Podcasts about first home buyers

Well, well, in my live show with Chris Bates yesterday we dived into the impact of the budget changes and suggested that with the removal of significant numbers of investors from the playing field, Governments will need to do more to entice (nay bribe) first time buyers into the market to stop prices falling too … Continue reading "“Expect More Support For First Home Buyers”: BINGO!"

A first home buyer posted on the Oz Finance subreddit convinced that rising interest rates were about to swallow 84% of their income. The maths looked terrifying. The only problem wast that it was completely wrong.Tash and Emma from The Broke Generation are back together again to break down exactly where this buyer's calculations fell apart, and why it's far more common than you'd think.In this episode, they cover:The specific mistake that turned a manageable rate rise into a financial nightmare on paperWhy the lending system already has a built-in buffer most borrowers don't know aboutHow fear-driven headlines are making first home buyers worse at reading their own financesWhat to actually do if you're worried about rate rises and don't know where to startCase Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits

Bayleys CEO Mark Macky joined Kerre Woodham to discuss everything to do with the current housing market including prices, predictions, where the demand is, and advice for first home buyers. Macky said that despite the recent changes in the market, for those buying and selling there shouldn't be an issue, "the good news for them though, is that, if you're buying and selling in the same market, if you sell it what the property is worth today, you're also going to buy what the property is worth today. So, you know, so it's all relative." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.In this week's Property Apprentice Week in Review, Debbie Roberts unpacks the biggest economic, property, and personal finance stories shaping New Zealand.This episode covers the key announcements from Budget 2026, the Reserve Bank's closely watched OCR decision, new data showing nearly half of first-home buyers are entering the market with less than a 20% deposit, the growing pressure on rental affordability, and what recent KiwiSaver statistics reveal about wealth-building across different age groups.Whether you're a property investor, homeowner, landlord, first-home buyer, or simply interested in New Zealand's economic outlook, this episode provides practical insights to help you make more informed financial decisions.Topics discussed:• Budget 2026 and public sector workforce reductions• Regional investment opportunities emerging from government spending• OCR outlook and mortgage rate implications• First-home buyer lending trends• Rental affordability and housing supply pressures• KiwiSaver balances by age and gender• Long-term wealth creation through property investmentProperty Apprentice helps everyday New Zealanders build wealth through informed property investment decisions, independent education, and expert guidance.Learn more at www.propertyapprentice.co.nzSupport the showDisclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Tom Elliott is joined by Shadow Housing and Homelessness minister, Andrew Bragg, to discuss. See omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.In this episode of NZ Property Insights, Paul and Debbie Roberts unpack the critical structural changes transforming the New Zealand real estate landscape. We analyze the long-term fallout of the interest deductibility policy, evaluate how changing mortgage dynamics are fueling a massive first-home buyer renaissance, and look at the compliance adjustments simplifying transaction pipelines for everyday trusts. The Deductibility Reversal: An analytical look back at the three-year tax experiment that significantly reduced long-term rental supply, effectively taxed property business owners on unmade profits, and inadvertently drove national median market rents up to $600 per week. The First-Home Buyer Renaissance: How a prolonged flat growth environment has hollowed out market competition, allowing first-home buyers to capture a massive 27.5% market share while securing superior property quality for their money. AML Reform Common Sense: Breaking down Associate Minister of Justice Nicole McKee's risk-based adjustments that successfully scale back enhanced due diligence costs and friction for simple family trusts. If you want to understand how to leverage these shifting tax landscapes, assess your borrowing capacity accurately, or build a resilient multi-income strategy, join us for our next free, live online educational event:

