Podcasts about Westpac

Westpac wants the government to consider making employer Kiwisaver contributions for workers over 65 years old compulsory. Right now when an employee hits 65 employers dont have to keep making Kiwisaver contributions, if the staffer has been a member for five years. That is despite more people working past the age of super eligability. Chief executive of BT Funds Management, Westpac's KiwiSaver Scheme provider, Nigel Jackson spoke to Lisa Owen.

The trans-Tasman economies are set to switch, with a prediction New Zealand will outpace Australia over the coming years. Westpac's senior economist Satish Ranchhod spoke to Corin Dann.

It's decision day again at the Reserve Bank with the latest Official Cash Rate announcement due Wednesday afternoon. Westpac chief economist Kelly Eckhold spoke to Corin Dann.

In today's Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you.   We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you.   We also discuss the latest statement from APRA about its 3% mortgage assessment buffer we will tell you what time of the week you're most likely to get scammed?   As somebody interested in growing your wealth or property, there will be lots in the show for you.     Takeaways  ·        Australian Taxation Office's 2022–23 tax‑return snapshot (approximately 16.1 million lodgements) to paint a portrait of the “average 100 Australian. ·        Out of those 100 Australians, 21 pay no income tax at all. None. Zip. ·        Meanwhile, just 3 individuals contribute nearly 30% of all net income tax. Add in the next 6, and you're up to nearly 50%. And the next 30 take it to almost 90%. ·        So 39 Australians (out of 100) are footing almost the entire tax bill. ·        The average super balance is around $173,000; the median is just $60,000. What does that tell us?All eight capital cities recorded house price growth in the June quarter. ·        Westpac reveals the time of day you're most likely to be scammed is Tuesday afternoon   Chapters  00:00 Understanding Australia's Tax Landscape 04:15 The Role of High Income Earners in Taxation 06:37 Income Disparities and Superannuation Challenges 09:24 The Impact of APRA's Mortgage Serviceability Buffer 12:00 Scams and Consumer Awareness 14:35 Infrastructure Needs for Population Growth   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   The FirstLinks article mentioned in the show https://www.firstlinks.com.au/100-aussies-seven-charts-on-who-earns-pays-and-owns   Michael Yardney Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

The price of food has increased five percent over the past 12 months, the latest figures released by Stats NZ show, leaving families struggling to put basics on the table. Westpac economist Satish Ranchhod spoke to Corin Dann.

Telstra has seen its annual net profit jump 31% off the back of growth in its mobile services… and now it’s on a buyback rampage. Westpac’s profit jumped 14% in the last quarter but mortgage brokers keep eating its lunch. Perplexity, the AI search engine, has put in an offer to buy Google’s Chrome for more than $34 billion USD. _ Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.__See omnystudio.com/listener for privacy information.

SBS Finance Editor Ricardo Gonçalves speaks with Origin Energy CEO Frank Calabria following the company's profit results and discusses everthing from the direction of power prices, the energy transition and electric vehicles; Justin Smirk from Westpac goes through the day's labour force data; and Damien Boey from Wilson Asset Management look through the day's market action including the deluge of profit reports released.

