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In this episode, we discuss the optimism in the current environment around artificial intelligence, and we frame up what is expected from the first quarter earnings season, as we watch for a slowdown. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.
SMU coach Rhett Lashlee led the Mustangs to the AAC title last year - the program's final season in the conference. Quarterback Preston Stone and a potent offense is back in 2024 as they make the move to the ACC, and could be hunting for a championship in their new conference neighborhood. Lashlee and host Barrett Sallee sit down to preview the Mustangs season, discuss the move to the ACC, talk about time management coaches have to master and more. Follow on social media @BarrettSallee Twitter | YouTube | Facebook | Instagram | Threads | TikTok I am now a partner with BreakingT. If you want unique Braves or college football gear, check out the links below. I appreciate your support!!! Braves link: BreakingT.com/Barrett CFB Link: BreakingT.com/SmotheredAndCovered
In this episode, we continue our discussion about optimism around artificial intelligence and identify some additional headwinds that may lead us toward an economic slowdown. View the Investment Strategy Brief slides related to this episode, here Watch the video related to this episode, here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.comSee omnystudio.com/listener for privacy information.
In today's episode of the 2024 Outlook Series, host Craig Jeffery is joined by Edward Galvin, Head of B2B Commercial Payments Sales at VISA. They discuss the evolving treasury technology landscape, exploring key shifts and strategies for adaptation, as well as the challenges and opportunities posed by the rapid adoption of APIs and embedded banking. The 2024 Outlook Series features interviews with treasury experts about their expectations, projections, and insights for the year ahead. Find more 2024 Outlook Series episodes here. Growth Corporates Working Capital Index: https://visa-commercial-solutions.visa.com/knowledge-hub/report-working-capital-index
Overview: Tune into this week's special episode of Launch Financial joined by special guest and senior mortgage consultant at PHM Loans, Jody Eichenblatt. On this episode, we will discuss the 2024 spring housing market, outlook on interest rates and the impact it's having on homebuyers, and Jody's thoughts and tips on navigating your home purchase in this economic environment. For questions or inquiries, email info@shermanwealth.com. Show Notes: For more information about Jody and to reach him about questions from today's episode, visit www.jodyeichenblatt.com. Cell 973-951-8077, jody.eichenblatt@phmloans.com
Is it finally time for value stocks to shine after a mega run in growth stocks, fuelled by AI? Has the market changed its expectations around interest rate cuts by the Fed? And will the energy sector be the dark horse of 2024? Michelle Martin puts these questions and more to Cheng Chye Hsern, Head of Investment, Providend.See omnystudio.com/listener for privacy information.
USA TODAY's Zachary Neel brings on Barrett Sallee from the College Football Covered and Smothered Podcast to talk about the proposed "Super League" in college football and how the sport should adjust things going forward. The two also discuss the early outlook for the Oregon Ducks going into the 2024 season before Neel breaks down the hiring of Ra'Shaad Samples.
In this episode, we review the concepts of artificial intelligence (AI) and profile a number of exciting applications helping to fuel the growing optimism around AI. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.
In today's episode of the 2024 Outlook Series, host Craig Jeffery is joined by Todd Yoder, EVP and CFO at S&B USA, to discuss treasury's value-add opportunities and what CFOs want. Starting from an accounting background and progressing to his current CFO role, Todd Yoder shares insights he's learned along the way about effective communication as a key value driver, as well as other ways treasurers can bring additional value to their organizations. The 2024 Outlook Series features interviews with treasury experts about their expectations, projections, and insights for the year ahead. Find more 2024 Outlook Series episodes here.
In this episode, we unpack the positive results of first quarter 2024 and further our discussion about how we're watching for a slowdown. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.
Faizal Bhana, Director for the Middle East, Africa and India at Jersey Finance, in conversation with Mona Doshi, Partner at Anjarwalla and Khanna LLP in Kenya, highlight pivotal insights from leading professionals in finance and law, underscoring the critical role of technology, sustainable finance and wealth planning in shaping Africa's future. They speak about the transformative power of fintech, which is driving innovation and financial inclusion across Africa, the vital importance of integrating sustainable finance into strategies to protect our planet while safeguarding wealth and the significance of wealth planning for family businesses. The episode provides a comprehensive roadmap for securing family futures in Kenya, emphasising the importance of professional legal advice.
Over the last 12-18 months, the healthcare services market has shown remarkable dynamism. While many headwinds remain, the sector is not experiencing the same resistance as in 2023. The prevailing perception suggests that interest rates will either remain stable or gradually decline. Despite a cooling inflation rate, the industry continues to grapple with escalating costs, impacting margins and labor dynamics across various sectors. In this episode, Provident's Managing Director, Scott Davis, and Vice President, Kevin McDermott, are joined by Reggie Zachariah, Shareholder at law firm Greenberg Traurig, for insightful analysis and strategic perspectives on what we can expect from the healthcare services market in 2024, and a thoughtful reflection on 2023.
Episode 277 - BKAN, NCAA Tourney Update, Guards 2024 Outlook, Cavs?, In Other News by Living Off The Land
Jenny Constantine is a spiritual seeker, tarot reader & all around awesome human. We discuss her experience in a WASP boarding school with the recent release of The Program docu series currently on Netflix, Thoth Tarot & thoughts on this upcoming year. Link to Jenny's Instagram:https://www.instagram.com/spacewitch45?igsh=MWh2Y2NvaGYycDgxLink to Jenny's Facebook:https://www.facebook.com/profile.php?id=100073047722112
In this episode, we unpack the results of the Fed meeting and the release of the Fed's March Summary of Economic Projections. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.
Vinny and TLew run through the Mariners current roster, top storylines to follow & top prospects ... maybe a wild trade we'd like to see too?!Subscribe & tune in!
The boys discuss the LA Dodgers and their outlook going into 2024. They officially open the season against the Padres in Korea and we wanted to make sure we waited until the last minute to discuss them. We breakdown the top storylines, current roster breakdown & some potential prospects to make an impact this season.
Tune in as PwC specialists discuss the 2024 outlook for healthcare and how the sector can grow and innovate amid economic challenges and uncertainty. Key Topics include:Major forces impacting the sector: economic pressure, rising costs, labor shortage, and expensive drugsWays to overcome compression and deliver value: industry-wide transformation, tech enabled business model reinvention, transactions and deals to drive transformation, and building trustSpeakers: Laura Robinette, Health Industries Trust Solutions Leader, PwC, US Thom Bales, Health Services Leader, PwC, USJenny Colapietro, Health Industries Vice Chair, PwC, USFor more information, please visit us at: https://www.pwc.com/us/en/industries/health-industries/health-research-institute/next-in-health-podcast.html.
In this episode, we discuss the idea that economists and market experts appear even more positive looking forward, and how we're challenging ourselves to watch for a slowdown, especially with the consumer. View the Investment Strategy Brief slides related to this episode, here Watch the video related to this episode, here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.comSee omnystudio.com/listener for privacy information.
