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I sit down with my great friend Ted Carr, a former professional Triathlete, world traveler, serial entrepreneur, Skool investor, and whom you probably know as @fruitarian on Instagram. We talk about fitness, protein, fruit, and how we feel about dating someone who isn't fruitarian!
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Ted Carr comes to the show to talk about Fruitarian Diet, no fap for 3+ years + not finishing during sex APPLY TO BE ON THE PODCAST: https://forms.gle/D2cLkWfJx46pDK1MA BUSINESS INQUIRIES/SPONSORS: Jenna@DigitalSocialHour.com SPONSORS: Deposyt Payment Processing: https://www.deposyt.com/seankelly LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Ted Carr comes to the show to talk about Fruitarian Diet, no fap for 3+ years + not finishing during sex APPLY TO BE ON THE PODCAST: https://forms.gle/D2cLkWfJx46pDK1MA BUSINESS INQUIRIES/SPONSORS: Jenna@DigitalSocialHour.com SPONSORS: Deposyt Payment Processing: https://www.deposyt.com/seankelly LISTEN ON: Apple Podcasts: https://podcasts.apple.com/us/podcast/digital-social-hour/id1676846015 Spotify: https://open.spotify.com/show/5Jn7LXarRlI8Hc0GtTn759 Sean Kelly Instagram: https://www.instagram.com/seanmikekelly/ Learn more about your ad choices. Visit megaphone.fm/adchoices
James,, Charlotte, Glenn and special Guest Greg Phillips Talks about his Grandfather Ted Carr who was a murderer for years and the bizarre story surrounding his Grandfathers life.
In this episode, Grace dives into the life of Ted Carr, a serial killer who, in what some may call a righteous twist of fate, accidentally killed himself while committing ...
Dreamers & doers // Passion & purpose, meditation & mindfulness, personal growth
Chapters: 0:00 Intro to the interview 3:18 Ted's story getting into sports & fruits 12:17 The Power of our thoughts is more important than the diet 15:05 The details of the evolution of his diet 18:50 Being on fruits as a triathlete 25:15 Building strength and impact on his diet. Talking cooked foods & fats 36:15 What supplements he takes and why 41:35 The water he drinks... mainly distilled 44:20 His thoughts on detox & fasting 46:35 Be vegan for the ethics, not for the health 50:55 How to get more energy & strength 55:35 Make the Gym fun & celebrate 1:01:10 Vancouver vs Thailand 1:04:18 Building a business doing what you love & last thoughts LINKS: THE LIGHTLEADERS PODCAST: Join our Telegram group: https://t.me/thelightleaders Join Alex's Telegram channel: https://t.me/newearth Instagram: https://www.instagram.com/thelightleaders All platforms, including audio podcasts: https://thelightleaders.org TED CARR: IG: https://www.instagram.com/fruitarian/ YouTube: https://www.youtube.com/@teddycarr #fruitarian #fruitarianism #breatharian #breatharianism #mucuslessdiet #bodybuilding
Ted Carr has been a vegan for over 13 years. During that time, Ted has been on stage and spoken at just about every raw food event & festival in the world, including the Woodstock Fruit Fest, UK Fruit Fest, Canada Fruit Fest and the Danish Fresh Food Fest. Ted helps vegans become online coaches by working them to take what they know and turn it into profitable coaching programs.
Ted Carr helps vegans to launch and grow their businesses using tried and tested methods that have worked for many of his student. Ted stuck with a 100% fruitarian diet for around 10 years. In that time, he travelled and spoke at events around the world and founded the Canada Fruitfest. Ted decided to take some time experimenting with body buidling with the addition of vegan cooked foods but is returning now to a fully raw diet.Learn about the raw vegan diet and other topics from Ted at his youtube channel: https://www.youtube.com/user/FruitLivingGet help from Ted for your vegan business here: https://www.tedcarrclass.com/Follow the Love Fruit Newsletter here: http://bit.ly/lovefruitnewsletter
Episode 9 Melvin 'Ted' CarrThe host for this episode is Charlie Worroll from the podcast, Crimelines.Join Charlie as she hosts the first Beyond Bizarre True Crime episode of 2022! Charlie discusses the very bizarre case of Melvin “Ted” Carr. In April 1977, Ted's wife Harriet walked into the garage of their Indianapolis home and found Ted dead on the floor. A hose ran from the tailpipe of his car, which was running, into the trunk. The trunk was open. Harriet peered inside, and ran out of the garage shrieking in horror. In the trunk were three bodies – a woman, a teenage girl, and a 2 year old boy. The women, who had clawed their nails off trying to get out of the trunk, had died of carbon monoxide poisoning. So had the child, and Ted – who had a gun in his pocket. It turns out that Ted had abducted the trio at gunpoint and sexually assaulted the females. And this was far from his first offense. The surprising contents of the trunk were just the latest in Ted's very long string of criminal acts. Some of his suspected victims have never been found. Who was Ted Carr, and how many victims did he have?For all of Charlie's shows, social media, and online content, visit the following:www.basementfort.comTwitter: @crimelinespodcast@gmail.com Instagram: @crimelines_true_crimeFacebook: https://www.facebook.com/crimelinespodBeyond Bizarre True Crime is on social media at the following spots:Twitter- https://twitter.com/BeyondBizarreTCFacebook- https://www.facebook.com/Beyond-Bizarre-True-Crime-106616135137199Instagram- https://www.instagram.com/beyondbizarretc/
This, my friends, is a conversation that I've been looking forward to sharing with you for quite some time. In this episode, I'm joined by Drs. Marah Vanderzell and Erik Jacobson from the Upstate Cerebral Palsy Center. As you'll hear right out of the gate, we started the episode off by attempting to operationally characterize the Boy Band pop music genre. You read that correctly... but, don't worry if you're not a fan of Nsync or 98 Degrees... there's a lot of fantastic insights into the clinical leadership model in this conversation. And if you are indeed interested in organizational and clinical change on a big scale, this is the episode for you. As Erik and Marah describe, residential and day treatment centers have historically provided treatment from a care model. Over the past few years however, the leadership at UCP has been busy changing this philosophy to an active treatment model. As such, they've made considerable investments in bringing in various thought leaders in the field to implement things like Essential for Living, Pre-school Life Skills, the BALANCE program, Skills-Based