Podcasts about Cutting

Do these wild weather swings have a big impact on plants? Is it too early to burlap boxwood? More dormant seeding questions answered. Proper way to plant purple prairie clover. Trimming back honeysuckle. How and when to cut back a variety of plants and flowers. How long can outdoor plants be watered? Benefits of moss. What to know if you have high phosphorous in your soil. Learn more from horticulturalist Laura Irish Hanson extension.umn.edu.

We imported the 3rd world en mass to Minnesota and we wonder how Minnesota ended up funding terror. Why wasn’t Trump at Dick Cheney funeral. Cutting deals for AI data centers and ignoring your power needs. Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

Available on all podcast streaming services:liinks.co/the.highest.point.podcast Support the show:https://www.cash.app/$highestpointenthttps://www.paypal.com/paypalme/highestpointpodcast#thehighestpointpodcast Are your "dreams" just sophisticated forms of escapism? In this essential episode, we sit down with The Smart Guy for a powerful conversation that will challenge everything you think you know about success, ambition, and personal fulfillment. He argues that most of us are chasing hype instead of practicing authenticity, leading to burnout and dissatisfaction. The Smart Guy breaks down the three core principles you need to stop sabotaging yourself: Escapism vs. Goals: We reveal how to tell the difference between a true desire and a goal you're only pursuing to avoid dealing with your current reality. Unlock Success: Learn the undeniable power of Consistency, Gratitude, and Pure Intentions. Why trying to manipulate your way to the top is always a losing strategy. Authenticity Over Hype: It's time to cut the BS. Find out how staying true to who you are is the only sustainable path to long-term success and peace. If you're ready to stop chasing temporary fixes and start building a life of integrity and real achievement, this is the episode you need. ➡️ Hit subscribe and stop letting external pressure define your internal goals.

We are joined by a very special consultant of our own this week, returning guest Marianne! We discuss this episode and various aspects that we really like, especially the great character development that we get from characters such as Foelivia (even though she isn't really a foe anymore), Walter, and Colonel Broyles, and we share some great thoughts from feedbackers like Geoff (xforce11), Eric (or Eric from Pennsylvania as you'd prefer), Anna (not Torv), ShelkyBean, and Laura! The post S4E18 The Consultant appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

CFYT at 40 Exhibition Audio Description

This episode dives into one of construction's biggest and most stubborn challenges: avoidable error. Ten years on from its launch, the Get It Right Initiative (GIRI) has made real strides in raising awareness across the industry of the £21 billion lost to error every year. Executive director Cliff Smith joins us to discuss what's changed and what still needs to happen to reduce error and improve productivity in construction. While the industry has made progress, significant challenges remain. A relentless focus on lowest-cost procurement and inconsistent competence standards continue to undermine quality and compliance across projects of all sizes. These issues are particularly acute when viewed through the lens of a recent National Audit Office report, which criticised major energy-efficiency retrofit schemes for poor quality installations, weak government oversight, and an under-skilled workforce. Smith believes that regulatory reforms such as the Building Safety Act can drive improvement, but only if leaders create environments where people feel confident to “push pause to avoid error” and call issues out early. His message for the next decade is clear: rebuilding respect, pride and fairness across the industry is essential to ensure construction professionals have the motivation – and the support – to get it right first time.

Seriah is joined by Adrienne to talk about her lifetime of weirdness, including a night where she saw Bigfoot at the tale end of other high strangeness!Outro Music is RADII with "The Time the Whole World Bled" Hosted on Acast. See acast.com/privacy for more information.

What has become of Silas Jacobsen?Content Warnings: Child in Peril, Suicide, Cutting, Body horror, Parental loss, Gore, Gunshot SFX, Death and dying, Religious trauma, Hallucinations, Transformation, Violence, and Disturbing imagery.Keeper of Arcane Lore: cuppycupCampaign Author: Graeme PatrickExecutive Producer: cuppycupContent Editors: cuppycup, Graeme PatrickDialogue Rough Cut Editor: Rina HaenzeAudio Editor, Sound Designer, Music Supervisor: cuppycupPlayer CharactersWes Davis as Silas JacobsenNPC VoicesMike Perceval-Maxwell as Father Archeradditional voices by cuppycup“Dead Man Walking” Theme by Cody FryPatreon: https://patreon.com/aintslayedMerch: https://aintslayed.dashery.com/Discord: https://slayed.me/discordIG: https://instagram.com/aintslayedAin't Slayed Nobody and Rusty Quill Hosted on Acast. See acast.com/privacy for more information.

