Podcasts about educating

In this episode of The Way of the Wolf, Sean Barnes sits down with entrepreneur James Rasmussen to unpack the real story behind building, scaling, and exiting a business in the oil and gas services industry. James shares how he and his brothers launched a company out of necessity, scaled revenue aggressively in the first year, and navigated the realities most entrepreneurs are never warned about, including cash flow strain, slow-paying customers, payroll pressure, and the emotional weight of being responsible for employees' livelihoods. The conversation goes deep into hard-earned lessons on saying no to customers, structuring credit, building trust with buyers, negotiating an exit without ego, and why timing can matter more than valuation. James also reflects on leadership during downturns, the impact of COVID, and what he would do differently if he were building again today. This episode is an unfiltered look at entrepreneurship, leadership, and exit planning from someone who has lived it.   Podcast Show Notes – Episode 262 | 12.30.2025 Episode Title: Why Giving Matters More Than You Think!   Key Moments 00:00 – Sean introduces James Rasmussen and why he respects his character 01:05 – The real reason James started a business: “We were tired of getting laid off.” 02:12 – Discovering a market gap: API standards and non-destructive testing 03:16 – Educating the industry and building a niche with little competition 04:53 – The bank story: asking for $80K and getting a $17K line of credit instead 06:30 – Bringing family in: James hires his mom to get the books right 07:32 – The certification grind and becoming “unstoppable” once trained 08:36 – Integrity moment: choosing people over money because his brothers use the equipment 09:41 – Six months in: ramping to $150K–$200K/month revenue 10:08 – How he scaled fast: part-time help, hiring smart, and paperwork discipline 11:25 – The cash-flow reality: customers dragging payments out to 180–190 days 12:42 – The hard skill: saying no and setting credit limits 13:33 – Sean's “worst customer” story and why cash flow is survival 14:58 – “It's a gift until they pay you.” (game-changing mindset) 16:18 – Corporate vs field tension in oil & gas—and why it hurts vendors 18:06 – Exit wasn't planned: how the opportunity “fell in their laps” 19:48 – Trust builds the deal: friendships formed before negotiation 21:23 – Negotiation: low offer vs “I want $10M” and then getting serious fast 23:32 – Why it worked: alignment, not greed, and they really wanted the people 25:17 – The hidden stress of leadership: 15 families depending on you 29:26 – Biggest lesson: buy assets to increase valuation 30:29 – Exit advice: negotiate employee contracts like your future depends on it 31:02 – Timing matters: sold in Nov 2019, COVID hit months later 33:44 – COVID layoffs + whiplash rehiring: brutal leadership reality 38:09 – Final advice: be goal-oriented, be fair, and make sure both sides win   Key Takeaways Scaling a business quickly without losing integrity Managing cash flow and receivables under pressure Why relationships matter more than leverage in an exit Leadership responsibility and the weight of payroll Lessons learned from selling at the right time   Guest: James Rasmussen LinkedIn: https://www.linkedin.com/in/james-rasmussen-374847257/   Host: Sean Barnes Website: https://www.wolfexecutives.com   https://www.seanbarnes.com LinkedIn: https://www.linkedin.com/in/seanbarnes/ https://www.linkedin.com/company/wolfexecutives https://www.linkedin.com/company/thewayofthewolf/ LinkedIn Newsletter: https://www.linkedin.com/newsletters/7284600567593684993/ The Wolf Leadership Series: https://wolfexecutives.com/wolf-leadership-series/ YouTube: youtube.thewayofthewolf.com Twitter: https://x.com/the_seanbarnes https://x.com/wolfexecutives Instagram: https://www.instagram.com/the_seanbarnes https://www.instagram.com/wolfexecutives https://www.instagram.com/the_wayofthewolf TikTok: https://www.tiktok.com/@the_seanbarnes Email: Sean@thewayofthewolf.com Audible: https://www.audible.com/pd/The-Way-of-the-Wolf-Podcast/B08JJNXJ6C Spotify: https://open.spotify.com/show/2BTGdO25Vop3GTpGCY8Y8E?si=ea91c1ef6dd14f15

Introduction: The Journey BeginsRaising a child with special needs is a journey filled with unique challenges—and profound rewards. In this conversation, we explore the realities of parenting an adult child on the autism spectrum, from early diagnosis to adulthood, sharing struggles, triumphs, and lessons learned.Our daughter was diagnosed at age three. Parenting didn't follow the typical script. As a single mom, balancing life with a child in a neurodivergent world required patience, strength, and adaptability.Educating ourselves on autism helped us move from confusion to advocacy. By honoring our daughter's unique abilities, we fostered an environment where she could thrive.Now a graduate of a renowned culinary institute, our daughter inspires us daily. But parenting an adult child with autism brings new challenges—society often expects conformity rather than celebrating diversity.Our journey involves helping her find confidence in her identity while navigating life's milestones in her own way. It's about letting go while supporting her individuality.Having friends and family who truly understand makes a world of difference. Even small acts of support can have a big impact.Faith has been our anchor. We've learned to steward our daughter's life rather than control it, trusting God's timing and plan. This trust has brought freedom and peace in the midst of challenges.To parents on a similar path: stay resilient, love steadfastly, and celebrate every small victory. Progress isn't always linear, but God guides every step.We hope our story inspires other families to approach their journey with hope, faith, and love.We'd love for you to be part of our Book Club on Sarta Lyons' Church Girl starting January 8th. It's a free space to get honest, aligned, and moving.Here's what you'll get:Spot blind spots driving your patternsBreak cycles keeping you stuckBuild real strength spiritually, mentally, and physicallyAlign faith, habits, and callingLead with clarity and courageNo perfection. No pretending. Just presence, purpose, and progress—together.

The following guests sit down with host Justin White:•   Eric Katz, Independence Home Loans•   Michael Cain and Tracy Campagna, SD Mortgage Couple•   Craig Snell, Milestone Mortgage Solutions•   Carrie Gusmus, Aslan Home Lending•   David Kakish, Anchor Home LoansHighlights From Our 5 Most Downloaded Episodes of 2025How to nail the first 90 seconds of a sales call. Attracting real estate agents through social media. Educating clients to avoid getting rate-shopped. Equipping new loan originators with tools for sustained success. Earning business instead of asking for it. These were the topics we covered in our most popular podcast episodes of the year. You'll hear something from each of those conversations on Episode #112, Good. Better. Broker.'s Best of 2025.In this episode of the Good. Better. Broker. podcast, you'll hear clips from our most downloaded episodes of the year.In this episode, we discuss ...•   0:47 – tips for having successful sales calls•   3:54 – standing out to real estate agents on Instagram•   6:28 – providing value to borrowers through education•   8:57 – providing new LOs with tools to get business•   12:17 – how to earn business from real estate agents instead of asking for itShow Contributors:Eric KatzConnect on LinkedIn   Connect on Facebook Connect on InstagramMichael Cain and Tracy CampagnaConnect with Michael on LinkedIn   Connect with Tracy on LinkedIn   Connect on Facebook Connect onInstagramCraig SnellConnect on LinkedIn Connect on Facebook Connect on InstagramCarrie GusmusConnect on LinkedIn   Connect on Facebook Connect on InstagramDavid KakishConnect on LinkedIn   Connect on Facebook Connect on InstagramJustin White is UWM's in-house brand journalist and the host of the daily news video, Inside Pass. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   

A Gluten Free Podcast Episode 212My guest on today's episode is head chef at Diggers Miranda RSL, Andrew Harper. We'll chat about why he changed his kitchen to create safe gluten free options, the importance of listening to feedback from the coeliac and gluten free community and how others in hospitality can learn from his approach. What we'll cover: * Andrew's background as a chef and his career in hospitality * Andrew cooking in a pizza shop and an Italian restaurant * Andrew's passion for food and having a mentor at Valentino's * Opening Little Italy restaurant * Moving to Diggers Miranda * Andrew's experience of gluten free protocols in Sicily and Rome * How a customer helped Andrew to make safe gluten free food * Wife of a board member having coeliac disease and cooking gluten free for her * Coeliac customers bringing in more coeliacs into the RSL * Customers talking about the RSL on Facebook * The decision to remove all wheat out of the kitchen * Learning and listening to the feedback from coeliac customers * The financial decision to do gluten free correctly * Andrew's experience of going to a hospitality training course and the negative comments he heard about his gluten free approach in the RSL* RSL's financial growth since going gluten free * Catering to other dietary requirements for customers * Andrew hearing stories from coeliac customers having bad experiences and the stress they experience in a shared kitchen * The kitchen, front of house staff and managers learning about the transition to gluten free food * Gluten free deep fried icecream * Approach to marking gluten free menu items and dealing with gluten free preconceptions * 2025 December special deserts * Plans for the RSL for the future * How Andrew feels we can create more awareness of coeliac disease and the gluten free in society * Educating and showing venues that making great gluten free options LinksDiggers Miranda RSLFollow Diggers Miranda RSL on Facebook and Instagram  Follow Andrew Harper on Instagram 

This week the Government set out its strategy to deal with violence against women and girls. This makes up nearly 20% of all recorded crime in England and Wales. Over the last year alone, one in every eight women was a victim of domestic abuse, sexual assault or stalking, according to Home Office figures. Educating boys on misogyny is a key aim of the strategy and figures show that nearly one in five boys aged 13 to 15 are said to hold a positive view of the self-proclaimed misogynist Andrew Tate, according to a YouGov poll. Alex Davies-Jones, the minister for Victims and Tackling Violence Against Women and Girls, joins Anita Rani to discuss the Government's strategy.Hollywood actor Kate Hudson's latest movie Song Sung Blue is based on the real life story of Wisconsin couple Mike and Claire Sardina. Kate plays Claire, who along with her husband Mike, played by Hugh Jackman, finds local fame in the 1990s as a Neil Diamond tribute act. Kate tells Anita about the appeal of the role and how she's now found empowerment and her voice.Woman's Hour celebrates the 250th anniversary of Jane Austen's birth. Nuala McGovern delves into the world that Jane was born into in 1775. She is joined by the author Gill Hornby, President of the UK Jane Austen Society, and by Dr Zoe McGee whose book Courting Disaster explores the issue of consent in Regency literature.According to a survey in the press this week, nearly half of younger women surveyed said they are confident in painting and decorating, compared with just 28% of young men. The stats are from the motoring and cycling firm Halfords who said its study revealed a reversal from previous generations. We hear from Vickie Lee, DIY YouTuber known online as The Carpenter's Daughter, alongside Caroline Henn, founder of bePractical DIY in Bristol, who runs courses aimed at making DIY accessible.We celebrate the phenomenon of female tribute acts to male bands. Gobby Holder, aka Danie Cox of Slady and Lolo Wood of The Fallen Women and Ye Nuns discuss.Presenter: Anita Rani Producer: Dianne McGregor

