Podcasts about diversifying

Tired of working a nine-to-five job that dominates your time and energy? You could be closer to financial freedom than you think, even if you're like today's guest—living alone, working multiple jobs, and hustling to make ends meet. In just four years, she built a rental portfolio that now cash flows $4,000 a month! Welcome back to the Real Estate Rookie podcast! Recently separated, virtually broke, and living in a tiny apartment, Allana Lippman had a “crazy” thought while writing the monthly rent check to her landlord: Maybe—just maybe—she could build wealth with real estate, too. But rather than spending months (or years) educating herself about real estate investing, she dove right in. And good thing she did, because the first deal that fell in her lap was a “secret” duplex, listed as a single-family home, that quite literally changed her life. It not only gave her a place to live but also another unit and a tenant paying down her mortgage! Allana has already scaled her real estate portfolio to 10 properties, but now, she's reevaluating her investing strategy. Stick around to hear why she's shifting her focus toward a smaller portfolio that will allow her to truly “own her time,” work less, and travel more! In This Episode We Cover How Allana scaled her rental portfolio to 10 properties in just four years Making $4,000 in monthly cash flow with 15 rental units How Allana found a “secret” duplex disguised as a single-family home The mixed-use building that has become Allana's “cash cow” Juggling real estate investing and TWO jobs (without burning out) Diversifying your real estate portfolio with multiple investing strategies How to achieve financial freedom with a “small and mighty” portfolio And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-674 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What if couples therapy isn't about fixing the other person at all? In this episode, Gordon sits down with Erin Valente, a couples therapist based in Los Angeles, to talk about one of the most common mistakes couples make when they come to therapy—and why real change doesn't live with one partner, but in the relationship itself. They explore why couples work can feel intimidating for therapists, how regulation and co-regulation shape meaningful conversations, and what it really takes to help couples move out of blame and into connection. Erin also shares how she's structured her private practice to avoid burnout, including her work with ketamine-assisted therapy, groups, and coaching. Whether you work with couples, are curious about relationship dynamics, or are thinking about new ways to diversify your practice, this episode offers a grounded, thoughtful look at what healing in relationships actually looks like. Resources Mentioned In This Episode  Read the show notes here Use the promo code "GORDON" to get 2 months of Therapy Notes free Consulting with Gordon The PsychCraft Network Meet Erin Valente Erin Valente is a Licensed Marriage and Family Therapist specializing in trauma-focused therapy for individuals and couples. With advanced training in EMDR, Psychedelic-Assisted Therapy, and somatic and narrative therapy, Erin helps clients reconnect with their inner voice and move toward healing, growth, and authentic connection. A lifelong student of the human experience, Erin explores the intersections of psychology, emotion, and personal wisdom. She believes that while psychology offers valuable direction, true healing emerges when we integrate our own understanding of who we are and what we need. Her approach centers on helping individuals and couples rediscover alignment, resilience, and self-compassion as they navigate life's inevitable challenges—heartbreak, love, loss, and transformation. Drawing from her background in trauma-informed therapy, domestic violence work, and somatic awareness, Erin creates a deeply resonant therapeutic experience that empowers lasting change. She has been featured on multiple podcasts, hosts her own show, and is launching a group coaching program designed to help individuals and couples cultivate passionate, healthy relationships that support the healing of the human experience. Website Instagram Private Podcast: Healing the Human Experience

Send us a textIn this episode of Corporate Life, Hina Siddiqui sits down with Connor Treacy to explore the volatile yet rewarding journey of challenging the status quo in the high-stakes worlds of nightlife and political event production. Connor shares his evolution as a non-conformist leadership figure, moving from teenage party promoter to working with major artists at Universal Music Group and producing large-scale events for the Democratic Party. He offers a raw look at the "unsexy" side of being an entrepreneur, including a moment where he nearly quit after a public failure.Connor discusses the importance of a calculated risk over a blind leap and why making bold decisions to protect his reputation is his most valuable currency. From the adrenaline of viral mansion parties to the steady growth of civic engagement, this conversation is for any CEO or founder ready for thinking differently in business and playing bigger. Learn how to stop breaking business rules for vanity and start using them to build a durable, high-impact career.Key Takeaways Success is often preceded by public failures that test your resolve. Reputation and reliability are more important than any single "viral" hit when challenging the status quo. Diversifying your skills from entertainment into civic and corporate spaces creates a more durable foundation for non-conformist leadership.Episode Highlights The turning point where a massive financial loss almost led Connor to quit the industry. How a viral party transition led to booking major rappers and working with Universal Music Group. The strategic shift from the glamor of nightlife to the impact of political event organizing. Why being the "smartest person in the room" is a trap compared to constant learning.Timestamps 00:00 - Introduction to Connor Treacy and his L.A. upbringing 05:30 - The early days of high school promoting and viral parties 12:15 - Facing a $7,500 failure and the lesson of "Midas touch" 22:45 - Working with Universal Music Group and elite nightlife 35:10 - Transitioning to political events and the Democratic Party 48:20 - The fear of irrelevance and the value of a solid reputationAbout the GuestConnor Treacy is a Los Angeles–based entrepreneur whose career spans nightlife, music, startups, and civic leadership. He went from throwing a viral mansion party at 19 to co-founding a West Hollywood nightclub generating $4M+ annually, then reinvented himself in music, venture building, and public leadership. His story is about reinvention, resilience, and building spaces where people collide, feel seen, and leave changed.Connect with Guest Website: https://connortreacy.com/Instagram: https://www.instagram.com/theconnortreacy/LinkedIn: https://www.linkedin.com/in/connortreacy/Connect with Hina WEBSITE I https://thehinasiddiqui.com/ LINKEDIN I / hinasiddiqui INSTAGRAM I @hinawithwings YOUTUBE I / @thehinasiddiqui Email I hina@thehinasiddiqui.comCheck out Hina's books: https://amzn.to/3B65Wz7Production Credit: Edited and produced by @the32collective_ / https://www.the32collective.co/

What if your booked-out calendar and successful photography business weren't the final destination, but the launchpad to something even better?The truth is, wanting to diversify your income isn't a sign that you're falling out of love with your photography business. It's the next evolution of it. If you're a photographer who has reached mastery in your craft and built a stable, respected brand, then adding new revenue streams isn't a pivot—it's a power move.Let's talk about what happens after you "make it." Your calendar is full. Your pricing is solid. Your work is consistent. Clients are raving, and from the outside, everything looks perfect. And yet, there's this quiet nudge that maybe you're meant for something more.In this Episode:Why diversification is a power move, not a pivotThe difference between reactive and strategic income expansionHow to expand beyond client work without losing your identity or burning everything downFind It Quickly:00:00 - Why diversifying your income can feel uncomfortable (and totally normal)02:16 - Wanting more money ≠ falling out of love with photography07:11 - How one income stream can quietly drain your creativity13:31 - Protecting your energy, boundaries, and joy20:11 - Aligned ways photographers can diversify without burning out26:46 - Seeing diversification as growth, not quittingMore ways to connect:JOY MICHELLE INSTAGRAMWORK WITH JOY AS YOUR COACHJOY MICHELLE CO. WEBSITERead the full show notes from today's episode HERE.If you're enjoying the content we're creating on the podcast and want to connect with others who are called to both, make sure you come join us in the PhotoBoss® with Joy Michelle Facebook Group! Join Now >>

Monica Rich Kosann is an internationally recognized fine jewelry brand based in New York. Rooted in the idea that every woman has a story to tell, the collection encompasses lockets, rings, necklaces, bracelets, and earrings that inspire and empower the wearer. The eponymous label was founded in 2004 by Designer and Chief Creative Officer Monica Rich Kosann–member of the Council of Fashion Designers of America–as an extension of her passion for fine art photography and storytelling. She runs the company with her husband Rod, who serves as CEO.A Certified B Corporation working to meet the highest standards of quality and excellence, Monica Rich Kosann crafts sustainable heritage pieces that are made ethically and responsibly. The brand is sold in over 120 retailers across the country, has three free standing stores - two in New York and one at Somerset Collection in Troy, a shop at Bergdorf Goodman and a robust direct-to-consumer business. Designed using 18K Yellow Gold and Sterling Silver, Monica Rich Kosann designs precious gemstones and diamonds to ensure quality that lasts from generation-to-generation as modern heirlooms. A favorite with celebrities, Monica Rich Kosann pieces have been worn by incredible women throughout the years including Kelly Clarkson, Allison Williams, Sarah Jessica Parker and Gisele Bundchen.In This Conversation We Discuss: [00:00] Intro[00:37] Sponsor: Taboola[01:54] Inspiring growth through authentic vision[06:58] Persisting through early business rejection[10:11] Building momentum through supportive communities[11:10] Sponsor: Next Insurance[12:41] Diversifying channels to reach more customers[16:32] Callouts[16:42]  Enhancing products through storytelling[21:00] Strengthening brands through right partnerships [24:02] Sponsor: Electric Eye[25:10] Building dedicated teams that enjoy their craft[26:19] Focusing business principles around your “Why”[28:02] Finding your unique approach and sticking with itResources:Subscribe to Honest Ecommerce on Youtube youtube.com/c/HonestEcommerce?sub_confirmation=1Lockets, fine jewelry, and luxury gifts monicarichkosann.comFollow Monica Rich Kosann linkedin.com/company/monica-rich-kosannFollow Rod Kosann linkedin.com/in/rodkosannReach your best audience at the lowest cost! discover.taboola.com/honest  Easy, affordable coverage that grows with your business www.nextinsurance.com/honest  Schedule an intro call with one of our experts electriceye.io/connect  If you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

