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YMYW friends, welcome to 2026. What actually mattered most to you in 2025? It turns out to be tax-free gains on investments, retirement timing, and claiming Social Security. Today on Your Money, Your Wealth® podcast number 563, Joe Anderson, CFP® and Big Al Clopine, CPA break down the smartest tax moves, the biggest Roth mistakes to avoid, and how real people solve real retirement problems - with the help of special guests Susan Brandeis CFP® and the IRA guru, Ed Slott, CPA. Find out when Roth conversions help or hurt, how to lower lifetime taxes for you and your heirs, what it really takes to retire confidently, even without a massive portfolio, and more. Watch or listen and steal the financial strategies that made YMYW's most popular episodes of the year.  Free Financial Tools & Resources in This Episode: https://bit.ly/ymyw-563 (full show notes & episode transcript) The Complete Roth Papers Package - 3 free downloads in one! Don't Let These 10 Risks Break Your Retirement - YMYW TV Financial Blueprint (self-guided) EASIRetirement (self-guided) Financial Assessment (Meet with an experienced professional) LISTEN to the Best of the YMYW Podcast 2021,  2022,  2023, 2024 LISTEN to the Top Funniest Moments from the YMYW Podcast Vol. 1, Vol. 2 REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:54 - Roth IRA is "The Greatest Account Ever" Per Ed Slott. But Why? from ep. 526: YMYW most listeners and plays in 2025 on Apple Podcasts, YMYW most downloaded in 2025 across all podcast platforms 20:46 - Is There a Point Where Roth Conversions No Longer Make Sense? (Jerry, Phoenix, AZ) from ep. 535: YMYW most views, watch time, and new subscribers in 2025 on YouTube, most engaged listeners in 2025 on Apple Podcasts 32:13 - Roth Conversions vs. Taking Advantage of Zero Percent Cap Gains (Skipper, CA) from ep. 517: YMYW most consumed episode in 2025 on Apple Podcasts 43:06 - We're in Our Early 40s with $795K Saved. Can We Retire at 55? (Mr Buckeye, OH) from ep. 546: YMYW longest average view duration in 2025 on YouTube 55:12 - Is My Husband Eligible for Spousal Social Security Benefits Now that WEP and GPO Are Gone? (Cherilyn, El Cajon, CA) from ep. 536: YMYW most plays, most listeners, and most viewers in 2025 on Spotify 59:53 - Outro: 2025 Stats and Next Week on the YMYW Podcast

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Given that I've earned very little in 2025, I'm wondering if this gives me a unique opportunity to do a Roth conversion? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

It's really sad.

Lower taxes will begin to impact voters this upcoming tax season, but Republicans have to do more to make sure Trump's policies are recognized. Party unity and targeting healthcare are key 2026 priorities, plus holding big tech accountable, continued regulatory reform, and cleaning up DC.

Media information about this sermon Title: Taking Advantage Of The SeasonTitle in Tamil: காலத்தைப் பயன்படுத்திக்கொள்வதுType: MediaAuthor: Brother V. DhinakaranLanguage: TamilEvent: Bible StudySession: EveningTotal Duration: 1 Hour 22 Minutes Note: For any questions, please reach us from here

