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John discusses the many ways Trump has disrespected veterans and the military while saluting and smiling at them. He also talks about fake Christian/ county clerk Kim Davis losing at the Supreme Court in her bid to overturn same-sex marriage. Then, he speaks with award-winning author Diana Butler Bass, Ph.D about her new book "A Beautiful Year: 52 Meditations on Faith, Wisdom, and Perseverance". Next, John interviews Emmy Award–winning music journalist Alan Light about his new book "Don't Stop: Why We (Still) Love Fleetwood Mac's Rumours". And then rounding it out, he welcomes back Comedy Daddy - Keith Price to joke with listeners on the latest news and politics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
After Albatwitch Day, Tim Renner and Seriah sit down to catch up and dive deep into the unknown...Become a Patreon at https://www.patreon.com/c/SeriahAzkath for extra content, commercial free shows, early access, and bonus content as well! on $3 a month! Outro Music is Stone Breath with The Secret Heart of the Seventh Gate Hosted on Acast. See acast.com/privacy for more information.
This week, the team shares a behind-the-scenes look at how they bring in outside beta testers before a product launch. Jason Fried and David Heinemeier Hansson share how they invite early users into the mix, what they're looking for, and how it all shapes the final version. It's a rare peek into the “guests are coming over” phase of building Fizzy.Key Takeaways00:12 – Inside Fizzy's early access phase02:28 – Selecting beta testers03:05 – Treating early access as a real-world dry run07:11 – Cutting the to-do list down to what truly matters09:59 – Why early access is different from beta testingLinks and ResourcesRecord a video question for the podcastBooks by 37signalsSign up for a 30-day free trial at Basecamp.comHEY World | HEYThe REWORK podcastThe Rework Podcast on YouTubeThe 37signals Dev Blog37signals on YouTube@37signals on X
Longevity is having a moment, from Bryan Johnson to glossy Netflix docs like Don't Die, there's a lot of glitz and glam in and around the longevity space. But that also means there's a lot of bs and bluster. My guest, Dr. Elizabeth Yurth, brings decades of clinical wisdom and a grounded, science-first approach to living longer.Dr. Yurth is the Co-Founder and Chief Medical Officer of the Boulder Longevity Institute, providing “Tomorrow's Medicine Today” since 2006. She earned her MD from the University of Southern California's Keck School of Medicine, completed her residency at UC Irvine, and a fellowship in Sports and Spine Medicine at Stanford-affiliated SOAR. With over 30 years as an orthopedist, she's on a mission to teach how to heal and thrive at the cellular level.Contact:Website - https://boulderlongevity.com/about/dr-elizabeth-yurth/Join us as we explore:The hierarchy of importance when it comes to longevity, where to start, your most important longevity biomarker and what is overhyped.A deep dive into hormonal health - why testosterone is critical in women, the impact of birth control, TRT, the risks of supraphysiological dosing and if peptides have a place.Hard vs soft plaque and the most critical cardiovascular scan you are NOT doing.The most important cancer signaling marker you have never heard of!The most cutting-edge and diagnostic tools for cancer, cardiovascular disease and neurodegenerative disease available to the public today. Mentions:Resource - Human Optimization Academy, https://bli.academy Education - Labs 101, https://bli.academy/labs-101/ Person - Dr Eric Verdin, https://www.buckinstitute.org/lab/verdin-lab/Product - HUME Scale, https://humehealth.com/ Diagnostic - Cleerly, https://cleerlyhealth.com Diagnostic - Galleri, https://www.galleri.com Diagnostic - WAVI, https://wavimed.comPerson - Dr Dayan Goodenowe, https://drgoodenowe.comSupport the showFollow Steve's socials: Instagram | LinkedIn | YouTube | Facebook | Twitter | TikTokSupport the show on Patreon:As much as we love doing it, there are costs involved and any contribution will allow us to keep going and keep finding the best guests in the world to share their health expertise with you. I'd be grateful and feel so blessed by your support: https://www.patreon.com/MadeToThriveShowSend me a WhatsApp to +27 64 871 0308. Disclaimer: Please see the link for our disclaimer policy for all of our content: https://madetothrive.co.za/terms-and-conditions-and-privacy-policy/
Conviértete en un seguidor de este podcast: https://www.spreaker.com/podcast/desde-la-adiccion--5799295/support.Nos vemos en los comentarios
Scott Hulme grew up wanting to be a cowboy. A lot of us know that it takes lots of hustle to make it in that lifestyle and that's exactly what Scott does, hustle. Scott trains horses, cutters mostly, ranches, and also builds and sells some tack. He's working on building a ranch for his family,which a lot of people would say you can't do in today's age, but Scott is and he tells us how he's doing through relationships, hard work, and also trading up into a ranch.Review Wizard:https://www.reviewwizard.io/io-demo486587?am_id=crockett9437Sponsorship:https://form.jotform.com/251243256767057Diversified Payments:https://www.diversifiedpayments.com/wealthycowboyThe Wealthy Cowboy Mastermind:https://www.skool.com/the-wealthy-cowboy-mastermind-1608/about
The Einstein of Wall Street, Peter Tuchman, talks about everything he sees as pivotal to markets ahead. He points to the waterfall of economic data investors will get once the government reopens as critical to outlook, particularly in the eyes of the FOMC and interest rate cuts. Peter also urges investors "tune out the noise" and pay attention to metrics. He explains why investors overreacted to SoftBank's unloading of Nvidia (NVDA) shares and turns to prior commentary from SoftBank's CEO behind his reasoning.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
This week on The Shakeout Podcast, we're tackling the sensitive topic of sensitive tummies, diving into an exploration of the science behind gastrointestinal distress and learning how runners of all abilities can turn their fuelling, nutrition, and the inner workings of their gut from a weakness into a strength. Sharing her from her extensive experience is Jessalyn O'Donnell. As a registered sports dietitian, Jessalyn has helped countless members of Canada's national teams achieve success at Olympic, Paralympic and World Championship competition through optimizing their nutrition strategies. She joins the show today to share the same tools used by elite athletes with runners of all abilities, helping you get the most out of every run by listening to your gut. Subscribe to The Shakeout Podcast feed on Apple, Spotify, YouTube or wherever you find your podcasts.Shop now at Altitude Sports and enjoy up to 20% off your first order with the promo code “shakeout” Click here to order
Allie Vasquez shares her powerful journey from teacher to top-producing agent, proving that real success comes from self-discipline, authenticity, and the courage to build a life that fits your true purpose.See full article: https://www.unitedstatesrealestateinvestor.com/rising-strong-the-power-of-self-discipline-and-authentic-living-with-allie-vasquez/(00:00) - Welcome Back to The REI Agent Podcast(00:08) - Guest Introduction: Allie Vasquez from Frederick, Maryland(00:17) - Allie Shares Her Journey in Real Estate(00:29) - From Buyer's Agent to Listing Leader(01:16) - Why Allie Feels Her Best After 10 Years in Real Estate(01:38) - The Myth of the Perfect Morning Routine(02:29) - Mental Health, Motherhood, and Finding a Realistic Balance(03:41) - Erica's Perspective on Self-Compassion and Adjusted Expectations(04:23) - The Importance of Listening to Your Needs(05:19) - Seasonality of Life and Self-Grace in Business(06:01) - Acts of Service as Compassionate Gifts(06:26) - Giving Practical Help to Others in Need(06:50) - Breaking Free from the Superhero Complex(07:06) - The Lies We Tell Ourselves as Agents(09:14) - Taking Total Ownership and Responsibility for Outcomes(10:20) - The Leap: Quitting Teaching to Pursue Real Estate Full-Time(11:11) - Burn the Boats: No Backup Plan(12:21) - Freedom Through Focus and Necessity(13:01) - Cutting the Safety Net and Mental Commitment(14:01) - Burning Bridges and Building a New Career Path(14:46) - Adjusting to the Entrepreneurial Mindset(15:36) - From Trailer Parks to Success Stories: Allie's Early Clients(17:30) - Building Community Through Cultural Connection(18:47) - Spanish Language as a Bridge to Opportunity(19:01) - The Birth of a Niche: Serving the Latino Community(20:21) - Leaving the Team and Building Solo Success(22:16) - Teaching Meets Real Estate: Shared Paths with Mattias(24:08) - The Power of Social Media and Authentic Branding(24:55) - Filtering Clients Through Authenticity(25:21) - Learning to Fire Clients with Confidence(25:30) - Why Allie Fired Her Entire Team(25:39) - Teaching vs. Leadership: Lessons Learned(27:00) - Discipline Over Motivation: Finding the Right People(27:47) - Recruitment Reality: Who Really Wants You?(28:30) - Quality Over Quantity in Team Building(29:02) - Teach a Man to Fish: Building True Independence(29:08) - The Flashy Trap of Real Estate Recruiting(30:25) - Surviving and Thriving Through Market Shifts(31:16) - The Competitive Fire That Fuels Success(31:23) - Golden Nuggets: The Power of Picking Up the Phone(33:08) - Finding Your “Layup” in Real Estate(33:44) - Simplicity Wins: The Free Tools That Build Business(34:15) - The Forgotten Art of Connection(34:26) - The Case for Reading Fiction(35:48) - “Discipline Is Destiny” and the Power of Small Habits(38:33) - Lessons from History and the Queen's Discipline(39:54) - Doing What You Don't Want to Do Builds Strength(40:31) - The Goggins Debate: Discipline vs. Extremes(41:41) - Consistency Creates Confidence and Cash Flow(42:16) - Candy Motivation: How Allie Turned Prospecting into a Game(44:07) - Authentic Conversations and Building Real Relationships(44:17) - Where to Find and Follow Allie Vasquez(45:01) - Closing Thoughts and Final Words(45:07) - Outro and DisclaimerContact Allie Vasquezhttps://allievrealty.com/https://youtube.com/@WalkersvilleLiving Remember, your best life starts the moment you choose authenticity over perfection. Keep building your discipline, your purpose, and your peace. To learn more, visit https://reiagent.com
Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring. Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates. GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:00 Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education Speaker 1 0:27 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:13 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:29 Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment. Speaker 2 2:58 We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much. Speaker 3 3:40 First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264, Keith Weinhold 8:11 now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well. Keith Weinhold 12:43 Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me. Keith Weinhold 17:03 Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case. Keith Weinhold 18:17 next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life. Keith Weinhold 20:04 But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest. Keith Weinhold 20:23 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989, Keith Weinhold 21:34 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com John Lee Dumas 22:08 this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education. Keith Weinhold 22:22 So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa, Naresh Vissa 23:24 thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure, Keith Weinhold 23:42 real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective. Naresh Vissa 24:15 We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up. Keith Weinhold 29:51 Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there? Naresh Vissa 32:35 No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down. Keith Weinhold 35:42 We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal. Naresh Vissa 37:06 Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much. Keith Weinhold 40:22 Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh? Naresh Vissa 42:45 Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday, Keith Weinhold 44:31 major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show. Naresh Vissa 44:43 Thanks a lot. Keith Keith Weinhold 44:50 oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 46:59 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You Keith Weinhold 47:27 The preceding program was brought to you by your home for wealth building, get richeducation.com
Jimmy Failla, host of Fox Across America on Fox News Radio (M-F Noon-3pm ET), Fox News Saturday Night with Jimmy Failla (10pm ET), and author of Cancel Culture Dictionary: An A to Z Guide to Winning the War on Fun, joined The Guy Benson Show today to react to Jimmy Kimmel's wife, Molly McNearney, admitting she's lost several relationships over their outward anti-Trumpism. Failla highlighted the stunning lack of self-awareness from the Kimmels, cutting off family and friends as McNearey is "angry all the time" about Trump, and discussed why so many on the left are becoming increasingly disconnected from anyone who disagrees with them politically. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices
California is standing at a defining moment — and Lewis Herms is stepping forward with a bold, uncompromising vision to take the Golden State back for We the People. In this powerful conversation, Michael Jaco welcomes Lewis Herms to lay out a transformational roadmap for California's future. Herms breaks down a people-first government, free from corrupt institutions, censorship, and bureaucratic overreach — a California where freedom, prosperity, and accountability rise again. Lewis reveals the core pillars of his movement:
Olympia 2025 for 212 bodybuilding shocked people. John Jewett took over Shaun's prep for Olympia and brought an unexpected package vs. Keone Pearson.The Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder: [ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]http://www.transcendcompany.com/nylenaygaRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program: https://www.nylenaygafitness.comTimestamps:00:00 – Intro02:31 - Catching up08:44 – Why Competing Overseas Is a Nightmare12:36 – Judge Feedback: Fuller + Chest/Quads20:51 – Shaun Clarida's Best Olympia Peak Ever24:00 – Rebounding After 2024 Olympia30:33 – Peak Week Strategy: Simple Always Wins32:27 – Managing Backstage Chaos at Olympia36:20 – Zero Diuretics for Shaun Clarida41:15 – Peaking Pro Tip: Start Simple44:41 – Data Logging = Perfect Peaks45:30 – Shaun's 182lb Magic Window48:53 – Fake GH? What Happens When It's Pulled50:01 – Clen Mistakes & Monster Carb Loads56:00 – Simple Peaks Beat Complicated Protocols58:30 – Martin Fitzwater's MONSTER Fill-Out01:00:47 – Sodium Strategy: 3–5g Daily01:06:57 – Backstage Snacks: Glucose vs Fructose01:12:10 – The 3-Exercise Pump Routine01:18:33 – Winstrol Experiment: Fuller but Softer01:25:28 – If You Could Only Run One Steroid…01:26:51 – SuperDrol: Bull Mode01:32:23 – Shaun's Training: Less Volume, More Gains01:38:40 – Fasted vs Fed Cardio01:43:04 – Steady-State Wins for Conditioning01:50:42 – Cutting the GI Protocol Down01:58:22 – Retatrutide Update & Lipid Focus02:00:14 – Masteron Muscle Myth Busted02:04:16 – Biggest Regret: Should've Hired a Coach02:06:09 – Pro Life: Keep Showing Up02:16:24 – Final Message
The best gifts are the ones that represent, in some way, something of the giver and something of a receiver. So, each Christmas, I find some way to give my kids a personalized gift, something that'll make a memory, something that represents something of me and of them The post SILY 671- Eraser Boogers appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured President Trump proposes a bold shift in healthcare policy — redirecting Obamacare subsidies away from insurance companies and straight into Americans' hands to buy their own coverage. But would that fix rising healthcare costs or just reshuffle who gets the money? In this episode of Watchdog on Wall Street, we break down Trump's tweet, the deeper flaws in the Affordable Care Act, and why real insurance — true risk-based coverage — disappeared long before Obamacare ever arrived. From high-risk pools to Rand Paul's “Costco healthcare” idea, we explore what genuine reform could look like and why Washington keeps missing the mark.
Edward R. Murrow Award–winning podcast Immigration Crisis: The Fight for the Southern Border takes you to Eagle Pass, where razor wire and shipping containers still line the Rio Grande. Emmy-winning investigative journalist Yami Virgin then speaks with Texas Tech Professor Jeffrey Corn about whether the U.S. has gone too far and what happens when border security collides with the Constitution. Edited by Paul Sanchez.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Albert Taylor Ph. D is an aeronautical engineer and scientist who spent almost two decades evaluating satellite system designs and many confidential government programs. Currently a metaphysical researcher, Taylor is an active member of the International Association of Near Death Studies, and a participant in the Monroe Institute's Voyagers program. He lives in Los Angeles. Albert's book Soul Traveler talks of his own out-of-body experiences and much more. Beyond that, he is a robotics expert, and has been creating robots to hunt for ghosts and other paranormal phenomena. We talk about all of this during this show. Albert Taylor performed development engineering on a top secret program which has since become known as the F-117A Stealth Fighter. He evaluated satellite system designs in support of former President Reagan's Strategic Defense Initiative (SDI) or Star Wars. During the late 1980's Taylor taught Logistics Engineering at Cerritos College, California. He has also served as a volunteer art instructor at St. Paul's Elementary School in West Los Angeles. Taylor's art work has been exhibited in Southern California galleries. In 1992 he developed two prototype computers, and started a company called Phoenix Computers Systems, which he still owns today. Check out his website at www.AlbertTaylor.com Hosted on Acast. See acast.com/privacy for more information.
Cutting Through the Matrix with Alan Watt Podcast (.xml Format)
--{ "If you build it..."}-- What is the new project Melissa is working on? Who are Darick and Ula Chamberlain and when did they conceive this project? Original Talk Jan. 28, 2009 - Balfour Declaration, Rothschild - Dispensationalism, Premillenialism, Scofield Bible - Supersessionism, the New Covenant of Christianity, Spiritual Israel - Carroll Quigley's Tragedy and Hope; Anglo-American Establishment - Ronald Reagan, Jeane Kirkpatrick - George W. Bush, Gog and Magog, Nine/Eleven - World Religions and Bible Prophecy - World War I - Protests against Netanyahu - Iran, Baha-i Faith - Armageddon - Phospherous Bombs - Royal Institute of International Affairs, Chatham House; Council on Foreign Relations; Cecil Rhodes, Milner's Kindergarten, Round Table movement - Edward Bernays, League of Nations - Mandate for Palestine - Global Citizenship, Rockefeller - Brzezinski, Mujahadin - Ronald Storrs, Milner Group, RIIA, Balfour, "Ulster in the Middle East" - Young Turks, Ottoman Empire - Zionism - Birth Control, Abortion - Radical Music - Peter Wright's book, Spycatcher, Rothschild.
Alcohol-related deaths have nearly doubled in 25 years, claiming over 54,000 lives in 2021 alone The steepest rise in alcohol-related deaths is seen among Native Americans, women, and young adults. Aggressive marketing, cultural shifts, and limited access to support make these groups especially vulnerable The COVID-19 pandemic magnified this emergency. Isolation, stress, and disrupted recovery services fueled relapses and dangerous drinking patterns Alcohol's long-term effects on the body are anything but benign. It damages your brain, destroys your liver, disrupts your ability to heal, and raises your risk of cancer Cutting off alcohol completely is the most powerful step you can take for health. Eliminating it restores resilience, prevents premature death, and gives your body the chance to thrive again
President Donald Trump is set to meet with Hungarian Prime Minister Viktor Orban at the White House on Friday. It is the first bilateral meeting between the two leaders since Trump's return to office in January. The two leaders are expected to discuss Hungary's reliance on Russian oil. Trump has insisted that European nations stop buying Russian petroleum products as a way of slashing Moscow's funding for its war in Ukraine.Some 40 airports across the United States are being forced to decrease the number of flights, starting on Friday. The Federal Aviation Administration (FAA) announced the decision on Wednesday, as it struggles with personnel shortages due to the ongoing government shutdown.
What if the words you use every day are quietly deciding your success? In this episode of Unemployable with Jeff Dudan, we're joined by one of the most powerful communicators on the planet — Phil M. Jones, the legendary author of Exactly What to Say and one of the world's most in-demand speakers and sales trainers. Phil has taught millions of people across 59 countries how to transform results in business, relationships, and leadership — simply by mastering the language of influence. From boardrooms to living rooms, Phil shows how the right words, spoken with intention, can change everything — your income, your impact, and your relationships. You'll learn how to create tension that drives attention, how to lead critical conversations with empathy and precision, and how to make every word you speak truly count. If you've ever lost a sale, fumbled a tough talk, or felt unheard, this episode will change the way you think about communication forever.
What if the words you use every day are quietly deciding your success? In this episode of Unemployable with Jeff Dudan, we're joined by one of the most powerful communicators on the planet — Phil M. Jones, the legendary author of Exactly What to Say and one of the world's most in-demand speakers and sales trainers. Phil has taught millions of people across 59 countries how to transform results in business, relationships, and leadership — simply by mastering the language of influence. From boardrooms to living rooms, Phil shows how the right words, spoken with intention, can change everything — your income, your impact, and your relationships. You'll learn how to create tension that drives attention, how to lead critical conversations with empathy and precision, and how to make every word you speak truly count. If you've ever lost a sale, fumbled a tough talk, or felt unheard, this episode will change the way you think about communication forever.
Join us this week as we talk about “Everything in Its Right Place” - finally an episode centered on Lincoln! We discuss how the theme of the episode is centered around Lincoln searching for belonging, a struggle that he has been experiencing for several episodes now. The post S4E17 Everything in Its Right Place appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Mike Sanders joins Morning Movers to discuss the economic landscape heading into year-end. He talks about the Fed's rate-cut outlook and calculations the central bank takes with a perceived lack of economic data, noting that December's meeting has a 70% chance of a rate cut. Mike says we're seeing a mixed to slightly weakening labor market, citing recent ADP and Challenger Job Cuts data points as enough data for the Fed to make a decision. Later, he highlights the significance of the 4% level for the 10-year yield.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
With federal SNAP benefits stalling, food insecurity is rising sharply across Silicon Valley. In this episode, we sit down with Leslie Bacho, CEO of Second Harvest of Silicon Valley, to talk about the growing demand for food assistance, the human toll of federal funding cuts and what can be done to ensure no one in our community goes hungry.
‘Zero means zero' budget sends Vancouver back to basics, cutting about 400 jobs (0:52) Guest: Dan Fumano, City Columnist for Vancouver Sun and The Province Supreme Court dismisses ostrich farm's appeal to prevent cull (9:31) Guest: Jason Tetro, Host of the Super Awesome Science Show, Microbiologist with expertise in emerging pathogens Conservative MP Matt Jeneroux resigns from Parliament (19:33) Guest: Mackenzie Gray, Global News Ottawa Correspondent Richmond real estate company calls for Cowichan Tribes case to be reopened (27:53) Guest: Robin Junger, Counsel, Indigenous Law with McMillan LLP, representing Montrose Properties Learn more about your ad choices. Visit megaphone.fm/adchoices
On the show: -Man outside my window??!! -Everyone has a lonely Thanksgiving at least one time in their life -Is Boscov's having second thoughts about coming to Rochester after this happened -Scam or Not? Pinhole glasses -New seasonal Starbucks mug causing mayhem -Jerk or Justified? Cutting in line -Win the Day with James Whittaker- Tricks to staying motivated -Honesty Box -Bills Trivia to Kick off the Weekend!
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The Trump Administration is threatening to reduce air traffic at 40 airports across the United States, impacting thousands of flights. Plus, Congresswoman Majorie Taylor Greene is our special guest. We ask her about the shutdown, the Epstein files, and whether she has any thoughts of leaving the GOP Learn more about your ad choices. Visit podcastchoices.com/adchoices
I'm Josh Kopel, a Michelin-awarded restaurateur and the creator of the Restaurant Scaling System. I've spent decades in the industry, building, scaling, and coaching restaurants to become more profitable and sustainable. On this show, I cut through the noise to give you real, actionable strategies that help independent restaurant owners run smarter, more successful businesses.In this episode, I dig into how smart menu design can completely transform your restaurant's performance. I explain how structure, storytelling, and price positioning shape the guest experience and directly impact profitability. You'll learn how to streamline decisions, highlight your most profitable items, and turn your menu into one of your most powerful marketing tools. TakeawaysStructure is key to a profitable menu.Cutting choices, not items, improves decision-making.Menus should guide the guest's journey logically.Price positioning enhances perceived value.Storytelling in menu descriptions increases sales.Emotional language resonates more than technical jargon.Observing guest behavior can identify menu choke points.Clear section headings improve menu navigation.Pricing anchors make items feel more affordable.Redesigning menus can reduce decision time.Chapters00:00 Introduction to Restaurant Marketing Masterclass01:02 Understanding Menu Structure for Profitability03:17 Designing Menus for Decision Efficiency05:12 The Importance of Price Positioning06:11 Crafting Emotional Menu Descriptions07:38 Actionable Steps to Improve Your MenuIf you've got a marketing or profitability related question for me, email me directly at josh@joshkopel.com and include Office Hours in the subject line. If you'd like to scale the profitability of your restaurant in only 5 days, sign up for our FREE 5 Day Restaurant Profitability Challenge by visiting https://joshkopel.com.
The FAA plans to reduce air traffic by 10% across 40 major airports amid the longest government shutdown in U.S. history. Also, the latest on the investigation into the deadly UPS cargo plane crash in Louisville, Kentucky. Plus, jury deliberations are underway in the $40 million lawsuit filed by former Virginia teacher Abby Zwerner, who was shot by her 6-year-old student. And, new details emerge on a possible deal to lower the monthly cost of certain weight-loss drugs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
FAA says it's cutting thousands of flights a day starting this week due to shutdown. Child care worker detained by ICE inside a Chicago day care as children watched. Jury deliberates in assault case against DC man who threw sandwich at federal agent in viral video. What is an Econocrat? UPS cargo-plane crash investigation continues near Louisville airport. Nancy Pelosi announces retirement after decades in US Congress.
Started great, we all agreed, but not enough pace for Speed.Next week: Speed Racer (152 - "Race Around the World, Part 2")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/BHWOZHl4ohA Hosted on Acast. See acast.com/privacy for more information.
Amy King hosts your Thursday Wake Up Call. ABC News national correspondent Jim Ryan opens the show talking about FAA cutting thousands of flights starting Friday due to the government shutdown. ABC News reporter Steven Portnoy speaks on the Supreme Court and Trump administration’s arguments regarding tariffs. We ‘Get in Your Business’ with Bloomberg’s Denise Pelegrini discussing how the markets are looking today. The show closes with Amy talking with President of the Brad Kaminsky Foundation Lisa Millar about the upcoming 18th annual Heroes of Hope Race for brain tumor research.See omnystudio.com/listener for privacy information.
Tom White begins the day with a look at the government shutdown's latest ripple effects: cancelled flights. The FAA announced it would trim 10% of flights at 40 U.S. airports on Friday, impacting airliners like American (AAL), United (UAL), Southwest (LUV) and Delta (DAL). Tom later looks at commentary from Nvidia (NVDA) CEO Jensen Huang regarding the A.I. race between the U.S. and China. Sticking with the A.I. theme, Tom later examines the post-earnings move in Qualcomm (QCOM).======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Please enjoy the second part of our conversation with Maja Vujinovic where we break down staking, the evolving crypto regulatory environment, and how the emergence of AI could influence blockchains. Maja is the CEO of Digital Assets at FG Nexus, which trades under the symbol FGNX and specializes in ETH accumulation, yield generation and real-world asset tokenization. She's been a pioneer in financial innovation for nearly two decades and helped shape the crypto industry from its earliest days.Part 1 came out last week, and you might want to go back and listen if you haven't already, especially if you don't have a strong understanding of crypto and blockchain technology. Highlights:How does staking work? (2:00)How regulation is evolving (5:28)Geopolitical impacts (7:57)How will AI impact blockchains? (11:11)What it's like being a crypto expert (14:10)What sets FG Nexus apart? (15:21)Links:Maja's LinkedInFG Nexus LinkedInFG Nexus WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.
Guess that movieOpening Takes: Ohtani played everyone & WS rollercoaster, Cutting the cord being the biggest scam in modern US historyTom Brady clones dogMJ on load management College football week 10 recapNFL week 9 recapParlay to Poverty
Warner Bros. Discovery is at the center of a new streaming industry showdown, as Netflix and Comcast both weigh bids for the studio giant. Meanwhile, YouTube smashes another revenue record, Disney and ESPN go dark on YouTube TV, and Stranger Things prepares its long-awaited finale.This week on The FULL Experience: Speed Racer (134 - "The Race for Life")Next week: Speed Racer (152 - "Race Around the World, Part 2")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/zF1PsS8vhPs Hosted on Acast. See acast.com/privacy for more information.
Steve Forbes explains why the Federal Reserve must continue cutting rates despite Fed Chair Jerome Powell's hesitance to do so, warning that failure would cause the stock market's bull run to turn bearish. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Cutting through the headlines with humor, common sense, and zero spin. If it's in the news, we've got something to say about it.
Seriah and RPJ are joined by Drew Salazar to talk about his UFO Research and his blog. We delve into ideas of back engineering UFO's and what the phenomena looks like viewed through a more esoteric lens. Outro Music is Don O'Malley with The Bus Going Home. Hosted on Acast. See acast.com/privacy for more information.
Cutting through the headlines with humor, common sense, and zero spin. If it's in the news, we've got something to say about it.
The Fed cuts rates, and mortgage rates go up. Then they do it again, and rates…go back up. How does this keep happening? Has the Fed lost complete control over mortgage rates? The Fed has now cut rates twice in 2025, and we're hovering around the same (if not slightly higher) mortgage rates as before the first cut. After last week's rate cut announcement, investors were surprised to see that mortgages—once again—got even more expensive. But it's not because of what the Fed did—it was because of what they said, potentially foreshadowing a slower, longer path back to 5% mortgage rates. Dave is on to explain why mortgage rates moved in the opposite direction, why we could be stuck with higher mortgage rates for longer, and the two things that need to happen for mortgage rates to break back into the 5% range. Plus, he'll share three realistic scenarios that could cause rates to move in different directions and what could trigger each. The Fed meeting announcement explained and why mortgage rates went up The real reason why we're not seeing mortgage rates fall below 6% Alarming corporate layoffs and whether this is a warning sign for the entire economy Some good/bad news about inflation and the cities that are faring the worst Three likely mortgage rate scenarios that could send rates in different directions, without the Fed making moves And So Much More! In This Episode We Cover Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textA single pricing decision can change the fate of a company—and the families it serves. Camille sits down with Mary Fusillo, CEO of Family Solutions International, to trace her path from ER nurse and ICU leader to fertility entrepreneur who rethought pricing, unbundled services, and built a national program that gives intended parents real choice without losing the human touch.We walk through the evolution of egg donation, from early, limited options to today's transparent, data-rich matching with deep health histories and video profiles. Mary breaks down who uses donor eggs now—women facing diminished ovarian reserve, single dads, and same-sex couples—and why fresh donor cycles often deliver stronger pregnancy rates than frozen eggs. If you're career-focused and considering kids later, you'll get actionable guidance on timelines, realistic success odds, and the true costs of egg freezing, plus how employer benefits can help. For donors, Mary explains safety, physiology, and the ethical guardrails that cap cycles to protect health and genetic diversity.On the business side, Mary shares the hard-won lessons: why being “the cheapest” slowed growth, how a simple whiteboard session revealed the power of raising prices slightly above average, and how unbundling legal, psych, and escrow fees clarified value while improving margins. Cutting credit card fees, automating CRM touchpoints, and keeping interviews personal turned a scrappy startup into a trusted resource. She also opens up about boundaries, timers, and a weekend ritual of real rest that kept her present for her twins and resilient through 18 years of entrepreneurship.If you're building a service brand or navigating fertility choices, this conversation blends strategy, science, and empathy. Hit follow, share with a friend who needs it, and leave a quick review—your support helps more people find clear answers and the courage to value their work.
State Representative Bill G. Schuette joins Steve to discuss House Republicans' new Red Tape Reduction Initiative, a sweeping, bipartisan package aimed at cutting unnecessary regulations, streamlining licensing, and making Michigan more affordable for families and businesses. Schuette explains how these reforms can boost job creation, reduce costs, and bring new energy to a state struggling with population stagnation.
In the 2nd hour of today's show, the guys discuss the decision to cut Parker Romo. Falcons capable of stopping Colts run game, but will they?
Text us a comment or question!Think you're eating clean? Think again. In this special Monday Mile edition of The Over 50 Health & Wellness Show, Coach Kevin takes you inside a real Silver Edge Collective coaching call — where our community took on a powerful nutrition challenge inspired by Dr. Casey Means' book Good Energy. The challenge was simple — but not easy. Over four weeks, members systematically removed sugar, refined grains, and industrial seed oils from their diets. What started as a fun experiment quickly turned into an eye-opening wake-up call about how much “healthy” food is secretly ultra-processed. Join Kevin and the team as they share honest stories, surprising discoveries, and practical insights from week one — no added sugar or sweeteners. You'll learn what foods tripped them up, what shifted in their cravings and energy, and why food awareness (not perfection) is the real secret to sustainable health. In This Episode, You'll Discover:Why even the healthiest eaters are often fooled by hidden sugarsThe surprising sources of sweeteners sneaking into your daily routineHow a “no sugar” week can reset your taste buds and boost your energyWhy awareness — not restriction — is the key to long-term successA simple 3-week challenge you can start today to clean up your metabolism before the holidays Challenge of the WeekTry your own Good Energy Reset!*Week 1: Eliminate all sugar and sweeteners (yes, even the “healthy” ones)Week 2: Ditch refined grainsWeek 3: Cut out processed seed oils Notice how your body responds — and what foods sneak into your day without you realizing it. Listen NowLace up your sneakers, hit play, and walk your first mile of the week with Coach Kevin.This quick episode will help you cut the crap, reset your metabolism, and start your week strong!
Cutting Off the CCP: Deterrence Through Nuclear Proliferation and Total Economic Isolation. Jim Fanell and Brad Thayer discuss critical, urgent actions required to counter the PRC's strategic forces threat. Given the severe strategic mismatch, Fanell argues that warfighting proliferation must be considered, suggesting nuclear capabilities and proliferation in Seoul, Tokyo, and even Taiwan to change the calculus in Beijing and Washington. Thayer emphasizes that the current downturn in the PRC's economy presents an opportunity to accelerate Xi Jinping's fall, recommending a political warfare strategy focused on evicting Xi Jinping and the CCP from power. Fanell clarifies they are not recommending armed conflict, but rather a strategy of power politics and isolating the PRC, treating the CCP as an evil, pariah regime by denying them access to US money, stripping them of Most Favored Nation status, and removing them from the World Trade Organization. The most important recommendation is the necessity for US leadership to admit failure as the critical first step to repairing damage to US authority and its allies.