Podcasts about ANZ

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Latest podcast episodes about ANZ

Add To Cart
Rebuilding The Body Shop: How Kira Macleod-Finke Replatformed in 90 Days and Reignited DTC | #520

Add To Cart

Play Episode Listen Later May 18, 2025 49:58


In this episode of Add To Cart, we sit down with Kira Macleod-Finke, Head of Direct-to-Consumer at The Body Shop Australia, the iconic beauty brand now certified 100% vegan across its global product range. With a retail career spanning T2, Country Road, Trenery, and Jeanswest, Kira shares how she led The Body Shop through two global buyouts, a decentralisation shift, and a three-month replatform from SAP Commerce Cloud to Shopify, with just 13 minutes of downtime. She reveals how she unified ecommerce and retail under one DTC team, turned L&D into a real-time CX engine, and kept her people calm and focused through an unpredictable transformation. This one's packed with honest leadership insights, practical team structures, and bold decisions that brand managers and ecommerce leads won't want to miss.This episode was brought to you by: Shopify PlusKlaviyoAbout your guest:Kira Macleod-Finke is a seasoned retail leader with over 20 years' experience driving transformation across some of Australia's best-known brands. As Head of Direct-to-Consumer at The Body Shop Australia, she leads the charge across both ecommerce and 130+ retail stores, unifying customer experience and commercial strategy under one roof. Formerly the ANZ retail operations for The Body Shop, and Global Head of Retail at T2 Tea, Kira has led teams across five international markets. Her career also includes senior roles at Jeanswest and Country Road Group, where she led large-scale retail operations and customer-focused change. With deep expertise in omnichannel retail, team development and CX design, Kira is known for combining operational rigour with purpose-led leadership to put the customer at the centre of every decision.About your host:Nathan Bush is the host of the Add To Cart podcast and a leading ecommerce transformation consultant. He has led eCommerce for businesses with revenue $100m+ and has been recognised as one of Australia's Top 50 People in eCommerce four years in a row. You can contact Nathan on LinkedIn, Twitter or via email.Email hello@addtocart.com.au We look forward to hearing from you! Hosted on Acast. See acast.com/privacy for more information.

Marcus Today Market Updates
End of Day Report – Thursday 15 May: ASX up 18 points | CBA and banks driving higher

Marcus Today Market Updates

Play Episode Listen Later May 15, 2025 12:32


The ASX 200 rose 18 points to 8298 (+0.2%) as the banks put in another solid day. CBA is up 1.3% with NAB once again slightly outperforming, ANZ up 1.7% with the Big Bank Basket up to $266.85 (+1.3%). MQG rallied 1.2% with other financials mixed. Insurers better, IAG rose 5.7% after signing a deal with RACWA. Up 5.7%. REITs were once again under pressure as yields continued higher as job numbers came in better than expected. SCG down 1.9% and GMG off 1.0%. Industrials rose, WES up 2.2%, and ALL recovered some of the dips yesterday,y up 1.9%, with WOW and COL slightly better. Tech rallied, and XRO released some good numbers, rising 4.7%. Resources failed to launch again, BHP down 0.7% with RIO off 0.4% and gold miners under siege as bullion falls again. GMD down 3.2% and NEM off 4.0%. Base metal and lithium stocks eased, MIN up 1.9%. Oil and gas slid back, WDS down 1.8%, and uranium mixed again.In corporate news, GNC leaped 8.8% on a positive update, and NWH fell 8.3% after a warning on the Valhalla steelworks sale process. MYX jumped 8.2% after Deloitte reviewed the Cosette $672m deal. TWE fell 5.2% as the CEO stepped down.On the economic front, the labour market showed strength, with a jump of 89k jobs in April, more than the 20k forecast. Asian markets drifted lower, with Japan down 0.9%, HK down 1.0%, and China down 0.7%. Dow futures down 0.5%, NASDAQ futures down 0.2%. Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

QAV Podcast
QAV 819 — The Roll Back

QAV Podcast

Play Episode Listen Later May 14, 2025 26:33


In this episode of QAV Australia, Cam and Tony navigate a turbulent market buoyed by a temporary rollback in US-China tariffs and a curious rally in Bitcoin. They break down the movements in gold stocks like Perseus (PRU), Ramelius (RMS), and West African Resources (WAF), unpack ANZ's (ANZ) CEO handover and the impact of its Suncorp acquisition, and look into Super Retail Group's (SUL) Q3 results. The episode also features deep dives into the governance concerns at Macquarie (MQG), a bizarrely massive dividend from Healius (HLS), a skeptical look at luxury drop shipper Cettire (CTT), and a pulled pork segment on outdoor advertising player oOh!media (OML). Cam also shares a personal health win, and the duo wraps up with some recommendations, banter, and a little Van Halen nostalgia.

Drive With Tom Elliott
Customer 'absolutely dumbfounded' after bank goes cashless

Drive With Tom Elliott

Play Episode Listen Later May 14, 2025 2:12


Michelle told Jacqui Felgate she was surprised to learn she wouldn't be able to take out cash at one ANZ branch. See omnystudio.com/listener for privacy information.

The High Flyers Podcast
#205 Gill Findlay: Rare Interview ft. the Powerhouse COO Behind SafetyCulture & Immutable; Career Planning & "Friend" over title

The High Flyers Podcast

Play Episode Listen Later May 13, 2025 85:21


Gill Findlay is the former COO of SafetyCulture and Immutable — two of most influential tech companies globally to originate from Australia. She scaled SafetyCulture from Get 3 months free of Notion Plus with unlimited AI — exclusive to High Flyers Podcast listeners. That's over $3K in value to help you move faster, automate notes, summarise research, and streamline ops. Claim it at https://ntn.so/highflyers and click "Apply Now" ***If you're keen to discuss sponsorship and partnering with us, email us at contact@curiositycentre.com today!  Hosted by Vidit Agarwal, Founder of Curiosity Center and The High Flyers Podcast.It's now time to explore your curiosity.    ***CLICK HERE to read show notes from this conversation. Please enjoy!***Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***The High Flyers Podcast is a "meticulously researched audio biography" that uncovers the untold stories of remarkable people and companies—redefining what it means to be a high flyer. Launched in 2020, it has ranked in the global top ten for past two years, with listeners in 27 countries and over 200 episodes released. A flagship product of the Curiosity Center, it has been featured in Forbes, Daily Telegraph, and at SXSW, offering raw, relatable insights from childhood to career, helping listeners become 1% better every day.200+ guests have joined Vidit Agarwal on the show from 15+ countries, including The CEO's of multi-billion dollar companies like Bunnings, Australia Post, Woolworths; Board Members at Macquarie Bank, ANZ, Reserve Bank; Former Prime Minister of Australia; Globally renowned tech leaders from Google, Microsoft, Xero; Successful Venture Capital and Family Office Investors; CIO's at the world's biggest superannuation funds; Leading Entertainers; Olympic Gold Medal Winning Athletes and interesting minds you wouldn't have heard of that are changing the world. Our parent company, Curiosity Center is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com***

Her Ambitious Career
Ep 181 - 3 Reasons Why You Mustn't Wait to Hire a Career Coach (Like Me!)

Her Ambitious Career

Play Episode Listen Later May 12, 2025 16:24


What if you learned something new that made you think: 'I wish I had known this 10 YEARS AGO!' How might life, or your opportunities, have been different? A number of my clients have said this exact thing to me about the career strategies they learn in my program... let's dive into why getting a coach earlier - even today - will set you up for success.In this ep, I am exploring how to find out if you'd benefit from working with a coach, like me (or otherwise!)...We are talking ambition, goals, (as well as having neither)...We are talking about feeling stuck, lacking visibility and support...What to expect from an initial call with a coach...And the 3 very tangible reasons why you must NOT wait another month, another week, another day before reaching out to a coach and getting the support you need to succeed!Something I said today:"My coaching niche is two-fold. It's about career strategy first and foremost. What's in it for you? What do you want from the next 12 months or 5 years? It's also about giving you the strategies - and the structure - to help you fast track your career, whether that's fresh opportunities or promotions to leadership or something else entirely that will give you the meaning and stretch you're looking for." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Watch Rebecca's online Masterclass and learn more career strategies!Ready to take action? Book your spot in Rebecca's calendar for a free Leadership Unlocked Call!Check Rebecca's 1:1 coaching program out, Roadmap to Senior Leadership, and our Foundational program, that helps you define your tangible value and apply confidently for the best roles: www.illuminategrowth.com.au Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

Fear and Greed Business Headlines
Fear and Greed Afternoon Report | 12 May 2025

Fear and Greed Business Headlines

Play Episode Listen Later May 12, 2025 3:51 Transcription Available


This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX flat Biotech sell-down ANZ boss starts Nine loves rugby US-China talks Support the show: http://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Marcus Today Market Updates
End of Day Report – Friday 9 May: ASX finishes up 40 points | Flat for the week

Marcus Today Market Updates

Play Episode Listen Later May 9, 2025 5:25


The ASX 200 rose 40 points (+0.5%) today, led by rebounds in banks and tech stocks. Most sectors in green. Financials lifted following a heavy selloff earlier in the week. MQG up 3.8% after reporting a profit rise. CBA up 0.9% while ANZ (-1.4%) lagged behind. Tech also firmed, riding a positive global lead from Wall Street on easing trade tensions. WTC up 1.1%, XRO up 2.7%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Money News with Ross Greenwood: Highlights
The Market Wrap with Tony Sycamore, Market Analyst IG Australia

Money News with Ross Greenwood: Highlights

Play Episode Listen Later May 8, 2025 9:01


A new trade deal between Britain and the US has sent shockwaves through the market. MARKET WRAP: ASX200: up 0.2% or 13 points at 8,191 GOLD: $3,343 US an ounce BITCOIN: 1 bitcoin is $155,013 President Donald Trump teased a trade deal coming in the next few hours, widely expected to be with Britain.. while the Federal Reserve announced an expected hold on interest rates, but pointed to another cut coming in July. 8 of the 11 sectors finished higher with Industrials the best of the bunch - thanks to a rally in Nasdaq futures boosting tech stocks… Computershare saw close to a 4% rise. Finance stocks were the biggest drag.. ANZ suffered a 1.5% loss after reporting flat year on year profits. CURRENCY UPDATE: AUD/USD: 54.41 US cents AUD/GBP: 48 British pence AUD/EUR: 57 Euro cents AUD/JPY: 93 Yen AUD/NZD: 1.08 New Zealand dollars See omnystudio.com/listener for privacy information.

Money News with Ross Greenwood: Highlights
Money News with Deb Knight - 8th May

Money News with Ross Greenwood: Highlights

Play Episode Listen Later May 8, 2025 39:03


A new trade deal between Britain and the US, The Federal Reserve leaves rates on hold, Could Vietnam be Australia’s next big trading partner, some flat results from ANZ lead to a drop in share price, and is the huge amount of money spent on election ads actually worth it? Hosts: Deborah Knight Executive Producer: Charlie Meller Technical Producer: Liam Achurch Publisher: Nine RadioSee omnystudio.com/listener for privacy information.

Tales from Tech Titans
The data you're sitting on could solve a problem that someone is willing to pay for | Tracy Moore

Tales from Tech Titans

Play Episode Listen Later May 8, 2025 75:04


Tracy Moore is a seasoned leader in Data and AI and the General Manager of AI & Data at MYOB. With 26 years of experience, she's been instrumental in building and leading AI and data teams to drive real impact. Her career spans major organizations like Skandia Life, Barclays Bank, ANZ, Teradata, Deloitte, KPMG, Xero, and Telstra.We're unpacking some big questions—have businesses truly tapped into the power of Big Data? How can data storytelling bridge the gap? And with AI chatbots dominating the scene, what's next for ethical AI, especially after controversial moments like Elon Musk's Grok-3 in India?

Marcus Today Market Updates
End of Day Report – Thursday 8 May: ASX finishes up 13 points | Trump to meet with UK PM

Marcus Today Market Updates

Play Episode Listen Later May 8, 2025 4:57


The ASX 200 closed with a gain of 13 points (+0.16%) after clawing back early losses as Trump teased a trade deal. Expected to be with the UK. Sterling and Aussie dollar rose on the news. Futures also jumped. Dow futures up 0.4%, Nasdaq futures up 0.9%. Most sectors in the green for the ASX 200. Financials, Healthcare and Consumer Discretionary exceptions. ANZ fell 1.9% after disappointing earnings. WBC down 4.1% after it went ex-dividend. Fell more than dividend. CBA down 0.3%, results next Tuesday. NAB bucked the trend and rose 1.4%. Gold miners led the rally. NST up 2.4% and EVN up 2.0%. Utilities and Industrials also did well. Defensive stocks popular after Powell's hawkish tone. Industrials helped by CPU (+3.1%). No clear reason for rise. AGL rose 2.2%, COL gained 1.1%. Resources mixed. Lithium, Copper down, Coal up. Iron ore miners flat to down. BHP flat, RIO up 0.1%, FMG down 0.7%. ORI rose 7.4% after a 40% profit lift to $250.8m and a dividend boost. GYG rose 3.3% after saying it will beat full-year profit forecasts and expand in the US.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

CommSec
Morning Report 08 May 25: Stocks rise as Powell says economy is holding up

CommSec

Play Episode Listen Later May 7, 2025 9:53


Wall Street staged a late rally, lifting stocks as the Federal Reserve maintained interest rates, signalling a cautious wait-and-see stance. Meanwhile, Disney outperformed expectations with a strong earnings report, propelling its stock higher, while Alphabet's shares declined amid concerns over market share erosion and ongoing antitrust scrutiny. In commodities, oil prices slipped nearly 2% as US gasoline inventories rose, while iron ore reached a two-week high on optimism surrounding China's stimulus measures. Closer to home, the ASX 200 is poised for a flat open on Thursday as investors await ANZ’s earnings results. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The High Flyers Podcast
#204 Miro's Andrey Khusid: LIVE (Rare) Interview — Scaling from Whiteboard Tool to $17.5B Giant with Product-Led Discipline

The High Flyers Podcast

Play Episode Listen Later May 6, 2025 59:08


Andrey Khusid is the founder and CEO of Miro, the world's leading visual collaboration platform used by 90M+ users with $400M+ in ARR and a $17.5B valuation. ***Sponsor offers just for you:-> Find out more about Vanta's special offer exclusively for you at https://vanta.com/high and get a special offer of $1,000 off to access your very own compliance superpower for your business today.-> Get 3 months free of Notion Plus with unlimited AI — exclusive to High Flyers Podcast listeners. That's over $3K in value to help you move faster, automate notes, summarise research, and streamline ops. Claim it at https://ntn.so/highflyers and click "Apply Now" ***In this rare public conversation, recorded live with an audience of top founders and operators in Sydney, Andrey reflects on:Why Miro waited years to raise VC funding and what changedBuilding Miro's B2C2B motion and expanding into global enterpriseWhy only 10–15% of users are design-focused and how that's often misunderstoodCapital efficiency and his philosophy of “burn little, insure yourself”Leadership habits as Miro scaled from 10 to 1,600+ employeesRe-calibrating culture, hiring senior leaders, and staying grounded as a global CEOPrioritising product, distribution, monetisation and culture and what's stayed constant since 2011Australian influences on his journey, and what's next for Miro***If you're keen to discuss sponsorship and partnering with us, email us at contact@curiositycentre.com today!  Hosted by Vidit Agarwal, Founder of Curiosity Center and The High Flyers Podcast.It's now time to explore your curiosity.    ***Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***The High Flyers Podcast is a "meticulously researched audio biography" that uncovers the untold stories of remarkable people and companies—redefining what it means to be a high flyer. Launched in 2020, it has ranked in the global top ten for past two years, with listeners in 27 countries and over 200 episodes released. A flagship product of the Curiosity Center, it has been featured in Forbes, Daily Telegraph, and at SXSW, offering raw, relatable insights from childhood to career, helping listeners become 1% better every day.200+ guests have joined Vidit Agarwal on the show from 15+ countries, including The CEO's of multi-billion dollar companies like Bunnings, Australia Post, Woolworths; Board Members at Macquarie Bank, ANZ, Reserve Bank; Former Prime Minister of Australia; Globally renowned tech leaders from Google, Microsoft, Xero; Successful Venture Capital and Family Office Investors; CIO's at the world's biggest superannuation funds; Leading Entertainers; Olympic Gold Medal Winning Athletes and interesting minds you wouldn't have heard of that are changing the world. Our parent company, Curiosity Center is where smart leaders get seen and smart brands get results. The home of the global top ranked High Flyers Podcast, 7-Star LIVE Events, Startup Playbooks Reports, Association Series Newsletter and Bespoke Advisory. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Commercial partners include the KPMG, Google, the University of Melbourne, Vanta, and more.*** 

Her Ambitious Career
Ep 180 - Know Your Team: Rational vs Emotional Problem Solving: Which Is Best?

Her Ambitious Career

Play Episode Listen Later May 5, 2025 12:23


Your team is full of individuals with different values (preferences and styles). The question I am posing today is: do you see merit in, or do you judge, values that are different from your own?I am looking at two different values-preferences today:1. Rational vs Emotional2. Impulsive vs ThoughtfulHow do you identify with each of these paired groups? Are there people in your team with the same preference/ style as you?Are there people in your team with the opposite approach to you?Do you see merit in all approaches or do you judge those that aren't like your own?Are you benefitting from the collective intelligence your team has because of these differences, or not?Something I said today:"As a leader it's important to look at the team as a whole and ask if you're fully utilising your collective intelligence - which means valuing different approaches to solving problems as being equally worthy." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get PromotedCheck Rebecca's 1:1 coaching program out, Roadmap to Senior Leadership, and our Foundational program, that helps you define your tangible value and apply confidently for the best roles: www.illuminategrowth.com.auOther episodes: 3 Questions to Ask Your Team Regularly to Build EngagementAnd: 17 Creative Ways to Celebrate Your Team and Boost Belonging Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

Mi3 Audio Edition
The CMO Awards Podcast Ep4: Earning the CEO and CFO's respect: What former marketing chiefs from Jurlique, Aldi, Mercer plus Tourism Australia's former CFO did to better narrate the commercial value of marketing

Mi3 Audio Edition

Play Episode Listen Later May 5, 2025 47:54


Host: Nadia Cameron - Editor - Marketing | Associate Publisher Short CMO tenure, job complexity, unrealistic expectations of delivery – commonly driven by short-term ultimatums – plus a disconnect on the metrics that matter, are all contributing to a dangerously common misalignment between CMOs and their CEOs and CFO. And it’s a recipe for trouble for marketing leaders wanting to enact strategic growth. That’s the view of four luminaries participating in the latest CMO Awards Podcast episode. All know a thing or two not only about providing marketing’s value as CMOs, but also now sit on the other side of the c-suite: ADMA CEO and former FMCG CMO, Andrea Marten; Lounge Lovers CEO and former Aldi and Westpac marketing chief, Samuel Viney; Adobe director of digital strategy group APAC and former Tourism Australia CFO, John Mackenney; and Seek commercial growth APAC leader and former consumer marketing lead for ANZ and customer chief at Mercer, Cambell Holt. There is an ongoing refrain marketing leaders need to do more to build and demonstrate commercial acumen and their value to the c-suite. And we have a fresh report making the point again: In the latest Gartner survey, only 27% of CEOs and CFOs reported their CMO’s performance exceeded expectations over the past year. Confidence in a CMO's ability to prove the value of marketing to the enterprise is held by just half (54%) of senior executives. Gartner’s survey also found only 34% of CEOs and CFOs agree with CMOs on the role of marketing in supporting growth. And only one in five CEOs and CFOs report receiving significant clarity from their CMO regarding marketing accountabilities. They’re sobering figures, and they’re not in isolation. Viney paints an all-too-common “chicken-and-egg” scenario: New CMO comes into an organisation and is confronted with demands to improve marketing’s performance “after the last person didn’t achieve what we expected”. “When asked if you’re going to be able to do it, the CMO will say of course I am, that’s why I’m here,” Viney comments. “What you get then is two challenges: Number one is you're perhaps being unrealistic with the expectations you're setting … secondly, just understanding the metrics that matter in the context of a new organisation, particularly if you're changing sectors, takes time.” As a former CFO, Mackenney agrees there’s a further translation issue between the language of finance and marketing which he’s constantly coming up against in his current role at Adobe – in fact, he often finds himself being the “CFO whisperer” for marketers. But he doesn’t put all the blame on CMOs. “I think it's incumbent on a lot of CFOs to better understand, actually, what are the levers that the CMO has, really, what are the some of the cost drivers and the benefits drivers there, so we can have a better understanding between two really critical roles in the organisation,” he says. Yet Martens points out we're still seeing many CMOs reporting on outputs like campaign performance instead of strategic business outcomes and things like customer growth, retention, margin, contribution, pricing, power and overall business improvement and business performance. “They're the metrics that, at the end of the day, the CEOs and the CFOs are looking for, and they're the metrics that actually influence the total enterprise value. They're the conversations that are not being had,” she says. Holt agrees CMOs need to do a better job of business-grade insight to align their own ability to deliver value. “Early on, I discovered the best way to align yourself and to create mutual understanding is to take on the task of learning someone else's language, then also take on the task of translation within the marketing function. Don't make it the CFOs challenge to learn your language, learn their language and speak it, and train as many people in your function as a marketing leader to speak the other person's language as well.” This CMO Awards podcast series is hosted by Nadia Cameron, associate publisher and editor of marketing at Mi3, plus program leader for the CMO Awards.See omnystudio.com/listener for privacy information.

3AW Afternoons with Dee Dee
Why a major Australian bank is ditching passwords for a million customers

3AW Afternoons with Dee Dee

Play Episode Listen Later May 1, 2025 7:51


ANZ is doing away with passwords on ANZ Plus — a digital-only banking service — in a bid to help protect customers from cyber attacks.See omnystudio.com/listener for privacy information.

The Mike Hosking Breakfast
Sharon Zollner: ANZ Chief Economist on the house price forecast and business confidence

The Mike Hosking Breakfast

Play Episode Listen Later Apr 30, 2025 6:02 Transcription Available


House prices are set to rise as businesses report less confidence With two further cuts expected to the OCR, ANZ is now expecting a 4.5% lift as opposed to 6%. Business confidence has also taken a tumble, with just 49% expecting improvements in the year ahead – down 9 points. ANZ Chief Economist Sharon Zollner told Mike Hosking the data was taken amid tariffs hitting the markets, impacting business confidence, investment, and employment. She says there may be a hint of a knee-jerk reaction that may not last, but only time will tell. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The High Flyers Podcast
#203 Airtasker's Tim Fung: Asian-Australian Roots, Happiness, Playbook on Formula 1 & TV Partnerships and public company realities

The High Flyers Podcast

Play Episode Listen Later Apr 30, 2025 72:46


Tim Fung is the founder and CEO of Airtasker, the leading local services marketplace with over $1.7 billion in job creation and a community of more than 2 million users. Since launching in 2012, Tim has scaled Airtasker from a Sydney startup to a publicly listed company on the ASX, expanding into the UK and US with a bold media-for-equity model and high-impact partnerships—including a recent deal with Formula 1's Racing Bulls team. A former investment banker at Macquarie, Tim's career spans modelling agencies, telcos, and marketplaces, underpinned by contrarian thinking and sharp execution.***Sponsor offers just for you:-> Find out more about Vanta's special offer exclusively for you at https://vanta.com/high and get a special offer of $1,000 off to access your very own compliance superpower for your business today.-> Get 3 months free of Notion Plus with unlimited AI — exclusive to High Flyers Podcast listeners. That's over $3K in value to help you move faster, automate notes, summarise research, and streamline ops. Claim it at https://ntn.so/highflyers and click "Apply Now" -> Check out https://remote.com/ and book your demo today and use our exclusive promo code EVREMOTE10 to unlock 10% off their: Employer of Record services on all full-time hires, Contractor Management Plus services and Global Payroll services during your first year with Remote.***If you're keen to discuss sponsorship and partnering with us, email us at contact@curiositycentre.com today!  Hosted by Vidit Agarwal, Founder of Curiosity Center and The High Flyers Podcast.It's now time to explore your curiosity.    ***CLICK HERE to read show notes from this conversation. Please enjoy!***Follow us on Instagram, LinkedIn or TwitterGet in touch with our Founder and Host, Vidit Agarwal directly hereContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***The High Flyers Podcast is a "meticulously researched audio biography" that uncovers the untold stories of remarkable people and companies—redefining what it means to be a high flyer. Launched in 2020, it has ranked in the global top ten for past two years, with listeners in 27 countries and over 200 episodes released. A flagship product of the Curiosity Center, it has been featured in Forbes, Daily Telegraph, and at SXSW, offering raw, relatable insights from childhood to career, helping listeners become 1% better every day.200+ guests have joined Vidit Agarwal on the show from 15+ countries, including The CEO's of multi-billion dollar companies like Bunnings, Australia Post, Woolworths; Board Members at Macquarie Bank, ANZ, Reserve Bank; Former Prime Minister of Australia; Globally renowned tech leaders from Google, Microsoft, Xero; Successful Venture Capital and Family Office Investors; CIO's at the world's biggest superannuation funds; Leading Entertainers; Olympic Gold Medal Winning Athletes and interesting minds you wouldn't have heard of that are changing the world. Our parent company, Curiosity Center is your on-demand intelligence hub for knowledge, connections and growth to achieve your potential, everyday. Join 200,000+ Investors, Founders, Functional Leaders, CEOs and Emerging Leaders. Learn with the world's best and be 1% better everyday at https://curiositycentre.com***

Her Ambitious Career
Ep 179 - 'Am I Enough?': The #1 Internal Barrier to Women's Success

Her Ambitious Career

Play Episode Listen Later Apr 28, 2025 10:47


Are you NOT applying for roles, or asking for the opportunities you want in your career? Could it be that you're doubting your value and wondering if you're good enough? If YES, this is the ep for you!Today I am taking you on a deep dive into this belief 'Am I (good) enough?' Because if you're running this 'story', it will be keeping you small and you won't be showing the world the best of you.Today let's do a dive into the subtext that lies beneath this belief (however unconscious this subtext might be to you).Let's also directly challenge this thinking  with 3 home truths so you can start taking control of your career!Am I good enough means...Am I ready enough?Am I qualified enough?Isn't it dishonest to apply for a role that looks too stretching?Intrigued? Jump in and let's tackle this common belief together!Something I said today:"'Am I Good Enough' really means 'Am I Good Enough, Just As I Am?'  This implies there's something missing: you need MORE experience or MORE qualifications to be worthy or valuable enough. But is that true? I say not!" (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get Promoted3 Major Systemic Barriers to Your Success: 3-Part SeriesPart 1: Ep 175 - The Culture BarrierPart 2: Ep 176 - The Bias BarrierPart 3: Ep 177 - The Work-Life BarrierCheck Rebecca's 1:1 coaching program out, Roadmap to Senior Leadership, and our Foundational program, that helps you define your tangible value and apply confidently for the best roles: www.illuminategrowth.com.au Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
Wealth Tracker: What's in store for Southeast Asia's fintech potential and which are the trends to watch?

MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong

Play Episode Listen Later Apr 28, 2025 18:08


Asia’s fintech landscape is undergoing a profound transformation, driven by rapid advancements in technology, evolving consumer expectations, and a renewed focus on financial inclusion. So what are the key trends, opportunities, and challenges shaping the future of fintech across Asia? On Wealth Tracker, Nadiah Koh speaks to Danny Levy, Managing Director of Asia and ANZ, Money20/20, to find out more.See omnystudio.com/listener for privacy information.

Kontrafunk - Die Stimme der Vernunft
Die Sonntagsrunde mit Burkhard Müller-Ullrich: Vergnügungsflug zum Papstbegräbnis

Kontrafunk - Die Stimme der Vernunft

Play Episode Listen Later Apr 27, 2025 55:21


27.04.2025 – Der Theologe und Philosoph Dr. David Berger (www.philosophia-perennis.com), der habilitierte Staatsrechtslehrer und Rechtsanwalt Dr. Ulrich Vosgerau sowie der Politologe und Politikberater Robert Willacker diskutieren mit Burkhard Müller-Ullrich über Selfies mit Leiche, über blaue Anzüge und andere Gewänder, über Kopftuch-Polizistinnen als Garanten für Recht und Ordnung, über die heutige Wien-Wahl und den erwarteten Wind of Change, über Wassersteuern und Wohnflächensteuern sowie über den zum Paroxysmus gesteigerten Kampf gegen rechts im Deutschlandfunk.

Kurzer Freitag
Kurzer Freitag - Episode 79: Teamevents

Kurzer Freitag

Play Episode Listen Later Apr 25, 2025 30:33


Bereits 1984 schickte das IT-Unternehmen IBM sein gesamtes Marketing-Team für ein Wochenende auf ein Teamevent in die Wildnis. Ohne Laptops, ohne Anzüge und nur mit Zelten & Kompass ausgestattet, lernte sich das Team neu kennen. So schuf das Event neuen Raum für Gedanken, Ideen und Innovationen, die die Produktentwicklung enorm voran brachten. Was ein Teamevent erfolgreich macht und wie es zielführend eingesetzt wird, wollen wir heute gemeinsam herausfinden.Hier kommt ihr zu unserer angesprochenen Folge zu unserem Boss-Tausch

Heather du Plessis-Allan Drive
Liam Dann: NZ Herald business editor at large on inflation expectations going up in new data

Heather du Plessis-Allan Drive

Play Episode Listen Later Apr 24, 2025 4:14 Transcription Available


Consumer confidence has gone back up - but new data indicates people are also worried about inflation. The latest ANZ-Roy Morgan survey shows consumer confidence rose 5 points to 98.3 in April - but inflation expectations soared 0.5pts to 4.7 percent, the highest reading since July 2023. NZ Herald business editor at large Liam Dann unpacked the factors contributing to this data. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Best of Business
Liam Dann: NZ Herald business editor at large on inflation expectations going up in new data

Best of Business

Play Episode Listen Later Apr 24, 2025 4:23 Transcription Available


Consumer confidence has gone back up - but new data indicates people are also worried about inflation. The latest ANZ-Roy Morgan survey shows consumer confidence rose 5 points to 98.3 in April - but inflation expectations soared 0.5pts to 4.7 percent, the highest reading since July 2023. NZ Herald business editor at large Liam Dann unpacked the factors contributing to this data. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Greener Way
Banking on the climate transition with Rachel Alembakis

The Greener Way

Play Episode Listen Later Apr 21, 2025 19:30


Australia's big five banks – ANZ, Commonwealth Bank, Macquarie Group, NAB and Westpac – have all committed to limiting or cutting financing to fossil fuel projects that they feel are not aligned to achieving a net zero future.This requires a lot of work on several fronts, and for investors it's about understanding how realistic the success of such initiatives is – but the data just isn't up to scratch. While our banks are performing well in terms of reporting on Scope 1 and Scope 2 emissions, there's far less transparency around Scope 3 emissions, or their financed emissions.U Ethical stewardship manager and friend of the podcast Rachel Alembakis joins Financial Standard managing editor Jamie Williamson to discuss why the fund manager is so committed to collaborating with Australia's big banks to ensure alignment with the Paris Agreement and improve data accuracy and transparency.This podcast uses the following third-party services for analysis: OP3 - https://op3.dev/privacy

Her Ambitious Career
Ep 178 - 11 Questions: Check If You're Being Set Up for Success (or Not) in Your Role

Her Ambitious Career

Play Episode Listen Later Apr 21, 2025 15:23


Are the conditions around you right for you to be successful? This is the topic for today's episode, coming in HOT! It is the joint responsibility of both you and your organisation to make sure you succeed. It is 100% the case that if you don't take control of your own career and its outcomes, no-one else will do it for you... Equally, your organisation should be taking proactive steps to make sure you have everything you need in place to succeed and thrive.Today I am sharing 11 different questions you can ask yourself to check in and see if you are indeed setting yourself up (and being set up) to succeed.This is a MUST-LISTEN if you're serious about your career!Something I said today:"You don't want to find yourself in a role that is a metaphorical 'glass cliff' : a role that was never setting you up to be successful from the outset." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get Promoted3 Major Systemic Barriers to Your Success: 3-Part SeriesPart 1: Ep 175 - The Culture BarrierPart 2: Ep 176 - The Bias BarrierPart 3: Ep 177 - The Work-Life BarrierCheck Rebecca's 1:1 coaching program out, Roadmap to Senior Leadership, at www.illuminategrowth.com.au Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

Heather du Plessis-Allan Drive
Sharon Zollner: ANZ chief economist on the bank predicting interest rates will drop further than expected

Heather du Plessis-Allan Drive

Play Episode Listen Later Apr 16, 2025 4:19 Transcription Available


ANZ is speculating interest rates will drop lower than previously expected - as the economy is predicted to need extra help to recover. The bank believes the OCR will bottom out at 2.5 percent, down from the 3 percent low that was previously predicted. ANZ chief economist Sharon Zollner says it's likely the Reserve Bank will give the economy an additional 'push in the back' to help boost a recovery. "It's too soon to make any concrete judgements on what might happen to our commodity prices or anything like that - but it does seem pretty likely that some pretty full-on uncertainty is going to persist for quite a long time." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Her Ambitious Career
Ep 177 - (Part 3) 3 Major Systemic Barriers to Women's Progression: The Work-Life Barrier

Her Ambitious Career

Play Episode Listen Later Apr 14, 2025 17:06


In this concluding part of this 3-part series, I am going to be sharing a major systemic barrier to women's career progression, namely The Work-Life Barrier.We are talking today about primary care givers, paternity leave, domestic duties, the Mental Load, societal stigmas and a whole lot of research that highlights the current imbalance between men and women in the workplace.Something I said today:"Until the stigma around men being accepted as class parents, as primary care givers for their own children, as worthy of lengthy paternity leave - until that stigma ends, we won't achieve genuine gender parity in the workplace." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get PromotedPart 1 of this series: Ep 175 - 3 Major Systemic Barriers to Women's Progression: The Culture BarrierPart 2 of this series: Ep 176 - 3 Major Systemic Barriers to Women's Progression: The Bias BarrierEp 110: The Problem with Values (Pt1): Is Being Overly Responsible Making You Anxious?Ep 111 – The Problem with Values (Pt2): Is Your Own Loyalty Limiting Your Career?Check Rebecca out at www.illuminategrowth.com.au DEI Links:Status of Women Report Card – 2024, annual report released by Australian governmentClimbing the ranks: Australia's gender equity breakthrough - Monash University Sharing of Housework in Couple Families - Australian Institute of Family Studies (AIFS)Superannuation & gender pay gaps by age group - WGEA ASFA urges action to close the retirement savings gender gap Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

Money News with Ross Greenwood: Highlights
The Market Wrap with Kyle Rodda, Senior Financial Market Analyst at Capital.com

Money News with Ross Greenwood: Highlights

Play Episode Listen Later Apr 10, 2025 15:50


The Australian market added $100 billion in value, rising 4.5% as traders cheered on the paused US tariffs. MARKET WRAP: ASX200: up 4.54%, 7,709 GOLD: $3,142 US/oz BITCOIN: $132,279 AUD BHP rallied 5.4%, Fortescue gained 6.2%, Rio Tinto was up 6.4%, while Mineral Resources had its best day in a while, rising 18.1%. Wisetech rose 8%, Xero up another 6.2% and Life360 up almost 11%. Westpac climbed almost 5%, NAB lifted 4.9%, Commbank rose 3.6% and ANZ was up 3.5%. Telstra lifted 1.4%, Sigma Healthcare rose 2.4% and Wesfarmers gained 2.6% Contact Energy, the only company of the top 200 to finish down, lost 1.6% in trading to $8.08 a piece. Serko, down 8.8%, and Sylait Milk, losing 3.7%. CURRENCY UPDATE: AUD/USD: 61.4 US cents AUD/GBP: 47.7 pence AUD/EUR: 55 Euro cents AUD/JPY: 89 Japanese yen AUD/NZD: 1.08 NZ dollars See omnystudio.com/listener for privacy information.

Heather du Plessis-Allan Drive
Jenee Tibshraeny: NZ Herald Wellington business editor on the Government's proposed changes to consumer finance laws

Heather du Plessis-Allan Drive

Play Episode Listen Later Apr 9, 2025 3:40 Transcription Available


The Government has introduced legislation that could see more than 150,000 mortgage holders miss out on hundreds of millions in compensation for mistakes made by ANZ and ASB. The Government wants to ensure lenders are not disproportionately punished if they fail to disclose all the right information about a product to their customers. NZ Herald Wellington business editor Jenee Tibshraeny explains what this could mean for the banks - and homeowners. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Mike Hosking Breakfast
Sharon Zollner: ANZ Chief Economist ahead of today's OCR announcement

The Mike Hosking Breakfast

Play Episode Listen Later Apr 8, 2025 3:45 Transcription Available


Economists are agreeing on where they think today's Official Cash Rate will land. They expect a 25 basis point cut to the OCR, down from 3.75%. ANZ Chief Economist Sharon Zollner told Mike Hosking there's a risk the Reserve Bank opts for a different strategy after the US tariff announcement. She says if it were to be a surprise, a 50-point cut is more likely than a pause. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Her Ambitious Career
Ep 176 - (Part 2) 3 Major Systemic Barriers to Women's Progression: The Bias Barrier

Her Ambitious Career

Play Episode Listen Later Apr 7, 2025 11:36


In this 3-part series I am going to be sharing the major systemic barriers to women progressing in their careers: today we are talking about The Bias Barrier.Bias can be unconscious (and conscious) and is a key factor underpinning the slowness of progress in seeing more women rise to positions of leadership and power.In this episode, I'm talking about three key factors:1. Affinity bias - the reason why many male leaders hire more men with similar experiences and backgrounds as them2. Loyalty bias - the assumption that women will remain loyal to their organisations, even if they are continuously overlooked for promotion3. Common assumptions made about women's needs and career aspirations, that are often wrongSomething I said today:"Bias occurs throughout the entire lifecycle of a women's career: from recruitment, professional development opportunities to promotion, mentoring advice and compensation discussions - at every career transaction, qualified women can be side-lined." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get PromotedPart 1 of this series: Ep 175 - 3 Major Systemic Barriers to Women's Progression: The Culture BarrierAnother ep: Ep 111 The Problem With Values: Is Your Own Loyalty Limiting Your Career? And: 3 Things NOT To Do This Year - talks to NOT internalising discriminationRebecca's recent blogpost: DEI is Alive and Well: 3 Steps to Combat Feelings of Disillusionment Check Rebecca out at www.illuminategrowth.com.au DEI Links:Forbes: What is Affinity Bias And Why Does It Matter?Australian Government: Status of Women Report Card – 2024, annual reportMonash University: Climbing the ranks: Australia's gender equity breakthroughSharing of Housework in Couple Families - Australian Institute of Family Studies (AIFS)WGEA: Superannuation & gender pay gaps by age groupASFA urges action to close the retirement savings gender gap About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. 

Money News with Ross Greenwood: Highlights
The Market Wrap with Adam Dawes, Senior Investment Adviser, Shaw and Partners

Money News with Ross Greenwood: Highlights

Play Episode Listen Later Apr 7, 2025 15:27


Donald Trump’s tariffs shattered Wall Street, and have increased the threat of global recession, with global markets, including the ASX suffering. MARKET WRAP: ASX200: down 4.23%, 7,343 GOLD: $3,046 US/oz BITCOIN: $127,575 AUD Commbank down 6.2%, Westpac down 5.6%, NAB 4.5% and ANZ 4.8% Mineral Resources off 11.8%, South 32 down 7.8%, and BHP falling 6.1%. Woodside Energy announced it would sell a $9.5 billion stake in its Louisiana LNG export terminal, but with the Energy sector down, still lost 5.8% to $19.25. Santos was worse off, falling 9.8%. Telstra dropped just half a percent, Sigma Healthcare fell 2.4% and Wesfarmers sank 4.9% Abacus Storage King might have got away with one today, with shares surging more than 20% to $1.40 after a takeover offer worth almost $2 billion was hurled their way. Challenger rose 7% after it told the market life insurer, TAL Dai-ichi Life, would take control of 15.1% of the company. While also flying in the face of market fear were Reece, up 3.7%, Wisetech Global up 2.2%, and CAR Group, up 1%. Star Entertainment which agreed to hand control of the casino group to the US-based Bally’s Group in a deal worth $300 million CURRENCY UPDATE: AUD/USD: 60.08 US cents AUD/GBP: 46.7 pence AUD/EUR: 54 Euro cents AUD/JPY: 87 Japanese yen AUD/NZD: 1.07 NZ dollars See omnystudio.com/listener for privacy information.

大话德语| 有关德语的一切
如何用德语介绍清明节

大话德语| 有关德语的一切

Play Episode Listen Later Apr 6, 2025 0:56


【 Qingming-Fest 】Das chinesische Qingming-Fest am 4. oder 5. April, selten auch am 6. April, ist das chinesische Totengedenkfest.中国的清明节通常在4月4日或5日,极个别时在4月6日,是中国人的逝者纪念日。Man fegt die Gräber, legt Nahrungsmittel, Blumen und Gegenstände, die den Verstorbenen zu ihren Lebzeiten gefielen, vor die Gräber, zündet Weihrauchstäbchen an und verbrennt Totengeld.人们在清明节会扫墓,在墓前摆放食物、鲜花和逝者生前喜欢的物品,点燃香烛,并为逝者烧纸钱。Darstellung einer Familie, die Papiergeschenke für die Vorfahren verbrenntIm Süden, im kantonesischsprachigen Teil Chinas, kann man zu dieser Zeit auf den Straßen viele Händler sehen, die neben Papiergeld auch Autos, Anzüge und Schuhe aus Papier anbieten, die zu diesem Zweck verbrannt werden.在华南粤语地区,你会在街上看到很多商贩卖纸钱和纸糊的汽车、衣服和鞋子,都是用来烧给祖先的。Die verbrannten Dinge sollen den Vorfahren zur Verfügung stehen und sie freundlich gegenüber ihren Nachfahren stimmen, deren Geschicke sie leiten.烧掉的贡品供祖先使用,能让祖先善待后人、保佑后人好运。An diesem Tag essen viele Chinesen nur kalte Speisen. Um die Zeit des Qingming-Festes steigen die Temperaturen und es regnet häufiger, was für die Aussaat günstig ist.在这一天,许多中国人吃饭不开火(寒食)。清明节前后气温升高,雨水增多,有利于播种。【 词汇 】清明节:das chinesische Totengedenkfest/Totenfest; der chinesische Totengedenktag扫墓:Gräber fegen生前:zu seiner Lebzeit在墓前摆放:etwas vor die Gräber legen香:n. Weihrauchstäbchen, -纸钱:n. Totengeld祖先:Pl. Vorfahren后人:Pl. Nachfahren播种:f. Aussaat

Triple M - Motley Fool Money
“Policy-by-drunk-uncle”. April 4, 2025

Triple M - Motley Fool Money

Play Episode Listen Later Apr 4, 2025 90:39


– A pox on both their houses – Policy-by-drunk-uncle – ANZ hit with new capital requirementsSee omnystudio.com/listener for privacy information.

Historia de Aragón
El Iguanodon más antiguo del mundo y otros descubrimientos de la Fundación Dinópolis

Historia de Aragón

Play Episode Listen Later Apr 4, 2025 24:39


Los palentólogos de la Fundación Dinópolis han excavado en Cabra de Mora (Teruel) el espécimen más “antiguo” del mundo (con unos 126 millones de años) del icónico dinosaurio Iguanodon. Además, se siguen descubriendo nuevos fósiles de este Iguanodon galvensis: una tibia de grandes dimensiones, varios huesos de la cintura escapular y elementos de la columna vertebral, entre otros. El director de la Fundación, Alberto Cobos, recrea este y otros recientes descubrimientos que confirman a Teruel y Aragón como punto de referencia en la paleontología mundial. Precisamente en Anzánigo, Huesca, paleontólogos del Grupo Aragosaurus (Unizar) han encontrado icnitas de especies equinas con más de 30 millones de años. Lo cuenta Miguel Moreno, director del Laboratorio Paleontológico de Loarre. 

Money News with Ross Greenwood: Highlights
The Market Wrap with Scott Phillips - CIO, The Motley Fool

Money News with Ross Greenwood: Highlights

Play Episode Listen Later Apr 3, 2025 6:49


US tariffs were always going to send markets down, with the ASX suffering, but the real pain could be felt when Wall Street next opens. MARKET WRAP: ASX200: down 0.94%, 7,859 GOLD: $3,142 US/oz BITCOIN: $132,279 AUD Luxury clothing company Cettire fell 14.5% to 68 cents. Ansell shed 14.3% to $29.34, while Treasury Wines fell 1.7% to $8.95 Wisetech down 2.7%, and Xero off by 3.4% ANZ was 1.4% lower after APRA ordered the bank to hold $1 billion in capital after governance issues. Woolworths rose 1.9%, Coles was 2.1% higher, and beef giant Australian Agricultural Company gained 2.1%. CURRENCY UPDATE: AUD/USD: 62.99 US cents AUD/GBP: 48.1 pence AUD/EUR: 57 Euro cents AUD/JPY: 92 Japanese yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

Her Ambitious Career
Ep 175 - (Part 1) 3 Major Systemic Barriers to Women's Progression: The Culture Barrier

Her Ambitious Career

Play Episode Listen Later Mar 31, 2025 9:04


In this 3-part series I am going to be sharing the major systemic barriers to women progressing in their careers: today we are talking about The Culture Barrier.Most STEM and Financial environments remain heavily male dominated and it can have an impact on those organisations being able to hire and retain key female talent.In this episode, I'm talking about three key factors:1. The emotional impact of being one of a few women in a male dominated culture2. The fact that these working environments often fail to play to women's strengths and values3. Male dominated leadership teams provide little to no female mentorship and role modelling opportunities for women working earlier in the pipelineSomething I said today:"Male dominated working cultures don't need to be at that 'hostile or intimidating extreme' to exclude women still. By their very nature, these environments can be unwelcoming and impart that feeling in women that they don't belong here." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get PromotedAnother ep: Ep 82 Why Are So Many Intelligent, Talented Women Still Overlooked Professionally?And: 3 Things NOT To Do This Year - talks to NOT internalising discriminationRebecca's recent blogpost: DEI is Alive and Well: 3 Steps to Combat Feelings of Disillusionment Check Rebecca out at www.illuminategrowth.com.auDEI Links:Status of Women Report Card – 2024, annual report released by Australian governmentClimbing the ranks: Australia's gender equity breakthrough - Monash University Sharing of Housework in Couple Families - Australian Institute of Family Studies (AIFS)Superannuation & gender pay gaps by age group - WGEA ASFA urges action to close the retirement savings gender gap  About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research through my Roadmap to Senior Leadership 1:1 coaching program. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

Historia de Aragón
Buenos días Aragón de 9:30h a 10h - 30/03/2025

Historia de Aragón

Play Episode Listen Later Mar 30, 2025 30:00


En Buenos Días Aragón Fin de Semana, revisamos la meteorología y contamos como el desprendimiento de un bloque en la carretera de Anzánigo ha descubierto un yacimiento de icnitas.

The Property Academy Podcast
Why mortgages just got $12,000 cheaper for some first home buyers⎥Ep. 2021

The Property Academy Podcast

Play Episode Listen Later Mar 24, 2025 10:28


In this episode, we discuss how ANZ has just changed the way it charges for mortgages. They've slashed the low equity premiums, which makes it cheaper to buy a house with a low deposit. This can save some first home buyers up to $12,000 when they buy with a lower deposit. For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠

Her Ambitious Career
Ep 174 - 21 Surprising Ways to Invest in Yourself (22 mins)

Her Ambitious Career

Play Episode Listen Later Mar 24, 2025 22:35


Investing in yourself is about personal growth, prioritising your needs and making conscious decisions to help you decompress and focus on what matters most. Today, I'm sharing 21 surprising ideas to help you do just that! Life's busy.In this ep, I am taking you on a journey of self-discovery to help you think about what matters most to you. So that you can reinvest your time and energy into daily or weekly practices that bring joy to your life and help reenergise your soul.Something I said today:"You invest energy all day long into projects that need to succeed... but how often is that project, YOU? When you invest in yourself, it's about making time.... it's about scheduling the time, prioritising the time... to focus on your needs and wants. Otherwise, all your time is sucked up by everyone else's needs and priorities." (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get PromotedYou might like this interview (ep101): Mental Wellbeing For High Flying Corporate Women with guest Sharon PonniahAnd this one too (ep73): How to Reconnect With Yourself Both Emotionally and Physically with guest Isabelle GriffithAnd this episode too (eP 90): Are Your Boundaries Weak? How To Set Boundaries That StickCheck Rebecca out at www.illuminategrowth.com.au Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

Add To Cart
8-Minute Deliveries?! Ryf Quail Dishes the APAC Retail Trends That Will Blow Your Mind | #504

Add To Cart

Play Episode Listen Later Mar 23, 2025 44:26


In this episode of Add To Cart, we sit down with Ryf Quail, Managing Director of Comexposium and the man behind NRF: Retail's Big Show Asia Pacific, the region's largest retail event. Ryf shares the mindblowing innovations across the APAC from 8-minute deliveries in India to how marketplaces like Shopee and Tokopedia are dominating cross-border eCommerce. We also explore how Kmart and Anko are successfully scaling into APAC and why Aussie retailers need to look beyond the US and UK for growth. Plus, Ryf takes us inside some of the biggest boardrooms in retail—including a meeting with the CEO of JD.com.If you're as fired up about the future of retail as we are, we've got some exciting news. We're heading to NRF Retail's Big Show Singapore this June, and we're taking a small group of Aussie eCommerce leaders with us! Register your interest now at addtocart.com.au.This episode was brought to you by: Shopify PlusKlaviyoAbout your guest:Responsible for the successful launch of Asia Pacific's biggest retail trade show, NRF: Retail's Big Show Asia Pacific, Ryf Quail has worked both in the industry and on the industry. Prior to NRF APAC, Ryf stamped iMedia Online Retail Summit Australia as the most loved eCommerce on the calendar delivering an NPS of 87 with a financial performance to match. He also ran iMedia Summits of various flavours across the region. Prior to that he has run digital and media agencies across ANZ, lead digital marketing and CRM across APAC for Deloitte, as well as playing leading roles in Nike Australia's first eCommerce trial and the launch of Internet Banking for ANZ across Australia and New Zealand. He holds an MBA with the University of Otago and loves Ducati motorcycles!About your host:Nathan Bush is the host of the Add To Cart podcast and a leading ecommerce transformation consultant. He has led eCommerce for businesses with revenue $100m+ and has been recognised as one of Australia's Top 50 People in eCommerce four years in a row. You can contact Nathan on LinkedIn, Twitter or via email.Please contact us if you: Want to come on board as an Add To Cart sponsor Are interested in joining Add To Cart as a co-host Have any feedback or suggestions on how to make Add To Cart betterEmail hello@addtocart.com.au We look forward to hearing from you! Hosted on Acast. See acast.com/privacy for more information.

The Mike Hosking Breakfast
David Cunningham: Squirrel Mortgage Broker on homeowners fixing loans for longer periods of time

The Mike Hosking Breakfast

Play Episode Listen Later Mar 19, 2025 2:53 Transcription Available


A change in direction for homeowners and their mortgages. 90% of home loans were floating or fixed for less than a year in January. CoreLogic says there's anecdotal evidence borrowers have begun to fix for longer as interest rates come down. Squirrel Mortgage Broker, David Cunningham told Ryan Bridge things have changed dramatically since Christmas, with favourable rates for longer fixed-term periods. He says Westpac kicked it off with a 4.99 term for three years, ANZ doing the same at two-years, with all competitors now offering near there. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Her Ambitious Career
Ep 173 (Stats) - Dominating Meetings vs Not Being Heard: The Science Behind It

Her Ambitious Career

Play Episode Listen Later Mar 17, 2025 7:40


Is 'being heard in meetings' a challenge for you? I'm looking at the research today to help explain what could be making this so hard! In today's 'Stats' episode, I'm looking at some research from Kellogg's School of Management that explores meeting dynamics and why some meetings are dominated by particular people.Something I said today:"A question you might want to ask in your meeting is: Are we simply parroting a dominant point of view here, or are we inviting genuine diversity of thought and experience to arrive at a better decision?" (Rebecca Allen, Host - Her Ambitious Career Podcast)Links:Grab Rebecca's free gift: The 7 Habits of Female Execs Who Get PromotedAnother ep: Ep 154 - Up Your Game! How to Add Strategic Value To Your MeetingsFrom my blog: 9 Dynamite Tips to be Heard in Virtual MeetingsCheck Rebecca out at www.illuminategrowth.com.au Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. Over the last decade+ I have helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and Abbvie Medical Research. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

WDR 2 Comedy Podcast
Fahrstuhl zum Schamott "Skianzüge"

WDR 2 Comedy Podcast

Play Episode Listen Later Mar 16, 2025 1:27


"Neue Ski-Anzüge für alle!" - "In PINK??" -"Das ist nur der Karton." -"Gott sei Dank. Und die Anzüge?" "Die sind auch pink." Von Tobias Brodowy.

RNZ: Checkpoint
Sex workers say banks are making life more difficult

RNZ: Checkpoint

Play Episode Listen Later Mar 14, 2025 4:12


"It's a legal industry. We should bank it". That was the view of ANZ Chief Antonia Watson on whether sex workers should be able to get bank loans easily. It came up as an issue during a select committee hearing this week as part of NZ First MP Andy Foster's "anti woke banking bill." But despite the view of ANZ, some sex workers have told RNZ they feel they've been treated unfairly by banks and other financial services. Money Correspondent Susan Edmunds spoke to Lisa Owen.

Her Ambitious Career
Ep 172 - The Value of Rehearsing a Difficult Conversation Out Loud

Her Ambitious Career

Play Episode Listen Later Mar 11, 2025 9:53


Do you hate having a confronting conversation? Maybe you don't enjoy giving feedback you think might not be well received? In today's ep I am sharing my own process to prepare for a challenging conversation so you get the outcome you were hoping for without burning any bridges! A lot of people don't enjoy giving feedback, especially if you know it might not be well received.Which is why it is so important to prepare and rehearse what you want to say in advance....Join me and let's dive into this one together!Here is something I said today:"I find it valuable to do a run through of what I want to say (in private) and then look at it from the other person's perspective. Put myself in their shoes and see how they might be feeling." (Rebecca Allen, Host, Her Ambitious Career)Links:*** Watch my FREE masterclass right now and learn the steps and strategies to get promoted to leadership in 2025Listen to all podcast eps Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now! About Rebecca:Hi, I'm Rebecca Allen and I'm an Executive Coach and Personal Brand expert for corporate women, aspiring to senior levels of leadership. I absolutely LOVE coaching and seeing my fabulous clients exceed their own expectations. I've worked for 11 years now as a coach and have helped women at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence and Coles. I live for those phone calls from clients, jumping up and down, telling me they've got that promotion, negotiated a seismic pay rise or have moved into a role completely aligned with their mission, values and strengths. I'm a working mum of two wonderful children, adore travel and trying my hand at anything creative. I'd love to connect with you!

ETDPODCAST
Israel warnt: Europa sollte die Realität in Syrien nicht verkennen | Nr. 7294

ETDPODCAST

Play Episode Listen Later Mar 10, 2025 3:04


Israels Außenminister warnt, dass Europa die Realität in Syrien nicht verkennen sollte. Die neuen Machthaber „massakrierten gnadenlos ihr eigenes Volk“. Sie seien Dschihadisten – „auch wenn sie jetzt Anzüge tragen“.

The Magic Spark
EP 112: Lilith: Goddess of Blood, Sex Magick, and Integrity

The Magic Spark

Play Episode Listen Later Feb 21, 2025 76:05


Goddess of Blood, Sex Magick, and Integrity In this episode, I give you all the goods on Dark Goddess Lilith! This is my masterclass, that, in the past, has only been available to my Magical Menees! In this episode you'll find A condensed exploration of her energy and how I channel and offer work with her. The idea that there is no right way to be a witch, and spirituality is an infinite spectrum. A baseline and container for understanding Lilith and working with her. Who is Lilith? Lilith is a goddess associated with blood, sex magick, equity, the oppressed, fertility, seduction, shamelessness, the "villain era," and integrity. She is often depicted as the first woman, created as an equal partner to Adam. Lilith's Origin Story: Equal Creation: Lilith was created from earth, just as Adam was, signifying her equality. Refusal and Exile: She refused to be subservient to Adam, specifically in the context of sexual relations, and chose exile from Eden rather than compromise her integrity. Demonization: Lilith's legacy was demonized because she asserted her equality and desires. She was labeled the "mother of all demons." Multiple Narratives: Queen of Sheba: In some traditions, she is identified with the Queen of Sheba. Divine Counterpart: She is also seen as the feminine counterpart to God, the Matronit, embodying both light and dark aspects. Guardian of Children: Despite her demonized image, some stories portray her as a goddess of fertility and a protector of children. Lilith's Message: Lilith's story is a reclamation of her full being. She represents a woman who defied patriarchal expectations and choose integrity over conformity. She is a fierce nurturer committed to fostering empowered individuals. She demands to be heard and values truth above all else. Lilith and Eve: One narrative suggests that Lilith was the serpent in the Garden of Eden, offering Eve the fruit of wisdom to liberate her from subservience. This highlights Lilith's commitment to female empowerment and equality. Lilith's Energies and Associations: Jungian Psychology: Lilith represents the dark subconscious, the Anima, and is central to shadow work. Seasons: Spring and Fall, reflecting themes of sex, fertility, rebirth, and underworld journeys. Elements: Air and Fire. Colors: Red, Black, and Lavender. Symbols: Owl, Snake, Anzû (a storm-bird demon), Dragon. The Dark Goddess Archetype: Lilith is a dark goddess, challenging conventional notions of "good" and "light." Dark goddesses encourage us to embrace our full selves, including the parts that society deems unacceptable. They disrupt, challenge, and refuse to conform. The Left-Hand Path: While often associated with "dark magic," the left-hand path, in the context of Lilith, represents sovereignty and independence. It's about bowing to no one but oneself. It's important to note that the concepts of "left hand" and "right hand" are often problematic and rooted in binaries. Lilith's Balance and Imbalance: Imbalance: Vengeful, destructive rage. Balance: Self-love, worthiness, and the exalted Divine Feminine. Offerings to Lilith: Bitter foods Dark chocolate Garlic Red wine Pomegranate Crystals: Nuumite, Black Tourmaline, Garnet, Amethyst Dragon's Blood incense Roses Lavender (fresh, dried, or tea) Menstrual blood The Importance of Consistent Offerings: Regular offerings are seen as "energetic coin in the bank," demonstrating gratitude and reverence. Consistent practice can lead to a deeper connection and the development of High Priestess energy. Magickal Practices Associated with Lilith: Glamour Magick: Using aesthetics to invoke desired energies. Sex Magick: Channeling energy during climax to empower spells. Blood Magick: Incorporating blood into spells. Lilith and Seduction: Seduction, in the context of Lilith, is about persuading oneself or others away from patriarchal constraints and toward personal empowerment. It also connects to ancient goddess worship and temple rituals. Working with Lilith for Healing: Lilith can assist in healing issues related to: People-pleasing Shame Gender identity and binary narratives Sexuality Empowerment Worthiness Equity Witch's wound Rage and anger Sister wound Manifesting Womb space and blood disorders Creativity Burnout Mother and Father wounds Internalized patriarchy and misogyny Lilith and Gender: While often associated with the feminine due to her connection to creation and the womb, Lilith transcends gender constructs. She is a patron of the "othered," including the LGBTQIA+ community and sex workers. Lilith in Tarot: While there are no specific cards solely attributed to Lilith, several resonate with her energy: The High Priestess: Embodies Lilith's wisdom, intuition, and refusal to conform. Strength: Represents taming primal energy through love and compassion, and demanding equity. The Devil: Symbolizes liberation from limiting beliefs and internalized patriarchy. Queen of Cups: Represents intuition, psychic abilities, and a strong connection to the divine feminine. 8 of Cups: Represents walking away from what no longer serves. 5 of Wands: Represents standing your ground for integrity.