Podcasts about Westpac

Episode Overview What does it mean to redefine wealth — not as accumulation, but as enoughness? And what happens when you build a life and a career around community, purpose and shared humanity instead of individual achievement? In this profound and compelling conversation, I speak with Sandy Blackburn, one of Australia's leading voices in social impact and the founder of Social Outcomes and Impact Culture Australia. Sandy spent 15 years living and working in South Africa during the final years of apartheid and the emergence of democracy — years that shaped her identity, worldview and lifelong commitment to social change. She shares the lessons those years taught her about community, belonging, and Ubuntu — the African philosophy meaning “I am because we are.” We explore what Western cultures have lost in their worship of individualism, how business can rediscover its collective heartbeat, and why “enough” might be the most radical idea in the purpose economy. Sandy also takes us inside her new venture, Impact Culture Australia, and the next frontier for purpose-driven organisations: embedding impact deeply into their culture, systems and ways of working. This is a rich, layered, deeply human conversation about what really matters in business — and in life. In This Episode We Explore Sandy's perspective on whether there is a role for love in business Her extraordinary journey living in South Africa during the last violent years of apartheid How Ubuntu reshaped her understanding of identity and connection What Western cultures lose when individualism is elevated above community The deep lessons she learned about privilege, belonging and bearing witness How South Africa taught her the real meaning of “enough” Why so many corporate leaders privately feel unfulfilled The “golden hour” of township life — and what it reveals about authenticity and humanity The origins of Social Outcomes and the creation of Impact Culture Australia Why impact measurement is no longer enough — and why culture is the next frontier How flexible, trust-based business models can create richer lives What Sandy hopes the sector will look like in the next three years About Sandy Blackburn Sandy Blackburn has four decades of experience working in social change, organisational development, capacity building and culture change in Australia and internationally, including extensive work in community and organisational development in pre- and post-apartheid South Africa. Her autobiographical book, Holding Up the Sky: An African Life, captures her 15 years living through one of the most tumultuous and transformative periods in South Africa's history — a journey that profoundly shaped her identity, worldview and commitment to social justice. She is one of Australia's leading thought leaders in social impact and is the founder of Social Outcomes, and more recently Impact Culture Australia. Before founding these organisations, Sandy was Head of Social Innovation at Westpac, where she created the Organisational Mentoring Program — mobilising hundreds of employees to support for-purpose organisations to build their capacity, a systemic need that is notoriously underfunded. Through this work, and through Social Outcomes, Sandy has worked closely with many hundreds of for-purpose organisations, developing a deep understanding of the sector's strengths and development needs. Sandy is also co-founder of Impact Investing Australia, sits on the NAB Foundation's Investment Committee, and serves on multiple for-purpose boards. She is a sought-after speaker, bestselling author, and holds a Masters Degree in Adult Education. Connect With Sandy Website: Social Outcomes Impact Culture Australia LinkedIn: Sandy Blackburn  

The Government says it will act on all 19 recommendations from Parliament's banking inquiry - and it's committed to increasing scrutiny around the banking sector. This comes as Westpac and ANZ report significant increases in profit, prompting concern from experts. Kent Duston from the Banking Reform Coalition says the proposed changes make good steps forward, but it's unclear how much of a difference they will make. "I think the big issue here is that the banks simply don't care. Whatever Parliament says - we're on the back of an inquiry from the Commerce Commission, another inquiry from Parliament from the select committee...whatever it is Parliament's saying, clearly the banks aren't listening." LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Government says it will act on all 19 recommendations from Parliament's banking inquiry - and it's committed to increasing scrutiny around the banking sector. This comes as Westpac and ANZ report significant increases in profit, prompting concern from experts. Kent Duston from the Banking Reform Coalition says the proposed changes make good steps forward, but it's unclear how much of a difference they will make. "I think the big issue here is that the banks simply don't care. Whatever Parliament says - we're on the back of an inquiry from the Commerce Commission, another inquiry from Parliament from the select committee...whatever it is Parliament's saying, clearly the banks aren't listening." LISTEN ABOVESee omnystudio.com/listener for privacy information.

What's happening in property investing news this week in Australia?   It's time to find out!   We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor.     Let's see what's making property news headlines this week in Australia.      

Former Sunrise host and current Economic Director at Compare the Market, David Koch, joined Luke Bradnam on 4BC Breakfast to offer insights on Westpac's home loan rate increase. Koshy predicts that expected interest rate cuts are now unlikely due to persistent inflation and robust job growth.See omnystudio.com/listener for privacy information.

