Retire Hoppy

Eight short interviews with financial bloggers, podcasters and consultants. They were conducted in September at the 2019 Finance Content Expo.

Our guests are Doc G and Paul Thompson from the What's Up Next podcast. Our topic is: Can Anyone Achieve Financial Independence

We are introducing a new podcast called FIREwalkers in lieu of doing season 3 of Retire Hoppy. This episode features an introduction and a NE style IPA called Urban Art.

Today one of Roy’s long-time friends is in the studio with us. Jake talks about how he’s preparing to retire in the next couple of years and how he envisions what his retirement will be like In our beer segment, I’m delighted that Jake has brought one of my favorite Arizona beers – Tower Station IPA from Mother Road Brewing in Flagstaff. From K 9 studios in Phoenix AZ welcome to the RH podcast with Ted Carr and Roy Weinberg.

Recent Chicago transplant Rick Rollins joins us to discuss how the changing fortunes of the television and radio advertising business led to his early retirement. In our beer segment, we compare two of Rick’s favorite beers – Goose Island IPA and Ballast Point Sculpin.

Today Roy and I are on location at Craft 64 a brewpub located in Old Town Scottsdale. Our guest is co--owner Scott Hegan. Our conversation ranges from Scott’s early retirement to what led him to unretire. In our beer segment, we sample all 8 Craft 64beers.

Today Roy and I welcome into the studio Lee Walsh from Raleigh NC to discuss what you steps you should take, and what we did, 5 years, 3 years and one year away from retirement. In our beer segment we taste number 9 from Magic Hat brewing out of Burlington VT. From K 9 studio in Phoenix AZ, welcome to the Retire Hoppy podcast with Ted Carr and Roy Wineberg.

Roy and I welcome back Bill Bennett who joins us in studio to discuss the importance and benefits of exercise, especially in retirement.  In our beer segment, Bill talks about how he got started in home brewing and how a brewing mistake ended up medaling in the Ohio State Fair. Then we taste Bill’s beer selection – Oberon from Bells.  From K 9 studios in Phoenix AZ, welcome to the RH podcast with Ted Carr and Roy Weinberg.

Do you know that retirement is one of life’s top 10 most stressful events? Knowing what to expect can help prepare for the adjustment. That’s where the 6 stages of retirement comes into play. They provide a road map to help prepare for and cope with the ever changing journey. In our beer segment, we taste an aged version of Goose Islands 2017 Bourbon Barrel Aged Imperial stout. The aging doesn’t necessarily make the beer better, just different in a good way.

When markets take a steep dive and enter into correction territory, even seasoned investors experience FUD – fear, uncertainty and doubt. Today we offer our ideas on what to do under three scenarios: Roy’s case where he needs to sell in order to pay expenses; my case where I place my riskier investments out of harm’s way by using a bucket strategy’ and the case of someone retiring into a down market.  Our beer segment features Roy’s selection - Hop Rising, a double IPA from Salt Lake City’s Settler’s Brewing. From K-9 studios in Phoenix AZ welcome to the RH podcast with Ted Carr and Roy Weinberg.

Jackie Cummings Koski author of Money Letters 2 My Daughter is preparing to retire early to pursue her dream of teaching financial literacy. Jackie explains how the iconic $2 bill kick started her savings habit which eventually helped her achieve Financial Independence. In our beer segment Jackie describes how she chose Sam Adams White Christmas from a field of four contenders. Since Roy and I could not find White Christmas where we are, we had Jackie take us through the tasting process.  And before we wrapped up we had a little surprise for her. From K 9 studios in Phoenix AZ welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.

Work is not only a means of income. It’s also a major source of personal identity. Not surprisingly, many struggle with discontentment after they retire. What are we to do―individually and as a culture―when work and life experience make conventional retirement a burden rather than a reprieve? To find out we turn to U of Toronto assistant professor Michelle Pannor Silver who examines how we confront the mismatch between idealized and actual retirement in her book Retirement and Its Discontents. Then, Michelle, a self-admitted non-beer drinker, throws caution to the wind and joins us in our beer segment. We taste her beer choice Molson Canadian which honors our neighbors to the north and reminds me of my days growing up in WNY. From K 9 studios in Phoenix AZ welcome to the RH podcast with Ted Carr and Roy Weinberg.

