Are you spending so much time at work that your life is passing you by? Do you wish you had more time and flexibility to do the things you love? Do you feel uninspired at work? What if you were able to quit your job, have more time, do work with meaning, and earn an income? Hi, I’m Luis Sosa. I spent 15 years climbing the corporate ladder only to realize that the ladder was leaning on the wrong wall. I worked a 9 to 5 job because it was stable, but it never felt ‘right’ to me. 2 weeks vacation, high stress, a never ending workload, and no fulfillment. It wasn’t for me, but I didn’t know what else to do. How could I earn money but spend less time working and more time living. This question led me down a long path of self-reflection and research into creating passive income streams, finding my passions, and building passion-driven businesses. What I discovered is a path to financial independence that optimizes for the things that really matter like time, flexibility, autonomy, and happiness. In 2022, by optimizing my personal finances, investing in stocks and real estate, and launching a passion-driven business I reached financial independence and left my job. Now I only do work I love and I do it when I want to. In this podcast you will hear the exact steps I took to build enough passive income to leave my job and pursue my passions using retirement accounts, real estate, and businesses. You will also hear inspiring stories of people who have followed the same path. If you’re finally ready to leave your job and live a life that truly makes you happy, you are in the right place. Website: www.9to5dive.com Connect on Instagram: @9to5dive Email me: hello@9to5dive.com
Luis Sosa - Financial Independence Coach, Passive Income Coach, Real Estate Investing Coach
Hello Divers, Want to learn how you or your kids could go to college for free? In episode 12 we're joined by Kara Walker who graduated from college debt-free and is now on a quest to help other students do the same with her podcast ‘Money and Mental Peace' and her upcoming course The Debt-Free College Blueprint. Kara is a twenty-something Christian entrepreneur, amateur snowboarder, and recovering over-achiever. Kara enjoys goal-setting, budgeting, and living a debt-free lifestyle, and wants to help YOU do the same! References from today's show: Kara's Podcast: https://podcasts.apple.com/ca/podcast/money-and-mental-peace-debt-free-degree-easy/id1602608122 Kara's Instagram: @moneyandmentalpeace Scholarship Databases: https://scholarshipowl.com/, https://niche.com/ CLEP Exams: https://clep.collegeboard.org/ How to connect with me: Website: www.9to5dive.com Facebook Community: https://bit.ly/9to5DiveCommunity Instagram: @9to5dive Email: hello@9to5dive.com
Hello Divers! In episode 11 we're joined by Jully-Alma Taveras. Jully, also known online as Investing Latina, is a Plutus Award-winning bilingual personal finance expert. She writes for publications like CNBC, Time's Next Advisor, HuffPost, and others on money topics ranging from saving to investing. Jully is a sought-after Fortune 20 speaker and facilitator that has led workshops at Nasdaq, Google, Verizon and at The White House Economic Council among others. She has taught over 8,000 people how to invest through her program The Investing Workshop. In this wide ranging discussion with Jully we talk about how our upbringing has impacted our view on money, how she learned about financial independence, and some tactical strategies on saving and investing. References from today's show Book Reference: M is for Money by Rob Phelan Jully's Instagram and TikTok: @investinglatina Jully's Website: www.investinglatina.com How to connect with me: Website: www.9to5Dive.com Facebook Community: https://bit.ly/9to5DiveCommunity Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's episode we're joined by Brandon Peele, best-selling author, CEO of Unity Lab, and an expert in purpose, leadership and culture change. He's trusted as a keynote speaker, consultant and program leader by organizations such as Google, Johnson & Johnson, Stanford University, Morgan Stanley, the U.S. Marine Corp, LinkedIn, the U.S. Navy, and the U.S. Coast Guard. Brandon is the author of Purpose Work Nation (2022), The Purpose Field Guide (2019), and Planet on Purpose (2018), and co-author of Purpose Rising (2017) and The Purpose Blueprint (2015). His work has been featured by news organizations such as USA Today, U.S. News & World Report, and Forbes. Brandon holds an MBA in Leadership from Columbia Business School, is an Imperative Certified Purpose Leader (TM), and serves on the Council of the Global Purpose Leaders and the Leadership Council of ManKind Project San Diego. We talk a lot about purpose on this show and I think you will get a really good sense of why on today's show but here is why it is so important to me. I think that people who pursue financial independence and early retirement not only need to be thinking about meeting their financial goals but they need to be thinking about what they truly want in this life or when they become financially independent they will not be fulfilled. What will you do when you don't have to work for financial security anymore? I encourage all of you to start thinking about your purpose and hope today's episode helps with that. References from today's show Reference: http://scienceofpurpose.org/ Brandon's New Book: Purpose Work Nation (purposework.us) Other Book References: The Dawn of Everything, How to connect with me: Website: www.9to5Dive.com Facebook Community: https://bit.ly/9to5DiveCommunity Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's episode we're continuing the discussion on spending less! We go through the major categories of expenses and break down tactical strategies you can implement to reduce costs in housing, transportation, food, and healthcare. You don't need to be cheap. But you should be smart :) By implementing some of these strategies you can get your savings rate up and reduce the time it takes to become financially independent. References from today's show: BLS Reference: https://www.bls.gov/opub/reports/consumer-expenditures/2019/home.htm#:~:text=Average%20annual%20expenditures%20increased%203.0,increase%20from%202017%20to%202018. How to connect with me: Website: www.9to5Dive.com Facebook Community: https://bit.ly/9to5DiveCommunity Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's episode I'm talking about saving money! A key formula on the path to financial independence is your savings rate. Your Savings Rate = Monthly Savings / Monthly Net Income. Listen in to learn what good looks like and how your savings rate impacts how long you have to work. References Blog: https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ How to connect with me: Website: www.9to5Dive.com Facebook Community: https://bit.ly/9to5DiveCommunity Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's episode I'm joined by Alex Moore. Alex is the founder of Greywhale Capital, a private real estate investment firm in San Francisco. She is a nurse practitioner and graduate of the University of Pennsylvania, and spent 10 years in internal medicine working with patients of all ages and backgrounds from South Philadelphia to Silicon Valley. She started investing in real estate while working full time and now runs Greywhale Capital. Greywhale acquires tax-advantaged multifamily assets across the US in landlord friendly states and helps accredited investors place capital in those assets. Alex's reason for building and growing her business is one hundred percent for her family and to help others meet their investment goals so they are able to spend more time with their loved ones. Alex and I discuss how she got started in real estate, how she defines passive income and how she personally invests in real estate for passive income. References from today's show: Real Estate Investing Website: www.biggerpockets.com Companies that Publish Real Estate Market Reports: CBRE, Yardi Matrix Real Estate Podcast: The FORT with Chris Powers Authors: Brian Murray, Joe Fairless, Brandon Turner, AJ Osborne Alex's Real Estate Website: www.greywhalecapital.com Alex's Instagram: @passiveincomenerd How to connect with me: Website: www.9to5Dive.com Facebook Community: https://bit.ly/9to5DiveCommunity Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's show we are joined by Whitney Elkins-Hutten who is the Director of Investor Education at PassiveInvesting.com and a partner in a $700MM+ real estate business. She also has experience flipping over $3MM in residential real estate. Whitney talks to us about how she stumbled onto real estate and her path to becoming a significant passive income investor with a focus on real estate. We cover various strategies from buy and hold, to flips, to syndication. Whitney also talks about the resources and books she leveraged along the way and covers her WHY. Tune in to learn how Whitney paved her path to financial freedom through real estate and how you can too. References from today's show: Whitney's Website Reference #1: https://ashwealth.com/ Whitney's Website Reference #2: PassiveInvestingwithWhitney.com Real Estate Investing Website Reference: www.biggerpockets.com Book References: Rich Dad Poor Dad, Rich Dad's Cashflow Quadrant, The Richest Man in Babylon How to connect with me: Website: www.9to5Dive.com Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's show we are joined by Dominique Mas, a surfer and adventurer who's lived and worked in 7 countries in Europe, Asia and the U.S. She is now Head of Coaching and Curriculum at Medley, a company that harnesses the power of small groups and she is also the Co-Founder of Group Coaching HQ, a certification program for coaches who want to master the art of group coaching. Dom walks us through her decision to step away from her job as a school administrator, the self-exploration she did to learn what was next for her, and how she ended up landing herself a much more flexible situation. References from today's show: Article: https://blog.doist.com/burnout-career-life-reset/ Dominique's Website: https://dominiquemas.com/ Dominique's LinkedIn: https://www.linkedin.com/in/dominique-mas-4b6863b0 Networking Group: https://www.dreamersdoers.com/ How to connect with me: Website: www.9to5Dive.com Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's episode I go through some fundamentals! What is Financial Independence and how much money do you need in order to stop working forever. This episode is short but mighty. If you've ever wondered how much money you would need to step away from your job then this episode is for you. We cover the history of why 65 is the de facto retirement age, what financial independence is, the benefits of financial independence, and how you can become financially independent yourself through passive income. How to connect with me: Website: www.9to5Dive.com Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! On today's show we are joined by Lyz Keating, a public health professional and yoga instructor who lives in Oakland, CA. Lyz went from being laid off from her corporate health job to working independently for a year as a yoga instructor and freelancer, to ultimately rejoining the workforce. While Lyz has gone back to working a job, she is doing it at a place that aligns with her values and that respects her boundaries. We cover a broad range of topics from finding work that aligns with your values, to setting boundaries, taking a pay cut for happiness, and side hustles. Lyz is such a breath of fresh air and I know you are going to love this episode. References from today's show: Article: https://www.thecut.com/2022/01/i-took-a-pay-cut-for-a-better-job-was-that-a-mistake.html Lyz Keating's Website: www.lyzkeatingyoga.com Lyz Keating's Instagram: @lyzkeatingyoga How to connect with me: Website: www.9to5Dive.com Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello Divers! Have you ever wondered ‘What is my purpose'? On today's episode I go through the 5 criteria to find you single motivating purpose! Identifying your purpose can help you develop new businesses that are more in tune with who you are and what you're interested in. I've done this exercise many times over the last 10 years and hope you find it just as useful as I do! The 5 Criteria to Find Your Single Motivating Purpose (SMP): There is one SMP that ties together all themes of your life. Valuable: It impacts and improves the lives of others (beyond just those closest to you). Remarkable: It is the product of natural talents that you have, at an ability that is higher than average. It comes to you naturally. It feels like home. It is a natural state of being. Universal: It shows up in virtually every aspect of your life. Energizing: When you do it you are fulfilled, it gives you energy rather than takes energy away. Increasing: Your ability to apply your SMP is continually growing. The ways in which you apply your SMP are continually expanding. You love increasing this skill and you constantly want to do better at it. Formula for a Single Motivating Purpose I get up in the morning to [DO THESE ACTIONS] in order to [PRODUCE THESE VALUABLE RESULTS FOR OTHERS]. How to connect with me: Website: www.9to5Dive.com Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello fellow Divers! Welcome to the very first episode of 9 to 5 Dive! On today's episode I'll tell you a little bit about myself and my journey, as well as cover off on what you can expect to hear on the show going forward. Are you ready to get inspired?! Let's dive in! Luis How to connect with me: Website: www.9to5Dive.com Connect on Instagram: @9to5Dive Email me: hello@9to5dive.com
Hello and welcome to 9 to 5 Dive! In this podcast you will hear inspiring stories of people who left their 9 to 5 jobs to pursue more lifestyle-oriented paths and learn how to do it yourself. If you're finally ready to leave your job and design a life that truly makes you happy, you are in the right place. Get ready for financial coaching, investment advice, lifestyle design, and creating new income streams. Website: www.9to5dive.com Connect on Instagram: @9to5dive Email me: hello@9to5dive.com
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