We've had a lot of data coming out recently. The Westpac–Melbourne Institute Consumer Sentiment Index surged 12.8%. The NAB business conditions measure also rose. CBA boss Matt Comyn has come out and said that the Australian economy remains resilient. With all this in mind, is the economy too strong to hope for interest rate cuts next year? Join our free daily newsletter here. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/fearandgreed. Try it risk-free now with a 30-day money-back guarantee

SBS Finance Editor Ricardo Gonçalves speaks with Westpac's Matt Hassan about a dramatic rise in consumer confidence, despite reaccelerating inflation and diminishing prospects of lower interest rates; plus the day on the sharemarket with Jamie Hannah from VanEck, including a closer look at the Commonwealth Bank's latest profit result.

Hello and welcome to Episode 297 of the People Powered Business Podcast!In this episode, we explore a significant new ruling from the Fair Work Commission that could impact every Australian employer managing flexible work arrangements. The case involves a long-term Westpac employee and her right to continue working from home, and the decision has sent ripples through workplaces of all sizes.We unpack what happened, what the Fair Work Commission decided, and what the case means for business owners navigating the tricky terrain of hybrid and remote work. You'll also hear about other developments you should have on your radar.What You'll Learn The details of the Westpac flexible work case and why it matters What “reasonable business grounds” actually means under the Fair Work Act Why following process is just as important as your policy The risks of rejecting flexible work requests without proper documentation Upcoming changes and trends in remote work regulationKey Takeaway:This case is a wake-up call for every employer. Flexible work isn't just a cultural conversation, it's a compliance issue. If you're going to refuse a request, you need to back it up with detailed, evidence-based business reasons and follow the process to the letter.Links & Resources:

Send us a question/idea/opinion direct via text message!This special guest episode launches the latest joint research by Cotality and Westpac, looking at first home buyers.Kelvin Davidson, Chief Property Economist at Cotality, is joined by Westpac's Senior Economist, Satish Ranchhod to discuss the latest report, including the broader macroeconomic and interest rate environment.They then move into the detail of FHB activity, including % market share (by region and price bracket), types of properties bought, prices paid, LVRs, average age, and also a medium term outlook.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news economic optimism seems to be on the rise in many places, but not in the world's largest economy.First in the US, not only is the federal government shut down still, but it is Veterans Day, a Federal holiday, although many firms still operate including the NYSE. But the Wall Street bond market is formally closed.The US Senate passed a short-term compromise to end the shutdown impasse, and the lower House is now getting ready to consider the measure and they are likely to go along with it when they vote.Meanwhile the new weekly ADP Employment report recorded a decrease in private payrolls last week, and unexpected softness. Even though this is very new weekly data, it is a key way the US labour market is being monitored now given the temporarily-closed official data agency (and doubts about its partisan leadership).And prospects for the upcoming holiday hiring season seem to have turned gloomy. And it may not only be hiring that will be restrained; prospects for US Black Friday and Thanksgiving holiday retail sales aren't looking too bright as tariff-taxes weigh on the 'bargains'.The NFIB Small Business Optimism Index fell marginally in October but to a level that is the lowest in six months. These firms say sales increases are harder to find.But across the Pacific in Japan, the October Economy Watchers Survey delivered an upbeat result that was better than expected, not only about current conditions but also the outlook six months ahead.In China, sales data for October shows their car sales rising yet again, up from the high September level to be +8.8% above year-ago levels at 3.3 mln vehicles. NEV sales were again the strongest sector. October sales start the push to the seasonally peak month in December and that will almost certainly come in at a new record month, likely somewhere near 3.8 mln units. That would mean 2025 sales will exceed 35 mln units, almost double that of the US.In Germany, the latest ZEW survey continues the "cautiously optimistic" tone they have had for six month now.In Australia, the Westpac consumer confidence survey was suddenly quite positive, the first positive result since early 2022 and a seven year high. It reported that Christmas spending plans will be less restrained than last year. Consumers think the domestic economy is improving while they think trade risks are subsiding. One group however reported less confidence - those in their 'mortgage belt. They see interest rate risks along with job security risks.Meanwhile, there wasn't the same uplift in business confidence however. The NAB business sentiment survey reported little-change in October, just marginally lower than in September.The UST 10yr yield is now at 4.07%, down -4 bps from yesterday at this time after the ADP payroll news.The price of gold will start today at US$4113/oz, up +US$22 from this time yesterday.American oil prices are +US$1.50 higher from yesterday at just on US$61/bbl, with the international Brent price at US$65/bbl.The Kiwi dollar is now at just under 56.6 USc, and up almost +30 bps from yesterday. Against the Aussie we are also +30 bps firmer at 86.7 AUc. Against the euro we are unchanged at 48.8 euro cents. That all means our TWI-5 starts today at just on 61.1 and up +20 bps from yesterday.The bitcoin price starts today at US$103,599 and down -1.5% from yesterday. Volatility over the past 24 hours has been modest at just on +/- 1.9%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