Steven Sipple from Husker Online joins the CFB All-America team to discuss the latest with Nebraska Football. They talk about Trev Albert's departure and then take a look at the 2024 Huskers. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Steven Sipple from Husker Online joins the CFB All-America team to discuss the latest with Nebraska Football. They talk about Trev Albert's departure and then take a look at the 2024 Huskers. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Emily Greene State Director of Americans for Prosperity PA joins Dawn LIVE! Emily expands on the mission for Americans for Prosperity - the top voting issues for PA in a pivotal swing state - while also expanding on the AFP Statement on the Border and AFP-PA Statement on Sec. Buttigieg's Visit to Philly - EMILY ALSO SPEAKS ON THE BORDER CRISIS, ECONOMY, INFLATION, STUDENT LOAN DEBT, AND MORE PIVOTAL VOTING ISSUES FOR 2024.. Emily Greene has always had an interest in politics and government. After graduating from the University of Pittsburgh, she immediately jumped head-first into political campaigns. Pennsylvania's political climate in 2016 provided her with an in-depth, hands-on experience in high-profile races, and she thrived in the fast-paced nature of the campaign lifestyle. After several campaign cycles and a healthy mix of wins and losses under her belt, Emily joined the Americans for Prosperity Pennsylvania team in 2018 in the Greater Pittsburgh region. Five years later, Emily now serves as Deputy State Director where she works to build policy coalitions in Harrisburg and fights for policy that allows Pennsylvanians to realize economic prosperity. Under the dome, Emily loves to take on policy fights that bring unique coalitions and unlikely partners to the table. Through broad-based partnerships, Emily fights for policy within the health care, regulatory reform, criminal justice, and better budgeting space. Emily is a 2019 graduate of the Anstine Series and an alumna of the American Council of Young Political Leaders. Though she'll always be a Steelers fan, Emily is a Philadelphia transplant, residing in Montgomery County. Tune in weekdays 10 AM - 12 PM to Talk Radio 1210 WPHT; or on the Audacy app!
On your Berkshire Hathaway Home Services Family Realty Podcast, realty expert, Adam Helgeson, is in the studio talking about his predictions for the 2024 market Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com #grandforksnd @grandforksnd @THECHAMBERGFEGF #realestate #market #equity #grandforksbestsource #grandcities @homesgrandforks #berkshirehathaway
Morgan Stanley's chief economists have their quarterly roundtable discussion, focusing on the state of inflation across global regions, the possible effect of the US election on the economy and more.----- Transcript -----Seth Carpenter: Welcome to Thoughts On the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist. On this episode, on this special episode of the podcast, we'll hold our second roundtable discussion covering Morgan Stanley's global economic outlook as we look into the second quarter of 2024.It's Thursday, March the 14th at 10 am in New York.Jens Eisenschmidt: And it's 2 pm in London.Chetan Ahya: And 10pm in Hong Kong.Seth Carpenter: Excellent. So, things around the world have changed significantly since our roundtable last quarter. US growth is notably stronger with few signs of a substantial slowdown. Inflation is falling, but giving some hints that things could stay -- maybe -- hotter for longer.In Europe, things are evolving mostly as anticipated, but energy prices are much lower, and some data suggest hope for a recovery. Meanwhile, in China, debt deflation risks are becoming a reality. And the last policy communication shows no sign of reflation. And finally, Japan continues to confirm the shift in equilibrium, and we are expecting the policy rate change imminently.So, let's dig into these developments. I am joined by the leaders of the economics team in key regions. Ellen Zentner is our Chief US Economist, and she's here with me in New York. Chetan Ahya is our Chief Asia Economist, and Jens Eisenschmidt is our Chief Europe Economist.Ellen, I'm going to start with you and the US. Have the stronger data fundamentally changed your view on the US economy or the Fed?Ellen Zentner: So, coming off of 2023, growth was just stronger than expected. And so, carrying that into 2024, we have revised upward our GDP forecast from 1.6 per cent Q4 over Q4 to 1.8 per cent. So already we've got stronger growth this year. We have not changed our inflation forecast though; because this could be another year of stronger data coming from supply side normalization, and in particular the labor market -- where it's come amid higher productivity and decelerating inflation. So, I think we're in store for another year like that. And I would say if I add risks, it would be risk to the upside on growth.Seth Carpenter: Okay, that makes sense. But if there's risk to the upside on growth -- surely there's some risk that the extra strength in growth, or even some of the slightly stronger inflation that we've seen, that all of that could persist; and the Fed could delay their first cut beyond the June meeting, which is what you've got penciled in for the first cut. So how do you think about the risks to the timing for the Fed?Ellen Zentner: So, I think you've got a strong backdrop for growth. You've got relatively easy financial conditions. And Fed policymakers have noted that that could pose upside risks to the economy and to inflation. And so, they're very carefully parsing every data point that comes in. Chair Powell said they need a bit more confidence on inflation coming down. And so that means that the year over year rate on core PCE -- their preferred measure of inflation -- needs to continue to take down.I think that the risk is more how long they stay on hold -- than if the next move is a hike, which investors have been very focused on. Do we get to that point? And so certainly if we don't see the next couple of months and further improvement, then I think it just does lead for a longer hold time for the Fed.Seth Carpenter: All right. A risk of a longer hold time. Chetan, how do you think about that risk?Chetan Ahya: That risk is important to consider. We recently published on the idea that Asian central banks will have to wait for the Fed. Even though inflation across Asia is settling back into target ranges, central banks appear to be concerned that real rate differentials versus US are negative and still widening, keeping Asian currencies relatively weak.This backdrop means that central banks are still concerned about future upside to inflation and that it may not durably stay within the target. Finally, growth momentum in Asia excluding China has been holding up despite the move in higher real rates -- allowing central banks more room to be patient before cutting rates.Seth Carpenter: I got it. Okay, so Jens, what about for the ECB? Does the same consideration apply if the Fed were to delay its cutting cycle?Jens Eisenschmidt: I'm glad you're asking that question, Seth, because that's sort of the single most asked question by our clients. And the answer is, well, yes and no. In our baseline, first of all, to stress this, the ECB cuts before the Fed, if only by a week. So, we think the ECB will go on June 6th to be precise. And what we have heard, last Thursday from the ECB meeting exactly confirms that point. The ECB is set to go in June, barring a major catastrophe on growth or disappointments on inflation.I think what is key if that effect cuts less than what Ellen expects currently; the ECB may also cut less later in the year than we expect.So just to be precise, we think about a hundred basis points. And of course, that may be subject to downward revision if the Fed decides to go later. So, it's not an idle or phenomenon. It's rather a rather a matter of degree.Seth Carpenter: Got it. Okay, so that's really helpful to put the, the Fed in the context of global central banks. But, Ellen, let me come back to you. If I'm going to look from here through the end of the year, I trip over the election. So, how are you thinking about what the US election means for the Fed and for the economy as a whole?Ellen Zentner: Sure. So, I think the important thing to remember is that the Fed has a domestic directive. And so, if there is something impacting the outlook -- regardless, election, geopolitics, anything -- then it comes under their purview to support the economy. And so, you know, best example I can give maybe is the Bush Gore election, when we didn't know who was going to be president for more than two months.And it had to go to the Supreme Court, and at that time, the uncertainty among households, among businesses on who will be the next president really created this air pocket in the economy. So that's sort of the best example I can give where an election was a bit disruptive, although the economy bounced back on the other side of that.Seth Carpenter: But can I push you there? So, it sounds like what you're saying is it's not the election per se that the Fed cares about. the Fed's not entering into the political fray. It's more what the ramification of the election is for the economy. Is that a fair statement?Ellen Zentner: Absolutely. Absolutely fair.Chetan Ahya: One issue the election does force us to confront is the prospect of geopolitical tension, and in particular the fact that President Trump has discussed further tariffs. For China, it is worth considering the implications, given the current weakness.Seth Carpenter: That's a really good point, Chetan, but before we even get there, maybe it's worth having you just give us a view on where things stand now in China. Is there hope of reflationary fiscal policy?Chetan Ahya: Unfortunately, doesn't seem like a lot right now. We have been highlighting that China needs to stimulate domestic demand with expansionary fiscal policy targeted towards boosting consumption. And it is in this context that we were closely watching policy announcement during the National People's Congress a couple of weeks ago.Unfortunately, the announcement in NPC suggests that there are very limited reflationary policies being implemented right now. More importantly, the broad policy focus remains firmly on supporting investment and the supply side; and not enough on the consumption side. So, it does seem that we are far away from getting that required reflationary and rebalancing policies we think is needed to lift China back to moderate 2 to 3 per cent inflation trajectory.Jens Eisenschmidt: I would jump in here and say that part of the ongoing weakness we see in Europe and in particularly Germany is tied to the slowdown in global trade and the weakness Chetan is talking about for China.Seth Carpenter: Okay, Jens, if you're going to jump in, that's great. Could you just let us know where do you think things go in Europe then for the rest of this year and into next year?Jens Eisenschmidt: So, we see indeed a small rebound. So, things are not looking great on numbers. But, you know, where we are coming from is close to recessionary territory; so everything that's up looks will look better.So, we have 0. 5 on year and year growth rates; 1 percent next year; 0.5 for this year. In terms of quarterly profiles -- so, essentially we are hitting at some point later this year a velocity between 0.2 to 0.3, which is close to potential growth for the Euro area, which we estimate at 1.1.Seth Carpenter: Got it. Okay, so outside of the U. S. then. China's week. Europe's lackluster Chetan, I gotta come back to you. Give us some good news. Talk to us about the outlook for Japan. We were early adopters of the Japan reflation story. What does it look like now?Chetan Ahya: Well, the outlook in Japan is the exact opposite of China. We are constructive on Japan's macro-outlook, and we see Japan transitioning to a moderate but sustainable inflation and higher normal GDP growth environment.Japan has already experienced one round of inflation and one round of wage growth. But to get to sustained inflation, we need to see wage growth to stay strong and more evidence of wage passing through to inflation. In this context, we are closely watching the next round of wage negotiations between the trade unions and the corporate sector.We expect the outcome of first round of negotiations to be announced on March 15th, and we think that this will reflect a strong acceleration in wage growth in Japan. And that, we think, will allow Japan's core inflation to be sustained at 1.5 to 1.75 per cent going forward.This rise in inflation will mean higher normal GDP growth and lower real interest rates, reviving the animal spirits and revitalize the corporate sector. We do see BOJ moving from negative rates to positive rates in March 19th policy meeting and later follow up with another 15 bps (basis points) hike in July policy meeting. But we think overall policy environment will remain accommodative supporting Japan's reflation story.Seth Carpenter: All right, that does make me feel a little bit better about the global economy outside of the US. But I'm seeing the indication from the producers, we've got to wrap up. So, I'm going to go to each of you, rapid fire questions. Give me two quick risks to your forecast. Ellen for the US…Ellen Zentner: All right. If we're wrong and the economy keeps growing faster, I think I would peg it on something like fiscal impulse, which has been difficult to get a handle on. Maybe throw in easier than expected financial conditions there that fuel the economy, fuel inflation. I think if we slow a lot more then it's likely because of some stresses in the banking sector.Let's think about CRE; we say it's contained, maybe it's not contained. And then also if companies decide that they do need to reduce headcounts because economic growth is weaker, and so we lose that narrative of employee retention.Seth Carpenter: Got it. Okay, Jens, you're up. Two risks.Jens Eisenschmidt: The key upside risk is clearly consumption. We have a muted part for consumption; but consumption isn't really back to where it has been pre-COVID or just barely so. So, there's certainly more way up and we could be simply wrong because our outlook is too muted.Downside, think of intensification of supply chain disruptions. Think about Red Sea. The news flow from there is not really encouraging. We have modeled this. We think so far so good. But if persists for longer or intensified, it could well be a downside risk because either inflation goes up and/or growth actually slows down.Seth Carpenter: Perfect. All right, Chetan, let me end with you and specifically with China. If we are going to be wrong on China, what would that look like?Chetan Ahya: We think there are two upside risks to our cautious view on China's macro-outlook. Number one, if global trade booms, that helps China to use its excess capacity and enables it to de-lever and lift its inflation. And number two, if we see a shift in the reflationary and rebalancing policies, such that there is aggressive increase in social expenditure on things like healthcare, education, and public housing. This would help households to unlock precautionary saving, boost consumption demand, and get China out of current deflationary environment.Seth Carpenter: Got it. Ellen, Chetan, Jens, thank you each for joining us today. And to the listener, thank you for listening. If you enjoy the show, please leave us a review wherever you listen to the show and share thoughts on the market with a friend or a colleague today.
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The boys are back to discuss a wild first day of NFL free agency and talk about where they see the Patriots and Panthers heading for 2024. Plus, listener mail!
DHL Group CEO Tobias Meyer says the company has no interest in acquiring DB Schenker, the Deutsche Bahn AG logistics unit that's up for sale. He spoke to Bloomberg's Tom Mackenzie.See omnystudio.com/listener for privacy information.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin interviews guests Megan Miller, Spencer Educational Foundation Executive Director, and Tandeka Nomvete, Spencer Educational Foundation External Engagement Director. They discuss the recent Spencer Day and Megan presents a brief history of the Spencer Educational Foundation. Megan and Tandeka review the various programs of Spencer and who benefits from them, the Spencer events coming up including those at RISKWORLD 2024 and the Spencer Gala on September 12th, 2024. Megan and Tandeka speak of their experiences as women in the risk and insurance industry and how that experience has evolved over the years. They discuss their hopes for DEI within the industry. Listen in for all that the Spencer Educational Foundation offers schools and organizations focusing on risk management and insurance. Key Takeaways: [:01] About RIMS and RIMScast. [:14] Public registration for RISKWORLD 2024 is now open. Explore infinite opportunities with RIMS from May 5th through May 8th, 2024, in San Diego, California. Register at RIMS.org/RISKWORLD. [:31] About today's EPISODE of RIMScast. We will be joined by leaders from the Spencer Educational Foundation and we'll discuss everything they do to ensure the future of the profession. [:53] The RIMS-CRMP is the only competency-based risk management credential. That matters because earning the certification shows employers and recruiters that you have the skills necessary to manage risk and create value for your organization. [1:09] Several Exam Prep virtual workshops are coming up. On March 19th and 20th, this two-day course will be presented with PARIMA. The next RIMS-CRMP-FED Exam Prep Virtual Workshop will be held from April 2nd through the 4th and led by Joe Mayo. Visit the certification page on RIMS.org for more information. A link is in these show notes. [1:39] If there is a full group of employees in your organization who should earn the RIMS-CRMP, visit RIMS.org/webinars and register for the complimentary webinar, How Deloitte Leveraged the RIMS-CRMP: A Fireside Chat. A link is on this episode's show notes. [1:58] We will have leaders from the RIMS-CRMP Commission and leaders from Deloitte, who will speak to why they supported several of their employees in earning the RIMS-CRMP. It will be a relaxed, informational session and a lot of fun. Mark your calendars for March 15th and register! [2:19] On March 20th at 9:00 a.m., Eastern, we have another informational session about Recertification: Keep Your RIMS-CRMP Active. I will be hosting that session, along with RIMS VP of Professional Development, Denise Osorio. If you have the CRMP and you don't want the credits to lapse, find out how to keep it active! The link is in the notes. [2:45] We are looking forward to RISKWORLD 2024 in sunny San Diego, California, from May 5th through May 8th, 2024. Public registration is open. Register today at RIMS.org/RISKWORLD and the link in this episode's show notes. [3:00] In the prior episode of RIMScast we had opening keynote Peter Diamandis join us. Check out that episode for just a taste of what's in store for RISKWORLD 2024. [3:16] The Spencer Educational Foundation was established in 1979 and remains the leading organization funding the education of future leaders in risk management and insurance. [3:27] My guests are two of the leaders of the Spencer Educational Foundation. Executive Director, Megan Miller rejoins us, and External Engagement Director Tandeka Nomvete makes her RIMScast debut. We're going to talk about the things that Spencer does to ensure the future of the profession and foster growth. [3:47] Against the backdrop of Women's History Month in March, we will discuss how the profession has evolved and how the professional landscape is leveling out. We're going to get a rundown of all the cool things and events that Spencer has coming up this year, starting with RISKWORLD. [4:06] Megan Miller and Tandeka Nomvete, welcome to RIMScast! [4:57] Spencer Day was on Monday, February 26th! They raised close to $10K, which allows them to award two additional scholarships this year. That's two more students who are studying risk management and insurance, whom we can help to fund their education, make sure they make it through, and get into the industry! A record day! [5:49] #SpencerDay is really catching on in the risk profession for organizations that want to boost their risk departments. [6:17] Megan tells of Spencer's history and purpose. It was founded over 45 years ago with two main goals: to fund the students and talent that are seeking to come into our industry and to attract more talent. Last year, Spencer awarded more program dollars than ever, raised a lot of money, and hit a high-water mark for the gala. [7:05] In 2024, Spencer wants to do it all over again, a little bit better. Most of the programs have been awarded this year already. The scholarships are left to be awarded. Spencer is looking to raise over $3M this year. [7:39] Tandeka says they want the Spencer Educational Foundation to be top-of-mind when people in the industry think about early talent and getting college students into this industry. They are open to partnering with existing non-profit organizations and associations within the industry. Together they can solve the talent crisis in the industry. [8:11] Spencer eventually wants to establish more programs to support college students. It wants to expand to serve the risk management and insurance industry, in the U.S.A. and internationally. They are a small team of only three people, so they will start by hiring a fourth team member they are interviewing for now. [8:47] RIMScast has had educators on the show, including Elle Michelle Hall and David Cisneros. Listen to those two episodes, linked in the show notes, to learn more about being an educator leading a program. [9:30] Spencer provides funding to colleges and universities to develop risk management and insurance courses. Providing money for a risk curriculum exposes more students to careers in the industry and prepares those students better. In 2023, Spencer more than doubled its course development spending. [10:24] In 2024, Spencer has a potential donor who is interested in putting massive dollars into course development. Spencer would love to see RMI 101 taught at every business school. There's no reason these courses shouldn't be within a business degree, taught by risk professionals, for the next generation of risk professionals. [12:37] Tandeka tells what Spencer looks for in a proposal. Besides course development, Spencer offers scholarships, internships, Risk Manager On Campus (RMOC), general grants, and the Spencer RIMS Risk Management Challenge. [12:55] The scholarship is a merit-based program for the top students across the U.S.A. and Canada who are interested in the industry and actively pursuing a career in the industry. Spencer wants to support those students and make it a little easier for them to enter the industry. They award undergraduate, master's, and Ph.D. scholarships. [13:19] Students need internships while in college to put all of their knowledge into practice. The industry does not have enough risk management internships. Spencer is attempting to fill that hole within the industry with the internship grants program by creating job opportunities for students. [13:40] About the Dan Kugler Risk Manager On Campus grant. You can donate to support it on the Dan Kugler RMOC page of the Spencer website. The RMOC sends practicing risk managers to campuses to plant the seed in classes of up to hundreds of students and give them an introduction to the risk management industry. [14:20] The General Grants program supports universities and colleges across the U.S.A. and Canada with what they need to attract students to this industry and creating experiential learning opportunities. Several of Megan's professors use the General Grants program to take their students to the annual RIMS RISKWORLD conferences. [14:59] The Spencer RIMS Risk Management Challenge is an international student competition. This year, nine countries from around the world participated. [15:28] Spencer will be at RISKWORLD 2024 in San Diego, from May 5th through May 8th. They will have pickleball on Saturday afternoon. On Sunday they have the Gallagher Golf Tournament and Tandeka will run the first leg of the Risk Management Challenge. On Monday, the final round of the Risk Management Challenge will be from 1:00 to 3:00. [16:36] On Monday night they have the Spencer Soirée, open to everyone. The winners of the Risk Management Challenge will be announced at the Soirée. The top teams will be ranked, one, two, and three and will be presented awards. Tuesday morning they have the Spencer Sedgwick 5K Run. These events are a big part of the fundraising effort. [17:29] RIMS plug time! RIMS Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. On March 12th and 13th, former RIMS president Chris Mandel hosts, Captives as an Alternate Risk Financing Technique. On March 13th and 14th, Chris Hansen hosts a two-day course on Claims Management. [17:55] Information about these workshops and others is on the RIMS Virtual Workshops page and a link to the full calendar is in this episode's notes. [18:03] On March 7th, in celebration of International Women's Day, Origami Risk leads the session Women of Risk & Compliance: Leading & Learning One Step at a Time. [18:16] Resolver returns on March 14th to deliver the session Maximizing Business Value: Top 5 Risk and Compliance Dashboards for Organizational Resilience. On March 21st, Zurich presents Fraud Attitude Shifts in the Industry. [18:31] On March 28th, our friends at TÜV SÜD GRC will present Inflation and Property Valuation: Aligning Your Assets with Reality. On April 11th, Clara Analytics returns to present AI's Impact on Emerging Risk Management Trends. [18:47] On April 18th, Hub International returns for the second installment of its Ready For Tomorrow Series, Challenging the Status Quo: Rethinking Your Casualty Risk Strategy. Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [19:11] Our friends at FERMA encourage you to participate in its inaugural International Risk Managers Survey, open through March 2024 to risk professionals from the U.S., Latin America, Asia-Pacific, and Africa. It is produced in partnership with PwC France. The results will be distributed in October 2024. A link is in this episode's show notes. [19:50] March is Women's History Month. It's a great time to observe the achievements of women in risk management. Megan was a Spencer Scholar. She received the Part-time Master's Scholarship that Spencer awards, while she was earning her MBA. [20:28] Megan was working part-time in the industry, getting her MBA, and that allowed her to transition from an underwriting role to a key client management role, working with Fortune 100 clients. Now, at Spencer, running the organization, including the financial component, her MBA degree comes in handy. [20:48] In terms of being a woman in the industry, Megan thinks the industry has come a long way. Early in her career, she helped develop women's networks, getting panels together, and elevating issues to senior management. Megan recently noticed a panel on LinkedIn that was all women and the topic was not women in insurance but captives! [21:46] Just seeing women coming together, and being the majority in situations where the topic is not just focused on how to advance women; that, to Megan, is a benchmark of success. She is proud that women are being tapped for their experience, technical ability, client-facing ability, and not just the fact that they're women who persevered. [22:18] Tandeka was fortunate to meet students in her college classes who were transferring to Georgia State University to study actuarial science and she followed them. That was her introduction to this industry. After graduating from Georgia State, she got a job with Marsh. [22:54] Tandeka worked in Marsh's Commercial Insurance Brokerage for five years. She moved on to the non-profit sector, for a student association as a recruiter, to help students get entry-level jobs and internships in the risk management and insurance industry. Tandeka joined Spencer a year and a half ago. It has been amazing! [23:34] Tandeka has been working in this industry for about 10 years. She has seen a difference over the past 10 years. She didn't see women in senior leadership 10 years ago. She would love to see it progress in the right direction in the future. [24:08] Justin and Tandeka met at RISKWORLD 2022 in San Francisco, just before she was scooped up by Spencer. Everything happens for a reason, Tandeka says. Tandeka acts as an unofficial Spencer ambassador. [25:42] Megan says the students who are applying for our scholarships and taking the courses we are helping to develop are a diverse group. A lot of our funds are going to students from historically underrepresented groups in our industry and minority-serving institutions like HBCUs and Hispanic-serving institutions. The diversity is there. [26:23] Megan likes to say to donors, we can help you get the diversity in the door but you have to make them feel that they belong there. That's where I would like to see the industry go, to have more companies embracing that inclusion piece, and doing a better job internally of building a culture where people feel included and heard. [26:59] Tandeka says she would love for our industry to get to a place where diversity and equity are baked into who we are as an industry. Instead of subsections focused on DEI, I would love for all our companies and organizations to have DEI as part of their core programming; part of what they do every day, where it's not even a discussion. [27:42] The Funding Their Future Gala will be Thursday, September 12th at The Cipriani on 42nd Street. They will announce their amazing honoree before the RISKWORLD 2024 Conference. Plan to join them on September 12th, 2024! There's a link to the press release for last year's event in this episode's show notes. [29:24] Megan Miller and Tandeka Nomvete, thank you both so much! it's a pleasure to speak with you! [29:33] Special thanks to Megan Miller and Tandeka Nomvete of the Spencer Educational Foundation, for joining us. A lot is happening this year for Spencer! Get involved. Visit Spencered.org for more information. There is a link in this episode's show notes. [29:51] Go to the App Store and download the RIMS App. This is an exclusive members-only benefit with all sorts of RIMS resources and coverage. Everybody loves the RIMS App! [30:16] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [31:00] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [31:17] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [31:33] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com, and check out the blog at RiskManagementMonitor.com. Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [31:54] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe! Mentioned in this Episode: RISKWORLD 2024 — San Diego, CA | May 5–8, 2024 NEW FOR MEMBERS! RIMS Mobile App Spencer Educational Foundation Funding Their Future Gala 2023 Press Release Spencer Educational Foundation — Grants Page RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Virtual Workshops 2024 International Risk Manager Survey conducted by FERMA in partnership with PwC FERMA RIMS Webinars: Women of Risk & Compliance: Leading & Learning One Step at a Time | Sponsored by Origami Risk | March 7, 2024 Maximizing Business Value: Top 5 Risk and Compliance Dashboards for Organizational Resilience | Sponsored by Resolver | March 14, 2024 Elevating ERM in Federal Agencies: The RIMS-CRMP-FED Explored by Deloitte & Touche LLP and RIMS | March 15, 2024 Recertification: Keep Your RIMS-CRMP Active | Presented by RIMS | March 20, 2024 Fraud Attitude Shifts in the Industry | Sponsored by Zurich | March 21, 2024 Inflation and Property Valuation: Aligning Your Assets with Reality | Sponsored by TUV SUD GRC | March 28, 2024 AI's Impact on Emerging Risk Management Trends | Sponsored by Clara Analytics | April 11, 2024 Hub's “Ready for Tomorrow” series: “Challenging the Status Quo: Rethinking Your Casualty Risk Strategy” | Sponsored by Hub International | April 18, 2024 RIMS.org/Webinars Upcoming Virtual Workshops: See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “RISKWORLD 2024 Keynote Peter Diamandis” “A Menu of Risk Options with Elle Michell Hall” “Risk Management Education with David Cisneros” “Celebrating #SpencerDay and Funding the Future of Risk Management” Sponsored RIMScast Episodes: “Alliant's P&C Outlook For 2024” | Sponsored by Alliant (New!) “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Dr. Lianne Appelt! Spencer Educational Foundation RIMS DEI Council RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests Megan Miller Spencer Educational Foundation Executive Director LinkedIn Megan Miller Tandeka Nomvete Spencer Educational Foundation External Engagement Director LinkedIn Tandeka Nomvete Tweetables (Edited For Social Media Use): The Spencer Organizational Foundation was founded over 45 years ago with two main goals: to fund the students and talent that are seeking to come into our industry and to attract more talent. — Megan Miller We want the Spencer Educational Foundation to be top-of-mind when people in the industry think about early talent and getting college students into this industry. — Tandeka Nomvete I'm proud that women are being tapped for their experience, technical ability, and client-facing ability, and not just the fact that they're women who persevered in a male-dominated field. — Megan Miller Besides course development, Spencer offers scholarships, internships, and the Risk Manager On Campus program. — Tandeka Nomvete
While the economic landscape in 2023 showcased resilience in the face of interest rate hikes and positive indicators, it looks like challenges lie ahead in 2024. On this episode, Christina Balas is joined by Coldwell Banker Commercial Managing Director, Dan Spiegel, to discuss the 2024 CBC Outlook.
In this episode, we connect the positive stock market results in 2024 with the latest earnings results and optimism about artificial intelligence. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.
Our conversation provides a performance update and outlook for hedge funds, along with a look at the investment case for hedge fund investing in the current environment. We also cover considerations when it comes to participating in the asset class. Featured is Sean Sanborn, Hedge Fund Strategist Americas, UBS Chief Investment Office. Host: Daniel Cassidy
Episode Highlights:State of the Industry 2024: Explore insights from Houzz Inc.'s 2024 State of the Industry report, revealing a surge in optimism among home industry professionals. With 61% to 71% of firms expecting growth, we discuss the drivers behind this positive outlook and what it means for the furniture sector.Regional Home Sales Trends: The National Association of Realtors reports a mixed bag of home sales across the U.S. regions. We dissect these trends, their impact on median home prices, and the ripple effect on the furniture industry.Mortgage Rates and Homeownership: A closer look at how potential buyers are responding to mortgage rates. Realtor.com's survey unveils buyer sentiment and purchasing intentions, offering a glimpse into future market movements.Retail Store Closures: Two contrasting stories of furniture store closures highlight the varied challenges facing retailers today. From COVID-19 impacts to personal losses, learn how these events signal broader industry shifts.Andmore's Strategic Layoffs: Despite recent layoffs announced by Andmore, owner of prominent showroom properties, CEO Bob Maricich assures that market quality will not be compromised. We examine the implications for future trade events.Genesis Networks' Bankruptcy: Genesis ATS's bankruptcy filing underscores economic volatility and its effects on the business landscape. We explore the potential impacts on the furniture industry and beyond.Wayfair's Year of Reset: Wayfair co-founders reflect on strategic adjustments made to navigate post-COVID challenges. Discover how their focus on brand, logistics, curation, and physical retail is poised to strengthen their market position.Leon's Furniture's Record-Breaking Quarter: Against economic headwinds, Leon's Furniture reports a successful quarter. Insights into their strategy reveal how they're setting new standards in Canadian furniture retail.J.B. Hunt and Walmart's Logistics Partnership: This groundbreaking agreement is set to revolutionize logistics efficiency for Walmart. We delve into how this partnership could set new benchmarks in furniture delivery and logistics management.Closing Remarks:This episode of 'Furniture Industry News' has provided a comprehensive look at the challenges and opportunities within the furniture industry. From optimism in growth forecasts to strategic adjustments in response to market conditions, the industry continues to evolve.
Bonds can be intimidating. While many investors regard them as a necessary component of a balanced portfolio, that doesn't mean they have a good understanding of how they work. When U.S. bonds struggled to their worst performance ever in 2022, investors naturally were spooked. But in 2024 bonds offer attractive yields and can present opportunities to investors. In this episode, Mike is joined by Cooper Howard and Collin Martin, two fixed income strategists from the Schwab Center for Financial Research, to help investors gain a better understanding of the special language of bonds, the pros and cons of investing in bond funds versus individual bonds, and the important role of the Fed and the Treasury Department in the bond market. They also share perspective on what investors can expect from the bond market in 2024.Mike also checks in on what's happening in Washington, including the turmoil in Congress that is preventing any forward progress on multiple issues, how that paralysis could lead to a government shutdown in early March, the recent flip of a House seat, and ongoing resignations that will change the face of Congress.WashingtonWise is an original podcast for investors from Charles Schwab. For more on the series, visit schwab.com/WashingtonWise.If you enjoy the show, please leave a ★★★★★ rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks, including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.Diversification and asset allocation strategies do not ensure a profit and cannot protect against losses in a declining market.International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, geopolitical risk, foreign taxes and regulations, and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.Tax‐exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax‐exempt status (federal and in‐state) is obtained from third parties, and Schwab does not guarantee its accuracy. Tax‐exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Mortgage-backed securities (MBS) may be more sensitive to interest rate changes than other fixed income investments. They are subject to extension risk, where borrowers extend the duration of their mortgages as interest rates rise, and prepayment risk, where borrowers pay off their mortgages earlier as interest rates fall. These risks may reduce returns.Neither the tax-loss harvesting strategy, nor any discussion herein, is intended as tax advice and does not represent that any particular tax consequences will be obtained. Tax-loss harvesting involves certain risks including unintended tax implications. Investors should consult with their tax advisors and refer to the Internal Revenue Service (IRS) website at www.irs.gov about the consequences of tax-loss harvesting.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.(0224-LTFR)
In this episode, Alex Danyluk, Managing Director of AVANT Analytics, and Brent Wilford, Senior Director of Customer Experience and UCaaS at AVANT, focus on the outlook of the UCaaS industry. The good news? Businesses of all sizes can adopt UCaaS from various providers. So, what's the challenge? With an abundance of providers, determining the best fit for your business can be complicated. They explore what IT decision-makers should keep in mind as they evaluate potential providers. Plus, they discuss the common conception that Microsoft Team is a dominant player with the highest number of voice seats. Is this true? Listen in to find out!
Morning Footy: A daily soccer podcast from CBS Sports Golazo Network
The MF crew continue their MLS Season Previews with a look at the Colorado Rapids who finished 28th overall in the MLS standings, didn't qualify for the playoffs for second year in a row, and had the second lowest attendance across the entire league. They are trying to turn over a new leaf with the hiring of new head coach Chris Armas who has MLS experience and have made some key off-season signings including goalkeeper Zack Steffen from Manchester City, USMNT player Djordje Mihailovic, and youngster Sam Vines. Will this be enough to catapult the team to success? Morning Footy is available for free on the Audacy app as well as Apple Podcasts, Spotify, Google Podcasts, Stitcher and wherever else you listen to podcasts. Follow the Morning Footy podcast on Twitter: @CBSSportsGolazo, @susannahcollins, @nicocantor1, @NotAlexis, @CharlieDavies9 For more soccer coverage from CBS Sports, visit https://www.cbssports.com/soccer/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ Watch UEFA Champions League, UEFA Europa League, UEFA Europa Conference League, Serie A, Coppa Italia, CONCACAF, NWSL, Scottish Premiership, the Brasileiro, Argentine Primera División by subscribing Paramount Plus: https://www.paramountplus.com/home/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Join us for TrendsTalk this week as ITR Economist Taylor St. Germain highlights our 2024 outlook for oil prices as well as the factors that could sway the numbers moving forward.
In this episode, key leaders of the MPFFU break down the MPFFU's 2023 accomplishments, as well as what MPFFU members can look forward to in 2024. This episode is packed with insights that break down the MPFFU's achievements in 2023 and what members can look forward to in 2024. This episode features the following topics and MPFFU representatives:02:43 - General address: Matt Sahr our President20:07 - Union Education Committee: Mickey Wiewiura the co-chair and the Eastern Trustee22:02 - Recruitment and Retention Committee: Scott Korycki committee chair28:20 - Political Education Committee: Scott Bala committee chair and 6th District VP33:57 - Safety and Health Committee: Larry Gambotto co-chair 36:02 - Behavioral Health Committee: Mike Matterncommittee chair46:49 - EMS Committee: Monty Nyecommittee chair49:32 - Muscular Dystrophy Association: Stacey Breitlow mpffupodcast@gmail.com. Instagram @m.p.f.f.u. Please subscribe to the MPFFU YouTube channel#recruitment #MPFFU #iaff #union #fraternal #family #firefighter #firefighters #fire #firedepartment #fireman #firefighting #firetruck #rescue #firerescue #paramedic #firefighterlife #brotherhood #ems #firedept ...
*Editors Note: Stephen had some audio issues with his mic since he was using a new computer setup and he does apologize for that. We appreciate him stopping by nonetheless!* Baseball season is just about to start and our pal Stephen Rice, voice of the Fresno Grizzlies, stops by to chat about his excitement for the Rockies minor league system, prospects he's excited to potentially see with the Grizzlies this season, the new coaching staff as well as all the great promotions happening in Fresno this season! Find new episodes of Affected by Altitude every Monday and Every Rockie Ever every other week streaming on your favorite podcast platforms and YouTube. Follow Us On Social Media IG/Threads/Twitter: @RockyMtnRooftop Twitter: @EveryRockieEver Learn more about your ad choices. Visit megaphone.fm/adchoices
Carter Karels, Texas A&M beat writer for GigEm247, discusses the transition to Mike Elko leading Texas A&M's football program, how much talent he's added and lost in the last couple of months, why A&M is high on quarterback Conner Weigman, why Jimbo Fisher didn't work out in College Station, comparing A&M to Notre Dame, how the Aggies are handling Texas joining the SEC following a College Football Playoff appearance and more. Then Eric Hansen and Tyler James answer questions from Twitter and The Insider Lounge (30:05). Podcast listeners can sign up for a 30-day free trial of InsideNDSports.com using the code NDPOD at the link below. notredame.rivals.com/sign_up?promo_code=NDPOD
Industry experts discuss the future of the automotive industry, focusing on training, technology, and business strategies. They explore the importance of simplifying communication, utilizing video content for customer education, and the benefits of in-person versus virtual training. The panel also discusses the challenges of management training and the need for a holistic approach to business issues, emphasizing collaboration and a positive company culture. The episode provides insights into adapting to economic changes and fostering industry growth through shared knowledge and experiences. Matt Fanslow, Riverside Automotive, Red Wing, MN, Diagnosing the Aftermarket A to Z Podcast Hunt Demarest, CPA, Paar Mellis and Associates, Business by the Numbers Podcast Kim and Brian Walker, Shop Marketing Pros, Auto Repair Marketing Podcast Chris Cotton, AutoFix Auto Shop Coaching, Chris Cotton Weekly Blitz Podcast Show Notes: Watch Full Video Episode Impact of COVID on business (00:02:37) Analysis of the impact of COVID on business performance and consumer behavior. Economic indicators and business mindset (00:06:40) Discussion of economic indicators, including credit card delinquencies, and the importance of mindset in business performance. Influence of external information (00:11:01) The impact of external information on mindset and decision-making within the industry. Proactive vs. Reactive business approach (00:13:35) The importance of a proactive approach and avoiding a reactive mindset in business management. The importance of long-term perspective (00:15:28) Discussing the need to take a step back and wait for trends to play out before making reactive changes. The impact of timing and consumer confidence (00:15:42) Exploring the delayed impact of business decisions and the importance of considering consumer confidence in financial planning. Dealing with business cycles and financial pressures (00:18:03) Understanding the impact of property taxes and the need to avoid overreacting to short-term financial fluctuations. Planning for financial obligations and cash flow (00:19:17) Discussing the importance of planning for taxes and managing cash flow to avoid financial stress. Balancing long-term trends and short-term anomalies (00:19:38) Emphasizing the need to focus on longer-term business trends and avoid getting caught up in short-term fluctuations. Consumer confidence and economic impact (00:20:53) Analyzing the influence of consumer perception and economic factors on business decisions. The importance of video marketing (00:24:05) Highlighting the significance of video content in marketing strategies and encouraging businesses to embrace video marketing. Community involvement and communication (00:29:02) Exploring the value of community engagement and face-to-face communication in marketing efforts.
It's 2024 and things are picking up. So, let's analyze 2024's landscape, navigating knowns and confronting known unknowns. Tune into this episode of The Flowline as Matt and Justin talk […]
Today on our show:Our recap of January 2024 eCommerce newsAmazon releases their Q4 2023 earnings reportFootwear brand New Balance adds a resale marketplaceRMW Commerce's 2024 OutlookAnd finally, The Investor Minute, which contains 5 items this week from the world of venture capital, acquisitions, and IPOs.https://www.rmwcommerce.com/ecommerce-podcast-watsonweekly
Can facing financial ruin be the greatest lesson in building sustainable wealth? In this episode, Taylor Loht welcomes Rod Khleif, a seasoned real estate investor with a history of owning over 2,000 properties and a dramatic comeback story from losing $50 million in 2008. Khleif shares invaluable insights into the real estate market, emphasizing resilience, strategic investment, and the power of mindset in overcoming adversity. With a focus on multifamily properties and a keen eye on market trends, Khleif offers listeners a masterclass in leveraging real estate for long-term wealth, despite economic downturns. Rod Khleif is an entrepreneur, real estate investor, multiple business owner, author, mentor and community philanthropist. He is passionate about business, life, success and giving back.As one of the country's top real estate investors, Rod has personally owned and managed over 2,000 properties. Rod is Host of the Top-Ranked iTunes Real Estate Podcast - "The Lifetime Cash Flow Through Real Estate Investing Podcast" - which has been downloaded almost 6 million times, and Founder of the Lifetime Cash Flow Academy.As a community philanthropist, Rod founded and directs The Tiny Hands Foundation, which has benefited more than 65,000 community children and families in need.Khleif has combined his passion for real estate investing coaching and training with his personal philosophy of goal setting, envisioning and manifesting success to become one of America's top real estate investment trainers. [00:00:00-00:05:00] The Art of Resilience: Rod Khleif's journey from significant loss to a triumphant return in real estate. Importance of mindset in overcoming financial setbacks. The resilience of multifamily properties as an investment class. Strategic investment and education as tools for recovery. [00:05:00-00:10:00] Market Predictions and Investment Strategies: Navigating bearish trends with optimism. The significance of market trends on investment decisions. Anticipating and preparing for economic downturns. Opportunities in adversity: finding value in challenging times. [00:10:00-00:15:00] The Power of Education in Real Estate: Leveraging knowledge and community for success. The role of mentorship and education in real estate investing. Building a supportive community for growth. The impact of teaching on personal and professional development. [00:15:00-00:20:00] Economic Forecasts and Real Estate Dynamics: A deep dive into the factors influencing the market. Analyzing economic indicators for investment foresight. The role of government policies in real estate trends. Preparing for the future with a cautious yet opportunistic approach. [00:20:00-00:25:00] Mindset, Mastery, and Moving Forward: Harnessing personal development for business success. The crucial role of mindset in achieving success. Strategies for personal and professional growth. The importance of goal setting and persistence in adversity. Quotes: "When you focus on your strengths in real estate, work becomes play." - Rod Khleif "I've learned that the most important aspect of investing isn't the market; it's the mindset you bring to it." - Rod Khleif Connect with Rod: Website: https://rodkhleif.com/ Apply to Invest with Taylor at www.investwithtaylor.com Track your wealth for free with Personal Capital, go to www.escapingwallstreet.com Please leave a review and help others escape Wall Street and build wealth on Main Street!
February 7, 2024 – Two months ago, in December of last year, we got an update from the well-respected strategist Felix Zulauf regarding his outlook for 2024. Felix forecasted that the stock market was likely to head higher into...
Watch Carol and Tim LIVE every day on YouTube: http://bit.ly/3vTiACF. Ben Harburg, Founder of Core Values Alpha, discusses investing in China and the CGRO ETF. Isabelle Freidheim, CEO at Athena, shares her thoughts on the IPO outlook for 2024. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan. See omnystudio.com/listener for privacy information.
It's time for one of our most highly anticipated shows of the year, The 2024 Outlook, where leaders from across LionTree look into their crystal balls to discuss the thematics that will be driving the industry this year. LionTree's Leslie Mallon - head of Public and Capital Markets – drills down into sector themes with a trio of the company's thought leaders: Co-head of LionTree Growth James Lindsay discusses the audio and music space, revealing what sort of deals and technologies will be impacting the vertical; His fellow co-Head of Growth, Alex Michael, then opines on what the year holds for the Sports industry; and finally, LionTree's President of European Business Jake Donavan delves into the deal outlook for TMT companies abroad, among other key trends. Stay tuned for more insights in the next installment of our 2024 Outlook mini-series.Find and rate KindredCast on Apple Podcasts or wherever you listen. For more content, follow KindredCast on Twitter, Instagram and Facebook. You can hear our radio show on SiriusXM Business Radio, channel 132 and on United Airlines. And you can find all of Kindred Media's podcasts and subscribe to our daily newsletter, “Take a Break with Kindred Media,” here (https://kindredmedia.com).This podcast is for information purposes only and is not intended as investment advice, an offer or solicitation with respect to the purchase or sale of any security. Securities of any investment funds managed by LionTree are privately offered to selected investors only by means of each such fund's governing documents and related subscription materials. Viewers should not assume that companies identified in this video are representative of all investments made or recommended by LionTree on behalf of each firm's clients. An investment with LionTree is speculative and involves significant risks including the potential loss of all or a substantial portion of invested capital and the lack of liquidity of an investment. Past performance is not indicative of future results. Nothing contained in this video may be relied upon as a guarantee, promise, assurance or a representation as to the future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A wild and wonderful Freak Show Friday at the Green Light Podcast. Chris Long, Macon Gunter and Kevin 'Bad Back' Badke hit a number of topics. We start by sharing a little bit of our plan for the Super Bowl in Las Vegas - the fun we'll have all presented by Toyota. Then Chris shares his excitement after seeing Godzilla Minus 1 and Macon shares his excitement meeting Nolan Ryan. We then talk coaching hires - Mike Macdonald in Seattle and Dan Quinn in Washington, before inviting on Shane Steichen to talk the Colts 2023 season, nearly making the playoffs, Anthony Richardson and Gardner Minshew, Shane's memories with the Philadelphia Eagles and being a part of the tush push implementation. After Shane, Chris remembers his super bowl memories from the Patriots and the Eagles and then we end with an entertaining ad men. Enjoy! (00:00) - Chris and Kyle's Madden league (8:00) - Green Light at Super Bowl LVIII in Las Vegas presented by Toyota (12:40) - Godzilla Mins 1 is Chris' new favorite movie (20:00) - Macon meets Nolan Ryan (26:45) - Chris' thoughts on Mike Macdonald hired by Seattle and Dan Quinn hired by Washington (51:15) - Shane Steichen on the Indianapolis Colts, Anthony Richardson, Gardner Minshew, play calling intricacies, memories from the Eagles and the Tush Push (1:21:55) - Chris' Super Bowl memories with the Patriots and the Eagles (2:00:05) - Ad Men: Travis Kelce, Justin Tucker and Dan Campbell Have some interesting takes, some codebreaks or just want to talk to the Green Light Crew? We want to hear from you. Call into the Green Light Hotline and give us your hottest takes, your biggest gripes and general thoughts. Day and night, this hotline is open. Green Light Hotline: (202) 991-0723 Make sure to check out Fax and the King every Wednesday on YouTube: https://www.youtube.com/@FaxAndTheKing Send any Talent Search submissions to: social@chalkmedia.com Include any video of your talents, takes and bits as well as a little bit about yourself. Love hearing from the Green Light fans. Also, check out our paddling partners at Appomattox River Company to get your canoes, kayaks and paddleboards so you're set to hit the river this summer. https://paddleva.com/ Green Light Spotify Music: https://open.spotify.com/user/951jyryv2nu6l4iqz9p81him9?si=17c560d10ff04a9b Spotify Layup Line: https://open.spotify.com/playlist/1olmCMKGMEyWwOKaT1Aah3?si=675d445ddb824c42 Green Light Tube YouTube Channel: https://www.youtube.com/c/GreenLightTube1 Green Light with Chris Long: Subscribe and enjoy weekly content including podcasts, documentaries, live chats, celebrity interviews and more including hot news items, trending discussions from the NFL, MLB, NHL, NBA, NCAA are just a small part of what we will be sharing with you. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Lawmakers made headlines in 2023 for seemingly everything but making laws. We look back at their work last year and at their priorities for this year. This episode: White House correspondents Asma Khalid & Deepa Shivaram, and congressional reporter Eric McDaniel.This episode was edited by Erica Morrison. It was produced by Jeongyoon Han and Casey Morell. Our executive producer is Muthoni Muturi.Unlock access to this and other bonus content by supporting The NPR Politics Podcast+. Sign up via Apple Podcasts or at plus.npr.org. Connect:Email the show at nprpolitics@npr.orgJoin the NPR Politics Podcast Facebook Group.Subscribe to the NPR Politics Newsletter.