Podcasts about mortgage broking

Are you a hunter or a farmer when it comes to business and sales? In this episode, we break down two sales styles—hunters who chase new deals and farmers who nurture and grow existing clients—and why both are essential for a thriving business. We share real-world examples from accounting, financial planning, and mortgage broking, plus insights on hiring, training, and balancing your team for maximum growth and long-term success.On this episode, we discuss:(00:00) Intro(02:12) Hunters vs. Farmers Explained – The key sales styles that drive business success(04:37) Are You a Hunter or a Farmer? Nick, Jason, and Marty break down their sales styles(08:38) Why Every Business Needs Both Hunters & Farmers(09:05) The Biggest Mistake in Sales Hiring, How choosing the wrong role can hurt your business(13:15) How Great Farmers Generate Referrals – The power of strong client relationships(14:35) Can You Train a Hunter to Be a Farmer? The challenge of shifting sales mindsets(16:21) Why Retaining Clients Is More Profitable Than Finding New Ones(20:07) The Best Sales Approach for Mortgage Brokers & Accountants(22:58) How Sales Leaders Build Winning Teams – Role-specific hiring and training strategies(26:53) The Key to Business Growth: Value-Driven SellingCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Chris Bates, founder and CEO of Alcove, speaks with Owen Rask, Chief Investment Officer of Rask, about the lessons learned growing Alcove, the role of a broker and future of property advice. Topics: Chris' journey from financial planning The partnership with Rask Name & brand changes Lessons learned working in an unsuccessful business partnership The future of mortgage broking ~~ Episode resources ~~ Mortgage broking: https://bit.ly/R-services ~~ Rask Resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Thinking about buying property with your super? We go through the ins and outs of Self-Managed Super Funds (SMSFs), including why more people are setting them up, the benefits and tax advantages of owning property within an SMSF, and key compliance rules. We look at financing options, lending challenges, and strategies for business owners looking to rent their premises from their own super fund.On this episode, we discuss:(00:00) How to Buy Property Using a Self-Managed Super Fund(00:46) Why Self-Managed Super Funds Are Growing in Popularity(01:24) Why Major Banks Stopped Lending to Self-Managed Super Funds(02:00) Benefits of Owning Property in a Self-Managed Super Fund(03:08) What Is a Self-Managed Super Fund & How Does It Work?(05:50) Should You Buy Commercial Property in Super or Your Own Name?(09:51) How Much Super Do You Need to Buy Property?(11:29) Can You Rent Your Business Premises from Your Super Fund?(14:43) What Property Improvements Are Allowed in a Super Fund?(16:48) What Happens When You Sell Property in a Self-Managed Super Fund?(19:47) Can You Keep a Self-Managed Super Fund If You Move Overseas?(21:25) Is It Harder to Get a Loan for a Self-Managed Super Fund Property?(23:00) Why Some Lenders Charge Higher Interest for Super Fund Loans(24:19) Who Should (and Shouldn't) Set Up a Self-Managed Super Fund?(24:37) How to Keep a Self-Managed Super Fund CompliantCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane, senior journalist Will Paige, and commercial content writer Ben Squires as they review the news of the week. This week, they discuss: The launch of the Value of Mortgage Broking report and why it has the industry talking. Brokers' reactions to the Treasurer's call for rule changes and APRA's presales announcement. Trends in lending: investment home loan drops, personal lending surges, and the commercial lending outlook from Judo Bank. And much more!

“How should I invest in 2025 to set myself up for the next few years?” It’s a big question — and if you’re feeling overwhelmed by the sheer number of options, you’re not alone. With so many paths to choose from, how do you figure out what’s right for you? In this live episode of The Investor Lab, we’re cutting through the noise and give you a clear roadmap to make smarter financial moves this year. Here’s what we’re covering: Breaking down asset types — property, stocks, crypto, and more — and their key characteristics. How to match opportunities to your goals and situation — at the right time. 3 realistic scenarios — hear how we’d approach investing in 2025 based on different starting points. If you’ve been wondering where to start, what’s realistic for you, or how to navigate today’s market, this episode will give you the clarity and confidence you need. See you on the inside! Watch on Youtube here: https://www.youtube.com/live/pVz1Ns2V_cw -- Resources mentioned: Asset Class Comparison Matrix - Download here: https://bit.ly/42kFTDx Strategic Finance Guidance & Mortgage Broking - email callum@dashdotfinance.com.au -- Want Dashdot's help to invest in 2025? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://bit.ly/3E0wKGa Want to submit a question for a future episode? We'd love to hear it: https://bit.ly/tilqs Connect: https://www.dashdot.com.au https://www.youtube.com/@theinvestorlab https://www.instagram.com/dashdotproperty https://www.instagram.com/goosemcgrath https://www.instagram.com/gabi.billing See omnystudio.com/listener for privacy information.

Send us a textEver wonder how a simple habit like reflection can revolutionise your mortgage brokerage business? Discover the hidden potential of consistent review practices and how they can transform both your professional growth and personal development. I'm Craig Skelton, and today we're peeling back the layers on the importance of taking a step back to evaluate your year's wins and hurdles. As the fast-paced world of mortgage brokerage beckons, I'll share practical tips on making reflection a seamless part of your routine to enhance decision-making, maintain focus, and avoid burnout.As we gear up for 2025, it's about running your own race with determination and seeking the right support to reach those ambitious goals. Whether you're a seasoned broker or just starting, reflection can be your key to unlocking new heights. Stay tuned for insights from industry experts like Dave Coleman, who will be joining us next week to share his outlook for the coming year. Remember, your success story is just a reflection away, so subscribe, leave a review, and spread the word to anyone looking to thrive both in business and mindset.The Mortgage Broker Broadcast on YouTube https://www.youtube.com/playlist?list=PLxXEaYQYmRFg4as3o6uafzq6WP3-omp4N Apple https://podcasts.apple.com/gb/podcast/mortgage-broker-broadcast/id1560964722 Spotify https://open.spotify.com/show/3xmMdDcgmYh4A74wxeXnCV?si=cbc8f8b024fc4c98 Looking for one to one mentoring, visit my website to see how it works craigskelton.co.uk #mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing ...

Welcome to The Pumped On Property Show Podcast, hosted by investors Ben & Simon Everingham. On this podcast, you'll learn how to build your property portfolio with confidence and achieve financial freedom. Both Ben and Simon have made a lot of mistakes and learnt a lot of lessons the hard way on their journey to buying over $500,000,000 worth of investment property in Australia for themselves and their clients. Looking back, these mistakes have made them the investors they are today. In this video, Ben and Clay look at everything from equity and offset accounts, to guarantors, credit history, principle and interest repayments vs interest-only repayments and lender's mortgage insurance. At Pumped On Property we help investors build their property portfolios with confidence & achieve financial freedom.  As a business, we've helped our clients buy over $500,000,000 worth of investment property in Australia. We believe you were born to be financially free and living a life filled with choices. The choice to spend more time with the people you care about, do meaningful work, help others, move better, travel the world, and become the best version of yourself.  We look forward to helping you get there. DISCLAIMER The viewer acknowledges and agrees that: (a) Pumped on Property (POP) is not a licensed financial services adviser, accountant, solicitor, builder, engineer, architect, town planner or property manager; (b) POP is a licensed real estate agent, which conducts business as a 'buyer's agent; (c) The information provided on this video channel is conveyed by POP as general information only, and is not tailored to the viewer's particular financial circumstances or expectations;  (d) The information provided on this video channel cannot be relied upon by the viewer as providing any advice upon which the viewer might rely in making any decision concerning their financial circumstances or the sale or purchase of any real property;  (e) The use of which the viewer may make of the information provided on this video channel is subject to the viewer seeking independent professional advice from legal, financial, taxation and accounting advisers before making any decision affecting their financial circumstances or the sale or purchase of any real property;  (f) The information provided in this video channel, given it is general in nature, is not suitable, or applicable, to the viewer's individual circumstances, needs, objectives or expectations;  (g) In providing the information on this video channel, POP has made no representation, provided no advice, and given no warranty or promise, as to the suitability, or otherwise, of any investment in any real property;  (h) POP is unable to predict the short or long-term future of the global Australian financial market or the property markets and acknowledges that prices may rise, fall, or be stagnant for long periods of time and that POP has no control over the market or any returns to any investor in the market; (i) POP has made no representation, promise or warranty as to the competence of any third-party service providers referred to on this video channel.  I acknowledge that I have read and understood the disclaimer with respect to POP's services set out above, before accessing this video channel."

In this episode of The Australian Property Podcast, Rask's founder and Chief Investment Officer Owen Rask gets behind the microphone to walk you through why it may make sense to exit property and use a diversified portfolio of ETFs (inside or outside of Super) to meet your income and growth needs. Topics covered in this podcast: The pros and cons of property in retirement The benefits of ETFs Industry Superannuation funds Strengths and weaknesses of SMSFs The key advisers you can consult How we've built portfolios for Rask Invest The importance of not rushing into things Key point: It is not Super OR property or ETFs. But why not do a bit of everything? ~~ Good resources for this episode ~~ Owen's retirement write-up: https://www.raskmedia.com.au/guides/property-retirement-superannuation-shares Invest with Owen (and PDS): https://bit.ly/R-invest Book a call with Rask: https://calendly.com/mitchell-wswf/30min Rask's retirement portfolio (click on "asset allocation"): https://invest.rask.com.au/invest-with-us/rask-terra Free ETF course: https://education.rask.com.au/courses/etf-course/ ATO website (Super rules): https://www.ato.gov.au/Individuals/Super/In-detail/Growing-your-super/Super-contributions---too-much-can-mean-extra-tax/ Mortgage Broking: https://bit.ly/broke-rask Financial Planning: https://bit.ly/R-plan Property Coaching: https://bit.ly/R-P-coach 100-point property checklist (PDF): https://bit.ly/prop-check Accounting with Grey Space: http://bit.ly/3DG5lWS Business Coaching: https://bit.ly/o-coach Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Weekly Investor News Podcast!

Unlock the Secrets to Securing the Best Loans in Today's Market! Whether you are an investor, real estate professional, financial planner, buyer's agent, or investment advisor looking to navigate the complexities of the current lending landscape? Join us for an exclusive webinar that will equip you with the knowledge and tools to secure the best loan products and deals available today. Hosted by: Tim Graham, General Manager of Hotspotting with special guest Lucky Velasquez, CEO of financebetter Webinar Highlights: Shopping for Policy vs. Rates:  Learn how to prioritise policies over just rates to maximise your loan benefits. Understanding General Policies: Get a comprehensive overview of the key policies shaping the lending market. Best P&I and I/O Rates: Discover the most competitive Principal and Interest and Interest Only rates available. Cash Outs: Identify which lenders are currently hesitant and which ones are more flexible with cashouts. Self-Employed & SMSF Loans: Find out the best loan options for self-employed individuals and SMSF's, from major banks to mid-tier lenders. Private Lending: Explore lending options that focus on security rather than income. 100% Lending with Majors: Learn about the opportunities for 100% lending with major banks. To connect with Lucky and his team, please visit www.financebetter.com.au

In this episode of The Australian Property Podcast, Australia's #1 mortgage broker Chris Bates and top buyers agent Amy Lunardi break down the tricky transition of upgrading or downgrading your property. Topics covered in the Upsizing & Downsizing podcast: Upsizing: Using as a strategy – buying entry level now and upsizing in the future – benefits/risks. Buy or sell first? Buy first Don't know what you'll sell for = risk How does bridging finance work? Settlement periods matter: minimise bridging costs, pressure to buy, short term accommodation Flexibility of changing settlements (not guaranteed)  Licence agreements/rent backs Downsizing: Cheaper? Not necessarily! I often see downsizers still having lots of ‘requirements' Single levels, garages, spacious living areas, minimal work required. Consider local demographics Consult with ATO or financial planner regarding downsizer super contribution options, non-concessional contribution which doesn't count towards the contribution cap How do banks consider equity rich cash poor/no income? Short term accommodation can be stressful / moving twice ~~ Resources you'll love ~~ Mortgage Broking: https://bit.ly/broke-rask Property Coaching: https://bit.ly/R-P-coach 100-point property checklist (PDF): https://bit.ly/prop-check Invest with Owen: https://bit.ly/R-invest Financial Planning: https://bit.ly/R-plan Accounting with Grey Space: http://bit.ly/3DG5lWS Business Coaching: https://bit.ly/o-coach Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Darryl Cracknell's fascinating upbringing and background eventually led him into the property world. This episode takes us through his childhood to now, the choices made and lessons learned along the way, and taking the leap of faith he's thankful for everyday. Coming from a mining manufacturing background, Darryl Cracknell took a chance to chase his passion. Find out how he ended up where he is today and why he loves what he's doing now in this episode of Property Investory. Hosted on Acast. See acast.com/privacy for more information.