Treatment, and much much more. In our conversation, we discuss what they've learned from this process, and where the organization is going moving forward. We also went down a few unexpected rabbit holes here and there, so you'll want to check out the entire conversation. One of those included Marah telling us about what it was like to be a student of Ted Carr. That's a segment you definitely don't want to miss. If you're a Patreon subscriber, well, you're not listening to this feed as the ad-free subscriber feed was published last week. That episode also featured an additional 15-20 minutes of content at the end of the interview, where the three of us discuss things like running, cross-fit, and health/fitness more generally. So if you'd like to learn more about this, please check out patreon.com/behavioralobservations. Last but not least, I'd like to thank Dr. Tony Cammilleri, the Director of Education at FTF and all around great guy, for his help in crafting the questions and talking points for this conversation. Here are the links to the things we referenced in the show: Carr and Durand 1985. Carr 1977. Upstate Cerebral Palsy. UCP YouTube Clinical Playlist. Practical Functional Assessment. FTF Behavioral Consulting. Essential for Living. DoBetter. Pyramid Educational Consultants. The Daily BA. John Kotter. Adam Grant. Motivating Human Resource Staff, Reed and Parsons, 2006 (*disclosure: Amazon Affiliate Link). This episode was brought to you with the support from the following sponsors: The Secret Agent Society Small Group Program helps kids 8 to 12 years old crack the code of emotions and friendships through an animated ‘secret agent' theme. Now with flexible face-to-face or telehealth options, services who have used the SAS program for many years are blown away and excited by the new digital health solution. Mention this podcast for a free Secret Agent Society Assistant Short Course to sample the SAS program. Also, if you're interested in learning more, there will be a free SAS demo on November 2nd. Institutional Tier Patron Greenspace Behavioral Technology. Greenspace behavior offers cutting edge supervisor coaching, performance and competency-based trainings, and organizational supports for new BCBA and trainees. Find out how you can optimize your supervision practices, improve clinical outcomes, and increase employee satisfaction at Greenspacebehavior.com. HRIC Recruiting. Barb Voss has been placing BCBAs in permanent positions throughout the US for just about a decade, and has been in the business more generally for 30 years. When you work with HRIC, you work directly with Barb, thereby accessing highly personalized service. So if you're about to graduate, you're looking for a change of pace, or you just want to know if the grass really is greener on the other side, head over to HRIColorado.com to schedule a confidential chat right away.
This week, the Murder Sheet will be sitting down to interview one of our favorite true crime Redditors: Bones of Autumn.This'll be the second of two episodes featuring Bones, an Indiana-based true crime researcher and writer who posts all her findings on the Unresolved Mysteries subreddit.Listen along as we talk about the disappearance of Indiana University student Lauren Spierer, the murder of Hannah Wilson, the crimes of lesser-known serial killer Ted Carr, six-year-old Katie Clay's unsolved killing, Brown County's Brown family murders, the inexplicable Indy rock storm, Candi Morris's suspicious death, and the bizarre homicide of Helen Tobolski at the University of Notre Dame.In the upcoming weeks, the Murder Sheet will roll out a miniseries on an unsolved restaurant mass murder in Chicago, so stay tuned.Follow the Murder Sheet on social media for the latest.FacebookTwitterInstagramAnd send tips and thoughts to murdersheet@gmail.com.
Hey, What's Going on Everyone! In this episode I revisit my dream about famous youtube star David Dobrik and also get into some unresolved mystery cases that I found off of Reddit. How about we look into the cases of David Lewis, Angie Berlow, and murderer Ted Carr. 06:54 - What we are discussing in today's episode! 08:03 - The case of David Lewis 21:44 - The Case of Angie Berlow 26:22 - Revisiting the murders done by Ted Carr Link to Davids Channel: https://www.youtube.com/channel/UCmh5gdwCx6lN7gEC20leNVA Reddit links to cases: Angie Berlow: https://www.reddit.com/r/UnresolvedMysteries/comments/f9cwiz/after_being_hired_to_dance_at_a_private_party/ Ted Carr: https://www.reddit.com/r/UnresolvedMysteries/comments/g67uig/on_april_20th_1977_harriet_carr_found_her_husband/
Today I interview Ted Carr and we talk about his life before veganism, how he found out about it and what steps he took to making the transition. Ted is the founder of Canada Vegan Festival and has loads of amazing informational youtube videos and also does photography and more. He also does health coaching, has ebooks and helps people achieve an online income by starting your own business within the vegan movement. You can find Ted Carr on social media platforms @tedcarrLinks to Ted's two youtube channels:https://www.youtube.com/user/FruitLivinghttps://www.youtube.com/channel/UCT3FrMtOQD9qH_tpYt29gDAInstagram:https://www.instagram.com/fruitarian/https://www.instagram.com/tedcarrphoto/Building a online vegan business:https://www.instagram.com/tedcarr/Services and products:https://linktr.ee/fruitarianCANADA VEGAN FEST:https://linktr.ee/canadafruitfesthttps://www.instagram.com/canadaveganfest/https://www.facebook.com/canadaveganfest/You can also find the podcast on Itunes, Spotify, Google Play, Stitcher and www.buzzsprout.com/232074Find me on Instagram: @allabout.feeling.goodDon't forget to leave a review/comment as it helps us grow and spread the message. Thanks!If you are vegan and interested in taking part in the podcast to tell us your story, please message me and we can schedule you in. Everyone's story is unique and impactful, don't be shy and join me for a chat! Peace!Support the show (https://www.patreon.com/user?u=32707418&fan_landing=true)
