Podcasts about gurus

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/17/25 - Met Gala Theme 2026, More Epstein Nonsense, RAW at MSG, Rosenberg meets Andrew Schulz, Thanksgiving Bars Indecision, Tory Lanez In Contempt, Cloudflare Is Down, and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/17/25 -Jets Player Shot in Manhattan, Social Media, Predators In Charge, Changing Diapers, Monday Morning, the Gurus and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

This week on Sports Stuff with Jim & Muff, the guys deliver a packed episode full of sharp takes, elite banter, and wall-to-wall football talk. Things kick off with a lighthearted debate about the legitimacy of s'mores ice cream, but it doesn't take long before the conversation heats up across the college and NFL landscapes. The Gurus of Nothing break down a chaotic week in the NFL, including: - The Ramsey–Chase dust-up and what it means for both squads - The Steelers' roller-coaster performance - A shocking Jaguars blowout over the Chargers - The Ravens' statement win over the Browns The crew then shifts to college football, covering: - Oklahoma's big win over Alabama - Georgia flexing on Texas - Texas A&M's wild comeback and the controversy attached - And Michigan's too-close-for-comfort escape against Northwestern Plus some love for local sports chaos, standout hockey moments, and notable hoops performances Don't forget to follow us on all our socials: - @sportsjimmuff on Instagram / Twitter - Sports Stuff with Jim & Muff on Facebook / YouTube Subcribe, comment, rate, review, poke, like, tickle, and get the damn bell on!!!

ਜਗੁ ਮੈਲਾ ਮੈਲੋ ਹੋਇ ਜਾਇ, Jag Maila Mailo Hoi Jai (Sri Guru Granth Sahib Ang 664 Sabad 1749)

Jag Maila Mailo Hoi Jai, ਜਗੁ ਮੈਲਾ ਮੈਲੋ ਹੋਇ ਜਾਇ (Sri Guru Granth Sahib Ang 664 Sabad 1749)

Apr 20, 2003 Hawaii, North ShoreTo be continued in Part 2

O my Lord! Transcendental poets and experts in spiritual science could not fully express their indebtedness to You, even if they were endowed with the prolonged lifetime of Brahmā, for You appear in two features — externally as the ācārya and internally as the Supersoul — to deliver the embodied living being by directing him how to come to You. https://vedabase.io/en/library/sb/11/29/6 ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/ https://www.bbtacademic.com/books/ https://thefourquestionsbook.com/ ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna #spiritualpurposeoflife #krishnaspirituality #spiritualusachannel #whybhaktiisimportant #whyspiritualityisimportant #vaisesika #spiritualconnection #thepowerofspiritualstudy #selfrealization #spirituallectures #spiritualstudy #spiritualquestions #spiritualquestionsanswered #trendingspiritualtopics #fanthespark #spiritualpowerofmeditation #spiritualteachersonyoutube #spiritualhabits #spiritualclarity #bhagavadgita #srimadbhagavatam #spiritualbeings #kttvg #keepthetranscendentalvibrationgoing #spiritualpurpose

ਸਦਾ ਧਨੁ ਅੰਤਰਿ, Sada Dhan Antar (Sri Guru Granth Sahib Ang 664 Sabad 1748)

Sada Dhan Antar, ਸਦਾ ਧਨੁ ਅੰਤਰਿ (Sri Guru Granth Sahib Ang 664 Sabad 1748)

Baseball awards, Hannah Hidalgo, a public service announcement, confidence picks and remembering three sports legends are all included in this week's episode. Thank you for listening and enjoy the rest of your Sports Weekend. The GURU will be back next week with EPISODE 294.

