Podcasts about cautious

Francesca Dominici, a Harvard biostatician whose lab lost more than $5 million when the Trump administration froze research money to Harvard, joins WBUR's Morning Edition.

The July intake of the Canadian Farmer Sentiment Index included a few questions about grain movement, railways, and Canada’s grain handling system, overall. In this episode of the RealAgristudies Insights podcast, Shaun Haney and Justin Funk break down survey results capturing satisfaction, confidence, and perceived accountability in grain logistics. Of the farmers who ship grain,... Read More

0:00 - We've seen plenty of examples of "Nepotism" in sports. You see people throw that word around all the time. Does it apply to Arch Manning after Saturday's lackluster performance?14:10 - The next Broncos unofficial depth chart is out. Any surprises? Does it offer any insight into Sean's master plan? After that, the Broncos Hype Train is officially out of control. Moser gets more and more suspicious the more and more people believe in the Broncos. 33:03 - It's Wednesday at 8:45am which means it's time for another weekly edition of NFL TRUE OR FALSE!

Markets closed down a bit on Friday ahead of a long, holiday weekend, but still maintained its bullish trend. The 20-DMA is continuing to act as running trend support, and bullishly-speaking, the market is doing just fine. The trend line support is very important because trading algorithms and systematic traders have all moved their stops up to that 20-DMA; if we DO get a confirmed violation of the 20-Day, we could see more selling pressure come into play. Just below that is the 50-DMA, which will become much more critical for support: If the market takes out the 50-DMA, a LOT of programmatic selling will kick in, followed by a quicker drop to the 100- and 200-DMA's...which have all converged around 6,000. We don't think we'll see 6,000 by the end of the month, before we get set up for an end-of-year rally, but there is the potential for a pullback this month. There is a lot of speculative activity that could be quickly unwound if we get a bit of a correction. The divergences in relative strength and momentum we've been watching are precursors for larger than normally expected corrections. Re-balancing portfolios and storing up a little cash this month would be wise.  Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO  Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=__3NfLfuGNQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  ------- Articles mentioned in this report: "Meme Markets: Investing vs. Entertainment" https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/ ------- Get more info & commentary:  https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

APAC stocks traded mostly lower with the region cautious amid a lack of fresh drivers and following the holiday lull stateside.BoJ Deputy Governor Himino reiterated it is appropriate to continue raising interest rates in accordance with improvements in the economy and prices but noted high uncertainty.European equity futures indicate a slightly softer cash market open with Euro Stoxx 50 future down 0.2% after the cash market closed with gains of 0.3% on Monday.DXY is higher, JPY lags, EUR/USD has reverted back onto a 1.16 handle and antipodeans lag alongside the soft risk tone.Bunds are subdued following the prior day's retreat, crude futures extended the prior day's gains, spot gold hit a fresh record high above USD 3.500/oz. Looking ahead, highlights include EZ Flash HICP (Aug), US ISM Manufacturing PMI (Aug), Atlanta Fed GDP, Speakers including ECB's Elderson & Nagel, and Supply from Germany.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Series: N/AService: Sun PMType: SermonSpeaker: Andrew Smith

Could Scottish philosopher and economist Adam Smith make sense of the economic world that exists today? In this episode of Merryn Talks Money, Merryn Somerset Webb speaks with Alec Cutler, portfolio manager of the Orbis Global Balanced and Cautious funds, Tom Slater, manager of Scottish Mortgage and Bloomberg senior reporter John Stepek about how portions of Smith’s bestsellers The Theory of Moral Sentiments and The Wealth of Nations relate to today’s issues in global trade, technology, renewable energy and investment strategies. See omnystudio.com/listener for privacy information.