John Wycoff is not your typical octogenarian. He defies ageist stereotypes of retired people slowing down, with nothing left to contribute to society.  What drew me to John was not any one thing. Rather it was how many things he’s involved with: social media, his website Retired Now What, his YouTube channel, podcast and his various entrepreneurial endeavors. I invite you to listen and reflect on the experience of someone whose spirit and drive has not wavered to this day. In our beer segment, Roy and I go it alone. And  to honor John, who does not drink, we try the best non-alcoholic beer substitute we’ve run across – Hop Water from Lagunitas. From K 9 studios in Phoenix AZ welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.

When Gina was growing up, spending was an accepted and expected way of life. Unfortunately those habits resulted in the accumulation of considerable credit card and student debt. It wasn’t until she found her dream house with the perfect kitchen that Gina converted  to a frugal lifestyle, one that she shares via her popular blog the frugal convert. And even though she’s not a beer drinker, Gina graciously agreed to join us in our beer segment. The beer I selected for her is an excellent Oktoberfest from Sierra Nevada and Germany’s Weihenstephaner.  From K 9 studios in Phoenix AZ, welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.

Studies have shown that the trajectory of happiness over the course of one’s life resembles a U. But Roy and I think that it might also be possible that it looks like a J or even a W. In our beer segment, we are excited to try a brand new beer style – a brut ipa which is  dry and effervescent  - as close to champagne as beer can get. Sorry Miller High Life

Today’s show marks the start of season 2 of the RH podcast. In it Roy and I break down our top 5 tips that can help you have a really good retirement. In our beer segment I talk about my recent trip to Oregon which is known not only for its craft beer but also its production of a key ingredient – hops. Then we taste Modus Hoperandi an American IPA from Ska brewing out of Durango CO.

Roy and I talk with Dave Hughes of retirefabulously about his latest book Smooth  Sailing Into Retirement which navigates us from the last six months of work into the first year of retirement. We explore how to curate your retirement by designing your day according to your retirement personality.  Then in our beer segment we mix things up a bit because Dave is more of a cocktail drinker than a beer drinker. So we include a discussion of cocktails after we taste Sierra Nevada juicy Hazy Little Thing.   

Andrew Erikson did not set out to be an entrepreneur. But that changed when he determined that he could make a gift for a friend faster and cheaper than if he bought it. His friend loved the gift so much Andrew wondered if there might be a bigger opportunity.  To find out he created beer cap country which is so successful that Andrew was able to quit his regular full time job last October.   In our beer segment we talk about Andrew’s home brewing experience, what’s it like to live in the craft beer mecca of San Diego and we taste his beer selection Belching Beaver Chocolate Peanut Butter Stout.   From K 9 studios in Phoenix AZ, welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.

Today we celebrate the early retirement of one of our favorite guests – Fritz Gilbert of The Retirement Manifesto. Reflecting on his 33 years working for the same company – can you believe that – Fritz has come up with his top 6 lessons learned which he shares with us. Then in the fun segment of our show, also known as  the beer segment, we toast Fritz’s retirement with New Belgium’s Voodoo Ranger Juicy haze. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.

Snowbirds Small business Retirement planning Volunteering What do these have in common? That would be our guest – Bill Bennett who covers them all in our opening segment. Then stay tuned for our beer segment where we check out Bill’s beer selection - Founders Centennial IPA. Welcome to the RH podcast with Ted Carr and Roy Weinberg!

It’s said that life is 10% what happens to you and 90% how you react. Matt Matheson from Method to Your Money talks about the importance of having a growth mindset in order to make the most of your life. In our beer segment, we taste Matt’s selection -a  hazy NE style IPA Steamworks Brewing. Welcome to the RH podcast with Ted Carr and Roy Weinberg!

This may come as a surprise but today’s retirees are faring pretty well when it comes to their finances. However, there are storm clouds on the horizon suggesting that future financial security may be more fragile. In our beer segment, Roy and I discuss one of the 4 ingredients that go into the making of beer – the noble hop. Then we taste a beer that is a tribute to the hop – Deschutes Hop Henge. Welcome to the RH podcast with Ted Carr and Roy Weingberg.

Between 2010 and 2015 the number of Americans retiring outside the US grew by 17% and that number is expected to grow as more retirees see advantages in retiring abroad. One such visionary is popular FIRE blogger Jim from Route to Retire. His retirement destination? Panama.  In our beer segment we check out Jim’s selection – Wells Banana Bread Beer or as he calls it Desert in a bottle.  Welcome to the RH podcast with Ted Carr and Roy Weinberg.

After natural gas Company executive Jeff Barger retired in 2014, he set off on a quest to visit 300 breweries in no fewer than 30 states in one year! He created a website –ThatBeerGuru – to share his adventures. After he exceeded his goal Jeff knew that he wanted craft beer to continue to play an important role in his life. So, he decided to invest in a brewery – Adroit Theory.  In our beer segment we taste 2 excellent beers from Adroit Theory - a NE Style Imperial IPA followed by a Russian Imperial Stout.  Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.