Join Bill Nowicki as he delves into the compelling life of Patrick Roche—a submariner shaped by family tradition, personal responsibility, and decades of experience beneath the waves. From growing up in a Navy family to serving on both diesel boats and missile submarines, Patrick shares intimate reflections on family, service, resilience, and camaraderie in the US Navy's Silent Service.   ### Highlights & Key Points **[00:00:00] - Beginnings in Groton & Naval Heritage** - Patrick grew up in Groton, Connecticut, with his father serving on submarines.   - Graduated high school in 1965; influenced by his father's Navy career.   - Joined the Navy after moving to San Diego (“I guess that's where I got the…”)   - Family tradition: Patrick and his father served together on the USS Ronquil (SS-396), completing three WestPac deployments to Japan and Vietnam.   **[00:03:00] - Life Aboard with Family** - Served with his father but led separate lives aboard; father was a chief quartermaster.   - Never faced negative bias due to his father's position.   Liberty meant different things for each—dad to the chief's club, Patrick and friends to the beach.   **[00:05:00] - Family Life & Responsibility** - Married at age 18, became a father early.   - Now the proud father of four daughters, eight grandchildren, and thirteen great-grandchildren.   - Emphasizes responsibility and “growing up quickly” as a driving force behind his life choices. **[00:09:00] - Naval Career & Historic Moments** - Started as a fireman apprentice with a guaranteed school for submariners.   - Went from diesel to nuclear ballistic missile submarines (SSBNs), including the USS Theodore Roosevelt (SSBN-600).   **[00:12:00] - Life and Duties on Submarines** - Served as an interior communications electrician (“IC man”), specializing as a gyro technician (explains the importance of gyros for navigation and missile launches).   - Patrolled with the George Bancroft (SSBN-643); recalls the predictability of SSBN rotations—three months on, three months off.   **[00:13:00] - Homecomings & Family Dynamics** - Kept family routines stable by letting his wife handle finances and household matters. - No issues adjusting to or from life at sea; credits strong partnership with his wife.   **[00:15:00] - Submarine Evolutions & Technological Changes** - Comments on advancements from older boats to modern fast attacks and Virginia-class submarines. - Describes watchstanding: battle helmsman responsibilities, auxiliary duties, and the unique experience of bunking arrangements.   **[00:19:00] - Challenges & Close Calls** - Survived a major flooding incident on the Roosevelt due to a head valve left open during snorkeling—highlights the ever-present dangers of submarine duty (“…we were down at 80-90 feet with the head valve open…”).   **[00:20:00] - Advancement, Brotherhood & Initiations** - Rose through the ranks to Chief in 12 years; shares stories of chief initiation rites. - Reminisces about camaraderie, qualification processes, and the support systems in place—especially as a “legacy” submariner.   **[00:24:00] - Civilian Career & Life After Service** - Transitioned to civilian roles with NAVSEA (Supervisor Shipbuilding), working in San Diego, New Orleans, and Bath, Maine. - Reflects on moving frequently for assignments, supervising ship construction.   **[00:25:00] - Retirement & Reflections** - Currently resides in Gales Ferry, Connecticut, after retiring 10 years ago. - Considers returning to Maine for its beauty and tranquility. - Stresses the importance of staying in touch with Navy friends and the legacy of the submarine community.   **[00:27:00] - The Holland Club & Submarine Brotherhood** - Member of the US Submarine Veterans' Holland Club—honoring 50+ years of qualification. - Describes the meaning of these traditions and the enduring bonds among submariners.   **[00:29:00] - Lasting Partnerships** - Acknowledges the unwavering support of his wife, Barbara, throughout their 60 years of marriage. - Offers closing reflections on the rewards of naval service and maintaining life-long friendships.   ---   ### Notable Quotes: - “I had a responsibility and had to do it.” - “People treated you a lot different, too, when you're not dink (delinquent in qualifications).” - “I just enjoyed being on the boats—wouldn't trade it for anything.” - “She [his wife] is a winner. Sixty years coming up in December.”   ---   ### Listen For: - Insights into multi-generational Navy life (00:00:00–00:04:00) - Early marriage and parenting in the military (00:05:00–00:07:00) - Historic submarine incidents (00:09:00–00:10:00) - Submarine technology and daily operations (00:12:00–00:16:00) - The legendary Holland Club tradition (00:27:00)   ---   ### Closing   **Want to hear more voices from beneath the waves? Subscribe and leave us a review!**   **Got a story to share, or questions for a guest? Email us or visit our site to connect.**   ---   **Contact & Resources:**   - Want to learn about the Holland Club? [USSVI Holland Club](https://www.ussvi.org/) - More about the Nautilus Memorial: [Submarine Force Museum](https://www.ussnautilus.org/)

The sluggish job market is another bump in our road to economic recovery, according to some recent predictions. The unemployment rate's sitting at 5.2 percent - its highest point in five years. In late 2021, it was just 3.2 percent. Westpac senior economist, Michael Gordon, says it shows our economic slowdown's ongoing. He says it's not too surprising, given the Reserve Bank's moves to control inflation. "I think we're getting towards the end - we have seen economic activity picking up, but it's just not coming through in terms of businesses needing to hire just yet." LISTEN ABOVESee omnystudio.com/listener for privacy information.

How much is deemed as ‘comfortable' when it comes to mortgages? Speaking with Antoni Granata, Home Loan Specialist at Westpac, and Anne Flaherty, Senior Economist at REA Group, we discuss how to determine your limits, and how to know if you're out of your depth in the current market.

