Podcasts about Global Payments

Loyalty used to mean a stamp card and a prayer. Not anymore. This week Chris sits down with Rubén Recio Nogales, VP of Business Development at Como (now Como Sense), to unpack what modern customer engagement really looks like, and why most operators are sitting on a goldmine of data they're not using.Como describes itself as a data company that specialises in customer engagement. It sits between your operational side and your CRM, pulls in every transaction (identified or not) and surfaces the insights that actually move the needle. Think 3,000 lapsed members targeted in two clicks, or spotting the customers one stamp away from a reward who'll react to almost anything you send them.Rubén and Chris get into penetration rates (why 15 to 30 percent is normal and how one client hit 80), why loyalty members consistently outspend everyone else, and the frontline staff who quietly make or break the whole thing. They also look ahead at WhatsApp marketing, automated segmentation, AI driven reporting, and the holy grail Live Nation are chasing: card tokenisation that identifies the guest with zero friction at the till.Honest, practical and refreshingly free of hype. If you're an operator with data you don't know what to do with, this one's for you.Key talking points:Why "loyalty" got a bad name, and what's changedPenetration rate explained, and why 80 percent is wildThe two click campaign and reading customer behaviourWhatsApp marketing: massive in the Middle East, heading to the UKCard tokenisation and frictionless loyalty (the Live Nation play)Where AI fits: segmentation, reporting and machine learningWhy your GM matters more than your softwareWhen to change systems, and when to leave a good thing aloneGuest: Rubén Recio Nogales, VP of Business Development, ComoFind Rubén: LinkedIn (Rubén Recio Nogales). Como are also on the Tech on Toast marketplace.Chapters:00:00 Intro and Lightspeed01:05 Meet Rubén, single parenting and 19 year old cucumber dramas02:18 Spain to the UK, an ice cream stall in Westfield03:01 What Como actually does04:25 Acquired by Global Payments, what the name means05:09 The state of hospitality tech08:06 Why the old loyalty schemes failed09:24 The value exchange and the Starbucks lesson11:00 Penetration rate and business insights in two clicks12:29 The Nando's chilli effect15:31 AI and machine learning in the product16:11 Como across 50+ countries17:26 WhatsApp marketing and cultural differences21:02 Loyalty members spend more, and why23:07 Penetration rate explained, and the 80 percent client24:52 The frontline staff who make loyalty work27:20 Should you switch systems? An honest answer30:47 Live Nation, tokenisation and the frictionless holy grail32:47 How to get hold of Rubén33:41 Chris leaves his daughter at the vets

The Future of Payments: Predictive, Connected & SecureIn this clip, Kamini Belday, Head of Global Payments at IBM Cloud, discusses how the future of payments is being shaped by AI and cloud technology

This interview with Ritesh Pai discusses the rapidly changing world of global digital payments. He explains how technologies such as artificial intelligence, biometric security, and blockchain are improving the personalization and security of financial services. The interview places strong emphasis on financial inclusion, highlighting the importance of mobile-first infrastructure and simplified identity verification to help unbanked populations access digital finance. PhonePe also sees major potential in expanding India's Unified Payments Interface (UPI) globally to improve international remittances and cross-border transactions. Additionally, Pai explains how companies can manage complex regulations by using flexible compliance systems and working closely with local regulators.

Angela Strange speaks with Dileep Thazhmon, founder and CEO of Jeeves, about building a global financial operating system for enterprises across Latin America using stablecoins and AI. The conversation covers the challenges of building localized financial infrastructure across 25 countries, from regulation and payments to underwriting and compliance. They also discuss why stablecoin adoption is accelerating in Latin America, and how AI is helping Jeeves scale billions in payment volume while automating underwriting, customer support, reconciliation, and KYB workflows.   Resources: Follow Dileep Thazhmon on X: https://x.com/thazhmon Follow Angela Strange on X: https://x.com/astrange Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The following article of the Trade & Investment industry is: “The Quiet Revolution Redefining Global Payments” by Maggie Wu, CEO, VelaFi.

In the final episode of our three‑part series recorded at Google Cloud NEXT in Las Vegas, produced in partnership with Kyndryl, we bring together leaders from travel, QSR, retail, payments and cloud services to explore how AI is being deployed at scale inside some of the world's most complex organisations. Host Russell Goldsmith spoke with: 1/ Alibek Datbayev, Engineering Manager AI Platforms, Booking.com 2/ David Faircloth, VP - Technology Architecture & Engineering, Wendy's 3/ Helder Ribeiro, Chief Digital Officer, Sonae MC 4/ Govindaraj Palanisamy, Principal Enterprise Architect, Data, AI & Innovation, Global Payments 5/ Jason McKay, Chief Solutions Officer, Rapidscale Alibek Datbayev, Engineering Manager for AI Platforms at Booking.com, shares how the company is building reliable agentic systems on top of Google's ecosystem, why Gemini's grounding in Maps and Search is uniquely powerful for travel, and how Booking.com is moving from prototypes to production with rigorous evaluation, governance and safety. He also highlights the next frontier: multi‑agent orchestration for end‑to‑end travel experiences. David Faircloth, VP of Technology Architecture & Engineering at Wendy's, explains how the company achieved 99.95% availability by focusing first on people, trust and organisational design before technology. David discusses Conway's Law, platform engineering, and why AI is “not the future, it's the present,” with success defined by frictionless crew experiences, reliable systems and better customer journeys. Helder Ribeiro, Chief Digital Officer at Sonae MC, describes how the retailer is building an AI‑driven migration factory to modernise infrastructure, reduce costs and accelerate product delivery. Helder outlines how AI is used across training, refactoring, spend optimisation and productivity, and why becoming an AI‑first company requires strong foundations, intentional design and a clear focus on speed, efficiency and customer experience. Govindaraj Palanisamy, Principal Enterprise Architect for Data, AI & Innovation at Global Payments, discusses how the company manages a vast, multi‑organisation database fleet and how AI agents will transform DBA workflows. He breaks down the three biggest barriers between pilot and production: trustworthy data, grounding, and governance - and explains why regulated industries must “shift governance left” to scale AI safely. Finally, Jason McKay, Chief Solutions Officer at RapidScale, closes the episode with a candid view on enterprise AI adoption. He highlights the gap between AI ambition and data reality, why day‑zero conversations are always about AI but day‑one conversations are always about data, and how organisations can move from optimism to operational readiness. A wide‑ranging, insight‑rich finale that captures the real state of enterprise AI in 2026.