Rooster warns Commanders fans that this trade could come back to bite them in the post-season. Then we touch on the fact that Jerry Jones can't get Micah Parsons' name right. Finally, we're joined by 97.3 The Fan's Doug Russell to give the Packers perspective of the trade that shocked the NFL world

0:00 - Sean Payton spoke about his methodology for filling out the practice squad, and it was a bit tough to understand. Let's pick through his word salad one bit at a time and figure out what he's saying.14:40 - Yesterday, Moser was cautiously optimistic about the Broncos. He wants to jump on the hype train, but he's hesitant to do so. Why? Let's dig deeper into his trepidations. 34:24 - Jay Norvell is entering his 4th year as the Head Coach of CSU Football. Every year, they've gotten slightly better. They've improved bit by bit in every season. Is this the year when they take a huge leap? Maybe sniff double digit wins?

0:00 - There's SO much hype around the Broncos right now, and Moser's starting to worry about it a bit. Will this season meet expectations? Will the sequel live up to the original? What are some of the worst sequels in TV/movie history?15:26 - Former Denver Mayor Wellington Webb recently wrote an Op-Ed for Denver Westword about the (alleged) location of the new Broncos stadium. He vehemently argued that the stadium needs to stay in Denver proper. Today, we had Mayor Webb on the show to dig deeper into his stance.33:00 - Now that the Broncos 53-man roster is set, what are their biggest strengths & weaknesses?

As I think about entering another day of the journey in this fallen world, the sage voice of Obi-wan Kenobi just flit into my mind. A chapter-a-day podcast from Numbers 25. The text version may always be found and shared at tomvanderwell.com.

Is it Time to be Cautious? Join Certified Financial Planners Greg Cooley and Bubba Labas on another episode of Advisors' RoundTable!

In this episode, Kyran is on a long-haul flight (which has not started well), so the gingers are back and they're running amuck! As ever, Rhys and Georgia cover a broad range of topics from the mundane to the absolutely filthy, with a verrrry slight nervousness as we learn that the Nicholsons are now listeners. Tips for air travel, gay wanks, goal ball, it's got everything. And we open the mailbag! What fun!CONTACTText - +61 (0)431 345 145Email - fwendspod@gmail.comMail - PO Box 24144, Melbourne, VIC 3001, AustraliaRATE AND REVIEWOf course you've already subscribed or followed the show, now we'd love you to leave a rating and a review. In whatever podcast app you're in right now, just throw down the 5 stars. Will make our day, and help to get the podcast into more people's ears (which will ultimately mean even bigger name guests for you!)INSTAGRAMFwends PodGeorgia MooneyRhys NicholsonKyran NicholsonYOUTUBESoon (how soon we don't know) you will be able to watch clips of the show on YouTube, click through and hit subscribe now to get them the second they appear: Fwends Pod YouTube Hosted on Acast. See acast.com/privacy for more information.

Preview of UNLV football's season opening game against Idaho State. Lamar Jackson leaving Baltimore Ravens' practice due to a possible hand injury. Recapping the debut of the Netflix series, "America's Team: The Gambler and his Cowboys." Interview with UNLV football defensive lineman, Lucas Conti talking about the Rebels' preparation for their season-opening game against Idaho State. Griffin Kemp's 2025 College Football Top 25 Preseason rankings, No. 16-11.

Singapore’s GDP outlook has just been revised—what does this mean for your money and your next move? In this episode, we decode the implications of Singapore’s 2025 growth forecast and what it means for portfolios. From resilient sectors to alternative assets, discover where opportunities may lie even in a cautious climate. Simon Foo, Financial Services Associate Director at Phillip Capital, shares strategies for balancing short-term caution with long-term growth. We explore practical ways to generate income and preserve capital without excessive risk. Plus, how do you best tap into Singapore's economic growth? Hosted by Michelle Martin, this episode equips you to stay agile amid persistent global and geopolitical uncertainty. See omnystudio.com/listener for privacy information.