Darryl Cracknell's fascinating upbringing and background eventually led him into the property world. This episode takes us through his childhood to now, the choices made and lessons learned along the way, and taking the leap of faith he's thankful for everyday. Coming from a mining manufacturing background, Darryl Cracknell took a chance to chase his passion. Find out how he ended up where he is today and why he loves what he's doing now in this episode of Property Investory. Hosted on Acast. See acast.com/privacy for more information.

In this episode, I'm joined by Jane Betshel to discuss her journey from Marketing to Mortgage Broking. Jane built a highly successful career in Marketing, working in Events, e-commerce, Product Marketing, and ultimately leading a team of 70 people as Head of Marketing.Feeling burnt out, Jane decided to leave that role and, after a period of reflection, ventured in what seemed like a completely different direction by starting her own mortgage broking business.Discover how Jane began her career in Marketing, successfully climbed the corporate ladder, and learned key management and leadership insights along the way. We also discuss the challenges she faced leading such a large team and the burnout that followed.Taking some time out for reflection, how did Jane discover her new path? What role did the advice of a trusted friend play in her decision? How did she realise that Mortgage Broking was her next career move, and how does she feel about starting her own business? We also explore how she is leveraging her Marketing and other transferable skills in her new venture.This episode is packed with valuable insights and advice on career development, leadership, and making bold career transitions.If you'd like to connect with Jane you can do here:LinkedIn: https://www.linkedin.com/in/janebetschel/Just Right Lending - https://www.justrightlending.com.au/Hi, I'm Emma. A Career Coach helping Marketers and Creatives get greater clarity on their career paths and confidently navigate the steps needed to create change. If you'd like to connect with me, you can find me via:Website - https://www.egconsulting.au/LinkedIn - https://www.linkedin.com/in/emmajgraham/

These Australian property experts outline 47 reasons why Australian property prices will keep going up. Seven-time author Pete Wargent, Australia's #1 mortgage broker Chris Bates, and Owen Rask, Founder of The Rask Group outline 47-bulletproof reasons why Australian property prices will keep going up over time. Pete's book: https://majorstreet.com.au/products/the-buy-right-guide-to-investing-in-property Full list: https://www.rask.com.au/wp-content/uploads/2024/05/47-Reasons-Why-Australian-Property-Prices-Will-Keep-Going-Up.pdf Mortgage Broking: https://bit.ly/broke-rask Property Podcast: https://www.raskmedia.com.au/podcasts/australian-property-podcast/ ~~ Resources you'll love ~~ • Invest with Owen: https://bit.ly/R-invest • Mortgage Broking: https://bit.ly/broke-rask • Financial Planning: https://bit.ly/R-plan • Property Coaching: https://bit.ly/R-P-coach • 100-point property checklist (PDF): https://bit.ly/prop-check • Accounting with Grey Space: http://bit.ly/3DG5lWS • Business Coaching: https://bit.ly/o-coach • Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the week. Don't forget to send Chris and Pete your questions! In this week's episode, Chris and Pete cover: 1 – Budget 2024 to bring cost of living relief 2 – Housing competing with infrastructure for resources 3 – Listing deluge for Melbourne, but brighter days ahead Episode resources 1 – 2024 Budget to bring cost of living relief https://www.youtube.com/watch?v=cSqWVjaWQA0 https://www.afr.com/politics/federal/budget-tips-fast-inflation-fall-reviving-rate-cut-hopes-20240510-p5jcov https://www.afr.com/politics/federal/everything-we-know-about-the-budget-so-far-20240506-p5fp4i 2 – Housing versus infrastructure https://www.afr.com/property/commercial/lenders-preference-for-luxury-units-a-blow-to-housing-supply-hopes-20240515-p5jdrq https://www.afr.com/property/commercial/house-builders-can-t-compete-with-states-cash-splash-20240507-p5fqwx 3 – Listing deluge for Melbourne, but Wemyss predicts brighter days ahead https://prosolution.com.au/melbourne-property-market-primed-for-strongest-growth-next-decade/ https://www.macrobusiness.com.au/2024/05/listings-deluge-suppresses-melbourne-house-prices/ https://petewargent.blogspot.com/2024/05/wages-growth-cools-misses-expectations.html ~~ Resources you'll love ~~  Invest with Owen: https://bit.ly/R-invest  Mortgage Broking: https://bit.ly/broke-rask  Financial Planning: https://bit.ly/R-plan  Property Coaching: https://bit.ly/R-P-coach  100-point property checklist (PDF): https://bit.ly/prop-check  Accounting with Grey Space: http://bit.ly/3DG5lWS  Business Coaching: https://bit.ly/o-coach  Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your need are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this 2 Sense episode of The Australian Property Podcast, six-time author Pete Wargent and Flint Group co-founder Chris Bates are BACK!  Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week's episode, Chris and Pete cover: 1 – Crane count remains near record 2 – A race for capacity (Arcadis report) 3 – Mortgage rates are still rising (RBA) Episode resources 1 – Crane count remains near record highs https://www.rlb.com/oceania/insight/australia-q1-2024-crane-index/#:~:text=The%20RLB%20Crane%20Index%C2%AE%20fell%20by%20three%20index%20points,across%20the%20country%20remain%20high 2 – Race for capacity (Arcadis)  https://www.arcadis.com/en/knowledge-hub/perspectives/global/international-construction-costs-2024 3 – Mortgage rates are still rising (RBA) https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/cash-rate-pass-through-to-outstanding-mortgage-rates.pdf https://www.macrobusiness.com.au/2024/04/aussie-mortgage-rates-will-continue-rising/   ~~ Resources you'll love ~~ • Invest with Owen: https://bit.ly/R-invest • Mortgage Broking: https://bit.ly/broke-rask • Financial Planning: https://bit.ly/R-plan • Property Coaching: https://bit.ly/R-P-coach • 100-point property checklist (PDF): https://bit.ly/prop-check • Accounting with Grey Space: http://bit.ly/3DG5lWS • Business Coaching: https://bit.ly/o-coach • Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Artificial intelligence has been rapidly embraced by businesses, with major broking groups – such as the Lendi Group – already testing new AI-powered tools and tech for its brokers. In this episode of the Mortgage Business Spotlight podcast, sponsored by the Lendi Group, we catch up with co-founders David Hyman (CEO) and Sebastian Watkins (COO) to find out: The evolution of technology in the mortgage space. How generative AI is improving efficiencies. How Lendi Group is harnessing AI to make broking more efficient. And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Phil Tarrant as they discuss the dynamic world of finance and mortgage broking. Tune in to find out: How mortgage broking is making home ownership accessible to a broader demographic. The notable trends observed at the Better Business Summit. The path ahead for the Australian mortgage broking industry. And much more!

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the week. Don't forget to send Chris and Pete your questions! In this week's episode, Chris and Pete cover: 1 – Suburb record prices! But what do they actually mean? 2 – Latest wages trends, slower wages growth likely in 2024 3 – Investors return to Sydney Episode Resources Story 1 – Suburb record prices! But what do they actually mean? https://www.realestate.com.au/news/new-build-home-in-brisbanes-south-breaks- suburb-record/ https://www.facebook.com/brisbanehomeprices https://www.realestate.com.au/news/x-factor-homes-that-shattered-suburb-records/ https://www.abc.net.au/news/2024-02-16/nsw-sydney-tamarama-lang-syne-house- demolished/103475694 Story 2 – Latest wages trends, slower wages growth likely in 2024 https://www.westpac.com.au/docs/pdf/aw/economics-research/WestpacWeekly.pdf https://petewargent.blogspot.com/2024/02/rba-is-done-there-was-to-be-no- rebound.html Story 3 – Property investors return to Sydney https://www.domain.com.au/research/house-price-report/december-2023/ https://www.macrobusiness.com.au/2024/02/property-investors-rush-sydney/ ~~ Resources you'll love ~~  Invest with Owen: https://bit.ly/R-invest  Mortgage Broking: https://bit.ly/broke-rask  Financial Planning: https://bit.ly/R-plan  Property Coaching: https://bit.ly/R-P-coach  100-point property checklist (PDF): https://bit.ly/prop-check  Accounting with Grey Space: http://bit.ly/3DG5lWS  Business Coaching: https://bit.ly/o-coach  Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Big news! Chris Bate's business, Blusk, has merge with the business of Christian Stevens (Australia's other #1 broker) to create Flint Group. On this special Australian Property Podcast Chris chats with Owen Rask to go behind the scenes on the merger and rebrand, and why and how they will become one of the biggest mortgage broking businesses in Australia, Flint Group. Website in progress: https://flintgroup.au ~~ Resources you'll love ~~ Access Show Notes: https://bit.ly/R-notes Invest with Owen: https://bit.ly/R-invest Mortgage Broking: https://bit.ly/broke-rask Financial Planning: https://bit.ly/R-plan Property Coaching: https://bit.ly/R-P-coach 100-point property checklist (PDF): https://bit.ly/prop-check Accounting with Grey Space: http://bit.ly/3DG5lWS Business Coaching: https://bit.ly/o-coach Ask a question: https://bit.ly/3QtiY00 DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us as we embark on an inspiring journey with Ananda Kumar Founder of Expert Finance, a man who defied his humble beginnings in a small village in Bihar, India, to carve his own path to success in the New Zealand mortgage industry. In this insightful podcast episode, we delve into: -Early life in rural India: Discover how Ananda's upbringing in a clay house fueled his determination for education and a better future. -Southern sojourn for knowledge: Learn about his pursuit of higher education in South India and the valuable lessons he gained. -Banking experience and entrepreneurial spirit: Explore his foray into the banking industry and the spark that ignited his passion for entrepreneurship. -MBA-powered expertise: Witness how his Master of Business Administration empowered him with practical knowledge in financial management and business operations. -Mastery of the mortgage game: Uncover his insights into the importance of meticulous loan structuring and strategic financial advice for accelerated mortgage payoff. -The dual role of a mortgage advisor: Understand how Ananda expertly navigates the dual responsibility of pre-qualifying businesses and ensuring complete transparency for his clients. -From Bihar to New Zealand: Celebrate Ananda's remarkable journey, fueled by perseverance and a commitment to helping others achieve their homeownership dreams. This episode is a must-listen for anyone seeking inspiration, practical financial advice, and a glimpse into the transformative power of education and ambition. Don't miss out as we unravel the captivating story of Ananda Kumar, the Bihaari village boy who became a Kiwi mortgage master! Guest Details: https://expertfinance.co.nz/ 00:00 Introduction 00:00 Growing Up in a Small Village in India 00:25 Pursuing Higher Education and Starting a Career 00:47 The Value of an MBA 01:35 Life in a Clay House 03:51 Family Life and Childhood Memories 05:12 Understanding Financial Struggles and the Importance of Finance 07:55 The Journey to Financial Stability 12:26 The Role of Mathematics in Life and Business 18:54 Investing and Managing Finances 28:38 The Importance of Mortgages and Financial Planning 35:30 Understanding Different Mortgage Structures 37:45 The Role of Mortgage Brokers 39:29 The Importance of Proper Loan Application 40:23 The Journey of First-Time Home Buyers 41:31 The Role of Banks in Mortgage Broking 45:08 The Future of Mortgage Broking 45:48 Understanding the Remuneration of Mortgage Brokers 55:41 The Challenges and Rewards of High Net Worth Clients 01:02:11 The Role of Investment in Mortgage Planning 01:05:47 Wrapping Up: The Complexities of Mortgage Broking

Have you ever felt completely overwhelmed when trying to navigate the home-buying process?Welcome to the Australian Property Investment Podcast. In each episode, we ask guest experts to share their key insights for aspiring investors to make confident property choices.In this week's episode, we have once again Atelier Wealth's Para-broker Trinity Maat, as she shares how she made the leap from conveyancing into mortgage broking and how she guides clients through every step of purchasing with compassion and clarity.If you're ready to reveal the surprising knowledge gaps that even experienced property buyers show, then make sure to tune in to this episode!Time Stamps:00:00 - Intro01:23 - Trinity's Mortgage Broker Journey03:13 - Embracing a New Path with No Regrets04:16 - Trinity's Revelation About the World of Mortgage Broking05:59 - What Really Goes on in Mortgage Broking07:33 - 2023 Retrospective09:01 - Trinity's Journey from Client Services to Para-Broker11:06 - Big Plans for the Year Ahead12:42 - Front Row Seat to Inner Turmoil15:41 - Surprises From Trinity's First 12 Months of Broking19:51 - OutroAbout Our Host:Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website: https://atelierwealth.com.au/   Follow the Australian Investment Property Podcast's Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/  Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid    Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/   Subscribe to Atelier Wealth's YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQ Connect with Trinity:Visit the website: https://atelierwealth.com.au/Follow Trinity on Facebook: https://www.facebook.com/profile.php?id=100009516063121 Follow Trinity on Instagram: https://www.instagram.com/atelier.trinity/ Follow Trinity on LinkedIn: https://www.linkedin.com/in/trinity-maat/?originalSubdomain=au 

Hey folks, it's that time again for our Monthly Economic and RBA update! This time around, Ben got his sight set on a few key things: RBA's November Board Meeting: We've all been eagerly waiting to see if the RBA is going to hike the cash rate again. This could mark the 13th time they've done it in this upward cycle. Find out more in this episode! Inflation Rant: Hold onto your hats because Ben got a bit of a rant brewing about inflation. Property Market Scoop: Of course, last but not least, the most popular part of Ben's RBA updates…. the latest data on the property market! But before we dive into all that, we can't ignore the elephant in the room – the heightened geo-political tensions and the Middle East conflict. This isn't just a humanitarian crisis; it's also making waves in the global economy. All this uncertainty and instability is putting a damper on global economic confidence, sentiment, and investment. Plus, it's affecting oil supply, prices, and trade, which is basically throwing a wrench into the works of the world economy. Let's cross our fingers for some speedy resolutions in the Middle East and Ukraine to ease these troubles. But for now, the world is feeling jittery and there's more downside risk ahead if these issues continue to weigh on developed economies.  We know these aren't uplifting news to share, but it's important to acknowledge the economic consequences tied to these global events.  And folks, if you're feeling the pinch with those rate hikes and worried about your cashflow in the next few months, we've got a couple of handy resources for you: A) MoneySTRETCH Tool on Moorr: This cool tool lets you play around with different scenarios and see how they impact your cashflow and savings right away. Learn more about MoneySTRETCH here >   B) Free Finance Checkup with our Award-Winning Crew: If you're looking to review yuor loans, our sister company, Empower Wealth recently snagged the Australian Brokerage of the Year award from the Australian Mortgage Awards, and they would be thrilled to assist you! Learn more about Empower Wealth's Mortgage Broking services here >   Alright, what are you waiting for? Let's jump into the data for this month! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP:

Morgan Owen is an entrepreneur, an award winning Mortgage Broker and the founder & owner of Penny Finance. One of the fastest growing Mortgage Broking firms in Australia.  Morgan has an incredible story of perseverance through tough times and building a business empire.  There are two main parts to this podcast which will affect you in different ways.  Firstly, you'll hear Morgan's crazy story to get to where she is today.  From building a successful business and losing it all out of nowhere (and whilst going through a divorce), to rebuilding from scratch and creating something huge, there's so much inspiration in this one.  The second part is the amazing advice Morgan is about to share with you on how to build a financial empire through property investment.  Whether you're looking to purchase your first or tenth home, Morgan looks at things differently and her method is creating wealth for her clients.  And trust us, if you think those goals are unrealistic in today's day and age, Morgan is about to debunk those myths!  Plus, Morgan shares some of her business secrets which evidently shows why Penny Finance is such a disrupter in the marketplace.  Get ready to be inspired and have your mindset shifted with the wonderful Morgan Owen!    Work with Morgan here - Penny Finance | Making The Little Things Count Follow Penny Finance on Instagram @_pennyfinance    Follow us on Instagram @dosandd_ Follow us on TikTok - @dosandd  Watch & Subscribe to our YouTube Channel here - Dos and D - YouTube Follow us on Facebook here - The Dos & D Show | Facebook  Email us your questions as we would love to answer them on the show - thedosanddshow@gmail.com  It would mean the world to us if you could follow, subscribe and leave a 5-star review on Spotify & Apple Podcasts. 

The mortgage broking industry is known to be serious. And brokers are stereotyped as intense people who only wear three-piece suits. But guess what? It doesn't have to be that way! You can insert humour and a little bit of fun every day in your broking business. After all, it's no longer the 1950s! Even if you start to be more of yourself, your clients will trust you—as long as you get the job done, of course.In this episode of Mortgage Broker Acceleration, James Veigli and Ash Playsted talk about why the mortgage broking industry should not be serious all the time. They emphasise the importance of authenticity in gaining the trust and confidence of clients. Tune in to find out how your mortgage broking business can be more fun starting today!The Key QuestionsHow can brokers make their mortgage broking businesses fun? (3:13)Why do most mortgage brokers feel they need to be serious? (9:55)How can brokers ensure that their clients will still trust them if they let loose? (15:01)What makes clients choose a certain broker over another? (15:20)What You'll DiscoverWhy the default for most brokers is to be serious (5:18)A perfect example of why brokers should have fun in business (7:35)Why you can be who you are (11:21)How to make your business fun for you (16:19)Accelerate FasterYou can visit Broker Ideas Group to learn more about us, access special events and download useful resources designed exclusively for mortgage brokers.Want to work with James, Ash and the BIG team to grow your mortgage business faster? Our Growth Coach team can help you. Let's talk!

In this enlightening episode, Victor Lagos, a renowned property investment finance broker, joins Andrew Bean to demystify the complexities of the lending world. If you've ever felt overwhelmed or confused about how to maximise your borrowing capacity, this is the episode you've been waiting for.What You'll Learn:The hidden power of trusts and how they can shelter your debt.Why working with the right accountant can make or break your borrowing potential.The common mistakes people make when applying for loans and how to avoid them.The importance of understanding your borrowing capacity and how to leverage it for property investment.Insights into the world of non-bank lenders and how they can be a game-changer for your financial journey.Key Takeaways:The role of digital assets in the lending world and why they're changing the game.Real-life examples of how property investments can go wrong and the lessons learned.The surprising impact of personal debts, such as hecs debt, on your borrowing capacity.The strategic use of trusts and business entities to enhance your borrowing potential.Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQSHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORKHOSTED BY: Andrew BeanPh: 0410 694 633Email: ab@andrewbean.com.auWebsite: www.andrewbean.com.auLinkedIn: https://lnkd.in/gsMS5zjqInstagram: @andrewbean28FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ONCOMMERCIAL PROPERTY SHOW WEBSITEhttps://lnkd.in/gENBiwC5#commercialpropertyFACEBOOK GROUP – Commercial Property Show Communityhttps://lnkd.in/gwhTtKHg—-------------------------------------------------------------------------------------------------------------------------Show notes tags: Property Investment, Financial Management, Borrowing Capacity, Mortgage Broking, Trusts in Finance, Commercial Lending, Personal Finance, Lending Code, Financial Mistakes, Australian Property Market, Financial Advisor, Business Loans, Asset Management, Debt Management

You've probably heard it once or twice before..."Property is a game of finance"It's true, so what better way to dig a little deeper than to talk to Mortgage Broker Stu Patterson from CloudCanyon about how and why he got into the mortgage broking game and the roll they play for first home buyers and property investors. There are some gems in this episode, especially around the guarantor for first home buyers that I personally wasn't aware of. If you took some value, let me know aswell!If you'd like to connect with Stu, head over to his business instagram page below:https://www.instagram.com/cloudcanyonau/Don't forget to check out the summary post on our Instagram.Facebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

This week, 27-year finance industry veteran and Chair of the MFAA, Kerri Buurman, visits in the studio to share her views on the state of play in the mortgage broking industry after the dust has settled a couple of years on from the conclusion of the Haynes Royal Commission into the banking industry.

How do you actually get a mortgage? How do you get a loan for a property and what happens on settlement day? Work with Chris: Rask + Blusk mortgage broking In this Australian Property Podcast episode, Chris Bates, the founder of Blusk who was recently voted one of NSW's top mortgage brokers; and myself (Owen Rask, founder of The Rask Group), dive deep into every single step of the mortgage broking process. Chris and I cover every step of mortgage broking and how a really good mortgage broker should treat their client (you). If you're new to getting a mortgage, buying a property, or simply thinking about partnering with a good mortgage broker, I think this Australian Property Podcast episode is for you!In short, there are two ways most people get a loan in Australia to buying a property: Go direct to a bank. Use a mortgage broker. This is now the most common option, by far.  Over the past decade, the mortgage broking industry has blossomed because, I think, it helps would-be property owners make a more informed decision when it comes to picking lenders, finding a good rate, understanding the different types of 'products' (offset accounts, redraw, fixed versus variable loans, etc.).  However, in my opinion, the distance between good mortgage brokers and bad mortgage brokers is incredible. Unfortunately, picking a good one out of the gate is really tough!  In case you're new to The Australian Property Podcast (welcome!) and for disclosure only, Rask & Blusk have a referral partnership in place. You can find all of the details on our mortgage broking page.  Australian Property Podcast resources: Rask Events Roadshow: https://www.rask.com.au/road Australian Property Podcast online - videos, notes & resources Ask a question Chris' mortgage broking Amy's new property course Amy's 100-point checklist (PDF) Pete Wargent's property coaching Join Owen's Rask Core  membership for $0.99 INFORMATION WARNING! This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In another one of our Accor Silver Memberships interviews, Jim's Pool Care Franchisee, Terry Efstathis tells you everything you need to know about the division and also how he employs a young man with autism and how rewarding that has been for him. To learn more about Jim's call 131 546 or www.jims.net --- Send in a voice message: https://podcasters.spotify.com/pod/show/jimsgroup/message

Following on from episodes which have focused on why buying a house is so complicated and the changing role of the mortgage broker, the latest instalment in the award-winning Barclays Mortgage Insider Podcast dusts off its crystal ball to predict the homebuying and selling journey of the future, what's going on behind the scenes to make this happen and the future role of the mortgage broker. Host and property expert Phil Spencer is joined by Maria Harris, Chair of the Home Buying & Selling Technology Group and John Reynolds, Chief Operating Officer and founder of Coadjute as they offer their thoughts on what the homebuying process might look like in 5, 10 or even 20 years' time and how the intermediary mortgage market can keep up with any digital transformation. This illuminating analysis charts the impact of AI, the importance of good data, open banking and the steps required to create a seamless end-to-end property transaction. It also includes a call to action for brokers to demand more from their tech providers, seek better connectivity and to continue pushing the tech boundaries.See omnystudio.com/listener for privacy information.

Meet Jack Fouracre, a former Australian hurdles champion- turned- property investor and mortgage broker. Discover how his determined mindset on the tracks as a young athlete propelled him to success in the world of mortgage broking at Organic Home Loans. After starting his investment journey at aged 18, Jack quickly developed a passion for the property market. However, it was a serendipitous encounter with a mortgage broking podcast that truly ignited his interest in the field. In this episode of New Broker, tune in to find out: ● What's needed to succeed as a broker ● How podcasts gave him key insights into the industry ● Tips for new brokers

Dorian Payne works as Managing Director of Castell Group, a Property Development Company with a difference. Castell Group specialises in providing homes for those truly in need. Castell Group collaborates with private investors and registered social landlords to deliver high-quality, energy sustainable, affordable, social and disability adapted housing. They make selling, social letting and investing not only easy for their clients, but a socially responsible choice too. Dr Irene and Dorian talk about his journey into Property Development, how problem solving skills are essential in business, the importance of constant self development, the subjective nature of happiness, his highest values, personal fitness and diet, and quality time with family. KEY TAKEAWAYS Dorian grew up in a family that worked as landlords and educated himself on the systemisation of the business. He is experienced in Accountancy, Estate Agency and Letting, Mortgage Broking, Quantity Surveying, and Investment. Problem Solving is one of the most important skills you can develop in business. Constant self development can help you stay ahead of the curve. A key to happiness can be being part of a problems solution. BEST MOMENTS ‘Hopefully the listeners will leave this podcast with at least one piece of information that will help them on their journey. That's my goal here today.'-Dorian ‘One of the biggest skills that you can have if you go into business is your problem solving skills. Business in itself is about identifying a problem and finding a better solution for it than your competitors.'-Dorian ‘Happiness is a choice, it's not dependent on circumstances and it's a choice internally.'-Dr Irene ‘My biggest driver is understanding that our company is solving a problem that is out there and at the moment it's a social housing crisis.'-Dorian VALUABLE RESOURCES Join Patreon : http://www.patreon.com/drireneching Instagram: irene.ching.777 Tiktok: @ireneching777 Youtube channel: Dr Irene Ching Twitter: @ireneching7777 Clubhouse: @ireneching1 https://www.facebook.com/irene.ching.735 LinkedIn : https://www.linkedin.com/in/irene-ching-742623219 ABOUT THE HOST Dr Irene Ching is a medical practitioner who specialises in Family Medicine, Wealth and Life Coach, Property/ Business Investor, Speaker, and Podcaster : Be Happy, Healthy and Wealthy. Dr Ching speaks on health, wellness and wealth in talks, workshops and events. She has her own coaching programme on money mindset - Quantum Wealth Creation Accelerator (online course with weekly coaching). She approaches health and well-being in a holistic way and encourages people to look at all the areas of their lives. In her coaching sessions, she works with emotional freedom techniques, energy works, NLP, Intuition/ Superconscious mind, Inner child healing, Timeline therapy, Self love works, behavioural change, goal settings and money attraction healing. Her motto: Reset Your Mind, Reset Your life. The podcast Be Happy Healthy and Wealthy is aimed at people who wants to be high achievers who perform at their peak performance in all aspects of life. It is about how we could be happy regardless of our circumstances, and to understand the secrets to real health and wealth; especially how to live a prosperous long life. She has been interviewing successful entrepreneurs, keynote speakers, influencers and millionaires on this important subject. So stay tuned to get the deep dive on how to be happy, healthy and wealthy- the million dollar questions!          

Are you up to date with everything impacting Australia's property markets? Do you know how credit market changes could affect your investments and plans?  Gain insight into the unique and ever-changing landscape of Australia's credit market in order to understand its impact on property markets.  Discover how you can best position yourself amidst this complex financial terrain, giving your investments an edge that will pay dividends! Tune in to today's episode where we dive deep into the world of finance with ex-Treasury economist and top 100 mortgage broker, Redom Syed. We discuss borrowing capacities, portfolio management, and loan setups, and even drop some tips on how to scale up your capacity by an extra 100k. Plus, don't forget to check out the awesome guide on Australian property market predictions for 2023 from Confidence Finance.  If you want to stay ahead of the game in the Australian property market and understand how credit markets affect it, then tune in to our podcast. Trust us, this episode is jam-packed with value you won't want to miss!    Episode Highlights: Welcome to Investor Kit Podcast  [0:00] Finance is the Engine Room of the Property. [2:30] Record High Refinances: What's Behind the Trend? [4:12] Debunking the Myth of Fixed Borrowing Capacity [6:27] Interest Rates: The Primary Driver of Credit Availability [8:56] Expanding Your Credit: Tips to Increase Your Borrowing Power [14:36] The Best vs. The Right Rate: Navigating the World of Loan Management [16:55] Supercharge Your Borrowing Power: Learn to Increase it by 100% [19:55] Diving Deeper Beyond the Surface of Finance in Property Investment [22:36] Interest-Only Loans: The Surprising Impact on Borrowing Capacity [24:38] The Interest-Only Loan: A Risky Business or a Smart Move? [26:14] The Power of a Strong Lending Team: Insights from a Finance Expert [27:39] Your Go-To Source for Mortgage Broking and Lending Tips [28:35]   About Our Guests: Ransom Syed is a highly sought-after mortgage broker, whose mission it is to empower aspiring homeowners and investors with the knowledge of how to grow their wealth through property. With five consecutive awards from MPA Magazine as one of Australia's Top 100 Mortgage Brokers; (2017 - 2022), Mr. Syed heads Confidence Finance in providing exemplary customer service throughout each loan journey that he guides his clients on. Moreover, he also cohosts Australian Property Talk Podcast which further lends him credence within this booming industry!   Connect with InvestorKit: Website: https://www.investorkit.com.au/  Send your questions to: arjun@investorkit.com.au  Follow us on Facebook: https://www.facebook.com/InvestorKit/  Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our Youtube Channel:  https://www.youtube.com/@investorkit3615  Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/    Connect with Redom Syed: Website: https://www.confidencefinance.com.au/  Linkedin: https://www.linkedin.com/in/investmentfinance/See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

What's the difference between a mortgage broker and a financial adviser? How do you pay a financial adviser and can they give advice on property? What should I look for when choosing a mortgage broker? Owen Rask, founder of Rask, and Chris Bates, mortgage broker and former financial adviser, explain how to find a trusted panel of experts, including a financial adviser and mortgage broker. This is another

To do more deals, you need to have more clients in your practice. Improving client retention is the easiest and most cost-efficient way to make this happen.  Many brokers spend a lot of energy and money on new client acquisition. The idea behind this mentality is simple: You can grow your mortgage broking practice faster if you have more clients. However, some brokers deprioritise how to retain their current clients. Why? Partly because ‘new money' is more appealing than existing money.  A new client expects a quick response.  An existing client might patiently wait for weeks or longer for the broker to come back to them.  It's not ideal, but sometimes, when you've got conflicting priorities and limited resources, you've got to pick your battles, right? Equally, if you believe your book will experience run-off, there's a constant focus on replenishing what's being lost at the other end. This mentality can get exhausting and limit your practice's growth.  Having a clearly defined client-retention strategy can minimise run-off and support your goal of growing your book & your trail income. So, it pays to take a closer look at your churn rate and figure out how to reduce it.  To find ways to get this done, I had a chat with Adam Grocke. Adam is the CEO of Sherlok, an online platform that helps businesses retain more clients. And in this article, I'll share with you the insights he has when it comes to retaining more clients. Let's kick things off by addressing the elephant in the room.  Why Do Mortgage Brokers Lose Clients? Several years ago, Adam discovered that the larger his book became, the loans that had been on his book longer had a higher propensity to churn.  He investigated the matter and he found two major reasons why this was happening. Based on his personal experience, client care programs such as birthday cards, anniversary messages, etc, were no longer effective in retaining clients. They weren't as potent as they used to be.   And the primary catalyst for churn was that after several years, some clients become dissatisfied with a lack of ongoing service and felt they could get a better rate but wouldn't necessarily return to the same broker.   As they say, out of sight, out of mind.So, they start researching their options, invariably ask a friend or family member for a recommendation to a broker, and once they refinance, the loan drops off the original broker's book. And just like that, they're gone.  Retain Clients With Structure & Strategy  For Adam, client retention starts with being proactive. This means retaining and growing your book (and asset value) by having a plan. For full disclosure, Adam is the founder of Sherlok, which is a broker-specific software solution designed to help brokers proactively support clients in terms of repricing and retention.  I recently interviewed Adam as a guest on our podcast, which you can check out here.  In the meantime, I'm going go to suggest some structural and strategic actions you can take to support your clients ongoing. The benefit being that instead of being reactive, constantly putting out fires or doing ‘unplanned maintenance', the idea being that you have a more collaborative & predictable relationship with clients ongoing.   Think forward: When delivering your advice or loan recommendations, let the client know that a function of the service is the ongoing access to you and your support Book the task.  If you've put them on a fixed rate, set a task 90 days before expiry to reach out to them.  Most CRM's will have the feature available Reprice.  Some brokers will proactively reprice their clients and offer the good news after they've delivered the result.  If you plan to do this, tools like Sherlok are fit for purpose Reach out.  Despite opinions to the contrary, most people welcome a proactive call designed to look after their wellbeing.  Not all calls will result in a refinance, and occasionally, might result in ‘running some numbers', though compared to losing the client off the book, arguably, it;s a worthwhile component of delivering value that reminds them of why they choose to re-engage your help.  As your book matures, invariably, the role of repricing and even reaching out may be delegated to a client service manager or a firm with specialist phone skills. We know that over the next 3 years, $500 billion worth of home loans will be expiring from the ultra-low fixed rates - which presents both a risk and an opportunity. The more structure you introduce into your service deliver - from the initial consultation to the ongoing relationship, the easier it will be for clients to return to you, to remark about your service and invariable, earn more referrals. It's Time to Stop Losing Clients Virtually all brokers invest effort into attracting new clients into their practice.  That's because getting new clients brings an upfront and grows the trail.   When combined with a clear, purposeful and effective retention strategy, you will invariably see your book grow and increase your asset value in the process. 

Come si diventa Finance Broker in Australia? Di che cosa si occupa questa figura professionale? Quali opportunitá lavorative offre questa professione?Ne ho parlato con Marco Scannone, che con la sua Stars Broking Services (https://starsbroking.com.au) lavora come Finance Broker da diversi anni.Tra i momenti piú importanti della nostra chiacchierata ti segnalo:00:00 introduzione;03:22 il Finance Broker in Australia;12:40 il percorso da Finance Broker di Marco;14:56 come diventare Finance Broker in Australia (gli steps necessari);20:35 le opportunitá lavorative nel mercato australiano;27:05 come iniziare l'attivitá di Finance Broker.Riassumendo, gli step per diventare Broker sono:- Certificate IV in Finance and Mortgage Broking o Diploma in Finance and Mortgage Broking;- Iscrizione a MFAA o FBAA (associazioni di categoria);- Iscrizione AFCA (external dispute resolution);- Ottenere la Credit Licence o Credit representative number tramite un Mortgage aggregator (Plan , AFG, LoanMarket , Connective etc…);- 2 anni di affiancamento con un mentor.Come sostenere il mondo di Why Not: https://www.patreon.com/paologallowhynotSei interessato alla vita in Australia? Entra nel gruppo Facebook: www.facebook.com/groups/whynotcafeitalianiinaustraliaHai cambiato vita e vorresti partecipare a Why Not Café?Scrivimi qui: info@paologallowhynot.comEcco i contatti di Why Not:Youtube: Paolo Gallo - Why Not Facebook: @whynot.ilikeitInstagram: @paologallowhynotSpotify: Paolo Gallo - Why NotSpreaker: Paolo Gallo - Why Not

In this episode of the Brisbane Property Podcast, we welcome Chris Bates from Wealthful. Wealthful help young families build more financial wealth to live a life fulfilled with more true wealth and help clients to make better financial decisions with smart property investing at the core. Chris started as a Financial Adviser back in 2007 just before the GFC in the UK, and since returning to Australia, he now works with young families in their 30s and 40s. In 2014, Chris started Wealthful with a plan to change the way young Australians take action with Financial Advice that incorporates Property and Mortgage Broking. This is another insightful episode that should not be missed for anyone looking to purchase an investment property or home in Brisbane in the near future. Website - https://www.wealthful.com.au/ Email - Chris Bates chris@wealthful.com.au  |  Ben Sum: ben@wealthful.com.au Enquire about our Brisbane Buyer's Agency services for Investors and Home Buyers, please click HERE. Learn more about your hosts, Melinda and Scott Jennison at www.streamlineproperty.com.au

We're once again catching up with Loan Gallery mortgage broker Darryl Cracknell, who gives us the inside story about developing land and funding business loans. Having somebody on your side when you're a first home buyer is a huge boon, and the advantages it holds are detailed in this can't miss episode.Cracknell shows us the busy day of a mortgage broker and tells us how to achieve your property goals from the very beginning and the various financing options that come with it. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

We're once again catching up with Loan Gallery mortgage broker Darryl Cracknell, who gives us the inside story about developing land and funding business loans. Having somebody on your side when you're a first home buyer is a huge boon, and the advantages it holds are detailed in this can't miss episode.Cracknell shows us the busy day of a mortgage broker and tells us how to achieve your property goals from the very beginning and the various financing options that come with it. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Darryl Cracknell's fascinating upbringing and background eventually led him into the property world. This episode takes us through his childhood to now, the choices made and lessons learned along the way, and taking the leap of faith he's thankful for everyday.Coming from a mining manufacturing background, Darryl Cracknell took a chance to chase his passion. Find out how he ended up where he is today and why he loves what he's doing now in this episode of Property Investory. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Darryl Cracknell's fascinating upbringing and background eventually led him into the property world. This episode takes us through his childhood to now, the choices made and lessons learned along the way, and taking the leap of faith he's thankful for everyday. Coming from a mining manufacturing background, Darryl Cracknell took a chance to chase his passion. Find out how he ended up where he is today and why he loves what he's doing now in this episode of Property Investory. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

In this week's episode of the Billion Dollar Broker Podcast, we chat to Chris Slater—Head of Sales and Distribution for AFG—about the best ways to scale a mortgage broking business. We discussed the one broker model, growing and managing a team, and what it takes if you want to grow a big mortgage broking firm. In this episode: • The pros and cons of being a one-man band • Why Management pays less than Sales • The 5 habits that you will need if you want to make it in the Broking industry. We have so much to learn from Tony's success and experience, so tune in now!

ON THIS EPISODE THE GODS SIT DOWN WITH BENNY THE BROKER & JOHN RAMIREZ TO TALK ABOUT REAL ESTATE & MORTGAGE BROKING. THERE WERE A-LOT OF JEWELS DROPPED IN THIS EPISODE ABOUT THE HOME OWNERSHIP PROCESS SO TAP IN & SOAK UP THIS GAME ENJOY.

There's been a subtle paradigm shift in the mortgage broking industry in recent years. More and more brokers are embracing the idea of being a broker AND a business owner. It's no longer about being a one-man-band. Instead, it's all about structure and substance – building a team and growing a business.  Anthony Landahl of Equilibria Finance sat down with me for this episode of The Successful Adviser.  We discussed how brokers can best equip themselves and their businesses for this ongoing transition. Brand-building, hiring, systemising… There are many practical insights for the industry leaders of tomorrow.   The Key Questions: Why is it crucial to define your business' value proposition? (7:52) How can you think of your business as an asset? (14:32) What is the key to growing a mortgage broking business? (19:23) What's the best way to incorporate automation tools? (21:18)    What You'll Discover: How Anthony capitalised on his business management background as a broker (2:17) The roadblocks Anthony faced in getting his mortgage broking business off the ground (6:37) The ongoing paradigm shift within the mortgage broking industry (15:53) How Equilibria Finance's systems and processes evolved over time (18:11)

The mortgage broking industry has gone through a few phases. There was phase 1.0 during the pre-internet era, then phase 2.0 after it. The industry only entered into phase 3.0 in the past 1-2 years. And brokers who aren't aware of what's to come are at risk of being outcompeted.In this episode of Mortgage Broker Acceleration, James Veigli and Ash Playsted unpack the implications of phase 3.0. They take stock of how far the industry has come and where it seems to be headed. Tune in to understand how brokers need to adapt to the transition that's already underway.The Key QuestionsWhat's the only real differentiator between brokers today? (9:20)Why should brokers create efficient and systematic businesses? (11:14)What's the mindset that brokers need to thrive in the future of this industry? (14:40)Does the industry need to change? (16:18)What You'll DiscoverWhat mortgage broking 1.0 was like (1:47)How banks drove the transformation that created mortgage broking 2.0 (4:26)What brokers need to do to prepare for the transition to mortgage broking 3.0 (9:50)What's right for the customer vs. what's right for the business owner (19:44)Learn MoreVisit Mortgage Broker Acceleration to grow your business faster.Get deep-dive training from James and Ash at www.BrokerWorkshop.com.

Chris Bates started his career as a Financial Adviser in the UK back in 2007. After four years working with High Net Worth Investors, he returned to Australia to work with young families and since 2012 his clients have only been young families in their 30s and 40s. In 2014, Chris started Wealthful with a plan to change the way young Australians take action with Financial Advice that incorporates Property and Mortgage Broking. In this episode, Felicity and Candice talk to Chris about the value of a great Mortgage Broker, what you should be looking for when engaging a professional, and his thoughts on the wider property climate. Chris has his own podcast, The Elephant in the Room, and you can find out more about him at Wealthful. Follow Talk Money To Me on Instagram, or send Candice and Felicity an email with all your thoughts here. Felicity Thomas and Candice Bourke are Senior Advisers at Shaw and Partners, and you can find out more here. *****In the spirit of reconciliation, Equity Mates Media and the hosts of Talk Money To Me acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. *****Talk Money To Me is a product of Equity Mates Media. All information in this podcast is for education and entertainment purposes only. Equity Mates gives listeners access to information and educational content provided by a range of financial service professionals. It is not intended as a substitute for professional finance, legal or tax advice. The hosts of Talk Money To Me are not aware of your personal financial circumstances. Equity Mates Media does not operate under an Australian financial services licence and relies on the exemption available under the Corporations Act 2001 (Cth) in respect of any information or advice given.Before making any financial decisions you should read the Product Disclosure Statement and, if necessary, consult a licensed financial professional. Do not take financial advice from a podcast. For more information head to the disclaimer page on the Equity Mates website where you can find ASIC resources and find a registered financial professional near you. In the spirit of reconciliation, Equity Mates Media and the hosts of Talk Money To Me acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. Talk Money To Me is part of the Acast Creator Network. See acast.com/privacy for privacy and opt-out information.

In this exclusive interview with federal Treasurer Josh Frydenberg, join Momentum Media director Alex Whitlock as he speaks to Mr Frydenberg about the valuable role smaller lenders and brokers play in providing competition in the home loan market, the future of the housing market, and what lies ahead for Australia's economy as NSW and Victoria emerge from lockdowns Tune in to find out: Why the Treasurer believes the best days of broking are ahead of us His thoughts on competition and the hot property market Why he thinks negative gearing is an important feature of the housing market And much more!

In this exclusive interview with federal Treasurer Josh Frydenberg, join Momentum Media director Alex Whitlock as he speaks to Mr Frydenberg about the valuable role smaller lenders and brokers play in providing competition in the home loan market, the future of the housing market, and what lies ahead for Australia's economy as NSW and Victoria emerge from lockdowns. Tune in to find out: His thoughts on competition and the hot property market Why he thinks negative gearing is an important feature of the housing market Why the Treasurer believes the best days of broking are ahead of us And much more!

Being In Charge Of Your Own Destiny In this weeks episode of the Mortgage Broker Broadcast, Leigh Rowland, Mortgage Broker at King Financial Services talks about his journey into Mortgage Broking and why there is a three week waiting list for an appointment with him.

Otto has a unique spin on Mortgage Broking using the best brightest minds (he has a really big team in Nepal) and technology to help speed up approvals and measure risk. Onshore Otto has a team of 30 staff who drive innovation for Home Loan Experts.In this interview he talks about the current market, slow down with the big 4 banks, why second tier lenders can be a really good strategy for obtaining finance.Find out more at:homeloanexperts.com.au 

In this episode, I interview Matt Cunliffe, the Managing Director of Mortgage Choice in Brisbane, a mortgage broking firm involving award-winning Mortgage Brokers that can help with home loans, car or personal loans, business lending, and financial advice. Matt Cunliffe and the team strive to ensure that all of their clients have the most fulfilling interactions. Property and finance have been a passion of Matt's. He started his career working in ANZ Bank as a teller and was there for almost 2 years. He joined the team at Mortgage Choice in 2008 and since then he became the General Manager in May 2011. In July 2015, he bought the Franchise which has been established for 15 years. He settled $274 million in loans in 2012 then boosted up to $408 million after a year of his term as the General Manager. Matt shares that the hardest thing in growing a business is keeping the drive and passion in those trying times. He says, “You had the passion from on day one, making sure that you can sustain that passion and keep it there. I think it is a hard thing to do. But you've got to trust your own instincts.” This Cast Covers: Helping customers buy property, refinance their home loans and review financial arrangements. Builds relationships and provides a fair incentive to ensure client satisfaction. From finance as a bank teller and then transitioned over to being a mortgage broker. Settled $274 million in loans in 2012 then boosted up to $408 million after a year of his term. Brought the number of support staff and their capacity that cause a massive jump in settled loans. Found an opportunity in the non-resident lending space and loaded it up from a staffing point of view and not just brokers. Being able to provide a comfortable lifestyle and strong financial position to all members of the team. How social media management works and helps in marketing a growing business. Offers professional advice for the right home loans and financial services. Additional Resources: Mortgage Choice Principles By Ray Dalio The Intelligent Investor By Benjamin Graham  …………………………………………  Quotes: “If you drop the ball for two seconds, and someone else can step in there, then your income is at risk.” – Matt Cunliffe “So treat your members as part of the team, then you get a significantly better outcome.” – Matt Cunliffe “Success for me is freedom in what I want to do whilst being able to provide a comfortable lifestyle for not just my family but also my staff.” – Matt Cunliffe “I've got a sense to pull myself out of the dark depths of fearing the unknown.” – Matt Cunliffe “I think communication is a significantly important point and that's what we do.” – Matt Cunliffe ………………………………………… Music from https://filmmusic.io “Cold Funk” by Kevin MacLeod (https://incompetech.com). License: CC by http://creativecommons.org/licenses/by/4.0

Jenel and Steve chat about the role of a mortgage broker, the state of the property market, interest rates, loan turn around times and key tips for borrowers. www.gafa.com.au

Mia discusses how her career experience in China, and studying with KBS and Kaplan Professional, have built her entrepreneurial success in starting a mortgage broking business in Australia

David from Money Saver Home loans joins me to talk his background in Finance, how he got his start in Mortgage Broking as well as the advice he'd give his 24yr old Self The content discussed in this episode is general advice only, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed. You can visit David's website here: https://www.moneysaverhomeloans.com.au/

today i sit down with Meghan who has just very recently launched and started her own business in Mortgage Broking, we delve into all topics of life and how and why she started running her own business

This episode is on creating wealth to support your health with the founder of Wealthful Chris Bates. Wealthful helps young families build more financial wealth to live a life fulfilled with more true wealth. Chris features regularly on the Domain as a property expert advisor. Furthermore the Australian Financial Review seeks his expert opinion on matters relating to property. You are probably wondering why a wealth expert on a health podcast? Let me share some of the key reasons:Finances are a major contributor to relationship breakdown whether it be marriage, or business partnershipsFinances are a significant source of stress - I constantly see this in clinical practiceMoney is a major talking point at home, work or on the newsWe are taught very little about it at school???Chris Bates bioChris started as a Financial Adviser back in 2007 just before the GFC in the UK. After four years working with High Net Worth Investors, he returned to Australia to work with young families and since 2012 his clients have only been young families in their 30s and 40s. In 2014, Chris started Wealthful with a plan to change the way young Australians take action with Financial Advice that incorporates Property and Mortgage Broking. Chris is reasonably well known for his daily posts on LinkedIN to his 22,000 followers and Property Podcast whereby he shares his strong views on what advice young Australians need to hear, and in particular on sound property investing. He believes the role of a sound financial advice is to help clients maximise true wealth, not financial wealth.In 2020, Wealthful decided to focus entirely on being Mortgage Brokers for our clients and instead now partner with Financial Advisers rather than provide Financial Advice at Wealthful.Outside Wealthful, Chris spends his time with his wife Melanie and daughter Eloise travelling Australia and the world to experience their mutual love of wildlife and wilderness. He is a passionate Liverpool Football Club supporter, thrives on sunrise swims, has two Russian blues and a family man at heart. About me&my Health Up & Hostme&my Health Up seeks to enhance and enlighten the wellbeing of others. Host Anthony Hartcher is the CEO of me&my wellness which provides holistic health solutions using food is medicine, combined with a holistic, balanced, lifestyle approach. Anthony holds three bachelor degrees in Complementary Medicine; Nutrition and Dietetic Medicine; and Chemical Engineering.Support the show (https://www.patreon.com/meandmy)

My guest today is Katherine Persoglia: a mortgage-broking-numbers-nerd, expert in lending and hooked on teaching others — in particular, women — how to buy property and build wealth. And when I think of the term “Girl Boss” - Kath comes to mind. She is a force to be reckoned with: smart, determined and lifting up other women along the way. She grew up in the beautiful coastal town of Noosa Heads, Australia, where she worked from the first possible moment she could – 14 and nine months, and went on to start her own property portfolio at the tender age of 19. Since then she has purchased, built, and sold multiple properties and businesses, and when she found Mortgage Broking, Kath says that she knew she had found ‘her thing'. In this episode, we discuss Kath's bold move to rebrand her business, and in doing so, stand out from the crowd, own her niche, and embrace not being for everyone, along with how she leverages social media to grow her business. Last year, I had a ball being a guest speaker at Kath's International Women's Day Event, and she is doing it all over again this year on Friday March 5th in Melbourne, Australia. This year's guest speaker is one of our previous guests on the podcast: the brilliant Erika Cramer, otherwise known as The Queen of Confidence, who you may remember from episode 58! The best place to find, follow and get a ticket to Kath's upcoming event is by searching “Property Before Prada” on Instagram: @propertybeforeprada. CONNECT WITH KATHERINE: Website: https://propertybeforeprada.com/ Instagram: https://www.instagram.com/propertybeforeprada/ Facebook: https://www.facebook.com/propertybeforeprada/ LinkedIn: https://www.linkedin.com/in/katherine-persoglia-63a41a4/ CONNECT WITH ME: Waitlist for The Modern Marketing Collective: https://emilyosmond.com/join Website: https://emilyosmond.com/ Instagram: https://www.instagram.com/emilyosmond/ Facebook: https://www.facebook.com/emilyclareosmond  

Increase your financial health in 2021 Today I had the pleasure of sitting down with Andrew Roche. Andrew is a purposeful, empathetic, highly committed senior leader with extensive experience in the Private Banking, Financial Planning & Mortgage Broking sectors. With a proven ability to deliver superior performance outcomes, Andrew loves to help people, organisations and customers by creating high performing teams. He builds a positive commitment culture through the development of non -negotiable behaviours and supports his people by delivering process-based coaching to develop personal performance improvements. Andrew's balanced leadership approach spanning People Management, Sales Performance, Risk Management & Relationship Building can help organisations achieve their strategic growth objectives and navigate significant change. Andrew is committed to helping people achieve financial freedom. What we discussed in today's podcast: (2:32) A background into who Andrew Roche is and what has brought you to this point in your life? (5:01) What did the move with your family look like from the UK to Australia? (9:10) How did you get yourself in a strong financial position to be able to go for your dreams? "Carefulness is an important characteristic of being able to manage your money well." (13:43) If somebody is in a financial strain at the moment, what advice would you give to someone who has some debt? (19:56) If people have a mortgage, what savings can people be making on their homes? (26:50) Are there any suitable investments people can be considering? "It's the time IN the market, not timing the market, nobody has a crystal ball." (31:50) If people who are listing to this right now and don't have savings, they don't have a mortgage, where is the right place for them to start? (35:05) What is the last piece of advice you can give to people to help with their finances in 2021 and beyond? Connect with Andrew Linkedin: https://www.linkedin.com/in/andrew--roche/ Connect with Georgie Instagram - https://www.instagram.com/georgielhubbard Linkedin - https://www.linkedin.com/in/georgiehubbard Facebook - https://www.facebook.com/georgielhubbard

Increase your financial health in 2021   Today I had the pleasure of sitting down with Andrew Roche.   Andrew is a purposeful, empathetic, highly committed senior leader with extensive experience in the Private Banking, Financial Planning & Mortgage Broking sectors.   With a proven ability to deliver superior performance outcomes, Andrew loves to help people, organisations and customers by creating high performing teams. He builds a positive commitment culture through the development of non -negotiable behaviours and supports his people by delivering process-based coaching to develop personal performance improvements.   Andrew's balanced leadership approach spanning People Management, Sales Performance, Risk Management & Relationship Building can help organisations achieve their strategic growth objectives and navigate significant change.   Andrew is committed to helping people achieve financial freedom.   What we discussed in today's podcast: (2:32) A background into who Andrew Roche is and what has brought you to this point in your life? (5:01) What did the move with your family look like from the UK to Australia? (9:10) How did you get yourself in a strong financial position to be able to go for your dreams?   "Carefulness is an important characteristic of being able to manage your money well."   (13:43) If somebody is in a financial strain at the moment, what advice would you give to someone who has some debt? (19:56) If people have a mortgage, what savings can people be making on their homes? (26:50) Are there any suitable investments people can be considering?   "It's the time IN the market, not timing the market, nobody has a crystal ball."   (31:50) If people who are listing to this right now and don't have savings, they don't have a mortgage, where is the right place for them to start? (35:05) What is the last piece of advice you can give to people to help with their finances in 2021 and beyond?   Connect with Andrew Linkedin: https://www.linkedin.com/in/andrew--roche/   Connect with Georgie   Instagram - https://www.instagram.com/georgielhubbard Linkedin - https://www.linkedin.com/in/georgiehubbard Facebook - https://www.facebook.com/georgielhubbard

Starting his career as an accountant with LaTrobe Financial in rural Victoria, 20 years on, he is still working for LaTrobe, though his knowledge, skills, and experience have grown significantly over that time. These days, as Chief Lending Officer, the focus for Cory and his team is weighted heavily toward contributing to the success of their customers, you, the mortgage broker. Interestingly, in line with Cory's progress, LaTrobe too has extended its service offering from a ‘specialist' lender to a suite of options to accommodate the various scenarios and clients whom they help. With a mantra of “make a difference” and “others before self”, LaTrobe's business values and culture are reinforced monthly by celebrating and recognising team members who live and breathe these values to deliver service and outcomes for brokers and their clients. Cory also shares some sage and generational advice that he learned from his grandfather and father, which was “do more than you've been asked to do and don't ask anything more for that”.  He also shared this nugget from CEO Greg O'Neill of “doing things right and small things matter.” If you want to connect with Cory you can reach him via his LinkedIn profile.

One of the first challenges any broker faces is establishing a brand and presence in the market. Given that so much of a broker's business relies on referrals (either customer or business referrals), having strong brand recognition and buy-in is an important step in building a brokerage. Victoria-based broker Bernard Desmond, who launched Blank Financial earlier this year, joins host Annie Kane to discuss how he has been bedding in his new company and making a name for himself. Tune in to find out: - How Bernard set about creating a new brand - His experience of changing aggregation groups - His top tips for new brokers And much more!

“Sorry mate, not good news.” And with those 5 words, my twenty year career in Stockbroking came to an end. When the GFC hit. Almost overnight, the industry collapsed. Stockbroking firms were hit hard, and good workers, with lots of long-term experience were being made redundant. I was at the crossroads, my son Alex was 18 months old and my 6 figure salary disappeared. My Stockbroking skills couldn't be quickly transferred anywhere else, and I had no idea what I could possibly do next. Stressful times. I somehow stumbled across a Mortgage Broking post on LinkedIn for Masters Broker Group. The rest is history.

The coronavirus pandemic and its associated social distancing requirements forced businesses across Australia to change the way they operated, with many moving online for the first time. While the broking industry has long been adopting technology to create a more efficient and seamless customer experience, the pandemic saw many lenders change policies to enable brokers to write mortgages digitally. With distancing requirements now easing, how much of the changes will remain in place, and what does the future of mortgage broking look like? In this episode of In Focus, partnered by Loan Market, the executive chairman of Loan Market, Sam White, discusses his vision for the future of mortgage broking and how the advent of the 100 per cent digital mortgage broker is now upon us. In this episode, tune in to find out: - How COVID-19 and the best interests duty will bring about digital brokers - What are the leading digital tools and strategies helping brokers save time - The future of training And plenty more!

By the age of 35 Nathan Birch had built a property portfolio worth 50 Million Dollars with a positive cash flow of over $200,000 a year! Nathan is the founder of Binvested a Buyers Agent and Property Investment Advisory company with Mortgage Broking and Property Management branches. We chat with Nathan all things property and find out how he got to where he is today and what the future has is stall post COVID 19. You can find Nathan here:  https://binvested.com.au or on Youtube, LinkedIn or your social media app of choice.  Please read this disclaimer ("disclaimer") carefully before using the website, podcast and blog operated by Pizza and Property. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent. All information posted is merely for entertainment and informational purposes. It is not intended as a substitute for professional advice. Should you decide to act upon any information on this website, you do so at your own risk. While the information on this website has been verified to the best of our abilities, we cannot guarantee that there are no mistakes or errors. We reserve the right to change this policy at any given time, of which you will be promptly updated. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page.  

In this episode, we are joined by Darcy Ungaro from the NZ Everyday Investor Podcast. Within the show we pick up on the trend where more New Zealanders are using mortgage brokers. ANZ has announced that almost 50% of their new lending is through mortgage brokers. We discuss why this trend is occurring and how to pick a good mortgage broker. If you are keen to listen to a recent NZ Everday Investor Podcast episode with Andrew and Ed, then click here if you listen on Apple Podcasts, or here is you listen on Spotify.

As a passionate mortgage broker, property investor, property developer and property investment educator, Marissa Schulze has been one of the most trusted and inspiring people I've interviewed in this podcast. Building Rise High Financial Solutions in 2011, she was able to grow into one of the most awarded and celebrated Finance and Mortgage Broking businesses in Australia and has helped thousands of Australians save money and achieve their financial dreams through smart property investment. Excited to take you all today to an interview with Marissa and learn about her journey and listen to her top advice on business and property investing.

A tax agent can provide you with much more value than you may realise. In this episode, Corinne and Sheryl talk about the reasons why you should use a Registered Tax Agent to prepare your individual tax return in tax time 2020.We outline the 6 ways that working with a Registered Tax Agent will benefit you:1. Knowledge and experience2. Valuable relationships and timely advice3. Expertise in occupation-specific tax deductions4. Convenience and time-saving5. Extended tax lodgement deadlines6. Tax agent fees - they pay for themselves.You can learn more about the show's hosts, Corinne Cole and Sheryl Cole at:platinumaccounting.com.authenumberninjas.com.auYou may also be interested in our Finance and Mortgage Broking division. You can visit PAT Finance & Mortgage Brokers here

Matthew grew up in Canberra, graduating from Erindale College. As part of the Talented Sports Program for Rugby Union, Matthew developed skills in planning, preparation and execution, skills which he utilises as a Mortgage Broker and the Principal of Mortgage Choice Manuka.Matthew is friendly and professional, always ensuring his time with you is stress free and pleasant. Prior to becoming a Broker, Matthew’s career has always been in and around the formalities of property transactions, including roles in conveyancing at a local law firm and as a First Home Owner Grant and Land Tax Investigator within ACT Government. These roles teamed with his tenure as a Mortgage Broker has given Matthew a wealth of property transaction knowledge.

The Pleasure Zone with Milica Jelenic Radio Show This week on The Pleasure Zone Jennifer Cramer Lewis will be on to discuss power couples. We will explore tools for power couples to keep their fights clean and their sex dirty. Are you in a power couple, or know a power couple who could use some tips on keeping their fights clean and their sex dirty? Jennifer Cramer Lewis loves showing people simple changes they can make to drastically improve their financial welfare. With over 20 years in business and finance, including careers in Banking, Real Estate Sales and Management, and Mortgage Broking, she has always found it easy and natural to implement processes to heighten productivity. These skills combined with her love of people meant that financial coaching was a natural progression from working within other people's businesses. She has written three bestselling books and is mum to two fantastic teens who are learning early to master the language of prosperity.  jennifer@jennifercramerlewis.com https://www.jennifercramerlewis.com https://www.facebook.com/jennifercramerlewis https://www.youtube.com/jennifercramerlewis http://www.bonbonnetworks.com/channel/11520 http://bit.ly/WatchAudacious ~ More About The Pleasure Zone ~ What is pleasure? Have you ever noticed that what is pleasing to one body is not necessarily pleasing to all bodies? What if our bodies like to be pleasing and to gift pleasure to others and to receive pleasure? In this show we will explore the world of pleasure. If your body was sensing pleasure more often would your life have more ease? Miracle Minutes With Milica One Year Of Weekly Readings, Insights, Healings, and Tools In  A Private Facebook Group http://bit.ly/2qZiu7M We start out with magical little bodies that turn on everybody. Babies are always having people come up to them and compliment them on their beauty and get really excited to be in their presence. What would the world be like if we stopped judging ourselves, our bodies and others? How much more fun, joy and pleasure is possible on this planet if we choose to be explorers? Whose ready for an adventure??? Milica Jelenic is an advocate for possibilities. In her private practice she invites clients to receive who they truly be and to continue to choose more for themselves.  Milica knows that there is something greater for all of us on this planet and plays with bodies to awaken greater possibilities to show up.  Milica' abilities as an intuitive lend to a session that is personalized for the client. Milica's keen ability to sense where change is possible and to question what is stuck in the target area creates a very dynamic session that promotes choice, possibility and change. http://www.milicajelenic.com www.pureromance.ca/milicajelenic www.pureromance.com/milicajelenic To get more of The Pleasure Zone with Milica Jelenic, be sure to visit the archives page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/the-pleasure-zone-milica-jelenic/  

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the costs of broking and the increasing administrative burden of the loan writing process, The Adviser EU Study Tour 2019 and the role of aggregators. This week they discuss... - The expenses debacle - What industry is discussing around broker commissions - The Aggregator of Choice survey for brokers  

How do you get the money you need for your renovation or new build project? And what’s involved in understanding town planning rules so you know what you’re allowed to do? Welcome to Episode 6 of Season 10. In this episode, I have two Australian industry professionals generously sharing some incredible insight into their areas of expertise: Mortgages and Finance, and Town Planning and Approvals. My first guest on this episode, is Caroline Jean-Baptiste, from Mortgage Choice Fortitude Valley (Brisbane), QLD. And my second guest is Peta Charles, from Brisbane Town Planning, QLD.  SHOW NOTES: My first guest is Caroline Jean-Baptiste, and she’s on a mission to get people talking about money. Caroline is a specialist in finance with more than 12 years working as a Mortgage Broker in her own business. Her passion is working with her clients to achieve the life they want through home ownership and wealth creation.  She is dedicated to helping first home buyers get into their home and existing homeowners renovate and upgrade. She owns award-winning Mortgage Broking business, Mortgage Choice, based in Fortitude Valley, Brisbane. And she and her team serve all of Brisbane. Getting finance to fund your renovation or new build project can be stressful and full of challenges. And yet, making it happen is often key to your project happening - or not! And, my second guest for this episode is Peta Charles, from Brisbane Town Planning. Brisbane Town Planning promises to make designers look good. How? They say ... “It's simple, we actively work to get their jobs out of a Town Planning application (aka DA). This saves their clients time and money. Which as you can imagine, earns them some serious kudos, brownie points, bragging rights and general good vibes with their clients.” Listen to the episode now. And be sure to get in touch with Caroline and Peta to let them know you heard them on Undercover Architect, and to thank them for all they share!! This podcast is an edited version of the full interviews with Caroline and Peta. Those interviews are now featured inside my online course “How to Get it Right in Your Reno or New Home” for Australian homeowners.   In her full interview, Caroline shares more information about how to assess your mortgage broker, whether it’s better to go to a broker or the bank, and some key strategies for more successful borrowing in your renovation or new build project (especially if you can’t access all the cash you need straight away). In her full interview, Peta also shares information on ... why architects and designers may not be the best professional to prepare your town planning application what to do if council says ‘no’ to your application to improve your chances of getting your project through things to know about the Traditional Character Overlay in Brisbane City Council Acceptable Solutions vs Performance Solutions, and why do they matter to your approval Head to https://undercoverarchitect.com/courses/how-to-get-it-right/ to learn more about “How to Get it Right in Your Reno or New Home”.   Wondering how to build or renovate your family home without the drama, budget blowouts or costly mistakes? The “How To Get It Right in Your Reno or New Home E-Course” gives you access to all of the information and knowledge you need to create the home you want. My years of experience with homeowners just like you, has shown me that making mis-steps in the early planning days ... and then continuing to make them ... can fundamentally impact your reno or building project. And send you in the wrong (and expensive) direction. “How To Get It Right” is designed on the system I’ve followed during my own, and my clients', renovation and building projects. It is a framework for your journey from start to finish. I arm you with the tools and knowledge you need to save time, money and stress. And get it right the first time. This detailed, step-by-step framework, will simplify your entire project journey and give you the tools to ... > Feel confident about the steps you need to take in your project. > Know how to keep everything on budget and on time. > Avoid the pitfalls and mistakes that lead to disaster stories. > Be in control, keep your sanity and enjoy the journey! "How to Get it Right in Your Reno or New Build" will transform your renovation or building experience - and the finished home waiting for you at the end of your journey.   Head to https://undercoverarchitect.com/courses/how-to-get-it-right/ to learn more and join us. RESOURCES MENTIONED IN THIS PODCAST: Learn more about Caroline Jean-Baptiste and get links to her business, Mortgage Choice Fortitude Valley, here >>> https://undercoverarchitect.com/podcast-how-to-finance-renovation-new-build-mortgage-choice Find more information and links to Peta Charles, Brisbane Town Planning, here >>> https://undercoverarchitect.com/podcast-council-rules-approvals-peta-charles-brisbane-town-planning Find out about “The Welcome Home Course” for American homeowners here >>> https://undercoverarchitect.com/courses/the-welcome-home/ And “How to Get it Right” for Aussie homeowners here >>> https://undercoverarchitect.com/courses/how-to-get-it-right/

Report link - https://www.momentumintelligence.com.au/consumer-access-to-mortgages-report Deloitte video -  The Value of Mortgage Broking report key take-away https://www.youtube.com/watch?v=fYZ9xVBZEsw If you like this episode, show your support by rating us or leaving a review on iTunes (Spark Your Fire Show) #Property portfolio #Wealth creation #Investment savvy #Mortgage brokers #Homeloans #Construction loans #PPOR #Off the plan #Land bank #Investment loan #Investment property #Off market properties #Property cycles #Real estate #Property development  #Australian property #Australian investing #Oz property #Oz realestate #Australian realestate #Rentvesting #Property portfolio #Investors #Investor stories   Contact -  sparkyourfirepodcast@gmail.com jsidana@financeboutique.com.au david@lendpower.com.au Founders -  Jazz & David    

Justin talks about his business Intelligent Finance and the changes happening right now in the Australian Banking system and why getting finance is becoming harder. Justin is well qualified to comment, being the no.1 Mortgage Broker in Australia (by way of loan value) every year for the last 10 years straight.

Welcome to Episode 17 – Motorsport Coaching Podcast PAUL MANN – CO FOUNDER TRUE FINANCIAL DIRECTION Who is Paul? Paul has been involved in Financial Services and Financial Markets for the past 25 years. His first job was as a “Chalkie” on the Sydney Stock Exchange trading floor and this began a career that has revolved around various aspects of the financial markets ever since. Paul moved to the Sydney Futures Exchange working for various firms over a 12-year period trading Bank Bills, Government bonds and Equities contracts. Paul also spent 3 years working on the London Futures floor with Bankers Trust during this time. Paul changed career direction in 2000 and became a Licensed Financial Adviser, working at St George Bank and the Commonwealth Bank (where he also learnt the lending/debt side of Financial Services) before joining Flight Centre's Moneywise Global as the NSW Team Leader in 2004. Paul was appointed as the National Business Leader in 2006, finishing with them in 2017 as the Global business Leader and Managing Director, responsible for all aspects of its Financial Advice, Home Loans Broking and Tax services businesses globally. In 2017 Paul left Moneywise to start his own Financial Advice business True Direction Financial, with his long time business partner Cath Navarro, with the intention to build a great advice business that they can both be very proud of. Paul is a Chartered Practitioner Member of the AFA (FChFp), holds a Diploma Of Financial Planning and a Certificate IV in Mortgage Broking. This show you'll learn: ▶ How to work out your budget for racing ▶ Longer term strategies for savings ▶ Should you use a credit card reward system Contact with Paul directly to find out more about True Financial: paul.mann@truedirection.com.au ▶ Website: https://www.truedirection.com.au/ ▶ Facebook: https://www.facebook.com/truedirectionfinancial/ DOWNLOAD THIS WEEK'S SPECIAL: To grab Paul's budget sheet head to: www.motiv8training.com.au/17 Reviews: Have some feedback on the show? I would love to hear it! Please leave a review on itunes or stitcher and I will read them out on next week's show, good or bad! Every review will go in the draw to win a prize. Recommend a guest: Is there someone you would love to hear from? Is there story inspiring to you? If so, please let us know who, so we can try and get them onboard! Email win@motiv8training.com.au Thank you again for taking the time to listen to the podcast!

Welcome to Episode 17 – Motorsport Coaching Podcast   PAUL MANN – CO FOUNDER TRUE FINANCIAL DIRECTION   Who is Paul? Paul has been involved in Financial Services and Financial Markets for the past 25 years. His first job was as a “Chalkie” on the Sydney Stock Exchange trading floor and this began a career that has revolved around various aspects of the financial markets ever since. Paul moved to the Sydney Futures Exchange working for various firms over a 12-year period trading Bank Bills, Government bonds and Equities contracts. Paul also spent 3 years working on the London Futures floor with Bankers Trust during this time. Paul changed career direction in 2000 and became a Licensed Financial Adviser, working at St George Bank and the Commonwealth Bank (where he also learnt the lending/debt side of Financial Services) before joining Flight Centre’s Moneywise Global as the NSW Team Leader in 2004. Paul was appointed as the National Business Leader in 2006, finishing with them in 2017 as the Global business Leader and Managing Director, responsible for all aspects of its Financial Advice, Home Loans Broking and Tax services businesses globally. In 2017 Paul left Moneywise to start his own Financial Advice business True Direction Financial, with his long time business partner Cath Navarro, with the intention to build a great advice business that they can both be very proud of. Paul is a Chartered Practitioner Member of the AFA (FChFp), holds a Diploma Of Financial Planning and a Certificate IV in Mortgage Broking.   This show you’ll learn: ▶ How to work out your budget for racing ▶ Longer term strategies for savings ▶ Should you use a credit card reward system     Contact with Paul directly to find out more about True Financial: paul.mann@truedirection.com.au ▶ Website: https://www.truedirection.com.au/ ▶ Facebook: https://www.facebook.com/truedirectionfinancial/   DOWNLOAD THIS WEEK’S SPECIAL: To grab Paul’s budget sheet head to: www.motiv8training.com.au/17     Reviews: Have some feedback on the show? I would love to hear it! Please leave a review on itunes or stitcher and I will read them out on next week’s show, good or bad! Every review will go in the draw to win a prize.     Recommend a guest: Is there someone you would love to hear from? Is there story inspiring to you? If so, please let us know who, so we can try and get them onboard! Email win@motiv8training.com.au   Thank you again for taking the time to listen to the podcast!

In episode 7 of the Accord Mortgages podcast, Jeremy Duncombe, Director of Intermediary Distribution at Accord Mortgages, is joined by Mark Edeson, Talent Acquisition Specialist at Yorkshire Building Society, to discuss Mortgage Broker recruitment, specifically using LinkedIn. Mark explains how LinkedIn allows employers to advertise jobs like a “job board” and then interact with applicants through its direct messaging feature. This can save recruiters valuable time and prevent you from interviewing the wrong candidate. LinkedIn allows Mortgage Broker businesses to tweak their profile by adding articles and statuses, letting potential applicants get a more dynamic impression of the employer than they'd be able to gain on a traditional jobsite. For example, you can show applicants what progression looks like in your business and what benefits of working there would be. Successful employees for the future in Mortgage Broking will use technology to enhance existing skills like personal interaction. In this environment a great applicant would be somebody who is capable of using technology to build relationships. Mark explains how you can attract applicants like this by showing how you use technology to grow your business on LinkedIn. If you enjoy this episode of the Growth Series podcast, please take a moment to rate it. Your feedback helps us improve. The Growth Series is a dedicated resource that aims to help mortgage brokers grow their business using digital and communications marketing techniques. For more hints and tips on how to grow your business, you can sign up to the Growth Series for free, here.

“Stand-up comedy gave me an understanding of audience responsiveness. How to work with direct feedback and deliver a great experience. You could quickly ascertain what worked and what didn't work. This was great in business because you need to be adaptive and responsive to both the client and the market. Also, it gave myself an understanding of the power of face to face contact and rapport.” - Marty Vids   There's loads more tips and insights just like this that will help you build that beautiful business of yours into the empire it deserves to be. Hit the PLAY button above to listen now, or subscribe free to hear the full interview.    Marty also tackles the following questions: How can comedy influence how you grow a business? What do you do when no-one believes in you? What's the secret to getting an audience onside? Why should we look to big business for ideas? How can I use humour to get through business challenges? And so much more ...   A little more about today's guest, Marty Vids: Marty Vids cut his business teeth working in the family Milk Bar from the age of seven. At 16 his career teacher advised him he'd probably be a butcher, Marty started a stand-up comedy career which saw him make audiences laugh on some big stages in Melbourne and Sydney. When it was time to get serious, he took a job at Westpac bank until he realised that he wasn't cut out for working for the man, and needed to get back to his small business roots. That lead to starting a successful mortgage broking business which he sold for what he calls “the cheque of a lifetime” … a cheque that enabled him and his wife to move to sunny Noosa, where he very quickly lost his identity and had a breakdown. In order to recover, they moved back to Melbourne where he got better then started a second mortgage broking business. After numerous awards, he got out of that, moved back to Noosa and now couldn't be happier.   Here's what caught my attention from my chat with Marty Vids: Look for ways to add humour in to your business … with your staff, your clients, your suppliers, yourself. Learn more about this by listening to episode 208 with Troy & Zara. “Play to the light.” I love the idea that there will always be a group of people that love what you have to offer (those in the light as Marty puts it) … and there will be those that don't love what you have to offer. Tailor your marketing to those that love you. “Don't ask how you can make more money. Ask how you can be better.”   But the marketing gold doesn't stop there, in this episode: This week's Monster Prize Draw winner is: Daniel Munday from DPM Performance   Resources mentioned: Interview with Shark Tank's Andrew Banks Interview with Troy & Zara from Humour Australia   Please support American Express & DesignCrowd who make this show possible: American Express Business Explorer Credit Card Let your business expenses reward you. Every year. And join me at the Idea Exchange in Melbourne (October 17, 2018) and Sydney (November 22, 2018).   DesignCrowd DesignCrowd is the world's #1 custom design marketplace where, with access to 550,000 designers, you'll get the perfect design every time. Get $100 off at DesignCrowd.com/Timbo   If something in this episode of Australia's favourite marketing podcast peaked your interest, then let me know by leaving a comment below. May your marketing be the best marketing.   For more interviews with successful business owners visit Small Business Big Marketing See omnystudio.com/listener for privacy information.

Since pivoting from financial advice into a more permanent mortgage broking role, Marcus Roberts (@mrmarcusroberts) of Brighter Finance (www.brighterfinance.com.au) is the co-creator and co-host of the new Sydney Property Insider podcast (www.sydneypropertyinsider.com.au). A B2C podcast created with the intentions of providing property purchasing advice without the hard sell (no off-the-plan spruiking here!). This episode is one part stand-up comedy and one part thought-provoking discussion with Marcus sharing the process, the costs and considerations of setting up a new B2C podcast in the finance space, why he chose a podcast over blogging and why he shifted from Advice to Mortgage Broking (and is killing it in the referral space). Support us on Patreon - https://www.patreon.com/xyadviser Join XY Adviser - https://www.xyadviser.com General Disclaimer - https://www.xyadviser.com/disclaimer/ This podcast has been brought to you by Zurich Life & Investments (www.zurich.com.au), one of the last true independent life insurers in Australia. Zurich has always believed in the value of advice and the professionals who provide it. They continue to invest in programs such as this one that are designed to strengthen the health and reputation of the advice profession. We are proud to partner with Zurich to help shape the future direction of advice and make it more accessible to more Australians. If you’ve popped into the XY Adviser Facebook Group recently, you’d know that education is one of the most talked about topics going around. Which is why we’ve created the XY Adviser platform giving advisers the tools and strategies they need to become a modern adviser. If you’re an industry expert with a solution that can affect significant change in the way an Adviser does their job, please put together an application at www.xyadviser.com or email contact@xyadviser.com for more information.

With so many new brokers entering the industry and many looking to start work under their own independent brand, the process of starting off can be a daunting and stressful one. In this episode of The Adviser's Elite Broker podcast, the winner of the Best Newcomer (Regional) category at the 2018 Australian Broking Awards, Ditte Westbury, joins Annie Kane and James Mitchell to outline why and how start her own brokerage. The broker, who has previously been a shipping agent, chef, trainer and financial controller, will discuss why she chose not to join a franchise, the difficulties and challenges that she faced starting her own company and what its like broking in the coastal city of Noosa, QLD. You will also find out: - Why she places a huge importance on networking and the best way to approach it - Who her mentor is and how she initiated that relationship - What her business plans are going forward for the Viking brand And plenty more!

The Pleasure Zone with Milica Jelenic Radio Show Are your unconscious beliefs stopped you from receiving more in every area of your life? Has unconsciousness stopped you from receiving more money? Have your unconscious beliefs stopped you from receiving the sex and relationship you truly desire? Join Milica Jelenic and Guest Jennifer Cramer Lewis as they discuss Unconsciousness & The Effect On Receiving on The Pleasure Zone. Jennifer Cramer Lewis loves showing people simple changes they can make to drastically improve their financial welfare. With over 20 years in business and finance, including careers in Banking, Real Estate Sales and Management, and Mortgage Broking, she has always found it easy and natural to implement processes to heighten productivity. These skills combined with her love of people meant that financial coaching was a natural progression from working within other people's businesses. She is a facilitator for Right Riches for You, a specialty program of Access Consciousness. She has written three bestselling books and is mum to two fantastic teens who are learning early to master the language of prosperity. Social Handles for Jennifer Cramer Lewis https://twitter.com/JCramerLewis https://www.facebook.com/jennifercramerlewis/reviews https://www.facebook.com/jennifercramerwindsor/ https://www.instagram.com/jennifercramerlewis/ https://www.linkedin.com/in/jenniferwindsor/ http://www.bonbonnetworks.com/channel/11520 https://www.youtube.com/channel/UCPb-svsG5yrM1roxEZDKu9w?view_as=public http://bit.ly/WatchAudacious jennifer@jennifercramerlewis.com ~ More About The Pleasure Zone ~ What is pleasure? Have you ever noticed that what is pleasing to one body is not necessarily pleasing to all bodies? What if our bodies like to be pleasing and to gift pleasure to others and to receive pleasure? In this show we will explore the world of pleasure. If your body was sensing pleasure more often would your life have more ease? Insights From A Superior Asshole Access to me for a year! http://bit.ly/2zbkujO We start out with magical little bodies that turn on everybody. Babies are always having people come up to them and compliment them on their beauty and get really excited to be in their presence. What would the world be like if we stopped judging ourselves, our bodies and others? How much more fun, joy and pleasure is possible on this planet if we choose to be explorers? Whose ready for an adventure??? Milica Jelenic is an advocate for possibilities. In her private practice she invites clients to receive who they truly be and to continue to choose more for themselves.  Milica knows that there is something greater for all of us on this planet and plays with bodies to awaken greater possibilities to show up.  Milica' abilities as an intuitive lend to a session that is personalized for the client. Milica's keen ability to sense where change is possible and to question what is stuck in the target area creates a very dynamic session that promotes choice, possibility and change. http://www.milicajelenic.com www.pureromance.ca/milicajelenic www.pureromance.com/milicajelenic To get more of The Pleasure Zone with Milica Jelenic, be sure to visit the archives page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/the-pleasure-zone-milica-jelenic/  

Jennifer Cramer Lewis is Right Riches For You™ facilitator who loves showing people simple changes they can make to drastically improve their financial welfare.  She’s worked in business and finance for over 20 years including stints in Banking, Real Estate Sales, Mortgage Broking, and Real Estate Management, and has always found it easy and natural to implement processes which make things flow more simply and productively.  These skills combined with her love of people meant that financial coaching was a natural progression from working within other people’s businesses.  She has written three bestselling books and is mum to two fantastic teens who are learning early to master the language of prosperity

On this episode we talk to a young mortgage broker from Melbourne in Matt White. Matt had been working in the same job for some 10+ years and always felt as though it was not taking him where he wanted in his career. He decided to take a leap and not only change jobs, but also change careers and go after a dream he had always had. We find out how he went about that journey and found the ability, courage and how he educated himself to allow that change to occur.We also talk about the broking business and home ownership and how employing a broker can be a great way to help you save some money on your current home loan.I hope you enjoy the show and gain an insight into how you might be able to make that career jump into an area you have always dreamed about. It is scary and it will challenge you, however, the upsides of chasing your dreams always outweigh the negatives.If you want to give a health check to your finances and home loan or just want to have a chat with Matt I have dropped his details below for you to make contact. His advice is free and there is certainly no obligation to employ his services. He is very passionate about helping people and I am sure he could share some ideas that might see you pay your home loan off earlier or save some money to go on a holiday.I just want to say thank you to Matt for taking the time out of his busy day and jumping on this podcast with me and I hope you value what we talk about.CheersMatt WhiteMobile: 0467 870 707Email: matthew.white@aussie.com.au

In this bonus episode of Elite Broker, The Adviser talks to iSelect chief executive Scott Wilson about ranking among this year's Top 25 Brokerages. Tune in as he explains why technology is the future of broking and how iSelect has overcome customer pain points by simplifying and streamlining the home loan process with an online service offering. In this special episode, find out: - The value online services bring to the broking industry - How brokers can harness the power of technology to optimise the customer experience - What iSelect has in store for the future http://www.theadviser.com.au

The Property Couch has reached Episode 30! To celebrate this, we've got The Property Professor, Peter Koulizos joining us to talk about the Five Golden Rules of Property Investment. Combining Peter's background with Bryce's role as a Buyers Agent and Ben's knowledge in Mortgage Broking and you have a great team of property ... The post Episode 030 (Part 1) | Five Golden Rules of Property Investment – Chat with Peter Koulizos appeared first on The Property Couch.