The sluggish job market is another bump in our road to economic recovery, according to some recent predictions. The unemployment rate's sitting at 5.2 percent - its highest point in five years. In late 2021, it was just 3.2 percent. Westpac senior economist, Michael Gordon, says it shows our economic slowdown's ongoing. He says it's not too surprising, given the Reserve Bank's moves to control inflation. "I think we're getting towards the end - we have seen economic activity picking up, but it's just not coming through in terms of businesses needing to hire just yet." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Sean Aylmer sits down with Westpac CEO Anthony Miller to find out everything he can about his world -from what it was like to be offered the role of a bank CEO, to what's surprised him about the job. The episode was recorded in front of a live audience, hosted by the Trans-Tasman Business Circle.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Figures, due out this morning, are expected to show unemployment's hit a nine-year high. Stats NZ is releasing its latest unemployment update at 10.45am. Economists expect the rate to have reached 5.3% in the June quarter, up from 5.1% for the March quarter. Westpac Senior Economist Michael Gordon told Ryan Bridge they expect the peak unemployment rate to be around 5.3% or slightly higher. He says that the labour market tends to be one of the more lagging parts of the economic cycle. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Money Matters with Veronica & Ange In this episode, Sandy Dann is joined by Independent Financial Counsellor Veronica Johnson and Ange, Senior Regional Officer for Consumer Protection in the Kimberley, to talk all things money and community safety.

Friday 1 August 2025 The deputy governor of the RBA hints at a rate cut in a fortnight’s time, just as figures suggest a pickup in the retail and building sectors. And more, including: Microsoft and Meta announce huge quarterly profits. Copper - the bellwether commodity - tumbles 20 per cent, the biggest intraday fall in nearly 40 years. Virgin gives the green light for dogs and cats to travel with passengers in cabins. Westpac takes over from Commonwealth bank, sponsoring Cricket Australia. Join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That? - this week, cash or cashless: what’s better for the budget? Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Friday 1 August 2025 The top five business stories in five minutes, with Sean Aylmer and Michael Thompson. RBA deputy hints at rate cuts Microsoft, Meta huge profits Copper falls most in 40 years Virgin to let pets fly in cabin Westpac sponsors Cricket Australia Join our free daily newsletter here! And don’t miss the latest episode of How Do They Afford That? - this week, cash or cashless: what’s better for the budget? Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Support the show: http://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

Welcome to the Buyer's Handbook, your answers to those burning property questions - and today we're asking: How much money do you really need for a deposit? Speaking with Kaili Watkins, Home Loan Specialist at Westpac, and Anne Flaherty, Senior Economist at REA Group, we lay down the facts, clear the fog, and settle the debate to help you make an informed decision on your own property journey.

On today's REX Daily Podcast, Dom talks with Paul Clark, Industry Economist with Westpac, the proliferation of agritech on NZ farms, the level of investment required and whether it's beyond the capabilities of many small farmers... He talks with Alastair Taylor, Chief Customer Officer with Overseer, about aligning Overseer with MPI's new Dairy and Red Meat Grass-Fed Administrative Standards, how the software can now help farmers' grass feeding regimes and how they can prove their system meets the standards... And he catches up with rural health advocate Craig Wiggins about life on the road, the corporatisation of NZ farming and the upcoming FCANZ conference. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.

Dom talks with Paul Clark, Industry Economist with Westpac, the proliferation of agritech on NZ farms, the level of investment required and whether it's beyond the capabilities of many small farmers. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.

In this episode of Leading to Profit, we sit down with Chelsea Pottenger, Founder and Director of EQ Minds, to explore practical strategies for enhancing mental health and performance in the workplace. Chelsea shares her journey from corporate burnout to becoming a leading mental health advocate, offering insights that are especially valuable for Australian business owners aiming to foster a resilient and productive team culture. Chelsea Pottenger is a psychology postgraduate, accredited mindfulness and meditation coach, and author of The Mindful High Performer. After experiencing severe postnatal depression, she transformed her life and founded EQ Minds to help others prioritize mental wellbeing. Chelsea has collaborated with major organizations like Google, eBay, and Westpac, delivering evidence-based tools to reduce stress and enhance performance. She also serves as a mental health ambassador for R U OK? and the Gidget Foundation Australia. Key Takeaways: Implementing an 8-minute morning routine can significantly improve mental clarity and focus. 8-Minute Morning Ritual Change the alarm sound to nature sounds or music Avoid checking your phone for the first 8 minutes Think of three things you're genuinely grateful for Open curtains for natural light exposure Affirm, "Today's going to be a good day." Challenge: Implement this routine for 5 days to see noticeable differences   Prioritizing sleep hygiene is essential for sustained high performance. Incorporating daily movement and proper nutrition supports overall well-being. Asking yourself, "How do I want to feel in the future?" can guide meaningful goal setting. Tune in to discover how integrating mindfulness and mental health practices can lead to a more engaged and effective workforce.   Resources:    EQ Minds: www.eqminds.com Chelsea's LinkedIn: https://au.linkedin.com/in/chelseapottenger Chelsea's Instagram: https://www.instagram.com/chelseapottengerofficial/?hl=en If you want to create a reliable cash flow for your business, I have some tools and resources that can help. Take the Profit Scorecard (3 minutes) and identify where you are leaking profit now – click here.