In this edition of our retirement podcast our guest is Ted Carr, a thoughtful and interesting blogger and podcaster on early retirement who we enjoy following. People often think of retirement as a single phase of life, but Ted describes how there are 6 distinct phases of retirement. He shares his personal experiences with the different phases after he retired early from a career in Silicon Valley. You’ll come away with an appreciation of why your retirement strategies should take the different phases of retirement into account if you want to retire smarter. One of the big questions people face in retirement is where should I retire to? And that decision is often not a ‘one and done’ type of call as needs, and priorities change over the life course. Ted discusses the decision that he and his wife recently made to move to a retirement community and the key factors that led to their decision. Our conversation shifts to the importance of community in retirement and the risks of isolation. _________________________ Follow Ted Carr: Twitter Website Check out his new podcast: FIREwalkers __________________________ Wise Quotes: On Retirement as a Stressful Life Event “So, I think back to the time before I retired – the pre-retirement stage. What I found is that it’s really, really essential that you have a detailed retirement plan and that it includes not only a financial plan, but also the non-financial side of retirement. And as we’ve alluded to already, the adjustment to retirement can be difficult. Now there’s something that I’ve come across, I’m sure you’ve heard of it too. It’s called the Holmes and Rahe Stress Scale. And on that stress scale, retirement comes in as the 10th most stressful event on that scale. Now, if that wasn’t stressful enough, the other stressors that are on the top 10, shall we say, can occur at the same time as retirement – which only exacerbates the challenges around adjusting to retirement – and some of those things where you have divorce, separation, illness, loss of jobs.” On Planning to Move in Retirement “So, us being inveterate planners said, well, you know, we need to be intentional about our future old age. And so, we looked at some of these options and after looking at the CCRC model, we decided that that probably wasn’t for us…And we’re not near that age and the entering cost of buying into a CCRC is very expensive. And so, we just said there are other options that are coming down the road. Maybe we should take a timeout from thinking that way and look at something different. So my wife, who’s extremely social, came up with the idea to look into a 55 plus community because her feeling, and I concur, is that where we live today, there’s really not a sense of belonging. Like I say, she just doesn’t feel that she’s made enough friends over the course of nine years and she doesn’t want to see the next nine to 10 years be equally as frustrating. So, we started looking at 55 plus communities.” _______________________ Resources Mentioned on this Retirement Podcast Episode The Holmes & Rahe Stress Inventory What’s Your Retirement Personality Type? by Dave Hughes __________________________ Related Retirement Podcast Episodes The Joy Of Movement - Kelly McGonigal What Are The Keys To A Successful Retirement? Fritz Gilbert You Can Learn a Lot From the Principles of FIRE – Chris Mamula Are You Ready For The New Retirement? – Stephen Chen How to Retire Early and Live Your Life Fully – Leif Dahleen Are You Ready to Follow Your Own Path in Retirement? – Bob Lowry ___________________________ Tools You Can Use Tap into free retirement tools you can use, including a quiz on retirement readiness on the non-financial side, retirement calculators, a longevity calculator and a free e-book at retirementwisdom.com ___________________________ Stay in the Loop with Wisdom You Can Apply to Your Retirement Planning
This is Angie, the Rock Your Retirement producer. Kathe has been featured in other podcasts over the years. This episode takes you back to 2017, where Kathe appeared on the Retire Hoppy Podcast. We hope you enjoy it. And while you're enjoying our podcast, can you do us a quick favor? Click on this link to join the Retirement Community and Rock Your Retirement at http://www.rockyourretirement.com/group. One challenge of early retirement is finding affordable health insurance. Enter Health shares a more cost effective option for some. On this episode, I joined Roy Weinberg and Ted Carr of Retire Hoppy to break down what a health share is. Also, who might be interested and what a health share is not. What is a Health Share Ministry? I sell Medicare Insurance, so that is my background on health insurance. Because if that, I also look into a health share ministry for myself back in 2015. There’s not a lot of them and I was seriously considering it. What I know about health shares is that you have to be a Christian and they make you sign a document saying that you will live through Christian standards. Also, it depends on what you’re asking what Christian standards are. So, you need to look at the document that you sign if you can actually do that. Let’s say you had an extra-marital affair and you wound up with an STD, so that’s not covered. The health care sharing ministries are not insurance. They have different rules that insurance does. For example, I have a condition called dystonia, and that is why every 3 months I have to go to a neurologist to get Botox. Health share doesn't cover that neurology appointment. Therefore, it’s kind of a block for me to join the health share ministry. What Happens in a Health Share? In a health share, you pay a certain amount each month similar to a premium, but it's called a sharing amount. You have an unshared amount or personal responsibility that you can use to help pay your bills just like a deductible. There are maximum eligibility amounts that determine how much money you can request for individual expenses. HSMs had additional sharing options. It lets you contribute money to other members once they have reached the summit to help them with uncovered costs. If you can live through the standards of the Bible because not all Christians live through the Bible. Just because you call yourself a Christian, it doesn’t mean that you're covered. After Our Health Shares Episode After you discussion about health shares, I joined Ted and Roy for their beer segment. I'm a craft beer newbie who’s comfortable with standard light lagers. However, Roy and Ted took me out of my comfort zone with Stone Brewing’s Go To session IPA. Mentioned in this Episode: Retire Hoppy Retire Hoppy Episode 011 – Health Shares and Stone's Go To Session IPA
Today one of Roy’s long-time friends is in the studio with us. Jake talks about how he’s preparing to retire in the next couple of years and how he envisions what his retirement will be like In our beer segment, I’m delighted that Jake has brought one of my favorite Arizona beers – Tower Station IPA from Mother Road Brewing in Flagstaff. From K 9 studios in Phoenix AZ welcome to the RH podcast with Ted Carr and Roy Weinberg.