I feel it and I know you do too. That decluttering and planning energy is starting to bubble up but who has time to deal with that? No one. We're all stuck in this purgatory of sorts where Thanksgiving is done but there's a lul until the December holiday that you celebrate. So I'm sharing best practices to harness that energy, use it for good, but all delay doing anything about it, for just a little bit. Decluttering You are waiting for all your purchases to arrive. You know what people are getting or even yourself and you want to purge the old. But wait! If you purge toys now, what will they play with until Christmas (this will be my example because that's the holiday I celebrate)? I recommend starting a slash pocket for decluttering alone. This way in the future you will remember what you brain told you to declutter. You have too much going on right now and there will be time for decluttering in the last week of the year. However around the 22nd or 23rd you may wanna get a little head start. It would be fun to reward your kids for their efforts too. If you are in the Productive Home Solution, you can find certificates for the kids and it's just a fun spin on the tasks. They want to make room for the things they asked for too.  Planning You already are experiencing that dreaming energy of what could be for 2026. Your brain is begging for a new planner and expressing dreams for 2026.  In episode 681, I shared the 4 ways I will plan from now to the end of the year, and that first step is dreaming.  So go ahead, make a slash pocket just for goals, then write down what comes to mind on index cards, place in your Sunday Basket for safe keeping till you have the time and energy. The time will be Planning Day because they match up to when planning energy is high for most people. Power of the Sunday Basket@ The Sunday Basket in general is for capturing ideas when your brain has them so when you have time and energy you can do what your brain wanted you to do. In the Holiday Blitz Planning Day we divided the Sunday Basket into three Sunday Baskets®. We we delaying some ideas into the New Year Basket®, we had holiday ideas, and then one remained our weekly use Sunday Basket®. You always get a workbook that has some planner components and gets you in the planning mindset. Finally, you get to do the planning that was brewing in early December. On December 29th at noon (CST), you will once again reorganize your Sunday Baskets® for new purposes. Planning Day Prep is first and you will clean out your weekly Sunday Basket® for a fresh start for the new year. This is when you take notes and "guides" about your family holidays and file that slash pocket back into the Household Operations Binder.  This day is for filling in the workbook with the "ground work" information that will support you completing the workbook during Planning Day, go through that planning slash pocket you created, relabeling your slash pockets, and labeling your tear pads. Now you are prepped and ready for Planning Day on December 31st at 10 am (CST). You will spend 4 hours planning the next 4 months. It's time, you have the time and the energy has been bubbling this whole time, go nuts, plan away. Remember that planning slash pocket? Now you get to decide what you take action on that your brain wanted you to remember. You will plug in your goals, play with routines you want to establish to support your goals, as well as plan around your family and work responsibilities. My childhood ritual was to get a new planner in December, May and August. I just loved leaving old objectives in the past, dreaming of what I could be, I could do, and what did I want? And now I get to teach you how to do the same for you and your house.   EPISODE RESOURCES: The Sunday Basket® Planning Day The Productive Home Solution 681 - 4 Ways I Will Plan From Now to the End of the Year. Holiday Blitz, Holiday Blitz Mini Planning Day, Seasonal Sanity Savers and New Year Planning Days. Sign Up for the Organize 365® Newsletter  Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!

Joy Yang doesn't expect any surprises next week and anticipates a Santa Claus rally. However, going forward she sees a lot of risks on the table without clarity, including tariffs. “The AI story is real,” she adds, “but let's be cautious that price still matters.” Joy lays out her outlook for 2026 and how to take advantage of oversold positions and discounts on international AI “picks and shovels.”======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

It's the return of Food Writers Talking About Food Writing. Every couple of weeks, Matt invites a journalist to talk about some favorite recent food writing as well as their thoughts on the industry as a whole. In today's episode, we talk with Chris Crowley. Chris is a senior writer at New York magazine covering food and culture around the five boroughs. We've long admired Chris's work and wanted to have him in the studio to talk about some of his recent reporting.    Featured on the episode: Why the New York Bodega Is Here to Stay⁠ [NYT] "⁠He's Taking Advantage of Your Dream⁠" [NY Mag] ⁠You Want to Imagine What This Tastes Like? Fuck You, Says AI⁠ [Vittles] Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s a reason you buy more on your period… I was into gay sheep before anyone else Social Media is Killing your kids – Dr Michael Carr-Gregg I opened the outhouse and I couldn’t believe what was staring back at me Have you seen a sex worker, just to TALK? Matty’s son could be a famous artist one day….not This new initiative is helping prisoners See omnystudio.com/listener for privacy information.

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Taking advantage of tech deals this Black Friday and Cyber Monday with ABC's Mike Dobuski full 428 Tue, 25 Nov 2025 13:20:00 +0000 BGoogTRA0kkhZ4kVlpYdnvrSrIm2hSJO buffalo,black friday,news,wben,cyber monday,a new morning,mike dobuski A New Morning buffalo,black friday,news,wben,cyber monday,a new morning,mike dobuski Taking advantage of tech deals this Black Friday and Cyber Monday with ABC's Mike Dobuski Collection of LIVE interviews from Buffalo's Early News on WBEN 2024 © 2021 Audacy, Inc. News False htt

Podcast Comment/QuestionA new scam is out there using AI to create your perfect job. The catch, the job doesn't exist, but with only a couple of emails your hopes are dashed and you've been scammed. 

