Podcasts about first home buyers

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MNegative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market. As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme. There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.authis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

DescriptionShould you start scrolling through realestate.com.au before speaking to a mortgage broker?In this episode of the First Home Buyer Program Podcast, Maryanne Elliott explains why getting a First Home Buyer Pre Approval should be your very first step before attending open homes or making an offer.Many first home buyers fall in love with a property before they know exactly what they can borrow.Unfortunately, this often leads to disappointment when the numbers don't stack up.Maryanne breaks down how lenders assess your borrowing capacity, why two people earning the same income can have very different borrowing limits, and why there's a big difference between the maximum you can borrow and what you should borrow.She also explains why a fully assessed First Home Buyer Pre Approval can give you greater confidence when you're ready to make an offer.Whether you're just starting your home ownership journey or already searching for your dream home, this episode will help you avoid one of the most common and costly mistakes first home buyers make.In This Episode You'll LearnWhy a First Home Buyer Pre Approval should come before house hunting.What banks really look at when assessing your borrowing capacity.Why your borrowing power is about more than just your income.The difference between the maximum you can borrow and what's comfortable to repay.Why a fully assessed pre-approval provides greater confidence when buying your first home.Resources MentionedRead our blog: First Home Buyer Pre Approval: Avoid This Common MistakeLearn more about the First Home Buyer ProgramBook a free strategy session with 360 Mortgage SolutionsConnect with 360 Mortgage SolutionsBuying your first home doesn't have to be overwhelming.At 360 Mortgage Solutions, we help first home buyers understand the process, compare lenders and secure the right home loan with confidence.Visit our website to access free resources, educational guides and information about the First Home Buyer Program.If you're ready to understand your borrowing power, we'd love to help.Keywords - First Home Buyer Pre Approval, Home Loan Pre Approval, First Home Buyer Australia, Borrowing Capacity, Mortgage Broker, First Home Buyer Tips, Home Loan Process, Buying Your First Home, First Home Buyer Podcast, Fully Assessed Pre Approval.

Catch up on Australia's biggest property stories this week with Craig and his guests, including interstate migration trends, spring market expectations, building approval changes, the First Home Super Saver Scheme and why buyers should look beyond cosmetic renovations. Practical market insights for homeowners, investors and first-home buyers navigating today's changing Australian property market. You can have your say by leaving a voice message ►  https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com  The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty    