Episode 36 is a lighthearted conversation about the connection between those on the path to financial independence and craft beer. It seems every Fi related get together is centered around good craft beer. DocG, Paul and all 4 guests crack open a cold one and wax profoundly using flowery adjectives until the conversation devolves into crude jokes. Grab a beer and enjoy the banter! Episode Guests are: Mindy from the BiggerPockets Money Show Joel from How to Money Podcast Mr. Wow from Waffles on Wednesday Ted from Retire Hoppy
Today Roy and I welcome into the studio Lee Walsh from Raleigh NC to discuss what you steps you should take, and what we did, 5 years, 3 years and one year away from retirement. In our beer segment we taste number 9 from Magic Hat brewing out of Burlington VT. From K 9 studio in Phoenix AZ, welcome to the Retire Hoppy podcast with Ted Carr and Roy Wineberg.
Roy and I welcome back Bill Bennett who joins us in studio to discuss the importance and benefits of exercise, especially in retirement. In our beer segment, Bill talks about how he got started in home brewing and how a brewing mistake ended up medaling in the Ohio State Fair. Then we taste Bill’s beer selection – Oberon from Bells. From K 9 studios in Phoenix AZ, welcome to the RH podcast with Ted Carr and Roy Weinberg.
This is the last of the 4 part series with my co-host Ted Carr. Today we will be discussing an article about the road to happiness. Last week, the two of us discussed an article about Estate Planning Myths. If you missed it, here is the link www.RockYourRetirement.com/166 There are many avenues on the road to happiness. (It sounds like a movie title doesn't it?) But the single most accessible, most important, most obvious route is also the most difficult to tread. We'll try to question ourselves. Can we even make ourselves happier? Is it even possible? Isn't happiness some kind of a sub like it happens but you can't really chase it? What is True Happiness? People will argue about what true happiness is. Most will say you either are or aren't born happy. Sort of like you're predisposed to be happy. However, there are certain things that you do that the result of doing them makes yourself happy. For example, if you have a lot of friends your chances of being happy are more than if you are alone. You can't really chase happiness, like, I'm gonna do this today to make myself happy. There are things that you do that the result of it is just happiness. The Road to Happiness is Determined by Genetics Statistics show that 50 percent of happiness is determined by genetics and therefore out of your control. While 10 percent refers to situational happiness. That includes whether we are rich or poor, healthy or ill, where we live, what our job is, or whether we will get a job at all. Meaning, a rich, beautiful, perfectly healthy person with everything going for them only has a 10 percent headstart on the person whose entire life is a complete mess. Same with those famous people who commit suicide. On the outside, you think that they have a perfect life. But on the inside, their lives are completely different. Hedonic Adaptation The road to happiness isn't just only determined based on situations. Most road to happiness that's based on situations is only temporary. Why? Because we tend to have more of what we already have. This is called Hedonic Adaptation, where we get used to things and we end up wanting more of what we already have. From new additions, making more accomplishments, new house, new car, new job. In other words, lifestyle inflation. We're just wired to adaptation but always wanting more. It's like going back to the days of primal survival instinct. The feeling that more means we got a better chance of surviving. Surviving in the future where we don't have anything. The Road to Happiness on a Day to Day Basis We discussed that 50% of happiness is being based on genetics and 10% are situational. The last 40% of the road to happiness is based on what we think or what we do on a day to day basis. This 40% will give us a chance to make things happier for our lives. This includes helping others, having new experiences, practicing gratitude, and building a positive mindset. My journal called, “The Baby Boomer's 30 Day Journal“, which is available on Amazon, takes into account the 6 areas of retirement lifestyle. It talks about doing something spiritual in the morning whether it is meditating, praying, or setting goals for yourself. People setting small goals are happier in general because you can achieve a small goal. There's a lot of factors within this 40% that we can influence the outcome of our road to happiness. Focus in that Moment Some people are happy because they live in the moment. The contents of these moments to moments of living have a big influence on people's happiness.
This is the last of the 4 part series with my co-host Ted Carr. Today we will be discussing an article about the road to happiness. Last week, the two of us discussed an article about Estate Planning Myths. If you missed it, here is the link www.RockYourRetirement.com/166 There are many avenues on the road […] The post Road to Happiness – Episode 167 appeared first on Rock Your Retirement.
My guest co-host Ted Carr is back with us to talk about why retirement planning among women is unique. Ted Carr has been on the show previously. We discussed the Stages of Life which happened to be one of our most popular episodes. The subtitle to today's topic should be, “Why is it retirement planning […] The post Unique Retirement Plan Among Women – Ep 166 appeared first on Rock Your Retirement.
