Plan. Grow. Prosper.

Join Evergreen's Michael Kolb and Dwell's Jenn Lake as they discuss the transformative work of Dwell, a nonprofit dedicated to supporting foster, adoptive, and kinship families in Central Pennsylvania. Learn how community support can create lasting change, provide practical resources, and nurture families so every child can thrive in a safe and loving home. This inspiring conversation highlights the power of collaboration and how you can get involved in making a difference.

Today we talk about the benefits of private investments and institution portfolios and the difference of public and private investments. We also talk about the challenge of managing private investment cash flows and more!   If you have questions or concerns, we'd love to hear from you! Email Kate@egwealth.com with your questions.

On this episode we talk about Spending Policy! We are going to focus on balancing the needs of present and future through spending policies and more!   If you have questions or concerns, we'd love to hear from you! Email Kate@egwealth.com with your questions.

Let's discuss how you as a board member or a member of an endowment non profit organization, might want to structure your thinking surrounding investment management and board governance.    If you have questions or concerns, we'd love to hear from you! Email Kate@egwealth.com with your questions.

On This episode we're going to talk about board governance and the primary documents that are used in informing investment decisions and how you as a investment committee or board member should be thinking about your responsibility and your contribution and decision making process surrounding governance.   If you have questions or concerns, we'd love to hear from you! Email Kate@egwealth.com with your questions.

On this episode, We're going to cover several topics that relate to the best practices of institutional asset management with the goal of creating a process and program that lasts generations. 

This is your chance to get to know Todd Rishell! A new advisor that joined us in 2023. Get to know and learn a little bit about Todd in this podcast.    If you have questions or concerns, we'd love to hear from you! Email Kate@egwealth.com with your questions.

Finally Normal 2024!   Are we finally normal in 2024? Andy Harris and Derek Varner of Investment Research Partners sit down and have a discussion about 2024 and the implications around the new year! If you have questions or concerns, we'd love to hear from you! Email Kate@egwealth.com with your questions. https://www.egwealth.com Click the link below to read the whitepaper 2024 Outlook: Finally "Normal" https://evergreenwealthsolutions.com/resources/whitepapers/

Have you ever wondered what it takes to start and establish a non-profit? Davie Jane Gilmour, President Emeritus at Pennsylvania College of Technology, discusses with Ed her new business venture, DJG Opportunities.   DJG helps non-profits with governance, which includes strategy, leadership, and developing and defining a mission.  Focusing on the fundamentals first is a crucial step to lead the way for success.    If you have questions regarding not-for-profit governance, we'd love to hear from you! Email Kate@egwealth.com with your questions. https://www.egwealth.com

Did you know that philanthrophy can have just as much of an impact for the donor as it does the beneficiary?  Listen as Andy Harris & Jason McCahan, Director of Philanthropy at First Community Foundation Partnership, discuss how giving affects our local and regional communities and how your giving objectives can fit into your financial plan.  

Not unlike a budding marriage, it is important to set expectations out clearly when beginning a business partnership, or when buying or selling that business. Noel Anderson, Vice President of Executive Benefits at Madison Brokerage, is our guest for this topic. If you have questions about a business buy/sell agreement, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

It is vital to look at your investment portfolio on a regular basis to determine if the current investment classes are appropriate for the market and economic conditions going forward, and appropriate for your goals and risk tolerance. Michael Kolb, CFP®, a founding member of Evergreen Wealth Solutions, is our guest for this topic. If you have questions about assessing the performance of your investments, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

An important part of establishing investments within a portfolio involves setting up the appropriate allocation of funds amongst those various investment classes to achieve the client's goals. Michael Kolb, CFP®, a founding member of Evergreen Wealth Solutions, is our guest for this topic. If you have questions about the allocation of your investments, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

How should various asset classes - stocks, bonds, ETFs, and mutual funds - fit into your overall portfolio and goals? Part of our job here at Evergreen Wealth Solutions to is help educate our clients on these and other investment forms. Michael Kolb, CFP®, a founding member of Evergreen Wealth Solutions, is our guest for this topic. If you have questions about your investments, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Whether it be leased space, warehousing, convenience stores, brownfields, retail, or other types of commercial property, the central Pennsylvania market has it all. John Brindger, who has specialized in commercial real estate for close to 25 years, is our guest for this topic. If you have questions about commercial real estate, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Leadership coaching can provide vital input when planning a business exit or transition. Keith Kuzio, founder and principle of Intentional AdVennTures, LLC, is our guest for this topic. If you would like more information about business transition planning, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

EOS - the Entrepreneurial Operating System - is a simple, proven business operating system that can help your entrepreneurial organization clarify, simplify, and achieve its vision. Bill Stratton, a Certified EOS Implementer, is our guest for this topic. If you would like more information about how to apply EOS to your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Many regulated industries, including banking, insurance, investment firms, and many others, have strict requirements for digital security and compliance. Client data and personal information must be kept secure, and data storage and retrieval methods must be comply with state and federal laws. Fred Reck, founder, CEO, and President of InnoTek Computer Consulting, Inc., is our guest for this topic. If you have questions regarding cybersecurity for your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Among the most challenging business transitions is the management buyout. Seller financing, leadership skills of the new ownership team, and legal implications can make this a high-risk business transfer, requiring careful planning. Vance Antonacci, head of Estate Planning with McNees Wallace & Nurick, LLC, is our guest for this topic. If you have questions regarding a management buyout of your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

The process of transfering a family business can be very hard from an emotional perspective. There's a lot invested in the business and there can be several challenges. What's the best way to work through this process? In this episode, Ed Barone, EGW's Business Transition Advisor discusses options, challenges and offers best practices in working through the family business transfer with guest Vance Antonacci, head of Estate Planning with McNees Wallace & Nurick, LLC. If you have questions about establishing an ESOP for your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

There are several facets to consider when establishing an ESOP - Employee Stock Ownership Plan - for your business. Ownership stakes, tax implications, and ongoing compliance with regulations are just a few of the angles to consider. Richard Glassman, Partner of ESOP Plus®, is our guest as we discuss options for and implications of ESOPs. If you have questions about establishing an ESOP for your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

When it comes to selling a small or family-owned business, many questions come into play. Is the owner prepared? Is the family prepared? Are there plans in place? When is the right time to exit the business? Robert McCormack, founder of Murphy McCormack Capital Advisors, is our guest as we discuss options for and ramifications of selling your own business. If you have questions about selling your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

With the pending sale of a private business, the deal structure of the sale itself must be considered. The sale of business assets and stock also has its own tax and legal ramifications. Listen as Ed Barone, EGW's Business Transition Advisor discusses the sale of a private business with Kevin McGarry, CPA at Urish Popeck & Co., LLC, and Vance Antonacci, head of Estate Planning with McNees Wallace & Nurick, LLC.  If you have questions about selling your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

In this episode we are joined by John Leonetti, CEO of the International Exit Planning Association, recognized leader and educator in Exit Planning and the author of, Exiting Your Business, Protecting Your Wealth: A Strategic Guide For Owner's and Their Advisors. This episode is part of our podcast series focused on the process we built to help small business owners develop a business exit strategy. Are you ready for your exit? Tune in to learn the vital steps in our 6 Step Process for exit strategy and succession planning. Plan Grow Prosper. If you have questions about how we can help you plan, grow, or prosper as an individual or organization, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

When Evergreen Wealth Solutions was founded in 2015, the practice looked a lot different than it does today. A primary focus on helping individuals and families has always been the core of who we are. As our firm has grown, we are also now assisting businesses, institutions, and not-for-profit organizations manage and grow their portfolios and investment objectives. At Evergreen Wealth Solutions, we have always been, and will continue to be, a planning-cenric firm. But we also strongly believe that our clients and partners should grow, and have a prosperous mindset along the way. Plan. Grow. Prosper. If you have questions about how we can help you plan, grow, or prosper as an individual or organization, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

2022 is already off to a busy start - the pandemic is still with us, inflation is on the rise, and geopolitical strife is hitting eastern Europe. How should we evaluate the investment opportunities and mitigate risk when these and other factors fluctuate throughout the world economy? Michael and Kate discuss data-driven strategies we bring to bear in our economic analysis, from our active management philosophy to absorbing the macroeconomic environment. If you have questions, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

When it comes to selling a small or family-owned business, many questions come into play. Is the owner prepared? Is the family prepared? Are there plans in place? When is the right time to exit the business? Robert McCormack, founder of Murphy McCormack Capital Advisors, is our guest as we discuss options for and ramifications of selling your own business. If you have questions about selling your business, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Inflation can be caused by excessive demand for, or inadequate supply of, goods and services. These can range from mundane goods like food, clothing, and gas, to cars, homes, and even investments. Listen as Kate discusses the implications of inflation with special guest Derek Varner, CFA®. If you have questions about mitigating the risks of inflation in your portfolio, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

A community foundation works to help donors fulfill their philanthropic passion, and to support nonprofit organizations in their area. When donors come forward and are looking to invest funds in charitable giving, they often need help in guiding those funds to make the most impact. Listen as Ed and Kate discuss some of the charitable giving options available with special guest Jennifer D. Wilson, President & Chief Executive Officer of First Community Foundation Partnership of Pennsylvania (FCFP). If you have questions about allocating funds for charity, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

What should a business owner plan for when deciding how (or when, or if!) to sell or divest themselves from the business they created? How can the business owner extract value from the company, while taking care of their employees as well as their own heirs? Listen as Ed and Kate discuss these business options with special guest Marshall Welch, an EOS Implementer with a broad range of experience in helping businesses be more successful. If you have questions about your exit options as a business owner, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

The concept of "paying yourself first" comes down to a mindset - using the power of budgeting to find "missing money" that you can use to create wealth. Listen as Jim and Kate discuss the importance of putting your own financial goals and future first when budgeting your money. If you have questions about budgeting your money to create wealth through "paying yourself first", we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Estate planning and long term care planning are topics that can be uncomfortable to discuss at times, but that can make it all the more important to plan for. Join Andy as he sits down with Elizabeth White, a Certified Elder Law Attorney (CELA), to discuss long term care planning. If you have questions about long term care planning, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

What is cryptocurrency? And for that matter, what is currency? How does the exchange of cryptocurrency affect our everyday financial transactions? Should you consider holding or exchanging cryptocurrency as part of your portfolio? Join Michael and Kate as they discuss all things crypto! If you have questions about cryptocurrency, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Listen as Andy and Jim discuss a range of life insurance topics - everything from its history to the different types of and limitations on life insurance. At Evergreen Wealth Solutions, we analyze your complete financial situation, including your life insurance status, to help you achieve your goals. If you have questions about life insurance and how it plays a role in your financial picture, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

In this episode, Andy talks with Justin Duft, Director of Advanced Planning at Commonwealth Financial Network. Listen as we discuss estate planning in the Biden Era. Topics include estate taxes, steps to take when beginning to plan your estate, state vs. federal estate tax regulations, and stories of clients' estate planning challenges. If you have questions about investing in the current environment, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

The experts at Evergreen Wealth Solutions have deep knowledge and experience handling investing for institutions and not-for-profit organizations. Listen as we discuss three key areas - governance, portfolio management, and stakeholder engagement - that guide ourselves and our clients to meet their investment objectives. If you have questions about investing for institutions and not-for-profit organizations, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

When managing an investment portfolio, risk management is one of the most fundamental concepts to be considered to achieve your investment goals. Managing risk requires looking at a broad spectrum of factors, from longevity to life events to personal behaviors. Hedging against known risks - and diversifying against unknown risks - can set the stage for successful investing. If you have questions about the risk factors affecting your investments, we'd love to hear from you! Email kate@egwealth.com with your questions. https://www.egwealth.com

Investing in a company is the same as being a part-owner of that company. You share in the profits and, some would argue, this means you also share some responsibility to understand how those profits are generated. When folks want to feel good about how that profit is generated, and want to know that it aligns with their own personal ethics and beliefs, they have the option to invest based on their beliefs and their values. Learn more about what this means by listening to this podcast and then email us at kate@egwealth.com to learn more about how to get started.  https://www.egwealth.com 

Sometimes, it's a good thing to have a loss in the stock market.  YES -- you read that correctly.  Tune in as we unpack how the team at Evergreen focuses on tax efficiency through proper portfolio allocation, and not only returns, to achieve clients' financial goals.  If you have questions after this episode, we'd love to hear from you! Email kate@egwealth.com with your questions. 

The Evergreen Wealth Solutions investment committee is comprised of Evergreen team members and third-party advisors.  This group provides structure to how and where Evergreen invests and is focused on fulfilling the needs of every Evergreen client.  After you listen to the committee members in this episode, you can visit us online for more information. Or email us with any of your questions: kate@egwealth.com 

What is a net worth statement? Why is it important?  Income may afford you a way of life, but when you go to retire if your net worth cannot help you replace that income, your lifestyle may be in trouble.  Listen as the Evergreen team unpacks how to set up your own net worth statement and when you may need one.  Check out these additional resources on building your net worth statement. 

Most everyone understands the value of a household budget. However, it's rare that people have a true accounting for every dollar that comes in and out of their bank account.  In this episode, the Evergreen teams talks about the benefits of budgeting, how to properly organize a budget, and why a budget is key to financial freedom.  Check out these additional resources on Budgeting. 

In this episode of the podcast, Kate sits down with Andrew Harris, founder and president of Evergreen Wealth Solutions.  Kate and Andrew talk about "how" and "why" the company was founded, the mission of the firm, and how they landed on Evergreen Wealth Solutions for a name.  Read more about the Evergreen story here: https://www.evergreenwealthsolutions.com/evergreen-story