Podcasts about financial habits

Money stress is everywhere right now — rising interest rates, the cost of living crisis, inflation, layoffs, and a looming recession — we're all feeling it. But the truth is, even in financially prosperous times, money can be a point of shame, anxiety, guilt, and avoidance for a lot of us. Your money history and money story shape your financial security throughout your life — but you can rewrite that story and heal your money mindset.In this episode, we dive deep into the psychology of money and how to heal your relationship with it, so you can stop toxic financial habits, rewire your mindset, and *actually* build long-term wealth.We called back returning guest, Jessica Moorhouse—Accredited Financial Counsellor, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness.This isn't just another budgeting or investing 101 episode… it's a mindset shift that can set you up for success in your personal finances and your close relationships. Whether you're  struggling with debt or making $250K, this conversation will help you stop self-sabotage, understand your unconscious toxic beliefs, and make an actionable plan toward financial security.Tune in to hear more about:The emotional roots of money anxiety, guilt, shame, envy, and fearUnderstanding the 3 toxic money patterns that keep you stuck (avoidance, money worship, and relationship codependence)The impact of shame and judgment in your financial journey — and how to break that shame cycleHow ADHD and neurodivergence can affect spending, saving, and money organizationHow your attachment style impacts your financial behaviour and the way you deal with money in relationshipsThe #1 mistake most people are making with moneyActionable advice for building wealth if you're in debt or low incomeHow to manage setting up an emergency fund VS paying off debt VS investingHow to recession-proof your financial plan right nowCheck out Jessica's book, Everything but Money.Follow Jessica on Instagram, YouTube, and her website.For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

In this conversation, Kevin discusses the evolving landscape of retirement planning, emphasizing the importance of diversification and understanding modern asset allocation strategies. He highlights the complexities of retirement today compared to previous generations, the necessity of personalized financial planning, and the significance of adopting good financial habits. Madden also stresses the importance of planning for longevity and the value of professional guidance in achieving a successful retirement. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

In this episode, I share the key financial habits that helped me go from stressed and disorganized to running a profitable, debt-free business with real margin.

People have specific things they do with their money that may not always be the best for them. Pat takes a look at what you might want to change regarding your situation. He also goes over the experience of being a client with a financial professional, as well as looking at ways to stay active in retirement.

Life's big moments, like marriage and having children, are exciting milestones. These milestones do require thoughtful financial planning. In this episode of Purposeful Planning, we explore essential financial moves for newly married couples and first-time parents. From budgeting and emergency funds to insurance and estate planning, discover how establishing good habits now can create security for decades to come. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/different-stages-of-the-financial-journey https://www.aspenwealthmgmt.com/resource-center/financial-planning/good-financial-habits-for-young-couples https://www.investopedia.com/terms/1/529plan.asp The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Book your complimentary financial consultation sessionhttps://calendly.com/wamalawellness/n...Say hi on social:Instagram:  / jacentwamala  YouTube Video URL: *Affiliate Disclaimer:Note information shared is for educational purposes only. Thank you for your support!#JacentsWamala #moneymindset #moneycoach

The Bulletproof Dental Podcast Episode 387 HOSTS: Dr. Peter Boulden and Dr. Craig Spodak GUEST: Randy Smith DESCRIPTION Financial expert Randy joins Craig and Peter to discuss wealth management essentials, covering investment mindsets, asset allocation, and market differences. They emphasize developing saving habits, overcoming investment fears, and the importance of financial education. The conversation explores diversification strategies, economic forecasts, and emotional aspects of investing, which are particularly relevant for dental professionals seeking long-term financial success. TAKEAWAYS Investing like the rich is about knowledge. Don't lose your capital; that's rule number one. The wealthy invest in multiple asset classes. Cash can be a good investment in a downturn. Diversification is key to financial stability. Private equity often outperforms public markets. The habit of saving is crucial for financial success. Investing is not just about stocks; it's broader. Fear keeps many from investing at all. Most people struggle with financial habits and savings. Recessions are a normal part of the economic cycle. Investing should be approached with a long-term mindset. Emotional drivers can negatively impact investment decisions. Every dollar invested works like an employee for you. Building wealth requires consistent and disciplined investing. Having a clear financial roadmap is essential for success. CHAPTERS 00:00 Introduction to Financial Wisdom 02:50 Understanding the Investment Strategies of the Wealthy 06:08 The Importance of Specific Knowledge in Investing 08:57 Asset Allocation and Diversification Explained 11:48 Private Equity vs. Public Markets 15:02 The Role of Cash and Risk Management 18:06 Overcoming Investment Fears 25:35 The Importance of Financial Habits 30:06 Investing Basics and Diversification 35:33 Market Trends and Predictions 40:04 Building Wealth Through Consistent Investing REFERENCES Bulletproof Summit Bulletproof Mastermind  

If you're a founder doing at least $3M/year in sales, check out Hampton: https://www.joinhampton.com/.Vinay Hiremath co-founded Loom and sold it for nearly $1 billion… then walked away from $60 million, gave most of his early money to his parents, and now he's looking for internships.Here's what we talk about:How Vinay went from broke stoner to $50–70 million exitWhy he voluntarily left tens of millions on the table—and doesn't regret itThe emotional crash that came after the deal closedWhat happens when your ego, identity, and wealth all collideThe moment he paid off his parents' mortgage—and why it meant more than the moneyHis portfolio breakdown (hint: half of it's just sitting in cash)Why he's now learning physics and applying for internships in roboticsThe surprising amount of money he thinks you actually need to be freeCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Vinay's Blog Post: I'm Rich and Have No Idea What To Do With My Life vinay.sh/i-am-rich-and-have-no-idea-what-to-do-with-my-lifeKubera – Net Worth Tracker https://www.kubera.com/Monarch Money https://www.monarchmoney.com/Chapters:(00:00) Introduction and Personal Struggles(06:24) Vinay's Early Life and Education(08:43) Starting Loom and Early Challenges(12:40) Loom's Growth and Success(17:18) Vinay's Personal Finance Journey(22:25) Reflecting on Wealth and Identity(26:40) The Viral Blog Post(29:15) Overcoming Childhood Challenges(30:10) Selling the Company: Mixed Emotions(32:37) Post-Exit Life: Investments and Strategies(34:49) Embracing Chaos and Self-Discovery(42:41) Financial Habits and Spending(48:00) Pursuing New Passions and Learning(53:21) Calculating Financial FreedomThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances.Inspired by real conversations happening in the Hampton community.Your Host:Sam ParrFounder of Hampton, a private community for CEOs.Sold his last company, The Hustle, for tens of millions.

