The NZ Property Market Podcast

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market podcast, Cotality Head of Research Nick Goodall interviews Nicole Ferguson, National Director of Loan Market NZ to celebrate International Women's Day 2026. Nicole shares her journey from Australia to New Zealand, her leadership experiences, and insights on gender equity in the property and finance industries. We explore challenges faced by women, the importance of confidence and curiosity, and the future of sustainable housing and AI in finance, with reference to the 2026 Cotality Women & Property report.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week, following the release of the Cotality Monthly Chart Pack for February, Nick and Kelvin discuss recent sales data, regional buyer trends, and economic indicators. They explore the impact of timing on market activity, regional disparities, and the influence of economic recovery on housing demand following the RBNZ MPS and OCR hold from last week.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode Nick and Kelvin discuss the Reserve Bank of New Zealand's decision to hold the official cash rate at 2.25%.  They analyse the economic forecasts, including GDP growth and inflation expectations, and explore the implications for the housing market. The conversation highlights the balance between caution and optimism in the current economic climate, with a focus on upcoming economic indicators and their potential impact on monetary policy.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the economy, focusing on monetary policy, net migration trends, and lending data. They analyse the implications of the Reserve Bank's upcoming monetary policy statement and the recent Cotality Pain and Gain report for Q4 2025, which highlights the profitability of property resales.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the housing market as reflected in the Cotality Home Value Index for January 2026.They analyse the mixed signals from the economy, including the recent increase in the unemployment rate and its implications for the housing market (it is not all bad).The conversation also touches on regional variability in property performance and the outlook for upcoming economic reports and events.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the recent lending data from the Reserve Bank, highlighting a significant increase in bank switching and refinancing activity. They explore the impact of cash incentives on borrower behavior and the implications for the housing market. The conversation also touches on insights from the Cotality decoding report, listener questions about spare capacity in the economy, and the dynamics of the labor market. The episode concludes with a preview of upcoming economic data releases, including the Cotality HVI and Q4 Labour Market stats. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, host Nick Goodall and guests discuss the findings of the Decoding 2026 report, which surveyed over 1,000 property professionals about their read on the market and expectations for the future.The conversation covers the improved sentiment in the market, regional differences in property values, the impact of interest rates, and the evolving digital landscape in real estate. The guests share insights on the resilience of Invercargill's market, the challenges faced by Wellington, and the importance of planning reforms and climate change considerations in shaping the future of property in New Zealand.The episode guests are:Diego Traglia from Team Diego Harcourts in AucklandJames McRobie from Ray White InvercargillTom Coad, Head of Industry Solutions at Cotality NZSign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin delve into the latest inflation data for Q4, discussing its implications for the official cash rate and the broader economy. They explore the nuances of core inflation, the dynamics of the property market, and the significant role of first-time buyers (following the release of the January Chart Pack). The conversation highlights the ongoing economic recovery and the various indicators that suggest a positive trend, while also addressing the challenges posed by inflation and its impact on consumers.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the construction sector, focusing on the Cordell Construction Cost Index (CCCI) for Q4. They note that construction costs have remained relatively flat, with a slight increase of 0.9% for the quarter and 2.3% for the year, which is below the long-term average. The conversation highlights the potential for increased activity in the construction sector due to low interest rates and improved lending conditions, suggesting a more positive outlook for the industry moving forward. They also touch on the recent consenting data, which shows a year-on-year increase in construction activity, indicating a recovery in the market. The discussion then shifts to a broader economic overview, where they analyse retail spending data and its implications for the economy. They express caution regarding the recent decline in Boxing Day sales but note that overall spending for December was only slightly down. The hosts also discuss employment figures and inflation trends, emphasizing the importance of upcoming CPI data for the Reserve Bank's monetary policy decisions.  The episode concludes with a detailed examination of debt-to-income (DTI) ratio reporting, clarifying previous misconceptions and providing insights into how these metrics affect lending and housing market dynamics.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the property market's performance in 2025, highlighting the minor decline in property values and the resilience of first home buyers.They delve into lending trends, investor dynamics, and the potential impact of global economic factors on the local market as they look ahead to 2026.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode of the NZ Property Market Podcast we republish in full the Property Academy podcast, from OPES Partners where Cotality Head of Research Nick Goodall made a guest appearance to discuss the intricacies of the Cotality Home Value Index.Along with hosts Ed McKnight and Andrew Nichol, Nick delves into the revolutionary hedonic index, which uses regression modelling to estimate property values based on various characteristics. The conversation highlights key factors influencing property value, such as floor area, location, and the impact of renovations. Listeners gain insights into what truly adds value to properties and how understanding these elements can aid in making informed investment decisions.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market podcast, host Nick Goodall engages with Loan Market mortgage advisors from various regions, including Queenstown, Tauranga, and Mangawhai. The conversation explores local market insights, property trends, and the impact of foreign buyers on the market. Advisors share their expectations for the summer property market and discuss interest rate trends, providing valuable insights for potential buyers and investors.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode Nick and Kelvin discuss the just-released GDP data for Q3, which reported a 1.1% growth in the economy, and what the implications are for the future of the economy and importantly, monetary policy. They analyse the sectors contributing to this growth, the revisions to previous GDP figures, and the potential impact on the Reserve Bank's decisions regarding interest rates. The conversation also touches on the importance of monitoring economic indicators moving forward and the challenges that may arise in the housing market due to fluctuating interest rates.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week, following the release of Cotality's Best of the Best report, Nick and Kelvin discuss the latest suburb performance metrics, review the year in the property market, and set expectations for 2026. They explore economic indicators, migration trends, and the implications of recent RMA changes on housing supply. The conversation also delves into long-term property market outlooks and personal reflections on the year.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!Following the release of the Cotality NZ Home Value Index for November, this week Nick and Kelvin discuss the impact of Auckland's housing market on national home values, the regional variability in property markets, and the importance of building consents for housing supply. Courtesy of a few listener questions they then delve into interest rate predictions and the potential effects of flood risk on property values, emphasizing the need for accessible insurance information for homeowners, which feels like it's right around the corner. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin delve into the latest Pain and Gain report, discussing the current state of the property market, resale performance, and economic indicators.Thanks to a listener question they also explore the implications of unemployment as a lagging indicator and the complexities of migration data (and revisions of).Plus, Nick provides an overview of the Opes Partners Property Academy Podcast which he featured on last week - all about the detail of the Home Value Index (HVI)There's also discussion about the growing concerns around climate change and its impact on property values, following a recent article, which Kelvin featured in, on Stuff. The conversation wraps up with insights on the importance of understanding insurance costs in property transactions and the need for accurate flood mapping.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!As expected the RBNZ cut the OCR to 2.25% today, and also signalled that this may be the last cut in the cycle.In this reactionary episode of the podcast, Nick and Kelvin run through the reasons for the latest decision, and also what the RBNZ forecasts look like in 2026 and beyond - for GDP, employment, house prices, inflation, and the OCR itself.A house price upturn looks likely in 2026, but restraints such as DTI caps should mean it's modest rather than a fresh boom.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week, following the publication of the latest Monthly Chart Pack, Nick and Kelvin discuss the latest trends in sales volumes, the implications of a proposed capital gains tax, and with the final MPS of the year this week, the outlook for monetary policy.  They explore how these factors influence the housing market and investor sentiment.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin delve into the latest insights from the first home buyer report, migration trends, and retail spending data. They discuss the resilience of first home buyers in the current market, the tentative signs of a turnaround in migration, and the cautious optimism surrounding retail spending. The conversation also touches on the importance of community engagement and the recent client dinner, highlighting the diverse range of clients and the connections made. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This special guest episode launches the latest joint research by Cotality and Westpac, looking at first home buyers.Kelvin Davidson, Chief Property Economist at Cotality, is joined by Westpac's Senior Economist, Satish Ranchhod to discuss the latest report, including the broader macroeconomic and interest rate environment.They then move into the detail of FHB activity, including % market share (by region and price bracket), types of properties bought, prices paid, LVRs, average age, and also a medium term outlook.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in mortgage lending, interest rates, and the labour market. They explore the rise in mortgage lending activity, the implications of interest-only lending, and the slight increase in the unemployment rate. The conversation also covers the recovery in building consents and the overall economic outlook, highlighting the importance of adapting to market demands in property development.For more info about the webinar in conjunction with NZGBC click here.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!With Nick away on holiday across the ditch, in this episode Kelvin Davidson is joined by Eliza Owen, Cotality's Head of Research for Australia.First Kelvin discusses the recent Cotality Home Value Index results for NZ, as well as a look ahead to this week's Financial Stability Report and key labour market figures for Q3 - both out on Wednesday.Then Kelvin and Eliza kick into a wide-ranging discussion about the similarities and differences between the markets on both sides of the Tasman, including sales, prices, listings, buyer activity, as well as the regulatory environment.Over the past few years, NZ's property values have remained weak, but Australia has climbed to new highs.All of this is also in the context of recent proposed changes to LVRs and the potential capital gains tax in NZ after the next election.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the announcement from the Labour party about a proposed Capital Gains Tax. The conversation delves into the implications of a new 28% tax on the net sale of residential and commercial properties which could take effect on July 1, 2027. It discusses the details surrounding the tax, including what types of properties are affected, the valuation process, and the potential revenue implications. Concerns are raised about the accuracy of projected tax revenue and how market behaviour may change as a result of this new tax.Nick and Kelvin also speak about a few of the often-missed details in the Cotality monthly chart part and wrap up last week's release of CPI inflation data for Q3.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, focusing on construction costs (CCCI report for Q3), government policies, net migration, rental market dynamics, Reserve Bank policies, and inflation. They explore the implications of these factors on the housing supply and the overall economy, providing insights into future trends and market sentiment.The monthly video summary is available on YoutubeSign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, focusing on investor trends, the role of first home buyers, and the impact of economic policies. They analyse recent data, including the rise of multiple property owners and the record share of sales to first home buyers in September. The conversation also touches on the implications of monetary policy changes and the outlook for the housing market moving forward.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode Nick and Kelvin discuss the recent 50 basis point cut to the OCR, exploring its implications for the New Zealand economy. They delve into the concept of spare capacity, its effects on inflation, and the housing market's future. The conversation highlights the importance of consumer confidence and economic indicators in shaping monetary policy decisions, ultimately painting a picture of cautious optimism for economic recovery.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the recent trends in the property market, including a slight increase in home values for the first time in six months. They analyse the Reserve Bank's lending data, economic indicators, and the implications for the Official Cash Rate (OCR). The conversation also touches on attracting first home buyers from Australia following a listener question.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the property market, including the recent Mapping the Market data release, lending statistics, and the implications of a new Reserve Bank Governor. They explore the current state of house prices, the impact of lending practices on first home buyers, and the anticipated changes in monetary policy under the new governor. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the recent GDP contraction of 0.9% in Q2, its implications for monetary policy, and the potential for interest rate cuts. They explore the current state of the property market (courtesy of the latest monthly chart pack), including mortgage lending dynamics and buyer behaviour, while emphasising the need for collaboration between monetary and fiscal policies to stimulate economic growth.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the recent trends in the property market, focusing on the balance between population growth and housing supply. They analyse data from 2019 to 2024, highlighting how different regions have experienced varying levels of demand and supply. The conversation also touches on the complexities of housing demand, the impact of net migration, and the current state of retail spending as an economic indicator. The hosts emphasize the importance of understanding the nuances behind housing data and the need for ongoing construction to meet future population growth. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall interviews Geoff Christopher, co-founder of Afterburner, an AI-driven automation platform designed to enhance productivity for financial advisors. They discuss Geoff's background, the origin of Afterburner, and how it addresses common pain points in the mortgage application process. The conversation also touches on the impact of AI on job security, the importance of partnerships, and how Afterburner differentiates itself from larger corporate tech solutions. Geoff emphasizes the potential for increased productivity and improved client interactions through automation, while also addressing concerns about data privacy and security.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, focusing on the Cotality Home Value Index for August. They analyse trends in property values, particularly in Auckland, and compare the New Zealand market to Australia. The conversation also covers the impact of economic factors on property prices, recent mortgage lending trends, and the implications of the relaxation of the foreign buyer ban. The episode concludes with a light-hearted discussion about the epic test match over the weekend between the All Blacks and Springboks at Eden Park.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest affordability report, highlighting improvements in housing affordability due to plateauing house prices and falling interest rates. They explore regional differences in affordability, the economic context affecting the property market, and trends in lending, particularly among first home buyers. The conversation also touches on signs of economic improvement and the implications for the property market moving forward.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, piggy-backing off the latest Cotality monthly chart pack focusing on first home buyers and investor activity as well as the split in value change by the different tiers of the market.They then explore the implications of last week's Monetary Policy Statement from the Reserve Bank and government plans to relax the foreign buyer ban as well as the Minister for Housing's desire to see NZ house prices fall.  Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode Nick and Kelvin discuss the recent decision by the Reserve Bank to cut the Official Cash Rate (OCR) by 25 basis points to 3%. They delve into the implications of this decision, including forecasts for inflation, GDP growth, and the housing market. The conversation highlights the anticipated further cuts to the OCR and the overall economic outlook, emphasising the importance of monitoring key economic indicators.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest Pain and Gain report for Q2, highlighting the decline in resale profits and the overall sluggishness of the property market. They delve into the economic indicators affecting the market, including inflation and interest rates, and preview the upcoming monetary policy statement.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode, Nick interviews Ilse Wolfe, a property investment coach and director at Wolfe Property.Ilse shares her journey into property investment, discussing her early experiences during the global financial crisis, the importance of cash flow, and the impact of healthy homes on communities. She emphasises the significance of building effective power teams, understanding numbers, and conducting thorough due diligence. Ilse also shares success stories from her clients and highlights the value of off-market opportunities and data analysis (including using Property Guru) in property investment. The conversation concludes with key insights on patience and refining processes in property investment.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, highlighting the stagnation in property values and the regional variability across New Zealand. They delve into the implications of the labour market's performance (including the discouraged worker effect) on the economy and property values, as well as the anticipated monetary policy changes from the Reserve Bank. The conversation emphasises the need for a stimulatory approach to encourage economic recovery and the potential future trends in the property market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!Today, it's a mortgage lending data extravaganza as Nick and Kelvin discuss the latest trends in mortgage lending, focusing on the impact of bank switching, the structure of loans, and the current state of non-performing loans.  They explore how competitive cashbacks are influencing borrower behaviour and the implications of regulatory changes on lending practices. The conversation also touches on the health of the mortgage market, including insights on mortgagee sales and the overall financial well-being of borrowers in New Zealand.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with Casey Wylde to discuss the latest insights from Trade Me Property's quarterly report on buyer and seller mindsets during the winter months. They explore the disconnect between buyers and sellers, the motivations for buying in winter, and the advantages for sellers who list their properties during this season. The conversation also includes practical tips for agents and homeowners, emphasising the importance of well-maintained properties and the shifting mindset in the market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the rental market (following the release of the July Chart Pack), highlighting a notable decline in rental prices and tenant affordability challenges. They explore the implications of these trends on landlords and tenants alike. The conversation then shifts to sales volumes, revealing an increase in forecasted transactions for the year. The hosts also delve into inflation trends, discussing the Reserve Bank's potential responses to current economic conditions. Finally, they touch on the foreign buyer ban and its limited impact on the market, emphasizing the small number of properties that would be affected by any changes.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with Matt Spicer, franchise owner and mortgage adviser at Loan Market Wairarapa. Together Nick and Matt discuss the current state of the New Zealand property market, focusing on the Wairarapa region. They explore trends in first home buyers, property prices, and the impact of interest rates. Matt shares insights on the importance of communication in mortgage advising and the rewarding nature of helping clients navigate the property market. The conversation also touches on the construction market, lifestyle properties, and the role of reverse equity mortgages in supporting clients' financial needs.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss  the current state of the property market, focusing on the trends among first home buyers and investors, the dynamics of sales volumes, and the implications of recent economic indicators and inflation data (including genuinely live reaction to the Q2 release which happened while recording). They explore how societal perceptions of property investment are evolving and the challenges faced by different market participants.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in construction costs, implications for the new build sector, and insights from new lending data. They analyse the current economic outlook and the potential impact of monetary policy decisions on the property market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode Nick and Kelvin discuss the recent monetary policy review by the Reserve Bank, focusing on the decision to hold the Official Cash Rate (OCR) at 3.25%. They analyse the implications of this decision on inflation expectations, economic recovery, and the housing market. The conversation highlights the unanimous decision of the Reserve Bank, the anticipated cuts in the future, and the cautious optimism regarding New Zealand's economic recovery driven by strong export prices and lower mortgage rates. They also touch on the current state of the housing market and the potential impacts of economic uncertainty on consumer behaviour.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest Home Value Index, revealing a slight 0.2% rise in property values after a period of stagnation. They explore the current trends in the housing market, including the balance between supply and demand, and the implications for buyers and sellers. The conversation shifts to dwelling consent data, highlighting a stabilisation in construction activity, and concludes with an economic overview, focusing on the upcoming OCR decision and its potential impact on the market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the concept of the trade-up premium in the housing market, exploring how it has changed over time and its implications for buyers. They delve into market dynamics, consumer confidence, and economic indicators, highlighting the challenges and opportunities present in the current environment. The conversation also touches on inflation expectations and business confidence, providing insights into the broader economic landscape and what it means for the future of the property market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with mortgage advisor Toni Dawson about the current state of the property market in New Zealand. They discuss market trends, buyer behaviour, investment strategies, and the dynamics of different property types. The conversation also covers mortgage trends, refinancing options, and the importance of building long-term client relationships in the mortgage advisory space. Toni shares insights on how to navigate the current market and the significance of seeking professional advice.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!New file uploaded at 5:50pm on 23 Jun. Please delete and re-download for the better file if you downloaded the original.-------------------------------------------------------------------------------------------------This week Nick and Kelvin discuss the latest trends in the property market, focusing on interest rates, sales volumes, and the impact of economic data. They explore the dynamics of investor activity, the role of first home buyers, and the ongoing challenges of housing affordability and quality.The conversation also touches on global economic influences and the implications for New Zealand's housing market moving forward.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest suburb data from the Mapping the Market tool, highlighting the performance of different property types. They delve into net migration trends and their implications for the housing market, emphasising the ongoing economic challenges. The conversation also covers the recent Auckland CVs, addressing public concerns about property valuations and their impact on rates.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest Home Value Index results, highlighting a surprising consistency in market weakness across major centers.  They explore the dynamics of regional markets, particularly Hamilton, and the potential emergence of a two-speed economy as recovery unfolds. The conversation delves into global economic trends, productivity growth challenges, and the impact of recent building work statistics. They also touch on loan terms and Westpac's successful economic forecasting, concluding with personal reflections on the current state of the market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com