Podcasts about ANZ

Southeast Asia's venture market is not in a downturn. It is in a structural winter, and mid-2026 is when that distinction stopped being academic. Kristie Neo returns to break down what is actually happening across the region: Singapore's IPO revival is real but is being carried by data centres and REITs rather than homegrown tech; allocators now rank Southeast Asia at the bottom of Asia behind China, India, Japan, Korea and ANZ; and a generation of growth-stage companies is being kept alive past the point where a merger or a wind-down would have served everyone better. Jeremy Au and Kristie also work through what could actually restart the funding ladder, from encouraging tech M&A and fixing university IP commercialisation, to tax incentives for angels and support for syndicate leads who can assemble the $1 million to $5 million rounds that Singapore currently cannot fill. If you are a founder raising in Singapore, Indonesia, Vietnam, Philippines, Thailand or Malaysia, or an LP trying to work out where capital goes next in Asia, this is the honest state of the market. Watch, listen or read the full insight at https://www.bravesea.com/blog/kristie-neo-southeast-asia-zombie-unicorns  BRAVE is Southeast Asia's leading tech podcast, hosted by Jeremy Au. Honest conversations with the region's top founders, investors, and operators on building startups in Southeast Asia. New episodes every week. Subscribe so you never miss one. Listen & Subscribe YouTube (English), YouTube (Bahasa Indonesia), Spotify (English), Spotify (Bahasa Indonesia), Spotify (Chinese), Spotify (Vietnamese), Apple Podcasts Follow BRAVE LinkedIn, X (Twitter), Instagram, TikTok, WhatsApp Follow Jeremy Au LinkedIn, X / Twitter, Instagram, TikTok, Facebook, Threads, Twitch Resources Get transcripts, startup resources & community discussions at www.bravesea.com #SoutheastAsia #VentureCapital #SingaporeIPO 00:00 Intro 01:00 Singapore's IPO revival and what is really lifting SGX 06:30 Safe haven status and the Indonesia allocation problem 09:34 Why Southeast Asia sits at the bottom of the allocator stack 14:58 A generation of zombie companies 18:07 The case for mergers, folds and consolidation 21:50 Fixing the funding ladder: who writes the first check 23:55 The IP commercialisation gap and university tech licensing 35:15 Rethinking how governments seed VC funds 41:24 Where can an LP put money today 45:00 Incentivising angels, syndicates and family offices 52:43 The information gap and parting thoughts

Oil prices rise as high as US$91/barrel overnight after Iran blows up two tankers and the Houthis blockade Saudi oil shipments via the Red Sea. The UK has a new Prime Minister who's looking at a tax cut, and New Zealand inflation is set to hit 4% today. In our deep-dive interview, ANZ's Chief Economist for Southeast Asia & India Sanjay Mathur analyses the effects of America's exceptional economic and corporate profit growth on Asia's economies. Before accessing this podcast, please read the disclaimer at https://www.anz.com/institutional/five-in-five-podcast/

The property market just shifted gears.  In this video, we break down the UPDATED 2026 Australian property market predictions for the second half of the year (July to December). With recent RBA interest rate hikes, massive federal budget changes to negative gearing and capital gains tax, and major banks like ANZ and NAB completely reversing their forecasts into negative territory, the property landscape looks entirely different from what it did in January. Whether you are looking to buy, sell, or hold your portfolio, you cannot afford to rely on old data.  Watch this mid-year breakdown to see exactly where house prices are heading next.    —    Thinking about buying an investment property in Australia in the next 3 to 12 months?     Then book your free strategy session here: https://www.pumpedonproperty.com/free-strategy-session     What can you expect from your free strategy session?    In your strategy session, we will discuss:    1. Where you are right now  2. Where you want to be long-term  3. What's been holding you back from achieving your property investment goals until now  4. Your next action steps    You'll walk away from the call with a clear plan in place and the confidence you need to invest in your next property.    —    

Looking to take your leadership team to the next level? Start at tieronepeople.comPeter Jones co-founded Nimo Industries with Leann Jones after living the core banking problem himself as a mutual bank CEO. Ten years ago he decided solve the problem for himself. Today, Nimo is a platform serving over 20 Australian banks and lenders, entirely bootstrapped. In this episode of Fintech Chatter Dexter asks Peter how his mutual sector background shaped the product. Peter shares his journey bootstrapping a bank grade technology platform through APRA-grade compliance. And shares real examples of how mutual banks are growing nationally on the Nimo platform.About Peter JonesPeter Jones is co-founder and COO of Nimo Industries, the Melbourne fintech building loan origination and core banking technology for Australian mutual banks, credit unions and non-bank lenders. Before starting Nimo in 2016, he spent close to two decades in banking, including as CEO of Plenty Credit Union and in roles at ANZ, NAB and ME Bank.What we discussWhy living the “CEO killer” problem of fragmented core banking as a mutual bank CEO shaped how Nimo builds its platformHow Nimo has stayed 100% self-funded for close to a decade Why Nimo dropped the word “startup” for “scale up” internally, and how that shift changed hiring standardsHow South West Slopes Credit Union used Nimo to drive its open banking and CDR strategyHow one mutual bank client went live on Nimo's platform in five to six weeks and a regional bank hit 30% growth and landed national exposureWhy critical thinking, not competency-based interviewing, is now Nimo's deciding hiring factorWhy Nimo is opening the door to outside investment after a decade of bootstrappingTimestamps00:00 Introduction 02:32 Understanding Nimo's Banking Solutions05:45 The Journey of Building Nimo Industries12:48 Addressing Regulatory and Technology challenges in Mutual Banks18:45 Building Trust with Mutual Banks21:51 Talent Acquisition Strategies in a Competitive Market29:07 Navigating Growth and Recruitment Challenges32:25 Lessons Learned from a Decade of Business34:38 The Importance of Resilience and Adaptability36:36 Cultural Fit in Scaling Teams38:08 The Role of Mindset in Organizational Success43:53 Navigating Change and Embracing AI47:45 Opportunities for NimoLinks & resourcesPeter Jones LinkedIn: https://www.linkedin.com/in/peterjonesaust/Nimo Industries website: https://nimoindustries.com/Nimo Industries LinkedIn: https://www.linkedin.com/company/nimoindustries/Send us Fan MailConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

He backed more than 250 startups worth $4.5 billion. Then he walked away.In this episode of The Quest for Success Podcast, Jam and Dylan Pathirana sit down with Michael Batko, the former CEO of Startmate and co-founder of Hourglass AI, for a deeply honest conversation about building ecosystems, backing founders, knowing when to leave, and redefining success on your own terms.Michael shares his remarkable journey from growing up in Poland and Austria to becoming one of the most influential figures in the Australian and New Zealand startup ecosystem. After studying in Vienna, Stockholm and London, and working at American Express, PwC and KPMG, he realised he "wasn't built for bureaucracy" and moved to Australia to start building. His first startup job came from a mate's Facebook post about a pet-sitting marketplace. Within a few years, he had joined Startmate as Head of Operations and was soon appointed CEO.Over eight years, Michael transformed Startmate from a scrappy accelerator into the engine room of the ANZ startup ecosystem, backing 228 companies with first cheques, making over 300 investments now worth $4.5 billion, and helping bring over 1,000 women and 2,000 students into startups. In December 2025, he made what he calls "the hardest decision" of his career and stepped down.The conversation explores his philosophy on backing founders ("back the hungry, not the proven"), his belief that luck is like a lightning bolt and you increase your odds by expanding your "surface area," the loneliness of leadership, his decision to leave Startmate at the top, and what he's building next with Hourglass AI, a company founded on the conviction that the businesses who win the next decade will be the ones with working AI systems in production now, not the ones reading about it.Michael also opens up about fatherhood, selling two businesses through LinkedIn posts (one in 10 days) and why he believes "being CEO" was never the goal, "building something epic" was.This is a conversation about what it means to dedicate yourself to other people's success, and what happens when you finally turn the lens back on yourself.What we cover:From Poland and Austria to the Australian startup ecosystemThe corporate career that taught him what he didn't wantFirst startup job at Mad Paws and scaling Expert360Joining Startmate and "literally re-founding" itBacking over 250 companies and the philosophy behind first chequesThe Heaps Normal investment and standing up to consensusLeading through loneliness and the weight of being CEOWhy he stepped down at the topHourglass AI and the execution gap in artificial intelligenceSelling businesses through a single LinkedIn postFatherhood and redefining successThe "surface area of luck" frameworkAdvice for founders and the future of the ANZ ecosystemConnect with Michael Batko:LinkedIn: https://www.linkedin.com/in/batkomichael/Hourglass AI: https://thehourglass.ai/Website: https://batko.aiSubstack: https://batko.substack.comFollow us on all your favourite platforms:Youtube: https://www.youtube.com/@TheQuestforSuccessPodFacebook: https://www.facebook.com/people/The-Quest-For-Success-Podcast/61560418629272/Instagram: https://www.instagram.com/thequestforsuccesspod/Twitter: https://x.com/quest4success_LinkedIn: https://www.linkedin.com/company/the-quest-for-successTikTok: https://www.tiktok.com/@thequestforsuccesspodWebsite: www.thequestforsuccesspodcast.com Please share this around to anyone you think will get value from it : )

The ASX 200 recovered from early losses to close up just 3 points at 8,809, despite weakness across the region, particularly in Korea. Once again, the banks held firm, with the Big Bank Basket rising to $283.41 (up 0.8%). ANZ was the best of the bunch, gaining 1.1%. Insurers also rallied, with IAG rising 2.0% and SUN adding 0.9%.Other financials eased, with BVS falling 5.5% on profit-taking after a strong week. Industrials were generally soggy. CSL fell 1.3%, RMD dropped 4.9%, and technology stocks remained unloved. XRO fell 4.3% following CEO share sales, WTC drifted another 2.0% lower, and WBT crashed back to earth, falling 10.6%.TLS recovered 1.6% after its week from hell. REITs were surprisingly firm, with SCG up 0.3% and GPT gaining 0.2%. The supermarkets were not so super, with WOW down 0.8% and COL falling 1.9%.In resources, it was once again heavy going as Treasury yields rose and the gold price came under pressure. Iron ore stocks held firm, but the gold miners succumbed. NST fell 2.8%, while GMD gained 3.7% as RRL pulled out.In corporate news, RRL threw in the towel on its bid for VAU. OML extended due diligence for the three interested parties, while CCX soared following a positive trading update. There was nothing of note on the local economic front.Asian markets were mixed with the Nikkei 225 down 2.6%, the Hang Seng down 0.2%, and the CSI index down 1.7%. Kopsi crashed 9.0% as SK Hynix fell hard.US futures were weaker with the Dow down 208 and the Nasdaq down 388. European market expected to open 0.6% weaker.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

The ASX 200 rose 44 points to 8,806, up 0.5%, after a slow start, with the banks finding their feet. For the week, the ASX 200 fell 38 pts. CBA rose 0.5% and ANZ gained 0.8%. The Big Bank Basket rose to $281.06 (0.6%). Other financials also firmed, with MQG up 0.9% and NWL rising 2.2%. ZIP rallied 2.0%. REITs were better, with GMG up 0.2% and CHC rising 2.2%. In the industrials, we saw some profit-taking, with TLS under pressure now that Vicki Brady is back on board from her holiday. WOW and COL were also in profit-taking mode after defensive buying earlier this week. Elsewhere, the healthcare sector pulled back after a strong week, with CSL down 2.1% and RMD falling 0.9%. Technology stocks were under pressure, unable to capitalise on the improved outlook for US software companies, with XRO down 1.3% and WTC falling another 1.8%. The All-Tech Index fell 0.6%.Resource stocks were the heroes today, as the iron ore miners pushed higher. BHP bounced 2.5%, RIO also recovered after yesterday's heavy falls, rising 3.8%, while FMG edged up 2.0%. Gold miners were back in the green after this week's weakness, with EVN up 3.4% and NST gaining 1.7%. Lithium stocks remained under a little pressure, with PLS up 0.4%. Oil and gas stocks eased, with WDS and STO both lower. Uranium stocks were stronger, with PDN up 4.1%, while SLX was one of the standout performers, soaring 9.4%.In corporate news, INA responded to media reports of an approach from PPC. BVS jumped after it upgraded its FY26 earnings. WTC fell despite reassuring the market on DSV relations. SFR up strongly on an increase in its Black Butte mine life. There was nothing of note on the local economic front.Asian markets were mixed with the Nikkei 225 up 1.7%, the Hang Seng up 1.3%, and the CSI index down 1.0%. Kopsi up 4.2% ahead of SK Hynix debut. European futures were narrowly mixed.US futures were weaker with the Dow up 12 and the Nasdaq down 153. Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

The ASX 200 fell another 19 points to 8785 (0.2%) as resources were once again under pressure. Well off the lows though of around 120 pts down. BHP fell 2.3% on potential strike action, RIO dropped 2.6% and FMG held up relatively well. Lithium plays remained depressed, with PLS down 3.3% and LTR falling 4.3%. Gold miners were also under pressure, although well off their lows, with NST down 1.7%, EVN crashing 4.2% and GMD also in trouble. LYC managed a small gain, as did BSL. Oil and gas stocks were a bright spot as crude prices rose, with WDS up 3.2% and STO rising 5.8%. Coal stocks also fared better, with WHC up 2.1% and YAL rising 4.0%. Uranium stocks were mixed.The banks were once again a safe haven, with the Big Bank Basket rising to $279.89  (0.98%) as CBA added 0.9% and ANZ jumped 1.2%. MQG slid 0.5%, while other financials were also under the pump, with NWL dropping 3.9%. Insurers were firmer on higher bond yields. REITs also pushed ahead, with SGP up 5.1% and SCG rising 0.8%. Healthcare took a breather today, with RMD dropping 0.8% and SIG falling 0.7%. The tech space was once again unloved, with WTC giving back recent gains, falling 7.3%, and XRO dropping another 1.2%. NXT fell 1.0%, while TLS eased % as a serious outage damaged the brand. The All-Tech Index down 1.4%. Retailers firmed, with WES up 0.5% and JBH gaining 1.9%.In corporate news, RMD sold a software business, GGP appointed a new COO, and ADH warned of a $43m loss driven by impairments.On the economic front, the RBNZ raised rates for the first time in three years. Locally, dwelling commencements fell 11.2%.Asian markets were weaker. The Nikkei 225 fell 1.2%, Hong Kong up 2.9%, China dropped 0.2%, while the Kospi fell 5.5% following Samsung's results. European futures were slightly weaker.US futures were also softer, with the Dow down 99 points and the Nasdaq off 42 points.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

There's division over whether the Official Cash Rate will be hiked or hold steady at 2.25%. ANZ and BNZ are both picking it will be raised by 25 points. NZIER is expecting the Reserve Bank's board to be split and for Governor Anna Breman to make the captain's call on it. NZIER Senior Economist Ting Huang told Ryan Bridge her own group had mixed views but one prevailed. She says the majority of members thought holding it at 2.25% was the best option. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Rheinland-Pfalz-Ausstellung künftig nicht mehr in Mainz, Anzünden von Kerzen und Grablichtern auf Friedhöfen vorübergehend verboten und Planungen für die neue Großsporthalle in Mombach werden konkreter. Das und mehr heute im Podcast. Alle Hintergründe zu den Nachrichten des Tages finden Sie hier: https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/rheinland-pfalz-ausstellung-kuenftig-nicht-mehr-in-mainz-5850633 https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/brunnen-und-bewaesserung-so-nutzt-die-stadt-trinkwasser-5831988 https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/wegen-trockenheit-grablichter-auf-friedhoefen-verboten-5842793 https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/grosseinsatz-in-ebersheim-wegen-haeuslicher-gewalt-5849253 https://www.allgemeine-zeitung.de/lokales/mainz/stadt-mainz/plaene-fuer-mainzer-grosssporthalle-werden-konkreter-5626722 Ein Angebot der VRM.

In today's episode we are exploring the primary role of a team leader and I am sharing some of the coaching questions I might ask a leader to help them develop team capability.Today we're talking about a question every corporate leader eventually faces:“What is my primary role as a team leader?”Is it simply to deliver results?Is it to control outcomes?Or to take responsibility when things go wrong ?Or, is leadership actually about developing people so the team can consistently perform at a higher level and behave autonomously?This is what we are talking about today on the podcast - what the primary role of the leader truly is.I am also sharing 3 powerful coaching questions I might ask a leader, working with me for executive coaching, to help them develop team capability.Rebecca, on asking yourself different questions as leader: "A leader who only focuses on targets may get short-term performance - while a leader who develops capability builds long-term performance. The question shifts from: “How do I get this done?”, to “How do I help my team become capable, confident, accountable, and high performing?”Links:Get a copy of Rebecca's 7 Strategic Shifts to Position You as a High-Impact LeaderBook a free 15 minute Career Strategy call with Rebecca to get your career off to a fresh start. Don't stay stuck - get new thinking and new action to move forward in your careerRate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a warm and dynamic Leadership Coach who helps build high-performing leaders and teams by working on 4-core pillars: how do we want to show up; how do we want to add value; how should we elevate our thinking; and how should we elevate our communication? Rebecca has coached managers through to CXOs at Woolworths, Coles, ANZ, RBA, J.P. Morgan, PwC, ANSTO, Ministry of Defence, Frontier Sensing and abbvie through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca

 Australia's biggest banks just dropped massive updates for the property market!  In this video, we break down the official 2026 housing forecasts from the top economists at CBA, ANZ, and NAB. Whether you are looking to buy your first home, invest in property, or want to know what your current home is worth, these major bank predictions change everything.

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In Episode 118,The Occupational Philosophers dive into a totally different format! Together with Natasha Redman, host of the very popular‘Casa De Cambio' podcast, they have created their first ‘mash up' podcast episode which invites them to be both guests and hosts to each other on one show! In this episode they explore a wide range of topics including: What's the best Quentin Tarantino movie? What was the best career advice you've ever received? What have John and Simon learned about curiosity in over 100 episodes? Who are the 4 horsemen of Nirvana? Why saying ‘I don't know' is so powerful How to stay curious (even when under pressure) What questions should organisations be wrestling with today? How should any change initiative start? How can you implement changes when ‘all is in flux'? If you change all the planks of the ‘Ship of Theseus', is it still the ‘Ship of Theseus'? Where do organisations struggle when it comes to change? The danger of ‘Toxic positivity' and how to counter it Why ‘pet projects' can derail change programmes What is the secret of the universe….sorry….scrub that, wrong podcast And as ever, enjoy the Thought Experiment …this time it's: Who's in the house? About Natasha Redman  Natasha Redman is an experienced change practitioner and project professional, with a proven track record in system implementations, organisational change initiatives and large-scale transformations. She has managed change initiatives at Australia's biggest companies (including ANZ, Telstra, Australia Post, Accenture, NAB, Newcrest), holds multiple certifications and is well versed in both agile and waterfall delivery methods. Natasha's passion for all things change led to her creating and hosting a successful podcast about change, technology, innovation and leadership.   Learn more about Natasha  https://www.linkedin.com/in/natasharedman/ https://www.casadecambio.com.au/   References https://www.thethe.com/ https://www.amazon.com/World-Needs-Your-Art-Creativity/dp/1683503732 https://conneradvisory.com/daryl-conner/ Bad Boy Bubby https://www.imdb.com/title/tt0106341/   Casa De Cambio - Free webinar 9th July https://www.linkedin.com/posts/changify_agile-changemanagement-erptransformation-activity-7475121753778806785-K9ax?utm_source=share&utm_medium=member_desktop&rcm=ACoAAABIFFkBQKyN-YVNoL5dWZCukKlPAEKDwCI   John and Simon hope you enjoy the show as much as they enjoyed making it. It's the reason they started this show - interesting, cool and creative people who have taken the path less travelled and kicked arse!  Say Hello to the OP  www.occupationalphilosophers.com Their day jobs JOHN www.bowlandconsulting.com SIMON www.simonbanks.com.au  

The ASX 200 dropped 56 points today to close at 8,723 (0.6%), with the banks suffering steep losses. CBA dropped 2.4%, and ANZ fell 2.5%, with the Big Bank Basket declining to $266.89 (-2.3%). Other financials were mixed, with MQG falling 1.2%, although HUB had a good day, rising 5.4%. REITs were again a little on the nose as distributions and higher bond yields continued to weigh on the sector. SCG fell 0.3%, and CHC dropped 2.7%. Industrials painted another mixed picture, with ALL falling 2.1%. Retail was also mixed, with JBH down 2.8% and WOW falling 1.8%. COL was hit hard following reports it was interested in acquiring the Green Cross veterinary business. TLS fell 1.0%. Healthcare was again mixed, with CSL continuing to add to recent gains, rising 3.2%, while RMD fell 1.6%. In technology, XRO dropped 2.8%, while WTC fell 0.4%. The All-Tech Index slipping 1.0%, helped by another strong performance from CPU, which gained 1.0%.In resources, a mixed picture as S32 sold its aluminium business to AAI, jumping 9.7%. BHP up 0.9% and FMG managing a 0.5% gain. Gold miners continue to push lower, NST down 0.8% and NEM falling 1.9%. Lithium stocks improved, PLS up 1.8% and LTR roaring 2.4% ahead. Oil and gas flat, uranium stocks slightly better, PDN up 6.8%.In corporate news, IPX jumped 5.9% after it secured up to $US6.6m from the US DoD to expand domestic production. ORI rose 1.6% after it agreed to proceed with its Hunter Valley Hydrogen Hub in NSW, with construction scheduled to begin in 2026 and first production targeted for early 2029. ASX reached an agreement with the corporate regulator and the Reserve Bank to reset its risk review program. WDS has assumed the role of operator of the Gippsland Basin oil and gas venture from 50% partner ExxonMobil. PPT jumped 16.8% before a trading halt as EQT look to have made a NBIO.On the economic front, building approvals fell slightly.Nikkei 225 up 0.8%, Kospi down1.2% HK closed and Shanghai unchanged. US futures drifting DJ down 163, Nasdaq down 81. Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

In this episode, Chandra and Paul discuss Paul's recent travels to Australia and New Zealand for an ANZ roadshow, where he engaged with JD Edwards customers and partners about modernization, SAAS, and customer successes. They explore the challenges many JD Edwards customers face worldwide, particularly the struggle to shift from infrequent, large upgrade cycles to a more agile, iterative approach with continuous adoption and improvement.03:35 ANZ Roadshow Overview06:39 Similar customer problems16:35 Paul's tips for adjusting to time differences22:18 Feeling at home with JD friends27:01 Midwesternism

For two centuries, multinational enterprises (MNEs) have arrived in waves on Australia's shores. Highly visible and influential household names among them – Ford, IBM, Kodak, Electrolux, ANZ – but also many smaller, lesser-known enterprises. Foreign MNEs in Australia today account for almost half of our top 2,000 firms and control over A$1.4 trillion of assets. There is much we do not understand about these important institutions, why they chose to invest here, how they entered, and why some firms survived for long periods, while others exited. The history of MNEs, more than most topics, is inextricably connected to international experience. Across half a century of research, their history has emerged as a vibrant field of investigation in North America, Europe, and, increasingly, Asia. MNE activity in Australia, briefly referenced in some of these studies, formed an important part of the global presence of many firms. This is the first history of foreign MNEs in twentieth-century Australia, filling a major gap in the economic and business history literature of Australia and of the history of international business globally. It integrates the important and distinctive Australian experience with an extensive international and comparative scholarship on big business and MNEs. Bibliographical reference to the interview's book: Ville, Simon, Pierre van der Eng, André Sammartino, David Merrett, and Monica Keneley. 2026. Global Enterprise in Australia: International Business Down Under since Federation. Routledge. https://doi.org/10.4324/9781003586272. My interview with Prof Simon Ville about the first volume on the history of MNEs in Australia https://newbooksnetwork.com/in... Bibliographical reference: Ville, Simon, and David Merrett. 2022. International Business in Australia Before World War One Shaping a Multinational Economy. Palgrave. https://link.springer.com/book... Presented by Paula de la Cruz Fernández, Ph.D. Learn more about your ad choices. Visit megaphone.fm/adchoices

The ASX 200 played out a nil-all draw today, closing up just 16 points at 8,764 in a session of highs and lows. Some EOFY shenanigans were evident in a handful of stocks. The banks held firm, recovering some of yesterday's losses, with ANZ up 0.5% and the Big Bank Basket steady at $269.71 Insurers eased as bond yields steadied, with QBE down 0.2% and SUN off 0.7%. Other financials also slipped, with NWL down 2.8% and HUB falling 4.8%. Industrials were patchy. WES continued higher and JBH found ongoing support. Healthcare stocks took a breather after recent gains, with CSL slipping 2.4% and RMD down 0.9%. Technology was mixed after early weakness, with XRO edging higher and WTC finding some friends, up 0.5%, almost the reverse of the last few trading sessions.Resources also attracted some buying, although it was hardly convincing. BHP rose 0.8% and RIO outperformed, up 2.2%. Gold miners returned to the green, but only just. Lithium stocks remained under heavy pressure after CATL talked up sodium-ion batteries. PLS fell 6.3% and LTR dropped 5.7%. Oil and gas stocks edged higher, with WDS up 0.8% and STO rallying 1.4%.In corporate news, DGT rose 5.8% after CEO Juniper departed. 4DX fell 9.0% despite receiving TGA approval, while NWH unchanged after announcing new contract wins. There was nothing of note on the economic front today.Nikkei 225 down 4.4%, South Korea down 8%, HK down 1.6% and Shanghai down 2.4%.US futures slide again, DJ down 112, Nasdaq down 397 .Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

As we hurtle towards election day - superannuation has once again become a red-hot issue. National will campaign to lift the age of eligibility - while other parties have firmly ruled out such an idea. Our superannuation problem isn't going away though, so is it time we have a proper conversation about means testing? Joining Emile to discuss is Miles Workman from ANZ.

Oil prices fall another 4% as more tankers get out of the Persian Gulf. Australian inflation data sends mixed signals in May, which is keeping the RBA on alert for inflation. And Australia's unemployment rate is forecast to fall, albeit slightly. In our deep-dive interview, ANZ's Head of Geopolitical Risk Cameron Mitchell analyses the stuttering end to the Iran conflict. Before accessing this podcast, please read the disclaimer at https://www.anz.com/institutional/five-in-five-podcast/

Other banks are expected to follow suit as ANZ drops its mortgage rates from today. Its standard one-year fixed home loan rate's dropping by 14 basis points to 5.25%, while the two and three-year rates will be cut by 20 basis points. The move comes after Westpac cut its longer-term home loan rates last week. Loan Market CEO Bruce Patten told Mike Hosking banks are all a bit quiet at the moment. The mortgage advisor says they had a really busy period before Christmas and then the Iran war kicked off in February, so he thinks the move is an attempt to stir up business. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The ASX 200 finally made up its mind after oscillating between positive and negative territory and closed down 29 points at 8,787 (-0.3%). Resource stocks were back on the nose as the gold price slipped lower in Asian trade, with NST down 2.7%, EVN down 2.5%, and NEM down 2.1%. BHP eased slightly, along with RIO, while lithium stocks once again came under pressure, with PLS down 1.1% and MIN off 2.5%. Most resource stocks finished lower on the day. Uranium stocks also came under pressure, along with oil and gas names, with WDS down 0.4% and VEA falling 2.4% on news of issues with its refining capacity.The other sector struggling today was technology, which simply can't seem to catch a break. After a small bounce yesterday, WTC once again succumbed to selling pressure and fell 4.4%, while XRO continued its recent decline, falling 5.3%. TNE also had a shocking session, down 7.1%. Data centre stocks were weaker following the sell-off in the US, with NXT down 1.7% and MP1 coming back to earth by 5.1% Industrials were mixed, although we did see some defensive buying in TLS and the supermarket stocks. The banks were firm and helped limit the market's losses. CBA rose 0.5%, ANZ was one of the best performers, up 1.4%, and the Big Bank Basket closed at $273.76 (+0.8%).Retail stocks drifted lower, as did healthcare, although CSL slipped back into negative territory. Retail names eased as bond yields pushed slightly higher. Fast-food stocks were also weaker, with CKF down 5.4% and DMP falling 5.2%.In corporate news, WTC remained in focus after the company said Richard White was not aware of any investigation by the AFP. RWC fell 3.0% after announcing it would close its brass casting operations in Victoria. There was nothing on the economic front today.Nikkei 225 down 1.8% South Korea down 4%, HK down 1.5% and Shanghai down 1.8%. US Futures - Dow Jones down 300, Nasdaq down 630 European futures showing a 1% loss.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Have you ever had a proactive recruiter on your team, advocating for you in the background? Today I am talking with Jonathan Foxley about how to stand out in an increasingly competitive recruitment market.In this practical episode, experienced recruiter Jonathan Foxley and I are talking about a range of different topics including:1. Getting hired in today's market2. The impact of AI on your application and how to circumnavigate that3. Real-world stories about how candidates have stood out amongst a sea of candidates4. The critical advantage having an experienced recruiter advocating for youJonathan, on the value a proactive recruiter can have on your career: "My role is to advocate for candidates, understand their drivers, enthusiasm and ambition, where they want to go, and the impacts they've made in previous roles so I can talk to that when I'm advocating for them to my clients and essentially getting them a foot in the door."Links:Visit the Fox Talent websiteConnect with Jonathan on LinkedinConnect with Rebecca Allen on LinkedinGet a copy of Rebecca's guide, 7 Strategic Shifts to Position You as a High-Impact Leader Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Jonathan:Jonathan Foxley is the founder of Fox Talent, a boutique search firm based in Sydney. Originally from England and raised in South Africa, Jonathan began his career as an accountant before moving into the talent sector in 2008. With over 17 years' experience, he partners with growing businesses to find great people across finance, operations and beyond. He also leverages this experience to support senior professionals in navigating their career moves. Known for his strong networks and straight talking style, Jonathan is passionate about delivering a genuinely personal experience for both clients and candidates.  About Rebecca:Rebecca Allen is a warm and dynamic Leadership Coach who helps build high-performing leaders and teams by working on 4-core pillars: how do we want to show up; how do we want to add value; how should we elevate our thinking; and how should we elevate our communication? Rebecca has coached managers through to CXOs at Woolworths, Coles, ANZ, RBA, J.P. Morgan, PwC, ANSTO, Ministry of Defence, Frontier Sensing and abbvie through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca

UK Prime Minister Keir Starmer announces his plan to resign. The market reaction is benign, on hopes his expected replacement, new Labour MP Andy Burnham, will run a tight budget. And the US dollar is on a roll against the yen. In our deep-dive interview, ANZ's Head of Asia Research Khoon Goh, sees the Monetary Authority of Singapore (MAS) responding again to inflation pressures by tightening policy next month. Before accessing this podcast, please read the disclaimer at https://www.anz.com/institutional/five-in-five-podcast/

On this week's show, we wade through a big news cycle: the US-Iran peace deal that forced us to dump our oil stocks, the SpaceX IPO trading at a jaw-dropping 1,750 times PROPCAF while losing money, and the brief Korean stock market circuit breaker that felt a little too dotcom-era for comfort. Tony does a Pulled Pork on Suncorp Group, freshly returned to the buy list after divesting its banking arm to ANZ, and I run the numbers on the Dogs of the Dow versus QAV over five years.

On the Mike Hosking Breakfast Full Show Podcast for Thursday 18th of June, ANZ's Sharon Zollner gives her pick for what the Q1 GDP number will be. Winston Peters doubles down on his calls for those involved in the MBIE scandal to be arrested. Mike asks Waitomo's Simon Parham whether the Commerce Commission's warning about petrol prices is justified. Dame Noeline Taurua talks through her Silver Ferns' Commonwealth Games squad – and surprises Mike with one of her answers. And global popstar Charlie Puth is coming back to our shores, so he joined Mike to talk his Super Bowl performance and his love of Paul Simon. Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The chief economist of our largest bank says there's no reason our economy can't bounce right back if the Iran peace deal lasts. GDP data due to today is expected to show the economy grew between 0.7% and 1% in the March quarter. A contraction is possible in the June quarter. But ANZ's Sharon Zollner told Mike Hosking things should hopefully pick up again, straight away. She says interest rates are high, and the world may remain weary for a while, but commodity prices are high and the Kiwi dollar is quite soft. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Το διοικητικό συμβούλιο της αποθεματικής τράπεζας, Reserve Bank of Australia, συνεδριάζει σήμερα και αύριο και οι Westpac, ANZ, Commonwealth Bank και NAB προβλέπουν ότι θα αποφασίσει να αφήσει αμετάβλητα τα επιτόκια στο 4.35%.

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Broker market share has finally crossed the historic 80 per cent threshold, but how much higher can the third-party channel actually go before artificial intelligence kicks in? Join host Annie Kane, senior journalist Charlie Tchetchenian, and commercial content writer Ben Squires as they dissect a monumental week of news for the mortgage industry. The team discusses National Australia Bank, major warnings from ANZ and Westpac predicting a substantial slowdown in mortgage lending, and a steep drop in investor activity off the back of proposed federal budget tax changes. This week, they discuss: The MFAA data revealing broker market share surged to a record 81 per cent in the March quarter. Why National Australia Bank completely reversed its rate forecast to predict the next cash rate move will be down. How major banks are forecasting a sharp slowdown in mortgage credit and property price growth for fiscal year 2027. And much more!

Today we're talking about a situation that comes up sometimes in leadership coaching engagements - a newly appointed leader who inherits an existing team and then struggles to establish credibility.This is one of the reasons organisations bring me in as a leadership coach. On paper, promoting this person to leader makes sense. The leader is capable, experienced, technically strong, maybe high-performing in previous roles.But then they step into a new leadership position with an inherited team… and things start to wobble.Maybe the team doesn't fully buy in. Momentum slows. Relationships become strained. The leader starts second-guessing themselves.In today's episode we are exploring why this transition can be so hard and how coaching can help the leader build engagement and thrive.Rebecca, on taking a step back in the first few days and weeks of your new leadership role: "What makes it particularly difficult is that many new leaders think they need to prove themselves quickly. So they overcompensate. They move too fast. And they try to establish authority before establishing trust."Links:Get a copy of Rebecca's 7 Strategic Shifts to Position You as a High-Impact LeaderBook a free 15 minute Career Strategy call with Rebecca to get your career off to a fresh start. Don't stay stuck - get new thinking and new action to move forward in your careerRate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a warm and dynamic Leadership Coach who helps build high-performing leaders and teams by working on 4-core pillars: how do we want to show up; how do we want to add value; how should we elevate our thinking; and how should we elevate our communication? Rebecca has coached managers through to CXOs at Woolworths, Coles, ANZ, RBA, J.P. Morgan, PwC, ANSTO, Ministry of Defence, Frontier Sensing and abbvie through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca

Interest rates have begun to creep back up. New Zealand's largest bank, ANZ, has increased its rates across the board, hiking everything by 20 basis points except the one-year rate, which only increased by 10. It's rates now start at 4.69% for its six-month “special” and go up to 6.49% for five-year terms. So how high will they go and what should you do? Ed McKnight joined Jack Tame to offer some advice. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Hair-Stylistin verloren in Paris und die Kostümdesignerin hat uns in Italien verlassen. Deshalb haben wir nicht all die chicen Anzüge und Outfits an, die George Clooney in Jay Kelly trägt, aber besprochen wird der Film trotzdem. Achtsam Morden geht ebenso weiter und außerdem berichten Stefan & Bob über einen Krokodil-Geburtstag, einen im Indoorspielplatz und über's Papa-Kind-Zelten.

According to this head of legal, it's "almost impossible" to have workplace excellence without also building and maintaining a good and kind team culture. Here, she unpacks how to tick all boxes. In this episode of The Lawyers Weekly Show, host Jerome Doraisamy welcomes back ANZ head of legal Danielle Nahum to discuss why a culture that is good and kind is not incompatible with achieving excellence, whether legal leaders are adequately focused on the need to tick all boxes, whether what constitutes excellence is evolving, and challenges standing in the way of excellence and good culture. Nahum also reflects on how and when she learnt the need to strike the right balance between achieving excellence and creating the right kind of culture, how she looks to implement this in her own team, the importance of proactively managing such issues, identifying elements contributing to suboptimal outcomes or culture, better managing scattered workforces, better integration of team members with different cultures, and how leaders can stay calm and ensure such priorities do not fall down the to-do list. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts (The Lawyers Weekly Show) and by following Lawyers Weekly on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@lawyersweekly.com.au

A former broker was charged this week with alleged involvement in the Penthouse Syndicate's mortgage fraud ring. The Adviser senior journalist Charlie Tchetchenian and commercial content writer Ben Squires uncover the latest in the mortgage fraud investigation and the ongoing work being done to stamp out criminal activity. The duo also review the fallout from the incoming negative gearing and CGT changes, looking at which lenders are moving quickly to strip negative gearing benefits from their serviceability calculators, and new dramatic projections warning of a sharp drop in investor activity. This week, they discuss: The major NSW Police update on the "Penthouse Syndicate" mortgage fraud investigation, which has seen a Sydney broker and bank manager arrested over tens of millions of dollars in fraudulent loans. How major lenders – including NAB, ANZ, Macquarie, and Suncorp – are rapidly updating their serviceability calculators to eliminate negative gearing benefits for established properties following the federal budget announcements. The federal court ordering Westpac to pay a $26 million penalty for repeatedly failing to properly process borrower hardship requests over a six-year period. And much more!

Leadership. Sales. Marketing. Work-life balance. Let's learn it all from D'Leanne Lewis.My guest today is Dleanne Lewis a Principal Real estate agent of Laing & Simmons in Double Bay, Sydney. D'Leanne is responsible for the sale of some of Sydney's most prestigious properties. She has won multiple awards for her work and commercial impact and was also one of the agents featured in Luxe Listings Sydney, a high-end real estate reality show which premiered in 2021 on Amazon and aired for 3 seasons. In today's conversation D'Leanne is talking about her early career, how she now balances a phenomenally successful career with motherhood, and shares too her leadership, sales and marketing philosophies with us.  D'Leanne, on the value of building relationships: "Vendors should expect a higher level of service [from their agents] - they should demand it. The industry should be lifted to expect that. The seller must know fundamentally that you're doing everything you can and that they can trust you and that you'll go beyond expectations to deliver for them."Links:Visit D'Leanne's websiteConnect with Rebecca Allen on LinkedinGet a copy of Rebecca's guide, 7 Strategic Shifts to Position You as a High-Impact Leader Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About D'Leanne:D'Leanne is a Principal of Laing & Simmons Double Bay and a licensed Real Estate Agent, responsible for the sale of some of Sydney's most prestigious properties. Working with Laing & Simmons Double Bay over the last 30 years has seen D'Leanne develop and maintain a strong understanding of sales and marketing in all areas of the residential and commercial property market. She also offers a breadth of experience in consulting on residential properties and development sites. Her personal philosophy behind her many successes is simple and unwavering: consistently deliver the highest level of service and commitment to buyers and sellers alike. D'Leanne has been honoured three times as the New South Wales Residential Salesperson of the Year and awarded Australian Residential Salesperson of the Year also by the Real Estate Institute of New South Wales. D'Leanne has been the highest income producer within the national Laing & Simmons Group for the last 25 years and featured in the Amazon TV Series Luxe Listings Sydney which aired for 3 seasons. On a personal level, D'Leanne is a mother to 3 beautiful girls and enjoys having the best of both worlds, combining motherhood and her professional life.  About Rebecca:Rebecca Allen is a warm and dynamic Leadership Coach who helps build high-performing leaders and teams by working on 4-core pillars: how do we want to show up; how do we want to add value; how should we elevate our thinking; and how should we elevate our communication? Rebecca has coached managers through to CXOs at Woolworths, Coles, ANZ, RBA, J.P. Morgan, PwC, ANSTO, Ministry of Defence, Frontier Sensing and abbvie through her Roadmap to Senior Leadership coaching program. Connect with Rebecca

“We're in a world surrounded by so much data and AI we can get lost in the noise of it all, and I've found that throughout my year as a performer, the amount of times people say to me, you know, your content is great, but your energy, your essence, your presence is what really makes us attracted to connecting with you…” Sarah Rowan Top Five Tips For Staying Human, Creative and Connected In 2026 1. Choose presence over performance2. Create spaces where people feel safe, seen and connected3. Prioritize quiet...stillness is becoming a superpower4. Grow your tech skills... and your human skills... side by side5. Get your hands in the dirt TIME STAMP SUMMARY01:39 Human connection and presence are essential, 06:05 Creating a safe space for people to be creative, free from judgment and ridicule.12:48 Learning bit by bit to avoid burnout and stay present.18: 50 Finding small ways to connect with nature, even in urban environments, to improve their overall well-being. Where to find Sarah?Website                             https://artistsarahrowan.com/about/LinkedIn                            https://www.linkedin.com/in/artistsarahrowan/ Sarah Rowan Bio Sarah Rowan (who now goes by Rowan) is an artist and thought leader who empowers individuals and organizations to ignite a better future through creativity. As one of Australia's top Speed Painters, she has lived and breathed the dynamic process of transformation for over 20 years, turning blank walls and cavasses into thought-provoking pieces of art, with limited time and often in front of a live audience. Merging her artistic talent with her passion for public speaking, Rowan has reimagined the role of the artist, pushing the boundaries of a studio-based pursuit into a trail-blazing performance genre that challenges the limitations of time and space.After graduating from Converse College in 2003 with a BFA in Studio Art, Rowan started an art business in Greenville, South Carolina, USA before moving to Sydney to expand her horizons. It was here that she used the process of creative futurism to overcome depression, challenge chronic illness and create a new future for herself and her family. No longer shackled by societal norms, she has stepped into the full power of her truth personally and professionally.Rowan's strong emotional storytelling, along with her ability to paint fast and think fast has captivated hundreds of clients like Nestlé, ANZ, AMP, Ernst & Young, Woolworths, Sydney Airport, and Priceline. She has inspired audiences to embrace their own creativity which she believes is a “birthright to all” and to date has painted at over 600 events raising over $400,000 for charity.Other clients include: SAP, Netball World Cup, Salvation Army, Terry White Chemmart, YPO, City of Sydney, Commonwealth Bank, American Express, Doterra, Department of Defence, Mirvac, Australian College of Nursing, Liberty Finance, University of Sydney, NAB, ANZ, Dexus, Fastway Couriers, AUSCAM, Bombay Sapphire, International Canadian School Ho Chi Min City, etc.

Fresh out of the studio, Alex Topaloski, CEO and Co-founder of Pulse ID joined us in a conversation on his company's customer engagement infrastructure powering Visa's cardholder offers across Asia Pacific. Drawing on Pulse ID's recent white paper, The Age of Knowing, Alex unpacks the three forces reshaping bank loyalty: interchange, partnerships, and intelligence. He explains why banks have solved the data problem but still struggle with engagement, walks through agentic AI architectures and the minimum effective nudge principle, and lays out why Asia-Pacific diversity demands distinct playbooks for Australia, Japan, and Southeast Asia. Closing out, Alex argues the next 12 months belong to banks that prioritize the last mile — where ROI on a decade of data investment finally lands and lays out what great would look life for Pulse ID moving forward."So we are making that transition from being a system-of-record platform for engagement, loyalty, and rewards to being a system-of-action platform that drives measurable behavioral change. And I think that is quite a big step forward. The efficiencies that clients are able to get—the outcomes, the revenue, ROIs that it can get on interactions—it's something that people are now going to start experiencing." - Alex TopaloskiEpisode Highlights:[00:00] Quote of the Day by Alex Topaloski, CEO of Pulse ID[01:13] Introduction: Alex's career journey[03:41] Pulse ID: Infrastructure platforms as invisible organs[06:26] Lifelong learning as the hardest conviction to hold[08:11] What Pulse ID does as a B2B fintech infrastructure company[09:26] Defining the era of intelligence[10:56] Two stages: data architecture, then engagement[12:56] Why super apps deliver smoother journeys than banks[16:11] Why loyalty platforms struggle to absorb new signals[17:26] Why customer engagement is the wrong primary KPI[19:41] MCP as a way to act without seeing the full data[20:26] The Visa, GCash, JCB partnership playbook[22:41] Why move-fast-break-things fails in B2B finance[24:11] Smart pricing as the hardest model to scale[25:26] Operating across Singapore, Japan, ANZ, UAE, Oman[27:56] Multiple AI brains across the stack[29:26] The guardrail principle: AI selects tools, not data[31:11] System of record to system of action[34:11] Where the moat sits when foundation models commoditize[35:56] The Asia-Pacific market diversity playbook[38:41] The boardroom decision in the next 12 months[40:56] What great looks like for Pulse ID[41:41] Book recommendation: The FountainheadProfile: Alex Topaloski, CEO of Pulse IDMain Site: https://www.pulseid.com/LinkedIn: https://www.linkedin.com/in/topaloski/Podcast Information: Bernard Leong hosts and produces the show. The proper credits for the intro and end music are "Energetic Sports Drive." G. Thomas Craig mixed and edited the episode in both video and audio format.

National has confirmed it will campaign on lifting the retirement age, with leader Christopher Luxon saying the current system is "unworkable and unaffordable." But any changes will need bipartisan support, and currently that isn't looking likely. Treasury's December forecasts estimated the annual cost of superannuation will hit $30 billion by the end of the decade, so if the age isn't changed, what can be done to make sure superannuation remains affordable? Miles Workman is a senior economist at ANZ, he chats to Jesse. [picture id="4JSJ8GV_matt_bennett_78hTqvjYMS4_unsplash_jpg" crop="16x10" layout="full"]

Today I am going to help you get that promotion. Because today, we are challenging the assumption that your boss is rooting for you...Wake up! I mean that in the kindest possible way. :)Assuming your boss is currently consumed with all the reasons s/he should promote you is a massive mistake. Because here's the thing: perhaps they are looking for all the reasons not to.In this episode I am sharing three reasons your boss won't promote you. This 12 minute clip could be all you need to shake things up and finally.... get that promotion!Rebecca, on challenging your assumptions: "You might have been asking yourself: 'What do I actually have to do to get promoted?!' and no doubt it's driving you crazy. Well, here's the thing: promoting you is a potential career risk to your boss - so why should they promote you?"Links:Book a free 15 minute Career Strategy call with Rebecca to get your career off to a fresh start. Don't stay stuck - get new thinking and new action to move forward in your careerRate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Rebecca:Rebecca Allen is a warm and dynamic Leadership Coach who helps build high-performing leaders and teams by working on 4-core pillars: how do we want to show up; how do we want to add value; how should we elevate our thinking; and how should we elevate our communication? Rebecca has coached managers through to CXOs at Woolworths, Coles, ANZ, RBA, J.P. Morgan, PwC, ANSTO, Ministry of Defence, Frontier Sensing and abbvie through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca

When money is tight you might reasonably expect shoppers will turn to second-hand stores instead. However, the Director of the Salvation Army stores said they've seen the opposite, describing the drop as 'significant' and a 'shocker'. ANZ card spending data backs that up. Spending for second-hand goods fell 3.2 percent in March and 3.3 percent in April. There are 125 Salvation Army Family Stores across the country, Gareth Marshall the National Director spoke to Melissa Chan-Green.

With fuel prices expected to be impacted for at least six months, the flow on effect on household expenses is likely to last through to the new year. The Prime Minister says the conflict in the Middle East brings "huge amounts of anxiety and worry and concern," for New Zealanders. Meanwhile, ANZ spending data out on Tuesday showed an unusually large drop in grocery spending for the month of April of 1.4 percent. Not surprisingly, our spending at the petrol pump has gone up 22 per cent since February. Economist Cameron Bagrie spoke to Melissa Chan-Green.

We're spending more on fuel, crowding out most other areas. ANZ card data from April shows spending at the pump jumped 0.9% on top of March's 20% hike shortly after the Iran war began. Spending on retail, public transport, car dealerships, and the normally recession-proof health and beauty sector all took a hit. There was an unusually large drop at supermarkets too – 1.4%. First Retail Group Managing Director Chris Wilkinson told Mike Hosking they've seen a decisive shift in how we grocery shop. He says people are opting for different brands and being smart with their money. LISTEN ABOVE See omnystudio.com/listener for privacy information.

ANZ announced a 6% jump in half-year profit to $3.8 billion but its shares barely moved on the results. LIV Golf is months away from bankruptcy after its biggest backer pulled its multi-billion dollar backing of the golf league. Nine Network has done a major overhaul of its tech…and people… to try and to compete against the TikToks, YouTubes and Netflixes of the world. _ Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

Most of us have used ChatGPT, Claude, CoPilot or one of the many AI platforms.  Yet few of us really understand how to integrate AI into our organizations so that we get maximum benefits with the fewest possible disruptions.Meet Dr. Michael Kollo,  Chief of AI Transformation at Qualitas and author of "Future-Ready with Generative AI". He spent over 20 years in quantitative finance at BlackRock, Fidelity, and AXA before pivoting to help organisations navigate AI transformation. Michael has delivered AI programs to ANZ (4,000 staff), Macquarie, IFM Investors, and HESTA. He holds a PhD from the London School of Economics and hosts the Curious Quant podcast On this episode  of a Seat at The Table Mike will be discussingWhy AI transformation is fundamentally a mindset challenge, not a tools challenge.How the patterns he learned as a quantitative analyst during the 2008 financial crisis help him see through today's AI hype.How language-based AI is different from previous automation, and why that changes the way leaders need to think about organizational design and human roles.How to help teams adapt to AI without creating panic or paralysis.So let's sit down with Mike and get an insider's view of how to successfully bring AI into our organizations.USEFUL LINKSThe website for Michael Kollo's book: https://futurereadygenai.com/The Climb with Cherie Clonan The Climb is a podcast for people building something meaningful and finding their..Listen on: Apple Podcasts SpotifyVisit A Seat at The Table's website at https://seat.fm

Today I had the privilege of interviewing Nicole Yade, CEO of WAGEC (Women and Girls' Emergency Centres) established to support women and their children, seeking support from situations of domestic violence. Australia continues to struggle with a national crisis in terms of violence against women with 1 in 4 women having experienced violence from an intimate partner since the age of 15 and nearly 9 in 10 hospitalisations for assault by a partner – were for females (Source: AIHW).Today, Nicole Yade is sharing insight from her diverse role as CEO at WAGEC and how she needs a multitude of skills to adapt to lots of different stakeholders including individual women and their children; communicating with Ministers; and meeting with people with inter-generational wealth who want to invest their money into an NGO such as WAGEC. We also talk about the misconception that NGOs struggle to attract the best talent... and the kinds of people who do well in NGOs.Nicole, on NGOs attracting the best talent: "One of my pet peeves... is hearing the idea that if you were really good at your job you'd be working for government or in a corporate setting. But for me, nothing could be further from the truth. What I see everyday at WAGEC, I see people [in our team] who are really good at their jobs, with incredible heart and soul and professionalism and adding wisdom to some of the most complex problems in our community."Links:Connect with Nicole and the work of WAGEC at www.wagec.org.auConnect with Nicole Yade on LinkedinInstagram follow Nicole Yade (@nicoleyadee)Connect with Rebecca Allen on LinkedinGet your copy of Rebecca's free guide, 7 Strategic Shifts to Position You as a High-Impact LeaderRate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Nicole:Nicole Yade is the CEO of the Women's and Girls' Emergency Centre. She has over 25 years experience leading, designing, and delivering services for marginalised people in the NGO sector. Much of this work has involved working across cultures with traumatised populations, including extensive work with victim survivors of violence, refugees, and Aboriginal communities. In 2024 Nicole was awarded the Chief Executive Women Not for Profit scholarship which enabled her to attend Harvard University to study leadership development. Nicole holds a MA in Counselling and Psychotherapy and a Bachelor Arts with Honors in Anthropology from The University of Sydney. She is a proud victim survivor advocate and was recently nominated as Advocate of the Year in Marie Claire's Women of the Year Awards.  About Rebecca:Rebecca Allen is a warm and dynamic Leadership Coach who helps build high-performing leaders and teams by working on 4-core pillars: how do we want to show up; how do we want to add value; how should we elevate our thinking; and how should we elevate our communication? Rebecca has coached managers through to CXOs at Woolworths, Coles, ANZ, RBA, J.P. Morgan, PwC, ANSTO, Ministry of Defence, Frontier Sensing and abbvie through her Roadmap to Senior Leadership coaching programs. Connect with Rebecca

“Every time decisions were made, I thought what I would've done differently?  I knew the other path was a bit of a risk — what would I do if I was on the other side?”Sweta Mehra is the National Australia Bank's (NAB) Executive General Manager of Personal Everyday Banking. Before joining NAB in 2025, Sweta spent nearly eight years at ANZ Bank—six years as Chief Marketing Officer across 34 global markets, followed by two years as Managing Director of Everyday Banking, where she held full P&L responsibility. During her tenure as CMO, ANZ doubled its digital sales in four years. Prior to entering financial services, Sweta built a 17-year career at Procter & Gamble in Singapore, where she held senior roles across strategy, brand management, and P&L leadership for global brands including Pantene, Tide, and Head & Shoulders. She also led P&G's Consumer & Market Knowledge function across Asia. Sweta has been recognised on Campaign Asia's Asia-Pacific Power List and featured in Australia's CMO50 for three consecutive years. You'll enjoy this inspiring conversation about the power of being very clear about who you are, and a guiding framework for navigating uncertainty and career change. This conversation is hosted by P&G Alum Sudha Ranganathan, who's spent over 19 years in diverse Marketing leadership roles at companies like P&G, PayPal, and LinkedIn where she's honed her passion for customer-centric marketing and talent development.

Die Tour ist vorbei und Thomas macht ... weiter, als wenn´s kein Morgen gibt. Er hat Auftritte, plant das Jahr und hat Zeit, endlich mal wieder auf die Fragen zu antworten, die sich in der Zwischenzeit angesammelt haben. Das Range ist wie immer seeeeeehr weit: Britney Spears, Anzüge, Live DVD´s - also wie immer, Ihr lernt hier mehr über Thomas als irgendwo anders.Mehr zu Thomas: https://www.thomas-anders.comWenn Ihr eine Frage an Thomas stellen wollt, schreibt an podcast@thomas-anders.com - diejenigen, deren Fragen im Podcast aufgegriffen werden, bekommen die exklusive TA Podcast Tasse - also, schreibt uns Eure Adresse mit in die Mail. Hosted on Acast. See acast.com/privacy for more information.

ANZ reported a sharp fall in retail activity last month, March card data shows a more than 4 percent drop in spending at general clothing stores and a 6 percent drop at shoe stores, compared to last year. Overseas, France is bringing in an enviromental fee on fast fashion brands; it will rise to 10 euros an item by 2030. Retail New Zealand said local business have compliance costs and health and safety standards that off shore operators are not held to and it's time to look at a level on overseas retailers. CEO Carolyn Young spoke to Lisa Owen.

Being prepared is one of those things that sounds straightforward until you actually look at a leader's calendar. Back-to-back meetings, a constant stream of reports from different teams, and negotiations that require you to know the full history of a relationship before you've even said hello. The pressure to be across everything is massive. The time to actually get there rarely is. In this episode, I sit down with Joseph Lyons, President of ELMO Software, to talk about how he uses AI in genuinely practical, day-to-day ways. From personalised daily briefs for his exec team to turning a six-hour strategy workshop into clear, actionable outputs, Joe shares how AI is reshaping the way he prepares, thinks, and leads. We also get into how he uses AI to prepare for tough conversations, role play negotiations, and synthesise complex information across teams into something actually useful. If you’re curious about how AI can go beyond simple productivity hacks and genuinely improve the quality of your thinking, this episode is full of practical ideas you can apply straight away. Joe and I discuss: The ELT productivity agent Joe's team built, and how it delivers a personalised daily brief to each exec member every morning via Slack Why Zoom's AI summary wasn't enough for a six-hour strategy workshop, and what Joe used instead How he prepares for negotiations by feeding customer history, contract details, and commercial positions into AI to map out the game theory before the conversation begins Using Claude Voice in the car to think through difficult performance conversations and build a talk track before arriving at the office Why giving AI as much context as possible upfront is the key to getting useful output How Joe is using AI to synthesise reports from five or six different functions into a single, coherent weekly view with clear recommendations Key quotes "It's increasingly becoming my assistant in pretty much everything that I'm doing." "We were really conscious while we were in the meeting, like no one needing to take notes. We would actively talk to the AI and make sure we were clear on capturing actions." Connect with Joe Lyons on LinkedIn and check out ELMO Software at elmosoftware.com.au. Today's podcast was brought to you by ELMO Software. And they have a gift for you. If you work in HR, this free five-minute assessment is worth your time. ELMO Software's AI Maturity Assessment benchmarks you across two dimensions: whether you have the right foundations in place, and whether AI is actually delivering results. The assessment was built from research with 1,200+ HR leaders across Australia and New Zealand, so you're benchmarking against people navigating the same landscape as you. You'll get a personalised report with where you sit against ANZ peers, your biggest opportunities, and concrete next steps. Basically: it tells you whether your AI investment is paying off (or going nowhere). Take it here. My latest book The Health Habit is out now. You can order a copy here: https://www.amantha.com/the-health-habit/ Connect with me on the socials: Linkedin (https://www.linkedin.com/in/amanthaimber) Instagram (https://www.instagram.com/amanthai) If you are looking for more tips to improve the way you work and live, I write a weekly newsletter where I share practical and simple to apply tips to improve your life. You can sign up for that at https://amantha-imber.ck.page/subscribe Visit https://www.amantha.com/podcast for full show notes from all episodes. Get in touch at amantha@inventium.com.au Credits: Host: Amantha Imber Sound Engineer: The Podcast ButlerSee omnystudio.com/listener for privacy information.

It’s all anyone’s talking about: petrol. How much it’s costing, how much there is to go around and how much worse are things going to get? Is the panic caused by this consequence of war in the Middle East warranted, considering the humanitarian crisis unfolding at the same time? And how do we keep our cool, particularly those of us in regional areas where public transport is a myth? Plus, Sarah Ferguson has been caught up in a controversy that is, frankly, bizarre even for the royals: she’s been approached to clone and sell Queen Elizabeth's corgis for a reality TV show. Is cloning the late Queen’s pets the ultimate side hustle or a bridge too far? In other business, noughties fashion icon Rachel Zoe is back in the algorithm, and she’s hard launching her 'divorce era' on The Real Housewives of Beverly Hills. Is the 'Hot Divorcee' trope actually the most empowering thing on TV right now? And, we remember Married At First Sight expert Mel Schilling, who has passed away at 54. Her 'Why Not?' attitude and her work raising awareness of colon cancer is a legacy we’re holding close today. As Mel was passionate about telling busy women: If something doesn't feel right, please, get it checked out. SUBSCRIBERS:Get 25% off Nala with your Mamamia subscription. Click here to get your code. Ends 1st April. SUBSCRIBE here: Support independent women's media What To Listen To Next: Listen to the Quicky explainer: Tributes For MAFS Expert Mel Schilling & Explained: Petrol, Panic Buying & Price Pressure Listen to our latest episode: Three Very Different Opinions On Lindy West’s Throuple Listen: Polyamory, Cheating & The Marriage No One Wants To Believe Listen: An Unhinged List Of Rules No One Asked For Listen: Mia's Diary Note: Burnout & Bras & Books, Oh My! Listen: A Dangerous Influencer Trend & Scurrilous Lip-Reading Gossip Listen: 'Are Flaps In Or Out?' Mia's Rogue Oscars Fashion Feedback Listen: A Very Awkward Oscars & That Manosphere Doco Listen: What We Did Before 9am Connect your subscription to Apple Podcasts Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. SUBSCRIBE here: Support independent women's media Watch Australia's #1 podcast, Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: We need to discuss Fergie and the alleged 'corgi cloning'. Beloved MAFS expert, Mel Schilling, has died aged 54. Meghan Markle is coming to Australia. And so, it seems, is her jam. Rachel Zoe became one of the most famous faces in fashion. This is what her life looks like now. 'At 51, I know one thing. You aren't meant to be with one person for the rest of your life.' THE END BITS: Check out our merch at MamamiaOutLoud.com GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land on which we have recorded this podcast. ROYAL CANIN DISCLAIMER: Ipsos Telephone survey, 400 vets, December 2024 – January 2025 across Australia on behalf of Royal Canin, full details at royalcanin.com/au Sampling - *ANZ 18+, Petbarn loyalty members/in-store only. 1 gift & Draw Prize per/person. Ends earlier of 6pm AEST 16/05/26, or gifts exhausted. Retain entry form. Draw Prize: 1 year supply of Royal Canin wet cat food determined by Promoter (valued up to AUD $5,760). 3 Draw Prizes (across ANZ) conducted 2pm AEST on 02/06/2026 at Promoter’s address. Promoter: Royal Canin Australia Pty Ltd (ABN 88 092 020 178). Permits: ACT Permit No. TP 26/00398, NSW Authority No. TP/04930 and SA Permit No. T26/295. Visit www.royalcanin.com/au/competition-terms for full T&Cs.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.