Podcasts about tenants

In this episode, Stuart and Daren Laureano share insights into their innovative approach to commercial real estate, focusing on adaptive reuse, operational alpha, and leveraging AI for risk management and knowledge continuity. Discover how their family-led business is shaping the future of urban infill assets in key markets like Los Angeles, Miami, Austin, and Nashville.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Join our upcoming live event at GREwebinars.com. It's called "The Seven Figure Solution" on August 27th at 8 PM Eastern. After listening to me for 12 years, learn how to finally put it all together for a coordinated, tax-efficient retirement and wealth plan.  Keith debunks alarmist predictions of an 80–95% housing crash and explains why inflation, constrained supply, and strong demand continue to put upward pressure on home prices.  He breaks down key trends in renter mobility, highlights how the AI boom is driving record-breaking rents in San Francisco, and contrasts "dopamine culture" and money maxing with GRE's philosophy of growing one's means through income property and leverage.  Keith also discusses how the Seven-Figure Solution framework helps real estate investors more effectively integrate properties, taxes, insurance, and retirement planning.  Episode Page: GetRichEducation.com/620 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. An alarmist calls for a housing price crash of 80 to 95 percent. We'll listen to it. This city's rents are up 26 percent annually. The rise of dopamine culture and money maxing has made its way into personal finance. Then an invitation to join us for a special event today on Get Rich Education.   Keith Weinhold  0:29   What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms MidSeal has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Naples, Italy, to Naples, Florida, and across 188 nations worldwide. You're listening to one of America's longest-running and most listened-to shows in the real estate world. This is Get Rich Education, and I'm Keith Weinhold. Yes, the very founder of this snaggle-toothed operation right here. I'm a longtime real estate investor myself, erstwhile writer for both Forbes and the Rich Dad Advisors, serving on the Forbes Real Estate Council, you can also see my work in the USA Today and Business Insider. I'm the creator of Real Estate Pays Five Ways and the Inflation Triple Crown. Oh, after all that, really, I'm just a shaved mammal with slack jaw, a highly leveraged hominid of the landed gentry, right before I discuss the housing price crash of 80 to 95% you know, keep in mind that most people think that if you're in real estate, then you've got to be either a realtor or a landlord. I am neither a realtor nor a landlord. People also think that it takes tons of money. It does not. Now you could pursue no money down strategies, but that takes some time to learn and skill to develop. Now I was a landlord in the early years of my real estate investing, but after about six years of that, I hired a property manager and never looked back. Therefore, keeping this mostly passive, a 20 to 25 percent down payment on a carefully selected residential rental property includes ones that today can still have purchase prices below 200k. That's purchased in a geographically investor advantaged market. Okay, that is the center of what we do here because when you own property this way, now you've got the margin where you can pay a property manager to enjoy the five ways that you're paid mostly passively. Be a savvy borrower.   Keith Weinhold  4:02   Now, when you're between deals and accumulating capital to add the next piece of property to your rental portfolio, that's where you can flip and do the opposite in the short term and be a real estate lender for perhaps an eight to 10% stable return. That's what I do, rather than getting three and a half percent, which is the going rate today in a high yield savings account. So be a lender between deals in the short term, or you're a savvy borrower long term. Now the late analyst at Housing Wire, and he was also a past guest here on the show, Logan Modashami, he brought this 80 to 95% housing price crash media piece to my attention. It's in the form of a meta reel that got a lot of attention. Let's play it. I mean, this type of nonsense circulates out. It's not founded on anything substantive, and this just absolutely does not serve anybody. You've got to take this type of thing as entertainment, but it's being presented in a serious, informative way, and just listen to the basis for the claim.    Hayden Weston  5:19   The United States housing market is about to collapse 80 to 95 percent, which means that homes that were worth 1.5 million are going to be worth 300,000. The reason is simple: the U.S. housing market has reached its most unaffordable level in history. People cannot afford to buy homes, and if people cannot buy homes, the market must correct. The question is how hard the market is going to crash, not if it will. According to CPI and price history data, this is predicted to be worse than the 2008 housing bubble. We are going to see prices drop 80 to 95 percent.   Keith Weinhold  6:02   A housing price collapse of 80 to 95 percent. This is from a platform called Hayden Trades. It has got to be the worst example of trying to steal attention rather than serving people. Gosh, don't even make 20% or 50% crash predictions anymore go for far higher, I guess. He says it is according to the CPI and price history data. This doesn't even make sense. Now the low affordability mentioned that part is true, and this is what's slowed home price appreciation. But here in the late 2020s, there was more upward pressure on home prices, not downward inflationary pressure, which is rampant. That is poised to raise replacement cost because a home is a bundle of land, labor, lumber, concrete, copper, and energy. America's best job markets face land and regulatory constraints that pressures prices upward, and regulations are not easily repealed either. There's a large reservoir of sideline buyers that still want to own, and single-family home construction is woefully insufficient, keeping the supply down. Indeed, there is more upward pressure on home prices, not downward. This coming inflation wave, that's exacerbated by war, is unfortunately, or fortunately, if you're positioned, it's poised to widen the K-shaped economy where winners win bigger and losers lose more. The boat is leaving the dock. Are you on it?   Keith Weinhold  7:54   The distance between the boat and the dock just keeps increasing, and eventually you won't be able to make the leap, the jump from the boat to the dock. Now, in the near term, because we're approaching the fall season, when you hear stats about median home prices, note that prices are lower in autumn and winter than they are in spring and summer. It happens pretty much every year. Now, why is this? Well, one reason is that a lot of people don't think about is simply the fact that smaller houses get sold in the winter compared to the summer. And why would this be? This is because families with school-age children who need larger homes get their deals done in summer months before school starts. That is one reason why median home prices are higher in the summer than they are in the winter. When you look at a long-term price chart of homes, this is why you see peaks each summer and dips each winter. Now, investors like us. Now we're not buying so much for school-age children considerations, but this phenomenon affects the median prices that you see quoted in most any market. That is how that works, and why homes present better in the summer too. Green lawns, Leaves, flowers, and natural light improve curb appeal. Some say buy when the snow is flying, sell when the flowers are blooming.   Keith Weinhold  9:32   Shortly, I want to tell you about the city with rents that are up 26% year over year, and there's no end in sight to those rent increases, either. But first, there's a significant national real estate trend. Now, a lot of times, the discussion about the rental market centers around the level of rents or the vacancy rate, and those metrics sure do matter. But what about tenant retention? That is. Renter mobility rate. How long do residents stay? Well, renter mobility is down, down, down. They are not moving around. That's the big trend. Tenants are staying longer. Renters are waiting longer to buy homes than prior generations did. I mean a lot of people are beginning to wonder if their starter home will arrive before their first social security check does? The share of renters planning to move within three years that has plunged since 2019 from 57% then down to just 37% now. This is according to a national survey from the New York Fed. 57 down to 37% that plan to move within three years. Yes, this means that even after the pandemic waned, renters plan to stay in place longer. Everyone is staying put longer, and what exactly is keeping all of those moving boxes in storage? You guessed it. Buying their own home is more difficult to afford. It's kind of like an obstacle course where the down payment is waiting at the finish line, which is a long ways away. It's like an ultra marathon. This decline in renter mobility. This is obviously good news for income property owners and landlords because vacancy and turnover are our greatest expenses. People are paying more.   Keith Weinhold  11:39   You know, it's interesting that many are staying and put because a lot of renters often pay three to 5% annual renewal increases, especially in single-family rentals. Among apartment dwellers, there are currently more move-ups than move downs. People willing to spend a little more, and part of this is because a lot of people have just simply given up, completely given up on buying a home, choosing instead to fritter away their money on DraftKings parlays, couchie predictions, meme coins, burritos whose delivery fees cost more than the burrito, and a dozen forgotten subscriptions quietly feeding on their checking account. Yeah, a lot of people have just given in. Besides falling renter mobility, there is also falling homeowner mobility. One reason it has fallen is due to the well-documented mortgage rate lock-in effect. But mobility is down among both groups, among renters and homeowners, for a few different reasons. Like I've mentioned in previous shows, America is aging, and older people move less. Remote work means people don't have to move for a job, and housing inventory remains limited. This means that there are few attractive alternatives to move into, whether you're a homeowner or a renter. Those are some reasons as to why mobility is down for both groups. And the New York Fed analysis shows that renter mobility it is especially weak among that subgroup that believes that they will never own a home. I mean, this group of people really isn't moving. They are staying in place even longer. This group that believes that they will never own a home, and this is a skew toward lower income renters for sure, but even upper income renters are staying longer. You know, I own a lot of single family rental homes myself, and I'm just thinking now, I can't even remember the last time someone's moved out. It might be over a year since anyone has moved. The average renter's perceived chance of ever owning a home that has fallen, and this is significant for investors. Okay, that percent of renters that ever hope to own a home has fallen from 52% back in 2015 down to just 35% last year. 52% down to 35% The amount of renters that think they'll ever own a home. Both single-family rental and apartment renters are staying longer. This is both types, and it's not because these renters stop wanting homes. About two-thirds say that they would prefer to own if they had the money to do so. This is substantial. The drop in American mobility rate. I mean, that part is actually decades long, and this seems to catch people off guard. A lot of people falsely believe that people are moving more often, and that's something I've touched on before. This deeply hurts.   Keith Weinhold  15:00   Certain industries like moving companies, furniture stores, and yes, real estate agents—all these groups of people have got to be wondering where did everybody go? The answer is nowhere. Apparently, they are not going anywhere. So the bottom line here, with this lack of mobility, is that renters feel locked out, owners feel locked in, and landlords feel locked up with their tenants staying longer. Although this is good news for landlords and investment property owners, you know there is one thing to be careful of amidst these longer tenant stays, and that is, well, say you buy a rental property with an existing tenant in place that's been there for a while, it's more likely then that that tenant is paying below market rent, and why would that be? Well, because generally, the longer a tenant stays, the more likely it is that the previous landlord gave them a break on the rent. Now, why does that happen? Well, landlords can get lazy about bumping up the rent, and see what's really going on is that the previous landlord, perhaps the person you bought the property from, they themselves bought the property at a much lower price years ago than you did today, and therefore their mortgage payment is lower, and therefore the lower rent was able to cover their mortgage payment. So they weren't too worried about it. But if you're buying at today's prices, well, then you cannot stand for yesterday's rent amount, and that's why it's more likely that you need to bump up the rent to market rent. Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report.San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, 6,020 dollars for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge while it's on your mind. Start at RidgeLendingGroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Keith Weinhold  17:22   Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report. San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, $6,020 for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing.   Keith Weinhold  20:46   I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  21:23   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Robert Kiyosaki  22:26   This is our rich dad, poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold, and there is I respect Keith. He's a very strong, smart, bright young man.   Keith Weinhold  22:47   Welcome back to Get Rich Education. I'm your host Keith Weinhold. The rise of quick hit dopamine culture has definitely hit the personal finance world, and this is not a good trend for a lot of Gen Zers, who are those age 14 to 29, sports gambling is increasingly a part of what they think is financial planning. A recent survey from the wealth management platform Betterment shows that 26% of Gen Zers, more than one in four, then consider sports gambling as part of a deliberate long-term financial strategy. If you think that's bad, more than half of Gen Zers, 52% say they've rerouted funds from investment over to sports betting in the past year, and that's versus just 24% of all Americans. Yes, the rapid legalization of sports gambling means it's never been easier to bet your whole paycheck that the Mets are going to lose 100 games this season. When a prediction market or a sports book starts to feel like a retirement strategy, we have a problem, and this is congruent with the rise of dopamine culture across all of society, where we've gone from playing sports, then to watching sports, and now to gambling on sports. In the kitchen, it's where we've gone from home cooking to leaving and getting fast food, to ordering Uber Eats, it's where media has gone from film and TV to streaming shows, and now with dopamine culture, it is watching reels. It's how shopping has gone from first high street shopping, then to Amazon and now to the TikTok shop. It's how communicating with people. It's gone from handwritten letters to sending emails to Snapchats. It's how we've gone from newspapers to breaking news to rage bait. As far as what we listen to for music, this rise of dopamine culture-it used to be vinyl records, and then Spotify playlists, and now it's trending sounds.   Keith Weinhold  25:11   It's gone from finding love to casual dating to infinite swiping. How about the way we look at and share photos? It's gone from photo albums to camera rolls to Instagram stories, and how about the way we access information with this rise of dopamine culture? It's gone from libraries to Google to Chat GPT, and that brings us to money maxing. Okay, yes, here in our finance world, the rise of dopamine culture has led to this. Yes, that is apparently a word now. Money maxing-it's all one word with 2x's. It sounds like something invented by a 22-year-old who's got three credit cards, three hoodies, and one fork. Okay, but money maxing-that is one of the newest personal finance trends spreading across social media. Now, the maxing stuff in that whole suffix that first became popular through terms like looks maxing, which means trying to maximize your physical appearance, whether you're male or female, and now people are sleep maxing, health maxing, career maxing, and I guess it was just inevitable until they were money maxing. And what it really means is optimizing your financial life so that every dollar works harder for you. That could include using a high yield savings account, earning credit card points and rewards, automating your investments, negotiating bills, and eliminating wasteful spending-eh, in other words, it's just another internet reinvention of financial responsibility. I mean, your grandparents just called it being sensible.   Keith Weinhold  26:58   Now, I do like the fact that young people are talking about money. I mean, as we've covered before, financial education is desperately needed. Schools will teach you about the parts of a biological cell, but surely not how to read a mortgage statement. So you can graduate knowing that mitochondria are the powerhouse of the cell, while believing that a tax refund is free money from the government. So you know, directionally, money maxing is good, but see, it usually only focuses on one side of the equation. That's the problem with money maxing. It only focuses on spending less. And here at GRE we take a different approach. The old financial advice is live below your means, and GRE's philosophy is grow your means. You should only live below your means earlier in your financial life when you sort of have to and you need to form capital for investments. But grow your means so that you can have the means to do things. I mean, that is the point of financial betterment.   Keith Weinhold  28:09   Long term, financial betterment is certainly not sustainable by saving money by getting a haircut at home, only watching men's fast pitch softball at the Moose Lodge because it's free instead of going to a Major League Baseball game, saving $120 on air tickets by adding an extra layover on your trip itinerary, or a buy one get one free deal on Hillshire Farm Bacon. Now, of course, you shouldn't waste money if you're paying for six streaming services and you're only watching one. Well, cancel the others. If you carry a credit card balance at 24% surely extinguish that financial dumpster fire. But you cannot shrink your way to an extraordinary life. There is a floor beneath how little you can spend, there is no ceiling above how much value you can create for others. You can cancel your coffee, you can stop eating out, you can turn down the thermostat until your living room feels like a meat locker, but eventually there is nothing meaningful left to cut. That is the weakness in traditional money advice. It treats personal finance like a sinking ship, and it just hands you a bucket. Growing your means is building a bigger ship. The most powerful form of money maxing is not squeezing another 2% off your grocery bill. It is increasing your income. It is acquiring productive assets and creating systems that pay you repeatedly. I mean, saving 20 bucks is fine. Creating another income stream can continue for. Years. This is the difference between subtraction and multiplication. Most money-maxing advice really isn't different than that conventional advice. It's living in the world of subtraction. Cut this. Cancel that. Buy the generic cereal. Drive across town to save 12 cents per gallon. Hey, congratulations! You just spent 40 minutes of your finite life to save $2.80. Real wealth is built through multiplication. Multiply your income, multiply your skills, multiply your relationships, learn a new system, multiply the number of people you serve with rental property, and then multiply your money through productive assets. Now, this does not mean to spend recklessly. Growing means is not permission to inflate your lifestyle every single time your income rises, but it means directing more attention toward expansion than deprivation.   Keith Weinhold  30:59   Ask yourself a better question. Instead of asking how can I save another $100 this month, ask how can I create another $1,000 of monthly income. That very question activates a completely different part of your brain. Now maybe you develop a valuable skill. Maybe you negotiate your compensation. Maybe you start a business. Maybe you acquire an income property. Maybe you turn knowledge, intellectual property, or an audience into a recurring revenue stream. You start looking for leverage rather than looking for coupons and leverage, that is the real engine of what money maxing ought to be. Leverage means accomplishing more with less of your personal effort, and there sure are a lot of forms you can leverage other people's time. You can leverage systems and technology. We're going to talk about a system later here. You can leverage media where one message reaches 1000s or millions of people, and in real estate, you can leverage other people's money. You can scale. A few weeks ago, here I discussed four different types of scale. Real estate investors can get them all at the same time. If you remember, they are financial leverage, like with the five ways. There's operational leverage, there's geographic leverage, and finally replication. You use a relatively small down payment to control a much larger asset while your tenant pays you rent, that income helps cover the property's expenses and mortgage, and over time, inflation tends to lift rents and property values. While your fixed rate debt becomes easier to repay with diminished dollars, I mean that is real money maxing right there. In fact, GRE's real estate pays five ways framework might be the ultimate money maxing system. One property can produce cash flow; it can appreciate. Your tenant can gradually amortize your loan for you. You get the tax benefits, and inflation can transfer wealth from the lender to you through your fixed rate debt, five simultaneous financial benefits attached to one asset. Oh, and we're going to take that and compare that with saving 50 cents on toothpaste. Now, both things technically do improve your finances, but they don't even belong in the same zip code.   Keith Weinhold  33:41   Now, none of this means that every leveraged property is a good investment. In fact, leverage amplifies outcomes. A well-selected, properly financed property is going to accelerate your wealth creation. But a bad deal with thin reserves-hey, that can accelerate your introduction to an attorney. Money maxing still requires judgment. You want durable income, adequate liquidity, responsible underwriting, and you want to have enough reserves to withstand the inevitable surprise. Because every rental property eventually introduces you to something that is leaking, squeaking, or perhaps refusing to pay. The goal is not to optimize every dollar so aggressively that your financial life becomes fragile. And really, that is an important warning about all forms of maxing. Optimization can go too far. Someone might transfer money among five banks to chase these tiny promotional yields, and open 12 credit cards for bonus points, and then monitor every purchase with the intensity of airport security. Okay, I mean technically they're optimization. Their money, but they're also turning their life into like an unpaid accounting internship. Your money should create freedom, not become another demanding employer. Effective money maxing focuses on the big levers first. Get some big wins. Increase your earned income. Own those productive assets. Use good debt prudently. Reduce taxes legally. Protect yourself against catastrophic losses. Maintain liquidity, and then optimize the smaller expenses. Do not spend three hours clipping coupons while ignoring a poorly structured $400,000 mortgage. You do not congratulate yourself on saving $9 on lunch while leaving 50k idle in an account that earns almost nothing. So we don't obsess over credit card points while carrying a balance because paying 24% interest to earn 2% cash back is not money maxing. That is like arithmetic getting mugged in an alley. And there's also an important difference between looking rich and becoming wealthy. Social media rewards visible consumption on things like cars, watches, first-class seats, rooftop dinners, actual wealth-that's something that's often invisible. It is the rental property quietly producing income. It is the ownership stake compounding in the background. It is the tax strategy that's never going to appear in a photograph, and it is the growing gap between what you earn and what you need to live.   Keith Weinhold  36:46   The person displaying the most wealth can have the least. The person saying very little might own the building. So yes, embrace money maxing. Know where your money goes. Eliminate the waste. Negotiate recurring expenses, automate your good decisions, and make your dollar purposeful. Each dollar, but don't stop with living below your means because that is only financial defense. Growing your means is financial offense. Saving money can make you more secure. Owning productive assets-that's what can make you free. The highest form of money maxing is not becoming the world's most efficient consumer. It is making the transition from consumer to owner. Own businesses, own equities, own real estate, own assets that produce value while you sleep, travel, or spend time with the people that matter to you. Because your time is limited, and yet your appetite for generic cereal is also limited. But your ability to create value, acquire assets, and grow your means. That is far less limited. Live below your means if you must, but don't stay there. Grow your means. That is true money maxing. And the number one reason that people don't acquire wealth. Do you know what it is? It's that it simply does not occur to them that they can.    Keith Weinhold  38:24   That is what Brian Tracy said. That is so incredibly simple, and it's true. If you want a money max, you need to have a great system. Let me tell you about a system called the Seven Figure Solution. Now you've been listening to me weekly for almost 12 years here, which I'm immensely grateful for. You've been earning money, investing well, and here with the seven-figure solution, you're going to be able to finally see how it all goes together. It's about making sure that your real estate and other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time, the liquidity is key because this is where a 401(k) or IRA limit you. Those vehicles have taxes and penalties if you want to use those funds early, and this does not.   Keith Weinhold  39:34   But the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach here, Naresh uses something like this, and he's in his 30s. It also gives you a significant tailwind during your investing career. Integrate the seven-figure solution the GRE way, where we have a conscientiousness about leverage in cash flow, and in this case, part of it is how to prove. Leverage a life insurance policy. When it's time to tap that policy's cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, and therefore you're using the funds in more than one place. That's the leverage, and then the IRS does not tax loan proceeds, and this reminds me of a billionaire borrowing against the value of their stock rather than having to sell any of those assets. And yet, this can be done tax-free. It's similar to what you can do with the seven-figure solution, even for non-billionaires, it is buy, borrow, die. This leverages an indexed universal life policy, and there is the right way to do this and the wrong way to do it. Part of the seven-figure solution is that your cash value can have an upside ceiling and loss protection on the downside. That's really something that you only care about more as you're closer to retirement. And there are some mistakes to avoid here. You don't just want to set up the seven-figure solution off of a website, and it's based on products that you might have heard of from companies like Nationwide and mass mutual. I strongly encourage you to learn more, see how it all goes together, and learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, and even a 721 and 1031 exchange. This is very much about you being able to picture your future, you've been building your real estate portfolio either from your investment coach or on your own. This is how the puzzle pieces finally are all going to go together. I am cordially inviting you to join us for a special live event, the Seven Figure Solution. It is co-hosted by our own GRE investment coach Naresh and Haven Bridges Jared, who you heard from on the show with me last week. By attending live from the comfort of your own home or from anywhere, you can have your questions answered in real time. It is this Thursday, the 27th, at 8 p.m. Eastern, 5 p.m. Pacific.   Keith Weinhold  42:23   Most people spend decades building wealth, and then they lose far too much of it because the retirement pieces were never designed to work with each other. So you're going to see how real estate, taxes, insurance, and retirement income can fit into one coordinated strategy, helping you grow and protect your wealth, access capital without immediately selling your assets, and potentially avoid losing hundreds of thousands of dollars to taxes unnecessarily. So it's not just another collection of disconnected financial tips. Really, it's your opportunity to finally see the entire retirement picture and understand what might be missing from yours. It's complimentary to attend. The longer you wait, the fewer options you could have. Decisions made today can affect your wealth for decades. Don't wait until retirement day to discover that your plan had expensive holes in it. There are some moving pieces here, so it's especially helpful that you attend this one live, and that way you can have any questions answered in real time, so that you really understand. And you might have been one of thousands of listeners that have attended our property webinars before, and they are important to building your portfolio. But this one could very well be more important in seeing your big picture, seeing your retirement, and seeing that your heirs aren't left with a giant tax bill too. You can reserve your seat now for the seven-figure solution at grewebinars.com again. That's grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  44:14   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  44:42   The preceding program was brought to you by your home for wealth building. getricheducation.com.

Connect With ChazMark Podolsky spent years in investment banking with a 45-minute commute each way, buying things he did not care about to impress people who were not thinking about him. Then he started going to tax deed auctions on the side and buying raw undeveloped land for pennies on the dollar. He never looked back.Today Mark has done over 6,000 land deals, takes the entire month of July off every year to stress-test his team, travels globally at will, and runs what he calls a passive income machine built on three things: other people's time, software and automation, and other people's money. In this conversation with Chaz Wolfe, Mark walks through his entire land investing model step by step, explains why defaults are not actually a problem, why raw land is the most boring and least competitive niche in real estate, and why the only real mistake is stopping deal flow when you get scared.Key Takeaways:Raw land is an inefficient market. There is no MLS for dirt. Value is what a buyer and seller agree to. That inefficiency is the opportunity.Nobody wakes up thinking this is glamorous. That is the point. No HGTV show. No big money competition. No hedge funds. You and a million other investors could all be in this niche and run out of money before running out of deal flow.The model in one sequence: find a motivated seller with back taxes, offer 25 cents on the dollar of the lowest comparable sale, do due diligence for $11, buy it free and clear, sell it on terms to the neighbor or a buyer pool, collect a down payment and $297 a month for 72 months at 9 percent interest. No tenants. No rehabs. No renovations. No rodents.Defaults are not a disaster. They are a reset. The asset stays in your name under a land contract. You keep the down payment and all prior payments, lower your cost basis, and resell it. Sometimes defaults improve your ROI.The biggest mistake: fear-based decision making that stops deal flow. There is a 6-week lag between sending offers and getting responses. Stopping offers while you wait to sell inventory is how people stall the machine. In 20-plus years, Mark has never been stuck with a piece of land that would not sell at the right price.Entrepreneurs get bored with what works and go looking for the next county, the next niche, the next idea. The county that is making you money does not need to be replaced. It needs to be worked.Solo economic dependency is the trap. If you stop working, you stop making money. The land model solves that. $297 a month does not care whether you are at the office or in Bali.Freedom is not a number. It is a ratio. Mark's definition of enough: passive income at 200 percent of fixed expenses. Once you know your number, everything is just a game you choose to play.The happiest people have the best relationships. Money removes the biggest source of stress in a marriage and a family. It does not buy happiness. It buys the conditions for it.90 percent of the land business can be automated with inexpensive virtual assistants and software. The more automated the machine, the less valuable the owner needs to be to keep it running.If you are a contractor business owner doing $1M+ and you feel stuck in the day-to-day, we built GTK for you.Through peer mastermind and 1:1 coaching, we help you:increase profitinstall real systemsbuild a team that runs the businessget your time backVisit www.gatheringthekings.com for information on how to apply.Connect with Chaz Wolfe (Host):WebsiteFacebookInstagramLinkedInYouTubeProfit Starts with Better Books!Clean books. Clear reports. Monthly bookkeeping built by business owners, for business owners.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showLike what you heard? Share this episode with a friend and leave us a review on Apple Podcasts or Spotify! Join the conversation by visiting GatheringTheKings.com and apply to connect with other high-performing entrepreneurs and their families.

Get insights on what matters when people look for a home and PropertyGuru’s value proposition. How do people search for homes? What do buyers and tenants want? Learn about how AI impacts agents, buyers and tenants. Understand the love that Singaporeans have for housing. Leslie Yee is in conversation with Yao Lu of PropertyGuru. Synopsis: Hosted by senior correspondent Leslie Yee, PropertyBT from The Business Times shares insights on all things Singapore property to help you on your property investment journey. Episodes feature views and insights from property analysts. Highlights of the podcast: 02:39 Searching for a home 04:05 Priorities of buyers 12:01 Using AI 20:30 The fondness for homes Read Leslie’s article: Meet rental demand by letting developers keep ownership of some condo units without hefty penalties Worried over job prospects? Young adults should go forth fearlessly to buy an HDB BTO flat --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Leslie Yee (lyee@sph.com.sg) With Yao Lu, managing director for Singapore, PropertyGuru Group Edited by: Nicole Teo & Claressa Monteiro Produced by: Leslie Yee, Nicole Teo & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Correspondents: Channel: bt.sg/btcobt Amazon: bt.sg/btcoam Apple Podcasts: bt.sg/btcoap Spotify: bt.sg/btcosp YouTube Music: bt.sg/btcoyt Website: bt.sg/btcorresp Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

This week, the boys head to Aussie Dave's native Australian Outback (& Adelaide) to discuss 1971's “Walkabout”. The film shows you how easy it is to die in the Australian desert, and we drink while discussing the artistic achievement, even if we didn't all feel the same way about our viewing experiences. John also got us started with a mini-review of “Tony”. Grab a beer and join us! inktr.ee/theloveofcinema - Check out our YouTube page!  Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 4:35 “Tony” mini-review; 11:41 1971 Year in Review; 30:29 “Walkabout”: Films of 1971; 1:10:30 What You Been Watching?; 1:17:34 Next Week's Episode Teaser Additional Cast/Crew: Nicholas Roeg, Jenny Agutter, Edward Bond, John Meillon, Luc Roeg, David Gulpilil, Dominic Sessa, Antonio Banderas, Emilia Jones, Matt Johnson, Todd Bartels, Lou Howe, Leo Woodall, Stavros Halkias, Michael Jibrin, Monica Raymund, Dagmara Dominczyk. Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Recommendations: Parenthood, Strange New World, Spider-Man: Far From Home, Stewart Fails To Save The Universe, Until Dawn, Nat Geo The Rescue, Criterion 24/7, Norwegian Pathfinder, detour, Sugar, Cape Fear, The Northman. Additional Tags: Dolby Cinemas, Peter Parker, Stanley Kubrick, Argentina, Spain, England, France, The Odyssey, Christopher Nolan, Moana, Toy Story 5, Focus Features, A24, Curry Barker, The Tenant, Rosemary's Baby, The Pianist, Cul-de-Sac, AI, The New York City Marathon, Apartments, Tenants, AMC, IMAX Issues, Tron, The Dallas Cowboys, Short-term memory loss, Warner Brothers, Paramount, Netflix, AMC Times Square, Academy Awards, BFI, BAFTA, BAFTAS, Adelaide, Australia, Queensland, New South Wales, Melbourne, The British, England, The SEC, HBO Max, Amazon Prime, casket maker, Seven Samurai, Roshomon, Sergio Leone, Clint Eastwood, Stellan Skarsgard, the matt and mark movie show, The Southern District's Waratah Championship, Night of a Thousand Stars, The Pan Pacific Grand Prix (The Pan Pacifics), Jeff Bezos, Rupert Murdoch, Larry Ellison, David Ellison, Elon Musk, Mark Zuckerberg. 

In this episode of the WIIRE Podcast, we sit down with Victoria Sydni, owner of Fulcrum Property Management in Corvallis, Oregon, to talk about something every woman in real estate secretly worries about: hard tenant conversations. We walk through real scripts and strategies for: Screening tenants with no credit, no job, or big sob stories Enforcing your lease terms when tenants cause damage Charging back for maintenance issues that are clearly tenant-caused Handling non-responsive tenants and repeated no-shows for maintenance Setting and communicating business hours and true emergency protocols Doing security deposit accounting confidently, with documentation to back you up Navigating breakups on the lease (when one partner wants off) Communicating rent increases without feeling like “the bad guy” We also talk candidly about the mindset shift from “I feel bad” to “I run a business,” especially for female landlords and investors who want to stay kind but firm. You'll hear how we set boundaries, avoid becoming friends with tenants, and still lead with compassion—without getting walked on. If you're a female real estate investor or aspiring landlord who fears the midnight maintenance call or the angry text, this episode will give you language, confidence, and systems to protect both your cash flow and your peace of mind.     Resources: Follow Victoria on Instagram Listen to Episode 158 Get the deets on Steadily Simplify how you manage your rentals with TurboTenant Make sure your name is on the list to secure your spot in The WIIRE Community  Leave us a review on Apple Podcasts Leave us a review on Spotify Join our private Facebook Community Connect with us on Instagram

This week, the boys got conspiratorial again! We headed to 1974 to give Alan J. Pakula's “The Parallax View” a spin. Starring Warren Beatty, this political thriller about a journalist trying to uncover the secret conspiracy behind a senator's assassination, two of the co-hosts called this movie “great”, and one called it “fucking tragic”. How was there such a divide? Grab a beer and join in. inktr.ee/theloveofcinema - Check out our YouTube page!  Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 7:36 1974 Year in Review; 29:45 “The Parallax View”: Films of 1974; 1:17:52 What You Been Watching?; 1:24:50 Next Week's Episode Teaser Additional Cast/Crew: William Daniel, Feeney, Feeny, Gordon Willis, Paula Prentiss, Walter McGinn. Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Recommendations: Parenthood, Strange New World, Spider-Man: Far From Home, Stewart Fails To Save The Universe, Until Dawn, Nat Geo The Rescue, Criterion 24/7, Norwegian Pathfinder, detour, Sugar, Cape Fear, The Northman. Additional Tags: Dolby Cinemas, Peter Parker, Stanley Kubrick, Argentina, Spain, England, France, The Odyssey, Christopher Nolan, Moana, Toy Story 5, Focus Features, A24, Curry Barker, The Tenant, Rosemary's Baby, The Pianist, Cul-de-Sac, AI, The New York City Marathon, Apartments, Tenants, AMC, IMAX Issues, Tron, The Dallas Cowboys, Short-term memory loss, Warner Brothers, Paramount, Netflix, AMC Times Square, Academy Awards, BFI, BAFTA, BAFTAS, Adelaide, Australia, Queensland, New South Wales, Melbourne, The British, England, The SEC, HBO Max, Amazon Prime, casket maker, Seven Samurai, Roshomon, Sergio Leone, Clint Eastwood, Stellan Skarsgard, the matt and mark movie show, The Southern District's Waratah Championship, Night of a Thousand Stars, The Pan Pacific Grand Prix (The Pan Pacifics), Jeff Bezos, Rupert Murdoch, Larry Ellison, David Ellison, Elon Musk, Mark Zuckerberg. 

The Trick to Keeping Long-Term Tenants Tenant turnover can quietly become one of the biggest expenses in a rental property. Vacancy, repairs, repainting, cleaning, advertising, showings, and lost rent can quickly add up when tenants move every year. The good news is that tenant turnover is also one of the expenses landlords have the most control over. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby break down what actually keeps tenants in a rental property long term and why tenant retention can have such a major impact on profitability. The core idea is simple: If you buy the right property, attract the right tenant, price it fairly, and treat them well, there is a much greater chance they stay. And when they stay, your returns improve.

The Trick to Keeping Long-Term Tenants Tenant turnover can quietly become one of the biggest expenses in a rental property. Vacancy, repairs, repainting, cleaning, advertising, showings, and lost rent can quickly add up when tenants move every year. The good news is that tenant turnover is also one of the expenses landlords have the most control over. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby break down what actually keeps tenants in a rental property long term and why tenant retention can have such a major impact on profitability. The core idea is simple: If you buy the right property, attract the right tenant, price it fairly, and treat them well, there is a much greater chance they stay. And when they stay, your returns improve.

Being a great landlord is not just about being nice. It can directly affect your vacancy, tenant turnover, repair costs, rental income, and ultimately the profitability of your real estate portfolio. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby break down what it actually means to be a great landlord and why landlord quality has a much bigger impact on returns than many investors realize. The core idea is simple: If tenants feel respected, appreciated, and taken care of, they are more likely to stay longer, communicate better, treat the property properly, and renew their lease. That means fewer turnovers, less vacancy, lower costs, and better long-term returns.

This episode is presented by Create A Video – One of the leading stars of the communist movement inside the Democrat Party is Tracy Rosenthal who literally wrote a book on how tenants can effectively steal properties from their landlords.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com  

Finding great tenants starts long before the application and screening process. It starts with your rental listing. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby break down how landlords and real estate investors should market their rental properties to attract more qualified applicants, avoid wasting time, and create enough demand that they can choose a tenant instead of settling for one. Wayne explains that real estate investors are also marketers. If your listing does not clearly communicate what your property offers, you may attract the wrong people—or nobody at all. The goal is to make it easy for prospective tenants to quickly determine whether your property fits their needs, while removing unnecessary friction that could cause good applicants to disappear before they ever reach the application stage. Wayne and Gabby also answer a listener's three-part question: Where should landlords advertise rental properties? What information should be included in the listing? What questions should you ask prospective tenants?

"A certain man planted a vineyard, leased it to vinedressers, and went into a far country for a long time." Luke 20:9

Kerry started back in 2006 with a $6,000 deposit pulled from a credit card. Today, he's aiming for 100 tenancies. So how do you scale that far ... and still keep it a lifestyle?In this Case Study Sunday revisit, Kerry catches us up on his boarding houses, his latest projects, and the lifestyle it's all built to fund.You'll learn:How this investor turned an abandoned doer-upper into a fully rented 9-bedroom place Why it took him 10 years to buy one houseHow he plans to get 100 sets of tenantsFor Kerry, the goal was never just more properties. It was the freedom they buy. Want to share your story on Case Study Sunday? Send us a message, email ed@opespartners.co.nzListen to the previous Case Study that Kerry joined us on from 2024 hereAnd if you are keen on joining the NZPIF 2026 Conference, check out the details hereFor more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠

Today, my guest is Alan Fruitman. Alan Fruitman has helped more than 1000 investors purchase several billion dollars of triple net properties. Tenants include Chase Bank, Chick Fil A, Chipotle, McDonald's, and many others. He also wrote the triple net property book,   https://1031tax.com/  

Check out our latest episode of the New Zealand Property Podcast featuring Sarina Gibbon, Managing Director of Auckland Property Investor Association for the last 17 years and director of Tenancy Advisory. Join them as they discuss the public perception of Property Investors and Tenants and help Property Investors with valuable knowledge and advice.

More than 200 residents of a Midvale apartment complex that saw a massive fire on Friday are still waiting for answers and direction this morning. Many on social media have slammed the owners of the North Union Apartments, saying there's been little to no communication on next steps for the tenants. On top of that, many tenants have shared concerns about a so-called renter's insurance policy through their landlord. Greg and Holly share updates on the investigation and Greg shares legal insights into this so-called renter's insurance policy. 

This week, the boys revisit their most prolific year, 2022! Despite seeing many movies (and pod-ing: check our feed!), we had a blind spot: Ron Howard's incredible real-life suspense movie “Thirteen Lives”, starring Viggo Mortensen, Collin Farrell, and Joel Edgerton. It's available to stream for free (with a sub) on Prime Video, and it's 100% worth your time! Dave and Jeff also give a spoiler-free mini-review of “Spider-Man: Brand New Day”, and Dave got an advanced look at “One Night Only” and enjoyed it! Grab a beer and tune in.  inktr.ee/theloveofcinema - Check out our YouTube page!  Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 5:06 “Spider-Man: Brand New Day” mini-review; 8:51 “One Night Only” mini-review; 13:48 2022 Year in Review; 32:41 “Thirteen Lives”: Films of 2022; 01:12:41 What You Been Watching?; 1:19:24 Next Week's Episode Teaser Additional Cast/Crew: Tom Holland, Zendaya, Sadie Sink, Jon Berenthal, Viggo Mortensen, Colin Farrell, Joel Edgerton, Monica Barbaro, Callum Turner. Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Recommendations: Spider Noir, Reptile, A Toxic Love Story, Parenthood, Strange New World, Spider-Man: Far From Home, Stewart Fails To Save The Universe, Spider-Man: Homecoming, Spider-Man: Far From Home, Nat Geo The Rescue, Criterion 24/7, Norwegian Pathfinder. Additional Tags: Thai Soccer Team, Scuba Diving, Monsoon Season, Peter Parker, Stanley Kubrick, Argentina, Spain, England, France, The Odyssey, Christopher Nolan, Moana, Toy Story 5, Focus Features, A24, Curry Barker, The Tenant, Rosemary's Baby, The Pianist, Cul-de-Sac, AI, The New York City Marathon, Apartments, Tenants, AMC, IMAX Issues, Tron, The Dallas Cowboys, Short-term memory loss, Warner Brothers, Paramount, Netflix, AMC Times Square, Academy Awards, BFI, BAFTA, BAFTAS, Adelaide, Australia, Queensland, New South Wales, Melbourne, The British, England, The SEC, HBO Max, Amazon Prime, casket maker, Seven Samurai, Roshomon, Sergio Leone, Clint Eastwood, Stellan Skarsgard, the matt and mark movie show, The Southern District's Waratah Championship, Night of a Thousand Stars, The Pan Pacific Grand Prix (The Pan Pacifics), Jeff Bezos, Rupert Murdoch, Larry Ellison, David Ellison, Elon Musk, Mark Zuckerberg.   

Discussion of the seven tenants of Fresh Hope.  A Biblical based support group for those with a mental health diagnosis.  Mental health affects approximately 50% of Americans.  However, it also affects those around them.

Last week, Ralph, along with our constitutional law expert, Bruce Fein, organized another symposium in Washington DC on impeaching Donald Trump. On today's program, we play you highlights from that symposium with eight of the participants, each of whom are going to give listeners their perspective on why Donald Trump should be impeached even before the midterm elections.The rhetoric from many Democratic leaders has not kept up with the horror and the urgency of what [Donald Trump] is inflicting on America and the American people. He has moved very, very quickly to develop a fascist dictatorship embodying a kleptocratic corporate state that is marked by non-regulation, tax cuts for the wealthy, and tax escapes for the wealthy and major corporations, as well as expanded corporate welfare in the midst of personal and institutional two-way bribery and extortion. It's very important to punctuate the seriousness of what he's already done.Ralph NaderCelinda Lake is a political strategist and president of Lake Research Partners.What I love about polling is: conventional wisdom is wrong about 90% of the time, plus or minus 5%. Beltway conventional wisdom is wrong about 100% of the time, plus or minus 5%. So, “Everybody knows impeachment is unpopular.” No, it's not. It's very popular. A majority of people support it. “Everyone knows that it'll energize the other side.” No. The other side, to the extent they're going to be energized, they're already energized. We need to energize our side. We need to get our people out to vote… “Everyone knows it's very volatile.” No, it's not. Attitudes about impeachment track with job performance… And finally, “Everybody knows that nobody understands impeachment.” Well, frankly, voters understand it better than a lot of elected officials.Celinda LakeSuparna Reddy is the Senior Counsel for Free Speech For People.Let us be clear: Congress should impeach and remove Trump for each and every one of these hundreds of offenses. And we have a duty to record his every abuse of power. But in the process, we should not miss the forest for the trees— Trump is intentionally and systematically dismantling our democratic institutions to consolidate his own power and line his own pockets.Suparna ReddyRichard Painter is the S. Walter Richey professor of corporate law at the University of Minnesota Law School and was the chief White House ethics lawyer from 2005 to 2007.We have seen serious, indeed, tragic financial conflicts of interest in the executive branch never before seen in the history of our country—unless we look at our very early Presidents who held vast plantations with slave labor, a clear economic conflict of interest with their official duties. A conflict of interest shared by many Senators and Representatives and Justices of the Supreme Court, and indeed a tragic conflict of interest for the first eighty years of our history that ended only with a bloody civil war. But since then, we have not had at least a President who is embroiled in financial conflicts of interest with his official duties.Richard PainterDoug Bandow is a senior fellow at the Cato Institute, specializing in foreign policy and civil liberties.We need to make a persuasive argument for people, whether they like Donald Trump or not, to understand the Constitution transcends this President. The Constitution transcends future Presidents and future crises. We need to convince Americans across the political spectrum to stand with the rule of law, to stand with accountable government, to stand with an accountable executive, responsible legislatures. History tells us that one person making these decisions is not good. Plenty of authoritarians in the past have made these decisions and brought their countries to disaster.Douglas BandowErwin Chemerinsky is the Dean and Jesse H. Choper Distinguished Professor of Law at the University of California, Berkeley School of Law.We're now at a moment when the federal government is a threat to our rights. The actions of the Trump administration are unprecedented in the violations of the Constitution. And so I think it's crucial that state and local governments step in so as to protect rights. It's interesting that through American history, Federalism has always been equated, states' rights have always been equated with regressive policies… But now it's time for progressives to use states' rights and look for the opportunities for states to safeguard our constitutionErwin ChemerinskyKeira Havens is a United States Air Force veteran, a former scientist, and a longtime political activist. She is the executive director of Citizens' Impeachment.Everybody has agency. Everybody has a role that they can play. Everybody can take action. As a private citizen, I can say, “Man, there are a lot of things wrong with what's happening.” In fact, I wrote several articles of impeachment: tyranny, treason, obstruction of justice, and of course, corruption, right? Members of Congress have more power than that. They need to do more than say things. They have to take action. Courage is an action. It's what you do after you say the words that really matters. And every single member of Congress is able to take action. They are able to introduce articles of impeachment, and they are refusing.Keira HavensJessica Denson is a former Trump staffer and founder of the Removal Coalition.The American people (and particularly Democratic primary voters) are looking for fighters. For God's sake, what could you do better than to exert the power that you have—this one privilege in the House, Rule 9, that gives any member of the Congress, including the minority, the ability to force a vote any time. Why would you sit on that? Why would you wait? Instead, in my activism, I've had to resort to relying on literally one Congressman. This is so pathetic. He is a dear friend, and I am so grateful for him. But to this day, I think it is pathetic that I have to rely on one Congressman to bring forth articles of impeachment and force votes, and that's Representative Green.Jessica DensonNews 7/31/26* Our top stories this week have to do with the Democratic National Committee. Several stories have recently come out about DNC Chair Ken Martin, ranging from interpersonal issues to his utter failure to raise money for the Democratic Party. The most stunning example of this comes from NOTUS, which reports that Martin “put [the DNC's] physical headquarters up for collateral last year in order to obtain a $15 million line of credit to help invest in off-year elections.” While the party has used this mechanism before, it underlines the gaping disparity between the DNC, which is currently over $2 million in debt compared to the Republican National Committee (RNC), which can boast $128.5 million cash on-hand.* Compounding the issues of the already cash-strapped DNC, the New Republic reports the Democratic National Committee was scammed out of nearly $29,000 by an email from someone pretending to be Chair Ken Martin last year. DNC spokesperson Mia Ehrenberg is quoted saying “The DNC takes seriously our duty to protect the funds provided to us by millions of patriotic Americans chipping in to fund our mission…this was a one-off mistake that was promptly caught and addressed, and no similar issues have occurred since.” That said, only $7,000 worth of this money has been recovered. As TNR puts it, “This has all been very embarrassing. Martin can't raise money, can't keep money, and can't unite the base under the big tent' he likes to talk about.” Martin may also be facing an outright rebellion led by party insiders.* One surprising proposal to this effect is coming from a very unlikely source. The Hill reports veteran Democratic strategist James Carville, while tearing into Martin, opened the door to former DNC Vice-Chair David Hogg taking the reins. Carville said the DNC appears “dysfunctional” and that the committee needs to “figure out a way maybe they could be somewhat relevant,” adding that “If David Hogg wants to take it over, I ain't stopping you…Go ahead, man, I don't really care.” This is a stark turnabout from Carville's position on Hogg when the latter was in DNC leadership; back then, Carville dismissed him as “a contemptible little twerp.” In an interview, Hogg highlighted this exact reversal, while simultaneously saying that he did not want to lead the crumbling Democratic Party organization. Ben Wikler, the former Wisconsin Democratic Party Chair who challenged Ken Martin in 2025 has also resisted calls to take over the DNC, with rumors circulating that he is gearing up to run for Senate in the Badger State next cycle. While pressure continues to mount on Martin, alternative leadership remains elusive.* Speaking of lackluster leadership, Sources Say News reports Capitol CNCT has launched The Scoop which they describe as “a confidential rating system that lets current and former Hill staffers weigh in on the members and offices they have worked for.” As one might imagine, some reviews are extremely scathing. This piece cites one that reads, “Leadership is abusive. Lies about promotions and bonuses…This place will leach at your mental health like a vampire…Beware.” Sources Say highlights the fact that “Unlike most workplaces, Congress has no HR department, which means bad behavior by members and senior staff can go unreported and unchecked for years.” The new site verifies that the posters are or were real employees of these offices, but keeps their names anonymous to protect them from retaliation.* In more news from Congress, POLITICO reports Maryland Representative and House Judiciary Committee ranking member Jamie Raskin is launching a new investigation into Jeffrey Epstein, this time focusing on whether the deceased sex offender and financier acted as an unregistered foreign agent. In a letter to Acting Attorney General Todd Blanche, Secretary of State Marco Rubio, and Director of National Intelligence Jay Clayton, Raskin writes that “Jeffrey Epstein never registered as a foreign agent…Yet numerous recently released documents now show he acted aggressively on behalf of multiple foreign governments, including several with interests adverse to the United States, in order to influence policies of the first Trump Administration.” The declassified files reveal that Epstein “offered to serve as a conduit between Saudi Arabia and members of the Trump administration, consulted with Russian officials on engaging with the president and advised former Israeli Prime Minister Ehud Barak.” This inquiry is likely to raise fresh questions about not only Epstein's role working on behalf of foreign governments, but his possible connections with intelligence and espionage organizations including the CIA and Mossad.* Other progressive members of Congress, led by Congresswoman Ilhan Omar, have issued a formal response to a new Trump administration report on Cuba. These members interpret this report – which claims that the tiny Caribbean nation of 10 million people has “waged a sustained campaign” to “conquer” the United States and is backing “left-wing terrorism on American soil” – is in fact an instrument the administration plans to use to persecute “Trump's perceived political enemies.” Omar, joined by Representatives Jim McGovern, Delia Ramirez, Rashida Tlaib, AOC and more, contend that Trump is “hell-bent on taking America back 70 years to the height of Cold War McCarthyism, when hawkish foreign policy was paired with unsubstantiated accusations of communist subversion and political repression against dissidents at home.” The administration report singled out several organizations and activists, including the National Lawyers Guild, Hasan Piker, and campus activist Isra Hirsi, daughter of Congresswoman Omar. This from Common Dreams.* In more news from the left, POLITICO reports Donavan McKinney – who is challenging incumbent Congressman Shri Thanedar in Detroit – picked up a major batch of endorsements this week from members of the Congressional Black Caucus. These new endorsers include Representatives Steven Horsford, the former chair of the CBC, along with Lateefah Simon and Ayanna Pressley. These endorsements, particularly that of Congressman Horsford, are notable because Thanedar retains the support of House Minority Leader Hakeem Jeffries and his deputies, Representatives Pete Aguilar and Katherine Clark. McKinney said he was “honored” by these endorsements, adding that he “[looks] forward to working alongside these incredible leaders to pass critical legislation to protect voting rights, get big money out of our politics, and ensure all families have access to the resources they need to not just survive, but to truly thrive.” McKinney's primary will be held on August 4th, along with the more closely watched Senate primary between progressive Abdul El-Sayed and his moderate, establishment-backed opponent Haley Stevens.* Meanwhile, in New York City, Mayor Zohran Mamdani continues to fulfill campaign promises at an astonishing rate. First, Forbes reports that Mamdani has officially introduced a $124.7 billion city budget which includes funding for five city-run grocery stores which will sell staple foods at a 30% discount compared to private grocery stores. These staples are set to include produce, dairy, bread, select meat and seafood, and approximately 20 other products. Being city-owned, these stores will not have to pay rent or property taxes, ensuring they can operate more cheaply than their competitors in the private sector. This piece notes that similar experiments in smaller cities like Baldwin, Florida, and Erie, Kansas proved unsustainable financially, while proposals in Chicago and Kansas City struggled to get off the ground. There is reason to believe New York will prove a different matter entirely, but that remains to be seen. At the same time, Jacobin reports Mamdani is launching a new initiative called “Talk to Tenants,” which will “send volunteers door-to-door in buildings with chronic housing code violations, connecting renters with organizing resources, neighborhood organizations, and training on tenants' rights and how to build tenant associations.” This effort will be led by the Office of Mass Engagement in partnership with the Office to Protect Tenants. It is extremely encouraging to see Mamdani utilizing a varied array of tools at his disposal – including both direct action by the city as on grocery stores or using city resources to promote the formation of non-governmental organizing efforts – in order to achieve his vision of a just and affordable American metropolis.* In more troubling, if not surprising, news, the Wall Street Journal is out with a new report finding that the Department of Justice is giving a green light to corporate criminals. The Journal cites examples ranging from Alibaba to Boeing and EagleBank to Abbott Laboratories where the Trump DOJ “declined to charge companies even when prosecutors thought executives or managers were involved in the wrongdoing.” This follows from directives given by Acting Attorney General Todd Blanche, who has “said prosecutors shouldn't view prosecuting companies as their goal and should instead focus on holding individual wrongdoers accountable.” This piece cites a December speech by Blanche in which he stated that “Companies don't go to jail, people do.” Yet, it seems that under the Trump Justice Department, neither do.* Finally, in more corporate news, the antitrust lawsuit filed by over a dozen state attorneys general has at least temporarily succeeded in halting the mega-merger between Warner Bros. Discovery and the Ellisons' media conglomerate, Paramount Skydance. After the lawsuit was filed, a federal judge in Oakland ordered a pause on the deal, and since then, the Ellisons themselves have agreed to put the merger “on ice” pending the outcome of the trial, Variety reports. This piece also highlights the private sentiments of anonymous Warner Bros. executives who apparently hope that the deal hits a “legal landmine” and is ultimately “nixed.” However, in an internal memo, David Ellison maintained that “the facts and the law are on our side, and a full hearing will demonstrate why the plaintiffs' arguments should not prevail.”This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

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Why do tenants' rights cases end up on appeal—and what happens when the Ellis Act gets weaponized? Tenants' rights appellate attorney Fran Campbell joins Jeff Lewis as a guest host while Tim Kowal is on vacation, sharing hard-won insight from landlord-tenant litigation, mobile home park law, and the appellate front lines of California's housing crisis.Key points:The Ellis Act and Barrington Plaza: Campbell's firm challenged Douglas Emmett's attempt to invoke the Ellis Act to remove roughly 750 tenants, raising a statutory interpretation question under Gov. Code § 7060.7.Supersedeas strategy: Collecting rent from remaining tenants while an appeal is pending may inadvertently create new periodic tenancies — a risk Campbell says practitioners often overlook.Berk v. Choy: The U.S. Supreme Court's unanimous ruling could further erode California's anti-SLAPP protections in federal court, with significant implications for practitioners.Social media as abuse: A June 2026 Second District opinion holds that social media conduct can qualify as cognizable abuse under the Domestic Violence Prevention Act.Conflict waivers and fee agreements: Failing to obtain a conflict waiver can void not just a fee agreement but its arbitration clause too — per Jane Doe v. McGrath.Tenants' rights practitioners: Have you faced an Ellis Act claim where the landlord's intent was the deciding issue? Share your experience in the comments.

Despite getting initial assurances from the City that they wouldn't be priced out of their home - the tenants at 240 Markland in Toronto have been left to fend for themselves against a real monstrosity of an enemy.Carterra Management Inc. have seemingly made it their mission to force out the legacy tenants by an means necessary, including FIVE (5) above-guideline rent increases (AGIs), harassment and other slumlord style tactics.Stelios and Jerry, tenant organizers at 240 Markland, are back to talk about their fight against their landlord, and the system that protects them - including the Ontario Landlord Tenant Board.The details of the tenants' first appearance at the LTB are shocking. The large amount of evidence tenants painstakingly gathered was ignored, and their claims largely dismissed.Undaunted, they are preparing for another challenge, now better equipped.Listen in to hear how smart, determined, and resourceful these tenants are, and learn from all the work they've put into the building a Tenant Class.Its another great story we've added to our Tenant Power Playlist.Hosted by: Jessa McLean and Santiago Helou QuinteroCall to Action: Related Episodes: Scaling UP: Toronto Tenant Union (May 2026) In-depth coverage and analysis of the founding convention for Toronto's first city-wide tenants' union. The Tenant Class (Feb 2024) Author Ricardo Tranjan on the housing market, its purpose and the uselessness of policies that don't challenge the narrative of shelter commodification.More Resources: Toronto Tenant Union WebsiteACORN Canada: Rent Control Loopholes REPORTAbove-Guideline Rent Increases Ontario: Tenant Guide - tenantrights.caCBC: Tenants say they lack quality of life during years-long renovations at Etobicoke buildingFind even more of our content on our SUBSTACKAll of our content is free - made possible by the generous sponsorships of our Patrons. If you would like to support our work through monthly contributions: PatreonFollow us on Instagram or on Bluesky

Tenancy Services has implemented a system capping incoming phone calls, meaning once a certain number of calls are in the system, a caller can't get through. 

This is the morning All Local update for Saturday, July 25th 2026.

Cea Weaver, director of the Mayor's Office to Protect Tenants, and Leila Borzog, deputy mayor for housing and planning, talk about the so-called "rental ripoff" report the administration put together and the policy recommendations that came out of it.  Photo: NEW YORK, NEW YORK - MAY 11: An apartment building stands in the East Village neighborhood on May 11, 2026, in New York City. A New York City board that sets the rent for city-subsidized apartments voted last Thursday night to set a preliminary rent adjustment of 0% to 2% for one-year leases and 0% to 4% for two-year leases, angering many of the city's landlords. New York City Mayor Zohran Mamdani, a Democratic Socialist, made reducing New York City's high housing costs a key campaign pledge. (Photo by Spencer Platt/Getty Images)   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, the boys head back to 1937 to discuss the real OG “A Star Is Born”. Produced by David O. Selznick right before he went into production on “Gone With The Wind”, he hired two Oscar winners, Janet Gaynor and Frederic March, to tell this classic rags-to-riches Hollywood story that inspired three more! Before that conversation, John and Jeff share their spoiler-free thoughts on “The Odyssey”, Christopher Nolan's little indie film based on previously undiscovered source material. inktr.ee/theloveofcinema - Check out our YouTube page!  Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 5:52 The Odyssey mini-review; 20:17 1937 Year in Review; 28:22 “A Star is Born”: Films of 1937; 01:02:07 What You Been Watching?; 1:208:26 Next Week's Episode Teaser Additional Cast/Crew: William Wellman, Janet Gaynor, Frederic March, David O. Selznick, Friar Tuck, Andy Devine. Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Recommendations: Spider Noir, Good Luck, Have Fun, Don't Die, The Hunger Games: snakes, Colossal, Cape Fear, The World Cup, Frasier, Marc Merton, Are We Good?, Beef S2, House of the Dragon. Additional Tags: Stanley Kubrick, Argentina, Spain, England, France, The Odyssey, Christopher Nolan, Moana, Toy Story 5, Focus Features, A24, Curry Barker, The Tenant, Rosemary's Baby, The Pianist, Cul-de-Sac, AI, The New York City Marathon, Apartments, Tenants, AMC, IMAX Issues, Tron, The Dallas Cowboys, Short-term memory loss, Warner Brothers, Paramount, Netflix, AMC Times Square, Academy Awards, BFI, BAFTA, BAFTAS, Adelaide, Australia, Queensland, New South Wales, Melbourne, The British, England, The SEC, HBO Max, Amazon Prime, casket maker, Seven Samurai, Roshomon, Sergio Leone, Clint Eastwood, Stellan Skarsgard, the matt and mark movie show, The Southern District's Waratah Championship, Night of a Thousand Stars, The Pan Pacific Grand Prix (The Pan Pacifics), Jeff Bezos, Rupert Murdoch, Larry Ellison, David Ellison, Elon Musk, Mark Zuckerberg.     

How long does it take to fill a rental vacancy, and what's the real cost of waiting? Discover the strategic marketing tactics that help property managers attract quality tenants fast - and why DIY landlords often lose thousands in the process. More info at https://westromgroup.com/ Westrom Group Property Management City: Haslet Address: 1297 Avondale-Haslet Road Website: https://westromgroup.com

Send us Fan MailTurnovers are one of those parts of being a landlord that either quietly build your profit, or quietly drain it. After doing more of them than I can count, Kevin and I finally sat down and walked through exactly how we handle every single one, from the moment a tenant gives notice to the day we hand a new tenant their keys.I'm covering the non-negotiable safety and maintenance checks we run every time, the paint and flooring calls that make a unit feel brand new without blowing the budget, and the deep cleaning details most landlords skip but shouldn't. We also get into how we decide when to start marketing a vacant unit, and the legal check most landlords forget before they ever post a new listing.And of course, we share a few of our own turnover stories along the way, including the one that's still, hands down, our most expensive turnover ever.What You'll Learn in This Episode·         The safety checks we run on every single unit before handing over new keys·         Our approach to paint and flooring, and when a full replacement is actually worth it·         The deep cleaning details that make the biggest difference to a prospective tenant·         How we decide when to start marketing a vacant unit·         Why your tenant screening criteria needs a fresh look before every new listing·         The lease and move-in steps that keep your turnover moving instead of stalling out Episodes & Resources MentionedEpisode 7: A Guide to Move Out Procedures and Security DepositsEpisode 23 & 24: Marketing Your Rental Property (2-Part Series, starting at EP23)Episode 28: The Cash Reserves Blueprint: Protecting & Expanding Your PortfolioEpisode 32-34: Our Lease and Addendums Masterclass (starts at EP32)Episode 55: Preventative Maintenance That Brings Peace of MindEpisode 124: How to Shoot Rental Property Photos That Get AttentionEpisode 128: AI Tools for LandlordsKwikset Re-Key SetKwikset Re-Key “How To” VideoFire Escape LadderGas Shut-Off WrenchTouch-Up Paint Cups“Welcome” Toilet Paper StickersConnect with Us: 

Today's Scripture passages are Psalm 80 | Psalm 118 | Matthew 21:33-46 | Mark 12:1-12.Read by Christina Edmondson.Get in The Word with Truth's Table is a production of InterVarsity Press. For 75 years, IVP has published and created thoughtful Christian books for the university, church, and the world. Our Bible reading plan is adapted from Bible Study Together, and the Bible version is the New English Translation, used by permission.SPECIAL OFFER | As a listener of this podcast, use the code IVPWORD40 for 40% off and free shipping on any IVP resource mentioned in this episode at ivpress.com.Additional Credits:Song production: Seaux ChillSong lyrics written by: Seaux Chill, Ekemini Uwan, and Christina EdmondsonPodcast art: Kate LillardPhotography: Shelly EveBible consultant: JM SmithSound engineering: Podastery StudiosCreative producers: Ekemini Uwan and Christina EdmondsonAssistant producer: Christine Pelliccio MeloExecutive producer: Helen LeeTo reach the IVP podcast team, please use this form.Disclaimer: The comments, views, and opinions expressed in this podcast are solely those of the host and/or the guests featured on the podcast and do not necessarily reflect the views or positions of InterVarsity Press or InterVarsity Christian Fellowship.

Tenants at The Knick, a Stratus-managed apartment building in Albany, publicly launched the Stratus Tenant Union -The Knick on Saturday, July 18th at 16 Sheridan Avenue. The launch marked the formation of a tenant-led union representing a 66% supermajority of residents who have united to demand safe, dignified, and accountable housing. Stratus tenants from more than five properties across three cities have been participating in organizing meetings and building relationships across the Stratus portfolio. Bebhinn Francis of United Tenants of Albany and several Knick Tenants talked with Mark Dunlea for Hudson Mohawk Magazine.

This week, the boys get bleak and drink to the nuclear apocalypse- we're talking about “Fail Safe”! Sidney Lumet's 1964 Cold War “what-if” came out the same year as, but a few months after, “Dr. Strangelove…” (previous episode), but ohhhhh man does this movie feel prescient. I mean, no crazy people are in charge of nuclear weapons that can catastrophize global Armageddon, right?? Grab a beer and let's talk about this powerful warning. inktr.ee/theloveofcinema - Check out our YouTube page!  Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 11:05 1964 Year in Review; 25:54 “Fail Safe”: Films of 1964; 01:14:53 What You Been Watching?; 1:22:08 Next Week's Episode Teaser Additional Cast/Crew: Walter Matthau, Henry Fonda, J.R. Ewing himself, Larry Hagman, Walter Bernstein adapted the 1962 novel by Eugene Burdick and Harvey Wheeler. Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Recommendations: Spider Noir, The Witness, Beef Season 2, Spider-Noir, Rashomon, The Sheep Detectives, Parenthood, lots of The World Cup, Stargate, Cape Fear, House of the Dragon,  Additional Tags: Stanley Kubrick, Argentina, Spain, England, France, The Odyssey, Christopher Nolan, Moana, Toy Story 5, Focus Features, A24, Curry Barker, The Tenant, Rosemary's Baby, The Pianist, Cul-de-Sac, AI, The New York City Marathon, Apartments, Tenants, AMC, IMAX Issues, Tron, The Dallas Cowboys, Short-term memory loss, Warner Brothers, Paramount, Netflix, AMC Times Square, Academy Awards, BFI, BAFTA, BAFTAS, Adelaide, Australia, Queensland, New South Wales, Melbourne, The British, England, The SEC, HBO Max, Amazon Prime, casket maker, Seven Samurai, Roshomon, Sergio Leone, Clint Eastwood, Stellan Skarsgard, the matt and mark movie show, The Southern District's Waratah Championship, Night of a Thousand Stars, The Pan Pacific Grand Prix (The Pan Pacifics), Jeff Bezos, Rupert Murdoch, Larry Ellison, David Ellison, Elon Musk, Mark Zuckerberg.   

Real expansion is happening in net lease right now with a focus on gas convenience, drive-thru coffee, fitness, and QSR. Tenants across all these categories are actively adding locations in 2026. But a public ticker on the door doesn't tell you who's actually on the hook if the tenant defaults and that answer changes everything about how you underwrite the deal.In this episode, Karly Iacono breaks down net lease tenant credit into three buckets every investor needs to underwrite differently:Bucket 1: The lease sits directly with a publicly rated parent. The credit is transparent and Wall Street prices it every day.Bucket 2: No public rating, no SEC filings but the lease still sits with a real corporate entity. Some of the strongest credits in net lease live here.Bucket 3: The one that catches investors off guard. The brand is publicly traded and expanding fast, but the franchisor is not your tenant. The franchisee is. And several of the biggest names in this bucket have stated explicitly they do not guarantee the lease.The takeaway: match your diligence to the credit, not the brand's fame and keep an eye on these expanding tenants.

Tenants across India's six biggest metros have handed landlords Rs 1.26 trillion in security deposits, a new NoBroker study estimates. Around $15 billion of tenant money, refundable in name, sits in landlords' accounts earning interest for people it does not belong to. In this episode, host Snigdha Sharma ask what a deposit actually costs a renter, and arrives at a number: nearly a month's rent, every year. The same tenant who pays 2 months' deposit in Mumbai is asked for 10 in Bengaluru, and in Delhi NCR, about 4 in 10 never got their full deposit back. Renting was meant to be a phase. But with home ownership drifting out of reach, tenants may be extending this loan for decades.Tune in.Recommendations:It sucks to be a tenant in Bengaluru right now*Take The Ken's audit hereDaybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

This is the noon All Local for Wednesday, July 15, 2026

For fifteen years, he had a practical answer for just about everything. Old buildings creak. Pipes make noise. Floors settle. Strange sounds almost always have a simple explanation.But there was one apartment he could never quite figure out.Tenants in Apartment 12 never seemed to stay as long as everyone else. Every so often someone mentioned footsteps, doors opening on their own, or a feeling they couldn't explain. He dismissed it all as part of living in a building that was nearly a century old.Then one afternoon, while preparing the apartment for yet another new tenant, something happened that refused to fit any logical explanation.Years later, he still isn't convinced the building is haunted. He just knows there's one apartment where the questions have always outnumbered the answers. #ParanormalActivity #HauntedApartment #GhostStory #ParanormalExperience #HauntedBuilding #GhostlyActivity #Paranormal #Hauntings #PhantomFootsteps #TrueGhostStory #ResidualHauntingLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

For fifteen years, he had a practical answer for just about everything. Old buildings creak. Pipes make noise. Floors settle. Strange sounds almost always have a simple explanation.But there was one apartment he could never quite figure out.Tenants in Apartment 12 never seemed to stay as long as everyone else. Every so often someone mentioned footsteps, doors opening on their own, or a feeling they couldn't explain. He dismissed it all as part of living in a building that was nearly a century old.Then one afternoon, while preparing the apartment for yet another new tenant, something happened that refused to fit any logical explanation.Years later, he still isn't convinced the building is haunted. He just knows there's one apartment where the questions have always outnumbered the answers. #ParanormalActivity #HauntedApartment #GhostStory #ParanormalExperience #HauntedBuilding #GhostlyActivity #Paranormal #Hauntings #PhantomFootsteps #TrueGhostStory #ResidualHauntingLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Kainga Ora has been busy in the Tenancy Tribunal, taking thousands of tenants to task. Money correspondent Susan Edmunds has been looking into it and spoke to John Campbell.

In episode 368, Steve talks about those that are renting a property with mold concerns. You must know your rights and what you can do for landlords that won't address moisture intrusion and mold concerns. We have many packages available on our website to help people like yourself that are struggling with poor IAQ. One of our most popular packages is THE MYCOTOXIN PREVENTION KIT. This digital bundle covers everything you need to know when it comes to mycotoxins in your home. Go to www.cnccontractorservices.com/mycotoxinpreventionkit We appreciate all of you and hope you are doing well!

This week Pastor Seth explores Jesus' Parable of the Tenants, confronting our tendency to live as though we are the owners of our lives rather than faithful stewards. The parable points us to Jesus, the rejected Cornerstone, who invites us to surrender to His rule.

On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene sits down with Ryan Barone, founder and CEO of RentRedi, to explore how technology is reshaping the relationship between landlords and tenants, and why making renting easier doesn't mean making it less human. Ryan shares the unlikely origin story behind building one of the fastest-growing rental management platforms, beginning not with landlords, but with his own frustrating experience trying to rent an apartment while in college and working in New York City. What started as a personal project to simplify rental applications quickly evolved after Ryan realized landlords were struggling just as much as tenants. Instead of finding modern tools built for independent property owners, he discovered landlords relying on spreadsheets, manual processes, and disconnected systems to manage their properties. That insight led Ryan and his co-founder, his father, to begin building software directly alongside users, speaking with landlords and tenants personally and turning real-world frustrations into platform features. Jonathan and Ryan dive into what independent landlords actually need to succeed today and why good systems can strengthen relationships instead of replacing them. They discuss tenant screening, communication, maintenance workflows, automated rent collection, and how technology can remove friction while still preserving flexibility and empathy. Ryan explains why platforms work best when they create better outcomes for both sides of the rental relationship, and why landlords and tenants often want the same things more than people assume. The conversation also explores how data and automation are changing real estate operations, from helping landlords identify inefficiencies to reducing unnecessary expenses instead of simply raising rents. Ryan shares how tools like credit reporting, smarter screening, financial tracking, and maintenance analytics are helping independent investors scale more effectively while creating better tenant experiences. Throughout the episode, both Ryan and Jonathan make the case that successful landlording isn't about becoming more transactional; it's about building systems that allow people to operate more consistently and thoughtfully. Ultimately, this episode is about using technology to remove friction, not relationships. Whether you're managing your first rental property, growing a portfolio, or trying to create a better experience for tenants, Ryan's perspective offers a reminder that the best tools aren't replacing people; they're helping people do what they already do better. In this episode, you will hear: • How Ryan's own rental experience inspired the creation of RentRedi • Why independent landlords need different tools than large property managers • How better systems improve landlord-tenant relationships • Ways automation and data can increase profitability without raising rents • Why successful property management still depends on human connection Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover the show and supports its continued growth. Supporting Resources Connect with Ryan:  Website - RentRedi.com Youtube - https://www.youtube.com/@RentRedi  Facebook - https://www.facebook.com/rentredi/  Instagram - https://www.instagram.com/rentrediofficial/  LinkedIn - https://www.linkedin.com/company/rentredi  TikTok - https://www.tiktok.com/@rentredi Connect with Jonathan: Podcast - www.zenandtheartofrealestateinvesting.com YouTube - www.youtube.com/JonathanGreenere Instagram - www.instagram.com/zenrealestateinvesting Instagram - www.instagram.com/trustgreene Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/zenandtheartofrealestateinvesting Jonathan's Hub Site - www.trustgreene.com Brokerage - https://www.streamlined.properties This episode was produced by Outlier Audio.

This week, the boys grab a beer and check their home for cameras to see if they're actually trapped in “The Truman Show”! I think we're due for a sequel, right, Peter Weir? John is ready for it to be darker and more F-ed up. Would he still cast the guy from “Liar Liar”? You'll have to tune in! We also give some mini-reviews of the two biggest releases of June: “Supergirl” and “Toy Story 5”. Grab a six pack of cold brewskies and listen along. linktr.ee/theloveofcinema - Check out our YouTube page!  Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 5:05 “Supergirl” mini-review; 13:31 “Toy Story” 5 mini-review; 19:08 1998 Year in Review; 37:55 “The Truman Show”: Films of 1998; 01:19:02 What You Been Watching?; 1:25:36 Next Week's Episode Teaser Additional Cast/Crew: Jim Carrey, Laura Linney, Noah Emmerich, Ed Harris, Paul Giamatti, Peter Krause, Natascha McElhone, Andrew Nicchol, Milly Alcock, Craig Gillespie, David Corenswet, Eve Ridley, Matthias Schoenaerts, David Krumholtz, James Gunn, Tom Hanks, Tim Allen, Conan O'Brien, Greta Lee, McKenna Harris, Andrew Stanton, Scarlett Spears. Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Recommendations: Spider noir, Widow's Bay, supernatural, disclosure day, John Adams, cape fear, Ken burns Frank Lloyd wright, Ken burns, ET, The Plastic Detox,  Additional Tags: Focus Features, A24, Curry Barker, The Tenant, Rosemary's Baby, The Pianist, Cul-de-Sac, AI, The New York City Marathon, Apartments, Tenants, AMC, IMAX Issues, Tron, The Dallas Cowboys, Short-term memory loss, Warner Brothers, Paramount, Netflix, AMC Times Square, Academy Awards, BFI, BAFTA, BAFTAS, Adelaide, Australia, Queensland, New South Wales, Melbourne, The British, England, The SEC, HBO Max, Amazon Prime, casket maker, Seven Samurai, Roshomon, Sergio Leone, Clint Eastwood, Stellan Skarsgard, the matt and mark movie show, The Southern District's Waratah Championship, Night of a Thousand Stars, The Pan Pacific Grand Prix (The Pan Pacifics), Jeff Bezos, Rupert Murdoch, Larry Ellison, David Ellison, Elon Musk, Mark Zuckerberg.   

This month Mayor Mamdani implemented a rent freeze for the next two years on rent stabilized apartments. Memories are short. This has been tried before and it was a dismal failure. But this time will be different. You see when property owners have expenses rising including city taxes, insurance, utilities,  and rents are legislated to be flat, and you still need to comply with the city's stringent building standards regulations, the math doesn't add up. At a certain point, the owners of these buildings are being legislated into bankruptcy. Most of the city's 1M rent stabilized units are in the Bronx and Northern Manhattan. About 2M residents live in these apartments.The last time this was tried an urban wasteland was the result. The South Bronx was littered with burned out buildings. Desperate building owners found that it was more desirable to collect an insurance settlement than to lose their building to foreclosure. I remember those days well. My family was from NY and there were daily news reports of another fire in the South Bronx which swallowed up a few more buildings.Between 1970 and 1981, the Bronx lost roughly 100,000 housing units to abandonment and arson, approximately one out of every five units in the borough's total housing stock. In 1980 alone there were 8,312 arson fires in NYC. When the rent is frozen, a black market opens up. We saw this in the past. Tenants in a rent stabilized property would choose to sublet their apartment for more than they were paying, but less than a market rate apartment. The large gap between the market rate and the rent stabilized units creates an incentive for this black market to emerge.But no, this time will be different. ------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

The default wealth-building playbook goes like this: buy something low, hope it's worth more someday, then sell to capture the gain. That's the appreciation model, and it can work. But it's not the only path, and for a lot of business owners and high-income professionals, it's not the most reliable one either. The Money Advantage is built around a different philosophy. Cash flow today is a stepping stone to cash flow tomorrow. Income you receive now compounds, funds the next asset, and stacks on top of what you're already earning, whether or not the underlying value ever moves. https://youtu.be/_ktX62qtXCE This article covers which assets actually produce reliable income, the honest tradeoffs of each, and the sequence in which to build them. That last part is where people most often go wrong. Table of ContentsKey TakeawaysCash Flow vs. Capital Gains: Two Very Different Ways to Build WealthThe Net Investable Income LoopWhat Makes an Asset Worth Owning for Cash FlowKnow Yourself Before You Know the AssetThe Best Cash-Flowing Assets and the Tradeoffs of EachRental Real EstateBusiness OwnershipPrivate Lending and NotesDividend-Paying Stocks and Traded REITsNon-Traded REITsWhy the Order You Build In Is More Important Than the Assets ThemselvesStage 1: FoundationStage 2: ProtectionStage 3: IncreaseThe Hidden Cost of Funding Your InvestmentsWe're Taught Capital Gains. It's Time to Learn Cash Flow.Frequently Asked QuestionsWhat is the difference between cash flow and capital gains?What are the best cash-flowing assets to start with?Is rental real estate really passive income?What does it mean to own a business versus operate one?What is the difference between traded and non-traded REITs?In what order should I build a cash-flowing portfolio?Do I have to be an accredited investor to invest for cash flow?How does Infinite Banking help fund cash-flowing assets? Key Takeaways Cash flow and capital gains are fundamentally different strategies, with different rules and different timelines The best cash-flowing assets offer predictable income, some ability to liquidate, and ideally some underlying growth There are no perfect assets, only tradeoffs Rental real estate, business ownership, private lending, dividend stocks, and REITs each have a place in an income-producing portfolio The order you build in is as important as the assets themselves Cash Flow vs. Capital Gains: Two Very Different Ways to Build Wealth Capital gain: you buy an asset at a cost basis, it appreciates in value, and you sell it. The difference between what you paid and what you sold it for is your gain. To access that money, you have to time the market and sell part or all of the asset. Cash flow: the asset pays you income on a regular schedule, regardless of what the underlying value does. You never have to sell to get the return. That's the core distinction. One requires a sale. The other just keeps paying. Bruce puts it simply: put $100,000 into something generating 12% a year, and you receive $12,000 while keeping the original $100,000. Net worth is now $112,000, and it repeats. With a capital gain, realizing that same $12,000 means selling a portion of the asset and redeploying it somewhere else. The Net Investable Income Loop Rachel frames cash flow in terms of what it does to your total income picture. When an asset produces income, it stacks on top of your earned income. A greater share of your total income can then flow into savings, which buys more assets. That process repeats, capital building incrementally, month after month. A salary arrives monthly, a cash-flowing portfolio can too. You're not waiting for a sale to realize value; you're receiving it continuously, and your liquidity is building the whole time. And the usual end goal of an appreciating asset is eventually to convert it into cash flow, to liquidate it someday and live off the proceeds. Starting the cash flow earlier just gives you the predictability sooner. What Makes an Asset Worth Owning for Cash Flow Three qualities define an ideal cash-flowing asset: Steady, predictable income The ability to liquidate if necessary Underlying growth, so if you do sell, you sell at a gain You rarely get all three at once. As Bruce puts it, drawing on economist Thomas Sowell, there are no solutions, only tradeoffs. Wanting instant liquidity means accepting weaker cash flow, because liquid money can't be committed to a long-term position. This is why we talk about liquidity diversification alongside asset diversification and tax diversification. Some capital should be reachable quickly. Some is committed long-term. Spreading across both means a business (which has very little liquidity) isn't your only holding. Know Yourself Before You Know the Asset Investor DNA, or unique ability investing, is the other half of the equation. Before evaluating any asset, the right questions are: does this match your value system? Does the knowledge required match your expertise, or are you willing to build it? Investing deliberately inside your sphere of knowledge gives you more control, a better read on the risks, and a cleaner exit strategy if you ever need one. "Where do you put your money?" is a question that only makes sense in the context of your goals, your timeline, and your risk tolerance. What works for one person doesn't automatically work for another. The Best Cash-Flowing Assets and the Tradeoffs of Each Rental Real Estate Real estate has more entry points than people often expect: single-family rentals, duplexes, multifamily, commercial space, self-storage, mobile home parks, short-term rentals, and syndications. Each has its own risk profile, capital requirement, and management burden. The goal in any of these is to be cash-flow positive: rent covers the mortgage, and insurance, and taxes, and every operating cost, with a surplus left over. That surplus is your monthly income. Add the tax depreciation side, and rental real estate stacks up as one of the more tax-efficient income-producing assets. The honest tradeoff: there's no truly passive income in rental real estate. Tenants, toilets, and termites are real. Even with a property manager, you're managing a person, and that takes time and attention. Bruce has owned close to a dozen properties and eventually moved away from direct ownership for exactly this reason. DIY versus turnkey is a cost-and-return decision. Doing everything yourself preserves margin. Paying for management reduces your burden but eats into cash flow. Neither is wrong; it depends on how much of your time the asset is worth. Real estate pairs well with Infinite Banking. A policy loan funds the down payment. Rental income repays the loan. The cash value in the policy keeps compounding uninterrupted the entire time, so you're building in two places at once. Business Ownership Operating a business is not the same as owning one. A cash-flowing business pays income without requiring all your time. If every dollar you earn is directly tied to the hour you spent working, that's self-employment, not an asset. The distinction is real, because only one of those is something you can eventually step back from. To move from self-employed to business owner, you need systems, processes, and team. Robert Kiyosaki's cash-flow quadrant makes the point clearly: the right side of the quadrant only works when the business can run without you as the bottleneck. What makes a business valuable is that it's hard. Businesses solve problems people don't want to solve for themselves. Jeff Bezos built Amazon around one insight: people don't want to leave the house for every item they need. The service was obvious in hindsight, painful to build, and enormously valuable precisely because it was. That's the pattern. Treat the business as a business, not a hobby. That means watching expenses, marketing, sustainability, succession planning, taxes, and accounting. Revenue without profitability isn't cash flow. Infinite Banking connects here in several ways: storing liquidity reserves and buffer capital, funding key-man insurance, deferred compensation,, and quarterly tax payments. The policy becomes the business's financial backbone. Private Lending and Notes Private lending means providing capital to a borrower, secured against collateral, at a stated interest rate, paid back as monthly income. Often structured as interest-only, which maximizes the cash flow to the lender. The principal is secured by the underlying asset. Terms vary: a fixed payoff date, a refinance trigger, or a short-term arrangement like a fix-and-flip hard money loan. A short-term flip might carry a 12% annualized rate, but since the loan only runs for four to six months, the actual dollar return is less than the rate suggests. IBC practitioners often use policy cash value for private lending. The borrower's repayments come back, pays down the policy loan, and then the cycle repeats, predictable monthly income from a controlled capital reservoir. The tradeoff: this is the debt side of real estate. Some investors prefer equity, owning a piece of something rather than lending against it. Both are valid; the preference depends on your risk tolerance and how you want to be positioned. Dividend-Paying Stocks and Traded REITs Dividend-paying stocks, like Coca-Cola and UPS, are common examples that pay a stated yield per share, typically quarterly, semi-annually, or annually. You can take the income as cash or reinvest it through a dividend reinvestment program (DRIP), which automatically buys additional fractional shares. Traded real estate investment trusts (REITs) work similarly: a trust holds a portfolio of real estate, rents are collected, and the yield is distributed to shareholders. The tradeoff is real: both carry market correlation....

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It's an Emmajority Report Thursday on The Majority Report On today's program: Hakeem Jeffries tries to downplay the genocide's role played in motivating voters to support DSA-aligned candidates in Tuesday's primaries by touting pro-genocide Rep. Ritchie Torres' landslide victory over an anti-genocide candidate. Jeffries implies that Israel's genocide is a wealthy voter issue whereas working class people are not interested in that issue which is in direct contrast with polling data. DSA co-chairs Grace Mausser and Gustavo Gordillo join the program to reflect on Tuesday's huge victories in New York City. Tracie McMillan, journalist and author, joins the program to discuss her pieces published in The Guardian US on property management companies pillaging renters through absurd fees; 'Extremely overwhelmed': apartment renters face rising tide of fees and US renters call for action to combat surge of 'take it or leave it' apartment fees In the Fun Half: Brand Sutton and Matt Binder join. Morning Joe Scarborough claims to be fed up with false accusations of antisemitism towards voters and politicians who take a stand on Israel's genocide. The message is slightly refreshing although three years late and ignorantly focused exclusively on Benjamin Netanyahu. Dana Bash tries to corner Morris Katz by saying why is AIPAC is so important to voters and not other sources of dark money. Katz argues that crypto and private equity get the same attention as AIPAC. Katz adds in regard to AIPAC that if people see you abandon one group, they know it's only a matter of time before they abandon their group. Claire Valdez is asked on CNN if she can fit within the same tent as other Democrats like John Fetterman and Josh Gottheimer.  Valdez responds by saying that the Democratic base disagrees with Fetterman and Gottheimer and they would be wise to listen to the people who put them in their offices. Candace Owens is now claiming to have memory holed the months following Charlie's death which conveniently allows her to "recover" conversations from that time regarding Erika Kirk. Kooooooooky. All that and more. Legal Defense Fund for MN Anti-ICE Organizers To connect and organize with your local ICE rapid response team visit ICERRT.com The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Follow us on TikTok here: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here: https://www.twitch.tv/themajorityreport Find our Rumble stream here: https://rumble.com/user/majorityreport Check out our alt YouTube channel here: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the AM Quickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors: FAST GROWING TREES: Get 20% off your first purchase.  FastGrowingTrees.com/majority SUNSET LAKE CBD:  Use the coupon code FS26 to save 25% on all full-spectrum CBD Gummies at SunsetLakeCBD.com. The sale ends June 27th at midnight Eastern time Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech On Instagram: @MrBryanVokey Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.  

Most people think of pollution as something outside, like smog and exhaust. But gas stoves, ovens, furnaces, and water heaters can actually release nitrogen dioxide directly into your home. For renters, that's a problem without easy solutions: unlike homeowners, they can't simply swap in safer, cleaner energy sources, and landlords and policymakers have been slow to act. In this episode, host Gloria Riviera speaks with Adama Moussa Harouna and Tanushree Dutta Isaacman, organizers at Action in Montgomery, about their work pushing for safer living conditions, lower toxic emissions, and a more sustainable energy future for renters. This episode was made in partnership with Action in Montgomery. To learn more about their work, visit actioninmontgomery.org Learn more about your ad choices. Visit megaphone.fm/adchoices