Podcasts about Ripple

Crypto News: Digital Wealth Partners introduces algorithmic XRP trading for qualified retirement accounts. Coinbase rolls out stock trading, prediction markets, tokenization platform. The Fed has just rolled back its 2023 policy, opening the door for uninsured and insured banks under its supervision to participate in crypto activities.Brought to you by

Why XRP Is Winning: Payments, ETFs & U.S. Trust Bank Approval Ripple is quietly winning where it matters most. Tonight we break down why XRP is pulling ahead — from real-world payments and enterprise adoption to 30 straight days of XRP spot ETF inflows and Ripple's U.S. Trust Bank approval. We cover: • Why XRPL payments solve real banking pain • How visibility beats speed in cross-border settlement • What XRP ETFs signal about institutional demand • The Ripple escrow debate under the CLARITY Act • Why U.S. regulatory approval changes everything • How RLUSD could become a top global stablecoin This isn't hype — it's infrastructure, regulation, and capital moving in real time. SUPPORT ON THE CHAIN GRAB A BADASS YETIS COFFEE – Fuel your crypto grind! ☕ Visit: otc.one/BadassYetisBrew MINT YOUR BADASS YETIS NFT – Own a piece of the legend! Visit: otc.one/mint OTC MERCH IS HERE! – Represent the community in style! Visit: onthechain.shop BUY US A COFFEE – Help keep the content flowing! Visit: otc.one/buy-us-a-coffee JOIN THE CHANNEL – Get exclusive perks & behind-the-scenes content! Visit: otc.one/join ********** ON THE CHAIN – CONNECT WITH US! Listen to the OTC Podcast – Never miss an update! Visit: otc.one/podcast Visit Our Website – The home of crypto insights! Visit: onthechain.io Follow OTC on Twitter – Stay updated in real time! Visit: otc.one/otc Join the OTC Community on Twitter – Be part of the discussion! Visit: twitter.com/i/communities/1599435678995062788 ********** FOLLOW THE OTC TEAM Follow Jeff on Twitter:

Tuesday, December 16 - Here are the Headlines:Token vs Equity Crisis Goes Nuclear - Axelar, Aave, and Stream FinanceOCC Grants National Bank Charters to Ripple, Circle and OthersDeFi Saver Upgrades Smart Savings - Composable Yield Infrastructure MaturesPayPal's PYUSD Offensive - Savings Vault Launch Plus Bank License ApplicationLighter Ready for Token Launch After Raising $68M in Mixed Equity-Token Deal?QUICK BITSTrump says he'll “look at” pardoning Samourai Bitcoin wallet developers - signaling potential clemency for crypto developers prosecuted under Biden administration's enforcement approach.Bitcoin active addresses just hit one-year low raising concerns about actual blockspace demand - either all the action is on CEXs or demand isn't as strong as price action suggests.Visa launches stablecoin settlement in US via Circle's USDC on Solana - major payment infrastructure going crypto-native with actual production settlement not just pilots.******WHERE TO FIND DCNdailycryptonews.nethttps://twitter.com/DCNDailyCryptoEMAIL or FOLLOW the HostsQuileEmail: kyle@dailycryptonews.netX: @CryptoQuile——————————————————————***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! WE ARE NOT EXPERTS! WE DO NOT GUARANTEE A PARTICULAR OUTCOME. WE HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! Hosted on Acast. See acast.com/privacy for more information.

Moving from individual contributor to leader isn't about authority, confidence, or even strategy. It's about alignment — and most leaders underestimate how brutal, complex, and consequential that shift really is.In this episode of The Business of Alignment, AJ breaks down what actually changes when you stop leading yourself and start leading others. Not just direct reports — but energy, trust, decision velocity, partner relationships, board confidence, brand perception, and long-term outcomes you may never immediately see.This is a candid, unfiltered look at leadership reality:• Why one missed conversation can unravel years of trust• How lack of transparency creates hesitation, attrition, and stalled decision-making• What it really means to “peer around the corner” as a leader• Why alignment is not a soft skill — it's a risk management disciplineFor CEOs, CHROs, CFOs, COOs, and senior leaders navigating scale, complexity, and pressure in 2025 and beyond, this episode introduces a practical mental framework to evaluate decisions before they ripple across people, partners, customers, and the business itself.Alignment isn't optional. It's the difference between momentum and quiet chaos.

For episode 231, we welcome Eric van Miltenburg, Senior Vice President of Strategic Initiatives at Ripple.We explore Ripple Impact's mission, unpack their most ambitious initiatives including a $25 million RLUSD commitment projected to generate $1B+ in long-term impact, and look at how blockchain is reshaping philanthropy from one-off donations into sustainable, scalable systems of change.In today's episode you'll learn:

The Fed's latest rate cut has markets questioning whether 2% inflation is officially dead, while the SEC's new ETF framework could unleash a wave of altcoin and meme-coin funds. JPMorgan launched a tokenized money-market fund on Ethereum, Tether unveiled a new U.S.-regulated stablecoin, and Coinbase's Base may issue its own token as its Google x402 partnership enables AI-powered payments. Ripple and other major crypto firms gained U.S. banking approval and analysts warn of a “Darwinian phase” for crypto treasury firms as stocks trade cautiously into year-end.