Vertical SaaS wins when it feels like it was built by someone who has actually done the job, and that same principle is reshaping payments and fintech. We sit down with Brad Pinneke, Head of Enterprise Business Development at Worldpay (is now Global Payments), to unpack why vertical SaaS platforms have become the day-to-day operating system for small businesses and why “embedded payments” is no longer a nice add-on. When the workflow lives inside the software, money flow becomes unavoidable, and the platform that handles both can deliver a cleaner experience and a stronger business model.We dig into what customers now expect from modern payment processing inside software: one login, one system of record, one support layer, and a single source of truth that connects checkout, settlement, reporting, and reconciliation. Brad explains how natively integrated payments can reduce back-office headaches, improve trust, and increase retention, plus what separates platforms that weave payments into the fabric of the product from those that simply tack it on.Then we get practical about the hard parts. Selling money is not the same as selling software, and the margin for error is smaller when uptime, compliance, PCI, funding, and fraud risk are on the line. We close with the next wave: AI in fintech and how AI plus payments data can turn a system of record into a system of action through predictive cash flow, risk modeling, automated pricing, and standout fraud detection.

The payments world is full of shiny objects. The hard part is deciding what actually matters to clients and then delivering it safely at global scale. I'm joined by Rich Clow, Head of Innovation and Strategies for Global Payments Solutions at Bank of America, for a grounded look at how a large financial institution evaluates emerging payments technology, turns strategy into products, and keeps the focus on real outcomes like faster settlement, better data, and lower fraud.We unpack what payment volumes and behavior patterns reveal right now: why most transactions are still domestic, why ACH remains a workhorse, and why cross-border payments are still largely wires running through SWIFT. Rich explains where real-time payments (RTP) are gaining traction, how data requirements can slow adoption, and why improving ERP integration is a turning point for reconciliation, payouts, and just-in-time corporate payments that support smarter liquidity management.From the treasury perspective, the conversation gets practical: streamlining accounts payable and accounts receivable across checks, ACH, wires, cards, lockbox, and virtual cards, while upgrading security and fraud prevention with layered controls. We also go deep on digital treasury and AI, including CashPro Forecasting, CashPro Chat, and mobile approvals, plus how “always-on” 24/7 banking changes operations, investigations, and even how upgrades are handled. If you care about payments innovation, real-time payments, treasury management, AI in banking, fraud prevention, and digital payment strategy, you'll get plenty to take away. 

Bezobslužný prodej v Česku už dávno není jen instantní káva z nádražního automatu. Železářství, maso či květiny. To vše dostupné 24 hodin denně, sedm dní v týdnu, bez jediného prodavače. Jsou ale situace, kdy je obsluha pro zákazníka nenahraditelná? A co úskalí z pohledu podnikatelů jako náklady na údržbu nebo strach z krádeží? Nejen o tom byla řeč v nejnovějším vydání videopodcastu Money Movements.Hosty nejnovější epizody podcastu připravovaného Forbesem ve spolupráci se společností Visa jsou David Plíva, odborník na automatizované prodejní systémy ze společnosti Global Payments, a Dominika Husáková ze společnosti Tyradosti, která provozuje síť květinových automatů.

Stablecoins are rapidly moving from a crypto niche to global financial infrastructure. In this conversation, Jonathan Wood explains why stablecoins are increasingly used by payment companies, global businesses, and international workforces, and how regulation is accelerating adoption across regions. We discuss how stablecoins are transforming cross-border payments, payroll, treasury management, and global commerce. - Why stablecoin adoption is accelerating with new regulation in Europe, the UAE, and the US - The industries already using stablecoins including payments, trading platforms, and e-commerce - Why stablecoins solve major problems in regions with unstable or depreciating currencies - How global workers are increasingly getting paid in stablecoins - Why cross-border payments are the strongest early use case - How companies are building wallets, cards, and spending layers on top of stablecoins - Why Visa and major payment networks are integrating stablecoin settlement - Why most crypto transaction volume today is actually stablecoins - How stablecoins could eventually become a global spending currency Stablecoins are increasingly becoming the blockchain version of the dollar, enabling faster payments, global payroll, and new financial services for businesses and individuals worldwide. Powered by Phoenix Group The full interview is also available on my YouTube channel: YouTube: https://bit.ly/4dsbDfv

Your morning briefing. All the news you need to start your day.On today's podcast:(1) President Donald Trump said the war in Iran is “very close” to completion, even as he said the US plans to launch fresh attacks on the country within the next two to three weeks.(2) In recent days, the operator of an oil tanker stuck in the Persian Gulf received a compelling proposal. After weeks at anchor with missiles and drones passing overhead, it could finally sail safely out through the Strait of Hormuz and into the open ocean — escorted by the Iranian Navy.(3) European allies are skeptical Donald Trump will actually pull the US out of NATO. But they still fear the president’s renewed threats to do so are eroding the military alliance at a precarious moment.(4) The war in Iran prompted a record surge in the price of petrol and diesel in the UK last month, adding to pressure on Prime Minister Keir Starmer to step in to help motorists.(5) NASA’s crew of astronauts launched to space and reached a stable orbit, kicking off a landmark journey that will take them closer to the lunar surface than anyone has been in more than 50 years.Podcast Conversation: A 12,000-Mile Journey Shows the World’s Scramble for DieselSee omnystudio.com/listener for privacy information.

Payments alone rarely make a software platform unforgettable. The moment merchants start using your product to access working capital, manage cash flow, move money through payouts, and keep reconciliation tight, the relationship changes. I sit down with Whitney Ganibegovic, Senior Sales Executive at Worldpay (now part of Global Payments), to unpack why embedded finance is quickly becoming one of the most practical drivers of retention, account growth, and long-term platform value for ISVs and software platforms.We get specific about what platforms still underestimate: embedded finance does not have to be a massive multi-year build with a new compliance team and a brand-new support motion. With the right partner infrastructure, platforms can add value-added financial tools while staying focused on the vertical software that made them successful. Whitney shares why expanding from embedded payments to a broader financial suite can increase customer lifetime value, lift revenue per merchant, and create real platform dependency because these tools plug directly into daily workflows.We also dig into where many rollouts go wrong. “Embedded” does not automatically mean adopted, so go-to-market timing, vertical nuance, and marketing automation matter. Whitney explains why working capital is often the simplest entry point, how payments data enables smart pre-qualification, and which metrics go beyond surface-level revenue: multi-product adoption, engagement, cash flow penetration, contribution margin, retention, and net revenue retention. The guiding image we keep coming back to is the “nonstop flight” experience: one login, one place to operate, fewer handoffs, less stress.If you care about embedded finance, fintech strategy, and building software platforms merchants cannot replace, listen now. 

