Podcasts about confidence finance

Sydney-based brokerage Flint recently reshaped its ownership structure and leadership team following a merger with brokerage Confidence Finance. In this episode of Elite Broker, host Annie Kane sits down with Flint directors Christian Stevens and Redom Syed to find out: Why they've merged their businesses Why and how Flint aims to support broker growth What's on the horizon for the brokerage And much more!

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Are 10,000 property investors all making the same mistake? In today’s episode, we have a chat with Redom Syed from Confidence Finance about something that’s affecting a lot of property investors today: groupthink. We talk about what happens when investors all start following the same trends and whether that’s helping or hurting them in the long run. Redom shares his take on the risks of this kind of herd mentality, especially when buyers’ agents are driving up demand in certain areas. We also take a closer look at how investor behaviour has shifted over the years, and why focusing solely on areas with momentum might not always be the smartest play. What happens when rental yields start to fall, or when the market slows down? How do investors shift their focus without getting caught up in the crowd? Redom talks about why local knowledge in places like North Queensland or Perth is so critical and how it can make a huge difference when it comes to finding the right investment opportunities. We don’t just talk about the risks, though. We also offer solid advice on how to capitalise on groupthink without falling victim to it. From leveraging rezoning opportunities to structuring your credit smartly to maximise borrowing capacity, Redom shares strategies that go beyond just following the herd. In the end, Redom’s biggest tip for anyone in the property game is simple: don’t just go with the flow because everyone else is. There’s a smarter way to go about the property market, and this conversation is full of ideas on how you can do just that. Episode Highlights: 00:00 - Introduction 01:08 - Who is Redom Syed? 03:18 - How Redom got into exploring groupthink in property investment 05:38 - What are the risks of buyer’s agents driving up demand in specific areas? 08:10 - What if investors shift focus due to falling rental yields? 10:29 - For North Queensland or Perth purchases, is local expertise on property essential? 17:07 - How has investor behaviour evolved in the property market over 10 years? 25:42 - Redom’s biggest tip on capitalising on groupthink in real estate 28:04 - Redom’s top investment strategies beyond momentum investing 40:06 - Where are the best opportunities under Sydney’s medium density housing code? 43:06 - Strategy to leverage rezoning opportunities or planning changes for property investment 45:46 - How to maximise your borrowing capacity through smart credit structuring 48:47 - Redom’s insights about valuations and borrowing capacity for new investors 53:36 - Redom’s biggest advice for everyone about property About Our Guest: Redom Syed is a 7x MPA Magazine Top 100 Mortgage Broker in Australia and the founder of Confidence Finance. Raised in a loving family, his life took a turn when both of his parents lost their jobs, leading to the repossession of their family home. This experience sparked a drive in Redom to take control of his future and finances. Starting as a first-home investor at 22, Redom has now built a sizable property portfolio, having bought and sold dozens of properties. His mission is to help everyday Australians make better financial decisions, empowering them to take control of their futures. Through his YouTube channel and podcast, Australian Property Talk, Redom continues to educate property investors and inspire others to achieve financial freedom. Connect with Redom Syed: LinkedIn https://au.linkedin.com/in/investmentfinance Instagram https://www.instagram.com/redom__australianproperty/ Website https://confidencefinance.com.au/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Redom Syed is an ex-Treasury economist who founded Confidence Finance, a mortgage brokering company. Also host of the Australian Property Talk podcast, he's combined his passions for both property and people to create the life and career of his dreams. In this episode the devoted husband, father of two, and property and number lover shares all there is to know about his childhood growing up in Sydney. While there were many highs including those related to sports and friendships, there were also lows when it came to finances— which ultimately set him up for where he is today. Back on the upswing, he also delves into the unusual aspect of his time at university, how he met his wife, and why one of Australia's cities is much more than its reputation. Hosted on Acast. See acast.com/privacy for more information.

This week is an exciting episode, we interview Redom Syed from Confidence Finance on how to increase your borrowing capacity. Let's face it - every dollar counts these days and if you can increase your borrowing capacity by as little as $10-50k, then that just might mean you don't miss out on your next property purchase. I gained so much insight from this episode and I hope you do to. Redom has been consistently in the top 100 mortgage brokers Australia wide, and in this episode he shares his thoughts and opinions on:- Why he HATES having cash- How Banks calculate borrowing capacity- The minimum expenses banks use top calculate your borrowing capacity- The impact a $10k salary increase has on your borrowing capacity- How HECS can hurt you- Bad debt like credit cards, car loans and personal loans affect your borrowing capacity more than you think.- PPR vs Renting and the implications of each.- Why 125 is the magic number- Plus much more!To connect with Redom, search him up on linkedin or check out his website at:https://www.confidencefinance.com.au/Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: This episode is not financial advice. 

