Retire Right Radio with Paul Roberts

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There are few things more important than ensuring you and your family have a strong financial plan that will help enable you to have more confidence in your retirement strategy. On Retire Right Radio, Paul Roberts helps listeners understand their finances and future, create a financial strategy to help pursue a secure and comfortable life and work toward financial security and independence.

Paul Roberts


    • Feb 14, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 53m AVG DURATION
    • 178 EPISODES


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    Latest episodes from Retire Right Radio with Paul Roberts

    Wealthy Retirement Strategies

    Play Episode Listen Later Feb 14, 2025 54:18


    Weston Lindemann talks about the different strategies that wealthy individuals use for retirement planning. He emphasizes the importance of discipline, maximizing tax-advantaged accounts, and investing wisely. The discussion also covers risk management, asset appreciation, and the benefits of using ETFs over traditional mutual funds. In this conversation, Weston Lindemann discusses the differences between ETFs and mutual funds, emphasizing the liquidity and cost-effectiveness of ETFs. He highlights the importance of tax planning in retirement, particularly in light of changing tax laws and the implications of required minimum distributions (RMDs). Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Rethinking Retirement Strategies

    Play Episode Listen Later Feb 7, 2025 53:21


    Weston Lindeman discusses the limitations and hidden costs of 401k plans as a retirement savings strategy. He emphasizes the importance of understanding tax implications and exploring alternative investment options. The discussion transitions into the significance of financial literacy in retirement planning, highlighting how a basic understanding of financial concepts can empower individuals to make informed decisions about their retirement savings and investments. He highlights the role of financial literacy and education, particularly in schools and workplaces, and the need for personalized financial planning. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Financial Habits for Retirement Success

    Play Episode Listen Later Jan 31, 2025 53:17


    Weston Lindemann discusses the multifaceted nature of retirement planning, emphasizing that it encompasses more than just financial numbers. He highlights the importance of defining personal retirement goals, creating a timeline for achieving them, and understanding the financial habits necessary for success. Health and social aspects of retirement are also addressed, along with the significance of debt management and holistic planning. The conversation draws on historical wisdom to illustrate key financial principles, while also stressing the need for budgeting and balancing saving with spending. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Maintaining Financial Health

    Play Episode Listen Later Jan 24, 2025 53:19


    This conversation explores the parallels between physical health and financial health, emphasizing the importance of consistent habits, balanced approaches, and long-term perspectives in both areas. Weston Lindemann discusses how regular exercise and proper nutrition relate to consistent contributions and diversification in financial planning. The discussion also highlights the significance of managing stress and risk in retirement, advocating for a comprehensive review of financial strategies to ensure a secure future. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Role of AI in Retirement Planning

    Play Episode Listen Later Jan 17, 2025 53:52


    Weston Lindemann discusses the role of AI in retirement planning, evaluating various investment strategies through AI ratings. The conversation covers the strengths and weaknesses of AI in providing financial advice, particularly in the context of retirement income solutions, index funds, ETFs, dividend investing, and annuities. Weston emphasizes the importance of personalized financial planning and the emerging trends in retirement planning, including the impact of divorce on retirement accounts. In this conversation, Weston Lindemann discusses the financial implications of divorce, particularly focusing on how it affects retirement planning. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Kickstart Your Financial Health

    Play Episode Listen Later Jan 10, 2025 54:15


    Weston Lindemann discusses essential financial strategies for starting 2025 on the right foot. The conversation covers the importance of tracking expenses, preparing for tax changes, creating a sustainable retirement paycheck, and assessing risk in investment portfolios. Additionally, Weston highlights the significance of recognizing red flags in financial management, using Al Pacino's financial missteps as a cautionary tale. The episode emphasizes the need for a solid financial plan that is understood and actively managed by the individual. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Your Risk Tolerance

    Play Episode Listen Later Jan 3, 2025 53:51


    Weston Lindemann discusses the critical concept of risk tolerance in retirement planning. He emphasizes the importance of understanding one's risk tolerance to align investment strategies with retirement goals. The conversation covers the significance of risk assessment, the necessity of building a protective financial plan, and the creation of a sustainable income strategy for retirement. Additionally, Weston highlights the importance of planning for future generations and ensuring that retirement plans are robust enough to withstand market fluctuations. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    The Essentials of Investing

    Play Episode Listen Later Dec 27, 2024 54:20


    Weston Lindemann discusses essential principles of investing, focusing on strategies for retirement. Key topics include the power of compounding, the importance of diversification, understanding the Rule of 72, balancing risk and reward, the myth of market timing, and the significance of knowing investment fees. The discussion also covers where to park money, the role of ultra-short treasury ETFs and CDs, and the necessity of revisiting investment strategies. Finally, the conversation touches on estate planning and wealth transfer, emphasizing the importance of ensuring that wealth reaches future generations. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Looking Ahead to 2025

    Play Episode Listen Later Dec 20, 2024 54:14


    Weston Lindemann discusses essential financial planning strategies for 2025, focusing on budgeting, tax strategies, insurance evaluations, investment rebalancing, and the implications of Roth conversions. He emphasizes the importance of preparing for retirement and understanding the potential changes in tax laws, particularly regarding Social Security and investment efficiency. The discussion highlights the need for a comprehensive approach to financial planning, ensuring that individuals are well-prepared for their financial futures. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com See omnystudio.com/listener for privacy information.

    Great Wealth Transfer

    Play Episode Listen Later Dec 6, 2024 54:13


    This conversation explores the impending Great Wealth Transfer from baby boomers to younger generations, discussing its implications for retirement planning and the economy. It highlights the importance of tax-efficient strategies and the need for financial planning, especially for Gen X, who may inherit significant wealth.  Weston also delves into lessons learned from financial mistakes made by individuals and corporations, emphasizing the importance of diversification and risk management in investment strategies. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com  See omnystudio.com/listener for privacy information.

    The Big Wealth Transfer

    Play Episode Listen Later Nov 29, 2024 54:13


    Weston Lindemann discusses the financial landscape for Baby Boomers, focusing on wealth preservation, tax strategies, and the implications of longevity. The conversation highlights the importance of planning for healthcare costs, market volatility, and inflation, while also addressing the need for contingency plans for couples. Listeners are encouraged to take proactive steps in their retirement planning to ensure financial security and peace of mind.  The conversation delves into the critical aspects of wealth preservation and estate planning, focusing on strategies for multi-generational wealth transfer. The discussion highlights the importance of trusts, charitable giving, and tax strategies in creating a lasting legacy. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com  See omnystudio.com/listener for privacy information.

    Retirement Goes Hollywood

    Play Episode Listen Later Nov 22, 2024 54:18


    Weston Lindeman talks about the importance of flexibility in retirement planning, the need for diversified income streams, and the role of emergency funds. He emphasizes strategic investment approaches to balance risk and growth, the significance of tax planning, and explores retirement strategies through the lens of Hollywood icons. The discussion also covers the benefits of Roth 401(k)s and the reliability of annuities as a source of income in retirement.  Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com  See omnystudio.com/listener for privacy information.

    Pump Up Those Savings

    Play Episode Listen Later Nov 15, 2024 54:16


    Weston Lindemann discusses essential strategies for reviving retirement savings, including maximizing employer matches, understanding different retirement accounts, and the importance of having a solid financial plan. The conversation covers various aspects of retirement planning, such as debt management, building an emergency fund, and the significance of diversification in investments. Additionally, Weston addresses common fears about spending in retirement and offers insights on planning for medical expenses and long-term care. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com      See omnystudio.com/listener for privacy information.

    The Super Hero Retirement Plan

    Play Episode Listen Later Nov 8, 2024 54:14


    Weston Lindemann discusses essential strategies for reviving retirement savings, including maximizing employer matches, understanding different retirement accounts, and the importance of having a solid financial plan.  He also compares the powers of super heroes from the comic books and movies and how they compare to retirement strategies.  The conversation covers various aspects of retirement planning, such as debt management, building an emergency fund, and the significance of diversification in investments. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management www.robertswealth.com  See omnystudio.com/listener for privacy information.

    AI and Retirement: A New Frontier

    Play Episode Listen Later Nov 1, 2024 53:45


    Weston Lindemann explores the intersection of artificial intelligence and retirement planning.  He discusses the results of an AI experiment that generated a retirement plan for a 50-year-old individual, evaluating its effectiveness and the nuances of retirement strategies. The conversation covers essential topics such as maximizing retirement contributions, understanding income needs, long-term care considerations, and the importance of lifelong learning in retirement. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    A Scary Free Retirement

    Play Episode Listen Later Oct 25, 2024 54:15


    Weston Lindeman explores the intersection of horror movie themes and retirement planning, emphasizing the importance of avoiding impulsive financial decisions, maintaining clear communication, and being proactive in financial strategies.  He discusses the emotional components of investing, the necessity of consistency in financial planning, and how to identify warning signs when choosing a financial advisor. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    The Essential Retirement Strategies

    Play Episode Listen Later Oct 18, 2024 53:49


    Weston Lindemann discusses essential strategies for retirement planning, emphasizing the importance of having a financial partner who is future-oriented, emotionally intelligent, and trustworthy. He highlights common mistakes individuals make with IRAs, the significance of communication in financial planning, and the impact of inflation on retirement savings. The discussion also covers the importance of managing money effectively, balancing spending and saving, and avoiding the greed trap in investment strategies. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Effects of the Interest Rate Cut

    Play Episode Listen Later Oct 13, 2024 54:13


    Weston Lindemann discusses the implications of recent interest rate cuts by the Federal Reserve on retirement savings, particularly focusing on bond yields, savings accounts, and the challenges faced by pension funds. The conversation also delves into common myths surrounding retirement spending, the importance of flexible financial planning, and strategies for maximizing Social Security benefits amidst current economic uncertainties. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Financial Deep Clean

    Play Episode Listen Later Oct 4, 2024 54:16


    In this episode of Retire Right Radio, Weston Lindemann discusses the importance of conducting a financial 'deep clean' to prepare for retirement. He emphasizes the need to declutter financial lives, fine-tune investment strategies, manage risks, and eliminate wasteful spending. The conversation also covers the significance of having emergency savings, the value of professional financial advice, and the necessity of creating a comprehensive game plan for retirement. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Take the Scary out of Retirement

    Play Episode Listen Later Sep 27, 2024 54:16


    Weston Lindemann discusses various threats to retirement savings, using horror movie metaphors to illustrate key concepts. He emphasizes the importance of avoiding outdated financial advice, high fees, short-term temptations, impulsive decisions, and fear-based strategies.  The conversation also covers inflation risk, healthcare costs, sequence of returns risk, and the significance of planning for a desired lifestyle in retirement. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Retirement Weather Patterns

    Play Episode Listen Later Sep 20, 2024 52:44


    Weston Lindemann discusses the importance of being prepared for various financial weather events in retirement. He uses weather metaphors to explain different retirement planning mistakes and strategies. The main themes covered include risk management, budgeting, diversification, debt management, inflation protection, income sources, and trust in the planning process. Weston emphasizes the need for a comprehensive retirement plan that addresses these themes and offers a second opinion to ensure a successful retirement. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    The Philosophy of Retirement

    Play Episode Listen Later Sep 13, 2024 54:19


    The conversation discusses the psychological phases of retirement, as described in the book 'The Four Phases of Retirement' by Riley Moynes. The four phases are: the vacation phase, the feeling lost phase, the trial and error phase, and the reinvent and rewire phase.  Weston Lindeman also explores ancient wisdom from Roman and Greek philosophers and how it relates to retirement planning. The key takeaways include the importance of preparation, self-knowledge, preserving wealth, and prioritizing retirement goals.  Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth Management  See omnystudio.com/listener for privacy information.

    The Retirement Playbook

    Play Episode Listen Later Sep 6, 2024 54:06


    Weston Lindemann discusses retirement planning using football analogies. He emphasizes the importance of starting to save early, making halftime adjustments to the retirement plan, and executing a two-minute drill to prepare for retirement. He also talks about the play-action pass, which involves leveraging assets effectively, and the need for field position and making the right decisions in retirement. The conversation then shifts to the psychological shift from working to retirement and the challenges that come with it. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Good Habits of Retirement Planning

    Play Episode Listen Later Aug 30, 2024 54:10


    Weston Lindemann discusses the habits of highly effective retired people, drawing inspiration from Stephen Covey's book. The first habit is being proactive, which means taking a forward-looking approach to retirement planning and being intentional about addressing challenges. The second habit is beginning with the end in mind, which involves preparing for all phases of retirement and accounting for factors like inflation. Other habits discussed include putting first things first, thinking win-win, seeking to understand before being understood, synergizing, and sharpening the saw. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Dot Your Retirement I's and Cross Those T's

    Play Episode Listen Later Aug 23, 2024 53:58


    Navigating market volatility and protecting retirement savings is crucial. Diversifying investments across asset classes is key to mitigating risk. The recent market volatility caused by the Japanese yen carry trade highlights the importance of diversification. Having a cash reserve for emergencies and taking advantage of buying opportunities during market downturns is essential. Maximizing Social Security benefits requires careful consideration of factors like life expectancy and tax implications. Employer-sponsored retirement plans, personal investments, real estate, and annuities all play important roles in a comprehensive retirement plan. In this conversation, Weston Lindemann discusses various topics related to retirement planning. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Financial History Rhymes

    Play Episode Listen Later Aug 16, 2024 53:50


    Weston Lindeman discusses the historical impact of financial crises and what we can learn from them to better prepare for retirement.  He explores the similarities between the Great Depression and the Great Recession, emphasizing the importance of planning to avoid losses and mitigate downside risk.  He also discusses the potential changes to Social Security and the need for a comprehensive retirement plan that accounts for legislative risk. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Retirement Readiness

    Play Episode Listen Later Aug 9, 2024 54:03


    Weston discusses various aspects of retirement planning.  He touches on topics such as income planning, market volatility, diversified income streams, healthcare costs, tax planning, and longevity risk.  He also highlights the need to adapt retirement strategies to the changing world and not rely on outdated approaches.  Weston discusses the importance of taking strategic action and working with competent advisors to navigate financial obstacles.  He emphasizes the benefits of small wins and the snowball effect of progress. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Retirement Challenges for Boomers

    Play Episode Listen Later Aug 2, 2024 54:09


    A study commissioned by the Ali Retirement Income Institute highlights a looming retirement crisis for baby boomers, particularly those set to retire between 2024 and 2030.  That's the opening focus of the podcast with Weston Lindeman.  The study shows that two-thirds of this group are struggling to maintain their current lifestyle post-retirement, with over half of them having assets of $250,000 or less. Inflation is a major factor affecting retirees' ability to maintain their lifestyle, with a 6% inflation rate leading to a doubling of income needs every 12 years. The changing tax code and potential changes to Social Security also pose challenges for retirement planning.  Weston also breaks down Fixed indexed annuities which can be a useful tool for building income in retirement, providing guarantees against loss and offering growth potential through indexing. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Various Forms of Inflation

    Play Episode Listen Later Jul 26, 2024 54:07


    Weston Lindemann discusses the impact of inflation on retirement planning.  He explores the challenges of living with inflation, the concept of stagflation, shrinkflation, and upflation.  He also touches on the historical significance of inflation in the late 70s and early 80s, as well as the taxation of Social Security benefits. The conversation then shifts to the risks and opportunities associated with AI and tech stocks, drawing parallels to the dot-com bubble.  Weston discusses the importance of having a plan in place to navigate market volatility and take advantage of investment opportunities. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Financial Fitness

    Play Episode Listen Later Jul 19, 2024 53:28


    Financial health is becoming increasingly important, just like physical health. The awareness around financial health has grown, thanks in part to social media. Financial health and physical health are linked, as financial strain can impact mental health.  Weston Lindeman reminds that to achieve financial health, it is important to have a written plan, avoid financial double talk, and manage debt effectively. Debt can be a major burden in retirement, so it is crucial to pay it off before retiring. Education and partnering with a financial advisor can help improve financial health. Annuities can provide stability and guaranteed income in retirement. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Elections and the Markets

    Play Episode Listen Later Jul 12, 2024 53:48


    Weston Lindemann discusses the impact of election years on investing and the importance of cutting through fear-mongering and misinformation. He emphasizes the need for proper planning and allocation of investments to navigate the volatility of election years. Additionally, the conversation delves into common mistakes to avoid in financial decision-making and explores the mindset and habits of millionaires for financial success. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Interpreting the Oracle of Omaha

    Play Episode Listen Later Jul 5, 2024 53:40


    Weston Lindemann discusses some lesser-known lessons from Warren Buffett's Investor's Playbook and how they can be applied to retirement planning. Lindemann emphasizes the importance of being an investor rather than a speculator, avoiding losses, and making a few key decisions right. He also highlights the need for patience, taking advantage of opportunities, and understanding the value of what you pay for. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Advisor Red Flags

    Play Episode Listen Later Jun 28, 2024 52:41


    Weston Lindemann discusses the importance of diversification in retirement planning and the need for a safety asset to protect against market downturns. He also highlights red flags to look for when working with a financial advisor, such as failing to acknowledge fiduciary responsibility, pressuring clients to make quick decisions, lacking transparency, providing generic advice, and not offering a written plan or agreement. Weston emphasizes the need for personalized retirement planning and the importance of working with a fiduciary advisor who puts the client's best interests first.  Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    The New Retirement

    Play Episode Listen Later Jun 21, 2024 53:59


    Retirement has undergone significant changes in recent years, and this episode of Retire Right Radio explores the good, the bad, and the ugly of these changes. The conversation covers topics such as the SECURE Act, RMDs, Social Security full retirement age, contribution limits, and the elimination of the stretch IRA. It emphasizes the importance of tax-efficient planning, protecting against inflation, and creating a comprehensive retirement plan. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Elections and the Economy

    Play Episode Listen Later Jun 14, 2024 53:55


    Weston Lindemann discusses the impact of election years on investing and the importance of cutting through fear mongering and misinformation. He emphasizes the need for proper planning and allocation of investments to navigate the volatility of election years. Additionally, the conversation delves into common mistakes to avoid in financial decision-making and explores the mindset and habits of millionaires for financial success. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Retirement Planning by the Months

    Play Episode Listen Later Jun 7, 2024 53:21


    Weston Lindeman discusses what individuals should consider in their financial lives on a month-by-month basis. He covers topics such as creating a financial plan in January, fine-tuning the plan in February, Medicare options in March, taxes and RMDs in April, annual reviews in May, mid-year adjustments in June, financial awareness assessment in August, Social Security strategy in September, open enrollment period in October, long-term care awareness in November, and RMD deadlines in December. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Which Percent Withdrawal Rate?

    Play Episode Listen Later May 31, 2024 53:49


    The conversation covers two main themes: understanding financial and economic stories and retirement planning rules and exceptions.  Weston Lindeman discusses the confusion surrounding monetary policy and the government's role in printing money and borrowing.  He also explores the 4% rule for retirement withdrawals and the differing opinions of Dave Ramsey and Suze Orman. The conversation emphasizes the need for a customized approach to retirement planning and the importance of working with a professional team. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Retirement-The Broad View

    Play Episode Listen Later May 24, 2024 53:35


    On this episode of Retire Right Radio, Weston Lindemann discusses the retirement crisis, the future of Social Security, and the importance of retirement planning. He addresses concerns about not having enough money for retirement and offers actionable steps to improve retirement savings. Lindemann emphasizes the need to position assets strategically and create a written income plan to ensure a comfortable retirement. He also discusses the future of Social Security and the potential need for structural changes. The episode concludes with a Q&A session, addressing questions about retirement goals, savings, and income planning. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Phases of Retirement

    Play Episode Listen Later May 17, 2024 54:03


    The main theme of the conversation is retirement planning and the misconceptions surrounding it. The first chapter explores the challenges of retirement planning in a complex world, including the impact of inflation on income needs. Weston also discusses the importance of considering different phases of retirement and adjusting spending levels accordingly. Weston also delves into the alternatives to long-term care insurance, such as utilizing life insurance policies with long-term care riders. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Financial Commandments

    Play Episode Listen Later May 11, 2024 53:39


    New & Old Retirement Tips

    Play Episode Listen Later May 3, 2024 52:44


    In this episode of Retire Right Radio, Weston Lindemann discusses various retirement planning opportunities and strategies. He highlights the changes brought about by the Secure Act and Secure Act 2.0, such as the availability of Roth accounts as emergency funds and the benefits of Roth contributions. Lindemann also emphasizes the importance of staying informed about retirement changes and working with a knowledgeable advisor. He explores tried and true retirement planning tips, including considerations for Social Security, sequence of returns risk, refinancing retirement, and healthcare costs. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Retirement Rules of Thumb

    Play Episode Listen Later Apr 26, 2024 53:08


    In this episode of Retire Right Radio, Weston Lindemann discusses the outdated retirement rules of thumb and offers proactive planning strategies for a secure retirement. He challenges the 60-40 stock bond rule, highlighting how bonds can also suffer losses during market downturns. Weston emphasizes the importance of using legitimate protection assets that cannot lose money. He also discusses the relationship between interest rates and bonds, cautioning against trying to time the market. Weston explains the yield curve inversion and its historical correlation with stock market crashes. The conversation then shifts to retirement age and the need for individualized planning. Weston advises considering factors like Social Security, health insurance, and long-term care when determining the ideal retirement age. The episode concludes with a discussion on the rule of 72 and the 4% rule, highlighting the importance of a personalized retirement plan and avoiding financial double talk. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    The New Retirement

    Play Episode Listen Later Apr 19, 2024 52:22


    Dealing with change is often difficult. On today's show, Weston Lindemann discusses how retirement planning has evolved over the past 20 years. He highlights the top 10 changes in retirement and emphasizes the need for strategic planning in today's complex world. Additionally, Lindemann discusses the importance of planning for a longer retirement, considering healthcare costs, and understanding Medicare. He also explores the different phases of retirement and the need for downsizing and geographic considerations. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Dangerous Retirement Assumptions

    Play Episode Listen Later Apr 12, 2024 53:56


    On this episode of Retire Right Radio, Weston Lindemann discusses six dangerous assumptions people make when it comes to retirement planning.  He emphasizes the importance of having a team of specialists to create a comprehensive financial plan. The conversation also covers quotes from George Foreman and Chris Rock that highlight the significance of income and options in retirement. Weston provides insights on managing risk, combining multiple 401(k) plans, and making decisions about Social Security benefits. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Opportunities for a Strong Retirement

    Play Episode Listen Later Apr 5, 2024 53:24


    In this episode of Retire Right Radio, Weston Lindemann discusses various retirement planning opportunities and strategies. He highlights the changes brought about by the Secure Act and Secure Act 2.0, such as the availability of Roth accounts as emergency funds and the benefits of Roth contributions. Lindemann also emphasizes the importance of staying informed about retirement changes and working with a knowledgeable advisor. He explores tried and true retirement planning tips, including considerations for Social Security, sequence of returns risk, refinancing retirement, and healthcare costs. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Wellness of the Economy

    Play Episode Listen Later Mar 29, 2024 53:38


    The conversation discusses the financial wellness of the economy, Americans' saving habits, market volatility, the importance of financial literacy, and retirement regrets. The main takeaways include the need to prioritize retirement savings, involve both spouses in the planning process, create a comprehensive retirement plan, and be mindful of spending in retirement. The conversation covers various topics related to retirement planning including planning for retirement income, understanding lifestyle expenses, considering taxes, building income, making decisions about Social Security, diversification and portfolio protection, and managing RMD funds. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Misunderstandings of Retirement

    Play Episode Listen Later Mar 22, 2024 53:07


    Brennan Kim discusses some common misunderstandings some people have when it comes to retirement planning.  Included in the conversation are how much to invest, thinking all savings need to go in a 401(k) or IRA, and not giving serious consideration to your distribution plan.  Brennan also offers information on strategic moves someone should consider when they are in the financial red zone which is the five to ten year period before you retire. Reach Roberts Wealth Management at 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Financial Spring Cleaning

    Play Episode Listen Later Mar 15, 2024 53:37


    In this episode, Weston Lindemann discusses the importance of financial spring cleaning and offers tips for reviewing and organizing your finances. He emphasizes the need to review spending, create an income plan, and manage debt. Weston also highlights the importance of having an emergency fund and a balanced retirement portfolio. He explains the concept of market exposure and protection assets and suggests using the Rule of 100 to determine the ideal asset allocation. Additionally, Weston discusses the benefits of consolidating accounts, reviewing insurance coverage, and updating beneficiaries. He also addresses the impact of taxes and inflation on retirement planning. In this episode, the hosts tie retirement planning to college basketball, emphasizing the importance of teamwork and having a game plan. You can reach Roberts Wealth Management by calling 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Financial Organization

    Play Episode Listen Later Mar 8, 2024 54:15


    This episode of Retire Right Radio covers various topics related to retirement planning and financial organization. The conversation begins with the metaphorical 'junk drawer' of retirement planning and the importance of getting organized financially. Weston Lindeman then delves into topics such as understanding Medicare, considerations for Social Security, reviewing and adjusting investments, legacy planning, and the importance of regular financial checkups. The episode also addresses commonly misunderstood financial terms and concludes with a Q&A segment from listeners. The conversation covers various topics related to retirement planning and investment strategies. The main themes include deferring Required Minimum Distributions (RMDs) in an IRA, allocation and diversification of a portfolio, taxes on 401k withdrawals, selling commercial properties, investing Health Savings Account (HSA) in mutual funds, and the advantages of Exchange-Traded Funds. You can reach Roberts Wealth Management by calling 800-891-8680. Roberts Wealth Management    See omnystudio.com/listener for privacy information.

    Efficient Retirement Planning

    Play Episode Listen Later Mar 1, 2024 52:43


    In this episode of Retire Right Radio, Weston Lindemann discusses various aspects of retirement planning. He covers topics such as consolidating investment accounts, the importance of having a budget, organizing and digitizing financial documents, building an emergency fund, reviewing insurance policies, maximizing 401(k) contributions, analyzing risk and diversification,  and tips for saving and staying on track. He discusses the impact of IRA withdrawals on Social Security benefits and the tax implications of different retirement accounts. Weston also explores investment options and fees, as well as the importance of asset allocation after a divorce. You can reach Roberts Wealth Management by calling 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

    Celebrity Financial Missteps

    Play Episode Listen Later Feb 23, 2024 53:14


    This episode of Retire Right Radio discusses financial mistakes made by celebrities and the lessons we can learn from them. The conversation covers topics such as estate planning, tax planning, financial transparency, diversification of investments, and the importance of budgeting and spending plans. The episode emphasizes the need for proper planning, financial literacy, and working with a team of experts to ensure a successful retirement. In this conversation, Weston Lindemann discusses various topics related to retirement planning and financial advice. He challenges the limitations of the 4% rule and emphasizes the importance of a personalized income plan. You can reach Roberts Wealth Management by calling 800-891-8680. Roberts Wealth ManagementSee omnystudio.com/listener for privacy information.

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