Podcasts about gains

In today's Thickness Thursday episode we discuss deadlifts, carbs pre/intra/post workout, walking and cardio for gains and how to integrate properly, and Cheesecake Factory is so mean to fatties. ALL LINKS: https://swolenormous.com

Carl Quintanilla and Jim Cramer explored the earnings parade, including what to expect from Alphabet and Tesla results due out after Wednesday's close of trading. Brent briefly topped $95 for the first time in about six weeks, as crude oil jumped again on the U.S.-Iran conflict. U.S. Secretary of State Marco rubio told reporters Iran is "not serious about talks." CNBC rang the opening bell at the New York Stock Exchange, celebrating the extension of its more than 30-year partnership with the NYSE. Also in focus: GE Vernova slides despite a quarterly beat; A&T gets a lift on earnings;  Super Micro's super surge, OpenAI and the "unprecedented cyber incident," AMD to invest up to $5 billion in Anthropic as part of their strategic partnership.   Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Lots in today's episode, including returning members ready to get swole, chia seeds WHERE??, how to build mass, home made ice cream and much more. ALL LINKS: https://swolenormous.com

What a title. We discuss sodium and who might be consuming wayyyy too much, how to make gains with strength training if you are perimenopause, a good training setup for glute priority and some wild videos that you don't want to miss. Plus, new merch and releases for members! Join below. ALL LINKS: https://swolenormous.com

Lester Kiewit speaks to Professor Lyal White, faculty at Gordon Institute of Business Science (GIBS) about: Latin America’s petroleum power; US-Cuba talks moving ahead with a new player from an old Cuban family; Venezuela’s information gap; Nicaragua cuts ties with Italy over extradition row. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalkSee omnystudio.com/listener for privacy information.

The ASX 200 drifted around to close down 5 points at 8,791, as the banks paused after last week's rise and resources came back into focus. US futures sliding lower sapped early enthusiasm.The Big Bank Basket was flat at $283.68 (-0.7%) with MQG falling 0.8% and NWL down 2.2%. Insurers were slightly firmer, with QBE up 1.8% and MPL rising 0.6%, although REITs eased, with SGP down 1.0% and GMG off 0.9%. Industrials were mixed again, with defensives such as the supermarkets slightly firmer, along with TLS and REA, which continued to find some friends. Retail was also mixed, with WES up 0.2%, while others failed to keep pace.In the tech space, selling continued, with XRO down 2.1% and WTC off 3.6%, although there were buyers in MAQ.Resources were mixed. BHP steadied, RIO slipped 1.9%, lithium stocks remained depressed, and the gold sector bounced back from earlier losses, with WGX up 2.1% and WAF rising 2.6%. S32 had a good day, up 4.6%, after beating quarterly guidance.Oil and gas stocks were firmer as crude prices continued to push higher, with WDS up 1.4% alongside STO. Coal stocks also edged higher, with WHC up 2.7%, while uranium stocks posted modest gains.It was a relatively quiet day on the corporate front. PPT rejected the latest proposal from EQT, while CEH surged 15.2% on plans to develop its Queensland site. We also saw interim chairman of WJL spend $1 million buying shares, lifting his stake to around 5%, or approximately 24.5 million shares. EQR rallied 34.1% after Andrew Forrest's Tattarang disclosed a 16.8% stake.It was a quiet day on the economic front.Asian markets were weaker, Nikkei 225 down 4%, HK up 1.8% and China up 0.5% - Korea down 4.5%US futures mixed - Dow down 50 and Nasdaq up 8. Oil above $91. European markets set to fall 0.3%Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

In this episode, Scott Becker discusses Larry Ellison’s fluctuating net worth, Oracle’s recent struggles, and the debate over taxing unrealized gains.

In this episode, Scott Becker discusses Larry Ellison’s fluctuating net worth, Oracle’s recent struggles, and the debate over taxing unrealized gains.

David Keir, 'Wok The Duck' Owner joined Will & Stacey on FIVEAA Breakfast See omnystudio.com/listener for privacy information.