The Fed's latest rate cut has markets questioning whether 2% inflation is officially dead, while the SEC's new ETF framework could unleash a wave of altcoin and meme-coin funds. JPMorgan launched a tokenized money-market fund on Ethereum, Tether unveiled a new U.S.-regulated stablecoin, and Coinbase's Base may issue its own token as its Google x402 partnership enables AI-powered payments. Ripple and other major crypto firms gained U.S. banking approval and analysts warn of a “Darwinian phase” for crypto treasury firms as stocks trade cautiously into year-end.

Send us a textThis Week We Need 2 Talk Golden Globe Noms, Ripple, I Love LA, Merv, Survivor, Taylor Swift, Hailee & Josh, Little Disasters, Jay Kelly, Craig Carton back on the FAN, Dirty Martini's and Christmas Tree Hand Lotion

Cathie Wood said Ethereum is an infrastructure for institutions and Solana is a consumer-focused blockchain, each taking on key roles within the market.~This episode is sponsored by Uphold~Uphold Get $20 in Bitcoin - Signup & Verify and trade at least $100 of any crypto within your first 30 days ➜ https://bit.ly/pbnuphold00:00 Intro00:10 Big Week01:00 JP Morgan tokenized money fund01:20 TSLA chart01:45 Cathie swaps TSLA for ETH03:15 Proof of swaps03:50 Tom Lee: Is the AI trade and BTC related?05:30 Bitcoin risks 30% downside06:20 Frank Lutz: The economic insecurity is real07:30 Trump: Inflation is totally neutralized08:00 Labor market coming to a halt08:30 New crypto highs in 202609:00 Bitcoin $150K in 2026?10:00 Ripple charter aproval10:30 Sponsor: Uphold12:00 RLUSD expansion12:50 Outro#Bitcoin #Ethereum #Crypto~Cathie Wood Swaps Tesla For Ethereum

Crypto News: THE OCC granted conditional approval for trust bank charters to Ripple, BitGo, Fidelity DigitalAssets, Paxos, and Circle. Wrapped XRP is coming to Solana for DeFi.Brought to you by

– How is Bitcoin taxed if I spend it? – Podcast recommendation: Wealth of Nations for Dummies. – How big is too big a position? – Why did you change your mind, Scott? – What about Ripple, Ram?See omnystudio.com/listener for privacy information.

At the ongoing Solana Breakpoint conference in Abu Dhabi, announcements revealed that Hex Trust and LayerZero will bridge and issue wrapped XRP directly on the Solana blockchain. On this episode, we break down all our favorite announcements.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 Intro00:10 Ripple secures Banking License01:00 XRP coming to Solana01:45 Wen Firedancer?02:45 Solana uptime has improved since last year03:00 Solana DEX Trading Fees vs Coinbase04:00 Ken Griffin hates xStocks04:20 xStocks massive update05:10 Portfolio Tokens05:30 Ledger pretends to care about Solana06:30 SolFlare reveals suspiciously similar new product07:15 Sponsor: Tangem07:50 Phantom x Kalshi08:30 “SmartCards” will kill gift cards10:00 Glimpse into the future: How easy Bank transfers will be11:40 Award for most shipping announcements = Jupiter01:00 Leverage without chaos14:00 Gold redemption network + yields15:30 Galaxy becomes the biggest Solana Maxi on wallstreet17:00 Matt Hougan: Why wallstreet will value Solana at $1,00018:40 Outro#crypto #solana #ethereum~Solana Breakpoint BOMBSHELLS Everyone Missed!!

Are meetings filling up your days but draining your energy? In this episode, host Jo Cowlin uncovers the uncomfortable truth about meeting overload in today's workplace and why it's undermining productivity, well-being, and business results.Drawing on research, lived experience, and her work with driven female leaders, Jo Cowlin breaks down the real (and hidden) costs of poor meeting culture, from burnout and disengagement to billions lost in ineffective practices. But it's not all doom and gloom Jo shares practical, actionable steps to help leaders reclaim their time, recharge their teams, and turn meetings into energising, purposeful collaboration.If your calendar looks like an endless wall of meetings, this episode will help you rethink scheduling meetings, protect your most valuable focus time, and create a lasting culture of well-being and impact.Here are the Highlights:00:00 Intro: Meetings are wearing us down, but there's hope01:21 Back-to-back meetings are sabotaging goals02:25 Meeting overload crisis: Research and lived experience03:42 People spend 23 hours a week in meetings05:18 The human cost, burnout, low energy, and disengagement08:15 76% feel drained after a day of meetings and what that really means09:18 People now do “actual work” after hours09:29 How back-to-back meetings hurt productivity11:03 Unproductive meetings cost UK businesses billions a year11:55 Ripple effects: Delayed decisions, duplication, retention risk13:28 Challenging the productivity myth15:27 Rethinking meetings: They should recharge, not drain16:20 Five actions to tackle meeting overload starting now Actions you can take now:Do a meeting audit: Does this meeting even matter?Eliminate back-to-back meetings; build buffer timeCreate meeting-free zones/focus daysRedesign meeting structure: clear purpose, pre-reads, accountability, energy checksMeet your host Jo CowlinJo Cowlin keeps it real.Some people might like to call her ‘a motivational people development expert' but Jo would rather you didn't.Jo is a no-nonsense, straight-talking northernerShe is also a transformational coach, facilitator and game changer. She has a passion for results and is dedicated to helping leaders realise their aspirations without compromising their wellbeing.She dares individuals to be different by eliminating corporate BS, life coaching, and hand-holding, and instead encourages breaking through barriers to gain clarity and step into personal power for a life without limits.Resilience and a proactive approach to mental wellbeing is at the core of all of her work which is predominantly aimed at helping leaders and their teams refocus, regroup and rapidly adjust to change. With a background in pharmaceutical leadership and expertise across various sectors, she offers coaching and leadership programs tailored to individual and organisational needs.When Jo isn't transforming company cultures, you'll find her managing her 3 teenage girls' busy social calendars. She's a dab hand in the kitchen and true to form, loves to keep her food real. And if she isn't doing either of those you will find her out in nature walking her dog or lifting a barbell in the gym.Find out more about Jo here: https://jocowlin.com/Connect with Jo:Instagram: https://www.instagram.com/jocowlin/LinkedIn: https://www.linkedin.com/in/jo-cowlin/Produced by