Whats up everybody and welcome to another episode of the golf guru show, I am your host, Jason Sutton and I am the Guru,  I am  also the director of instruction at the beautiful Colleton River club in Bluffton, SC where it is my mission to break down high performers in the teaching and coaching business and all fields of study, unpack and tease out what makes them great and successful from daily habits, their continuous growth journey,  to how they help and train with their students. Make sure that you download this episode and hit that purple subscribe button so you don't miss out of future episodes that will be coming your way. All I ask is that you share this podcast on social or with your friends and with other coaches and players that might benefit from the information. After listening to the audio, go check out the video on youtube channel as well. My guest on this episode is Dr. Rob Neal. Dr. Neal Rob started Golf BioDynamics, a company formed to provide expert 3D golf swing analysis to the golf coach/golfer www.golfbiodynamics.com. And he has a new marketless 3D system called ELVA that will be coming out at this years PGA Show. We are also joined by his colleague Grétar Eiríksson from Iceland (gretar@elvagolf.com)   Some of Dr. Neal's qualifications and accolades include:Member of the Titleist Performance Institute Biomechanics Advisory Board2003 National Award winner for Innovation in Business (Sport) for Golf BioDynamics.Strategic Alliance with Mr Jim McLean (#1 Golf Schools in the USA) 2003 – 2015.3D analysis, testing and advice to numerous tour players including multiple world #1 players, major champions and Ryder Cup representativesConsultant to:AIS & VIS Golf Programs (Melbourne), Jack Newton Junior Golf Foundation (NSW) and QAS golf program (QLD)Numerous international touring players (LPGA, PGA, Australasian and European Tours) German, Danish, Swedish and Swiss national teams and development programsUK PGA, Australian PGA as well as multiple PGA's in Europe and sections in the USAAppearances on The Golf Channel Development of comprehensive 3D motion analysis systems for golf that allow real time swing animation, biofeedback and analysis.  Development of integrated coaching education courses and curriculaIn this conversation we do a deep dive into short game shots and what his research shows from the best players that he has measured on 3D and launch monitors. Selfishly I wanted to see how close it matched up to what I'm finding with my players as I measure them and what I've seen teaching a bunch of short game. It is always a great exercise to challenge your own information to make sure that what you are teaching is correct. So let's get into my conversation with the brilliant Dr. Rob Neal. Enjoy!  Learn more about your ad choices. Visit megaphone.fm/adchoices

There is only one guru you ever need to follow and that is Jesus. After that, stop looking for another guru and start becoming your own.Someone DM'd me today and said I was their favorite guru. I appreciate the love, and yeah, I bring some real life wisdom, money making strategy, and a little West Coast surfer swagger to the mix. But I am not a guru. I am a guy who picked up a phone, shared what I know, and stayed consistent.You are your own guru, my friend. You have the power. You have the story. You have the lessons. You have the calling.Too many people are chasing influencers like they hold some magical secret to life, business, fitness, or success. They don't. They just started. They hit record. They spoke their truth. You can do the exact same thing.Everything you have lived, everything you have learned, everything you have survived has prepared you for this moment. Your story matters. Your voice matters. Your journey matters.The day you stop waiting on someone else to give you permission is the day your life changes forever. Learn from people farther ahead. Take best practices. Get inspired. But remember they are human. They struggle, they worry, they fail, they get back up, they deal with life just like you do.You have everything you need inside you right now. Your gifts. Your purpose. Your fire. Your calling.So today, step into the person God created you to be. Own your power. Share your message. Lead with confidence.You do not need another guru. You just need you. I love you. I believe in you.

@therealjames_h fight night UFC He is 35 out of 37 winning weeks * The Top 10 rules for anticipating the outcome of Sporting Events And Predictive Anomalies * josuevizcay.medium.com/top-10-rules-for-betting-
 the intricacies of sports betting, emphasizing the importance of decision science, situational intelligence, and collaboration. He shares insights on how to analyze betting strategies, track performance, and the significance of having a clear purpose and outcome in betting. The conversation also touches on the community aspect of betting and the long-term strategies for success.

Willard and Dibs join Steiny and Guru on a Friday edition of the Crossover. The guys discuss what they expect to see from Brock Purdy on Sunday vs. the Cardinals as he returns to the field, run through 'What's Bugging You' brought to you by ATCO Pest Control, and more.

ਹਰਿ ਨਾਮੁ ਧਨੁ ਨਿਰਮਲੁ, Har Naam Dhan Nirmal (Sri Guru Granth Sahib Ang 664 Sabad 1747)

Har Naam Dhan Nirmal, ਹਰਿ ਨਾਮੁ ਧਨੁ ਨਿਰਮਲੁ (Sri Guru Granth Sahib Ang 664 Sabad 1747)

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/13/25 -TFood Bowl Scams, Freedom Friday, Trader Joe’s Love & Hate, Famous Rosenberg Crashouts, Eddie Murphy Documentary, and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

In this episode of Prop Points, The Guru, John Hansen recaps Thursday Night Football and gives his favorite props for this weekends NFL slate. Also, he is joined by Ben Stevens who helps break down week 12 of college football. Later, Jake Tribbey joins to talk his favorite DFS picks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In hour 4, Spadoni and Shasky continue to hold court and give their judgments on the 49ers players and coaches this season and Steiny and Guru join for the crossover!

Willard and Dibs join Steiny and Guru on a Thursday edition of the Crossover to react to last night's Warriors win in San Antonio over Victor Wembanyama and the Spurs. But first, the guys talk about bachelor parties.

AI isn't the enemy — it's the mirror.In this brutally honest solo episode, Kellan Fluckiger dismantles the illusion of “online gurus” who sell confidence without transformation. As artificial intelligence begins replacing surface-level coaches, Kellan exposes the truth: if a $97 checklist can do your job, you were never leading — you were repeating.This is not an attack on coaching. It's a resurrection of authenticity, presence, and divine leadership in an era that's trading depth for data.Important Topics Discussed:Why fake authority is collapsing in the age of AIThe rise of “checklist coaching” and what it reveals about the industryHow authenticity will outlive every algorithmThe difference between guiding transformation and selling templatesWhy real leadership can't be automated or cloned

Ih Dhan Akhut, ਇਹੁ ਧਨੁ ਅਖੁਟੁ (Sri Guru Granth Sahib Ang 663 Sabad 1746)

ਇਹੁ ਧਨੁ ਅਖੁਟੁ, Ih Dhan Akhut (Sri Guru Granth Sahib Ang 663 Sabad 1746)

Audio surf report and surf forecast on November 14 for Central Florida and the Southeast. Your host will also enlighten you on current events in the surfing industry and talk about events and entertainment happenings in the local and regional area. Surf Guru is also sure to dig up some new music that will get your feet groovin'. Stay tuned for more ...

Lama Zopa Rinpoche reads some verses from Phabongkha Dechen Nyingpo's Calling the Guru from Afar and discusses the meaning. He talks about the rarity of finding a precious human body and meeting the Dharma. In every second, you have the unmistaken choice to either create the cause to be born in hell or to achieve enlightenment. Having this incredible opportunity is only due to the kindness of the guru.Rinpoche says that all happiness comes from bodhicitta. Whatever way we can benefit others, we must do it. To illustrate, he gives the example of a van that Roger bought, and they covered with mantras, images of deities, and Dharma messages. In this way, whoever sees, touches, remembers, or dreams of this van purifies all their sufferings and achieves enlightenment.Rinpoche says that there's nobody to work for except other sentient beings. To free them from all suffering and bring them to enlightenment, you first need to achieve the omniscient mind and then full enlightenment. To do that, you need to actualize the steps of the path to enlightenment. Rinpoche explains that this means not just meditating on what you like and leaving aside what you don't like, such as the lower realm sufferings or impermanence and death. Without renunciation of samsara, you cannot realize compassion and bodhicitta. Thus, you cannot enter the Mahayana path.Having the realization of bodhicitta is not enough, one must also realize emptiness through dependent arising. Rinpoche says that the borderline of existing and not existing is extremely subtle. Phenomena exist in mere name, merely imputed by mind. He says that the analysis of emptiness is completed when one realizes the unification of emptiness and dependent arising. If it comes to this point of realizing the subtle dependent arising, then your realization of emptiness is correct. If it doesn't lead to this point—if it leads to either nihilism or externalism—that is not realizing the Middle Way view.From April 10 to May 10, 2004, Lama Zopa Rinpoche gave extensive teachings during the Mahamudra Retreat at Buddha House in Australia. While the retreat focused on Mahamudra, Rinpoche also taught on a wide range of Lamrim topics. This retreat marked the beginning of a series of month-long retreats in Australia. Subsequent retreats were held in 2011, 2014, and 2018, hosted by the Great Stupa of Universal Compassion in Bendigo.Find out more about Lama Zopa Rinpoche, his teachings and projects at https://fpmt.org/

Steiny & Guru break down Week 10 for the 49ers, Brock Purdy's return, why the QB controversy may just be beginning, the 49ers chances in the desert, Warriors getting ready for another game with the Spurs, and Steph Curry breaking from Under Armour. Plus, Matt Barrows of The Athletic joins the show at 10:45a.

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/13/25 -The Epstein Engine, Thanksgiving Travel, Is The Government Opening?, We’re Bad at Math, Kris Jenner’s Birthday Party, and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

In this episode of Prop Points, The Guru, John Hansen, updates some news and notes around the NFL and notable WR/CB matchups for Week 11. Also on the show, a preview and props for tonight's Thursday Night Football between the Patriots and Jets, Fantasy Points owner Tom Brolley joins the show to discuss some of his favorite prop bets, and John gives out his best bets for tonight. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Willard and Dibs join Steiny and Guru for a Wednesday edition of the Crossover. The guys react to the Warriors' blowout loss to the Thunder in OKC, discuss Draymond Green's postgame comments, and more.