Saving enough money is on the critical path to financial independence. Today we share some simple ways to save that instill  the mindset and discipline required to be a prodigious saver. In our beer segment we are fortunate to taste Bell’s scarce, world renowned double IPA  – HopSlam. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.

One of the challenges of early retirement is finding affordable  health insurance. Enter Health shares  a more cost effective option for some. Kathe Kline of Rock Your Retirement joins Roy and I to break down what a health share is, who might be interested and what a health share is not. Kathe then joins us for our beer segment. A self-described craft beer newbie who is comfortable with standard light lagers, Roy and I take Kathe out of her comfort zone with Stone Brewing’s Go To session IPA. Welcome to the RH podcast with Ted Carr and Roy Weinberg.

Breaking the cycle of living paycheck to paycheck may seem daunting but it can be done. In today’s show we review 4 steps for how to do so and discover a 5th  one! In our beer segment, we check out an exceptional fresh hopped pale ale from Lagunitas.

In today’s program Roy and I speak with Steve of thinksaveretire.com. Steve and his wife are successful practioners of FIRE – financial independence retire early. They achieved financial independence and retired in their mid 30s! Find out how and why they did it.  Then in our beer segment, we taste Steve’s favorite beer – Deep Canyon Amber from Thunder Canyon of Tucson AZ.  And we cap off today’s show with Roy’s composition of All My Love’s in Vain.  Welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg!

What comes to mind when I say Millennials? How about a distrust of financial institutions, aversion to risk and less than 30% of their wealth invested in the stock market – all factors that don’t bode well for their future retirement. Roy and I share our thoughts on what they can do to get on track.  In our beer segment, we explain what an International Bitterness Unit, or IBU is, and how to use it. Then we taste an American strong ale – Brown Shugga’ from Lagunitas.  Welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.

Retiring in your 30s or 40s seems highly improbable to most people. However, it’s more common than you think due to the discovery of FIRE – Financial Independence Retire Early. Ted and Roy break down how the adherents of FIRE  make it happen. Then in our beer segment the guys celebrate the holiday season with an excellent Christmas ale from Deschutes Brewing of Bend OR.  

In today’s Retire Hoppy podcast Ted and Roy discuss their take on the “new retirement”. Then they kick up their beer tasting with a west coast style double IPA from Green Flash. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg!

Thinking about retiring early? Whatever your age The Retirement Manifesto’s Fritz Gilbert’s 10 Commandments of Early Retirement will help you achieve your dream. In the second half of the show Fritz, Roy and Ted enjoy an Abbey style Dubbel ale from New Belgium. At the end of the show Fritz persuades Roy to perform one of his compositions – an ode to the Beach Boys. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg!

One way to know if you’re ready to retire is to flip the question to do you know if you’re not ready to retire. And that’s what Ted and Roy discuss while they check out Bell’s awesome Two Hearted Ale. Welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg!

1 million is often cited as the ideal amount to save in order to retire. How far 1 million will stretch depends on what state you live in. In our beer segment Ted and Roy taste a classic pale ale from Sierra Nevada.

Can’t wait to retire? Before you do here are 3 reasons that might change your mind. In our beer segment, Ted and Roy talk about rating services and they check out a very approachable blonde ale from Hangar 24 of Redlands California. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.

You've heard of a bucket list. But what about a chuck-it list? Ted & Roy talk about what a chuck it list is & what it's good for. In segment 2, they talk about the business of craft beer and taste a world class wheat beer from Bavaria.

In segment one (retirement) Roy and I discuss how to find your purpose or passion and why that's important. In the second segment (beer) we reminisce about the ubiquitous lagers of our youth and compare them with an elevated craft lager - Pacific Wonderland from Deschutes.

This is Ted Carr, founder of retirement journeys, welcoming you to RetireHoppy.com. Here's what our unique podcast is all about. Picture two retired guys hanging out over a couple of beers. That would be me and Roy Weinberg. We’ll discuss a retirement topic that we ran across in a blog, or magazine or perhaps a website. Then we follow that with our take on the beer. How can you go wrong pairing beer with retirement? Our goal in the first segment of the podcast is to share our experience to help you plan for, adjust to or just get you thinking about retirement. In the second segment we give our impression of the beer we’re drinking – why we like it or don’t, its style and expression, the brewery and how it compares with other beers.