Banks are sounding the alarm over a new kind of subscription trap. Instead of a typical ‘forgot to cancel scenario', businesses are instead selling goods and services that hook customers into reoccurring subscription payments. Westpac says it's stopped nearly 20,000 customers from being fleeced in the past three months, stopping more than $25 million in unwanted charges. Massey University banking expert Claire Matthews told Mike Hosking that the problem with this type of situation is it's difficult to cancel the subscription. Some companies, she says, straight up disappear when people try to cancel, so it's easier to stop the payment upfront. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Westpac says New Zealanders are losing millions of dollars a year to "subscription traps". Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Insignia Financial leapt after a $3.3 billion takeover by private equity firm CC Capital. MARKET WRAP: ASX200: up 0.1% to 8,677 GOLD: $3,385/oz BITCOIN: $181,877 Rio Tinto jumped 3.4 per cent to $118.32, Fortescue 3.3 per cent to $17.81 and BHP gained 2.6 per cent to $41.51 per cent. Shares of Ramelius surged 8.1 per cent to $2.66 – its best day in 15 weeks, while Newmont gained 2.8 per cent to $92. CBA slumped 3.1 per cent to $172.42, wiping roughly 30 points from the index due to its market heft. National Australia Bank falling 2.7 per cent to $37.22, Westpac 1.3 per cent to $32.65 and ANZ closed down 0.8 per cent to $29.82. Insignia Financial was the best performer on the ASX 200, surging 12.2 per cent to $4.41 after CC Capital agreed to a $3.3 billion deal CURRENCY UPDATE: AUD/USD: 65.2 US cents AUD/GBP: 48.4 British pence AUD/EUR: 56 Euro cents AUD/JPY: 96 Yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

On today's REX Daily Podcast, Dom talks with Johnny Oswald, Chair of the South Marlborough Restoration Trust about the history of forest planting in the area, the danger of wilding pines wreaking havoc on the South Island hill country and the sudden departure of Jim Ward from Molesworth Station... And he talks with Richard Anderson, Westpac's new head of agribusiness, about his first few months in the role, travelling the length and breadth of the country and the bank's philosophy around its Sustainable Farm Loan. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.

Dom talks with Richard Anderson, Westpac's new head of agribusiness, about his first few months in the role, travelling the length and breadth of the country and the bank's philosophy around its Sustainable Farm Loan. Tune in daily for the latest and greatest REX rural content on your favourite streaming platform, visit rexonline.co.nz and follow us on Instagram, Facebook and LinkedIn for more.

Iron ore prices have lifted to the highest point since February, so will this spark a good run for the miners? MARKET WRAP: ASX200: down 1.02% to 8,668 GOLD: $3,364/oz BITCOIN: $182,070 Commbank & ANZ both lost 2.5%, Westpac was down 3.6%, while NAB was 2.4% lower. Insignia Financial was also on the slide, down 6.2% to $3.93 after it told investors talks were ongoing with CC Capital. While other big fallers included Aristocrat, Pro Medicus and Coles. AMP delivered a positive quarterly super net cashflows for the first time since 2017. Shares finished almost 10% higher to $1.68. Block – the owner of BNPL service Afterpay – saw its shares soar over 11% after news that it would be added to the S&P 500 Index. Iron ore futures climbed to over $104 US a tonne sent BHP, Fortescue and Rio Tinto all climbing CURRENCY UPDATE: AUD/USD: 65.2 US cents AUD/GBP: 48.4 British pence AUD/EUR: 56 Euro cents AUD/JPY: 96 Yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

Inflation is expected to hit a 12-month high for the June quarter - when figures are released later Monday morning. Westpac's Senior Economist Satish Ranchhod spoke to Corin Dann.

Dr Luci Ellis is one of the most high-profile and respected economists in the country. She rose through the ranks to become Assistant Governor at the Reserve Bank of Australia (RBA). Today, she works as Group Chief Economist at Westpac. In this episode, she talks with FW's Helen McCabe about leading as a technical specialist and why she still jokingly calls herself a ‘silver medallist’ despite her impressive career. Join the movement to fast-track your professional development. Become an FW Diamond member today. Keep up with @futurewomen on Instagram, Facebook, LinkedIn and Threads See omnystudio.com/listener for privacy information.

The Reserve Bank is expected to take a breather when it reviews the Official Cash Rate on Wednesday, before pushing on with cuts later in the year. The central bank's Monetary Policy Committee is widely expected to keep the Official Cash Rate (OCR) at 3.25 percent. Westpac Chief Economist Kelly Eckhold says the central bank runs some risks if they cut at this point. "What they risk is that the CPI, which is due later on this month, comes in uncomfortably high - and some of the data we've seen since May suggests that it is actually going to be a bit stronger than what they forecasted." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Matt Heine welcomes Kon Costas, Managing Director of The Principals' Community, for a wide-ranging chat on the future of financial advice. With decades of leadership experience across Westpac, BT and now a national self-licensed adviser network, Kon offers powerful insights on what makes businesses grow, merge successfully, and remain resilient. They discuss trusted leadership, why self-licensing is rising, and how cultural alignment is key to any successful M&A deal. Kon also shares how his team supports 135 advice firms and 1,300+ advisers through governance, CPD and peer-driven growth. A must-listen for anyone navigating change or thinking about the next evolution of advice. 00:01:12 – Entering financial services Kon Costas shares how his career began in banking with Westpac in 1989, eventually transitioning into financial advice and later leadership and licensee roles. 00:03:13 – Reflecting on industry change Kon discusses the evolution of financial planning, the Royal Commission, and the ongoing challenge of adviser shortages despite increased professionalism. 00:05:07 – Lessons in change management Kon reflects on his experience navigating industry change, emphasising transparency, trust, and leading from the front during both tough and growth periods. 00:07:06 – The Principals' Community Now Managing Director of The Principals' Community, Kon explains its mission to support successful self-licensed practices through governance, education, and scale. 00:11:38 – The rise of self-licensing Kon explores trends in self-licensing, highlighting flexibility, control, and the importance of capability—while cautioning that cost should not be the primary driver. 00:21:45 – Business performance and growth He shares key data points from member firms, such as average client load (105 per adviser), profitability benchmarks, and the push for greater efficiency and organic growth. 00:23:47 – M&A trends and traps Kon unpacks the current M&A landscape, warning against rushed deals and stressing the need for cultural alignment, thorough due diligence, and clear expectations. 00:32:38 – Building the future of advice He calls for industry-wide collaboration to attract and train the next generation of advisers, boost the profession's reputation, and increase the reach of quality advice. 00:36:24 – Looking ahead Kon closes with optimism, encouraging advisers to embrace the abundant opportunities ahead, especially with technology enabling broader client reach.

US rates could be cut sooner than expected, depending on results out of the Non-Farm Payrolls this week. MARKET WRAP: ASX200: down 0.02%, 8595 GOLD: $3,356 US/ounce BITCOIN: $166,513 AUD Pro Medicus climbed 7.8% to $307.39 after announcing two contracts in the United States worth more than $200 million in total. BHP jumped 5.6%, Mineral Resources closed 7.8% higher, with Fortescue & Rio Tinto up 1.8%. Up more than 1% was Wisetech Global, James Hardie and Bluescope Steel. G8 fell 7.4% for its third day of losses in a row after one of its former employees was charged with offences related to the alleged abuse of children. Commbank down 2.2%, NAB off 1.1%, and Westpac down 0.7%. ANZ escaped the losses, up half a percent. JB Hi-Fi down 3%, Harvey Norman off 1.5%, and Myer losing 1.6%. CURRENCY UPDATE: AUD/USD: 64.8 US cents AUD/GBP: 48.1 pence AUD/EUR: 55 Euro cents AUD/JPY: 94 yen AUD/NZD: 1.08 Dollars See omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the latest Stats NZ and Westpac building consent data and what it means for property investors, homeowners, and developers across New Zealand.While April 2025 saw a 17% drop in new dwelling consents, there's more beneath the surface. We unpack:Why the fall in multi-unit consents isn't a cause for panicThe resilience of stand-alone houses, with consents rising 2.4% over the past yearWhat economists are saying about the stabilisation of the construction sectorHow lower mortgage rates, rising house prices, and OCR cuts could trigger a recoveryCommercial construction trends: why businesses remain cautious in 2025Despite short-term volatility, the numbers reveal that New Zealand's residential building sector may have found a floor—and recovery could be on the horizon.Whether you're planning to build, buy, or invest, now might be the ideal time to act before momentum shifts.Tune in for expert insights on how to read the signs and prepare for the next upswing in property development.If you found this episode helpful, don't forget to subscribe, leave a review, and share it with someone interested in the property market.Ready to take the next step? Join our free “How to Succeed with Property Investing” event at propertyapprentice.co.nz or book a meeting with Paul Roberts for tailored advice.Sources:https://www.westpaciq.com.au/economics/2025/05/first-impressions-nz-building-consents-april-2025?ai=1748561589863&cd=76673&cid=edmhttps://www.stats.govt.nz/news/home-consents-down-in-the-month-of-april-2025/https://www.mpamag.com/nz/news/general/new-zealand-home-building-consents-down-in-april-but-long-term-trend-stabilises/537692?hsmemberId=47647101&tu=&utm_campaign=&utm_medium=20250602&_hsenc=p2ANqtz--YrJXReTc3eQOqMAy7EO9Ko9vdd_4dgJZJ3CPUMsmL0-PMA5ofqHXx4mqYe5LmHjGzaTPjwYz1935lqz-vySTA8uyA1tvzAMaG1lJQVSbmahcNmGM&_hsmi=364501099&utm_content=&utm_source=Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