If you're a founder doing at least $3M/year in sales, check out Hampton: https://www.joinhampton.com/. Vinay Hiremath co-founded Loom and sold it for nearly $1 billion… then walked away from $60 million, gave most of his early money to his parents, and now he's looking for internships. Here's what we talk about: How Vinay went from broke stoner to $50–70 million exit Why he voluntarily left tens of millions on the table—and doesn't regret it The emotional crash that came after the deal closed What happens when your ego, identity, and wealth all collide The moment he paid off his parents' mortgage—and why it meant more than the money His portfolio breakdown (hint: half of it's just sitting in cash) Why he's now learning physics and applying for internships in robotics The surprising amount of money he thinks you actually need to be free Cool Links: Hampton https://www.joinhampton.com/ Lower Street https://www.lowerstreet.co/ Vinay's Blog Post: I'm Rich and Have No Idea What To Do With My Life vinay.sh/i-am-rich-and-have-no-idea-what-to-do-with-my-life Kubera – Net Worth Tracker https://www.kubera.com/ Monarch Money https://www.monarchmoney.com/ Chapters: (00:00) Introduction and Personal Struggles (06:24) Vinay's Early Life and Education (08:43) Starting Loom and Early Challenges (12:40) Loom's Growth and Success (17:18) Vinay's Personal Finance Journey (22:25) Reflecting on Wealth and Identity (26:40) The Viral Blog Post (29:15) Overcoming Childhood Challenges (30:10) Selling the Company: Mixed Emotions (32:37) Post-Exit Life: Investments and Strategies (34:49) Embracing Chaos and Self-Discovery (42:41) Financial Habits and Spending (48:00) Pursuing New Passions and Learning (53:21) Calculating Financial Freedom This podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community. Your Host: Sam Parr Founder of Hampton, a private community for CEOs. Sold his last company, The Hustle, for tens of millions.

Abe Ashton discusses the evolution of retirement planning, highlighting the shift from traditional pensions to 401ks and the growing concerns about their adequacy in the face of inflation. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

In this episode of "The Free Lawyer," host Gary converses with Emil Abedian, a CPA specializing in accounting and tax services for solo and small law firms. Emil shares his journey from Sweden to California and emphasizes the importance of understanding financial management in legal practices. He discusses common financial challenges, such as cash flow issues and inefficient billing practices, and offers solutions like regular financial reviews and prompt invoicing. Emil also highlights the significance of viewing a law practice as a business, embracing technology, and engaging in effective tax planning to ensure sustainable growth and success.Emil Abedian is the CEO and Founder of Counsel CPAs, an accounting firm dedicated exclusively to supporting solo and small law firms across the United States. With 20 years of experience, beginning in Sweden and advancing in Los Angeles, Emil has gained an in-depth understanding of the distinct financial challenges that law firms face—challenges that extend beyond conventional accounting solutions. Emil identified a gap in the industry early on, realizing that many law firms were missing out on valuable billable hours and strategic financial guidance due to traditional compliance-only accounting approaches. He established Counsel CPAs to fill that gap, offering not just tax services but a proactive, year-round advisory model tailored specifically to the law firm sector.Counsel CPAs is designed to relieve law firm owners of the financial burdens that can stifle growth and profitability. Emil and his team provide comprehensive services, including tax planning, CFO-level financial guidance, and operational insights, enabling their clients to focus on delivering legal expertise rather than managing financial complexities. Emil's approach emphasizes the role of the CPA as a strategic business ally, committed to understanding each client's unique goals and partnering with them to achieve sustainable success. This collaborative, hands-on model underscores Emil's dedication to fostering long-term client relationships and delivering value that extends beyond annual tax returns.Mindset Shift for Lawyers (00:04:13)Common Financial Pitfalls (00:05:31)Billing Practices (00:07:48)Engagement with Clients (00:08:56)Breaking the Overwhelm (00:09:58)Key Financial Metrics (00:11:06)Partner-Like Relationship (00:12:42)Financial Blind Spots (00:13:58)Improving Cash Flow Systems (00:16:22)Financial Habits of Successful Firms (00:17:48)Starting a Law Practice (00:19:15)Understanding Investment in Systems (00:20:52)Seeing Your Firm as a Business (00:21:55)The Importance of Investing (00:22:14)Technology and Automation Benefits (00:24:45)Utilizing Practice Management Software (00:25:06)Would you like to learn more about Breaking Free or order your copy? https://www.garymiles.net/break-free Would you like to schedule a complimentary discovery call? You can do so here: https://calendly.com/garymiles-successcoach/one-one-discovery-call

In this powerful episode of the Confident Sober Women podcast, host Shelby John sits down with Linda Parmar, a financial coach specializing in helping women in recovery achieve financial sobriety. With raw honesty, Linda shares her journey from being a financial advisor managing millions while secretly drowning in credit card debt and engaging in "blackout shopping."Key Topics Covered:Understanding financial sobriety and breaking free from spending addictionThe emotional connection between money behaviors and recoveryHow childhood money stories impact our current relationship with financesPractical strategies for creating a sustainable spending plan without restrictionBreaking the shame cycle around financial literacy and money managementTips for avoiding spending triggers and establishing healthy money boundariesNotable Insights:Linda's personal journey of paying off $130,000 in credit card debtThe concept of "financial infidelity" and its impact on relationshipsWhy traditional budgets often fail and how spending plans offer a better alternativeThe importance of addressing emotional triggers and money mindsetPractical solutions like grocery pickup and removing shopping apps to avoid triggersResources Mentioned:Rocket Money app for spending tracking (US)Strategies for building a personalized spending planTips for maintaining financial sobriety while in recoveryConnect with Linda Parmar:Website: lindaparmar.comInstagram: @lyndaparmarmoneycoachPodcast: Financial Sobriety SchoolWhether you're in recovery or simply looking to develop a healthier relationship with money, this episode offers valuable insights into breaking free from financial shame and creating lasting change. Linda's story proves that no matter how deep in debt you may be, recovery is possible with the right support and tools.Share this episode with someone who might be struggling with their relationship with money or anyone interested in learning more about financial sobriety.Support the showSupport the showOh, and by the way, if you didn't know, my remote Neurofeedback Therapy program is up and running. Learn more here! If you aren't part of the Confident Sober Women Facebook group, it's a great place to be. There are over a thousand other sober women there building lives they don't want to escape from. Come on over and join us.And if you haven't read my memoir, grab a copy today and maybe a second one for a friend. There is so much hope in recovery, and I shared my story so raw and vulnerable so that others would know they aren't alone and that there is a way to live well, manage relationships, parent your kids, and have a healthy body, all while staying sober. Grab a copy of Recovering in Recovery: The Life-Changing Joy of Sobriety wherever books are sold.

