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Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss the DOW approaching 50,000. She shares more details about the how the markets are faring and, as always, answers questions form listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to answer listener questions and talk about the end of the year!
Terry Savage, nationally syndicated money columnist, joins Jon Hansen, filling in for Lisa Dent, to discuss the latest movements in the stock market, and, as always, answer questions from listeners.
In this episode, The Annuity Man and Terry Savage discuss: What is "chicken money"? Considering future crises in your financial plan Seeking trusted advisors Building an income floor Key Takeaways: Your "chicken money" is money that you can't afford to lose. CDs, treasury bills, money markets, AAA municipal bonds, and MYGAs are suitable options. MYGAs and CDs are great for principal protection and tax deferral benefits. Focus on having an income floor and principal protection in retirement plans. It's important to consider possible future financial crises and plan for them, regardless of political outcomes. Social Security is a primary source of retirement income. Seek trusted financial advice from fiduciaries who fully disclose costs and operate on a fee-only basis. See to it personally that you are able to customize your financial plan according to your goals. Have an income floor to protect yourself against market fluctuations and ensure financial stability. Social Security is a strong foundation for retirement income. Build on it with guaranteed products. Consider both the short-term and the long-term in your financial plan. "Chicken money, by definition, is money you cannot afford to lose, and as such, it belongs in things like short-term CDs, treasury bills." — Terry Savage Connect with Terry Savage: Website: https://www.terrysavage.com/ LinkedIn: https://www.linkedin.com/in/thesavagetruth/ Facebook: https://www.facebook.com/The-Savage-Truth-190870517609983/ New Book Link: https://www.amazon.com/gp/product/1119645441/ref=pe_2313400_441222210_em_1p_0_lm Connect with The Annuity Man: Website: http://theannuityman.com/ Email: Stan@TheAnnuityMan.com Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about her latest column and the stock market rallying to end the year. And, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about her latest column and the stock market rallying to end the year. And, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about her latest column and the stock market rallying to end the year. And, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about her latest column and the stock market rallying to end the year. And, as always, she answers questions from listeners.
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss how the admin will start garnishing wages of past due student loan borrowers. Terry also discusses how gold has hit an all-time high, how the GDP is strong but how consumer confidence continues to plunge, and more.
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss her latest column addressing identity theft. She breaks down the steps people should take when they discover their accounts have been compromised and are at risk of identity theft. And, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about four moderate House Republicans joining Democrats to force a vote on extending key Affordable Care Act subsidies, a new poll showing President Trump’s approval rating on the economy, and a reminder about fraud protection during the holiday season.
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss her latest column discussing the cost of Medicare premiums. And, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins Wendy Snyder, filling in for John Williams, to talk about what she expects from the Fed today, if they are likely to cut rates again soon, why economic data is unreliable because of the government shutdown, if she expects a year-end rally, the importance of taking your RMD right now, […]
AI is now answering millions of financial questions every day, but how much of it can you actually trust? In this episode of Friends Talk Money, Pam Krueger, Terry Savage, and Richard Eisenberg dive deep into the surge of AI-generated financial advice and unpack the risks, myths, and surprising mistakes that tools like ChatGPT, Claude, Gemini, and DeepSeek are making. A major study shows AI gives incorrect financial answers up to 35% of the time, and the consequences can be huge when it comes to Social Security, Medicare, retirement timelines, investing, or even basic budgeting. To separate hype from reality, we're joined by special guest Jason Lilly, a highly respected Wealthramp-network fee-only advisor, CFA, CFP®, and founder of Tenier Wealth Advisors. Jason shares exactly how he integrates AI responsibly in his practice: what it's great for, where it falls apart, and why human judgment still matters more than ever. You'll learn: Why AI sounds confident even when it's wrong What AI can actually do well in financial planning (and what it can't) Why budgeting, Medicare decisions, and Social Security claiming can be dangerous when left to AI Hidden errors of omission most chatbots make How advisors like Jason use AI to communicate better, analyze data faster, and stay human-centered Why AI will never replace real fiduciary advisors (and how to spot one who's overly reliant on it) Whether you're already using AI for your finances or just curious, this episode will change how you think about these tools. Links: 'Well-Recognized Issues': ChatGPT Gave Wrong or Misleading Answers to 35% of Financial Questions Asked in a New Test (MSN) Should you trust AI for Medicare, Social Security for long-term-care advice? (MarketWatch) How AI Is Revolutionizing Long-Term Care Planning (Friends Talk Money) What will happen to Social Security once AI kicks in? (Terry Savage) Tenier Wealth Advisors
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to highlight ‘Giving Tuesday.’ She shares some advice to people experiencing higher Medicare premiums.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about Medicare Open Enrollment ending, what you should know about ‘Trump accounts’ and how they will work, and why she always adheres to Warren Buffet’s advice that, ‘nobody ever got rich betting against America.’ Terry also suggests you visit her Year-End Planning Checklist.