ਗਗਨ ਮੈ ਥਾਲੁ ਰਵਿ ਚੰਦੁ, Gagan Mai Thaal (Sri Guru Granth Sahib Ang 663 Sabad 1745)

Gagan Mai Thaal, ਗਗਨ ਮੈ ਥਾਲੁ ਰਵਿ ਚੰਦੁ (Sri Guru Granth Sahib Ang 663 Sabad 1745)

Steiny & Guru break down the Warriors bounce back win against the Spurs, why the new starting lineup worked, what the vets needed to say and back up, and why the Warriors season is going to be a rollercoaster. They wrap with a discuss about the 49ers QB choice headed into Sunday and why the boys disagree on Kyle Shanahan's message to the media.

NOSA/Lightning Sprint #72, Kate Taves, and Sprint Car Guru, Todd Slocum join us to recap Kate's 2025 season and dissect Todd's legendary career! Keep up with both Kate & Matt Taves' racing updates on their Facebook page - https://bit.ly/3K1fZhg and their racing videos on https://www.youtube.com/@ChaseBachmeier   Check out the Dirty Thursday YouTube channel to access our video archives - https://www.youtube.com/@gfbsdirtythursday   Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com or message us at bit.ly/44meos1 – To access to past Dirty Thursday episodes visit https://dirtythursday.podbean.com/ - Help support GFBS at this donation link - https://bit.ly/3vjvzgX #grandforksbestsource #GFBS #NOSA #dirtythursday #dirtracing   #sprints #NLSA #katetaves #toddslocum

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/12/25 - Michael Jackson’s Discography Discussion, Threads Fell Off, Sabrina Carpenter as Alice In Wonderland, A Different World Reboot, 2025 is a Great Year for Hip-Hop, Drake Thanksgiving Bars, Hip-Hop Arguments, Diddy Drama, White-Ish Wednesday, R-Truth Calls In, and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

In this episode of Prop Points, The Guru, John Hansen, updates some news and notes around the NFL and notable WR/CB matchups for Week 10. Also on the show, Ryan Heath from Fantasy Points joins the show to give out some of his best bets for NFL Week 11, and John goes over some Week 11 totals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Willard and Dibs join Steiny and Evan (in for Guru) on a Tuesday edition of the Crossover. The guys preview Warriors vs. Thunder, debate if the Warriors have a chance tonight in OKC, and more.

Kaal Nahi Jog Nahi, ਕਾਲੁ ਨਾਹੀ ਜੋਗੁ ਨਾਹੀ (Sri Guru Granth Sahib Ang 662 Sabad 1744)

ਕਾਲੁ ਨਾਹੀ ਜੋਗੁ ਨਾਹੀ, Kaal Nahi Jog Nahi (Sri Guru Granth Sahib Ang 662 Sabad 1744)

Audio surf report and surf forecast on November 12 for Central Florida and the Southeast. Your host will also enlighten you on current events in the surfing industry and talk about events and entertainment happenings in the local and regional area. Surf Guru is also sure to dig up some new music that will get your feet groovin'. Stay tuned for more ...

Steiny & Guru use today to dig into the Warriors brutal night in Oklahoma City and all the juicy rumors that seem to be spreading after Draymond Green went after the team's commitment to winning and personal agendas. NBC Sports Bay Area's Monte Poole joins the show at 1:00p and Kyle Shanahan has some positive QB news for the 49ers.

One on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

Terry and VT are back for another jam-packed episode of Gridiron Gurus! In the first half, the guys break down all the madness from Week 10, including the Patriots' big win over the Buccaneers and the Dolphins' stunning upset of the Bills. Then it's on to Week 11 predictions — who's heating up, who's falling apart, and which underdogs might pull off another surprise. Expect plenty of laughs, sharp football insight, and a few wild takes as always. Your favorite football duo has you covered from kickoff to chaos.

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/11/25 - Laura’s Flight Horrors, Airline Employees Call In, Sydney Sweeney Responds to Backlash, Donald Trump Wants the Commanders Stadium, Having an Upstairs, Lil Uzi Lawsuit, Michael Jackson Movie, and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

