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Party. Ohrenbetäubende Salsa-Kombo. Auf der Tanzfläche paradieren Männer mit bestickten Kleidern und Blumen im Haar, andere stolzieren in Anzügen wie Pfauen umher. Berlin? San Francisco? Ein Event zum Christopher Street Day? Nein, ein kleiner Ort im Südwesten Mexikos - einem Land, das sonst eher für Machismo und Homophobie bekannt ist. Hier im erzkatholischen Juchitán werden die „Muxes“ gefeiert – das „dritte Geschlecht“: feminine Männer, Männer in Frauenkleidern, Trans-Frauen, homo- oder bisexuell orientiert. Der Großteil der Bevölkerung liebt ihre Muxes, ist stolz auf die Diversität, die als Teil der uralten Kultur der Zapoteken verstanden wird. Und doch ist Juchitán alles andere als ein queeres Paradies. Diskriminierung auch innerhalb der Familien und brutale Überfälle auf Muxe gehören hier zur Tagesordnung. Mit: Carolina Vera, Inka Löwendorf, Ole Lagerpusch u.a. Produktion: rbb/NDR 2019 Regie: Philippe Brühl Redaktion: Gabriela Hermer
Welcome to this classic episode. Classics are our favorite episodes from the past 5 years, published every month or two. These are N of 1 conversations with N of 1 people. This is a replay of Episode 145, originally released in October 2023— one of our most loved classics.Episode #238 features Beezer Clarkson, Partner at Sapphire Ventures — one of the most respected LPs in global venture capital.In conversation with Vidit Agarwal, Beezer shares her journey from growing up between the UK and the US to building a career across banking, consulting and venture, before helping shape Sapphire's LP strategy.She reflects on formative family influences, her relationship with money, and the mindset that's guided her career.Beezer unpacks how Sapphire evaluates venture funds, what differentiates emerging managers who endure, and why discipline, clarity and long-term thinking matter, especially in tougher markets and lots more. It's time to explore your curiosity — please enjoy.________To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/highIf you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!Join our stable of commercial partners including the Australian Government, Google, KPMG, University of Melbourne and more.________Show notes hereFollow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ________The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries. Prominent guests include Malcolm Turnbull (Prime Minister of Australia), Anil Sabharwal (VP, Product for Google Chrome, Photos and Drive), Andy Penn (CEO, Telstra), Stevie Case (Chief Revenue Officer, Vanta), Brad Banducci (CEO, Woolworths), Jean-Michel Lemieux (CTO, Shopify + Atlassian), Jillian Broadbent (Board Member, Macquarie Capital), Sweta Mehra (EGM, NAB; ex CMO, ANZ), Bowen Pan (Creator, Facebook Marketplace), Sam Sicilia (Chief Investment Officer, Hostplus), Craig Tiley (CEO, Tennis Australia), Niki Scevak (Co-Founder, Blackbird Ventures), Mike Schneider (CEO, Bunnings), Trent Cotchin (3x Premiership Winning Captain, Richmond FC), Jason Collins (Head of Australasia, BlackRock), Peter Varghese (Chief, Australia's Department of Foreign Affairs), Jack Zhang (CEO, Airwallex), Matteo Franceschetti (CEO, Eight Sleep) and many more. Our parent company, Curiosity Centre is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com
Six seasons in, the Nomad Futurist end-of-year episode feels less like a traditional recap and more like a stake in the ground for where the Foundation, and the industry, go next. Co-hosts Nabeel Mahmood and Phillip Koblence look back on a year where education, access, and community-building around digital infrastructure evolved from a passion project into a global movement, while also setting the stage for a more focused, accountable next phase. “This doesn't feel like just another year. It feels like a turning point, and what's different now is that the conversations are turning into commitments.” From AI's breakneck acceleration to heightened scrutiny around power, sustainability, and talent, Nabeel and Phil reflect on how digital infrastructure has shifted from a background utility to a front-page story, and how the Nomad Futurist Foundation has stepped into that spotlight to demystify the space for students, career-changers, and communities worldwide. Nabeel underscores this shift, noting: “At some point, watching becomes a choice. This industry doesn't need more spectators; it needs participants.” The episode also explores what it truly means to build an organization that leads with action, not optics. As Nabeel reflects on the Foundation's decision to take action and help bridge the digital gap: “What I'm most proud of is that we didn't wait for permission.” The two speak candidly about the challenges of turning a podcast into a nonprofit, the reality of building a “volunteer army,” and the deliberate choice to keep the Foundation grounded in service rather than self-promotion. Nabeel highlights the Foundation's approach, with Phil contributing his perspective on the importance of staying mission-driven: “Nomad Futurist isn't about branding; it's about building pathways, and we've shown that a global foundation can move fast and still stay grounded.” Looking ahead, the conversation shifts from growth to intentionality: “The next phase is about depth, not just reach.” Nabeel and Phil share plans to strengthen regional ecosystems, expand global efforts from North America and Europe to ANZ, and create frameworks and programs that outlast any individual, while keeping authenticity and measurable impact at the center. They highlight Mana Hui, a new “powerful gathering” launching at PTC in Hawaii, as an example of how curated, values-driven convenings can unite communities and leaders while honoring culture, responsibility, and true collaboration. “The curation of Mana Hui reminds me that collaboration isn't transactional; it's relational, and the gathering isn't about visibility, it's about alignment.” They close with both an invitation and a challenge to anyone who feels a stake in the future of technology, talent, and infrastructure: “The future isn't something we wait for; it's something we build together. And I'm optimistic, not because it's easy, but because people are finally stepping up.” This episode is both a heartfelt reflection on all that the Nomad Futurist Foundation has accomplished this year and a rallying call for those ready to help shape what comes next, with gratitude for the progress made and excitement for what 2026 holds. To...
Move over New Year's Resolutions! I've got a simple alternative that will knock resolutions into touch! Today is all about simplicity. In this quick 10 minute episode I am guiding you through some simple words that you can use to help you make better decisions for yourself and your career next year.Words like 'Courage'; ' Grace'; 'Boundaries'... what do you need most in 2026?Links:Book a free 15-minute Career Strategy Call with Rebecca - make sure you create the opportunities you want from your career in 2026Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca
The guys discuss the fallout from the Bondi tragedy and why Labor failed to act on Antisemitism, Taylor Swift’s Eras Richard, ASIC loses the plot with the First Guardian debacle, PuppyGate WFH, Shayne Elliott $13.5m ANZ lawsuit and is Lululemon done? Thanks for listening! Join us on LinkedIn: https://www.linkedin.com/company/the-contrarians-with-adam-and-adir-podcast Subscribe on YouTube for all our video content: https://https://www.youtube.com/@ContrariansPodcast Follow us on Instagram: https://www.instagram.com/contrarianspod Follow us on TikTok: https://www.tiktok.com/@contrarianspodSee omnystudio.com/listener for privacy information.