It all comes back to the DNA.The firms that know who they are will know who to be.You can learn a lot about an investment firm by listening to what they say.Alt Goes Mainstream's AGM Originals Series - The DNA: Capturing Culture - is dedicated to capturing the DNA of a firm by listening to what they say.The first season of The DNA stars EQT. In Stockholm, at EQT's AIM this past summer, I sat down for conversations with nine EQT executives.Each executive came from different parts of the firm — and different parts of the world.Each had fascinating backgrounds and stories about how they ended up in private markets and worked to build EQT.But there was a single throughline threaded throughout all of the discussions: the consistency and frequency that each executive talked about the firm's mission, vision, culture, and values.That's why it all comes back to the DNA.Episode 1 features EQT Founder and Chairperson Conni Jonsson. Conni founded EQT Partners AB in 1994. He has been Managing Partner since the company's foundation and as from March 1, 2014, Conni is full time working Chairperson.Prior to founding EQT Partners AB, Conni was employed by the Wallenberg Family Holding Company for seven years as Executive Vice President.Conni Jonsson graduated from the University of Linkoping in 1984, Bachelor of Science with majors in Economic Analysis and Accounting & Finance, and he has participated in the Program for Management Development at the Harvard Business School.Please enjoy this conversation with one of the industry's leaders in Conni Jonsson.You can stream all the episodes on AGM's YouTube channel at AltGoesMainstreamAGM.Show Notes 00:00 The DNA: Capturing Culture Episode 100:21 EQT's Origins and Global Reach01:38 Conni Jonsson's Background and Journey02:00 Founding EQT: Embracing Uniqueness04:03 Balancing Responsibility and Financial Outcomes05:09 The Wallenberg Family's Influence06:36 Long-Term Thinking in Investing07:20 Operationalizing Long-Term Values08:13 EQT's Distinct Investment Approach10:12 The Importance of Culture in Business11:28 EQT's Focus on Core Competencies12:53 Global Investment Strategies13:20 Engaging with Institutional and Wealth Investors14:15 Educating the Wealth Channel17:10 Diversification and Global Exposure18:19 Investing in Asia: Structural Alpha20:40 Mitigating Political Risks20:47 Future Skills in Private Markets22:51 Aligning Good Business with Good Returns24:38 Conclusion: The Winner Takes It All

Today's guest is David McWilliams, an economist, podcast host and author. David worked at the Central Bank of Ireland, UBS and BNP Paribas and is the founder of the Kilkenomics Festival, a unique blend of economics and stand-up comedy. His book is called The History of Money: A Story of Humanity, which is my favorite book from 2025. In today's episode, David walks through the evolution of money over the last 5,000 years. He explains why money is a foundational social technology that is central to every aspect of our civilization, from the political to the artistic. He delves into historical anecdotes—from clay tablets in Mesopotamia to Gutenberg's printing press to Martin Luther's disruptive influence on the church. Throughout the episode, he emphasizes that economists need to do a better job helping people understand money and its role in navigating modern economic principles. (0:00) Starts (1:26) David explains the Kilkenomics Festival (3:41) David McWilliams on "Money, The History of Money, A Story of Humanity" (9:55) Evolution and trust in money throughout history (26:28) Impact of the Gutenberg printing press and Martin Luther (36:42) Historical perspectives on speculation and losing money (43:18) Future of economics, storytelling, and equity culture differences (49:18) Educating youth on finance and investing ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Sponsor: Learn more about Alpha Architect and important information about the fund: funds.alphaarchitect.com/aaua  Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). ----- Ad Disclaimer: This information does not constitute advice or a recommendation or offer to sell or a solicitation to deal in any security or financial product. Certain information contained herein has been obtained from third party sources and such information has not been independently verified by The Idea Farm. No representation, warranty, or undertaking, expressed or implied, is given to the accuracy or completeness of such information by The Idea Farm or any other person. While such sources are believed to be reliable, The Idea Farm does not assume any responsibility for the accuracy or completeness of such information. The Idea Farm does not undertake any obligation to update the information contained herein as of any future date. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Future Fuzz, Vince Quinn dives into counter positioning with Shawn Malloy, VP of Marketing at Lindus Health, a company challenging the norms of clinical trials. Shawn unpacks what it means to be an "anti-CRO" in a highly regulated, legacy-dominated industry. He shares how Lindus is transforming clinical research by integrating technology, aligning incentives, and cutting out outdated inefficiencies. This conversation is a must-listen for marketers interested in challenger brand strategy, healthcare disruption, or just building something radically better.Guest BioShawn Malloy is the VP of Marketing at Lindus Health, a company redefining how clinical trials are run by taking on legacy CROs with speed, transparency, and integrated tech. With a background in engineering and late-stage drug development, Shawn brings deep industry experience from his time at large pharmaceutical companies. His unique perspective, having worked both in product development and now on the marketing frontlines, fuels his passion for creating meaningful, customer-centric change in the healthcare space.TakeawaysLegacy clinical research organizations (CROs) are ripe for disruption.Lindus Health aligns incentives through performance-based pricing.Owning the tech stack reduces delays and improves trial outcomes.Challenger brands must deeply understand customer pain points.Experience on “the other side” boosts credibility and marketing empathy.Education is key when reintroducing a new category or anti-position.Chapters 00:00 – Intro: What is an Anti-CRO? 01:32 – Why CROs are Broken 03:45 – Stagnation in Clinical Trial Methods 05:30 – Counter Positioning: Shaking Up the Industry 07:19 – Educating the Market on New Models 08:25 – Broken Incentives and Overruns 09:40 – Vertical Integration: Lindus's Full Tech Stack 11:00 – Shawn's Shift from Engineering to Marketing 13:45 – Empathy Through Firsthand Experience 16:30 – Building a Challenger Brand: Where to Start 18:38 – Connect with ShawnLinkedIn⁠⁠Follow Shawn Malloy on LinkedIn here Follow Vince Quinn on LinkedIn here

  SUMMARY In this conversation, the hosts discuss the troubling incident involving a student named "Maria", who faced disciplinary action after defending herself against an aggressor at school. They explore the implications of zero tolerance policies in educational institutions, the importance of community awareness, and the need for a more nuanced approach to self-defense in schools. The discussion emphasizes the necessity of empowering students to protect themselves and the role of parents and communities in advocating for change.   In this conversation, the speakers discuss the implications of zero tolerance policies in schools, particularly regarding bullying and violence. They explore the complexities of defining violence, the consequences of these policies on victims, and the role of schools in addressing bullying. The discussion emphasizes the need for community engagement and transparency in school policies to ensure the safety and well-being of students.     TAKEAWAYS "Maria" did everything right in trying to deescalate the situation. Zero tolerance policies often fail to consider context. Self-defense should not be punished in schools. School administrators need to be held accountable. Students should be empowered to defend themselves. The presence of video evidence can change narratives. Parents must advocate for their children's safety. Indoctrination against self-defense can have dire consequences. Open discussions about violence and safety are necessary. Schools may inadvertently breed victimhood through their policies. Community engagement is crucial in addressing school safety issues. Parents should demand transparency regarding school policies. The consequences of bullying are often not adequately addressed by schools. Self-defense should not be punished in the context of zero tolerance policies. Schools often prioritize their image over student safety. Educating communities about school policies can lead to positive change. Real consequences for bullying and violence are necessary to change school culture.

Nerds, its time to get our dice out and get pedagogical up in here!Josh and Lee sat down with author, educator, and big ole' nerd in the hills, Adam Watson, to talk about his new book "Table Top-Roleplaying Games in the Classroom" and his journey from regular D&D enthusiast to man on a mission to fuse the fun of table top roleplaying with educational initiatives and help kids learn through strategically applied gaming!This was an amazing conversation and Lee even used some of Adam's strategies in his own classroom with incredible results! Check out the episode to hear what happened!What do you think? We want to know!Email us at hillshavenerds@gmail.comCome on our Facebook!www.facebook.com/The HillsHaveNerdsCome inside our Discord!https://discord.gg/cruXwRyQjmCheck us out on Youtube for live stream game nights and other stuff!www.youtube.com/@ThehillshavenerdsWe want to thank our Ko-fi supporters! You help us make the show even better.Brittany JohnstonNick De RosaYou can support us on Ko-fi for membership rewards!www.ko-fi.com/thehillshavenerdsLee makes great Retro RPG content on Youtube and streams!www.youtube.com/@Pixelbroleewww.twitch.tv/pixelbroleeIf you're interested in Adam's book go buy it! Its great! Tell him the Nerds sent ya!https://www.amazon.com/Tabletop-Role-Playing-Games-Classroom-Instruction/dp/1476697558Adam Watson's socialshttps://watsonedtech.blogspot.com/2025/12/tabletop-role-playing-games-in.htmlkyedrpg.comadamwatson.orgwww.youtube.com/@watsonedtechhttps://www.facebook.com/kyedrpg

Pool Pros text questions hereIn this episode of the Talking Pools podcast, Natalie Hood and Joe Garcia discuss the often misunderstood topic of pool financing. They debunk common myths surrounding financing, emphasizing its accessibility for all income levels and its strategic benefits for homeowners. The conversation highlights the importance of understanding the impact of inflation on pool costs, the value of pools in real estate, and the advantages of financing over cash purchases. Joe shares insights on how financing can empower consumers to create their dream backyards without the stress of financial burden.takeawaysFinancing is a strategic tool for homeowners.Many myths exist about pool financing.Pools are accessible to all income levels.Inflation affects the cost of pool projects.Financing can lead to quicker pool installation.Pools can increase the resale value of homes.Cash isn't always the best option for financing.Financing allows for creative design options.Understanding monthly payments is crucial for budgeting.Educating consumers on financing options is essential.Sound Bites"You can apply and get the loan.""Financing creates more buying power.""It's time to rethink pool financing."Chapters00:00Understanding Pool Financing07:55The Importance of Supporting Veterans19:35Debunking Myths About Pool Ownership28:35Financing vs. Cash: What Builders Prefer Roof Top Innovations the leading Roofing Company in Waco, Tomball surrounding areasWe focus on all types of roofing systems, with a focus on the best quality possible.Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

Matej Zak, CEO of Trezor, and I sat down at their Prague office to discuss the new Trezor Safe 7 hardware wallet and much more.Topics:- Trezor's new device - Safe 7 - Design and Security approach - The future of self custody - Preparing for potential quantum-computing threats to crypto security - Does Trezor have plans to go public? 

In this high‑impact episode of Rethink Real Estate, host Ben Brady revisits one of the most practical, no‑nonsense scripts every real estate agent should have dialed in: the buyer follow‑up conversation. Recorded earlier this year and now resurfaced as part of our holiday rerun series, this episode breaks down exactly how top listing agents should be following up after showings and open houses to extract real price feedback — not the fluffy, meaningless responses that kill momentum and mislead sellers.Ben walks through live, word‑for‑word scripts agents can use when following up with both buyers and buyer's agents, showing how to push past vague answers like “it's priced well” and uncover what buyers would actually pay. This episode challenges agents to stop accepting surface‑level feedback and instead ask better questions that protect their sellers, sharpen pricing conversations, and prevent inflated expectations from sabotaging the sale.If you're struggling to get honest feedback, tired of chasing unqualified opinions, or want to improve your weekly reporting and seller communication, this episode is a must‑listen. These scripts are designed to be implemented immediately and work just as well for listing agents as they do for agents representing buyers.Timestamps & Key Topics:[00:00:00] – Rerun special & why this episode matters right now[00:01:43] – Why “it's priced well” is meaningless feedback[00:02:24] – The correct follow‑up script after a showing[00:04:51] – Why open houses are critical for real feedback[00:05:29] – How to capture buyer information at the front door[00:06:18] – Direct buyer follow‑up script (word for word)[00:07:34] – Translating buyer feedback into real seller guidance[00:08:35] – Educating sellers as an “insurance policy”[00:10:03] – Follow‑up script when dealing with buyer's agents[00:11:41] – The biggest mistake agents make with showing feedback[00:12:08] – Final challenge: better questions = better outcomes

Rudyard Kipling wrote a poem called, "The Gods of the Copybook Headings."  It's all about propaganda.  Most of what we hear about our so-called education system is exactly that.  We are all told that we have to continue to pay high property taxes to pay for "our high quality education system."  That's what Grady Hutcherson from the WEA called it.  But is it really?  Do our test scores really justify the hundreds of millions that we throw at Wyoming education? The short answer is not even close.  But you don't understand the reality of it until you look at the national NAEP scores as Superintendent of Public Instruction Megan Degenfelder told the Appropriations Committee to do. If we aren't paying to educate our students, what are we paying for exactly?  I reality of where we are at will shock you.

AI investments? Everywhere. AI training? .......

Dive into what's next for enterprise AI in the latest episode of Tech-Driven Business. Mustansir Saifuddin welcomes SAP expert Andrea Haupfear for an in-depth conversation on how SAP is helping organizations turn AI from hype into measurable business value. If you're navigating transformation across finance, supply chain, or operations, this episode is a must-listen. Andrea breaks down what makes enterprise AI different—why trusted data, business context, and governance are non-negotiable—and how SAP is embedding AI directly into business processes to improve speed, accuracy, and ROI. Tune in for a real-world example and practical guidance on how organizations can start small, prioritize high-impact use cases, and prepare for what's coming next with Agentic AI. Andrea Haupfear is a Business Process Architect with over a decade of experience driving digital transformation through artificial intelligence and advanced analytics. She specializes in designing and implementing AI-powered solutions that enhance operational efficiency, decision-making, and adaptability across diverse business environments. Andrea is recognized for her strategic leadership in translating complex technologies into scalable, real-world applications, making her a trusted advisor in navigating change and unlocking value through innovation. Connect with Us: LinkedIn: Andrea Haupfear Mustansir Saifuddin Innovative Solution Partners X:  @Mmsaifuddin YouTube or learn more about our sponsor Innovative Solution Partners to schedule a free consultation.    Episode Transcript [00:00:00] Mustansir Saifuddin: Welcome to Tech Driven Business, brought to you by Innovative Solution Partners. I'm honored to have Andrea Haupfear of SAP. Join me today to break down how SAP is helping organizations leverage AI to drive efficiency, reduce risk and deliver measurable ROI. We'll also look ahead at what's next and how you and your team can prepare as AI moves from experimental to essential for enterprises to thrive. [00:00:35] Hello Andrea. How are you? [00:00:37] Andrea Haupfear: I'm good. How are you? [00:00:40] Mustansir Saifuddin: Doing well, doing well. I'm so excited to have you on our show. So thank you for coming on. Today we would like to talk about the latest SAP's AI journey and the business transformation. And what it really means for SAP customers. How does it sound? [00:00:57] Andrea Haupfear: Sure. No, it sounds great. This is one of my passions that I love to talk about, and so you know, happy and excited to actually share a little bit about what we're doing with AI at SAP and what we've seen in the field with our customers. So, super excited and it's a pleasure being here. [00:01:14] So thank you again for inviting me here. [00:01:17] Mustansir Saifuddin: Awesome. Awesome. Let's get into it, we know we are at an inflection point, right? AI is moving so fast and it's actually turning from experimental to essential, right? For in a lot of different cases. So let's focus in how is SAP's AI strategy fundamentally different from consumer AI? And why does it really matter for enterprises? [00:01:39] Andrea Haupfear: Yeah, absolutely. So a couple of things that I wanna kind of touch on here. So oftentimes, and you mentioned this, right, we, we've used, we've used AI in our personal and daily lives for, you know, the last decade plus, right? I mean, when you think about AI, a lot of people think about Siri or Alexa or ChatGPT, right? [00:02:01] And you know, when I personally think about AI you've got your broad and creative tasks. What we've done in our personal lives, you know, everything from creating a grocery list to, editing a, a photo, right? A family photo. But from a business perspective you know, an enterprise AI, it really has to change those business outcomes. [00:02:26] And really when you think about this, think about, you know, everything from could be closing the books faster or. A faster on time delivery rate or reducing risk in my supply chain. And how do we ultimately do it with the highest level of governance, auditability, cost control. And so SAP's approach is really built around that flywheel of applications, data and that additional layer of artificial intelligence on top of it. [00:02:58] So there's, there's that aspect to it, but then also thinking about it in a couple of other ways of how we're doing this. Is, you know, yes, we're embedding it where your business or where the work happens. So making it easier for our end users to be able to leverage artificial intelligent capabilities and even machine learning capabilities, not just [00:03:23] from a digital assistant or a chat perspective, but how do we integrate it and infuse it within their specific business, day-to-day business processes to make their lives that much easier? But then also thinking about it from a strategic perspective, how can I obtain that high level of ROI by leveraging artificial intelligence. [00:03:47] So we're seeing it in a couple of different flavors from our customers. And then also what we're developing from a, from a product perspective as well. So we're thinking about it from a couple of different angles. [00:04:00] Additionally, thinking about it from a AI operating system for our developers and for our consultants, leveraging the AI foundation on the business technology platform. [00:04:13] So think about what used to be our developers would have to generate thousands upon thousands of lines of code. Now that's no longer the case, right? It can take them you know, a, a minute or so now to develop the, these applications and these lines of code to where it's, it's easier for them to go about their day-to-day jobs and their, their tasks where now they don't have to spend days upon days trying to develop these different applications and agents. [00:04:45] It also lets you and I just mentioned around agents, it also lets you create and govern custom agents to read and write back to SAP and non SAP systems. Thinking about this automation and accountability, not just getting those pointed answers, right? And then last but not least, kind of how I think about this is, yes, you've got your trust. [00:05:09] Think about trust not only in the data from looking at it in your SAP systems, but also think about non SAP systems. Think about your third party applications that you're going in and looking at the data, whether it's geographic information customer sentiment information, or it could even be, asset related sensor information, right? So bringing in that data as well as looking at it from your SAP business data context but then also looking at it with responsibility. So SAP has that responsible AI program in place really aligned to the UN UNESCO principles and the ISO 4 2 0 0 1 certification to really prioritize [00:05:57] those ethics and compliance and human oversight within our, our AI applications such as, you know, AI core and our digital assistant juul. So really taking it from a full spectrum approach and looking at it at the holistic level and how we can bring in artificial intelligence within these, these areas. [00:06:20] Mustansir Saifuddin: I love the way you kind of package it all together, from an overall perspective, especially, you know, the two things that really stuck out to me was. Again, coming from a business side, what is in it for a customer, right? What is the real value? [00:06:35] And you touched upon two things, embedding it. So a person who is currently doing a job and they're used to doing it manually. Now you can. Embed these ai component to their daily work streams, right? And how they can, you know, utilize that. And the second part I really loved it is you talked about ROI really what is the return I'm getting on this investment, right? And then lastly, you talked about data. So let's, let's talk about that. You know, here's the uncomfortable truth. AI is only as good as the data it learns from. We all know that. We all talk about it. And we have always heard this term garbage and garbage out, but what that sort really mean when we are talking SAP AI, making recommendations to customers and we are talking the effect in terms of millions in revenues or supply chain decisions. How would you like to address that? What is, what is SAP's approach on that? [00:07:33] Andrea Haupfear: Yeah, so a couple of things and you know, I've heard that term many times and coming and being an ex consultant. It's, it's definitely right. You're only as good as, as I've heard, you know, as the data that you have. So my thought on this is really when you have an AI agent that recommends, say for example, expediting a shipment or reclassifying a receivable, the truth that it relies on, [00:08:00] is your master data. [00:08:01] It is your transactional history and any sort of process constraints that lie in between. So ultimately, when I think about this, it's not just your, your master data. It's a, it's a multitude of things that ultimately will help the AI model in the end. In the end game to take those three pillars and turn garbage in into good decisions out. [00:08:27] The other piece that, how I think about this are semantics and not necessarily just schemas. So think about when we have some of our solutions such as Business Data Cloud, which carries those semantics and lineage into your AI workloads. So say for example, the customer, the plants, or an open po, it means the same thing everywhere. [00:08:51] And that's really critical for explainability and audit purposes. That's another way how I think about this. And then also just looking at this from a context perspective. So I also think about, you have to train a model when at first go, right? And be able to provide it some context, some instruction, some understanding that says, this is where this particular business process lies. [00:09:17] This is how the process should look and feel. What does good look like? And that's ultimately what we explain and tell our customers is we need to train our model to understand what does good look like, and this is where you have that context, rich retrieval and not just kind of that blind prompting that just says, go do this. [00:09:36] But the model will try to establish what it thinks good looks like, which may not necessarily mean what you think good looks like. This is where SAP HANA Cloud will bring in that vector engine, so those semantic retrievals and documents and notes and images. [00:09:53] Think about a knowledge graph. So it brings in those specific facts and relationships from your ERP, but then also thinking about a rag model as well, reducing those hallucinations and making those citations explainable. So why did the model or an agent be able to go through the process that it did? [00:10:16] Well, that's because there's multiple steps and instructions that the model has to take in order to provide an accurate response. Those are some of the things in, in which we leverage today with our customers and really making it so that way it's, yes, they may not always have the best data, but let's provide additional context to really help, again, make those good decisions coming out. [00:10:41] Mustansir Saifuddin: I liked the way you tied it together, right? We talk about business semantics being so important, BDC, the business data cloud. How is that coming into play in this conversation? And then coming from business semantics into a context. A context really is required for the answers to make sense and be business relevant. [00:11:03] So I really love the way you kind of connected together. Let's zoom in. Let's pick an industry. And there are so many examples that manufacturing, retail, financial services. Can you walk us through one compelling use case where SAP AI is really creating these breakthrough value? [00:11:21] What was the business problem? And how did AI solve it differently? [00:11:26] Andrea Haupfear: Yeah, absolutely. Mentioned at the beginning, SAP is investing heavily within artificial intelligence and machine learning capabilities, not just from an embedded AI perspective, but also think about it from a tailored AI perspective. So I mentioned [00:11:41] Business Data Cloud, being able to pull information and data not only from your internal SAP systems, but also external and third party information. And I wanna give you an example in a use case real world use case of a dairy co-op out of Wisconsin that is actually doing this today [00:12:00] from a very innovative approach. [00:12:02] Their challenge was around their performance at the subcontracting level. Ultimately these guys have a dairy co-op with their local farmers or farm base. They bring in the milk to not only from an internal manufacturing perspective to process out milk cheese, butter whey, et cetera cream, but they also subcontract it out as well. [00:12:28] And so this is really where they wanted to be able to get a better understanding, not just insights perspective on their data at their subcontractors from a yield output perspective. How much dairy, how much cheese was being was an output or yield, but what was going in and then going in versus going out. [00:12:50] And so ultimately what they wanted to be able to do was, yes, be able to look at the yield perspective from an insights, but they wanted to be able to leverage and infuse artificial intelligence from this process to ultimately help with their reduce of shrink. And contributing to a 1% KPI, which ultimately makes up to you and I roughly 10 to $15 million. [00:13:16] Okay. So just to kind of put it in perspective here of how much we're talking about. And so what they did was, yes, we have the insights from an analytics perspective, they wanted to be able to make it easier for their dairy supply chain planners to be able to, in real time through natural language processing, be able to chat with a digital assistant to gain insights around, Hey, what is my yield output for specific plant? [00:13:42] Tell me my highest and lowest plants that had the yield output. Tell me un understanding from a scrapping perspective how much waste is going out. So they wanted to be able to look at these specific metrics and be able to get a better understanding, hey, which particular plant is performing the best versus the worst. [00:14:03] So that way they can help to be able to retain and possibly improve some of these plant relationships going forward. Additionally as kind of that part two, what they wanted to be able to do is they receive manual yield output reports on a weekly basis from these subcontractors. It's typically in a PDF format, Excel, PDF format, and oftentimes these can be miskeyed into their S4 system. [00:14:35] And what they wanted to be able to do is be able to have an a little bit more of an automated process. Of, yes, not only uploading these reports that they, they have to manually key in today, but they wanted to be able to provide some intelligence behind it. And so this is where we've put in outlier detection on these attachments to where now I can see, okay, was there a miskey or an oversight that says, okay, you know, this should have been 2,622 versus 6,222. It can detect those mis keys in real time to say, Hey. For my supply chain planner, this doesn't necessarily look right. It's way outta whack compared to what was previously entered in, in the previous weeks. [00:15:24] You should triple check this, right? So it's, it's being able to provide a little bit more of, think of like big brother watching over you before it actually goes and hits into their ERP system. This is ultimately contributing to their supply chain process and has a direct impact on their KPI metrics that they're leveraging. [00:15:44] In this case, it's it's within shrink, so really getting a, a better handle on that. [00:15:50] Mustansir Saifuddin: No, I think the, the way you explained it, it is a great example 'cause now I can see not only does it apply to this particular industry, but it can cut across multiple industries. [00:16:00] Right. Because the example talked about production at a plant level. At the same time, the supply chain mishaps that can happen. [00:16:08] And usually a human eye can take so much [00:16:11] or can detect so much, but you can't try and put it together in a way that you guide your, your workforce to look at anomalies that can really help you steer the ship in the right direction quickly and efficiently. So that's great. [00:16:26] That really leads into my, my next question is, all of this is great, right? This is happening right now, we can see like the example you use, [00:16:35] right? It is in action. It is in motion, and customers are seeing value. Let's fast forward, where is SAP's AI development heading? You know, let's take a time horizon, 18 to 24 months. What capabilities should organizations be preparing for? Because it is all about future proofing ourselves, right? And how should they architect the solutions today to be ready for that feature, you know, coming up so quickly? [00:17:02] Andrea Haupfear: Yeah, absolutely. So a couple things that that come to mind. So number one and we've all been hearing kind of the next and elitist buzzword is around agents and agentic AI. So really how. I think about agents is how do we provide some of those tasks that, you know, may not necessarily whether they're they're still important, but, you know, maybe take up a lot of our time [00:17:29] but being able to provide and have a AI model behind that. To really free up some of the workload and provide some of our end users more on the strategic front. Freeing up some of that time. So I think in my humbled opinion, Agentic AI but Agentic AI at scale. So a lot of our customers are looking at what we have and this is where we're embedding. [00:17:54] Within our SAP applications agents within each one of our lines of business, but also custom agents. So this is something that is going to be released here in the next next several months, is looking at I have my embedded agents, but if I have very specific and unique, maybe differentiated business processes, how can I be able to integrate and infuse custom agents or an agent within this particular process? [00:18:23] And so this is really where I think is gonna we're really gonna see a lot of value coming in from our customers that says, yes, I can use agents in a multitude of different ways. Second is thinking about as an organization, we're becoming more dynamic and, and open source for data and how we can process it in a business context. [00:18:47] So thinking about, yes, I mentioned the Business Data Cloud, but also you know, strong partnerships. That was just announced with Snowflake as well. Right? So bringing in, yes, not only our internal data, but also our external data as well. How can we take that data and be able to normalize it? As far as from an architect's perspective, here are a couple points that I was kind of thinking about in my mind as we were going through this. [00:19:13] Was around keeping the core clean, right? So making sure that, yes, we're using our, our business technology platform various extensions and agents and skills from from JUUL studio and avoiding really those those drastic upgrades. And also kind of how I'm thinking about this is adopting that data product mindset. [00:19:40] So looking at, and I mentioned this as well, like Business Data Cloud, from looking at semantics and lineage, but also looking at retrieval methods. So vector engines and knowledge graphs. But then also thinking about it from a process perspective and [00:20:00] designing agent guardrails. So making sure that you have a much more standardization of an understanding of those roles and permissions. [00:20:10] Understanding human in the loop checkpoints at what point should be automated versus, okay, we need to have a set of eyes on this to actually be able to say, yep, this looks correct. I think that that's extremely important. [00:20:25] Mustansir Saifuddin: Yeah, for sure. And I think a couple of things that really stuck out for me. One is very near and dear to me, is the data part. And you talked about the partnership with Snowflake coming out recently, and I think it's important, especially when we talk about data for an organization. It's not just SAP data, it's like the overall, right? [00:20:42] You know, this, what does it really make up my organization? So [00:20:45] great approach from SAP, how it's trying to bring in like a business context around it, right? You have information within your ERP, outside of your ERP and then using the BTP platform. and the BDC platform to kind of bring it all together. So I think great segue, especially when we talk about agents and you know, we've all been talking about agents you know, for quite some time now, but now we can see the real value, how we can customize it and bring it together from a data perspective. So great conversation. On a personal note, how are you staying up, you know, on top of all these changes taking place in technology and business? What is your secret sauce? [00:21:26] Andrea Haupfear: Yeah, no, it's tough 'cause it's changing daily, weekly, right. And so being able to stay, have it stay top of mind. This is something that is part of, yes, not only my passion and what I do day in and day out, right, but also looking and getting, keeping educated not only from a process perspective by virtue of, you know, our internal processes, what we have in our products and our product offering, but also external with our clients. [00:21:54] To say, okay, what are they doing today with their processes? And then how can we leverage AI within that? So yes, not only from an internal knowledge sharing perspective, from a functional and technical perspective, but also external as well. And then thinking about external blogs, news sources, those are just kind of some of the things that I try to stay up to date. [00:22:16] You know, as best as I can. [00:22:18] Mustansir Saifuddin: No, I hear you on that. It is, it is a constant learning and I think that's the key, right? Educating [00:22:23] and educating and educating and be able to find your sources. I think that's the key. Great conversation. I know we are at time, what would you take out of this conversation that we just had and want to leave a particular takeaway for our listeners and folks who are interested in this topic? [00:22:42] Andrea Haupfear: Sure. Absolutely. So AI is not just like, and, and I meant we mentioned this earlier on, right? AI is not just in our personal lives, but it's also in our workplace and it's very, very real. We are seeing our companies and our customers take advantage of infusing AI into their business processes and receiving the high ROI in their processes. [00:23:05] The key is to start small. Strategically and identify which areas will have AI and will have that high ROI, but then also have the highest value when it comes from an impact perspective. We see this to where we run this as, as ultimately an ideation sessions with our customers and from the takeaway out of those sessions is they can start to craft an internal roadmap that will lead them to AI success. [00:23:38] And ultimately our organization can help them get there along the way, even whether they're just dipping their toe in the AI pool or some, some customers that we deal with already have strong partnerships with large language model providers or they're partnering with universities, things like that. [00:23:57] The end goal in net net is that [00:24:00] our organization can help to not only help identify those high value AI use cases, but also investing in you to create those. We offer a free proof of concept in as much as eight weeks. You mentioned this, you know how frequently this is changing. [00:24:18] AI is changing. Right? And this is where we can develop these proof of concepts to where you, our customers can be able to realize those value in a very quick and short amount of time. And so that's ultimately where I wanna leave the audience with is that we're, we're seeing AI not just in our personal lives, but also in the workplace. [00:24:39] And we're actually showing them and, having them realize it in real time. So you guys can, can feel free to reach out to me. I think we'll have my contact information at the end of the podcast here. But you know, happy to have further conversations with you and your organization. [00:24:55] I wanna thank you again personally for inviting me to the podcast and to discuss a, a very, very close and passionate topic for me. [00:25:04] Mustansir Saifuddin: It's a pleasure to have you, Andrea, and really, I think it was a great conversation. You touched upon so many different things and I think that was the purpose of this, was to kind of bring light to exactly what's going on in, you know, we talk about AI in general, but what is really happening at the inter-enterprise level [00:25:21] and what is the real value when folks are looking at, from a business perspective. How to increase ROI in this new technology and what does really mean in terms of increasing business revenue and across the board improving efficiencies. Right? So it's all together. But thank you so much for coming on our show. [00:25:42] Andrea Haupfear: Absolutely. Thank you for having me. [00:25:44] Mustansir Saifuddin: Thanks for listening to Drug Driven Business, brought to you by Innovative Solution Partners. SAP is helping customers move from AI experimentation to enterprise value by embedding AI where work happens, grounding it in trusted data and business context. And ensuring governance, auditability, and control. [00:26:10] Andrea's Key takeaway? Start small. Focus on the highest ROI use cases and build a clear roadmap because when AI is tied to real processes and real outcomes, SAP customers can unlock faster decisions, lower risk, and measurable impact. We would love to hear from you. Continue the conversation by connecting with me on LinkedIn or X. [00:26:36] Learn more about innovative solution partners and schedule a free consultation by visiting isolutionpartners.com. Never miss a podcast by subscribing to our YouTube channel. Information is in the show notes.        

Pauline Hanson gets Barnaby Joyce into the party, as well as a substantial pay rise as leader. Is that actually... a win? Also, the US co-founder calling for public hangings and for the world to get more "masculine energy". Plus, the social media ban is officially here, and everyone from teenagers to parents, politicians and media barons have something to say about it. And what's with the outrage over Anika Wells' travel expenses? We dive in. Stories discussed this week include: A rare case of a man's move resulting in a woman getting a 100k pay bumpAnother billionaire tech bro declares world needs more ‘masculine energy'A social media ban won't save us from harms online. Educating us willThe outrage over Anika Wells says more about us than it does about her Hosted on Acast. See acast.com/privacy for more information.

Welcome back to the Alt Goes Mainstream podcast.Today's episode dives into the nuances of enterprise software and how to build a scaled specialist alternative asset manager.We sat down in Vista's NYC office with David Breach, Vista's President and Chief Operating Officer.David sits on Vista's Executive Committee, the firm's governing and decision-making body for matters affecting its overall management and strategic direction as well as the firm's Private Equity Management and Vista's Private Equity Funds' Investment Committees. David is also the Co-CEO of VistaOne, Vista's evergreen private equity vehicle, and serves on the Investment Committee and Board of Directors. He also sits on the boards of Vista portfolio companies Jamf, Solera, and Stats Perform.David, who has been instrumental in helping the firm chart its growth path to over $100B in AUM, joined Vista in 2014 after as a career as a Partner at law firm Kirkland & Ellis, where his practice focused on the representation of private equity funds in all aspects of their business. David was a member of K&E's 15-person global executive management committee and a founding partner of its San Francisco office.David and I had a fascinating and thought-provoking conversation about private markets and Vista's evolution as a firm: How and why Vista has become a “scaled specialist.”The journey from $13B in AUM to $100B.The opportunity in enterprise software investing and how enterprise software is an expanding market opportunity.The reason why Vista decided to build out a dedicated wealth solutions business.How firms can differentiate in the wealth channel.How firms can be measured and thoughtful with how they build evergreen solutions.The opportunity for large companies to adopt GenAI for cost-savings and revenue generation.The skills that might be valuable in the age of AI.Thanks David for coming on the show to share your wisdom and expertise in private markets.Show Notes00:00 Introduction to our Sponsor, Ultimus01:59 Welcome to the Alt Goes Mainstream Podcast02:07 Introducing David Breach03:30 David Breach's Career Journey05:22 Transition to Vista Equity Partners06:03 Joining Vista and Initial Impressions06:30 Vista's Vision and Growth09:03 Operational Excellence at Vista10:35 Investment Strategy and Alignment13:27 Scaling Vista's Operations16:44 Building Vista's Wealth Business17:04 Vista's Core Values and DNA19:29 Strategic Decisions in Wealth Management20:19 Educating on the Wealth Space20:46 Modeling and Investment Decisions21:42 Hiring and Team Building22:07 Balancing Opportunity and Capacity22:29 Evaluating Firm's Commitment23:47 Institutional Investors' Concerns24:48 Addressing Investor Concerns25:22 Industry Trends in Private Markets26:16 The Growth of Private Software Companies28:46 The Resilience of Software Businesses29:36 Diversification in Software Investments30:33 The Role of Generative AI in Software32:54 Operational Improvements with GenAI33:32 Product Enhancements with GenAI33:49 Agentification of Software34:51 Financial Impact of AI on Software Companies36:41 GenAI in Middle Market Companies37:25 Vista's Edge in GenAI38:27 CEO Perspectives on GenAI39:04 Encouraging AI Adoption in Companies42:37 The Human Element in the Age of AI43:26 Preparing Teams for AI Integration45:37 Advising Wealth Managers on GenAI48:26 Vista's Vision for the Future49:49 Building a Software Investing Factory50:42 Excitement for the FutureEditing and post-production work for this episode was provided by The Podcast Consultant.A word from AGM podcast sponsor, Ultimus Fund SolutionsThis episode of Alt Goes Mainstream is brought to you by Ultimus Fund Solutions, a leading full-service fund administrator for asset managers in private and public markets. As private markets continue to move into the mainstream, the industry requires infrastructure solutions that help funds and investors keep pace. In an increasingly sophisticated financial marketplace, investment managers must navigate a growing array of challenges: elaborate fund structures, specialized strategies, evolving compliance requirements, a growing need for sophisticated reporting, and intensifying demands for transparency.To assist with these challenging opportunities, more and more fund sponsors and asset managers are turning to Ultimus, a leading service provider that blends high tech and high touch in unique and customized fund administration and middle office solutions for a diverse and growing universe of over 450 clients and 1,800 funds, representing $500 billion assets under administration, all handled by a team of over 1,000 professionals. Ultimus offers a wide range of capabilities across registered funds, private funds and public plans, as well as outsourced middle office services. Delivering operational excellence, Ultimus helps firms manage the ever-changing regulatory environment while meeting the needs of their institutional and retail investors. Ultimus provides comprehensive operational support and fund governance services to help managers successfully launch retail alternative products.Visit www.ultimusfundsolutions.com to learn more about Ultimus' technology enhanced services and solutions or contact Ultimus Executive Vice President of Business Development Gary Harris on email at gharris@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.

On this episode, Saige talks about the idea of not losing an opportunity to educate others on the importance of considering choosing animal adoption and how you can adopt purebred animals. She discusses doing this while being mindful to do so in appropriate situations and not shaming anyone for going to a breeder. She also touches on the importance of being a responsible dog owner.   If you are interested in hearing more from Saige via email, fill out this form: https://forms.gle/HfTeCv72Xgr1Ac4EA  Find us on socials: https://www.instagram.com/saigejones/?hl=en  https://www.instagram.com/saigejonespodcast/?hl=en  https://www.youtube.com/c/SaigeJones  Disclaimer: Saige is not an expert; she shares her experience. Please fact check any information.

We're in December so you know what that means... Actionable planning as the year closes — from Required Minimum Distributions to Roth conversions, backdoor Roth execution, QCD mistakes, and avoiding IRS withholding penalties. Jeremiah and Nic unpack overlooked tax traps, including misreported charitable transfers, improper Roth documentation, Form 8606 errors, and how retirees get hit with avoidable interest and penalties. Also something new to look forward to: Trump Accounts. The guys break down how these federally seeded children's investment accounts work, eligibility timelines, contribution rules, investment limitations, tax treatment, distribution penalties, automatic setup, and whether politics should influence planning. They compare these to 529 plans, UTMAs, custodial IRAs, trusts, and simple brokerage accounts while showing when each shines — and when giving an 18-year-old control can be dangerous. Plus, we get practical strategies for gifting, legacy planning, educating children about money, and using investment accounts as tools for skill-building rather than entitlement. Everything from tax efficiency, Social Security concerns, behavioral finance, and new policy mechanics.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Nic Daniels ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Most financial advisors have been sold a lie from so-called marketing experts that causes you to waste your time for no results, fills you with frustration, and makes the already tough job of growing your business infinitely more difficult… The lie? Educating, teaching, and "giving value" in your marketing. While this might seem like a strategy that works, it collapses immediately when you think about it.  Here's why: When you're teaching and "giving value," you're activating the logical side of the brain, not the emotional side. But the emotional side is the one that buys and invests in anything.  That's the bad news.  The good news? In today's show, you'll discover how you can get better results than the so-called marketing experts and 3 marketing shifts you can implement this week that will improve your marketing across the board.  Listen now. Show highlights include: Why listening to so-called marketing experts is particularly lethal for financial advisors (1:18)  How teaching in your marketing makes prospective clients run away and hand their money to another advisor (1:59) ' The only 2 things that causes the human brain to take action that reveals why teaching is not an effective marketing strategy (4:37)  3 marketing shifts to make in your business (and I'll be floored if following these 3 shifts doesn't radically improve your marketing performance) (6:45)  The "Trans" mistake almost every financial advisor makes that stifles their marketing efforts (16:04)  4 real life ways to frame your "comprehensive financial plan" that your prospective clients actually care about (16:45)  My Profitable Pricing Blueprint gives you an unfair advantage over AI. Get it before AI chops off your business's head at https://TheAdvisorCoach.com/Pricing  Since you listen to this podcast, I want to give you a gift: If you subscribe to the Inner Circle Newsletter, I'll send you a collection of seven "objection busting" and copyright free emails, personally written by me, that you can use right away to begin getting more clients. Sign up here: https://TheAdvisorCoach.com/Coaching. Then, let me know you subscribed, and I will reply back with a link where you can download them for free.

I discuss more of the negative comments we get and messages why pushing your narrative needs to come without bias and much more

Episode #279!The Business of Life Master Class Podcasthttps://www.facebook.com/TheBusinessOfLifeMasterClassYoutube: www.youtube.com/@thebusinessoflifemastercla1060Instagram: @thebusinessoflifemasterclassTwitter/X: @ClassTBOLRenee ScottLinkedIn - YELP - Google - Instagram - FacebookRenee Scott Insurance Hosts: Debbie Lundberg & Barbara Zantwww.debbielundberg.com - Presenting Powerfully - 813-494-4438Facebook/Twitter/X/Instagram: @debbielundbergTikTok: @DebbieLundbergCoachInstagram for Barb Zant: @thestayatworkmomDigital Engineer: Brianna ConnollyMusic: www.bensound.comMusic by AlexiAction from Pixabay - License code: CBKCX3HKZL8FJ2CMSend us a textSupport the showThe Business of Life Master Class Podcast. Listen. Choose. Do!

In this series of Keeping the Wolves at bay, Brothers Ethan and Jared talk about how to protect your family from ravenous wolves that may try to attack your family. A father job is to protect his children from dangers that often circle around us waiting for a moment when our backs are turned to pounce and devour. This episode is the second in a series of episodes that covers how to be vigilant and what to be vigilant of in our modern era. The proverbial "wolves" discussed in this episode range from protecting your families health, financial status, mental state, overall wellbeing, and much more. Educating yourself on dangers that exist out there and increasing your ability to provide are major themes on how to keep your family safe.  Email us or reach out on social media:  Follow us on Instagram @a.brothers.creed Follow us on YouTube email us at abrotherscreed@gmail.com   

The book explores the disparities in education between the children of Nazi scientists and the ethnic Mexican children who attended segregated schools in El Paso.

We sit down with William G. (Jerry) Berberet, the 2025 recipient of the prestigious Ernest L. Boyer Award and the founding executive director of what is now the New American Colleges & Universities. Jerry reflects on his decades in academia, the enduring moral vision of Ernest Boyer, the role of leadership and innovation, and his compelling, purpose-driven vision for higher education -- an imperative every bit as vital today as it was thirty years ago. Host: Sean CreightonThank you for tuning in to this episode of Degrees of Impact, where we explore innovative ideas and the people behind them in higher education. To learn more about NACU and our programs, visit nacu.edu. Connect with us on LinkedIn: NACU If you enjoyed this episode, don't forget to subscribe, rate, and share it with your network.

Getting Started in Points and Miles | Hurdy Gurdy Travel Podcast In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula breaks down the art of using credit card points, miles, and casino loyalty programs to save money on travel and travel in style. Justin shares how he went from discovering poker to focusing on credit card rewards, stacking offers, and traveling at next to no cost. Joined by Frank and Trey from the Poker Dealer School of Philadelphia, Justin explains the fundamentals of miles and points, how to safely manage many credit cards, and how poker, points, and miles rely on math, discipline, and strategy. You'll learn how to: Maximize credit card rewards without going into debt Combine casino comps with points and miles for huge value Use apps and tools to track offers and organize your cards Think about expected value like a poker player when making financial decisions If you're a poker player, casino regular, or just someone who wants to travel more for less, this episode is for you. Timestamps 00:00 Introduction 00:45 Interview with Frank and Trey from Poker Dealer School 01:39 Justin's Journey into Miles and Points 02:47 Scaling Up Credit Card Rewards 03:51 Starting the Hurdy Gurdy Travel Podcast 06:17 Credit Card Strategies and Tips 17:16 Favorite Trips and Experiences 19:30 Combining Credit Card Perks with Casino Comps 24:32 Learning Poker and Credit Card Fundamentals 25:08 Useful Apps for Credit Card Management 25:53 Exploring Credit Card Rewards and Offers 27:02 Podcast Break and Sponsor Message 27:54 JetBlue 25 for 25 Challenge 32:41 Coaching and Educating on Credit Cards 36:05 Philosophy and Credit Card Strategies 38:30 Navigating Credit Card Rules and Benefits 43:52 Final Thoughts and Advice —

In this episode of Gov Tech Today, hosts Russell Lowery and Jennifer Saha discuss a significant rulemaking process initiated by the Department of General Services (DGS) to change small business and Disabled Veteran Business Enterprise (DVBE) procurement processes. They examine the new statutory mandate requiring 25% of state spending to go to small businesses and 3% to DVBEs. Jennifer highlights the impact on technology procurements and the potential for leveling the playing field for small businesses. The conversation also delves into the increased contract limit from $250,000 to $3.5 million for small business procurements and the need for education and awareness within both government and vendor communities. The episode closes with a look at the opportunities and challenges this new regulation presents.00:00 Introduction to Govtech Today00:29 Regulatory Changes in Small Business and DVB Procurement02:08 Impact on Technology Procurement04:11 Small Business and DVB Off-Ramp Procurement06:49 Increasing the Procurement Limit09:33 Educating the Business Community15:24 Conclusion and Future Outlook

Welcome back to the Alt Goes Mainstream podcast.Today's episode brings the perspective of an asset management veteran who has sat on both sides of the table.We sat down in Franklin Templeton's New York City office with George Stephan, COO of Global Wealth Management Alternatives at Franklin Templeton.George joined Franklin to continue the buildout of the firm's Alternatives capabilities, which boasts over $264B AUM in private markets strategies that include Lexington Partners, Benefit Street Partners, and Clarion Partners. George came from KKR, where he was Head of Strategy and Business Development for the firm's Global Client Solutions business and was also COO and Head of Investor Relations for KKR's Global Wealth Solutions business in the Americas. Prior to KKR, George spent nine years in Morgan Stanley's wealth management division. George is also a Board Observer at CAIS.George and I had a fascinating conversation about how to build a wealth solutions business and how advisors approach private markets. We discussed:How has the adoption of private markets by the wealth channel evolved over the course of George's career?The benefits and challenges of being a traditional asset manager building out its private markets capabilities.The breadth and depth of Franklin Templeton's reach as a firm and how that brand and history have helped Franklin partner with the wealth channel in private markets.How has Franklin Templeton's family of specialists enabled the firm to leverage the expertise of specialist alternative asset managers within a larger platform?How does the wealth channel approach private markets?How will model portfolios be constructed and adopted by the wealth channel?Will evergreen funds be the structure of choice for most advisors?Thanks George for coming on the show to share your expertise and wisdom at the intersection of private markets and private wealth.Show Notes00:00 Introduction to our Sponsor, Ultimus01:55 Welcome to the Podcast02:03 Guest Introduction: George Stephan03:59 George's Career Journey04:12 Building Wealth Solutions at Franklin Templeton06:06 Key Pillars for Success in Wealth Management07:31 Client Service and Operational Excellence09:04 Strategic Approach to Wealth Management10:15 Convergence of Public and Private Markets10:48 Advisor Needs and Solutions13:31 Franklin Templeton's Private Markets Business14:23 Unifying Private Markets Business15:01 Cross Collaboration and Investment Decisions15:43 Cultural Alignment in Acquisitions16:35 Franklin Templeton's Core Principles17:15 Heritage and Long-Term Thinking21:30 Brand Evolution and Market Perception24:19 Strategic Partnerships in Private Markets25:56 Future of Partnerships and Acquisitions26:57 Winners and Losers in Partnerships27:10 Advisor's Perspective on Productization27:43 Allocating to Public and Private Markets28:21 Innovation in Private Markets29:05 Challenges and Opportunities in Wealth Management29:56 The Future of Multi-Asset Solutions30:17 Operational Complexity in Private Markets31:27 The Need for Digital Transformation31:59 Adoption of Distributed Ledger Technology (DLT)32:46 Evolving Technology in Wealth Management33:49 Impact of Market Efficiency on Returns35:13 Dispersion in Private Markets Performance37:17 Scale and Investment Integrity38:44 Building Capabilities in Franklin Alternatives40:10 Partnering with Asset Managers41:36 Keys to Building a Wealth Solutions Business42:16 Hiring for Private Markets Expertise43:39 Educating the Industry on Private Markets45:48 Evergreen Structures in Private Markets49:45 Exciting Trends in Private MarketsEditing and post-production work for this episode was provided by The Podcast Consultant.A word from AGM podcast sponsor, Ultimus Fund SolutionsThis episode of Alt Goes Mainstream is brought to you by Ultimus Fund Solutions, a leading full-service fund administrator for asset managers in private and public markets. As private markets continue to move into the mainstream, the industry requires infrastructure solutions that help funds and investors keep pace. In an increasingly sophisticated financial marketplace, investment managers must navigate a growing array of challenges: elaborate fund structures, specialized strategies, evolving compliance requirements, a growing need for sophisticated reporting, and intensifying demands for transparency.To assist with these challenging opportunities, more and more fund sponsors and asset managers are turning to Ultimus, a leading service provider that blends high tech and high touch in unique and customized fund administration and middle office solutions for a diverse and growing universe of over 450 clients and 1,800 funds, representing $500 billion assets under administration, all handled by a team of over 1,000 professionals. Ultimus offers a wide range of capabilities across registered funds, private funds and public plans, as well as outsourced middle office services. Delivering operational excellence, Ultimus helps firms manage the ever-changing regulatory environment while meeting the needs of their institutional and retail investors. Ultimus provides comprehensive operational support and fund governance services to help managers successfully launch retail alternative products.Visit www.ultimusfundsolutions.com to learn more about Ultimus' technology enhanced services and solutions or contact Ultimus Executive Vice President of Business Development Gary Harris on email at gharris@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.

The AgNet News Hour opened with host Nick Papagni and co-host Lorrie Boyer, sharing the latest updates from California and nationwide agriculture. They discussed weekend highlights and emphasized the abundance of California-grown produce for consumers, even during holiday seasons. Tyson Foods Cattle Packing Closure and Industry Impact A major story covered was the closure of Tyson Foods' cattle packing plant in Lexington, Nebraska, which is projected to reduce slaughter capacity by 7,000 to 8,000 head per day, a 7.5% to 9% decrease in total U.S. capacity. Tyson's Amarillo, Texas plant is also reducing operations by eliminating a shift. Nick and Lorrie noted that with cattle herds at historically low levels, rebuilding will take years, extending beyond the previously projected 2026–2027 timeline. This disruption, however, may create opportunities for local, grass-fed, or direct-to-consumer beef producers, reducing reliance on the four major beef corporations. Positive Developments in Dairy and School Nutrition In positive news, the hosts highlighted a Senate bill supporting milk in schools, benefiting the dairy industry. Milk remains a vital source of vitamins, minerals, and healthy fats, and the show emphasized the importance of encouraging physical activity in children rather than blaming milk for obesity. Modern Parenting and Convenience Challenges Nick and Lorrie discussed modern parenting and reliance on technology and convenience, noting that children need structured physical activity. This led into a discussion about the critical support farmers require, particularly in navigating California's complex regulatory and labor environment. Interview with Bryan Little – Supporting California Farmers Bryan Little, representing the California Farm Bureau, shared insights on his dual role: advocating for farm employers in legislation and regulation, and managing the Farm Employers Labor Service (FELS) to assist with compliance on wages, hours, safety, training, and human resources. He highlighted the constant changes in California labor regulations, emphasizing the need for ongoing guidance for farmers. Regulatory Growth and Automation Challenges California's regulatory landscape has expanded dramatically. Bryan noted that compliance posters for agricultural workplaces have increased from two to five since 2008. While some regulations may seem redundant, they are legally required, adding complexity for farm operators. Bryan emphasized outdated rules, such as 1977 regulations preventing autonomous tractors, despite California being a leader in ag tech. These restrictions limit productivity and innovation, even when autonomous equipment could operate safely in scenarios like mowing orchard rows or applying pesticides. Labor and Immigration in California Agriculture The discussion addressed labor challenges, including immigration policies affecting farm workers. California agriculture relies on a stable workforce for food production, environmental protection, and rural community sustainability. Bryan Little stressed the importance of maintaining dialogue with policymakers to ensure farmers can meet regulatory standards while sustaining operations. Rising minimum wages and labor shortages are driving increased automation, yet outdated regulations hinder its deployment. Proposition 50 and Political Representation Bryan explained the Farm Bureau's opposition to Proposition 50, noting that legislators from urban areas often lack understanding of rural agricultural issues. Both hosts highlighted that policymakers with real-world business or farming experience are rare, making informed decision-making for agriculture challenging. Nick suggested initiatives like “Ag 101” boot camps for legislators to ensure policymakers understand the complexities of California farming. Resource Management and Sustainability The discussion expanded to water management, wildfire prevention, and sustainable land use. Bryan noted that sheep and goat grazing could reduce wildfire fuel loads and that better local resource utilization could decrease dependence on pesticides and fossil fuels. He stressed the importance of sustainable agricultural practices and proactive environmental stewardship. Educating the Public and Bridging Knowledge Gaps Bryan highlighted the need to educate the public and policymakers about agriculture's impact on local economies, food production, and job creation. By providing guidance to farm employers, FELS helps bridge the knowledge gap, ensuring that communities understand the value of a thriving agricultural sector. Automation, Labor Costs, and California Policy Challenges Bryan discussed the economic pressures on farms, including high labor costs, regulatory burdens, and freight expenses. Automation could reduce costs and provide tech-oriented jobs, but Cal OSHA restrictions prevent deployment of autonomous machinery, creating regulatory inconsistency compared to autonomous vehicles in other sectors. Supporting Farmers and Looking Ahead The AgNet News Hour concluded with a reminder to support small farmers and engage with organizations like the California Farm Bureau. Bryan Little was praised for his advocacy, and listeners were encouraged to visit FELS.net and the California Farm Bureau website for resources. Future episodes will focus on wine industry insights with expert interviews, continuing the conversation on sustainable agriculture, labor, and innovation in California. Stay Connected with AgNet West Website: AgNet West Social Media: Facebook | Instagram | X Podcast: Search “AgNet West” on your preferred podcast platform

For episode 642 of the BlockHash Podcast, host Brandon Zemp is joined by Nikita (Sachdev) Lord, Founder & CEO of Luna PR.Luna PR is a global marketing and PR agency focusing on blockchain and fintech, space tech, emerging tech, medtech, e-sports and green tech. They work with events, startups, and businesses to bring the right exposure to your brand, increase awareness and reputation in markets worldwide. Their diverse and experienced team combines their knowledge in technology and communication to provide a customized yet simple plan to suit each client's needs. ⏳ Timestamps: (0:00) Introduction(0:53) Who is Nikita Lord?(2:44) Verticals of focus for Luna PR(4:04) Educating politicians on capital markets(4:42) Why PR is important(5:48) Luna Capital investment firm(8:38) Emerging tech trends in 2026(9:42) Luna PR at Blockchain Futurist(10:54) Luna PR agenda for 2026(11:47) Contact Luna PR 

Scott Ellam, founder of XCE & Spencer Riley, is preparing to take his international executive recruitment firm public, with a Bitcoin treasury. He explains why he started stacking BTC as the company's primary reserve in 2021, how he scaled buying from daily to weekly, and why the UK needs more businesses openly running Bitcoin strategies.WRAP offer open across AJ Bell, Hargreaves Lansdown and Interactive Investor: https://x.com/XCEofficial/status/1994093795177029705?s=20CONTACT JORDAN:

My guest today is Carol Souza, co-founder of Area Bitcoin, one of the largest Bitcoin education platforms in Latin America, reaching hundreds of thousands across Brazil and the Portuguese-speaking world. Her path began not in tech or finance, but as a dentist, where Brazil's inflation, POS payment fees, and daily operational fragilities pushed her to study money and ultimately adopt Bitcoin as a survival tool for her clinic. We discuss Brazil's long history of hyperinflation, savings confiscation, and the deep fiat mindset that still shapes economic life. Carol explains how PIX, open banking, and the proposed Drex CBDC form a sophisticated financial-surveillance architecture, and why she sees Bitcoin as a sovereignty instrument rather than a speculative asset.► If you got value, please like, comment, share, follow and support my work. Thank you!-- SPONSORS --→ Get your TREZOR wallet & accessories, with a 5% discount, using my code at checkout (get my discount code from the episode - yep, you'll have to watch it): https://affil.trezor.io/SHUn→ Shield your bitcoin with time-delayed transactions over multisig with BitVault: https://bit.ly/bitvault_efrat → Have you tried mining bitcoin? Stack sats directly to your wallet while saving on taxes with Abundant Mines: https://AbundantMines.com/Efrat – AFFILIATES –→ Get 10% off on Augmented NAC, with the code YCXKQDK2 via this link: https://store.augmentednac.com/?via=efrat (Note, this is not medical advice and you should consult your MD)→ Watch “New Totalitarian Order” conference with Prof. Mattias Desmet & Efrat - code EFRAT for 10% off: https://efenigson.gumroad.com/l/desmet_efrat → Get a second citizenship and a plan B to relocate to another country with Expat Money, leave your details for a follow up: https://expatmoney.com/efrat → Join me in any of these upcoming events: https://www.efrat.blog/p/upcoming-events -- LINKS –Carol's Twitter: https://x.com/carol_bitcoin  Area Bitcoin's Twitter: https://x.com/areabitcoin Area Bitcoin's Website: https://www.areabitcoin.co/ “Bitcoin 4 all” English Course: https://www.areabitcoin.co/preview/bitcoin4all-en Efrat's Twitter: https://twitter.com/efenigsonEfrat's Channels: https://linktr.ee/efenigsonWatch/listen on all platforms: https://linktr.ee/yourethevoiceSupport Efrat's work: ⁠https://bit.ly/zap_efrat -- CHAPTERS –00:00 - Coming Up01:42 - Intro To Carol Souza: Bitcoin Advocate03:40 - Carol's Journey to Bitcoin07:00 - Bitcoin & Broken Money in Brazil 11:15 - Ad Break12:40 - Outcomes of Bitcoin Education13:50 - Challenges of Accepting Solutions Like Bitcoin18:30 - Is Digitalization a Barrier?21:20 - Crypto vs. Bitcoin23:20 - Brazil's CBDC - Pix & Drex26:55 - Ad Break29:05 - CBDC in Brazil Contd.31:30 - Big Tech Censorship & Surveillance34:00 - Bitcoin Education and Activism37:00 - Open Source Education, AI & Vibe Coding45:00 - Designers & Developers Training in Bitcoin47:00 - Teaching Complex Bitcoin Concepts48:40 - The Future of Bitcoin Education

Brad L. Mortensen, President of Weber State University joins Ann on this week's episode of Afternoon Cyber Tea to discuss the evolving role of higher education in preparing the future cybersecurity workforce. Brad shares how Weber State supports students from all backgrounds through open enrollment, stackable credentials, real-world learning partnerships, and a focus on both technical training and durable human skills like communication, resilience, and problem solving. He talks about the rise of AI in the classroom, the importance of industry collaboration, and why fostering adaptability and creativity is essential to meeting growing cyber talent demands.     Resources:   View Brad L. Mortensen on LinkedIn    View Ann Johnson on LinkedIn       Related Microsoft Podcasts:   Microsoft Threat Intelligence Podcast   The BlueHat Podcast    Uncovering Hidden Risks           Discover and follow other Microsoft podcasts at microsoft.com/podcasts      Afternoon Cyber Tea with Ann Johnson is produced by Microsoft and distributed as part of N2K media network. 

Why Brands Should Stop Avoiding News with Jack MarshallBrands have long shied away from advertising in news, fearing controversy or association with “negative” stories; but that hesitation is costing them results. This week, Mike Shields talks with Jack Marshall, Head of News at DoubleVerify, about why avoiding news is a missed opportunity and how advertisers can take a smarter, more nuanced approach to brand safety and suitability.Jack shares insights from DV's research, which shows that news content drives 16% more engagement than non-news media, and explains how AI-driven tools are helping advertisers target responsibly while supporting trusted journalism. The conversation covers the shifting perceptions of news advertising, AI's role in brand safety, and why authentic reporting may soon stand out as the antidote to AI-generated “slop.” Highlights:

How are the world's leading mind on GA management educating patients about GA so they follow-up with their providers? Host Anat Loewenstein, MD, convenes a roundtable with Jordi Monés, MD, PhD; Sobha Sivaprasad, MD; and Giovanni Staurenghi, MD, to review their specific approaches to GA management, patient conversations, and education for patients and caregivers. Plus, are AREDS supplements an option for GA patients? 

This is Native American Heritage month where we take time to recognize the history, culture, contributions and achievements of Indigenous people. For many of the Tribes in Virginia it's a way to educate the public and to heal centuries of trauma. Pamela D'Angelo reports.

Meta Ghambaryan is Web3 Global Marketing Advisor at Asterium, she helps build Central Asia's regulated crypto backbone.#crypto #MetaGhambaryan #asiacryptoAll Episodes can be found at www.thecryptopodcast.org Join my PodFather Podcasting SKOOL Grouphttps://www.skool.com/podfather/about All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/ Brain Fitness SKOOL Group https://www.skool.com/brainfitness/about  Who is Meta GhambaryanMetakse Ghambaryan or simply "Meta"— the former Executive Director at Web3 Armenia -where she helped to grew a thriving Web3 ecosystem to over 20 companies and 40 experts. Now active as Web3 Global Marketing Advisor at Asterium, she helps build Central Asia's regulated crypto backbone.What we Discussed: 00:24 Who is Meta Ghambaryan01:05 Living in Uzbekistan02:50 Her home country Armenia03:54 The Meaning of Asterium 04:25 Her previous work with Web3 Armenia06:40 Different Cultures09:15 Regulating Crypto Companies10:00 Why Uzbekistan legislation is positive for Crypto13:05 Financial Freedom15:45 Is the KYC information shared19:35 Simplifying Crypto20:30 Backed up by Government Bonds22:45 Buildingthe Eco System25:52 The security to protect users29:20 Do they support Meme Coins & NFT's31:20 Protecting the users with Education34:07 No Gambling allowed35:43 The Process for a New User37:40 Educating users about a Cold Wallet38:24 Whats included in the Learning Courses3How to Contact Meta Ghambaryanhttps://asterium.uz/enhttps://www.linkedin.com/in/metakse-ghambaryan/https://x.com/mandarina_meta All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠  

Text us a pool question!Welcome to an in-depth exploration of leak detection in pools, a topic that often goes unnoticed yet is crucial for any pool owner. In this blog post, we'll highlight key insights and practical tips from a recent podcast episode featuring industry experts Natalie Hood and Jared Medeiros. Let's dive in and unravel the myths surrounding leak detection and maintenance.Section 1: Understanding the Importance of Leak Detection  Leaks can lead to significant water loss and costly repairs if not addressed promptly. Natalie and Jared emphasized the importance of being proactive rather than reactive when it comes to leak detection. As Jared, a seasoned professional in the aquatics industry, points out, understanding the signs of leaks can save pool owners time, money, and headaches in the long run.Section 2: Common Myths About Pool Plaster  One common myth discussed in the podcast is that plaster lasts forever if maintained correctly. Jared clarified that while proper maintenance can extend the lifespan of plaster, it is not indestructible. For instance, between five to ten years, homeowners may start to notice scaling, staining, and roughness if the pool chemistry is neglected. Jared notes that many homeowners wait too long, often until the plaster is visibly damaged, before considering resurfacing or repairs. Section 3: Repairing Plaster Underwater  Another myth addressed is the belief that plaster cannot be repaired underwater. Jared debunked this notion, stating that underwater repairs are indeed possible and often necessary for minor damages. He explained that only in extreme cases, such as structural failures, would a complete drain be required. This insight is crucial for homeowners who may fear costly and disruptive repairs.Section 4: Differentiating Between Surface and Structural Issues  Natalie shared a personal anecdote about her father's experience with a pool leak, highlighting the challenge homeowners face in distinguishing between surface cracks and structural failures. Jared advised that if homeowners are losing significant amounts of water, it's likely a structural issue that needs immediate attention. In contrast, minor water loss might just require a quick repair rather than an extensive fix.Section 5: The Role of Water Chemistry  The podcast also touched on the importance of water chemistry in maintaining the integrity of pool surfaces. Both Natalie and Jared stress that consistent testing and balancing of pool chemicals are vital for prolonging the life of plaster. Neglecting water chemistry can lead to costly repairs and diminished aesthetics over time. Conclusion: Key Takeaways  As we wrap up this discussion on leak detection and pool maintenance, the key takeaways are clear:  1. Proactive leak detection can save you time and money. 2. Understanding the lifespan of plaster and recognizing signs of wear is crucial. 3. Repairing plaster underwater is often feasible, but structural issues require immediate attention. 4. Maintaining proper water chemistry is essential for the longevity of your pool surfaces.  Educating yourself about these aspects can empower you as a pool owner and ensure your investment remains beautiful and functional for years to come.Tags: pool maintenance, leak detection, plaster repairs, water chemistry, pool care tips, aquatics industry insights, pool Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

Behind every safe meal is someone who got the data right. Brandon Ballew, Senior Product Information Analyst at Beaver Street Fisheries, joins hosts Liz Sertl and Reid Jackson to discuss how the seafood industry is preparing for FSMA Rule 204, and how GS1 standards like GLNs, GTINs, and 2D barcodes are helping ensure food safety from port to plate. Brandon shares how his team uses data to improve visibility, partner collaboration, and customer confidence, proving that accurate and standardized information benefits everyone in the supply chain. In this episode, you'll learn: How GS1 standards support FSMA 204 traceability Why data quality impacts both compliance and customer trust How Beaver Street Fisheries uses GLNs to connect digital and physical supply chains Jump into the conversation: (00:00) Introducing Next Level Supply Chain (03:51) Preparing for FSMA 204 and data-driven traceability (06:08) Lessons from SIMP and early adoption of seafood standards (09:04) Creative uses of GLNs across operations (12:31) Data synchronization with GS1 Data Hub and 1WorldSync (15:34) The cost of inaccurate data in online ordering (19:00) Educating trading partners about FSMA compliance (22:11) The benefit of 2D barcodes for consumers (26:37) Brandon's favorite technologies Connect with GS1 US: Our website - www.gs1us.orgGS1 US on LinkedIn This episode is brought to you by: Avery Dennison and Syndigo If you're interested in becoming or working with a GS1 US solution partner, please connect with us on LinkedIn or on our website. Connect with the guests: Brandon Ballew on LinkedIn Check out Beaver Street Fisheries

For more info and support, visit us at https://thecirsgroup.com In this episode of The CIRS Group podcast, Jacie and Barbara welcome Bill Weber, a CIRS-knowledgeable Indoor Environmental Professional. Bill is a senior consultant with Avalar and a board-certified indoor environmental consultant. Bill shares his expertise on mold testing methods, the art and science of interpreting results, and why professional help is crucial for CIRS patients. He discusses his experience inspecting buildings for water damage and intrusion, the importance of hiring a certified IEP, and provides practical tips for dealing with home contents after mold contamination. Whether you're in need of understanding your ERMI or HERTSMI-2 dust testing results, or just want practical advice on making your home as clean and safe as possible, this episode covers it all. Tune in to gain valuable insights and ensure your living environment is safe and healthy. For more info and support, visit us at https://thecirsgroup.com Work with Bill: https://avelar.net/articles_publications/team/bill-weber/ TIMESTAMPS 00:00 Intro and disclaimer 01:33 Meet Bill Weber: Indoor Environmental Professional 03:20 Bill's favorite testing methods for mold 05:30 Understanding Mold Analysis: ERMI dust tests vs Culture tests 08:30 When to choose an ERMI dust test vs culturing 10:11 Fun fact about the first four mold types on the ERMI 11:50 Why it's so important to hire an IEP for your home 12:54 Context of climate in assessing your home 14:48 Can you interpret your own ERMI without an IEP? 19:06 Actinomycetes bacteria and endotoxin testing 22:11 Tips for collecting dust samples 26:27 Understanding the nuance and context when interpreting the data 31:30 Educating more professionals on remediating properly 34:15 Choosing to clean or throw away personal property 39:09 How to work with Bill Weber HELPFUL LINKS: Work with Bill: https://avelar.net/articles_publications/team/bill-weber/ CIRSx Courses for remediators, indoor environmental professionals, and home owners: Medically Important Remediation for Professionals: https://institute.cirsx.com/course/mir101 Introduction to Medically Important Assessment 101: https://institute.cirsx.com/course/mia101 Deeper Exploration of Medically Important Assessment 102: https://institute.cirsx.com/course/mia102 Bill Weber's CIRSx talk about mold testing: https://vimeo.com/showcase/11385222?video=955676414 Bill Weber and Michael Schrantz's CIRSx talk about inspecting a convent:  Part one: https://vimeo.com/showcase/11385262?video=856185993 Part two: https://vimeo.com/showcase/11385262?video=856244891 Order Jacie's book! The 30 Day Carnivore Bootcamp: https://a.co/d/7MgHrRs The CIRS Group: Support Community: https://thecirsgroup.com Instagram: https://www.instagram.com/thecirsgroup/ Find Jacie for carnivore, lifestyle and limbic resources: Jacie's book on the Carnivore diet!  https://a.co/d/8ZKCqz0 Instagram: https://www.instagram.com/ladycarnivory YouTube: https://www.youtube.com/@LadyCarnivory Blog: https://www.ladycarnivory.com/ Find Barbara for business/finance tips and coaching: Website: https://www.actlikebarbara.com/ Instagram: https://www.instagram.com/actlikebarbara/ YouTube: https://www.youtube.com/@actlikebarbara Jacie is a Shoemaker certified Proficiency Partner, NASM certified nutrition coach, author, and carnivore recipe developer determined to share the life changing information of carnivore and CIRS to anyone who will listen. Barbara is a business and fitness coach, CIRS and ADHD advocate, writer, speaker, and a big fan of health and freedom. Together, they co-founded The CIRS Group, an online support community to help people that are struggling with their CIRS diagnosis and treatment.

Is apologetics restricted to just a select group of people? Is it merely for academics? What if we *all* took seriously the call to have answers, a defense, for the hope within (1 Peter 3:15)?  Women in Apologetics (WIA) is a Christian non-profit organization dedicated to educating, equipping, and encouraging women in the art of Christian apologetics. Dr. Jeff Myers talks with leaders from this organization about the importance of empowering women to develop a reasonable and confident faith, grounded in Scripture. Inspired by Luke 10:27, WIA strives to cultivate a holistic approach to faith—loving God with all our heart, soul, strength, and mind—while also loving and engaging our neighbors. Join us as we explore, learn, and grow together in faith and apologetics. To find out more about WIA, visit: https://womeninapologetics.com/ To register for Summit Student Conferences, visit: Summit.org/students/ For additional free resources from Summit, go to: Summit.org/resources 

In this episode of SHE MD Podcast, Dr. Lisa Newman and William P. Lauder join hosts Dr. Thaïs Aliabadi and Mary Alice Haney to discuss breast cancer management, multidisciplinary care, and leadership in health advocacy. They explore the latest clinical research, patient-centered strategies, and the role of philanthropy in advancing care. Learn how to improve breast health outcomes, understand treatment options, and engage with supportive programs. This episode delivers expert insights on bridging medical innovation with community impact, empowering listeners to take informed steps in their health and wellness journeys.Subscribe to SHE MD Podcast for expert tips on PCOS, Endometriosis, fertility, and hormonal balance. Share with friends and visit SHE MD website and Ovii for research-backed resources, holistic health strategies, and expert guidance on women's health and well-being.SponsorsPurely Elizabeth - Visit purelyelizabeth.com and use code SHEMD at checkout for 20% off. Purely Elizabeth. Taste the Obsession. Timeline - Timeline is offering10% off your order of Mitopure. Go to timeline.com/SHEMD.Cymbiotika - Go to Cymbiotika.com/Shemd for 20% off plus free shippingiRestore - For a limited time, get a HUGE discount on the iRESTORE Elite + Illumina Face Mask Bundle with code SHEMD at iRestore.comPeloton - Let yourself run, lift, sculpt, push, and go. Explore the new Peloton Cross Training Tread+ at onepeloton.comDavid's Protein - David is giving my listeners an exclusive offer – buy four cartons and get the fifth free at davidprotein.com/shemd Aura Frames - Exclusive $45-off Carver Mat at https://on.auraframes.com/SHEMD. Promo Code SHEMDWhat You'll LearnLatest advancements in breast cancer managementHow multidisciplinary care improves patient outcomesThe impact of philanthropy on breast cancer research and community supportLeadership lessons in healthcare and patient advocacyKey Timestamps00:00 Introduction with Dr. Thaïs Aliabadi and Mary Alice Haney02:36 William P. Lauder & Dr. Lisa Newman Introductions04:13 When William's mother was diagnosed with breast cancer & how the pink ribbon was created13:15 Educating women on preventative care, genetic testing & the risk assessment tool22:38 Dr. Newman's research on the disparities of breast cancer in black women37:14 The inherent bias in the medical community towards women and the perception of treatment46:04 Increased breast cancer diagnoses in younger women51:58 How to start the process on your own for preventative care58:02 Risk assessment and screening mammogram01:05:41 Supporters of the Breast Cancer Research Foundation01:09:56 Conversation about Estée Lauder01:13:13 Closing thoughts and actionable guidanceKey Takeaways (5 Items)Multidisciplinary care leads to better patient outcomes in breast oncologyPhilanthropy and advocacy enhance research and community supportLeadership and decision-making shape healthcare innovationsPatient-centered strategies empower individuals during treatmentCollaboration between medical, corporate, and community sectors drives changeDr. Lisa Newman is a surgical oncologist specializing in breast cancer management. She is Chief of the Section of Breast Surgery at NewYork-Presbyterian/Weill Cornell Medical Center and leads multidisciplinary breast oncology programs providing compassionate, cutting-edge care. More at Weill Cornell.William P. Lauder is Chair, Board of Directors, The Estée Lauder Companies, Co-Chair of the Breast Cancer Research Foundation, and a guest lecturer at the Wharton School. As a third-generation Lauder, he champions philanthropy, leadership, and advancing breast cancer research. More at LinkedIn.Links https://www.linkedin.com/in/william-lauder/ https://weillcornell.org/lisa-newman Patient Support Programs – https://www.shemdpodcast.com/resourcesBreast Cancer Research Foundation – https://www.bcrf.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's VETgirl online veterinary CE podcast, we talk to Dr. Jason Stull, VMD, MPVM, PhD, DACVPM, Associate Professor in Veterinary Medicine at the University of Prince Edward Island about Echinococcus multilocularis and the growing prevalence in veterinary medicine. Tune in as Dr. Stull reviews this potentially zoonotic parasite, how to diagnosis and treat pets with it, and how to communicate with the pet owner about this One Health risk.Sponsored By: Elanco

The American education system is a trap. For those who fall into it and are looking for an exit, there are amazing options available for parents to take control of this important situation. Staying inside a broken government indoctrination system that fails on every level to prepare students for life is no longer acceptable. Brett Pike's Classical Learner curriculum has helped thousands of parents make the move into homeschooling, while developing a tight network and amazing resources. These days, if you want an education worthy of freedom, you will have to go out and take it.  — Above Phone | Black Friday Sale: https://abovephone.com/activistpost/ — Guest Links: Brett Pike: www.ClassicalLearner.com  Promo Code: MACRO — Watch the video version on one of the Macroaggressions Channels: Rumble: https://rumble.com/c/Macroaggressions  YouTube: https://youtube.com/channel/UCn3GlVLKZtTkhLJkiuG7a-Q?si=DvKo2lcQhzo8Vuqu  — MACRO & Charlie Robinson Links Hypocrazy Audiobook: https://amzn.to/4aogwms The Octopus of Global Control Audiobook: https://amzn.to/3xu0rMm Website: www.Macroaggressions.io  Merch Store: https://macroaggressions.dashery.com/  Link Tree: https://linktr.ee/macroaggressionspodcast Activist Post Family Activist Post: www.ActivistPost.com  Natural Blaze: www.NaturalBlaze.com  Support Our Sponsors C60 Power: https://go.shopc60.com/PBGRT/KMKS9/ | Promo Code: MACRO Chemical Free Body: https://chemicalfreebody.com/macro/ | Promo Code: MACRO Wise Wolf Gold & Silver: https://macroaggressions.gold/ | (800) 426-1836 LegalShield: www.DontGetPushedAround.com  EMP Shield: www.EMPShield.com | Promo Code: MACRO Christian Yordanov's Health Program: www.LiveLongerFormula.com/macro  Above Phone: https://abovephone.com/macro/ Van Man: https://vanman.shop/?ref=MACRO | Promo Code: MACRO The Dollar Vigilante: https://dollarvigilante.spiffy.co/a/O3wCWenlXN/4471  Nesa's Hemp: www.NesasHemp.com | Promo Code: MACRO Augason Farms: https://augasonfarms.com/MACRO  —

It's time to Bridge The Gap! Can the reigning GenX champion pull out another win against the Millennials? There's nothing quite like dry swallowing a big pill. Can you name the most played music video ever played on MTV? Here's a hint: Bob's never even heard of it. Letting your kid drive is one of the craziest times in parenting - here are some rules to help! A writer for the BBC analyzed how the food you eat impacts how you smell. Is garlic good or bad? Do certain hobbies attract pretentious people?

On today's show the pugs converse and reflect upon the various ways in which modern and technological formation shape us, often in ways that counter our overall good. Reflecting on the fact that there are no ‘meaningless’ practices, the pugs reflect on ways our Christian faith, especially catechesis, help us wean from vices and dispositions that cloud our ability to see reality clearly and help us relate to it in healthy and properly ordered ways. Support the Theology Pugcast on Patreon: https://www.patreon.com/thetheologypugcast?fbclid=IwAR17UHhfzjphO52C_kkZfursA_C784t0ldFix0wyB4fd-YOJpmOQ3dyqGf8 Learn more about WPC Battle Ground: https://www.solochristo.org/ Connect with WileyCraft Productions: https://wileycraftproductions.com/

On today's show the pugs converse and reflect upon the various ways in which modern and technological formation shape us, often in ways that counter our overall good. Reflecting on the fact that there are no ‘meaningless' practices, the pugs reflect on ways our Christian faith, especially catechesis, help us wean from vices and dispositions that cloud our ability to see reality clearly and help us relate to it in healthy and properly ordered ways.Support the Theology Pugcast on Patreon: https://www.patreon.com/thetheologypugcast?fbclid=IwAR17UHhfzjphO52C_kkZfursA_C784t0ldFix0wyB4fd-YOJpmOQ3dyqGf8Learn more about WPC Battle Ground: https://www.solochristo.org/Connect with WileyCraft Productions: https://wileycraftproductions.com/