Global FinTech leader Hristian Drensky, CEO of MoreFin, exposes the hidden costs bleeding businesses dry in international payments. From multi-currency conversion fees to 30-day reconciliation delays, he reveals why "free" payment solutions aren't actually free and how Asia and Africa are outpacing the US and Europe in payment innovation. Hristian shares how real-time visibility and payment operations expertise can transform a company's cash flow and why automation—not headcount—is the future of scaling globally. Four Key Takeaways: Hidden payment costs are bleeding your business (6:12)Currency conversions, settlement fees, and transaction charges can add 5-6% to your costs when providers only advertise 2-3% rates. Small businesses especially overlook these hidden fees that significantly impact their bottom line. Real-time reconciliation is a competitive advantage (7:18)Waiting 30 days for payment reports means flying blind and losing cash flow optimization opportunities. Real-time visibility allows businesses to identify losses immediately and address them proactively rather than accepting inefficiencies as inevitable. Asia and Africa are ahead of the US and Europe (23:58)Countries without legacy banking systems adopted tech-first solutions like M-Pesa and WeChat Pay, creating faster, more efficient payment ecosystems. Meanwhile, advanced economies struggle with outdated infrastructure like checks and multi-day bank transfers. Automation beats headcount for scaling (32:21)Morphin operates with 26 people by automating repetitive tasks. Hristian's philosophy: if a task is repetitive, automate it. This approach allows small teams to outperform much larger organizations stuck in manual processes. Quote of the Show (37:38):"Dream more. A lot of things will happen anyway. You need to eat, breathe, sleep.. but people don't leave enough space to just dream. Dreaming is the first step to pushing your imagination beyond borders." - Hristian Drensky Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Hristian Drensky: LinkedIn: http://www.linkedin.com/in/alanpaulinCompany Website: https://mavislabs.ai How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

What does blockchain adoption actually look like inside a global payments company?In this episode, Delphine Forma speaks with Sulaiman Javed, Senior Counsel at Mastercard, about the legal and strategic realities behind stablecoins, tokenized deposits, interoperability, and blockchain-based financial infrastructure.Key themes:• why integration is still the biggest challenge for institutions• how stablecoins and tokenized deposits serve different roles• what makes blockchain use cases succeed in practice• the red flags legal teams should watch for in crypto projectsA sharp conversation for anyone working at the intersection of payments, digital assets, and regulation.

Key topics: Evolution of payment infrastructure over the last 3-4 years, driven by fintech innovations and the pandemic The role of stablecoins and blockchain in enabling faster, cheaper cross-border transactions Challenges and opportunities in regulatory frameworks for stablecoins globally The potential of Ripple, Circle, and other networks to create interoperable payment rails The impact of consumer expectations and B2B needs on adoption of innovative payment solutions Predictions: 30-40% stablecoin adoption in payments within the next 2 years How traditional legacy systems like SWIFT compare with emerging blockchain-based rails The importance of global standards and proactive regulation to enable widespread adoption Timestamps: 00:00 - Welcome to the Future of Payments with stablecoins and blockchain innovation 01:08 - Overview of recent developments in cross-border payments and fintech evolution 02:15 - How pandemic accelerated demand for faster, cheaper high-value payments 03:44 - The rise of stablecoins and crypto solutions as reliable settlement tools 04:36 - Challenges caused by lack of regulation and trust issues in crypto history 05:47 - How regulation like the GENIUS Act is shaping stablecoin adoption 07:00 - Consumer expectations driving banks and fintechs towards instant transactions 08:22 - The growth of stablecoins in emerging markets during macroeconomic pressures 09:52 - Younger generations' curiosity and global access shaping demand 11:32 - How messaging infrastructure differs from traditional money movement 12:56 - Payments ecosystem's lack of transparency and the need for better understanding 13:16 - Adoption hurdles and the need for global regulatory frameworks 14:36 - Role of major networks like Ripple and Circle; are they enough? 16:14 - Main trends: stablecoins as a primary global settlement method in next 18-24 months 17:04 - Regulatory developments in Europe and their impact on stablecoin models 18:52 - The importance of proactive, global regulation and industry standards 20:44 - Future payment rails: multiple networks and interoperability needed 22:38 - Predicting stablecoins' market share in payments by 2025 24:24 - The transformational potential of real-time settlement and cost reduction 25:00 - Final thoughts: exciting transition ahead for the payments ecosystemResources & Links: Ripple Circle - CPN Network GENIUS Act SWIFT USDT (Tether) USDC Connect with Nkiru: LinkedIn Twitter The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

Fraud doesn't wait for your roadmap. We sat down with Jess Kirkpatrick, VP of Risk and Fraud at Worldpay now part of Global Payments, to unpack how platforms can move beyond checkbox KYC and build a living risk program that protects growth, strengthens brand trust, and prepares for Payfac readiness. With experience spanning community banking, 17 years at PayPal, and global risk leadership, Jess brings a clear, practical lens to what proactive actually looks like.We start by challenging the biggest myth in payments: set it and forget it. Jess outlines four risk vectors (identity, intent, business model, and financial stability) and shows why continuous monitoring across all four beats a one-time screen. She explains how shared liability works in embedded payments, why payment providers still own card brand and regulatory obligations, and how true partnerships pair education, tooling, and joint governance.From there, we go deep on good friction: enhanced onboarding for higher-risk profiles, step-up checks on unusual behavior, and periodic reviews that are framed as protection, not punishment. Jess shares how clear communication turns compliance into service, preventing the “why are you asking this now?” backlash that costs you trust and churn. To close, Jess gives three high-impact moves for this quarter: modernize KYC/KYB and tighten onboarding, ramp up ongoing monitoring with alerts for sudden shifts, and train frontline teams while explaining controls to merchants. Measure success beyond loss rates by tracking retention of your best merchants and brand health around trust and safety. 

In this episode of Hiring to Firing, hosts Tracey Diamond and Emily Schifter trade the drama of reality TV for the real-life stakes of employee separations, using shows like The Bachelor, The Great British Bake Off, Top Chef, and The Voice as a lens to discuss layoffs, terminations, and RIFs. Joined by Lauren Tilashalski, senior associate general counsel at Global Payments, they unpack how employers can move beyond "gut feel" eliminations to legally compliant, people-centered processes. The conversation highlights how thoughtful planning, clear messaging, and empathy can turn a potential PR and morale crisis into a more orderly transition for both departing employees and those who remain. Tune in to learn how to balance legal risk, business needs, and human impact once the "final rose" has been handed out in your workplace. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hex Trust CEO Alessio Quaglini joins Consensus Hong Kong to discuss how stablecoins solve transparency issues in traditional banking and how Hex Trust simplifies cross-chain asset management for institutional partners. CEO and Co-Founder of Hex Trust, Alessio Quaglini, joins the desk at Consensus Hong Kong to explain how stablecoins are providing an upgrade to a trillion-dollar payments problem. Quaglini identifies the lack of transparency and efficiency in traditional banking as a massive hurdle that has been avoided for decades. He explains how Hex Trust acts as the conduit between the blockchain world and bank accounts, hiding the complexity of managing assets across 50 different blockchains for partners like IBM and Animoca. - This episode was hosted live by Jennifer Sanasie and Sam Ewen at Consensus Hong Kong 2026, presented by Hex Trust.

In this episode of the Leaders in Payments podcast, host Greg Myers sits down with Alex Dewison, Director of Digital Solutions at Global Payments, to explore the rapidly evolving world of online commerce and checkout experiences. Alex brings a rich background to the conversation, having started his career in software development before moving into payments at Worldpay, where he worked with major UK retailers like Tesco and Next, and eventually transitioning into his current role overseeing digital product strategy across Europe, Asia, and Oceania.The discussion covers how consumer payment expectations have shifted dramatically, with digital wallets now accounting for over twenty percent of transactions and instant refunds becoming a baseline expectation rather than a perk. Alex argues that friction at checkout is no longer tolerable and that the industry is moving toward what he calls "invisible" or zero-click commerce, where the act of paying becomes seamlessly embedded in the shopping experience itself.The conversation also tackles the tension between platform simplicity and merchant control, the dangers of offering too many payment options, and the importance of localizing payment methods when expanding internationally. Alex shares practical guidance on how merchants can reduce cart abandonment by addressing surprise fees, slow page loads, and poor mobile optimization.On the topic of AI, Alex separates genuine near-term value, such as intelligent payment routing and adaptive fraud detection, from the longer-term hype around fully autonomous AI agents. He closes with a pointed message for e-commerce leaders: in 2026, your payment experience is your product, and the winners will be those who relentlessly remove friction rather than add features.

Fraud hasn't disappeared - it got smarter. Organized rings now aim upstream at SaaS platforms and ISVs that embed payments, where a single gap in onboarding, transaction logic, or refund flows can be scaled into thousands of attacks overnight. We sit down with Brian Rust, SVP and Deputy Chief Information Security Officer at Worldpay, to map the real fraud journey (entry, action, exit) and the concrete moves product and security leaders can make right now to protect merchants and brand trust.We start with the why: platforms offer leverage. Brian explains how bots and AI generate convincing synthetic businesses that pass weak KYC, and what early signals still break the spell - impossible form completion times, IP and address mismatches, and brand-new domains claiming long histories. From there, we dive into the middle of the kill chain: card testing. You'll hear how velocity spikes, elevated decline rates, and geo anomalies betray large-scale testing and how adaptive limits for new merchants can contain losses and prevent network penalties. Then we confront refund abuse, where attackers exploit trust by refunding to different instruments or flooding high-value returns. The fix isn't blanket friction - it's precision: refund-to-original-card only, refund velocity caps, and targeted reviews that slow bad actors while keeping good customers moving.Brian lays out the layers that matter now: device fingerprinting, behavioral analytics, and transaction monitoring that can halt suspect money movement before funds leave your orbit. He also makes the case for a fraud-cyber fusion model, aligning teams and intelligence using frameworks like MITRE ATT&CK to anticipate tactics as cyber and financial motives blend. Finally, we close with three actions you can ship this quarter: audit onboarding with bot controls and threat modeling, enforce velocity controls that adapt as trust grows, and tap your processor's data and filters (AVS, CVV) to harden defaults.If you lead product, risk, or engineering for a payments-enabled platform, this conversation gives you a practical blueprint to raise attacker costs, protect your merchants, and guard your reputation. 

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Carl Slabicki, Head of Commercial, Global Payments & Trade at BNY. Carl and Reed talk about what Carl sees as key drivers of demand for instant payments, stablecoins, and of course the Oscars. Register now for the FPC's Spring Member Meeting February 25-27th in Washington DC! https://fasterpaymentscouncil.org/events/2894/FPC-2026-Spring-Member-Meeting

If your AR feels like a maze of phone calls, spreadsheets, and “we'll match it later,” this conversation shows a cleaner path. We sit down with Fauwaz Hussain, Senior Director of B2B Partnerships and Strategy at Global Payments, to break down what actually speeds cash and what quietly stalls it. From card-not-present realities to complex terms and partial shipments, we map the B2B differences that make order-to-cash harder and the practical changes that remove friction fast.We get specific about embedding payments inside your ERP so invoices, settlements, and the general ledger line up automatically. That shift kills rekeying errors, collapses department silos, and gives support, sales, and finance the same live truth. Security gets stronger when card data never touches email or recorded calls, and PCI compliance becomes manageable when you use certified, cloud-based vaults and enforce simple rules like “no cards by phone.” Fauwaz explains why publishers like Microsoft, SAP, and Sage now run tighter marketplaces, how VARs and ISVs evaluate payment apps, and why a one-stop provider reduces risk across gateways, vaults, and processing.We also cover the cash-flow moves that work right away: self-serve portals with open invoices, one-click payment links by email or text, stored credentials for auto-pay, and accepting multiple methods from ACH to single-use virtual cards. Then we look forward - AI-driven cash application, predictive delinquencies, Level 2/3 data validation, and API-first architectures that connect e-commerce, field service, and ERP into a single payment fabric. If you're leading AR, finance, or operations, you'll leave with a clear playbook to modernize without compromising compliance.

Stablecoins have quietly become the most successful use case in crypto.In this episode, Nikhil Chandhok, Chief Product & Technology Officer at Circle, explains why USDC is more than a digital dollar — it's a global financial network.We discuss economic inclusion, internet-scale finance, programmable payments, emerging markets, AI-driven payments, and why stablecoins are becoming the backbone of global money movement.

In this Signal Series episode of the Leaders in Payments Podcast, I sit down with Matt Downs, President, Integrated and Platforms at Global Payments, to unpack the biggest platform-payments shifts heading into 2026. Coming off the newly closed Worldpay and Global Payments combination, Matt shares what scale means for ISVs and platforms, and why payments is no longer “just a feature.” It is a growth engine that touches product, operations, and trust.The conversation breaks into three practical themes: embedded payments, embedded finance, and AI-driven fraud. Matt explains how platforms are moving toward richer embedded experiences that extend beyond checkout into the full workflow, including onboarding, chargebacks, disputes, and support. At the same time, platforms are feeling pressure to expand into adjacent financial products such as working capital, banking services, cards, and payroll. He also points to a common blind spot: many leaders do not benchmark how competitors are using payments and financial services to differentiate their core product. That competitive context should directly shape the roadmap.On fraud, Matt argues that 2026 demands an end-to-end mindset. Threats now show up earlier in the lifecycle, operate in real time, and adapt quickly using AI, deepfakes, machine-to-machine attacks, and automation. He outlines the “non-negotiables” for security and compliance, including layered defenses that protect the entire transaction journey, from the first web visit through refunds and disputes, without adding so much friction that it slows growth.If you are an ISV or platform executive building your 2026 plan, this episode will help you pressure-test your partnership strategy, prioritize embedded finance by vertical, and make smarter decisions to stay ahead while avoiding costly execution pitfalls.

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In this episode of The Defiant Podcast, Chris Storaker sits down with Alex Garn, Chief Product Officer at Borderless, to unpack how stablecoins are quietly transforming cross-border payments — and what it actually takes to move money at scale across jurisdictions.Alex walks through Borderless' role as an orchestration layer for global on- and off-ramps, why the company stays out of the flow of funds, and how a single API can replace dozens of fragmented integrations across local regulators, liquidity providers, and banking partners.We explore why stablecoins are moving beyond trading and DeFi collateral into real-world enterprise payments, where they already outperform legacy rails on settlement speed, transparency, and custody — especially across emerging market corridors like Latin America and Southeast Asia.The conversation also digs into the hard parts: liquidity constraints by corridor, KYC and compliance friction, why US–EU payments still favor SWIFT, and whether incumbents like Visa, Mastercard, and SWIFT are more likely to be disrupted or to acquire their way into the future.Finally, Alex shares his outlook on regulatory clarity post-GENIUS, the coming wave of corporate stablecoin adoption, and why distribution — not branding — will determine which stablecoins ultimately win.00:00 — Intro: Alex joins The Defiant Podcast01:30 — From DeFi & data science to stablecoin payments04:10 — What Borderless does: orchestration vs custody07:10 — Why cross-border on/off-ramps are still fragmented10:00 — Stablecoins beyond DeFi: real enterprise payment use cases12:45 — Treasury management, payouts, and B2B adoption15:30 — Liquidity realities: when $10M+ stablecoin payments work18:10 — Why US → Latin America leads stablecoin adoption20:30 — Where stablecoins don't win (yet): US–EU & SWIFT22:50 — KYC as the biggest bottleneck in crypto payments26:00 — Self-custody, bank risk, and corporate treasuries29:30 — Stablecoins vs SWIFT: speed, cost, and settlement33:00 — Visa, Mastercard, SWIFT, and the M&A race36:40 — Regulation after GENIUS and global spillover effects39:40 — What enterprise adoption looks like in the next 2–3 years42:30 — Stablecoin fragmentation, liquidity, and consolidation45:00 — Closing thoughts: what excites Alex most about the future

What does it really take to build a fintech company that quietly fixes one of the most frustrating problems SMEs face every day? In this episode of Tech Talks Daily, I'm joined by Pierre-Antoine Dusoulier, the Founder and CEO of iBanFirst, for a candid conversation about entrepreneurship, timing, and why cross-border payments have remained broken for so long.  Pierre-Antoine's story begins in London, where his early career as an FX trader felt like a compromise at the time, yet quietly gave him a front-row seat to inefficiencies most people accepted as normal. That experience would later shape two companies and a very clear point of view on how money should move across borders. Pierre-Antoine walks through his first venture, Combeast.com, one of France's earliest FX brokerages for retail investors, and what he learned from selling it to Saxo Bank and staying on to run Western European operations. That chapter matters, because it exposed the gap between how sophisticated FX markets really are and how poorly SMEs are served when FX and payments are bundled together inside traditional banks. Out of that frustration, IbanFirst was born in 2016 with a simple idea: treat cross-border payments as a specialist discipline, not a side feature. Today, IbanFirst serves more than 10,000 clients across Europe and processes over €2 billion in transactions every month. We dig into why growth has continued while many fintechs have slowed, from a product designed to be used daily, to proactive sales, to a new generation of CFOs and CEOs who expect the same clarity and speed at work that they get from consumer fintech tools.  Pierre-Antoine explains how real-time FX rates, payment tracking using SWIFT GPI, and multi-entity account management change the day-to-day reality for SMEs trading internationally. We also talk about Brexit, and how being rooted in continental Europe created an unexpected opening. Pierre-Antoine shares why expanding into the UK, including the acquisition of Cornhill, made sense, and why London's payments ecosystem still stands apart in scale and depth. Along the way, he is refreshingly open about the heavy investment required in compliance, trust, and regulation, and why nearly a third of IbanFirst's team focuses on operations and oversight. Looking ahead, Pierre-Antoine lays out a bold vision for the SME payments market, predicting a future where specialists replace banks in much the same way fintech reshaped consumer money transfers. As cross-border trade grows and currency volatility becomes a daily concern, his perspective raises an interesting question for anyone running an international business today:  if specialists already exist, why keep relying on systems that were never designed for how SMEs actually operate? Useful Links: Connect with Pierre-Antoine Dusoulier Learn more about iBanFirst, Tech Talks Daily is sponsored by Denodo

Thank you to 0x and Polygon for supporting this stream.    00:00 Introduction to Boys Club Live 01:32 Guest Lineup and Show Overview 02:33 Big News with Polygon 06:53 Year in Review  17:58 AI Design and Branding with Jamey Gannon 36:09 The Payment Stack with John Egan 43:04 Challenges of Cross-Border Transactions 43:58 The Role of Stablecoins and Blockchain 45:38 Competing with Established Brands 47:58 Polygon's Unique Position and Vision 53:21 The Future of Global Payments and AI 57:52 Retail Trading with Andrew McCormick 01:14:40 Throuples in WSJ 01:25:31 Introducing @Quasimatt 01:26:32 True Religion Jeans Comeback 01:29:22 Cultural Moods of 2025 01:40:22 Pete Davidson's Tattoo Removal 01:45:32 Six Seven Meme and Cultural Trends 01:51:46 Personal Cultural Moods for 2026 01:57:19 Closing Thoughts and Wrap-Up  

In this episode of FX Files an OffAir Specials brought to you by Paga, we address a significant concern for Nigerians and Africans when traveling abroad, the frustration of having cards from Nigerian banks declined due to network issues or suspected fraud. Our hosts, Gbemi And Toolz discuss the challenges of making payments overseas and introduce Paga's innovative solution. Paga US now allows anyone with a US residential address to open a fully regulated US bank account, offering physical and virtual Visa cards, and seamlessly integrate with services like Apple Pay and Google Pay. The highlight of this special episode is an insightful conversation with the CEO of Paga, Tayo Oviosu who explains how the new service removes the hassle of traditional banking processes, enabling users to manage multiple currencies, send and receive money effortlessly, and maintain a strong financial link back home. Tune in to learn how Paga is transforming banking for the African diaspora, making global financial transactions smoother and more accessible.

Tedd Huff, a financial technology pioneer and native of Clinton, Iowa, joins Andy and Jenny virtually in this episode of the Grow Clinton Podcast. Tedd Huff is a recognized thought leader in the fintech industry with over 26 years of experience. He is the founder and CEO of Voalyre, a global fintech advisory and enablement firm that specializes in helping companies reach the next level. He is also the founder of Fintech Confidential, a network of shows and newsletters. Tedd's expertise and leadership have been instrumental in driving the success of numerous startups over the past two decades, serving as a Founder, Co-Founder, Board Member, Chief Experience Officer, and Chief Strategy Officer. Tedd has provided strategic direction to both private startups and public companies such as Global Payments, OpenEdge, Heartland Payment Systems, Nuvei, and TSYS. His focus on growth, innovation, and user experience has simplified the complexity of payments, leading to collaborations with major companies like Apple, Google, Amazon, Walmart, Cabela's, and Restoration Hardware.Follow the Fintech Confidential Podcast at https://fintechconfidential.captivate.fm/. Grow Clinton is a proud 501(c)(6) nonprofit organization committed to fostering community, driving economic development, and promoting tourism in Clinton, Iowa.Subscribe to the Grow Clinton Podcast at the following locations:Grow Clinton WebsiteApple MusicSpotifyAmazon MusicBuzzsproutOvercastYouTubeFollow the Grow Clinton Podcast on Facebook at www.Facebook.com/GrowClintonPodcast. Our mission? To ignite business growth, strengthen community ties, and advocate for the sustainable economic success of the Greater Clinton Region.Want to promote your business or upcoming event? Connect with Grow Clinton at (563) 242-5702 or visit our website at www.GrowClinton.com.Have an idea for a podcast guest? Send us a message!

In Episode 146 of “The Trusted Advisor,” RSPA CEO Jim Roddy talks retail IT industry trends and leadership with Gilbert Bailey, the President of Genius Retail and Small Business for Global Payments. Among the topics discussed are AI, enterprise tools filtering to SMB, providing solutions beyond the POS, and that leaders “action always beats inaction.” “The Trusted Advisor,” powered by the Retail Solutions Providers Association (RSPA), is an award-winning content series designed specifically for retail IT VARs and software providers. Our goal is to educate you on the topics of leadership, management, hiring, sales, and other small business best practices. For more insights, visit the RSPA blog at www.GoRSPA.org.  The RSPA is North America's largest community of VARs, software providers, vendors, and distributors in the retail, restaurant, and grocery verticals. The mission of the RSPA is to accelerate the success of its members in the retail technology ecosystem by providing knowledge and connections. The organization offers member-to-member warm introductions, education, legal advice, industry advocacy, and other services to assist members with becoming and remaining successful. RSPA is most well-known for its signature events, RetailNOW and Inspire, which provide face-to-face learning and networking opportunities. Learn more by visiting www.GoRSPA.org. 

In this episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures' US correspondent Heather Sugg is joined by Justin Zhao, Head of Global Partnerships at Visa Direct, to explore how Visa Direct is pioneering the use of stablecoins to modernise cross-border payments. With the launch of Visa's pilot programme announced in September, Visa is testing stablecoin prefunding to help reduce settlement delays, unlock liquidity, and enable more flexible money movement for fintechs and remitters. Tune in to hear how Visa Direct is helping bridge traditional infrastructure with next-gen payment rails—and what this means for the businesses operating in a digital-first economy.

Money Travels Podcast Season 3, Episode 12For migrant workers sending remittances back home, cross-border payments can be slow, complex and expensive. It was this challenge Ambar Sur set out to solve when he left his telecom background and co-founded Terrapay in 2014. Inspired by telecom's seamless global connectivity, Ambar set about building a robust network to enable instant, low-cost digital transactions, helping workers move more money more quickly across borders and increasing financial inclusion in the process. In this episode, we talk to Ambar about his Terrapay journey and how digital wallets are reshaping financial ecosystems to meet UN Sustainable Development Goals. We discuss the power of interoperability, explore the real-world impact of digital wallets, and ask about the challenges still to be addressed in the quest for borderless financial connectivity.Learn more about Visa Direct: visa.com/visadirectConnect with Visa Direct on LinkedIn: https://www.linkedin.com/showcase/visa-direct/Disclaimers:Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

Recorded live from the PayTech Women Leadership Summit in Atlanta, this episode brings together an inspiring cross-section of executives, founders, coaches, and industry veterans who are shaping the human side of leadership in payments and fintech. A special thank you to our episode sponsor, Global Payments.Across fast, heartfelt conversations, one thread is impossible to miss: influence grows when community grows. You'll hear how clarity of purpose fuels confidence, why intentional relationships compound over time, and how investing in your own presence, skills, and courage creates opportunities that span roles, companies, and career chapters.Valissa Pierre-Louis opens by grounding influence in self-awareness - truly understanding the value you bring and aligning your strengths to what the business needs most. She underscores the power of relationships that amplify that value. Outhay Lovan builds on that with a call to boldness, especially for those who don't see themselves as natural extroverts. Her message is simple: step into discomfort, expand your network, and watch your impact grow.Executive presence takes center stage with Eileen Nebhut, who highlights the importance of coaching, feedback, and stakeholder support systems. She notes that the Summit's unique “vibe” comes from leaders who intentionally pay it forward. Audrey Blackmon emphasizes being intentional with time and staying rooted in authenticity and integrity - two qualities she sees as non-negotiable for long-term influence.From the organizational lens, Dr. Gail Burgos encourages women to take risks, stretch beyond their functional lanes, and embrace curiosity as a pathway to growth. FIS's Kristen Slink brings a powerful distinction between mentorship and sponsorship, urging women to advocate for one another and elevate voices not yet in the room.Margie Kreutz adds a powerful mindset shift—reframing “risk” as courage—and reminds women that staying too long in a comfortable role can quietly stall advancement, while brave, timely moves create momentum and open doors. Longtime industry leader Linda Perry reminds professionals to stay deeply informed—follow the trends, read widely, and understand the ecosystem so you can chart where you want to go. And to close, Jonathan O'Connor spotlights the magic of “playing in traffic” - putting yourself in the flow of conversations, peers, and opportunity during a moment of massive industry transformation.If you care about accelerating your career, building meaningful connections, or leading with purpose in a competitive, fast-changing landscape, this episode offers practical insights you can put into motion today.

Recorded live from the PayTech Women Leadership Summit in Atlanta, we bring you a rapid, energizing tour of leadership lessons from executives, board members, and rising voices shaping the future of payments and fintech. A special thanks to our episode sponsor Global Payments. Across crisp conversations, a common theme emerges: community multiplies competence. You'll hear how curiosity fuels influence, why relationships beat résumés, and how owning your personal banner outlasts any company logo.Chrissy Wagner (FIS) opens with a hard truth many leaders overlook—self care is strategy. When your cup is full, you lead with clarity and generosity. Margaret Weichert draws on three decades across Bank of America, First Data, Accenture, EY, and The Clearing House to champion curiosity as a daily practice: learn the tech, the processes, and the business context so every presentation connects to customer value and shareholder outcomes. That framing travels across product, risk, and operations, especially as rails evolve and real-time becomes table stakes.Relationship building gets tactical with Rebecca Walden (Corvia), who shares how to deepen ties beyond LinkedIn: Zoom coffees, thoughtful introductions, timely articles, and in-person meetups that convert weak ties into trusted allies. Executive coach Cynthia Knowles underscores investing in purpose and skills, noting that the summit creates rare neutral ground where fierce competitors become generous collaborators. Melissa Desjardins (Protiviti) offers a powerful structure—build a personal board of directors who challenge your assumptions and push you to take bold steps, then return the favor for others.From the talent pipeline, Laura Gibson Lamothe (Georgia FinTech Academy) shows how belonging accelerates careers, especially for those who haven't always seen themselves reflected in leadership. Kathy Kmiotek urges leaders to own their personal banner—your story, your value proposition—through every career shift. And Naomi Donaldson (FISERV) connects the dots across industry change, from cash and checks to crypto, stablecoins, and agentic commerce, while navigating the realities of growth, family, and leadership on a shared stage with industry rivals.If you care about payments innovation, career momentum, or simply leading with purpose in a competitive market, this conversation delivers practical, repeatable moves you can use today. 

☁️ Hybrid Cloud + AI = The Future of Modern BankingAccording to Kamini Belday, Head of Global Payments, IBM Cloud, hybrid cloud isn't just a tech upgrade; it's a transformation strategy.It allows banks to leap from legacy monolithic systems into flexible, microservice-based architectures while still maintaining compliance and control.With a hybrid cloud, financial institutions can:✅ Leverage AI to deeply understand customer behavior

In this conversation, May Zabaneh breaks down PayPal's move into stablecoins with PYUSD and why it matters for financial inclusion. We explore how PYUSD could lower costs for cross-border payments, deliver faster settlement, and plug directly into PayPal's existing ecosystem. The discussion covers why PayPal built a proprietary stablecoin, early adoption and real-world use cases, and plans for international expansion. We also examine the role merchants play in crypto acceptance, how DeFi and traditional finance are converging, and why interoperability will be essential in the next phase of digital payments.Chapters00:00 PayPal's Vision for Stablecoins02:47 Why PYUSD? Rationale and Goals05:18 Stablecoin Advantages: 24/7, Inclusion, Cross‑Border08:22 Why Proprietary vs Supporting Others11:06 Unlocking B2B and Rebuilding On‑Chain12:20 PYUSD in the PayPal/Venmo Ecosystem14:21 International Expansion and Global Transfers17:02 Merchant Fit: Categories, Costs, Declines19:32 User Segments: Crypto‑Curious to Super Users23:28 Pay with Crypto: Scaling to Larger Merchants29:38 PYUSD in DeFi: Open and Multi‑Chain32:01 Liquidity, Partnerships, and the Three Pillars35:56 Interoperability and Evolving Roles39:11 AI x Payments: Agent‑Driven Commerce40:42 Finding the Flywheel, What's Next

In this episode of FP&A Unlocked, host Paul Barnhurst is joined by Alex Fabry, the founder of KFA, an advisory firm focused on scaling businesses.. Alex takes us through his journey from FP&A to private equity, sharing his valuable experiences working at firms like Saber, BCG, and Charles Bank Capital Partners. Their conversation explores how FP&A can serve as a stepping stone to leadership and investment roles, and the key skills that helped Alex succeed in both corporate finance and private equity.Alex Fabry is the founder and managing partner of KFA, a private investment and advisory firm focused on growing and scaling businesses in Saint Louis. Before founding KFA, Alex started his career in FP&A roles at Saber, where he supported multi-billion dollar business units, managed complex budgets, and played a pivotal role in the $1.2 billion sale of Active Network to Global Payments. Alex also has experience as a Vice President at Charles Bank Capital Partners. He holds an MBA from the Kellogg School of Management at Northwestern University.Expect to Learn:How FP&A provides a solid foundation for leadership and private equity operator roles.The significance of automation in improving FP&A efficiency and enabling more strategic analysis.Why private equity and FP&A require different skill sets but can work in tandem to drive business growth.Key skills FP&A professionals need to transition into private equity.The value of relationships and trust in both FP&A and private equity environments.Here are a few quotes from the episode:“The real value of FP&A is in helping businesses make decisions, not just report numbers.” - Alex Fabry“Being a business partner looks different depending on the business—it's about them, not you." - Alex FabryAlex shared thoughtful and practical insights into the evolving role of FP&A in driving business success and the transition to private equity. He highlighted the importance of automation and strategic analysis in improving financial operations, the value of building strong business relationships, and how FP&A professionals can leverage their skills to thrive in the private equity space. Alex's journey serves as a valuable playbook for those looking to navigate the complexities of both FP&A and private equity, emphasizing the need for adaptability, operational efficiency, and a keen understanding of the bigger business picture.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Alex:LinkedIn - https://www.linkedin.com/in/alex-fabry/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode[02:27] - Alex's Background[03:50] - What Makes Great FP&A?[14:03] - The Three Key Questions in Finance[18:38] - Private Equity...

What if payment chains are the “AWS moment for money”? Simon Taylor — fintech veteran, ex-Barclays crypto lead, and author of FinTech Brainfood — joins Bankless to map the convergence of fintech and crypto. From stablecoins serving as the Trojan horse for tokenisation to Tempo's push for a payments chain, Simon explains why finance is on the brink of its biggest infrastructure shift since Visa. We cover the rise of payments L1s, the regulatory roulette of stablecoins, and whether neutrality and permissionlessness can survive in corporate-led networks. Plus, Simon breaks down the differences between stablecoins, tokenized deposits, and CBDCs — and explains why the future of finance is already being rebuilt on-chain. ---

Zach Abrams—co-founder of Bridge, acquired by Stripe—joins Ryan to unpack Stripe's stablecoin strategy and why tokenized dollars are poised to devour global payments. We cover Bridge's sale to Stripe, how “fiat L1 / stablecoin L2” rails unlock faster, cheaper cross-border payouts (from startups to government aid), the case for many issuer- and app-specific stablecoins with better yield sharing, and what the Tempo chain targets for payment-scale throughput, privacy, and finality.  ------

In this episode, Lex speaks with Ravi Adusumilli - President and GM of the Americas at Airwallex. Ravi and Lex discuss how Airwallex has evolved into a global financial platform by offering businesses an integrated suite of cross-border payments, treasury, and banking services. Founded in 2015, Airwallex now supports 150,000 customers, processes $130 billion in annualized volume (up 73% YoY), and projects a $1 billion revenue run rate by year-end.The company's success stems from its end-to-end infrastructure, homegrown payment rails, and multi-product strategy, with 80% of revenue now coming from customers using more than one product. Airwallex differentiates itself by focusing on global-first B2B use cases and building regional autonomy alongside centralized infrastructure. While not prioritizing stablecoins today, the company is exploring AI-driven financial operations and aims to reach $1 trillion in transaction volume by 2030. NOTABLE DISCUSSION POINTS:Airwallex's Infrastructure: Proprietary Global Payment NetworkAirwallex operates a proprietary global payment infrastructure that processes 95% of its $130 billion in annualized transaction volume. The company has developed its own technology and regulatory framework in partnership with over 60 banks worldwide. This approach reduces dependence on legacy systems such as SWIFT and supports greater control over transaction speed, cost, and compliance.Expansion Through Multi-Product OfferingAirwallex has expanded its services beyond cross-border payments to include card issuance, spend management, treasury functions, and merchant acquiring. According to company data, 80% of revenue is generated from customers using multiple products. Payments now account for 70% of net revenue and are growing at three times the rate year over year.Decentralized Go-To-Market StructureAirwallex employs a regional management model, with General Managers responsible for performance and operations in specific geographies. This structure is supported by centralized functions such as product development, compliance, and engineering. With 1,700 employees in 26 offices, the company uses this hybrid model to manage growth and adapt to local regulatory environments across multiple regions, including Latin America and Asia-Pacific. TOPICSAirwallex, Stripe, Brex, Rippling, Shopify, Pinterest, Visa, fintech, global payments, e-commerce, cross-border transactions, paytech, embedded payments, CFO stack, stablecoins, AI ABOUT THE FINTECH BLUEPRINT

In this episode, Craig Jeffery and Mayank Randev explore ISO 20022 and what it means for payments, cash reporting, and treasury strategy. They discuss how richer data and global standards offer more than compliance and open the door to automation, resilience, and better insights. How can corporates turn a required change into lasting value? Listen in to find out.  

Adyen is a global payments processor whose primary business is providing payment services for merchants, retailers, and venues, as well as online payments. On today’s Heavy Networking we talk about a firewall automation project the company has undertaken. With dozens of change requests coming in every day that need to touch network and host firewalls,... Read more »

Adyen is a global payments processor whose primary business is providing payment services for merchants, retailers, and venues, as well as online payments. On today’s Heavy Networking we talk about a firewall automation project the company has undertaken. With dozens of change requests coming in every day that need to touch network and host firewalls,... Read more »

Adyen is a global payments processor whose primary business is providing payment services for merchants, retailers, and venues, as well as online payments. On today’s Heavy Networking we talk about a firewall automation project the company has undertaken. With dozens of change requests coming in every day that need to touch network and host firewalls,... Read more »

This week we bring you more insights from Cape Town South Africa as we continue to explore some great startups on the African continent and beyond from Crossfin's Circle of Fintech event. In our first segment, Brett speaks with Karl Westvig, CEO of TymeBank South Africa. Since receiving its banking license in South Africa in 2019, TymeBank has grown to 80 million customers globally, focusing on financial inclusion through accessible and frictionless banking. The expanding neobank has plans for further growth in several Asian markets. Key motivations include the immense scale of the Asian markets: the Philippines with 120 million people and Indonesia with 280 million alongside South Africa's 60 million. These regions boast young, digitally savvy populations that are largely underserved. Tune in as Brett and Karl discuss new opportunities, TymeBank's innovative "phygital" distribution strategy, tech stacks, Agentic AI, new products, and more Then, Brett sits down with Unitey Founder & CEO, Muzaffar "MK" Khokhar, for an engaging conversation about the payments ecosystem. Based in the UAE, Unitey's mission is to democratize financial services and level the playing field. MK is a veteran payments ecosystem player, creating and operating payment ecosystems for central banks and governments. With Unitey, he is focused on the serenity of the ecosystem. With our current system built back in the 60s / 70s, we now have better tech for more robust payment rails. Change is happening, efficiency is coming into the system, and interoperability with other rails coming up fast with RTP, mobile money, and more. Unitey specializes in demystifying the card payment rails but has clear roadmaps focused on creating interoperability with other rails, ensuring multiple rails can actually interoperate. Want fintech & banking insights every week? Subscribe to The Provoke.fm Briefing: https://mailchi.mp/91ca869a66ec/provoke-fm-newsletter Listen and subscribe to the podcast on your favorite platform: https://provoke.fm/follow-provoke-fm/ Subscribe to our YouTube Channel: https://www.youtube.com/channel/UC-SWmY7HswQ5hI9LiIHJd7Q Follow us on LinkedIn: https://www.linkedin.com/company/10459295 Connect With Karl Westvig: https://www.linkedin.com/in/karl-westvig/ Connect with Unitey: https://www.linkedin.com/company/unitey-digital/ Connect with Brett King: https://www.linkedin.com/in/brettking/

What if crypto isn't just a speculative asset class—but the next foundational layer of the internet?In this episode, Chris Dixon, founding partner of a16z crypto and one of the earliest, most forward-thinking investors in the space, joins TBPN for a wide-ranging conversation on the real, long-term promise of crypto—and why we're still early.He unpacks:Why stablecoins are already functioning as internet-native moneyHow blockchains can serve as global, programmable financial infrastructureWhy programmability, not just low fees, is the real unlockThe evolving regulatory landscape and new bipartisan momentumThe rise of AI agents, decentralized platforms, and real-world crypto use casesThis episode is about long-term thinking, technical optimism, and building open infrastructure for the future of the internet.Resources: Find Chris on X: https://x.com/cdixonWatch TBPN: https://www.tbpn.com/ Timecodes:00:00 Meet Chris Dixon: Crypto Visionary00:26 The Evolution of Stable Coins02:49 The Future of Stable Coins and Global Payments06:04 Lobbying Efforts and Legislative Impact09:01 Adoption Across Different Sectors11:53 Competitive Forces in the Crypto Market14:37 The Crypto Talent Shortage15:05 Opportunities in the Crypto Space17:08 Crypto Fund Performance19:04 Venture Capital in Crypto23:30 Real World Assets on Blockchain26:34 Social Engineering and Proof of Humanity29:10 Conclusion and Final Thoughts Stay Updated: Let us know what you think: https://ratethispodcast.com/a16zFind a16z on Twitter: https://twitter.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zSubscribe on your favorite podcast app: https://a16z.simplecast.com/Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures.

Bitcoin is down slightly at $95,090 Eth is down half a percent  at $1,830 XRP, is down slightly at $2.28 Arizona's state legislature passes Arizona Strategic Bitcoin Reserve Act Mastercard to integrate stablecoins into global payments network Trump's memecoin sees $2.4B in inflows after promising dinner with top holders. Circle receives in-principle approval for Abu Dhabi Coinbase says 15% of its Bitcoin transactions now process on lightning network Learn more about your ad choices. Visit megaphone.fm/adchoices