On today's REX Daily Podcast, Dom talks with AgriZeroNZ CEO Wayne McNee about its Year in Review report, its latest investments in companies developing tools to reduce methane emissions and whether the political will for agricultural methane reduction is still prevalent... He talks with Meat Industry Association Chair Nathan Guy about the continued strong returns from red meat exports, the progress being made on a free trade deal with India and the recent Alliance and Fonterra shareholder votes... And he talks with Helen Ryder, Westpac Managing Director of Consumer Banking & Wealth, about its community banking vans initiative, the success of the mobile banking service in Southland and plans to roll out similar operations in Northland and Canterbury. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.

SBS Finance Editor Ricardo Gonçalves speaks with Westpac's Matt Hassan about a dramatic rise in consumer confidence, despite reaccelerating inflation and diminishing prospects of lower interest rates; plus the day on the sharemarket with Jamie Hannah from VanEck, including a closer look at the Commonwealth Bank's latest profit result.

The boss of our largest bank says its latest rise in profit doesn't tell the full story. ANZ New Zealand's annual profit has reached a new record high of $2.53 billion – up 21% on last year. That compares to a 13% rise for Westpac and no major change for BNZ and ASB. But Chief Executive Antonia Watson told Mike Hosking when you exclude the bank's hedging investments, cash profit isn't rising nearly as fast. She says that headline growth in a cost of living crisis is very uncomfortable, but underlying profit is only up 4%. LISTEN ABOVE See omnystudio.com/listener for privacy information.

A $2.5 billion dollar boost for our largest bank. ANZ New Zealand's announced a 21 percent increase in its annual profit. It's largely down to a good year for the bank's hedging - investments designed to offset financial risks. Chief Executive Antonia Watson says the bank also grew its balance sheet, and adjusted funds set aside for covering unpaid loans. "In a sign of green shoots, we've actually released some of the credit provisions that we took in previous years." Westpac has had a 13 percent profit increase - and BNZ's had no change. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A $2.5 billion dollar boost for our largest bank. ANZ New Zealand's announced a 21 percent increase in its annual profit. It's largely down to a good year for the bank's hedging - investments designed to offset financial risks. Chief Executive Antonia Watson says the bank also grew its balance sheet, and adjusted funds set aside for covering unpaid loans. "In a sign of green shoots, we've actually released some of the credit provisions that we took in previous years." Westpac has had a 13 percent profit increase - and BNZ's had no change. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Three of the big four banks have all reported results - NAB, ANZ and Westpac - with the CEOs of all three less than two years into their roles. It's a highly competitive sector across business banking, home lending and deposits. But the expense to income ratio across the big banks is over 50 per cent – the highest level in 15 years.Sean Aylmer speaks to Noel Williams, PwC Australia’s Banking and Capital Markets Leader, about the key trends within the big bank results.EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/fearandgreed. Try it risk-free now with a 30-day money-back guarantee