Plus vous utilisez l'IA, plus vous enrichissez ceux qui vous la vendent — et plus vous devenez impossibles à en déconnecter. C'est la mécanique qui propulse Anthropic vers les records de revenus les plus rapides de l'histoire du capitalisme, pendant que les entreprises cherchent encore leur retour sur investissement et que la Chine referme brutalement le verrou de l'open source.La vraie fracture n'est pas entre IA et humains — c'est entre ceux qui captent la valeur de la transformation numérique, et ceux qui la financent sans jamais en être propriétaires.==================

Vegas day 4. Exhausted. Blackjack gains. Lots of slots, Poker and more.

Candidates backed by the Democratic Socialists of America are securing stunning primary upsets against established, moderate Democrats coast to coast. As this movement gains momentum, do voters truly understand the reality behind the rhetoric? President and CEO of the Victims of Communism Memorial Foundation Dr. Eric Patterson joins FBN's Lydia Hu to discuss the movement's platform and the ideas they are proposing. Learn more about your ad choices. Visit podcastchoices.com/adchoices

I chat with District 7 Republican Congressional candidate Ryan Elijah in episode #971 of The ANEZ SEZ podcast...

Candidates backed by the Democratic Socialists of America are securing stunning primary upsets against established, moderate Democrats coast to coast. As this movement gains momentum, do voters truly understand the reality behind the rhetoric? President and CEO of the Victims of Communism Memorial Foundation Dr. Eric Patterson joins FBN's Lydia Hu to discuss the movement's platform and the ideas they are proposing. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's Newswrap from In Focus, Todd Stacy, host of Alabama Public Television's Capitol Journal, reports that students are making big gains in educational achievement. And the Wildcard is seared all over the floor!

Candidates backed by the Democratic Socialists of America are securing stunning primary upsets against established, moderate Democrats coast to coast. As this movement gains momentum, do voters truly understand the reality behind the rhetoric? President and CEO of the Victims of Communism Memorial Foundation Dr. Eric Patterson joins FBN's Lydia Hu to discuss the movement's platform and the ideas they are proposing. Learn more about your ad choices. Visit podcastchoices.com/adchoices

During the segment, a caller named Barbara shared her concern that election scanners could be hacked, referencing Donald Trump's recent speech. She suggested that auditing 10% to 12% of precincts could ensure ballots match. Host Charlie James then discussed a recent poll showing that 32% of registered voters would support a democratic socialist, while only 29% would back a Trump-endorsed candidate and 27% a MAGA supporter. He noted that this growing support for socialism is a dangerous shift in the electorate. He also highlighted efforts in New York City by Zohran Mamdani to challenge private property rights and halt background checks for renters. James warned that voters continue to support these ideas without understanding the failures of past socialist nations.

Creatine acts like a rapid energy backup system for your cells, helping your muscles, brain, and heart regenerate ATP during physical exertion, mental stress and recovery from illness or aging Research suggests creatine may support not only exercise performance but also aspects of memory, mood, and mental processing speed — particularly in older adults and people with low creatine stores — though more evidence is needed Decades of controlled research found no evidence that standard creatine doses damage healthy kidneys, cause dehydration, or directly trigger hair loss despite years of internet myths Your body naturally produces creatine, but stress, inactivity, aging, heavy workloads, and low intake of animal-based foods often create an energy shortfall that leaves you feeling mentally and physically drained Creatine monohydrate remains the most researched form, and daily doses of 3 to 5 grams achieve muscle saturation comparable to aggressive high-dose loading over time, without the digestive discomfort

Patrick O'Hare of Briefing.com on the current markets, Tony Mendes from Bay Area Loan Source on real estate today, Next Pints and Portfolios will be in Sunnyvale this Saturday from 11:30am to 1:30pm on July 18th with EP Wealth Advisors

Got Questions?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://calendly.com/conrad-rodriguez/30-minute-coaching-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get THE BEST PENIS EXTENDER ON THE MARKET! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CLICK HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠REDDIT PROGRESS LOG⁠⁠Chapters00:00 Introduction and episode overview00:29 CJ shares his PE journey and initial goals00:59 The importance of girth and its impact on pleasure01:29 The role of patience and trusting the process02:23 Real-life testimonials and community feedback03:17 The significance of gradual progress and time in PE04:19 Preferences of women regarding girth and length05:17 Avoiding injury and the importance of consistency06:14 Gains are a long-term process, like bodybuilding07:12 Personal goals: length vs. girth08:11 The benefits of girth for partner pleasure08:39 Final thoughts and encouragement for PE journey09:04 Promotional message and closing remarksSupport the Show Click a Link BelowBelow

The 5 a.m. "All Local" update for Wednesday, July 15, 2026.