With the country's interest rate at an 11-year high, what are the new rules for playing the property investment game? Data nerd and founder of InvestorKit, Arjun Paliwal, sits down with Redom Syed, co-director at Confidence Finance, to provide a combined property research and housing finance point of view on how the Reserve Bank of Australia's rapid rate rise cycle has raised the hurdles faced by property investors. Amid increased mortgage repayments and reduced borrowing capacity, many property investors are skeptical about buying. However, the experts say it's all about learning the new rules investors must play in this high-interest rate environment, such as adopting a holistic cash flow perspective and prioritising microeconomic factors over macroeconomics, among others. Lastly, they remind investors there are always opportunities across the markets, emphasising that “doing something is better than doing nothing”.  

Are you up to date with everything impacting Australia's property markets? Do you know how credit market changes could affect your investments and plans?  Gain insight into the unique and ever-changing landscape of Australia's credit market in order to understand its impact on property markets.  Discover how you can best position yourself amidst this complex financial terrain, giving your investments an edge that will pay dividends! Tune in to today's episode where we dive deep into the world of finance with ex-Treasury economist and top 100 mortgage broker, Redom Syed. We discuss borrowing capacities, portfolio management, and loan setups, and even drop some tips on how to scale up your capacity by an extra 100k. Plus, don't forget to check out the awesome guide on Australian property market predictions for 2023 from Confidence Finance.  If you want to stay ahead of the game in the Australian property market and understand how credit markets affect it, then tune in to our podcast. Trust us, this episode is jam-packed with value you won't want to miss!    Episode Highlights: Welcome to Investor Kit Podcast  [0:00] Finance is the Engine Room of the Property. [2:30] Record High Refinances: What's Behind the Trend? [4:12] Debunking the Myth of Fixed Borrowing Capacity [6:27] Interest Rates: The Primary Driver of Credit Availability [8:56] Expanding Your Credit: Tips to Increase Your Borrowing Power [14:36] The Best vs. The Right Rate: Navigating the World of Loan Management [16:55] Supercharge Your Borrowing Power: Learn to Increase it by 100% [19:55] Diving Deeper Beyond the Surface of Finance in Property Investment [22:36] Interest-Only Loans: The Surprising Impact on Borrowing Capacity [24:38] The Interest-Only Loan: A Risky Business or a Smart Move? [26:14] The Power of a Strong Lending Team: Insights from a Finance Expert [27:39] Your Go-To Source for Mortgage Broking and Lending Tips [28:35]   About Our Guests: Ransom Syed is a highly sought-after mortgage broker, whose mission it is to empower aspiring homeowners and investors with the knowledge of how to grow their wealth through property. With five consecutive awards from MPA Magazine as one of Australia's Top 100 Mortgage Brokers; (2017 - 2022), Mr. Syed heads Confidence Finance in providing exemplary customer service throughout each loan journey that he guides his clients on. Moreover, he also cohosts Australian Property Talk Podcast which further lends him credence within this booming industry!   Connect with InvestorKit: Website: https://www.investorkit.com.au/  Send your questions to: arjun@investorkit.com.au  Follow us on Facebook: https://www.facebook.com/InvestorKit/  Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our Youtube Channel:  https://www.youtube.com/@investorkit3615  Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/    Connect with Redom Syed: Website: https://www.confidencefinance.com.au/  Linkedin: https://www.linkedin.com/in/investmentfinance/See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We're back with Redom Syed, founder of Confidence Finance and host of Australian Property Talk. His accolades also include numerous MPA awards, a stint in Treasury, and his young family, whom he treasures above all.Dedicated to helping people increase their financial literacy, Syed has helped hundreds of investors navigate their journeys. In this episode he sits us down for a ride through his personal property portfolio, which is constantly expanding and evolving. He shares why mortgage brokering is as much about personality as it is expertise, how and why he made the shift into property development, and explains all there is to know about what he has coined ‘alpha investing'. Hosted on Acast. See acast.com/privacy for more information.

We're back with Redom Syed, founder of Confidence Finance and host of Australian Property Talk. His accolades also include numerous MPA awards, a stint in Treasury, and his young family, whom he treasures above all.Dedicated to helping people increase their financial literacy, Syed has helped hundreds of investors navigate their journeys. In this episode he sits us down for a ride through his personal property portfolio, which is constantly expanding and evolving. He shares why mortgage brokering is as much about personality as it is expertise, how and why he made the shift into property development, and explains all there is to know about what he has coined ‘alpha investing'. Hosted on Acast. See acast.com/privacy for more information.

Redom Syed is an ex-Treasury economist who founded Confidence Finance, a mortgage brokering company. Also host of the Australian Property Talk podcast, he's combined his passions for both property and people to create the life and career of his dreams. In this episode the devoted husband, father of two, and property and number lover shares all there is to know about his childhood growing up in Sydney. While there were many highs including those related to sports and friendships, there were also lows when it came to finances— which ultimately set him up for where he is today. Back on the upswing, he also delves into the unusual aspect of his time at university, how he met his wife, and why one of Australia's cities is much more than its reputation. Hosted on Acast. See acast.com/privacy for more information.

Redom Syed is an ex-Treasury economist who founded Confidence Finance, a mortgage brokering company. Also host of the Australian Property Talk podcast, he's combined his passions for both property and people to create the life and career of his dreams. In this episode the devoted husband, father of two, and property and number lover shares all there is to know about his childhood growing up in Sydney. While there were many highs including those related to sports and friendships, there were also lows when it came to finances— which ultimately set him up for where he is today. Back on the upswing, he also delves into the unusual aspect of his time at university, how he met his wife, and why one of Australia's cities is much more than its reputation. Hosted on Acast. See acast.com/privacy for more information.

Recent economic conditions have pointed towards a favourable market, but how can property investors make the most of it? Mortgage broker Redom Syed shares how. In this episode of the Smart Property Investment Show, host Phil Tarrant is joined by Redom from Confidence Finance. Coming from an ex-Treasury background, the pair discuss the recent rate cut and what this means for property investors. Redom also shares his tips for low-income property investors looking to break into the market, the changes in bank assessment rates, what this means for borrowers and how investors can look to capitalise on recent changes. If you like this episode, show your support by rating us or leaving a review on iTunes(The Smart Property Investment Show) and by following Smart Property Investment on social media:Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, emaileditor@smartpropertyinvestment.com.aufor more insights!

Redom Syed's journey into broking was fuelled by a passion to improve financial literacy among borrowers after his parents lost their jobs and, subsequently, their home. In this episode of the Elite Broker podcast, Redom Syed joins host Annie Kane to unpack how he grew his business, Confidence Finance, which last year alone wrote more than 180 mortgages worth around $80 million. You will also find out: - How his work as a Treasury economist set him up for success in broking - How he was able to position himself as a trusted specialist in the sector - His thoughts on the declining property market and how it is impacting the industry And plenty more!

The topic of today's pod is Confidence.  Some people seem to have it, all of us want it.  Patty and Brandi talk about six steps to becoming a more confident leader.  Read Patty's blog post about this:  http://uvafinance.blogspot.com/2018/06/6-ways-to-build-your-confidence-as.html  Talent Development site:  http://leadershipexcellence.virginia.edu/classes Search for personal and professional development content on Lynda.com:  http://foc.virginia.edu/lyndacom 

Curtis Stewart - director and founder of brokering company Confidence Finance - joins us again today. He continues to guide us through his investing journey and how he was able to expand his portfolio interstate!Follow along as he takes us through the research-driven strategy that allowed him to build not only his property portfolio but also his confidence and mindset as an investor, and learn how you can take steps to create your own successful strategy. See acast.com/privacy for privacy and opt-out information.

Curtis Stewart - director and founder of brokering company Confidence Finance - joins us again today. He continues to guide us through his investing journey and how he was able to expand his portfolio interstate! Follow along as he takes us through the research-driven strategy that allowed him to build not only his property portfolio but also his confidence and mindset as an investor, and learn how you can take steps to create your own successful strategy. See acast.com/privacy for privacy and opt-out information.

Curtis Stewart - mortgage broker and director of Confidence Finance - whose passion for finance and planning led him from working in government to starting his own business and building his own portfolio!Follow along as Stewart reveals how he was inspired by his time in Parliament House and overcame his fears to reap his successes!To find out even more, click here! See acast.com/privacy for privacy and opt-out information.

Curtis Stewart - mortgage broker and director of Confidence Finance - whose passion for finance and planning led him from working in government to starting his own business and building his own portfolio!Follow along as Stewart reveals how he was inspired by his time in Parliament House and overcame his fears to reap his successes!To find out even more, click here! See acast.com/privacy for privacy and opt-out information.

Perhaps it’s no surprise that business confidence is swinging back and forth in reaction to global and local events. That’s the findings from the latest Lloyds Bank Business Barometer report which we review in our latest Bulletin. However, it’s not all doom and gloom with some glimmer of positivity reported! Managing financial tasks can be a headache for many businesses. This is why Starling Bank, the mobile-only banking channel, have teamed up with an invoice issuing, online solution provider Alfred, to streamline invoicing and bank reconciliation. Could it help you reduce time spent on administrative tasks? To close this podcast, we look at the 4th annual report from the Cambridge Centre for Alternative Finance which reveals a continued rise in the use of alternative finance. Who are the businesses tapping into this growing, almost mainstream, form of finance?