Gen X is officially in the retirement danger zone — and many are worried about outliving their savings. In this episode of Friends Talk Money, Richard Eisenberg, Terry Savage, and I sit down with author and workplace/retirement expert Kerry Hannon to dig into the findings from her new book, Retirement Bites: A Gen X Guide to Securing Your Financial Future. We explore: Why more than half of Gen X fears they won't be financially ready How DIY retirement planning, disappearing pensions & late savings habits created a perfect storm The crushing impact of student loans, credit card debt & supporting both kids and aging parents Why so few Gen Xers work with a financial advisor — and how to find the right kind of help The truth about Social Security's future for Gen X Health costs, layoffs, age discrimination — and how to stay employable into your 50s and 60s The new definition of "retirement" and why working longer can be a superpower Plus: What Gen Xers can control right now to course-correct Kerry also breaks down the huge differences between older Gen Xers nearing 60 and younger Gen Xers in their late 40s, including who may benefit from the next major wealth transfer.Whether you're a lifelong DIY investor or navigating retirement planning for the first time, this episode is a must-listen for the most overlooked generation in personal finance. Links: Retirement Bites: A Gen X Guide to Securing Your Financial Future (Amazon) Reality Bites: Gen X is Nearing Retirement and More than Half Don't Believe They'll be Financially Ready When the Time Comes (Northwestern Mutual) Portfolio Perspectives: Gen X Isn't Ready for Retirement – How Financial Advisors Can Help and Harness SECURE 2.0 (Dynamic Advisor Solutions) Gen X Nearing Retirement With Worries About Limited Savings, Allianz Life Study Finds (Allianz) Gen X's Retirement Shock: The Truth About Healthcare Costs (Friends Talk Money)
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about the markets bouncing back of late, what concerns her about the market moving forward, why consumer confidence has faltered, and if the Fed will cut interest rates again in December, and why Thanksgiving is a good time to have the ‘bills and wills’ conversation. Terry […]
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss the latest stock market trends, and as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about why everybody is watching Nvidia earnings, why the market has dipped recently, the two big ‘ifs’ hanging over the market, and what to know about RMD time. Terry, as always, answers all of your financial questions.
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss the continued stock market woes. She shares how, in the midst of stock market troubles, people should reassess where they have their money saved. And, as always, she answers questions from listeners.
The Garry Meier Show Cocktail Hour LIVE! Streaming starts at 6 p.m. Eastern/5 Central, on Friday, November 14, 2025. We know nonsense and yappetizers aplenty will be served. Tonight's guest will be Terry Savage. BECOME A PREMIUM GARRFORCE MEMBER - SUBSCRIBE TODAY AT GARRYMEIER.SUPERCAST.COM
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss the latest economic news. Savage reviews the newly proposed 50-year mortgage plan. Then she discusses the markets hitting new all-time highs.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about maximizing your social security. And John and Terry are delighted to be joined by Laurence Kotlikoff, professor of economics at Boston University, president of Economic Security Planning, and a New York Times best-selling author for today’s special edition of the Noon Business Lunch. Terry, John, […]
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss the markets. As fear grows over a possible AI bubble, Savage gives her take on the reality of the AI market and how Warren Buffett and Berkshire Hathaway’s cash holdings might signal the market could be in danger. Then, as always, she answers questions […]
Segment 1: Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about the market being up by a few hundred points today, why she’s concerned about the strength of the market, the importance of having ‘chicken money’ right now, and what you need to know about RMD time. And as always, Terry answers all of […]
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about today’s policy decision by the Federal Reserve, the stock market hitting all time highs, and some of the economic areas that she’s concerned about. Terry also answers all of your financial questions.
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss the economy. As Wall Street continues to see all-time highs, Terry explains, Illinois, the lead exporter of soybeans to China, is now selling zero soybeans. The stock market’s continued success with AI contrasted with working class people set to start feeling financial pain as […]
Terry Savage, Nationally Syndicated Money Columnist, joins Lisa Dent to answer various questions about Medicare enrollment. She reflects on statements from Dr. Oz during an interview with Lisa Dent earlier in the day and gives insight into what Medicare plans people should enroll for.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about why it is best to wait until you are 70 before taking Social Security (if you can!), what is going on with the price of gold, and to tell us what to know about Medicare Open Enrollment. And as always, Terry answers all of […]
Terry Savage, nationally syndicated money columnist, joins Lisa Dent to discuss Medicare enrollment. She highlights the columns that she has written to help people understand how to properly sign up for Medicare based on their situation. She reviews open enrollment options, switching plans, and Part D drug plans.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about the delay in the Social Security cost-of-living increase announcement, and what to know about Medicare open enrollment. Terry has a three part series on everything you need to know here.
Nationally syndicated financial columnist and author Terry Savage joins Jon Hansen, filling in for John Williams, to talk about the price of gold rising, the importance of having a diverse portfolio, why markets are also continuing to hit all-time highs, the cost of the government shutdown, and what is going on with the U.S. dollar. Terry also answers all […]
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to talk about the price of gold. She notes that the price of gold has continued to increase despite the stock market’s sustained growth. Then, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss the stock market ahead of a government shutdown. And, as always, she answers questions from listeners.
Segment 1: Aki Ito, Chief Correspondent at Business Insider, joins Jon Hansen to talk about the new rules of workplace loyalty. Segment 2: Nationally syndicated financial columnist and author Terry Savage joins Jon Hansen to talk about the stock market continuing to hit all-time highs, why she still believes in the stock market despite economic turmoil, and to answer all of your financial […]
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about consumer sentiment falling, what to know about the 10-year Treasury yield, and why gold is doing so well right now. Terry also answers all of your financial questions.
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss all things financial. She talks gold, crypto, and as always, answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about Medicare plans, Wall Street waiting on the Fed decision, and to answer all of your financial questions. Terry also offers her instant analysis of the Fed lowering interest rates for the first time since December.
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss the likelihood that the Federal Reserve will lower interest rates, and by how much. Then, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about short term interest rates dropping, why it might be time to revise your budget, the recent revision of the labor report numbers, how much the Fed will cut rates later this month, and the big takeaway from today’s inflation data. Terry also answers all of […]
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to review the activity of the markets. Savage anticipates that, due to signs of a weakening economy, the Federal Reserve may cut interest rates by half a point. Then, as always, she answers questions from listeners.
Generation X is often called the “forgotten middle child” between Boomers and Millennials, but with 65 million Gen Xers moving into their 50s and early 60s, they're facing a massive financial challenge: skyrocketing healthcare costs. In this episode of Friends Talk Money, Pam Krueger, Terry Savage, and Richard Eisenberg unpack why healthcare, not retirement savings, is now the #1 financial concern for Gen X. From high insurance premiums and long-term care to hidden out-of-pocket costs, we break down: Why Gen X is more worried about healthcare than retirement savings How rising costs are squeezing families still raising kids & saving for retirement What Medicare will and won't cover Smart planning tools: HSAs, catch-up contributions & employer health benefits Why fee-only fiduciary advisors can help Gen Xers plan ahead and avoid surprises If you're Gen X (or love someone who is), this is a must-listen to help prepare for a healthier, more financially secure retirement. Links: This is Generation X's biggest retirement worry — and it's not money (MarketWatch) Gen X Is Headed for Retirement Crisis: 5 Ways To Avoid Being Part of the Trend (GoBankingRates) Three Things You Should Do – And Not Do – To Prepare For Your Retirement (Wealthramp) Health Savings Account (Terry Savage) Want to Retire at 67? See if You Can Answer These Five Questions (Kiplinger)
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about the economic forecast for the remainder of 2025. Terry and John are joined by the always engaging Dr. Bob Froehlich, who makes his stock market (Dow) prediction for the rest of the year.
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss whether or not she thinks that the federal reserve will cut interest rates this month. She reviews her upcoming column. And, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about why she believes the Fed will likely be cutting rates in September, what would happen if the Fed does cut rates, how interest rates actually work, and the benefits and pitfalls of AI. And as always, Terry answers all of your financial questions.
Nationally syndicated financial columnist and author Terry Savage joins John Williams to answer all of your financial questions.
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to talk about the markets, the future of the fed chair position, and more. And, as always, she answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins Jon Hansen, filling in for Lisa Dent, to discuss the latest report on inflation. The market, Savage explains, reacted well the the CPI, believing that tariffs are not responsible for the increase in inflation. She then, as always, answers questions from listeners.
Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss the latest data from the New York Fed, which shows credit card debt has reached $1.21 trillion, matching last year's all-time high. Savage also discusses the rising number of bankruptcy filings, what they signal about the state of the economy, and the dangerous traps […]