US President Trump posted that he had a very good meeting with Ukrainian President Zelensky and European leaders, which ended in a further meeting in the Oval Office and during the meeting, they discussed security guarantees for Ukraine, which would be provided by the various European countries with coordination with the US. In the aftermath, crude trades lower.Russia's Kremlin said US President Trump and Russian President Putin held a phone call in which they discussed the idea of exploring the possibility of raising the level of Russian and Ukrainian representatives in the negotiations.S&P affirmed the US at AA+; Outlook Stable, S&P added that the revenue from President Trump's tariffs will offset the fiscal hit from his recent tax-cut and spending bill.European bourses opened cautiously optimistic in the aftermath of the Trump/Zelensky/EU leaders meeting, but have gradually climbed higher; US equity futures trade tentatively.Tentative trade across FX while CAD eyes CPI. Fixed Income also trade tentatively, but have been moving higher in recent trade.Looking ahead, US Building Permits & Housing Starts, Canadian CPI, Atlanta Fed GDPNow, Comments from Fed's Bowman, Earnings from Home Depot.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In a market climbing a wall of worry, Alfred Lee, Deputy CIO at Q Wealth Partners, breaks down what's really driving resilience in equities, the pitfalls of the 60/40 portfolio, and why private markets may hold the key to asymmetric opportunities.SummaryAlfred Lee, Deputy Chief Investment Officer at Q Wealth Partners, joins us for a deep dive into the future of portfolio construction, the limitations of legacy models, and the overlooked opportunities in private markets.With over two decades of experience—from building BMO's ETF platform from the ground up to shaping Q Wealth's investment platform—Alfred brings a candid, data-driven perspective on how advisors can navigate today's uncertain environment.Our conversation ranges from the rise of independence in Canada's wealth management industry, his role as Deputy CIO at Q Wealth Partners, one of Canada's leading independent advisor platforms where he has been for almost one year, to his views on navigating markets in the context of the push-pull dynamics between fiscal expansion and monetary caution. Alfred also shares his conviction that investors need to evolve beyond the traditional 60/40 and embrace a more diversified, resilient approach—one that integrates private equity, private debt, and liquid alternatives alongside public markets.This is a must-listen for advisors and investors looking to position portfolios for an era where fundamentals matter again, resilience is paramount, and opportunity often lies beyond the obvious.4 Key TakeawaysThe rise of independence in wealth management – Q Wealth is at the forefront of Canada's RIA-style movement, offering turnkey infrastructure for advisors seeking freedom from traditional institutions.Markets priced for perfection – Equity markets may look overvalued, but earnings surprises suggest valuations could be less frothy than they appear. Still, risks such as tariffs, inflation, and geopolitical uncertainty loom large.Beyond the 60/40 portfolio – Traditional models fail in inflationary regimes; resilient portfolios now require privates and alternatives alongside equities and bonds.Asymmetric opportunities – The most compelling upside lies in private markets and alternative strategies, where strong due diligence can unlock alpha inaccessible in public markets.Timestamped Chapters00:00 – Introduction to Alfred Lee and his career journey02:00 – Q Wealth's model and the rise of advisor independence in Canada08:30 – Freedom in strategy: private pools, ETFs, and broader exposures14:00 – Defining success at an independent platform15:30 – Market outlook: resilience, risks, and equity momentum24:00 – Fiscal expansion vs monetary caution: Powell vs Trump33:00 – Valuations, earnings, and the search for asymmetric returns39:00 – Private equity, private debt, and the power of secondaries45:00 – Why the 60/40 model is outdated50:00 – The case for alternatives and diversification52:00 – Closing reflections and key lessons#InvestmentStrategy #WealthManagement #QWealth #AlfredLee #InsightIsCapital #MarketOutlook #PortfolioConstruction #PrivateMarkets #Alternatives #ETFInvesting #6040Portfolio #FinancialAdvisors

Many of his supporters hoped the prime minister would restore the UK's commitment to international law. Yet Labour's record over the past year has been curiously mixed By Daniel Trilling. Read by Simon Darwen. Help support our independent journalism at theguardian.com/longreadpod