Mormon Life Uncovered: Addressing Common Questions and Misconceptions

BONUS Episode: Let's talk about money—because let's be real, balancing student loans, saving for the future, and actually enjoying life can feel overwhelming. That's why we're bringing you a special finance episode with Certified Financial Planner® Mike Quattrochi, a millennial leader who's helping young professionals build financial wellness without the stress.In this episode, Mike breaks down the biggest financial mistakes young professionals make (and how to avoid them), why employer benefits are your secret weapon, and how to start small with savings and investing without feeling like you're sacrificing everything fun. Key Takeaways:// Learn how to balance saving, spending, and investing so you can enjoy life and build wealth.// Discover common mistakes people make when managing debt and how to tackle yours strategically.// Mike explains why you should never leave matching contributions on the table and what other workplace perks you should be taking advantage of.// Whether it's savings, investing, or debt repayment, learn simple ways to start now and build momentum over time.// Mike shares key financial and career strategies to help you level up in both money and leadership.Connect with Mike: LinkedInLearn more about Mike's firm: WebsiteSpecial thanks to Marlon Gordon and NxtGen Network for the studio space____Say hi! DM me on Instagram and let us know what content you want to hear on the show - I can't wait to hear from you! Please also consider rating the show and leaving a review, as that helps us tremendously as we move forward in this Marketing Happy Hour journey and create more content for all of you. ⁠Join our FREE Open Jobs group on LinkedIn:⁠Join now⁠Get the latest from MHH, straight to your inbox: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our email list!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow MHH on Social: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Mormon Life Uncovered: Addressing Common Questions and Misconceptions

This conversation delves into the concept of behavioral finance, exploring how psychological factors influence financial decisions, particularly in the context of retirement planning. Tripp Limehouse discusses the importance of understanding emotional triggers, the impact of herd mentality, and the necessity of having a solid financial plan. They also draw parallels between military principles and effective financial strategies to mitigate risks and ensure a successful retirement. The discussion also touches on the importance of health and social factors in retirement, introducing the Green Line Principle as a safe money strategy. Listener questions provide practical insights into navigating retirement challenges. Call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.

With the start of a new year, it's a good idea to look at what habits you might be doing to your finances that you might want to stop. Alan and Troy look at factors such as lifestyle creep and procrastination that could be taking away opportunities to grow your savings, and how to get a better handle on these things.

On this episode of 'Do More With Your Money,' T.J. van Gerven chats with Certified Financial Planner and money expert Shannah Game. Shannah, who hosts the successful podcast 'Everyone's Talking Money' and authored 'Unraveling Your Relationship With Money,' shares insights from her career on financial planning and education. The discussion delves into Shannah's personal journey in the financial industry, the concept of money trauma, and common financial behaviors, including scarcity and spendthrift mindsets. They also cover the importance of financial literacy, managing joint finances in relationships, and teaching children about money. Shannah emphasizes that understanding one's emotional relationship with money is crucial for making positive financial decisions and offers actionable advice for both individuals and families. Connect and learn more about Shannah 00:00 Introduction to Today's Episode 00:47 Shannah Game's Journey to Financial Expertise 02:36 Understanding Money Trauma 04:01 Common Financial Behaviors and Mindsets 06:39 Millennials and Money Challenges 08:52 Building Healthy Money Habits 13:01 Teaching Kids About Money 15:56 Maintaining a Healthy Relationship with Money 21:27 Combining Finances in Relationships 25:45 The Pursuit of Financial Independence 30:10 Shannah's Book and Final Thoughts

Tripp Limehouse delves into the concept of behavioral finance, exploring how psychological factors influence financial decisions, particularly in the context of retirement planning. The hosts discuss the importance of understanding emotional triggers, the impact of herd mentality, and the necessity of having a solid financial plan. They also draw parallels between military principles and effective financial strategies to mitigate risks and ensure a successful retirement. The discussion also touches on the importance of health and social factors in retirement, introducing the Green Line Principle as a safe money strategy. Listener questions provide practical insights into navigating retirement challenges. Call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.

From shifting deep-seated money beliefs to mastering the art of financial empowerment, these episodes are packed with wisdom to help you take bold steps forward. Whether you're navigating entrepreneurship, striving for abundance, or just looking to build a better financial future, this series is your roadmap. Season 7, Episode 175Unlocking Financial Abundance: 10 Common Money Mindset Blocks (and How to Overcome Them)https://www.allisonwalshconsulting.com/podcast/episode/cbd10025/unlocking-financial-abundance-10-common-money-mindset-blocks-and-how-to-overcome-themSeason 7, Episode 172How To Unlock Wealth Consciousness with Shamina Taylorhttps://www.allisonwalshconsulting.com/podcast/episode/2699d127/how-to-unlock-wealth-consciousness-with-shamina-taylorSeason 7, Episode 169How To Minimize Your Taxable Income As A Business Owner with Barbara Schreihanshttps://www.allisonwalshconsulting.com/podcast/episode/3a79472e/how-to-minimize-your-taxable-income-as-a-business-owner-with-barbara-schreihansSeason 7, Episode 160How To Create Financial Freedom with Chelsey Diazhttps://www.allisonwalshconsulting.com/podcast/episode/2f51c516/how-to-create-financial-freedom-with-chelsey-diazSeason 2, Episode 27How to Transform Your Money Mindset with Paige Pritchardhttps://www.allisonwalshconsulting.com/podcast/episode/1de926c2/how-to-transform-your-money-mindset-with-paige-pritchardSeason 3, Episode 72How To Keep What You Earn with Shannon Weinsteinhttps://www.allisonwalshconsulting.com/podcast/episode/303bc4b3/how-to-keep-what-you-earn-with-shannon-weinsteinSeason 5, Episode 115How To Attract Your Ideal Client with Robyn Cranehttps://www.allisonwalshconsulting.com/podcast/episode/1f84e863/how-to-attract-your-ideal-client-with-robyn-craneSpotify Playlist:https://open.spotify.com/playlist/7vZp5I6UIw6LoQvuMXwRJN Connect with AllisonInterested in working together? Fill out this form.www.instagram.com/allisonwalshwww.shebelievedbook.comwww.allisonwalshconsulting.comwww.abundantsuccesss.co