Shani and Mark speak about offset accounts. There are smart ways to take advantage of your offset account, but balance is the key.You can find the full article here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

The Pistons have won 10 games in a row

Britney Spears is spending time with Kim and Khloe Kardashian - and a lot of fans think that's a bad thing! Prince Harry is again rebuked by the Palace! Megyn Kelly defends Epsten - plus Bubbagate! Rumors are swirling about Gwen Stefani and Blake Shelton! And much moreSee omnystudio.com/listener for privacy information.

Believe it or not, political parties need leadership and John Jarrell is the latest person to step into the chair position of the El Paso County Democratic Party. We talk about what someone in that role does getting candidates on the slate for different races, supporting them, what it means to be a Democrat in such polarizing times when the party's approval ratings are in the tank as well as John's personal journey of winning against local Republicans.Follow BNLO on Facebook, Instagram and TikTok!0:00 Splash/Sponsor/Intro0:31 Greetings and Monologue2:30 Ad Break3:25 Introducing John Jarrell4:03 Changing Seasons/Climate7:10 What Does the Chair of a Local Political Party Do?9:15 De-Gerrymandering16:11 The County and Suburban Sprawl21:33 Keeping the Party Going22:35 The Bernie Swing27:28 Taking Advantage of Protests28:40 It's Definitely Not Power30:22 COS Dems v. Boulder Dems32:38 Making Races Partisan Again35:47 Don't Play to the Middle37:34 The Fear (?) of Polarization41:34 Purity Testing Candidates?45:40 More Progressives in City Council47:35 Why Not a Third Party?54:59 Seeking State Support in a Purple Town59:38 John's Favorite Local Issues1:10:17 Protests1:16:48 Zohran Mamdani1:19:15 Why We Need More Housing1:28:53 What Is Democratic Socialism?1:33:15 When Were You Radicalized?1:39:34 City Council Needs a Pay Raise1:40:43 Why John Ran for Party Chair1:43:48 Interview Closeout1:46:00 Outro/Credits

For worldwide online contest programming with Adam, Ashley or the Elite Coaches please visit www.teamelitephysique.com   Sign up for emails direct from Coach Adam for more tips, tricks, seminars and other happenings with Adam, Ashley and Team Elite Physique. https://teamelitephysique.us20.list-manage.com/subscribe?u=1cf84f806714bb284a1165b44&id=2a74ea95cd   10% off Muscle Egg www.muscleegg.com/teamelitephysique   Waisted Waist Trainers available here www.teamelitephysique.com/shop   Follow Ashley and Adam on Instagram @ashleykfit @teamelitephysique

Chayei Sarah - Taking Advantage of Every Moment

11-10-25 - WWBD - He Knows Someone Who Might Be Dumping A Dog - A Guest At His House Was Constantly Critical - His Mom Is Dating The Human Martini Olive And Taking Advantage Of HerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

11-10-25 - WWBD - He Knows Someone Who Might Be Dumping A Dog - A Guest At His House Was Constantly Critical - His Mom Is Dating The Human Martini Olive And Taking Advantage Of HerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Flip targets from bama, fsu, florida, tennessee, penn state, wisconsin, UNC, all visit. New offers and rekindling old relationships as the Bucks go for a huge DL class  UCLA night game a huge development  

November 5, 2025 ~ Susan Tompor, Personal Finance Finance Columnist for the Detroit Free Press discusses her column on scammers using the shutdown to commit Medicare and Social Security Fraud. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

"What is your pre and post walk routine?" During today's ten-minute walk, Dave answers this question as he takes advantage of a walking opportunityJoin the Walking Friends Community on Patreon for exclusive, ad-free, longer episodes of Walking is FitnessDownload your FREE fitness chain tracker that can help you create a walking habit that lastsCheck out Walking is Fitness on YouTubeGet Dave's weekly email that is sent out on ThursdaysSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Taking advantage of our kindness. How did Mamdani get here? How is New York City about to fall to a foreign communist? The defense mechanism of the diversity hire. Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

You don't HAVE TO sit all day at work. During today's ten-minute walk, Dave talks about opportunities to walk during the workday.Join the Walking Friends Community on Patreon for exclusive, ad-free, longer episodes of Walking is FitnessDownload your FREE fitness chain tracker that can help you create a walking habit that lastsCheck out Walking is Fitness on YouTubeGet Dave's weekly email that is sent out on ThursdaysSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mike Hoss and Bobby co-hosted the weekly "Saints Coaches Show" with Saints head coach Kellen Moore and special teams coordinator Phil Galiano. Coach Moore recapped the Saints' 26-14 loss to the Chicago Bears, emphasizing the importance of winning the turnover battle and playing complementary football. He lamented the loss of Erik McCoy and Kendre Miller to season-ending injuries. Moore also previewed New Orleans' week eight challenge against the Tampa Bay Buccaneers. Galiano evaluated Blake Grupe's early-season struggles.