The worst age to be right now Top 6 smells that make me anxious Honeymoon Island is coming back SLP - How Often do you clean your toilet? Westpac rescue chopper/aviator goggles Should we bring tipping to NZ? Wired headphones are considered retro now New Ozempic pill What's your embarassing email addy that you still use? Hayley and Vaughan tyre situation We've found Vaughan's new game Fact of the Day When did you buy something because the person was hot?See omnystudio.com/listener for privacy information.

Virgin has successfully re-listed on the ASX, but will this IPO bring more companies towards listing on the market again? MARKET WRAP: ASX200: up 0.95% to 8,555 GOLD: $3,327 US/oz BITCOIN: $161,587 AUD BHP rose 2.4%, Fortescue up 4.8%, and Rio Tinto was just over 3% higher. Commbank up 2.1%, NAB up 2.2%, Westpac 2.6% higher and ANZ rising 1.4%. Virgin’s IPO was welcomed by investors, the price rising more than 11% from its initial point of $2.90 to $3.23 Qantas shares up another 2.4% to $10.32. Greatland Resources climbing 44% to $7.30 by the close Wisetech Global up 2.5% and Pro Medicus up 2.6% Woodside fell 6.5%, Santos dropped 1.5%, and Viva Energy fell 3.2%. Origin Energy was 2.5% lower, with APA Group falling 1.7% – as it also announced its dividend. Treasury Wine Estates took a tumble of 0.9% CURRENCY UPDATE: AUD/USD: 65 US cents AUD/GBP: 47.8 pence AUD/EUR: 56 Euro cents AUD/JPY: 94 Japanese yen AUD/NZD: 1.08 NZ dollars See omnystudio.com/listener for privacy information.

SBS Finance Editor Ricardo Gonçalves speaks with Robert Rennie from Westpac and Raymond Chan from Morgans to find out how the US strike on Iran is impacting financial markets, commodities and in the implication for petrol prices.

The US Fed has kept interest rates on hold, so will investors look towards safety in the Australian banks while unrest continues? MARKET WRAP: ASX200: down 0.09%, 8523 GOLD: $3,368 US/ounce BITCOIN: $161,897 AUD Commonwealth Bank up 1.5% to $182.85 National Australia Bank rose 1.1%, with Westpac 1.8% higher, and ANZ up 0.3% per cent after announcing its retail boss would leave the bank. Aristocrat rose 1.6% to $66.73 Cleanaway closed up 1.1% to to $2.73 Weaker Chinese data sent iron ore majors lower, with BHP off 2% to $36.13 and Fortescue off 1.7% to $14.77. Gold miners fell, with Evolution down 4.5% to $7.78 Utility stocks were also sold off as Origin and AGL both dipped 1.4%. KMD Brands fell more than 3% to hit a record low of 25¢, WiseTech Global dipped 1.9% after announcing that two directors would exit the board. CURRENCY UPDATE: AUD/USD: 64.7 US cents AUD/GBP: 48.2 pence AUD/EUR: 56 Euro cents AUD/JPY: 94 yen AUD/NZD: 1.08 Dollars See omnystudio.com/listener for privacy information.