It's December and, after a busy year, it's time to rest! Today we are exploring the power of bite-sized daily rest and it's positive impact on you, your life and your leadership.Today I am talking about the value of rest. Stillness isn't about weakness, it's that opportunity to be introspective and be more objective which ultimately allows you to be more productive! I am sharing some simple prompts today to help you push back, say no, re-prioritise or simply make more space and time for you.Links:Enjoy this yin meditation to bring calm into your day, with Olivia Shurdova Book a Career Strategy Call with Rebecca - make sure you create the opportunities you want from your career in 2026Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca
Episode #237 features a rare public interview with Brendan Dowling, Deputy Secretary for Critical Infrastructure and Protective Security at Australia's Department of Home Affairs — one of the government's most senior national security roles. Brendan was previously Australia's Ambassador for Cyber Affairs.In conversation with Vidit Agarwal, Brendan shares his journey from growing up in Melbourne with Indian and Irish heritage to operating at the heart of Australia's national security system. He reflects on the influence of a mother who migrated from Chennai, a scientist father, and a deep sense of service shaped by family, education and community.Brendan unpacks his real career story — working across refugee camps in the Middle East, representing Australia in Washington during President Trump's first term, negotiating complex international agreements with the United States, and navigating the frontlines of cyber and critical infrastructure security.It's time to explore your curiosity — please enjoy!Note: this episode was recorded on the 14th November, 2025. ________To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/highIf you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!Join our stable of commercial partners including the Australian Government, Google, KPMG, University of Melbourne and more.________CLICK HERE to read show notes from this conversation. Please enjoy!________Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ________This is the sixth episode in this special series with the Australian Government and their Centre for Australia–India Relations, highlighting the deepening ties between Australia and India across technology, business, media, culture and sport. With nearly one million people of Indian heritage now calling Australia home—the country's fastest-growing large diaspora—this series brings to light the untold stories of change makers shaping the future of both nations.Other guests in this series include Peter Varghese, Sweta Mehra, Bharat Sundaresan, Lisa Stahlalekar and Sanjeev Gandhi, reflecting the breadth of Indian-Australian impact at the most senior levels across government, education, sport, business and culture.________The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries. Prominent guests include Malcolm Turnbull (Prime Minister of Australia), Anil Sabharwal (VP, Product for Google Chrome, Photos and Drive), Andy Penn (CEO, Telstra), Stevie Case (Chief Revenue Officer, Vanta), Brad Banducci (CEO, Woolworths), Jillian Broadbent (Board Member, Macquarie Capital), Sweta Mehra (EGM, NAB; ex CMO, ANZ), Bowen Pan (Creator, Facebook Marketplace), Sam Sicilia (Chief Investment Officer, Hostplus), Niki Scevak (Co-Founder, Blackbird Ventures), Mike Schneider (CEO, Bunnings), Trent Cotchin (3x Premiership Winning Captain, Richmond Football Club), Jason Collins (Head of Australasia, BlackRock) and many more. Our parent company, Curiosity Centre is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com
The ASX 200 kicked off the short week in fine style up 79 points (0.9%) to 8699 as gold and copper headed for records in Asia. Resource stocks kicked again, BHP up 1.6% with FMG up 1.7%. Gold miners in demand, NST up 4.1% and NEM up 5.2%. BGL was the only loser in the gold sector. Lithium stocks also ran, MIN up 6.2% and LTR pushed 5.5% better as it starts underground mining. Rare earths also doing ok. MEI jumped 32.1% om environmental approvals, LYC up 2.4%. Even uranium stocks glowed today, PDN up 7.0%. Banks were better with CBA up 0.3% and ANZ up 0.7%. The Big Bank Basket up to $275.41 (+0.2%). Healthcare firmed, CSL up 0.7% and PME rallied 2.3%. REITs modestly higher. Industrials mixed, WTC fell 4.2%, XRO flat. REA and CAR slightly better, retail was boosted by NCK up 9.9% on a trading update. APE also rallied hard up 6.3%.In corporate news, DRO soared 7.9% on new director guidelines on shareholdings. IGO jumped 2.6% on commissioning a new chemical plant at Greenbushes. NXT soared 6.6% on further contract wins.Nothing on the economic dance card.Asian markets were firm. Japan's Nikkei up 1.9%, China up 0.8% and HK up 0.2%.US futures – DJ up 33 Nasdaq up 9510-year yields steady at 4.80%.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services. Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.
ANZ is cutting 4,500 jobs and scaling back consultants in a $560 million restructure under its new CEO. Macquarie has smashed the Big Four banks in July this year, snapping up nearly 40% of all Australian home loans written. Airwallex has pulled off Australia’s second-largest VC raise ever with a $US330 million raise… but it’s not without its controversy. _ Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.__See omnystudio.com/listener for privacy information.
New Zealand Inc. is in trouble and it's on us —you and me— to fix it. Not politicians, not economists, not even our blessed farmers who've got us out of trouble time and time again – it is on us, New Zealand voters. It doesn't matter whether we vote left or right, red, blue, green, yellow, or black. We all have to give our political parties the cojones they need to enact the policies that will save this country. Treasury's been warning us for years now, decades. Current government policies —whichever government has been in— are not sustainable. Treasury's 2025 long-term fiscal statement says population ageing is going to put unbearable pressure on New Zealand's long-term fiscal position. You know this. If you know anything about news, if you know anything about New Zealand politics, if you know anything about New Zealand society, you know this to be true. ANZ senior economist Miles Workman says Treasury's report should be on the reading list of every New Zealander. Because, he says, I don't think politicians are going to be able to make the changes that are needed here until the voting public is behind those changes. And he's right. In short, fiscal pressures will accelerate in coming decades with costs of superannuation and healthcare expected to rise significantly as the population ages. There is no one solution. In 1965, there were seven working-age New Zealanders for every person over 65. So that was seven working New Zealanders paying taxes for every person over 65, and for the most part, in 1965, those people on the Super weren't working. Today, we have four working-age New Zealanders to one person over 65. In 40 years, which is not a very long time, it'll be just two working New Zealanders to every person over 65. Successive governments have known this. Voters have known this. But political parties need the support of voters to make the changes that are needed, as Infometrics principal economist Brad Olsen told Ryan Bridge last night. “The worry a little bit is that we've had these warnings before. We had something very similar from the Treasury four years ago in 2021. And realistically, I think what the Treasury is continuing to highlight is that there's, there's a lot of big challenges in front of us. We don't have to solve them all tomorrow, but we really do have to start sometime soon to get us out of what looks like a very unsustainable pathway going forward. But, and here's the biggest kicker for me, you can't do any one thing and it will magically solve our sort of fiscal challenges. There's a lot that's going to have to happen that will be unpalatable to politicians across the political spectrum, but by goodness, we've got to start soon.” It's only going to be “unpalatable” if political parties expect voters to act out of self-interest. And that's what I mean, it's on us to affect the changes. I was talking earlier this week about the need for political parties to have a bipartisan approach to important issues like infrastructure and health and education curriculum. It's absolutely imperative. They can tinker around the edges, but it is incumbent upon them to have an infrastructure plan to stop the waste of money. And it's incumbent upon us to take a grown-up approach and look at the good of the country as a whole, not our immediate needs. If you've got your Super, calm the farm – your gin money's quite safe. Nobody's taking it off you now. But those of us in the 45 to 60-year age group need to realise that we're the ones that need to affect the changes needed to keep the country alive by allowing politicians to introduce policies that if they tried to introduce them previously would have sent them to political oblivion. There are options: raising the age of Super eligibility, broadening the tax base, (euphemism for fiscal drag and wealth taxes), index linking super payments to inflation rather than wages, means testing – these are all options. And another option is that New Zealand grows its wealth, that we become wealthier so we can afford it all. That's not looking likely. Treasury notes in the report that recent productivity trends have diverged from past projections, which means productivity growth over the past two decades has been weaker than predicted, averaging just 0.7% per year, and they expect that to last. So, ask not what your country can do for you, but what you can do for your country. I would like to think if we make the changes necessary, the Super will be there for those who need it. I would like to think that if we make the changes necessary, young people starting off in life, starting off with their families, will not be crippled by the burden of looking after people who were too lazy and self-interested to vote for the changes needed to spread the burden. It's on us. We can't just look to the politicians – what are they going to do? They are only going to come out with policies that they think will appeal to us. Are we that childlike that we just want the sweets before we'll vote a political party in? We have to be grown-ups. We have to grasp the nettle and say this is tough and this is going to be ugly, but we're going to do our bit to ensure that New Zealand is a better society for future generations. That's the way it used to be, and we've dropped the ball. You know, we can moan and grizzle all we like about the waste of money and the lack of purpose and the dithering around and the incompetence, but ultimately, if we want to affect change, it's on every voter in this country to do so. See omnystudio.com/listener for privacy information.
SBS Finance Editor Ricardo Gonçalves speaks with Mahjabeen Zaman fron ANZ as the UK cuts interest rates, Japan raises them and US inflation eases more than expected, lifting the prospect of lower rates there.
Prime Minister Anthony Albanese visits the Federal Police and ASIO headquarters in Canberra in the wake of the Bondi Beach terror attack. The Federal Government announces a gun buyback scheme. Legislation restricting the number of firearms a licence holder can have to four will be tabled in New South Wales Parliament on Monday. ANZ has been fined $250m for widespread misconduct. And Ed Sheeran goes shirtless for Men's Health UK. See omnystudio.com/listener for privacy information.
SBS Finance Editor Ricardo Gonçalves speaks with Mahjabeen Zaman fron ANZ as the UK cuts interest rates, Japan raises them and US inflation eases more than expected, lifting the prospect of lower rates there.
Prime Minister Anthony Albanese visits the Federal Police and ASIO headquarters in Canberra in the wake of the Bondi Beach terror attack. The Federal Government announces a gun buyback scheme. Legislation restricting the number of firearms a licence holder can have to four will be tabled in New South Wales Parliament on Monday. ANZ has been fined $250m for widespread misconduct. And Ed Sheeran goes shirtless for Men's Health UK. See omnystudio.com/listener for privacy information.
Possibly the longest shownotes in history thanks to Gemini 3 Pro. Bless the swamp from which this AI slop emerged and enjoy the episode. Or just read this, I suppose. The title sucks terribly. Do better, Gemmo! Show Notes with Time‑Shifted Timestamps(All timestamps below have been shifted forward by 25 seconds to allow for theme music, as requested.)00:00 – Welcome, Cricket and the Pink Ball at the Gabba00:00:25 – Jack the Insider (Joel Hill) opens episode 137 of The Two Jacks and notes they're recording just after midday on 4 December.00:00:36 – Quick chat about the looming day–night Test at the Gabba and the prospect it could finish very quickly.00:00:44 – Hong Kong Jack explains why dusk session timings in Hong Kong line up perfectly with “Asahi o'clock”.00:01:07 – The Jacks wonder which pink ball is in use – Duke or Kookaburra – and what that means for Mitchell Starc and the batters.00:01:30 – They flag that full cricket chat will come later in the episode.Tai Po Fire, Mourning and Accountability in Hong Kong00:01:53 – Jack the Insider pivots from sport to tragedy: an update on the Tai Po (Typo) fire in Hong Kong, now with 159 dead, from ages 1 to 97.00:02:07 – Hong Kong Jack describes the government‑ordered three‑day citywide mourning period, mass flower layings, official ceremonies and a three‑minute silence.00:02:35 – Discussion of schools cancelling Christmas parties and staff functions in solidarity; a sense the tragedy is being taken seriously across society.00:02:55 – Hong Kong Jack outlines the judge‑led inquiry: not only into the Tai Po fire's causes, but also systemic issues in building management and renovation contracts on large estates, with hints of corruption.00:03:30 – Evidence emerging that the green construction cloth lacked proper fire retardant and that flammable materials were used to seal lift wells, helping the fire move inside.00:04:23 – Bodies, including one man, found in stairwells and lobbies; Hong Kong Jack cautions against jumping to conclusions before investigators reconstruct the fire.00:04:53 – Arrest tally climbs to around 12, mostly consultants/contractors involved in management and renovations rather than labourers.00:05:35 – Hong Kong Jack notes large numbers of displaced residents in hotels and temporary accommodation and outlines generous government payments to families of foreign domestic workers killed (about HKD 800,000 per family).00:06:05 – A harrowing vignette: a Javanese truck driver receives a final phone call from his wife, trapped with her employers' baby, seeking forgiveness because there is no escape.00:06:35 – The Jacks reflect on the horror of the story and promise to revisit the inquiry as more facts emerge.Australia's Under‑16 Social Media Restrictions & VPNs00:06:50 – Jack the Insider turns to domestic Australian politics: the under‑16 social media restrictions about to kick in.00:07:05 – He notes overwhelming parental support (around 80%) but says the government is now “hosing down expectations” and reframing the policy as a long‑term “cultural change” effort.00:07:30 – Platforms not yet on the restricted list – Roblox and Discord – are flagged as problematic globally for child sexual exploitation, illustrating rollout gaps.00:08:05 – They discuss technical enforcement: existing account age data, length of time on a platform and the likelihood that some adults will be wrongly flagged but quickly reinstated.00:08:35 – Jack the Insider explains the government's theory of cultural change: a generation that grows up never having had TikTok or Instagram under 16 “won't know what they're missing”.00:09:00 – Hong Kong Jack compares Australia to mainland China's efforts to control the internet and points out China still can't stamp out VPN usage, predicting similar Australian difficulties.00:09:25 – Jack the Insider clarifies that VPNs are not illegal in Australia; about 27% of connected Australians already use one, probably now closer to a third.00:09:55 – He strongly recommends everyone use a VPN for privacy and location masking, and warns that good VPNs now explicitly advise not to choose Australia as an exit node because of the new regime.00:11:00 – They note that Malaysia and several European countries (Denmark, Spain, France and EU initiatives) are eyeing similar under‑age social media restrictions, with large fines (Australia's up to about AUD 50 million or 1% of turnover).00:12:20 – Meta is already scanning and booting under‑age users, but teenagers are sharing tips on evading age checks. Jack the Insider describes various age‑verification methods: selfie‑based AI checks, account age, and Roblox's move to ban under‑15s.00:13:45 – Anecdote about Macau security doing ID checks: Hong Kong Jack's son is checked for being over 21, while Jack's own age makes ID unnecessary—an amusing generational moment.00:14:55 – The Jacks agree the policy is unlikely to stop kids having TikTok accounts but might “nudge” behaviour toward less screen time.00:16:00 – Jack the Insider stresses the real dangers of the internet—particularly organised child sexual exploitation rings like the notorious “764” network—and questions whether blunt prohibition can solve these issues.Bruce Lehrmann, Appeals and Costs00:18:22 – They move to the Bruce Lehrmann defamation saga: his appeal has failed and he's likely millions of dollars in debt.00:18:45 – Discussion of the prospect of a High Court appeal, the low likelihood of leave being granted, and the sense that further appeals are “good money after bad”.00:19:22 – Jack the Insider notes outstanding criminal charges against Lehrmann in Toowoomba relating to an alleged statutory rape, and outlines the allegation about removing a condom after earlier consensual sex.00:20:07 – They discuss the probable difficulty of prosecuting that case, and then pivot to the practical question: who is funding Lehrmann's ongoing legal adventures?00:20:35 – Hong Kong Jack explains why some lawyers or firms may take on such cases for profile, despite poor prospects of payment, and they canvass talk of crowdfunding efforts.00:21:07 – The Jacks agree Lehrmann should have left the public stage after the criminal trial was discontinued; now, bankruptcy in 2026 looks likely.00:21:58 – Limited sympathy for Channel 10 or Lisa Wilkinson; more sympathy reserved for Brittany Higgins and Fiona Brown, who are seen as exceptions in an otherwise “pretty ordinary” cast.NACC, Commissioner Brereton and Conflicts of Interest00:23:24 – The Jacks turn to the National Anti‑Corruption Commission (NACC) and Commissioner Paul Brereton's side work for Defence.00:24:03 – Hong Kong Jack recounts Senate Estimates footage where officials first claimed Brereton's Defence consulting work occurred outside NACC hours, then later admitted more than ten instances (possibly close to 20) during NACC office time.00:25:25 – Discussion of conflict‑of‑interest: the Commissioner maintaining a paid Defence relationship while heading the body that may need to investigate Defence.00:25:57 – The Jacks question the tenability of his position, especially given the NACC's opaque nature, its minimal public reporting obligations and a salary around AUD 800k–900k plus expenses.The Struggling Australian and Global Economy, Productivity and ANZ00:26:20 – Jack the Insider outlines Australia's sluggish economy: inflation remains sticky, GDP growth is flat, and government spending is driving much of the growth.00:27:00 – They discuss a small, tentative rise in productivity (around 0.2% for the quarter) and the Treasurer's caution that productivity figures are volatile.00:27:57 – Hong Kong Jack stresses that historically, economies escape malaise through productivity‑driven growth; there is no easy alternative, in Australia or globally.00:28:23 – Broader global picture: the US isn't in outright recession but is crawling; Europe is sluggish; Poland is a rare bright spot but rapid growth brings its own risks.ANZ and Post‑Royal Commission Failures00:28:54 – Focus shifts to ANZ's continuing governance and compliance failures after the Banking Royal Commission.00:29:30 – Jack the Insider shares a personal story about dealing with ANZ's deceased estates department following his mother and stepfather's deaths and the difficulty in releasing funds to pay for funerals.00:30:20 – Justice Jonathan Beach's scathing remarks: ANZ is still mishandling deceased estates, charging fees and interest to dead customers, despite years of warnings.00:31:34 – They recall Royal Commission revelations about “fees for no service” and charging the dead, plus ANZ's recent exclusion from certain Commonwealth bond business due to rorting.00:32:12 – The Jacks see this as a clear culture problem: five years on, the basics still aren't fixed, suggesting inadequate investment in compliance and little genuine reform.UK Justice Backlog and Curtailing Jury Trials00:33:05 – The conversation moves to the UK's proposal to restrict jury trials for offences likely to attract less than a two‑year sentence.00:33:35 – Hong Kong Jack notes the English historical attachment to jury trials dating back to Magna Carta, and that defendants have long had the right to opt for a jury if imprisonment is possible.00:34:38 – Justice Minister David Lammy, once a fierce critic of similar Tory proposals, is now advancing the idea himself, creating a political shambles.00:35:02 – They weigh up pros and cons of judge‑only trials for complex financial crimes, where juries may struggle to follow long, technical evidence.00:36:10 – Jack the Insider points out that even judges can find such cases difficult, but there is at least some expertise advantage.00:36:22 – They revisit the Southport riots and harsh sentences for people inciting attacks on hotels housing asylum seekers, arguing that common‑sense community judgment via juries may be better in such politically charged cases.00:37:26 – Ultimately, they doubt the reforms will meaningfully reduce the UK's huge court backlog and see it as another noisy but ineffective response.Ethics in Politics, Misleading Voters and the “Ethics Czar” Problem00:39:21 – Discussion moves to the UK budget, alleged “black holes” and whether the Chancellor misled voters about a AUD 22 billion‑equivalent gap.00:40:14 – They examine calls for the Prime Minister's ethics adviser, Sir Laurie Magnus, to rule on ministerial truthfulness, and Hong Kong Jack's discomfort with handing moral judgment to “anointed officials”.00:40:51 – The Jacks argue accountability should rest with Parliament and ultimately voters, not appointed ethics czars, whether in the Johnson era or now.00:41:36 – In Australia, Tony Burke's handling of “ISIS brides” returning to Australia is cited: he asked officials to leave a meeting so he could talk politically with constituents. The Jacks see this as legitimate hard‑headed politics in a very complex area rather than an ethical scandal.00:43:03 – Jack the Insider defends the principle that Australian citizenship must mean something, especially for children of ISIS‑linked families; stripping citizenship or abandoning citizens overseas can be a dangerous precedent.00:44:08 – Anecdotes segue into a broader reflection: politicians have always misled voters to some extent. They quote stories about Huey Long and Graham Richardson's defence of political lying.00:45:24 – They swap observations about “tells” when leaders like Malcolm Turnbull or Julia Gillard were lying; Scott Morrison, they say, had no visible tell at all.00:46:22 – Cabinet solidarity is framed as institutionally sanctioned lying: ministers must publicly back decisions they privately opposed, and yet the system requires that to function.Ukraine War, Peace Efforts and Putin's Rhetoric00:46:42 – The Jacks discuss reports of draft peace deals between Ukraine, the US and Russia that Moscow rejected over wording and guarantees.00:47:17 – Jack the Insider describes a gaunt Foreign Ministry spokesman, not Sergey Lavrov, delivering Russia's objections, sparking rumours about Lavrov's status.00:47:56 – Putin goes on TV to reassure Russians they're winning, threatens destruction of Europe if conflict escalates and claims territorial gains Russia doesn't actually hold.00:48:17 – Hong Kong Jack argues European fantasies of imposing a “strategic defeat” on Russia are unrealistic; retaking all occupied regions and Crimea would exact unbearable costs in lives and money.00:49:33 – The Jacks infer that Putin will eventually need to “sell” a negotiated deal as a victory to his own public; his current bluster is partly domestic theatre.00:49:50 – They note some odd, Trump‑like US talk of structuring peace as a “business deal” with economic incentives for Russia, which they find an odd fit for a brutal territorial war.Trump's Polling Collapse, Economic Credibility and 202600:50:13 – Attention turns to Donald Trump's polling in his second term: his net approval is negative across all major polls, in some cases approaching minus 20.00:51:04 – Jack the Insider highlights Trump's recent promises of USD 2,000 cheques to every American plus no income tax—claims they see as fantastical and electorally risky when voters inevitably ask “where's my money?”.00:51:39 – They compare Trump's denial of inflation and cost‑of‑living pressures to Biden's earlier mistakes in minimising pain; telling people “everything's cheaper now” when their lived experience contradicts that is politically fatal.00:52:34 – Hong Kong Jack notes history shows that insisting things are fine when voters know they aren't only accelerates your polling collapse.00:53:02 – They briefly touch on a special election in Tennessee: a safe Trump district where the Republican margin has shrunk. They caution against over‑reading the result but note softening support.00:54:14 – CNN's Harry Enten is quoted: this has been Trump's worst ten‑day polling run of the second term, with net approval among independents plunging to about minus 43 and a negative 34 on inflation.00:55:15 – They speculate about what this means for the 2026 midterms: Trump won't be on the ballot but will loom large. A future Republican president, they note, might still face governing without a Congressional majority.Disability, Elite Colleges and the Accommodation Arms Race00:56:07 – The Jacks discuss Derek Thompson's forthcoming Atlantic piece on surging disability registrations at elite US colleges: more than 20% at Brown and Harvard, 34% at Amherst and 38% at Stanford.00:57:10 – Hong Kong Jack explains how disability status yields exam and assessment advantages: extra time, flexible deadlines, better housing, etc., and why wealthy students are more likely to secure diagnoses.00:57:48 – They cite intake breakdowns at one college: small numbers for visual/hearing disabilities, larger numbers for autism, neurological conditions and especially psychological or emotional disabilities—suggesting a big shift in what counts as disabling.00:58:45 – Jack the Insider counters that many of these conditions were under‑diagnosed or ignored in the 1970s and 80s; growing recognition doesn't automatically mean fraud.00:59:40 – He brings in chronic conditions like ME/CFS: historically treated as malingering or “all in the head”, now increasingly accepted as serious and often disabling.01:00:02 – Hong Kong Jack quotes a Stanford professor asking, “At what point can we say no? 50%? 60%?”—underlining institutional concern that the system can't cope if a majority claim accommodations.01:01:05 – They wrestle with the employer's problem: how to interpret grades achieved with significant accommodations, and whether workplaces must also provide similar allowances.01:02:21 – Jack the Insider's answer is essentially yes: good employers should accommodate genuine disability, and it's on applicants to be upfront. He stresses diversity of ability and that many high‑achieving disabled people are valuable hires.01:03:40 – Hong Kong Jack remains more sceptical, shaped by long legal experience of people gaming systems, but agrees lawyers shouldn't be the priestly class defining morality.Cricket: India–South Africa, NZ–West Indies, BBL and the Gabba01:04:25 – They pivot back to sport: a successful South African tour of India, including a series win in Tests and a 1–1 one‑day series with big hundreds from Virat Kohli, Gaikwad and Aiden Markram.01:05:31 – Quick update on New Zealand's Test against the West Indies in Christchurch, with New Zealand rebuilding in their second innings through Ravindra and Latham.Women's Cricket and Phoebe Litchfield01:06:19 – Jack the Insider raves about the Sydney Thunder v Brisbane Heat game and singles out Phoebe Litchfield as the best women's batter in the world: technically sound, not a slogger, scoring “runs for fun” and hailing from Orange.Gabba Day–Night Test: Australia v England01:06:50 – With Usman Khawaja out, they discuss the unchanged 12 and whether Bo Webster plays, potentially pushing Travis Head up to open.01:07:39 – For England, Mark Wood hasn't recovered; they bring in Will Jacks, a batting all‑rounder and part‑time spinner, to bolster the order but lose their fastest bowler.01:08:11 – If you win the toss? Bat first, they say—if the conditions allow—and look to control the game with the bat for four hours or more.01:08:44 – They caution that with recent heavy Queensland rain, the pitch could be juicy whether you bat first or second; the key is getting cricket on Saturday.01:08:48 – Hong Kong Jack rates this as the best England attack to tour Australia in a long time, especially with Wood and Archer firing in Perth, although Archer's pace dropped markedly in the second innings.01:09:36 – They dissect England's first‑Test collapse: at one stage it was an “unlosable” match according to Ponting and the stats, but reckless strokes from set batters (Duckett, Pope, Root, Brook) handed it back to Australia.01:09:55 – Mitchell Starc's extraordinary home day–night record—averaging around 17 with the pink ball—looms as a big factor.Franchise Cricket, Empty Stadiums and Saving the Red‑Ball Game01:12:11 – Jack the Insider describes watching the ILT20 in the UAE: near‑empty stands, disengaged fielders and an overall “soulless” spectacle aimed solely at TV viewers in South Asia and the Gulf.01:13:49 – Despite his love of cricket, he worries this is a glimpse of the future if the longer formats aren't protected and nurtured. He pleads, in effect, for saving Test and other red‑ball cricket from being cannibalised by anonymous franchise leagues.Class and Cricket: Private Schools, Clubs and Stuart Broad01:14:11 – The Jacks explore the class divide in English cricket: all but one of England's Perth XI finished school at private schools; the sole exception is captain Ben Stokes, who grew up partly in New Zealand.01:15:05 – In contrast, Australia's pathway still runs largely through club cricket, though private schools with professional coaching (like Cranbrook) give some players a head start.01:15:47 – Jack the Insider notes Sam Conscientious (Sam Constance / Cummins reference is implied) spending two years at Cranbrook, reflecting how elite schools build academies with ex‑first‑class coaches that state systems can't match.01:16:20 – They agree state‑school kids like the Waugh twins still come through club cricket, but in England, some top private schools effectively operate as de facto county academies.01:17:31 – Anecdotes about Stuart Broad: a likeable “nepo baby” of former England player Chris Broad, who was toughened up by a formative season at Hoppers Crossing in Melbourne sub‑district cricket. Local players loved him.01:18:20 – Hong Kong Jack recommends Broad's appearance on The Front Bar as essential viewing for understanding his character and the cultural contrasts between English and Australian cricket.01:18:40 – More class culture: Chris Cowdrey, briefly England captain, shows up in full whites and blazer to toss with Viv Richards in surf shorts and thongs. When Cowdrey starts reading out England's XI, Viv cuts him off: “Mate, I don't care who you play, it's not going to make any difference.”F1, Oscar Piastri's Bad Luck and AFLW Glory01:21:11 – Brief detour to Formula 1: Oscar Piastri's season with McLaren seems dogged by terrible luck and questionable team decisions that have cost him a near‑certain championship.01:21:57 – Jack the Insider reflects on how F1 drivers like Piastri have effectively been in vehicles since toddlerhood, climbing the ladder from go‑karts to supercars.01:22:50 – They express hope he can clinch the title in the final race, but wryly note that F1 rarely grants fairytale endings.AFLW01:22:23 – AFLW: North Melbourne complete an undefeated season to win the premiership, comfortably beating Brisbane in the grand final.01:23:07 – Hong Kong Jack praises it as the best AFLW season yet, with marked improvement in depth and skill across the competition. North remain the benchmark everyone else must chase.Wrap‑Up, Tom Stoppard Anecdote and Season Timing01:23:49 – The Jacks look ahead to watching the Gabba Test, beers on ice for Jack the Insider and the late Hong Kong dusk session for Hong Kong Jack.01:24:01 – They note the death of playwright Tom Stoppard at 88 and share a favourite story: Spielberg offers him the Jaws screenplay; Stoppard declines because he's writing a play—“actually for BBC Radio”.01:25:11 – Final reflections on how Stoppard would have improved Jaws, then a note that the podcast will soon reach its final episodes for the year, with plans to feature listener feedback before a short summer break.01:25:56 – Jack the Insider signs off, thanking listeners and Hong Kong Jack, and promises they'll be back next week.
In this episode of Property Investory, we will be talking to Jolene Sukkarieh, successful property investor, wealth advisor and mother of three. Come with us as we track her journey from her origins in Thursday Island to the Defence Force Academy, to a position with ANZ and Suncorp and then property expert. We'll learn about how her and her husband's parents' property investments inspired her to invest in property from a young age, how her first investment at age 21 happened to be a perfect first property and what inspired her to leave her position at ANZ and Suncorp to start her own business.So join us as we delve into Jolene Sukkarieh's everyday life, the skills she learned along the way and her property investment story that could inspire you to develop strategies that you can apply on your own journey! Hosted on Acast. See acast.com/privacy for more information.
Tonight, on The Panel, Wallace Chapman is joined by panellists Ed Amon and Jo McCarroll. First up, are there green shoots on the horizon at long last? GDP figures out today are higher than even the most optimistic predictions. ANZ's chief economist Sharon Zollner gives her analysis. Then, did former deputy Police Commissioner Jevon McSkimming get off light with his sentencing of home detention yesterday? The director of a charity protecting children from sexual exploitation, Elanor Parks, breaks down the legality of his actions.
In this episode of Property Investory, we will be talking to Jolene Sukkarieh, successful property investor, wealth advisor and mother of three. Come with us as we track her journey from her origins in Thursday Island to the Defence Force Academy, to a position with ANZ and Suncorp and then property expert. We'll learn about how her and her husband's parents' property investments inspired her to invest in property from a young age, how her first investment at age 21 happened to be a perfect first property and what inspired her to leave her position at ANZ and Suncorp to start her own business.So join us as we delve into Jolene Sukkarieh's everyday life, the skills she learned along the way and her property investment story that could inspire you to develop strategies that you can apply on your own journey! Hosted on Acast. See acast.com/privacy for more information.
This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX closes flat PM's plan to fight anti-semitism ANZ's second strike Housing market profitability soars Warner Bros prefer Netflix Join our free daily newsletter here.Support the show: http://fearandgreed.com.au/See omnystudio.com/listener for privacy information.
This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX closes flat PM's plan to fight anti-semitism ANZ's second strike Housing market profitability soars Warner Bros prefer Netflix Join our free daily newsletter here.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.
Several of the major banks expect a significant bounce back in GDP for Q3 when Stats NZ releases its economic figures later this morning. Westpac and ANZ both predict a gain of about one percent, putting that down to a jump in activity across the board. ANZ Chief Economist Sharon Zollner told Heather du Plessis Allan while she's nervous some of that could turn up in the revised numbers down the track, it's looking positive. She says some of the corners should be knocked off the volatility in the economy and the overall level of GDP will be revised up. LISTEN ABOVE See omnystudio.com/listener for privacy information.
The ASX200 slipped about 0.2% for a third straight session, leaving the week down roughly 1.3%. Materials led gains, up 1.6% driven by Liontown (+12%) and IGO, while gold rose 4% on strong prices. Energy fell 1.4% as oil hit a five‑year low. US job growth slowed and unemployment hit 4.6%, trimming market expectations for an early Fed rate cut. Upcoming data includes US crude inventories, US jobs and retail figures, plus Australian population and national‑account releases, and AGMs for ANZ and Elders. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.
Australia is one of the top 10 countries globally for Crypto Adoption but so many people in the financial sector still won't talk about it. Today Pav Hundal and Ted Coaldrake are joined by Director of Synergist, Andrew McPhee who has over 30 years of experience ranging starting way back in traditional finance as Head of Retail for E*Trade, working as Head of Marketing & Customer Segmentation for ANZ and now working to bridge the crypto-service gap We talk about what's holding Australia back from leading the way and what Millennial and Gen Z investors are really looking for. You'll hear: 0:51 - How Andrew went from building one of the first financial platforms to Crypto 5:11 - Why people aged 50+ aren't investing in crypto 6:52 - Where we are right now in the crypto adoption curve 8:08 - The reason so many young people today want to hold crypto in their portfolio 11:02 - The major roadblock for adoption 14:38 - What ASIC are working on now 15:49 - Why Australia is falling behind & pushing innovation off shore 17:41 - The reason 50% of advisors think Crypto Is A Scam 21:06 - The problem with learning about crypto on TikTok & what needs to change 24:10 - Will Crypto be the next internet? … and much more! Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. This podcast provides general market commentary and is for educational and entertainment purposes only. It is NOT financial advice. We are NOT licensed financial advisors. Investing in cryptocurrency carries risk. You should always conduct your own research and seek independent financial advice before making any investment decisions. Please read Swyftx's Terms and Conditions and Risk Disclosure statement before investing.
Send us a textIn this episode of The Company Road Podcast, Chris Hudson speaks with Con Frantzeskos, a visionary marketing and technology leader who has generated billions in revenue for giants like Emirates, Coca-Cola, and ANZ. Con is the former founder of digital strategy consultancy Penso and is currently building AI-native ventures like SalesChef.ai and Ansett.Travel.Buckle up friends, this is a hard-hitting conversation that contrasts the short-termism often seen in Australia with the ambitious, long-term vision of the Middle East and the US. Con shares why 70% of ASX 200 companies fail to outperform a lump of gold, and what leaders must do to stop managing decline and start designing the future.In this episode, you'll hear about:"Strategy Karaoke": Why most companies are just reading lyrics off a screen rather than building genuine strategy.The Gold Standard Test: Con's analysis revealing that 70% of ASX 200 companies have underperformed against gold over the last 20 years.Legacy vs. Blank Canvas: A fascinating comparison between Delta Airlines (incumbent) and Riyadh Air (startup) on what they envy about each other.Ruthless Prioritisation: How Matt Comyn at CBA destroyed physical touchpoints during COVID to lead the mortgage market.The "Rattle" Test: A brilliant story from Emirates about service design—"If you shake an A380, anything that rattles is service."Why "The Lucky Country" is not a compliment, and how it breeds complacency in Australian business.The five determinants of companies that actually grow: R&D, long-term strategy, export bias, and governance.Key LinksSalesChef.ai: www.saleschef.ai Ansett.Travel: www.ansett.travel Con Frantzeskos LinkedIn: https://www.linkedin.com/in/confrantzeskos/ About our guestConstantine (Con) Frantzeskos is one of the world's most visionary marketing and technology leaders. He is currently building AI-native ventures such as SalesChef.ai and Ansett.Travel, while providing AI and digital strategy consulting to enterprises across Australia, Asia, and the Middle East. Previously, Con founded and exited the international digital strategy consultancy PENSO. He has held leadership positions at Edelman, DDB, and Ogilvy, designing campaigns and products that delivered billions in new revenue for brands like Emirates, Coca-Cola, ANZ, and Total Tools. Con is a regular columnist in the Australian Financial Review and a former Director of Victoria's startup agency, LaunchVic.About our hostOur host, Chris Hudson, is an Intrapreneurship Coach, Teacher, Experience Designer and Founder of business transformation coaching and consultancy Company Road.Company Road was founded by Chris Hudson, who saw over-niching and specialisation within corporates as a significant barrier to change.Chris considers himself incredibly fortunate to have worked with some of the world's most ambitious and successful companies, including Google, Mercedes-Benz, Accenture (Fjord) and Dulux, to name a small few. He continues to teach with University of Melbourne in Innovation, and Academy Xi in CX, Product Management, Design Thinking and Service Design and mentors many business leaders internationally.Support the showFor weekly updates and to hear about the latest episodes, please subscribe to The Company Road Podcast at https://companyroad.co/podcast/
Episode #236 features Matteo Franceschetti, Co-Founder & CEO of Eight Sleep — the category-defining sleep fitness company trusted by Elon Musk, Lewis Hamilton, NFL quarterbacks and Olympic champions, and backed by Khosla Ventures, Founders Fund and Y Combinator.Note: This is a replay of Episode 159, originally released in March 2024 — one of our most loved classics.In conversation with Vidit Agarwal, Matteo shares his journey from a small town near Venice to building a global category-defining sleep company. He reflects on learning English in his mid-20s, starting his career as a lawyer, losing his father early, and walking away from a “safe” path to bet on entrepreneurship.Matteo unpacks Eight Sleep's real origin story — early prototypes, repeated YC rejections, the insight that temperature control beat sleep tracking, and the hard realities of building a durable hardware business. He also shares his philosophy on performance, health, leadership and why success comes down to one idea: chop wood, carry water.It's time to explore your curiosity — please enjoy.________To support this podcast, check out our some of our sponsors & get discounts:→ $1,000 off Vanta: Your compliance superpower — vanta.com/highIf you're keen to discuss sponsorship and partnering with us or recommend future guests, email us at contact@curiositycentre.com today!Join our stable of commercial partners including the Australian Government, Google, KPMG, University of Melbourne and more.________CLICK HERE to read show notes from this conversation. Please enjoy!________Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ________The High Flyers Podcast is described as a "meticulously researched biography" that uncovers the untold stories of remarkable people and companies -- redefining the "high flyer". Launched in 2020, we have ranked in the global top ten podcasts for past two years, with listeners in 27 countries and over 200 episodes released. Excerpts of the podcast have been featured in Forbes, AFR, Daily Telegraph, and showcased at SXSW.200+ guests have joined host, Vidit Agarwal on the show from 15+ countries. Prominent guests include Malcolm Turnbull (Prime Minister of Australia), Anil Sabharwal (VP, Product for Google Chrome, Photos and Drive), Andy Penn (CEO, Telstra), Stevie Case (Chief Revenue Officer, Vanta), Brad Banducci (CEO, Woolworths), Jean-Michel Lemieux (CTO, Shopify + Atlassian), Jillian Broadbent (Board Member, Macquarie Capital), Sweta Mehra (EGM, NAB; ex CMO, ANZ), Bowen Pan (Creator, Facebook Marketplace), Sam Sicilia (Chief Investment Officer, Hostplus), Craig Tiley (CEO, Tennis Australia), Niki Scevak (Co-Founder, Blackbird Ventures), Mike Schneider (CEO, Bunnings), Trent Cotchin (3x Premiership Winning Captain, Richmond FC), Jason Collins (Head of Australasia, BlackRock), Peter Varghese (Chief, Australia's Department of Foreign Affairs), Jack Zhang (CEO, Airwallex), Matteo Franceschetti (CEO, Eight Sleep) and many more. Our parent company, Curiosity Centre is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com
Have you ever spent over a fortnight in Antarctica? Jess Styles recounts a fabulous experience with Homeward Bound doing exactly that!My guest today is Jess Styles who earlier this year spent 16 days on a ship in Antarctica with 120 other women leaders in STEM. Not only did she learn a lot about leadership, ice and penguins... she had the opportunity to self-reflect and heal having undergone cancer treatment only months before. Join Jess and me for this fascinating reflection. Jess, on what she learned:"In Antarctica, we saw extreme nature and got to see places no human has ever set foot in before which was really special. With 120 other STEM leaders onboard our ship over the 16 days, I learned a lot about leadership and what kind of leader I aspire to be. A big part of my learning was self-discovery. Taking time out for me was really important and I'd encourage everyone to do that: take time out for yourself because it isn't selfish - it's needed. It was very freeing to have that time to work out what I really want to do."Links:For Career & Leadership coaching, connect with Rebecca Allen on Linkedin or visit the Illuminate website Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Jess:Jess Styles is a graduate of Human Biology and Psychology with a Masters degree in Social and Public Policy. She has worked for the public service, not-for-profit and private sectors to support health and wellbeing outcomes for Australians, using her knowledge and experience to connect and understand people.Currently working to support outcomes in social policy and gender equality for education, Jess has also had roles in the Aboriginal and Torres Strait Islander health space, supporting work in closing the gap in health inequalities between Indigenous and non-Indigenous people. She has previous experience in supporting mental health research in current serving and recently discharged military veterans, and their families to support policy change and clinical outcomes for the Australian Defence Force.About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs.
digital kompakt | Business & Digitalisierung von Startup bis Corporate
Vertrautes Wissen hilft wenig, wenn sich der Tool-Dschungel ständig verschiebt: Dominik erklärt, warum nicht Masse, sondern Passung zählt und wie Neuerfindung plötzlich aus Berlin, Schwarzwald oder Jönköping kommt. Von der KI, die eigene Anzüge entwirft, bis zur Automatisierung mit unglaublichem Hebel erleben Teams, wie menschliche Präferenzen und technischer Fortschritt gemeinsam Stolpersteine und Routinen verändern. Ein Raum für Mut, Reduktion und echte Ambiguität. Du erfährst... …welche sieben KI-Tools aktuell den Markt revolutionieren. …wie du mit LangDoc DSGVO-konform KI-Modelle nutzt. …warum Flux aus dem Schwarzwald ein Gamechanger in der Bilderstellung ist. __________________________ ||||| PERSONEN |||||
Every decision Emily Milner makes comes back to one goal: sending her people home safe.In this Voices in Loss Prevention ‘25 episode, bp ANZ's Country Security Manager joins Auror's Sean Singh to discuss safety in high-risk retail and operational settings. Drawing on her two decades of experience, Emily shares bp's approach to security, from clear protocols for staff to accessible support during incidents. Emily and Sean cover topics like rising violence, citizens' arrest laws, and reporting systems that drive action. The conversation highlights the importance of protecting people first, whether on the frontlines or in the boardroom.In this episode, you'll learn about:Building safety processes that match real-world operationsHow global knowledge-sharing strengthens local security programsThe importance of celebrating effective safety actions on the frontlineJump into the conversation:(00:00) Emily Milner introduction(01:24) Lessons from working across retail, aviation, and terminals(03:15) How bp builds a people-first safety culture(04:59) Managing unintended risks from well-meaning interventions(07:07) Creating processes that match real-world store operations(10:46) Showing the human impact behind safety statistics(17:35) Challenges of staying ahead of organized retail crime(26:31) How technology is transforming incident response and prevention(31:18) Addressing the emotional toll of frontline incidentsResources:Sean's LinkedIn: https://www.linkedin.com/in/seandsingh/ Emily's LinkedIn: https://www.linkedin.com/in/emily-milner-183b912a/ Understand the latest organized retail crime trends: https://www.auror.co/retail-crime-insights-report Learn more about organized retail crime: https://www.auror.co/organized-retail-crimeRetail Secure Conference details: https://rccretailsecure.ca/agenda/bp's website: https://www.bp.com/
Today I am sharing a simple 3-step process to help you take stock of everything you have achieved in 2025.I work with a lot of clients throughout the year and one skill I find a lot of people don't exercise is that of reviewing their progress. In our coaching programs, we are big on recapping, reviewing and acknowledging the impact we are making... because if you don't, you can easily fall into the self-doubt trap wondering whether you're adding any value at all! And I don't want that for you!By the end of these 10 minutes, you'll walk away with a simple tool to help you uncover profound evidence of the impact you have made this year so that you can feel proud of your hard work but also have details to give you leverage over the next 12 months. Are you with me?Rebecca on the importance of reviewing your action:"At the end of year it's important to review because it's too easy to forget the value you have been making and get into those imposter style thoughts where you are doubting what you have accomplished. Understanding your impact is your fast track to building confidence." (Rebecca Allen, host Her Ambitious Career)Links:Extend the exercise I share in this ep by tuning into a related ep I recorded about this topic last year! Ep 162 – 3 Steps to Review a Busy Year & Acknowledge Your ImpactBook a Career Strategy Call with Rebecca - make sure you create the opportunities you want from your career in 2026Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca
European bourses started the morning flat/modestly firmer, but have since sauntered to session highs; US equity futures also modestly firmer.OpenAI CEO Altman declares a code red to combat threats to ChatGPT and plans to delay other initiatives such as advertising, according to The Information.DXY is modestly firmer, AUD initially outperformed after ANZ scaled back rate cut bets for 2026, but is now flat amidst USD-strength, USD/JPY rises back towards 156.00.Bonds are flat/modestly lower, Bunds little moved to EZ HICP whilst Gilts lag.Crude essentially flat in rangebound trade, XAU slips below USD 4.2k/oz.Looking ahead, highlights include US RCM/TIPP Economic Optimism, Earnings from Marvell & CrowdStrike.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
This week open banking officially went live for customers of the big four banks. That's ANZ, ASB, BNZ & Westpac. If you bank elsewhere your bank might not have enabled it quite yet. But exactly what is open banking? And how will it make a difference to you? To find out, Jesse is joined by Josh Daniell from open banking company Akahu.
Momentum Media was proud to bring the Women in Finance community together for the 2025 Women in Finance Summit and Awards in Sydney – a day and night celebrating excellence, leadership, and authentic storytelling across financial services. In this episode of the Women in Finance Podcast, host Annie Kane is joined once again by Natalie Smith, general manager, retail broker at ANZ, and a platinum partner of the Women in Finance Summit and Women in Finance Awards 2025. Fresh off the back of the event, they unpack the themes and standout moments from this year's summit – from the importance of building authentic businesses, to the power of community, flexibility, and support in helping women thrive in finance. Tune in to hear: Why authenticity and clarity of purpose are essential for building successful businesses. How ANZ is fostering gender inclusion through initiatives like its Doyenne program. How ANZ's new 2030 strategy will reshape the bank's customer-first approach. And much more!
If you want to be successful in an upcoming interview, or internal opportunity for promotion, knowing more about sales could be the differentiator! My guest today is sales expert Susan Englehutt, Founder of The Way Buyers Buy. Sandra is looking today at how to apply sales techniques to your own process as you look to sell YOU... and it makes for an interesting conversation!In the next 20 minutes, we are exploring the difference between Why, How and What buyers and how to present yourself as the potential solution to your hiring manager's problems! Susan, on how to shift your interview style to be more successful:"To set yourself up for a more senior role, a critical question you can ask them is 'What has changed?' By asking this you are trying to understand what their problems and opportunities are. Change can be lots of things: what strategic plans have moved? What new products are there? Is there a new mission, vision or values? These questions matter to the WHY buyer. And then you can seed ideas as to how you could help them solve those problems."Links:Connect with Susan on LinkedInVisit The Way Buyers Buy websiteListen to a related episode with Rebecca: Next-Level Interview Prep: How to Do Your Due Diligence & Assess Cultural FitAnd a 'shorty' episode: 3 Mistakes to Avoid When Interviewing for a Senior RoleFor Career & Leadership coaching, connect with Rebecca Allen on Linkedin or visit the Illuminate website Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Susan:Susan Englehutt is the founder and creator of The Way Buyers Buy: the program growing and shifting companies actually need when they have hired more sales people, or purchased sales training and it didn't work. A born simplifier and visual thinker, Susan is an expert sales consultant and trainer. Her specialty is helping the leaders of B2B companies and their teams. Susan has been a consultant to huge Fortune 50 companies like Verizon, IBM, Microsoft, and Dell and to small and medium companies too. Today, she loves working with nimble and innovative companies and teams who need quick shifts and lasting change in the way they think, behave, market and sell. About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs.
I've reached the conclusion that when it comes to the banks and mortgage rates, the only option you've got left is to hustle. You're on your own here. It has been 2 days since the Reserve Bank cut the official cash rate, and by how much do you think the big banks have cut their fixed rates? No, not a jot. Not, not a single basis point. Absolutely nothing has come off their fixed rates. It's not particularly helpful from the banks cause, you know, we're trying to get the country out of recession and the point of cutting the OCR is that the mortgage rates come down and then when you refix, you've got more disposable cash and the more cash you have, the more you're gonna spend and the faster we're gonna get out of this recession. So thumbs up and thanks very much to the big banks for not helping. Obviously, it's smart business for them. They need to make as much money as they can. The prediction is they will eventually cut the OCR cut their mortgage rates, but it'll be next year. It won't be this side of Christmas, and no one's going to be able to force them. There is, everybody has fired all their bullets at this stage. The Reserve Bank's cut as much out of the OCR as it can. The critics have written their columns, have given their interviews. Nothing's happened. The government's accepted all the recommendations of the select Committee inquiry, and I think we all know that that's a damp squib. And to be honest, when it comes to the government, for them to do anything meaningful to the banks, it would have to be. Something as massive as breaking up ANZ and ASB and the horror that that would send through the investment community would potentially be worse than us paying too much in mortgage interest rates at the moment. So, The only conclusion you're gonna reach is that you're on your own. No one is coming to save you from the banks. No one's gonna force them to pass on the OCR cuts if they don't want to. You're gonna have to hustle. So when you refix, demand a better rate. Look at what the advertised rate is and then tell them to shave 50 basis points off and if they don't cross the road to another bank that will. That is competition. You're on your own. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Economists are supposed to predict the future, but how do they actually do it? And how accurate are those forecasts, really?In this episode, Ed and Andrew sit down with Sharon Zollner, Chief Economist at ANZ New Zealand, to reveal how economists build (and sometimes miss) their predictions. You'll learn:The maths, data, and gut instinct that go into a forecastWhy house sales, interest rates, and migration are key to predicting property trendsThe biggest mistakes economists (and investors) make when reading the marketEd and Andrew also ask Sharon about her latest ANZ forecasts, whether NZ's economy has truly turned a corner, and why house prices still shape how Kiwis feel about money.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Major banks have already dropped their advertised home loan rates after the cut to the official cash rate. ANZ's chief economist Sharon Zollner spoke to Corin Dann.
Send Us A Message! Let us know what you think.Topic #1: NZ Herald 19th of November- Capital gains tax wouldn't have raised much in recent years - CotalityTopic #2: RNZ 20th of November - The difference in investing strategies between over-60s and under-30sTopic #3: Oneroof 19th of November- Homeowners could get up to $15,000 as ANZ boosts its cashback to 1.5%Topic #4: TradeMe 20th of November - What new Auckland Council housing intensification proposals (PC 120) mean for youTopic #5: NZ Adviser 20th of November - Final OCR cut expected, door left open for more#KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinanceSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Today we are looking at the humble topic of time management! Are you running on fumes?Do you need some new ways to manage your time more effectively?Join me as we explore 7 fresh and exciting ways to manage your time that put you firmly in charge of your calendar, energy and SANITY! Rebecca on making a real impact:"To-do lists are my nemesis! Not everything on your to-do list is equal. Review the stuff on your to-do list and decide which of the tasks will give you the biggest return of investment in terms of your time, energy and the impact you'll make by delivering that task?" (Rebecca Allen, host Her Ambitious Career)Links:Read this related blog post: Are You a People Pleasing Leader? Book a Career Strategy Call with RebeccaRate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca
This episode, from late last year, sees ANZ's chief information security officer Dr Maria Milosavljevic talk all things security. We'll be back with a new episode soon.
WORK180 is taking the mystery out of your job search - because you deserve to know how equitable an organisation really is, before you apply for roles.My guest today is Gemma Lloyd CEO and co-founder of WORK180, a specialised jobsite used by over 1.5m women globally to find roles that align with their core values. WORK180 champions workplace transparency and publishes data regarding pay gap, workplace benefits and leadership equity.In this episode, Gemma:Explains key findings from WORK180's annual What Women Want report as well as the three biggest priorities for women when deciding on a new employer Talks to the fact that WORK180 endorsed companies are able to build trust more effectively by being transparent and by actively increasing women's representation - she also outlines what else these companies are doing differently to attract female talent Gemma, on the transparency women want:"There's been such a distrust built over the years where employers have put out these flashy branding materials around how they support people but not really walking the talk. On our platform, we rank over 7000 employers [on a number of measures such as] their paid-parental leave policy; their promotion rates of women; pay; and other policies and support so that women have that knowledge before they apply for a role." Links:Read the What Women Want Report 2025Visit WORK180 and compare jobs, employers, policies and work benefits and find a workplace that suits youFor Career & Leadership coaching, connect with Rebecca Allen on Linkedin or visit the Illuminate website Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Gemma:After spending a decade in the tech industry, facing sexism and discrimination, Gemma Lloyd co-founded WORK180 in 2015 with the mission to create a more equitable working world for women. Trusted by millions across the U.S., U.K., and Australia, WORK180 champions workplace transparency and progress. Gemma regularly speaks on diversity, equity, inclusion, and women's entrepreneurship. Her work has been featured on Channel 10's The Project, Channel 7's The Today Show, Sky News, ABC Radio, and The Drum. About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs.
Today’s we're doing something a little different thanks to our mates at ANZ. We’re teaming up with ANZ to talk about something really important: financial confidence and KiwiSaver. Hayley's sitting down with fellow ZM gal Georgia Burt to interview her about how she thinks about money, the future, and what she's learned along the way. Book your free KiwiSaver Check-in with ANZ and take a confident step toward your financial future. ANZ New Zealand Investments Limited is the issuer and manager of ANZ's KiwiSaver schemes. See advice statement, scheme guides and product disclosure statements at anz.co.nz. See omnystudio.com/listener for privacy information.
The Government says it will act on all 19 recommendations from Parliament's banking inquiry - and it's committed to increasing scrutiny around the banking sector. This comes as Westpac and ANZ report significant increases in profit, prompting concern from experts. Kent Duston from the Banking Reform Coalition says the proposed changes make good steps forward, but it's unclear how much of a difference they will make. "I think the big issue here is that the banks simply don't care. Whatever Parliament says - we're on the back of an inquiry from the Commerce Commission, another inquiry from Parliament from the select committee...whatever it is Parliament's saying, clearly the banks aren't listening." LISTEN ABOVESee omnystudio.com/listener for privacy information.
ANZ this week reported a record full year profit of 2.53 billion dollars. Its CEO Antonia Watson says the result is a reflection of the economy, and shows New Zealand is starting to turn the corner. Watson spoke to Corin Dann.
Growing optimism that the US government shutdown could end this week has lifted share markets, including the ASX-200. Plus, ANZ has reported a full-year cash profit of $5.8 billion, down by 14 per cent after factoring in legal penalties and the costs of mass redundancies. For more, Stephanie Youssef spoke with Mathan Somasundaram, CEO of Deep Data Analytics.
Federal MP Zali Steggall is predicting the Liberal Party will be obliterated if it backs down on Net Zero. With a decision imminent this week from the embattled Opposition Leader over its policy stance. Zali says now is the time for Sussan Ley to stand up to the Nationals. In this episode of The Briefing, Natarsha Belling is joined by Zali Steggall, who says we are all paying the price for the lack of action on the climate crisis. Headlines: The United States Senate has voted to end a government shutdown, two senior BBC executives have resigned, and ANZ has recorded a 10% decline in yearly profits. Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastFacebook: @LiSTNR Newsroom See omnystudio.com/listener for privacy information.
Leaders are running on fumes. There are plenty of reasons why plenty of leaders are feeling fatigued right now. In this ep, I am exploring my observations of the issues many clients are struggling with and some ideas to combat it.We are talking about:Navigating constant change and tech moving faster than policy or skill developmentDilemmas surrounding forging team connection and collaboration The increased need for 'ambiguity tolerance'Making time to be strategic and not getting caught up in the detailCommunicating clearly and consistentlyFocusing on EQ skills and resilienceManging diverse expectationsAnd maintaining an authentic leadership style (despite all the above!)Rebecca on leading through ambiguity:"Ambiguity tolerance has become a core leadership skill because being able to have all the data, or having clear answers at your fingertips, is becoming rarer. The speed at which execution is needed also has leaders expected to make confident decisions even when data is incomplete. If you are feeling the tug of expectations, you are not alone." (Rebecca Allen, host Her Ambitious Career)Links:Here are some solutions: Ep 199 – Leadership Fundamentals (Part 3): Adaptability & ResilienceAnd: Ep 195 – The Top 5 Skills Employers Want Most This Decade Are Human-CentricAnd: 3 Reasons You Need a Career Coach Like Me (9 min)Book a Career Strategy Call with RebeccaRate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca
The boss of our largest bank says its latest rise in profit doesn't tell the full story. ANZ New Zealand's annual profit has reached a new record high of $2.53 billion – up 21% on last year. That compares to a 13% rise for Westpac and no major change for BNZ and ASB. But Chief Executive Antonia Watson told Mike Hosking when you exclude the bank's hedging investments, cash profit isn't rising nearly as fast. She says that headline growth in a cost of living crisis is very uncomfortable, but underlying profit is only up 4%. LISTEN ABOVE See omnystudio.com/listener for privacy information.
On the Mike Hosking Breakfast Full Show Podcast for Tuesday 11th of November, the mess with Te Pāti Māori has resulted in the expulsion of two of its MPs and a communication breakdown is being blamed for the situation. ANZ CEO Antonia Watson is on to talk their massive record profit and bank margins amidst the RBNZ capital review. Dimitrius Koloamatangi is the Kiwi star of the new 'Predator: Badlands' film, and joined for a chat about his role in a major Hollywood franchise. Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Säbel, Florett und Degen - das sind Waffen, die man beim Fechten benutzt. Aber sind die eigentlich spitz und wirklich gefährlich? Und warum tragen Fechter weiße Anzüge und Masken? Die Antworten haben unsere drei Gäste vom Hamburger Fecht-Club bei Mikado - eurem Podcast für Kinder.
The battle of the bank BS is back. BNZ, who announced their profit last week, talked of the strong competition out there. But I note their margin went up, up, 6 points to 2.43%. So if there is so much competition, how come the margin is up? Then came the claim from the Reserve Bank among others that the big banks are being tardy when it comes to passing on the Reserve Bank cuts to us punters. Smaller banks are sharper. SBS claims they have hoovered up almost 6000 new customers as changing banks has become easier. Remember SBS last week put out their 3.99% money, limited to certain people, but a market leader nevertheless. Now tied into all of this is the retail bank's long held argument that the margin is higher because they need the cushion, because the Reserve Bank makes them store away too much money for troubled times. But, those rules are changing and changing in the retail bank's favour. In other words; less money required therefore, in theory, it should mean smaller margins. You can also put in there the simple truth that has always been in play - there is nothing stopping us shopping around. We have a good number of retail banks and they do do deals. I know because I've done deals. Some banks will shave decent margins to get your business. The trouble is a lot of us are too lazy to try and moaning is easier than hustling. So who is right? Are the retail banks tardy? Is it a major issue? Is Nicola Willis right when she says things, and by "things" we mean rules, need to change? I of course have long argued that Willis is too much hype and it's not all that bad. But I'm increasingly moving towards accepting I'm wrong. As the Reserve Bank points out as wholesale rates drop the margins have risen, and on latest numbers, keep rising. Maybe, God forbid, Adrian Orr was right when he used to come on this programme and lambaste the banks for making too many excuses. What I do know is the conditions are increasingly right, either through wholesale rates or the changes to reserve rules, for us to see the margins fall and for the cuts to be passed through in full, and faster. And the longer that takes to happen the more we need to see the big banks as a problem and bad actors in the economy. LISTEN ABOVESee omnystudio.com/listener for privacy information.