Federal Reserve Chairman Jerome Powell will take center stage at the Jackson Hole Economic Symposium, but don't expect a clear interest-rate cut signal just yet, according to Christopher Hodge. With the Fed's dual mandate data pulling in different directions, Hodge says Powell will likely strike a neutral tone in his speech. He also thinks the market is overpricing a September rate cut, and that last year's Jackson Hole meeting is not a reliable indicator for this year's outcome. Hodge shares his concerns about the under-the-surface metric Supercore index, which indicates sticky domestic inflation, and explains why the Fed may prioritize caution over a rate cut.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Wall Street eased from record highs as investors turned cautious ahead of the Jackson Hole Symposium. Meanwhile, UnitedHealth experienced a double-digit surge following Warren Buffett's investment, while Applied Materials declined due to a weaker outlook. Back home, Aussie shares are set to open lower on Monday after Friday’s record finish, with local investors bracing for a wave of earnings reports. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The Federal Reserve needs to be extra careful about cutting interest rates in the current environment because inflation expectations are threatened not just by tariffs but also a perceived loss of central bank independence, says Tara Sinclair, who served as deputy assistant secretary for macroeconomics in the Office of Economic Policy at Treasury between 2022 and 2024 and is now chair of The George Washington University's Economics Department.

Anti human trafficking advocates are welcoming news that trafficking and people smuggling laws will soon be strengthened.

Results from 3 Companies, today, Show the UK Consumer is Cautious COMPANY'S COVERED TODAY: BEEKS FINANCIAL CLOUD #BKS SHOE ZONE #SHOE ULTIMATE PRODUCTS #ULTP WINKING STUDIOS #WKS XP FACTORY #XPF GET 25% OFF THE SHAREPICKERS INVESTMENT CLUB - OFFER ENDS 31ST AUGUST!!! ***** About The SharePickers Investment Club ***** The SharePickers Investment Club employs a unique, systematic method to uncover small, profitable companies on the London Stock Exchange.  Each potential investment undergoes comprehensive analysis and is evaluated against 15 crucial financial metrics.  This fact-based, quantitative approach allows us to pinpoint high-potential growth businesses and deliver consistent results, bypassing the hype and focusing on the numbers.  *****MY BOOK ***** How to Become a MicroCap Millionaire - A 3 Step Strategy for Stock Market Success  Is now on sale here: https://www.sharepickers.com/how-to-become-a-microcap-millionaire-3-step-strategy/ !!!IF YOU BUY THE BOOK YOU CAN GET 25% OFF MEMBERSHIP TO THE SHAREPICKERS INVESTMENT CLUB!!! The book is £15.39 on Amazon you can get £49.75 back. HOW? If you buy a copy of the book, then like it enough to leave a 5 star rating & write a positive review, you can get yearly membership to the SharePickers Investment Club for just £149.25!!! THIS IS £2.87 WEEK - LESS THAN: HALF A PINT OF BEER A BATTERED JUMBO SAUSAGE FROM THE CHIPPY HALF THE AMOUNT A PERSON SPENDS ON CHOCOLATE LESS THAN A LATTE FROM STARBUCKS ONE FEEDS YOUR MIND THE OTHERS FEEDS YOUR BELLY. —---------------------------------------------------------------------- In this podcast I cover the Microcap News to see if they're good enough to be added to the MicroCap League. The UK's first MicroCap League where 100's of small businesses are analysed and scored in relation to their growth, value, health, efficiency, momentum & potential. The companies that score the highest are added to the MicroCap League and possess the best risk / reward profile. —---------------------------------------------------------------------- If you regularly listen to this podcast and value its content, it's a free resource, so please consider paying back in kind by giving it a 5 star rating and review. That way more people will find it. Thank you!

Radhesen Naidoo – Joint head: Institutional Clients, Allan Gray SAfm Market Update - Podcasts and live stream

Real News Live 'Monday Morning Update' with host Mike Bara and psychic-medium Jennifer Fallaw! The latest news, current events and more plus free psychic readings!

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 Brian's Charts3:15 Big Corn Sales7:50 US Ag Trade Deficit9:42 Drought Monitor / Weather / Crop13:49 China Pig Plan15:57 Nutrien18:22 BOE Rate Cut, US Next

Should South Africa be focusing on exporting more with African countries? John Maytham chats to Agricultural Analyst Wandile Shilobo Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Bruce and Gaydos explain why even native Arizonans need to be careful during extreme heat warnings.

Trump Must Be Cautious on Economic Headlines: Here’s Why | Mundo Clip 8-4-25See omnystudio.com/listener for privacy information.