This week, Scott talks to Motley Fool analyst Benny Ou about Australia’s oldest bank, Westpac (ASX:WBC).See omnystudio.com/listener for privacy information.

New data shows consumer confidence has gone up - but overall levels show people are feeling more pessimistic than optimistic about the economy. The Westpac McDermott Miller Consumer Confidence index rose two points in June to 91.2, a modest rise from last quarter's drop. Westpac senior economist Satish Ranchhod says negative news and the rising cost of living are contributing to an uncertain outlook, but confidence is likely to improve once more mortgages drop. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Australian share market hit an all-time high, even with fears about tariffs and political instability hitting the market MARKET WRAP: ASX200: up 0.84% to 8,587 GOLD: $3,330 US/oz BITCOIN: $167,552 AUD Woodside rose 0.7%, Santos up 1.2% and Yancoal gained 4%, as oil prices were higher. Commonwealth rose 1.2% to $182 a share, with NAB up 1.5%, ANZ up 1.1% and Westpac up 1%. Austal shares lifted 7.3% to $6.19. Metcash up 3.5% to $3.51 Next DC 5.2% higher on news of contract wins. Ora Banda Mining still fell 4.6% to $1.05. Backwards by more than 1% were Seven Group Holdings, Evolution Mining and Qantas. CURRENCY UPDATE: AUD/USD: 65.1 US cents AUD/GBP: 48.3 pence AUD/EUR: 57 Euro cents AUD/JPY: 94 Japanese yen AUD/NZD: 1.08 NZ dollars See omnystudio.com/listener for privacy information.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest Home Value Index results, highlighting a surprising consistency in market weakness across major centers.  They explore the dynamics of regional markets, particularly Hamilton, and the potential emergence of a two-speed economy as recovery unfolds. The conversation delves into global economic trends, productivity growth challenges, and the impact of recent building work statistics. They also touch on loan terms and Westpac's successful economic forecasting, concluding with personal reflections on the current state of the market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Commonwealth Bank has become the first Australian company to reach a $300 billion valuation. To put that in perspective, NAB ($118bn), Westpac ($114bn) and ANZ ($88bn) together are worth $320 billion. How long can CommBank's outperformance last? That is what we try to understand in today's episode of Equity Mates. —------Want to get involved in the podcast? Record a voice note or send us a message—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)Check out our latest show: Basis Points (Apple | Spotify | YouTube) and read the accompanying Basis Points email—------Looking for some of our favourite research tools?Read our free ETF Investing HandbookDownload our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.—------Equity Mates Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Mecca has officially joined the billion-dollar club after clocking $1.2 billion in sales Westpac’s home loan brand RAMS is in hot water after ASIC alleged it enabled years of dodgy home loan behaviour Elon Musk’s artificial intelligence company xAI is launching a $300 million secondary share sale _ Download the free app (App Store): http://bit.ly/FluxAppStorel Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

SBS Finance Editor Ricardo Gonçalves speaks with Pat Bustamante from Westpac about today's monthly CPI Indicator which showed while prices remained within the RBA's target band, some essentials are rising and what it means for interest rates, plus the latest sharemarket thinking with Jun Bei Liu from Ten Cap.

– Rates drop… more to come? – Moody’s downgrades the US, and turmoil in the bond market – Westpac cutting jobsSee omnystudio.com/listener for privacy information.

Westpac’s new CEO is cutting 5% of its workforce to reduce costs after disappointing investors with first half year results. Mayne Pharma shares tumbled 40% after its potential buyer has threatened to walk away its $672 million takeover bid. Bitcoin hit an all-time high yesterday after breaking through the $110,000 USD barrier - and it’s now worth more than Amazon and Google. _ Learn more about iShares by BlackRock here Download the free app (App Store): http://bit.ly/FluxAppStorel Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. Issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523. Refer to FSG available on our website. Before making any investment decisions, you should assess whether the product or service is appropriate for you and read the PDS and TMD available at blackrock.com.au.See omnystudio.com/listener for privacy information.

SBS Finance Editor Ricardo Gonçalves speaks with Kai Chen from MPC Markets as shares rally following a reprieve in US-China tariffs and finds out what level of uncertainty exists, plus Matthew Hassan from Westpac goes through the lasted Consumer Sentiment report to explain what it means for the Reserve Bank's interest rate meeting next week.