My guest co-host Ted Carr is back with us to talk about why retirement planning among women is unique. Ted Carr has been on the show previously. We discussed the Stages of Life which happened to be one of our most popular episodes. The subtitle to today's topic should be, “Why is it retirement planning for women more challenging or poses more challenges?” Even in retirement men and women are different. Women have plenty of hurdles when it comes to their journey to retirement. There is no one-size-fits-all and this is why it is unique. We will break down what challenges women encounter when planning for retirement so that you can work things out toward a secure future. Women Tend to Outlive Men Statistics show that women live longer than men. The average age women live to is 81 vs the average age for men of 76. It is not a secret that women have lived longer, maybe partly due to men's lifestyle. Although men are catching up because women's lifestyles are going downhill. Women have more years of the retirement fund. It increases their longevity risk, which is the risk of outliving your money. When I was in my 40's I purchased a long-term care policy. When I got married 10 years ago, I added my husband to the policy. But you cannot buy this policy that I purchased anymore. A lot of people don't buy long-term care because it is expensive. The reason why it's expensive is that a lot of us are gonna need it because we are going to live for a long time. I included home health care in that policy because the thought of moving into a nursing home does not appeal to me. Develop a Proper and Unique Retirement Plan If you could develop a detailed retirement plan, that is going to catch a lot of the crucial aspects of preparing for retirement. Things such as expenses, health insurance (including long term care), social security, work, investment management, and income generation. Ted calls it a forcing function. He would not have retired early if he had not worked out a detailed retirement plan. Gender Wage Gap Women earn only 81% of what men do. That gap can be explained in part by women’s time off to raise their children, but it’s also because of occupational segregation. My mom took a job in retail and there wasn't a lot of career advancement or benefits. Except that she could take time off pretty much whenever she wanted to and that fits in with her lifestyle. It didn't provide financial rewards but provided a lot of lifestyle parenting rewards. But you tend to fall behind because you're not out there grinding it out with other people working diligently to get ahead. Women are not necessarily as intense negotiators as men are. In Linda Babcock's research, it indicates that women who consistently negotiate their salary increases, earn at least 1 million more during their careers than women who don't. Women undervalue themselves they often feel grateful to just have a job and underestimate their market value by up to 30%. Women More Likely Face Career Disruptions Women are more likely to become caregivers to their aging parents or children than men are. This affects their career, or they may even have to quit their jobs. This also affects their overall lifetime savings, social securities, pension benefits, and also 401k plans. That's just another challenge that women face financially. There is also the societal pressure of being the person in charge of taking care of the family. Grey Divorce The rate of divorce for people over 50 has doubled since 1990. After a divorce or separation, household income decreases. It's much easier for two people to live in one household on eighty thousand dollars than it is for two people to live on forty thousand dollars each. Ted says that he and his wife keep their finances separate.
Our guest co-host Ted Carr is back with us for this episode number 2 of our 4 part series. On our previous episode, we discussed why elderly parents fall for scams. This time, we will talk about the common myths of estate planning. Estate planning is one of the pillars of the strategic retirement planning […] The post Common Myths Of Estate Planning – Ep 165 appeared first on Rock Your Retirement.
Our guest co-host Ted Carr is back with us for this episode number 2 of our 4 part series. On our previous episode, we discussed why elderly parents fall for scams. This time, we will talk about the common myths of estate planning. Estate planning is one of the pillars of the strategic retirement planning concept. While it may be a task that gets misunderstood or procrastinated over, estate planning can provide a good direction for your loved ones in the future. Furthermore, it gives you a sense of relief as you think about where your household and assets go. Now just a disclaimer here- neither Ted nor myself are experts in the field of Estate Planning. We are just here to talk about our personal experiences. You would definitely want to discuss your own situation with an attorney. What Goes into an Estate Plan? When Les and I met our estate attorney, she talked to us not only about our assets but also about what happens if we get incapacitated. Even our very very naughty pet bird Mr. Grant was part of our estate plan. Nevertheless, you can revise your estate plan numerous times. Here's a list of items every estate plan should include: * Will/trust * A durable power of attorney * Beneficiary designations * Letter of intent * Healthcare power of attorney * Guardianship designations Also, you may add POLST (Provider Orders for Life-Sustaining Treatment) on your estate plan, it's an approach to improving end-of-life care in the United States, encouraging providers to speak with patients and create specific medical orders honored by health care workers during a medical crisis. If I Have An Estate Plan, I Can Avoid Estate Taxes The federal estate tax exemption has increased to $11.2 million per person (or $22.4 million per married couple), so it's unlikely you'll have pay to pay for an estate tax at all. It Is Important to Include Guardianship Designations to Your Estate Plan While many wills or trusts incorporate this clause, some don't. If you have minor children or are considering having kids, picking a guardian is incredibly important and sometimes overlooked. Make sure the individual or couple you choose shares your views, are responsible, financially sound and genuinely willing to raise children. It will give you peace of mind. Probate is an Estate Planning Nightmare Probate is expensive and time-consuming (will take about 2 years) and everything will be open to the public. Property is disposed of according to the laws of the state in which the deceased resided. If they find some personal information from your public records your estate could be vulnerable. The funny thing is that even though you spend all your time to have a private and personal life when you die everything is open to everybody. I Don't Need to Check My Beneficiaries It's one of the common mistake people do. While setting up a plan is a solid first step, keep in mind your salary and family situation can fluctuate over time. Make sure your beneficiaries are current, there are so many 401k plans that haven't had any beneficiaries. If you don't update your estate plan your beneficiary information could go out the window. A Will Can Overview the Distribution of My Assets 60% of people have no wills. A will is also a great first step. It allows you to lay out how your belongings should be distributed. However, it has no controlling power over joint accounts or beneficiaries. The only thing that the will has any control over our assets that are in the person's name alone. You can also start with a holistic will where you write a will on a piece of paper, sign it with the date included,
Ted Carr will be my co-host for this podcast. The last time he was here, he gave us a great insight on the 6 Stages of Retirement. In this episode of our show, we will talk about why elderly parents are getting scammed. We have an aging population and it's usually common for them to […] The post Why Elderly Parents Get Scammed – Episode 164 appeared first on Rock Your Retirement.
Ted Carr will be my co-host for this podcast. The last time he was here, he gave us a great insight on the 6 Stages of Retirement. In this episode of our show, we will talk about why elderly parents are getting scammed. We have an aging population and it's usually common for them to be targets of scams. Scammers target the elderly, as they are willing to listen, maybe lonely, and are more trusting than younger individuals. Scamming is a Problem Scamming is considered the crime of the 21st century. It's hard for us to know which is legit or not. Scams target people of all backgrounds, ages and income levels across continents. All of us may be victimized at some point in time. There's no one group of people who are more likely to be scammed. Why Are Elderly Parents Being Scammed? Seniors are being scammed because they have a significant amount of money sitting in their accounts. They also are difficult to prosecute and often go unreported, especially when there are no relatives around, so they are not considered high-risk crimes. However, they’re disastrous to many older adults and can leave them in a very risky position with little time to recoup their losses. These Fraudsters Come in Different Forms Nowadays, getting scammed doesn't just happen on phone calls, they are also presently using Facebook when it comes to scamming people. My mom was victimized by a fraudster. Even my husband Les gets phone calls from scammers every day. Scammers even use throw away phone numbers or spoof the number. I get calls where it looks like they're calling from in town but actually, they're not. So, if you see something suspicious just hang up or let it roll to voicemail. Lottery, Passion, and Personality Lottery scams are one that many are familiar with, and it capitalizes on the notion that “there’s no such thing as a free lunch.” Also, many elderly always fall for scammers of passion. There was this article from the New York Times about an 84-year-old man marrying a 38-year-old woman which ended up with her scamming him of millions. And if you are a type A personality makes you susceptible to these scammers, coupled with a loss of house, retirement or change in housing makes you more vulnerable. Scammed? It's a Job Scammers don't care on who they are scamming, they tend to be cold-hearted calculating individuals. There are documentaries that show that they make scamming somewhat of a job. They go to work, work for 8 hours, and are given a list on who to scam. It's like a call center for scammers. Protect Yourself One of the best ways to protect your loved ones against fraud is to talk to them openly about some of the most popular scams, so they’re aware of what’s out there. Sometimes you become the villain when rationalizing but try reasoning out to them and explain that what those scammers are saying is not real. Below are also some measures you can do to prevent someone from scamming you love ones: * Set up daily contact with your loved ones when you can check them every day. * Streamline social media that they have. * Ensure that the fraud detection technologies are enabled. * Shred important documents. * Contact marketing associates to opt-out. * Check their credit reports. But when you are in the crisis. Try these methods: * Try to change their phone number. * Contact the police if they know where you live. Get the police involve. * Talk to an elder law attorney. Set out a trust. * Figure out how to replace what the scammer is providing.
When markets take a steep dive and enter into correction territory, even seasoned investors experience FUD – fear, uncertainty and doubt. Today we offer our ideas on what to do under three scenarios: Roy’s case where he needs to sell in order to pay expenses; my case where I place my riskier investments out of harm’s way by using a bucket strategy’ and the case of someone retiring into a down market. Our beer segment features Roy’s selection - Hop Rising, a double IPA from Salt Lake City’s Settler’s Brewing. From K-9 studios in Phoenix AZ welcome to the RH podcast with Ted Carr and Roy Weinberg.
Jackie Cummings Koski author of Money Letters 2 My Daughter is preparing to retire early to pursue her dream of teaching financial literacy. Jackie explains how the iconic $2 bill kick started her savings habit which eventually helped her achieve Financial Independence. In our beer segment Jackie describes how she chose Sam Adams White Christmas from a field of four contenders. Since Roy and I could not find White Christmas where we are, we had Jackie take us through the tasting process. And before we wrapped up we had a little surprise for her. From K 9 studios in Phoenix AZ welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.
Today on the More Cheese Less Whiskers podcast we're talking with Ted Carr, who just happens to be the newly minted mayor of the Raw Vegan community in Canada and we appointed him right on the show today, so you're going to get to hear a coronation as it were. It's really very interesting because Ted has a lot of cool stuff going on, all centered around a raw fruit festival that he organizes as part of a Canada fruit-fest. He gathers all the raw vegans who are really into living this life, for a week of education and Merriment and they had a really successful kickoff for it this year. Now he’s really thinking about growing the event, and how to use marketing to help with that. We really focused on the bigger picture, and bigger opportunities he has to organize this whole community throughout the year, and not just have it all revolve around the one thing, like an annual event. I really enjoyed this. The hour went so quick and if you're in a situation where you are looking to do big things with an identifiable community, this is the podcast for you. Show Links:Show TranscriptProfitActivatorScore.com Want to be a guest on the show? Simply follow the 'Be a Guest' link on the left & I'll be in touch. Download a free copy of the Breakthrough DNA book all about the 8 Profit Activators we talk about here on More Cheese, Less Whiskers...
Work is not only a means of income. It’s also a major source of personal identity. Not surprisingly, many struggle with discontentment after they retire. What are we to do―individually and as a culture―when work and life experience make conventional retirement a burden rather than a reprieve? To find out we turn to U of Toronto assistant professor Michelle Pannor Silver who examines how we confront the mismatch between idealized and actual retirement in her book Retirement and Its Discontents. Then, Michelle, a self-admitted non-beer drinker, throws caution to the wind and joins us in our beer segment. We taste her beer choice Molson Canadian which honors our neighbors to the north and reminds me of my days growing up in WNY. From K 9 studios in Phoenix AZ welcome to the RH podcast with Ted Carr and Roy Weinberg.