Thank you to our sponsors! Uniswap Mantle Hosts Ram Ahluwalia, Austin Campbell, and Chris Perkins dig into why interest rates may not fall as quickly as markets hope, why oil demand could surprise to the upside, and how retail keeps buying every dip—even while consumer confidence hits new lows. The trio also breaks down the growing collision between TradFi and crypto: whether banks can compete with blockchain-native distribution, how BlackRock's staked ETH ETF filing could reshape the market, and how yields on Ethereum and Solana represent a brand-new financial primitive. Plus, they examine Ripple's controversial raise, Citadel's push to regulate DeFi, and why major incumbents are now in a frantic race to choose their crypto “dance partners.” Hosts: Ram Ahluwalia, CFA, CEO and Founder of Lumida Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Christopher Perkins, Managing Partner and President of CoinFund Links: Unchained:  BlackRock Files S-1 for Staked ETH ETF Berachain Kept Secret a $25 Million Refund Right to a Brevan Howard Fund CoinDesk:  Citadel Challenges DeFi Framework in Letter to SEC, Sparking Industry Outrage Bloomberg:  Wall Street Hedged Big Crypto Bet in $500 Million Ripple Deal (XRP) Bitcoin Options Show Traders Hunkering Down for Crypto Winter Timestamps:

Crypto News: CFTC clears path for ETH, Bitcoin and USDC to be used as collateral in derivatives markets. MAS has expanded Ripple's MPI license which will increase regulated XRP and RLUSD services. JPMorgan CEO Jamie Dimon is promoting blockchain, tokenization, and stablecoins.Brought to you by

This episode of Crypto Town Hall on Exit 10 focuses on major regulatory and institutional shifts in crypto, the real meaning behind headline investments, macroeconomic trends, and the rise of user-friendly DeFi products. The main goal is to unpack recent developments—such as the CFTC accepting Bitcoin, Ethereum, and USDC as derivatives collateral, and the true structure of Ripple's $500 million Wall Street deal—while examining their potential long-term impact on crypto markets, institutions, and end users. Later, a deep dive into EtherFi showcases how DeFi is building alternatives to traditional banking services, aiming for wide, user-friendly adoption.

If you've ever had a moment when life whispered that you were meant for more, but you had no idea how to step into it, this episode is going to hit you right in the soul. What if the beliefs running your life right now weren't true at all? What if the ceiling you think you keep hitting was never supposed to be there? And what if one single moment of clarity could rewrite everything ahead of you? That's exactly the kind of conversation I'm having with Rick Torrison in this episode of The Ripple Effect Podcast. Rick Torrison is a USA Today Best-Selling Author, speaker, and transformational coach who's spent over 25 years helping leaders, entrepreneurs, and high performers move from success to significance. Known as The Limitless Coach, Rick's mission is to help people crush limiting beliefs, clarify their vision, and step boldly into the life they were created to live. He's the creator of the Living Limitless App, a powerful new platform designed to help users renew their mindset, reconnect with purpose, and walk in faith-driven confidence every day. The app features RickBot, Rick's groundbreaking AI coaching clone built to disrupt ChatGPT by delivering more personal, faith-aligned, and human coaching experiences for personal and professional growth. Through his best-selling book Born Limitless, his transformational coaching programs, and his Limitless Life Blueprint framework, Rick equips a generation that's tired of surface-level success and hungry for truth, identity, and meaning. His message is simple yet powerful: you were born limitless—created for influence, impact, and a future filled with hope. We walk through the big questions that tend to show up in every decade of life. Finding your purpose in your 20s. Wondering if you are on the right path in your 30s. Asking if this is really "it" in your 40s. Rethinking legacy and impact in your 50s and 60s. If you are in that space of "there has to be more than this," you are going to love this conversation. Check out Rick's book Born Limitless, his Living Limitless app, and all things Rick Torrison at the links below. Website: https://ricktorrison.com/ Download the Living Limitless App: https://onelink.to/25asqc Socials: LinkedIn Instagram Facebook TikTok A huge shout-out to Drew Norton for making this Ripple possible! Watch Drew's interview here: https://youtu.be/ATay_Qf_qD8 Ripple with Steve Harper Instagram Facebook X Website Subscribe to the Ripple mail list: https://ripplecentral.com/subscribe Be a Patron: https://www.patreon.com/SteveHarper Join our ever-growing community of Ripplers in The Pond: https://ripplecentral.com/pond  

