Podcasts about first home buyers

The signals are everywhere if you know where to look. While most investors are distracted by headlines, we've uncovered the perfect storm of conditions brewing in Australia's property market. This week, we dissect the five macro forces that historically predict major price movements - and right now? They're all pointing in the same direction... We reveal: The RBA's coming rate cuts and the liquidity tsunami that follows Australia's worsening supply crisis (and why building approvals keep falling) The 300,000+ migration wave colliding with relaxed foreign investment rules How the First Home Buyer scheme is supercharging specific price points Why consumer confidence is finally turning positive after years of decline Plus: Why some areas could see 20-30% growth while others might see just 0-5% (and how to position yourself for the winners) This isn't speculation - it's a data-driven forecast of where capital is flowing and why the window for action is rapidly closing. The lifeboat is leaving the shore - will you be on it? See you on the inside! WATCH ON YOUTUBE: Australia's Property Market Is About To Explode (Here's Why)-- 00:00 The Five Macro Forces Shaping Property Prices09:03 Liquidity Tsunami21:20 The Financialisation of Property55:36 Chronic Undersupply + Demand Explosion1:18:11 Confidence Making a Comeback1:22:02 The Verdict1:25:39 Why Taking Action Now Matters Episodes mentioned: * https://youtu.be/8OvaWsC8t3E?si=-YCrJDGWvjWNGA4d * https://youtu.be/41vl5WgEpUk?si=s8n58-k8lAva_duq IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- RESOURCES TO HELP: Join the conversation: The Investor Lab Community Looking for a team to partner with you in your portfolio building journey? Join Dashdot: https://bit.ly/3E0wKGa Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: Managing a Market Meltdown: What Smart Investors Do When Chaos Strikes Why You Feel Poorer Even as the World Gets Richer AI, Housing & Money Printing: 3 Big Questions Shaping Your Financial Future Turning Property Wealth Into Retirement Income The Great Melt-Up: When Trust in Money Dies The Illusion of Prosperity: Why Getting Ahead Feels Impossible First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else NZ Property Market Crash: What Does It Mean For Australia? Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

Are investors and foreign buyers really driving up Australia's property prices? The latest NAB survey paints a very different picture — showing that home buyers still dominate the market. In this episode, we dig into the real numbers behind housing affordability, the rise of first-home buyers, and why the media might be getting it wrong. Tune in to uncover what's really happening in the Australian property market and what it means for buyers, investors, and anyone trying to get a foot in the door.

In this episode we sit down with the boys as they break down their real property projects including land subdivisions, micro apartments and luxury builds. We also dive into the 5 percent first home buyer scheme, land shortages, rising construction costs and why housing in Australia is becoming harder to afford.

In this First Home Buyer Australia 2025 Masterclass, hosts Brad East and Aaron Downie from Talk Property To Me explain everything you need to know to buy your first home in Australia — from saving your deposit to getting pre-approval, choosing the right home loan, and avoiding costly first-time buyer mistakes. What you'll learn in this episode:

THE BEST BITS IN A SILLIER PACKAGE (from Thursday's Mike Hosking Breakfast) He Certainly Saw Some Stuff/A Calling, Not Just a Job/Buy a House, Why Don't You?/Beef BrewingSee omnystudio.com/listener for privacy information.

Changes to lending restrictions are on the cards. Finance Minister Nicola Willis is welcoming the Reserve Bank consulting with banks on easing loan to value restrictions from December. The central bank's looking at increasing the new lending limit for first-home buyers and property investors. Banking Association CEO Roger Beaumont says this is really good - and will give first-home buyers more flexibility. "They're taking advantage of what I'd call the 'sweet spot' of softer house prices, combined with declining interest rates." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Changes to lending restrictions are on the cards. Finance Minister Nicola Willis is welcoming the Reserve Bank consulting with banks on easing loan to value restrictions from December. The central bank's looking at increasing the new lending limit for first-home buyers and property investors. Banking Association CEO Roger Beaumont says this is really good - and will give first-home buyers more flexibility. "They're taking advantage of what I'd call the 'sweet spot' of softer house prices, combined with declining interest rates." LISTEN ABOVESee omnystudio.com/listener for privacy information.

We talk with Marta Nelson in Melbourne about her journey from flying with Emirate Airlines to owning to her own real estate company in Melbourne. And checkout the top 10 postcodes across Australia where you can still find homes under $650,000. ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour.     #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #InvestmentTips #AssetProtection"   #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #goldcoastproperty #hobartproperty  #RealEstate #HousingCrisis #Australia #SustainableHomes #SydneyArchitecture #InterestRates  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #TownPlanningAustralia #SubdivisionTips #RealEstateDevelopment #adelaide#PerthRealEstate #FirstHomeBuyer #AustralianProperty #AffordableHomes #PropertyMarketAustralia #RealEstateNews #HousingMarket #HomeBuyingTips #AustraliaRealEstate #PropertyUpdate #FirstHomeAustralia #RealEstateAustralia #PropertyInvestment

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, focusing on investor trends, the role of first home buyers, and the impact of economic policies. They analyse recent data, including the rise of multiple property owners and the record share of sales to first home buyers in September. The conversation also touches on the implications of monetary policy changes and the outlook for the housing market moving forward.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

PLEASE SUPPORT US ON PATREON / friendlyjordiespodcast 00:00:00 - Intro00:03:07 - Sky News cancels 'Freya Fires Up'00:20:18 - Albo's first home buyer scheme 00:33:57 - China Bans Australian Iron Ore00:43:00 - Cold calling and seafood00:57:44 - Pete Hegseth and FAT Generals Hosted on Acast. See acast.com/privacy for more information.

We catchup again with Domain's Chief of Research and Economics Dr Nicola Powell and talk about the new First Home Guarantee is changing the game for Aussie buyers — cutting deposit saving time from a decade to just a few years! Sydney, Melbourne, Brisbane, and Perth homebuyers are now getting into the market faster than ever.  ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour.     #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #InvestmentTips #AssetProtection"   #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #goldcoastproperty #hobartproperty  #RealEstate #HousingCrisis #Australia #OffGridLiving #SustainableHomes #SydneyArchitecture #InterestRates #HomeLoans #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #TownPlanningAustralia #SubdivisionTips #RealEstateDevelopment #adelaide #BrisbaneRealEstate #TheGapBrisbane #PropertyInvestment #Harcourts #RealEstatePodcast #BrisbaneSuburbs #AustralianProperty #MelbourneRealEstate#FirstHomeGuarantee #AustralianProperty #HomeOwnership #SydneyProperty #BrisbaneRealEstate #PerthPropertyMarket #PropertyInvestment #RealEstateNews #MortgageTips #HomeBuyers

First home buyers are facing challenging conditions – saving for a deposit, sustained high interest rates and mortgage serviceability at its worst level in three decades – but this doesn't mean getting into the market is impossible. We discuss just how this group can do it, and why the market conditions now provide the perfect opporunity.See omnystudio.com/listener for privacy information.

This week, Labor expanded Australia's first home guarantee to allow more buyers access to a mortgage with a reduced deposit of 5%. But the plan has many critics. Guardian Australia political editor, Tom McIlroy, speaks to the federal minister for housing and homelessness, Clare O'Neil, about why she thinks the government is pulling on the correct levers to address the housing crisis

நாட்டில் First Home Buyers - முதலாவது வீடு வாங்குபவர்களுக்கான அரசின் புதிய 5% Deposit Scheme - முற்பணத் திட்டம் அறிமுகப்படுத்தப்பட்டுள்ளது. இதுபற்றிய செய்தியின் பின்னணியினை வழங்குகிறார் மகேஸ்வரன் பிரபாகரன்.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - Программа First Home Buyer Guarantee теперь позволит всем покупателям первого жилья приобрести дом, имея всего 5 процентов первоначального взноса, а для родителей-одиночек — всего 2 процента.

Kia ora,Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news the US is throwing out its existing economic playbooks and replacing it with personal revenge and retribution.First, there is no progress on the US federal government shutdown, other than Trump declaring it an 'unprecedented opportunity' to defund his opponents. The childishness of the approach by a world power is something to behold.Almost certainly, there will be no US non-farm payrolls report tomorrow due to the Federal government shutdown. That will save the Administration from what would likely be an embarrassing result of job atrophy.US-based employers announced 54,064 job cuts in September, the least in three months, compared to 85,979 in August. But of course, October is off to a very rocky start. So far this year, companies have announced 946,426 job cuts, the highest such level in five year when 2,082,262 were announced. It is up +55% from the 609,242 job cuts announced through the first three quarters of last year and is up +24% from the 2024 full year total of 761,358.In Japan, it may have been only a small improvement from August, but Japan's consumer confidence index rose in September, reaching its highest level since December 2024. Most components improved, including overall livelihood, employment outlook, and willingness to buy durable goods.In Australia, household spending inched higher by just +0.1% in August to be +5.0% than year-ago levels. It was held back by lower spending on booze and recreation, lifted by higher spending on transport.Aussie exports were weak in August, mainly because of lower gold exports. This means August goods exports were -3.5% lower than year ago levels. Imports were +4.5% higher on the same basis.And the Australian First Home Buyer scheme is open and accepting applications. The word is that demand is strong. The scheme allows buyers to buy with extreme leverage - as little as a 2% deposit - all backed up by the taxpayer. The extra demand will come at a time of low listing availability, low new build activity, and already high prices. Analysts expect to be watching future house prices zooming higher because of these new incentives and the existing pressures.Global container freight rates were down another -5% last week from the prior week, and it was the same story; the decline was led by outbound rates from China. Bulk cargo rates fell -11% in the past week to be very similar to year-ago levels.The UST 10yr yield is still at 4.09%, down another -2 bps from yesterday on risk aversion.The price of gold will start today at US$3841/oz, down -US$29 from yesterday.American oil prices are down another -US$1.50 at just on US$60.50/bbl, with the international Brent price now just over US$64/bbl. In the US, these much lower prices are not really flowing through to pump prices with current prices little-different to year-ago levels even though US crude prices are -18% lower than then.The Kiwi dollar is at just on 58.2 USc and up +10 bps from yesterday. Against the Aussie however we are up +30 bps at 88.3 AUc. Against the euro we are up +10 bps at 49.7 euro cents. That all means our TWI-5 starts today at just on 65.4, and up +10 bps.The bitcoin price starts today at US$119,725 and up +1.7% from yesterday. Volatility over the past 24 hours has been modest at just on +/- 1.4%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again on Monday.

Wally Dare, Mortgage Broker and Director at WalMac Finance, joins Kaz and Tubes live from the Devils Den to detail changes to the First Home Buyer scheme that came into effect yesterday.See omnystudio.com/listener for privacy information.

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The federal government's expanded first home buyers scheme open from today; cascading impacts after the Taliban imposes a nationwide internet shutdown; and in cricket, Australia prepares to defend its Women's Cricket World Cup trophy, as the team goes up against New Zealand.

Buying your first home just got easier… the Government hopes. Its new home ownership scheme comes into effect from today, allowing first-time purchasers to secure a home with a 5% deposit, down from the standard 20%. The Government says it wants to ensure more renters own a home but the Opposition has called it "a dark day for the Australian dream". It comes as property experts warn the initiative will further drive up house prices. We’ll explain everything you need to know in today’s deep dive. Hosts: Emma Gillespie and Billi FitzSimonsProducer: Orla Maher Want to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful. The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent. Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube Channel Have feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.

Welcome to the 9News podcast. A snapshot of the latest stories from the 9News team including: Helping first home buyers get into the market, carnage after a car splits in two and Nicole Kidman files for divorce. The biggest news stories in less than 10 minutes delivered three times a day, with reports from the 9News team across Australia and overseas. Subscribe now to make it part of your daily news diet.See omnystudio.com/listener for privacy information.

Navigating your first home purchase is like stepping into uncharted waters — and for Luisa, it came with extra hurdles. COVID wiped out her savings, property jargon felt like another language, and even her partner questioned whether her standards were too high.What changed the game? The First Home Buyer course.By following the process, Luisa learned how to prepare properly, stick to her checklist, and persist when the search felt overwhelming. The course gave her the tools to understand the system, stay confident, and spot genuine opportunities.That preparation paid off when she secured an off-market property in her dream suburb — without compromising on what mattered most.Luisa is clear: without the course, her story would have ended very differently. For any first home buyer, her experience proves that knowledge, preparation, and persistence are the difference between regret and the right home.Listen now and see how the First Home Buyer Course can help you achieve the same clarity and confidence.Episode Highlights00:00 – Introduction02:18 – From Colombia to Melbourne: Starting the Journey03:54 – Adjusting to Australia's Property System04:51 – How Luisa and Her Partner Saved for the Deposit08:23 – Why Education and Preparation Made All the Difference15:58 – How Talking to Agents Opened the Right Doors18:12 – Securing the Home and Reflections on the JourneyCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the property market, including the recent Mapping the Market data release, lending statistics, and the implications of a new Reserve Bank Governor. They explore the current state of house prices, the impact of lending practices on first home buyers, and the anticipated changes in monetary policy under the new governor. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Getting on the property ladder is challenging, but First Home Owner Grants make it easier thanks to a range of first home buyer assistance measures. ⚠️ But are these a TRAP? ❌ In this episode we unpack FOUR PITFALLS where the free handouts end up doing more harm than good.

Everyone was banking on another interest rate cut this year – but what if it never comes? In this month' Big Picture Podcast, Ken Raiss and I will unpack why the economy is running hotter than expected, and what that means for rates, housing, and your mortgage. We also explain how the Bank of Mum and Dad is helping nearly 1 in 5 first-home buyers who get financial help from their parents and what this means for housing affordability.   And we forecast how Australia's rental crisis is about to get worse as investors are leaving the market in record numbers at a time when the government has no way of achieving its big housing targets.   Takeaways  ·         The economy is running hotter than expected. ·         First home buyers are increasingly relying on parental support. ·         Government incentives are making it easier for first home buyers. ·         Investor sentiment is declining due to regulatory uncertainty. ·         The property market is expected to remain strong despite challenges. ·         Interest rates are a key factor in the housing market dynamics. ·         Strategic property investment is crucial for long-term success. ·         Times of uncertainty can create opportunities for informed investors.     Chapters  00:00 - Introduction and Overview 03:00 - Interest Rates and Economic Factors 09:00 - First Home Buyers and Family Support 15:00 - Rental Market Challenges 21:00 - Strategic Investment and Wealth Management   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Michael Yardney   Get the team at Metropole to create a Strategic Property and  Wealth plan for your needs Click here and have a chat with us  https://metropole.com.au/enquiry/    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

A softer housing market is good news for first-home buyers, but not for everyone. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Starting 1 October, the federal government will expand the Home Loan Guarantee for first-time buyers in a bid to address Australia's rising housing market. The scheme will help more buyers enter the market, but could also drive up housing prices. In this podcast, we feature a financial expert, Niti Bhargava, who says that first homes don't have to be dream homes; they can be a stepping stone.

Parents and grandparents are increasingly offering financial assistance to family members with 20 per cent saying they provided help in the last quarter, so SBS Finance Editor Ricardo Gonçalves speaks with UBS Economist Stephen Wu to find out to what extent they're helping. Plus Kyle Rodda from capital.com looks through the day's sharemarket action and previews the Federal Reserve's interest rate decision.

A helping hand from the Bank of Mum and Dad can leave first-home buyers more than $1 million better off in retirement. RNZ and Simplicity economist Shamubeel Eaqub ran the numbers comparing the outlook for a young person whose parents could give them $100,000 to help buy a house, to that of someone who had to save their full deposit themselves. Money correspondent Susan Edmunds spoke to Lisa Owen.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - সরকারের ফার্স্ট হোম বায়ার স্কিমের মাধ্যমে হাজার হাজার ভাড়াটে, যারা প্রচলিত ২০ শতাংশ ডিপোজিট জমাতে হিমশিম খাচ্ছেন, তারা সম্পত্তির বাজারে প্রবেশের সুযোগ পাবেন। কিন্তু বিশেষজ্ঞরা বলছেন, এই প্রকল্পটি তিন মাস এগিয়ে এনে অক্টোবর থেকে কার্যকর করা হলেও, এটি যতোটা সহায়ক শোনায়, বাস্তবে ততটা নাও হতে পারে। তাদের মতে, এই প্রকল্পটি ব্যবহারকারীদেরকে আর্থিকভাবে ঝুঁকিপূর্ণ অবস্থায় ফেলে দেয় এবং স্বল্প আয়ের মানুষের জন্য সুযোগ কার্যত বন্ধ করে দেয়। আর, আগামী প্রজন্মের প্রথম গৃহক্রেতাদের জন্য এটি সম্পত্তির মালিকানা অর্জনের পথকে আরও কঠিন করে তুলতে পারে।

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - حکومت کی فرسٹ ہوم بائر گارنٹی اسکیم ہزاروں ایسے کرایہ داروں کو، جو عام طور پر 20 فیصد ہوم ڈپازٹ کے لیے بچت کرنے میں مشکلات کا شکار ہیں، پراپرٹی مارکیٹ میں داخل ہونے کا موقع دے گی۔ لیکن ماہرین کا کہنا ہے کہ یہ اسکیم، جسے تین ماہ پہلے لا کر اکتوبر میں نافذ کیا جا رہا ہے، اتنی مددگار نہیں جتنی بظاہر لگتی ہے۔ ان کے مطابق یہ اسکیم استعمال کرنے والوں کو مالی طور پر کمزور کر دیتی ہے اور کم آمدنی والے افراد کو اس سے باہر رکھتی ہے۔ جبکہ آئندہ نسل کے پہلی بار گھر خریدنے والوں کے لیے یہ گھر کی ملکیت کا سفر مزید مشکل بنا سکتی ہے۔

For a long time to buy a home in Australia you needed a 20 per cent deposit or you'd have to pay a big lender's mortgage insurance fee.It's asking a lot, given house prices in our major cities are around the million-dollar mark or more. This week, the government expanded a five per cent deposit scheme for first home buyers, with no income caps and more expensive homes now eligible. Today, finance expert Alan Kohler on how it works, what it means for house prices and why he's a huge fan of the scheme. Featured: Alan Kohler, ABC finance expert

L'appuntamento con il professore di finanza della UNSW Massimiliano Tani.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - 10月から導入される「ファーストホームバイヤー・ガランティ・スキーム」により、初めて家を購入する人はわずか5％の頭金で住宅を購入できるようになります。

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - Bernameya hukumetê ya Garantiya Kirîna Xaniyê Yekem - First Home Buyer Guarantee scheme dê rê bide bi hezaran kirêvanan ku ji bo dîposîta ji 20% berxwedidin, şansê ketina bazara milk bidin wan.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder.

Simula Oktubre 1, maaari nang makabili ng bahay ang mga first-home buyer sa Australia na may 5% lamang na deposit. Narito ang paliwanag kung paano ito gumagana, ano ang nagbago, at bakit mainit ang usapan tungkol dito.

The Australian government has expanded the First Home Buyer Guarantee scheme to help young people purchase homes sooner. While the government describes it as a major relief for first-time buyers, the opposition warns that it could drive housing prices up further. Tune in to this podcast with Sydney-based real estate agent Raj Bhandari, as we discuss the housing situation.

De First Home Buyer Guarantee-regeling van de overheid biedt duizenden huurders, die moeite hebben om de gebruikelijke aanbetaling van 20% te sparen, de kans om de woningmarkt te betreden. Maar experts zeggen dat de regeling, die met drie maanden is vervroegd naar oktober, mogelijk niet zo nuttig is als aanvankelijk wordt gedacht.

If you’re in your 20s or 30s, or have someone in your life who’s in that age bracket, you know that the struggle to buy a home is real. So, what to make of the federal government's announcement that it will launch its newly expanded scheme to help first home buyers purchase a property earlier than expected? Today, senior economics correspondent Shane Wright, on whether this will help fix our housing crisis. Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

If you’re in your 20s or 30s, or have someone in your life who’s in that age bracket, you know that the struggle to buy a home is real. So, what to make of the federal government's announcement that it will launch its newly expanded scheme to help first home buyers purchase a property earlier than expected? Today, senior economics correspondent Shane Wright, on whether this will help fix our housing crisis. Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

The federal government to expand its deposit guarantee to all first home buyers. Will this ease the housing crisis?

The federal government to expand its deposit guarantee to all first home buyers. Will this ease the housing crisis?

Investors may sit back and wait for further cuts to the Official Cash Rate as first home buyers surge into the housing market. The Cotality Monthly Housing Chart shows first home buyers account for 27% of market activity in July – the highest proportion in 20 years. The Reserve Bank this week cut the OCR another 25-basis points to 3%. Cotality NZ Chief Property Economist Kelvin Davidson told Mike Hosking first home buyers are taking advantage of a quiet market as others hold off. He believes a reason people are waiting is job uncertainty and the labour market. LISTEN ABOVE See omnystudio.com/listener for privacy information.

What happens when the Great Australian Dream becomes a financial nightmare? In 2025, buying your first home in Australia has become less of a rite of passage and more of a high-stakes gamble. Record-high deposits, sky-high property prices, and mortgage repayments eating up more than 30% of many buyers' income - it's no wonder almost half of all first home buyers now regret their decision. Today, I'm joined by Sarah Megginson, personal finance expert at Finder to discuss their First Home Buyer Report 2025 which reveals the rising pressure on young Australians trying to break into the property market - from paying well over budget to being left with no savings at all after settling. We discuss why buyer's remorse is soaring, how affordability is vanishing, and what it all means for the future of home ownership in Australia. Whether you're an investor, a parent helping your kids buy, or just curious about where our housing market is heading, stick around. This is one of those episodes that will shift your perspective.   Takeaways  ·         The property market is increasingly challenging for first home buyers. ·         Financial support from parents is becoming crucial for many buyers. ·         Many first home buyers regret their purchase due to overspending. ·         Government incentives can help first home buyers enter the market. ·         Understanding lenders mortgage insurance is essential for buyers. ·         Saving habits are critical for managing home ownership costs. ·         Buyers are adapting by considering different locations and dwelling types. ·         The emotional aspect of buying a home can be overwhelming. ·         It's important to think long-term when making a home purchase. ·         There are still opportunities for home ownership despite market challenges.     Chapters  00:00 The Struggles of First Home Buyers 04:39 The Role of Family Support in Home Buying 07:34 Understanding Affordability in the Current Market 10:12 Regrets and Realities of First Home Purchases 13:03 Navigating the Buying Process: Tips and Strategies 15:53 Government Incentives for First Home Buyers 16:46 Saving for a Deposit: Strategies and Challenges 19:49 The Importance of Financial Preparedness 22:30 Adapting to the Market: New Strategies for Buyers   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond.   Finder's First Home Buyer's Report https://www.finder.com.au/insights/first-home-buyer-report-2025    Sarah Megginson - money expert and Head of Editorial at Finder https://www.finder.com.au/author/sarahmegginson   Get the team at Metropole to help build your personal Strategic Property Plan  Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.  

Australia's housing markets just keep marching forward – and the latest numbers are in! Today I'm joined by Dr. Andrew Wilson, Chief Economist of My Housing Market, to break down July's House Price Report – and it's full of good news for homeowners and property investors alike. House prices rose in every single capital city over the month – that's now five months in a row of rising prices nationally, with the median capital city house price sitting at over $1.2 million and annual growth climbing to 5.9%. We'll discuss: ·         Why Perth and Brisbane continue to lead the charge with double-digit annual growth ·         How Melbourne and Sydney are quietly bouncing back ·         The surprise standout performances from Canberra and Darwin ·         And why 2025 is shaping up to be another strong year for property markets Plus, unit prices are also on the rise, and confidence is building as interest rate cuts and low unemployment levels continue to support our economy.   Takeaways  ·         House prices in capital cities rose in July, indicating a positive trend. ·         The market fundamentals suggest strong growth potential in the coming months. ·         Commitment, courage, capability, and confidence are essential for success in property investment. ·         Perth and Adelaide are showing significant upward momentum in their housing markets. ·         Interest rate cuts are likely to further boost housing market activity. ·         All capital cities recorded increases in median house prices over the July quarter. ·         First home buyers face challenges due to rising prices and increased competition. ·         Lower interest rates improve affordability but can lead to higher property prices. ·         Consumer confidence is rising, contributing to increased auction attendance. ·         The upcoming spring selling season is expected to drive further market activity.   Chapters  02:15 Interest Rates and Market Confidence 05:30 Regional Market Performances 08:45 The Four C's Formula for Success 12:00 Challenges for First Home Buyers 15:30 Conclusion and Future Outlook   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond.   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.