Podcasts about CoreLogic

In this episode of the CommBank Global Economic and Markets Research Aussie Weekly podcast, Harry Ottley and Belinda Allen unpack a data-heavy week for the Australian economy. They dive into the stronger-than-expected Q2 GDP figures, the evolving handover from public to private sector-led growth, and what it means for the RBA's rate outlook. The pair also explore July's household spending data, rising home prices, and building approvals, before previewing key upcoming releases including consumer and business sentiment and CommBank's Household Spending Insights report for August.   ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”   

In this episode of Money Made Simple, Jennie and Liv tackle the common Kiwi dilemma: Should you rent forever, or is it better to save up and buy your own home? They unpack the real-world costs on both sides (not just mortgage vs rent), discuss the lifestyle trade-offs, and how today's market settings can tilt the decision either way. You'll get a run down of general ownership expenses, rent realities, and practical ways to stress-test what's right for you and your whānau. This episode covers:The latest NZ home-ownership and house pricing trends - and what they might mean for first-time buyersThe upfront and ongoing costs of owning a house, vs renting itHow to compare a “typical” mortgage on a $1m home with current rent levels in big centres Lifestyle trade-offs: flexibility and predictability of renting vs stability and control of owning A simple framework to help you decide what fits your budget, goals and season of life Resources included in this episode:- REINZ monthly housing market data- Statistics NZ Census data on home ownership- CoreLogic's Housing Affordability report- MoneyHub's guide to home insurance- Sorted.org's Home Buying GuideBy the end of this episode, you'll hopefully have a clearer idea of the pros and cons of renting vs buying, along with a realistic view of the actual costs for each so you can make your own informed decision!---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

The RBA cut the cash rate by 25bp to 3.60% this week. In today's podcast, Senior Economist Belinda Allen and Economist Harry Ottley discuss the decision and dissect the key labour market data that was out this week. They also cover off the CommBank HSI which is showing some green shoots for consumer spending.     ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”   

With a 25bp cut from the RBA all but locked in, CBA Senior Economist Belinda Allen and Economist Harry Ottley break down what's driving the decision. They unpack this week's data, including signs of life in household spending and Australia's strong position in the global trade war. Plus, a look ahead to next week's key labour market releases—the Q2 25 Wage Price Index and the June Labour Force Survey.  ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”   

The much-anticipated Q2 2025 CPI data is in, and the news is very positive for both the inflation outlook and the prospect of further interest rate cuts. CBA Senior Economist Belinda Allen and Economist Harry Ottley explain why the data effectively rubber-stamps a rate cut in August. They also unpack a range of other economic releases, including the final ever retail trade report. ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”     

Cotality (formerly known as CoreLogic) joined this week's episode of Broker Daily Spotlight to discuss the recent rebrand and what it means for the evolution of the company. Chris Wagner, head of broker at Cotality, notes that the refreshed look reflects the company's shift from a traditional property data provider to a tech-powered intelligence platform. This expanded vision moves beyond static data into real-time insights, AI, and automation. Wagner emphasises that the change isn't just a new name but a commitment to “intelligence beyond bounds”, helping brokers navigate an evolving property market with precision. Wagner stressed that tech won't replace brokers but will empower them to focus on high-value client relationships.

In this episode, economist Harry Ottley discusses the communication from RBA this week and previews the all important Q2 25 CPI data due next week.  ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”     

What does it take to rebuild after disaster as a business leader, a homeowner and a policyholder? Garret Gray has spent his career trying to improve how insurers and property owners respond to damage. As President of Insurance Solutions at Cotality (formerly CoreLogic) and founder of Next Gear Solutions, he's been at the centre of building tools for claims, risk assessment and recovery. But this year, the conversation became personal. A wildfire tore through Garret's neighbourhood in California, forcing an emergency evacuation and leaving his home heavily damaged. That experience has shaped the way he thinks about risk, resilience and the urgency of modernising the systems we rely on. In this episode, Matthew Grant speaks with Garret about what he's learning, not just from running a technology platform, but from living through the very risks his business is built to address. Garret reflects on: What the industry often underestimates about “secondary” damage and long-tail claims Why speed not just coverage is critical in claims response How Cotality is using AI to streamline damage assessment, measurement and documentation Where underwriting still falls short on using granular property data effectively The potential for aerial imagery, building code data, and mitigation scoring to improve pricing The evolving role of regulators, particularly in high-risk states like California He also shares what it takes to keep innovation alive inside a larger company and why so many of the original founders of acquired businesses are still working alongside him today. If you like what you're hearing, please leave us a review on whichever platform you use or contact Garret Gray or Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: List the ways AI and automation are improving claims workflows, from measurement to estimate validation. Measure the impact of faster claims processing on overall loss severity and policyholder experience. Specify the data and tools required to assess property-level risk more accurately, including aerial imagery and local building codes. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 364 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

The main talking point this week was the Australian labour market after the labour force survey weakened in June. Economists Harry Ottley and Belinda Allen talk through the data and what it means for the RBA going forward.  ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”   

The first half of 2025 is behind us — and the Australian property market is shifting fast.In this special mid-year update, host Tom Haigh breaks down the latest trends in residential and regional markets, reveals what the June 2025 Property Clock is telling us, and explains what the RBA's interest rate cuts really mean for buyers, investors and homeowners.You'll also get fresh insights into investor behaviour from Cotality's (Core Logic's) latest research — and why some are diving into new markets while others are sitting tight.Short on time but want the full picture? This is the episode that cuts through the headlines and gives you what matters.In this episode, you'll learn:

The big news this week was a surprise on hold decision from the RBA. Economists Belinda Allen and Harry Ottley run through the decision, and why it was such a shock. They also review the CommBank HSI data and preview the labour force survey due next week.    ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”   

Send Us A Message! Let us know what you think.Topic #1:  RNZ 25th of June - Thousands of over-65s earn more than $200,000 - should they get NZ Super?Topic #2: Good Returns 25th of June -Never a better time in four years for first home buyersTopic #3: RNZ 25th of June -Removing red tape key priority for FMA - reportTopic #4: Corelogic 26th of June - A good time to get that extra bedroom?Topic #5: 1News 26th of June - How bad can your credit score get before it's a problem?Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

It was quieter week for Aussie economy data this week with private sector releases dominating. The CommBank HSI as well as updates on business and consumer sentiment continue to point to subdued economic conditions in Australia. Next week, the May labour force survey is in focus.    ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.”   

حسب تقرير شركة CoreLogic الصادر في مايو 2025، فإن متوسط أسعار العقارات السكنية على مستوى أستراليا ارتفع بنسبة 1.7% منذ بداية العام، مع تسجيل ارتفاع بنسبة 0.5% في شهر ايار مايو فقط. مدينة بريزبن قادت هذا النمو بنسبة 1.4%، تلتها بيرث بـ1.1%، ثم أديلايد بـ1.0%.

The RBA cut the cash rate by 25bp to 3.85% on Tuesday. The post-meeting communication was more dovish than most expected. In this week's podcast, Belinda Allen and Harry Ottley from the Australian Economics team discuss at the decision itself and what it means for the prospect of future rate cuts.  ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.

Jim Morrison and Hal Humphreys are back with fan-favorite Joel Baker from Totality (formerly CoreLogic) to dive into the upcoming UAD 3.6 changes and what they mean for appraisers. Listen in to hear what's changing, how it'll impact your workflow, and why now is the time to get ahead of the curve.If you missed Joel's standout demo at ACTS this past April, don't worry—we've got you covered. Join us in LA July 25–26 for a special, live course in partnership with a la mode and Appraiser eLearning. 

Which ever way you look at it, housing affordability in Australia is shot. Cotality (formerly CoreLogic) reported that the total value of Australia's housing stock was $11.3 trillion as of April 30, 2025, with the average home worth exactly $1 million. This is a leech on the economic prosperity of Australia, and a massive misallocation … Continue reading "Housing Affordability Blown To Bits…"

** CoreLogic ថា ផ្ទះជាងមួយភាគបី នៅក្នុងប្រទេសអូស្ត្រាលី មានតម្លៃមួយលានដុល្លារ ឬថ្លៃជាងនេះ។ ** ការរំលូតកូនគឺជារឿងស្របច្បាប់នៅរដ្ឋញូសៅវែល បន្ទាប់ឆ្លងផុតសភាទាំងពីរថ្នាក់។ ** មេដឹកនាំថ្មីគណបក្សហ្រ្គីនអះអាងថានឹងបន្តនិយាយពីបញ្ហាយុត្តិធម៌សង្គម

It was a big week of data with wages and labour force printing above economist expectations, but in line with RBA forecasts. Belinda Allen and Gareth Aird wrap up the week and then turn their attention to the May RBA Board Meeting. A 25bp rate cut is expected.   ------ DISCLAIMER ------  Important Information    This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).   Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance   Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information and is not investment research and nor does it purport to make any recommendations. The information contained in this podcast is solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It does not constitute a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual clients. Where ‘CBA Data' is cited, this refers to the Bank proprietary data that is sourced from the Bank's internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made.  Liability Disclaimer   The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.

How much of what we hear about Australia’s housing crisis is actually true, and how much is just media hype? In this episode, we’re joined by Cameron Kusher, a property economist who’s here to speak without corporate filters, and he doesn’t hold back. We talk about how the media often gets housing stories wrong, oversimplifying complex issues just to chase clicks. The real concern? That these headlines shape government policy, leading to short-sighted solutions that don’t actually fix anything. Cameron walks us through what’s really driving the supply issue: rising construction costs, GST on new builds, financing hurdles, and why “just build more” isn’t as easy as it sounds. We also chat about the missing piece in most political conversations: renters. There’s been decades of underinvestment in social and affordable housing, but that rarely gets the spotlight. We cover everything from tax reform to built-to-rent models, university responsibilities, and what role governments should be playing. If you’ve ever felt like the housing conversation is stuck or too focused on band-aid solutions, this one’s worth a listen. Episode Highlights: 00:00 - Introduction 01:02 - Who is Cameron Kusher? 01:38 - What frustrates Cameron the most about how media covers the housing market 04:21 - How could governments better assist the housing market? 12:44 - How biased is property media? Can we trust it? 15:26 - What do major networks get wrong about the property market? 17:30 - Why immigration is so hard to reduce and what does it means for housing 22:08 - Will falling inflation and interest rates increase housing approvals? 26:31 - Are planning reforms in NSW and VIC actually working? 33:35 - How much housing supply is considered enough? Can we sustain it? 42:14 - Could tax reform like land tax replace stamp duty? 46:14 - Do bold buyer incentives help or hurt the housing market? 48:37 - Are young people really locked out of the housing market? 51:53 - Is ‘giving while living’ the new Bank of Mum and Dad? 53:55 - Will downsizing boomers actually free up family homes? 57:46 - Are Australians becoming comfortable with lifelong mortgage debt? 1:00:06 - Cameron Kusher's property dumbo About Our Guest: Cameron Kusher is a seasoned property economist and one of Australia’s most respected housing market commentators. With more than 20 years of experience working in the Australian property sector., he has held senior research roles at CoreLogic and REA Group, where he served as Executive Manager of Economic Research. Cameron’s expertise spans residential and commercial property markets, focusing on data-driven insights into housing trends, affordability, and policy impacts. He is a sought-after speaker and writer, known for cutting through media noise to highlight the structural and economic forces shaping Australia’s housing landscape. Connect with Cameron Kusher: LinkedIn https://www.linkedin.com/in/cameron-kusher-bbb71b46/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop discuss the post-election results and how the pledge housing policies are criticised for ignoring the core crisis of chronic housing undersupply. The duo discuss how critics have argued that the pledge proposals are short-term fixes that fail to resolve the core issue of housing undersupply, with measures such as stamp duty cuts and first-time buyer grants offering limited impact without addressing how to build homes more efficiently and affordably. The co-hosts then analyse the current property market using CoreLogic's latest data, which showed that the market is broadly recovering, with growth recorded in every capital city in April. The FAST 50 report, set to launch soon, is expected to highlight top investment areas with strong growth potential through 2026. However, challenges remain, such as record-low new listings, underscoring persistent supply constraints. Investor confidence is also being tested by potential new taxes on unrealised super fund gains. While the overall market shows resilience, growth is slowing in leading cities like Brisbane, Perth, and Adelaide. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Send us a question/idea/opinion direct via text message!As first featured and published on the Home Run podcast with David and Harps, here's the full interview with Cotality Head of Research Nick Goodall. In the interview the team explores key factors influencing property prices, buyer behavior, and market dynamics. The discussion highlights the impact of interest rates on affordability, the segmentation of buyers, and the challenges faced by first-time buyers. It also touches on the resurgence of investor interest and the tools available for navigating the property market. Overall, the conversation provides insights into the evolving landscape of real estate and offers predictions for future trends. In this conversation, Nick and the hosts delve into the motivations behind home ownership, the current state of the real estate market, and the psychological factors influencing buyers. They discuss investment yields, migration trends, and the appeal of Australia for New Zealanders seeking better opportunities. The conversation also touches on the need for improved economic productivity in New Zealand and the potential for foreign investment policy changes.Finally, they explore long-term growth expectations in the property market, emphasising the importance of focusing on yield rather than speculative capital growth. Further, they delve into the complexities of global geopolitical tensions, the economic implications of these events, and the role of monetary policy in shaping financial landscapes. They discuss the impact of uncertainty on markets, particularly in relation to interest rates and mortgage strategies. The conversation also highlights the differences in property markets across countries, with a focus on New Zealand, Australia, and the US. CoreLogic's contribution to providing accurate data and insights is emphasised, along with personal reflections on life choices and the importance of community.For more info go to www.homerunpodcast.co.nz Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.co.nz or kelvin.davidson@cotality.co.nz

Send Us A Message! Let us know what you think.Topic #1:  Corelogic 1st of May - Momentum gradually builds in market upturnTopic #2: RNZ 1st of May - Like the look of that house? 'Visit 50 properties before you buy'Topic #3: Interest.co.nz 30th of April - ANZ's economists see an upturn in house prices but expect it to be restrained by high volumes of houses for saleTopic #4: RNZ 30th of April - When and where house sellers have made 100 percent in five yearsTopic #5: RNZ 29th of April -Time to pick a home loan strategy, ASB saysSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

CoreLogic rebranded as Cotality, and the company's CEO Patrick Dodd explains why now was the right time to make the change. - The transition from CoreLogic to Cotality wasn't just a rebrand, it was transformation with purpose. - What happens when a legacy powerhouse hits refresh? Beyond better serving client needs and adapt to changing market dynamics, this rebrand better showcases what this company has become. - Cotality is setting a new standard by pushing the boundaries of insight, collaboration, and impact to lead the property industry forward. In this episode of Beyond the Buildings, Patrick Dodd sits down with host Maiclaire Bolton Smith to explain what drove the change, why now was the right time, and how this new identity honors the past while boldly stepping into the future. From the collaborative naming process to the careful crafting of the mission, vision, and values statements, he gives us an inside look at how Cotality came to be and where it's heading next. In this episode: • 2:31 – Who is Cotality? • 5:38 – Why was the CoreLogic brand changed now? • 9:30 – What have been the reactions to the rebrand? • 13:19 – How was the name “Cotality” selected and what does it mean? • 20:37 – Where will the Cotality brand take the company? • 24:31 – Erika Stanley looks at the numbers in the housing market in The Sip. • 25:25 – Why is it important to be people-centric? • 29:17 – Patrick Dodd explains when he will feel like Cotality has achieved its mission.

Welcome to Connect, a podcast featuring one-on-one interviews with some of the top movers and shakers in the mortgage industry. This week we welcome Praveen Chandramohan, SVP, Origination Growth Solutions, Cotality Episode discussion timestamps: 1:27 - How you got into the mortgage business 2:44 - Big changes recently with the rebrand of CoreLogic to Cotality. Can you share with our listeners a little background on what inspired that change? 5:21 - Cotality has always focused on creating opportunities for customer retention. What's the main focus on that for 2025 for the company? 7:15 - How do you see business intelligence and analytics evolving in the mortgage industry over the next few years? Where is Cotality heading to meet these needs? 9:59 - Cotality is a member of the California MBA, and a Premier Sponsors at our Mortgage Innovators Conference happening May 7 - 8; thank you so much for your support. Can you share with our listeners why you choose to support our organization? 11:32 - You and I communicated earlier this year about the data your company has been compiling data on the Southern California wildfires. Are there any insights you can share around that data? Lenders, use "Cotality-Lenders" at checkout for an extra discount. Register for the Mortgage Innovators Conference here - https://my.cmba.com/events/mic25.html To learn more about the California MBA, visit cmba.com

CoreLogic rebranded as Cotality, and our CEO Patrick Dodd explains why now was the right time to make the change.The transition from CoreLogic to Cotality wasn't just a rebrand, it was transformation with purpose.What happens when a legacy powerhouse hits refresh? Beyond better serving client needs and adapt to changing market dynamics, this rebrand better showcases what this company has become.Cotality is setting a new standard by pushing the boundaries of insight, collaboration, and impact to lead the property industry forward.In this episode of Beyond the Buildings, Patrick Dodd, CEO of Cotality, shares a candid conversation with host Maiclaire Bolton Smith about how a name change isn't just cosmetic—it's a signal. A signal that something fundamental has shifted.In this episode:2:31 – Who is Cotality?5:38 – Why was the CoreLogic brand changed now?9:30 – What have been the reactions to the rebrand?13:19 – How was the name “Cotality” selected and what does it mean?20:37 – Where will the Cotality brand take the company?24:31 – Erika Stanley looks at the numbers in the housing market in The Sip.25:25 – Why is it important right now to be people-centric?29:17 – Patrick Dodd explains when he will feel like Cotality has achieved its mission.Links: Will tariffs harm affordability?Read Cotality InsightsExplore Cotality Data Find full episodes with all our guests in our podcast archive here: https://clgx.co/3HFslXD5 Copyright 2025 Cotality

بحسب أحدث بيانات CoreLogic، ارتفعت أسعار المساكن على المستوى الوطني بنسبة 0.7% في الربع الأول من السنة، بعد ثلاثة أرباع من الانخفاض. هذا يُعتبر مؤشراً مشجعاً على استعادة السوق بعض الزخم.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 15th of April - Non-banks may offer lower rates under deposit insurance schemeTopic #2: NZ Herald 15th of April - NZ's house price median drops $30,000 annually, Auckland down 2.8%: REINZTopic #3: Oneroof 20th of April - ‘Too much of a risk' - Agents to fire landlords who ignore Healthy Homes deadlineTopic #4: NZ Herald 14th of April -Kiwi card spending drops 0.8% in March, Stats NZ data revealTopic #5: Corelogic 16th of April -Buyer power dynamics are changingSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Investors made their way back into the housing market in the first three months of this year, according to a new report by Corelogic, at the same time the proportion of first home buyers has dropped slightly. CoreLogic chief property economist Kelvin Davidson spoke to Ingrid Hipkiss.

Corelogic has found that in about 20 percent of the country, it could be cheaper to buy a house. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

In today's episode, the government has directed Health New Zealand to use the term 'pregnant woman' instead of 'pregnant people', the President of El Salvador has met with Donald Trump in the White House to discuss the U.S. administration's mass deportations, Corelogic has found that in about 20 percent of the country, it could be cheaper to buy a house, the number of people studying to become teachers has jumped after several years of low enrolment, and RNZ music's Tony Stamp tips who will win tonight's Taite Music award.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop explore how broader economic forces, such as trade tensions and government taxes, impact the property market. The duo starts the conversation by discussing how international trade tensions, such as US tariffs on Australian beef, might impact the broader economy and affect the property market, encouraging investors to concentrate on what they can control to prevent frustration. The hosts then analyse new CoreLogic data indicating that residential property values have reached record highs, mainly fuelled by growth in affordable markets like Brisbane, Adelaide, and Perth. Melbourne, once underperforming, is now showing signs of recovery, offering opportunities for strategic investors despite an increase in taxes and regulations. The pair also discuss how future interest rate cuts and changes to lending serviceability could improve borrowing capacity and boost market activity.

Construction cost increases had their second-lowest annual increase on record, according to CoreLogic.

澳洲儲備銀行二月減息後，房地產市場來了一個小陽春，根據房地產網站CoreLogic 的數據顯示，三月澳洲樓價創下新高，扭轉一月錄得的跌勢。

Should you look into building a house? CoreLogic's latest Construction Cost Index suggests that outside of Covid, the price to build is the lowest it's been since 2012. Costs are rising at one of the slowest rates on record, with only 0.9% over the last year. Generation Homes CEO Craig Hopkins told Mike Hosking the sectors' greatest competition is the pre-existing market, with around 33,000 houses currently up for sale. However, he says, as far as building a house, now is the perfect time to do so. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Devastating mudslides and flooding are likely to become the number one risk for California homeowners in the next 25 years, outgrowing the threat posed by wildfires, according to a new study by CoreLogic.By 2050, the company calculated, homes in Los Angeles, San Diego and San Francisco will have a higher flood risk than wildfire risk, forcing their owners to purchase costly extra insurance to protect their properties and equity.

Corelogic三月出爐的「樓市季度賺蝕報告」，顯示截至去年十二月的季度，全國 94.8% 的物業賣家在出售樓宇時均獲得賬面收入。

An economist says property values are rising in over half of New Zealand suburbs as market conditions improve, but more listings and a subdued economy will prevent a major boom. CoreLogic chief property economist Kelvin Davidson spoke to Corin Dann.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest happenings from Washington D.C. Plus, Robbie sits down with FICO's Devin Norales for an interview on 10T adoption and benefits that are helping put more borrowers into homes. And we go through just who owns U.S. securities.St. Patrick's Day is this week, but you don't need to rely on luck to find business! You can easily retain and recapture your customers as rates dip with Precision Marketing by CoreLogic. Precision Marketing alerts you to your client's home shopping activity and provides a highly accurate estimate of their current equity, leveraging outstanding liens and CoreLogic's powerful Total Home Value X AVM.  Whether it's using cash to purchase a home, debt consolidation, or a straight cash-out refinance, Precision Marketing's data-driven insights pinpoint your best opportunities to retain and recapture your clients. Originators who leverage Precision Marketing have seen their pipelines increase by up to four times when compared to traditional lead generation methods. This is just one of several innovative marketing and data solutions delivered on the ARAYA Smart Data Platform. Find out whether your clients are shopping for a home or ready to cash out today! Visit corelogic.com/chrisman to learn more or to schedule a free demo.

How does CoreLogic predict wildfire risk, and why was the recent Southern California wildfire no surprise? Jon Schneyer, Director of Research & Content at Corelogic, breaks down how data, property analytics, and restoration efforts intersect to shape better risk management, underwriting, and recovery strategies.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at Western Alliance's data breach. Plus, Robbie sits down with Simple Lending Financial's Janine Cascio on her journey from breaking into the mortgage industry to founding her own company, reflecting on the challenges and triumphs along the way, and offering valuable advice for women looking to advance their careers and break barriers in the industry. And we look at the results of Federal Reserve decision day.St. Patrick's Day is this week, but you don't need to rely on luck to find business! You can easily retain and recapture your customers as rates dip with Precision Marketing by CoreLogic. Precision Marketing alerts you to your client's home shopping activity and provides a highly accurate estimate of their current equity, leveraging outstanding liens and CoreLogic's powerful Total Home Value X AVM.  Whether it's using cash to purchase a home, debt consolidation, or a straight cash-out refinance, Precision Marketing's data-driven insights pinpoint your best opportunities to retain and recapture your clients. Originators who leverage Precision Marketing have seen their pipelines increase by up to four times when compared to traditional lead generation methods. This is just one of several innovative marketing and data solutions delivered on the ARAYA Smart Data Platform. Find out whether your clients are shopping for a home or ready to cash out today! Visit corelogic.com/chrisman to learn more or to schedule a free demo.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at FHFA's appointments to the boards of Fannie Mae and Freddie Mac. Plus, Robbie sits down with nCino's Jay Arneja to talk about how AI, blockchain, and data are the bookends of the core systems of mortgage. And we look ahead to what potential surprises may arise on this Federal Reserve decision day.St. Patrick's Day is this week, but you don't need to rely on luck to find business! You can easily retain and recapture your customers as rates dip with Precision Marketing by CoreLogic. Precision Marketing alerts you to your client's home shopping activity and provides a highly accurate estimate of their current equity, leveraging outstanding liens and CoreLogic's powerful Total Home Value X AVM.  Whether it's using cash to purchase a home, debt consolidation, or a straight cash-out refinance, Precision Marketing's data-driven insights pinpoint your best opportunities to retain and recapture your clients. Originators who leverage Precision Marketing have seen their pipelines increase by up to four times when compared to traditional lead generation methods. This is just one of several innovative marketing and data solutions delivered on the ARAYA Smart Data Platform. Find out whether your clients are shopping for a home or ready to cash out today! Visit corelogic.com/chrisman to learn more or to schedule a free demo.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at Fannie Mae's condo requirements. Plus, Robbie sits down with Experian's Ken Tromer and Ted Wentzel to talk about why price transparency is important in the verification process, and how Experian Verify ensures it.. And we look toward Federal Reserve events.St. Patrick's Day is this week, but you don't need to rely on luck to find business! You can easily retain and recapture your customers as rates dip with Precision Marketing by CoreLogic. Precision Marketing alerts you to your client's home shopping activity and provides a highly accurate estimate of their current equity, leveraging outstanding liens and CoreLogic's powerful Total Home Value X AVM.  Whether it's using cash to purchase a home, debt consolidation, or a straight cash-out refinance, Precision Marketing's data-driven insights pinpoint your best opportunities to retain and recapture your clients. Originators who leverage Precision Marketing have seen their pipelines increase by up to four times when compared to traditional lead generation methods. This is just one of several innovative marketing and data solutions delivered on the ARAYA Smart Data Platform. Find out whether your clients are shopping for a home or ready to cash out today! Visit corelogic.com/chrisman to learn more or to schedule a free demo.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at MBAs profitability figures for Q4 2024. Plus, Robbie sits down with CMG's Sharon Barney to discuss Women's History Month. And after last week's inflation reports, attention this week turns toward Federal Reserve events.St. Patrick's Day is this week, but you don't need to rely on luck to find business! You can easily retain and recapture your customers as rates dip with Precision Marketing by CoreLogic. Precision Marketing alerts you to your client's home shopping activity and provides a highly accurate estimate of their current equity, leveraging outstanding liens and CoreLogic's powerful Total Home Value X AVM.  Whether it's using cash to purchase a home, debt consolidation, or a straight cash-out refinance, Precision Marketing's data-driven insights pinpoint your best opportunities to retain and recapture your clients. Originators who leverage Precision Marketing have seen their pipelines increase by up to four times when compared to traditional lead generation methods. This is just one of several innovative marketing and data solutions delivered on the ARAYA Smart Data Platform. Find out whether your clients are shopping for a home or ready to cash out today! Visit corelogic.com/chrisman to learn more or to schedule a free demo.

The housing market has reached a turning point, according to recent Corelogic data, and prices are likely to start lifting again. Money correspondent Susan Edmunds spoke to Corin Dann.

In this episode, Jake and Gino sit down with Jeremy Thomason, Managing Principal of Convolo Capital, to discuss his journey from corporate banking to real estate syndication. Jeremy shares his experiences in passive investing, multifamily deals, asset management, and raising capital.He reveals insider knowledge from his time at CoreLogic, breaks down how institutional investors operate, and explains why Dallas and Atlanta are his top picks for 2025.If you're looking to scale your real estate portfolio, improve your asset management skills, or understand the nuances of multifamily investing, this episode is for you.Topics Covered:How Jeremy transitioned from banking to real estateLessons learned from single-family investingRaising capital as a first-time GPThe power of institutional investors in multifamilyThe risks of floating-rate loans and why fixed debt is kingHow to avoid cash management disasters in multifamilyThe future of real estate investing in 2025Subscribe for more insights on multifamily investing and wealth-building strategies! Chapters:00:00 - Introduction  02:59 - What is a Finance Bro?  07:32 - Transitioning from Passive Investor to Syndicator  11:40 - How Big Data and AI Are Changing Real Estate  19:20 - Understanding Multifamily Debt: Agency vs. Bridge Loans  23:15 - Cash Management vs. Spreadsheet Management  31:03 - Asset Management vs. Property Management  36:37 - Why NOI Growth Matters More Than Cap Rate Compression  40:17 - The State of the Multifamily Market in 2025  45:46 - Top Real Estate Podcasts & Resources  51:04 - Best U.S. Markets for 2025  52:29 - Gino Wraps it Up We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

From Capitol Hill to the mortgage industry, AI is everywhere. It's even finding its way into the halls of government. But while AI promises innovation, it's also raising a ton of questions—especially for policymakers.Last year, Congress introduced over 350 AI-related bills, and while many of these bills simply served to spark debate, it's clear that lawmakers are considering everything from data privacy to mitigating bias in algorithms. Now, with a new Congress in session, the real question is: will AI regulation finally take center stage?Although no property-focused AI bills made it to the floor last session, there's been plenty of groundwork. From Senate hearings on AI in financial services to conversations about the technology's impact on housing, policymakers have been laying the foundation for regulation. One theme keeps emerging: the need to balance innovation with fairness.Technology often moves faster than regulation, but if regulators move too fast or ignore industry concerns, it could stall progress. And then there's the wildcard: the Supreme Court's 2024 repeal of the Chevron doctrine, which shifted interpretive power from agencies to the courts. This means Congress now has to be ultra-specific when drafting laws, which could further slow regulation initiatives.The future of AI regulation may be uncertain, but one thing's clear: the stakes couldn't be higher. In this episode of Core Conversations, host Maiclaire Bolton Smith and Russell McIntyre, an expert in public policy and industry relations at CoreLogic, discuss the need for AI regulation and how the government could approach this task.In This Episode:1:50 – Is the U.S. government currently regulating AI? What about AI in the property industry?5:19 – Whose responsibility is it to regulate AI?7:19 – How will the Chevron doctrine going to influence AI regulation in Congress?10:00 – What are the concerns and opportunities if AI regulations change in the property industry?12:28 – How will AI affect climate science?14:27 – Erika Stanley goes over the numbers in the property market with The Sip.15:26 – Is it impossible to eliminate inherent bias in AI technology?17:49 – How will the U.S. government handle AI and how can companies prepare for upcoming regulations around AI?Up Next: What Are the Ethical Implications of AI in the Property Industry?Links: What Are the Ethical Implications of AI in the Property Industry?SEC Climate Disclosure Guidance Timeline Pause: Why Companies BenefitExplore CoreLogic DataHazard HQ Command CentralRead CoreLogic Intelligence Find full episodes with all our guests in our podcast archive here: https://clgx.co/3HFslXD5 Copyright 2025 CoreLogic What Are the Ethical Implications of AI in the Property Industry?SEC Climate Disclosure Guidance Timeline...

Are real estate investors still buying at pre-pandemic levels, or has their activity slowed down? In this episode, Kathy Fettke dives into the latest CoreLogic data, revealing how high mortgage rates, limited inventory, and elevated prices are shaping investor behavior in 2024. Learn which markets are seeing the most activity, how smaller investors are adapting, and what this means for first-time homebuyers. Tune in for expert insights on the current state of real estate investing! Get your tickets for the Passive Wealth Expo on January 18th at the SF Convention Center here at newsforinvestors.com! Links: JOIN RealWealth® FOR FREE https://realty.realwealth.com/join-now/ FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://tinyurl.com/RWSsubscribe Real Estate News: Real Estate Investing Podcast: https://tinyurl.com/RENsubscribe Sources: 1 - https://www.housingwire.com/articles/investor-home-sales-corelogic-september-2024/ 2 - https://www.corelogic.com/intelligence/mom-and-pop-investors-shape-housing-market/ 

In this episode, Kathy Fettke dives into the latest data from CoreLogic's Q3 2024 Homeowner Equity Report. Discover why U.S. homeowners gained $425 billion in equity over the past year, despite a slight rise in negative equity. We'll also explore why foreclosure rates remain historically low, what's driving delinquencies downward, and how rising home values and interest rates are shaping the real estate market. Tune in for expert insights into the trends that matter most to homeowners, homebuyers, and investors in 2024! (00:00) Will There be a Housing Market Crash and Foreclosures? (00:26) Core Logic's New Report (01:00) Negative Equity (01:43) Is the Housing Market on Shaky Ground? (02:14) REO Inventory (02:28) Delinquencies  (03:08) The Real Distress in the Market Links: JOIN RealWealth® FOR FREE https://realty.realwealth.com/join-now/ FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://tinyurl.com/RWSsubscribe Real Estate News: Real Estate Investing Podcast: https://tinyurl.com/RENsubscribe Sources: 1 - https://calculatedrisk.substack.com/p/q3-update-delinquencies-foreclosures-a98?utm_source=post-email-title&publication_id=443155&post_id=152779445&utm_campaign=email-post-title&isFreemail=true&r=5cplo&triedRedirect=true&utm_medium=email 2 - https://www.corelogic.com/press-releases/corelogic-us-homeowners-see-equity-gains-drop-by-more-than-5-percent-in-q3/ 3 - https://calculatedrisk.substack.com/p/mba-mortgage-delinquencies-decreased

Keith discusses the paradox of falling home prices and rents in Austin, Texas, despite it being the fastest-growing city. He highlights the over-supply of apartments, with new towers next to old bungalows, and notes that apartment rents are down, while single-family home rents are up. He also explores societal attitudes towards wealth, noting the double standard of admiring celebrities while vilifying entrepreneurs like Jeff Bezos. The over-supply of apartments has slowed down rent growth, affecting single-family home rents. Wage growth has outpaced inflation, potentially boosting rents. Millennials are increasingly renting due to the inability to afford homes.  Show Notes: GetRichEducation.com/530 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, I just walked one of America's most interesting real estate streets. I'll tell you what I saw then what it takes to get rents to increase in the US more real estate investing content, then it's about jealousy and envy. Why we hate Amazon founder Jeff Bezos for his wealth, yet love performers like LeBron James and Taylor Swift for theirs. It's a case study on wealth, entrepreneurship and celebrity today on get rich education.   Speaker 1  0:39   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit getricheducation.com.   Corey Coates  1:25   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:41   Welcome to GRE from sinking spring Pennsylvania to Manitou Springs, Colorado and across 488 nations worldwide. I'm Keith Weinhold, and you are inside episode 530 of the GRE podcast. What's the minimum wage? I don't even know. Around here, we don't talk about how to live below your means, but grow your means, and you're gonna learn how to earn maximum wage. Austin, Texas is the fastest growing city in America. I've got some really interesting real estate observations for you, since I walked it two weeks ago and well, touring the Texas State Capitol Building was cool. And then on Austin's Sixth Street, I hadn't seen that much beer pong since college, but you know, rainy street, R A, I N, E Y, just south of the downtown, near the river, that was Austin's interesting Real Estate Street, the fastest growing city in the United States has falling home prices and falling rents. What a paradox that is in the fastest growing city. I mean, how do you balance that weirdness? Yes, the census tells us that Austin is the fastest growing and even as a gentrified hipster Haven with murals on the walls, street corners, there food trucks, coffee shops. You know the coffee shops that make you feel like you're in an indie film. It doesn't matter. They simply built too much there in Austin. So all of that that cannot compete with classic supply versus demand dynamics, old fashioned Milton Friedman stuff. And really, what I saw in both San Antonio and Austin is emblematic of the new apartment supply surge. What's going on on rainy street? I mean, that's what I call America's apartment over supply ground zero. Cranes are in the air all over the place. They're building 500 foot apartment towers right across the street from one story bungalows there on Rainey Street. It's a weird scene. Well, the apartments, they're going to be vacant for a while, and part of the weird scene is that there are outdoor live country music acts on the east side of rainy street, and they're playing out of these old one story bungalows converted to bars. It just feels like they're going to be raised and knocked over anytime and then country music, that's something that you associate with, like cows grazing within a mile of you. But that is not going on here, so these huge, new, shiny glass and steel apartment towers are right across the street from it. So it's this weird cultural mix of both country flare and urbanism in Austin and now there were also some clubs with DJs playing. There something more modern. I mean, like 20 year old R and B songs that everyone knows the words to by artists like Usher and Akon. Remember. Or a con or Ja Rule. Remember Ja Rule? Maybe they were playing Jay Z and ice cube too. But, you know, maybe shabu Z would have made more sense on that scene. In any case, it is an unusual scenario there in Austin. So a lively place, a growing place, but apartment buildings got out ahead of the growth. And yes, it all comes back to supply versus demand. Yep, that age old rivalry between what we've got and what we want now broadly, America has an overall lack of housing supply and the under building that is the most prevalent in northern states. And of course, under building, what that does is it increases the number of buyer bids on the few available properties. Well, in turn, that pushes up their home prices faster than the rest of the nation. Now the states with the most appreciation, they generally have the least new housing inventory being built. And of course, conversely, states with the highest available housing supply have the slowest home price appreciation. Austin is ground zero for that. So with the eclectic rainy street there, it's really representative of how you have some cities that are over built with apartments. You have a lot of apartment completions, but not very many new starts of apartments like I mentioned before. No, in fact, let's zoom out nationally. Here. Apartment list tells us that apartment rents are really flat. In fact, they're down seven tenths of 1% over the past year, available single family homes? Well, they're in more scarce supply than apartments, and the CoreLogic single family rent index tells us that their rents are up 2% annually. All right, something that completely makes sense for a change. The overbuild of apartments has slowed down their rent growth even more. But here's the thing, the overbuilding of apartments that's actually slowed down the rent growth in single family homes somewhat. And you might think that those two things aren't related, apartment rents and single family rents, but they're a little related. Just say a tenant they might ideally want a single family home, but there just aren't many of them out there for rent nationally. So then if a good new apartment is substantially cheaper, well, some proportion are going to accept an apartment as an alternative, and that's one reason that single family rent growth is just a modest 2% rather than a more normal 4% or so that you might see as a historic average. But yeah, I mean, really, the story is all these apartment completions, where a lot of them are going to be vacant for a while in some cities now, long term, apartments are going to be fine. I'm totally confident of that the demographic demand for apartments is going to be there because our population is growing and because there aren't many new apartment starts. So really that means over the next couple years, apartment supply versus demand is going to come more back into balance, while we could keep having this ongoing deficiency, though over for the single family rental homes. Perhaps the best thing that you and I can have happen to increase real estate profitability is to get rents up. So let's take a look at that. Let's look at the prospects for getting rents up in, just say, the next year or two. And there is a real bright spot here for that, and that is the fact that wages have outpaced inflation every single month for almost two years now, yes, wages and incomes are up those higher wages and higher incomes can therefore afford higher rents. And like with a lot of things in economics, it moves slowly, and there is a lag effect. And this is, you know, it's really how it usually works when there is a wave of inflation. What happens is, first, inflation outpaces wage growth, and now that we've come down off the big inflation wave, we're in the era where it has flipped, and now wage growth outstrips inflation. Well, the most recent stats, they tell us that America now has 4.6% wage growth and just 2.6% CPI inflation growth. Now is wage growth higher than the real diminished purchasing power of the dollar, not just the stated CPI inflation, because you got to remember, CPI is only the level that the government is willing to admit to, but in a sense, who cares? Because look, as a real estate investor, while your principal and interest payment stays fixed every month and inflation can't touch it, we know that wage growth is up 4.6% and that's the part that really. Matters. So if that means that you can get a 4.6% rent growth in the near future, after some lag effects settle in, well that might increase the annual cash flow, the money you feel in your pocket, say, 7% or 9% annually. So this wage growth trend, it portends really well for rent growth, ultimately flowing through to your cash flow growth. So we know that home price appreciation is amazing and has been amazing for us, investors, leverage and all of that, but there expects to be more upward pressure on rents, and that is led by robust wage growth. That is really happening now, and workers are demanding the wage growth to cope with higher consumer prices. Now, when it comes to the prospect of more home price growth, let's listen in to Shark Tank shark Barbara Corcoran, she recently talked about what would make home price growth go ballistic, as she puts it. This was her on Fox Business Channel with Neil cabotto. It's about three minutes in length, and then I'll be back to comment.   Speaker 2  11:08   Barbara Corcoran. Now the Corcoran Group founder, Shark Tank aficionado, much, much more brilliant read of real estate too, Barbara, great to have you. A lot I'm throwing at you, Barbara, and you always handle it, definitely. But first off, on the rate environment right now, between all these headlines and everything, rates have been backing up. And, you know, we just saw a 30 year fixed rate mortgage. It's up to 6.84% from 6.78% last week. That was before the market rate run up. So how do you view the environment right now for lending?   Speaker 3  11:43   Well, I think what we're losing right now we desperately need is more first time buyers. Less than 24% of the people buying now are first time buyers at an all time low. So rates have been bouncing around a while. Now, 6 to 7% so people are confused. They don't have big expectations. They're no longer waiting for a tremendous rate drop. If that happens, got it would be incredible for the market. But in the last year, or pardon me, in the last month alone, we have sold three and a half percent more houses despite what's going on in the interest rates. But the first time buyers aren't much a piece of that.   Speaker 2  12:16   You know, I notice as well us existing home sales, like you say, up 3.4% October. It's the first year over year gain I think we've seen in better part of three years. So what was going on there? Because that surprised me.   Speaker 3  12:30   Well, it doesn't surprise me because there's more houses on the market, so there were 25% more choices for the buyer coming out into the market and looking and on top of that, the buyers themselves have gotten accustomed to the rates being what they are, and they just got tired of waiting. But I am wondering if we'll ever see a 5% number, because anything with the 5% in front of it is going to make this market go ballistic. But right now, you're already seeing the signs. In the last month.   Speaker 2  12:59   You know, you've reminded me in the past that sometimes it's psychological. A lot of folks, and a lot of them look at that 7% handle on a fixed rate mortgage get close to or over that it could tax this recovery or whatever you want to recourse call it. But what do you say.   Speaker 3  13:13   well if it went higher? Of course, it would slow down the whole market. Would slow down the whole economy. It would slow down all the support services for the housing market, it would be a terrible thing, but I don't think people are thinking it's going to go much up, if you really listen to the experts. That could happen. But I don't think you're going to see interest rates above 7% again. I'm hoping that it's going to go and hover around six, or even go lower.   Speaker 2  13:36   All right. Well, you have a better track record a lot of those so called experts. I'm going to go with you, Barbara. But you know, the one thing that is out there, the worry is that Donald Trump, say what you will, of him, he has aggressive plans to spur the economy, you know, the tariff thing, the talk that, you know, he is going to pour a lot into tax cuts that could juice the economy so much so that some worry it's going to, you know, get prices going higher. We don't know for how long or how much, but that that that will be the inevitable consequence of what he's offering. Do you agree with that?   Speaker 3  14:06   I do agree with that. I think inflation is on everybody's mind, and I think it's risky, so I think we're going to find out. I guess it's like a horse race. We'll see what happens.   Keith Weinhold  14:15   Yeah, Barbara thinks mortgage rates in the fives. I guess under six then that would make the market go nuts and really push up prices. She reiterated how first time home buying is at an all time low, that proportion of the first time homebuyers are down, down, down, keeping those people as renters. So we've got the Trump bump and still an inflationary bump behind higher and higher real estate prices going into next year, most likely. But I mean, now you've really got to be selective and filter the kind of information that you listen to and put credence in what. We just had a presidential election a month ago, and people love to speculate about the future and what they think say tariffs are going to mean for inflation and then what that's going to do to interest rates. And you know, all that stuff is just notoriously difficult to predict. It is really tough. I mean, look, I've attended two prominent economic and real estate conferences the last few months, and there are some good insights at meetings like that. But here's the thing you've got to keep in mind, everyone has an opinion, and no one knows the future. George Bernard Shaw's got a great quote. He said, If all the economists were laid end to end, they would never reach a conclusion. So I mean, we're still going to talk inflation and interest rates here on the show, because their effect on your economic life is profound, but guessing about where they're going to go, especially interest rates, that is almost an exercise in futility. There are some things that we know will almost surely affect you. I mean, I'm talking about something like demographics that is more predictable, or the benefit of leverage, where, if you have too much equity in your properties, you can do something about that right now, and that way, what you do is you actually create your future, instead of guessing and speculating about what it might be. Or say you can create your future. You can learn about a program like you know when the opportunity Zone program came out a while ago, or a new tax incentive program for real estate investors. These are things you can do. You can sink your teeth into them with what you have right now, the resources, the toolkit that you have right now, and actually do something about and one thing that we do know is that increasingly, millennials cannot afford to buy a house, and you know, it just basically means that their future is poorer. They have to live with other people into their 30s. Instead of forming a family, they don't have kids. The marriage rate takes a hit. I mean, these numbers have collapsed since the 1980s the home ownership rate among them has gone from about 50% down to 30% so millennials and Gen Z ers too, they know that their future is really shaky and it's concerning. So you have this same cohort, people in their 30s doing two jobs, taking on three jobs, some of them balancing four jobs. They don't want to do that. They don't want to work 12 hour days, six days a week, while they're trying to pay down their college loans. They're doing it because they have to. They can't form a down payment for a home. The average millennial is 3637 years old. And their parents, and my parents, they're all baby boomers. And, you know, they Baby Boomers were the richest generation that we've ever seen. So what we've got going on here now is the first generation that will not be as rich as their parents, and that's really strange. We're all used to this sort of human progress. I mean, if your parents were middle class people, and you're less well off than them, or your tenant is well, then what does that mean? Well, it means that you're gonna be renting for a while. See this demographic stuff. This is really happening. There is no speculation here, and it's why I want you to set up your investor life to provide rental property to others. It's a smart place to be positioned. In fact, a lot of media agrees. Yahoo Finance just published an article titled, rental home investors are poised to benefit. It basically details why rental properties are going to be next year's attractive option for would be home buyers. This month, analysts at Raymond James and Associates, they say that they see mortgage rates remaining higher for longer given the outcome of the election, again, no one can really predict mortgage rates. But anyway, they reiterated their outperform ratings. That's the rating that they gave it out perform on these two companies, American homes for rent and invitation homes. And they're these institutional homebuyers, they do the build to rent space, and they noted Raymond James that is noted that we are increasingly confident in the longer term outlook for single family rental fundamentals and the industry's growth prospects. That's the end of their quote. So that's what the analysts of financial planning firm. Raymond James and Associates, had to say. And suffice to say, there is a lot of positive momentum for rental property, especially in the single family space coming up next. Why we hate Jeff Bezos for his wealth, but love performers like Harry Styles, Rihanna, Taylor Swift, Dua Lipa and Olivia Rodrigo, despite their wealth.    Hey, check out all of our real estate investing resources at get rich education.com. It's the home per our podcast, this very show that you're listening to right now. Also videos, blogs, how to get our newsletter. Be sure you're doing that. Connections with our recommended real estate service providers, a way for you to contact us over there, and also how you can connect with our completely free, yes, truly free, real estate investment coaching, all of that and more. Is it get rich education.com. I'm Keith Weinhold. More next you're listening to get rich education.    Oh, geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and GRE listeners are text FAMILY to 66866, to learn about Freedom Family Investments, liquidity fund on your journey to financial freedom through passive income. Text FAMILY to 66866.   Hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation, because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com That's ridgelendinggroup.com   Dolf Deroos  22:48   this is the king of commercial real estate, Dolph de Roos. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  23:08   Welcome back to get rich Education. I'm your host. Keith Weinhold, a Taylor Swift loving friend recently said the weirdest thing to me, I don't buy from Amazon. I hate Jeff Bezos. He doesn't need any more money. Yeah, that's what they said that struck me as so odd. Well, Taylor Swift is a billionaire with a B and a net worth of $1.6 billion and going up. And you know, we're doing this everywhere in society. Why do we vilify wealthy entrepreneurs like Bezos yet glorify wealthy actors and athletes and singers like Taylor Swift? Let's look into this, because I've actually got some answers for why so many people apply this double standard to wealthy celebrities and well known people. And I know I've mentioned to you before that Taylor Swift and I were actually born in the same hometown of Reading, Pennsylvania, West Reading, actually vilifying business people yet glorifying performers. That seems to transcend, you know, any of these celebrity personality or character flaws. So let's put all that stuff aside that's distracting, that devolves and gets us off topic. Let's just focus on the wealth part and the resentment of that wealth, because often it's not that people dislike Bezos for say, the decline of small retail though there is that for any of his personal traits, but specifically they hate his wealth, but by the way, yet they have an Amazon account. Well. As a society, we just love celebrities despite their wealth, if they're stage performers like Rihanna, Taylor Swift, Dua Lipa, Olivia Rodrigo, Harry Styles, LeBron James. I mean, we applaud Stephen Curry's three pointers and show a otani's home runs when Philadelphia Eagles quarterback Jalen Hurts got a $255 million contract extension. We loved it. Fans plastered their walls with his poster, but yet, at the same time, while people are doing that, society often disparages successful entrepreneurs and business owners for their wealth, like Bezos or Barbara Corcoran, who we heard from earlier, or Spanx founder, Sarah Blakely, so I analyze why society does this, so let's see what we can learn from it. And I should add, of course, that like with most anything, you can find some exceptions out there, some outliers. I mean, Warren Buffet's net worth is over 100 billion and yet seems like everyone wants to sit around a campfire and listen to his sage investing wisdom, and some athletes are despised, for sure. And then there's a guy like Ryan Reynolds who kind of spans both worlds and lives his best life in Hollywood and in business, but really our emotional divide. It begins with the primordial human senses of jealousy and envy. And, you know, there's a cartoon floating around out there, and the cartoon has just two frames. In the first frame, it shows a guy standing in front of the room with a crowd of people that he's speaking to, and he asks, Who hates the rich? And everyone in the crowd has their hand up raised high. Everyone hates the rich. And then the second frame of the cartoon shows the same scene, and the guy in the front of the room is saying, Now, who wants to be rich? And yeah, everyone's got their hand raised up again. So let's be realistic. Ask most people that resent the wealthy, all right, what income do you think you'd need to be to be considered rich yourself? Oh, maybe they would answer say, five times as much as I make it now. Oh, yeah. Well, I bet if right after that, you offered them a 5x pay raise for the same job, they would take it, but yet they resent the wealthy, even though 5x would make them wealthy. Now there's a component of optics here, too. You, with your own eyes, get to see Taylor Swift perform at a concert. Her work is visible. It's satisfying. You might be emotionally moved by that. And from all accounts, Taylor does put in a ton of work to perform that well, sing that well, and put in the physical endurance of these three plus hour concerts. That really is amazing. I don't denigrate her for owning a Dassault Falcon private jet like she does. I mean, I don't disparage any wealthy person for wealth alone. I think deep down in your heart, it's where a lot of people want to be. Robert Downey, Jr. He performs his we'll call it his magnum opus, on screen as Iron Man Tony Stark in Marvel movies, and he's been paid up to $600 million for that role across many movies, but yet, you know, we find that satisfying, which is weird. I mean, Taylor Swift, she is herself, but actors like Robert Downey Jr actually pretend to be someone else. So we praise an actor like Robert Downey Jr, and he's best known for pretending to be someone else, but yet we despise say, Apple's leader Tim Cook, for his wealth. Why in the heck would that be I mean, how do you justify that? Well, it's because Tim Cook's performances aren't visible. It's optics. You didn't get to see the process of how Bezos revolutionized Amazon's 24 hour delivery to your doorstep or drone delivery. What bezels is doing on a computer is not exactly a spectator sport. Okay, we don't get to see the work that Apple Steve Jobs did for our iPhone, or what Tim Cook does for our iPhone or iPad or MacBook. So therefore it's less satisfying because it wasn't visible. And yet, Tim Cook's highest endeavor, it's less glamorous than that of an actor. And yet Tim Cook completely acts like himself. For all ways I can tell, unlike an actor and Tim Cook, he really shapes the world that you and I live in today. I mean, he has definitely influenced your life more than some fictitious superhero has. There's also an element of imitation here, and this is really important, because look, you and I really for all intents and purposes, we cannot be like Taylor Swift or LeBron James. But you know what we can be a little like Jeff Bezos or Tim Cook, at some point in your life, you get real and you tell yourself that you cannot be like Lebron James. You cannot sprout to be six foot nine and be the all time leader in NBA point scored, you're not going to be like Taylor Swift. And had the highest grossing musical tour of all time with more than 7 million tickets sold. Now you couldn't sell any tickets to people that would want to see you sing. I sure couldn't. But see, you can be a successful entrepreneur. You just have to do, and when you have to do, and you know you could do those things. See, this means that you and I don't have any cop out. So sometimes we refute an entrepreneur success to try to let ourselves off the hook from actually doing you know, I think it's human nature to sort of protect our ego and tell ourselves, ah, I can't be like them. But that's false, because being wealthy is a choice, something I actually didn't believe when I was younger. If you wanted to you, yes, not some other listener, but you could have a successful business and perhaps even parlay your success into being a yacht owner, you could actually be that now, yacht owner, that's not some goal of mine. But see, instead of resenting a yacht owner, you can be inspired by that success. You don't have to launch a space company and fly people to Mars. You can do something here on earth. You can own a successful e commerce company, or rent out cars to people, or provide what people truly need and righteously serve a lot of people with housing. As a real estate investor, you can do all those things, even if it's just 1% of the level that Bezos does with E commerce, even if it's 1/10 of 1% see, you can get a piece of that. This is similar to how popular culture denigrates landlords and yet over sympathizes with tenants. Sometimes the tenant is right, but the landlord is often not some mega corporation. They're usually a mom and pop investor that took on risk and took out a mortgage loan to provide property for a complete stranger. Now let's say that you achieve what we'll call success, quote, unquote, success as a real estate entrepreneur, because you just added your 20th rental unit, right? You had 19, as soon as you go to 20, then is that the right level at which you're supposed to start being denigrated? But up to that point, it was okay. I mean, see, this can sound a little silly. In fact, just last week, at the New Orleans investment conference, I met a GRE listener and investor, Jenny from Indiana. She actually owns 19 rental units. They're mostly single family rentals. All right. Well, is it okay to own 19? But then she should start being resented once she adds her 20th property and serves that many people, that doesn't make any sense, and neither does resenting Bezos, I mean, he grew up in challenging conditions with a 17 year old mother and An alcoholic father. Bezos worked, innovated, took risks, raised money. His Guiding Light at Amazon has been an ethical three words, serve the customer. That's a good thing. He came from disadvantaged conditions to serve the customer. And the good news here is that you can do this too. You don't need to have a certain body type or an IQ. Serve the tenant, serve the market. I mean, I have seen successful entrepreneurs that are overweight, short, old, young, tall, female, male, even dyslexic, and they have all crushed it in business among the world's 8 billion people. You yourself see life in a way that no one else sees it. So at some point you learn that you really can't sing like Taylor Swift, or jump over a car like LeBron, or be as funny as. Meet bargatsi, but you can be you, and that's enough, but you have to do and, oh yeah, not give up every time things get tough, but nobody's stopping you. An entrepreneur is a crazy person who risks their own money for freedom, rather than exchanging their freedom for money, you took the leap critics stand on the sidelines when they're disparaged only because they're wealthy. It says more about the critic than it says about you, the successful entrepreneur and real estate investor. So instead, you can ask yourself the question, what is stopping me from creating my own version of that success? We misdirect our emotions when we vilify entrepreneurs and glorify stage performers merely based on what's more visible, more emotional and more imitative, rather than the Creator of the products and services that put real value in your life. So don't be ashamed of applying yourself and using your ingenuity in your strategy, in your careful risk taking for earning more income for yourself. We shouldn't disparage Bezos, LeBron, Taylor Swift or Dua Lipa for the wealth, because it is the same kind of success that we all wish that we could have.    coming up in future weeks on the show here we're getting closer to the end of the year where I will reveal get rich education's home price appreciation forecast for next year right here on the show. And I'm gonna give you an exact percentage national home price appreciation number. You're gonna know what to expect. I've done that for you for a few years here now I think this is gonna be the fourth year in a row where I'm doing it. It's sort of becoming a tradition, but coming up before that here on the show, I've shared with you how you know it's usually going to take you five years or more to go from your day job to financial freedom through real estate investing, but we've had some nice appreciation the last few years, and some GRE listeners are doing it faster than five years pretty soon, here, I'm gonna have a conversation with the GRE listener that applied principles that he heard here on the show, and he quit his job for real estate in just three years, he's gonna be here with me and tell you how he did it. Thanks for listening.   Hey, go ahead andtell a friend about the show here, take a screenshot and post it on your social media. I really appreciate you sharing the GRE Podcast with your friends and others until next week, I'm your host. Keith Weinhold, Don't Quit Your Daydream.   Speaker 4  37:56   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  38:24   The preceding program was brought to you by your home for wealth, building, getricheducation.com.