Front Run The Week — Free SignalsGet early signals before they hit headlines. Subscribe free — or upgrade for member rewards — at https://tokentrust.substack.comTexas just built a state Bitcoin reserve. Bank of America is guiding clients toward crypto exposure.The signal isn't “buy Bitcoin” — it's align with the new rails or get left behind.In this episode, we unpack how Bitcoin moved from speculation to policy, why holding assets without alignment is distraction, and what Own The Economy really means in a world where settlement systems are changing. Signals — 7-Day Free TrialFront-run the Digital Dollar Shift with early market signals, macro flows, and the projects gaining institutional attention. Start your free 7-day trial: https://tokentrust.substack.com

Ripple RLUSD Surges | Trump Demands Crypto Clarity | EU Meltdown & Musk Retaliates Ripple's RLUSD stablecoin is surging as Ripple pushes deeper into global finance — efficient, programmable, and built for 24/7 movement. Tonight we break down what RLUSD means for the future of money, DeFi, and crypto markets. Meanwhile in Washington, President Trump demands real crypto clarity and calls out Congress as the CLARITY Act hangs in the balance. Cynthia Lummis fumbles the political moment, raising questions across the entire digital asset community. In Europe, the situation gets wild: EU President Ursula Von Der Leyen claims the EU “protects freedom of speech”… while a protester is arrested right in front of her. Elon Musk is personally fined under the Digital Services Act, X terminates the EU's ad account, and Musk vows retaliation. The censorship spiral intensifies. We also cover: • JD Vance's hilarious Oval Office story • Tom Emmer unleashing on Tim Walz • Dearborn controversy and national reaction • Sadiq Khan's Christmas Carol cringe moment • Europe's forced migration pact and the political fallout • John Rich and others weigh in on Europe's direction • The Hamas founder's son speaking in EU Parliament • UK cultural tension rising • EU meltdown across multiple fronts This is one of the most explosive intersections of crypto, politics, censorship, and global geopolitics we've seen all year.

Mail Call: the fellas get a drop from friends of the program, Dark Arts Whiskey House. They get into it and give you what the get on the palate, nose and ear. You definitely want to take notes. Pour one up as they get into it. Cheers.Instagram: @dablackandbrownpodcast @my_government_name_is @agbk06 @delvinj33 YouTube: https://youtube.com/@blackandbrownpodcast2036

Writer Henrietta McKervey and host of the ‘Here and Back Again' podcast, Dave O'Callaghan join Brendan to discuss some of the best film and TV this week. Their choices include ‘Eternity', ‘Ripple' and ‘President Connolly: How The Race Was Won'.

XRP: Final Battle | Flare FIXES DeFi | Somalia Fraud ERUPTS Nationwide

If you've ever built a business that looked successful from the outside but secretly felt misaligned on the inside, this episode will hit home. I'm so grateful to have the incredible Mel McSherry on The Ripple Effect Podcast! We explore Human Design for entrepreneurs and the surprising ways it can eliminate burnout, imposter syndrome, and that nagging feeling that you're doing everything right, yet something still feels off. Mel's story is powerful. Being a business & life guide, Mel McSherry helps inspired yet overwhelmed entrepreneurs honor their lives and become the architects of their own success. Mel uses their spiritual gifts and 15+ years of business-building experience to slash entrepreneurs' stress and bring their success to life! Using both Human Design in partnership with traditional business development tools, Mel coaches others on how they can connect to what they want, understand how they are designed to create what they want, and implement their strengths and strategies, so every day they are profitable–mentally, emotionally, and financially. As an entrepreneur since 2010, Mel has launched two successful businesses, become a 2x published author, spoken almost 200 times all over the US and overseas, and created a true life by design–all while being the primary caregiver to their teenage son with autism. We discuss time and energy management, emotional and energetic profitability, the power of honoring your natural design, and what happens when you stop forcing yourself into strategies that were never meant for you. Are you curious about Human Design? Are you a coach, entrepreneur, or a leader searching for a more authentic and sustainable way to grow your business? If so, I can't wait for you to hear Mel's insights. She brings clarity, humor, honesty, and a level of realness that makes this one of my favorite conversations on The Ripple Effect Podcast. Ripple with Mel McSherry Instagram LinkedIn Website Ripple with Steve Harper Instagram Facebook X Website Patreon Stay in the loop by being a part of the Ripple mail list. Subscribe here. Join The Pond community.