"Cutting Through Rocks" is a documentary film directed by Mohammadreza Eyni and Sara Khaki in their feature debut. It follows the story of the first Iranian woman elected as a councilwoman in a rural, poor village. The film had its world premiere in the World Documentary Competition section of the 2025 Sundance Film Festival, where it received positive reviews and won the Grand Jury Prize – World Documentary Competition. Mohammadreza Eyni and Sara Khaki were kind enough to spend some time speaking with us about their work and experience making the film, which you can listen to below. Please be sure to check out the film, which will be released in New York at Film Forum on November 21st. Thank you, and enjoy! Check out more on NextBestPicture.com Please subscribe on... Apple Podcasts - https://itunes.apple.com/us/podcast/negs-best-film-podcast/id1087678387?mt=2 Spotify - https://open.spotify.com/show/7IMIzpYehTqeUa1d9EC4jT YouTube - https://www.youtube.com/channel/UCWA7KiotcWmHiYYy6wJqwOw And be sure to help support us on Patreon for as little as $1 a month at https://www.patreon.com/NextBestPicture and listen to this podcast ad-free Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn why you don't have to “bulk and cut” your way to more muscle.In this special edition of the Red Delta Project podcast, Matt breaks down new research (reviewed by Stronger By Science https://is.gd/JYQt2H) on body recomposition and challenges the dogma that you must be in a big caloric surplus to build muscle. You'll learn the crucial difference between true surplus, maintenance, and deficit, why “eating more” isn't automatically a surplus, and how little extra energy it actually takes to build a few pounds of muscle over a year.

Internationals vs. Freshmen vs. Veterans, who would win? Reacting to ESPN's first 2026 NBA mock draft! Cutting the initial Wooden Award list down to 10! The Sleepers Podcast is now available daily with new episodes every Monday-Friday! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A well-balanced and fun episode that was kinda easy to forget it was a pilot.Next week: Taxi (203 - "Reverend Jim: A Space Odyssey")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/5e5d69ibkgw Hosted on Acast. See acast.com/privacy for more information.

Saints sideline reporter Jeff Nowak joins Steve to discuss the latest on the Saints. He gives an update on the black and gold's injury report, young players' first experiences with the New Orleans-Atlanta rivalry, and how the waiving of Brandin Cooks has changed the locker room.

AP correspondent Marcela Sanchez reports on a major U.S. company reducing its workforce.

When the loudest voices in health are selling confusion, fear, and the next quick fix, it's hard to know what — or who — to trust. That's exactly why conversations like this one matter. Dr. David Katz has spent decades cutting through the chaos with uncommon clarity. A renowned physician, bestselling author, and one of the most influential thinkers in nutrition and preventive medicine, his work has helped millions rethink the very basics of how we eat and how we live. In this very special episode, he unpacks what determines human health, what real nourishment looks like, and why choosing it now is more radical — and more necessary — than ever. If you've ever wondered what's true, what's marketing, and what actually moves the needle on well-being, this is a must-listen conversation. What we discuss in this episode: The nutrition pattern humans are biologically built for. Why fiber is non-negotiable for long-term health. Why smart regulations save lives — and what happens when they're missing. How Big Food and Big Tobacco use the same playbook to keep us hooked.  Methylcellulose: what it is, where it comes from, and why it's misunderstood. Why beef tops the list as the most environmentally destructive food. The fundamentals of longevity that anyone can put into practice. The biggest misconceptions most people have about staying healthy. Resources:  https://davidkatzmd.com/ Dr. David L. Katz (@DrDavidKatz) / Posts / X How To Eat: All Your Food and Diet Questions Answered: A Food Science Nutrition Weight Loss Book About Us - True Health Initiative Diet ID Yale-Griffin Prevention Research Center The Extraordinary Science of Addictive Junk Food - The New York Times   Click the link below to support the FISCAL Act https://switch4good.org/fiscal-act/ Share the website and get your resources here https://kidsandmilk.org/ Send us a voice message and ask a question. We want to hear from you! Switch4Good.org/podcast Dairy-Free Swaps Guide: Easy Anti-Inflammatory Meals, Recipes, and Tips https://switch4good.org/dairy-free-swaps-guide SUPPORT SWITCH4GOOD https://switch4good.org/support-us/ ★☆★ JOIN OUR PRIVATE FACEBOOK GROUP ★☆★  https://www.facebook.com/groups/podcastchat ★☆★ SWITCH4GOOD WEBSITE ★☆★ https://switch4good.org/ ★☆★ ONLINE STORE ★☆★ https://shop.switch4good.org/shop/ ★☆★ FOLLOW US ON INSTAGRAM ★☆★ https://www.instagram.com/Switch4Good/ ★☆★ LIKE US ON FACEBOOK ★☆★ https://www.facebook.com/Switch4Good/ ★☆★ FOLLOW US ON TWITTER ★☆★ https://twitter.com/Switch4GoodOrg ★☆★ AMAZON STORE ★☆★ https://www.amazon.com/shop/switch4good ★☆★ DOWNLOAD THE ABILLION APP ★☆★ https://app.abillion.com/users/switch4good

Disney is exploring user-generated AI content on Disney+, raising questions about how far they're willing to open their walled garden. Meanwhile, trailers, renewals, and big franchise moves fill out a packed week of streaming news.This week on The FULL Experience: Taxi (101 - "Like Father, Like Daughter")Next week: Taxi (203 - "Reverend Jim: A Space Odyssey")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/KMaFyZEFUPM Hosted on Acast. See acast.com/privacy for more information.

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Intro:So, here's the scoop: this week on Choosing Happy, I felt like I'd just walked through a self-help funhouse—twists, turns, and a few shocking reflections that left me gasping! Picture me, your host, Heather Masters, knee-deep in an audit of my life, and trust me, it wasn't a pretty sight. I realised I was juggling a gazillion projects—my podcast, newsletters, and a creative writing group, all while feeling like I was running on fumes. It's like trying to keep a million plates spinning, only to find out most of them were actually wobbly. Oops! That moment of clarity hit me like a ton of bricks as I uncovered that I had this sneaky belief that struggle was synonymous with worthiness. Spoiler alert: it's not! So, I dug deep—like, deeper than I've ever dared go before. I unearthed some childhood beliefs about struggle and worth that were keeping me locked in a cycle of overwork and overwhelm. My mum's admiration for those who overcame adversity made me think that if things were easy, they simply weren't valuable. And my dad's “nothing is good enough” mantra? Well, that just added fuel to my procrastination fire! It became crystal clear that I was creating chaos where there was none, and the weight of that realisation was… heavy. But here's the golden nugget: after a good ol' life audit, I decided to cut back on all the excess projects that were draining my energy. I realised I didn't have to prove myself through pain or struggle—what a revelation! We're all about focusing on what truly matters, and I'm here to guide you to do the same. I've learned that ease doesn't mean you're not working hard; it simply means you're aligning with what's right for you. So, let's shift gears together. I challenge you to find one thing you can simplify or let go of this week. It's time to release that old identity that says you have to suffer to be successful. Let's embrace the idea that completion is freedom, and we're not here to just struggle our way through life. Who's with me?Takeaways: The realisation that struggle doesn't equal worthiness can transform your approach to success. Completing tasks and projects is a sign of freedom, not a scarcity mindset. Embracing ease in your work doesn't mean you're lazy; it means you're aligned and focused. Cutting back on commitments is not quitting; it's about prioritising what truly matters to you. Your past doesn't dictate your future; let go of identities that no longer serve you. Finding joy in simplicity can lead to a more fulfilling and productive life. Chapters:00:11 - Reflections on the Past Week02:29 - Unpacking the Stories We Tell Ourselves04:31 - Confronting Overwhelm: A Journey to Clarity07:00 - Realising the Value of My Work08:34 - Embracing Wholeness and Letting GoHow You Can Connect with Heather and Support This Independent Podcast:Please like, share with someone who may need to hear this today, and/or leave a review and support the podcast. I really appreciate it.Tired of the same patterns keeping you stuck?Check out the Pattern Breaker Coaching Program: www.choosinghappy.co.uk/pattern-breakerWant to dive deeper? Drop me an email: heather@heathervmasters.comJoin the conversation: Community | https://buymeacoffee.com/choosinghappy More :Feeling like your mind's been running ahead of your soul?Join Heather for The Power Pause Weekend—a two-part online retreat to rest, reset, and rebuild your creative...

#661: When your income drops, debt spikes, and a rental property starts bleeding cash, it can feel like your entire financial foundation is cracking beneath you. Veronica, our first caller, is navigating all of it at once, from a near-foreclosure to a luxury car payment that's strangling her budget. Her question is simple but enormous, how do you rebuild when you're overwhelmed and out of margin? Once we work through her path forward, we shift to a listener on the opposite end of the spectrum. Daniel has maxed his Roth IRA, HSA, 401(k), and 457, and now sits on growing surplus cash. We talk about where extra money belongs when you're aiming for early retirement and wondering whether to invest, save, or crush a low-interest mortgage. And to close, we take on a question dominating every financial feed right now, what if AI stocks really are in a bubble? We break down what it means to short the market, whether put options are actually a “safe” bet, and how to position a portfolio if you're worried about tech valuations. Listener Questions in This Episode Veronica asks (02:06): How do I dig out of debt, repair my credit, and stabilize my rental after nearly going into foreclosure. Daniel asks (28:17): What should I do with my surplus side hustle cash when I already max tax-advantaged accounts and have a 3.5 percent rental mortgage. Scarlet asks (49:20): If AI stocks are in a bubble like the dot-com era, is there any relatively safe way to profit from a crash, such as put options. Key Takeaways Why tackling the right problem first can change the entire trajectory of a debt recovery plan. How downsizing one major expense can unlock breathing room you didn't realize you had. The surprising factor that often matters more than interest rates when choosing between investing and debt payoff. Why flexible money becomes essential when planning for early retirement. What most people misunderstand about betting against a bubble, especially in fast-moving tech sectors. The simple portfolio shift that can help calm bubble anxiety without trying to time the market. Resources and Links GreenPath Financial Wellness – nonprofit credit counseling and debt management support for people overwhelmed by payments and afraid of bad actors in the debt relief world. Our course: Your Next Raise – a deep dive on how to negotiate a higher salary at work, with a special comp offered in this episode. Paul Merriman Four-Fund Portfolio – the simple, diversified investing framework Daniel uses inside his retirement accounts. The Big Short movie Michael Lewis and the film adaptation. 1929 book by Andrew Ross Sorkin – a historical look at bubbles and crashes. Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (0:00) Veronica's debt crisis and rental challenges (16:46) Cutting car costs and rebuilding cash flow (22:28) Debt relief programs and avoiding bad actors (28:17) Daniel's surplus cash and retirement strategy (37:52) Brokerage vs mortgage payoff discussion (49:20) Can you profit from an AI bubble burst (1:00:40) Why shorting and puts rarely pay off (1:08:18) Safer ways to position your portfolio Got a question: Call it in: https://affordanything.com/voicemail Share this episode with a friend, colleagues, your veterinarian: https://affordanything.com/episode661 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Check out the first trailer for Gale - Yellow Brick Road: https://www.youtube.com/watch?v=vfdaizGLg1gIn theatres February 11th, 2026!Tickets on sale first week of January!

Set the context for a joyful, exuberant day with a short, powerful message from Sadhguru. Explore a range of subjects with Sadhguru, discover how every aspect of life can be a stepping stone, and learn to make the most of the potential that a human being embodies.  Conscious Planet: ⁠https://www.consciousplanet.org⁠ Sadhguru App (Download): ⁠https://onelink.to/sadhguru__app⁠ Official Sadhguru Website: ⁠https://isha.sadhguru.org⁠ Sadhguru Exclusive: ⁠https://isha.sadhguru.org/in/en/sadhguru-exclusive⁠ Inner Engineering Link: isha.co/ieo-podcast Yogi, mystic and visionary, Sadhguru is a spiritual master with a difference. An arresting blend of profundity and pragmatism, his life and work serves as a reminder that yoga is a contemporary science, vitally relevant to our times. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's YOUR time to #EdUp In this episode, sponsored by the 2026 InsightsEDU Conference in Fort Lauderdale, Florida, February 17-19,YOUR guest is Stephen Pruitt, President, Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)YOUR cohost is Dr. G. Devin Stephenson, President, Florida Polytechnic UniversityYOUR host is Dr. Joe SallustioHow does a new accreditation leader eliminate the phrase "that's the way we've always done it" & slash 52 substantive change categories by at least half while implementing a "students first always" philosophy?What happens when an accreditor moves from "gotcha" accountability to a "carrots & sticks" approach with a sandbox of innovation that lets institutions negotiate around standards in exchange for measurable outcomes?How does SACSCOC plan to embrace AI for firewalled tools, celebrate institutional successes with 60 categories of recognition, & create different pathways for R1 universities versus technical colleges?Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Joe Sallustio⁠⁠⁠⁠● Join YOUR EdUp community at The EdUp ExperienceWe make education YOUR business!P.S. Want to get early, ad-free access & exclusive leadership content to help support the show? Then ⁠​subscribe today​⁠ to lock in YOUR $5.99/m lifetime supporters rate! This offer ends December 31, 2025!

Set the context for a joyful, exuberant day with a short, powerful message from Sadhguru. Explore a range of subjects with Sadhguru, discover how every aspect of life can be a stepping stone, and learn to make the most of the potential that a human being embodies.  Conscious Planet: ⁠https://www.consciousplanet.org⁠ Sadhguru App (Download): ⁠https://onelink.to/sadhguru__app⁠ Official Sadhguru Website: ⁠https://isha.sadhguru.org⁠ Sadhguru Exclusive: ⁠https://isha.sadhguru.org/in/en/sadhguru-exclusive⁠ Inner Engineering Link: isha.co/ieo-podcast Yogi, mystic and visionary, Sadhguru is a spiritual master with a difference. An arresting blend of profundity and pragmatism, his life and work serves as a reminder that yoga is a contemporary science, vitally relevant to our times. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you transform thousands of frontline colleagues from overloaded and under-informed to connected, confident, and AI‑enabled, without breaking the stores?In this episode of The Retail Podcast, Alex sits down with Chris Chandler (Head of Store Support, Midcounties Co‑op) and Mark Williams (Managing Director, WorkJam EMEA) to unpack a full frontline transformation: from paper, WhatsApp groups and scattered comms… to a single digital frontline platform with 90%+ activation and the removal of many tasks removed in just 12 months.

Winter feed costs continue to be one of the greatest determiners of profitability for ranches. Meaning, that more of it we have to do using equipment the less profitable we will be. Brett McRae has been working diligently to find ways to cut down on winter feed costs. One practice that has really moved the needle for him and his operation is grazing standing corn. Today we discuss this practice with him. We talk about how he chooses a field, how he determines forage demand, forage availability, as well as the soil health benefits of this practice.Thanks to our Studio Sponsor, Understanding Ag!Head over to UnderstandingAg.com to book your consultation today!Sponsor:Ranch RightSea-90 Ocean Minerals

Hallie chats about the Secondary SLP Movement!If you've ever felt like you're drowning in baby clipart while trying to make speech therapy work for middle and high schoolers, this episode is your life raft. Hallie is here to spark The Secondary SLP Movement — empowering SLPs to take back their time, make therapy functional, and show the world that speech therapy doesn't stop after elementary school.

Imagine this: You've just landed your dream job. You and your spouse are expecting your first child; a child you hoped and prayed for. Unknowingly, your new job will pair you with a person who also wanted that job, will have to train you to do the job, and has been desperately trying to conceive.  The post SILY 672- Living Someone Else’s Life appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

What if we told you that the key to understanding Stranger Things' final season has been hiding in plain sight since Episode 1? In this special episode, Addi and Darrell welcomed three incredible listeners—Emily, John, and Bradley—to help us create the ultimate roadmap for Season 5. The post TSTP 67- Stranger Things Season 5 Prep Episode appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

If you've ever been told you're “too old,” your AMH is “too low,” your eggs are “gone,” or that donor eggs are your only option—you must listen to this episode.This is one of the most comprehensive, honest, science-based fertility conversations ever recorded.I sit down with one of the most innovative fertility specialists in the field to discuss breakthroughs that are changing possibilities for women at ANY age, including those with low ovarian reserve, recurrent loss, failed IVF cycles, or unexplained infertility.Today's guest is Dr. Zaher Merhi. Dr Merhi is the founder and the medical director of Rejuvenating Fertility Center (RFC). He is an internationally recognized fertility doctor, lecturer, editor, and grant reviewer. His training and faculty appointments included Albert Einstein College of Medicine/Montefiore Medical Center, NYU School of Medicine, and University of Vermont. He was a Professor at SUNY Downstate Health Sciences University and the Director of the Reproductive Endocrinology and Infertility (REI) Fellowship program (ACGME accredited). He is currently a Professor at Albert Einstein College of Medicine and Maimonides Medical Center in New York. He has 3 American Board certifications in OB/GYN, Reproductive Endocrinology and Infertility, and High-Complexity Laboratory Director (HCLD). Dr Merhi is one of the few Reproductive Immunologists in the country and is an active researcher with an interest in women older than 40 with Low Ovarian Reserve (low AMH or high FSH), Stem Cell ovarian rejuvenation, gentle stimulation IVF, natural IVF, and IVF without injectables. He was named “ONE OF THE TOP 2% SCIENTISTS IN THE WORLD.”For the first time publicly, you'll hear the truth about:✨ Environmental toxins are damaging eggs across generations✨ The rise of premature ovarian insufficiency✨ Microplastics found in the brain, ovaries & food supply✨ How inflammation drives aging, poor egg quality & failed implantation✨ Why diet absolutely impacts fertility (despite what many doctors say)✨ Cutting-edge ovarian rejuvenation options backed by published research✨ Stem-cell therapies are being used internationally to revive ovarian function✨ Why embryo testing is NOT black-and-white✨ The link between sperm DNA fragmentation & miscarriage✨ And why low AMH should NEVER be treated as an “infertility diagnosis”This conversation empowers couples with answers, hope, and real science—not fear.

In his new book, writer and journalist David Cohen wants to offer a different perspective on Jacinda Ardern's leadership than the documentary Prime Minister and her own memoir. He joins Emile Donovan to discuss.

It's been almost exactly a year since we had Brien Foerster on the show, and we welcome him back to talk about his research in Egypt, attempts to date Puma Punku, and updates on his work on Elongated Skulls. Brien was born in Rochester, Minnesota, U.S.A. but grew up on the west coast of Canada. At age 11, he became fascinated with the Native art of the Haida native people, and began carving totem poles, and other related art forms, learning from Native teachers. After completing an Honours Bachelor Of Science degree, Brien decided to take up carving and sculpture full time, at the age of 25. In 1995 he moved to Maui, Hawaii, and was hired as assistant project manager for the building of the 62 foot double hull sailing canoe ( ancestor of the modern day catamaran ) Mo'okiha O Pi'ilani ( Sacred Lizard That Pierces The Heavens ) and the restoration of the famous Mo'olele sailing canoe. This project lasted 2 years. There, having learned how to make Hawaiian outrigger canoe paddles from master carver Keola Sequiera, he started an online outrigger paddle business, which flourished internationally. Peru became his next major area of interest. The study of the Inca culture led to his writing a book, A Brief History Of The Incas which is available on this site, and is now the assistant director of the Paracas History Museum in Paracas, south of Lima. He is also assisting the municipality of Paracas to improve the number of foreign tourists that visit, as well as is fundamental in expanding tourism in general, especially as regards showing all visitors the 10,000 years of human occupation of this area, through tours of major and minor archaeological sites. Other projects, which will result in published books, include one about the ancient history of Hawaii, the mysterious stone monuments of Peru that predate the Inca, and the search for the lost continent of Mu. This will require combining all that he has learned so far, with trips to New Zealand (Aotearoa), Hawaii, and Easter island (Rapanui.) He is the author of 8 books, appearances on Ancient Aliens, numerous radio interviews, and resides in Peru with his wife. Brien's webpage: www.hiddenincatours.com Hosted on Acast. See acast.com/privacy for more information.

--{ "Real News is Sparse (pt. 4)"}-- See links for news on COP 30, happening Nov. 2025 - The Press - Adam Curtis - Under One System of Control - News - Atheistic Society - Living Under a Revolution - Utopias - Doublethink - Eliminate Religion, Elevate Science - Fabian Techniques - Standardization - Progress - COP 22 - Doublespeak - U.S. Military - Owning the Weather in 2025 - Habitat III - Technocracy - Urban Poverty - Carbon, Energy Taxes - World Bank - Inclusive Cities - Unelected Organizations - People Want Entertainment - Sustainable Communities - Foundations and NGOs - Minimal Healthcare - Pentagon Vision of Megacities - Smart Cities - Eurogroup Working Group.

In this episode, John Mendez interviews Joel Miller, a financial planner and founder of Flames Financial Planning. They discuss the true meaning of wealth, emphasizing that it goes beyond monetary value to encompass lifestyle, freedom from stress, and personal fulfillment. Joel shares insights on the importance of financial literacy, the role of faith in financial decision-making, and the need for comprehensive financial planning as an employee benefit. The conversation also touches on the significance of goal setting, the differences between financial advisors and planners, and practical steps to build wealth, particularly for the mass affluent class.TakeawaysWealth is defined by lifestyle and freedom from financial stress.Money is a significant source of stress for many Americans.Tithing and generosity are important biblical principles.Building an emergency fund is essential for financial security.Cutting up credit cards can prevent debt accumulation.Generational wealth is a biblical concept that should be prioritized.Understanding the difference between financial advisors and planners is crucial.Goal setting is vital for achieving financial success.Surrounding yourself with like-minded individuals can enhance your journey.Financial literacy should be taught early to empower future generations.Support the show

SchoolingStrugglePodcast@gmail.comShow notes coming soon.

https://www.opb.org/article/2025/11/13/oregon-transportation-odot-director-steps-down/We found it: ICE Facility?https://www.oregonlive.com/business/2025/11/rogue-ales-abruptly-closes-its-newport-operations-and-restaurants-owes-hundreds-of-thousands-in-rent-and-taxes.htmlhttps://www.oregonlive.com/politics/2025/11/oregon-lawmakers-quietly-hire-their-family-members-with-taxpayer-money-and-little-oversight.htmlhttps://www.opb.org/article/2025/11/13/intel-will-cut-more-workforce-oregon-2025/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.crosstabs.studio

In this episode, I'm sharing the real story behind how I doubled my income without increasing my hours and how you can start moving toward the same result. I talk about shifting from trading time for money to creating true value, elevating the kind of client you work with, and choosing a business model that actually supports the life you want. If you're interested in working together, book a call HERE. Can't wait to chat! If you're ready to build a business that resonates at the deepest level, my private client program Resonance is now open HERE. Want to stop building a business that doesn't feel like you? Step into Entrepreneurial Energetics: https://www.itsambersmith.com/energetics Want to be in the room where it's all happening? The Vortex is open—come build from clarity, not chaos. https://www.itsambersmith.com/vortex The Lightning Alignment Journal: https://a.co/d/iiBnzAJ Gain access to my book Quiet Wealth at: https://a.co/d/aCoGl8N

This week on Cutting Deep into Horror, hosts Henrique Couto & Rachael Redolfi dive into Bitter Feast (2010)—a brutally underrated foodie horror thriller perfect for the Thanksgiving season. When a celebrity chef snaps after a vicious review, a simple cooking critique becomes a nightmarish showdown of revenge, obsession, and culinary torture.We break down why Bitter Feast has become a cult favorite for fans of chef horror, creative captivity stories, and Thanksgiving-adjacent genre films, and how its themes of burnout, public shaming, and internet criticism feel even more relevant today. From the dark humor to the escalating violence, this is a dish best served terrifying.We also explore its place in 2010s indie horror, the performances that make the tension simmer, and why this might be one of the most overlooked movies to add to your late-November watchlist.)Inside this episode:The twisted charm of foodie horror and why it explodes during ThanksgivingChef vs. critic psychology and why neither character is truly innocentHow the film uses cooking challenges as weaponsBurnout, humiliation, and the horror of being torn apart onlineBitter Feast's place in cult indie horror and why it deserves reevaluationHow food, fear, and obsession collide in unforgettable waysWhere to watch Bitter Feast (U.S.) – current as of November 13, 2025You can currently find Bitter Feast (2010) on several legitimate streaming platforms in the U.S.:Prime Video – Available on Amazon's Prime Video platform (subscription or with ads, depending on your plan). Tubi – Streaming free with ads on Tubi. Fandango at Home (Vudu) – Streaming free with ads on Fandango at Home's free-with-ads section. The Roku Channel / Cineverse – Available to watch via The Roku Channel and Cineverse. Rental/purchase options are also widely available on major digital storefronts like Apple TV, Fandango at Home, and Amazon Video if you prefer to own or rent in HD.  (Availability can change, so if one service drops it, search the title on your preferred platform.)Get comfy, my spookies! 41% off at CozyEarth.com with code SPOOKY — supports the show!

HOUR 4- Ally Cutting People Out of Christmas and MORE full 1360 Thu, 13 Nov 2025 16:42:00 +0000 xe86MehSDCMZRWsUJvbgsvVCjX4qrJr9 society & culture Klein/Ally Show: The Podcast society & culture HOUR 4- Ally Cutting People Out of Christmas and MORE Klein.Ally.Show on KROQ is more than just a "dynamic, irreverent morning radio show that mixes humor, pop culture, and unpredictable conversation with a heavy dose of realness." (but thanks for that quote anyway). Hosted by Klein, Ally, and a cast of weirdos (both on the team and from their audience), the show is known for its raw, offbeat style, offering a mix of sarcastic banter, candid interviews, and an unfiltered take on everything from culture to the chaos of everyday life. With a loyal, engaged fanbase and an addiction for pushing boundaries, the show delivers the perfect blend of humor and insight, all while keeping things fun, fresh, and sometimes a little bit illegal. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?

Finally, the quintessential Speed Racer experience. No notes. All our childhood selves agree.Next week: Taxi (101 - "Like Father, Like Daughter")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/a060KP5nYks Hosted on Acast. See acast.com/privacy for more information.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

John discusses the many ways Trump has disrespected veterans and the military while saluting and smiling at them. He also talks about fake Christian/ county clerk Kim Davis losing at the Supreme Court in her bid to overturn same-sex marriage. Then, he speaks with award-winning author Diana Butler Bass, Ph.D about her new book "A Beautiful Year: 52 Meditations on Faith, Wisdom, and Perseverance". Next, John interviews Emmy Award–winning music journalist Alan Light about his new book "Don't Stop: Why We (Still) Love Fleetwood Mac's Rumours". And then rounding it out, he welcomes back Comedy Daddy - Keith Price to joke with listeners on the latest news and politics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After Albatwitch Day, Tim Renner and Seriah sit down to catch up and dive deep into the unknown...Become a Patreon at https://www.patreon.com/c/SeriahAzkath for extra content, commercial free shows, early access, and bonus content as well! on $3 a month! Outro Music is Stone Breath with The Secret Heart of the Seventh Gate Hosted on Acast. See acast.com/privacy for more information.

This week, the team shares a behind-the-scenes look at how they bring in outside beta testers before a product launch. Jason Fried and David Heinemeier Hansson share how they invite early users into the mix, what they're looking for, and how it all shapes the final version. It's a rare peek into the “guests are coming over” phase of building Fizzy.Key Takeaways00:12 – Inside Fizzy's early access phase02:28 – Selecting beta testers03:05 – Treating early access as a real-world dry run07:11 – Cutting the to-do list down to what truly matters09:59 – Why early access is different from beta testingLinks and ResourcesRecord a video question for the podcastBooks by 37signalsSign up for a 30-day free trial at Basecamp.comHEY World | HEYThe REWORK podcastThe Rework Podcast on YouTubeThe 37signals Dev Blog37signals on YouTube@37signals on X

Movies Anywhere loses Google Play and YouTube support, ending one of its biggest perks as Disney and Google clash over YouTube TV. Meanwhile, Netflix teases the final Stranger Things, Amazon expands the Mass Effect universe, and studios lean harder into AI and video podcasts.This week on The FULL Experience: Speed Racer (152 - "Race Around the World, Part 2")Next week: Taxi (101 - "Like Father, Like Daughter")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/UhzykdDaoTk Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Tech Trek, Amir sits down with Sadi Khan, Co-Founder and CEO of Aven, to unpack how technology can make capital fairer for everyone. Sadi explains how Aven is tackling one of the world's biggest inefficiencies—the trillion-dollar burden of consumer credit card debt—and why the solution lies in reducing the cost of capital through innovation. This is a deep dive into building products that require not just engineering skill, but endurance, conviction, and a long-term mindset.Key Takeaways• Aven's mission is to cut credit card interest payments in half by rethinking how consumers access and use home equity.• True innovation often comes from solving inefficiency, not chasing market trends.• Complex problems create strong moats when founders are willing to grind through technical and regulatory barriers.• Founders should pick problems worth spending a decade on—pivot less, persist more.• Product success depends on identifying your “axis” and going all-in on being the best at that one thing.Timestamped Highlights00:40 — How Aven's hybrid credit card + HELOC model is lowering the cost of borrowing for homeowners04:10 — The moment Sadi realized the cost of capital was a massive, overlooked problem12:34 — Why most lenders haven't solved this yet and how Aven's approach differs19:33 — Building what others couldn't: how persistence and engineering precision led to breakthroughs23:36 — Choosing execution risk over market risk and what it takes to stay with a problem long enough to solve it37:47 — Why picking the right “axis” is how great companies build an unshakable moatMemorable Line“The only problems worth working on are the ones worth working on for a very long time.”Call to ActionIf you enjoyed this episode, follow The Tech Trek for more conversations at the intersection of people, impact, and technology. Subscribe on your favorite platform and share it with someone building bold ideas.

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring.  Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates.  GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders.  Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education   Speaker 1  0:27   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment.   Speaker 2  2:58   We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much.   Speaker 3  3:40   First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264,    Keith Weinhold  8:11   now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well.    Keith Weinhold  12:43   Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me.    Keith Weinhold  17:03   Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case.   Keith Weinhold  18:17   next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life.    Keith Weinhold  20:04   But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest.    Keith Weinhold  20:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Keith Weinhold  21:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   John Lee Dumas  22:08   this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education.   Keith Weinhold  22:22   So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa,   Naresh Vissa  23:24   thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure,   Keith Weinhold  23:42   real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective.   Naresh Vissa  24:15   We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up.   Keith Weinhold  29:51   Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there?   Naresh Vissa  32:35   No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down.   Keith Weinhold  35:42   We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal.   Naresh Vissa  37:06   Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard  about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much.   Keith Weinhold  40:22   Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh?   Naresh Vissa  42:45   Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday,   Keith Weinhold  44:31   major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show.   Naresh Vissa  44:43   Thanks a lot. Keith   Keith Weinhold  44:50   oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Jimmy Failla, host of Fox Across America on Fox News Radio (M-F Noon-3pm ET), Fox News Saturday Night with Jimmy Failla (10pm ET), and author of Cancel Culture Dictionary: An A to Z Guide to Winning the War on Fun, joined The Guy Benson Show today to react to Jimmy Kimmel's wife, Molly McNearney, admitting she's lost several relationships over their outward anti-Trumpism. Failla highlighted the stunning lack of self-awareness from the Kimmels, cutting off family and friends as McNearey is "angry all the time" about Trump, and discussed why so many on the left are becoming increasingly disconnected from anyone who disagrees with them politically. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Albert Taylor Ph. D is an aeronautical engineer and scientist who spent almost two decades evaluating satellite system designs and many confidential government programs. Currently a metaphysical researcher, Taylor is an active member of the International Association of Near Death Studies, and a participant in the Monroe Institute's Voyagers program. He lives in Los Angeles. Albert's book Soul Traveler talks of his own out-of-body experiences and much more. Beyond that, he is a robotics expert, and has been creating robots to hunt for ghosts and other paranormal phenomena. We talk about all of this during this show. Albert Taylor performed development engineering on a top secret program which has since become known as the F-117A Stealth Fighter. He evaluated satellite system designs in support of former President Reagan's Strategic Defense Initiative (SDI) or Star Wars. During the late 1980's Taylor taught Logistics Engineering at Cerritos College, California. He has also served as a volunteer art instructor at St. Paul's Elementary School in West Los Angeles. Taylor's art work has been exhibited in Southern California galleries. In 1992 he developed two prototype computers, and started a company called Phoenix Computers Systems, which he still owns today. Check out his website at www.AlbertTaylor.com Hosted on Acast. See acast.com/privacy for more information.