Mike Hoss and Bobby co-hosted the weekly "Saints Coaches Show" with Saints head coach Kellen Moore and special teams coordinator Phil Galiano. Coach Moore recapped the Saints' 26-14 loss to the Chicago Bears, emphasizing the importance of winning the turnover battle and playing complementary football. He lamented the loss of Erik McCoy and Kendre Miller to season-ending injuries. Moore also previewed New Orleans' week eight challenge against the Tampa Bay Buccaneers. Galiano evaluated Blake Grupe's early-season struggles.

Roy Behren explains how investors can use merger arbitrage to take advantage of M&A activity, which is expected to rise in the next few years. There has already been more than $3.4 trillion in M&A in 2025. He shows his firm's fund based around this idea, MERIX, and covers the sectors that he's watching for potential M&A activity.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Hour 1 of Taco Tuesday's 3 Man Front featured Auburn sacrificing a home football game for NIL opportunities, Brian Crichton previewing Talladega & more from around the college football world!See omnystudio.com/listener for privacy information.

Are The Bills taking advantage of the easy schedule? full 942 Mon, 06 Oct 2025 22:24:52 +0000 6ekPVtFU2uUaA5phOY0VnqYqbHsYR5bJ sports Schopp and Bulldog sports Are The Bills taking advantage of the easy schedule? Sports talk should be entertaining and informative, which is why Schopp and the Bulldog control the WGR 550 airwaves every weekday from 3-7 p.m. Chris "The Bulldog" Parker bleeds Buffalo and is as passionate about the Sabres and Bills as any listener to our radio station. Mike Schopp keeps the callers in line while dishing out his unique perspective and opinions, and creating on-air fantasy drafts of anything from favorite candy and meats, to actors, presidents and bands. Bills reporter Sal Capaccio appears daily on the show covering every move the team makes like nobody else!The top-notch weekly guests include:Mondays (DURING FOOTBALL SEASON) at 4 p.m. - Buffalo Bill, Eric WoodSabres general manager Kevyn Adams (DURING HOCKEY SEASON) - 5:30 p.m.Thursdays at 5:30 p.m. - Sports betting media specialist Evan Abrams from The Action NetworkTogether for 10 years, Schopp and the Bulldog are the No. 1 most listened to talk show in all of Western New York.On Demand Audio is presented by Northwest Bank. For What's Next. © 2025 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?f

Titans finally win in ridiculous fashion, taking advantage of crumbling Cardinals Powered by BTA Sports https://download.btasports.io/atoz For More Titans coverage follow us here: https://www.atozsports.com/nashville Podcasts: https://www.atozsports.com/podcasts Facebook: https://www.facebook.com/atozsportsnashville Instagram: https://www.instagram.com/atozsports/ Twitter: https://twitter.com/AtoZSports TikTok: https://www.tiktok.com/@atozsportsnashville #AtoZSports #TennesseeTitans #NFLFootball Learn more about your ad choices. Visit megaphone.fm/adchoices

4. Taking advantage of every opportunity (T. A) || VPN|| 1st October 2025 || 310 by CMFIONLINE

Quint and Logan talk about how to strategically take advantage of your capital gains bracket in years with lower income. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's All Been Done Radio Hour Commercial #297  The Ballad of Boxland #4 "Part 4"     Joe takes over the story, as he finds a man smashed into a circle on the side of a box and tries to help him.    Visit our website http://iabdpresents.com Script books, clothing, and more at https://amzn.to/3km2TLm Please support us at http://patreon.com/IABD   A comedy radio show originally performed on Saturday, September 14, 2024, at Boxland in Columbus, Ohio. New episodes streaming live on the 2nd Saturday of every month at 5PM Eastern on Twitch, YouTube, Facebook, and Boxland TV!    STARRING Joe Butler as Old Joe  Joe Morales as Joe  Darren Esler as Jeff  Ben Neidenthal as Justin    Narrated by Darren Esler  Foley Artist Megan Overholt  Podcast edited by Trulie Awesome Productions     It's All Been Done Radio Hour created and produced by Jerome Wetzel  Written by Jerome Wetzel  Directed by Rosaleigh Wilson  Music Director Kristin Green  Theme Songs composed by Nathan Haley, with lyrics by Jerome Wetzel  Technical Director Shane Stefanchik    Find more from It's All Been Done Radio Hour here: Facebook: https://www.facebook.com/itsallbeendoneradiohour Instagram: https://www.instagram.com/iabdpresents/ TikTok: https://www.tiktok.com/@iabdpresents   When you post about us, hashtag #IABD 

Send us a textAre You Leveraging or Just Taking Advantage -Talking Real EstateIn this high-energy episode of the Key Factors Podcast – Real Estate AF, host Mark Jones welcomes back Dylan Shively and introduces Carlos Puckerin, a dual-citizen entrepreneur from Detroit and Windsor, Ontario, now based in Houston. Together, they dive into the hard truths about real estate, entrepreneurship, scaling systems, authenticity, and marketing. Carlos unpacks his journey from fix-and-flip investor to founding Loaded Realty and LLGS (Loaded Lead Generation System)—a full-stack business-in-a-box platform for realtors.They tackle why most agents fail, the psychology behind sphere-of-influence vs cold lead generation, and how Carlos and Dylan are teaming up to help first-time buyers through education, credit restoration, and down payment readiness. The trio drops nonstop gems on mindset, branding, habit formation, delegation, social content strategy, and navigating the “Matrix” of modern marketing. You'll laugh, rethink your hustle, and walk away ready to delegate, automate, eliminate—and regulate.Support the showKey Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

In this episode, farming couple Amber Broxon and Justin Miller of BroxonBerry Farm talk about taking opportunities when they present themselves at just the right time.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Capt. Ryan Lambert, President of Cajun Fishing Adventures, gives his field report.

Why do investors struggle when it comes to selling stocks?  Richard Rosso & Matt Doyle look at the psychology of investing—exploring concepts like loss aversion, behavioral finance traps, and the emotional biases that make it so hard to hit the sell button. Whether you're a DIY investor or managing money professionally, understanding why we hold on too long is critical to protecting and growing your wealth. * Why fear and regret drive poor sell decisions * The role of loss aversion in behavioral finance * Strategies for setting disciplined sell rules * How the best investors overcome emotional biases * Learn how to take the emotion out of investing and make smarter, more profitable decisions.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCanada is now feeling the tariff bite, they are now losing jobs because of the tariffs. GE makes another investment in the US. Tariffs are bringing more money than expected. Peter Navarro explains how the past Presidents used tariffs. Trump says the interest rate should be around 1% .Bessent talks about revamping the Federal Reserve. The [DS] is trying its best to say that all the evidence against them is fake and made up. But this is what Trump and the patriots do, they have the [DS] push against it, and then they release more information. Trump has now asked Bondi to add [Schiff] and [HRC] to the investigation. No escape and no deals. Justice is coming and the [DS] knows it.   Economy If Canada Wasn't Taking Advantage of America, Why Did They Just Lose 40k Jobs to Trump's Tariffs?   according to Reuters, Canada's economy lost 40,800 jobs in July, seemingly belying the Democrat- and establishment media-promoted narrative that Trump's tariffs would upend a trade partnership in which prosperity and fairness prevailed for both the United States and its northern neighbor. In other words, if Canadians already treated Americans fairly, then why would tariffs have a negative impact on Canada? Michael Davenport, senior economist at Oxford Economics, noted a significant reversal from June, when Canada added 83,000 jobs. “Canada's labor market snapped back to reality in July,” Davenport said. In this case, “reality” hit hard thanks to Trump's tariffs on steel, aluminum, and autos. The Canadian manufacturing sector alone lost 10,000 jobs. Source: thegatewaypundit.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/ElectionWiz/status/1955606152039084332 https://twitter.com/KobeissiLetter/status/1955565223982842030 Trump Releases Video of Peter Navarro Explaining History Behind Tariffs President Donald Trump released a video of White House Senior Counselor for Trade and Manufacturing Peter Navarro explaining the history behind tariffs. In a post on Truth Social, Trump posted a video in which Navarro explained how people such as Alexander Hamilton and Henry Clay have advocated for tariffs throughout the history of the United States. Navarro noted how Hamilton believed that the U.S. “needed tariffs to defend its young industries from British domination.” “Trumpnomics' goal is not only to reduce America's trade deficit, it is to defend American workers and factories against unfair trade practices, while encouraging trillions of dollars in investment in new American plant and equipment,” Navarro says. “The policy is working for America, and no one should be surprised by this.”  Navarro continued to explain how Alexander Hamilton was the “original architect of American economic nationalism.” “In his report on manufacturers, Hamilton laid it out clearly,” Navarro continued. “United States needed tariffs to defend its young industries from British domination, and to secure true independence — not just politically, but economically. Hamilton knew that if America relied on foreign powers for manufactured goods, it would always be vulnerable.” “Decades later, Henry Clay carried Hamilton's vision forward,” Navarro continued.

When market headwinds hit, most investors retreat. Jeremy Dyer, VP of Capital Formation at Rise48 Equity and Founder of Starting Point Capital, has a different approach—leaning in. With passive equity in over $750 million worth of real estate and a track record across 5,000 multifamily units and 31 deals, Jeremy has weathered multiple market cycles and come out stronger. In this conversation with Vinney Chopra, he shares exactly how.   In this episode, you'll discover:

Upton Stout joins "49ers Talk" to discuss his experience so far at training camp and who is helping mentor him during his rookie season. Matt Maiocco and Jennifer Lee Chan also break down the team's list of injuries and how stars Brock Purdy and Christian McCaffrey have looked.1:30 – Discussing training camp, vibes are better but lots of injuries3:20 – Roster moves5:00 – Breaking down how much better the line is with Nick Bosa10:00 – Defensive line discussion19:40 – Overall feeling where the team is right now23:30 – Discussing Upton Stout26:00 – Questions surrounding the lack of depth in certain positions30:20 – Upton Stout Interview32:30 – Brock Purdy looking good in training camp34:00 – Ricky Pearsall getting reps35:45 – Jordan James out with knee injury

#238: Chris shares 18 tactics he's used to get the best deals booking flights and hotels with points. Learn how to leverage flexibility, navigate transfer partners, use the right tools, identify “sweet spots,” avoid high fees, position flights, and so much more. Link to Full Show Notes: https://chrishutchins.com/18-tactics-for-booking-award-travel Partner Deals MasterClass: Learn from the world's best with 15% off Trust & Will: Get 20% off personalized, legally binding estate plans Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Airline/Hotel Transfer Partner Spreadsheet Free Starter Guide to Points by Devon Gimbel Award Search/Discovery Tools point.me: 20% off annual plans with code ALLTHEHACKS20 Seats.Aero: Lufthansa First Class Finder | Qatar Qsuites Finder | JAL First Class Finder PointsYeah: Daydream Explorer AwardTool: $20 off annual plans with code ALLTHEHACKS Awayz: $10 for ATH listeners and 50% off for ATH members MaxMyPoint StayWithPoints Rooms.Aero Points Path Chrome Extension FlightConnections Skiplagged Other Resources Award change/cancel policies by airline The best programs for lap infant award tickets Frequent Miler Podcast: How to Save Miles by Flying More ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Ep #227: The Path to Becoming an Expert in Points & Miles with Devon Gimbel Newsletter: Subscribe here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:54) Quick Episode Overview (03:25) Leveraging Flexibility to Unlock Travel Opportunities (06:47) The Importance of Understanding Airline Partners (07:15) Comparing Award Flight Deals (09:51) Different Cancellation Policies Across Airline Programs (12:37) Expiration Policies (14:11) Understanding Schedule Opens and Booking Windows (16:55) Award Search Tools (22:13) When and Why You Should Buy Points on Sale (23:35) Finding Award Sweet Spots (26:20) Leveraging Transfer Bonuses (29:00) Why You Should (Almost) Always Book One-Way Travel (31:07) How to Strategically Position Long-Haul Flights (34:40) Taking Advantage of Stopovers and Open Jaws (40:30) Pros (and Cons) of Mixed Cabin Awards (42:56) Setting Up Alerts to Find the Ideal Flight (44:56) Booking Backup Flights (46:25) Three Biggest Pain Points of Award Bookings (48:31) Hidden City Ticketing (52:16) Tips for Hotel Award Deals (53:42) Airline Pricing for Lap Infants and Children (55:39) Outsized Value from the Southwest Companion Pass Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

The honor and benefit of having a personal relationship with God is something to highly value and treasure.

Knowing God not only brings you peace, joy, and contentment but also changes the nature of your existence and how you experience eternity.