Get the Experiment Proposal Template mentioned in this episode. Everyone says they want to “experiment” at work—especially now that AI is reshaping how teams operate—but most organizations still treat change like a project plan: analyze, design, roll out, hope for the best. The result? Fake experiments that are over-controlled and over-planned, or chaotic side projects that burn people out and quietly die. In systems this complex, you can't think your way to the right answer, but you can test and learn your way there. In this episode of At Work with The Ready, Rodney Evans and Sam Spurlin dig into what real experimentation looks like inside organizations. They unpack why complexity demands an iterative approach, why so many “tests” are doomed from the start, and what it takes to scaffold experiments with the right authority, resourcing, and constraints. -------------------------------- Ready to change your organization? ⁠⁠⁠Let's talk.⁠⁠⁠ Get our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠ Follow us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -------------------------------- Mentioned references: Adam Grant's astrology post Previous experimentation episode: BNW Ep. 62 Aaron Dignan Charter management science operating rhythm: BNW Ep. 118 sunk cost Even/Over WIP (work in progress) The Ready's Experiment Proposal Template 00:00 Intro + Check-In: What's a personal experiment you've done recently or are thinking about doing? 03:42 The Pattern: Desire for control and lack of structure stifles real experimentation 06:37 Parallels to R&D for pharmaceuticals 09:37 What's missing in most company experiments 11:35 Example of The Ready's experimentation 17:01 If everything succeeds, they aren't experiments 22:21 Learning and scaling successful experiments is really hard 28:23 Ripple effects of experiments are just as important 30:00 Unstructured experimentation is deeply costly 34:57 Navigating the discomfort during experiments 37:28 Idea #1 - Create intentional space for learning 38:51 Idea #2 - The Ready's Experiment Template 44:35 Idea #3 - No experiments for other people 46:10 Idea #4 - Prepare yourself for disappointment 48:48 Wrap up: leave us a review and share the show with your coworkers! Sound engineering and design by Taylor Marvin of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Coupe Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Ripple vs Solana: Insider EXPOSES the Difference | XRP Narrative Off The Rails Tonight we break down the latest wave of crypto and geopolitical chaos: CRYPTO: • Ripple's killer analogy comparing early texting revenue to today's crypto rails • A former Solana employee now at Ripple explaining the real differences between the ecosystems • Why people online are connecting completely FAKE “chosen in 1992” XRP conspiracy dots • What all of this means for adoption, utility, and where XRP fits in the changing crypto landscape GEOPOLITICS: • Tim Walz goes viral for all the wrong reasons • “Experts” suffer a brutal narrative collapse over Black Friday weekend • Why mainstream coordination is breaking down in real time • How these political fractures connect back to crypto, decentralization, and the fight for transparency This episode gets into the tech, the signal, and the political reality — the stuff the media won't touch. Join Chip & Jeff on On The Chain — the best damn crypto + geopolitical blend on YouTube. Subscribe & comment — let's get into it.

‼️ Jetzt Mitgliedschaft zum Cyber Monday Deal buchen:https://bluealpine.ch/black-friday-2025

XRP Adoption EXPLODES worldwide — from the UK to Abu Dhabi to Korea — and the global realignment in crypto is moving FAST. TODAY WE COVER:

Just when you think it’s safe to step back into the courtroom, another week proves otherwise. On this episode of Crime Roundup, Sheryl McCollum and Joshua Schiffer dig into the newly released Karen Read transcripts that reveal what really happened behind the bench, the face-tattooed suspect raising eyebrows in the Celeste Rivas investigation, and a cruise ship death now under federal review. Together, they take on the week’s most unsettling cases the only way they know how: with sharp insight, hard facts, and a measured dose of humor. Highlights: • (0:00) Welcome to Crime Roundup with Sheryl McCollum and Joshua Schiffer • (1:15) Karen Read updates: prosecution releases sidebar transcripts and what they reveal • (4:45) The reality of “bench conferences” and how they shape public perception of justice • (6:00) When prosecutors overcharge: discretion, burden of proof, and why it matters • (9:15) “Creep Factor” cases and the week’s most unsettling stories, featuring an update in the Celeste Rivas investigation • (17:15) Cultural assumptions and the hidden bias in courtroom decision-making • (21:30) Death penalty leverage, coerced confessions, and systemic pressure • (22:45) Cruise ship tragedy: an 18-year-old cheerleader found dead under a bed, and what investigators know so far • (27:45) Ripple effects: trauma across families, classmates, and communities • (28:15) Finding gratitude in chaos: Joshua’s ATV story and the beauty in everyday moments About the Hosts Joshua Schiffer is a veteran trial attorney and one of the Southeast’s most respected legal voices. He is a founding partner at ChancoSchiffer P.C., where he has litigated high-stakes criminal, civil rights, and personal injury cases for over two decades. Known for his bold courtroom presence and ability to clearly explain complex legal issues, Schiffer is a frequent media contributor and a fearless advocate for accountability. Sheryl “Mac” McCollum is an active crime scene investigator for a Metro Atlanta Police Department and the director of the Cold Case Investigative Research Institute, which partners with colleges and universities nationwide. With more than 4 decades of experience, she has worked on thousands of cold cases using her investigative system, The Last 24/361, which integrates evidence, media, and advanced forensic testing. Her work on high-profile cases, including The Boston Strangler, Natalie Holloway, Tupac Shakur and the Moore’s Ford Bridge lynching, earned her an Emmy Award for CSI: Atlanta and induction into the National Law Enforcement Hall of Fame in 2023. Preorder Sheryl’s upcoming book, Swans Don’t Swim in a Sewer: Lessons in Life, Justice, and Joy from a Forensic Scientist, releasing May 2026 from Simon and Schuster. https://www.simonandschuster.com/books/Swans-Dont-Swim-in-a-Sewer/Sheryl-MacMcCollum/9798895652824 Want more from Sheryl? Catch her every week on the Zone 7 podcast, where she hosts the main series on Wednesdays,Pathology with Dr. Priya on Mondays, and Crime Roundup each Friday alongside Joshua Schiffer. Subscribe using your favorite podcast platform and leave a review to support the show. Have a case or topic you’d like Sheryl and Joshua to cover? Email coldcase2004@gmail.com Follow the Hosts: • Sheryl on X: @ColdCaseTips • Facebook: @sheryl.mccollum • Joshua on X and Instagram: @lawyerschiffSee omnystudio.com/listener for privacy information.

John Miles' journey reflects a powerful evolution from traditional corporate and military achievements toward a mission centered on personal meaning and human connection. His early experiences navigating the pressures of leadership roles revealed a critical insight: true fulfillment arises when individuals feel seen, valued, and empowered, not just when they reach external milestones. Recognizing how the epidemic of invisibility and disconnection affects people of all ages, he developed a leadership style that prioritized making both employees and community members feel that they matter—a lesson that has broad relevance in today's fast-paced, often impersonal world. Drawing from personal adversity and vulnerability, John has committed to addressing these challenges at their root, especially in childhood. He understands that a sense of belonging and self-worth needs to be cultivated early, before negative patterns take hold. This conviction drives his latest initiatives for children, including the creation of You Matter, Luma, a vibrant children's book that teaches kids about inherent worth, and the Pass the Ripple app, which turns small acts of kindness into a movement that can be tracked and celebrated. Both projects aim to break cycles of invisibility by giving kids practical tools—and the confidence—to see their own significance and the positive ripples they can create. For parents, educators, and advocates seeking to nurture confidence and well-being in children, John's work is both a guide and an invitation to action. To discover more about his mission and resources—and to get your copy of the new children's book You Matter, Luma—visit his website here. For the accessible version of the podcast, go to our Ziotag gallery.We're happy you're here! Like the pod?Support the podcast and receive discounts from our sponsors: https://yourbrandamplified.codeadx.me/Leave a rating and review on your favorite platformFollow @yourbrandamplified on the socialsTalk to my digital avatar Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

GOOD CHAT | Can you make friends with salad and if so which salad? We'll get down to the nitty gritty of everyone's favourite cake, is it ok to order for the entire table, is there a best sport to attend live (although Mick seemed to be confused about this) and what little trinkets do you have on your keys? Catch Mick in the Morning LIVE from 6-9am weekdays on 105.1 Triple M. To watch Mick in the Morning in action, head to YouTube.See omnystudio.com/listener for privacy information.

What if your light never truly fades?In this soulful episode of The Spiritual Cupcake Podcast, Candace shares a tender story about her son choosing a book from a little free library — The Serpent King by Jeff Zentner. On the back, she finds a line that sparks a powerful reflection:“I read somewhere that a lot of the stars we see don't exist anymore. They've already died and it's taken millions of years for their light to reach earth," Dill said.”That wouldn't be a bad way to die," Lydia said. "Giving off light for millions of years after you're gone."This episode explores how, just like starlight, our light continues to travel long after we've left a place — or even this world. 

Episode Notes: In this episode, Nikki Ingram talks about her recently published children's book, “Ripple's Magical Wastewater Adventure.” Nikki, a wastewater engineer from Texas, discusses how the book idea came about. She also explains the process of going from an idea to publication. Nikki stresses the need to educate tomorrow's utility workers and ratepayers. She also gives some tips on how to make technical messaging engaging. As always, a pop quiz finishes out the episode. Find out more at https://streaming-water.pinecast.co

One person's drive to make a difference can create a positive ripple effect throughout the community. This year, The Pinnacle Prize recognized the progress and dedication of two Kansas Citians with a passion for helping people find safety and healing.

Crypto News: Multiple XRP ETFs go live, VeChain & Rekord Partner for Tokenization, Ondo turns to Figure's stablecoin with $25M investment to back tokenized fund. JPMorgan continues Operation Chokepoint 2.0 debanking Strike's Jack Mallers.Brought to you by

On Robert F. Kennedy's 100th birthday, Chris Matthews joins Michael for an in-depth conversation on why RFK's legacy still matters today. With rare moments and firsthand historical insight, they revisit RFK's most powerful speeches, his moral courage after MLK's assassination, his 1966 “Ripple of Hope” moment in South Africa, and the tragic 1968 campaign that changed American politics forever. Matthews also weighs in on the politics of the present and the alternate history of what might have happened had RFK lived. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Deadcast's overstuffed season finale unpacks Blues For Allah's oft-misunderstood title track, the unlikely story of its album art, & the remarkable coalition that manifested the Dead's September 1975 Golden Gate Park show, officially the New Age Bio-Centennial Unity Fair.Guests: David Lemieux, Ron Rakow, Al Teller, Ned Lagin, Steve Brown, Bill McCarthy, Larry Weissman, Gary Lambert, Ed Perlstein, Joan Miller, Geoff Gould, Dan Hanklein, Raymond Foye, Nicholas Meriwether, Shaugn O'Donnell, Chadwick Jenkins, Keith EatonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Alex Thorn talks to Beimnet Abebe (Galaxy Trading) about whether or not Bitcoin is in a bear market. Beimnet shares his downside price targets, provides insight into economic data and trends, and explains how the Fed's action or inaction will affect markets. This episode was recorded on Wednesday, November 19, 2025.  Participants, along with Galaxy Digital, hold a financial interest in Bitcoin, Ethereum, Microstrategy, Ripple, and  Solana. Galaxy Digital regularly engages in buying and selling Bitcoin, Ethereum, Microstrategy, Ripple, and  Solana, including hedging transactions, for its own proprietary accounts and on behalf of its counterparties. Galaxy Digital also provides services to vehicles that invest in Bitcoin, Ethereum, Microstrategy, Ripple, and  Solana.  If the value of such assets increases, those vehicles may benefit, and Galaxy Digital's service fees may increase accordingly. ++ Follow us on Twitter, @glxyresearch, and read our research at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.galaxy.com/research/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more! This podcast, and the information contained herein, has been provided to you by Galaxy Digital Holdings LP and its affiliates (“Galaxy Digital”) solely for informational purposes. View the full disclaimer at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.galaxy.com/disclaimer-galaxy-brains-podcast/⁠⁠⁠⁠⁠⁠

Every entrepreneur has a moment where they look in the mirror and quietly wonder if they are fooling everyone around them. I have had that moment more times than I can count, and in this episode of The Ripple Effect Podcast, I sit down with someone who once admitted she felt the exact same way at the height of her confidence on stage. Her name is Natalie Bevacqua, and our conversation dives deep into the parts of the entrepreneurial journey most people never talk about. If you have ever struggled with imposter syndrome, felt the urge for a midlife reinvention, or wondered whether you could start over as an introverted entrepreneur, I want you to hear this. Natalie and I go all the way back to Austin in 2005. When I first met her, she walked into every room with a level of confidence and charisma that made people lean in. I assumed she had it all figured out. What I later learned is that behind that confidence lived a woman who was just as nervous, anxious, and uncertain as the rest of us. In this interview, we revisit that moment and unpack what it means to lead while still wrestling with doubt, how to stop caring so much about what other people think, and why the messy, unpolished parts of our stories are the most relatable and powerful. Natalie Bevacqua opens up about leaving Austin, moving to a brand new city in her 50s, and starting from scratch. Imagine being a woman entrepreneur, well-established and successful, suddenly landing in a place where you know no one except your husband. At a time when many people begin settling into routine, she chose to rebuild her community, her business, and her identity from the ground up. That kind of midlife reinvention takes courage most people never access, and she walks us through exactly what that journey taught her. As we talk, she shares how her entrepreneurial path has been shaped by overcoming self-doubt, trusting herself, and learning how to build authentic connections instead of forced networking. We explore how introverts can thrive in business, how personal growth changes in our 30s, 40s, and 50s, and why entrepreneurship remains one of the greatest gifts we have. With over 25 years as an entrepreneur in the health, wellness, and beauty industry, Natalie has dedicated her career to empowering women to prioritize their well-being while creating lives of purpose and meaning. As a breast cancer and melanoma survivor, she has learned firsthand the importance of nurturing both inner and outer health. Those seasons deepened her passion for helping women build confidence, resilience, and radiant health from the inside out. Natalie hosts wellness programs, her signature Wellness Wednesday texts, and Women's Circles, all designed to help women feel supported, strong, and seen. If you are seeking wellness guidance, community, or mentorship to rediscover your own glow, she would love to connect with you. If you feel stuck, uncertain, or disconnected from your purpose, I hope this interview reminds you that reinvention is possible at any age. You can start over in a new city. You can shift careers. You can take control of your future. You can grow even while scared. And a single conversation or small moment of courage can create a Ripple Effect that changes everything. If you have not yet grabbed a copy of my book The Ripple Effect: Maximizing the Power of Relationships for Your Life and Business, you can find it at ripplecentral.com along with other resources to help you expand your influence and deepen your connections in everyday life. Ripple with Natalie Bevacqua Instagram: @nataliebevacqua Ripple with Steve Harper Instagram: http://instagram.com/rippleon Facebook: https://www.facebook.com/rippleon X: https://twitter.com/rippleon Website: http://www.ripplecentral.com Stay in the loop by being a part of the Ripple mail list: https://ripplecentral.com/subscribe

Crypto News: JPMorgan launches the first bank-issued USD deposit token, JPMD, on Coinbase's BASE. Canary Capital XRP ETF is officially effective after Nasdaq certified the listing, clearing XRPC for launch tomorrow at market open. Brought to you by

Headlines for November 13Czech Central Bank buys Bitcoin, first central bank everTether's gold empire - $12B+ holdings, hiring HSBC tradersSingapore stablecoin regulations + CBDC trialsHyperliquid flash crash - $63M in POPCAT liquidationsBitfarms Exits Bitcoin Mining for AI Data CentersWe also hear from Luke Hajdukiewicz, Chief Growth Officer, at Blueprint Finance, about stablecoins in the UK.LITTLE BITZThe first-ever spot XRP ETF launched trading in the U.S., marking another milestone for crypto ETF approvals after years of SEC battles with Ripple.Grayscale, the Bitcoin and Ethereum ETF operator, filed for an IPO that would make them the first major crypto asset manager to go public since Coinbase.SharpLink Gaming posts $104M profit from ETH treasury, a 1000%+ increase. They are the first DAT to complete a full quarter dedicated to Ethereum.WHERE TO FIND DCNdailycryptonews.nethttps://twitter.com/DCNDailyCryptoEMAIL or FOLLOW the HostsQuileEmail: kyle@dailycryptonews.netX: @CryptoQuile——————————————————————***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! WE ARE NOT EXPERTS! WE DO NOT GUARANTEE A PARTICULAR OUTCOME. WE HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT. Hosted on Acast. See acast.com/privacy for more information.

Follow Unchained On Air on X or YouTube! https://x.com/Unchained_pod https://www.youtube.com/channel/UCWiiMnsnw5Isc2PP1to9nNw Check out our sponsor Walrus! https://www.walrus.xyz/ The government's about to reopen, but the economic cracks aren't healing. From runaway debt to DATs trading below NAV, markets are feeling the strain of unsolved macro problems. In this week's Bits + Bips, hosts Austin Campbell and Chris Perkins are joined by Matt Zhang of Hivemind Capital and Felix Jauvin, head of content at Blockworks and host of Forward Guidance, to unpack what happens when policy meets reality. They discuss why a $2,000 “tariff dividend” could ignite inflation, how America's ballooning debt is constructive for crypto, and why DATs could still have plenty of potential, despite already showing cracks. Plus: the Bank of England's £20K stablecoin proposal, whether $3 trillion is too low a target for the sector, and a final provocation: is XRP worth more than Ripple equity? Hosts: Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Christopher Perkins, Managing Partner and President of CoinFund Guests: Felix Jauvin, Head of Content at Blockworks and Host of the Forward Guidance Podcast Matt Zhang, Founder & Managing Partner at Hivemind Capital Links: CNN: Trump's shutdown win just landed Republicans with a huge political headache Forbes: A $2,000 Tariff Dividend? Trump's New Pitch Raises Tax Concerns BeInCrypto: Digital Asset Treasuries Are Collapsing: Lost Confidence Triggers Market Sell-Off FT: Bank of England dilutes planned rules for UK stablecoins CoinDesk: U.S. Fed's Miran Says Policy Needs to Adjust to Stablecoin Boom That Could Reach $3T Timestamps:

Brian from Santiment joined me to review the crypto market metrics such as sentiment, onchain data, and more for Bitcoin, Ethereum, XRP, and ZCash.

Crypto News: SoFi becomes first nationally chartered US bank to launch Bitcoin & crypto trading. Canary Capital XRP ETF could launch Thursday and Bitwise Chainlink ETF gets listed on DTCC. Brought to you by

Flights canceled.  Will there be airport chaos? How the government shutdown could leave travelers grounded starting tomorrow, and for days to come. Plus, a mind-blowing conversation with mentalist Oz Pearlman. How does he get inside peoples' heads? Anderson puts him to the test. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Deadcast explores Bobby Weir's guitar étude, “Sage and Spirit,” speaking with one of the song's namesakes, Sage Scully, before taking an extended trip to legendary Dead show at the Great American Music Hall in August 1975, where the song received its only full live performance.Guests: David Lemieux, Donna Jean Godchaux MacKay, Sage Scully, Ron Rakow, Al Teller, Steve Brown, Roger Lewis, Lee Brenkman, Steve Schuster, Gary Lambert, Deb Trist, Ed Perlstein, Danno Henklein, Joan Miller, Steve Silberman, Michael Parrish, Keith Eaton, Shaugn O'Donnell, Benny LanderSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today's blockchain and cryptocurrency news  Coinbase gets vocal to Treasury on GENIUS Act Balancer identifies rounding error as root cause of multi-chain DeFi exploit UK to unveil stablecoin regulation consultation on Nov. 10 Mastercard, Ripple and Gemini explore settling card transactions using XRPL ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.  ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ripple's future and the state of crypto with CEO Brad Garlinghouse. Ripple CEO Brad Garlinghouse joins CoinDesk's Jennifer Sanasie and Andy Baehr at Ripple Swell to discuss the firm's massive $500 million investment from financial leaders like Citadel and Fortress, signaling a major shift as traditional finance "leans in." He explains how recent US legislative clarity is fundamentally changing the regulatory conversation and easing the industry's years-long struggle. Plus, he details Ripple's growth strategy, including the acquisition of Ripple Prime, and offers his outlook on the future of crypto investing. - This episode was hosted by Jennifer Sanasie and Andy Baehr.