Quite a 36 hours for Benjamin Sesko, who said he wanted Manchester United, then said he wants to think about it, and now, according to reports from the striker's homeland of Slovenia, the financial package put forward by Newcastle has turned his head. Without question, the North East-based reporters will frame this as a victory for the project against money.Spare a thought for Jadon Sancho, who himself has suffered accusations of being mercenary... now he is willing to take a pay cut to just under a paltry £200,000 a week, Dortmund have reservations about taking him back. Is there nobody there who can offer a background check? Hosted on Acast. See acast.com/privacy for more information.

David Stryzewski sees opportunities in real assets like metals and metal miners as inflation concerns grow. He highlights Freeport McMoRan (FCX) as a copper play, citing strong demand for green energy and infrastructure projects. Stryzewski is also bullish on Tesla (TSLA), citing its A.I. and autonomy innovations. He's cautious on Nvidia (NVDA) due to valuations and potential competition from Apple (AAPL), Microsoft (MSFT), and Amazon (AMZN) in the A.I. chip space.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

President and CEO of the Better Business Bureau Steve Bernas joins Bob Sirott to take about counterfeit Lollapalooza tickets and back-to-school scams. He also explains the differences between a real Labubu and a fake “Lafufu,” as well as a warning issued by the FBI about installing certain apps on your phone.

Carl and Mike come back with some brief Braves talk as they agree they could not believe things could get any worse for the team until Ronald Acuna Jr. was placed on the 10-day injured list due to Achilles tightness. As they discuss their disappointment in hearing of the Acuna Jr. injury, they share thoughts on whether or not Brian Snitker and his coaching staff should have sat the outfielder if reports are accurate of Acuna alerting them of some discomfort on Monday.

Episode 108 of The Top Shelf Cookie Sniper Hockey Show!We dive into one of the darker corners of the hobby—Trading Card Scams. From shady sellers to too-good-to-be-true deals, we break down what collectors need to watch out for to keep their hard-earned cash safe.We also spotlight three players we're approaching with caution in the market right now—digging into why their hobby hype might not match their long-term value.And to top it off, we're joined by a special guest host, bringing fresh insight, hot takes, and a whole lot of laughs.Whether you're buying, selling, or just hanging out in the hobby, this is an episode you don't want to miss!

Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Big bank earnings give a cautious green light on the economy Every quarter we get excited about listening to and reading about how things went for the big banks in the most recent quarter as they release their earnings. I'm primarily talking about JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo. We have held a couple large banks in our portfolio for years and they have provided very useful information along with great returns as well. Overall, the big banks were happy with the low rates of consumer delinquencies and writing off debt that was unrecoverable stayed around the same rate as last year. One banker made a comment that with a 4.1% unemployment rate it's not likely to see a lot of weakness in their portfolio. This is something we have said for quite a while now, but we believe as long as the employment picture stays strong, the economy should do well. Deal making for the banks looked pretty good across the board and all of them had profit increases compared to one year ago. The overall tone from the bankers was largely upbeat, but a couple banks did call out some concern around commercial real estate and office buildings. There are certain cities with economies that are doing well, but there are other areas that are more problematic and the banks generally have commercial real estate in many markets across the country. To summarize, it appears the bankers feel pretty good, but they still remain somewhat cautious as bankers always should.   Understanding new legislation on cryptocurrencies Last week new legislation on cryptocurrencies was announced as the Genius Act, which stands for Guiding and Establishing National Innovation for US stable coins, made its way through Congress and to the President's desk. The legislation is supposed to provide licensing and oversight for stable coins as issuers must obtain licenses through either a national trust bank charter with the OCC, which stands for the Office of the Comptroller of the Currency, or a state level money transmission license. The Genius Act is supposed to provide consumer protection in the case of the issuer of a stable coin becoming insolvent. The solution in the Genius Act is to prioritize stable coin holder claims so the holders of those coins should be able to get their money back. This is nowhere near the safety one has in a bank where your deposits are insured by the FDIC should that bank fold. I feel this law will give people a false sense of security and I don't believe it will prevent a major collapse of stable coins. There's also a conflict of interest from President Trump‘s promotion of digital currencies since he himself has a coin and his sons Donald Trump Junior and Eric Trump run a bitcoin mining firm called American Bitcoin and are heavily involved in the crypto space. I believe the whole thing is just adding to the bubble of cryptocurrencies. Keep in mind that a bubble can last 10 to 12 years, if not longer, but the bigger it gets the bigger the financial disaster it causes.   What is better for investors stock dividends or stock buybacks? Unfortunately, there's no hard and fast rule based on performance figures in terms of what is better for stock investors, but I would have to lean towards stock dividends. If you look at the right companies paying dividends over a 10-year period you can find that perhaps the company you invested in is now giving you a yield of maybe 7-8% based on your initial investment. Those dividends can be a really great tool for long-term investing and while companies could always stop the dividend, most companies that have paid a dividend for the long-term do not like to stop or even reduce paying that dividend. This can help stabilize returns during downturns and may help investors be less emotional. A problem with stock buybacks is they can be announced and the stock may see a little bounce, but then it's possible that management does not fulfill the commitment to buy back all the shares they had planned to. Also, if the company or the markets were to hit a rough patch many times the first thing to go is stock buybacks. It is also possible that the company could do a stock buyback, but within a year or two the stock might drop below the price where the repurchases occurred, which would make those investments a questionable use of capital. Benefits to stock buybacks include the fact that there's no taxes for shareholders when they occur and they do increase your ownership of that business. While dividends are generally taxed, they are tax favored and depending on one's tax bracket you may pay very little or no tax at all. And don't forget about the compounding effect of reinvesting those dividends back into another investment. Unfortunately, it has become harder to find good quality companies paying dividends for a reasonable price. Looking at the S&P 500 index, the yield is now only 1.2%, which is near the all-time low that was hit during the dot-com bubble. Over the long-term history of the S&P 500, it's yield is generally around the 10-year Treasury and I was surprised to learn that up until the 1960's, the S&P 500 actually generally yielded more than the 10-year Treasury. Even looking just 10 years ago they were both yielding around 2%, but currently the spread between the two is about 3%. This comes as the S&P 500 has seen its forward P/E based on the next 12 months of earnings expand from 17 to around 22 during that time frame. Could this be another warning sign that the S&P 500 index is overvalued?   Financial Planning: New Tax Rules for Tips and Overtime Starting in tax year 2025 and through 2028, the One Big Beautiful Bill Act exempts up to $25,000 in tip income and up to $12,500 in qualifying overtime pay per individual from federal income tax—doubling to $50,000 and $25,000 respectively for married couples filing jointly. The tip exemption applies only to workers in occupations where tips are customary and must be properly reported through W-2s. The overtime deduction applies only to the premium portion of overtime wages—i.e., the extra pay above an employee's standard hourly rate—and must be paid in accordance with Section 7 of the Fair Labor Standards Act (FLSA), meaning it only covers overtime worked in excess of 40 hours per week under federal rules. Overtime paid under state laws or union contracts does not qualify unless it also meets the FLSA criteria. The full exemption is available to taxpayers with modified adjusted gross incomes up to $150,000 (single) or $300,000 (married filing jointly) and begins to phase out above those levels. To claim the exemption, workers must file a new IRS Form 10324-T with their annual tax return. Keep in mind Social Security, Medicare, and state taxes still apply to the tip and overtime pay. The policy begins with wages and tips earned on or after January 1, 2025, with claims first filed on 2025 tax returns in 2026.   Companies Discussed: Union Pacific Corporation (UNP), Toast, Inc. (TOST), American Eagle Outfitters, Inc. (AEO) & Abbot Laboratories (ABT)

Tom has 2 big life updates. Premium Audio Company drops Pioneer. RBH Impression Series 5a-iw and 5a-iwr wedge-shaped speakers. The post AV Rant #977: Cautious Congratulations appeared first on AV Rant.