Topic: Beyond Health Insurance - Supplemental coverage, Life insurance as a financial foundation, Retirement income planning and Social Security optimization.Our Sponsors:* Check out Secret Nature and use my code ZANE for a great deal: https://secretnature.com* Check out Uncommon Goods: https://uncommongoods.com/zaneSupport this podcast at — https://redcircle.com/the-eric-zane-show-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on the show, Joe Fier sits down for a second round with renowned sales expert Ari Galper, creator of the trust-based selling methodology. Their conversation dives deep into the challenges facing today's sales environment—where automation and AI have made persuasion techniques ubiquitous, but trust remains rare and invaluable. Ari Galpershares how his “doctor-patient” approach to sales builds authentic trust without unnecessary persuasion, chasing, or follow-ups. Discover actionable strategies for cutting through the noise, connecting on a human level, and updating your sales mindset for the rapidly evolving AI era.Topics DiscussedThe rise of AI in sales and its impact on buyer skepticism and trustAri Galper's pivotal story: realizing the need for a trust-based selling frameworkWhy traditional rapport-building and value-add approaches don't work pre-saleThe “doctor-patient” model: diagnosing problems before prescribing solutionsTransforming the sales conversation to prioritize truth, fit, and respectSpecific trust-building techniques for first sales callsDitching outdated sales scripts, rapport formulas, and the concept of “follow-ups”The role of trust in the age of AI: why human connection is becoming more valuable as automation increasesHow Ari Galper is leveraging AI to share his private sales IP with clients through ARIAI (Ari's digital twin and trust-based AI advisor)Practical use cases for personalized AI in sales teams, content creation, and real-time advisoryBuilding lasting community and legacy around trust-based selling, including live meetups and app developmentResources MentionedGrab Ari's books "The Rise of AI, The Decline of Trust" and "Trust In A Split Second" for FREE!See the latest from Ari on his website AriGalper.comListen to Ari's podcasts "Stump the Guru" and "Trust-Based Living"If you enjoyed this deep dive into trust-based selling and the future of sales, help us spread the word! Subscribe to Hustle & Flowchart wherever you listen, leave a rating or review, and share your biggest takeaways with us on social media. Don't miss the next episode—your hustle deserves the flow!Want to learn how you can build your own Delphi clone or scale your content, coaching, and influence with AI? Head over to https://aibuildteam.ai/ to see how our team helps influencers and experts create, launch, and optimize their digital twinsConnect with Joe Fier

Kellan Olson discusses how Grayson Allen is playing right now for the Phoenix Suns, the Suns' defense and how big of an accomplishment it would be for Devin Booker if Phoenix can make the playoffs this season. 

Willard and Dibs join Steiny and Guru on a Monday edition of The Crossover. The guys react to yesterday's blowout 49ers loss to the Rams, wonder why Kyle Shanahan decided to not activate Brock Purdy for the game, and more.

Ebro, Laura, and Rosenberg host HOT 97's flagship program "Ebro In The Morning!" on today's episode 11/10/25 - Flight Problems, Government Shutdown Negotiations, OutKast in the Hall of Fame, Baby Rosenberg Crawling, Max B Released, and much more! All that and more on Ebro In The Morning! To be a part of the Gurus email theguru@ebrointhemorning.com To be a part of Freedom Friday email info@ebrointhemorning.comSee omnystudio.com/listener for privacy information.

Today, I'm speaking with David McKnight. David is a best-selling author, world-renowned tax strategist, and financial educator who challenges some of the most popular (and misleading) retirement gurus and influencers in the financial advice space. He's also a great friend, and beloved guest on the show and I'm excited to welcome him back for a 3rd time on the podcast. David is well known as the author of The Power of Zero which was made into a full-length documentary film. In his latest book, The Guru Gap, he exposes why one-size-fits-all financial guidance from so-called experts often leaves retirees underprepared and overexposed to risk. We discussed the psychological appeal of "guru" advice and how to identify when those blanket statements—like "annuities are bad" or "the 4% rule always works,"—do more harm than good. One of the things that I love about David is that he shares math-based insights into retirement income planning. We're talking about the true cost of longevity risk, and why annuities can often create more liquidity and peace of mind than traditional withdrawal strategies. David also shares his perspective on the newly extended tax cuts, how to time Roth conversions in light of the One Big Beautiful Bill, and the three critical questions everyone needs to answer before moving money from tax-deferred to tax-free accounts.  Whether you're skeptical about annuities, curious about LIRPs, or confused by conflicting advice online, this episode will help you cut through the noise and design a retirement plan that's truly tailored to you—not to the masses. GET A FREE COPY OF DAVID MCKNIGHT'S NEW BOOK, THE GURU GAP Here's how: Step 1: Subscribe to the podcast and leave an honest rating & review on iTunes. Step 2: Text the word BOOK to 888-599-4491, and we'll send you a link to claim your free copy! In this podcast interview, you'll learn: Why "one-size-fits-all" financial advice can be dangerous in retirement planning. The psychological reason Americans follow gurus—and how it can derail your goals. The real math behind annuities, the 4% rule, and the illusion of liquidity. How life insurance can serve as a volatility buffer and long-term care resource. The truth about Roth conversions and the importance of your "drop-dead date." What the new One Big Beautiful Bill means for future tax rates. Why simplicity—not complexity—is the hallmark of truly successful investors. Show Notes: HowardBailey.com/532