:40 The investment contract question➡️ 21:25 How projects can navigate this paradigm shiftThis episode is brought to you by Day One Law — a boutique law firm helping crypto startups navigate complex legal challenges. Visit https://www.dayonelaw.xyz/ to get in touch.Disclaimer: Jacob Robinson and his guests are not your lawyer. Nothing herein or mentioned on the Law of Code podcast should be construed as legal advice. The material published is intended for informational, educational, and entertainment purposes only. Please seek the advice of counsel, and do not apply any of the generalized material to your individual facts or circumstances without speaking to an attorney.

On Episode 561 of Impact Boom, Lurein Perera of GiveCard discusses aligning innovative financial technologies with a vision for systems change, democratising access to payment infrastructure, and building a sustainable social enterprise model that scales impact-driven solutions for underserved communities. If you are a changemaker wanting to learn actionable steps to grow your organisations or level up your impact, don't miss out on this episode! If you enjoyed this episode, then check out Episode 323 with Marc Goldenfein on connecting businesses to the arts through payment solutions -> https://bit.ly/42mMKfh The team who made this episode happen were: Host: Indio Myles Guest(s): Lurein Perera Producer: Indio Myles We invite you to join our community on Facebook, Twitter, LinkedIn or Instagram to stay up to date on the latest social innovation news and resources to help you turn ideas into impact. You'll also find us on all the major podcast streaming platforms, where you can also leave a review and provide feedback.

In this episode, Craig Jeffery and Paul Galloway from Strategic Treasurer dive into the evolving treasury ecosystem, exploring niche fintechs, emerging technologies, and the growing importance of integration and networks. Discover how treasury ecosystem providers are addressing security, complexity, and operational gaps—and what this means for treasury's future.

Congressman Bryan Steil, Chairman of Financial Services Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence, joined me to discuss the latest with Crypto market structure and stablecoin legislation.Topics: - Crypto's impact on the US Elections - Crypto market structure and Stablecoin legislation status - Timeline for Crypto legislation in 2025 - Bitcoin Reserve & Digital Asset Stockpile - Government using Blockchain Show Sponsor -

Andrew Spira, founder of Skyecap, discusses small business funding in Australia, the role of technology in shaping the future of finance, and some lessons he's learned as a successful FinTech entrepreneur. Host, Kevin Craine Do you want to be a guest? https://Everyday-MBA.com/guest This episode is supported by the Naveen Jindal School of Management 

In the latest episode of iGaming Daily, SBC's Editor-at-Large, Ted Menmuir, is joined by his SBC News Editor successor, Ted Orme-Claye and Senior Journalist, Viktor Kayed, to delve into the relationship of gambling and payment networks. The UK Gambling Commission (UKGC) has once again asked customers to be aware of illegal websites as some have been found to be offering easily accessible deposits.An investigation by the Observer revealed that a total of 10 unlicensed online gambling providers available to UK customers had incorporated Mastercard and Visa payments into their websites.The trio discuss the complexities of gambling regulation in the UK, focusing on the roles of major payment networks like Visa and Mastercard in facilitating transactions for illegal gambling operators. They highlights the accountability of these networks, the role of payment acquirers, and the regulatory challenges faced by authorities like the UK Gambling Commission in tackling illegal gambling activities. To read more into the topics discussed in today's episode, click on the following link:- https://sbcnews.co.uk/europe/uk/2025/03/11/ukgc-mastercard-visa/Host: Ted MenmuirGuests: Ted Orme-Claye & Viktor KayedProducer: Anaya McDonaldEditor: James RossiGaming Daily is also now on TikTok. Make sure to follow us at iGaming Daily Podcast (@igaming_daily_podcast) | TikTok for bite-size clips from your favourite podcast. Finally, remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service. 

In this episode, Craig Jeffery shares insights from his experience with driverless cars and connects it to the use of AI/ML in treasury. He highlights three key essentials for implementing AI/ML tools in financial decision-making. How can these new technologies boost efficiency, accuracy, and decision-making in treasury operations, and why is it crucial to understand and guide these tools? Listen in to learn more.

In This Episode Powered by U.S. Bank and recorded live at Fintech Xchange hosted by the Stena Center for Financial Technology, this episode dives into the most pressing issues shaping financial services today. In our first segment, Jason Henrichs chats with Sima Ghandi, Sr Advisor FS Vector, Co-Founder of Coalition of Financial Ecosystem Standards (CFES) and Phil Goldfeder, CEO American Fintech Council (AFC). AFC, a standards-based organization representing large financial technology (Fintech) companies and innovative banks, promotes a transparent, inclusive, and customer-centric financial system supporting innovation and access to responsible financial products. CFES is a new (2024) industry-led organization with the goal of developing standards that promote safety and soundness for non-banks participating in financial services. They cover: ·  The growing role of bank-fintech partnerships in innovation and growth, and expanding access to financial services.·  The importance of clear risk management and compliance standards in maintaining operational and business viability in the fast-moving world of financial services Then, the conversation shifts to AI and fraud prevention as Jason speaks with John Sun, CEO of Spring Labs, and Simon Taylor, Head of Content & Strategy at Sardine. Sardine offers an AI risk platform for fraud, credit and compliance, and Spring Labs provides an AI-Native conversational intelligence platform that turns chatter into actionable insight. Together, they explore: ·  The future of financial services in a world increasingly reliant on automation and robots·  The broader implications of AI and Generative AI in shaping the future of financial services From standards setting in banking and fintech to AI and fraud this episode delivers hot takes and expert insights on the opportunities, risks, and evolving landscape of financial technology. https://www.youtube.com/watch?v=mBdMjPG1rvE

In This Episode This week, we bring you Part III of exclusive insights from Fintech Xchange '25 at the Stena Center for Financial Technology and the University of Utah, powered by U.S. Bank. Host Jason Henrichs engages in a dynamic discussion with Jason Mikula of Fintech Business Weekly and Chris Black, CEO & President of Thread Bank. Their conversation spans topics from Banking-as-a-Service (BaaS) and regulatory shifts under the new administration to the dual-edged nature of innovation in today's financial landscape. Chris delves into Thread Bank's unique transformation as it evolved from the historic Civis Bank—established in 1906—into a fintech-enabled community bank. In 2021, new leadership recapitalized and revitalized the institution by adopting an industrial approach to BaaS and launching Thread. Thread's goal is to deliver the unparalleled value of a community bank to individuals and businesses, leveraging intuitive technology to meet customers where they are. Maintaining two local branches, Thread is delivering on its mission of embedded banking -- deposits, loans, and payments, and exemplifies the integration of traditional banking services with modern embedded banking solutions. By transcending geographical limitations and focusing on scalable, durable models, Thread collaborates with partners to manage risks and capitalize on the strengths of partnership banking. In the second segment, University of Utah alumnus Rhett Roberts, CEO & Co-founder of LoanPro, joins "the Jasons" to discuss the evolving fintech ecosystem and APIs. Are they coming of age? Naturally they talk about cores, and how banks are in the process of conscious decoupling to build resilient infrastructures in order to weather future disruptions. Rhett shares LoanPro's journey from inception to powering some of the biggest lenders in fintech. LoanPro offers a scalable, API-first lending and credit platform that fosters innovation by streamlining origination, servicing, collections, and payments across various loan types, lines of credit, and credit cards. This narrative underscores the transformative impact of fintech solutions in modernizing financial services. Listen and watch to explore these compelling stories!

Are you ready to transform your nonprofit's financial future? Host Julia Patrick sits down with Beth Larsen, Vice President of Client Accounting and Advisory Services at JMT Consulting, to demystify financial technology (Fintech) for nonprofits. Fintech often feels overwhelming, but Beth provides a roadmap to help organizations fall in love with technology solutions that streamline operations, enhance financial transparency, and ultimately drive greater mission impact.Beth acknowledges the fear that often accompanies tech transitions: “Those of us that have been through technology transitions can probably draw upon at least one or two experiences where things did not go well.” But she also reminds us of the possibilities: “Imagine a solution where data is flowing throughout your organization, eliminating manual duplication, and giving you real-time financial insights.”This episode explores why nonprofits must embrace financial technology, how to integrate departments for smoother transitions, and how to break down the fear associated with change. Beth also highlights the growing demand for nonprofits to provide more data-driven impact reports to funders and stakeholders, making efficient financial systems more critical than ever.Start your nonprofit's journey toward financial efficiency and sustainability! #NonprofitFintech #FinancialInnovation #TechForGoodFind us Live daily on YouTube!Find us Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits! 12:30pm ET 11:30am CT 10:30am MT 9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show

Last week, Yitzy attended Coindesk's premier event in Hong Kong, #ConsensusHK, where he livestreamed Beyond the Code episodes with leading innovators in the blockchain arena (more on that in the coming weeks).This week, Yitzy is back with the 48th episode of BTC! In this episode, Yitzy connects with Dr. Jimmie Lenz, a trailblazer in the crypto space and FinTech educator at Duke University. They explore Dr. Lenz's remarkable journey from traditional finance to pioneering blockchain applications in academia, discussing innovations like soulbound tokens, the tokenization of real-world assets, and income share agreements. The conversation also touches on the challenges of regulatory compliance, the evolving role of AI, and generational shifts in work ethics, offering listeners practical insights into the future of digital assets and financial innovation.About Our Guest. Dr. Jimmie Lenz is the Director of the Master of Engineering in Financial Technology and Master of Engineering in Cybersecurity at Duke University and the Frank and Irene Salerno Visiting Professor of Financial Economics.   Lenz also leads the Digital Asset Research and Engineering Collaborative (DAREC) at Duke University.  Jimmie is an experienced executive, lecturer, and scholar in the fields of FinTech, Risk Management and Capital Markets.LinkedIn: https://www.linkedin.com/in/jimmie-lenz-5a80485/ X: https://x.com/jimmie_lenz Web: https://www.jimmiehlenz.com/bioCoffee & Crypto Podcast with Lee and Jimmie: https://open.spotify.com/show/0yxDPqe6ZNwMqG8BT0PwQt?si=533bd4581a69481f DA@D - https://www.digitalassetsatduke.org/

In this episode, Craig Jeffery hosts Ed Barrie and Randy DeVita from Treasury4 to discuss the importance of architecting a strong data ecosystem for the Office of the CFO and the treasurer. They explore challenges with data management, the need for accurate and detailed data, and how AI/ML can support decision-making. Key topics include structuring data solutions, maintaining a single source of truth, and using transaction mapping and anomaly detection for better forecasting and insights. Listen in to learn more. Find more information at https://www.treasury4.com/

In this episode of the New York City Bar Association podcast, moderated by Jerome Walker, two legal experts, Tiffany Smith from WilmerHale and Stuart Levy from Skadden Arps, analyze President Trump's January 23rd, 2025 Executive Order on Strengthening American Leadership in Digital Financial Technology. They compare it with President Biden's previous executive order, discussing the balance between innovation and risk, potential impacts on the digital assets industry, regulatory clarifications, and international competition. The experts also emphasize the need for balanced, cautious optimism while engaging with both federal and state regulators. If you're interested in learning more about cryptocurrency and regulatory treatment of digital financial technology, join us for the City Bar's Crypto Institute on March 11 (https://services.nycbar.org/Institute/ and available thereafter on-demand). Visit nycbar.org/events to find all of the most up-to-date information about our upcoming programs and events. 00:29 Overview of President Trump's Executive Order 06:36 Discussion on Regulatory Environment 09:47 Advice for Stakeholders and Lawyers 22:24 State-Level Responses to Executive Order 28:28 International Perspective on Digital Assets 33:17 Policy Debate on Digital Asset Laws 37:23 Comparing Biden and Trump Administration Approaches 40:17 Future of Digital Asset Regulation 51:46 Conclusion and Closing Remarks

In This Episode This week on Breaking Banks, we take you inside fintechXchange, hosted by the Stena Center for Financial Technology at the University of Utah. As a proud media partner of the event, we explore how industry, academia, and policymakers are coming together to drive the future of financial services.Host Jason Henrichs sits down with Meghan Kober, VP of Fintech Partnerships & Investments at U.S. Bank, Taylor Randall, President of the University of Utah, and Ryan Christiansen, Executive Director of the Stena Center for Financial Technology. Together, they discuss the power of ecosystem building, highlighting the incredible human capital fueling innovation: VCs, startups, and institutions of all sizes collaborating to shape the next wave of fintech growth and banking transformation. Then, it's time for the first Hot Takes of 2025, recorded live from 'Silicon Slopes'! Alex Johnson (Fintech Takes) and Jason Mikula (Fintech Business Weekly) are back in the hot seats with Jason Henrichs to break down the latest fintech headlines with sharp insights and no-holds-barred opinions. They dive into: The latest in open banking, the CFPB and regulation The fate of BaaS Island, Synapse, and Patriot Bank's BSA & AML challenges What really is possible with bankruptcy proceedings and what does it mean for fintech's future This episode is packed with insight, energy, and hard-hitting discussions you won't want to miss!

This week on Breaking Banks, we take you inside fintechXchange, hosted by the Stena Center for Financial Technology at the University of Utah. As a proud media partner of the event, we explore how industry, academia, and policymakers are coming together to drive the future of financial services.Host Jason Henrichs sits down with Meghan Kober, VP of Fintech Partnerships & Investments at U.S. Bank, Taylor Randall, President of the University of Utah, and Ryan Christiansen, Executive Director of the Stena Center for Financial Technology. Together, they discuss the power of ecosystem building, highlighting the incredible human capital fueling innovation: VCs, startups, and institutions of all sizes collaborating to shape the next wave of fintech growth and banking transformation. Then, it's time for the first Hot Takes of 2025, recorded live from 'Silicon Slopes'! Alex Johnson (Fintech Takes) and Jason Mikula (Fintech Business Weekly) are back in the hot seats with Jason Henrichs to break down the latest fintech headlines with sharp insights and no-holds-barred opinions. They dive into: The latest in open banking, the CFPB and regulation The fate of BaaS Island, Synapse, and Patriot Bank's BSA & AML challenges What really is possible with bankruptcy proceedings and what does it mean for fintech's future This episode is packed with insight, energy, and hard-hitting discussions you won't want to miss! https://www.youtube.com/watch?v=tJ-bdJNLu60

In today's episode, we'll hear from Christin Cifaldi on algorithmic trading. What is it, and how does it differ from traditional stock trading? What are the key components of an algorithm, and how do they make decisions?

What if you could transform failure into a catalyst for success? Join us as we unpack this intriguing concept with Jason Schappert, a visionary entrepreneur in the financial technology sector. Growing up in an entrepreneurial family, Jason witnessed firsthand the delicate balance between failure and success. He shares his personal insights on viewing setbacks as learning opportunities, urging aspiring entrepreneurs to embrace challenges as a pathway to growth. Discover how Jason's journey from his family's pest control business to the skies of aviation exemplifies the power of resilience and passion in achieving one's dreams.Our conversation spans the significance of passion and persistence, drawing from Jason's childhood memories and the lessons his father imparted. Jason's early encounters with aviation opened his eyes to the rewards of pursuing what truly lights you up. You'll hear about the importance of goal-setting and visualization in achieving success, inspired by timeless works like "Think and Grow Rich." Jason underscores the richness of aligning personal visions within a team, highlighting that true success is measured not just by financial gains but by the fulfillment of passion, learning, and leadership.Jason's story of overcoming setbacks, including his own missteps during flight lessons, serves as a powerful metaphor for the entrepreneurial journey. He eloquently illustrates how humility and applied learning can turn apparent failures into stepping stones towards greater achievements. With insights into personal finance strategies and the concept of financial "guardrails," Jason encourages listeners to see adversity as an opportunity for growth. Tune in and learn how the right mindset, coupled with the support of a dedicated team, can drive you to turn failures into a triumphant comeback.

In this episode of The Consumer Finance Podcast, host Chris Willis is joined by James Kim and Jesse Silverman, co-leaders of Troutman Pepper Locke's fintech industry group. They discuss the current regulatory environment for earned wage access products, as well as potential developments in 2025. The conversation covers the evolving positions of the Consumer Financial Protection Bureau (CFPB) and the differing approaches taken by states such as Connecticut, Wisconsin, California, and Maryland. Tune in to understand the complexities and practical implications for earned wage access providers in this dynamic regulatory landscape.

In today's episode, Christin Cifaldi explores the role of a financial data scientist. What is their primary focus, and what types of data do they work with? How do they use machine learning in finance, and what skills are key for success in this field?

In this episode, our hosts sit down with PeerNova's Founder and CEO, Gangesh Ganesan, to explore how Cuneiform® for Valuation Risk addresses critical gaps in the current valuation risk landscape. Discover what makes the platform unique, why it's so difficult to replicate, and how it seamlessly balances zero-code accessibility for business users. Gangesh also shares insights on overcoming industry adoption challenges and the transformative potential for the future of valuation risk management.Gangesh answers the following questions: What are the biggest challenges in fair-value estimation and pricing today?What makes Cuneiform unique?Why is it so hard for others to create a product like this?How does Cuneiform balance zero-code usability for business users with IT oversight?How can we overcome adoption challenges, and what advice would you give to hesitant valuation teams?

Armando Pantoja is the visionary powerhouse behind transformative advancements in financial technology. An influencer known for his deep expertise in blockchain, cryptocurrency, and software engineering, Armando has dedicated his platform to reshaping the future of finance. As "The Tall Guy Tycoon," he inspires millions with his wealth-building insights and forward-thinking perspectives on financial markets. In today’s episode, Armando took listeners on a journey through his groundbreaking achievements—from his early days as a software engineer to becoming an award-winning innovator recognized by IBM. His mastery of cryptography and his success in integrating technology with finance have made him a beacon of inspiration for aspiring entrepreneurs. Armando Pantoja's story is a testament to the power of dedication, innovation, and a relentless pursuit of excellence in the ever-evolving world of fintech. Takeaways: Understand market cycles and psychology Reduce time spent earning and build passive income Build a network of successful individuals Sound Bites: “The only way you can be rich is by thinking differently than the masses." “When everybody does something, it’s probably wrong.” Connect and Discover https://twitter.com/_TallGuyTycoon https://www.linkedin.com/in/tallguytycoon/ https://www.instagram.com/tallguytycoon/ https://www.tiktok.com/@tallguytycoon https://www.youtube.com/@tallguytycoon Podcast: Crypto Trends Book: The Strategic Millionaire: Seven Laws of Wealth the Rich Don't Tell You

The Tech M&A Podcast presents insights into the 2025 market, highlighting key trends and research findings. The conversation covers the CEO's perspective on market dynamics, the top disruptive technology trends shaping the industry, and a comprehensive annual report on tech M&A activities across various sectors. This conversation delves into the latest trends and activities in mergers and acquisitions across various sectors, including financial technology, education technology, healthcare, manufacturing, and cybersecurity. It highlights significant deals, valuation trends, and the impact of emerging technologies like generative AI on the market. The discussion also emphasizes the importance of data utilization and the evolving landscape of blue collar software, alongside strategic considerations for M&A targets in 2025.   Tech M&A is expected to set records in 2025, especially for privately held companies. The youngest baby boomers reaching 60 will drive more tech company sales. Education on Tech M&A is crucial for success in the market. Gen-AI enablement is the top disruptive trend for 2025. People-centric productivity tools are in high demand due to workforce changes. Actionable analytics technology is essential for better decision-making. Value chain intelligence is critical for maintaining data integrity across processes. Embedded cash flow opportunities are expanding in the tech sector. Focused managed services are increasingly attractive to buyers. The health tech continuum trend emphasizes the need for unified patient data management. M&A activity in financial technology is on the rise with significant acquisitions. The EdTech sector is seeing increased investment and consolidation. Healthcare technology is becoming a focal point for M&A as companies seek to enhance their offerings. Manufacturing and not-for-profit sectors are experiencing notable acquisitions. The internet sector is witnessing a surge in revenue valuations and EBITDA multiples. Infrastructure sector valuations are rising, indicating strong market interest. Cybersecurity acquisitions are critical as companies bolster their defenses against threats. Gaming and cloud services are emerging as key areas for investment and growth. Generative AI is a pivotal trend that companies must navigate in 2025. Blue collar software presents unique opportunities for technological advancement and workforce training.   00:00 Introduction to Tech M&A Podcast 01:19 CEO Insights and Market Overview 07:05T op 10 Disruptive Technology Trends for 2025 20:26 Annual Tech M&A Research Report Overview 33:09 Mergers and Acquisitions in Financial Technology 35:54 Trends in EdTech Acquisitions 37:17 Healthcare Technology M&A Activity 39:08 Acquisitions in Manufacturing and Not-for-Profit Sectors 40:46 Growth in Internet and Real Estate Market Valuations 42:32 Infrastructure Sector Valuations and M&A Trends 44:52 Cybersecurity and Threat Intelligence Acquisitions 46:44 Emerging Trends in Gaming and Cloud Services 49:02 Key Trends for 2025: Generative AI and Data Utilization 56:12 Blue Collar Software and Value Chain Intelligence 01:00:59 Strategic Partnerships and M&A Target Characteristics

What Are The Tradeoffs of Requiring KYC On Social Media?In this episode we delve into the dynamic and ever-evolving world of Bitcoin and Nostr. Explore the impact of integrating Strike, as we discuss innovative solutions to common challenges faced by Bitcoin app developers. From the upcoming ban on TikTok in the U.S. to the intricacies of creating seamless financial transactions, this episode covers it all. Our journey takes us through the potential of Nostr as the next big social and economic platform. Get ready for an insightful and light-hearted conversation on how integrating with platforms like Strike can transform the Bitcoin user experience.01:25 Challenges with Nostr and Zapping03:06 Financial Technology in Freedom Tech10:32 TikTok Ban and Algorithm Discussion12:52 Connecting People on NextBlock17:45 Challenges of Indexing Nostr18:14 Pay Per Search: A Viable Model?19:39 Issues with Zaps and Wallets22:29 Strike Integration and Benefits25:41 NextBlock's Unique Approach28:01 User Experience and Participation32:26 Excitement for the FutureGenerated By Underlord Get full access to Flirting With Bitcoin at www.flirtingwithbitcoin.com/subscribe

Jacqueline Karlin, Sr. Director of AI Product & Personalization at PayPal, discusses how AI is revolutionizing the financial technology landscape, particularly in payment transactions and operational efficiency. She highlights the importance of mindful product management and the balance between innovation and responsible AI usage. Key Takeaways:  PayPal's three main AI investment areas How PayPal is using AI to drive product innovation and improve customer experience How to be a responsible technologist, contributing positively to the community Ethical practices to find product-market fit while avoiding biases The need for transparency, trust, and responsible AI How we can develop AI literacy among consumers Guest Bio: Jacqueline Karlin is the Sr. Director of AI Product & Personalization at PayPal. With a rich background at industry giants like Amazon, Meta, and Santander, Jacqueline has launched AI-powered products used by millions of consumers around the world today. As a thought leader in the AI space, she is dedicated to advancing industry standards and exploring the transformative potential of AI in financial technology. Her approach combines a pursuit of driving value to customers with a passion for responsible AI, with the ultimate goal of building products that matter. Join us as we explore her insights on the transformative power of AI in financial technology! ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte  

In this episode of The Business of Laravel podcast, Matt Stauffer interviews Gilbert Pellegrom, Engineering Manager at Stripe and former Co-founder/CTO of Lemon Squeezy. Gilbert shares his journey from self-taught developer to entrepreneur, building Lemon Squeezy to simplify selling digital goods online. They discuss technical challenges using Laravel, the role of community and branding in hiring, and the bootstrap mindset that led to their acquisition by Stripe. Gilbert reflects on leadership, soft skills, and balancing personal passions—like his love for cars—with the joy of building meaningful projects.Matt Stauffer TwitterTighten WebsiteGilbert Pellegrom TwitterGilbert Pellegrom LinkedInGilbert Pellegrom's Website-----Editing and transcription sponsored by Tighten.