You've found the one. The suburb works, the layout feels right, and auction day arrives. But what happens if you win… and your loan doesn't go through?In this episode, we break down the real risks of buying at auction—especially when relying on pre-approval. From valuation shortfalls to lender restrictions and changes in your financial situation, there are several ways a deal can fall apart after you've already committed.We walk through what “unconditional” really means, why auction contracts carry more risk than most buyers expect, and how quickly things can escalate if your finances don't stack up. You'll also hear practical examples of how buyers can end up needing to find large sums of money in a short timeframe—or risk losing their deposit.This episode will help you understand the risks clearly and prepare properly before auction day, so you can make confident decisions and avoid costly mistakes.Episode Highlights01:29 – Why Pre-Approval Doesn't Guarantee Your Loan03:38 – What Unconditional Really Means at Auction05:28 – Preparation vs Risk: Why It Matters Before You Bid07:05 – The Checks You Must Do Before Auction Day09:03 – The Valuation Gap That Can Cost You Thousands13:42 – Staying Disciplined When Emotions Take Over16:26 – Key Takeaways Before You Step Into an Auction20:24 – Final Thoughts and How to Keep LearningMentionsAuction Ready by Veronica Morgan (book)How to Price a Property (Mini Course)Course Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full transcript to the episode can be found here.Don't forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to hello@buyyourside.com.au

Send Us A Message! Let us know what you think.The property market headlines say "stagnant"—but the real data tells a completely different story. While the mainstream media fixates on flat price movement to trigger clickbait anxiety, the reality is that the speculative noise has cleared out, giving everyday buyers the ultimate upper hand.In Episode 14 of NZ Property Insights, Paul and Debbie Roberts break down The Reality Behind Stagnant Housing Headlines and reveal how First-Home Buyers are officially taking over the market. We dissect the latest CoreLogic data showing first-time buyers capturing a massive 27% market share, explain why flat pricing in Auckland and Wellington represents the faireest market value in years, and expose the hidden financial updates you must prepare for this month.Whether you are looking to secure your first property or scale your existing portfolio, this episode cuts through the noise to show you exactly how to navigate this unique window of opportunity.Inside this episode, we unpack:

You've probably seen the headlines—negative gearing changes, big shifts for investors, and talk of housing becoming more affordable.But what does the 2026 budget actually mean for first home buyers?In this episode, we break down the key property-related changes, including negative gearing, capital gains tax, and investor behaviour. While these policies are being framed as a win for buyers, the reality is more complex—and in many cases, the expected impact on property prices may be far smaller than people assume.We also explore how these changes could shift demand across different parts of the market, including the growing pressure on new builds and the potential reduction in rental supply. Along the way, we unpack the risks of relying on headlines when making long-term decisions.If you're trying to decide whether to buy now or wait, this episode will help you understand what's really changing—and what actually matters when planning your next step.Episode Highlights01:28 – What's Actually in the 2026 Budget05:48 – Will Property Prices Really Fall?07:37 – Rents, Supply, and Why Location Matters09:05 – Investor Demand vs Supply: What's Changing11:46 – The New Build Trap First Buyers Should Know15:23 – Why New Builds Could Become More Expensive17:49 – The Risks of Buying Off-the-Plan19:29 – Small Wins for Buyers, Bigger Pressure on Rent25:33 – What First Home Buyers Should Do Next29:05 – Key Takeaways from the Budget Changes31:47 – Final Thoughts and What to Do From HereCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

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What if the dream of owning your own home is actually closer than you think?In this episode, CB sits down with mortgage broker and creator of The Journey Home, Kath Rogers, for a real, honest and surprisingly emotional conversation about home ownership, financial overwhelm, self-belief and what actually changes when you stop waiting to feel “ready” and start asking questions.This is not a dry finance conversation.This is about:creating safetybacking yourselfgetting clearbuilding a life that feels stable and alignedand moving dreams into reality.Kath shares the behind-the-scenes truth about:why most people wait too long to speak to a mortgage brokerwhat lenders are actually looking forhow self-employed people can still buy homesthe biggest mistakes first home buyers makehow one couple saved $9K in five weeksand the story of a young boy who finally got to feel like a kid again after his mum secured their family home.If home ownership has ever felt impossible, overwhelming or completely out of reach… this episode is your reminder that clarity changes everything.You do not need to have it all figured out before you begin.You just need to start the conversation.Find Kath:Instagram @journey_home_with_kath + TikTok: @kath.rodgers_journeyhome

With more than 20 years of finance experience, Mortgage Choice Modbury principal Melissa Burt has honed her craft to run a powerhouse operation specialising in first home buyers and shared equity schemes. In this episode of Elite Broker, host Annie Kane welcomes the recent Better Business Awards Editor's Choice South Australia/Northern Territory winner to discuss how she effectively structures her business to manage high volumes without burning out. Burt shares how she leverages a lean support team to maximise her face-to-face client time, her community-first approach to organic lead generation, and why she strictly refuses to work weekends despite running a high-velocity business. Tune in to find out: Why transitioning to a storefront changed her growth trajectory. How she harnesses both digital marketing and hyperlocal marketing to generate leads. Why she takes a Disney approach to customer service. And much more!

Listen to the Top News of 18/05/2026 from Australia in Hindi.

US President Donald Trump has arrived in Beijing for high-stakes trade talks with his Chinese counterpart Xi Jinping. Plus, police allegations against Reza Adib are revealed and Anthony Albanese explains away his government’s tax changes. Read more: Donald Trump meets Xi Jinping: US President’s high-stakes China talks Surgeon Reza Adib faces court over rape allegations at Gold Coast apartment PM denies junked election pledges were just 'political lines' Coles misled shoppers with ‘Down Down’ discounts, Federal Court findsSee omnystudio.com/listener for privacy information.

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Love the Buy Your Side podcast? Please give us a review, we'd love to know what you think.Full transcript to the episode can be found here.Don't forget to connect with us across:FacebookInstagramTikTokLinkedInIf you have any burning property questions at all please send an email to hello@buyyourside.com.au

Almost half of first-home buyers in New Zealand expect help from the Bank of Mum and Dad, according to a new report. OneChoice's Kiwi Housing Trends survey of more than 500 Kiwis found that 48% needed financial assistance from family to get onto the property ladder. But of those who did receive support from their parents, 70% said they were worried about the pressure it placed on them. Opes Partners' Ed McKnight told Mike Hosking first-home buyers are really keen to get onto the ladder right now, as houses are more affordable than they were before the Covid-19 pandemic. The main thing he's been seeing, he says, is parents getting a loan against their paid-off house and passing it along to their kids to use as a deposit – in many cases the kids are taking responsibility for paying off that loan as well. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Many first-home buyers are still turning to family for financial assistance to get on the property ladder. A new survey —commissioned by insurance company OneChoice— has found almost half of respondents are getting help from the Bank of Mum and Dad. Those who are renting say they feel trapped trying to save for a deposit. Renters United President Luke Somervell told Ryan Bridge the lack of quality rental properties is making more people wanting to buy their own home. He says for a lot of people owning a home is the dream, and a way to get out of renting poor quality homes. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Why do we make financial decisions that feel right… but cost us in the long run?In this bonus episode of Live at the Nut Bar, Chief Squirrel David Cunningham is joined by Katie Wesney (enable.me) and Squirrel mortgage adviser Emma Wallace to unpack the behavioural habits quietly holding New Zealanders back from building wealth.From “well-intentioned waiting” to first home buyer blindspots, they dive into the real cost of delaying decisions — whether it's investing, insurance, KiwiSaver, or paying off your mortgage faster.You'll learn:Why “later” almost never comes (and what that's costing you)The biggest mistakes first home buyers make after getting the keysHow small changes (like higher repayments or automation) can shave years off your mortgageWhy KiwiSaver timing matters more than you thinkThe simple systems that help you stay on track — without giving up the fun stuffIf you've ever thought “I'll sort that later”… this one's for you.If you have any questions or things you'd like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action. Hosted on Acast. See acast.com/privacy for more information.

Send Us A Message! Let us know what you think.Compared to the latest ANZ and CoreLogic forecasts, this 2026 Census data reveals a much more resilient NZ property market than the headlines suggest. While many are predicting a slow recovery, the ground-level data shows that intensified building is already opening massive doors for home ownership in key growth corridors.In Episode 11 of NZ Property Insights, Paul and Debbie Roberts go behind the numbers to explain why "sideways" doesn't mean "stagnant" and how a major regulatory shift on April 16th just changed the game for New Zealand landlords.PLEASE NOTE: If you downloaded this episode before 3:00 AM and hear the wrong audio, please delete the download and re-download to get the correct version!We had a "tech gremlin" swap our files at launch, but the correct episode is now live. Thanks for your patience!In this episode, we break down:The Census Revelation: Why intensified construction is the "secret weapon" helping Kiwis beat the home ownership bias and find new paths into the market.The 21.6% Market Floor: National property values remain 21.6% higher than March 2020. We discuss why this creates a solid foundation for your next move.Growth Corridors Revealed: We name the three specific areas—Penrose, Ruakura, and Wharewaka—where the housing mix is fundamentally shifting.The New Meth Rules (April 16): A massive win for landlord sanity! We unpack the shift to the 15-microgram threshold and the new 30-microgram "uninhabitable" limit.The $50,000 Compliance Trap: Learn the mandatory 7-day disclosure rule and how to protect yourself from heavy penalties.The Migration Factor: With net migration hitting 43,000 per year, we look at how population pressure is outperforming the Reserve Bank's expectations.Resource Links:

Home lending is on the rise – up 17.5% in the six months to December. The Banking Association's latest report also shows almost a quarter of new loans going to first home buyers. Chief Executive Roger Beaumont says it's encouraging, because a few years ago they were thought to be locked out of the property market. He told Mike Hosking that there's been a relatively flat housing market, combined with a significant reduction in interest rates. Beaumont says that in 2023, those on a twelve-month mortgage were paying over 7%, but today they're paying under 5%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Are you a first home buyer struggling to understand mortgages, interest rates, and borrowing power? In this episode of Help Me Buy Property, we sit down with mortgage expert Carolina to break down the biggest mistakes home buyers make—and how to avoid them.We go beyond just finding the lowest interest rate and dive into what actually matters when trying to buy your first property or build a property investment portfolio.

Sales volumes have continued to decline across New Zealand’s housing market. It marks a third consecutive monthly fall and extends the subdued start to 2026 – even as property values remain broadly stable. But beneath the surface, the picture is uneven. Auckland remains soft, first home buyers are propping up demand, and the rental market is showing signs of strain. At the same time, global uncertainty and inflation risks are starting to cloud the outlook. Today on The Front Page, Cotality NZ Chief Property Economist Kelvin Davidson is with us to unpack what’s really happening in the housing market, and what could come next. Follow The Front Page on iHeartRadio, Apple Podcasts, Spotify or wherever you get your podcasts. You can read more about this and other stories in the New Zealand Herald, online at nzherald.co.nz, or tune in to news bulletins across the NZME network. Host: Chelsea DanielsEditor/Producer: Richard MartinProducer: Jane YeeSee omnystudio.com/listener for privacy information.

Episode Summary If you're a first home buyer right now and feeling unsure about the market… you're not alone. With rising interest rates, high property prices, and constant media noise, it's easy to feel like you've either missed your chance or you're about to make the wrong decision. In this episode, we unpack what's really going on and shift the focus away from short-term fear… and onto long-term strategy. Because buying your first home isn't about perfectly timing the market, it's about putting yourself in a position to move forward with confidence. What We Cover

Many buyers wait for their dream home, but if you're thinking about future options and long-term growth, sometimes the smarter move is choosing a property that can act as a stepping stone and move you forward.In this episode, we unpack the stepping stone strategy and explain how first home buyers can use their first purchase to build equity, create flexibility, and open up more opportunities over time.We talk about why waiting for the perfect property can keep buyers stuck, especially when prices are moving faster than savings. You'll hear why your first property should be strategic, not perfect, and what to focus on if your goal is to upgrade in the future.We also break down what a smart stepping stone purchase actually looks like, from choosing a location with solid fundamentals to avoiding oversupplied stock, keeping financial buffers in place, and thinking through your exit strategy before you buy.If you've been feeling stuck because your dream suburb or forever home is out of reach right now, this episode will help you reframe what a smart first step can look like. It's about making thoughtful trade-offs, buying with a plan, and choosing a property that gives you flexibility for what comes next.Your first home doesn't need to be your dream home — it can be your stepping stone to something better.Episode Highlights01:02 - The Stepping Stone Strategy Explained Simply01:53 - The Trade-Offs Every Buyer Has to Make03:06 - Should You Wait or Buy Your First Property Now?05:17 - What a Smart Stepping Stone Strategy Looks Like06:46 - Why This Strategy Matters in Today's Market10:03 - How to Choose the Right Stepping Stone Property14:03 - Costly Stepping Stone Mistakes to Avoid16:15 - Is This Strategy Right for Your Situation?18:08 - How to Get Started with Your First Property Plan20:37 - Final Thoughts and Join the CommunityMentionsEpisode 275 – Where to Buy: How to Get Clear on Your OptionsCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

What happens when a government equity scheme starts to feel like a trap? In this episode, Hayden and Dave sit down with listener Steve to unpack his property situation and map out a path forward.Steve is a self-employed sports coach earning around $120,000–$130,000 a year, with a partner on $100,000. He owns an apartment worth roughly $570,000, holds a $200,000 ETF portfolio, and used the Victorian Homebuyer Fund to get into the market with a 25% government equity stake still sitting on his property.In this episode they cover:

We talk with Anthony Landahl, Managing Director and Mortgage Broker at Equilibria Finance about the rising interest rates are reducing borrowing capacity and reshaping buyer behaviour across Australia's property market. First-home buyers are becoming more cautious, while investors reassess deals despite strong rental demand. This shift highlights how affordability pressures and economic uncertainty are influencing property decisions and slowing market activity. https://equilibriafinance.com.au    You can have your say by leaving a voice message ►  https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com  The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty  

We talk with Leanne Pilkington the CEO of Laing+Simmons about Victoria's first-home buyer scheme is falling behind the market, with the $600,000 stamp duty cap now covering fewer Melbourne properties. This has concentrated demand into a tight price range, increasing competition and pushing prices higher. Experts warn the policy may be distorting the entry-level housing market rather than improving affordability. You can have your say by leaving a voice message ►  https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com  The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty  

A first-home buyer did everything by the book and still lost $70,000 in three and a half years. Nick walks through the real numbers on a $495,000 boutique apartment in Carnegie, from strata fees that more than doubled to the government grants you can only use once, and what it actually cost when it came time to sell. On this episode, we discuss: (00:00) Intro (00:23) Does Property Really Double Every 7 to 10 Years (01:25) The $70,000 First Home Buyer Case Study (02:48) Purchase Price $495,000 and the True Cost of Entry (03:49) Rent Vesting in South Yarra vs Buying (04:48) Why a Boutique Apartment in Carnegie Made Sense (06:04) The Numbers Behind the $70,000 Loss (07:30) Strata Fees from $1,500 to $4,000 Per Year (08:35) Mortgage Repayments vs Rent, $700 vs $500 Per Week (10:02) Sold for $480,000 and the Costs That Stacked Up (11:11) Losing Access to the First Home Guarantee and Stamp Duty Savings (13:17) How to Choose a Buyers Agent for Investment Property (16:45) Why Rising Strata Costs Force Apartment Owners to Sell (20:48) Land vs Apartments and Why Land Gives You Options Check out the free resources from Inovayt here. Send us an email: hello@thenumbersgamepodcast.com.au The Numbers Game is brought to you by Future Advisory & Inovayt. Hosts:Nick ReillyJason Robinson This podcast is produced by VIDPOD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sydney has lost over 41,000 residents in a year. As real estate prices in Sydney are soaring people are looking for an alternative. Enter Dubbo – one of Australia's fastest growing cities where housing is also more affordable. Dubbo has now become the number one hotspot for first time home buyers in in New South Wales.

Buying your first home in NZ isn't about finding “the one” - it's about not getting burned in the process.In this 2026 first home buyers guide, we break down everything you need to know - from deposits (5% vs 10% vs 20%) and mortgage pre-approval to affordability, property valuation, auctions, negotiation, and due diligence so you don't overpay or miss out.Next Steps: Want to know exactly what you can afford and how to structure your first home purchase? Get in touch with the Lighthouse Mortgages team.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

It's pretty common these days when buying a house to throw in a couple conditions with your offer. You're going to want a building report, your bank may want a property valuation before they agree to insure the property, and most commonly - you may need to sell your home first before your able to settle on the next one. But for a seller, any one of these could be a deal breaker - and could mean a lower offer is accepted over yours just because it's unconditional. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.Is a flat property market your best window of opportunity? In this episode of The Week in Review, Debbie Roberts from Property Apprentice unpacks a fascinating mix of global tension and local opportunity. While Middle East conflicts drive volatility in the share market, the New Zealand property market is presenting one of the best buyer's markets in recent history.We dive into why Auckland just recorded its busiest February for sales in five years, driven by a 9.6% drop in median prices. We also cover Cotality's latest regional data, Tony Alexander's insights on why speculative investors have thrown in the towel, and a radical new proposal on KiwiSaver.Key Topics Covered:Global Market Volatility: Why you shouldn't panic about your KiwiSaver balance, and how property acts as a tangible hedge against inflation.Cotality Regional Update: Auckland flattens out, Wellington City rises, and Invercargill hits a new peak.Auckland Sales Surge: How a drop in prices to $904,000 is drawing buyers back into a market with 15-year-high stock levels.The End of FOMO: Why first-home buyers are dominating the nearly 36,000 homes currently for sale.KiwiSaver 2.0: Reviewing the proposal to lock the withdrawal age at 65 and ramp up employer contributions to 12%.

New builds and townhouses alike have become the best option for first home buyers looking to get into the market. Townhouses offer a lower-cost alternative to standalone homes without having to fully commit to apartment living, and new builds often mean low-deposit loans and easier access for first home buyers. Problem is, the boom of new build townhouses is quickly slowing down - they're no longer classed as new builds, thus no longer as easy of a first option. It's not just a problem for potential buyers - it also means that those looking to sell the townhouses they purchased new a few years back, are waiting much longer for them to sell for not much more than what they were purchased for. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A record portion of new bank lending to first-home buyers is going to those with small deposits. More than half of the $1.1 billion lent to first-home buyers in January went to borrowers with deposits of less than 20 percent, according to the latest Reserve Bank figures. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Though 80,000 investors own more than two negatively geared properties, the reaction to news that the government is planning to ‘cap’ the tax break has been low-key. Perhaps that’s because losing money on an investment property should not be the first aim of an investor. Jarrod McCabe of the Wakelin Advisory Group joins Associate Editor, James Kirby in this episode In today’s show, we cover: How will a negative gearing cap affect the market? Finding value where first-home buyers have reached their limits Can Adelaide hang on to its promotion as a top investor location? Defence site sales loom across the nation See omnystudio.com/listener for privacy information.

Monday Headlines: Conflict escalates in the Middle East as Israel, Iran and the US engage in strikes Petrol prices and travel: how this latest Middle East conflict will impact Australia Parents of backpacker killed on K’gari call for inquest Penny Wong to move censure motion against Pauline Hanson The Matildas win their Asian Cup opener Further listening from the headlines: Jane Hume on migration, One Nation and laughing at Angus Taylor Deep Dive: Getting on the property ladder in Australia has never been easy, but new data from Domain shows just how steep the climb has become. The 2026 First Home Buyers Report reveals entry-level property prices have risen in every capital city (except for units in Canberra), deposit saving timelines are stretching longer and mortgage stress now hitting lower-end buyers nationwide. In this episode of The Briefing, Domain’s Dr Nicola Powell joins us to unpack why this crisis is structural, not cyclical, and what, if anything, can be done to fix it. Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastSee omnystudio.com/listener for privacy information.

Join co-hosts Sammy Gordon and Jimmy Ibrahim, along with APS Portfolio Strategist Luke Teeuwsen to tackle the challenges and opportunities facing first-time property buyers in 2026. The team digs deep into the realities of breaking into the property market, sharing practical numbers and strategies while busting myths around minimum budgets, government deposit schemes and the cultural pressures of keeping up with the Joneses.  They highlight the power of rentvesting, the importance of realistic expectations and the mindset needed to build a substantial portfolio. The episode wraps up with a special code word for first-time buyer discounts and an encouraging reminder that anyone, no matter their age or starting point, can take the steps needed to begin building their property legacy. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:18) Welcome (00:05:13) The reality of getting started in 2026 (00:08:18) Delayed gratification + sacrifices (00:12:01) Is it harder than ever? Modern vs past challenges (00:13:34) Cost breakdown of getting into a property (00:18:22) Government schemes + market impact (00:26:19) Importance of education (00:27:49) Secret codeword reveal (00:29:24) What asset should first-time buyers purchase? (00:37:30) Blocking out noise and pressure (00:41:00) How Sam overcame obstacles and fear

Join co-hosts Sammy Gordon and Jimmy Ibrahim, along with APS Portfolio Strategist Luke Teeuwsen to tackle the challenges and opportunities facing first-time property buyers in 2026. The team digs deep into the realities of breaking into the property market, sharing practical numbers and strategies while busting myths around minimum budgets, government deposit schemes and the cultural pressures of keeping up with the Joneses. They highlight the power of rentvesting, the importance of realistic expectations and the mindset needed to build a substantial portfolio. The episode wraps up with a special code word for first-time buyer discounts and an encouraging reminder that anyone, no matter their age or starting point, can take the steps needed to begin building their property legacy. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters (00:01:18) Welcome (00:05:13) The reality of getting started in 2026 (00:08:18) Delayed gratification + sacrifices (00:12:01) Is it harder than ever? Modern vs past challenges (00:13:34) Cost breakdown of getting into a property (00:18:22) Government schemes + market impact (00:26:19) Importance of education (00:27:49) Secret codeword reveal (00:29:24) What asset should first-time buyers purchase? (00:37:30) Blocking out noise and pressure (00:41:00) How Sam overcame obstacles and fear

First home buyers — saving a deposit isn't easy.Harry Larkos made it happen

Send Us A Message! Let us know what you think.Is the property market recovering, or is there a sting in the tail?In this week's Week in Review, Debbie Roberts tackles the contradictory headlines facing Kiwi property buyers. We are seeing a classic tug-of-war: mortgage rates are dropping and first-home buyers are active, but unemployment has hit a 10-year high of 5.4% and the RBNZ is demanding tighter risk rules from banks.Key Topics Covered:Property Values: Why the market dipped in January and the outlook for 2026.Inflation & Rates: How falling interest rates are finally easing the cost of living.Investor Retreat: Why "lazy" investors are selling up, and why that creates opportunity.Jobs Data: Understanding the decade-high unemployment rate and the surprise job growth numbers.Lending Rules: The RBNZ's new warning to banks—will it get harder to borrow money?

Send Us A Message! Let us know what you think.Is 2026 a "Goldilocks" year for buyers, or is a rate hike trap set for mid-year?In this week's Week in Review, Debbie Roberts (Property Apprentice) cuts through the contradictory headlines. We explore why major banks are predicting an OCR hike, why insurers are retreating from Westport, and if the "doer-upper" dream is dead.We cover:Interest Rate Warning: Why ASB & ANZ predict a mid-year rise."Goldilocks" Market: Why first-home buyers are winning right now.Insurance Halt: A major insurer freezes new policies in Westport.Forecast Downgrade: ANZ cuts 2026 price growth to 2%.Renovations: Why buyers are ditching DIY for turnkey homes.

First-home buyers are making up the biggest share of Queenstown property purchases in nearly two decades - but getting a foot on the ladder is still proving brutal in New Zealand's most expensive district. Katie Todd reports.

Terry Ryder of the Hotspotting group is Australia’s top expert in choosing locations for investors.Today he spells out his ‘simple formula’ for the everyday investor that offers opportunity across the national market. Terry Ryder of the Hotspotting group joins Associate Editor - Wealth, James Kirby in this episode. In today’s show, we cover: The Hotspotting formula for finding a successful investment property Which markets will suit the formula best in 2026 Momentum accelerates in the first home buyer segment Has Adelaide property peaked? See omnystudio.com/listener for privacy information.

When you think of first-home buyers, you might imagine young people just starting out and nowhere near the top of the salary ladder. But data shows people able to purchase that first home are earning significantly more than your average houshold. Money correspondent Susan Edmunds spoke to Lisa Owen.

PLEASE SUPPORT US ON PATREON / friendlyjordiespodcast 00:00:00 - Intro00:03:07 - Sky News cancels 'Freya Fires Up'00:20:18 - Albo's first home buyer scheme 00:33:57 - China Bans Australian Iron Ore00:43:00 - Cold calling and seafood00:57:44 - Pete Hegseth and FAT Generals Hosted on Acast. See acast.com/privacy for more information.

This week, Labor expanded Australia's first home guarantee to allow more buyers access to a mortgage with a reduced deposit of 5%. But the plan has many critics. Guardian Australia political editor, Tom McIlroy, speaks to the federal minister for housing and homelessness, Clare O'Neil, about why she thinks the government is pulling on the correct levers to address the housing crisis