Sharemarkets around the world have lifted after a temporary truce in the trade war between China and the US. Westpac's chief economist Kelly Eckhold spoke to Ingrid Hipkiss.

Westpac has seen a dip in its first half profits but its new CEO is ramping up... instead of squeezing costs. Shell is considering a whopping takeover of its rival BP and this could become one of the biggest oil mergers ever. Netflix made $1.3 billion in Australia last year and no surprises here - they sent 93% of it overseas. _ Download the free app (App Store): http://bit.ly/FluxAppStorel Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

Join us for a raw and powerful conversation with Chelsea Pottenger—mental health ambassador, keynote speaker, and founder of EQ Minds—as she shares her deeply personal journey from corporate burnout and post-natal depression to becoming one of Australia's leading voices in wellbeing. Through vulnerability, science-backed tools, and a touch of humor, Chelsea reveals what it really means to become a mindful high performer.In this episode, Chelsea opens up about the rock bottom moment that transformed her life, how she rebuilt her identity from the inside out, and why self-care isn't selfish—it's essential. If you're navigating burnout, high-functioning anxiety, or struggling to set boundaries in a fast-paced world, this episode offers the insights and inspiration you've been looking for.About our guest:Chelsea Pottenger is the founder and Managing Director of EQ Minds, a global performance and wellbeing company supporting businesses like eBay, Uber, and Westpac. A psychology student, mindfulness coach, and author of *The Mindful High Performer*, Chelsea's mission is to equip individuals and organizations with practical, science-backed tools to prevent burnout and build sustainable success. After overcoming severe post-natal depression, Chelsea now uses her platform to help others rise stronger, live with intention, and lead from a place of self-awareness and authenticity.Follow Our Guest:Instagram: https://www.instagram.com/chelseapottengerofficial/Website: https://linktr.ee/chelseapottengerofficial?utm_source=linktree_profile_share<sid=5596b8c8-065f-4346-b89b-1d75958d2c7aFollow Us On:Instagram: https://www.instagram.com/thestevehodgson/Show Instagram: https://www.instagram.com/sharewithsteve/Episode Highlights:00:00 - Episode Trailer01:19 - From corporate high performer to psychiatric hospital02:08 - Post-natal depression and the road to recovery04:12 - Guilt, shame, and reframing mental illness07:16 - Turning pain into purpose and building EQ Minds13:26 - From free community workshops to eBay and Uber18:10 - The business snowball: podcasting, coaching, and keynote speaking20:36 - Scaling EQ Minds as a family-led mission24:16 - Authenticity, mistakes, and lessons from the stage29:24 - Creating real change in the workplace32:33 - The business case for mental health and prevention35:15 - Reclaiming time, joy, and your one precious life38:03 - Physical symptoms that signal burnout40:24 - The three signs of burnout: exhaustion, cynicism, and disconnection43:12 - Becoming a mindful high performer45:06 - Redefining success: clarity, calm, and sustainable impact48:13 - Chelsea's daily non-negotiables for wellness and energy51:06 - Destigmatizing depression and leading with honesty54:16 - The one thing Chelsea still works on: boundaries58:15 - Why therapy is part of her high-performance toolkit01:00:19 - Journaling for clarity, reflection, and self-awareness01:01:12 - The message Chelsea would put on every office wall

In this episode of The Real ResQ Podcast, host Jason Quinn speaks with Shane Daw, the general manager of Westpac Life Saver Rescue Helicopter Service in Sydney, Australia.Daw takes us through his incredible journey, starting as a junior lifeguard and rising  up to lead one of the busiest and most respected helicopter rescue services in the country. He reflects on more than two decades of service, recounting some of the most memorable and intense rescues he's been part of—beginning with his very first callout at 13 years old, responding to two swimmers swept away by a rip current.The conversation is filled with gripping rescue stories, from ocean incidents to complex land-based missions. Daw also highlights the heroic actions of the team he works alongside, sharing incredible moments that showcase the courage, commitment, and coordination involved in every life-saving mission.Beyond the rescues, Daw opens up about leadership, resilience, and the personal values that have shaped his career. He leaves us with heartfelt advice on chasing your dreams, staying passionate, and making a difference in your community. Enjoy!This episode is powered by Vertical HeliCASTS.Thank you for sponsoring this episode of The Real ResQ: Metro Aviation, PAG, Switlik, ReadyBAR, and The Real ResQ Store.Follow The Real ResQ on Facebook and Instagram and listen on Vertical HeliCASTS. Plus, get your podcast gear at therealresqstore.com.