Banks are under pressure to deliver customers more value. ANZ's announced a 21% rise in annual profit days after Westpac confirmed a 13% rise. Finance Minister Nicola Willis says with bank profits this high, customers should be seeing breakthrough innovation or new technology. Simplicity Chief Economist Shamubeel Eaqub told Ryan Bridge we need our banks to be successful, but we also need them to compete for our business. He says we have a banking sector that's extraordinarily safe and profitable, but not very innovative, and we need to ask why we're paying so much for so little. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The battle of the bank BS is back. BNZ, who announced their profit last week, talked of the strong competition out there. But I note their margin went up, up, 6 points to 2.43%. So if there is so much competition, how come the margin is up? Then came the claim from the Reserve Bank among others that the big banks are being tardy when it comes to passing on the Reserve Bank cuts to us punters. Smaller banks are sharper. SBS claims they have hoovered up almost 6000 new customers as changing banks has become easier. Remember SBS last week put out their 3.99% money, limited to certain people, but a market leader nevertheless. Now tied into all of this is the retail bank's long held argument that the margin is higher because they need the cushion, because the Reserve Bank makes them store away too much money for troubled times. But, those rules are changing and changing in the retail bank's favour. In other words; less money required therefore, in theory, it should mean smaller margins. You can also put in there the simple truth that has always been in play - there is nothing stopping us shopping around. We have a good number of retail banks and they do do deals. I know because I've done deals. Some banks will shave decent margins to get your business. The trouble is a lot of us are too lazy to try and moaning is easier than hustling. So who is right? Are the retail banks tardy? Is it a major issue? Is Nicola Willis right when she says things, and by "things" we mean rules, need to change? I of course have long argued that Willis is too much hype and it's not all that bad. But I'm increasingly moving towards accepting I'm wrong. As the Reserve Bank points out as wholesale rates drop the margins have risen, and on latest numbers, keep rising. Maybe, God forbid, Adrian Orr was right when he used to come on this programme and lambaste the banks for making too many excuses. What I do know is the conditions are increasingly right, either through wholesale rates or the changes to reserve rules, for us to see the margins fall and for the cuts to be passed through in full, and faster. And the longer that takes to happen the more we need to see the big banks as a problem and bad actors in the economy. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The battle of the bank BS is back. BNZ, who announced their profit last week, talked of the strong competition out there. But I note their margin went up, up, 6 points to 2.43%. So if there is so much competition, how come the margin is up? Then came the claim from the Reserve Bank among others that the big banks are being tardy when it comes to passing on the Reserve Bank cuts to us punters. Smaller banks are sharper. SBS claims they have hoovered up almost 6000 new customers as changing banks has become easier. Remember SBS last week put out their 3.99% money, limited to certain people, but a market leader nevertheless. Now tied into all of this is the retail bank's long held argument that the margin is higher because they need the cushion, because the Reserve Bank makes them store away too much money for troubled times. But, those rules are changing and changing in the retail bank's favour. In other words; less money required therefore, in theory, it should mean smaller margins. You can also put in there the simple truth that has always been in play - there is nothing stopping us shopping around. We have a good number of retail banks and they do do deals. I know because I've done deals. Some banks will shave decent margins to get your business. The trouble is a lot of us are too lazy to try and moaning is easier than hustling. So who is right? Are the retail banks tardy? Is it a major issue? Is Nicola Willis right when she says things, and by "things" we mean rules, need to change? I of course have long argued that Willis is too much hype and it's not all that bad. But I'm increasingly moving towards accepting I'm wrong. As the Reserve Bank points out as wholesale rates drop the margins have risen, and on latest numbers, keep rising. Maybe, God forbid, Adrian Orr was right when he used to come on this programme and lambaste the banks for making too many excuses. What I do know is the conditions are increasingly right, either through wholesale rates or the changes to reserve rules, for us to see the margins fall and for the cuts to be passed through in full, and faster. And the longer that takes to happen the more we need to see the big banks as a problem and bad actors in the economy. LISTEN ABOVESee omnystudio.com/listener for privacy information.

– The importance of temperament – Burry’s big bearish bet – Westpac’s results out… And suffers the innovator’s dilemma? – Rates on hold… for years?See omnystudio.com/listener for privacy information.

The ACC vs union work from home legal case is a good one and it became even better after the Westpac dispute in Australia last week. There are two bits to these sorts of cases. One was the specific, as in what's in a contract, what's the wording, what have you agreed to and what haven't you agreed to. Then you've got the moral question; the big picture, the team spirit and the attitude. Work from home is a symptom of all that is wrong with productivity and very few do productivity as poorly as this country. Covid wrecked the workplace. It allowed for work from home to be invented. Not literally, but generally for a period it was all you could do. From that moment a seed was planted, and the seed has grown into a mindset. Over a remarkably short period of time the idea became a habit, a right and, for some, the norm. Not just that, but so entrenched did it become in the minds of some that what was once not even an idea became something to be outraged about if the spectre of it ending was even uttered. Even though you have spent the vast majority of your working life going to the office. No one jumps on a get-out-of-jail card quicker than a union. I don't know what was, and wasn't, said at the ACC. But what I do know is work from home has become a gargantuan piss take. Don't get me wrong – you save on the commute, the cost of parking, and you don't have to worry about hoping the bus is on time. It all makes sense from a selfish point of view. The Australian case even had the woman moving miles from town so she could drop her kid off at the special school they had selected. Westpac said that was a lifestyle choice, which unquestionably it was, but tough luck said the court and the woman won. So maybe ACC are onto a hiding to nothing. Let's see. But specifics aside, work is a quid pro quo and taking the mickey, which is what work from home is now that you aren't locked down, isn't a balanced relationship. It's a material shift, born of necessity, and then abused. See omnystudio.com/listener for privacy information.

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane, commercial content writer Ben Squires, and senior journalist Will Paige as they review the news of the week. This week, they discuss: The fallout from the November RBA rate decision. Westpac's revelation it is focusing on proprietary. The first look into uptake of the government's expanded deposit scheme. And much more!

In this Finance Friday episode of Wealth Coffee Chats, We delivers a fast-paced rundown of the latest money news before diving into practical tips for anyone eyeing a property auction. With the RBA keeping rates on hold amid rising inflation and unemployment, he explains why most banks expect no movement until mid-2026 and what that means for borrowers right now. We also discusses CBA and Westpac's shift away from brokers, despite brokers handling nearly 80% of home loans, and what that signals for lending strategies. Then, he turns to the property market, where auction clearance rates have jumped from 60% to 72% in just a year — a sign of growing buyer confidence. To help listeners prepare, We outlines five essential auction steps: knowing your borrowing power, setting a firm budget, getting pre-approval, having your contract reviewed by a solicitor, and ordering building or strata reports before bidding. Short, sharp, and full of actionable insights — this episode helps you plan smarter and bid with confidence.   Episode Highlights: RBA holds interest rates steady amid rising inflation and unemployment. Banks predict no rate cuts until mid-2026 — what this means for borrowers. CBA and Westpac pivot away from brokers despite broker dominance. Auction clearance rates jump to 72% — a strong signal for property demand. Step 1: Know your borrowing capacity before bidding. Step 2: Set a realistic budget and avoid auction overreach. Step 3: Get pre-approval and understand lender conditions. Step 4: Have your solicitor review the contract before auction day. Step 5: Complete building, pest, or strata reports in advance. Final takeaway: Be financially and legally ready before the hammer falls.

Local shares bounced back from a two-month low on Thursday, with miners leading the charge. The ASX 200 lifted about a third of a per cent, supported by gains in gold and iron ore prices. Materials stocks were easily the day’s best performers, up around 1.5 per cent, with names like Emerald, Ramelius and Bellevue all climbing strongly. But it wasn’t all positive as NAB dragged the broader market lower after falling more than 3 per cent despite hitting a record high earlier in the day. Westpac slipped after going ex-dividend, and James Hardie tumbled more than 10 per cent after being dropped from a key index. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Westpac New Zealand has this week reported a 13% in full year net profit to $1.197 billion. It's a strong result in a tough economy, and it comes as questions continue about competition and the size of bank profits. Westpac New Zealand chief executive, Catherine McGrath spoke to Ingrid Hipkiss.

The ASX200 fell about 0.25% to a two month low after the RBA kept rates steady and signalled only one cut in 2026. Material and tech stocks led losses, while financials rose on Westpac earnings. US government shutdown and a 2% tech slide added pressure. Look out for US earnings from McDonald’s, Snap and Novo-Nordisk, plus NAB and Macquarie results this week. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

With more than 4,000 Google searches per month, understanding negative gearing is a key pain point for investors. Alice Piper chats with Bryce Holdaway, Partner at Empower Wealth, and Carmel Jarvis, Home Loan Specialist at Westpac to break down everything you need to know about negative gearing, and whether it’s right for your investment strategy.See omnystudio.com/listener for privacy information.

Unemployment's set to edge higher despite signs of the job market improving. Stats NZ data, due out this morning, is expected to show the unemployment rate reached 5.3% in the September quarter. That's up from 5.2% in the June quarter. Westpac Senior Economist Michael Gordon told Mike Hosking the unemployment rate would be even higher if more young people were in the labour market. He says they've been first on the chopping block as the economy slowed, so many have gone back into school and aren't seeking work. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The ASX200 slid 0.9% (81 points) to a five‑week low after the RBA left rates at 3.6%. Hotter‑than‑forecast inflation curbed cut hopes. All sectors except healthcare fell, with Westpac the sole bank up 1.5%. City Chic rose 7.5% after a solid ANZ update, while CSL remains down 40% YTD. Focus now shifts to inflation data on 26 Nov and upcoming employment and earnings releases. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

SBS Finance Editor Ricardo Gonçalves speaks with Westpac CEO Anthony Miller about the bank's full-year results to find out what will drive growth in the future, and takes a look at the market reaction with David Walsh from Sarto Advisory Pty Ltd.

Westpac New Zealand recently saw a significant profit boost - and it's prompted discussion. The Australia-owned bank's reporting a 13 percent jump in net profit after tax of of $1.20 billion in the year to September. Harbour Asset Management expert Shane Solly explained the market reactions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

On the Heather du Plessis-Allan Drive Full Show Podcast for Monday, 3 November 2025, Dame Noeline Taurua has raised more questions than answers after her round of interviews. Employment expert Max Whitehead says it's clear Netball NZ has not acted appropriately in the saga. 120 police officers are under investigation for falsifying 30,000 breath tests. Acting Deputy Police Commissioner Jill Rogers explains how this happened. Media commentator Duncan Greive reacts to news that Simon Dallow will step down after 19 years at the 6pm newsreader desk. Finance Minister Nicola Willis on Andrew Bayly and Westpac's 13% profit rise. Plus, the Huddle debates new research that has quantified the amount of unpaid labour we do in a day. Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The ASX 200 started the week in positive territory, as Westpac released its earnings numbers. But it was another lift in house prices that stole the show.See omnystudio.com/listener for privacy information.

Westpac's operating profit in the past year fell to less than $7 billion, the Reserve Bank meets tomorrow, any hope of a rate cut is well off the table. Plus, the latest home price data for October shows values are again rising fast.See omnystudio.com/listener for privacy information.

Tuesday 4 November 2025 The Reserve Bank board meets as signs emerge of a slowdown in the economy, notwithstanding inflation is still too high. Westpac announces a lower profit as it struggles to win share in the mortgage market. Optus starts taking back control of its operations following the triple zero outage. The climate change crisis within the coalition escalates, with members of the Liberal Party now split over the issue. The hardest working Australians are revealed. Join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That? - this week, five smart ideas for using your tax refund. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Tuesday 4 November 2025 The top five business stories in five minutes, with Sean Aylmer and Michael Thompson. Economy slows as RBA meets Westpac profit falls Libs in crisis over climate Optus faces Senate inquiry Hardest working jobs Join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That? - this week, five smart ideas for using your tax refund. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Support the show: http://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

In this episode of the Broker Daily Uncut, host Alex Whitlock is joined by mortgage expert Eva Loisance from Finni Mortgages to unpack Macquarie Bank's abrupt withdrawal from trust lending, and what it means for investors. Loisance explains that while trusts have long been used for asset protection and tax benefits, they also come with complexity and compliance risks that have made lenders increasingly cautious. Macquarie's decision to exit the trust lending space entirely shocked brokers and investors, arriving without warning and signalling potential concerns over ethical and administrative issues. Other banks, including Westpac and St.George, have already made trust lending more difficult, but Macquarie's full retreat marks a turning point in the market. In contrast, the Commonwealth Bank of Australia quickly moved to position itself as an alternative, offering to apply negative gearing to trust structures to boost borrowing capacity. Loisance notes that the changes will prompt investors to reassess whether a trust structure truly aligns with their goals, as many are now advised that simpler ownership models may be more effective. She also cautions that unqualified professionals, such as some buyer's agents, are influencing structural decisions they aren't licensed to advise on, heightening investor risk.

SBS Finance Editor Ricardo Gonçalves speaks with Westpac CEO Anthony Miller about the bank's full-year results to find out what will drive growth in the future, and takes a look at the market reaction with David Walsh from Sarto Advisory Pty Ltd.

Wall Street closed higher on Friday, with the Nasdaq notching its best monthly winning streak since 2018. Amazon shares hit all-time highs after a strong sales forecast, while Apple slipped as CEO Tim Cook flagged supply constraints. U.S. government bond yields moved lower as the government shutdown dragged on. In Europe, equities edged lower following a mixed batch of quarterly results. In commodities, OPEC signalled a pause on production hikes until early 2026, and gold rose 4% for October. Back home, Aussie shares are expected to dip ahead of Westpac’s results. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

How does a former Westpac mortgage broker become the #1 auction agent in the Belle Property network? Norman So, Principal and Agent at Belle Property Strathfield, has recently been named Belle Property's #1 auction agent and ranks #7 among all NSW agents. His journey from bank employee to one of Belle Property's top performers — now targeting $4M+ in annual GCI — demonstrates the power of market specialisation, innovative marketing, and systematic team building. Norman didn't just change careers; he transformed real estate marketing in Sydney's competitive western corridor. Starting with apartments in Homebush and quickly dominating Strathfield, his record-breaking $16.6 million sale redefined the suburb's price ceiling. Now running over 200 auctions annually, Norman credits his success to three game-changing strategies: leveraging influencer marketing, creating collaborative team structures, and maintaining relentless client communication. Meet Your Host: Claudio Encina Stepping in as host this week on behalf of Samantha McLean, Claudio is a former seven-figure real estate agent who built a thriving team, only to realise that success without fulfilment comes at a high cost. After feeling stressed, disconnected, and overwhelmed, he transformed his approach with expert coaching to create a model that delivers freedom, scale, and financial success. Today, Claudio has helped over 1,000 agents implement this model, enabling them to dominate their markets while living a life full of meaningful experiences. He believes that if your business doesn't work for you, then it's not working. What you'll learn in this episode Why Norman conducts 200+ auctions annually and how his team structure makes it possible The influencer marketing strategy that generated two $4.9M duplex sales from a single 140K-view post How one influencer property walkthrough can attract buyers who weren't even looking to purchase Why Norman still calls his coach weekly despite 13+ years of experience The daily structure and goal-setting system behind Norman's $4M+ annual GCI target Chapters Chapters 00:02:14 From Westpac mortgage broker to real estate: Why Norman made the switch 00:04:35 The apartment-to-luxury transition: How Norman secured his first house listing 00:08:27 Team structure revealed: How two EBUs collaborate for 200+ annual sales 00:11:30 Influencer marketing breakthrough: 60% of properties now use this strategy 00:13:50 Three essential success principles for new agents (including working for free) Connect with Norman So LinkedIn: https://www.linkedin.com/in/norman-so-050391a5/ Email: norman.so@belleproperty.com Instagram: @bellebynso Connect with Claudio Encina Website: https://www.claudioencina.com/ Email: claudio@claudioencina.com Discover More From Elite Agent & Samantha McLean Join the Spark Community for Innovation in Real Estate: https://spark.eliteagent.com Sign up for The Brief for Daily Real Estate News: https://thebrief.eliteagent.com Explore AI Tools, Prompts and Workflows for Real Estate: https://aipoweredagents.com Connect with Elite Agent on Socials Instagram: @eliteagentmag Twitter/X: https://x.com/eliteagentmag LinkedIn: https://www.linkedin.com/company/eliteagentmag/ #EliteAgent #ThoughtLeaders #RealEstateAI #PropertyTech #AustralianRealEstate #ClaudioEncina #NormanSo #InfluencerMarketing #AuctionAgent

The Aussie market ended October on a flat and uninspired note, slipping by around four points on Friday to mark a fourth straight day of losses. That left the ASX 200 down roughly 1.4% for the week — its worst since April — as investors digested hotter-than-expected inflation data and reassessed expectations for future rate cuts. Despite the late-month pullback, the index still managed a 0.4% gain for October overall. Energy and materials helped limit losses, while consumer discretionary and utilities weighed most heavily, with Wesfarmers and Origin Energy both under pressure. Resmed was among the day’s bright spots, lifting after a solid quarterly update. Looking ahead, attention turns to the RBA’s rate decision on Melbourne Cup Day, US inflation data tonight, and next week’s bank earnings from Westpac, NAB, and Macquarie. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

House prices are set to rise dramatically across the nation, according to Westpac. ❓ In this episode we assess how house prices will rise despite the average person not able to afford them. ⚠️ We also investigate which locations will rise the most, and issue a word of warning into the swarm of investors rushing into Victoria right now. Discussion Points: 00:00: Introduction 04:32: Predicting the best time to make money 06:54: House prices in capital cities expected to rise 08:53: RBA’s estimated neutral rate: what does it mean? 10:50: House prices RISING as the rich get richer 12:34: WARNING: think twice before buying into Victoria hype 15:00: The best time to invest is now! 15:35: Conclusion About The Host: Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music. PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. Resources: Watch FREE Trainings On Our Website

Today on the Scoop, the team from Tapod brings you all of the weekly TA & Recruitment News including… ‘Posh' recruitment, Gen Z out of absolute control, Skills shortage in NZ, Mum wins battle against Westpac and much more.Thanks to Indeed for partnering with us on The Scoop. 

Inflation has risen to a 15-month high of 3 percent, driven largely by increases in essential household expenses. Westpac senior economist Satish Ranchhod spoke to Ingrid Hipkiss.

They are the heroes who might be called to winch you to safety, if you fall into a crevasse, get stuck in a bushfire, or find yourself circled by sharks at sea. But behind the daring rescues by members of the Westpac Rescue service in NSW, multiple staff members have made allegations of sexual harassment, bullying and lack of safety compliance at the organisation. Today, investigative reporter Eryk Bagshaw, on the months-long investigation he led, along with 60 Minutes, into the rescue service where staff members treated like “god amongst men” are alleged to have engaged in behaviour that might have endangered patients’ safety. Warning: Listeners might find some content in this podcast distressing. Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

They are the heroes who might be called to winch you to safety, if you fall into a crevasse, get stuck in a bushfire, or find yourself circled by sharks at sea. But behind the daring rescues by members of the Westpac Rescue service in NSW, multiple staff members have made allegations of sexual harassment, bullying and lack of safety compliance at the organisation. Today, investigative reporter Eryk Bagshaw, on the months-long investigation he led, along with 60 Minutes, into the rescue service where staff members treated like “god amongst men” are alleged to have engaged in behaviour that might have endangered patients’ safety. Warning: Listeners might find some content in this podcast distressing. Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

This week on Talking Wealth, Janine shares her insights on interest rates, Westpac's bold move against the RBA, and what this means for borrowers and investors. Also, what is the likelihood of another cut this year and where should you invest?

Another spike in inflation won't stop the Reserve Bank from cutting the Official Cash Rate again next month. Stats NZ is providing its latest quarterly CPI update at 10.45. Most economists expect it to hit the Reserve Bank's upper limit of three-percent, and some think it will surpass that limit. But Westpac Chief Economist Kelly Eckhold told Mike Hosking the Reserve Bank still thinks the economy's weak enough to start pushing inflation down. He says even the Reserve Bank probably won't be too bothered, even if inflation surpasses the three-percent limit. LISTEN ABOVESee omnystudio.com/listener for privacy information.

This week's episode, Amanda Stevens shares her journey from running a successful marketing agency to becoming a renowned keynote speaker. She discusses the challenges and rewards of public speaking, the importance of creativity and innovation, and the power of positioning in business. Amanda also offers insights into using humor effectively and the significance of speaking with intention. Amanda Stevens, CSP is one of Australia’s most engaging and in-demand keynote speakers. Entertaining, inspiring, and memorable, she’s captivated audiences in 14 countries with her unique blend of humour, insight, and practical wisdom. A specialist in customer experience and brand advocacy, Amanda combines her double degree in marketing and consumer psychology with over a decade of consulting for major brands including Microsoft, Westpac, Foxtel, and Priceline. With five books to her name and a reputation for tailoring every presentation to her audience, Amanda delivers powerful messages that stick and inspire action long after the event.See omnystudio.com/listener for privacy information.

What happens when a group of friends gathering at Starbucks on Sundays to experiment with ChatGPT evolves into a global movement spanning more than 40 cities?That's the journey of Build Club, and its founder Annie Liao has some compelling insights about what it takes to actually make AI adoption work—not just in theory, but in practice.Annie, who recently raised over $1.7 million and relocated to San Francisco, has a front-row seat to how AI is reshaping work. From her early days in data science at Westpac to strategy consulting at BCG and venture capital, she's now solving what she calls the "AI adoption problem" that enterprises are struggling with worldwide.In this episode, you'll hear:Why Annie's "AI Champions" approach has been Build Club's most successful way of helping companies embrace AI How she struck partnership deals with big names like Nvidia and LovableAnnie's prediction we're all likely to have agents working overnight on our behalf and what that meansThe AI tools Annie uses in her daily workflow, andWhat makes San Francisco's AI ecosystem fundamentally different from Australia'sFrom her vantage point in the Bay Area, Annie shares what excites her most about seeing people use AI for the first time, why there might be too many no-code tools flooding the market, and the practical steps anyone can take to position themselves for what's coming next.Enjoy this episode with the indomitable Annie Liao. Useful links:Build Club websiteAnnie Liao on LinkedIn Hosted on Acast. See acast.com/privacy for more information.