I had the good fortune of being interviewed by Ted Carr and Roy Weinberg from the Retire Hoppy at retirehoppy.com. The ensuing disussion revolved around all the things I have done since retiring from IBM over 30 years ago, all the things I am still doing at my age and whether, as an 82 year old, I am a unique. The podcast of the interview can also be heard on retirehoppy.com, iTunes, Stitcher, Google + and my website at retiredwhatnow.net. Listen to this podcast. I think you will find it interesting.
John Wycoff is not your typical octogenarian. He defies ageist stereotypes of retired people slowing down, with nothing left to contribute to society. What drew me to John was not any one thing. Rather it was how many things he’s involved with: social media, his website Retired Now What, his YouTube channel, podcast and his various entrepreneurial endeavors. I invite you to listen and reflect on the experience of someone whose spirit and drive has not wavered to this day. In our beer segment, Roy and I go it alone. And to honor John, who does not drink, we try the best non-alcoholic beer substitute we’ve run across – Hop Water from Lagunitas. From K 9 studios in Phoenix AZ welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.
When Gina was growing up, spending was an accepted and expected way of life. Unfortunately those habits resulted in the accumulation of considerable credit card and student debt. It wasn’t until she found her dream house with the perfect kitchen that Gina converted to a frugal lifestyle, one that she shares via her popular blog the frugal convert. And even though she’s not a beer drinker, Gina graciously agreed to join us in our beer segment. The beer I selected for her is an excellent Oktoberfest from Sierra Nevada and Germany’s Weihenstephaner. From K 9 studios in Phoenix AZ, welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.
Ted Carr joins us on the program for the second time to recap how the Canada Fruit Festival went and share his upcoming 30 day raw October challenge.
In this episode I speak with 2018 Canadian Fruit Festival founder Ted Carr. He fills me in on some questions I have about the upcoming festival, and we bust out some beatboxing for fun (spoiler: he is much better than me).
Andrew Erikson did not set out to be an entrepreneur. But that changed when he determined that he could make a gift for a friend faster and cheaper than if he bought it. His friend loved the gift so much Andrew wondered if there might be a bigger opportunity. To find out he created beer cap country which is so successful that Andrew was able to quit his regular full time job last October. In our beer segment we talk about Andrew’s home brewing experience, what’s it like to live in the craft beer mecca of San Diego and we taste his beer selection Belching Beaver Chocolate Peanut Butter Stout. From K 9 studios in Phoenix AZ, welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.
Today we celebrate the early retirement of one of our favorite guests – Fritz Gilbert of The Retirement Manifesto. Reflecting on his 33 years working for the same company – can you believe that – Fritz has come up with his top 6 lessons learned which he shares with us. Then in the fun segment of our show, also known as the beer segment, we toast Fritz’s retirement with New Belgium’s Voodoo Ranger Juicy haze. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.
Snowbirds Small business Retirement planning Volunteering What do these have in common? That would be our guest – Bill Bennett who covers them all in our opening segment. Then stay tuned for our beer segment where we check out Bill’s beer selection - Founders Centennial IPA. Welcome to the RH podcast with Ted Carr and Roy Weinberg!
This week on the podcast Ted Carr! Ted is promoting the Canadian Fruit Festival.
It’s said that life is 10% what happens to you and 90% how you react. Matt Matheson from Method to Your Money talks about the importance of having a growth mindset in order to make the most of your life. In our beer segment, we taste Matt’s selection -a hazy NE style IPA Steamworks Brewing. Welcome to the RH podcast with Ted Carr and Roy Weinberg!
This may come as a surprise but today’s retirees are faring pretty well when it comes to their finances. However, there are storm clouds on the horizon suggesting that future financial security may be more fragile. In our beer segment, Roy and I discuss one of the 4 ingredients that go into the making of beer – the noble hop. Then we taste a beer that is a tribute to the hop – Deschutes Hop Henge. Welcome to the RH podcast with Ted Carr and Roy Weingberg.
Between 2010 and 2015 the number of Americans retiring outside the US grew by 17% and that number is expected to grow as more retirees see advantages in retiring abroad. One such visionary is popular FIRE blogger Jim from Route to Retire. His retirement destination? Panama. In our beer segment we check out Jim’s selection – Wells Banana Bread Beer or as he calls it Desert in a bottle. Welcome to the RH podcast with Ted Carr and Roy Weinberg.
After natural gas Company executive Jeff Barger retired in 2014, he set off on a quest to visit 300 breweries in no fewer than 30 states in one year! He created a website –ThatBeerGuru – to share his adventures. After he exceeded his goal Jeff knew that he wanted craft beer to continue to play an important role in his life. So, he decided to invest in a brewery – Adroit Theory. In our beer segment we taste 2 excellent beers from Adroit Theory - a NE Style Imperial IPA followed by a Russian Imperial Stout. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.
Saving enough money is on the critical path to financial independence. Today we share some simple ways to save that instill the mindset and discipline required to be a prodigious saver. In our beer segment we are fortunate to taste Bell’s scarce, world renowned double IPA – HopSlam. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.
One of the challenges of early retirement is finding affordable health insurance. Enter Health shares a more cost effective option for some. Kathe Kline of Rock Your Retirement joins Roy and I to break down what a health share is, who might be interested and what a health share is not. Kathe then joins us for our beer segment. A self-described craft beer newbie who is comfortable with standard light lagers, Roy and I take Kathe out of her comfort zone with Stone Brewing’s Go To session IPA. Welcome to the RH podcast with Ted Carr and Roy Weinberg.