Oh my god don't get RSV it's so shit. We will be back with TCRP soon. My brain has been goats cheese. It's been a hell of a fortnight but there's a lot going on and it must be laughed at. In the meantime, here is a plethora of Jacks to satiate your auspol cravings. This week the shownotes are slopped to you by GPT 5.5 - which seems to have done an okay job and also sounds a lot less 'chatGPT' which is nice. The titles are way less shit than usual. Maybe that sociopathic compulsive liar Sam Altman is onto something. Nah. -----------------------------------------------------------------------------------In episode 163 of The Two Jacks, recorded on 2 July 2026, Jack the Insider and Hong Kong Jack take a wide-ranging look at the political, economic and sporting stories shaping Australia and the world.The episode opens with Australia's housing market, including recent house price falls, the risks facing first home buyers using the 5 per cent deposit scheme, and the dangers of negative equity. The Jacks then turn to the striking rise of One Nation, debating whether the surge is a genuine long-term disruption in Australian politics or partly a mirage fuelled by social media, disinformation and dissatisfaction with the major parties.Victorian politics comes under close scrutiny, with discussion of Moira Deeming, the Matthew Guy allegation, Jess Wilson's leadership, and Jacinta Allan's handling of the Big Build controversies. Internationally, the episode covers Andy Burnham's likely move into Downing Street, Keir Starmer's defence spending announcement, Trump-era decision-making as explored in Jonathan Swan and Maggie Haberman's book, congressional stock trading in the United States, and the latest developments in the Russia-Ukraine war.The show wraps with sport, including Ben Stokes' retirement from international cricket, England's reckless loss to New Zealand, the future of Bazball, World Cup football, State of Origin, AFL fixturing and Australia's women's cricket team reaching another World Cup final.00:00:25 — Welcome to Episode 163Jack the Insider opens the show and marks the start of the new financial year in Australia. Hong Kong Jack joins from Hong Kong, where the previous day marked Reunification Day, the anniversary of the handover to the People's Republic of China.00:01:10 — Housing Prices, First Home Buyers and Negative EquityThe Jacks begin with Australia's housing market and recent reports of price declines in suburbs with strong uptake of the 5 per cent deposit scheme. They unpack the risk of highly leveraged first home buyers falling into negative equity, where the debt on a property exceeds its current market value.Hong Kong Jack recalls the early 1990s Melbourne housing market, when banks were reluctant to sell distressed inner-suburban properties because doing so would have further damaged the market. The discussion compares that period with the global financial crisis in the United States and Ireland, where property crashes led to widespread foreclosures.00:04:00 — Can Australian House Prices Keep Rising?The conversation turns to whether Australian housing can continue producing the large capital gains many homeowners have come to expect. Jack the Insider argues that prices in Sydney and Melbourne cannot keep rising at the same pace without locking younger buyers out of the market.Hong Kong Jack makes the broader point that Australia's tax and investment settings have made owner-occupied housing unusually attractive compared with other investments, contributing to long-term affordability problems.00:06:36 — Could Money Shift from Housing to the ASX?Jack the Insider speculates that if housing becomes less reliable as an investment vehicle, more money may flow into equities and the Australian share market. The discussion also touches on the weak outlook for CBD commercial property, with work-from-home trends continuing to affect demand.00:07:25 — The 5 Per Cent Deposit SchemeThe Jacks assess the Albanese government's 5 per cent deposit scheme for first home buyers. Hong Kong Jack says it may provide some help for young people trying to enter the market, but it is not a magic solution to housing affordability.They discuss the practical challenge of borrowing large sums with very little equity, especially if prices flatten or fall. The risk for banks and borrowers is that buyers may end up with little or no equity for some time.00:10:41 — The One Nation SurgeThe episode moves to One Nation's rise in the polls. Jack the Insider notes that One Nation polled around 6.5 per cent nationally at the previous federal election but is now polling far higher, with some figures placing the party in the 20s.The Jacks discuss possible reasons for the surge, including public dissatisfaction with the major parties, the political aftermath of the Bondi terror attack, and the way right-wing voters are shifting away from the Coalition.00:11:48 — Social Media, Bots and the “Mirage” of One NationJack the Insider raises concerns about foreign influence, AI-generated videos, disinformation and bot-like social media activity targeting Australian politics. He cites examples of fake or misleading material involving Natalie Barr, Anthony Albanese and claims about Labor figures selling property after the budget.He argues that some of the online activity appears designed to attack both the government and the Coalition while indirectly benefiting One Nation. He describes part of the One Nation surge as a “mirage”, while acknowledging that real-world results, such as the South Australian election and the Farrar by-election, show the party has genuine support.00:18:20 — Is One Nation the Biggest Political Disruption Since World War II?Hong Kong Jack argues that, even allowing for some mirage factor, One Nation's polling makes it the biggest disruption to Australian politics since World War II. He compares the party's current position with the historical performance of the DLP, Australian Democrats and Greens, none of which reached similar national polling levels.Jack the Insider counters that One Nation's rise appears to be splintering the right-wing vote rather than pulling substantial support from Labor or the left. The Jacks agree the Liberal Party has a major strategic problem: it must rebuild its primary vote while deciding how directly to confront One Nation.00:21:56 — What Should the Liberal Party Do?The Jacks discuss the Liberal Party's path back to competitiveness. Hong Kong Jack says the party should stop obsessing over polls and focus on hard policy work, local campaigning and the basics of politics.Jack the Insider argues the Liberals will eventually need to attack One Nation directly. His view is that conservative voters must be told clearly that a vote for One Nation is likely to help return Labor to government or create instability.00:23:38 — Pauline Hanson, Policy Uncertainty and Senate AttendanceJack the Insider criticises Pauline Hanson's policy understanding and parliamentary work ethic, citing her position on maternity leave and Senate attendance. He argues that One Nation's shifting policy framework and uncertainty will become more apparent under greater scrutiny.The Jacks also discuss preference flows and whether the Coalition can rely on One Nation preferences if the right-wing vote remains fragmented.00:26:51 — Moira Deeming, Matthew Guy and the Victorian LiberalsThe conversation shifts to Victorian Liberal politics. Jack the Insider discusses Moira Deeming, who is likely to face disendorsement, and says Jess Wilson appears to be handling internal party discipline more effectively than previous Liberal leaders.The Jacks examine Deeming's allegation involving Matthew Guy and the CCTV footage that emerged afterward. Jack the Insider argues that the Victorian Liberals must deal firmly with internal destabilisation if they are to present themselves as a credible alternative government.00:31:00 — Don Farrell on One Nation and the Bondi AttackHong Kong Jack notes that Labor frontbencher Don Farrell has attributed One Nation's rise partly to Coalition division and partly to a post-Bondi surge. Jack the Insider questions whether the Bondi attack will become a lasting voting determinant, suggesting it may prove to be a temporary political factor.The discussion also covers One Nation and the Greens voting against proposed bans on hate preachers, despite rhetoric about the issue after Bondi.00:33:08 — Newspoll, Labor's Position and Coalition TroubleJack the Insider discusses polling showing Labor improving, One Nation slipping slightly and the Coalition struggling. He argues that the Coalition must win back a large share of One Nation's support if it is to become competitive.The Jacks consider whether One Nation has reached its high watermark or whether the movement has deeper staying power. They also note that Labor and the Greens together remain in a strong position if the conservative vote continues to fracture.00:38:08 — Jacinta Allan and Victoria's Big Build ProblemsVictorian Premier Jacinta Allan comes under scrutiny over the Big Build projects and allegations surrounding inflated costs and union influence. The Jacks discuss reporting by The Age's investigative unit and Nick McKenzie, including claims about contractors being asked whether they could do deals with unions.Hong Kong Jack says Allan's position looks increasingly terminal, while Jack the Insider says there is widespread anger among Victorians toward the government. They agree the timing of the controversy is politically damaging for Labor.00:41:07 — Could Victorian Labor Replace Jacinta Allan?The Jacks debate whether Victorian Labor has the courage or capacity to replace Allan before the election. Jack the Insider argues that taking over now would be a political kamikaze job, given the scale of Labor's problems.They compare Allan with Daniel Andrews, whom Jack the Insider describes as a much stronger communicator and political operator. The discussion also considers whether Labor still has a narrow path to victory if the right-wing vote splits between the Liberals, One Nation and other parties.00:45:35 — The Age, “Uniparty” Claims and Victorian Labor's DefendersHong Kong Jack shares a social media post attacking The Age as part of a supposed One Nation-Liberal-National “uniparty” media operation. The Jacks use it to illustrate the type of rhetoric surrounding Victorian politics and the difficulty Labor faces as corruption and governance issues dominate the debate.00:46:46 — Joh Bjelke-Petersen Comparisons and Victorian CorruptionThe conversation touches on comparisons between Victoria's current political troubles and the corruption scandals that brought down Joh Bjelke-Petersen in Queensland. Jack the Insider notes commentary suggesting that corruption can become the defining factor that ends a long-running government.They also discuss the relationship between Victorian Labor and sections of the union movement, including the role of unions in major construction projects.00:50:30 — Andy Burnham's UK ProgramThe Jacks move to UK politics and Andy Burnham's expected rise to the prime ministership. Hong Kong Jack outlines Burnham's program, including a proposal to govern partly from Manchester and devolve more power to regions and councils.Jack the Insider frames this as part of a broader devolution agenda. Hong Kong Jack is sceptical, arguing that devolution has not clearly succeeded in Scotland or Wales and may not deliver the growth Burnham is promising.00:53:59 — Keir Starmer's Defence Spending AnnouncementKeir Starmer's proposed defence spending boost comes under scrutiny. Hong Kong Jack argues the numbers do not add up and describes the announcement as “smoke and mirrors”.The Jacks also discuss Conservative leader Kemi Badenoch's performance at Prime Minister's Questions and how she may find Burnham a tougher opponent than Starmer.00:56:59 — “Died” or “Passed Away”?In a lighter aside, the Jacks discuss euphemisms around death, particularly the increasingly common use of “passed” or “passed away”. Hong Kong Jack says he prefers plain language and warns Jack the Insider not to say he has “passed” when the time comes.00:58:28 — Jonathan Swan, Maggie Haberman and Trump's Decision-MakingThe conversation moves to the United States and the book by Jonathan Swan and Maggie Haberman. Jack the Insider discusses material about Trump's decision-making style, particularly the tendency to favour gut instinct even when advice from officials points in another direction.The Jacks discuss US decision-making around Iran and the dangers of ignoring structured advice in favour of personal instinct.01:04:11 — AI, Congress and Insider TradingThe Jacks discuss claims that AI tools have exposed widespread conflicts between congressional stock trades and the legislative work of US politicians. The system described cross-references stock purchases with bills and committee activity.Jack the Insider and Hong Kong Jack stress that this is a bipartisan problem, not confined to one party or one administration. They note that the STOCK Act was intended to address congressional trading conflicts but has not produced meaningful enforcement.01:08:47 — Trump, Crypto, Wealth and CorruptionThe discussion broadens to Donald Trump's personal enrichment, including crypto ventures, the Qatar jet issue and business opportunities involving Trump family members. Jack the Insider argues that Trump appears to be benefiting heavily from his second term.Hong Kong Jack says the presidency is difficult to regulate in this area, while Congress has shown little willingness to police itself.01:13:36 — Russia-Ukraine War UpdateJack the Insider discusses Ukrainian drone strikes near Moscow, including attacks on fuel infrastructure and refineries. The Jacks note reports of fuel shortages, long queues and unrest at Russian service stations.Hong Kong Jack explains that Ukraine appears to be targeting specific refinery components that Russia cannot easily replace. The Jacks also discuss reports of Russian troop movements, the pressure on Crimea, and the possibility of political instability inside Russia if the war continues to turn against Moscow.01:18:34 — Drone Warfare and Moscow's VulnerabilityThe Jacks reflect on how drone warfare has transformed modern conflict. Jack the Insider describes footage of Ukrainian drones reaching Moscow while Russian air defences fired ineffectively.They note that when the invasion began, few expected Ukraine to hold out for years, let alone gain the upper hand in key areas through targeted strikes and technological adaptation.01:20:15 — Ben Stokes Retires from International CricketThe sports segment begins with Ben Stokes' surprise retirement from international cricket. Jack the Insider describes watching the announcement unfold during England's Test against New Zealand and says the moment shifted the entire atmosphere of the match.The Jacks argue that England's focus turned into a farewell lap for Stokes rather than a serious attempt to win or save the Test.01:22:10 — England's Reckless Chase and New Zealand's Great WinThe Jacks criticise England's approach to the run chase, including the decision to open with Stokes and the reckless batting that followed. They praise New Zealand for a disciplined, hard-fought victory and highlight Daryl Mitchell's courageous century on a difficult wicket.Hong Kong Jack says New Zealand's series win deserves major recognition, especially given their record away from home under their captain.01:25:16 — New Zealand's Strength and England's Bazball ProblemThe Jacks discuss New Zealand's strengths: preparation, fielding, resilience and intent. They contrast this with England's loose approach and the possible end of the Bazball era.Jack the Insider says Ben Stokes has been a wonderful player and match-winner but argues that England now faces serious leadership and management problems. The Jacks debate the futures of Brendon McCullum, Rob Key and England's Test setup.01:32:19 — World Cup, France and BrazilThe Jacks briefly discuss the World Cup, noting the difficulty of keeping track of the tournament but identifying France as looking particularly strong. Brazil and Norway are also mentioned as teams to watch.01:32:47 — State of Origin PreviewThe conversation turns to State of Origin, with the Blues heading to Lang Park. Jack the Insider says New South Wales have only rarely won a series decider there and does not see it happening this time.01:33:15 — AFL Fixtures and Broadcast FrustrationsThe Jacks preview upcoming AFL matches, including Geelong versus Brisbane, Sydney versus the Bulldogs, and Richmond versus Carlton. Jack the Insider questions the logic of the AFL fixture, particularly overlapping games and the lack of Saturday afternoon free-to-air football.01:36:19 — Australian Women's Cricket Team Reaches Another FinalJack the Insider notes that Australia's women's cricket team has reached another ICC World Cup final after beating India. England and South Africa are due to play for the other spot in the final.He praises the Australian side for remaining a powerful force despite changes from previous line-ups.01:37:11 — Listener Feedback and Sign-OffJack the Insider closes the episode by thanking Hong Kong Jack for his opinions and preparation. Listeners are encouraged to send in comments, criticisms and issues they would like the Two Jacks to tackle in future episodes.Hong Kong Jack jokingly asks listeners not to send anything complimentary.-- Dunno why it did this but it gave another show description? Whatever nobody is still reading at this point. Short Episode DescriptionJack the Insider and Hong Kong Jack unpack Australia's housing jitters, the risks facing first home buyers, One Nation's polling surge, and the Coalition's strategic dilemma. They also examine Victorian Labor's Big Build troubles, Jacinta Allan's leadership problems, Andy Burnham's UK agenda, Trump-era decision-making, congressional stock trading, Ukraine's drone war against Russia and a huge week in sport, including Ben Stokes' retirement and New Zealand's Test triumph over England.Long Episode DescriptionIn episode 163 of The Two Jacks, Jack the Insider and Hong Kong Jack begin with Australia's housing market, where falling prices in some first home buyer suburbs raise questions about the 5 per cent deposit scheme and the risk of negative equity.The major political focus is One Nation's dramatic rise in the polls. Is it a genuine realignment of Australian politics, the biggest disruption since World War II, or partly a mirage inflated by social media, disinformation and frustration with the major parties? The Jacks examine what this means for the Liberal Party, why the conservative vote is splintering, and how Labor may benefit.In Victoria, the Jacks look at Moira Deeming, Matthew Guy, Jess Wilson, Jacinta Allan and the Big Build controversies that continue to put pressure on the state government. Overseas, they discuss Andy Burnham's UK program, Keir Starmer's defence spending claims, Trump's reliance on instinct over advice, AI-driven scrutiny of congressional stock trading, and Ukraine's drone strikes on Russian fuel infrastructure.The episode finishes with sport: Ben Stokes' international retirement, England's disastrous Test loss to New Zealand, the future of Bazball, World Cup football, State of Origin, AFL fixturing and Australia's women's cricket team reaching another final.