A North Bend project aims to digitize more than 80 years of local newspapers before fragile paper copies and microfilm deteriorate. Fundraising has surpassed the halfway mark toward its goal.

Marley Kayden walks us through ASML Holding's (ASML) strong first half of the year. She says the company gained after beating on earnings and is planning a 30% capacity expansion in each of the next two years. Scott Bauer offers an example options trade for ASML Holding.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Patrick O'Hare of Briefing.com on the current markets, Tony Mendes from Bay Area Loan Source on real estate today, Next Pints and Portfolios will be in Sunnyvale this Saturday from 11:30am to 1:30pm on July 18th with EP Wealth AdvisorsSee omnystudio.com/listener for privacy information.

John Goodwin, Humane World for Animals, Senior Managing Director of Puppy Mills and Equine Protection joins Megan Lynch to talk about the ban on sales of puppies in pet stores and how it is helping with puppy mill problem.

US struck Iran overnight, Trump said they will do so again on Wednesday night. Adding, they will hit power plants and bridges next week unless Iran negotiates.IRGC targeted weapons/storage in Bahrain and Kuwait, US positions in Jordan and the Fifth Fleet Command HQ. Iran said it is a mistake to think military action will force them to talk.Brent +0.8% on the above, USD failed to benefit with CPI continuing to weigh, USTs rangebound though Bunds came under modest pressure.APAC stocks were firmer as the US CPI read-across outweighed fresh US-Iran strikes, to the continued benefit of US futures, though Europe points lower, Euro Stoxx 50 -0.2%.GBP and EUR led on the softer USD, USD/JPY briefly moved below 162.00Looking ahead, highlights include Swedish CPIF Final (Jun), Spanish CPI Final (Jun), EZ Industrial Production (May), US PPI (Jun), BoC Policy Announcement (Jul), Fed Beige Book (Jul), Speakers including Fed's Williams, Musalem, Warsh & Cook, BoC Governor Macklem, BoE's Pill, ECB's Nagel, Supply from Germany, Earnings from United Airlines, BlackRock, Elevance Health, Johnson & Johnson, Morgan Stanley, PNC Financial Services, BNY Mellon.Click for the Newsquawk Week Ahead.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

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The US continued to launch strikes for a third night, after President Trump stated that he would hit Iran “very hard” on Monday and Tuesday. Separately, Trump threatened to hit Iran's “Pickaxe Mountain”, an underground nuclear facility; Brent Sep'26 +4.0%.US equity futures are mixed, with the NQ outperforming as it recovers from Monday's selloff; US banking names kick of earnings.DXY tentative heading into CPI and Fed Chair Warsh's testimony; Kiwi outperforms after further hawkish RBNZ rhetoric.Fixed income benchmarks are softer amid energy moves and continued post-Waller hawkishness.Crude benchmarks grind higher on continued US-Iran updates while spot gold finds support above USD 4k/oz.Looking ahead, highlights include US CPI (Jun), Fed Discount Rate Minutes (Jul), ECB President Lagarde-US Treasury Secretary Bessent meeting, Speakers include Fed Chair Warsh, Goolsbee, Barr, Cook and Bowman, BoE Governor Bailey, Earnings from Citi, Goldman Sachs, JPMorgan, Bank of America and Wells Fargo. Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Business and finance news from the Asia-Pacific.Oil extended gains and Treasuries held their losses after the standoff between the US and Iran intensified, raising concern that supply disruptions will reignite inflation and strengthen the case for higher interest rates.Brent climbed as much as 2.8% to $85.64 a barrel. The commodity jumped 9.6% on Monday — its biggest gain since May 2020 — after President Donald Trump reinstated the US blockade of Iranian ships transiting the Strait of Hormuz and demanded a 20% reimbursement on all other cargo shipped through the waterway. We spoke to Rob Haworth, Senior Investment Strategy Director at US Bank Wealth Management.For more analysis on how the new blockades are affecting oil prices and inflation, Bloomberg TV Hosts David Ingles and Yvonne Man talked to Chris Weston, Head of Research at Pepperstone.See omnystudio.com/listener for privacy information.