In today’s program Roy and I speak with Steve of thinksaveretire.com. Steve and his wife are successful practioners of FIRE – financial independence retire early. They achieved financial independence and retired in their mid 30s! Find out how and why they did it. Then in our beer segment, we taste Steve’s favorite beer – Deep Canyon Amber from Thunder Canyon of Tucson AZ. And we cap off today’s show with Roy’s composition of All My Love’s in Vain. Welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg!
What comes to mind when I say Millennials? How about a distrust of financial institutions, aversion to risk and less than 30% of their wealth invested in the stock market – all factors that don’t bode well for their future retirement. Roy and I share our thoughts on what they can do to get on track. In our beer segment, we explain what an International Bitterness Unit, or IBU is, and how to use it. Then we taste an American strong ale – Brown Shugga’ from Lagunitas. Welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg.
In today’s Retire Hoppy podcast Ted and Roy discuss their take on the “new retirement”. Then they kick up their beer tasting with a west coast style double IPA from Green Flash. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg!
Thinking about retiring early? Whatever your age The Retirement Manifesto’s Fritz Gilbert’s 10 Commandments of Early Retirement will help you achieve your dream. In the second half of the show Fritz, Roy and Ted enjoy an Abbey style Dubbel ale from New Belgium. At the end of the show Fritz persuades Roy to perform one of his compositions – an ode to the Beach Boys. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg!
One way to know if you’re ready to retire is to flip the question to do you know if you’re not ready to retire. And that’s what Ted and Roy discuss while they check out Bell’s awesome Two Hearted Ale. Welcome to the retire hoppy podcast with Ted Carr and Roy Weinberg!
Ted came onto my show as a guest to talk about stages of life, namely the 6 stages of retirement. Mr. Carr is a podcaster himself, with the show, Retirement Journeys, which discusses similar topics as this show, but he also includes financial topics on his show. In case you're wondering, the stages of life (retirement life) include: * Pre-retirement * Retirement * Disenchantment * Reorientation * Retirement Routine * Termination of Retirement (death) Ed was young (mid-50s) when he retired in 2010 from a biotech company in San Francisco. Because so many people had asked him how he was able to retire so young he decided to take his story online. Let's look at some of these stages of life that Ted went through: Pre-retirement: This is the time while you are working that you are saving and investing for the time when you will be able to stop working. Ted did a good job at this, or he wouldn't have been able to retire in his mid-50s. Many people don't plan far enough in advance, for whatever reasons, and so the other stages of life become more difficult for them. However, that's not what the Rock your Retirement show is all about so we'll let you reach out to your financial adviser for help with this. Retirement: This is fun for most, but can be the shortest stage of life (retirement life) for many. That's because it's really only a day, a week, a month, or six. A retirement date. The retirement stage of life is the party. You may go out to dinner with your work buddies. Or you might have a cake on your last day of work. The parties, balloons, and dinners have become a rite of passage for our actual retirement date. It can be a second “honeymoon” where you hike, garden, bicycle or create art. Many people read or catch up on their yard work. Ted took the “honeymoon” path when he first retired, and he describes this in his blog: “After I retired in May 2010, I took the “honeymoon” path. In Retirement Journeys, I refer to this as “Arriving in Retirement”, a bridge from work life to retirement life. My wife and I moved from the Bay Area to Arizona in June 2010. Our first few months were spent settling into a new house and community. We had many home improvement projects to work on. We returned to the Bay Area frequently. When I look back at our calendar, I am reminded of the variety of ways that we spent our free time. We attended financial seminars, concerts, car auctions, baseball games and community-based meetings. In May 2011 we bought hybrid bikes and began riding once or twice a week”.1 But there is only so much hiking, gardening, and bicycling you can do. So that led Ted to the next stage of retirement: Disenchantment: This is the letdown stage of life. The honey moon is over. It's when many retirees become depressed. They can feel lonely, bored, useless, and disillusioned. When they were working, people returned their phone calls. People respected them. Now, in this stage, many feel disrespected. It's this stage of life that the Rock Your Retirement show tries to help out. Ted went through this stage too, as we discussed in the interview. In 2011 he started worrying about whether he had made the right decision. He didn't feel productive and started writing in his journal to vent. For many, when they hit this stage, marriage problems can ensue.And it was affecting Ted's marriage. So he looked at some preemptive steps: * Volunteer * Work * Meetup * Deeper Confrontation Because Ted had started the look inward in this stage of life,
Ted came onto my show as a guest to talk about stages of life, namely the 6 stages of retirement. Mr. Carr is a podcaster himself, with the show, Retirement Journeys, which discusses similar topics as this show, but he also includes financial topics on his show. In case you're wondering, the stages of life […] The post Stages of Life with Ted Carr: Episode 093 appeared first on Rock Your Retirement.
Can’t wait to retire? Before you do here are 3 reasons that might change your mind. In our beer segment, Ted and Roy talk about rating services and they check out a very approachable blonde ale from Hangar 24 of Redlands California. Welcome to the Retire Hoppy podcast with Ted Carr and Roy Weinberg.
This is Ted Carr, founder of retirement journeys, welcoming you to RetireHoppy.com. Here's what our unique podcast is all about. Picture two retired guys hanging out over a couple of beers. That would be me and Roy Weinberg. We’ll discuss a retirement topic that we ran across in a blog, or magazine or perhaps a website. Then we follow that with our take on the beer. How can you go wrong pairing beer with retirement? Our goal in the first segment of the podcast is to share our experience to help you plan for, adjust to or just get you thinking about retirement. In the second segment we give our impression of the beer we’re drinking – why we like it or don’t, its style and expression, the brewery and how it compares with other beers.
Ted Carr (Full name Edward G. Carr), a psychology professor at Stonybrook and autism specialist, gives a guest lecture about autism understanding, research, and what he would like to see in technological development.