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Is an Independent Economist who comments on the state of a precarious world economy. Plus we preview next week's OCR announcement from the Reserve Bank. See omnystudio.com/listener for privacy information.
Today's guest is Karan Gandhi, Senior Director for Verification and Fraud at Best Egg. Best Egg is a consumer lending platform focused on responsible, data-driven credit access. Karan joins Emerj Editorial Director Matthew DeMello to explore how deepfakes, synthetic identities, bot attacks, and agentic systems are reshaping the fraud landscape and what these shifts mean for data and AI strategy in financial services. Karan also breaks down the practical steps enterprises can take to strengthen verification workflows, leverage metadata and OCR analysis more effectively, and frame fraud-prevention ROI in a way that secures executive buy-in for modernizing their technology stack. Want to share your AI adoption story with executive peers? Click emerj.com/e2 for more information and to be a potential future guest on Emerj's flagship' AI in Business' podcast! If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!
In this special episode, Ian, Alan, and Will take a muddy stroll through the history of obstacle course racing—sharing personal firsts, unforgettable challenges, and the races that shaped the UK OCR scene.
When the Reserve Bank cuts the OCR, how long does it actually take for the banks to follow? In this episode, Ed and Andrew dig into two years of real data to reveal which banks move fastest, how long rate cuts really take, and whether it's worth floating your mortgage before a drop.You'll learn:The median time it takes each major bank to cut rates after the OCR fallsWhich banks move the fastest (and which drag their feet)Whether floating before a cut could actually save you moneyEd and Andrew break down the numbers and show how timing your loan decisions could mean hundreds (or even thousands) in savings.And you can download your copy of the spreadsheet mentioned here.And you can check out the Current NZ mortgage interest rates here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
This week, Ian and Alan ride the waves of nostalgia as Movie Corner dives into horror trends—from flesh-eating zombies to politically charged thrillers. Ian gives a shoutout to Dog Soldiers as a top-tier werewolf flick
In this episode of This New Way, Aydin chats with Scott Knowles, the co-founder of Mello, a digital process manager designed to automate human-centric workflows. Scott shares how he reentered software development after a six-year hiatus — not through online courses or bootcamps, but through ChatGPT. With AI as his co-pilot, he rebuilt his coding skills, created software from scratch, and automated complex systems like cold outreach engines and data pipelines — all for free or nearly free. The episode is a hands-on masterclass in learning, building, and automating with AI.Timestamps00:00 - Intro0:29 – 1:12 — Introduction: Scott's background in computer engineering and management consulting2:00 – 4:18 — Founding and selling an OKR software company; early startup experience4:23 – 5:06 — What Mello is: a “digital process manager” that connects humans the way Zapier connects software5:36 – 7:00 — Returning to coding after six years thanks to ChatGPT7:42 – 8:15 — How ChatGPT helped him relearn code “like slang you forgot”9:03 – 10:13 — Learning new skills: how to ask the right questions as a beginner10:41 – 11:27 — Using ChatGPT to scope and plan projects instead of asking for instant results13:00 – 14:03 — The importance of high-level questioning before diving into code15:06 – 16:21 — When to stop and ask, “Is there a simpler way?” instead of getting lost in rabbit holes17:05 – 18:07 — The “three tries rule” for debugging with ChatGPT18:26 – 18:50 — Sometimes the fix is on Reddit: mixing AI and human answers22:01 – 27:21 — Demo: Scott's TikTok “routine scraper” app built entirely with ChatGPT-generated code27:33 – 28:14 — How the scraper uses OCR, captions, and transcripts to build structured data28:58 – 30:06 — Using ChatGPT as a code generator — no manual coding required30:49 – 32:10 — Introduction to N8N: self-hosted automation for free cold outreach33:01 – 36:33 — Step-by-step breakdown of Scott's automated email system using N8N and Google Sheets38:32 – 39:09 — Building high-quality prompts for personalized emails40:00 – 42:06 — How N8N automations replace tools like Clay and Smartlead42:33 – 43:09 — Watching the automation run in real time43:39 – 44:14 — Human-in-the-loop safety: drafts before sending46:02 – 47:05 — Scott on the future of AI and human collaboration47:17 – 48:31 — Aydin on “vibe coding” and how LLMs democratize software creation48:55 – 49:13 — Closing thoughts: start small, get quick wins, build momentumTools & Technologies MentionedChatGPT — Used as a real-time coding tutor and co-developer to build entire applications.Mello — Scott's product; a digital process manager that automates human-to-human workflows.Zapier / N8N — Workflow automation tools; N8N is self-hostable and used in Scott's cold outreach automation.Supabase — Open-source database used to store and serve data for the TikTok scraper app.Playwright — Browser automation library for scraping TikTok videos.VS Code + CodeX Plugin — Integrated code editing environment that connects directly to ChatGPT for automated coding.Fellow — AI meeting assistant that summarizes meetings, tracks action items, and integrates with other tools.OpenAI API — Powers many of the automation and text-cleaning features within Scott's projects.Subscribe at thisnewway.com to get the step-by-step playbooks, tools, and workflows.