Stocks and bonds climbed overnight after softer-than-expected US inflation data boosted investor sentiment. The Australian share market looks set to open higher following the strong lead from Wall Street. Plus, why Australia is far from the only country grappling with a housing crisis. James Gruber, Equity Market Strategist at CommSec takes you through all the key numbers. Check out our Market News page Follow us on:InstagramLinkedInYouTubeTikTok The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

NEWS: Prosecution gains edge in impeach trial – survey | July 14, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

President Donald Trump announced he was reinstating what he called a blockade on Iranian shipping through the Strait of Hormuz, Oil prices jumped more than 5 percent to top 75 dollars, Next Pints and Portfolios will be in Sunnyvale from 11:30am to 1:30pm on July 18th with EP Wealth Advisors

Graduation rates are soaring at Bureau of Indian Education schools. AP correspondent Savannah Peters reports.

President Donald Trump announced he was reinstating what he called a blockade on Iranian shipping through the Strait of Hormuz, Oil prices jumped more than 5 percent to top 75 dollars, Next Pints and Portfolios will be in Sunnyvale from 11:30am to 1:30pm on July 18th with EP Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Ophelia Shabane – Acting port manager: Port of Cape Town, TNPA SAfm Market Update - Podcasts and live stream

Native American students are graduating from high school at the highest rates ever. AP correspondent Donna Warder reports.

Frank Mottek is joined by Bryan Perry, Fraser Ross and David DrabinskySee omnystudio.com/listener for privacy information.

Canada's real estate market is entering one of the most consequential periods in a generation. Home prices have suffered their steepest correction on record, political scrutiny is intensifying around government intervention in the condo market, insolvencies remain near historic highs, and a major new land agreement could reshape decision-making across an area larger than Portugal.Start with housing prices. After experiencing the fastest appreciation in Canadian history, national home values have now recorded the sharpest decline ever measured. Prices fell 0.8% in the first quarter and 4.8% year-over-year. Since peaking in early 2022, nominal prices have dropped 20.1%, more than double the declines experienced during the late-1980s and early-1990s correction or the 2008 financial crisis.Adjust for inflation and the picture becomes even more dramatic. Real home prices are down 29.3% from the 2022 peak, effectively returning Canadian housing values to 2016 levels. That raises a critical issue for the roughly two-thirds of Canadians who own property: what catalyst could reverse the decline? Interest rates appear near the bottom of the current cycle, population growth is weakening, unemployment remains elevated and housing construction is still substantial. Without a meaningful shift in economic conditions, the road back may be difficult.Government intervention is already accelerating. British Columbia's controversial condo conversion program—widely labelled the “condo bailout”—remains under intense scrutiny. Conservative MPs sought a parliamentary ethics investigation into the proposed $1.45-billion initiative, calling for testimony from prominent industry figures, federal Housing Minister Gregor Robertson and developers connected to a 2026 fundraiser for Prime Minister Mark Carney.Questions intensified around the timing of meetings, fundraising activity, rising unsold condo inventory and business relationships involving major institutional players. A motion sought disclosure of which developers, projects and units could ultimately benefit from government purchases. One day later, Liberal MPs voted 5–4 against proceeding with the proposed committee investigation. For now, those questions remain unanswered.The debate arrives as new Statistics Canada research challenges another common narrative: that institutional investors dominate Canada's rental market. Using the Herfindahl-Hirschman Index—a widely recognized measure of market concentration, the study found all 12 metropolitan regions examined remained well below levels typically associated with excessive concentration.Individual “mom-and-pop” investors accounted for roughly 40% of rental supply, institutional investors just under 25%, and other multi-property investors approximately 35%. Despite legitimate limitations in the methodology, the findings suggest Canada's rental ownership landscape remains highly competitive by international standards, an important insight for smaller investors considering entering or expanding within the market.Financial stress, however, continues to build. Canada recorded 12,536 consumer and business insolvencies in May, making it the fourth-highest May on record. The number of active private-sector businesses has also declined year-over-year, while public-sector employment has expanded significantly faster than private-sector job creation since 2023. The result is an increasingly difficult environment for entrepreneurship, investment and economic growth.Finally, a major governance story is emerging in northern British Columbia. The province is reportedly negotiating a foundation agreement involving the Tahltan Nation and approximately 96,000 square kilometres, roughly 11% of B.C.'s landmass and an area larger than Portugal.The territory includes much of the mineral-rich Golden Triangle, home to major deposits of gold, copper, silver and other critical resources. At the centre of the debate is consent-based decision-making under B.C.'s Declaration on the Rights of Indigenous Peoples Act. Supporters see a long-overdue shift toward meaningful reconciliation and Indigenous participation in decisions affecting traditional territories. Critics are raising questions about transparency, legislative oversight, resource development and the broader implications of transferring decision-making authority across such a vast and economically significant region.Taken together, these stories reveal a Canadian real estate landscape being reshaped on multiple fronts. Housing values have undergone a historic correction. Governments are intervening directly in distressed condo markets. Investor ownership is more competitive than many assume. Financial pressures remain elevated. And the rules governing land, resources and development may be entering a new era.The market is not simply correcting. The economic, political and legal foundations beneath Canadian real estate are changing, and the consequences could define the next decade._________________________________ Contact Us To Book Your Private Consultation:

New York environmental advocates assess this year's wins and losses. Our region's AGs look to crack down on spam calls. A handful of Connecticut beaches are closed for swimming due to high bacteria levels. Plus, Broadway comes to Norwalk!

Medicare brings peace of mind to millions of retirees, but for those with higher incomes, there's an added layer of complexity called IRMAA—the Income Related Monthly Adjustment Amount. If your modified adjusted gross income (MAGI) crosses certain thresholds, you may end up paying substantially more for your Medicare Part B and Part D coverage. In this article, we break down how IRMAA works, outline common scenarios that may unexpectedly raise your premiums, and offer actionable strategies to help you avoid unnecessary costs during your retirement years.   You will want to hear this episode if you are interested in... [02:14] How IRMAA works [04:09] IRMAA income brackets and premium increases  [05:43] General strategies and limitations for avoiding IRMAA [09:49] Managing Capital Gains and Medicare costs [10:41] Understanding the possibility of unexpected large gains pushing income higher  [12:37] Impact of spouse passing on taxes [14:54] Avoiding IRMAA surcharge   What Is IRMAA, and How Does It Work? IRMAA adds a surcharge to your standard Medicare Part B and Part D premiums if your income exceeds specific limits. The calculation uses your Modified Adjusted Gross Income (MAGI) from your federal tax return for the prior two years. For example, your 2026 Medicare premium is determined by your 2024 tax return figures. This "two-year lag" means financial decisions made today could impact your healthcare costs down the line. In 2024, the standard Part B premium is $202.90 per month. However, single filers reporting over $109,000 or married couples filing jointly above $218,000 pay $284 each per month, per person. Surpassing $137,000 (single) or $274,000 (joint) pushes your premium to $405.90—more than double the baseline. Part D premiums are also subject to surcharges, ranging from $14.50 to $91 per month at the highest income levels.   Seven Scenarios That Can Trigger IRMAA—and How to Prepare While some situations are unpreventable, being aware of these common scenarios can help you make informed choices and potentially minimize your IRMAA exposure.   1. Municipal Bond Income: Not as Tax-Free as You Think Many investors favor municipal bonds for their federal tax-exempt status. Unfortunately, while this income is absent from your regular AGI, it is added back into your MAGI when calculating IRMAA. If you're relying heavily on munis in retirement, this could unexpectedly inflate your Medicare premiums. Consider alternative investments or relocating those assets into accounts or vehicles where this income is shielded, like certain annuities, after consulting with a qualified financial advisor.   2. Capital Gains on Your Home Sale When selling your primary residence, you can exclude up to $250,000 of gain if single or $500,000 if married, provided you meet the two-out-of-five-years residency rule. Gains above these thresholds are taxable and count toward your MAGI. Good record-keeping for home improvements can help increase your cost basis and reduce the taxable gain, but there aren't many strategies to avoid this spike if a large gain is unavoidable.   3. Profits from Investment Property Sales Selling an investment property can generate significant capital gains. But unique to investment real estate, the IRS allows you to defer these gains through a 1031 exchange—selling one investment property and reinvesting the proceeds into another. This move postpones the tax hit and the associated IRMAA impact, possibly indefinitely if you use the stepped-up basis at death.   4. Surprise Mutual Fund Capital Gains If you own mutual funds outside retirement accounts, unexpected capital gains distributions from within the fund (for example, after large stock sales like Apple) could spike your MAGI. To mitigate this, consider shifting from mutual funds to individual stocks, bonds, or exchange-traded funds (ETFs), which typically generate fewer surprise capital gains.   5. Roth Conversions are Great for Taxes, But Be Careful While Roth conversions can be powerful tax strategies, converting a sizable sum from a pretax IRA to a Roth IRA counts as income for IRMAA purposes. Carefully plan the size and timing of conversions to avoid pushing yourself into a higher premium bracket without realizing it.   6. The Financial Impact of Losing a Spouse Widowhood or widowerhood can be doubly difficult; not only do you suffer personal loss, but your filing status shifts to single, drastically lowering the income thresholds for IRMAA. If you expect changes in income or status, make proactive plans with your advisor to help smooth your MAGI.   7. Large, One-Time Retirement Account Withdrawals Big withdrawals from IRAs or 401(k)s—perhaps to buy a car or fund a vacation home—could catapult your income into a higher IRMAA tier. Consider spreading large purchases over several years or evaluating alternative financing options to keep retirement account withdrawals more manageable.   Small Decisions Add Up While IRMAA might not be avoidable for everyone, being strategic about income sources, withdrawals, and investment choices can reduce surprises and keep more of your retirement income where it belongs—with you. Always consult with a financial advisor familiar with your unique situation before making significant financial moves. Keep your knowledge current and your planning proactive to support a more cost-effective retirement.   Resources Mentioned   Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  2026 Medicare Part B Premium Surprises, #282 7 Ways to Lower Your Income and Avoid the IRMAA Medicare Surcharge, #142 Mistakes To Avoid During Medicare Open Enrollment with Danielle Roberts, #229      Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan  

Your staking rewards are being taxed twice.When you receive staking rewards (ADA, ETH, SOL, etc.), the ATO treats them as ordinary income at the point you receive them. Then, when you later sell or dispose of those assets, you pay capital gains tax on the profit.In this episode, we break down exactly how the ATO views staking rewards, airdrops, and DeFi transactions, why many people are only reporting half the story, and what the new 2027 CGT rules will change.We also cover:- How the ATO's data matching program works- Why airdrops have zero cost basis- Why wrapping assets in DeFi counts as a disposal- What you need to start tracking nowThis is educational content only — not financial or tax advice. Always consult a qualified accountant for your personal situation.0:00 Intro & Hook1:50 Staking Rewards Taxed When Received4:30 CGT When You Later Sell7:15 ATO Data Matching Program10:10 Airdrops & Zero Cost Basis11:40 Key Takeaways & Wrap UpReferences:ATO Guidance on Staking Rewards and Airdrops:- https://link.learncardano.io/FqFj1tHow to work out CGT of Crypto:- https://link.learncardano.io/E5WvMt- https://link.learncardano.io/AIorOiCrypto Data Matching Protocol:- https://link.learncardano.io/7wvlx5Crypto asset as an investment:- https://link.learncardano.io/4fnY3P- https://link.learncardano.io/GmSplqATO Tax reform:- https://link.learncardano.io/wUYTikTreasury budget 2026-2027:- https://link.learncardano.io/JJ1cWB

Brad takes a closer look at heat stress in dairy calves and cows. This episode highlights several recent studies on how temperature-humidity index affects calf behavior, lying time, respiration rates, shade use, and growth performance.Brad discusses research from the University of Guelph, The Ohio State University, and Mississippi State showing that heat-stressed calves spend less time lying down, stand more often, breathe harder, and may gain less weight when shade is not provided. He also reviews a Texas A&M study using precision livestock technology to monitor drinking behavior, rumen temperature, and heat stress responses in robotic milking herds.The big takeaway: heat stress in calves deserves more attention. Simple strategies like shade cloth, better ventilation, and more thoughtful housing design may help improve calf comfort, growth, and long-term performance.Questions, comments, scathing rebuttals? -> themoosroom@umn.edu or call 612-624-3610 and leave us a message!Linkedin -> The Moos RoomTwitter -> @UMNmoosroom and @UMNFarmSafetyFacebook -> @UMNDairyYouTube -> UMN Beef and Dairy and UMN Farm Safety and HealthInstagram -> @UMNWCROCDairyExtension WebsiteAgriAmerica Podcast Directory 

Sometimes it's fun to daydream a bit!  In this episode of Financial Clarity for Doctors, Rachelle Vanderzanden and Corey Janoff unpack the potential uses of those unexpected windfalls.  The lottery is a great example, although a long shot – especially if you don't play!  Selling a business or receiving a large inheritance is much more likely for some of you.  Below are some practical (and not so practical) ideas. Practical matters first: There will be tax considerations for any windfall and consulting a tax professional and/or financial planning professional will be very helpful. They can help you consider: Lump sum vs annuity payments Timing of business ownership transfer and payments Taxation on various inherited assets and the timing of withdrawals and sales Then, assess where you are with your goals! Can ensure you are on track for retirement, college savings, debt repayment, and so many other things. Last – the fun stuff! With large windfalls, maybe you get to do that pie in the sky dream splurge? Golf simulator? Vacation house? Large chunks of money can potentially have larger tax implications depending on their source. Consulting a tax planning professional can be very helpful in these circumstances. And with these windfalls, consider what's really important to you, tackle that first, then maybe you'll have extra for a splurge! For more financial planning tips from Corey and Rachelle, find them on social media! LinkedIn: @CoreyJanoff; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.  Finity Group, LLC is a separate entity from LPL Financial.  Finity Group and LPL Financial do not provide legal advice or tax services.  Please consult your legal advisor or tax advisor regarding your specific situation. This material is for general information and educational purposes only and is not intended to provide specific advice or recommendations for any individual. Investing involves risk including the loss of principal. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Finity Group and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. ETFs trade like stocks, are subject to investment risk, fluctuate in market value, and may trade at prices above or below the ETF's net asset value (NAV). Upon redemption, the value of fund shares may be worth more or less than their original cost. ETFs carry additional risks such as not being diversified, possible trading halts, and index tracking errors. Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply Citations: Loughead, Katherin.  Estate and Inheritance Taxes by State, 2025.  Tax Foundation. October 28, 2025. Bonus Depreciation for Short-Term Rentals: The Complete Guide (2026).  https://taxfoundation.org/data/all/state/estate-inheritance-taxes/ Powerball. FAQS.  https://www.powerball.com/faqs

SummaryThis week on The Chasing Health Podcast, Chase Smith, Chris Bealhen, and Coach Allicia answer some of the most common fitness and nutrition questions during another Coaches Roundtable episode.The episode starts with a reminder that one holiday weekend will not ruin your progress. The coaches talk about why it's important to have a plan before cookouts, vacations, or celebrations so you can enjoy yourself without feeling guilty afterward. They explain that the best thing you can do after a holiday is simply get back into your normal routine.Next, they answer questions about supersets and when they make sense in your workouts. They also explain how pre-workouts work, what's inside them, whether stimulant-free pre-workouts are effective, and if energy drinks are a good replacement.The conversation continues with a discussion about fasted workouts, muscle growth, and the truth behind the "anabolic window." The coaches explain why total daily nutrition matters much more than perfect meal timing and clear up common myths about building muscle.Finally, they dive into protein recommendations, discussing how much protein you actually need to maximize muscle growth without stressing over hitting a perfect number every single day. They wrap up the episode with some laughs as they share their favorite pre-workout snacks and childhood cereals.Chapters(00:00) Getting Back on Track After the Fourth of July(05:15) Should You Be Doing Supersets?(11:20) The Truth About Pre-Workout Supplements(16:25) Fasted Workouts and Muscle Growth Myths(24:00) How Much Protein Do You Really Need?(30:30) Favorite Pre-Workout Snacks and Childhood CerealsSUBMIT YOUR QUESTIONS to be answered on the show:https://forms.gle/B6bpTBDYnDcbUkeD7How to Connect with Us:Chase's Instagram:https://www.instagram.com/changing_chase/Chris' Instagram:https://www.instagram.com/conquer_fitness2021/Facebook Group:https://www.facebook.com/groups/665770984678334/Interested in 1:1 Coaching:https://conquerfitnessandnutrition.com/1on1-coachingJoin The Fit Fam Collective:https://conquerfitnessandnutrition.com/fit-fam-collective

Alexis Collins is an entrepreneur, fitness athlete, model, and founder of Gains On The Go, a mobile nutrition company dedicated to bringing convenient, high-protein options directly to athletes, fitness enthusiasts, and active communities. After spending more than 15 years in corporate leadership roles, Alexis made the bold decision to pursue entrepreneurship, combining her passion for health, fitness, and helping others into a growing business focused on fueling performance and healthy lifestyles.A lifelong athlete, Alexis has spent nearly two decades committed to strength training and personal development. Her fitness journey has evolved from traditional weightlifting and CrossFit to competitive bodybuilding, where she is currently preparing for her first NPC Bikini competition. Her dedication to discipline, consistency, and goal-setting has become a cornerstone of both her personal and professional success.In addition to building her business, Alexis is actively pursuing opportunities in fitness, commercial, and lifestyle modeling. She is passionate about inspiring others to bet on themselves, embrace challenges, and pursue ambitious goals regardless of age or circumstance.Through her experiences overcoming personal adversity, navigating major life transitions, and building a business from the ground up, Alexis shares authentic insights on entrepreneurship, resilience, fitness, and personal growth. Her mission is simple: help people become stronger, healthier, and more confident while proving that it's never too late to reinvent your life and pursue something extraordinary.Webpage: www.Gains-On-The-Go.comInstagram: https://www.instagram.com/alexisrrcollins?igsh=ZXozdXo2enRuZ3c3&utm_source=qrFacebook: https://www.facebook.com/share/1H2VKaDLgR/?mibextid=wwXIfrConnect and tag me at:https://www.instagram.com/realangelabradford/You can subscribe to my YouTube Channel herehttps://www.youtube.com/channel/UCDU9L55higX03TQgq1IT_qQFeel free to leave a review on all major platforms to help get the word out and change more lives!

AP correspondent Josh Boak reports that President Trump rung the opening bell on Wall Street to highlight gains made during his presidency.

Affordability, Energy Prices, and the Short-Term Gains of Midterm Politics. Guest: Thaddeus McCotter. McCotter observes that all foreign policy eventually becomes domestic, especially through the lens of energy costs. He warns that the administration might prioritize short-term gas price relief over long-term strategic interests in the Middle East. Consequently, providing sanctions relief to Iran could allow the regime to continue funding global terrorism and its nuclear program. 16

Are they getting SWOLE AF in Vietnam? Are deadlifts necessary or are there other good options out there, what to do for knee issues and some Balls Deep videos that are hilarious. ALL LINKS: https://swolenormous.com

Are you wondering if pyramid or reverse pyramid training is best for your strength and hypertrophy goals? In this episode of the “NASM CPT Podcast,” award-winning personal trainer and industry leader Dr. Rick Richey dives deep into the science—and practical application—of pyramid, reverse pyramid, and drop set training schemes.