Podcasts about diversifying

Dan Norcross helps landlords, investors, and agents across Cheshire and the North West maximise property Income. There is hassle-free income and exceptional returns through expert property management, guaranteed rent, and serviced accommodation solutions. Tune into episode 499 of The Next 100 Days podcast to get the insights from Dan Norcross.Summary of PodcastIntroductions and backgroundKevin and Graham welcome Dan Norcross to the podcast. Dan introduces himself as a property entrepreneur who has been in the business for less than a year. He has already built up a portfolio of 6 rental properties. He explains that he is focused on the "rent to serviced accommodation" model. This provides short-term housing for contractors working on a major construction project in the local area.Scaling the rent to serviced modelDan discusses how he has been able to scale his rent to serviced model quickly. He leverages investor financing to acquire additional properties. He explains the economics of the model, noting that he is able to generate around £1,000-£2,000 per month in profit per property. Dan also shares his plans to expand into other property investment strategies like title splits and purchase lease options.Attracting investor capitalDan describes how he has been able to raise significant investor capital, around £400,000 over the past 6 months, to fund his various property deals. He discusses his approach to pitching deals and structuring the investments to provide attractive returns for his investors, often in the 30-50% range.Diversifying into larger, more complex dealsDan shares that he is now looking to take on larger, more complex property deals, including a title split project on a block of flats in Devon. He explains the mechanics of the title split strategy and how it can add significant value. Dan also discusses a purchase lease option he is pursuing on a hotel in Scotland, which will involve raising £140,000 from investors.Mitigating risks and ensuring business continuityKevin raises the question of what would happen if something were to happen to Dan, noting that he is a single point of failure in the business. Dan acknowledges this as a potential risk and agrees that he should consider putting safeguards in place, such as partnering with a management firm to ensure business continuity in the event of an unexpected absence.Recap and closing thoughtsGraham and Kevin reflect on the interesting and innovative property investment strategies that Dan has shared, noting that it has opened their eyes to new models beyond the traditional buy-to-let approach. They express admiration for Dan's ability to structure win-win deals that benefit investors, tenants, and himself, and wish him continued success in his property ventures.The Next 100 Days Podcast Co-HostsGraham ArrowsmithGraham founded Finely Fettled ten years ago to help business owners and marketers market to affluent and high-net-worth customers. He's the founder of MicroYES, a Partner for MeclabsAI, where he introduces AI Agents that you can talk to, that increase engagement, dwell time, leads and conversions. Now, Graham is offering Answer Engine Optimisation that gets you ready to be found by LLM search.Kevin ApplebyKevin specialises in finance transformation and implementing...

This week on Sinica, I chat with Daniel Kurtz-Phelan, editor of Foreign Affairs, about how the journal has both shaped and reflected American discourse on China during a period of dramatic shifts in the relationship. We discuss his deliberate editorial choices to include heterodox voices, the changing nature of the supposed "consensus" on China policy, and what I've called the "vibe shift" in how Americans across the political spectrum think about China. Daniel also reflects on his own intellectual formation, including his work on George Marshall's failed mission to mediate China's Civil War and the cautionary lessons that history holds for today's debates. We explore the challenges of bringing Chinese voices into Foreign Affairs, the balance between driving and reflecting policy debates, and whether we're witnessing a genuine opening of the Overton window on China discussions.7:15 – Foreign Affairs in the era of Iraq and "China's peaceful rise" 12:09 – The Marshall mission and the "Who Lost China?" debate 17:17 – China's changing role and the journal's coverage density 19:43 – The Campbell-Ratner "China Reckoning" and subsequent debates 25:00 – The challenge of including authentic Chinese voices 29:42 – How Chinese leadership perceives and reads Foreign Affairs 32:12 – The "vibe shift" on China across the American political spectrum 35:56 – Cultivating contrarian voices: Van Jackson, Jonathan Czin, and David Kang 40:17 – Avoiding the trap of making everything about U.S.-China competition 43:12 – Diversifying perspectives beyond the Washington-Beijing binary 48:18 – The big questions: American exceptionalism and Chinese identity in a new era 51:42 – The dangers of cutting off U.S.-China scholarly conversations 56:26 – The uses and misuses of historical analogies 58:09 – Spain's Golden Age and late Qing memes as contemporary analogiesPaying it forward: The unsung editorial staff at Foreign AffairsRecommendations: Daniel: Equator.org; The Rise of the Meritocracy by Michael Young; Granta's new India issue; The Party's Interests Come First by Joseph Torigian; The Coming Storm by Odd Arne Westad Kaiser: The Spoils of Time by C.V. WedgwoodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this conversation, Austin Schmidt shares his journey from corporate America to becoming a successful real estate developer. He discusses the importance of mentorship, the transition into real estate, and the lessons learned during his early years. Austin emphasizes the value of vertical integration in his business model and the strategic decision to own properties rather than just build to sell. He also highlights the importance of diversification in real estate investments and the need for a solid financial foundation to gain trust from banks. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------

Pete Schnepp, Real Estate Investor and  Founder of both Envision Service Group and Asset Stream Properties, shares his journey from running a successful painting business to building and maintaining an expanding commercial real estate portfolio. In this episode, Pete discusses why he chose commercial real estate over short-term rentals, how he evaluates deals, and the importance of having both an income engine and a wealth-building engine. He offers practical advice for trades business owners looking to diversify into real estate investing, including the value of taking action and the role of leverage in building long-term wealth.To learn more, visit https://assetstreamproperties.com/ and check out the Upcoming Deal Room Event on December 4thThis podcast is sponsored by Busybusy

Today's episode is a little different… because our very own Mary K. Tiller is stepping out from behind the hosting mic and into the guest chair!  That's right — the woman you know as co-host and co-founder of Writing Off Social is here to spill the beans on her brand-new venture: Tiller Editing.We're talking about how she's building an editing business from the ground up (without social media), what she's learned along the way, and how you can take your next steps, whether that's hiring her as your editor or launching a business of your own.  For show notes, go to https://writingoffsocial.com/77Enrollment for our January cohort of Writing Off Social: The Course is now open. Early bird pricing is available, and we are limiting our spaces to only 4 this time around to give you all the time and attention you need. Don't delay. This cohort will sell out, and this is the lowest price it will ever be. We offer a payment plan and a 100% money-back guarantee. Click here for more information.

Send us a textIn this episode of Marketing Espresso, I sit down again with Stewart Webb from Search Rescue to talk about one of my favourite topics - diversifying your marketing. If you've been relying on one channel or approach to reach your audience, this episode is your wake-up call to rethink your strategy.Stewart brings his years of experience in digital advertising to the conversation, explaining how businesses can effectively mix platforms like Meta, Google, TikTok and even emerging options like Spotify. We explore how different platforms serve different purposes - why Meta relies on emotion and visual storytelling, while Google connects you with people actively searching for your service or product.We also discuss the common myths around “hacking the algorithm” and why chasing virality isn't a strategy. Stuart breaks down what makes great advertising copy and how to connect with audiences who are tired of being sold to. We also tackle the often-overlooked balance between paid and organic marketing, and how they can complement each other when done strategically.One of my favourite moments in this chat was when Stewart described advertising as moving from a “shotgun” to a “sniper” approach - being more intentional, precise and data-driven. He also shares what a realistic starting budget for ads looks like, and how businesses can test without overcommitting.If you've ever wondered how much to spend, where to spend it, and how to make your message stand out, this episode is packed with practical insight and straight-talking advice.Key takeaways: Diversifying your marketing mix isn't just smart - it's essential for long-term stability and growth. By using multiple channels, you reach people in different ways and reduce the risk of relying too heavily on one platform.Action steps: Take a look at where your audience is spending time and how they consume information. Then, map out a few new platforms to experiment with - whether that's running a simple retargeting campaign, refreshing your Google Ads strategy, or creating engaging video content that connects emotionally.Your marketing should evolve as quickly as your audience does. Start small, stay curious, and keep testing what works.Links:Connect with StewartSearch Rescue DOWNLOAD MY CONTENT PLANNER - https://becchappell.com.au/content-planner/Instagram @bec_chappellLinkedIn – Bec Chappell If you're ready to work together, I'm ready to work with you and your team.How to work with me:1. Marketing foundations and strategy consultation 2. Marketing Coaching/ Whispering for you a marketing leader or your team who you want to develop into marketing leaders3. Book me as a speaker or advisor for your organisation4. Get me on your podcastThis podcast has been produced and edited by Snappystreet Creative

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Have you wondered about the gap between the beautiful work on artists' websites and the reality of making a living off of your creative work? Join three incredible artists: illustrator Andrea Pippins, illustrator Alex Cabal, and photographer Chris Charles, who share their "income pie." They reveal that making it is a result of royalties, commissions, speaking gigs, and consulting that supports their creative life.  Chapters 00:00 - The Reality of Paying Rent as an Artist  02:15 - Understanding the "Income Pie" (Feat. Andrea Pippins)  04:28 - Andrea Pippins Shares Her Income Pie Breakdown  06:29 - Alex Cabal on a Fluctuating Creative Income  09:45 - The Importance of Asking for Help and Avoiding Burnout 10:30 - Chris Charles on Diversifying with Consulting and Film  12:07 - Final Thoughts   Support the Show Website: https://www.martineseverin.com/ Follow on Instagram: https://www.instagram.com/martine.severin/ | https://www.instagram.com/thisishowwecreate_ Subscribe to the Newsletter: https://www.martineseverin.substack.com/   This is How We Create is produced by Martine Severin. This episode was edited by Daniel Espinosa.  

On this episode of Trust the Plan Podcast with Nick Hopwood, CFP® and Preston Gee, CFP® of Peak Wealth, the focus was on the rising availability of private investments within 401(k) plans. They discussed how options like private equity and private credit, while traditionally reserved for institutional investors, are slowly being introduced into retirement accounts through specialized structures. Although access is still limited and not open to all participants, regulatory changes and industry innovation are beginning to pave the way. Nick and Preston emphasized that while these investments can offer diversification and long-term growth potential, they come with added complexity and are best suited for well-informed investors with a long time horizon. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Tired of choosing between concentration risk and a painful tax bill? Michael sits down with Med Faber from Cambria Investment Management. We break down a smarter option: using a 351 ETF exchange to convert appreciated, concentrated stock positions into a diversified ETF without triggering taxes. Think of it like a 1031 for public equities—contribute eligible positions at launch, receive ETF shares in return, and let the portfolio rebalance inside the tax-efficient ETF wrapper.We walk through:The exact rules that matterWhy your largest position must be under 25% and your top five under 50%Which assets qualify, and why contributions must happen at the seed stage.You'll hear real examples of prior 351 launches, learn about the upcoming U.S. equal weight fund aimed at breaking the market-cap link, and get a clear timeline: indicate interest, submit holdings, pause trading, transfer positions, and receive ETF shares on day one. We also explain the powerful benefit of multiple cost-basis lots embedded in the ETF, which can make future tax management far more flexible.Along the way, we widen the lens to the current market: elevated U.S. valuations, heavy index concentration in the same handful of megacaps, and a stealth rotation in gold and non-U.S. value strategies. If you've been meaning to diversify but taxes keep you stuck, this is the actionable path. Advisors will find a field guide for client conversations—simple analogies that land, common custodian workflows, and prospecting angles for executives, VC distributions, and direct indexing portfolios.#LeadLagLive  #Cambria #USEW  #IncomeInvesting #Markets #InvestingStart your adventure with TableTalk Friday: A D&D Podcast at the link below or wherever you get your podcasts!Youtube: https://youtube.com/playlist?list=PLgB6B-mAeWlPM9KzGJ2O4cU0-m5lO0lkr&si=W_-jLsiREjyAIgEsSpotify: https://open.spotify.com/show/75YJ921WGQqUtwxRT71UQB?si=4R6kaAYOTtO2V Sign up to The Lead-Lag Report on Substack and get 30% off the annual subscription today by visiting http://theleadlag.report/leadlaglive. Support the show

Guest: Kelly Bonn — Navy veteran, retained executive recruiter, executive coachLocation: The Centre Club, TampaEpisode in a sentenceFrom small boats in the Med to C-suite searches in boardrooms, Kelly unpacks modern hiring, executive presence, and why your LinkedIn should teach—not trumpet.What we coverKelly's Navy path (Italy, small boats unit, coxswain/engineer) and the through-line to recruitingRetained search vs. contingency—and why “human” beats “process”Branding that works: educational posts, clear profile, and consistent presencePosting cadence/windows that reach senior decision makersBuilding a talent flywheel with employee advocates (and how to bonus them)Interviewing that actually reveals judgment and fit (ditch lazy behavioral scripts)Diversifying revenue streams so a weird year doesn't sink youWhy the job market feels strange—and the signals it's warmingPlaybook & TacticsIntro line: “I'm an executive coach and a headhunter. I help companies hire and leaders land.”Three questions to ask in interviews:“What would your current manager say about you?”“What did you like most/least about your last role?”“What's the biggest challenge in the first 90 days here?”LinkedIn content rule: educate > advertise. Case-style posts win.Best posting windows (for exec audiences): Sun late AM/early PM; Mon late PM; Tue late AM.Book pick: Captivate — Vanessa Van Edwards.Offers & ResourcesKelly's giveaway: Executive Bio + 1 hr coaching (leadership/job search) or hiring-manager interview training.Services: retained search (Sr. Director → C-suite), executive coaching, resumes/executive bios, LinkedIn optimization.Keep up with usTampa: monthly third-Tuesday meetups at The Centre ClubClearwater: monthly wellness workoutsMessage “TAMPA” to get reminders and invites.

S3 E11 Après All Day|TailGate Brewery In this episode of Après All Day, Bob Cutler and Rich Stoner crack open a TailGate Orange Wheat and welcome Liz Tarry, sales and marketing director for TailGate Brewery to talk about the brewery's gold-medal beers, its Lager Project craftsmanship, Nashville Sweet Tea, and founder Wes Keegan's people-first philosophy—all proof that good beer and good company can build real community in the heart of Tennessee. Key Topics Craftsmanship and Innovation TailGate's lineup blends creativity and precision, from citrusy Orange Wheat to its high-end Lager Project. Each beer reflects the brewery's obsession with quality and balance over hype and shortcuts. Diversifying the Taproom Experience Beyond beer, TailGate has expanded into sweet tea, seltzers, and cold brew—meeting shifting consumer tastes while keeping its Southern roots. The taprooms serve as community hubs where families, students, and locals gather. Independent Ownership and Company Culture Founder Wes Keegan's refusal to take outside investors lets TailGate focus on people over profit. His decision to fully cover employee healthcare and maintain a supportive, creative workplace sets a rare standard in the brewing industry. Episode Index (4:20–4:32) TailGate's flagship Orange Wheat wins Gold at the U.S. Open Beer Championship and remains the brewery's best-seller. (5:37–6:03) The team brews 300 unique beers each year, consistently ranking among the top ten U.S. breweries for variety. (7:28–9:22) Launch of the Lager Project—a premium, Munich-style Helles brewed with imported ingredients and poured via custom Lucre handles at partner bars. (16:40–18:39) Expansion beyond beer with Nashville Sweet Tea Co., THC seltzers, and cold brew coffee, born from pandemic-era innovation. (20:21–21:46) Founder Wes Keegan's leadership—independent, no outside investors, paying 100% of employee healthcare, and fostering a top-ranked workplace culture.

#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more. Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025 Partner Deals Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gusto: Free 3-month trial of the #1 payroll software DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned PEOs: TriNet | Justworks Insurance Broker: Rich Sterling Productivity/AI Tools Notion NotebookLM Replit Cursor v0 Figma Perplexity Claude Mesa Homeowners Card (50k bonus with code CHRIS50) $1,200 U.S. Bank Bonus ATH Podcast Newsletter Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen Ep 104: Optimizing Your Insurance Policies Ep #140: Navigating Open Enrollment Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Submit questions for our next AMA here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:30) Quick Episode Overview (01:22) How to Select Your Insurance Plan (05:19) Saving with a High Deductible Health Plan (14:19) Tips for Specific Drugs and Providers (15:27) Dental and Vision Plans (17:17) Benefits of FSAs (19:10) Getting Health Insurance Outside of an Employer (21:08) Getting Insurance for Your Business (23:20) Insurance via Medical Research Companies and Affinity Groups (24:52) Direct Primary Care (25:48) Reimbursing Medical Expenses Charged on a Credit Card (30:45) Diversification in an Incredibly High Stock Market (36:20) Investing in Precious Metals: Gold & Silver (40:55) Strategy for Handling RSU Compensation (43:35) Variable Universal Life Policy (48:05) The Rise in Auto Insurance Premiums Following an Accident (55:22) Buying A Used vs. New Car (58:06) Chris's Favorite Work Tools Including AI (01:02:07) Is AI an Actual Threat to Our Jobs? (01:04:26) Chris's Pre and Post W2 Job Experience (01:06:50) Find the Best Deals on the ATH Newsletter (01:10:53) The Next Gift Card Sale Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#239Our WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 mthsGoalsettingLeave a review 37 Q DD Checklist / Auction GuideJamie Barnsley has been involved in property for nearly 20 years.After graduating with a degree in building surveying and a masters in construction project management, Jamie Barnsley moved to Glasgow from his native Newcastle, where he met his wife.After ten years in Scotland, and with a young family in tow, the pair moved initially to Abu Dhabi for a couple of years before making the short switch to Dubai in 2011. In that time, they've invested in Scotland, London, the North East, the North West and Sri Lanka.But it's been far from plain sailing.Their success has come despite massive challenges such as the Global Financial Crisis and losing £50,000 in an off-plan new build nightmare.Listen now for the full story.We discuss:Jamie's Costly Off-Plan Property MistakeImpact on Confidence & RecoveryTaking High-Stakes Risks in Sri LankaProperty Portfolio DiversificationLessons in ResilienceLeveraging Local ExpertiseBuy-to-Let and Holiday Lets StrategyRemote Property Management TechniquesJamie's two-year family sabbatical traversing the AmericasAdvice for Expat Property InvestorsKeywordsUK property podcast, Expat property investing, Buy to let UK, Property investment strategies UK, New build property UK, Off-plan property investment, UK expat property tips, UK property investment for expats, Property sourcing UK, Investing in North East England property, Investing in North West England property, Manchester property investment, Newcastle property investment, Glasgow property market, Burnley buy to let, Property conveyancing UK, Holiday lets UK, Overseas property investment, Sri Lanka property investment, International property investing, Diversifying property portfolio UK, Risk management property investment, UK mortgage for expats, Rental property management UK, Airbnb holiday lets UK, Dynamic pricing for holiday lets, Property sourcing agents UK, Hands-off property investment, Property refurbishment UK, Leveraged property investing, Passive income from UK property, Property investment mindset, Property investment failures and lessons, Building surveying UK, Construction project management UK, Conveyancing process UK property, Renters Rights Act UK, Guaranteed rent schemes UK, Property sources and agents UK, Property ROI UK, Buy refurbish refinance UK, Expat property WhatsApp group, UK property portfolio diversification, UK property exit strategy, UK expat property podcast community

Artificial Intelligence (AI) is transforming how we work, hire, and even how we define success—but it's also quietly reshaping conversations around diversity, equity, and inclusion (DEI). While AI promises efficiency and data-driven insights, it also poses serious risks when bias goes unchecked. On a recent episode of DEI After 5, I sat down with Dr. Alexandra Zelin to unpack what this means for today's workplaces—and for the future of inclusive leadership.The Promise and Peril of AI in the WorkplaceAI's rise has brought undeniable innovation. From streamlining hiring processes to identifying performance trends, organizations are using AI tools to make quicker, more “objective” decisions. But as Dr. Zelin pointed out, objectivity is an illusion if the data behind these systems isn't diverse or equitable.AI learns from the data it's fed. When that data reflects historical inequities—like the underrepresentation of women and people of color in leadership roles—it doesn't correct the problem; it reinforces it. We've seen this play out in hiring algorithms that favor men's resumes or in medical research where AI models fail to recognize symptoms in women or nonwhite patients because the training data lacked diversity.Simply put: if the inputs are biased, the outputs will be too.Why Diverse Data MattersDiverse data isn't just a technical issue—it's an ethical one. When data reflects only a narrow slice of the population, it limits opportunity for everyone else. Dr. Zelin used Amazon's hiring experiment as a cautionary tale: when the company trained an algorithm on resumes from existing employees (mostly white men), the system learned to favor similar candidates. Instead of broadening opportunity, it replicated exclusion.This is why diversity in AI data sets is critical. It's not enough for technology to be innovative—it must also be inclusive. That means bringing in voices from underrepresented groups not just as subjects of the data, but as creators, testers, and decision-makers in the design process.The Role of History in Modern DataData doesn't exist in a vacuum. Historical context shapes it—and ignoring that context can lead to devastating blind spots. Consider how redlining continues to influence school funding and neighborhood investment, or how standardized tests like the SAT privilege certain cultural experiences. These systemic biases become baked into the data that AI learns from, creating a self-reinforcing cycle.If we don't account for those historical inequities, AI will simply digitize discrimination under the guise of neutrality. That's why inclusive design and critical data review are so important—because fairness isn't automatic. It has to be built.Laws Are Catching UpSome progress is being made. New York City, for example, has passed legislation requiring companies to disclose when they use AI in hiring and to conduct equity audits of their systems. These laws are a step toward greater transparency and accountability, helping ensure that technology doesn't operate unchecked behind closed doors.While these regulations don't yet capture the full complexity of intersectional discrimination, they open the door to necessary scrutiny. They challenge organizations to look beyond surface-level diversity numbers and confront systemic barriers that limit access and opportunity.AI and Workplace Equity AnalysisBeyond hiring, AI can also be used for good—to uncover inequities within organizations. When trained responsibly, AI can analyze patterns in promotions, pay, and engagement to reveal where disparities exist. It can help organizations ask better questions: Who gets access to stretch assignments? Whose feedback is taken seriously? Who's being left behind?But again, AI is a tool, not a cure. It requires human oversight, context, and ethical interpretation. Numbers alone can't tell the full story of someone's experience at work. Humans must interpret what the data means—and decide what to do about it.Human Oversight Is Non-NegotiableOne of the most important takeaways from my conversation with Dr. Zelin is that AI needs human interpretation. Technology can process information at lightning speed, but it can't understand nuance, empathy, or lived experience. Both humans and AI are capable of bias—the difference is that humans can reflect, adjust, and make meaning.That's why the future of inclusive workplaces isn't about replacing human judgment with algorithms—it's about using AI to support it. AI can flag patterns and inconsistencies, but humans must provide the context and compassion to respond appropriately.Building an Inclusive AI FutureAI can either amplify inequality or accelerate inclusion—it depends on how we build and use it. The key lies in:* Diversifying data sources to ensure AI reflects a wide range of experiences and identities.* Embedding transparency through regular audits, equity impact assessments, and open reporting.* Keeping humans in the loop, especially those who understand the social and cultural dimensions of bias.* Acknowledging history and the systems that shaped today's inequities.If we get this right, AI can be a powerful partner in advancing equity and belonging at work. But that starts with leadership that values inclusion as much as innovation.The goal isn't just smarter technology—it's fairer outcomes. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit deiafter5.substack.com/subscribe

Welcome to the Growth Series! Tourpreneur hosts Peter Syme and Mitch Bach attended GetYourGuide's Unlocked event in Berlin in September, and recorded several conversations with tour operators who have scaled their businesses to tens and hundreds of thousands of travelers. They share their insights and secrets in this series.In this conversation, Peter talks with Arzu Turk, Founder and Managing Director of Walks in Europe. She shares her journey from being a solo tour guide in Istanbul to running a scaled operation across multiple cities in Europe. They talk about the importance of delegation, leveraging technology, understanding pricing strategies, managing cash flow, and enhancing customer communication. Arzu highlights the need for small operators to expand their partner networks and adapt to market trends, particularly the growing demand for personalized and private tours.Key takeawaysDelegation is crucial for scaling a business.Your time as a business owner is more valuable than guiding.Invest in customer service to free up your time.Utilize technology to streamline operations and bookings.Pricing strategies should be dynamic and responsive to market demand.Cash flow management is essential for business sustainability.Effective communication with customers can increase bookings.Private and customized tours are becoming increasingly popular.Expanding your partner network can accelerate growth.Diversifying sales channels is key to reaching more customers.More on tourpreneur.com

In this episode, Australian Ethical deputy CIO and head of multi-asset, John Woods, discuss how their allocation into defensive assets, particularly government bonds, are changing.00:00 Introduction to government bonds in ethical portfolios00:44 Meet John Woods from Australian Ethical02:01 Ethical considerations in government bond investments03:17 Challenges with US Treasuries and defensive assets05:40 Diversifying defensive assets08:40 Investment themes and global opportunities10:56 Final thoughts on government bondsThis podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

Building a six-figure business as a solopreneur doesn't happen overnight -- but with the right mindset and systems, it's absolutely possible. In this episode, we talk with Jannese Torres, a nationally acclaimed Latina money expert, business coach, and host of the Yo Quiero Dinero podcast. Jannese shares how she turned her food blog, Delish D'Lites, into a $10,000-per-month business that allowed her to leave her corporate engineering career and design a life on her own terms. She also breaks down how new creators can find their niche, diversify income through ads and affiliates, and build long-term passive income online. If you've ever dreamed of turning your passion into a profitable business, this conversation will inspire you to take that first step. To learn more, check out her Jumpstart Your Blog Bootcamp. RESOURCES & NOTESSolopreneur tools, guest links, and favorite resources to help you build your solo business GUEST LINKS Yo Quiero Dinero Podcast – Learn from Jannese's money and business insights. Delish D'Lites – Discover her viral Puerto Rican food blog. Jumpstart Your Blog Bootcamp – Jannese's signature course for aspiring bloggers. SOLOPRENEUR TOOLS WE LOVE Monarch Money – The best app to manage your business and personal budget in one place. Gusto – Payroll and benefits made easy for solopreneurs hiring contractors or employees. Riverside – Record high-quality remote podcasts and videos. Belay – Virtual assistants and bookkeeping support for entrepreneurs. Live Oak Bank – High-yield business savings accounts. RECOMMENDED RESOURCES Visit our full list of partners and deals: Sponsors & Resources Podcast Chapters 00:00 – Stay curious: the mindset that fuels success 00:24 – Jannese Torres on finding freedom through solopreneurship 01:00 – From corporate engineer to creative entrepreneur 02:15 – How her food blog began as a hobby 03:30 – The turning point: making her first $10,000 05:00 – Balancing a full-time job while building her business 07:00 – Quitting her corporate career with confidence 09:40 – Financial prep before leaving a steady paycheck 11:40 – The biggest differences between solopreneurship and corporate life 13:00 – How food bloggers make money (ads, affiliates, sponsors) 15:40 – Diversifying income as a blogger 17:00 – Passive income that continues to pay 18:30 – Building flexibility and time freedom as a parent 20:30 – How to stand out in today's AI-driven content world 23:40 – The Solopreneur High Five rapid-fire segment 25:30 – Favorite solopreneur tools and apps 27:00 – Lessons from her biggest mistakes 28:45 – Redefining retirement as “work optional” 30:15 – How to start your own food or lifestyle blog today 31:10 – Where to find Jannese and her online resources HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Editor: Johnny Sohl Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

A recession usually means falling inflation and lower bond yields — good news for bond investors. But what if this time is different? Lance Roberts & Michael Lebowitz break down how the next recession could flip the bond trade from bullish to bearish — and why government policy and fiscal stimulus may once again distort the relationship between inflation, yields, and bond prices. 0:19 - US Dollar Impact on Multi-national Companies 3:32 - Expectations for Market Reversal 9:45 - The AI Chase & Circular Money Flow 13:17 - Investments are Based on Hopeful Future Demand  16:28 - The Question of The How & The When 19:12 - The Nvidia - AMD - OpenAI Conundrum 20:07 - Natural Gas is the Only Answer for next 5-years 22:02 - Markets Are Chasing Whatever Goes Up 24:24 - The Lesson for Diversifying 26:15 - Do Bonds Protect Investors in the Next Recession? 32:18 - Preview of Daniel LaCalle Interview 35:38 - Gold is Fueling Dollar Debasement 39:43 - All Asset Classes will Reverse Eventually 43:33 - Is This Time Different? 50:06 - Coming Attractions

For the second episode in our two-part series about being a hybrid author, the wonderful and fabulous Rebecca Thorne joined me on the podcast to share the wisdom and business savvy she's gained throughout her hybrid publishing career. We talked about: Diversifying income streams Paying attention to trends & listening to your readers Settling in for the long-game and growing your writing craft The negotiating power of being able to walk away from a bad deal And more! You can learn more about Rebecca and her books (she has two new titles out in 2025!) on her website and on Instagram. *** The publishing industry is hard. That's why I created The Confident Author Academy. My 6-month coaching program (+ online course) helps you build the mindset & emotional resilience you need to thrive as an author. To learn more and get on the waitlist for when spots open again, go to http://www.isabelsterling.com/academy Looking for even more author advice and notifications about upcoming workshops? Sign up for my weekly Real Talk for Writers newsletter by clicking here. DM me on Instagram & let me know what you thought of this episode!

This week's episode is a recording of a panel Jennifer moderated at the IRPP's recent conference on industrial policy. The panel featured Patricia Goff, professor in the Department of Political Science at Wilfrid Laurier University and at the Balsillie School of International Affairs; Matthew Holmes, executive vice-president (international) and chief of public policy for the Canadian Chamber of Commerce; and Steve Verheul, a member of the Prime Minister's Council on Canada-U.S. relations and Canada's former chief trade negotiator. Their conversation touched on topics including the state of Canada-U.S. trade negotiations, opportunities for enhancing trade in Europe, Latin America and other regions, and how to help Canadian businesses expand their horizons outside the hemisphere. Tune in to hear how strategic industrial policy can help Canada diversify both its trading partners and its exports.

Eugene Chew is the Global Chief Operating Officer at BikesOnline.com, a leading direct-to-consumer cycling retailer in the U.S. and Australia and the exclusive distributor of Polygon and Superior bikes.From the early days of the internet to scaling a global Ecommerce operation, Eugene has built a career at the intersection of creativity, data, and operational excellence. Before joining BikesOnline, he led digital transformation as Chief Digital Officer at J. Walter Thompson (WPP) and served as Greater China Regional Head at Lion (Kirin).At BikesOnline, Eugene and his team are redefining what it means to sell complex, logistics-heavy products online. From solving “dirty freight” challenges to perfecting the post-purchase experience, he's proving that operational rigor and creative problem-solving can turn friction into a competitive moat.Beyond Ecommerce, Eugene is also an avid cyclist, gardener, and tea enthusiast — running Tea Urchin, his aged tea business that reflects his love for craftsmanship and detail.Whether you're scaling a DTC brand, optimizing supply chains, or navigating global expansion with a lean team, Eugene offers an inside look at how to balance creativity, data, and discipline to build a sustainable business that lasts.This episode also mentions insights from Izzy Rosenzweig of Portless on rethinking global fulfillment, and Kyle Hency of GoodDay Software on building better systems for modern Shopify brands.In This Conversation We Discuss:[00:38] Intro[01:36] Naming a brand that stands the test of time[02:09] Predicting automation in ad buying early on[05:01] Learning innovation from China's all-in-one model[06:01] Balancing innovation with Western logistics limits[08:55] Recognizing the shift toward direct brand work[10:12] Shifting from service work to physical operations[11:50] Managing cash flow under market uncertainty[12:31] Stay updated with new episodes[12:41] Helping founders scale beyond day-to-day ops[13:27] Finding opportunity in a pandemic-era pivot[14:01] Designing packaging that simplifies assembly[15:30] Diversifying suppliers to reduce risk exposure[17:48] Protecting margins from tariff and fraud risks[19:01] Choosing Shopify for flexibility and speed[22:36] Hiring agencies to guide complex migrations[25:05] Training teams before adding new integrations[27:18] Episode Sponsors: Electric Eye & Heatmap[29:59] Partnering with experts where specialization wins[31:58] Gaining perspective from cross-industry learnings[34:27] Avoiding costly trial-and-error learning[36:34] Prioritizing projects with impact and simplicity[41:20] Managing cost challenges in global logistics[44:50] Preparing for tariffs with flexible strategiesResources:Subscribe to Honest Ecommerce on YoutubePremium bikes at unbeatable prices, direct from manufacturers bikesonline.com/Follow Eugene Chew linkedin.com/in/eugenechewMentioned episode with Izzy Rosenzweig of Portless: www.youtube.com/watch?v=XpbeHvv3_1QMentioned episode with Kyle Hency of GoodDay Software: www.youtube.com/watch?v=UQNsUfgl9E4Schedule an intro call with one of our experts electriceye.io/connectClear, real-time data built for ecommerce optimization heatmap.com/honestIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

In this episode of Beer and Money, Ryan Burklo discusses tax loss harvesting, a strategy to reduce taxes by selling investments that have lost value. He explains the mechanics of tax loss harvesting, its benefits, and the importance of working with financial professionals to align tax strategies with personal financial goals. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #taxlossharvesting #investmentstrategy #taxreduction #financialplanning #capitalgains #stockoptions #diversification #familygoals #CPA #financialadvisor Takeaways Tax loss harvesting is a strategy to lower your taxes. Selling investments at a loss can reduce taxable income. It can offset profits from other investments. Employees with stock options can benefit from tax loss harvesting. Diversifying concentrated stock holdings can be tax-efficient. Selling losses can hedge against future taxes. Maximizing tax savings is vital for family goals. Consulting with a CPA is essential for tax strategies. Aligning financial and tax planning is crucial. Understanding your tax situation can influence investment decisions. Chapters 00:00 Introduction to Tax Loss Harvesting 01:59 Understanding Tax Loss Harvesting 02:57 Reasons for Tax Loss Harvesting 04:51 Consulting Professionals for Tax Strategies

What keeps members coming back isn't always the programming, but how they feel when they walk through the door.Welcome to the Gym Marketing Made Simple podcast, your go-to resource for exploring the strategies that boutique gyms need to thrive.Episode HighlightsThis episode focuses on why customer service should be the foundation of every micro gym. From structured onboarding to community building and paid marketing, the discussion breaks down how gym owners can create long-term retention, diversify their revenue, and set up their businesses for sustainable success.Key TakeawaysRetention is more valuable than constant member acquisition.A structured onboarding process (4–8 sessions) helps new members integrate and stay engaged.Quarterly check-ins keep members accountable and on track toward their goals.Clean, organized, and professional facilities build trust and satisfaction.Community building is one of the strongest tools for retention and referrals.Investing in employees through training, culture, and fair pay leads to stronger teams.Diversifying revenue streams (personal training, nutrition coaching) stabilizes income.Paid marketing is essential for visibility and reaching new potential members.Episode Chapters00:00 Intro00:05 Customer Service in Gym Ownership06:45 The Role of Community in Gym Retention08:57 Structured Onboarding Process12:50 Cleanliness and Professionalism15:31 Running a Business, Not Just Coaching19:36 Investing in Employees and Culture23:33 Marketing and Getting in Front of PeopleCall to Action (CTA)If this episode resonates with you, follow the podcast and share it with other gym owners who care about building strong communities and sustainable growth.Supporting Information

We sit down with Commissioner Bryan Haynes to discuss how Fuquay-Varina can grow while preserving its unique character. Our conversation covers infrastructure-first planning, public safety, diverse housing options, and boosting small business vitality. Bryan reflects on key accomplishments, lessons learned, and a regional strategy for managing water, roads, and revenue. Here are some of the critical topics we covered:• How at-large representation impacts every decision • Leveraging state, federal, and regional partnerships to unlock funding • Managing water supply challenges, treatment costs, and 24/7 operations • Alleviating traffic through sidewalks, greenways, and optimized timing • Achieving an ISO Class 1 fire rating, expanding SROs, and enhancing crisis training • Diversifying the tax base with shovel-ready business parks • Balancing housing diversity, mixed-use design, and affordability initiatives • Expanding youth council opportunities, creating smoke-free parks, and promoting inclusive events • Supporting small businesses across Fuquay-Varina's two downtowns • Proactive budgeting, strong bond ratings, and maintaining tax stability • Expanding food access through grower's markets and community gardens • Communicating effectively about annexation, zoning notices, and changes • Endorsed by the Wake County Democratic PartyHaynes is one of four candidates vying for a spot on the Fuquay Varina Board of Commissioners, where voters can select up to two. Early voting starts on October 16th, and a valid ID is required to cast your vote. Your decision on November 4th will play a pivotal role in shaping Fuquay Varina's future for years to come. Be sure to make a plan to vote! ChooseHaynes4FV.comChooseHaynes4FV@gmail.comFacebook/InstagramCampaign Finance ReportCampaign Finance Reports for All Candidate CommitteesVoter Information (Register, Am I Registered?, Election Information) Voter Info (Designated Polling Places, Sample Ballots, Registration Status, Voting Jurisdiction, Verify Address and Party Affiliation) Election Information (Absentee by Mail Voting, Early Voting, Election Day Voting)  Early Voting Locations October 16-November 1Wake County Board of Elections Office-1200 N. New Hope Road, Raleigh 27610October 25-November 1John M. Brown Community Center-53 Hunter Street, Apex, NC 27502Avery Street Recreation Center-125 Avery Street, Garner, NC 27529Herbert C. Young Community Center-101 Wilkinson Avenue, Cary, NC 27513ELECTION DAY Tuesday, November 4 from 6:30 AM to 7:30 PMSupport the showAs always, if you are interested in being on or sponsoring the podcast or if you have any particular issues, thoughts, or questions you'd like explored on the podcast, please email NCDeepDive@gmail.com. Your contributions would be greatly appreciated.Now, let's dive in!

This week on Swimming with Allocators, Joshua Berkowitz of Berkocorp joins Earnest and Alexa to share his journey transitioning his family office from real estate to venture capital, offering candid insights on building relationships with top VC and PE managers, the importance of patience and long-term thinking, and the realities of portfolio construction. The discussion covers how to underwrite exceptional managers, the value of GP and LP recommendations, and the evolving landscape of venture, especially the rise of young founders and AI-driven startups. Listeners will also hear from Shane Goudey from Sidley on trends in fund formation and the current state of the venture market. Key takeaways include the need for genuine interest and commitment in venture investing, the benefits of a diversified yet opportunistic portfolio, practical advice for family offices considering this asset class, and so much more. Highlights from this week's conversation include:Joshua's Background and Transition From Real Estate to Venture Capital (0:12)Diversifying from Real Estate to Venture (1:43)Commitment and Learning Curve in Venture Capital (3:45)GP References vs. LP Recommendations (5:36)Reflections on First Investments & Portfolio Design (7:24)Deployment Strategy and Allocation Modeling (10:53)Fund Formation Market Trends and Sponsor's Perspective (16:21)Underwriting Individual GPs & What Makes a Good Manager (18:11)Suitability and Motivation for Family Offices in Venture (20:57)Return Expectations and Investment Strategy (24:55)Challenges with Fund Lives & Reclassifying Mature Assets (27:21)Trends: Resurgence of Young Founders & AI (29:45)Closing Thoughts and Next Steps for Berkocorp (33:11)Berkocorp is a Canadian family investment office managing a Vancouver-based real estate portfolio and actively backing top venture capital and private equity managers across North America. Led by Managing Principal Joshua Berkowitz, Berkocorp takes an independent, long-term approach to capital partnerships, with a portfolio spanning micro VCs to billion-dollar growth funds. Learn more at www.linkedin.com/company/berkocorp.Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For the first episode of a two-part series about being a hybrid author, I have the wonderful and talented Stephanie Burgis on the podcast to talk about her journey of starting with traditional publishing and adding indie titles to the mix. We talked about: Diversifying your author income streams How to decide whether a project should be trad or indie The creative and logistical benefits of writing novellas Building a Patreon community that doesn't add a ton of work to your plate And more! You can learn more about Stephanie (and her fabulous books!) on her website, Instagram, and Patreon. *** The publishing industry is hard. That's why I created The Confident Author Academy. My 6-month coaching program (+ online course) helps you build the mindset & emotional resilience you need to thrive as an author. To learn more and get on the waitlist for when spots open again, go to http://www.isabelsterling.com/academy Looking for even more author advice and notifications about upcoming workshops? Sign up for my weekly Real Talk for Writers newsletter by clicking here. DM me on Instagram & let me know what you thought of this episode!

It is Marta's third career shift, becoming a psychotherapist, after 20 years in healthcare and having worked in academia before! Across this wide career and lived experience, she knew that she wanted to bring it all into her work in her private practice.  Additionally, Marta had been helped by many people when she was getting started, which is what encouraged her to pay it forward by offering supervision and mentorship to new and upcoming clinicians.  In this podcast episode, Marta and I discuss pivoting from full-time to work full-time in private practice, how to hire the right people, and how to maintain the soul of therapy within the growing business. Join us for a great conversation!  MEET MARTA Marta Evans, RP, M.Ed., C.C.C., is a psychotherapist and certified Internal Family Systems (IFS) therapist based in Hamilton, Ontario. She's the founder of Evans Family Counselling & Psychotherapy, a heart-led group practice specializing in transformational therapies like IFS and EMDR for individuals navigating complex trauma, grief, and life transitions. Known for her warm, authentic presence and “gentle but spicy” approach, Marta is a strong advocate for trauma-informed care that challenges the limitations of the traditional medical model. At EFCP, she and her team prioritize respectful, collaborative care that supports deep healing and change by addressing root causes rather than just managing symptoms. Learn more about Marta on her practice website, Psychology Today, and Facebook profiles.  In this episode:  Starting private practice Diversifying your experience  Building up a group practice  Marta's advice to listeners  Starting the private practice As Marta explains, being a psychotherapist is her third career. She worked for a long time in academia and as a radiation therapist in oncology before transitioning to psychotherapy.  With her private practice, Marta started it part-time initially before getting to the point where she had enough clients to move into working in the practice full-time.  She worked for some time in a group private practice while building up her own.  Diversifying your experience After Marta completed her Master's degree, and while she was building up her private practice and working in another group practice, she got as involved as she could over the span of about seven years - before going full private practice - to soak up as much experience as possible.  She knew that her degree was valuable, but that she simultaneously wanted to have a lot more experience under her belt, which can only be acquired through working directly with people.  Building up a group practice Marta developed her solo practice into a group practice in January 2024s. She decided to grow her private practice because she wanted to have a community of therapists around her, she wanted to stop turning clients away, and she wanted to start supervising and mentoring new clinicians.  Now, Marta has associates and mentees - she wants to help them nourish their passions and to provide an essential service that she herself benefited from. In a way, she's paying it forward. Marta's advice to listeners Slow is fast! Be intentional. Don't lose the soul of therapy by getting too caught up in the business aspects of running a private practice. Work closely with your values while heading closer to your goals.  Connect with me: Instagram Website  Resources mentioned and useful links: Kayleen Edwards: Private Practice Growth and Planning for Maternity Leave | EP 174  Learn more about the tools and deals that I love and use for my Canadian private practice Sign up for my free e-course on How to Start an Online Canadian Private Practice Jane App (use code FEARLESS for one month free) Get some help and freebies on your website with WordPress!  Learn more about Marta on her practice website, Psychology Today, and Facebook profiles  Rate, review, and subscribe to this podcast on Apple Podcasts, Spotify, Amazon, and TuneIn

https://constraintcalculator.scoreapp.com/In this episode, host Jordan Ross interviews Peter Tams, co-founder of Clever Digital Marketing, who scaled his agency from side-hustle beginnings in 2019 to breaking $10M+ in annual revenue within just three years of going all-in.Peter shares how niching down into the home improvement space, restructuring his team around client consultants, and making Net Revenue Retention (NRR) the North Star metric transformed his agency into a referral-driven growth machine. Alongside this, he dives into how Kaizen culture, infrastructure, and incentivized systems helped build a team that thrives and a business that compounds.If you're an agency owner stuck between $1–3M or dreaming of eight figures, this episode will give you a clear playbook on how to scale with focus, culture, and courage.Chapters – Why only 0.4% of agencies reach 8 figures – Meet Peter Tams & the early days of Clever Digital Marketing – From generalist services to specializing in home improvement – Lessons from niching down: depth vs breadth – Breaking $10M: the three anchors of growth – Specialization & hyper-focus as a scaling strategy – Creating long-term goals and 10-year vision planning – Transforming client success managers into client consultants – Referrals as a leading KPI & NRR as the North Star metric – Incentivizing the team with rewards & culture-building – The power of Kaizen (continuous improvement) in agency growth – Building infrastructure: reporting, onboarding, and L&D systems – Why 65% of their revenue comes from referrals – Diversifying channels beyond referrals for sustainable growth – Reverse-engineering metrics and building meticulous systems – Courage, persistence, and leadership through challenges – Staying two steps ahead in business & client relationships – Where to connect with Peter onlineTo learn more go to 8figureagency.co

The boys get together to go through Austin FC's throwaway performance on Saturday night against Real Salt Lake. Then they preview Wednesday's match against Nashville SC in the US Open Cup final at Q2 Stadium before closing out the episode with Last Business Day and the nonsense. 0:30 - Intro 7:50 - Lineup reactions 12:55 - Real Salt Lake recap 45:05 - Postgame takeaways 48:45 - US Open Cup Final preview 1:17:05 - Last Business Day 1:25:25 - Picks recap Sign up today for Underdog Fantasy using this link when you use promo code "NORTHEND" at sign up you'll get up to $1000 in bonus cash plus a free pick! Visit our website for match preview articles, weekly MLS picks and access to our salary cap and roster spreadsheets! Follow the podcast on socials YouTube Instagram Bluesky Threads Twitter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Canada's deep integration with the U.S. food market has served the industry well—but it's also left it exposed. With 76 per cent of Canadian food and beverage exports headed to the U.S., Farm Credit Canada (FCC) is urging industry and policy leaders to consider a $12-billion diversification shift to reduce that reliance to 50 per... Read More

In this conversation, DJ Reese discusses the various paths to becoming a successful DJ, emphasizing the importance of understanding different DJing scenes, setting appropriate rates, and exploring diverse opportunities beyond traditional club gigs. He shares insights from his own experience as a full-time DJ, highlighting the potential for high earnings in corporate and private events, and encourages DJs to think creatively about their careers.KeywordsDJing, music, corporate events, playlists, rates, income, event hosting, community building, private events, music reviewTakeawaysDJs can choose different paths based on their interests.Setting non-negotiable rates is crucial for financial stability.Corporate and private events can offer higher earnings than club gigs.Building a community is essential for success as a DJ.Diversifying income streams can lead to greater financial security.Understanding your value as a DJ can help in negotiations.Creativity in event hosting can enhance your DJ services.Networking with clients who have budgets is important.YouTube and Patreon can be effective platforms for DJs.Thinking big can lead to more opportunities in the DJ industry.Chapters00:00 Introduction to DJing and Threads02:53 Understanding Different DJing Paths05:47 The Business of DJing: Setting Rates and Value08:58 Expanding Opportunities in DJingSupport this podcast at — https://redcircle.com/we-create-the-vibes-podcast/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Innovate or die, that's the new rule of thumb for rural pubs around Ireland who are diversifying like never before. But will film screenings and portable saunas be enough to safeguard their future? Newstalk's Sarah Madden reports:

Over the last ten years, Jamie has been growing a business from the ground up with no outside investment, working with councils across London and the South East to house hundreds of vulnerable people. These days, he is also investing in tech and buying businesses, so he's got a fair few stories, lessons, and scars to share.Summary of the PodcastJamie's entrepreneurial journeyJamie shares how he has been an entrepreneur from a young age, starting with selling items at a wedding as a child. He continued pursuing various business ventures throughout school and university. However, he eventually dropped out of university to focus on his entrepreneurial pursuits.Growing a business - By providing social housingJamie explains that he co-founded a business with his father that provides social housing for local authorities, working with families in need of temporary accommodation.Diversifying into other investmentsIn addition to the social housing business, Jamie has also invested in a social networking app startup. He shares that over the years, he has been involved in a variety of other business ventures, though not all have been successful.Lessons learned and keys to successJamie reflects on some of the key lessons he has learned as an entrepreneur, including the importance of focus, building the right team and management. It is important to be willing to take action rather than overthinking opportunities.Launching a podcast - "Driven"Jamie discusses his recent launch of a new podcast called "Driven" which features interviews with entrepreneurs, business owners, and others pursuing their purpose. He shares the goals and approach behind the podcast.Leveraging personal branding and AIJamie explains his focus on building his personal brand and leveraging AI tools to be more efficient in his business and podcast efforts. He sees this as an important part of pulling in new opportunities.Future plans and prioritiesLooking ahead, Jamie shares that his main priorities are continuing to grow his property business, especially through acquisitions, while also scaling his podcast and personal brand initiatives. He acknowledges the challenge of juggling all these priorities.Closing thoughts and reflectionsThe hosts, Graham and Kevin, provide their final thoughts on the conversation, praising Jamie's entrepreneurial drive and ability to take action, while also noting the importance of building the right team and processes to support rapid growth.The Next 100 Days Podcast Co-HostsGraham ArrowsmithGraham founded Finely Fettled ten years ago to help business owners and marketers market to affluent and high-net-worth customers. He's the founder of MicroYES, a Partner for MeclabsAI, where he introduces AI Agents that you can talk to, that increase engagement, dwell time, leads, and conversions. Now, Graham is offering Answer Engine Optimisation that gets you ready to be found by LLM search.Kevin ApplebyKevin specialises in finance transformation and implementing business change. He's the COO of GrowCFO, which provides both community and CPD-accredited training designed to grow the next generation of finance leaders. You can find Kevin on

In this episode, President and Senior Financial Planner Paul L. Moffat and co-host Director of Financial Planning Jordan Naffa discuss how investors can cut through uncertainty by focusing on the factors within their control. Rather than reacting to market noise or trying to predict the future, successful investing comes from building a disciplined plan, diversifying wisely, and staying committed through all conditions.Paul and Jordan outline a step-by-step framework for smarter investing, from creating a personalized plan and structuring a portfolio for expected returns to managing costs and maintaining discipline when volatility strikes. They emphasize how focusing on controllable actions leads to stronger long-term outcomes and less emotional decision-making.In this episode: ● Building a personalized investment plan that aligns with goals and risk tolerance ● Structuring portfolios for expected returns through factor-based and strategic allocation ● Diversifying globally to reduce reliance on a single market and build resilience ● Controlling costs by managing fees, turnover, and taxes ● Staying disciplined through rebalancing, consistent investing, and professional guidanceIf you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970 The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

In this episode, we explore the challenges of standing out in crowded marketplaces and driving real e-commerce growth.Noah Wickham, Vice President of Sales and Marketing at My Amazon Guy, shares his approach to helping brands succeed by focusing on differentiation, understanding the competitive landscape, and creating a strong brand identity. He also gives actionable advice on advertising, keyword research, and using data to boost sales.Topics discussed in this episode:  Why building a brand is crucial for long-term growth. What goes wrong when brands don't plan for a launch. How to differentiate your brand in a crowded market. What to do before your product launch on Amazon. How to optimize your product listing for customers and search. Why good design and imagery are so important. What advertising strategies to use for a new product. How to use a launch strategy for early sales success. What the four pillars of holistic growth are. Why investing in growth is essential for business. Links & Resources Website: https://myamazonguy.com/YouTube: https://www.youtube.com/myamazonguyLinkedIn: https://www.linkedin.com/in/noahwickham/X/Twitter: https://x.com/myamazonguyGet access to more free resources by visiting the show notes at https://tinyurl.com/44c74nhf______________________________________________________ LOVE THE SHOW? HERE ARE THE NEXT STEPS! Follow the podcast to get every bonus episode. Tap follow now and don't miss out! Rate & Review: Help others discover the show by rating the show on Apple Podcasts at https://tinyurl.com/ecb-apple-podcasts Join our Free Newsletter: https://newsletter.ecommercecoffeebreak.com/ Support The Show On Patreon: https://www.patreon.com/EcommerceCoffeeBreak Partner with us: https://ecommercecoffeebreak.com/podcast-sponsorship/

“All trading days are crazy in September,” Louise Goudy Willmering laughs. She discusses the Fed's dual mandate, and while she expects a 25-basis-point potential rate cut next week, she's not sure about moves after that. “The wait and see is ok at this point.” She emphasizes the importance of staying diversified, calling back to tech's April sell off. She also argues that the dollar may stay weaker, creating international opportunities.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this podcast episode, Dr. Jonathan H. Westover talks with Kyle Samuels about diversifying your talent pipeline. Kyle Samuels is the founder and CEO of Creative Talent Endeavors (CTE), a retained executive search firm known for helping organizations identify and hire the leadership talent that drives growth, transformation, and long-term value. Under Kyle's leadership, CTE has been recognized twice on the Inc. 5000 list of fastest-growing private companies and was named the #4 fastest-growing company in Charlotte. What sets Kyle apart is a deep commitment to authenticity, candor, and alignment. Whether he's partnering with a founder making their first executive hire or a global enterprise reshaping its leadership bench, Kyle brings a direct, empathetic, and values-driven approach to every search. His work is grounded in the belief that hiring the right leader isn't just about a resume — it's about long-term fit, trust, and shared purpose. Kyle is also the creator of Fairantee™, a value-based pricing search algorithm that uses data to determine the price of a search, not an arbitrary percentage like most search firms use. This makes using executive search more transparent and equitable. Check out all of the podcasts in the HCI Podcast Network!

In this episode, Christopher Mitchell (aka Traveling Mitch) shares how he built a diversified, 6-figure travel media business by combining blogs, affiliate revenue, consulting, freelance writing, and newsletters. He opens up about revenue numbers, productivity systems, and how he's adapted to major challenges like Google updates, COVID, and AI.  You'll hear why platforms like Substack, Reddit, and LinkedIn are underrated, and how he uses each one strategically. Whether you're a blogger or content creator, this is a great interview to listen to on building a resilient online business.   Ready to join a niche publishing mastermind, and hear from industry experts each week? Join the Niche Pursuits Community here: https://community.nichepursuits.com Be sure to get more content like this in the Niche Pursuits Newsletter Right Here: https://www.nichepursuits.com/newsletter Want a Faster and Easier Way to Build Internal Links?  Get $15 off Link Whisper with Discount Code "Podcast" on the Checkout Screen: https://www.nichepursuits.com/linkwhisper Get SEO Consulting from the Niche Pursuits Podcast Host, Jared Bauman: https://www.nichepursuits.com/201creative

Josh shares his journey as a sixth-generation grazier managing South Poll cattle, woodland-raised pork, and pasture poultry with his father. He grew up immersed in rotational grazing from the late 1990s, giving him a unique second-generation perspective on regenerative practices. Josh explains how their family transitioned from commercial breeds to South Polls in 2006, seeing immediate differences in heat tolerance, fly resistance, and docility. Today, they run a registered South Poll herd and market animals both as seed stock and direct-to-consumer beef.Key topics covered:Growing up in a regenerative grazing family and partnering with his dad on the farm.Transition to South Poll cattle and why they thrive in North Carolina's hot, humid fescue environment.Breeding philosophy with split spring and fall calving seasons.Benefits of docility, adaptability, and calving ease in their herd.Seed stock marketing and demand for South Poll cattle.Building a direct-to-consumer beef business with online sales, pickup locations, and limited home delivery.Diversifying with woodland-raised pork and pasture poultry for both soil and business benefits.Balancing scaling the farm with off-farm work, including lessons from his Chamber of Commerce role.Advice for beginners: focus, clarity, and starting with quality animals or strong customer relationships.This episode highlights the long-term benefits of sticking with regenerative grazing across generations and offers a candid look at building both seed stock and direct-to-consumer businesses. Josh's experience with South Poll cattle provides valuable insights for anyone considering heat-tolerant, grass-efficient breeds.Resources mentioned:Harris Home Place Farm: harrishomeplacefarm.comFacebook & Instagram: Harris Homeplace FarmSouth Poll Grass Cattle Association: southpoll.comThe End of Craving by Mark SchatzkerSteak by Mark SchatzkerLooking for Livestock that thrive on grass?  Check out Grass Based GeneticsVisit our Sponsors:Noble Research InstituteRedmond Agriculture.South Poll Field Day & SaleGrazing Grass LinksNew Listener Resource GuideProvide feedback for the podcastWebsiteInsidersResourcesCommunity (on Facebook)Check out the Apiary Chronicles Podcast

In this episode, I sit down with Dr. Ben Fishbein — founder of Fishbein Orthodontics, multiple-time DeNovo opener, bagel store entrepreneur, and Smile Doctors partner — to break down one of the most misunderstood topics in orthodontics today: DSOs, OSOs, and what it really means to join one.If you've ever said, “I'm not ready,” “I could never give up control,” or “I don't need help,” this episode is for you. Ben was once a staunch no—until he actually had the conversation. Now, with multiple thriving practices, ownership in a national DSO, and an expanding local business portfolio, he shares what changed his mind—and why most orthodontists are asking the wrong questions entirely.Whether you're exploring a potential sale, considering DeNovos, or just want to sharpen your vision, this episode will reframe how you think about your career path—and the opportunities right in front of you.QUOTES"The most frustrating thing to me is when someone says, ‘I'm not ready to talk yet.' Why are you not ready to learn something that might be so good it changes your life?"— Dr. Glenn Krieger"I was a naysayer too. I told the Smile Doctors team, ‘There's less than a 2% chance I do this.' Then I listened—and it all started making sense."— Dr. Ben FishbeinKey Takeaways04:50 – Why so many orthodontists dismiss DSOs without ever really hearing the facts06:50 – “30 years in 7” — how Ben's early hustle shaped his future faster08:36 – Why listening to opportunities is part of your duty to your team10:15 – Why selling a practice isn't selling out—and how orthodontists misjudge entrepreneurship15:12 – How partnering opened Ben's eyes to investments he never considered before16:48 – The surprisingly valuable business lessons from running a bagel shop20:19 – Why Smile Doctors' DeNovo model works—and how it's redefining growth24:18 – “Get the information. Don't say no to something you don't understand.”25:37 – Ben's biggest advice to younger orthodontists: “Just go for it.”Additional Resources I've seen firsthand how running the numbers—really running them—has changed the trajectory of practices and lives.Want to get in contact with Ben? https://amandafloydconsulting.com/fishbein-fundamentals This isn't about selling out or giving up control. It's about knowing your options, making smart financial moves, and understanding when an opportunity might never come back. If you've received an offer and aren't sure whether to take it, DM me. I don't get paid either way—but I've had this conversation hundreds of times and I'll help you think it through.

What happens when a former engineer and Shark Tank entrepreneur applies a product developer's mindset to real estate? Alvin Uy has been focused on real estate in Los Angeles for 22 years, doing construction, fix-and-flips, short-term rentals, ADUs, SB9, and most recently, senior living. In this episode, Alvin shares how he built wealth by treating real estate like a product, creating solutions that attract tenants instead of chasing them. From maximizing returns through ADUs and rent-by-the-room strategies to developing co-living and senior housing models inspired by personal experience, Alvin reveals the creative approaches that have allowed him to thrive in one of the nation's toughest markets. He also opens up about today's challenges with capital raising and investor expectations, while offering an optimistic outlook on Los Angeles real estate as the city prepares for global events and a new wave of growth.Key Points From This Episode:Alvin Uy's pursuit of real estate after seeing his immigrant parents lose everything.How Alvin transitioned from aerospace engineering and design into real estate by leveraging creativity and side hustles like flipping homes.What appearing on Shark Tank taught him: the value of betting on himself instead of selling out early.How viewing real estate as a product helped Alvin by shifting his focus from chasing deals to creating solutions people chase.Building ADUs in Los Angeles to force appreciation and cash flow.Boosting his returns by pivoting to rent-by-the-room models that maximized market rents and tenant turnover benefits.Partnering with a construction team that allows scalable, cost-efficient builds.Diversifying by experimenting with co-living models like student housing, assisted living, and sober living.Managing investor expectations and navigating market uncertainty with high-end flips.Links Mentioned in Today's Episode:Alvin Uy on LinkedIn Alvin Uy on Instagram Alvin Uy on X AARK Investments Rich Dad, Poor DadAsset Management Mastery Facebook Group Invest SmartBreak of Day Capital Break of Day Capital InstagramBreak of Day Capital YouTubeGary Lipsky on LinkedIn

Increasing flexibility on the electric grid is necessary as demand and capacity requirements rapidly rise. Diversifying generation portfolios with emerging technologies is a good start, and significant T&D investments in innovations like virtual power plants can help match supply with demand. Cost, construction, and timing are often challenges to increasing flexibility; therefore, what solutions are going to make the most impact to help meet energy needs? Joining us to discuss these important topics about flexibility are Dr. William (Bill) Burke, CEO at Virtual Peaker, Jessica Matlock, CEO at PNGC Power, and Darren Murtaugh, Director of Electric Distribution Strategy at ICF.

Hire Yourself Podcast with Pete GilfillanAI isn't just coming for entry-level jobs—it's coming for the boardroom.In this episode, Pete Gilfillan dives deep into a question most corporate executives haven't fully faced yet: Could AI replace your job? With rapid advances in automation, data-driven decision-making, and AI leadership tools, even high-level roles are now at risk. Pete breaks down 8 reasons why senior-level executives aren't immune—and why it's time to have a Plan B.In this episode, Pete discusses:Routine Task AutomationAI tools like RPA (Robotic Process Automation) are now handling scheduling, spreadsheet management, and data tracking—tasks many executives touch daily.Cost Efficiency PressuresWith AI reducing labor costs and improving productivity, companies are downsizing—even at the top—to stay competitive.AI Decision-Making CapabilitiesNo longer just a data assistant, AI can now interpret massive datasets and recommend strategic actions, traditionally an executive's job.Operational StreamliningFrom marketing to supply chains, AI is optimizing core functions. Companies need fewer leaders when tech handles execution.Productivity Gains Mean Fewer PeopleOne executive using AI can now produce what used to take a team of 10. That's good for efficiency—and bad for headcount.Industry-Wide DisruptionAI is transforming finance, manufacturing, and logistics. Roles are being consolidated, restructured, or eliminated entirely.AI in LeadershipYes, some companies are testing AI in high-level decision-making roles. It's not just assisting leadership—it's becoming leadership.Economic Downturn AccelerationRecessions and market shifts are speeding up AI adoption. As businesses cut costs, AI is replacing roles—especially expensive ones.Key Takeaways:AI isn't just automating tasks—it's replacing strategic roles.Executives are not immune—AI is already making leadership decisions in some companies.The time to prepare for disruption is now—not after a layoff.Diversifying your income and building a Plan B is critical.Franchising can offer control, income security, and a future outside of corporate uncertainty.“If you think AI won't affect your executive role—you're already behind. The best time to build your Plan B is before you need it.” — Pete GilfillanCONNECT WITH PETE GILFILLAN:

We speak with Jen Hinman, a hunter/jumper trainer for more than 30 years who was able to purchase her own farm and start a side business to diversify her career.Hosts: Jennifer Wood and Jennifer Connor of EQ BusinesswomenEquestrian Businesswomen: Website | Facebook | InstagramGuest: Jen HinmanPic Credit: SEL PhotographySponsored by: Riders RentSponsored by: Gallop & Gossip Podcast

We speak with Jen Hinman, a hunter/jumper trainer for more than 30 years who was able to purchase her own farm and start a side business to diversify her career.Hosts: Jennifer Wood and Jennifer Connor of EQ BusinesswomenEquestrian Businesswomen: Website | Facebook | InstagramGuest: Jen HinmanPic Credit: SEL PhotographySponsored by: Riders RentSponsored by: Gallop & Gossip Podcast

#564 Ready to turn your passion for plants into profits? In this episode, host Brogan Williams chats with Jarid Buck of Rare Plant Daddy, a seasoned plant entrepreneur and marketing pro. Jarid shares invaluable insights into scaling a successful plant business — from understanding market trends and optimizing operations to building a resilient mindset. Learn why focusing on operations over aesthetics, starting small, and educating customers are keys to early success. Jarid also discusses mastering Facebook ads, diversifying your marketing strategy, and the importance of hiring the right team to grow your business. Whether you're new to selling houseplants or a seasoned green thumb, this episode is packed with actionable advice on scaling, marketing, and navigating the challenges of entrepreneurship! (Original Air Date - 1/20/25) What we discuss with Jarid: + Market trends and customer demand + Categorizing plants by environment + Starting small with limited inventory + Educating customers through live sales + Resilience in entrepreneurship + Scaling with Facebook ads + Diversifying ad platforms + Streamlining operations with SOPs + Hiring for order fulfillment + Learning SEO and content creation Thank you, Jarid! Check out Rare Plant Daddy at ⁠RarePlantsforSale.com⁠ or ⁠Whatnot⁠. Follow Jarid on ⁠Facebook⁠ and ⁠TikTok⁠. Watch the ⁠video podcast⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Over a decade ago, home gardening giant Scotts Miracle-Gro made a bold push for growth in a nascent and controversial industry: cannabis. What was once the company's lucrative bet is now a struggling business. WSJ's Dean Seal explains how Scotts Miracle-Gro ventured into marijuana and why their early bet has shriveled up. Oyin Adedoyin hosts. Further Listening:  How the 'Napa Valley of Cannabis' Dried Up The Highs and Lows of Diversifying the Cannabis Industry The Drug You've Never Heard of Wreaking Havoc Across Europe Sign up for WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to this episode of 20/20 Money! My guest on today's show is Taylor Schulte, CFP®, host of the Stay Wealthy Retirement Show Podcast.   In this episode, we discuss the often-overlooked aspects of retirement planning, focusing on the importance of understanding blind spots, the need for purpose in retirement, and the role of community. We explore cash management strategies, the limitations of the 4% rule, and the benefits of flexible withdrawal strategies to ensure a successful transition into retirement. Our conversation emphasizes the need for intentional planning and the significance of having a solid foundation for financial decisions in retirement.   As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. If you're interested in learning more about the 20/20 Money Financial Success Masterclass, a course & platform that we created to help ODs become “brilliant at the financial basics,” or are interested in learning more about how OD Masterminds creates space for real conversations, real accountability, and real growth, please check out the link in the show notes of this episode to learn more.   And with that introduction, I hope you enjoy my conversation with Taylor Schulte.   Resources: 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Of Dollars & Data Nick's book The Wealth Ladder Stay Wealthy Retirement Podcast Define Financial Retirement Podcast Network   ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!   Takeaways   Retirement planning should focus on what you are retiring to, not just what you are retiring from. Purpose and fulfillment are crucial in retirement; many underestimate this transition. Community involvement can significantly enhance the retirement experience. Cash management is vital during the transition to retirement to avoid emotional roller coasters. The 4% rule is outdated and overly conservative for many retirees. Flexible withdrawal strategies can provide more confidence and adaptability in retirement spending. Mistakes in retirement planning can have severe consequences due to the lack of time to recover. Diversifying investments is essential to manage risks during retirement. Having a cash war chest can help weather financial storms during retirement. The best investment plan is one that aligns with your personal goals and allows for flexibility.

Insights into the latest Litecoin treasury move with creator Charlie Lee and GSR Chief Strategy Officer Joshua Riezman.Litecoin is entering the corporate treasury world as Nasdaq-listed biotech firm MEI Pharma raised $100M to fund a Litecoin treasury strategy. Charlie Lee, creator of the altcoin, joins GSR Chief Strategy Officer Joshua Riezman to discuss the recent move and what's next on Litecoin's roadmap.-Midnight is introducing a novel approach to token distribution. The Midnight Glacier Drop is a multi-phase distribution of the NIGHT token, aimed at empowering a broad, diverse community to build the future of the Midnight network. Holders of ADA, BTC, ETH, SOL, XRP, BNB, AVAX and BAT are eligible to participate in the first phase.Help usher in the next generation of blockchain with rational privacy and cooperative tokenomics on the Midnight network. To learn more, visit midnight.gd and prepare for the Midnight Glacier Drop.-This episode was hosted by Jennifer Sanasie.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.