Nolan Baker and the team at America's Retirement Headquarters delves into essential aspects of retirement planning, emphasizing the importance of insurance reviews, financial habits for success, and the need for comprehensive planning to ensure a secure retirement. The hosts discuss various strategies, including the significance of starting early with savings, the necessity of having clear financial goals, and the multifaceted role of insurance in retirement planning. Learn more about America's Retirement Headquarters online. Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.See omnystudio.com/listener for privacy information.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are talking about all things debt from what to know, why you should get comfortable with it, and what you should focus on.  Chances are, one of your new years resolutions is to get into, or out of debt. From getting rid of credit cards or personal loans, to getting into mortgages or investment loans, debt is a big topic many of us have on our mind especially as a new year begins. From the different types to the secrets about debt that the wealthy already know. Because while it's often something we think we should avoid at all costs, in reality, it's not quite that simple. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

On this week's show: Those unused gift cards in your wallet or purse have something in common with your retirement portfolio. There are 7 Trillion dollars in CDs and Money Markets. Where should you put your money now? Everyone says lower your stock market risk in retirement. We found one advisor that completely disagrees. Is he crazy? Like this episode? Hit that Follow button and never miss an episode!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3015: Daneika of Learning2Fly.org shares five essential financial habits every powerful woman should cultivate to create financial freedom and stability. From paying yourself first and living below your means to eliminating debt and building an opportunity fund, these habits empower women to take control of their financial future. By mastering these principles, you'll have the flexibility to embrace opportunities and navigate life's uncertainties with confidence. Read along with the original article(s) here: https://learning2fly.org/5-financial-habits-every-powerful-woman-needs/ Quotes to ponder: "Your biggest financial obligation is to yourself first." "The more of a gap you can create between what you earn and what you spend, the easier it will be to navigate a sudden job loss, an unexpected medical condition, or major car repair." "Whatever long-term goals you may have, deciding to create an opportunity fund for yourself will give you the ability to say yes to your deepest desires and dreams in the future." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3015: Daneika of Learning2Fly.org shares five essential financial habits every powerful woman should cultivate to create financial freedom and stability. From paying yourself first and living below your means to eliminating debt and building an opportunity fund, these habits empower women to take control of their financial future. By mastering these principles, you'll have the flexibility to embrace opportunities and navigate life's uncertainties with confidence. Read along with the original article(s) here: https://learning2fly.org/5-financial-habits-every-powerful-woman-needs/ Quotes to ponder: "Your biggest financial obligation is to yourself first." "The more of a gap you can create between what you earn and what you spend, the easier it will be to navigate a sudden job loss, an unexpected medical condition, or major car repair." "Whatever long-term goals you may have, deciding to create an opportunity fund for yourself will give you the ability to say yes to your deepest desires and dreams in the future." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3015: Daneika of Learning2Fly.org shares five essential financial habits every powerful woman should cultivate to create financial freedom and stability. From paying yourself first and living below your means to eliminating debt and building an opportunity fund, these habits empower women to take control of their financial future. By mastering these principles, you'll have the flexibility to embrace opportunities and navigate life's uncertainties with confidence. Read along with the original article(s) here: https://learning2fly.org/5-financial-habits-every-powerful-woman-needs/ Quotes to ponder: "Your biggest financial obligation is to yourself first." "The more of a gap you can create between what you earn and what you spend, the easier it will be to navigate a sudden job loss, an unexpected medical condition, or major car repair." "Whatever long-term goals you may have, deciding to create an opportunity fund for yourself will give you the ability to say yes to your deepest desires and dreams in the future." Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey there, fellow investor! Ready to learn from the best? Today, we're joined by Rizwan Memon, a seasoned trader with over 17 years of experience and over $10.5 million in verified trading profits. Rizwan shares his insights on building wealth through trading, from overcoming fear to developing winning strategies. Whether you're just starting or looking to refine your approach, this conversation is packed with valuable wisdom. ✅ Stay Connected With SEP:

About the Guest(s):Amy Irvine is the host of the "Money Roots" podcast and a distinguished financial planner known for her insightful approach to personal finance. As the founder of Rooted Planning Group, Amy has built a reputation for helping individuals and families cultivate sustainable financial futures through personalized planning and financial education. Her passion for demystifying finance is evident in her thoughtful, relatable podcast episodes. Amy holds various certifications and has been recognized for her expertise in aligning financial planning with personal values and satisfaction.Episode Summary:In this engaging episode of "Money Roots," Amy Irvine delves into the intricacies of achieving financial satisfaction and aligning spending with personal values. Emphasizing the importance of reflecting on lifestyle choices and their financial impact, Amy introduces an innovative tool designed to gauge an individual's satisfaction across various life aspects. She encourages listeners to explore their habits, motivations, and the true fulfillment they gain from their financial activities.As the episode unfolds, Amy discusses concepts like lifestyle creep and how it can disrupt financial satisfaction if left unchecked. Through the strategic use of a satisfaction-measuring exercise, Amy guides listeners in connecting the dots between their satisfaction levels in areas such as family, health, work, and finances, and their monetary decisions. The episode is rich with practical advice and introspective practices, making it a valuable listen for anyone looking to enhance their financial well-being in 2025 and beyond.Key Takeaways:Understanding financial satisfaction involves analyzing whether your spending aligns with your core values.Lifestyle creep can change financial satisfaction; awareness and reflection are key to addressing it.A tool introduced by Amy helps visualize satisfaction across various life areas, promoting informed financial planning.Personal growth in financial planning can be as unique as putting together pieces of a jigsaw puzzle.Exploring obstacles can help overcome barriers to achieving financial and personal satisfaction.Notable Quotes:"The first step in changing a habit is actually identifying the habit.""When developing each individual's financial plan, it's like putting together a jigsaw puzzle.""This exercise gives you some of that guidance internally.""Are your dollars matching your values?""Sometimes the obstacle is here, not here."Resources:Rooted Planning Group: rootedpg.com (As mentioned in the transcript)Money Roots Podcast: Available on Facebook, X, LinkedIn, and Instagram for more personal finance resources.To uncover more insights into aligning your financial actions with personal satisfaction, don't miss the chance to listen to the full episode of "Money Roots." Stay tuned for more episodes that promise to guide you through your financial journey with clarity and confidence.

Welcome to another transformative episode of the Building Your Money Machine Show. Today, we're going to identify and dismantle the nine financial habits holding you back in your 40s — wisdom that's not bound by age. Whether you're in your 20s, 30s, 40s, or beyond, this episode is laden with timeless advice to elevate your financial journey.In your 40s, you're at a crucial juncture where every financial decision holds more weight. From rising incomes to escalating expenses with kids, mortgages, and aging parents, the stakes are high. Are your habits setting you up for financial freedom or potential devastation? That's what we'll uncover today.In this episode, I break down the nine must-adopt financial habits by your 40s to regain control, build wealth, and secure the financial future you deserve. These aren't quick fixes but methodology-backed steps that have transformed the lives of my clients and can do the same for you.We'll talk about building an emergency fund, consistent investing, prioritizing value-aligned spending, and expanding your financial literacy. I'll also urge you to plan for health expenses and align your financial strategies with your bigger life goals.IN TODAY'S EPISODE, I DISCUSS:Creating a clear and intentional financial planUsing cash, not credit, for lifestyle expensesBuilding a fully-funded emergency fundSpending aligned with your values, not social expectationsInvesting in your financial educationPlanning for rising health expenses and securing your financial futureRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/The Real Reason Why You Feel Behind FinanciallyHow to Stay Ahead as the Middle Class ShrinksWhy Your Retirement Budget Is Most Likely WRONGLife Advice From A 63 Year Old Self Made MillionaireMy Copy-Paste Strategy To Become Wealthy The Lazy WayRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-UHow to Stay Ahead as the Middle Class Shrinks: https://youtu.be/p-UYDsS879YWhy Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1cLife Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjoORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future, is right now. 

On this episode of Talking FACS, host Mindy McCulley engages with Senior Extension Associate Kelly May to explore the science behind forming habits that stick. Focusing on financial habits, they discussing how to break ineffective patterns and cultivate productive ones. Kelly introduces the concept of the habit loop detailed in James Clear's 'Atomic Habits,' explaining how cues, cravings, responses, and rewards form behaviors. Through practical examples, she reveals the secrets to breaking bad habits, such as excessive spending, and building new, beneficial ones. Listeners will discover actionable strategies for making desirable habits obvious, attractive, easy, and satisfying while learning how to render undesirable habits invisible, unattractive, difficult, and unsatisfying. Tune in to take the first step toward achieving your financial goals and improving your quality of life with science-backed strategies. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS. Kentucky Extension Offices UK FCS Extension           Website           Facebook           Instagram           FCS Learning Channel

As we say goodbye to 2024, let's also bid farewell to some less than ideal money habits — like unnecessary impulse purchases, credit card debt getting out of hand and the trap of lifestyle creep. This episode will give helpful tips on how to start the new year on good financial footing. Sign up for Life Kit's Guide to Dry January, our special newsletter series: http://npr.org/dryjanuaryLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Hey there, friend! If you've ever felt like your finances are a runaway train and you're just hanging on for dear life, this episode is your lifeline. In this episode of Clutter Free Academy, Kathi Lipp and Tonya Kubo dive deep into five transformative financial habits that can help listeners take control of their personal finances. The hosts discuss practical strategies for managing money, reducing unnecessary expenses, and creating a more intentional approach to spending. Listeners will discover: How to implement a weekly budget check-in process How to conduct a monthly subscription audit The importance of creating a dedicated financial focus hour Strategies for cutting unnecessary expenses This episode is about real, practical steps that actually work for us cluttery people who sometimes struggle to keep things together. Ready to take back control? Let's go! Listen to these No/Low Buy July episodes to encourage you. 571 - How to Succeed with No Buy July 623 - 10 Ways to Buy Less Clothing 626 – The Hidden Trauma Behind Clutter: How to Start Healing Your Relationship with Possessions   Click here to be notified when the next podcast episode is released! Also, stay up to date and sign up here to receive our newsletter. Guest: Tonya Kubo Links Mentioned:  Profit First by Mike Michalowicz Mike Michalowicz website Clutter Free Resources: Join our Clutter Free Academy Facebook Group Order Sabbath Soup here Let's stay connected: To share your thoughts: Leave a note in the comment section below. Leave an honest review on iTunes. Your ratings and reviews really help and I read each one. Subscribe on iTunes or subscribe to our newsletter now.

#251: What if you could start 2025 with financial momentum instead of stress? In this episode, I'm sharing the three financial habits that I believe can make all the difference for your finances in the new year. These tips are simple, actionable, and proven to work—even if you're just getting started. Tune in to learn how to: Get on the same page with your partner using monthly meetings. Take control of your money with a detailed budget. Automate your finances to save time and stay consistent. Let's make 2025 the year you take your finances to the next level! What You'll Learn: Why monthly money meetings can transform your finances—and your relationships. A step-by-step guide to creating a budget that works for you. How to automate your finances for consistency and long-term success. Resources Mentioned: Your Fitness Money Coach Podcast Archive Fit Profit Solutions Consultation  Connect with Me: Website: www.yourfitnessmoneycoach.com Instagram: @BillyHofacker  

#650 The 5 Financial Habits You Should Build in 2025

As we say goodbye to 2024, let's also bid farewell to some less than ideal money habits — like unnecessary impulse purchases, credit card debt getting out of hand and the trap of lifestyle creep. This episode will give helpful tips on how to start the new year on good financial footing. Sign up for Life Kit's Guide to Dry January, our special newsletter series: http://npr.org/dryjanuaryLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

In this episode of A Wiser Retirement® Podcast, we discuss 10 financial habits to help you take control of your finances, from setting a clear vision and building a budget to avoiding debt and maximizing employer benefits. Learn practical strategies to automate your savings, build an emergency fund, and align your spending with your long-term goals. Whether you're just starting out or looking to fine-tune your financial habits, this episode has actionable advice to help you stay on track. Related Podcast Episodes: - Ep 238: Is Instant Gratification Ruining Your Financial Goals?- Ep 221: How to Prioritize Financial Goals- Ep 200: Setting and Achieving Financial Goals in the New YearRelated YouTube Videos:- Tips for Sticking to Your Financial Goals- 6 Habits of Financially Successful PeopleLearn More:- Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Financial therapist and writer Vicky Reynal on how creatives can better understand our belief systems around money and what tools we can turn to when making hard decisions around money. *ABOUT VICKY REYNALVicky Reynal is a psychotherapist, and runs her own clinic in London specialising in financial therapy. She has a weekly column in the Daily Mail answering reader's money dilemmas. Her book "Money on Your Mind: the Psychology behind your Financial Habits" won the MAIA Best Book Award in 2024. *RESOURCES & LINKS

Are you tired of always being broke?

In the past two weeks, we talked about money scripts and how these effect your financial behaviors. We also talked about how these money scripts are often developed i childhood. With that being said, we thought it would be fitting to talk about how you can change those money scripts for your children and help them build strong financial habits. This is Faith-Driven Finance, the show that helps you align your finances with your Catholic values and be good stewards of God's wealth. In this show, Cody Marintzer interviews Ethan Lang, a faith-driven financial planner, about various financial topics and how they relate to our faith. Together, we help you make better faith-driven financial decisions to help you reach your financial goals. Faith-Driven Finances is owned and produced by Divine Mercy Radio and this episode is hosted by Ethan Lang, a principal with Launch Wealth. Launch Wealth at the time of this recording is a registered investment advisor primarily registered and offering advisory services in the State of Kansas, virtually across the country, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training. This show is made for informational purposes only and should not be intended as tax, legal, or investment advice. This information should not be relied upon as the sole factor when making investment decisions. Past performance is no indication of future results, and investment in securities involves significant risk. Launch Wealth does not warrant that the information on this episode will be free from error. For more information on our disclosures, visit www.investwithlaunch.com/legal

It has been said that the next generation will be able to rise as high as they can rise by standing on the shoulders of the generation before them. My Dad gave my siblings and me the opportunity to rise higher with the foundation he gave us, and in turn, we hope to do the same for our children. It is a beautiful thing to see how the actions of a person can aid their posterity. It is a tragic thing to see how the actions of a person can setback their legacy and stunt their posterity.   If you haven't already, please write a review for The Wealth Talks Podcast before we reach 500 episodes. The 500th episode is a major milestone and we would love to have you be part of it. Your reviews mean a lot to us and The Wealth Talks Podcast. Thank you! Please review us on Apple Podcasts: Go to the podcast app and write a review or go to this link, click listen on Apple Podcasts then scroll down and click "write a review" https://podcasts.apple.com/gb/podcast... Follow the Wealth Talks Podcast on: Instagram: https://www.instagram.com/wealthtalks... Facebook: https://www.facebook.com/profile.php?...  Watch on:  YouTube: https://www.youtube.com/watch?v=x3PB3eDjkLg

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2950: Focusing on just one powerful financial habit, like maxing out retirement contributions or paying off a mortgage, can lead to significant wealth over time. J. Money emphasizes that simplicity, not complexity, drives financial success it's about taking consistent, impactful action. Read along with the original article(s) here: https://budgetsaresexy.com/power-doing-one-financial-thing/ Quotes to ponder: “Sometimes simple isn't easy, but it can change your life.” “Focus on one thing and master it; wealth will follow.” “There's no wizardry to wealth just big, simple steps taken with persistence.” Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/dp/1589795474 The Automatic Millionaire: https://www.amazon.com/Automatic-Millionaire-One-Step-Financial/dp/0767923820 I Will Teach You to Be Rich: https://www.amazon.com/Will-Teach-You-Be-Rich/dp/0761147489 The Richest Man in Babylon: https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/0451205367 Essentialism: https://www.amazon.com/Essentialism-Disciplined-Pursuit-Greg-McKeown/dp/0804137382 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2950: Focusing on just one powerful financial habit, like maxing out retirement contributions or paying off a mortgage, can lead to significant wealth over time. J. Money emphasizes that simplicity, not complexity, drives financial success it's about taking consistent, impactful action. Read along with the original article(s) here: https://budgetsaresexy.com/power-doing-one-financial-thing/ Quotes to ponder: “Sometimes simple isn't easy, but it can change your life.” “Focus on one thing and master it; wealth will follow.” “There's no wizardry to wealth just big, simple steps taken with persistence.” Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/dp/1589795474 The Automatic Millionaire: https://www.amazon.com/Automatic-Millionaire-One-Step-Financial/dp/0767923820 I Will Teach You to Be Rich: https://www.amazon.com/Will-Teach-You-Be-Rich/dp/0761147489 The Richest Man in Babylon: https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/0451205367 Essentialism: https://www.amazon.com/Essentialism-Disciplined-Pursuit-Greg-McKeown/dp/0804137382 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm diving into the real talk about understanding our current relationship with money. I'll break down common money patterns—like avoiding finances, overspending, or holding on too tight—and how they can hold us back. I'll share my own wake-up call with money and how I finally took control by looking at where my habits came from. Together, we'll explore setting positive intentions, simple steps to organize your money, and how celebrating even the small wins can keep you on track. If you're ready to feel more in control and confident about money, tune in—this one's for you!Time Stamps[00:00:00] - Introduction to Transforming Your Money Mindset[00:05:15] - Understanding Your Relationship with Money: Recognizing Spending and Saving Patterns[00:10:30] - Identifying Root Causes of Money Habits: Breaking Negative Beliefs[00:16:20] - Setting Positive Intentions Around Money for Financial Confidence[00:21:45] - Practical Steps to Shift Money Habits and Improve Financial Health[00:29:10] - Defining Money Goals and Celebrating Wins for Lasting ChangeCoaches and Resources mentioned Victoria Jackson - Manifestation CollectiveTo be Magnetic - Lacy Ann PhillipsDenise Duffied Thomas - Money Boot CampNatalia Benson - Money management mastery + MWMMmoney mindset, financial habits, relationship with money, overcoming overspending, managing finances, setting money goals, budgeting tips, financial confidence, money patterns, money beliefs, financial freedom, financial control, celebrating financial wins, organising financesFree ressources for you "Understanding and aligning your work and life with your values " workbook here "10 wellbeing tips for creative entrepreneurs" workbook here Stay Connected with Me: Website: www.isawelly.com Instagram: @isawelly Email: admin@isawelly.com Join the Community: Subscribe: Don't miss an episode—subscribe on Apple Podcasts or Spotify. Share the Love: If you enjoyed this episode, please leave a five-star review and share it with friends and family.

Travis Freeman became a self-made millionaire in his 20s and experienced food stamps as a child. As a financial planner to entrepreneurs and executives, Travis invested in private businesses while scaling his own. He's the author of The Fortune of Youth and a frequent guest on Fox news KTVI. Travis and his wife, Marina, enjoy philanthropy focused on helping first-generation students afford college. Listen to this insightful RIA episode with Travis Freeman about cultivating financial habits for lasting success. Here is what to expect on this week's show: - How young people need to learn about wealth-building strategies even if they don't come from a wealthy background. - Why time is a critical factor in wealth accumulation and financial success. - How many young professionals should spend less and save more. - Why you should teach your children about financial management. - How making smart financial decisions early in your career leads to long-term benefits. Connect with Travis: Links Mentioned: growthinfo.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Today I'm here to share a fantastic conversation with Hannah Kesler. Hannah is an Infinite Banking Concept (IBC) practitioner, and joined us to break down the essentials of the concept and share her insights on financial health. This episode is packed with valuable information that could help you take control of your finances, so let's dive right in! Infinite Banking Concept (IBC) Practitioner Hannah introduces herself as an IBC practitioner. She specializes in a unique financial strategy that leverages whole life insurance policies. These policies offer uninterrupted compound interest and tax-free growth. Though this might sound complicated, Hannah makes it simple for us to understand. She encourages anyone interested in finding a trustworthy practitioner to use the Nelson Nash Institute's practitioner finder. This tool can be found at infinitebanking.org. She mentions that while her focus is exclusively on IBC, she directs those with other insurance needs to the appropriate experts. Importance of Financial Health Hannah emphasizes the significance of taking financial health seriously. She compares it to the time we often spend on entertainment, urging us to allocate the same dedication to our financial well-being. This means making informed decisions and treating our financial goals as top priorities. Compound Interest Albert Einstein once called compound interest the eighth wonder of the world, and Hannah explains why. By keeping your money within a whole life policy, you allow it to grow consistently without interruption. This becomes especially advantageous when taking a policy loan, where the growth continues even as you use the money elsewhere. Policy Loan Details Hannah breaks down policy loans, describing them as collateralizing the death benefit while money continues to grow in the policy. Joe shares a personal regret of withdrawing from his IRA, highlighting the missed opportunity for compound growth – a mistake that the IBC strategy aims to avoid. Starting Point in IBC Regardless of age or financial situation, Hannah encourages everyone to consider implementing IBC. She quotes Rick Warren, emphasizing that how you finish the race of life matters just as much as how you start. Treat Yourself as Your Number One Asset Hannah advises paying yourself first by setting aside 10% of your income into savings before covering other expenses. She suggests using Rocket Money to manage your finances, which Joe also appreciates for its simplicity and effectiveness. Quarterly Check-ins and Resources Hannah's organization, The Money Multiplier, offers an implementation team that provides quarterly check-ins and additional resources to members at no extra cost. Whole Life Insurance Benefits Hannah addresses skepticism around whole life insurance, often fueled by figures like Dave Ramsey and Susie Orman. She points out that commercial banks are the largest purchasers of whole life insurance because of its benefits: Uninterrupted Compound Interest and Tax-Free Growth: Policies offer consistent growth without the taxes that usually come with other investments. Control Over Finances: Policyholders can withdraw money after funding for 30 days, using it for various investments. No Obligation to Repay Loans: Loans from the policy can remain unpaid, with the unpaid amount deducted from the death benefit. Overfunding and Policy Mechanics Starting young worked well for Hannah, who began saving $400 a month at 18. Overfunding the policy through Paid-Up Addition (PUA) riders accelerates cash value growth. For instance, in a $250 premium, 40% covers the base, while 60% goes into PUAs, acting like "booster rockets." Financial Habits and Family Influence Hannah learned from her father to keep money, not just make it. Growing up, her family did not teach her about money, leading to initial poor money management habits. She now stresses the importance of tracking income and expenses and saving at least 10% of her income. Skepticism and the Wealthy's Strategy Joe highlights that following financial practices used by the wealthy, such as whole life insurance for uninterrupted compound interest and asset protection, can be highly beneficial. Control Over Investments Hannah prefers managing her investments personally, without relying on traditional retirement accounts like self-directed IRAs, 401ks, or Roth IRAs. She values the control, freedom, and uninterrupted compound interest offered by IBC. Tax Strategy Hannah discusses her tax strategy, advocating for paying tax on money once, ideally at the lowest rate possible. She uses a system where post-tax money is placed into a policy, allowing for tax-free growth. Her approach involves potential tax deductions if funded by a business and a “1041 trust and tax structure,” similar to strategies used by wealthy individuals like Bill Gates and Warren Buffett. Trust Structure and Real Estate Money is moved from policies to a business trust, then to a family trust, and finally to a foundation, with a mandatory 5% donation from the foundation to cover tax liabilities. Real estate investments can also be integrated into this tax structure, providing additional charitable giving benefits and tax reductions. Resources and Contact Information Hannah encourages listeners to seek advice from tax professionals and offers to connect them with her contacts. She recommends the book "Mapping Out the Millionaire Mystery" and suggests reaching out to her via email at hannah@themoneymultiplier.com for further information. The Money Multiplier Website Nelson Nash Institute The Money Multiplier 90-Minute Presentation Rocket Money App Conclusion This conversation with Hannah Kesler was truly enlightening. We delved into the Infinite Banking Concept, discussed the importance of treating oneself as a primary asset, and explored practical strategies for financial health. The key takeaway? Take control of your financial future with the smart use of whole life insurance policies and strategic planning. As always, the Hustle and Flowchart community is here to support you on your journey to financial success. Stay tuned for more eye-opening episodes! Two Other Episodes You Should Check Out The Wealth Hacker: Unlocking Financial Freedom with Dave Wolcott Unlocking Passive Income Through Real Estate with Tom Burns Resources From Episode What if you could have a FREE personal mentor on-demand?! With Joe's Hustle & Flowchart AI clone, you can tap into the knowledge from over 600 episodes any time! Whether you need advice on scaling, marketing, or productivity, my AI clone is here to help. Accelerate growth with HubSpot's Sales Hub Check out other podcasts on the HubSpot Podcast Network Grab a 30-Day Trial of Kartra We want to hear from you. Send us the One Thing you want to hear on the show. Connect with Joe on LinkedIn and Instagram Subscribe to the YouTube Channel Contact Joe: joe@hustleandflowchart.com Thanks for tuning into this episode of the Hustle & Flowchart Podcast! If the information in these conversations and interviews have helped you in your business journey, please head over to iTunes (or wherever you listen), subscribe to the show, and leave me an honest review. Your reviews and feedback will not only help me continue to deliver great, helpful content, but it will also help me reach even more amazing entrepreneurs just like you!

Are you ready to uncover the habits that might be silently eroding your wealth journey? It's not just about how much money you make; it's about the behaviors, choices, and habits that define your financial future!In today's episode, I dive deep into the alarming financial habits that many of us fall into without even realizing it. From aimless spending to normalizing debt, I break down these detrimental practices and provide actionable solutions to reverse the damage. I walk you through essential steps to get intentional with your money, prioritize investing, track your numbers, and much more, so you can claim the financial freedom that is your birthright.Want to take control of your financial destiny and pave your way to wealth? Tune in to the full episode now!IN TODAY'S EPISODE, I DISCUSS: The importance of intentional spending and setting financial goals The impact of financial literacy on your money journey Prioritizing investing over lifestyle spendingRECOMMENDED EPISODES FOR YOU If you liked this episode, you'll love these ones:My Money Planning Process to Achieve Your GoalsHow to Get the Right CPA & Why It MattersDemystifying Your Credit Score & Does It MatterWhat to Do Today to Pay Less Tax and Keep More Money   RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:My Money Planning  Process to Achieve Your Goals: https://youtu.be/Ip7kLKXNj2Y How to Get the Right CPA & Why It Matters: https://youtu.be/zj26Wwqe0bk Demystifying Your Credit Score & Does It Matter: https://youtu.be/emgKYPy6Quw What to Do Today to Pay Less Tax and Keep More Money: https://youtu.be/tZHKIgr_TIM PRE-ORDER MY NEW BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com  

The Life & Money Show Financial Wellness Blueprint1. Define what financial wellness means to you.2. Figure out the big rocks in your way.3. Get familiar with your money.4. Create short-term and long-term goals.5. Give yourself permission to do something with your money that feels good.Holistic Approach to Financial Wellness [00:09:50] Wellness is really that relationship between you and your money and how you feel about it and how it impacts your life, because I know times in my life when I had very little in the bank account, but I felt really good about my money and where I was at and where I was going.  [00:20:52] There's billionaires who never feel like they have enough. And so to be able to define what is enough for you and start to think about how the world is abundant around us instead of scarce, again, that's not just looking at the problems, it's looking at the solutions and other opportunities around us.  [00:28:04] Because your vision of financial wellness today might be different from what it was back in your 20s, or what it will be 10 years from now, 20 years from now. So, it's good to continually reflect on what financial wellness might be.  WANT TO LEARN MORE ABOUT INVESTING? If you're new to passive real estate investing, our FREE 7-day email course is perfect for you. It was designed to teach you all the basics to help you confidently begin your passive investing journey and achieve the financial freedom and lifestyle of your dreams. CONNECT WITH USIf you have done any of these actionable exercises, tell us how it went by sending an email to podcast@goodegginvestments.com. Connect with GoodeggWebsite - https://goodegginvestments.com/YouTube - @GoodegginvestmentsInstagram - @goodegginvestments

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2830: Defining success in personal finance is essential for achieving financial stability. Mike Ballew emphasizes the importance of setting clear priorities based on values, such as building an emergency fund and saving for retirement. By examining daily spending habits and making mindful choices, you can ensure long-term financial health. Read along with the original article(s) here: https://eggstack.com/blog/2020-01-19-Prioritize-Your-Budget-for-Success/ Quotes to ponder: "Success is making ends meet, paying bills on time, and setting money aside for emergencies and retirement." "If you struggle with your budget and have little or nothing left over to save for emergencies and retirement, you don't have a funding issue, you have a spending problem." "Every day people waste money on frivolous luxuries, money they could be saving." Learn more about your ad choices. Visit megaphone.fm/adchoices

Unlock the secrets to financial resilience in turbulent times and gain a fresh perspective on stress management and productivity. This episode promises to equip you with practical strategies for navigating market volatility, and provide actionable insights inspired by Warren Buffett and "Atomic Habits." Also, powerful financial habits, such as dollar-cost averaging and diversification, that can help you maintain stability and growth even amidst uncertainty, reinforcing the value of a disciplined approach to your investments. SHOW HIGHLIGHTS (00:00) Episode Intro (00:55) Market Volatility and Financial Habits (12:18) The Pitfalls of Victim Mentality (19:12) Navigating Complex Societal Issues (25:27) Navigating Relationships and Personal Growth (33:10) Choosing Health Over Conventional Treatment (46:02) Navigating Personal Challenges and Growth (53:03) Navigating Personal Legacy and Influence Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready