Podcasts about Careful

the show goes off the rails when Matt tells Producer Josh about the casting of "Heat 2", and Matt FINALLY tells you why his Kool-Aid Meter is rising in Spring Ball!

Have you ever regretted God answering your prayer exactly the way you wanted? Prayer is not a formula to control God, but a relationship of surrender where saying "Your will be done" is the ultimate sign of a mature and trusting heart.#FULLTANKwithBroBo​ #FULLTANKwithBroBo2026​ #BoSanchez​ #PowerOfPrayer​ #FaithInAction​ #Matthew6​ #TrustGod​ #SpiritualMaturity​ #Surrender​ #GodsWill​ #TrulyRichMindset​ #PrayerLife​Support this podcast. Help me reach others by supporting this podcast.To support my mission work, click this link now! http://BuyMeACoffee.com/brotherbosanchez

Send a textSometimes a paper comes out that's so practical and relevant to what we do in digital pathology that I know we have to talk about it.In this episode, I dive into “A Guide for the Deployment, Validation and Accreditation of Clinical Digital Pathology Tools” from Geneva University Hospital (HUG) — one of the most useful, real-world frameworks I've seen for bringing digital pathology tools safely into clinical practice.If you've ever built an AI model and wondered, “Now what?”, this episode is for you. Because building the model is often the easy part — deployment is where things get complex.This guide breaks the process into four practical phases every lab can follow:1️⃣ Pre-Development – Define your clinical need, project scope, and validation plan before writing a single line of code. 2️⃣ Development – Build and integrate the algorithm in a production-ready environment. 3️⃣ Validation & Hardening – Turn your research code into a reliable, secure, and compliant clinical tool. 4️⃣ Production & Monitoring – Keep the tool validated and performing consistently over time.We also discuss what makes qualification, validation, and accreditation different — and why that order really matters. You'll hear about the multidisciplinary team behind these deployments, especially the deployment engineer (DE) — the technical linchpin who turns AI research into clinical reality.I share the story of HUG's H. pylori detection tool, which cut diagnostic time by 26% while maintaining a 0% false negative rate. The team's secret? Careful planning, quality control, and continuous user feedback — not just great code.Other highlights include:Why integration often takes longer than building the AI model itselfHow to avoid invalidating your validation dataWhat continuous performance monitoring looks like in real labsAnd why every lab still needs to do local validation, even with proven toolsIf you're working on digital or computational pathology tools — or just want to understand how AI safely moves from research to routine diagnostics — this episode will give you a roadmap grounded in real experience.

Welcome to the Saltbox Church Podcast. We desire to lead people to become fully surrendered disciples of Jesus. On our channel, you'll learn how to read and understand the truths of the Bible from Pastor Michael Mattis and other members of our teaching team. You can expect to walk away with a deeper understanding of the things of God, but challenged to live a surrendered life. We cover topics such as the will of God, mental health, women in leadership, Christianity vs. other faith traditions and many other in-depth studies of scripture. -------------------------------- Scripture & Literature References: Luke 8:16-25 & James 2:14-26 -------------------------------- CONNECT: Small Group Questions ► https://drive.google.com/file/d/1JuOjnHAtvScVQQSHSbajv2yNYpfkbFHl/view?usp=sharing LinkTree ► https://linktr.ee/saltboxchurch Website ► http://www.SaltboxChurch.com Podcast ► https://podcasts.apple.com/us/podcast... Instagram ► https://www.instagram.com/saltboxchurch/ Facebook ► https://www.facebook.com/saltboxchurch/ Yellow Truck Coffee Co. ► https://www.yellowtruckcoffeeco.com/ --------------------------------

Conversations from the heart and soul of Humanity Church with Nathan Neighbour. For more information, visit www.humanitychurch.com LINKS: CONNECT CARD: https://humanitychurch.com/card JOIN A GROUP: https://humanitychurch.churchcenter.com/groups/humanity-groups GIVE: https://humanitychurch.churchcenter.com/giving   Christian discipleship, spiritual growth, freedom from addiction, body and spirit connection, overcoming temptation, Christian living, spiritual transformation, breaking bad habits, temple of the Holy Spirit, Christian discipline, agency, integrity, mindfulness, spiritual freedom, body stewardship, Christian self-control.

Listen along as we continue our series through the book of Acts. Notes//Quotes: Acts 26:1-32 First-century Pharisees excelled in everything we admire spiritually. They were zealous for God, completely committed to their faith. They were theologically astute, masters of the biblical texts. They fastidiously obeyed even the most obscure commands. They even made up extra rules just in case they were missing anything. Their embrace of spiritual disciplines was second to none. - Larry Osborne “Christ did not die for the good and beautiful. It is easy enough to die for the good and beautiful; the hard thing is to die for the miserable and corrupt.” - Shusaku Endo, Silence “You can rebel against God and be alienated from him either by breaking his rules or by keeping all of them diligently. It's a shocking message: Careful obedience to God's law may serve as a strategy for rebelling against God.” - Tim Keller “Goads is a greek aphorism that reflects the futility of resisting a greater power, in this case the power of God. The aphorism reveals the crisis: Paul has been acting upon his own perception of God's will, all the time resisting God's will.” - Beverly Gaventa I am trying here to prevent anyone saying the really foolish thing that people often say about Him: “I'm ready to accept Jesus as a great moral teacher, but I don't accept His claim to be God.” That is the one thing we must not say. A man who was merely a man and said the sort of things Jesus said would not be a great moral teacher. He would either be a lunatic-on a level with the man who says he is a poached egg-or else he would be the Devil of Hell. You must make your choice. Either this man was, and is, the Son of God: or else a madman or something worse. You can shut Him up for a fool, you can spit at Him and kill Him as a demon; or you can fall at His feet and call Him Lord and God. But let us not come with any patronising nonsense about His being a great human teacher. He has not left that open to us. He did not intend to. We are faced, then, with a frightening alternative. This man we are talking about either was (and is) just what He said or else a lunatic, or something worse. CS Lewis “Love God and do whatever you please: for the soul trained in love to God will do nothing to offend the One who is Beloved.” Augustine “By and large a good rule for finding out is this: the kind of work God usually calls you to is the kind of work (a) that you need most to do and (b) that the world most needs to have done. ... The place God calls you to is the place where your deep gladness and the world's deep hunger meet” F. Buechner Faith in the gospel restructures our motivations, our self-understanding, our identity, and our view of the world. Behavioral compliance to rules without heart-change will be superficial and fleeting… We can only change permanently as we take the gospel more deeply into our understanding and into our hearts. We must feed on the gospel, as it were, digesting it and making it part of ourselves. That is how we grow.” - Tim Keller

www.longviewbaptistchurch.org Judges 11:29-40 Sunday, February 22nd, 2026 1) Promise God ONLY what you are willing and able to follow through with! 2) God ALWAYS does His part! 3) No matter the cost, do the right thing!

She never thought of herself as someone who attracted strange experiences. A few odd moments over the years, maybe—but nothing persistent. Nothing that suggested sensitivity. Her niece, however, was different. Quiet about it. Careful not to draw attention. But undeniably aware.When her niece came to stay in a small basement apartment, nothing seemed out of the ordinary at first. A walking tour through historic neighborhoods felt harmless. The apartment felt familiar. Normal. But certain moments didn't sit right—sounds that stopped instead of finishing, reactions that came before explanations, animals that froze without warning.As time passed, unease followed her beyond the apartment and into places that should have felt safe. Subtle changes in atmosphere replaced obvious signs. Silence became meaningful. Space felt occupied.#RealGhostStoriesOnline #ParanormalExperience #SensitiveAbilities #HauntedApartment #ShadowFigures #UnexplainedEncounters #SomethingFollowed #TrustYourInstincts #CreepingDread #TrueGhostStoryLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Bismillah,Hati-hati, Jangan Sampai Rugi saat Bukber(Be careful not to make a loss during the iftar gathering)Ustadz Muhammad Nuzul Dzikri -Hafizhahullah-

We hope you enjoy today's Scripture reading and devotional aimed at motivating you to apply God's word while strengthening your heart and nurturing your soul. Today's Bible reading is Joshua 23. To read along with the podcast, grab a print copy of the devotional at https://www.crossway.org/books/daily-joy-hcj/. Browse other resources from Robert A. Peterson. Follow us on social media to stay up to date: Instagram Facebook Twitter

It looks like a bargain… until it’s not. We reveal the one massive mistake people keep making on Facebook Marketplace that’s costing buyers big time. From fake listings to awkward meet-ups gone wrong, this is the red flag you need to watch for before you hit “send message”See omnystudio.com/listener for privacy information.

“We need an answer by the end of the day.” Ten words. And the moment you hear them, something shifts inside your chest. Your pulse ticks up. Your focus narrows. Careful thinking stops. The clock starts. You probably haven't even asked the most important question yet. Is that deadline real? Most of the urgency you […]

Bitcoin has had everything going for it: a crypto-friendly president, ETF approval, congressional legislation, institutional adoption, a strategic reserve executive order. And yet the price has halved from its all-time high. So what's going on? And in today's Dumb Question of the Week: What happens when it costs more to mine a bitcoin than it's actually worth? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch

Send a textLong live the new flesh! It's been a long time coming, but we're looking at Cronenberg's paranoid, futuristic, body horror... Realized I could be talking about at least 4 different movies here. We're talking about Videodrome. Careful, it bites.Look at us on InstagramFollow us on Twitter (or don't we're not really there - and you probably shouldn't be either. And yeah, we know, the dumb name changed)Hit us up with comments and suggestions at horrorcurious@gmail.comRate! Review! Recommend!

I. Ezra Leads a Men's Bible Study (v 13) II. The Result is Obedience (v 14-17b) III. Obedience Leads to Joy and the Word (v 17c-18) You can watch this message here.

As a follower of Jesus Christ, you must grasp the importance of fellowship with other believers and the careful remembrance of His sacrifice for your sins.

Be Careful What You Fight When life comes full circle and the mystery of reincarnation.(Parshat Mishpatim)

In part one of Red Eye Radio with Gary McNamara and Eric Harley, Marconi award winning radio host Dan Mandis fills in for the guys tonight and we begin with the influence of social media on children and how platforms like TikTok are promoting the left's agenda on school age children. Also the corruption of Minnesota's AG Keith Ellison and the pushback of ICE in Minnesota. Now Gov. Tim Walz wants taxpayers to reimburse the state for damages. Also the top lawyer at Goldman Sachs, Kathy Ruemmler, has announced that she will resign following revelations of her links to the late financier and sex offender Jeffrey Epstein. Ruemmler's resignation comes after the DOJ's latest release of investigative files about Epstein showed that she had received gifts from Epstein, offered him advice on managing his reputation, and likened him to an older brother. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

After years of struggle and crying out in prayer, Frank quit drinking. He attributes his continued sobriety to God’s work in his life. But he also made some important changes. He no longer kept alcohol in the house, watched for warning signs in his thinking and moods, and was wary of certain situations. He leaned on God and knew not to leave an opening for temptation or sin. “Be alert and of sober mind,” the apostle Peter warned. “Your enemy the devil prowls around like a roaring lion looking for someone to devour” (1 Peter 5:8). Peter knew we needed to be watchful, because the devil’s attacks are often unexpected—when it seems like our life couldn’t be better, or we think we’d never be tempted in a certain area. James too warned his readers to submit to God and “resist the devil.” When we do, our enemy “will flee” (James 4:7). The best way to resist him is to stay close to God through prayer and time in Scripture. When we do, God comes near to us (v. 8) through His Spirit (Romans 5:5). James also offered this encouragement: “Humble yourselves before the Lord, and he will lift you up” (James 4:10). We all face challenging moments in life when we’re tempted and struggle. We can rest knowing that God wants us to succeed and overcome. He is with us in our troubles.

This week, we're checking out Eritrea... and chauvinism. Highlights include: - Let's be honest, were we really expecting anything? - Careful nobody steals your coral... - Does Africa have rainforests? - Bones O'Million years old, you say? - We're designers of Eritrean board games, not Eritrean board game designers... - Mark has been doing his regular searches for 'games with pigs on them...'

Join us for today's Our Daily Bread devotional by Alyson Kieda, taken from James 4:1-10. Today's devotional is read by  . Meet the team at odb.org/meet-the-team. God bless you.We hope that you have enjoyed today's reading from Our Daily Bread. You can find more exciting content from Our Daily Bread Ministries by following @ourdailybreadeurope on Facebook, Instagram, YouTube and TikTok. You can even sign up to receive Our Daily Bread Bible reading notes sent straight to your door for free: odb.org/subscribe

Many Christian women feel called to leadership—but quietly shrink back when it's time to step forward. Playing small doesn't always look like rebellion. Often, it looks responsible. Careful. Humble. Busy. Overextended. Waiting for more clarity. But here's the truth: playing small is costing you influence. In this episode, we explore how shrinking back from your calling impacts your leadership, limits your Kingdom influence, and delays the impact God intends for your life. If you've been struggling with confidence, clarity, or intentional leadership, this conversation will challenge and encourage you. You'll discover why playing small: Weakens leadership confidence Reduces intentional influence Delays personal growth Clouds clarity about God's plan Limits Kingdom impact We also talk about how Biblical truth reframes leadership—not as platform-building, but as faithful stewardship of influence. Christian leadership requires intentional obedience, time management aligned with calling, and confidence rooted in who you are in Christ. God's plan for your life is not passive. It requires courage. It requires clarity. It requires growth. If you've felt stuck between calling and action, this episode will help you recognize where fear may be limiting your influence and how to begin stepping forward with confident, intentional leadership. Reflection Questions: Where have I been shrinking back instead of stepping forward? Am I managing my time around comfort or calling? What influence might I be limiting by playing small? This episode is part of a larger conversation about overcoming the internal barriers that hinder Christian women from stepping fully into God's plan. Over the next few weeks, we'll continue building toward greater clarity, confidence, and intentional leadership. Invitation:  If you are a Christian woman who wants to lead with clarity, confidence, and biblical alignment, I invite you to sign up for the Confident Leader Workshop, a 3 session experience designed to help women lead intentionally and stay rooted in God's plan. Click here to sign up.   Your Next Step If this episode resonates and you're craving deeper clarity, confidence, and intentional growth, I would love to walk alongside you.

The sermon centers on the biblical call to integrity in speech and commitment, drawing from Matthew 5:33–37 and James 5:12 to challenge believers to live with unwavering honesty, where 'yes' means yes and 'no' means no. It critiques a culture that relies on contracts, oaths, and elaborate assurances to prove trustworthiness, exposing how such practices reveal a deeper failure of character and broken promises. The preacher emphasizes that true reliability comes not from adding layers of verification but from cultivating a life of consistent faithfulness, where one's word is inherently trustworthy because it aligns with God's truth. Rooted in the example of Christ and the moral law, the message calls for clarity, simplicity, and authenticity in all commitments—especially in marriage, parenting, and business—warning that overcomplicating promises leads to deceit and spiritual compromise. Ultimately, the sermon urges a transformation of character, where integrity is not earned through dramatic declarations but demonstrated through daily obedience to one's word, reflecting a heart fully accountable to God.

good morning. I am sure you are all as mortified as I am by news reports of someone claiming to be a former member of Spacehog sending explicit, unsolicited pics of himself to persons who've mentioned Spacehog on their timelines.   For starters, just because there are very few people who know or care enough about Spacehog to do so does not make these actions any less disturbing.  Since our authorities are too consumed this morning with shutting down the airspace over El Paso, it's up to me to (heroically) sound-the-fucking-alarm.  If you or your loved ones are approached online by someone purporting to be a member of Spacehog, IT'S REALLY EASY TO GOOGLE THE REQUISITE INFORMATION.  Members of Spacehog included Royston Langdon, Antony Langdon, Jonny Cragg, Richard Steel and Robert Currie.  That's it. There are no other members of Spacehog.  If they are really a former member of Spacehog, they'll either have a blue check mark next to their name or they're wearing a crown.  It cannot be that hard to figure out. 

Thank you for listening. To learn more about our church, visit us online at www.southsidesbc.org. To make yourself known, fill out a connect card by texting the word "CONNECT" to our church's phone number, 574-475-7291. Support the show

The party continues their frank exchange with a keeper of truths while Grom wrestles with the weight and temptation of a powerful blade. Eventually they turn their attention to a strange gateway of vines blocking the way forward. Careful reasoning and cooperation prove just as vital as steel as they work their way deeper into the Halls pursuing their captive friend.Beddlym's Social Hour contains adult language and adult situations. Listener discretion is advised.Credits:DM: BeddlymGrom: Percy SteeleTylylor: Kari DennisDoxan: GeorgeLenore: Marc McGrathQuillion Feleaf: Dutton JonesVaalril: Matt Wagner on HiatusCreative and Technical Director: Dan CleggTalent and Event Coordinator: Jen CleggFind all of our relevant links in our Link Tree.Support us on PatreonUse our affiliate code peaceinthechaos to receive $5.00 off Arkenforge's Master's Toolkit to start creating amazing VTT content.Produced by Peace in the Chaos ProductionsEmail: peaceinthechaosprod@yahoo.com or beddlym.gm@yahoo.comMusic by Monument Studios. Thanks to them for the great music and sound they're creating. Hosted on Acast. See acast.com/privacy for more information.

She never thought of herself as someone who attracted strange experiences. A few odd moments over the years, maybe—but nothing persistent. Nothing that suggested sensitivity. Her niece, however, was different. Quiet about it. Careful not to draw attention. But undeniably aware.When her niece came to stay in a small basement apartment, nothing seemed out of the ordinary at first. A walking tour through historic neighborhoods felt harmless. The apartment felt familiar. Normal. But certain moments didn't sit right—sounds that stopped instead of finishing, reactions that came before explanations, animals that froze without warning.As time passed, unease followed her beyond the apartment and into places that should have felt safe. Subtle changes in atmosphere replaced obvious signs. Silence became meaningful. Space felt occupied.#RealGhostStoriesOnline #ParanormalExperience #SensitiveAbilities #HauntedApartment #ShadowFigures #UnexplainedEncounters #SomethingFollowed #TrustYourInstincts #CreepingDread #TrueGhostStoryLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

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Miracles can happen on Christmas Eve.Based on a post by auguy86, in 2 parts. Listen to the ► Podcast at My First Time.“I; I don’t want to just be a charity case,” Ken replied. “If you do this, Gabrielle;”“It will only be because I want to. Promise,” Gabby replied, finishing his thought. “Now, your first lesson in kissing: making the move. I’m a young, attractive woman who has been making eye contact with you all night and finding every excuse in the book to touch you. You may not realize it, but when a woman does that, it means she’s ready for you to make the move. Try it on me, just like I did.”Mimicking Ken, Gabby closed her eyes, waiting for the moment that Ken would kiss her once more. He leaned in as she had done, trying to take his time and not rush anything. As he was about to kiss her, he remembered that agonizing wait when he could sense her almost on top of him. Pausing mere centimeters from her lips, he allowed the tension to build up for a few moments. Soon, a huge smile began to form on Gabby’s lips; she was enjoying this, and he hadn’t even touched her yet! Ken collected his courage and finally met her lips with his, moving them ever so slightly as he kissed her. He only had his instincts to guide him, but she didn’t seem to mind one bit.“Umm; that was very nice,” Gabby whispered as they parted. “Good job in mimicking my technique. Let’s try one more. This time, lick your lips just a bit before you kiss me, and try to let our mouths fit together like a puzzle. You can take my lower lip between yours, or I can take your lip between mine. Tilting your head to the side a bit is also a natural position. The possibilities are almost endless. When you’re ready, don’t be afraid to put your tongue in my mouth. In the future, you’ll want to be careful about doing this too soon, but for our purposes tonight, go right ahead.”Ken did as she instructed, and found that the increased moisture to be quite pleasant. It allowed each of their lips to slide along the other’s with little effort. All too soon, he felt Gabby take his lower lip in hers, sucking lightly and even nibbling for an instant. After she did this a second time, Ken took the hint and reciprocated in kind, eliciting a contented murmur from Gabby. As their kissing became more passionate, he could no longer resist the urge to taste this gorgeous woman. Still tentative, he pressed his tongue against the crease of her lips, which parted to allow him entry. Though he didn’t know what to do once he was in, he soon found himself enthralled in Gabby’s passions. Her tongue danced with his, exploring his mouth in a slow, methodical fashion. This gave him the perfect gauge to judge his own efforts by. After nearly twenty minutes of making out, they finally separated, their faces flushed from the experience.“Holy shit.” Ken sighed.“You, my friend, are one quick study. The next girl that kisses you may well get addicted and refuse to let you go,” Gabby agreed with a playful grin. Leaning back on the sofa, she reached down and unbuttoned the top button of her jeans, asking, “You ready to learn something else?”In spite of his hardening cock, Ken couldn’t help but feel like he was doing something he shouldn’t. “Look, you seriously don’t have to;”“I want to,” she said with confidence. “Ken, you are such a sweet, special guy, and I want to show you that. I want to prove to you how lucky a girl I would be to have a guy like you.”Would be? What’s that supposed to mean?“I’ve never made love to a virgin, Ken,” she continued. “But I know what I love in bed, and I think I can help you get quite good at this. You don’t have to do anything you don’t want to, but if you’ll allow me, I’d love nothing more than to take your virginity tonight.”Ken was torn. This woman certainly drove him crazy, but part of him worried this was all an elaborate setup. Women never came on to him like this, let alone one this beautiful! Then again, she hadn’t balked in the slightest in kissing him. Hell, she had even encouraged him to French kiss her. In spite of the fact that he had every reason to be distrusting after Jacqueline’s message, he recognized that she had shown him nothing but kindness and patience. He didn’t believe in destiny or fate, but if there was a moment in which he was supposed to lose his virginity, this had to be it.“Okay; I want to,” he whispered.“I’m glad,” she replied with a warm smile.Fumbling with his belt, he said, “I guess I’d better;”“There’s plenty of time, Ken,” Gabby reassured him. “If we do this, I want to do it right. I want to show you the proper way to take a girl around the world. That starts with what we were doing earlier, only this time, you can start removing my clothes in the process.”As Ken leaned in and resumed their kissing, Gabby guided his hands lower and slipped them underneath her sweater. He spent a few moments enjoying the warm sensation of skin-to-skin contact before tugging her sweater up. They separated for a moment so that Gabby could finish peeling her top off, revealing a simple, black silk bra. As they continued making out, Ken reached behind her, trying to decipher the key to unhooking the ever-hated bra.“Want some advice?” Gabby asked with a slight giggle.“Sure,” Ken signed, beginning to get frustrated.“Feel for the crease, then slip one finger under and one finger over. Squeeze together and rub your fingers until it unhooks.”Concentrating, Ken did as she instructed. The clasp itself was easy to find, and her descriptions were spot on. To his surprise, it only took one unsuccessful attempt before he managed to snap the garment open.“Impressive,” Gabby marveled.“Thanks, but that was all you. I’d be lost without your instructions.”“You’re a natural student; you take direction well. Ready for the next lesson?”“Oh yeah,” Ken said with anticipation.“Your kissing skills have grown by leaps and bounds in just a few minutes. Now you should remember that you don’t have to kiss just my lips. My cheeks, my neck, my shoulders; my entire body is your playground. Few things turn a woman on more than a man whose only desire is to worship every inch of her form.”With that, Gabby shrugged her shoulders and slipped her bra off, revealing her ample D-cup tits to Ken. He was utterly speechless at the sight he now beheld. They were not only large, but quite perky as well. Her tiny pink nipples, already hard from their making out, were the perfect accent to Gabby’s most notable assets. As he drank her in, he felt her guide his hand towards her, reaching him out to touch her tit. It barely fit into his hand, yet it was so soft and warm that it felt like it just belonged there. Taking a deep breath, Ken now reached in with both of his hands, squeezing her tits together and exploring every inch of their surface. Remembering her words from a moment ago, he leaned in once more and began to kiss his way from her lips down to her chest.“Yes; just like that.” she cooed.Arriving at the valley of her bosom, he made his way to one side, kissing her tit while also stimulating her nipple with his finger.“That’s so good, Ken; ooh, you can suck on them too,” she whispered with encouragement.Ken’s heart leapt at her suggestion, and he moved to take one of her tiny nipples in his mouth. He sucked with eagerness at first, but Gabby soon coaxed him to go slower.“Careful there; be gentle.”“Sorry.”“Quite alright, they’re just a bit sensitive,” she said with a sweet giggle.Ken spent quite some time lapping at her tits, alternating sides every so often. At first, Gabby advised him on when to change so as not to over stimulate one side or the other. Soon, though, Ken was moving back and forth all on his own, driving her wild with lust in the process. After several minutes of this, she lifted his head up, a wicked grin on her face.“Ready for the big reveal?” she asked, lowering the zipper of her jeans.“Uh; uh huh.”Lifting her hips up, Gabby slipped her jeans over her curvy ass and down her long legs before kicking them off with her boots. She then turned to recline back on the sofa, spreading her legs a tiny bit. The smoldering come hither look she gave Ken was enough to bring any man to his knees.“Come on, Ken; you’ve got a Christmas present to open.”Ken’s mouth went dry as he stared at her black thong panties, mesmerized in disbelief by what was about to happen. With trembling hands, he slipped his fingers into her waistband and slid the silky garment off, revealing Gabby’s shaven pussy at last. In that moment, Ken had completely forgotten that he was still wearing all his clothes.“I just love the way you’re looking at me,” Gabby breathed, breaking his trance. “It’s like you won the lottery or something.”“I; think I did.”“So sweet. Now then, time to learn how to really make a woman happy. Most women are at least willing to engage in oral sex, but you always need to give at least as much as you receive. It’s only polite. And there’s no better way to make a woman want to suck your cock; than to eat her pussy without prompting. With that said.”Gabby now spread her legs wide for him, beckoning him to explore her delectable womanhood. Following a trail she laid with her fingers, Ken began to kiss his way up her leg and inner thigh. After repeating the action on her other leg, he arrived at her soaked pussy, breathing in the musky aroma seeping from within her.“Spread my lips, Ken,” Gabby whispered.Using a gentle touch, he did as she asked, gazing deep into her slick tunnel. He soon leaned forward, touching his tongue to the folds of her labia. She tasted different than he had expected, perhaps a bit salty, but nothing unpleasant in Ken’s mind. He continued to taste and tease her lips for a few moments, and she began to squirm and writhe under him in pleasure.“Oh, yes; that’s just right, Ken; you can move a little higher, too. See that little bump there? That’s my clit. She’s sensitive, but if you pay enough attention to her; something good is bound to happen.”He tilted his head upwards a bit, running his tongue along her lips as he arrived at her clit. Flicking the nub a couple of times, he was surprised at just how strong Gabby’s reaction was. Ken liked that. She was having the time of her life, and it was all because of him. Feeling a twinge of confidence, he redoubled his efforts and began lapping at her clit again and again, never giving her a chance to rest.“Yes; yes, that’s fucking incredible!” she cried out.As Gabby’s hips began to buck, Ken looped his arms around her thighs on instinct, helping her to remain still. He continued his worshipping of her womanhood, savoring every drop of her juices as she squirmed and squealed in delight. Soon, he began to sense that her thrashing was reaching a crescendo and an ultimate plateau. He received almost immediate verbal confirmation of this.“Holy shit; Fuck that’s awesome! Oh, Ken don’t stop; don’t; stop; please don’t stop don’t stop don’t stop; ah!”Ken knew in an academic sense that women could achieve powerful orgasms. Still, he had never actually seen it happen, let alone experienced it by his hand, or rather his tongue. Yet lying beneath him was the most beautiful woman he had ever met in his life, and she was becoming even more beautiful by the second as her body erupted in ecstasy. The look of pleasure on her face as her eyes fluttered closed was awe-inspiring. A few final licks to her pussy, and she gently pushed his face away from her crotch.“That’s quite enough; but oh so wonderful.” she sighed. “You’re a natural, Ken.”“Thanks. That’s; got to be the hottest thing I’ve ever seen in my life. Seeing you lose control like that, it was surreal.”“So sweet,” she said, sitting up straight on the sofa. “For all your supposed awkwardness, you sure know how to pay a girl a compliment.” She leaned forward, planting a long, slow kiss on his lips. As they parted, she whispered, “Ready for your due reward?”With a slight gasp, he replied, “Oh, hell yes.”Gabby stood from the sofa, smiling the entire time. Reaching behind the armrest of the sofa, she pulled out a dark blue sleeping bag and began to spread it out on the thick rug in front of the fire.“It’s a tradition,” she explained, seeing the look of confusion on Ken’s face. “When I was a little girl, I swore I’d catch Santa in the act by sleeping next to the tree. He’d never be able to sneak past me. Well, my parents told me to go for it, but that it wouldn’t work; he’s too good. Sure enough, he had come and gone the next morning. He even left a note next to my pillow that said, ‘Nice try, Gabby. Merry Christmas.’ Ever since then, I’ve slept by the tree every Christmas Eve.”“Love it,” Ken grinned.By now, she had finished spreading the sleeping bag out on the floor and affixed a couple of pillows at the head for them. As it was designed for one person, she had opened it completely and laid it out flat, making it large enough for two to lie on. Seeing what she was doing, Ken grabbed a large throw blanket from the sofa to cover up with.“Why, thank you,” she said. “But don’t you think you’re a bit overdressed?”“Huh?” Ken had been so entranced with Gabby’s naked body that he’d forgotten that he was still wearing his clothes. “Oh, uh, I guess so.”“Can I help with that?” she asked with a mischievous grin.“Sure.”Gabby sauntered over to him, wrapping him in a warm hug as they stood next to the fireplace. After kissing his lips, she moved to his cheek and neck, just as he had done to her before. As she began to drive him crazy, she slipped her fingers into his tee shirt and pulled it off of him, exposing his bare chest to her. Now with a new playground to explore, Gabby continued from where she left off. She first lingered around his neck and shoulders, then down his chest before finally reaching his stomach. As she knelt before him, she unbuckled his belt and slid his jeans and boxers down to his ankles, freeing his rock hard cock at last.Ken was not large my most standards, being only about five inches in length at full staff, but to Gabby he was perfect. She had no hesitation as she began to lightly stroke his length in her hand, and soon began to take him in her mouth bit-by-bit. Ken was in blissful agony; not only was he receiving is first blowjob, but he also had to keep from exploding too soon, all while concentrating on standing still. She sucked him for a few seconds more before releasing him.“If you get close, let me know, okay? I want this inside my pussy, too.”Ken could only nod in reply. She soon resumed her pleasuring of his member, sucking him with gleeful determination. He had been so good to her tonight; she only wanted to reward his efforts. Slowing her pace, she gazed up at him with her smoldering eyes, her pretty face framed by her long blonde hair. As Ken began to lose himself in her beauty, he also felt a familiar bubbling up in the pit of his stomach. Though he panicked for a moment, he soon had the presence of mind to tap Gabby on the forehead.“I think you’d better slow down,” he stammered.Releasing his cock from her mouth with a pop, Gabby grinned and replied, “Good. Because I think it’s time for me to take your virginity.”After switching off the gas logs, she stretched out on the open sleeping bag and held part of the blanket up, beckoning Ken to slide in with her. He did so with eagerness, though was still nervous as hell; he had no idea what he was doing! Sensing his doubts, Gabby spoke with soft confidence and reassurance.“Let’s go you on top to start. That way you can control it so you don’t go off too soon. Honestly, though, don’t worry about stamina. You’ve already lasted through one of my blowjobs, which is no small feat, if I do say so myself. You ready?”“Um, yeah; I think so. But do we need any; protection? I don’t have a condom or anything.”With a warm smile, she replied, “Don’t ever change, Ken. Sweet, humble, and considerate, that’s what you are. I don’t have any diseases per my last doctor’s visit two months ago, and I know you’re a virgin so I don’t think there’s any concern.”“That’s good. But; what if you get pregnant? I’m not sure I’d be able to pull out in time.”“Well,” she paused, her smile becoming more bittersweet. “It’s a long story, but trust me when I say that there’s no risk of me becoming pregnant. We’re clear to let loose with this, as long as you’re comfortable with that, of course.”“I am. I just; wanted to be sure.”“Thank you, Ken. Now, if you please, my pussy is aching for your cock, and you’d best make her happy.”Positioning his pelvic region between her legs, Ken attempted to push into her, but his slick cock merely grazed the surface before slipping up to her belly. Gabby just smiled and reached down, taking a gentle grip on his cock with her hand and guiding him to the entrance of her pussy. Feeling a bit of give, he followed his instincts and penetrated her at long last, his virginity melting away in the process. She was divine, far tighter than Ken had ever imagined in his wildest dreams and fantasies.“Oh Ken; that’s just where you belong,” she cooed in satisfaction.“Holy fuck; so tight.” he could only reply.Ken began to thrust in and out of her, keeping his tempo moderate at the start to get a feel for how sensitive he was. The sensations of making love to this goddess were only enhanced by the look of sheer enjoyment in Gabby’s eyes. He prayed that he would be able to last and enjoy it all, even if only for a few minutes. As he continued thrusting into her, Gabby began to get a mischievous look in her eyes.“You’re thinking something,” Ken observed.“Uh huh. Wanna learn a trick that’ll drive any girl nuts?”“Sure.”“Come up on your knees and keep your torso straight up. Try to get to where you can keep yourself inside me without having to balance on your arms.”“Like this?” he asked, relaxing back on his folded knees.“Exactly. You can also stretch my leg out against your chest to help you balance.”“Very nice,” he said as he followed her instructions.&ld

Miracles can happen on Christmas Eve.Based on a post by auguy86, in 2 parts. Listen to the ► Podcast at My First Time.“I; I don’t want to just be a charity case,” Ken replied. “If you do this, Gabrielle;”“It will only be because I want to. Promise,” Gabby replied, finishing his thought. “Now, your first lesson in kissing: making the move. I’m a young, attractive woman who has been making eye contact with you all night and finding every excuse in the book to touch you. You may not realize it, but when a woman does that, it means she’s ready for you to make the move. Try it on me, just like I did.”Mimicking Ken, Gabby closed her eyes, waiting for the moment that Ken would kiss her once more. He leaned in as she had done, trying to take his time and not rush anything. As he was about to kiss her, he remembered that agonizing wait when he could sense her almost on top of him. Pausing mere centimeters from her lips, he allowed the tension to build up for a few moments. Soon, a huge smile began to form on Gabby’s lips; she was enjoying this, and he hadn’t even touched her yet! Ken collected his courage and finally met her lips with his, moving them ever so slightly as he kissed her. He only had his instincts to guide him, but she didn’t seem to mind one bit.“Umm; that was very nice,” Gabby whispered as they parted. “Good job in mimicking my technique. Let’s try one more. This time, lick your lips just a bit before you kiss me, and try to let our mouths fit together like a puzzle. You can take my lower lip between yours, or I can take your lip between mine. Tilting your head to the side a bit is also a natural position. The possibilities are almost endless. When you’re ready, don’t be afraid to put your tongue in my mouth. In the future, you’ll want to be careful about doing this too soon, but for our purposes tonight, go right ahead.”Ken did as she instructed, and found that the increased moisture to be quite pleasant. It allowed each of their lips to slide along the other’s with little effort. All too soon, he felt Gabby take his lower lip in hers, sucking lightly and even nibbling for an instant. After she did this a second time, Ken took the hint and reciprocated in kind, eliciting a contented murmur from Gabby. As their kissing became more passionate, he could no longer resist the urge to taste this gorgeous woman. Still tentative, he pressed his tongue against the crease of her lips, which parted to allow him entry. Though he didn’t know what to do once he was in, he soon found himself enthralled in Gabby’s passions. Her tongue danced with his, exploring his mouth in a slow, methodical fashion. This gave him the perfect gauge to judge his own efforts by. After nearly twenty minutes of making out, they finally separated, their faces flushed from the experience.“Holy shit.” Ken sighed.“You, my friend, are one quick study. The next girl that kisses you may well get addicted and refuse to let you go,” Gabby agreed with a playful grin. Leaning back on the sofa, she reached down and unbuttoned the top button of her jeans, asking, “You ready to learn something else?”In spite of his hardening cock, Ken couldn’t help but feel like he was doing something he shouldn’t. “Look, you seriously don’t have to;”“I want to,” she said with confidence. “Ken, you are such a sweet, special guy, and I want to show you that. I want to prove to you how lucky a girl I would be to have a guy like you.”Would be? What’s that supposed to mean?“I’ve never made love to a virgin, Ken,” she continued. “But I know what I love in bed, and I think I can help you get quite good at this. You don’t have to do anything you don’t want to, but if you’ll allow me, I’d love nothing more than to take your virginity tonight.”Ken was torn. This woman certainly drove him crazy, but part of him worried this was all an elaborate setup. Women never came on to him like this, let alone one this beautiful! Then again, she hadn’t balked in the slightest in kissing him. Hell, she had even encouraged him to French kiss her. In spite of the fact that he had every reason to be distrusting after Jacqueline’s message, he recognized that she had shown him nothing but kindness and patience. He didn’t believe in destiny or fate, but if there was a moment in which he was supposed to lose his virginity, this had to be it.“Okay; I want to,” he whispered.“I’m glad,” she replied with a warm smile.Fumbling with his belt, he said, “I guess I’d better;”“There’s plenty of time, Ken,” Gabby reassured him. “If we do this, I want to do it right. I want to show you the proper way to take a girl around the world. That starts with what we were doing earlier, only this time, you can start removing my clothes in the process.”As Ken leaned in and resumed their kissing, Gabby guided his hands lower and slipped them underneath her sweater. He spent a few moments enjoying the warm sensation of skin-to-skin contact before tugging her sweater up. They separated for a moment so that Gabby could finish peeling her top off, revealing a simple, black silk bra. As they continued making out, Ken reached behind her, trying to decipher the key to unhooking the ever-hated bra.“Want some advice?” Gabby asked with a slight giggle.“Sure,” Ken signed, beginning to get frustrated.“Feel for the crease, then slip one finger under and one finger over. Squeeze together and rub your fingers until it unhooks.”Concentrating, Ken did as she instructed. The clasp itself was easy to find, and her descriptions were spot on. To his surprise, it only took one unsuccessful attempt before he managed to snap the garment open.“Impressive,” Gabby marveled.“Thanks, but that was all you. I’d be lost without your instructions.”“You’re a natural student; you take direction well. Ready for the next lesson?”“Oh yeah,” Ken said with anticipation.“Your kissing skills have grown by leaps and bounds in just a few minutes. Now you should remember that you don’t have to kiss just my lips. My cheeks, my neck, my shoulders; my entire body is your playground. Few things turn a woman on more than a man whose only desire is to worship every inch of her form.”With that, Gabby shrugged her shoulders and slipped her bra off, revealing her ample D-cup tits to Ken. He was utterly speechless at the sight he now beheld. They were not only large, but quite perky as well. Her tiny pink nipples, already hard from their making out, were the perfect accent to Gabby’s most notable assets. As he drank her in, he felt her guide his hand towards her, reaching him out to touch her tit. It barely fit into his hand, yet it was so soft and warm that it felt like it just belonged there. Taking a deep breath, Ken now reached in with both of his hands, squeezing her tits together and exploring every inch of their surface. Remembering her words from a moment ago, he leaned in once more and began to kiss his way from her lips down to her chest.“Yes; just like that.” she cooed.Arriving at the valley of her bosom, he made his way to one side, kissing her tit while also stimulating her nipple with his finger.“That’s so good, Ken; ooh, you can suck on them too,” she whispered with encouragement.Ken’s heart leapt at her suggestion, and he moved to take one of her tiny nipples in his mouth. He sucked with eagerness at first, but Gabby soon coaxed him to go slower.“Careful there; be gentle.”“Sorry.”“Quite alright, they’re just a bit sensitive,” she said with a sweet giggle.Ken spent quite some time lapping at her tits, alternating sides every so often. At first, Gabby advised him on when to change so as not to over stimulate one side or the other. Soon, though, Ken was moving back and forth all on his own, driving her wild with lust in the process. After several minutes of this, she lifted his head up, a wicked grin on her face.“Ready for the big reveal?” she asked, lowering the zipper of her jeans.“Uh; uh huh.”Lifting her hips up, Gabby slipped her jeans over her curvy ass and down her long legs before kicking them off with her boots. She then turned to recline back on the sofa, spreading her legs a tiny bit. The smoldering come hither look she gave Ken was enough to bring any man to his knees.“Come on, Ken; you’ve got a Christmas present to open.”Ken’s mouth went dry as he stared at her black thong panties, mesmerized in disbelief by what was about to happen. With trembling hands, he slipped his fingers into her waistband and slid the silky garment off, revealing Gabby’s shaven pussy at last. In that moment, Ken had completely forgotten that he was still wearing all his clothes.“I just love the way you’re looking at me,” Gabby breathed, breaking his trance. “It’s like you won the lottery or something.”“I; think I did.”“So sweet. Now then, time to learn how to really make a woman happy. Most women are at least willing to engage in oral sex, but you always need to give at least as much as you receive. It’s only polite. And there’s no better way to make a woman want to suck your cock; than to eat her pussy without prompting. With that said.”Gabby now spread her legs wide for him, beckoning him to explore her delectable womanhood. Following a trail she laid with her fingers, Ken began to kiss his way up her leg and inner thigh. After repeating the action on her other leg, he arrived at her soaked pussy, breathing in the musky aroma seeping from within her.“Spread my lips, Ken,” Gabby whispered.Using a gentle touch, he did as she asked, gazing deep into her slick tunnel. He soon leaned forward, touching his tongue to the folds of her labia. She tasted different than he had expected, perhaps a bit salty, but nothing unpleasant in Ken’s mind. He continued to taste and tease her lips for a few moments, and she began to squirm and writhe under him in pleasure.“Oh, yes; that’s just right, Ken; you can move a little higher, too. See that little bump there? That’s my clit. She’s sensitive, but if you pay enough attention to her; something good is bound to happen.”He tilted his head upwards a bit, running his tongue along her lips as he arrived at her clit. Flicking the nub a couple of times, he was surprised at just how strong Gabby’s reaction was. Ken liked that. She was having the time of her life, and it was all because of him. Feeling a twinge of confidence, he redoubled his efforts and began lapping at her clit again and again, never giving her a chance to rest.“Yes; yes, that’s fucking incredible!” she cried out.As Gabby’s hips began to buck, Ken looped his arms around her thighs on instinct, helping her to remain still. He continued his worshipping of her womanhood, savoring every drop of her juices as she squirmed and squealed in delight. Soon, he began to sense that her thrashing was reaching a crescendo and an ultimate plateau. He received almost immediate verbal confirmation of this.“Holy shit; Fuck that’s awesome! Oh, Ken don’t stop; don’t; stop; please don’t stop don’t stop don’t stop; ah!”Ken knew in an academic sense that women could achieve powerful orgasms. Still, he had never actually seen it happen, let alone experienced it by his hand, or rather his tongue. Yet lying beneath him was the most beautiful woman he had ever met in his life, and she was becoming even more beautiful by the second as her body erupted in ecstasy. The look of pleasure on her face as her eyes fluttered closed was awe-inspiring. A few final licks to her pussy, and she gently pushed his face away from her crotch.“That’s quite enough; but oh so wonderful.” she sighed. “You’re a natural, Ken.”“Thanks. That’s; got to be the hottest thing I’ve ever seen in my life. Seeing you lose control like that, it was surreal.”“So sweet,” she said, sitting up straight on the sofa. “For all your supposed awkwardness, you sure know how to pay a girl a compliment.” She leaned forward, planting a long, slow kiss on his lips. As they parted, she whispered, “Ready for your due reward?”With a slight gasp, he replied, “Oh, hell yes.”Gabby stood from the sofa, smiling the entire time. Reaching behind the armrest of the sofa, she pulled out a dark blue sleeping bag and began to spread it out on the thick rug in front of the fire.“It’s a tradition,” she explained, seeing the look of confusion on Ken’s face. “When I was a little girl, I swore I’d catch Santa in the act by sleeping next to the tree. He’d never be able to sneak past me. Well, my parents told me to go for it, but that it wouldn’t work; he’s too good. Sure enough, he had come and gone the next morning. He even left a note next to my pillow that said, ‘Nice try, Gabby. Merry Christmas.’ Ever since then, I’ve slept by the tree every Christmas Eve.”“Love it,” Ken grinned.By now, she had finished spreading the sleeping bag out on the floor and affixed a couple of pillows at the head for them. As it was designed for one person, she had opened it completely and laid it out flat, making it large enough for two to lie on. Seeing what she was doing, Ken grabbed a large throw blanket from the sofa to cover up with.“Why, thank you,” she said. “But don’t you think you’re a bit overdressed?”“Huh?” Ken had been so entranced with Gabby’s naked body that he’d forgotten that he was still wearing his clothes. “Oh, uh, I guess so.”“Can I help with that?” she asked with a mischievous grin.“Sure.”Gabby sauntered over to him, wrapping him in a warm hug as they stood next to the fireplace. After kissing his lips, she moved to his cheek and neck, just as he had done to her before. As she began to drive him crazy, she slipped her fingers into his tee shirt and pulled it off of him, exposing his bare chest to her. Now with a new playground to explore, Gabby continued from where she left off. She first lingered around his neck and shoulders, then down his chest before finally reaching his stomach. As she knelt before him, she unbuckled his belt and slid his jeans and boxers down to his ankles, freeing his rock hard cock at last.Ken was not large my most standards, being only about five inches in length at full staff, but to Gabby he was perfect. She had no hesitation as she began to lightly stroke his length in her hand, and soon began to take him in her mouth bit-by-bit. Ken was in blissful agony; not only was he receiving is first blowjob, but he also had to keep from exploding too soon, all while concentrating on standing still. She sucked him for a few seconds more before releasing him.“If you get close, let me know, okay? I want this inside my pussy, too.”Ken could only nod in reply. She soon resumed her pleasuring of his member, sucking him with gleeful determination. He had been so good to her tonight; she only wanted to reward his efforts. Slowing her pace, she gazed up at him with her smoldering eyes, her pretty face framed by her long blonde hair. As Ken began to lose himself in her beauty, he also felt a familiar bubbling up in the pit of his stomach. Though he panicked for a moment, he soon had the presence of mind to tap Gabby on the forehead.“I think you’d better slow down,” he stammered.Releasing his cock from her mouth with a pop, Gabby grinned and replied, “Good. Because I think it’s time for me to take your virginity.”After switching off the gas logs, she stretched out on the open sleeping bag and held part of the blanket up, beckoning Ken to slide in with her. He did so with eagerness, though was still nervous as hell; he had no idea what he was doing! Sensing his doubts, Gabby spoke with soft confidence and reassurance.“Let’s go you on top to start. That way you can control it so you don’t go off too soon. Honestly, though, don’t worry about stamina. You’ve already lasted through one of my blowjobs, which is no small feat, if I do say so myself. You ready?”“Um, yeah; I think so. But do we need any; protection? I don’t have a condom or anything.”With a warm smile, she replied, “Don’t ever change, Ken. Sweet, humble, and considerate, that’s what you are. I don’t have any diseases per my last doctor’s visit two months ago, and I know you’re a virgin so I don’t think there’s any concern.”“That’s good. But; what if you get pregnant? I’m not sure I’d be able to pull out in time.”“Well,” she paused, her smile becoming more bittersweet. “It’s a long story, but trust me when I say that there’s no risk of me becoming pregnant. We’re clear to let loose with this, as long as you’re comfortable with that, of course.”“I am. I just; wanted to be sure.”“Thank you, Ken. Now, if you please, my pussy is aching for your cock, and you’d best make her happy.”Positioning his pelvic region between her legs, Ken attempted to push into her, but his slick cock merely grazed the surface before slipping up to her belly. Gabby just smiled and reached down, taking a gentle grip on his cock with her hand and guiding him to the entrance of her pussy. Feeling a bit of give, he followed his instincts and penetrated her at long last, his virginity melting away in the process. She was divine, far tighter than Ken had ever imagined in his wildest dreams and fantasies.“Oh Ken; that’s just where you belong,” she cooed in satisfaction.“Holy fuck; so tight.” he could only reply.Ken began to thrust in and out of her, keeping his tempo moderate at the start to get a feel for how sensitive he was. The sensations of making love to this goddess were only enhanced by the look of sheer enjoyment in Gabby’s eyes. He prayed that he would be able to last and enjoy it all, even if only for a few minutes. As he continued thrusting into her, Gabby began to get a mischievous look in her eyes.“You’re thinking something,” Ken observed.“Uh huh. Wanna learn a trick that’ll drive any girl nuts?”“Sure.”“Come up on your knees and keep your torso straight up. Try to get to where you can keep yourself inside me without having to balance on your arms.”“Like this?” he asked, relaxing back on his folded knees.“Exactly. You can also stretch my leg out against your chest to help you balance.”“Very nice,” he said as he followed her instructions.&ld

Kate Ahnstrom joins me to tell about her journey. Most people get the dog first and then figure it out. Kate reversed engineered the process. She is an incredible women who just can't say no......

Kate Ahnstrom joins me to tell about her journey. Most people get the dog first and then figure it out. Kate reversed engineered the process. She is an incredible women who just can't say no......

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Pastor Delbert Denny Jr. preaches a message called "Be Careful What You Ask For" from 1 Samuel 8. ---Parkview Church exists to glorify God through the whole church forming whole disciples for the good of all people.Website: www.parkviewchurch.orgInstagram/Facebook: @parkviewchurchic

OpenAI's direct investment and technical involvement with Thrive Holdings, specifically through its partnership with SHIELD Technology Partners, presents a new precedent for AI's integration into the managed service provider (MSP) space. Unlike prior private equity roll-ups or traditional organic growth, this move involves embedding OpenAI's models and engineers directly within SHIELD's platform, an entity that has rapidly acquired and integrated nine MSPs and executed two $100 million funding rounds. The arrangement is characterized by efforts to optimize MSP operations through proprietary AI automation, raising immediate questions around operational dependency and the shifting locus of software control.According to Seth Robinson, this approach signals OpenAI's attempt to navigate both consumer and enterprise technology markets—a dynamic seen previously in mobility—and reflects the broader tension between individual AI use cases and deeply integrated stack solutions. The initiative may accelerate operational scale, but it also introduces new operational risks by centralizing key components of service delivery and support within a single AI-driven platform, potentially affecting vendor lock-in, data governance, and continuity of MSP business models.Parallel developments highlight new vendor integration strategies among MSP-focused software providers. One example is Lexfold's AI documentation system, which, rather than integrating directly with core PSA and RMM tools, utilizes intermediary platforms such as Scalepad and Liongard for data access. Seth Robinson emphasizes that these alternative integration points may alter an MSP's center of operational gravity and complexity management, underscoring the need to assess not just functional outcomes but also system dependencies and brittleness introduced by new integration paths.For MSPs and IT leaders, these trends underscore the necessity of rigorous due diligence in vendor relationships, clarity on operational dependencies, and attention to the long-term implications of AI-enabled automation. Management—not elimination—of complexity remains central, with the risk of oversimplification leading to commoditization and loss of differentiation. Moreover, advances in AI should prompt greater scrutiny about talent pipelines, upskilling strategies, and the potential risks of eroding early-career roles, which may impact long-term service quality and resilience. Careful evaluation of integration points, data integrity, and operational control is recommended to mitigate the practical and organizational risks emerging from these developments.

Michael Carrick could be in line for either the Manchester United or Tottenham Hotspur job if he wins again at the weekend. That's according to Tyrone Marshall on the latest episode of the Manchester is Red podcast. He tells Steven Railston about questions over De Ligt's latest injury "setback", Mason Mount's struggles, United's potential trip to Saudi Arabia, and how the club have educated their players about the Munich Disaster. They also preview the Premier League clash against Tottenham Hotspur and under-pressure manager Thomas Frank.

BRX Pro Tip: Be Careful Who You Spend Time With Stone Payton: And we’re back with Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, what’s your take, perspective on this idea that you’re the average of the five people you hang out with? Lee Kantor: Yeah, I think that’s something Jim […]

#bitcoin (05-02-2026)All the signs say we are in a Bitcoin bear market, but I would advise caution as we know that when we think Bitcoin is gonna do one thing, it shocks the hell out of us and does the opposite!MY VIEWS ARE MY OWN AND I MAKE NO PREDICTIONS OR GIVE ANY FINANCIAL ADVICE, SO DO YOUR OWN RESEARCH BEFORE INVESTING ANYTHING... & ONLY INVEST WHAT YOU COULD AFFORD TO LOSE!Subscribe to my ‘UK Bitcoiner' Backup Channel:https://www.youtube.com/channel/UC3p4A_VqohTmbm44z4lgokgSubscribe to my Rumble Channel:https://rumble.com/user/UKBitcoinMaster1Get 5,000 sats when you subscribe to Orange Pill App:https://signup.theorangepillapp.com/opa/UKBitcoinMasterUK Bitcoin Master Social Media Links:https://linktr.ee/ukbitcoinmasterNostr Public key:npub13kgncg54ccmnmvtljvergdvrd7m06zm32j2ayg542kaqayejrv7qg9wp2sUKBitcoinMaster video library:http://www.UKBitcoinMaster.comUKBitcoinMaster Interviews: http://www.BitcoinInterviews.comSHOW SPONSOR:By The Book Accountancy:Website: www.bythebookaccountancy.co.ukWebsite: www.cryptotaxhelp.co.ukMondays Live Show: https://youtu.be/9SzI3Hodfbk

Some fans are unimpressed, but Steve has a solution.

This conversation delves into the intricacies of Qualified Small Business Stock (QSBS) and its significant tax benefits for founders. MICHAEL ARLEIN, Partner at Patterson Belknap, explains the eligibility criteria, the importance of strategic planning, and the potential pitfalls that can arise. The discussion also covers the implications of state taxes and the advantages of gifting strategies. We cover innovative approaches like the “GOAT” trust to maximize tax-free gains. Founders are encouraged to engage with legal experts early in their business journey to fully leverage QSBS opportunities. https://youtu.be/lfBt0j7BlW0?si=LufZ8j2YtgdspLMJ Takeaways from “QSBS For Founders” QSBS is a powerful tax benefit for founders.The maximum exclusion amount has increased to $15 million.Careful planning is essential to avoid QSBS pitfalls.Gifting QSBS stock can multiply tax exemptions.State tax implications vary; California does not recognize QSBS.Discounting shares can aid in estate planning.Converting from an S-Corp to a C-Corp can preserve QSBS benefits.Early engagement with legal counsel is crucial for founders.Innovative strategies like the GOAT trust can maximize benefits.Almost all businesses should consider QSBS eligibility. Chapters 00:00 Understanding QSBS: A Founder’s Guide.02:56 Navigating the QSBS Landscape: Common Pitfalls.06:07 Maximizing QSBS Benefits: Stacking Strategies.08:42 The Importance of Timing: Gifting and Valuation.12:03 State Tax Implications: The QSBS Challenge.14:52 Entity Structures and QSBS: What Founders Need to Know.17:37 Transitioning to C-Corp: Strategies for S-Corps and LLCs.20:29 Who Should Pay Attention to QSBS?23:44 Innovative Business Structures: Technology and QSBS-26:36 Early Stage Strategies: Cloning Yourself on the Cap Table- Transcript of “QSBS for Founders” Frazer Rice (00:01.109)Welcome aboard, Michael. Michael Arlein (00:03.096)Thank you. Good to be here. Frazer Rice (00:04.617)So let’s get started here. QSBS, Qualified Small Business Stock, is something that certainly all founders should be aware of. It’s a tax feature. It’s probably one of the nicest goodies that the federal government gives to people who are starting businesses. Take us through a little bit about what happens there. For founders, you’re going to hear the numbers 1202, which is the section that is quoted here. Take us through a little bit about what happens at QSBS and why it’s a powerful feature. Michael Arlein (00:37.496)Sure, that sounds good. To your point, the New York Times called QSBS a lavish tax dodge that is easily multiplied. And I happen to. I’m not aware of any other provision of the tax code that can save anyone as much money as QSBS. It’s really incredible. I think the policy reasons behind the provisions are that they’re designed to encourage entrepreneurship. Everyone on both sides of the political aisle is in favor of. The basic premise of it is that if you create a company.You own the stock for five years. The company’s in the form of a C corporation, It’s not in one of a series of restricted industries. Mainly service industries, that when you sell the stock, you can exclude from paying tax $10 million, the first $10 million of your gain. That’s the old rule, which I’m still dealing with, that that’s for stock that was issued before July 4th, 2025. And now QSBS has gotten even better. So if you get stock after that date. You hold it for actually now three years, you can exclude ultimately up to $15 million from tax. So we’re now dealing with two different regimes. I’m still stuck in the old regime. Most of the people I’m dealing with got their stock before last July. But I’ll try and point out the differences as we go along. Frazer Rice (02:29.066)Sure, as you said, there are a bunch of things you have to jump through. To make sure that you can sort of apply and then to further comply with the rules associated with it. Things like services. Making sure that maybe you don’t have too much cash and that it’s deployed correctly. Making sure that the original stock issuance persists throughout. What are some of the things that you tell your clients? How do you walk them through the process so that they don’t trip on themselves and lose this nice tax advantage? Michael Arlein (03:09.676)Yeah, there are some landmines, things that you can step on and blow it. There’s some weird rules around redemptions. Like if you have redemptions. Let’s say you create a company and then there’s three co-founders. Then very early on, one of the co-founders wants out or you want to kick them out. And then the mechanism for that is the company kind of buys back their stock. You know, there’s complicated rules that can, you know, blow up QSBS for the entire company. I think some people start their businesses as LLCs or S-Corps or things like that, and then later convert them. And that has to be done very, very carefully with good tax advice. Otherwise that can also blow things up. When I talk to founders, it’s pretty clear their business qualifies. They didn’t screw anything up. Frazer Rice (04:19.626)So the OBBBA in a sense turbocharged a little bit the tax savings. That five year requirement that you talked about. You can now get some of the benefits even as early as three years. And then the dollar amounts got expanded. In addition, and this was not necessarily OBBBA related. The ability to take one exemption and maybe multiply it via stacking continues to be a powerful tool. For those people who are walking into your office now. How do you get them when they sit down situated so that they do that planning upfront? Michael Arlein (05:08.598)Yeah, that’s, you we kind of buried the lead. The benefit of QSBS: it would be incredible if you could just pay no tax on 10 or $15 million. But what’s even more incredible is that you can stack or multiply the number of exemptions. You have using a provision of the code. It says that if you gift QSBS stock to some other person or entity. That that person or entity can take their own up to 10 or 15, their own QSBS exemption. I’m just gonna say it’s 15. We understand that’s for newly stocked. So, classic move for a founder would be to set up trusts for children. There’s a special kind of a trust for a spouse. You can do this with sometimes people make trust for their parents, their siblings. There are certain states where you can actually make a trust for yourself. Usually when people come to my office, the conversation is around creating entities. Typically trusts, and then gifting shares to those trusts. that As a family, you could go from 15 million tax free to 30 or 45 or 60 million tax free. The record I had one guy who had a very large family. He married, he had kids and was very close not only with his parents. With his siblings, his nieces, his nephews, even his aunts, uncles, and cousins. He created 23 trusts, which on paper at least would save up to $230 million. Wow. Yeah. Frazer Rice (07:08.896)There’s a danger with that though, with those 23 trusts had to be different. I imagine the IRS would say, wait a minute, we see what you’re doing. Stacking all of these different things is theoretically nice and all, but is there a way to create differences within those trusts so that the IRS doesn’t view them as one big pot? Michael Arlein (07:39.692)Yeah, great question. So you can’t create multiple identical trusts. Meaning I can’t create five trusts for my child. The IRS has rules that consider those trusts as one trust and would have only one exemptions. So, one of the limiting factors on creating trust is often, who are the people you’re willing to gift to? You know, so this guy with the 23, he actually was willing to create trust for his cousins, his aunts, uncles. Now, those individuals were the beneficiaries of the trusts, which means that they were eligible to receive money from the trust. But those trusts were designed so that when those people passed away, the money would circulate back to his children. So, you we never talked about it, but it’s possible that in his head, his plan was that he would maybe provide some benefit to his cousin. Maybe he’d say to his cousin, hey, if there’s $5 million in this trust and you need a little money, I’ll make some distributions to you, but I’m going to request that the trustee kind of withhold most of the money. And then when you die, it’ll come back and benefit my kids. So there are nuances there. But generally speaking, most people aren’t willing to do that. They’re not close enough with their cousins and their aunts and their uncles. So they end up maybe creating trusts, you know, for their kids, for their parents, sometimes, you know, for their spouse and maybe sometimes they go a little beyond that, but not that far. One thing that’s important is that the U.S. Frazer Rice (09:33.472)One thing that’s important is that the the QSBS is a capital gains tax Concept meaning you’re you’re saving on the tax. From a QSBS for Founders standpoint when the the founder sells the business, and you have to pay capital gains tax on that front. Part of the reason I’m skewing this toward founders is that there’s an gift in a state exemption of 15 million dollars. So it’s important to get these assets into these trusts as early as possible and with as low evaluation as possible. That in many ways is where the real leverage is. Does that square with your thinking? Michael Arlein (10:11.019)Yeah, absolutely. We have a permanent $15 million lifetime gifting limit. $30 million for spouses. And when you gift stock into these trusts, you’re typically gifting at a common stock valuation. People are familiar, founders are familiar with common stock valuations because they do that for purposes of issuing stock options, you know, the so-called 409A valuation. Now, a gift tax appraisal is different than a 409A valuation, but in many ways, they’re very similar. S0 founders know that, you know, they could be raising a preferred round at $10 a share, but their 409A common stock valuation is still $2 a share. So you can get a lot of gifting done. You can give a lot of shares away. You know, using your $15 million exemption, even if the company is very valuable. So we see founders doing this sort of gifting, you know, late in the game, even right before a transaction or an IPO. But if you had a crystal ball, or at least, you know, you were willing to take some risk, obviously, the earlier you do it, the better, because you could gift… I mean, theoretically, if you set up trusts and you gifted shares the day after you created your company, they would be worth essentially nothing. And so you wouldn’t have to use hardly any of your gifting exemption. The problem is most people, A, aren’t thinking about that on the day they create their company. They don’t have anyone whispering in their ear and telling them to do that. And number two, they wouldn’t want to spend the money on legal fees to set up structures because at that point they’re like, don’t know what this is going to be worth. This could be zero. This could go out of business in a year. So there’s a trade off that I see between doing this later in the process where you’re gaining visibility into outcomes, maybe for younger people sometimes, you know, there’s visibility into their family lives. Maybe when they founded the company they were single. Then if they wait five years they marry, they’ll have children, i.e. people who they could create trust for. But the cost of doing that is that you’re gifting at a higher value. Frazer Rice (12:46.591)One of the considerations that people don’t understand is the state tax implication. QSBS is a federal concept that a lot of states join onto and link to. But a state like California isn’t. And so sometimes that can be an untoward surprise to people that there’s a state tax that happens that they may not have expected. Michael Arlein (13:16.299)Yeah, it’s kind of bizarre that California, the home of Silicon Valley, doesn’t recognize QSBS. But most states do. My home state of New Jersey, in fact, very recently joined the QSBS club and now recognizes it at the state level. There are a few other states, I think. Pennsylvania, I don’t think recognizes it, but the vast majority of states do. But unfortunately, if you live in California, you’re probably only in quotes saving the federal tax. But the federal tax on $15 million, 23.8 % of 15 is a pretty big number. Frazer Rice (14:01.086)No question and absolutely worth doing. one of the things that I find happens is that from an income capital gains tax perspective, we’re on top of it with the QSBS. When we get into the estate planning world, we use the concept of discounting, meaning putting QSBS shares or any shares for that matter into other entities so that you get discounting for lack of marketability and the ability to make decisions around it. Are there any tripwires on that front as far as putting things into other LLCs so that you don’t, maybe in a sense that in trying to really maximize the estate planning and the estate tax avoidance that you create issues that might cause problems with your QSBS tax avoidance usefulness there. Michael Arlein (15:02.413)Yes. Again, the rules under Section 1202 of the code for QSBS have some strange traps for the unwary and some gray areas. And one of those gray areas is around transferring interests in partnership type entities, which would mean like an LLC or a partnership. that owns QSBS. So essentially, it’s very clear that if you have QSBS stock and you gift it into one of these entities we’ve been talking about, that that entity would take the QSBS attribute and be able to enjoy the benefits of QSBS. If the QSBS is held in an entity like an LLC, let’s say you set up a, well. Let’s say a realistic example is that you made an investment in a venture capital fund that invested in an early stage company that’s QSBS. And now you’re a limited partner in that fund and you know that that fund is going to have a large exit in this QSBS position and that you’re going to get the benefits of that, but it’s going to exceed $15 million. So you say, what I should do is I should take my interest in this venture capital fund. I should give them to trust for my kids so that when the fund distributes those shares or distributes the proceeds from selling that company, it’ll be split among various entities and I’ll be able to stack QSPS. The transfer of an interest in a fund that owns QSPS, there’s a gray area about whether the recipient of that fund interest would actually have QSPS and it’s generally viewed as something to be avoided. Frazer Rice (17:08.944)In a sense putting it at risk. A question that I think pops up is that there are people who started businesses maybe pre that July 4th date that you were talking about and maybe they chose an entity like an S Corp or an LLC that isn’t sort of a good qualifying C Corp and they’re looking and saying you know what I may be able to sell this business three to five years or beyond and take advantage of this QSBS. Are there avenues to be able to change that tax elections so that you can begin that QSBS and what’s the analysis around? Michael Arlein (17:44.972)Yeah, in fact, a fairly common structure is, and we haven’t really gotten into these details, but it’s a great question. So QSBS is actually the greater of $15 million or 10 times your basis. Now we ignore the basis rule for the most part because the vast majority of founders do not have basis. They create their company and they put nothing into it. With a bank account with $10,000 in it, and they’re not contributing actual dollars into their business. And so the 10 times basis rule doesn’t actually apply. But there’s a way for a founder to take advantage of that, and this strategy is actually called PACKING. And the packing strategy involves starting your business as an LLC and with an LLC and then converting it to a C corporation. with an LLC, when you convert, there’s an attribution of basis to the founder based on the value of the LLC’s assets. Theoretically, if you started off as an LLC, and before the LLC hit $75 million value of its assets, $75 million being sort of the cutoff for qualifying for small business, you have to acquire your stock before your company assets are worth $75 million. Theoretically, let’s say you did that when it was $74 million, then if your basis was $74 million, 10 times your basis would be $740 million, you would have up to $740 million tax free. So people kind of play this game. I think for a lot of companies, it’s not realistic to be an LLC because venture cap, if you’re going to raise venture funds, they want you to be a C Corp. This works for bootstrapped companies, but most companies are forming a C corporations. You know, there is a path to convert from an S-Corp to a C-Corp and preserve QSPS for Founders. I’m no expert in that. All I can tell you is that it has to be done very carefully and very specifically. And I’ve seen a lot of people who didn’t know they needed to do anything specific and they do not qualify for QSPS. Frazer Rice (20:45.085)As we sort of, I’m not going to say wind down here because we may have some other topics that pop up. But when someone walks through their door, I guess maybe the way to think about it is, who does this apply to? You said the services industry. So accounting, finance, that type of thing- NO. For those things that venture tries to invest in, whether it’s software or other processes, who is really should be paying attention to this? Michael Arlein (21:16.491)I mean, I think almost anyone should be paying attention to this because it may be that you don’t qualify, but often people do. And more often than not, you do. This has broad application for most businesses. There are excluded industries, architects and lawyers and accountants. But if you’re doing something in the tech world, you’re probably going to qualify. It’s good to get some advice from the corporate lawyer who’s helping you create your business. I think one of the considerations of whether you form as a C Corp or an LLC is probably the availability of QSBS status. You know, I think stacking strategies, it’s worth having a conversation probably sooner than later with a lawyer to find out what the menu of stacking options is. I talk to people all the time and we decide it’s premature for them to do something. And then they call me back a year or two later and all the time I’m calls from people who say, hey, we spoke a few years ago and now Frazer Rice (22:34.013)Alright. Michael Arlein (22:39.913)the time is right. So it’s good to get educated, learn what the options are. QSBS stacking is not just about giving shares to your kids. There are strategies that are specifically designed for single people where you can create these benefits for yourself and You know, it’s too good to be missed. if you, I do talk to people who say to me, they’re usually on their second venture or third venture and they say to me, I really screwed this up the first time around. I paid no attention to it and I was focused on my business and I just screwed it up. I literally cost myself millions or tens of millions of dollars had I done it correctly. And now that’s why I’m calling you, because I want to do it correctly the second time around. Frazer Rice (23:33.278)Part and parcel with that, I ran into somebody really more of what’s called a media personality. And usually the way I think of it is that the QSBS isn’t necessarily available for people whose value is centered around them as a personality or them as a brand. But I said, you know what, the QSBS component, while it might not apply here, if your business morphs into something where you’re developing other things, slash maybe you turn into a media production company or, youbecome involved in a technology that drives other things, that you shouldn’t dismiss that. The pivot in the business from sort of a personality generated to something a little bit more business process generated might be something to think about, not only from a strategy standpoint, not that you necessarily wanna do things purely for tax reasons, but if that’s a natural consequence, that’s something to think about. Has that ever popped up in your world? Michael Arlein (24:31.915)Yeah, for sure. Every business these days is technology enabled. And I think sometimes businesses that you wouldn’t think of as being technology businesses are doing enough technology things that they can claim that they’re a technology business and not a business providing a particular kind of service. So, you know, with the help of a clever accountant or a tax lawyer, this is not an area that I operate in. I’m more about multiplying QSBS once you have it. But there are tax lawyers and corporate lawyers and accountants who can advise you how to make your business eligible for QSBS by leaning into, as you said, things that you’re doing that may be…you know, eligible versus other parts of your business that would not be. Also, you know, you can, sometimes you see companies that are divided, right? Like, so there’s a company who provides counseling services, like, you know, they’re actually hire psychotherapists that will counsel you, you know, online, like on a Zoom. and their business is split. There’s a medical services company that employs all the counselors and medical services is one of the excluded industries. But then they also have a completely separate business that is their technology platform. And the way they structured it, the value is really in the technology platform. That business is QSBS eligible because it’s a completely separate company. Frazer Rice (26:28.771)That’s a great example. part of the purpose of the question was to elicit that, is that people may say, well, we fall squarely into one classification when maybe some underlying thought might lend itself to structuring from a tax perspective that might be useful later on. OK, now as we wind down, for someone who is, at this point, starting a company when they’re forming these things, not that you, QSBS for Founders should drive the world, but how do they get involved with the discussions so that they do the right things early? Michael Arlein (27:06.401)Yeah, I mean, I do have a very specific strategy that I love for people who are about to form a company. And it really works best in that scenario of an early stage company that’s just about to launch. The way I describe this to founders is that you can and should clone yourself on the cap table. So if you start off a company and you own all of the shares, you’re basically eligible for 15 million tax free. That’s great. But what if you could clone yourself and there were three Frazers on the cap table, then Frazer would have $45 million tax free. So how do you do this? You can do it with trusts. And the beautiful thing is if you have other people create trust for you, then you can be the beneficiary of the trust and control it as well. And I have sort of branded and named this strategy a GOAT trust, which of course has the double meaning, know, greatest of all time. Frazer Rice (28:21.02) QSBS for FoundersRight. Michael Arlein (28:21.165) QSBS for FoundersBut actually stands for gift optimized to alleviate taxes. The essentials of it are is that we would work with your parents, the founders parents, we would work with your grandma, your uncle, and we would spin up some trusts that they create for the benefit of you as the founder. You would have all sorts of control and access to those trusts and they make a gift into those trusts, probably something fairly modest. Then those trusts on the day of formation buy up some of the common stock. And so those are your clones. You know, you’re having your cake and eating it too. You’re getting, you know, QSBS stacking for Founders. You’re getting some other benefits we haven’t even talked about. Those trusts can be exempt from a state tax and state level income tax. And you control those trusts and benefit from them. So we’ve essentially cloned you on the cap table. And that is a beautiful strategy that most people miss out on because they don’t do it. And then they come to me a few years later and they own the stock and it’s valuable and then we have to do the more traditional stacking strategies. Frazer Rice (29:40.432)Really cool stuff. Michael, how do people get in touch with you if they have these problems slash opportunities? Michael Arlein (29:48.525)Sure, well they can Google me. I have a nice web presence. We have our…Founder Focus Practice Group that I lead at the firm, which is very specifically tailored to provide legal services to founders, personal legal services. And I focus on the tax side of that and QSBS stacking for Founders. My email, msarlein at pbwt.com. Phone number 212-336-2588. Frazer Rice (30:23.324) QSBS For FoundersThat will all be in the show notes. Michael, thanks for being on. Michael Arlein (30:26.753) QSBS For FoundersThank you. FAMILY OFFICE MYTHS https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ QSBS for Founders QSBS for Founders

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