Palabras clave: iVox, IA, Términos de servicio, Investigación y Ciencia, BUP, FP, Cosmología, Digitalización, DRM, Scientific American, CZUR, Epson, Brother ADS 4100, Guillotina, OCR, Recursos Humanos. ### Comentarios sobre Plataformas y Patrocinadores ### Historia Personal y la Revista Investigación y Ciencia ### Equipamiento y Proceso de Digitalización de Libros ### Menciones Adicionales
The Medcurity Podcast: Security | Compliance | Technology | Healthcare
HIPAA isn't a moving target—it's a framework that still defines how patient data must be protected in 2025 and beyond.This episode features our full webinar, Your Actual HIPAA Requirements, presented by Jordan Scherich, Lead Business Analyst at Medcurity. She breaks down what regulators expect right now, how upcoming Security Rule updates will change encryption, MFA, and vendor oversight, and the practical steps every covered entity and business associate should take to stay compliant.We cover the biggest misconceptions, the real focus areas in OCR enforcement, and how to keep compliance continuous—not reactive. Whether you're updating your Security Risk Analysis or building everyday compliance habits, this session will help you strengthen your program with clarity and confidence.Learn more about Medcurity here: https://medcurity.com#Healthcare #Cybersecurity #Compliance #HIPAA #SecurityRiskAnalysis #RiskManagement #VendorRisk #OCR #Privacy #SecurityRule
In this week's UKOCR episode, Alan sits down with Tom Petryshen—Olympic wrestler turned OCR Canada president—to unpack the evolution of obstacle sports across the Great White North. From pandemic pivots to federation politics, they dive deep into:
The Reserve Bank shocked a lot of us last month when it cut the OCR by 50 basis points down to 2.5%. Analysts have said that the RBNZ was reading the room and giving kiwis a much needed breather after years of high rates. Early signs are showing it's starting to have an effect - with the GDP estimate for the September quarter pointing to 0.6% growth and many banks forecasting an optimistic remainder of the year. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Jeff Savage's life reads like a screenplay—complete with plot twists, reinvention, and a powerful message of resilience. From working behind the scenes in Hollywood's film and music industries to voicing global brands through his own Jeff Savage VO Studio, Jeff has mastered the art of transformation. In our conversation, Jeff shares how his pursuit of health and endurance as a marathon runner and OCR athlete became more than just a fitness goal—it became a philosophy. His bestselling book, Savage Resilience: Conquer Adversity and Be Your Own Hero, invites readers to face life's obstacles with courage and perseverance, while his co-authored work, The Musical Imprint, celebrates the universal power of music and storytelling. Jeff reminds us that the race isn't always about speed—it's about endurance, heart, and the belief that you can rewrite your story at any mile.
Rates are down, but inflation's still biting. In this quarterly update, Kiwibank Chief Economist Jarrod Kerr unpacks the OCR cut to 2.5%, Labour's proposed capital gains tax, and what it all means for New Zealand's economy heading into 2025. From housing and business confidence to inflation and investment, we ask the big question - is this the start of a recovery, or just calm before another storm?For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Alan and Ian are back with a brew and a bumper episode that blends OCR updates, Halloween nostalgia, and Olympic ambitions
Send Us A Message! Let us know what you think.Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%'Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even furtherTopic #3: Stuff 30th of October- Biggest bank thinks house prices will rise this year after allTopic #4: 1News 30th of October - New granny flat rules could put rates up, economist says#PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice#LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation#FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdateSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
AI Unraveled: Latest AI News & Trends, Master GPT, Gemini, Generative AI, LLMs, Prompting, GPT Store
AI Daily Rundown: October 31, 2025:Welcome to AI Unraveled, Your daily briefing on the real world business impact of AIListen at https://podcasts.apple.com/us/podcast/ai-daily-news-rundown-amazon-ceo-says-layoffs-were/id1684415169?i=1000734511393In Today's edition:
One of the country’s leading economists discusses Labour’s new capital gains tax policy, the OCR and our exchange rate. See omnystudio.com/listener for privacy information.
Alan and Ian are back with a packed episode covering everything from Viking-themed races to global OCR politics, medal redesigns, and the future of fitness racing
En el consultorio de esta semana, respondo a las siguientes cuestiones que propone la audiencia y que me hacen llegar a través de mis redes sociales (El Laboratorio de Juan, en todas ellas), o de mi mail.Estas son las 5 consultas respondidas en este programa: -1. Zapatillas para Baleares(4:40) - 2. Escoger gafas que no se empañen(7:48) - 3. Modelos técnicos de Merrell; Long Sky 2 Vs. MTL Adapt(10:42) - 4. Zapatillas para OCR y trails de 16kms. aprox.(15:55) - 5. Frontal potente (de unos 900lm.) y con cable extensorContacto:juan@ellaboratoriodejuan.com
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
The Office for Civil Rights (OCR) is a critical part of the US Department of Education, and today on the Law and Education Podcast, we are discussing the ins and outs of the OCR. We are joined by a partner at Evergreen Education Solutions and former regional director at the US Department of Education's Office for Civil Rights, Beth Gellman-Beer. Tuning in, you'll hear all about the OCR, what they do, what Beth worked on during her 18 years in the OCR, and more. We delve into how the OCR has changed since Beth's time there before discussing how resolution agreements have changed over the last year. Beth even walks us through steps to take if you find out you're under investigation, how schools can figure out what civil rights areas to focus on, and where she sees OCR in the near future. Finally, our guest tells us about what's been going on recently with the OCR and what she's been doing since she left. Thanks for listening! Links Mentioned in Today's Episode: Beth Gellman-Beer on LinkedIn OCR Recent Resolutions Office for Civil Rights (OCR) ICS Lawyer Higher Ed Community Access K-12 Community Access Higher Ed Virtual Certified IX Training K-12 Virtual Certified Title IX Training ICS Blog Courtney Bullard on X Learn about Becoming a Community Partner