First home buyer grants, stamp duty concessions, shared equity schemes, 5% deposit pathways–there's more support available than ever before.But are these incentives actually helping you make better property decisions?In this episode, mortgage broker Jack Elliott returns to break down the grants, concessions, and buyer schemes available across Australia. We cover how stamp duty relief works in each state, who qualifies for the First Home Owner Grant, and what buyers need to know about shared equity programs and low-deposit pathways.More importantly, we unpack one of the biggest mistakes first home buyers make: allowing incentives to drive their property decisions. While grants and concessions can reduce upfront costs, they can also tempt buyers into compromising on location, property quality, or long-term growth potential.If you're trying to understand what support is available and how to use it wisely, this episode will help you cut through the noise, avoid common traps, and make decisions that support your long-term goals—not just your short-term savings.Episode Highlights01:44 – Meet Jack: Understanding Buyer Incentives04:41 – The Stamp Duty Trap First Buyers Miss09:42 – First Home Owner Grant Explained18:26 – Low Deposit Pathways Explained23:28 – Shared Equity: The Trade-Offs to Know28:46 – Choosing the Right Scheme for Your Goals30:24 – How to Use Incentives the Right Way32:49 – Join the Community & Keep LearningConnect with JackBook a Get To Know You Chat with Jack Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

The number of first-home buyers is beginning to increase in New Zealand's sluggish housing market. New data from Cotality NZ shows property sales were down 8.3 percent in May, the fifth fall in a row compared to the same month last year.But within those figures, first home buyers were the only group to increase their number of purchases this year, compared to last year. Cotality NZ Chief Property Economist Kelvin Davidson spoke to John Campbell.

Cotality data shows first-home buyers are now the dominant buying force in the market. But what's driving that, and is buying now a good idea? Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Buying a property is about to involve more paperwork than many buyers expect.From July 2026, Australia's anti-money laundering reforms will introduce new checks for property transactions. That means first home buyers may be asked to provide identification, bank statements, gift letters, inheritance records, and evidence showing where their deposit funds came from.In this episode, Veronica and Meighan break down what the new property buying rules mean in practice, why these changes are being introduced, and how buyers can prepare before signing a contract. They explain the documentation that may be required, the situations that can trigger additional questions, and the simple steps that can help you avoid unnecessary delays during settlement.If you're planning to buy your first home in the next few years, this episode will help you understand what's changing and how to stay one step ahead.Episode Highlights01:52 – Why Property Buyers Are Facing New Checks03:36 – The New Property Rules Starting in 202606:29 – What Triggers Extra Questions and Scrutiny?10:19 – When Will Buyers Be Asked for Documents?13:26 – The Biggest Misunderstandings Buyers Have16:46 – How These Changes Could Benefit Buyers18:28 – Your Property Compliance Checklist21:02 – How to Prepare Before You BuyCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Send Us A Message! Let us know what you think.First-home buyers are quietly rewriting the rules of the New Zealand property market. Despite a flat wider economy, a record 75% of first-home buyer purchases this year are standalone houses—the highest level since 2020.But as the market continues to fragment, we are seeing a fascinating regional split. While Auckland and Wellington face slower movements, areas like Southland, Taranaki, and Otago are showing surprising resilience. Meanwhile, mortgage arrears are falling, but financial hardship applications are spiking—pointing to a deeper credit squeeze on middle-aged Kiwis.In this episode of the Week in Review, Debbie Roberts (Financial Adviser at Property Apprentice) breaks down the five critical economic shifts shaping your property choices right now.

We talk with John Lindeman from Property Power Partners about Sydney and Melbourne median prices softening, but does that really mean the market is weakening? We examine how first-home buyers using low-deposit government schemes are changing the mix of property sales and influencing median price data. Plus, what is happening in the Hobart property market? You can have your say by leaving a voice message ►  https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com  The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty    

She started at 25 with one property, no clients, and no mentor. Today Emily Wallace has a 50,000-strong following, a thriving buyer's advocacy in Melbourne, and some very strong opinions about where the property market is heading. This episode covers three things you need to hear right now. Melbourne is about to move: • Emily has been buying in Melbourne through the lockdowns, the sentiment slump, and the years every other market ran ahead of it. • Her take: it is a ticking time bomb. What first home buyers actually need to know right now: • Emily has a rule she applies to every client before they start searching. • She also gets into how the federal budget is about to squeeze first home buyers and investors into the same price band and why that creates a real problem for the people it was supposed to help. Building a brand from zero in a market that did not take you seriously: • The industry thought she was too young when she started. • Consumers had never heard of a buyer's agent under $3 million because of The Block. • She built an audience through education before she had a track record to sell. • She breaks down exactly how she did it - the strategy she used on TikTok and why her education degree turned out to be the best qualification she could have had for this industry.Connect with Us: Instagram: @tiapropertybuyers Website: https://tiaproperty.com.au/ Wallace Advocates - wallaceadvocates.com.au The Investors Agency - theinvestorsagency.com.au The Lazy Equity Podcast by The Investors Agency. New episodes fortnightly, follow on Apple Podcasts and Spotify. General information only. Not financial or property advice. Always seek advice based on your individual circumstances.See omnystudio.com/listener for privacy information.

First home buyers are finally getting a bit more breathing room, but that does not mean every scheme is a green light. In this Australian Property Podcast episode, Chris Bates sits down with Jack Elliott, National First Home Buyer Specialist at Alcove, to unpack what changed after the Budget and how buyers should think about grants, guarantees and shared-equity options in 2026. Jack explains why some first home buyers are seeing less competition at opens and auctions, how changes to investor borrowing power may be shifting the market, and why waiting for the perfect headline can be just as risky as rushing in too early. The bigger question, according to Jack, is whether you are actually ready: know your numbers, stress-test your budget, understand your pathway and buy with the next five to ten years in mind. They also break down the main paths into the market, including the 5% deposit scheme, LMI waivers for certain professions, guarantor loans, Help to Buy, and gifted money. Plus, they cover what to watch with stamp duty concessions and the First Home Owner Grant, and the trap of letting a short-term incentive drive a long-term property decision. If you are trying to work out whether to buy now, which scheme fits your situation, or how to avoid the biggest first-home-buyer mistakes, this episode is for you. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a question/idea/opinion direct via text message!The structural shift in the New Zealand property market is cementing itself in the data. While the latest Mapping the Market release reveals a highly patchy horizontal flatline across the regions, the newly updated May Buyer Classification data exposes a deep divide in buyer behaviour. Mortgaged multiple property owners (MPOs) have taken a decisive step back in the second quarter, dropping to a 22.4% market share as the compounding realities of tight yields, capital growth re-evaluations, and shifting political polls weigh on investor confidence.This week, Nick Goodall and Kelvin Davidson break down why first home buyers continue to defy gravity, capturing a near-record 28.5% market share. We also deliver regional deep dives into the shifting demographics of Hamilton, Tauranga, and Dunedin, preview the upcoming Q1 GDP metrics alongside Tuesday's crucial Selected Price Indexes, and analyse how an economic slowdown across the ditch in Australia could quietly reshape New Zealand's net migration baseline.This week we discuss:The Investor Retraction: Why mortgaged investors have pulled back for two consecutive quarters, hitting a soft 22.4% market share in Q2 so far.First Home Buyers Target Records: Inside the relentless 28.5% market share run and the mechanics driving low-deposit entry pathways.Regional Centre Disruption: Analysing Tauranga's equity-rich mover surge (33%) and a surprising jump in first-time buyers to 25%.The Dunedin Yield Matrix: Why gross student accommodation yields look attractive, but aging housing stock is widening the gap between gross and net returns.Net Migration Rebound: Tracking the steady climb back to 22,800 annual net arrivals and why high rental listings are keeping a ceiling on structural rent spikes.GDP vs. Selected Price Indexes: Previewing the consensus 1.0% Q1 GDP growth figure and explaining why Tuesday's monthly inflation data holds the real key to the July OCR decision.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Well, well, in my live show with Chris Bates yesterday we dived into the impact of the budget changes and suggested that with the removal of significant numbers of investors from the playing field, Governments will need to do more to entice (nay bribe) first time buyers into the market to stop prices falling too … Continue reading "“Expect More Support For First Home Buyers”: BINGO!"

A first home buyer posted on the Oz Finance subreddit convinced that rising interest rates were about to swallow 84% of their income. The maths looked terrifying. The only problem wast that it was completely wrong.Tash and Emma from The Broke Generation are back together again to break down exactly where this buyer's calculations fell apart, and why it's far more common than you'd think.In this episode, they cover:The specific mistake that turned a manageable rate rise into a financial nightmare on paperWhy the lending system already has a built-in buffer most borrowers don't know aboutHow fear-driven headlines are making first home buyers worse at reading their own financesWhat to actually do if you're worried about rate rises and don't know where to startCase Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which incentives you can combine for maximum impact. She touches on:

Bayleys CEO Mark Macky joined Kerre Woodham to discuss everything to do with the current housing market including prices, predictions, where the demand is, and advice for first home buyers. Macky said that despite the recent changes in the market, for those buying and selling there shouldn't be an issue, "the good news for them though, is that, if you're buying and selling in the same market, if you sell it what the property is worth today, you're also going to buy what the property is worth today. So, you know, so it's all relative." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.In this week's Property Apprentice Week in Review, Debbie Roberts unpacks the biggest economic, property, and personal finance stories shaping New Zealand.This episode covers the key announcements from Budget 2026, the Reserve Bank's closely watched OCR decision, new data showing nearly half of first-home buyers are entering the market with less than a 20% deposit, the growing pressure on rental affordability, and what recent KiwiSaver statistics reveal about wealth-building across different age groups.Whether you're a property investor, homeowner, landlord, first-home buyer, or simply interested in New Zealand's economic outlook, this episode provides practical insights to help you make more informed financial decisions.Topics discussed:• Budget 2026 and public sector workforce reductions• Regional investment opportunities emerging from government spending• OCR outlook and mortgage rate implications• First-home buyer lending trends• Rental affordability and housing supply pressures• KiwiSaver balances by age and gender• Long-term wealth creation through property investmentProperty Apprentice helps everyday New Zealanders build wealth through informed property investment decisions, independent education, and expert guidance.Learn more at www.propertyapprentice.co.nzSupport the showDisclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Tom Elliott is joined by Shadow Housing and Homelessness minister, Andrew Bragg, to discuss. See omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.In this episode of NZ Property Insights, Paul and Debbie Roberts unpack the critical structural changes transforming the New Zealand real estate landscape. We analyze the long-term fallout of the interest deductibility policy, evaluate how changing mortgage dynamics are fueling a massive first-home buyer renaissance, and look at the compliance adjustments simplifying transaction pipelines for everyday trusts. The Deductibility Reversal: An analytical look back at the three-year tax experiment that significantly reduced long-term rental supply, effectively taxed property business owners on unmade profits, and inadvertently drove national median market rents up to $600 per week. The First-Home Buyer Renaissance: How a prolonged flat growth environment has hollowed out market competition, allowing first-home buyers to capture a massive 27.5% market share while securing superior property quality for their money. AML Reform Common Sense: Breaking down Associate Minister of Justice Nicole McKee's risk-based adjustments that successfully scale back enhanced due diligence costs and friction for simple family trusts. If you want to understand how to leverage these shifting tax landscapes, assess your borrowing capacity accurately, or build a resilient multi-income strategy, join us for our next free, live online educational event:

You've found the one. The suburb works, the layout feels right, and auction day arrives. But what happens if you win… and your loan doesn't go through?In this episode, we break down the real risks of buying at auction—especially when relying on pre-approval. From valuation shortfalls to lender restrictions and changes in your financial situation, there are several ways a deal can fall apart after you've already committed.We walk through what “unconditional” really means, why auction contracts carry more risk than most buyers expect, and how quickly things can escalate if your finances don't stack up. You'll also hear practical examples of how buyers can end up needing to find large sums of money in a short timeframe—or risk losing their deposit.This episode will help you understand the risks clearly and prepare properly before auction day, so you can make confident decisions and avoid costly mistakes.Episode Highlights01:29 – Why Pre-Approval Doesn't Guarantee Your Loan03:38 – What Unconditional Really Means at Auction05:28 – Preparation vs Risk: Why It Matters Before You Bid07:05 – The Checks You Must Do Before Auction Day09:03 – The Valuation Gap That Can Cost You Thousands13:42 – Staying Disciplined When Emotions Take Over16:26 – Key Takeaways Before You Step Into an Auction20:24 – Final Thoughts and How to Keep LearningMentionsAuction Ready by Veronica Morgan (book)How to Price a Property (Mini Course)Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Has the Australian Federal Budget 2026 changed the outlook for property investors? Is Perth still Australia's strongest property market, or is it time to look at opportunities in Melbourne, Tasmania, Geelong and regional Victoria?In this episode of the Help Me Buy Property Podcast, Moxin Reza sits down with property researcher John Lindeman to break down the latest property market trends across Australia, including the impact of interest rate rises, housing shortages, migration, affordability and government policies.We discuss:✅ Australian Federal Budget 2026 implications for property investors✅ Perth property market forecast 2026✅ Melbourne property market recovery opportunities✅ Tasmania property boom potential✅ Regional Victoria hotspots including Geelong✅ Interest rate rises and their impact on housing prices✅ First Home Buyer 5% Deposit Scheme effects✅ Property investment strategies for 2026✅ Areas that may be nearing their peak✅ Melbourne CBD apartment opportunities and risks✅ Supply, demand and migration trends across AustraliaIf you're looking for the best property investment opportunities in Australia and want to understand where the market could be heading after the latest Federal Budget, this episode is packed with insights.

Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full transcript to the episode can be found here.Don't forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to hello@buyyourside.com.au

Send Us A Message! Let us know what you think.The property market headlines say "stagnant"—but the real data tells a completely different story. While the mainstream media fixates on flat price movement to trigger clickbait anxiety, the reality is that the speculative noise has cleared out, giving everyday buyers the ultimate upper hand.In Episode 14 of NZ Property Insights, Paul and Debbie Roberts break down The Reality Behind Stagnant Housing Headlines and reveal how First-Home Buyers are officially taking over the market. We dissect the latest CoreLogic data showing first-time buyers capturing a massive 27% market share, explain why flat pricing in Auckland and Wellington represents the faireest market value in years, and expose the hidden financial updates you must prepare for this month.Whether you are looking to secure your first property or scale your existing portfolio, this episode cuts through the noise to show you exactly how to navigate this unique window of opportunity.Inside this episode, we unpack:

You've probably seen the headlines—negative gearing changes, big shifts for investors, and talk of housing becoming more affordable.But what does the 2026 budget actually mean for first home buyers?In this episode, we break down the key property-related changes, including negative gearing, capital gains tax, and investor behaviour. While these policies are being framed as a win for buyers, the reality is more complex—and in many cases, the expected impact on property prices may be far smaller than people assume.We also explore how these changes could shift demand across different parts of the market, including the growing pressure on new builds and the potential reduction in rental supply. Along the way, we unpack the risks of relying on headlines when making long-term decisions.If you're trying to decide whether to buy now or wait, this episode will help you understand what's really changing—and what actually matters when planning your next step.Episode Highlights01:28 – What's Actually in the 2026 Budget05:48 – Will Property Prices Really Fall?07:37 – Rents, Supply, and Why Location Matters09:05 – Investor Demand vs Supply: What's Changing11:46 – The New Build Trap First Buyers Should Know15:23 – Why New Builds Could Become More Expensive17:49 – The Risks of Buying Off-the-Plan19:29 – Small Wins for Buyers, Bigger Pressure on Rent25:33 – What First Home Buyers Should Do Next29:05 – Key Takeaways from the Budget Changes31:47 – Final Thoughts and What to Do From HereCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

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See omnystudio.com/listener for privacy information.

What if the dream of owning your own home is actually closer than you think?In this episode, CB sits down with mortgage broker and creator of The Journey Home, Kath Rogers, for a real, honest and surprisingly emotional conversation about home ownership, financial overwhelm, self-belief and what actually changes when you stop waiting to feel “ready” and start asking questions.This is not a dry finance conversation.This is about:creating safetybacking yourselfgetting clearbuilding a life that feels stable and alignedand moving dreams into reality.Kath shares the behind-the-scenes truth about:why most people wait too long to speak to a mortgage brokerwhat lenders are actually looking forhow self-employed people can still buy homesthe biggest mistakes first home buyers makehow one couple saved $9K in five weeksand the story of a young boy who finally got to feel like a kid again after his mum secured their family home.If home ownership has ever felt impossible, overwhelming or completely out of reach… this episode is your reminder that clarity changes everything.You do not need to have it all figured out before you begin.You just need to start the conversation.Find Kath:Instagram @journey_home_with_kath + TikTok: @kath.rodgers_journeyhome

Feeling overwhelmed about buying your first home? You're not alone. With rising property prices, changing lending rules, and so much conflicting advice online, it's easy to feel stuck before you even begin.In this episode of The First Home Buyer Program Podcast, Maryanne Elliott, Director of 360 Mortgage Solutions, breaks down the three key things every first home buyer should focus on right now to put themselves in the best possible position to enter the property market confidently.Whether you're planning to buy in the next 6 months or the next few years, these practical first home buyer tips will help you prepare financially, avoid common mistakes, and create a clear path toward home ownership.In This Episode, You'll Learn:How to build savings and structure your bank accounts effectivelyWhy lenders look at your “capacity to repay”The importance of checking your credit file and credit score earlyCommon credit mistakes that can delay your home loan approvalWhy speaking with a mortgage broker early can save you thousandsHow first home buyer grants and schemes may help you avoid lenders mortgage insurance (LMI)Why preparation is the key to reducing stress when buying your first homeKey Takeaways for First Home BuyersBuying your first home doesn't have to feel impossible. By focusing on your savings habits, monitoring your credit file, and getting guidance from an experienced mortgage broker, you can set yourself up for success long before you're ready to apply for a home loan.The earlier you start preparing, the easier the process becomes.Resources MentionedEquifax Free Credit ReportFirst Home Buyer Grants and SchemesMortgage Broker Guidance for First Home BuyersAbout Maryanne ElliottMaryanne Elliott is the Director of 360 Mortgage Solutions and has spent years helping first home buyers navigate the home loan process with confidence. After working for one of Australia's major banks for over 13 years, Maryanne became passionate about educating Australians on property, finance, and financial literacy.Connect with 360 Mortgage SolutionsIf you're thinking about buying your first home and want guidance on where to start, connect with the team at 360 Mortgage Solutions.

With more than 20 years of finance experience, Mortgage Choice Modbury principal Melissa Burt has honed her craft to run a powerhouse operation specialising in first home buyers and shared equity schemes. In this episode of Elite Broker, host Annie Kane welcomes the recent Better Business Awards Editor's Choice South Australia/Northern Territory winner to discuss how she effectively structures her business to manage high volumes without burning out. Burt shares how she leverages a lean support team to maximise her face-to-face client time, her community-first approach to organic lead generation, and why she strictly refuses to work weekends despite running a high-velocity business. Tune in to find out: Why transitioning to a storefront changed her growth trajectory. How she harnesses both digital marketing and hyperlocal marketing to generate leads. Why she takes a Disney approach to customer service. And much more!

Listen to the Top News of 18/05/2026 from Australia in Hindi.

US President Donald Trump has arrived in Beijing for high-stakes trade talks with his Chinese counterpart Xi Jinping. Plus, police allegations against Reza Adib are revealed and Anthony Albanese explains away his government’s tax changes. Read more: Donald Trump meets Xi Jinping: US President’s high-stakes China talks Surgeon Reza Adib faces court over rape allegations at Gold Coast apartment PM denies junked election pledges were just 'political lines' Coles misled shoppers with ‘Down Down’ discounts, Federal Court findsSee omnystudio.com/listener for privacy information.

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Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full transcript to the episode can be found here.Don't forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to hello@buyyourside.com.au

Almost half of first-home buyers in New Zealand expect help from the Bank of Mum and Dad, according to a new report. OneChoice's Kiwi Housing Trends survey of more than 500 Kiwis found that 48% needed financial assistance from family to get onto the property ladder. But of those who did receive support from their parents, 70% said they were worried about the pressure it placed on them. Opes Partners' Ed McKnight told Mike Hosking first-home buyers are really keen to get onto the ladder right now, as houses are more affordable than they were before the Covid-19 pandemic. The main thing he's been seeing, he says, is parents getting a loan against their paid-off house and passing it along to their kids to use as a deposit – in many cases the kids are taking responsibility for paying off that loan as well. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.Compared to the latest ANZ and CoreLogic forecasts, this 2026 Census data reveals a much more resilient NZ property market than the headlines suggest. While many are predicting a slow recovery, the ground-level data shows that intensified building is already opening massive doors for home ownership in key growth corridors.In Episode 11 of NZ Property Insights, Paul and Debbie Roberts go behind the numbers to explain why "sideways" doesn't mean "stagnant" and how a major regulatory shift on April 16th just changed the game for New Zealand landlords.PLEASE NOTE: If you downloaded this episode before 3:00 AM and hear the wrong audio, please delete the download and re-download to get the correct version!We had a "tech gremlin" swap our files at launch, but the correct episode is now live. Thanks for your patience!In this episode, we break down:The Census Revelation: Why intensified construction is the "secret weapon" helping Kiwis beat the home ownership bias and find new paths into the market.The 21.6% Market Floor: National property values remain 21.6% higher than March 2020. We discuss why this creates a solid foundation for your next move.Growth Corridors Revealed: We name the three specific areas—Penrose, Ruakura, and Wharewaka—where the housing mix is fundamentally shifting.The New Meth Rules (April 16): A massive win for landlord sanity! We unpack the shift to the 15-microgram threshold and the new 30-microgram "uninhabitable" limit.The $50,000 Compliance Trap: Learn the mandatory 7-day disclosure rule and how to protect yourself from heavy penalties.The Migration Factor: With net migration hitting 43,000 per year, we look at how population pressure is outperforming the Reserve Bank's expectations.Resource Links:

Home lending is on the rise – up 17.5% in the six months to December. The Banking Association's latest report also shows almost a quarter of new loans going to first home buyers. Chief Executive Roger Beaumont says it's encouraging, because a few years ago they were thought to be locked out of the property market. He told Mike Hosking that there's been a relatively flat housing market, combined with a significant reduction in interest rates. Beaumont says that in 2023, those on a twelve-month mortgage were paying over 7%, but today they're paying under 5%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Buying your first home in NZ isn't about finding “the one” - it's about not getting burned in the process.In this 2026 first home buyers guide, we break down everything you need to know - from deposits (5% vs 10% vs 20%) and mortgage pre-approval to affordability, property valuation, auctions, negotiation, and due diligence so you don't overpay or miss out.Next Steps: Want to know exactly what you can afford and how to structure your first home purchase? Get in touch with the Lighthouse Mortgages team.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

It's pretty common these days when buying a house to throw in a couple conditions with your offer. You're going to want a building report, your bank may want a property valuation before they agree to insure the property, and most commonly - you may need to sell your home first before your able to settle on the next one. But for a seller, any one of these could be a deal breaker - and could mean a lower offer is accepted over yours just because it's unconditional. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.Is a flat property market your best window of opportunity? In this episode of The Week in Review, Debbie Roberts from Property Apprentice unpacks a fascinating mix of global tension and local opportunity. While Middle East conflicts drive volatility in the share market, the New Zealand property market is presenting one of the best buyer's markets in recent history.We dive into why Auckland just recorded its busiest February for sales in five years, driven by a 9.6% drop in median prices. We also cover Cotality's latest regional data, Tony Alexander's insights on why speculative investors have thrown in the towel, and a radical new proposal on KiwiSaver.Key Topics Covered:Global Market Volatility: Why you shouldn't panic about your KiwiSaver balance, and how property acts as a tangible hedge against inflation.Cotality Regional Update: Auckland flattens out, Wellington City rises, and Invercargill hits a new peak.Auckland Sales Surge: How a drop in prices to $904,000 is drawing buyers back into a market with 15-year-high stock levels.The End of FOMO: Why first-home buyers are dominating the nearly 36,000 homes currently for sale.KiwiSaver 2.0: Reviewing the proposal to lock the withdrawal age at 65 and ramp up employer contributions to 12%.

New builds and townhouses alike have become the best option for first home buyers looking to get into the market. Townhouses offer a lower-cost alternative to standalone homes without having to fully commit to apartment living, and new builds often mean low-deposit loans and easier access for first home buyers. Problem is, the boom of new build townhouses is quickly slowing down - they're no longer classed as new builds, thus no longer as easy of a first option. It's not just a problem for potential buyers - it also means that those looking to sell the townhouses they purchased new a few years back, are waiting much longer for them to sell for not much more than what they were purchased for. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A record portion of new bank lending to first-home buyers is going to those with small deposits. More than half of the $1.1 billion lent to first-home buyers in January went to borrowers with deposits of less than 20 percent, according to the latest Reserve Bank figures. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Though 80,000 investors own more than two negatively geared properties, the reaction to news that the government is planning to ‘cap’ the tax break has been low-key. Perhaps that’s because losing money on an investment property should not be the first aim of an investor. Jarrod McCabe of the Wakelin Advisory Group joins Associate Editor, James Kirby in this episode In today’s show, we cover: How will a negative gearing cap affect the market? Finding value where first-home buyers have reached their limits Can Adelaide hang on to its promotion as a top investor location? Defence site sales loom across the nation See omnystudio.com/listener for privacy information.

Monday Headlines: Conflict escalates in the Middle East as Israel, Iran and the US engage in strikes Petrol prices and travel: how this latest Middle East conflict will impact Australia Parents of backpacker killed on K’gari call for inquest Penny Wong to move censure motion against Pauline Hanson The Matildas win their Asian Cup opener Further listening from the headlines: Jane Hume on migration, One Nation and laughing at Angus Taylor Deep Dive: Getting on the property ladder in Australia has never been easy, but new data from Domain shows just how steep the climb has become. The 2026 First Home Buyers Report reveals entry-level property prices have risen in every capital city (except for units in Canberra), deposit saving timelines are stretching longer and mortgage stress now hitting lower-end buyers nationwide. In this episode of The Briefing, Domain’s Dr Nicola Powell joins us to unpack why this crisis is structural, not cyclical, and what, if anything, can be done to fix it. Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastSee omnystudio.com/listener for privacy information.

Join co-hosts Sammy Gordon and Jimmy Ibrahim, along with APS Portfolio Strategist Luke Teeuwsen to tackle the challenges and opportunities facing first-time property buyers in 2026. The team digs deep into the realities of breaking into the property market, sharing practical numbers and strategies while busting myths around minimum budgets, government deposit schemes and the cultural pressures of keeping up with the Joneses.  They highlight the power of rentvesting, the importance of realistic expectations and the mindset needed to build a substantial portfolio. The episode wraps up with a special code word for first-time buyer discounts and an encouraging reminder that anyone, no matter their age or starting point, can take the steps needed to begin building their property legacy. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:18) Welcome (00:05:13) The reality of getting started in 2026 (00:08:18) Delayed gratification + sacrifices (00:12:01) Is it harder than ever? Modern vs past challenges (00:13:34) Cost breakdown of getting into a property (00:18:22) Government schemes + market impact (00:26:19) Importance of education (00:27:49) Secret codeword reveal (00:29:24) What asset should first-time buyers purchase? (00:37:30) Blocking out noise and pressure (00:41:00) How Sam overcame obstacles and fear

Join co-hosts Sammy Gordon and Jimmy Ibrahim, along with APS Portfolio Strategist Luke Teeuwsen to tackle the challenges and opportunities facing first-time property buyers in 2026. The team digs deep into the realities of breaking into the property market, sharing practical numbers and strategies while busting myths around minimum budgets, government deposit schemes and the cultural pressures of keeping up with the Joneses. They highlight the power of rentvesting, the importance of realistic expectations and the mindset needed to build a substantial portfolio. The episode wraps up with a special code word for first-time buyer discounts and an encouraging reminder that anyone, no matter their age or starting point, can take the steps needed to begin building their property legacy. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:18) Welcome (00:05:13) The reality of getting started in 2026 (00:08:18) Delayed gratification + sacrifices (00:12:01) Is it harder than ever? Modern vs past challenges (00:13:34) Cost breakdown of getting into a property (00:18:22) Government schemes + market impact (00:26:19) Importance of education (00:27:49) Secret codeword reveal (00:29:24) What asset should first-time buyers purchase? (00:37:30) Blocking out noise and pressure (00:41:00) How Sam overcame obstacles and fear

First home buyers — saving a deposit isn't easy.Harry Larkos made it happen

First-home buyers are making up the biggest share of Queenstown property purchases in nearly two decades - but getting a foot on the ladder is still proving brutal in New Zealand's most expensive district. Katie Todd reports.