Rep. Erin Houchin and Rep. Mike Flood join the show to discuss crypto policy in Congress and under the next Trump Administration. They give Rep. Crenshaw the 101 on how crypto works and how U.S. dollar-backed stable coins could change the financial system. And they look at the implications of Web 3.0 on censorship, content creators, financial fraud, and China's global power moves.  ·      The beginning of the crypto movement ·      NFTs: the beanie babies of the internet ·      The Canadian Trucker Strike ·      Gary Gensler – “a fountain of bad ideas at the SEC” ·      Regulatory authority in crypto markets ·      Stablecoins 101 ·      Geopolitical implications of stablecoins ·      Disconnecting from the banks ·      President Trump's Crypto Czar ·      Evolution of internet regulation ·      Web 3.0 ·      Facebook's stranglehold on content creators and local news ·      The Hawk Tuah Coin Scam ·      Cabbage Patch dolls! ·      FIT 21 – the House's answer to crypto regulation ·      Explaining blockchain technology ·      Will quantum computers break crypto? ·      Stablecoins and financial fraud ·      China's move to control the global stablecoin Congresswoman Erin Houchin represents the 9th District of Indiana. She currently serves on the House Financial Services Committee, the House Rules Committee, and the House Education and Workforce Committee. And she was recently appointed to serve on the House Energy and Commerce Committee in the 119th Congress. Follow her on X at @RepHouchin. Congressman Mike Flood represents the 1st District of Nebraska. He currently serves on the Financial Services Committee as well as the Housing and Insurance Subcommittee and the Digital Assets, Financial Technology and Inclusion Subcommittee. Follow him on X at @USRepMikeFlood. Listen to Rep. Crenshaw's past episodes on Bitcoin with Rep. Patrick McHenry and Peter McCormack.

Professor Itay Goldstein welcomes Alesia Haas, CFO of Coinbase, and Michelle Lai, board member of Electric Coin Co, to discuss the ongoing fintech revolution. They examine the transformative role of technology in finance, from blockchain innovations to the future of digital currencies, and provide insights into how FinTech is set to evolve in the coming years.This discussion is part of a special series called “Future of Finance.” Hosted on Acast. See acast.com/privacy for more information.

In this episode, host Diana Krach engages in a compelling conversation with Lucas Gould, the CEO of Spendr. Lucas shares his vision of transforming the traditional cash-only policies that often plague the cannabis industry, drawing parallels to the ease of buying a cup of coffee.Throughout the episode, Diana and Lucas explore the numerous challenges and solutions surrounding payment accessibility in the cannabis market. Lucas elaborates on how Spender's technology not only simplifies consumer transactions but also enhances the overall dispensary experience by improving gratuities for budtenders and streamlining business operations.The discussion extends to Spendr's dedication to democratizing financial technology, ensuring accessibility for all users regardless of age or tech-savviness. With innovative features like an interactive rewards system and strategic partnerships with local banks, Spendr is poised to break down financial barriers in the cannabis industry.Listeners will gain insights into Spendr's ambitious plans to expand into new markets and the company's commitment to making financial access as universal as it is rewarding. This episode is a must-listen for anyone interested in the intersection of cannabis commerce and financial technology, providing a glimpse into the future of seamless, accessible transactions in the cannabis industry. This episode is produced and edited by Your Highness Media. Subscribe to our Substack for the latest updates and event information.

In this episode, Craig Jeffery and Royston Da Costa discuss the tipping point for treasury management systems (TMSs). They explore whether TMS providers will embrace new technologies, including AI, to offer enhanced services to their customers or stick with more legacy, inflexible technology structures. Listen in to learn more.