Podcasts about first home buyers

New builds and townhouses alike have become the best option for first home buyers looking to get into the market. Townhouses offer a lower-cost alternative to standalone homes without having to fully commit to apartment living, and new builds often mean low-deposit loans and easier access for first home buyers. Problem is, the boom of new build townhouses is quickly slowing down - they're no longer classed as new builds, thus no longer as easy of a first option. It's not just a problem for potential buyers - it also means that those looking to sell the townhouses they purchased new a few years back, are waiting much longer for them to sell for not much more than what they were purchased for. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Buying your first home can feel overwhelming, especially when saving a deposit feels like the hardest part. In this episode of The First Home Buyers Program Podcast, mortgage broker Maryanne Elliott from 360 Mortgage Solutions explains the Help to Buy Scheme in Australia and how it may help first home buyers enter the property market sooner.The Help to Buy Scheme is a shared equity program where the government contributes a percentage of the purchase price of your home. This can reduce the amount you need to borrow and lower the deposit required to buy your first property. But is it the right option for you? In this episode, we break down:• What the Help to Buy Scheme is• How the shared equity program works in Australia• How much deposit you may need• The pros and cons of the scheme• Who the program is designed to help• What first home buyers should consider before applying If you're planning to buy your first home in the next 6–12 months, understanding government schemes like this could make a big difference in your journey.The goal of this podcast is to help first home buyers feel confident, informed and prepared before entering the property market. Want to know what your options look like? Start with a quick 15-minute chat to understand your borrowing power and the government schemes you may qualify for.Book here:https://link.teamos.ai/widget/booking/7qm3GDqWiTMjczOzhMlH About the Host Maryanne Elliott is a mortgage broker and founder of 360 Mortgage Solutions.After working for one of Australia's major banks for over 13 years, she now specialises in helping first home buyers understand the home buying process and get into the property market with confidence. To check out the First Home Buyers Program Course head here - https://z9gpj4ioc4f1npbcb6x0.app.clientclub.net/courses/offers/6a9e25d2-5268-4d43-884d-4c233af23b5cKeywords:Help to Buy Scheme Australia, first home buyer Australia, government schemes for first home buyers, shared equity scheme Australia, buying your first home Australia, first home buyer mortgage tips, how to buy your first home, property market Australia, first home buyer assistance Australia.

A record portion of new bank lending to first-home buyers is going to those with small deposits. More than half of the $1.1 billion lent to first-home buyers in January went to borrowers with deposits of less than 20 percent, according to the latest Reserve Bank figures. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A record portion of new bank lending to first-home buyers is going to those with small deposits. More than half of the $1.1 billion lent to first-home buyers in January went to borrowers with deposits of less than 20 percent, according to the latest Reserve Bank figures. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Though 80,000 investors own more than two negatively geared properties, the reaction to news that the government is planning to ‘cap’ the tax break has been low-key. Perhaps that’s because losing money on an investment property should not be the first aim of an investor. Jarrod McCabe of the Wakelin Advisory Group joins Associate Editor, James Kirby in this episode In today’s show, we cover: How will a negative gearing cap affect the market? Finding value where first-home buyers have reached their limits Can Adelaide hang on to its promotion as a top investor location? Defence site sales loom across the nation See omnystudio.com/listener for privacy information.

Monday Headlines: Conflict escalates in the Middle East as Israel, Iran and the US engage in strikes Petrol prices and travel: how this latest Middle East conflict will impact Australia Parents of backpacker killed on K’gari call for inquest Penny Wong to move censure motion against Pauline Hanson The Matildas win their Asian Cup opener Further listening from the headlines: Jane Hume on migration, One Nation and laughing at Angus Taylor Deep Dive: Getting on the property ladder in Australia has never been easy, but new data from Domain shows just how steep the climb has become. The 2026 First Home Buyers Report reveals entry-level property prices have risen in every capital city (except for units in Canberra), deposit saving timelines are stretching longer and mortgage stress now hitting lower-end buyers nationwide. In this episode of The Briefing, Domain’s Dr Nicola Powell joins us to unpack why this crisis is structural, not cyclical, and what, if anything, can be done to fix it. Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastSee omnystudio.com/listener for privacy information.

First Home Buyer Mistakes That Could Cost You Thousands (And How to Avoid Them)Buying your first home should feel exciting… not overwhelming, confusing, or financially risky. In this episode, I break down the most common first home buyer mistakes I'm seeing right now – from relying on the wrong advice to bidding at auction without finance in place (yes, that really happens

See omnystudio.com/listener for privacy information.

Investors ramp up their selling of tech stocks as the implications of AI filter through the market. Wednesday 25 February 2026 Federal Treasury says scaling back the capital gains tax concession for property investors will help first-home buyers The federal government releases the business case for a $92 billion high speed rail link between Sydney and Newcastle The owner of Westfield shopping centres wants to build 16,000 apartments at six of its malls Donald Trump's tariffs kick in, at ten per cent, not 15 per cent Join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That? - this week, starting from scratch with money. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Join co-hosts Sammy Gordon and Jimmy Ibrahim, along with APS Portfolio Strategist Luke Teeuwsen to tackle the challenges and opportunities facing first-time property buyers in 2026. The team digs deep into the realities of breaking into the property market, sharing practical numbers and strategies while busting myths around minimum budgets, government deposit schemes and the cultural pressures of keeping up with the Joneses. They highlight the power of rentvesting, the importance of realistic expectations and the mindset needed to build a substantial portfolio. The episode wraps up with a special code word for first-time buyer discounts and an encouraging reminder that anyone, no matter their age or starting point, can take the steps needed to begin building their property legacy. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:18) Welcome (00:05:13) The reality of getting started in 2026 (00:08:18) Delayed gratification + sacrifices (00:12:01) Is it harder than ever? Modern vs past challenges (00:13:34) Cost breakdown of getting into a property (00:18:22) Government schemes + market impact (00:26:19) Importance of education (00:27:49) Secret codeword reveal (00:29:24) What asset should first-time buyers purchase? (00:37:30) Blocking out noise and pressure (00:41:00) How Sam overcame obstacles and fear

First home buyers — saving a deposit isn't easy.Harry Larkos made it happen

Send Us A Message! Let us know what you think.Is the property market recovering, or is there a sting in the tail?In this week's Week in Review, Debbie Roberts tackles the contradictory headlines facing Kiwi property buyers. We are seeing a classic tug-of-war: mortgage rates are dropping and first-home buyers are active, but unemployment has hit a 10-year high of 5.4% and the RBNZ is demanding tighter risk rules from banks.Key Topics Covered:Property Values: Why the market dipped in January and the outlook for 2026.Inflation & Rates: How falling interest rates are finally easing the cost of living.Investor Retreat: Why "lazy" investors are selling up, and why that creates opportunity.Jobs Data: Understanding the decade-high unemployment rate and the surprise job growth numbers.Lending Rules: The RBNZ's new warning to banks—will it get harder to borrow money?

A property that ticks every box. A sunlit living room that opens onto a leafy backyard. A quiet street that's somehow still walking distance to the best cafés and the train station. For many Australians, that's the dream first home—the one that feels like it was made just for you.But here's the truth: relying on luck to find "the one" could be the reason you end up with a property that hamstrings your future.In this episode, Veronica and Meighan pull back the curtain on their own first property purchases. They get vulnerable about the cringeworthy "rookie mistakes" they made—from buying with emotional blinkers on to getting lucky in a rising market without having a real strategy. They explain why your first home is the foundation of your entire journey and why one misstep today can cost you a decade of progress tomorrow.You'll learn how to tell a "smart" buy from a "lucky" one (hint: luck isn't a strategy you can repeat), why generic advice from ChatGPT or well-meaning family can lead you down the garden path, and how to identify the opportunity cost of a bad first purchase.From the dangers of buying in the wrong market cycle to the power of the PACE mindset, this episode will give you the 20/20 hindsight we had to earn the hard way—and give you the clarity to move from a "hope and pray" buyer to a confident, strategic homeowner.Episode Highlights00:00 — Introduction: The Excitement and Pitfalls of Buying Your First Home01:56 — The Importance of Process and the PACE System04:30 — Exposing the Worst Advice First Buyers Get11:08 – Understanding Property Value and Pricing13:15 — Renovation Realities and Regrets15:55 — The Role of Real Estate Agents17:33 — Financing and Hidden Costs22:13 — Long-Term vs. Short-Term Planning25:40 — The Impact of Your First Property on Future Purchases27:56 — Conclusion: Luck is Not a StrategyCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Send Us A Message! Let us know what you think.Is 2026 a "Goldilocks" year for buyers, or is a rate hike trap set for mid-year?In this week's Week in Review, Debbie Roberts (Property Apprentice) cuts through the contradictory headlines. We explore why major banks are predicting an OCR hike, why insurers are retreating from Westport, and if the "doer-upper" dream is dead.We cover:Interest Rate Warning: Why ASB & ANZ predict a mid-year rise."Goldilocks" Market: Why first-home buyers are winning right now.Insurance Halt: A major insurer freezes new policies in Westport.Forecast Downgrade: ANZ cuts 2026 price growth to 2%.Renovations: Why buyers are ditching DIY for turnkey homes.

Perth's property market continues to outperform, but first-home buyers aren't doing it alone. More extended families are stepping in with cash gifts, guarantees, and shared equity to help loved ones secure a home.  ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth   #SydneyProperty #SydneyRealEstate #SydneyAuctions #PropertyMarketUpdate #RealEstateNews #AustralianProperty #PropertyInvesting #AuctionResults #HousingMarket2025 #RealEstateAustralia #PropertyTrends #NSWProperty #HomeBuyersAustralia  

First-home buyers are making up the biggest share of Queenstown property purchases in nearly two decades - but getting a foot on the ladder is still proving brutal in New Zealand's most expensive district. Katie Todd reports.

Terry Ryder of the Hotspotting group is Australia’s top expert in choosing locations for investors.Today he spells out his ‘simple formula’ for the everyday investor that offers opportunity across the national market. Terry Ryder of the Hotspotting group joins Associate Editor - Wealth, James Kirby in this episode. In today’s show, we cover: The Hotspotting formula for finding a successful investment property Which markets will suit the formula best in 2026 Momentum accelerates in the first home buyer segment Has Adelaide property peaked? See omnystudio.com/listener for privacy information.

Note: There will be video soon, working through some tech issues. Otherwise YouTube is where you can find it for now!We've hit that stage of life where everyone's either getting engaged, married, planning a Japan trip, or trying to buy a house. And somewhere in that chaos, the words “mortgage broker” keep popping up, but what do they actually do? Are they just a fancy search engine for home loans?In this episode, Michael Nguyen joins us to break down the world of mortgage broking, answer the questions most first-home buyers are too scared to ask, and share what it's really like working in the industry. Whether you're buying soon or just curious, this one clears up a lot.---Michael's email: michael@professionalhomeloans.com.auhttps://www.professionalhomeloans.com.au/---Want to get in touch? Send us an email at ⁠⁠ricenmicspodcast@gmail.com⁠⁠Follow us on our socials: ⁠⁠⁠⁠⁠https://linktr.ee/ricenmicspodcast⁠⁠⁠⁠⁠Music: aKu - Love Shine | aKu - The Final Blow---0:00 Intro3:04 Inspiring kids with Dai Le5:33 Growing up, selective schooling PTSD14:00 TAFE, uni offers and experience20:34 Becoming an Apprentice Broker23:28 How do brokers get paid? The cutthroat side28:10 Cut out the broker and save?31:18 Struggling as an apprentice, abusing free gym trials36:38 Getting from start to finish for a loan, compromising40:02 Where to buy IPs45:32 Can brokers get loans for themselves? Apprentice life52:48 Be the dumbest guy in the room55:26 Teaching other colleagues57:23 Apprentice vs now58:20 The self employment struggle1:02:24 Fluctuating income, the first deal ever1:04:56 Bad vs good broker1:06:33 Why not go for the cheapest rate?1:10:51 5% deposit scheme1:13:38 Biggest first home buyer mistakes1:18:02 Emotions of buying a place1:22:24 Toughest deal1:25:08 How afterpay/credit card churning affects home loans1:27:17 Advice for aspiring brokers1:31:11 Outro

Rising house prices have wiped out the benefits of recent interest rate cuts for first-time buyers. Melbourne-based mortgage broker Siddharth Gupta offers guidance on boosting borrowing capacity and practical strategies for buying your first home.

Buying your first home? Don't walk into a negotiation blind.In this episode, Mike and Adam break down the exact strategies every first-home buyer needs - from spotting genuine negotiation opportunities to avoiding common traps, understanding timing, reading the market, structuring offers, and knowing when to push, walk away, or say yes.Next Steps: Ready for more? Register now for our upcoming webinar with Rethink Investing, where Scott O'Neill, Dylan Menzies and Michael Vincent unpack how to invest smarter and spot real opportunities in 2026.If you need guidance on what to buy and how to negotiate it, connect with the Lighthouse Property team - we're here to help.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin delve into the latest insights from the first home buyer report, migration trends, and retail spending data. They discuss the resilience of first home buyers in the current market, the tentative signs of a turnaround in migration, and the cautious optimism surrounding retail spending. The conversation also touches on the importance of community engagement and the recent client dinner, highlighting the diverse range of clients and the connections made. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

This week, Trent Fleskens interviews Journalist and First Home Buyer, Brooke from her Youtube Channel @BrookoMoves, on her challenging first home buying journey in Perth. Brooke shares her background, challenges in affording a property, and experience in a competitive market and high prices. They discuss strategies including building relationships with agents, understanding finance, and considering rent-vesting. Despite hurdles like costly vet bills and limited financial leverage, Brooke remains determined, highlighting the struggles of many first-time buyers.

When you think of first-home buyers, you might imagine young people just starting out and nowhere near the top of the salary ladder. But data shows people able to purchase that first home are earning significantly more than your average houshold. Money correspondent Susan Edmunds spoke to Lisa Owen.

The signals are everywhere if you know where to look. While most investors are distracted by headlines, we've uncovered the perfect storm of conditions brewing in Australia's property market. This week, we dissect the five macro forces that historically predict major price movements - and right now? They're all pointing in the same direction... We reveal: The RBA's coming rate cuts and the liquidity tsunami that follows Australia's worsening supply crisis (and why building approvals keep falling) The 300,000+ migration wave colliding with relaxed foreign investment rules How the First Home Buyer scheme is supercharging specific price points Why consumer confidence is finally turning positive after years of decline Plus: Why some areas could see 20-30% growth while others might see just 0-5% (and how to position yourself for the winners) This isn't speculation - it's a data-driven forecast of where capital is flowing and why the window for action is rapidly closing. The lifeboat is leaving the shore - will you be on it? See you on the inside! WATCH ON YOUTUBE: Australia's Property Market Is About To Explode (Here's Why)-- 00:00 The Five Macro Forces Shaping Property Prices09:03 Liquidity Tsunami21:20 The Financialisation of Property55:36 Chronic Undersupply + Demand Explosion1:18:11 Confidence Making a Comeback1:22:02 The Verdict1:25:39 Why Taking Action Now Matters Episodes mentioned: * https://youtu.be/8OvaWsC8t3E?si=-YCrJDGWvjWNGA4d * https://youtu.be/41vl5WgEpUk?si=s8n58-k8lAva_duq IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- RESOURCES TO HELP: Join the conversation: The Investor Lab Community Looking for a team to partner with you in your portfolio building journey? Join Dashdot: https://bit.ly/3E0wKGa Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: Managing a Market Meltdown: What Smart Investors Do When Chaos Strikes Why You Feel Poorer Even as the World Gets Richer AI, Housing & Money Printing: 3 Big Questions Shaping Your Financial Future Turning Property Wealth Into Retirement Income The Great Melt-Up: When Trust in Money Dies The Illusion of Prosperity: Why Getting Ahead Feels Impossible First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else NZ Property Market Crash: What Does It Mean For Australia? Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

THE BEST BITS IN A SILLIER PACKAGE (from Thursday's Mike Hosking Breakfast) He Certainly Saw Some Stuff/A Calling, Not Just a Job/Buy a House, Why Don't You?/Beef BrewingSee omnystudio.com/listener for privacy information.

Changes to lending restrictions are on the cards. Finance Minister Nicola Willis is welcoming the Reserve Bank consulting with banks on easing loan to value restrictions from December. The central bank's looking at increasing the new lending limit for first-home buyers and property investors. Banking Association CEO Roger Beaumont says this is really good - and will give first-home buyers more flexibility. "They're taking advantage of what I'd call the 'sweet spot' of softer house prices, combined with declining interest rates." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, focusing on investor trends, the role of first home buyers, and the impact of economic policies. They analyse recent data, including the rise of multiple property owners and the record share of sales to first home buyers in September. The conversation also touches on the implications of monetary policy changes and the outlook for the housing market moving forward.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

PLEASE SUPPORT US ON PATREON / friendlyjordiespodcast 00:00:00 - Intro00:03:07 - Sky News cancels 'Freya Fires Up'00:20:18 - Albo's first home buyer scheme 00:33:57 - China Bans Australian Iron Ore00:43:00 - Cold calling and seafood00:57:44 - Pete Hegseth and FAT Generals Hosted on Acast. See acast.com/privacy for more information.

This week, Labor expanded Australia's first home guarantee to allow more buyers access to a mortgage with a reduced deposit of 5%. But the plan has many critics. Guardian Australia political editor, Tom McIlroy, speaks to the federal minister for housing and homelessness, Clare O'Neil, about why she thinks the government is pulling on the correct levers to address the housing crisis

நாட்டில் First Home Buyers - முதலாவது வீடு வாங்குபவர்களுக்கான அரசின் புதிய 5% Deposit Scheme - முற்பணத் திட்டம் அறிமுகப்படுத்தப்பட்டுள்ளது. இதுபற்றிய செய்தியின் பின்னணியினை வழங்குகிறார் மகேஸ்வரன் பிரபாகரன்.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - Программа First Home Buyer Guarantee теперь позволит всем покупателям первого жилья приобрести дом, имея всего 5 процентов первоначального взноса, а для родителей-одиночек — всего 2 процента.

Txij hnub tim 1 lub 10 hli ntuj 2025 mus ces tej neeg yuav thawj lub tsev nyob muaj cai siv tau 5 feem pua ntawm tus nqe tsev zoj yuav tsev nyob,...

The federal government's expanded first home buyers scheme open from today; cascading impacts after the Taliban imposes a nationwide internet shutdown; and in cricket, Australia prepares to defend its Women's Cricket World Cup trophy, as the team goes up against New Zealand.

Everyone was banking on another interest rate cut this year – but what if it never comes? In this month' Big Picture Podcast, Ken Raiss and I will unpack why the economy is running hotter than expected, and what that means for rates, housing, and your mortgage. We also explain how the Bank of Mum and Dad is helping nearly 1 in 5 first-home buyers who get financial help from their parents and what this means for housing affordability.   And we forecast how Australia's rental crisis is about to get worse as investors are leaving the market in record numbers at a time when the government has no way of achieving its big housing targets.   Takeaways  ·         The economy is running hotter than expected. ·         First home buyers are increasingly relying on parental support. ·         Government incentives are making it easier for first home buyers. ·         Investor sentiment is declining due to regulatory uncertainty. ·         The property market is expected to remain strong despite challenges. ·         Interest rates are a key factor in the housing market dynamics. ·         Strategic property investment is crucial for long-term success. ·         Times of uncertainty can create opportunities for informed investors.     Chapters  00:00 - Introduction and Overview 03:00 - Interest Rates and Economic Factors 09:00 - First Home Buyers and Family Support 15:00 - Rental Market Challenges 21:00 - Strategic Investment and Wealth Management   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Michael Yardney   Get the team at Metropole to create a Strategic Property and  Wealth plan for your needs Click here and have a chat with us  https://metropole.com.au/enquiry/    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

A softer housing market is good news for first-home buyers, but not for everyone. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Starting 1 October, the federal government will expand the Home Loan Guarantee for first-time buyers in a bid to address Australia's rising housing market. The scheme will help more buyers enter the market, but could also drive up housing prices. In this podcast, we feature a financial expert, Niti Bhargava, who says that first homes don't have to be dream homes; they can be a stepping stone.

Parents and grandparents are increasingly offering financial assistance to family members with 20 per cent saying they provided help in the last quarter, so SBS Finance Editor Ricardo Gonçalves speaks with UBS Economist Stephen Wu to find out to what extent they're helping. Plus Kyle Rodda from capital.com looks through the day's sharemarket action and previews the Federal Reserve's interest rate decision.

A helping hand from the Bank of Mum and Dad can leave first-home buyers more than $1 million better off in retirement. RNZ and Simplicity economist Shamubeel Eaqub ran the numbers comparing the outlook for a young person whose parents could give them $100,000 to help buy a house, to that of someone who had to save their full deposit themselves. Money correspondent Susan Edmunds spoke to Lisa Owen.

For a long time to buy a home in Australia you needed a 20 per cent deposit or you'd have to pay a big lender's mortgage insurance fee.It's asking a lot, given house prices in our major cities are around the million-dollar mark or more. This week, the government expanded a five per cent deposit scheme for first home buyers, with no income caps and more expensive homes now eligible. Today, finance expert Alan Kohler on how it works, what it means for house prices and why he's a huge fan of the scheme. Featured: Alan Kohler, ABC finance expert

L'appuntamento con il professore di finanza della UNSW Massimiliano Tani.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - 10月から導入される「ファーストホームバイヤー・ガランティ・スキーム」により、初めて家を購入する人はわずか5％の頭金で住宅を購入できるようになります。

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - Bernameya hukumetê ya Garantiya Kirîna Xaniyê Yekem - First Home Buyer Guarantee scheme dê rê bide bi hezaran kirêvanan ku ji bo dîposîta ji 20% berxwedidin, şansê ketina bazara milk bidin wan.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder.

If you’re in your 20s or 30s, or have someone in your life who’s in that age bracket, you know that the struggle to buy a home is real. So, what to make of the federal government's announcement that it will launch its newly expanded scheme to help first home buyers purchase a property earlier than expected? Today, senior economics correspondent Shane Wright, on whether this will help fix our housing crisis. Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

The federal government to expand its deposit guarantee to all first home buyers. Will this ease the housing crisis?

The federal government to expand its deposit guarantee to all first home buyers. Will this ease the housing crisis?

What happens when the Great Australian Dream becomes a financial nightmare? In 2025, buying your first home in Australia has become less of a rite of passage and more of a high-stakes gamble. Record-high deposits, sky-high property prices, and mortgage repayments eating up more than 30% of many buyers' income - it's no wonder almost half of all first home buyers now regret their decision. Today, I'm joined by Sarah Megginson, personal finance expert at Finder to discuss their First Home Buyer Report 2025 which reveals the rising pressure on young Australians trying to break into the property market - from paying well over budget to being left with no savings at all after settling. We discuss why buyer's remorse is soaring, how affordability is vanishing, and what it all means for the future of home ownership in Australia. Whether you're an investor, a parent helping your kids buy, or just curious about where our housing market is heading, stick around. This is one of those episodes that will shift your perspective.   Takeaways  ·         The property market is increasingly challenging for first home buyers. ·         Financial support from parents is becoming crucial for many buyers. ·         Many first home buyers regret their purchase due to overspending. ·         Government incentives can help first home buyers enter the market. ·         Understanding lenders mortgage insurance is essential for buyers. ·         Saving habits are critical for managing home ownership costs. ·         Buyers are adapting by considering different locations and dwelling types. ·         The emotional aspect of buying a home can be overwhelming. ·         It's important to think long-term when making a home purchase. ·         There are still opportunities for home ownership despite market challenges.     Chapters  00:00 The Struggles of First Home Buyers 04:39 The Role of Family Support in Home Buying 07:34 Understanding Affordability in the Current Market 10:12 Regrets and Realities of First Home Purchases 13:03 Navigating the Buying Process: Tips and Strategies 15:53 Government Incentives for First Home Buyers 16:46 Saving for a Deposit: Strategies and Challenges 19:49 The Importance of Financial Preparedness 22:30 Adapting to the Market: New Strategies for Buyers   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond.   Finder's First Home Buyer's Report https://www.finder.com.au/insights/first-home-buyer-report-2025    Sarah Megginson - money expert and Head of Editorial at Finder https://www.finder.com.au/author/sarahmegginson   Get the team at Metropole to help build your personal Strategic Property Plan  Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.  

Australia's housing markets just keep marching forward – and the latest numbers are in! Today I'm joined by Dr. Andrew Wilson, Chief Economist of My Housing Market, to break down July's House Price Report – and it's full of good news for homeowners and property investors alike. House prices rose in every single capital city over the month – that's now five months in a row of rising prices nationally, with the median capital city house price sitting at over $1.2 million and annual growth climbing to 5.9%. We'll discuss: ·         Why Perth and Brisbane continue to lead the charge with double-digit annual growth ·         How Melbourne and Sydney are quietly bouncing back ·         The surprise standout performances from Canberra and Darwin ·         And why 2025 is shaping up to be another strong year for property markets Plus, unit prices are also on the rise, and confidence is building as interest rate cuts and low unemployment levels continue to support our economy.   Takeaways  ·         House prices in capital cities rose in July, indicating a positive trend. ·         The market fundamentals suggest strong growth potential in the coming months. ·         Commitment, courage, capability, and confidence are essential for success in property investment. ·         Perth and Adelaide are showing significant upward momentum in their housing markets. ·         Interest rate cuts are likely to further boost housing market activity. ·         All capital cities recorded increases in median house prices over the July quarter. ·         First home buyers face challenges due to rising prices and increased competition. ·         Lower interest rates improve affordability but can lead to higher property prices. ·         Consumer confidence is rising, contributing to increased auction attendance. ·         The upcoming spring selling season is expected to drive further market activity.   Chapters  02:15 Interest Rates and Market Confidence 05:30 Regional Market Performances 08:45 The Four C's Formula for Success 12:00 Challenges for First Home Buyers 15:30 Conclusion and Future Outlook   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond.   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.