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The Reserve Bank shocked a lot of us last month when it cut the OCR by 50 basis points down to 2.5%. Analysts have said that the RBNZ was reading the room and giving kiwis a much needed breather after years of high rates. Early signs are showing it's starting to have an effect - with the GDP estimate for the September quarter pointing to 0.6% growth and many banks forecasting an optimistic remainder of the year. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Jeff Savage's life reads like a screenplay—complete with plot twists, reinvention, and a powerful message of resilience. From working behind the scenes in Hollywood's film and music industries to voicing global brands through his own Jeff Savage VO Studio, Jeff has mastered the art of transformation. In our conversation, Jeff shares how his pursuit of health and endurance as a marathon runner and OCR athlete became more than just a fitness goal—it became a philosophy. His bestselling book, Savage Resilience: Conquer Adversity and Be Your Own Hero, invites readers to face life's obstacles with courage and perseverance, while his co-authored work, The Musical Imprint, celebrates the universal power of music and storytelling. Jeff reminds us that the race isn't always about speed—it's about endurance, heart, and the belief that you can rewrite your story at any mile.
Welcome to the Digi-Tools in Accrual World Podcast, your essential update on UK Accounting Tech News and Fintech News! This week, Ryan Pearcy and John Toon discuss the strategies shaking up the software world and the latest app updates you need to know about. First, Ryan speaks with Ben Carter, Product Director for the Small Business Division at Access. Ben shares the vision behind integrating products like Unleashed, MintSoft, and Tradify. He explains their mission to deliver "value in seven minutes" and how they're using AI to revolutionise data onboarding for new trial users. Then, it's a packed App News segment: Sumday (Xero): An AI bot has been added to the carbon tracking platform to help analyse data and build sustainability business cases. AI-Native Payments: Ryan questions if AI-driven automatic payment runs are a genuine innovation or just a buzzword. Adfin Autopilot: The platform has launched an AI agent to intelligently and automatically chase customer debts. Karbon & Spotlight: A new integration allows firms to automate the scheduling and generation of Spotlight reports directly from Karbon tasks. Katana: The inventory tool for manufacturers has introduced a free plan, limited to 30 SKUs and 3 locations. WorkGuru: The project management tool adds project document templates and an OCR integration with Easy Bills. Employment Hero: The system now automates the complex calculation of leave entitlement for offboarding employees. Cyber Attacks: John covers startling research from FreeAgent showing 6 in 10 UK small businesses were hit by a cyber attack last year. Finally, Kevin Fitzgerald, MD of UK for Employment Hero, returns. He explains the strategic decision to pause and relaunch their bureau program , moving away from a "race to the bottom" on price to a new model focused on integrating HR and payroll services for accounting firms. This episode is sponsored by Unleashed and Employment Hero. TIMESTAMPS 00:00 Welcome to Digi-Tools in Accrual World 03:44 Unleashing Success: Inside the Small Business Division at Access 14:18 App News 14:22 Xero adds Sumday AI sustainability analysis 17:06 AI-native payments promise faster cashflow for firms 20:58 Adfin launches Autopilot automation 23:40 Karbon integrates with Spotlight for automated reporting 25:52 Katana introduces free plan for small manufacturers 27:52 WorkGuru adds templates and purchase orders 30:36 Employment Hero automates leave entitlement on offboarding 32:10 FreeAgent: Three in five small businesses hit by a cyber attack 38:00 Transforming Bureaus: Employment Hero's Approach to Payroll and HR Subscribe to our newsletter for more news, and reach out if you're interested in attending the Digital Disruption Awards next year!
Rates are down, but inflation's still biting. In this quarterly update, Kiwibank Chief Economist Jarrod Kerr unpacks the OCR cut to 2.5%, Labour's proposed capital gains tax, and what it all means for New Zealand's economy heading into 2025. From housing and business confidence to inflation and investment, we ask the big question - is this the start of a recovery, or just calm before another storm?For more money tips follow us on:FacebookInstagramThe content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.
Alan and Ian are back with a brew and a bumper episode that blends OCR updates, Halloween nostalgia, and Olympic ambitions
Send Us A Message! Let us know what you think.Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%'Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even furtherTopic #3: Stuff 30th of October- Biggest bank thinks house prices will rise this year after allTopic #4: 1News 30th of October - New granny flat rules could put rates up, economist says#PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice#LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation#FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdateSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
AI Unraveled: Latest AI News & Trends, Master GPT, Gemini, Generative AI, LLMs, Prompting, GPT Store
AI Daily Rundown: October 31, 2025:Welcome to AI Unraveled, Your daily briefing on the real world business impact of AIListen at https://podcasts.apple.com/us/podcast/ai-daily-news-rundown-amazon-ceo-says-layoffs-were/id1684415169?i=1000734511393In Today's edition:
One of the country’s leading economists discusses Labour’s new capital gains tax policy, the OCR and our exchange rate. See omnystudio.com/listener for privacy information.
Alan and Ian are back with a packed episode covering everything from Viking-themed races to global OCR politics, medal redesigns, and the future of fitness racing
En el consultorio de esta semana, respondo a las siguientes cuestiones que propone la audiencia y que me hacen llegar a través de mis redes sociales (El Laboratorio de Juan, en todas ellas), o de mi mail.Estas son las 5 consultas respondidas en este programa: -1. Zapatillas para Baleares(4:40) - 2. Escoger gafas que no se empañen(7:48) - 3. Modelos técnicos de Merrell; Long Sky 2 Vs. MTL Adapt(10:42) - 4. Zapatillas para OCR y trails de 16kms. aprox.(15:55) - 5. Frontal potente (de unos 900lm.) y con cable extensorContacto:juan@ellaboratoriodejuan.com
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Wondering how to turn your iPhone into the ultimate utility tool? This episode reveals under-the-radar apps and clever tricks that transform everyday tasks, from scanning bizarre-shaped books to hijacking your iPhone camera as a pro-level Mac webcam. Using iPhone as a webcam for Mac with Camo and Continuity Camera Simple Scan app for digitizing documents and OCR on iOS Quick note-taking and text automation using Drafts app Network device discovery with the Discovery app for iOS and Mac Transloader app for remote Mac downloads from your iPhone News: Apple sunsets Clips social video app, replacement options suggested Feedback: Apple Watch Ultra size and user preferences Shortcuts Corner: Apple Intelligence shortcut fails on Apple Watch, troubleshooting advice App Caps: Theraview ADHD medication tracker and Terraforming Mars digital board game Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
The Prime Minister ponders the Alliance and Fonterra farmer votes. And why does Winston Peters have such a bee in his bonnet? Meanwhile, Chris Bishop is building new roads of national significance - great, but annual inflation at 3% - not so good. How will that affect future OCR drops? Plus, the mega-strikes and the weather are due to hit tomorrow, and Luxon farewells the last of the great farmer politicians.See omnystudio.com/listener for privacy information.
On the Heather du Plessis-Allan Drive Full Show Podcast for Monday, 20 October 2025, inflation is up three percent - driven by large increases to electricity and rates bills. Kiwibank's Jarrod Kerr says this shouldn't stop the Reserve Bank from cutting the OCR further. Labour's Chris Hipkins explains his party's first new policy in two years - the NZ Future Fund. The scandals keep coming. Prince Andrew has promised he won't use his royal titles but should the UK Government go further and completely take them off him? Wellington Phoenix boss David Dome explains why his club is supporting New Zealand's first sports school. Also - Associate Finance Minister Chris Bishop on the cost of speeding ticket and ANZ boss Antonia Watson on having the rug pulled from under her by the Government. Plus, the Huddle debates Labour's Future fund and whether we really need a new giant blueberry. Get the Heather du Plessis-Allan Drive Full Show Podcast every weekday evening on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Alan & Ian are back with another round of banter, brews, and bold takes from the world of OCR and endurance racing
The Office for Civil Rights (OCR) is a critical part of the US Department of Education, and today on the Law and Education Podcast, we are discussing the ins and outs of the OCR. We are joined by a partner at Evergreen Education Solutions and former regional director at the US Department of Education's Office for Civil Rights, Beth Gellman-Beer. Tuning in, you'll hear all about the OCR, what they do, what Beth worked on during her 18 years in the OCR, and more. We delve into how the OCR has changed since Beth's time there before discussing how resolution agreements have changed over the last year. Beth even walks us through steps to take if you find out you're under investigation, how schools can figure out what civil rights areas to focus on, and where she sees OCR in the near future. Finally, our guest tells us about what's been going on recently with the OCR and what she's been doing since she left. Thanks for listening! Links Mentioned in Today's Episode: Beth Gellman-Beer on LinkedIn OCR Recent Resolutions Office for Civil Rights (OCR) ICS Lawyer Higher Ed Community Access K-12 Community Access Higher Ed Virtual Certified IX Training K-12 Virtual Certified Title IX Training ICS Blog Courtney Bullard on X Learn about Becoming a Community Partner
There are fears that inflation could come back into the picture as the OCR falls. Infometrics expects the OCR to fall to 2.25% next month - it's 2.5% at the moment. Infometrics Chief Forecaster Gareth Kiernan says they expect to see growth hit 2.3% annual growth in 2027. He says alongside stoking inflation, it could create other problems. Kiernan says it risks stretching capacity in the construction and infrastructure sector. LISTEN ABOVESee omnystudio.com/listener for privacy information.
The Medcurity Podcast: Security | Compliance | Technology | Healthcare
Enforcement is active, policy is tightening, and threats continue to evolve. This episode looks ahead to what 2026 will bring for healthcare compliance—how recent OCR settlements, proposed HIPAA Security Rule updates, and CMS's 2026 payment rule all point to one clear expectation.Hear what strong compliance looks like going forward, from mapping ePHI and managing vendors to building steady routines that keep documentation current and defensible.Learn more about Medcurity here: https://medcurity.com#Healthcare #Cybersecurity #Compliance #HIPAA #SecurityRiskAnalysis
AI in the cloud dominates, but what can you run locally? Carl and Richard speak with Joe Finney about his work in setting up local machine learning models. Joe discusses the non-LLM aspects of machine learning, including the vast array of models available at sites like Hugging Face. These models can help with image recognition, OCR, classifiers, and much more. Local LLMs are also a possibility, but the hardware requirements become more significant - a balance must be found between cost, security, and productivity!