Choice Classic Radio presents The Falcon, which aired from 1943 to 1954. Today we bring to you the episode titled "The Case of the Cautious Cousin.” Please consider supporting our show by becoming a patron at  http://choiceclassicradio.com We hope you enjoy the show!

Coach Blaine McCorkle knew the job as head coach for the Northwestern State University Demons football team was going to… The post Northwestern State Football – Cautious Optimism in 2025 appeared first on SwampSwamiSports.com.

On today's episode, Patrick and Hayden discuss the 3 Spanish football giants. We dive into Atletico Madrid's significant recruitment efforts and potential changes in strategy. For Real Madrid, we examine Vinicius Jr.'s critical season under Xabi Alonso and how their new additions fit into the squad. Additionally, we cover Marcus Rashford's move to Barcelona, potential 2nd year issues under Hansi Flick, and why Rafael Leao is worth the risk for the right club. Enjoy! Subscribe to our FREE newsletter: https://www.thetransferflow.com/subscribe Join Variance Betting: https://www.thetransferflow.com/upgrade Follow us on our Socials: YouTube: https://www.youtube.com/channel/UCe1WTKOt7byrELQcGRSzu1Q X: https://x.com/TheTransferFlow Bluesky: https://bsky.app/profile/thetransferflow.bsky.social Instagram: https://www.instagram.com/thetransferflow/ TikTok: https://www.tiktok.com/@transferflowpodcast Timestamps: 00:00 - Intro 01:06 - Atletico Madrid's busy summer 01:57 - Outgoings and Incomings 03:23 - Midfield changes 04:33 - A changing style for Atleti? + Johnny Cardoso and Thiago Almada 06:35 - Splitting up responsibilities 07:58 - Atletico must add shots 09:04 - Less defensive workhorses? 09:51 - Getting a younger squad 10:45 - Personal accountability at Atleti 11:47 - Spreading out their resources vs spending on 1-2 guys 12:38 - Can they retain their defensive stability and improve offensively? 13:10 - Real Madrid and Barcelona aren't sure things next season 14:00 - Real Madrid will be one of the most interesting sides in Europe 14:55 - Can Mbappe and Vini coexist? 16:01 - Change Rodrygo or Vinicius? 16:38 - Jude Bellingham dropping deeper? + Güler and Mastantuono 18:13 - Vinicius must guarantee his long-term future this season 19:07 - Hard to replace Mbappe due to his output 19:51 - Xabi Alonso changing Real Madrid's style 20:57 - Lots of possibilities for this Real Madrid team 21:56 - Making a big sale and going for a number 9? 22:29 - Nicolas Jackson? 23:42 - Carrying all these players might not be feasible 24:16 - Potential other departures? 25:14 - Marcus Rashford to Barcelona + Joan Garcia 26:53 - Barcelona were depleted defensively last season 27:27 - There is a world in which Rashford works at Barcelona 28:03 - Improved defending will be mandatory 28:40 - Rashford holding out for this move worked well 29:41 - Cautious optimism + World Cup squad inclusion? 30:36 - How do you get the most out of Rashford? 32:01 - Rafael Leao is similar to Rashford in this way 32:43 - He does everything you want except defend 33:34 - Somebody will take the risk, right? 34:49 - Balancing issues with a player like Leao 35:43 - Xavi Simons to Chelsea - why not look at Leao? 37:01 - Leao is a ceiling raiser 38:25 - What's enticing to a coach 38:59 - Workable wages? 40:02 - If the price reasonable - do it and figure the rest out later 42:00 - Game breaking players are rare 42:47 - Our EPL Previews are coming soon! + Why you should care 44:11 - The season is approaching FAST

WGN-TV Chief Meteorologist Demetrius Ivory joins Lisa Dent to discuss why ground-level ozone is especially dangerous during the summer months. With air quality currently listed as unhealthy for sensitive groups, he urges listeners to avoid topping off their gas tanks, which releases harmful vapors that contribute to ozone pollution. He also shares insights from recent studies […]

Hour 4: Ike, Spike and Fritz wrap up the show with an Andrew Painter discussion. Plus, the Top 5 at 5 and the Text Line.

Trade situation causing markets to hit pause, Tesla reacting to the new Tax and Spend bill, More on the next Pints and Portfolios on Saturday July 19th from 11:30am to 1:30pm in Sunnyvale with Rob Black and EP Wealth Advisors

Trade situation causing markets to hit pause, Tesla reacting to the new Tax and Spend bill, More on the next Pints and Portfolios on Saturday July 19th from 11:30am to 1:30pm in Sunnyvale with Rob Black and EP Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Scott Bauer (@prospertradingacademy) says complacency over the last few months have led to a cautious optimism, but with self-imposed tariff deadlines now in question he says more questions may surface. He says the Cboe Volatility Index (VIX) is "way too low" and believes investors could take advantage of it for a possible protection play. For the week ahead, he's watching the 10-year yield and Wednesday's 10-year note auction. Additionally, Scott's looking at company commentary surrounding tariff volatility and consumer demand in the upcoming earnings season.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Eric Diton says the market's second-quarter rally isn't a surprise, given President Trump's history of negotiating big and then compromising. Diton notes that despite strong jobs data, he's more concerned about the long-term impact of automation on the labor market, citing Ford CEO Jim Farley's prediction that half of all white-collar jobs could be replaced by A.I. While Diton is cautious on the S&P 500 in the short term due to high sentiment and valuation, he remains bullish on international and emerging market stocks, which he believes are undervalued and poised for a rebound.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/

On today's episode, we're joined by Patrick Powers, Partner, and Rosie Newman, Principal, both at Meridian Compensation Partners, LLC. Patrick and Rosie explain how executive perks are evolving from legacy benefits into strategic tools for productivity, security and financial well-being. They break down regulatory considerations, disclosure thresholds and the factors boards weigh when approving perquisites like corporate aircraft use, executive physicals and cybersecurity support.Key Takeaways:(02:29) Perquisites are subject to specific tax and disclosure regulations.(04:50) Financial planning support is seen as a tool for risk reduction.(07:10) The use of allowances has grown as a streamlined approach.(09:14) Some traditional perks are regaining popularity.(10:45) Security-related benefits are increasingly relevant.(13:47) Board approval often involves third-party risk assessments.(19:22) External advisory opinions may influence, but rarely override, decisions.(21:44) Companies are re-evaluating executive security and related disclosures.Resources Mentioned:Patrick Powershttps://www.linkedin.com/in/patrick-powers-678b8694/Rosie Newmanhttps://www.linkedin.com/in/rosie-newman-35335925/US Securities and Exchange Commissionhttps://www.sec.gov/UnitedHealthcarehttps://www.uhc.com/Meridian Compensation Partners, LLChttps://www.linkedin.com/company/meridian-compensation-partners-llc/This episode is brought to you by Meridian Compensation Partners, LLC. Learn more by visiting MeridianCP.com. #Compensation #Wages #SPAC #Equity #ExecutiveCompensation #Clawback

The GoPowercat Powercat Podcast returns to take questions from Wabash Station concerning Kansas State football, including how optimistic K-State fans should be as the season approaches. This edition of the Powercat Podcast features GoPowercat.com publisher Tim Fitzgerald, managing editor Ryan Gilbert, and recruiting editor Cole Carmody.. The Powercat Podcast is sponsored by Helping Hands Remodeling in Manhattan. The Powercat Podcast is part of the 247Sports Podcast Network at Megaphone.fm 00:10 — Show Open03:15 – Optimism surrounding the 2025 Wildcats10:45 – K-State's move to more four-man defensive fronts14:46 – Comparing the 2012 and 2025 Wildcats27:25 – OC Matt Wells, on the field or in the pressbox?33:30 – Contrasts between tight ends Linkon Cure and recruit Ian Premer Become a GoPowercat VIP: CHECK OUT TODAY'S OFFER!Make sure you subscribe to the Powercat Podcast from your favorite podcast provider, including Apple, Spotify, or Amazon.Are you subscribed to the GoPowercat YouTube channel? Come check out our original programming at YouTube.com/GoPowercat To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices