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Stephen Grootes speaks to Curro Holdings CEO Cobus Loubser and Bidcorp CEO Bernard Berson about their companies' interim financial results, strategic focus on operational efficiency and growth, and their commitment to navigating challenges in the private education and foodservice sectors respectively. In other interviews, Tim Akinnusi, co-founder and CEO of MortgageMarket, chats about his career journey from corporate executive to entrepreneur, his leadership philosophy, and the innovative fintech start-up's approach to home loans. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
After first entering the broking industry four years ago, Loan Market broker Julian Choo has been quickly building his business under the Loan Market brand, supported by four team members. In this episode of New Broker, host Annie Kane sits down with the Sydney-based broker Choo from Loan Market to explore his journey from real estate to mortgage broking and his plans for future growth. Tune in to find out: Why he transitioned from real estate to broking. The role mentorship and learning from top brokers like Daniel Pym guided him in career. His strategies for success, including finding a niche and utilising digital marketing to generate leads. And much more!
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with Matt Spicer, franchise owner and mortgage adviser at Loan Market Wairarapa. Together Nick and Matt discuss the current state of the New Zealand property market, focusing on the Wairarapa region. They explore trends in first home buyers, property prices, and the impact of interest rates. Matt shares insights on the importance of communication in mortgage advising and the rewarding nature of helping clients navigate the property market. The conversation also touches on the construction market, lifestyle properties, and the role of reverse equity mortgages in supporting clients' financial needs.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall speaks with mortgage advisor Toni Dawson about the current state of the property market in New Zealand. They discuss market trends, buyer behaviour, investment strategies, and the dynamics of different property types. The conversation also covers mortgage trends, refinancing options, and the importance of building long-term client relationships in the mortgage advisory space. Toni shares insights on how to navigate the current market and the significance of seeking professional advice.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com
Join Amaury Guzman from the Leveraged Finance team as he chats with Patrick Griffin, head of Pro-Rata Debt Capital Markets, about the bank loan market. How does it differ from other institutional credit markets, and what has been the impact of recent macro events? Plus, how can CFOs and treasurers looking to raise capital through this channel maximize the likelihood of success? This episode was recorded on May 19, 2025. This material was prepared by certain personnel of JPMorgan Chase & Co. and its affiliates and subsidiaries worldwide and not the firm's research department. It is for informational purposes only, is not intended as an offer or solicitation for the purchase, sale or tender of any financial instrument and does not constitute a commitment, undertaking, offer or solicitation by any JPMorgan Chase entity to extend or arrange credit or provide any other products or services to any person or entity. © 2025 JPMorgan Chase & Company. All rights reserved.
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall and Pete Eastwood discuss the unique property market in Wanaka. They explore the current trends, buyer demographics, and the implications of the foreign buyer ban. Pete shares insights on the ongoing development in the area, the challenges faced by buyers, and the opportunities available in the market. The conversation highlights the importance of understanding local dynamics and the need for professional advice in navigating the real estate landscape. In this conversation, Nick and Pete discuss the complexities of property purchasing, focusing on the importance of understanding the mortgage process, navigating interest rates, and the impact of lending regulations. They emphasize the need for professional advice, especially for first home buyers, and explore the role of KiwiSaver in home purchases. The discussion also highlights the increasing reliance on mortgage advisors and the core values that guide their practice, including communication and client education. Finally, they touch on the potential impact of AI in the mortgage advisory space.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com
Shiloh Bates and Himani Trivedi discuss the effects of tariffs on the loan market, CLO equity projected returns, and new funds being launched on the Nuveen platform.
Defaults by the millions, and a Department of Education that is being dismantled. College administration expert John Hupalo tells what is really going on.
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall and Becs McCallum discuss the current lending environment, the impact of global events on the New Zealand property market, and the changing dynamics of borrowing capacity. Becs shares her personal journey from working in the family butchery to becoming a mortgage advisor, and they explore how recent changes in interest rates and lending policies are affecting first home buyers and investors. The conversation also touches on the importance of long-term planning in the current market climate. In this conversation, Becs McCallum discusses the current state of the mortgage market, focusing on interest rates, buyer behaviour, and the challenges faced by first home buyers. She highlights the importance of diversifying mortgage options and the shift towards fixed rates. The discussion also covers the dynamics of the new build market and the impact of processing delays in mortgage applications. Becs emphasizes the need for education and communication in navigating the mortgage landscape, particularly for new advisors and first-time buyers.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.co.nz or kelvin.davidson@cotality.co.nz
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market podcast, Nick Goodall interviews Sanjeev Jangra, a mortgage advisor from Loan Market, discussing the current state of the property market. They explore trends in home values, the impact of interest rates on affordability, and the resurgence of first home buyers. Sanjeev shares insights on investor behaviour, emphasising a shift towards cash flow rather than capital gains. The conversation also touches on navigating debt to income ratios and the outlook for the new build market. In this conversation, Nick and Sanjeev discuss the current state of the property market, focusing on strategic land acquisition, mortgage fixing strategies, and the challenges faced by mortgage advisors.They explore the opportunities available in property development, the importance of education in the market, and the impact of interest rates on mortgage decisions. Sanjeev shares insights on leveraging technology in mortgage advisory and offers valuable tips for new advisors to succeed in the industry.Sanjeev can be contacted on 021 23 66 777Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
Summary In this conversation, we talk about the complexities of the loan business, exploring the journey of becoming a loan broker, the nuances of construction loans, and the current challenges in the market. We discuss the importance of relationships in lending, the role of debt funds and credit unions, and provide insights into the future outlook for the loan market.Chapters00:00 Introduction to the Loan Business02:59 Journey into Loan Brokering06:03 Navigating Construction Loans09:05 Challenges in the Current Market11:48 Understanding Loan Structures15:04 The Role of Debt Funds and Credit Unions17:58 The Importance of Relationships in Lending20:46 Future Outlook for the Loan Market
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market podcast, Nick Goodall speaks with Shayna King, a mortgage advisor at Loan Market South in Christchurch. They discuss Shayna's career journey, the impact of recent monetary policy changes on mortgage rates, and the current state of the property market in Christchurch. Shayna shares insights on client demographics, the new build market, and the importance of ethical advice in the mortgage industry. The conversation highlights the challenges faced by mortgage advisors and the significance of legal connections in the home buying process.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
All major banks have responded to the latest cut to the official cash rate, lowering a raft of their home loan interest rates. Loan Market mortgage advisor Bruce Patten spoke to Paddy Gower.
Banks are clearing a backlog of lending requests after 'unacceptable' delays of up to five weeks, which caused stress for borrowers before Christmas. A significant drop in interest rates late last year resulted in a surge of new home loan applications and refinancing and restructuring requests, according to mortgage brokers. Loan market advisor Michelle Isemonger says the weeks before Christmas are always a busy time - but December's OCR drop inspired this notable increase in applications. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Banks are clearing a backlog of lending requests after 'unacceptable' delays of up to five weeks, which caused stress for borrowers before Christmas. A significant drop in interest rates late last year resulted in a surge of new home loan applications and refinancing and restructuring requests, according to mortgage brokers. Loan market advisor Michelle Isemonger says the weeks before Christmas are always a busy time - but December's OCR drop inspired this notable increase in applications. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Your hostsSadish Visvalingam andBeth CominoJoining them for this episode isAndrew Tan from Masters Broker Group in VIC.Andrew has been in the mortgage game for a long time. He has been a Banker, a Broker, Co-Owner of a Sub Aggregator (which he sold), and then about 12 years ago he started Masters Broker Group with Mario Borg. Initially as a broker mentoring business that has since grown out to also be a Sub Aggregator under Connective.This week's wrap will focus on one subject. Making the news this week, David McQueen, CEO of Loan Market spoke to the audience at the LMG top 100 summit that Broker Market Share is expected to hit 80% by the end of the year.Source: https://www.mpamag.com/au/specialty/education/loan-market-boss-warns-on-complacency-as-broker-dominance-nears-80/523572We speak to Andrew and asking him how does a broker make it in an environment that will see the banks clawing back their market share with more determination than ever.We also Segway into his wisdom / experience with new brokers entering the industry, and his tips for those going into their 3rd year as business owners.
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market podcast, Nick Goodall interviews Dallas Roberts, a mortgage advisor at Loan Market Agile. They discuss the current state of the property market in New Zealand, focusing on trends in mortgage applications, the behaviour of first home buyers, and the impact of interest rates. Dallas shares insights on the increasing demand for family homes, the challenges faced by first home buyers, and the evolving construction market. The conversation also highlights the importance of customer experience in the mortgage advisory business and the strategies that contribute to Loan Market Agile's success.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market podcast, Nick Goodall interviews Mike Bloy, a mortgage advisor from Loan Market. They discuss Mike's journey into mortgage advising, the daily responsibilities of a broker, the importance of building relationships with lenders, and the challenges faced in the current market. Mike shares insights on navigating the second tier and non-bank lenders, as well as strategies for overcoming obstacles in providing excellent service to clients. In this conversation, Mike and Nick discuss the intricacies of navigating the real estate market, focusing on strategies for home buyers, the importance of building trust and setting expectations, and insights into current market dynamics and interest rates. They explore the changing behaviours of borrowers, particularly first-time buyers, and the emotional aspects of property purchasing. The discussion culminates in predictions for the future of the market and the role of brokers in guiding clients through the process.Contact Mike https://adviser.loanmarket.co.nz/mike-bloy Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane as she unpacks the big themes in the news. This week, she covers: NAB's surprising move to focus on proprietary lending. How the major banks are changing lending strategy. Why is hope is fading for a February rate cut. The conclusion of Loan Market's payroll tax case. And much more!
Wondering if you can buy a home without a full 20% deposit? You're not alone. As property prices climb, saving that much can feel impossible, but there are other ways to get your foot in the door sooner. In this episode, we explore the range of options available to first-home buyers who are looking for alternatives to the traditional deposit size. Cara Haynes, a seasoned mortgage broker, joins us to shed light on strategies that could work for different situations. From family guarantees to lenders mortgage insurance (LMI), and even some government schemes—there's more out there than you might think. These aren't one-size-fits-all solutions, but they might be worth considering depending on your circumstances. We break down the potential benefits and trade-offs of these paths without making it complicated. Cara shares real-world examples and tips, giving you insights that could help you make sense of your options with more confidence. You'll also hear about some banks offering perks like waived LMI for certain professions—a game changer for those eligible. This episode is packed with eye-opening details, designed to help you explore what could work for you. It's not about quick fixes, but about understanding the landscape and weighing up what's right for your home-buying journey. Episode Highlights: 00:00 - Introduction 02:33 - Who is Cara Haynes? 05:56 - Why banks typically require a 20% deposit from home buyers 10:32 - Key factors financiers consider when assessing a client's borrowing potential 12:42 - How can high earners prove their loan eligibility without sufficient savings? 13:48 - What alternatives exist for high-income buyers with insufficient savings? 17:37 - Bank of mum and dad 20:37 - Shared equity schemes 29:51 - Lender's mortgage insurance 35:45 - Is pre-approval necessary? 37:31 - What do first home buyers need to know about pre-approval when buying at auction? 42:17 - Key takeaways from the conversation 44:45 - What Cara wishes she knew as a first home buyer About Our Guest: Cara Haynes is a seasoned mortgage broker at Loan Market, based in Northgate, Queensland. With over a decade of experience, Cara transitioned into mortgage broking from a background in legal administration and marketing, bringing a unique perspective to her role. Known for her clear communication and dedication to helping clients navigate the property market, she frequently receives high praise from clients for her professionalism and attentiveness. Her approach focuses on offering customized support, making her a popular choice for first-time home buyers and investors alike. Connect with Cara Haynes: Facebook https://www.facebook.com/CaraHaynesAtLoanMarket/ LinkedIn https://www.linkedin.com/in/cara-haynes-b59b1737/ Instagram https://www.instagram.com/carahaynes_loanmarket/ Website https://www.loanmarket.com.au/ Resources: FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers Visit our website https://www.homebuyeracademy.com.au/ Join our Facebook Group to get access to free monthly live Q&A sessions https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/ Work with Meighan: https://www.linkedin.com/in/meighanwells/ If you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.
In this episode, host Bill Kelly welcomes Scott McMunn, CEO of the Loan Market Association (LMA), to discuss the dynamic shifts in private credit and the significant role that trade associations play in today's financial landscape. Scott shares his career journey from asset management to leading the LMA, highlighting the challenges and opportunities in the evolving loan markets. The conversation dives into the growth of private credit, the influence of non-bank financial intermediaries, and the burgeoning fund finance market. Listen in!
Send us a question/idea/opinion direct via text message!This week, Nick chats to Logan Reardon from Loan Market Auckland.Logan has experienced a meteoric rise in the lending world as he's become an elite advisor in little more than 5 years in the industry. Logan has amassed a dedicated team in a very short time period - all tasked with getting the best result for their clients. Logan isn't afraid to touch on difficult discussion points either, such as the conversation with those unfortunate first home buyers who bought at the peak, or someone engaging an off-the-plan built that's decreased in value through the build. Nick and Logan delve into all that, and more, including the market reaction to the latest OCR cut, how different property types affect buyer power and expectation, the impact of the 'market chain' and how multi-banking is so important for investors.Logan can be contacted on logan.reardon@loanmarket.co.nz. Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
Mortgage rates are continuing to fall, but it isn't getting any easier for many people to access bank loans. Latest figures from interest.co.nz show one-year mortgage rates have fallen to around 6.33%, down from about 7.35% in January. But banks have told our newsroom they're still testing applicants at between 8.5 and 8.7%. Loan Market Mortgage Advisor Bruce Patten told Mike Hosking that banks are being overly cautious at the moment. He said that it won't be until inflation rates get back to normal that they'll ease off on the caution. LISTEN ABOVE See omnystudio.com/listener for privacy information.
This week, Nick chats to Cam Muggeridge, Adviser for Loan Market Central, in Auckland.Cam has extensive knowledge of the lending sector, insurance, and property development industry. With his experience coming up through the advisor world, Cam has a thorough understanding of the home loan process and a passion for making that process easy to understand and as stress-free as possible for his clients.In this chat with Nick, Cam outlays how the market has reacted to the recent fall in the OCR. How it has seen enquiries from both new and existing clients interested in making the reduction work for them.Cam also details what the discussion looks like when it comes to breaking fixed rates with banks and how to manage expectations and stress levels in the new decreasing interest rate environment. With his background in property development, Cam also offers insight into his conversations and expectations for the still-vulnerable construction sector.Lastly Cam ponders the impact of open banking on NZ.Cam can be contacted on cameron.muggeridge@loanmarket.co.nz, 027 687 5785 or google for him and the rest of the team at Loan Market Central. Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
We talk with Sarah Thomson the owner and director of Loan Market in Geelong about different types of guarantors and ask Rebecca about the mortgage application process. https://broker.loanmarket.com.au/geelong-city Listen here: https://apple.co/3wub8Le ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty
The Reserve Bank is reviewing the official cash rate day - some economists are picking it'll drop rates for the first time in more than four years. Loan Market director Bruce Patten spoke to Ingrid Hipkiss.
We talk with Sarah Thomson the owner and director of Loan Market in Geelong about first time investor's and advice and information for borrowing capacity and avoiding pitfalls. https://broker.loanmarket.com.au/geelong-city Listen here: https://apple.co/3wub8Le ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty
This week, Nick chats to Michelle Isemonger, Adviser for Loan Market East, in Auckland.Michelle brings a youthful exuberance to being an advisor while drawing extensively from the successful experience around her.Nick and Michelle cover a lot in this chat, from first home buyer priorities to mover preferences, all the way to what's going on with interest rates and the basis for deciding how long to fix your mortgage.Plenty of regulatory chat in there too, from the shortening of Brightline test to all the CCCFA changes over the years, this discussion will give all listeners plenty of ammo when it comes to understanding and discussing the current housing market.Michelle can be contacted on michelle.isemonger@loanmarket.co.nz or google for her and Team Patton. Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
A mortgage broker says people can only manage for so long, with an increasing number feeling the strain. Mortgage rates are starting to fall in the face of weaker than expected inflation figures. Mortgage broker and Loan Market director Bruce Patten says the news is good, but costs continue to be difficult and widespread. He spoke to Ingrid Hipkiss.
This week, Nick chats to Dan Bailey, Adviser for Loan Market Capital & Coast.Before Nick and Dan get into the advisor world, including Dan's experience of the current market, the three guys quickly review the just-released OCR review. In the review, the RBNZ held the rate at 5.5%, but notable softened their stance of the economic environment, increasing chances of a 'sooner than later' cut to the OCR.Dan has a long and successful career in banking and finance and with his knowledge of the Lower Hutt and Wellington markets in particular, he has great insight into the impact of regulation, government intervention and a costly new build market. Plenty of food for thought as we navigate a still-challenging and always intriguing property market.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
This week, Nick chats to Nigel Ho, owner of and mortgage advisor at Agile Financial Services in Christchurch.Nigel has a long and successful career in the financial services industry with a unique experience in helping new migrants understand their financial situation, especially how it applies to the possibility of buying a home in NZ.Nigel's recent interactions also include with Mum & Dad investors keen to test their ability to buy an investment property and Nick also asks about the potential impacts of the removal of the first home buyer grants.Nigel is a proud, parochial Cantabrian who knows his stuff, providing insight into the most important topics of conversations with clients which includes considerations of where to next for interest rates.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
This week, Nick chats to Aaron Cooke, adviser from the award winning Loan Market Highland Park Office.Aaron is a passionate and articulate advisor with his finger on the pulse of all things property. Today's discussion covers a myriad of topics - honing in on first home buyer mentality and behaviour, the impact of the 'transaction chain' slowing down activity, the state of the new build market and some great detail on the Council buy-out process following the flooding events of yester-year. All the topical influences are covered too - from the Reserve Bank's DTIs, to the removal of first home buyer grants and the market shift in favour of finance-qualified buyers.Plenty to chew over and as per usual we're always keen on your feedback so please get in touch.Give Aaron a googleSign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
In 2014, Grace Green left her role as an accountant at a big corporate firm to become her own boss as a Loan Market broker. Fast forward 10 years and she's now established herself as a successful commercial broker. In this episode of Elite Broker, we catch up with the accountant-turned-broker to find out: Why she transitioned to commercial finance. How and when she sets fees. The benefits of close referral partnerships. And much more!
The Government says it wants to enable "Kiwis to access finance with confidence", and an Auckland mortgage adviser thinks it's a win for mum-and-dad borrowers. Bruce Patten from Loan Market spoke to Corin Dann.
The Adviser's What's Making Headlines? podcast runs down the big news stories for the week into bite-sized chunks to keep you in the loop. Join hosts Adrian Suljanovic and Annie Kane as they cover the decision from a landmark payroll tax case and more on lender turnaround times as they continue to adopt new technology. This week, they discuss: Loan Market versus Revenue NSW. Westpac turning on opening banking for brokers. More Australians wanting to become “property pals”. And much more!
This week, Laleh Bashirrad, managing director of BNP Paribas' leveraged syndicate desk, joins Reorg's Katherine Schwartz to discuss the mood of the market, including the M&A pipeline, the LBO market and the ongoing rivalry between private credit and broadly syndicated loans. We're looking for feedback to improve the podcast experience! Please share your thoughts here: www.research.net/r/Reorg_podcast_survey For more information on our latest events and webinars: reorg.com/resources/events-and-webinars/ Sign up to our weekly newsletter Reorg on the Record: reorg.com/resources/reorg-on-the-record/ #leveragedfinance #highyield #restructuring #performingcredit #distresseddebt #debtrestructuring #leveragedloans
This week, Nick chats to Paulette Trotter, director and advisor at Loan Market Auckland, who was the number 1 mortgage advisor in NZ in 2023.Paulette's experience in the industry is vast and hugely successful. In this discussion Paulette discusses how the property market has kicked off in 2024, with first home buyers remaining a consistent presence. She speaks about some of the differences across the Auckland market, including interest in new build properties and the relative importance of tax changes and interest rates to potential property investors. Nick and Paulette also discuss the roles and influence of both the new Government and the RBNZ, including the proposed debt-to-income limits and loosening of the loan to value ratio restrictions.Lastly, Paulette offers up a few keys to success for her and her team Loan Market and a few tidbits of advice for good measure too.Contact Paulette at:https://adviser.loanmarket.co.nz/paulette-trotterP: 021 820 473E: paulette.trotter@loanmarket.co.nz Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
Today, Nick chats to Rodney King, Mortgage Advisor for Loan Market Agile, based out of Christchurch.Rodney has been in the Banking and Finance industry for a number of years and has exceptional experience in finding the right bank or lender for every type of borrower. In a wide ranging chat, Nick and Rodney cover off the current market dynamics, weighing up the impact of the new Government and the RBNZ's monetary policy decisions. First home buyers are a regular topic of interest but it's other owner occupiers looking to move house that are a source of intrigue for Rodney. Investors too are discussed, especially given recent policy announcements and of course there's plenty of hype for the Christchurch market which continues to look more favourable than many other main centres from an affordability perspective.Contact Rodney at:https://adviser.loanmarket.co.nz/agile/about-us/rodney-king/P: 0274 555 863 E: rodney.king@loanmarket.co.nzSign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
How does our emotional connection to money influence our financial decisions? As your hosts, we're exploring this intriguing question alongside Terry from Cash Flow Co. and Paul, a mortgage broker from Loan Market. We're diving into the underbelly of finance, prying open the lid on conversations that couples often avoid, and unveiling how your relationship with your partner could be the key to better financial management.Did you know that your career choices and financial priorities are intricately linked? Terry and Paul guide us through the maze of reevaluating career paths, shedding light on the importance of aligning your wealth-building strategies with what truly matters to you. We hear inspiring stories of people who chose joy over financial gain, a testament to the profound effect personal values have on our financial decisions. And just when you think you've heard it all, we take the conversation a notch higher. Get ready to meet your financial alter ego. As we venture into the realm of financial archetypes, Terry and Paul help us identify our unconscious views on money and how these shape our financial behavior. We wrap up the episode with a stimulating discussion on financial independence and interdependence, and how to forge your path to wealth while keeping your relationships intact. Prepare for an enlightening journey into the world of finance and relationships. Tune in now!Paul:https://www.loanmarket.com.au/https://www.instagram.com/paulhixon_loanmarket/Terry:https://cashflowco.com.au/Support the showCreating a community that empowers men to MAXIMISE their life.Support the show:https://www.buzzsprout.com/997123/supporters/newGet in touch in the comments below or head to...Instagram: https://www.instagram.com/lachlanstuart/YouTube:https://youtube.com/@lachlanstuart91Website:https://themanthatcanproject.com/Do Something Today To Be Better For Tomorrow
John Toohig, managing director and head of whole loan trading at Raymond Jaymes, and Nathan Stovall, director of the financial institutions research team for S&P Global Market Intelligence, join Jack Farley on Forward Guidance to update listeners on the state of the U.S. banking industry. Surging deposit costs, steadily rising defaults, and a freeze on loan liquidity are just some of the topics discussed in this conversation. Filmed the afternoon of October 18, 2023. -- MetaMask Portfolio is your one-stop shop for all things web3. Instead of connecting to multiple exchanges, dapps, and tools, you just need to connect to one simple dapp to track and manage all your assets across different networks and accounts. MetaMask Portfolio provides a secure and convenient way to perform common tasks such as Buy, Sell, Swap, Bridge, and Stake. Try MetaMask Portfolio: https://blckwrks.co/MetaMaskForwardGuidance __ Latest edition of John Toohig's “Let's Talk Loans”: https://www.linkedin.com/pulse/lets-talk-loans-vol-70-john-toohig/ __ Follow John Toohig on Twitter https://twitter.com/RJWholeLoans Follow Nate Stovall on Twitter https://twitter.com/StreetTalkpod Follow Jack Farley on Twitter https://twitter.com/JackFarley96 Follow Forward Guidance on Twitter https://twitter.com/ForwardGuidance Follow Blockworks on Twitter https://twitter.com/Blockworks_ __ Disclaimer: Nothing discussed on Forward Guidance should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.
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Today we sit down with the esteemed Steve McMenemy, director and mortgage advisor at Loan Market Auckland. As a veteran in the finance industry, Steve provides us with a deep-dive into the intricacies of the New Zealand property. We walk through the projected growth in the Massey area, and Steve unpacks the vulnerabilities and opportunities in the new build market. In light of the Unitary Plan, we also discuss its impact on the housing market and new build projects.Shifting gears, we delve into the current housing market and the psychology of first-time buyers. Steve shares valuable insights into the factors stoking increased demand and gives practical advice to those grappling with affordability in this fast-paced market. In the wake of recent changes in property investor borrowing, we dissect the implications of removing the ability to offset mortgage interest costs as a tax deduction, as well as the loosening of LVR restrictions.To wrap up our discussion, we turn our attention to the evolving trends in apartment living and reflect on the Reserve Bank's influence on the market. We also explore the role of debt-to-income ratio in bank policies and why more Kiwi are turning to brokers for their mortgage needs. Steve's unique insights and experiences provide a fascinating perspective on these topics, making this a must-listen episode for anyone interested in the New Zealand property market. So tune in and enjoy this comprehensive ride through the NZ property market!Contact Steve at:https://adviser.loanmarket.co.nz/steve-mcmenemy/https://www.instagram.com/steve.mcmenemy/ loanmarket.co.nz/steve-mcmenemy 021 743 494 Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz
A mortgage advisor says there will be no quick fix for people with mortgages suffering the burden of a high official cash rate. The Reserve Bank is keeping the official cash rate at 5.5 percent for now. Loan Market advisor Aaron Cooke spoke to Corin Dann.
Welcome to the Brisbane Property Podcast. In this episode, we share with you a special episode from the Brisbane Property Panel. Your hosts Melinda and Scott Jennison are joined by special guests Youeil Shol and Danielle Mutzelburg. Youeil, a finance specialist with Loan Market, and Danielle, the Director at Beacon Business Accountants, sit down with Melinda and Scott to discuss the Brisbane Property Market and the key factors to success when aligning your finance and property purchasing strategy. Together our panelists explore the Brisbane property market and how integral it is to match your finance strategy with your investment strategy when creating your investment portfolio, and future considerations to consider when purchasing your home. You can contact our Panel Guests: Melinda Jennison - Director Streamline Property Buyers Scott Jennison - Acquisition Manager Streamline Property Buyers Youeil Shol - Finance Specialist at Loan Market E youeil.shol@loanmarket.com.au M Beacon Business Accountants E office@bbacc.com.au P 07 3391 6300 We hope that you enjoy this special episode and find value in the information that we are able to share with you. To stay up to date with the latest from the Brisbane Property Podcast, make sure to subscribe to our subscriber list. Click the link HERE to join our community and never miss an episode!
Chris McChesney is the co-author of the best-selling book in the world on strategy execution. He is the Global Practice Leader of Execution for FranklinCovey Co. and one of the primary developers of The 4 Disciplines of Execution. For 15 years, he has led FranklinCovey's ongoing design and development of these principles, as well as the consulting organization that has achieved extraordinary growth in many countries around the globe and impacted hundreds of organizations. Chris has personally led many of the most noted implementations of the 4 Disciplines, including Marriott® International, Shaw Industries, The Ritz-Carlton Hotel Company® , The Kroger® Co., The Coca-Cola Co.® , Comcast, Lockheed Martin Corporation, and Gaylord Entertainment. Also, Chris has worked with Yum Brands, Chick-Fil-A, Neighborly Brands, Loan Market, Hard Rock Cafe, Bridgestone, and Tailored Brands. This practical experience has enabled him to test and refine the principles contained in The 4 Disciplines of Execution from the boardroom to the front line of these and many other organizations. Chris's career with FranklinCovey began by working directly with Dr. Stephen R. Covey and has continued for more than two decades to include roles as a con-sultant, managing director, and general manager within the organization. Chris launched the first 4 Disciplines of Execution Practice in FranklinCovey's Southeast Region, and today has seen it expand around the globe. Throughout this period of significant growth and expansion, Chris has maintained a single focus: to help organizations get results through improved execution. Chris and his wife Constance are the proud parents of five daughters and two sons. His love of family is combined with his passion for boating, water sports, coaching, and trying to keep up with his children. Known for his high energy and engaging message, Chris has become a highly sought-after speaker and advisor on strategy execution. Chris has presented at the largest leadership conferences in the world, including Global Leadership Summit and World Business Forum. The 4 Disciplines of Execution message is something that fits into every theme. Every leader has a goal that they want to achieve, but how do you focus and leverage organizational behavior to accomplish your wildly important goals despite a whirlwind of competing priorities?Link to claim CME credit: https://www.surveymonkey.com/r/3DXCFW3CME credit is available for up to 3 years after the stated release dateContact CEOD@bmhcc.org if you have any questions about claiming credit.
In this episode of the Last Tranche, Joe Rotondo, senior portfolio manager on the credit investments team at MidOcean Partners, looks back on a turbulent year for the leveraged loan asset class.Rotondo discusses the key trends and moments that influenced the loan market through the last 12 months through to the present day, from the general bullishness at the start of the year, to the downturn over the summer and the slowdown in new issue supply. He identifies the key lessons the market can take from the events of the year, and looks at both the headwinds and tailwinds in place for loan investors looking into 2023.#CLO, #leveragedloan, #MidOcean
Pressure is increasing on mortgage holders due to economic turmoil. Interest rates are continuing to rise and the Reserve Bank is predicting a recession for next year. Loan Market mortgage adviser Paulette Trotter spoke to Corin Dann.
Gretchen Lam, senior portfolio manager, Octagon Credit Investors -- sub-adviser on the XAI Octagon Floating Rate & Alternative Income Term Trust -- says that while economic conditions are challenging and that a recession will be bad for the credit markets, collateralized loan obligations and other loan products have held up relatively well during the current period of rising rates. They haven't been able to avoid the downdraft, she says, but they have outperformed other forms of credit, maintaining a historical pattern of superiority in tough conditions. Coupled with low default levels -- which she expects to rise a minimal amount despite higher interest rates -- it creates an opportunity for credit investors now.
Some homeowners are feeling a heavy strain as a result of interest rate hikes, with the Official Cash Rate lifted a further 50-basis points yesterday, to 3.5 percent. The hike was expected, and is the eighth straight increase in the OCR. Loan Market director Bruce Patten says some home owners, or soon to be home owners, are facing a year of pain due to the hikes. He also says the uncertainty is making matters worse. Patten spoke to Corin Dann.
This week, we take a look at Talen Energy, Diebold Nixdorf, Service King and TPC Group. Having nearly reached the official halfway point of 2022, for this week's Deep Dive, we take a look back at some of the past year's leading trends in the leveraged loan market in a replay of a webinar featuring Peter Washkowitz, head of Americas Covenants, discussing the continued evaporation of lender protections and the expansion of borrower flexibility in the leveraged loan market in 2021.