In this episode of the By Any Means Coaches Podcast, Coleman Ayers breaks down what creativity actually is—and more importantly, how coaches can systematically develop it. Rather than treating creativity as an innate talent or mysterious gift, the episode reframes it as a skill rooted in deep understanding, problem-solving, and exposure to diverse ideas. Through personal experience, coaching education, and the constraints-led approach, Coleman outlines why creativity is best built on strong foundations of knowledge, curiosity, and intentional learning.The episode also explores practical ways coaches can unlock creativity in their daily work: aligning with the right people, starting with clear end goals, using constraints to force innovation, and diversifying how they think both inside and outside of basketball. From studying other sports and disciplines to embracing feedback and removing the fear of judgment, this conversation offers a framework for coaches who want to move beyond recycled drills and begin creating more adaptive, engaging, and effective learning environments.Episode Timestamps00:00 – Introduction and why creativity matters in coaching 00:51 – Why creativity is hard to explain but critical to develop 01:49 – Balancing practical takeaways with deeper education 02:38 – Creativity as intelligence having fun 03:26 – The role of learning and foundational knowledge 04:11 – The danger of creativity without understanding 04:54 – Letting intelligence “have fun” 05:28 – Aligning with creative people and environments 06:45 – Avoiding fixed-mindset coaching circles 07:42 – How collaboration sparks new ideas 08:47 – Learning from different thinking styles 09:35 – Don't fear judgment or “bad” ideas 10:03 – Starting with the end goal, not the drill 10:45 – Working backward to design better solutions 11:48 – Why many creative drills miss the real problem 12:30 – Using the constraints-led approach for coach development 13:09 – Practical constraint examples for coaches 13:39 – How natural constraints build adaptability 14:34 – Applying lessons from travel and unfamiliar environments 15:07 – Training coaches the same way we train players 15:53 – Creating just to be creative 16:43 – Coach-to-coach experimentation sessions 17:19 – Exploring safely within trusted environments 17:57 – Avoiding stagnation with long-term athletes 18:24 – Diversifying your mind beyond basketball 19:43 – Learning through conversation and observation 20:24 – Watching basketball through a creative lens 21:11 – Studying different levels and styles of play 22:07 – Learning from other sports and disciplines 23:44 – Blending artistic and scientific thinking 24:46 – Systemizing creativity without killing it 25:55 – Fear of judgment as a creativity killer 26:24 – Owning ideas and building confidence 27:46 – Creating buy-in and embracing feedback 28:24 – Asking others to critique and improve your work 29:18 – Final thoughts on innovation and creative growthCoaching Resources: https://www.byanymeansbasketball.comBAM Blueprint Book: https://www.byanymeansbasketball.com/bam-blueprintIf this episode challenged the way you think about creativity as a coach, share it with someone who's stuck recycling the same drills. For deeper frameworks, applied constraints, and hands-on coach development, explore our full resources and education pathways at By Any Means Basketball and subscribe to the By Any Means Coaches Podcast for more conversations like this

In this episode of the Omnichannel Marketer, host Kait Stephens interviews Aliett Buttelman, co-founder of Fazit Beauty.Aliett shares her unique journey from fashion modeling to entrepreneurship, detailing the creation of innovative makeup patches and the brand's rapid growth through strategic channel expansion and social media marketing.The conversation highlights the impact of viral moments, such as the Taylor Swift effect, and discusses the importance of supporting female founders in the beauty industry.TAKEAWAYS:‍- Aliett's background in modeling provided her with insights into the beauty industry.- The launch of makeup patches disrupted traditional beauty application methods.- Social media, particularly TikTok, played a crucial role in brand awareness.- Diversifying marketing strategies is essential in response to platform changes.- The Taylor Swift effect significantly boosted brand visibility and sales.- Retail partnerships are tailored to meet different customer demographics.- Community engagement is vital for brand loyalty and growth.- Female founders face unique challenges in securing investment.- Innovative product development is key to staying relevant in the beauty market.- Maintaining a startup mentality helps in adapting to market changes.Where to find Aliett Buttelman:  Linkedin:  https://www.linkedin.com/in/aliett-buttelman-9a662312b/​Website: https://letsfazit.com/Where to find Kait Stephens:Linkedin: https://www.linkedin.com/in/kait-margraf-stephens/Website: www.brij.itSUBSCRIBE TO THE OMNICHANNEL MARKETERwww.theomnichannelmarketer.com

Show Notes As part of the Develop This! 2026 Crystal Ball Series, host Dennis Fraise sits down with Andy Coe, Principal at Convergent Nonprofit Solutions, to explore what lies ahead for economic development organization (EDO) funding as communities head toward 2026. With public funding under pressure and competition for private dollars increasing, this episode delivers a candid, practical conversation about risk management, revenue diversification, and leadership strategy. Andy draws on his national experience working alongside EDOs, chambers, and nonprofit organizations to explain why some communities will struggle—and why others will emerge stronger than ever. Dennis and Andy also reflect on the long-standing relationship between Develop This! and Convergent Nonprofit Solutions, highlighting shared values around leadership, transparency, and sustainable community investment. Listeners will gain insight into: Why waiting for funding clarity is no longer an option How strong investor relationships and communication can stabilize—or grow—budgets What EDO leaders must do to clearly articulate impact in a crowded funding environment How asking better questions can uncover hidden community capacity and opportunity Why organizations that lead with purpose and data will outperform those that rely on legacy funding models Key Takeaways Proactive leadership is essential to mitigating funding risk Diversifying revenue sources is no longer optional—it's foundational Strong, authentic relationships drive fundraising success Clear communication of impact builds investor confidence Asking the right questions reveals new funding and partnership opportunities

Last week, we covered the best investments to preserve your money, but this week we are shifting gears to focus on growth. For retirees, the goal is to have an income that outpaces inflation, and historically, the best way to achieve that is by having 50% to 70% of your portfolio invested in stock funds. In this episode, I break down five specific Exchange Traded Funds (ETFs) that can help you grow your wealth in 2026. I discuss why I prefer ETFs over mutual funds, specifically focusing on cost, transparency, and liquidity, and provide the exact ticker symbols and expense ratios for the funds I use with my own clients to build diversified, growth-oriented portfolios. If you are willing to accept some volatility to achieve higher long-term returns, this episode provides a blueprint for structuring the equity side of your retirement plan.  You will want to hear this episode if you are interested in... [00:00] Top 5 Growth ETFs to Own For 2026. [02:55] Why ETFs are superior to mutual funds. [05:23] The core holding: S&P 500 ETF. [09:28] Capturing extra growth with SPYG. [06:33] Small Cap stocks and the profitability factor. [13:38] Investing in the Developed World ex-US. [15:43] High growth potential in Emerging Markets. Why Choose ETFs? Before diving into specific funds, it is important to understand why Exchange Traded Funds (ETFs) are often a better choice than traditional mutual funds. I prefer them for four main reasons: Cost: ETFs often have significantly lower expense ratios, some less than a tenth of a percent, compared to actively managed funds that can charge up to 2%. Performance: Many active funds struggle to outperform their benchmarks over time. Transparency: You can see exactly what an ETF holds, whereas mutual funds may only report holdings twice a year. Liquidity: You can trade ETFs throughout the day while the market is open, rather than waiting for the market close price required by mutual funds. The US Core: S&P 500 and Growth Variations For the core of a growth portfolio, I look to the S&P 500, which has averaged a 15% return over the last five years. State Street SPDR Portfolio S&P 500 ETF (SPYM/SPSM): This fund tracks the S&P 500 but was created to offer a lower cost (0.02% expense ratio) compared to the original SPY ETF. It is a massive fund with over $100 billion in assets, heavily weighted toward large technology companies like Nvidia, Apple, and Microsoft. S&P 500 Growth ETF (SPYG): If you want to lean more aggressively into growth, this fund tracks S&P 500 companies with high sales growth and momentum. It has a 3-year average return of 29% and a very low expense ratio of 0.04%. Diversifying with Small Caps While the S&P 500 is dominant, it has had "lost decades" in the past where returns were negative. To diversify, I recommend the S&P 600 Small Cap ETF. Unlike the Russell 2000, the S&P 600 index requires companies to be profitable, which filters out lower-quality stocks. Although it has lagged recently, small caps may be poised for a comeback due to economic shifts and tariffs. The expense ratio for this fund is just 0.03%. International Opportunities The US has outperformed international markets recently, but that trend could reverse. Developed World ex-US (SPDW): This fund invests in developed economies like Japan, the UK, and Canada. It offers exposure to major global players like Samsung and AstraZeneca with a low expense ratio of 0.03%. Emerging Markets (SPEM): For higher potential growth, this fund targets countries with rapidly growing GDPs, such as China, Taiwan, and India. These economies have a growing middle class, which can drive corporate earnings. The fund holds major companies like Taiwan Semiconductor and Alibaba. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

The tech sector is not the only market driver in 2026. Edison Byzyka notes that while the A.I. boom will continue, investors should consider broadening their portfolios. Financials, consumer discretionary, and industrials all offer opportunities as earnings expectations improve. He also emphasizes risk management and asset allocation in the first half of 2026, pointing to historical volatility during midterm election years.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Thanks to a renewal, the Leah Chase School will operate in New Orleans for at least two more years. The school opened back in 2024 and is named after the legendary New Orleans chef, author and television personality. WWNO's education reporter Aubri Juhasz tells us about the growth of the city's only non-charter school within the larger education landscape. With New Orleans money woes of the past few months, eyes have turned to how to raise funds without raising taxes — the perennial dilemma when trying to fund city government.The Bureau of Governmental Research has called for a 5-year financial plan with an eye toward identifying funding strategies for the city's looming needs. At the same time, Professor of Urban Studies and Public Policy at Dillard University, Robert Collins, says the city needs to diversify its economy beyond the traditional reliance on tourism, hospitality and river port operations.Collins joins us for more on what he believes are the best strategies to uplift the city's economy. 2026 marks a Mardi Gras milestone for a major carnival krewe. The Krewe of Endymion is celebrating 60 years since its founding with a parade and extravaganza scheduled for Valentine's Day. The 60th anniversary celebration will include special celebrity musical guests performing at the Caesars Superdome.Endymion Captain Dan Kelly joins us for more on the krewe's origins and how members are marking the occasion.—Today's episode of Louisiana Considered was hosted by Bob Pavlovich. Our managing producer is Alana Schreiber. We get production support from Garrett Pittman and our assistant producer, Aubry Procell.You can listen to Louisiana Considered Monday through Friday at noon and 7 p.m. It's available on Spotify, the NPR App and wherever you get your podcasts. Louisiana Considered wants to hear from you!  Please fill out our pitch line to let us know what kinds of story ideas you have for our show. And while you're at it, fill out our listener survey! We want to keep bringing you the kinds of conversations you'd like to listen to.Louisiana Considered is made possible with support from our listeners. Thank you!

Guidance counselors generally advise college applicants to diversify their applications across schools they believe to be safeties, matches, and reaches. Yet, prevailing economic theories of school choice suggest that such hedging strategies are suboptimal and that applicants should focus on applying to the best schools they have a chance of getting into. In a paper in the American Economic Review, authors S. Nageeb Ali and Ran I. Shorrer show how incorporating correlations among admissions decisions rationalizes the motive to hedge. Their findings highlight the tradeoffs applicants face under realistic assumptions and may offer insights into the optimal design of admission processes. Ali and Shorrer recently spoke with Tyler Smith about how the admissions process can be correlated and the implications for students.

While Shakespeare was reshaping English drama, a parallel theatrical revolution was unfolding in Spain. During the Spanish Golden Age, playwright Lope de Vega pioneered the comedia nueva, a bold new dramatic form that broke classical rules in favor of fast-paced plots, emotional intensity, and popular appeal. In this episode, scholar and translator Barbara Fuchs shares how the theatrical innovations of Lope de Vega, Pedro Calderón de la Barca, Tirso de Molina, Ana Caro Mallén de Soto, and others, including a three-act structure, blended genres, and complex female roles, helped redefine early modern theater and influenced the kinds of stories told on the English stage. Fuchs traces the rich cultural exchange between Spain and England and the work that she is doing now with Diversifying the Classics to bring plays in Spanish from both sides of the Atlantic to new audiences. Fuchs also discusses her adaptation for young audiences of de Vega's Fuente Ovejuna, a powerful story of collective resistance, whichwill be featured at the Folger's Reading Room Festival on Saturday, January 24. From the Shakespeare Unlimited podcast. Published January 12, 2025. © Folger Shakespeare Library. All rights reserved. This episode was produced by Matt Frassica. Garland Scott is the executive producer. It was edited by Gail Kern Paster. We had help with web production from Paola García Acuña. Leonor Fernandez edits our transcripts. We had technical help from Hamish Brown in Stirling, Scotland, and Voice Trax West in Studio City, California. Final mixing services provided by Clean Cuts at Three Seas, Inc. Barbara Fuchs, trained as a comparatist (English, Spanish, French, Italian), Professor Fuchs works on European cultural production from the late fifteenth through the seventeenth centuries, with a special emphasis on literature and empire, and on theater and performance in transnational contexts. As part of her commitment to the public humanities and collaborative work, she directs the UCLA “Diversifying the Classics” initiative and edits the series “The Comedia in Translation and Performance” for Juan de la Cuesta. She is also director of LA Escena, Los Angeles' biennial festival of Hispanic classical theater, founded in 2018. Currently, Professor Fuchs serves as one of the articles editors for Renaissance Quarterly. Professor Fuchs' recent books include Knowing Fictions: Picaresque Reading in the Early Modern Hispanic World (Penn 2021); The Courage to Right a Woman's Wrongs (Juan de la Cuesta 2021), a collaborative translation of Ana Caro's Valor, agravio y mujer; and The Quest for Certainty in Early Modern Europe (Toronto 2020), co-edited with Mercedes García-Arenal. She is also one of the editors for the Norton Anthology of World Literature (2012, 2018). Her Theater of Lockdown: Digital and Distanced Performance in a time of Pandemic, one of the first studies of how theater was transformed by COVID-19, was published by Methuen in September 2021. She is currently working on a translation and critical edition of Ginés Pérez de Hita's Las guerras civiles de Granada with Payton Phillips Quintanilla. In 2021, Professor Fuchs served as President of the Modern Language Association. She was recently awarded the inaugural “Premio Ñ” from the Instituto Cervantes, for the promotion of Spanish language and culture.

This post contains affiliate links, which means I may earn a small commission at no extra cost to you.What does it really look like to make a living as a romance author in today's publishing landscape? In this episode, I'm joined by romance author Lauren Connolly for a candid conversation about hybrid publishing, creative sustainability, and her latest rom-com Love in Plane Sight.We talk about Lauren's journey from libraries to publishing nearly 30 books, why diversifying income streams matters, and how she balances self-publishing with Big Five contracts without burning out. We also dive into pilot romances, found family, money trauma, and why a Gantt chart might just save your creative life.

In the first episode of 2026, Josh, Baafi, Fernando and Pierce break down how they're approaching the new year financially — from market performance and international diversification to risk-taking, discipline and long-term wealth building.This conversation explores why quick wins are tempting but dangerous, how to think about cash, metals and automation, and how the decisions you make in 2026 can compound into a lasting financial legacy.More From The Market Hustle:Instagram - https://www.instagram.com/themarkethustle/2026 Investing Account Workshop - https://learn.themarkethustle.com/2026workshopTimestamps: 0:00 Preview0:36 Intro4:59 S&P500's performance in 20259:03 Diversifying to international markets16:07 DeDollarization and the value of metals29:14 Don't fall for shiny quick wins, invest for the long term33:46 Avoid overcomplicating your first strategy36:48 Use money to make more money38:13 Stack assets for the long term42:58 Knowing when to take risks56:46 Discipline is everything1:00:33 4 areas for your 2026 financial goals1:06:41 The importance of keeping cash1:11:18 The path might not be glamorous but it's worthy1:18:25 Be a student + Learning to make decisions1:20:58 Automize your investments so you go live your life1:26:18 Net worth, personal and travel goals1:28:07 2026 for Josh & The Market Hustle1:34:26 Reaching your goals with a community1:38:09 Your legacy & the really important things in lifeWhat did you think of the episode? Let us know!Support the show

This special episode analyzes the United States' intervention in Venezuela on January 3, 2026, and explores its broader implications for Canada and the Canadian oil sector. Peter and Jackie open with a discussion of the geopolitical backdrop and the range of narratives circulating about the U.S. motivations for seizing and arresting Venezuelan President Nicolás Maduro and his wife, including efforts to curb drug trafficking and illegal migration, and to counter the growing influence of China, Russia, and terrorist groups in the country. They also reference the U.S. National Security Strategy released in November 2025, which calls for a Western Hemisphere free from hostile foreign control and signals renewed enforcement of a “Trump Corollary” to the Monroe Doctrine. The Monroe Doctrine is a foundational principle of U.S. foreign policy, first announced in 1823, that set out the United States' view of the Western Hemisphere.  General principles at the time held that European powers should no longer interfere in the Americas and that the Western Hemisphere was now the U.S. sphere of influence. Peter and Jackie then turn to the oil market implications for Canadian oil. If sanctions on Venezuela were eased, increased Venezuelan heavy oil exports to the U.S. could intensify competition for Canadian oil on the U.S. Gulf Coast, which accounts for about 10% of Canada's crude oil exports. The exports to Canada's largest market, the U.S. Midwest, which makes up 70% of all exports, are more insulated. The discussion concludes with an assessment of potential Venezuelan production scenarios, including the possibility of declining output, a pattern that has frequently followed similar government changes in the past. They conclude that, in any scenario, a clear takeaway for Canada is that building additional West Coast pipelines is critical. Diversifying export markets, strengthening economic resilience, and improving national sovereignty and autonomy are imperatives for Canada.Please review our disclaimer at: https://www.arcenergyinstitute.com/disclaimer/ Check us out on social media: X (Twitter): @arcenergyinstLinkedIn: @ARC Energy Research Institute Subscribe to ARC Energy Ideas PodcastApple PodcastsAmazon MusicSpotify 

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

This episode originally aired November 15, 2023 Creating an authentic brand around your business can have a big impact on the growth of your firm. Don't be afraid to step out of your comfort zone. As a Miami native, attorney Amanda Demanda stands up to big insurance companies and businesses in pursuit of justice. She focuses her practice specifically on representing people injured due to the negligence or unsafe practices of others. Amanda firmly believes that products, places, and health care are made safer through lawsuits that shed light upon unsafe products and practices. On this week's episode, Maria sits down with Amanda to discuss creating a stand-out brand, not being afraid to break norms, diversifying marketing, and working with the Spanish and elder communities. Key Takeaways Your professional brand doesn't have to be your personal brand. Everyone associates Amanda Demanda with her pink brand, but it's not her favorite color. She picked a color she knew would stand out in the space. What works for your brand will be different than what works for you personally. Do some market research before making a decision. Diversify your marketing efforts. Don't just focus on one form of advertising. There are many forms of both digital and print marketing. Amanda's Instagram was deleted through no fault of her own. If that had been her only platform, she would have been in a lot of trouble. Don't fall into that trap. Know your demographics. Amanda Demanda knows how to cater to her large Spanish and elder community followings. Figure out your target audience and know how to best reach and represent them. To connect with Amanda, follow her on Instagram @amandademandalaw Other episodes you might enjoy: 3. Chad Dudley - Lead With Passion: Build On Strength 5. Gary Sarner - Trust and Exposure: The Secret Promise of Media Campaigns 11. Amanda Baggett - Outshine the Competition: Authentic Branding and Wise Spending Previous Guests: James (TopDog) Helm, Gary Dordick, Joe Volta, Michael Mogill, Jay Vaughn, Bob Simon, Mark Anderson, Chad Dudley, Raymond Mieszaniec, David Bayer, Kurt Zaner, Joe Fried, Sean Claggett, Justin Watkins, Mauro Fiore, Mark Bratt, Glen Lerner, Rick Ferri, Dan Ambrose, Teresa Diep, Taly Goody, Sahm Manouchehri, Bibi Fell, Kenny Habetz, Jennifer Gore-Cuthbert, Ali Awad, Chava Mercado, Amanda Baggett, Muhammad Ramadan, Lena Haviland, Gary Sarner, and more. 00:00 Intro 01:22 Amanda's TV studio 01:54 About Amanda's name 02:40 Amanda's law firm origin 05:05 Building a brand 23:48 Dealing with fame 28:46 Social media 30:56 Company growth 33:03 Diversifying marketing 40:36 Targeting the hispanic community 42:38 Customer experience 49:04 Outro #law #lawfirm #lawyer #legal #growth #success #branding #brandawareness #pink #hispanic #spanish #advertising #marketing

This episode originally aired November 15, 2023 Creating an authentic brand around your business can have a big impact on the growth of your firm. Don't be afraid to step out of your comfort zone. As a Miami native, attorney Amanda Demanda stands up to big insurance companies and businesses in pursuit of justice. She focuses her practice specifically on representing people injured due to the negligence or unsafe practices of others. Amanda firmly believes that products, places, and health care are made safer through lawsuits that shed light upon unsafe products and practices. On this week's episode, Maria sits down with Amanda to discuss creating a stand-out brand, not being afraid to break norms, diversifying marketing, and working with the Spanish and elder communities. Key Takeaways Your professional brand doesn't have to be your personal brand. Everyone associates Amanda Demanda with her pink brand, but it's not her favorite color. She picked a color she knew would stand out in the space. What works for your brand will be different than what works for you personally. Do some market research before making a decision. Diversify your marketing efforts. Don't just focus on one form of advertising. There are many forms of both digital and print marketing. Amanda's Instagram was deleted through no fault of her own. If that had been her only platform, she would have been in a lot of trouble. Don't fall into that trap. Know your demographics. Amanda Demanda knows how to cater to her large Spanish and elder community followings. Figure out your target audience and know how to best reach and represent them. To connect with Amanda, follow her on Instagram @amandademandalaw Other episodes you might enjoy: 3. Chad Dudley - Lead With Passion: Build On Strength 5. Gary Sarner - Trust and Exposure: The Secret Promise of Media Campaigns 11. Amanda Baggett - Outshine the Competition: Authentic Branding and Wise Spending Previous Guests: James (TopDog) Helm, Gary Dordick, Joe Volta, Michael Mogill, Jay Vaughn, Bob Simon, Mark Anderson, Chad Dudley, Raymond Mieszaniec, David Bayer, Kurt Zaner, Joe Fried, Sean Claggett, Justin Watkins, Mauro Fiore, Mark Bratt, Glen Lerner, Rick Ferri, Dan Ambrose, Teresa Diep, Taly Goody, Sahm Manouchehri, Bibi Fell, Kenny Habetz, Jennifer Gore-Cuthbert, Ali Awad, Chava Mercado, Amanda Baggett, Muhammad Ramadan, Lena Haviland, Gary Sarner, and more. 00:00 Intro 01:22 Amanda's TV studio 01:54 About Amanda's name 02:40 Amanda's law firm origin 05:05 Building a brand 23:48 Dealing with fame 28:46 Social media 30:56 Company growth 33:03 Diversifying marketing 40:36 Targeting the hispanic community 42:38 Customer experience 49:04 Outro #law #lawfirm #lawyer #legal #growth #success #branding #brandawareness #pink #hispanic #spanish #advertising #marketing

Send us a textHenry Motte de la Motte is the Founder and CEO of EDGE Tutor, a global tutor outsourcing company supporting over 50 leading education and training organizations. Under his leadership, EDGE Tutor has scaled to 1,000+ teachers across 30+ countries, delivering millions of live tutoring sessions with a focus on quality, reliability, and human-centered learning.

In this episode of Inside Commercial Property, host Phil Tarrant sits down with Scott O'Neill, CEO of Rethink Group, to review the performance of the Australian commercial property market in 2025 and unpack what investors should be preparing for as the market moves into 2026. This in-depth discussion revisits early-year predictions and holds them to account, analysing how interest rate cuts, supply shortages, lending conditions and investor sentiment shaped outcomes across key asset classes, including retail property, industrial property, and office assets. Drawing on insights from hundreds of transactions completed throughout the year, Scott provides a ground-level view of how capital has actually been deployed in the commercial market. Key commercial property trends from 2025 The episode explores why large format retail and neighbourhood shopping centres emerged as some of the strongest-performing commercial asset classes, supported by yield appeal, limited new supply, and resilient tenant demand. Scott also explains how secondary industrial assets continued to outperform prime industrial stock, driven by higher yields, owner-occupier demand, and replacement cost pressures. Office markets are also assessed, with commentary on stabilising conditions in select suburban and freehold office assets, contrasted against ongoing challenges in secondary CBD office stock. The conversation extends to regional and residential property markets, highlighting which capital cities delivered the strongest growth and how government incentives influenced late-year momentum. Listeners will gain practical insight into: Beyond market performance, this episode dives into commercial property investment strategy, focusing on how experienced investors are: Consolidating portfolios rather than accumulating smaller assets. Prioritising cash flow resilience over speculative growth. Diversifying across asset classes and geographies, including New Zealand commercial property. Actively refinancing to improve servicing and capital efficiency. Scott also shares practical lessons from 2025 around asset management, due diligence, development feasibility, tenant risk, and knowing when to exit underperforming properties – reinforcing why commercial portfolios must be managed like businesses, not passive investments. This episode is essential listening for anyone looking to understand where commercial property sits in the current cycle, how professional investors are positioning capital, and what disciplined commercial property investing looks like in a maturing market. What to expect in episode 69 In Episode 69, listeners will gain clarity on which asset classes are expected to deliver the strongest risk-adjusted returns, how interest rate cuts and lending competition are reshaping opportunities, and the strategic considerations disciplined investors should be making as they optimise portfolios and protect downside risk heading into 2026.

The Bulletproof Dental Podcast Episode 420 HOSTS: Dr. Peter Boulden and Dr. Craig Spodak GUEST: Darren Shaw DESCRIPTION In this episode, Peter Boulden and Dr. Craig Spodak welcome Dr. Darren Shaw, a leading expert in local SEO, to discuss the latest trends and strategies for optimizing local search for dental practices. They explore the importance of Google Business Profiles, the impact of reviews, and the emerging role of AI in search. Darren shares insights from the White Spark Local Search Ranking Factor Survey, emphasizing key factors that influence local rankings, including primary categories, proximity, and behavioral signals. The conversation also covers effective review strategies and the significance of diversifying review sources to enhance visibility in AI search. Listeners will gain valuable tips on how to improve their online presence and attract more patients through local search optimization. TAKEAWAYS Local search is crucial for dentists, focusing on Google Business Profile. Primary category selection significantly impacts local search rankings. Proximity to the searcher is a key factor in local search results. Reviews and their recency are critical for ranking in local search. Behavioral signals, such as clicks and engagement, influence rankings. AI search is emerging, but traditional SEO practices remain relevant. Diversifying review sources can enhance visibility in AI search. Regular updates to Google Business Profile are essential for engagement. Utilizing listicles can improve visibility in AI search results. White Spark offers comprehensive SEO services for dental practices. CHAPTERS 00:00 Introduction to Local SEO and Ranking Factors 03:17 Understanding Local Search vs. Traditional SEO 06:05 Key Takeaways from the 2026 Local Ranking Factors 09:15 The Importance of Google Business Profile Categories 12:06 Proximity and Its Impact on Local Search 15:05 The Role of Keywords in Business Names 17:52 Utilizing Additional Categories for Better Ranking 21:14 The Significance of Reviews in Local SEO 24:01 Effective Review Strategies for Dentists 27:03 Psychological Principles Behind Review Requests 28:28 The Psychology of Reviews 30:02 Incentivizing Reviews and Staff Engagement 31:37 The Evolution of SEO and Authenticity 32:56 The Impact of AI on Reviews and Rankings 34:47 Behavioral Signals and Google Business Profiles 40:49 AI Search and Its Implications for Dentists 49:13 White Spark's SEO Services for Dentists 53:21 Bulletproof Summit Code 54:08 Outro REFERENCES Bulletproof Summit Bulletproof Mastermind  

Jamie Leverton, CEO of ReserveOne, joined me to discuss how the firm is taking a unique approach to their digital asset treasury which includes Bitcoin, Ethereum, Solana, Cardano, and XRP. Topics:- Crypto asset diversification- Yield generation - Staking, Lending, & Venture allocation- Staking rewards strategy- Tokenization market- Crypto needs the Clarity Act to pass- Crypto market outlook

Tune in to our weekly LIVE Mastermind Q+A Podcast for expert advice, peer collaboration, and actionable insights on success in the Probate, Divorce, Late Mortgage/Pre-Foreclosure, and Aged Expired niches!  In this episode, we unpack a year of transformation in real estate, explore how AI is reshaping outreach, lead qualification, and content creation, and share practical strategies you can apply to probate, divorce, distressed properties, and aging expired leads. From pre-listing inspections to AI-driven personalization and virtual staging, we reveal real-world wins, cautionary tales, and a playbook to win in a shifting market. Whether you're a seasoned investor or a beginner, this session emphasizes staying human in an increasingly automated world while leveraging technology to scale, differentiate, and accelerate results. Expect insights on market dynamics, negotiation psychology, and building a sustainable pipeline across multiple niche markets with a focus on actionable steps you can implement today. Key Takeaways AI can enhance outreach and scale your real estate practice. Used strategically, AI expands your reach, improves efficiency, and supports personalization without replacing the agent's role. Diversifying lead sources reduces risk and increases resilience. Mixing niches like probate, divorce, and distress helps stabilize deal flow when markets shift. Pre-listing inspections uncover issues and speed sales. They reduce surprises, set realistic expectations, and help sellers price and prepare more effectively. Virtual staging can boost perceived value while maintaining honesty. When used selectively and transparently, it helps buyers visualize potential without misleading them. Personalization and one-to-one communication differentiate you. Direct, human connection—especially by phone—remains a key competitive advantage. Consistency and data-driven tracking drive long-term growth. Repeating proven actions and tracking results over time delivers sustainable progress. Embrace AI responsibly while preserving human relationships. AI works best when it supports efficiency while keeping trust and authenticity front and center. To learn more, visit https://www.AllTheLeads.com or call (844) 532-3369 to check how many leads are available in your market.  #RealEstateInvesting #AIforRealEstate #RealEstateMarketing #LeadGenerationStrategies Previous episodes: AllTheLeads.com/probate-mastermindInterested in Leads? AllTheLeads.comJoin Future Episodes Live in the All The Leads Facebook Mastermind Group:  https://facebook.com/groups/alltheleadsmastermindBe sure to check out our full Mastermind Q&A Playlist  Support the show

Text me!In this conversation, Lisanne Murphy shares her entrepreneurial journey from childhood to becoming a successful business owner and marketing expert. She discusses the evolution of Facebook ads, the importance of data-driven strategies, and innovative approaches to client engagement, including contact marketing. The discussion highlights the changing landscape of digital marketing and the need for adaptability in advertising strategies.takeawaysLisanne's entrepreneurial spirit began in childhood with unique money-making ventures.Her transition from corporate marketing to owning a business was driven by a desire for creativity.Facebook ads provided immediate feedback, revolutionizing how marketing effectiveness is measured.The landscape of Facebook advertising has changed significantly since its heyday.Diversifying marketing channels is crucial for business resilience.Contact marketing focuses on personalized outreach to build meaningful relationships.Data-driven advertising requires a mindset shift towards viewing ad spend as an investment in learning.Successful campaigns often involve testing and iterating based on data insights.High-ticket products perform better on Facebook ads than low-margin items.Building relationships is key in today's marketing environment.Connect further with Lisanne on LinkedIn HERE or her website HERESupport the showLINKS TO FREEBIES BELOW: WEEKLY NEWSLETTER where I share all the tips and tricks on how to grow organically online HERE If you are interested in sponsoring the show, send me a DM ABOUT THE HOST: Former Executive Recruiter turned Online Marketing Expert & Entrepreneur. I'm here to show you that you can do it too! I help women to start, grow and scale their personal brand and business online through social media. In 2021 I launched ChilledVino, my patented wine product and in 2023 I launched The Feminine Founder Podcast and in 2025 I launched my Digital Marketing Agency called The Feminine Founder Marketing. I live in South Carolina with my husband Gary and 2 Weimrarners, Zena & Zara. This podcast is a supportive and inclusive community where I interview and bring women together that are fellow entrepreneurs and workplace experts. We believe in sharing our stories, unpacking exactly how we did it and talking through the mindset shifts needed to achieve great things.Connect with me on LinkedIn HERE IG @cpennington55 FB HERE Follow the podcast page HERE ChilledVino ...

If you've ever wondered what actually happens inside my group coaching calls — what women really ask, how specific the advice gets, and what it sounds like when we take your everyday style struggles and turn them into clear, doable next steps — today's episode is going to give you a front-row seat.   Because this is a live Q&A segment pulled straight from a real HER Style Collective coaching call. We're talking about the kinds of questions that pop up when you're standing in your closet, scrolling your phone, or hovering over the "checkout" button… Like how to actually stop impulse shopping, how to avoid outfit repetition, defining your personal style, and whether you can wear pure white in a way that still looks flattering even if it's technically not your "best" color.    This is the kind of personalized, nuanced guidance you don't get from a trend report or a quick tip on Instagram. It's coaching that helps you think differently about your wardrobe, so getting dressed feels easier, smarter, and more aligned with your unique life and goals.   If you want in-depth coaching from me just like this every single week, you can join us inside HER Style Collective today at herstylellc.com/collective. And for now, enjoy this behind-the-scenes peek at what's waiting for you inside…   FREE 5-MIN PERSONAL STYLE QUIZ: https://herstylellc.com/quiz HER STYLE ON INSTAGRAM: https://www.instagram.com/heatherriggsstyle/ JOIN HER STYLE COLLECTIVE: https://herstylellc.com/collective   Related Episodes: 289 – How Annette Simplified Her Closet, Mastered Her Style, and Built a Wardrobe She Loves 261 – Style Coaching Behind the Scenes: Solving Real Client Challenges with Color, Style, and Accessories 187 – LIVE Coaching: Am I Buying the Wrong Size Jeans? Is It Lazy to Dress for Comfort?

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA sits down with Noelle “Elle” Sisco, Managing Director, Portfolio Manager, and Lead Portfolio Strategist at First Eagle Napier Park, to discuss where structured credit can offer real value for insurance investors and where caution is warranted. Elle shares her background across public and private credit markets and explains how First Eagle Napier Park approaches alternative credit within a multi-strategy investment framework.   The conversation explores how insurers can evaluate structured credit through disciplined underwriting, with a focus on collateral analysis, liquidity management, and active portfolio positioning. Elle also addresses late-cycle dynamics, elevated idiosyncratic risk, emerging collateral types, and the importance of separating true underwriting skill from beta-driven returns when constructing resilient insurance portfolios.

#716 What if your origin story isn't what wins clients — but your ability to solve their problems is? In this episode hosted by Brien Gearin, Jay Owen, founder of Business Builders and host of Building a Business That Lasts, shares how he turned a teenage side hustle into a thriving multimillion-dollar agency that now runs mostly without him. Jay opens up about his early struggles, how a pivotal conversation with his wife helped him commit to entrepreneurship full-time, and the mindset shifts that helped him scale sustainably over two decades. He dives into the importance of recurring revenue, why strong messaging is more powerful than flashy design, and how agencies can stay relevant in an AI-driven world by becoming operators instead of executors. Whether you're growing your own agency or just getting started, this episode is packed with timeless advice and fresh perspective! (Original Air Date - 5/7/25) What we discuss with Jay: + Why your story isn't what sells + From teenage side hustle to agency + Importance of recurring revenue + Messaging over design every time + Scaling without burning out + Using AI to increase efficiency + Building a business, not a job + Contractors vs. employees + Speaking as a lead generator + Diversifying services and industries Thank you, Jay! Check out Business Builders at ⁠BusinessBldrs.com⁠⁠⁠⁠. Get a free ⁠⁠video course⁠⁠. Get a free ⁠AI resource⁠. Follow Jay on ⁠Instagram⁠ and ⁠LinkedIn⁠. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I explore what it really means to build resilient happiness in a world that constantly overstimulates our nervous system and pulls on our attention. I talk about the quirky mix of human animal and eternal soul, and how our instincts, brain chemistry, and modern capitalism can team up to keep us stuck in emotional numbing, low level discontent, and addictive chemistry hits. I share how our emotional set point can narrow over time, so we end up stewing in familiar feelings like frustration, helplessness, or mild depression instead of allowing deeper emotions, like grief, to move through. I look at how a chronically activated fight or flight response, combined with endless opportunities for distraction and quick dopamine, makes it hard to register the quieter, sustainable forms of happiness. I also talk about miswanting and hedonistic adaptation, and why chasing big spikes of chemistry through intense relationships, major purchases, or peak experiences is not a reliable path to feeling well in everyday life. From a shamanic and practical perspective, I offer ideas for: Calming your nervous system and lowering your fight or flight baseline Noticing where you are numbing out instead of feeling what is actually present Letting emotions move through so your emotional matrix is not gummed up Recognizing when you are chasing extreme chemistry instead of true fulfillment Diversifying your sources of happiness so your well being is not tied to one thing Stacking small, attainable joys into a stable foundation of contentment My intention is to help you understand your design with more compassion, so you can partner with both your human animal and your soul. When you address emotional numbing and nervous system overload first, it becomes much easier to feel and trust the subtle, authentic happiness that is already available in your life. Want to support my work and be supported by my team of guides?  Check out my membership offer: https://www.patreon.com/practicalshamanism Want more audio content from me? Check out my online academy at https://academy.handsoverheart.com/  Sound editing by Kev Young.  You can reach them at kyoung.keviny@gmail.com DISCLAIMER: The suggestions and information provided here are intended for personal growth and exploration. The content of this podcast is not intended as a substitute for professional medical advice or psychological treatment. Please seek the advice of your doctor or other qualified health care provider with any questions you may have regarding a medical or mental health condition.   To learn more about me and my work, please visit my website at https://handsoverheart.com

Kieran Osborne believes economic conditions are broadly improving, saying businesses “now know the rules of the road” and the consumer has been “relatively resilient.” With this in mind, he digs into Fed decision making as we anticipate slower growth and worry about inflation. He expects the December rate decision to be “contentious” but anticipates a cut. Kieran shares some investment strategies with viewers, including allocations in international markets and private markets.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Steve Kim, Partner at Verdis Investment Management, shares his unique take on venture capital investment through a data-driven, diversified portfolio strategy. With a focus on early-stage investments and emerging managers, Steve discusses why diversification is key to optimizing venture returns and building enduring funds. He offers insights from his transition from technology leadership to investments, his commitment to backing emerging managers, and how this strategy benefits both LPs and founders in the long run.In this episode, you'll learn:[01:18] Steve's background and transition into venture capital[06:15] Using data to drive decisions in venture investments[09:06] Comparing concentrated and diversified portfolio strategies[15:30] Understanding and meeting founders' needs[20:00] The role and support of emerging managers in venture capital[30:00] Evolution of the venture capital ecosystem and future perspectivesThe nonprofit organization Steve is passionate about: International BaccalaureateAbout Steve KimSteve Kim is a Partner at Verdis Investment Management, where he champions a data-driven and diversified approach to venture capital investments. With over two decades of experience, Steve backs emerging managers at the earliest stages, leveraging data to optimize returns while reducing risk. His career began in technology, where he held leadership roles at companies like Walt Disney and Alcatel before transitioning to investments.About Verdis Investment ManagementVerdis Investment Management, LLC (“Verdis”) is a Registered Investment Advisor under the Investment Advisors Act of 1940. Registration as an Investment Advisor does not imply any level of skill or training. The views expressed in this episode reflect those of Verdis as of the date of recording. Any views are subject to change at any time based on market or other conditions, and Verdis disclaims any responsibility to update such views. This commentary is not intended to be a forecast of future events, a guarantee of future results or investment advice. Because investment decisions are based on numerous factors, these views may not be relied upon as an indication of trading intent on behalf of any portfolio or strategy. The information contained herein has been prepared from sources believed to be reliable but is not guaranteed by Verdis as to its accuracy or completeness. This information does not constitute an offer to sell, or a solicitation of an offer to buy, an interest in any jurisdiction in which it is unlawful to make such an offer or solicitation. Certain information contained herein has been obtained from other parties. While such sources are believed to be reliable, neither Verdis nor its respective affiliates assume any responsibility for the accuracy or completeness of such information presented.Subscribe to our podcast and stay tuned for our next episode.

Why Brands Should Stop Avoiding News with Jack MarshallBrands have long shied away from advertising in news, fearing controversy or association with “negative” stories; but that hesitation is costing them results. This week, Mike Shields talks with Jack Marshall, Head of News at DoubleVerify, about why avoiding news is a missed opportunity and how advertisers can take a smarter, more nuanced approach to brand safety and suitability.Jack shares insights from DV's research, which shows that news content drives 16% more engagement than non-news media, and explains how AI-driven tools are helping advertisers target responsibly while supporting trusted journalism. The conversation covers the shifting perceptions of news advertising, AI's role in brand safety, and why authentic reporting may soon stand out as the antidote to AI-generated “slop.” Highlights:

This episode gets real about money stress, comparison, and the head noise that comes with trying to run a construction business and still show up at home. We talk through how we handle the dark season — from boundaries and better systems to finding people you can actually be honest with. Show Notes: 00:00 Intro, sponsors and setup 04:10 Why we are talking about mental health 05:35 Comparison trap and feeling behind 09:44 Money stress and your relationship with cash 16:07 Why this season hits builders so hard 24:20 Taking inventory, boundaries and time off 30:14 All in on the 45 White Oak project 35:00 Serving others without chasing every upside 45:13 Diversifying work and reducing risk 51:01 You are not alone in this 56:10 Precon course offer and wrap up Video Version: https://youtu.be/0oyG44Xtgfo Partners:  Andersen Windows Buildertrend Harnish Workwear  Use code H1025 and get 10% off their H-label gear   The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts:  Nick Schiffer  Tyler Grace  Podcast Produced By: Motif Media

In this episode, we sit down with Sanctuary Wealth Chief Investment Strategist Mary Ann Bartels to break down her new 2026 outlook. We cover her long-term S&P 500 forecast, why she believes we are still early in a secular bull market, how technological innovation is fueling productivity and profitability, the risks she's watching in 2026, and the case for international stocks, gold, and diversification. Mary Ann also explains why skepticism suggests we are not yet in a true bubble, how valuations fit into today's market, and what investors should understand about cycles, inflation, and long-term compounding.Topics Covered• Secular bull markets and why the long-term trend still points higher• Whether today's market is following historic bubble patterns• AI, technology cycles, and the connection between innovation, productivity, and profits• Why skepticism means we are not yet near euphoria• The 2026 “reset” and how the presidential cycle could affect markets• Valuations, earnings trends, and interest-rate dynamics• Market concentration, structural changes, and the role of mega-caps• Growth vs value and why growth leadership may persist• Why international markets may be entering their own secular bull market• Inflation outlook, tariffs, and what the data now suggests• Private credit concerns and overall financial-system stability• Gold's surge, future targets, and its role as portfolio diversification• Portfolio construction, risk, and the importance of compounding for younger investorsTimestamps00:00 Market patterns, bubbles, and early-cycle dynamics01:00 Introduction02:00 Long-term S&P 500 outlook04:00 Historical bubble analogs and market psychology06:00 Skepticism vs optimism09:00 2026 reset and election-year dynamics13:00 Valuations and PE expansion17:00 Long-term valuation trends17:40 Innovation cycles and economic growth20:20 Productivity, AI CapEx, and profitability21:00 Technology adoption across industries22:20 Digitization and long-term tech layers22:30 Market concentration and structural changes25:00 Why corrections are more frequent27:20 Growth vs value31:00 International markets outlook36:00 Correlations, deglobalization, and opportunity38:40 Inflation short-term vs long-term40:30 Private credit and financial stability43:30 Gold outlook and targets45:40 Diversifying concentrated portfolios48:40 Crypto, private markets, and generational shifts49:20 Key risks for 202651:40 What most investors get wrong53:00 The one lesson for the average investor54:40 Closing

Join us on this episode of "AgCredit Said It" as guest host Kayla Laubacher takes us beyond the balance sheet into the world of beekeeping with Greg and Angela Laub of Laub Bee Honey. Discover how this dynamic duo started their honeybee journey, the challenges they face, and the sweet rewards of their labor. Learn about the intricacies of hive management, honey harvesting, and the importance of local honey production. Whether you're a seasoned beekeeper or just curious about the process, this episode offers valuable insights and tips for anyone interested in diversifying their agricultural operations. Tune in for a fascinating conversation that highlights the passion and dedication behind every jar of honey.   Show Notes: https://www.agcredit.net/news/ep-96-bee-yond-balance-sheet-diversifying-honey-production   Connect with AgCredit on Facebook, Twitter and Instagram Connect with Laub Bee Honey on Facebook and TikTok   Share questions and topic ideas with us: Email podcast@agcredit.net

#675 What happens when your thriving side hustle starts to plateau? In this episode hosted by Kirsten Tyrrel, we welcome back Tyler Christensen, who built a $5K/month income stream as an Amazon influencer — only to see his per-video earnings drop by 90%. Rather than walking away, Tyler made a strategic pivot. He shares how he diversified his income by incorporating YouTube, TikTok Shop, and paid sponsorships, all while reducing his workload from 20 hours a week to just five. We dive into the difference between Amazon's affiliate vs. influencer programs, how video formatting impacts performance across platforms, and why digital assets can continue paying dividends for years. If you're looking to build a sustainable income stream, this is a masterclass in adapting to market shifts and turning content creation into long-term wealth! (Original Air Date - 4/13/25) What we discuss with Tyler: + Amazon affiliate vs. influencer + Why per-video earnings dropped + Pivoting to maintain income + Diversifying with YouTube & TikTok + Landing paid sponsorship deals + Creating digital assets that last + Vertical vs. horizontal video strategy + Growing without buying products + Sponsored content outreach tips + Turning side hustle into passive income Thank you, Tyler! Follow Tyler on ⁠YouTube⁠. Watch the ⁠video podcast⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode #126 is up!  Check it out!!!Diversifying the Educator PipelineSpecial Guest Dr. Shaylyn Marks, Assistant Professor of Teacher Education at California State University, Bakersfield, joins Dr. Woods on episode #126 of Leading Out The Woods to discuss Diversifying the Educator Pipeline. In this episode, they explore Dr. Marks' research and her book, Diversifying the Educator Pipeline: Supporting Black Educators through Recruitment, Preparation, and Retention. Together, they unpack the historical impact of Brown v. Board of Education, the challenges Black preservice teachers have faced and the urgent need to recruit, support, and retain more Black educators in today's schools.

We always advise having "many legs under your table." In other words, comic creators should have many sources of revenue. If one is threatened, the others can keep the business aloft. So it's important, from time to time, to check for wobbly legs! What are the sources of comics income that are currently vulnerable?Today's ShowVulnerable legsSusan MacTaggartDesign vs StyleSummaryIn this episode of ComicLab, hosts Dave Kellett and Brad Guigar explore various themes related creativity and the business of comics. The conversation begins with the importance of diversifying income streams for artists. They also delve into concerns about merchandise shipping costs and the future of platforms like Patreon in the age of AI. Next, the hosts reflect on the relationship between style and design in art, and how generational changes will influence the integration of AI into creative fields. The episode wraps up with light-hearted banter and insights into the creative process.TakeawaysComic conventions can be a tricky business venture.Diversifying income streams is crucial for artists.Merchandise shipping costs are a growing concern.The future of platforms like Patreon is uncertain with AI advancements.Style and design are interconnected in art.Generational shifts will influence how AI is integrated into creative fields. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. Dave Kellett is the creator of Sheldon and Drive.

It's often said that for e-commerce brands, the holiday season is the 5th quarter of the year. Sue Azari, e-commerce industry lead at AppsFlyer, joins Taylor Lobdell for a tactical breakdown of how the smartest e-commerce apps move from Q4 user acquisition to Q5 retention and remarketing. From UK and EMEA trends to global shifts in spend, Sue details why remarketing spend surges fivefold at the end of the year, how loyalty and personalization schemes actually drive a second purchase, and what makes non-organic installs disproportionately valuable for real app revenue. Referencing real examples from brands like Zara, H&M, Temu, and Shein, Sue lays out the structural shifts, practical tactics, and emerging risks facing every marketer trying to build durable, app-based revenue in a volatile global market.Key topics and questionsThe in-house consultant role at AppsFlyer and its cross-functional focusHow the UK's mature e-commerce market shapes global strategiesWhy Q5 matters, and how its install/revenue spike emergedWhen and why remarketing eclipses UA spendTactics for turning a Q4 buyer into a repeat customer in Q5Personalization, loyalty, and exclusive drops to drive frequencyUGC, influencer content, and AI tools for creative ideationWhat e-commerce needs to steal from gaming's diversified media mixWhy DSPs and Reddit remain underused in e-commercePaid–organic uplift: why half of installs deliver three-quarters of revenueHow to respond to high December CPMs and new market entrantsThe 70-20-10 rule for channel testingGlobal UA patterns: Android vs iOS, tariffs, rapid spend reallocationQR codes, in-store modes, and the app as a bridge to physical retailSegmentation: why abandon basket and uninstalled users matter mostStaying current in a market defined by privacy shifts and macro volatilityTimestamps(0:03) – Intro, Sue's cross-functional role and background(1:11) – UK and EMEA, market maturity, lessons, and cross-region strategy(2:52) – Defining Q5, why end-of-year cycles matter for apps and travel(4:10) – Black Friday: remarketing spend is five times UA at peak(5:03) – Tactics: loyalty, personalization, and getting to the second purchase(6:12) – Creative best practices, UGC, influencers, and new AI tools(7:02) – Diversifying media, DSPs, app-to-app installs, and what e-commerce misses(7:55) – Community and AI as emerging channels(9:13) – Paid–organic uplift, nearly three-quarters of revenue is non-organic(10:38) – Coping with high CPMs, moving spend, leaning on owned media(11:43) – Testing new channels; the 70-20-10 rule for risk(13:47) – Regional differences in UA: China, tariffs, and aggressive spend moves(17:00) – How Sue tracks trends, privacy changes, and new industry moves(17:32) – Temu/Shein: billion-dollar UA, loyalty pivots, and physical store expansions(19:42) – QR codes, attribution, and bridging digital and physical with apps(20:51) – Retargeting segments: abandon basket and uninstalled users(21:46) – Lightning round: favorite channels, brands, tactics, and London recommendationsSelected quotes(4:13) – “When we look at spend, remarketing spend is five times that of UA for e-commerce apps during the end of Q4.”(10:06) – “Nearly three quarters of purchase revenue comes from non-organic sources. Users are much more likely to buy something if they've been driven to the app by a particular marketing campaign.”(21:01) – “Abandoned baskets are my primary focus for remarketing, because 70% of users who install an e-commerce app will abandon their basket. The other one that I think is not as commonly done, but I think it's very valuable, is remarketing to uninstalled users.”Mentioned in this episodeAppsFlyerSue Azari on Linkedin

For more, check out The Profit Circle: patreon.com/theprofitcircle

What if the hundreds of leads in your CRM aren't the opportunity you think they are? In this revealing episode of The Millionaire Car Salesman Podcast, Sean V. Bradley and LA Williams take a hard look at the reality of lead management in today's automotive industry. They unpack the costly truth behind what they call "dumb dealer math", where dealerships chase inflated numbers, waste money on poorly optimized lead sources, and mistake activity for true sales opportunities. "Your CRM is your central nervous system. It is not just a lead tool; it's your customer relationship management tool." - Sean V. Bradley Sean and LA dig deep into the difference between data that looks good and data that actually sells cars. They expose why metrics like SRPs and VDPs can be misleading, how poor CRM habits drain profits, and what really separates top-performing dealerships from the rest. "But as long as they (dealers) are making more money than they're spending, they think to themselves, I got other problems I got to deal with." - Sean V. Bradley But they don't stop there. The duo explores how smart dealers are diversifying their lead sources, leveraging proven partners like AutoWeb and CarsDirect, and building systems that turn leads into lifelong customers. If you've ever wondered why your lead volume isn't matching your results, or how to fix it, this episode will change the way you think about sales opportunities, metrics, and money in your dealership. It's not about getting more leads. It's about doing more with the ones you already have.   Key Takeaways: ✅ Dealers often struggle with too many leads without an effective team or strategy to manage them, resulting in missed opportunities. ✅ Focusing solely on website metrics like SRPs and VDPs without actual lead conversion can lead to wasted resources and efforts. ✅ Proper planning, preparation, and training are crucial to overcoming common pitfalls in lead management and maximizing sales success. ✅ Diversifying lead sources through third-party providers can help dealerships attain a balanced, risk-minimized approach to lead acquisition and management. ✅ A well-integrated CRM system is essential for understanding prospects, meeting their expectations, and creating valuable customer relationships.   About Sean V. Bradley Sean V. Bradley is a renowned expert in the automotive sales industry, currently serving as the President of Dealer Synergy. With over 27 years of experience, Sean is also a certified CSP and a best-selling author of "Win the Game of Googleopoly." Known for his innovative strategies in lead management and CRM, Sean has been a key influence in transforming car dealerships across the nation, making him a sought-after consultant and trainer in automotive sales. About LA Williams LA Williams is the Vice President at Dealer Synergy and the co-creator of the Millionaire Car Salesman Podcast. Known as the "Blind Master" for his unique perspective and insights, LA has a history of excellence in leveraging technology and training methodologies to increase sales and efficiencies in car dealerships.     Maximizing Dealership Success: Unleashing the Power of Leads, Marketing, and CRM Strategies In the fast-paced world of automotive sales, success hinges on mastering the art of lead management, astute marketing strategies, and the effective use of CRM technology. Sean V. Bradley, CSP, and his insightful conversations with LA Williams underscore the urgent need for dealerships to refine these aspects for consistent growth. This article distills the core themes from their engaging discussion, highlighting how dealerships can transform potential challenges into opportunities. Strategic Lead Management: Pinpointing and capitalizing on quality leads rather than succumbing to distraction. Diverse Marketing Approaches: Balancing investment between the dealership's website and external lead sources to mitigate risk. Advanced CRM Integration: Leveraging CRM systems to optimize prospect engagement and relationship development. Strategic Lead Management In today's automotive industry, the ability to effectively manage leads is crucial. Sean V. Bradley's discussion about dealerships being overwhelmed with leads hits home for many. He describes a common scenario: "You guys have so many leads, so many buyers, and not enough people." Overwhelming lead volume without sufficient staff can result in missed opportunities and wasted resources. Bradley's advice on categorizing leads into existing prospects and carryover prospects is significant. He provides a vivid illustration of a common oversight: "If you have 1,000 fresh leads a month, you're not going to start the first day of the month with zero." Instead, dealerships should consider the cumulative effect of carryover leads. Creating a structured approach to handling these varying lead types ensures that sales teams don't become inundated and fail to capitalize on genuine sales potentials. The importance of preparation and understanding the buying cycle underscores the critical need for dealerships to adopt refined lead management strategies. As Bradley emphasizes, "The average buying cycle for a new car is 90 days." Knowing this, dealerships must adjust their follow-up processes to align with the customer's timeline, thereby maximizing conversion chances. Diverse Marketing Approaches A key theme reinforced by Bradley and Williams is the fallacy of putting all marketing funds into a dealership's website. Bradley cautions against such myopic strategies: "It makes no sense to spend a little bit of money on the website but spend a fortune on ads or crap that drives traffic." Instead, he advocates for a diversified marketing approach akin to a mutual fund strategy, where investments are spread across multiple lead sources to minimize risk and maximize exposure. This diversified strategy includes the use of third-party lead providers like AutoWeb and Cars Direct, which offer an attractive cost-benefit ratio. Bradley highlights this by noting, "You should be able, if you're brand new or you're underperforming, to handle about 80 to 100 fresh Internet leads max." This targeted approach ensures that dealerships can maintain lead quality while benefiting from a sustainable and predictable lead flow. Integrating different marketing facets, such as search engine optimization (SEO), pay-per-click (PPC) advertising, and social media campaigns, allows dealerships to reach a broader audience while retaining flexibility. This blend of strategies not only improves lead quality but also aligns marketing spending with tangible results. Advanced CRM Integration for Optimal Customer Engagement The integration of CRM technology in lead management cannot be overstated. A recurring theme in Bradley's discussion is the imperative for dealerships to leverage CRM systems as a central nervous system. With compelling clarity, he describes the potential of CRMs to enhance customer relationships from "inception of the prospect." A robust CRM system is more than just a tool for managing leads. It offers invaluable insights into customer behavior and preferences, enabling personalized communication strategies. Bradley advises on the strategic setup of CRMs: "It needs to be optimized the right way." This involves structuring automated emails, video messages, and task reminders to ensure that no lead is left unengaged. The synergy between CRM systems, human resources, and AI is especially transformative. Bradley explains, "Your CRM, your human resources, and your AI should all be designed and architected interdependently." This triad approach not only enhances operational efficiency but also cultivates deep customer relationships, ultimately driving sales and fostering long-term loyalty. Dealerships that embrace this comprehensive CRM strategy are better positioned to navigate the complexities of customer interactions, ensuring that every engagement is as personalized and impactful as possible. To truly thrive in the modern automotive landscape, dealerships must embrace a multi-faceted approach that integrates strategic lead management, diversified marketing practices, and advanced CRM solutions. By doing so, they can transform challenges into opportunities, ensuring sustained growth and customer satisfaction. As Bradley insightfully advocates, a dealership's success is significantly enhanced when it masters these key areas, preparing itself to meet and exceed customer expectations consistently.     Resources + Our Proud Sponsors: ➼ The Millionaire Car Salesman Facebook Group: Join the #1 Mastermind Group in the Automotive Industry with over 29,000 members worldwide. Collaborate with automotive professionals, learn the best industry practices, and connect with top mentors, managers, and sales leaders. Join The Millionaire Car Salesman Facebook Group today! ➼ Dealer Synergy: The automotive industry's #1 Sales Training, Consulting, and Accountability Firm. With over 20 years of proven success, Dealer Synergy has helped dealerships nationwide build high-performing Internet Departments and BDCs from the ground up. Our expertise includes phone scripts, rebuttals, CRM action plans, lead handling strategies, and management processes; all designed to maximize your people, processes, and technology! ➼ Bradley On Demand: The automotive industry's most powerful Interactive Training, Tracking, Testing, and Certification Platform. With LIVE virtual classes and access to a library of over 9,000 on-demand training modules, Bradley On Demand gives your dealership the tools to dominate every department: Sales, Internet, BDC, CRM, Phone, and Leadership. From sharpening individual skills to elevating entire teams, this platform ensures your people are trained, tested, and certified for maximum success. Equip your dealership to sell more cars, more often, and more profitably with Bradley On Demand!

In this episode of Spotlight, Thalia Hayden ‪@etfguide‬ chats with with Paul Baiocchi, CFA and Head of Fund Sales and Strategy at SS&C ALPS Advisors. This episode examines top trends in electrification, energy, and other markets.  The growing electrification trend has made ETFs like the ALPS Electrification Infrastructure ETF (ELFY) more relevant then ever. Plus, we analyze the Alerian Energy Infrastructure ETF (ENFR), the Alerian MLP ETF (AMLP), the ALPS O'Shares U.S. Small-Cap Quality Dividend ETF (OUSM) and the ALPS Sector Dividend Dogs ETF (SDOG). *********To learn more about SS&C ALPS Advisors visithttp://www.alpsfunds.com 

What does “scaling” really mean for you?In this episode of Cash Flow Positive, host Kenny Bedwell breaks down what it truly takes to grow beyond single-family short-term rentals and why the definition of “scaling” should be unique to every investor.Kenny walks through his personal evolution from duplex house hacking to managing multi-unit portfolios, building a co-hosting business, and partnering with investors to acquire large-scale STRs and boutique hotels. Along the way, he shares the mindset, strategies, and lessons that help hosts move from buying one property at a time to building a sustainable, scalable business model that fits their goals, not social media's definition of success.Timestamped Highlights [00:00] Why “scaling” looks different for every STR owner [00:01:00] Kenny's early investing story, from house hacking to Airbnb [00:04:45] How Buffalo, NY shaped his mindset on scaling and diversification [00:06:30] Breaking through capital limitations with rental arbitrage [00:09:00] The rise (and fall) of arbitrage and what works better now [00:10:30] Scaling into co-hosting and property management [00:11:45] The power of sharing your wins to attract partnerships [00:13:40] How to start small but think like a business owner [00:15:20] Diversifying across markets for long-term stability [00:18:00] Leveraging other people's money (OPM) to scale faster [00:20:20] Building partnerships and equity deals with no capital invested [00:22:00] Why hotels aren't the only way to scale and how big STRs can outperform [00:24:00] Choosing properties that match your goals, not trends [00:25:15] The truth about hotel deals vs. high-performing STRs [00:26:40] Redefining success and scaling on your own terms [00:27:50] A look ahead: scaling through new business opportunitiesResources MentionedLaunch Hosts by Kim Fitzpatrick - Example of scaling through servicesImportant LinksWant us to find the deals for you? https://strinsights.com Get Top Markers for STRs (2025) https://www.strinsights.com/top-investable-short-term-rental-markets-2025-reportInstagram – @kenny_bedwellYouTube – Cash Flow PositiveLinkedIn – Kenneth BedwellCash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights and Podcast Your Brand. Production and editing by Podcast Your Brand.

Inga Rachwald of Schwab Asset Management breaks down diversification for viewers. She explains how not to let one sector or stock take over a portfolio and how to re-weight. She highlights direct indexing, tax efficiencies, and more strategies.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

This week on Sinica, I chat with Daniel Kurtz-Phelan, editor of Foreign Affairs, about how the journal has both shaped and reflected American discourse on China during a period of dramatic shifts in the relationship. We discuss his deliberate editorial choices to include heterodox voices, the changing nature of the supposed "consensus" on China policy, and what I've called the "vibe shift" in how Americans across the political spectrum think about China. Daniel also reflects on his own intellectual formation, including his work on George Marshall's failed mission to mediate China's Civil War and the cautionary lessons that history holds for today's debates. We explore the challenges of bringing Chinese voices into Foreign Affairs, the balance between driving and reflecting policy debates, and whether we're witnessing a genuine opening of the Overton window on China discussions.7:15 – Foreign Affairs in the era of Iraq and "China's peaceful rise" 12:09 – The Marshall mission and the "Who Lost China?" debate 17:17 – China's changing role and the journal's coverage density 19:43 – The Campbell-Ratner "China Reckoning" and subsequent debates 25:00 – The challenge of including authentic Chinese voices 29:42 – How Chinese leadership perceives and reads Foreign Affairs 32:12 – The "vibe shift" on China across the American political spectrum 35:56 – Cultivating contrarian voices: Van Jackson, Jonathan Czin, and David Kang 40:17 – Avoiding the trap of making everything about U.S.-China competition 43:12 – Diversifying perspectives beyond the Washington-Beijing binary 48:18 – The big questions: American exceptionalism and Chinese identity in a new era 51:42 – The dangers of cutting off U.S.-China scholarly conversations 56:26 – The uses and misuses of historical analogies 58:09 – Spain's Golden Age and late Qing memes as contemporary analogiesPaying it forward: The unsung editorial staff at Foreign AffairsRecommendations: Daniel: Equator.org; The Rise of the Meritocracy by Michael Young; Granta's new India issue; The Party's Interests Come First by Joseph Torigian; The Coming Storm by Odd Arne Westad Kaiser: The Spoils of Time by C.V. WedgwoodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this conversation, Austin Schmidt shares his journey from corporate America to becoming a successful real estate developer. He discusses the importance of mentorship, the transition into real estate, and the lessons learned during his early years. Austin emphasizes the value of vertical integration in his business model and the strategic decision to own properties rather than just build to sell. He also highlights the importance of diversification in real estate investments and the need for a solid financial foundation to gain trust from banks. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------

Today's episode is a little different… because our very own Mary K. Tiller is stepping out from behind the hosting mic and into the guest chair!  That's right — the woman you know as co-host and co-founder of Writing Off Social is here to spill the beans on her brand-new venture: Tiller Editing.We're talking about how she's building an editing business from the ground up (without social media), what she's learned along the way, and how you can take your next steps, whether that's hiring her as your editor or launching a business of your own.  For show notes, go to https://writingoffsocial.com/77Enrollment for our January cohort of Writing Off Social: The Course is now open. Early bird pricing is available, and we are limiting our spaces to only 4 this time around to give you all the time and attention you need. Don't delay. This cohort will sell out, and this is the lowest price it will ever be. We offer a payment plan and a 100% money-back guarantee. Click here for more information.

Guest: Kelly Bonn — Navy veteran, retained executive recruiter, executive coachLocation: The Centre Club, TampaEpisode in a sentenceFrom small boats in the Med to C-suite searches in boardrooms, Kelly unpacks modern hiring, executive presence, and why your LinkedIn should teach—not trumpet.What we coverKelly's Navy path (Italy, small boats unit, coxswain/engineer) and the through-line to recruitingRetained search vs. contingency—and why “human” beats “process”Branding that works: educational posts, clear profile, and consistent presencePosting cadence/windows that reach senior decision makersBuilding a talent flywheel with employee advocates (and how to bonus them)Interviewing that actually reveals judgment and fit (ditch lazy behavioral scripts)Diversifying revenue streams so a weird year doesn't sink youWhy the job market feels strange—and the signals it's warmingPlaybook & TacticsIntro line: “I'm an executive coach and a headhunter. I help companies hire and leaders land.”Three questions to ask in interviews:“What would your current manager say about you?”“What did you like most/least about your last role?”“What's the biggest challenge in the first 90 days here?”LinkedIn content rule: educate > advertise. Case-style posts win.Best posting windows (for exec audiences): Sun late AM/early PM; Mon late PM; Tue late AM.Book pick: Captivate — Vanessa Van Edwards.Offers & ResourcesKelly's giveaway: Executive Bio + 1 hr coaching (leadership/job search) or hiring-manager interview training.Services: retained search (Sr. Director → C-suite), executive coaching, resumes/executive bios, LinkedIn optimization.Keep up with usTampa: monthly third-Tuesday meetups at The Centre ClubClearwater: monthly wellness workoutsMessage “TAMPA” to get reminders and invites.

#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more. Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025 Partner Deals Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gusto: Free 3-month trial of the #1 payroll software DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned PEOs: TriNet | Justworks Insurance Broker: Rich Sterling Productivity/AI Tools Notion NotebookLM Replit Cursor v0 Figma Perplexity Claude Mesa Homeowners Card (50k bonus with code CHRIS50) $1,200 U.S. Bank Bonus ATH Podcast Newsletter Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen Ep 104: Optimizing Your Insurance Policies Ep #140: Navigating Open Enrollment Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Submit questions for our next AMA here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:30) Quick Episode Overview (01:22) How to Select Your Insurance Plan (05:19) Saving with a High Deductible Health Plan (14:19) Tips for Specific Drugs and Providers (15:27) Dental and Vision Plans (17:17) Benefits of FSAs (19:10) Getting Health Insurance Outside of an Employer (21:08) Getting Insurance for Your Business (23:20) Insurance via Medical Research Companies and Affinity Groups (24:52) Direct Primary Care (25:48) Reimbursing Medical Expenses Charged on a Credit Card (30:45) Diversification in an Incredibly High Stock Market (36:20) Investing in Precious Metals: Gold & Silver (40:55) Strategy for Handling RSU Compensation (43:35) Variable Universal Life Policy (48:05) The Rise in Auto Insurance Premiums Following an Accident (55:22) Buying A Used vs. New Car (58:06) Chris's Favorite Work Tools Including AI (01:02:07) Is AI an Actual Threat to Our Jobs? (01:04:26) Chris's Pre and Post W2 Job Experience (01:06:50) Find the Best Deals on the ATH Newsletter (01:10:53) The Next Gift Card Sale Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Building a six-figure business as a solopreneur doesn't happen overnight -- but with the right mindset and systems, it's absolutely possible. In this episode, we talk with Jannese Torres, a nationally acclaimed Latina money expert, business coach, and host of the Yo Quiero Dinero podcast. Jannese shares how she turned her food blog, Delish D'Lites, into a $10,000-per-month business that allowed her to leave her corporate engineering career and design a life on her own terms. She also breaks down how new creators can find their niche, diversify income through ads and affiliates, and build long-term passive income online. If you've ever dreamed of turning your passion into a profitable business, this conversation will inspire you to take that first step. To learn more, check out her Jumpstart Your Blog Bootcamp. RESOURCES & NOTESSolopreneur tools, guest links, and favorite resources to help you build your solo business GUEST LINKS Yo Quiero Dinero Podcast – Learn from Jannese's money and business insights. Delish D'Lites – Discover her viral Puerto Rican food blog. Jumpstart Your Blog Bootcamp – Jannese's signature course for aspiring bloggers. SOLOPRENEUR TOOLS WE LOVE Monarch Money – The best app to manage your business and personal budget in one place. Gusto – Payroll and benefits made easy for solopreneurs hiring contractors or employees. Riverside – Record high-quality remote podcasts and videos. Belay – Virtual assistants and bookkeeping support for entrepreneurs. Live Oak Bank – High-yield business savings accounts. RECOMMENDED RESOURCES Visit our full list of partners and deals: Sponsors & Resources Podcast Chapters 00:00 – Stay curious: the mindset that fuels success 00:24 – Jannese Torres on finding freedom through solopreneurship 01:00 – From corporate engineer to creative entrepreneur 02:15 – How her food blog began as a hobby 03:30 – The turning point: making her first $10,000 05:00 – Balancing a full-time job while building her business 07:00 – Quitting her corporate career with confidence 09:40 – Financial prep before leaving a steady paycheck 11:40 – The biggest differences between solopreneurship and corporate life 13:00 – How food bloggers make money (ads, affiliates, sponsors) 15:40 – Diversifying income as a blogger 17:00 – Passive income that continues to pay 18:30 – Building flexibility and time freedom as a parent 20:30 – How to stand out in today's AI-driven content world 23:40 – The Solopreneur High Five rapid-fire segment 25:30 – Favorite solopreneur tools and apps 27:00 – Lessons from her biggest mistakes 28:45 – Redefining retirement as “work optional” 30:15 – How to start your own food or lifestyle blog today 31:10 – Where to find Jannese and her online resources HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Editor: Johnny Sohl Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices