Podcasts about Kiwibank

Unemployment is at a nine year high, of 5.2%. But Kiwibank believes the topline figure doesn't paint the full picture of how bad things really are. In the past year 16,000 more people have joined the snaking queue of people looking for work, bringing the total number to 158,000. Kiwibank economist Sabrina Delgado spoke to Lisa Owen.

Andrew is the CEO of the NZGBC and in this episode we hear about the work they do as well as find out more about his life story.  I learned a lot about the way that homes are measured through the Homestar rating and the important work that the New Zealand Green Building Council - and its 700 members - are doing in this area.   NZGBC Website is here  Andrew also shared this Real-world success stories: Explore how other developers are leveraging Homestar to deliver high-performance homes: Homestar Case Studies    Design support: The Homestar Design Guide offers practical strategies for achieving certification, including moisture control, thermal envelope design, and energy efficiency. The financial upsides of energy efficiency healthy homes A recent Infometrics report shows that homes built to 6 Homestar can save homeowners over $62,000 - $99,000 in electricity and mortgage interest. These savings are driven by lower energy bills and access to discounted mortgage that ANZ's Healthy Home Loan provides. Developers or builders can save hundreds of thousands of dollars. The following banks provide significantly lower interest development finance for Homestar homes; ANZ, ASB, BNZ, Kiwibank and Westpac  The Circle: Careers With Impact book is here https://theseeds.nz/articles/the-circle-careers-with-impact/  For more episodes visit www.theseeds.nz   

There's a belief it's going to be a long journey to get Kiwibank into the ring with the big leagues. Finance Minister Nicola Willis has announced the bank's parent company is being allowed to raise $500 million from investors to help it compete with the four major banks. Simplicity founder Sam Stubbs says Kiwibank will need more capital over time. He told Mike Hosking if the country has five banks making profits, at least one will re-invest in KiwiSaver. Stubbs says it'll bring pricing pressures into the market, which there's very little of right now. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Mike Hosking Breakfast Full Show Podcast for Thursday 31st of July, Kiwibank has been given the go-ahead for their capital raise. So will another $500 million help them compete with the big Aussie banks? Air traffic control costs are going up 17.7% over three years, so who will be bearing the brunt of those costs? And Actor and comedian Jeremy Piven pops into the studio for a chat ahead of his Auckland stand-up show. Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Government has given the green light to a partial privatisation for KiwiBank. The bank now has the opportunity to raise up to $500 million from investors. NZ Herald Wellington business editor Jenee Tibshraeny explains the deal further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

On the Heather du Plessis-Allan Drive Full Show Podcast for Wednesday, 30 July 2025, Finance Minister Nicola Willis explains why she's given the green light for a partial privatisation of Kiwibank. Air NZ has a new CEO. His name is Nikhil Ravishankar and Forsyth Barr's Andy Bowley tells Heather what we can read into the appointment. Australia will include YouTube in its social media ban for under 16s - is that going too far, or should NZ do the same? TVNZ's Melodie Robinson spills the beans on the new broadcast deal with Netball NZ - and whether money will actually change hands. Plus, the Huddle debates whether the UK made a mistake threatening Israel with recognising Palestine as a state. Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Finance Minister's floating the idea of listing KiwiBank on the stock exchange. Cabinet has given KiwiBank's parent company the green light to raise an extra $500 million. However, Finance Minister Nicola Willis says this won't occur without an electoral mandate. "That will be for individual parties to take a position at the election - but I've been advised that any potential public offering could take place before 2028." LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Finance Minister's floating the idea of listing KiwiBank on the stock exchange. Cabinet has given KiwiBank's parent company the green light to raise an extra $500 million. However, Finance Minister Nicola Willis says this won't occur without an electoral mandate. "That will be for individual parties to take a position at the election - but I've been advised that any potential public offering could take place before 2028." LISTEN ABOVESee omnystudio.com/listener for privacy information.

They haven't said it explicitly yet, but one day soon, our KiwiSaver contributions will rise to 12% and Kiwibank will be partially sold to foreign buyers. On the bank, Nicola Willis is flying a kite and talking about a potentially partial float of the stock exchange for the wee Kiwi battler. It needs capital to grow and take on the big banks. They're getting access to an extra half a billion through changes already announced. But they could yet get more, should National campaign on a partial float. It's sounding more and more like they will. And the question is whether most voters will care? I think not. Asset sales are not the great electoral disaster they were once portrayed as - just ask John Key who whipped Phil Goff's butt in 2011 on a platform of partially privatising assets. On KiwiSaver... the Government's already upped the amount we pay, and our bosses pay on our behalf, towards retirement. Our default contribution is going up to 4% over three years. Add your employer's and that's 8%. Scott Simpson was at a conference yesterday and there's an interest.co.nz report quoting him as saying basically it'll happen before long. At a gradual pace. But here's the thing... like the partial float of Kiwibank, this is all stuff that needs to happen. The Aussies' pensions funds boast $4 trillion in balances. That money is put to work. It funds infrastructure. It builds wealth. It grows a domestic economy. Our KiwiSaver balances, collectively, sit just above $100 billion. It's David and Goliath. So we need to save more. And if we're serious about a Kiwi bank taking on the Aussies and sticking it to them good and proper, we'll need some outside capital to give it that boost. See omnystudio.com/listener for privacy information.

On the Early Edition with Ryan Bridge Full Show Podcast Thursday 31st of July 2025, The Government's given Kiwibank the green light for a capital injection from the private sector, Associate Professor at Massey University Claire Matthews tells Ryan Bridge whether it will impact banking competition. The cost of flying to and from every airport in New Zealand is about to increase, Air Chathams CEO Duane Emeny shares his thoughts. Energy Minister Shane Jones has announced a plan to double New Zealand's production of geothermal energy by 2040, Mercury Energy CEO Stewart Hamilton, shares his thoughts. Plus US Correspondent Mitch McCann has the latest on The August 1st deadline looming and New Zealand calling for a two-state solution at the UN. Get the Early Edition Full Show Podcast every weekday on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

A banking expert believes new capital for Kiwibank will shift the dial but won't completely close the gap with its Australian competitors. Finance Minister Nicola Willis has announced the bank's parent company is being allowed to raise half a billion dollars from private investors to help it close in on the four major banks. Massey University banking expert Claire Matthews told Ryan Bridge Kiwibank is already making a difference, but can't see the announcement making a big enough splash. She says enabling it to grow will help, but the competition issue in the market is being overstated. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Can I suggest Jarrod Kerr for Governor of the Reserve Bank? Jarrod is Kiwibank's Chief Economist. He has been completely consistent in his ongoing commentary around interest rate cuts and the Reserve Bank's need to do more. To be fair, our own Greg Smith at Devon Funds Management has told us, and argued, a similar story. The Kiwibank economic report that got a decent amount of coverage over the weekend is Jarrod's - proof positives that he is right and Adrian Orr and Christian Hawkesby have been, and are, wrong. As long as they continue to be myopic and look at nothing but inflation they can argue two things. 1) It's in the band, even though it's dangerously close to not being, and will most likely breach it this year, 2) This ongoing, but increasing false, idea that they have cut enough and the efforts of that will flow through eventually. We are virtually in August and the 25 points cut in the latter part of this year that's supposed to be lift off is nothing of the sort and the Kiwibank report confirms it. It tells us what we know already - the further south you go the better it is. But here is the real news; even in the best, most lucrative, optimistic part of the country i.e Otago and Southland they only get 5/10. A half mark is as good as it gets. The rest of the country is miserable. Are there signs? Yes, but how long do you want to squeeze the economic lemon looking for juice? Dairy, meat and kiwifruit - all the stuff we have talked about, and celebrated, is not only doing the heavy lifting; it's doing almost all the lifting. Tourism is there in Otago. But its still only 86% of what it was six years ago. Confidence is hard to find, foreigners still can't buy a house when they invest millions, and for every dollar you get from lower interest rates you pay $2 more for your power and insurance and rates, which have become the new version of highway robbery. The economy needs help. It needs a major enthusiast, it needs a circuit breaker and the Reserve Bank and their view and actions are potentially it. Jarrod sees it, Greg sees it, John Key sees it and wants a full 100 points drop. But until anyone of them is Governor, we rely on Christian and his committee and that is where the problem lies. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Can I suggest Jarrod Kerr for Governor of the Reserve Bank? Jarrod is Kiwibank's Chief Economist. He has been completely consistent in his ongoing commentary around interest rate cuts and the Reserve Bank's need to do more. To be fair, our own Greg Smith at Devon Funds Management has told us, and argued, a similar story. The Kiwibank economic report that got a decent amount of coverage over the weekend is Jarrod's - proof positives that he is right and Adrian Orr and Christian Hawkesby have been, and are, wrong. As long as they continue to be myopic and look at nothing but inflation they can argue two things. 1) It's in the band, even though it's dangerously close to not being, and will most likely breach it this year, 2) This ongoing, but increasing false, idea that they have cut enough and the efforts of that will flow through eventually. We are virtually in August and the 25 points cut in the latter part of this year that's supposed to be lift off is nothing of the sort and the Kiwibank report confirms it. It tells us what we know already - the further south you go the better it is. But here is the real news; even in the best, most lucrative, optimistic part of the country i.e Otago and Southland they only get 5/10. A half mark is as good as it gets. The rest of the country is miserable. Are there signs? Yes, but how long do you want to squeeze the economic lemon looking for juice? Dairy, meat and kiwifruit - all the stuff we have talked about, and celebrated, is not only doing the heavy lifting; it's doing almost all the lifting. Tourism is there in Otago. But its still only 86% of what it was six years ago. Confidence is hard to find, foreigners still can't buy a house when they invest millions, and for every dollar you get from lower interest rates you pay $2 more for your power and insurance and rates, which have become the new version of highway robbery. The economy needs help. It needs a major enthusiast, it needs a circuit breaker and the Reserve Bank and their view and actions are potentially it. Jarrod sees it, Greg sees it, John Key sees it and wants a full 100 points drop. But until anyone of them is Governor, we rely on Christian and his committee and that is where the problem lies. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The NZ housing market has been...sluggish at best. Let's dig into the dirt and discuss what's going on. DC and JB are joined by Mary Jo Vergara, Senior Economist at Kiwibank for this discussion.If you have any questions or things you'd like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action. Hosted on Acast. See acast.com/privacy for more information.

The South Island seems to be pulling ahead of the North as New Zealand crawls out of the recession. Kiwibank's latest report reveals economic activity is picking up across most of the country - but recovery remains fragile. It indicates booms in agriculture and tourism have aided recovery in places like Otago and Southland. Kiwibank chief economist Jarrod Kerr says the tide is turning for the economy, but the nature of last year's recession means recovery will take longer than expected. "It's not fast enough for me - the way we're recovering, I think we need more stimulus, I think we need more policy support." LISTEN ABOVESee omnystudio.com/listener for privacy information.

The South Island seems to be pulling ahead of the North as New Zealand crawls out of the recession. Kiwibank's latest report reveals economic activity is picking up across most of the country - but recovery remains fragile. It indicates booms in agriculture and tourism have aided recovery in places like Otago and Southland. Kiwibank chief economist Jarrod Kerr says the tide is turning for the economy, but the nature of last year's recession means recovery will take longer than expected. "It's not fast enough for me - the way we're recovering, I think we need more stimulus, I think we need more policy support." LISTEN ABOVESee omnystudio.com/listener for privacy information.

A new report out this morning from Kiwibank shows a widening gap between the North and South Islands. 

Experts have offered reassurance our high inflation isn't a sign of things to come. Stats NZ figures show the Consumers Price Index reached 2.7 percent for the year to June. Inflation fell to just 2.2 percent last year - from 7.3 percent three years ago - but has been rising since. Kiwibank senior economist Mary Jo Vergara says this is likely a spike, so should go back down. "If you look at domestic inflation, that's really trending down - so I don't think this is going to be something that is persistent." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Experts have offered reassurance our high inflation isn't a sign of things to come. Stats NZ figures show the Consumers Price Index reached 2.7 percent for the year to June. Inflation fell to just 2.2 percent last year - from 7.3 percent three years ago - but has been rising since. Kiwibank senior economist Mary Jo Vergara says this is likely a spike, so should go back down. "If you look at domestic inflation, that's really trending down - so I don't think this is going to be something that is persistent." LISTEN ABOVESee omnystudio.com/listener for privacy information.

It's decision day for the Reserve Bank with the latest Official Cash Rate announcement due early Wednesday afternoon. Kiwibank chief economist Jarrod Kerr spoke to Ingrid Hipkiss.

New Zealand was one of the first economies where the central bank hiked interest rates. Being first, I wonder if that means other countries watch us to see how sensitive economies are to monetary policy? Read moreSpecial thank you to Mary Jo Vergara - senior economist at Kiwibank.Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Sharesies: For local, and international markets.Easy Crypto: To buy and sell digital assets.Sharesight: For tracking and reporting on your portfolioExodus: Get rewards on your first $2,500 of swapsRevolut: For a new type of banking.Online courses:The Home Buyers Blueprint: Get a better home; Get a better mortgage.The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.www.ungaro.co.nz

The Reserve Bank gets another chance to cut interest rates next week. So far 2025 has seen the RBNZ make three consecutive cuts to the official cash rate, which was widely expected by economists up and down the country. But next week, for the first time this year, there's doubt. Kiwibank economist Sabrina Delgado joins Bernard Hickey to assess our central bank's options leading into next week's monetary policy statement. Learn more about your ad choices. Visit megaphone.fm/adchoices

On the Heather du Plessis-Allan Drive Full Show Podcast for Thursday, 19 June 2025, New Zealand has pulled almost $20 million of funding to the Cook Islands. Cook Islands News journalist Rashneel Kumar broke the story, he tells Heather how he found out and how terrible our relationship is right now. Kiwibank's Jarrod Kerr is celebrating a surprisingly good GDP number for the first three months of the year - but still thinks more cuts to the OCR are desperately needed to boost the economy. Another talkback-walkback! The Government u-turns on proposed changes to Fringe Benefit Taxes for utes. Heather speaks to the only one person in the country who can prescribe magic mushrooms, Professor Cameron Lacey. Plus, the Huddle debates whether it was a mistake to pull funding from the Cook Islands. Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Kiwibank's chief economist says GDP figures released today show good momentum - but the next report isn't looking as good. Stats NZ says our gross domestic product grew a strong 0.8 percent in this year's first quarter. It's much higher than predicted by the Reserve Bank and Treasury. Jarrod Kerr says there is less optimism around the quarter ending June. "The data that we talked about was for the first quarter - obviously, it pre-dates Trump's tariff announcements, which has thrown a whole lot of uncertainty into the year. And it also predates the recent spike in oil prices." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Kiwibank's chief economist says GDP figures released today show good momentum - but the next report isn't looking as good. Stats NZ says our gross domestic product grew a strong 0.8 percent in this year's first quarter. It's much higher than predicted by the Reserve Bank and Treasury. Jarrod Kerr says there is less optimism around the quarter ending June. "The data that we talked about was for the first quarter - obviously, it pre-dates Trump's tariff announcements, which has thrown a whole lot of uncertainty into the year. And it also predates the recent spike in oil prices." LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Reserve Bank cut the Official Cash Rate this week, as expected, but one of the six members of the bank's rate setting committee voted to hold the OCR. That surprised markets and pushed up the wholesale interest rates that drive fixed mortgage rates. Bernard Hickey speaks with Kiwibank's Mary Jo Vergara about a very uncertain outlook for rates in the wake of Donald Trump's Liberation Day shock. Learn more about your ad choices. Visit megaphone.fm/adchoices

For decades, the Golden Bay Visitor Centre has helped tourists explore the area, make bookings, and share tips on top local spots. But next month the centre, which is also home to Kiwibank services, will close its doors as it struggles to make ends meet. Cheryl Elsey is the Chair of the Golden Bay Promotions Association, which has run the centre for 41 years. She told Jesse what the closure will mean for the area.

The Reserve Bank is set to make another Monetary Policy Statement on Wednesday, and experts have predicted another 25-basis-point cut. The cut, priced in by financial markets and widely expected by economists, would take the OCR to 3.25 percent. Despite this, Kiwibank chief economist Jarrod Kerr believes the Reserve Bank should cut the cash rate down to 3 percent - saying the economy needs stimulus. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Reserve Bank is set to make another Monetary Policy Statement on Wednesday, and experts have predicted another 25-basis-point cut. The cut, priced in by financial markets and widely expected by economists, would take the OCR to 3.25 percent. Despite this, Kiwibank chief economist Jarrod Kerr believes the Reserve Bank should cut the cash rate down to 3 percent - saying the economy needs stimulus. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New Zealand banks are being asked to pay up in the next few months. Kiwibank, BNZ, Westpac, ANZ and ASB will need to repay around $9.2 billion in cheap Covid-era loans to the Reserve Bank. Infometrics Principal Economist Brad Olsen told Mike Hosking that they have variety of options they can use to repay the money. He says the banks knew when taking out these loans they'd have to pay them back eventually. Olsen told Hosking that if they're not ready to pay them back, they probably don't qualify to be called bankers at this point. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Overall employment's held steady - but the hours people work have notably contracted. In figures out today, the unemployment rate remained unchanged at 5.1 percent in the three months ending March. But total hours worked are down three percent over the year. Kiwibank chief economist Jarrod Kerr says numbers of part time workers are rising, with those working full-time falling. "Businesses are clearly cutting hours to reduce costs and fight their way through what's quite an awkward period, and that's weighing on households." LISTEN ABOVESee omnystudio.com/listener for privacy information.

On the Heather du Plessis-Allan Drive Full Show Podcast for Wednesday, 7 May 2025, good news on the unemployment front... things have not gotten worse. Kiwibank's Jarrod Kerr tells Heather there's still a good case for more interest rate cuts. Underhand, sneaky and cowardly - Heather doesn't hold back when it comes to telling you what she thinks of the Government ramming through changes to the pay equity system under urgency. Sportswriter Gregor Paul explains why he thinks we should scrap post-match interviews with sportsplayers for fear of them swearing. Plus, the Huddle debates whether we should take Donald Trump seriously when he talks about making Canada a part of the US - or should we just accept he's joking and move on? Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Kiwibank is predicting unemployment will rise to its highest level in almost a decade when the latest labour market data is released. Kiwibank chief economist Jarrod Kerr spoke to Ingrid Hipkiss.

Zuru Toys co-founder Nick Mowbray speaks on the impacts of United States tariffs on China. He said businesses were “in a holding pattern” as they grappled with the uncertainty of changeable policy. US President Donald Trump announced sweeping tariffs on April 2. Kiwi billionaire Nick Mowbray says “it's hard to say we're not worried” about US President Donald Trump's tariffs and his administration's “chaotic” policy decisions. “We'll ship about $2 billion worth of goods to the US this year. So, at that run rate, that makes our tariffs worth about $3 billion at the moment.” Speaking from Los Angeles this morning (New Zealand time), the toy mogul said it was difficult to read the mood on the ground there. New Zealand businessman Nick Mowbray could not say he wasn't worried about the impact of tariffs. Photo / Alex Burton The co-founder of Zuru Toys told Newstalk ZB's Mike Hosking Breakfast it was impossible to plan around the tariffs. He also said it would be “obviously impossible” to shift manufacturing of his products from China to the United States to skirt the 145% tariff rate. His business, along with retailers, were “in a holding pattern”. “It's hard to say we're not worried. Everything seems to change each day. We're in a state of stopping everything at the moment because it's impossible to plan,” said Mowbray. “We're all hoping it doesn't continue for very long, but the [US] administration is definitely very chaotic.” He believed it was possible the tariffs would ultimately be negotiated down. Trump announced huge tariffs on different countries on April 2. In a whiplash change of tune a week later, he said all targeted countries but China would face a 10% rate for 90 days. Photo /The New York Times The $3b worth of tariffs his company would have to pay would be passed on to consumers in significant price increases. Mowbray said he was in the US, at his office, trying to work through the impact of the tariffs. The US has become Zuru's main export market, supplying the likes of Walmart, Target, Costco and Amazon. An escalating trade war ensued after the US imposed tariffs on China, seeing Beijing put in a retaliatory 125% rate on US imports. Trump announced huge tariffs on different countries on April 2. In a whiplash change of tune a week later, he said all targeted countries but China would face a 10% rate for 90 days. The trade war has created fears of an economic downturn as the dollar drops and investors part with US government bonds, normally considered a safe investment, Agence France-Presse reported. The impact on New Zealand remains uncertain. Kiwibank economists have outlined three possible scenarios for the country: Quick negotiations of tariff deals and little relative economic damage, longer dealmaking and prolonged economic insecurity, and the least likely scenario, recession. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Donald Trump's bigger-and-stupider-than-expected tariffs have upended the global trading system and are threatening to create a new financial crisis. Bernard Hickey talks with Kiwibank chief economist Jarrod Kerr about the latest day “when the facts changed”, and what might happen next. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shopping habits have shifted - cheap goods were up by 33% last year, which is more than double across 5 years. Kiwibank says spending on websites like Temu and Shine have stabilised at a high level. First Retail Group Managing Director Chris Wilkinson says price is the biggest driver for people deciding where to spend their money. LISTEN ABOVE. See omnystudio.com/listener for privacy information.

If New Zealand's economy was a grass paddock, it would be in pretty rough shape. We're coming out of a pretty bad drought (economic recession) and there's widespread political disagreement about how to get our worn-out field of brown grass back to the lush green pasture it once was. Bernard Hickey speaks to Kiwibank economist Sabrina Delgado about what looks promising (green shoots) and what looks worrying (brown roots) in the meadow of our national economy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our next guest is someone with an incredible story of how farming turned his life around. Ben Purua is a finalist for Kiwibank's Young New Zealander of the Year.

In this episode we sit down with Kiwibank's Chief Economist, Jarrod Kerr, to unpack “Trumpnomics” and its ripple effects on global markets, trade, and New Zealand's economy. From tariffs and inflation to AI and government debt, we explore how shifting economic and political landscapes could shape the future for investors and businesses alike.Next Steps:Navigating an uncertain economy requires staying informed and thinking long-term. From trade tensions to tech shifts, smart investors adapt to both risks and opportunities.For expert financial guidance, contact Lighthouse Wealth today.Want more insights? Check out these episodes:⁠OCR Predictions⁠⁠What Trump Tariffs Mean For NZ ⁠For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Adrian Orr resigned as Reserve Bank Governor this week after 7 years in the job, but three years early, effective immediately and without explanation. Bernard Hickey talks in an emergency edition of When The Facts Change with NZ Initiative executive director Oliver Hartwich, an Orr critic, about his legacy and how his replacement should change the bank, and with Kiwibank chief economist Jarrod Kerr about Orr's operation of monetary policy. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Kiwibank Chief Economist Jarrod Kerr breaks down NZ's economy, interest rates, and housing market. Are we on the road to recovery, or is more pain ahead? Plus, how U.S. inflation and Trump could shake things up. Expert insights, market moves, and what it all means for you.More market insights & financial strategies:Preparing for what's ahead? Lighthouse Financial can guide you through interest rates, housing, and investments. Want more insights? Check out these episodes:OCR PredictionsWhat Trump Tariffs Mean For NZ For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market podcast, Nick Goodall interviews Nicole Pervan, GM of Home Lending at Kiwibank, in celebration of International Women's Day 2025. They discuss Nicole's personal and professional journey, the challenges women face in the workplace, and the importance of financial literacy and home ownership. Nicole shares insights on leadership development at Kiwibank, the attributes of effective leaders, and offers advice for young leaders. The conversation emphasises the significance of International Women's Day and the need for deliberate action to support gender equality in the workplace.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz

Even as New Zealand's economy was in the depths of a recession, the Reserve Bank kept a firm grip on monetary policy, only easing up in mid-2024. This week, Bernard Hickey sits down with Kiwibank chief economist Jarrod Kerr to discuss whether the Reserve Bank should be hitting the accelerator now, rather than simply lifting its foot off the brake. Learn more about your ad choices. Visit megaphone.fm/adchoices

Retail spending figures from shops, cafes, restaurants, hotels and holiday hotspots over December and January are the ultimate barometer for spending appetites, income levels and general confidence in job security. Kiwibank senior economist Mary Jo Vergara joins Bernard Hickey to discuss a note she published this week, diving in to the latest spending data collected over the summer break. How relaxed were Kiwi with their holiday spending money? What are the experts predicting for 2025? Listen in to find out. Learn more about your ad choices. Visit megaphone.fm/adchoices

New spending data out from Kiwibank shows things were tougher than usual for retailers over summer. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Kiwibank says the latest unemployment figures are ugly, but in line with expectations. The unemployment rate rose to 5.1 percent in the December quarter - the highest it's been since September 2020. It's being blamed on a slow economy reducing demand and making employers trim jobs. Chief economist Jarrod Kerr says the Reserve Bank needs to do more to put New Zealand into recovery mode. "Interest rates are still restrictive - they're restraining households, they're restraining businesses, we're seeing it in the labour market, it's time to take some of that pressure off." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Last June the economists at Kiwibank published an article titled “Survive ‘til 25”, outlining what they saw as a tough six months ahead for our economy. Well we've made it to 2025, but is the economic year ahead going to be about surviving or thriving? Kiwibank economist Sabrina Delgado joins Bernard Hickey to try and find out. Learn more about your ad choices. Visit megaphone.fm/adchoices

The latest inflation rate is giving confidence to cut interest rates. Stats NZ figures show the inflation rate for the year to December hasn't changed, sticking at 2.2%, well within the Reserve Bank's target band. Kiwibank Chief Executive Steve Jurkovich told Ryan Bridge their two-year mortgage rate is expected to come down half a percent over the next few months. He says it'll vary by term, but he thinks we will see rates around 5%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Kiwibank senior economist Mary Jo Vergara has dug through card-spending data to find out how retail spending has changed since Covid, and over the last year of high interest rates. Have we collectively tightened the purse strings in response to a cost-of-living crisis? Or are we taking advantage of online shopping payment options that have never been more convenient? Listen in to find out. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Government has pledged to power up Kiwibank to take on its Australian competitiors - seeking a half billion dollar injection from local investors. It comes after a Commerce Commission's investigation and report in August, which called out a lack of competition in the sector - dominated by the big four Australian banks. Deputy political editor Craig McCulloch spoke to Lisa Owen.