Podcasts about passive investing

AI is changing how investment teams research, build, and manage portfolios, but human expertise remains a critical part of the investment process. In this episode, we explore:· How advances in AI and machine learning are accelerating quantitative research· Why implementing investment models requires significant data, infrastructure, and oversight· How market concentration is changing traditional benchmarks and shaping investor portfolio decisionsAs AI becomes more widely available, what will continue to separate investment managers from one another?Hear from Julien Palardy, Managing Director, Head of Quantitative Investing, TD Asset Management Inc. (TDAM), Laurie-Anne Davison, Managing Director, Head of Passive Investing, TDAM and Samuel Carriere, Vice President, Client Portfolio Management, TDAM as they discuss the growing role of AI in investing, evolving approaches to portfolio construction, and why human oversight remains essential in portfolio management.Highlights include00:33 Why AI is not replacing investment teamsAI can automate parts of research and portfolio management workflows, but human expertise, accountability, and oversight remain essential.02:29 How AI is accelerating quantitative researchLarge language models are helping quantitative teams build tools, test ideas, process data, and develop models more efficiently than before.07:13 The rising concentration risk in benchmarksTechnology and semiconductor companies now represent a growing share of major indexes, increasing investors' exposure to a smaller group of stocks.15:20 Why investors are diversifying investment approachesMany investors are looking beyond a single investment style by combining fundamental, quantitative, and passive strategies within their portfolios.26:27 Why human oversight still matters in portfolio managementEven as investment processes become more automated, portfolio managers remain responsible for handling implementation challenges, managing operational complexity, and overseeing investment decisions. For a full transcript in English and French, please visit the TD Asset Management Podcast page: https://www.td.com/ca/en/asset-management/insights/podcast Email any questions or ideas for future episodes to: td.tdamtalks@td.comPlease follow "TD Asset Management" on LinkedIn: https://ca.linkedin.com/showcase/tdassetmanagement/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Natalie Phillips – Deputy managing director, NinetyOne SAfm Market Update - Podcasts and live stream

One Big Idea 6 - Driving Purpose-Driven Growth: From Identity Alignment and Cellular Health to Executive ResiliencyIn this episode of One Big Idea, host Josh Elledge connects with Carol Pyke, Dr. Paul Barattiero, Emily Lyman, Stewart Heath, Tanny Diep, and Rachel Apfel Glass to break down the operational strategies required to build enduring brands, optimize human performance, and scale multi-faceted enterprises. Carol Pyke, Keynote Speaker & Workshop Facilitator at Words That Deliver, opens the episode by detailing why executive self-identity serves as an irreplaceable differentiator in an AI-driven economy. Dr. Paul Barattiero, CEO and Founder of LumaNova, then explores the physiological impact of molecular hydrogen on cellular energy and executive performance. Next, Branch & Bramble Founder & CEO Emily Lyman breaks down how direct-to-consumer brands can operationalize empathy to boost customer lifetime value. Stewart Heath, Chief Executive Officer of Harvard Grace Corporation, details the mechanics of syndications and tax-advantaged passive real estate investing. Sway Brows Academy & Studio Founder Tanny Diep introduces the prototyping mindset to help creators convert early action into viable business models. Finally, Gloss Lab and OFICINALE Founder Rachel Apfel Glass closes the episode by sharing the strategic advantages, emotional composure, and risk management strategies of second-time founders.Discovering Your True Identity to Become a Better Leader with Carol PykeIn an era where artificial intelligence can quickly replicate strategic frameworks, generate marketing copy, and automate routine workflows, many corporate leaders struggle to articulate their true value proposition. Personal brand strategist Carol Pyke explains that her "one big idea" addresses this exact challenge: core identity is the ultimate, non-replicable foundation of executive leadership. Drawing from her personal experience of overcoming retrograde amnesia following a stroke, Carol illustrates how professionals frequently mistake temporary external roles, job titles, and career achievements for their actual self-worth. Utilizing her "Mrs. Potato Head" analogy—where the underlying potato represents the unchangeable core and external accessories represent transient professional titles—she challenges leaders to discover who they are before deciding what to execute.To build an unshakeable executive presence that eliminates imposter syndrome, leaders must actively separate their internal identity from external metrics. Carol outlines actionable exercises, such as auditing LinkedIn profiles to remove job-title labels and reframing challenging events by separating raw facts from emotional reactions. By shifting away from short-term public validation and committing to deep self-reflection, executives can lead with absolute authenticity. In a volatile business landscape, establishing a clear, grounded identity enables leaders to make confident, value-aligned decisions that build long-term organizational trust.The Natural Antioxidant Your Body Needs for Energy and Immunity with LumaNova's Dr. Paul BarattieroSustained executive performance, mental clarity, and operational endurance depend heavily on underlying cellular health, yet chronic stress and poor lifestyle habits constantly degrade performance. Dr. Paul Barattiero explains that his "one big idea" centers on the therapeutic role of molecular hydrogen in combating systemic inflammation and oxidative stress. While a healthy colon naturally produces hydrogen gas through anaerobic bacterial activity, over 90% of individuals suffer from gut disruption caused by stress, processed diets, and antibiotics. This breakdown diminishes natural hydrogen production, leading to cellular fatigue, brain fog, and weakened immune function.To counteract these physical bottlenecks, Dr. Paul outlines how restoring molecular hydrogen levels can significantly improve cellular energy production and gut microbiome health. Infusing water with molecular hydrogen and a negative electrical potential mimics a healthy gut ecosystem, providing a selective antioxidant that neutralizes harmful free radicals without disrupting beneficial metabolic processes. For busy founders and high-performing executives, incorporating daily hydrogen therapy helps lower recovery times, sharpen cognitive focus, and protect long-term physical vitality.Building Stronger Direct-to-Consumer Brands Through Empathy and AI with Branch & Bramble's Emily LymanAs automated generative tools flood consumer inboxes and social feeds with generic marketing messages, direct-to-consumer (DTC) brands face a severe crisis of consumer indifference. Marketing strategist Emily Lyman highlights that her "one big idea" redefines empathy: it is not a soft interpersonal skill, but a measurable, business-critical growth strategy. Because human purchasing decisions are driven primarily by emotional connection rather than feature lists, brands that rely solely on automated, spec-heavy copy fail to build lasting customer relationships. By leveraging AI strictly for data research—mining customer reviews, support tickets, and social sentiment for underlying emotional patterns—marketers can uncover what truly resonates with their audience.To operationalize empathy across multi-channel campaigns, brands must establish structured frameworks to research, score, and scale emotional resonance. Emily emphasizes that while AI can efficiently surface data trends, human strategists must interpret those findings to craft authentic, value-driven brand narratives. Reframing product messaging around customer values—such as positioning safety features around protecting family experiences rather than listing technical specifications—dramatically improves conversion rates and long-term retention. Treating empathy as a core marketing discipline enables DTC companies to cut through digital noise and build enduring brand equity.Everything You Need to Know About Syndications and Passive Investing with Harvard Grace Capital's Stewart HeathMany high-earning professionals remain trapped on the corporate treadmill because their financial growth depends entirely on active, earned income that carries heavy tax burdens. Real estate executive Stewart Heath shares his core thesis: passive real estate syndications provide a reliable, tax-advantaged path to replacing working income and building generational wealth. Commercial real estate offers built-in inflation protection, tangible asset backing, and equity multiplication through conservative leverage. Furthermore, pass-through tax benefits like accelerated depreciation allow investors to offset passive distributions, shielding their cash flow from heavy taxation.Achieving true financial independence through passive real estate requires a disciplined approach to sponsor selection and deal structuring. Stewart advises investors to thoroughly vet real estate sponsors by analyzing their historical track records, operational transparency, risk-management protocols, and alignment of interest through preferred return structures. Investors can also utilize self-directed IRAs or 401(k)s to deploy tax-deferred capital into commercial syndications across multiple property types. By focusing on steady cash-flowing assets and reinvesting refinancing proceeds, passive investors can systematically construct a resilient portfolio that delivers predictable, long-term returns.Turning Early Practice into Real Business Opportunities with Sway Brows Academy & Studio's Tanny DiepA common trap for aspiring entrepreneurs and creative professionals is falling into "analysis paralysis"—spending months over-preparing, conducting endless market research, and perfecting products behind closed doors before ever testing them with real customers. Beauty industry educator and business coach Tanny Diep introduces her "one big idea": actionable business clarity does not exist until you launch and test in the real world. Relying on theory or simulated practice creates a false sense of security, whereas immediate real-world deployment provides the critical feedback needed to refine an offering.To convert concepts into viable business opportunities, founders must adopt a lean, prototyping mindset. Tanny encourages entrepreneurs to simplify their initial offerings down to a minimum viable product (MVP), launch quickly to a target audience, and gather direct market feedback. Overcoming perfectionism requires making an offering exist first before attempting to make it perfect. By pairing immediate execution with fast, iterative refinement, business owners build operational resilience, cultivate genuine client confidence, and establish a distinct competitive edge.The Entrepreneurial Comeback That Proves Patience Pays Off with Rachel GlassLaunching a second or serial venture is a fundamentally different experience than building a first company, primarily due to the emotional composure and perspective gained from past setbacks. Serial entrepreneur Rachel Apfel Glass shares her insights as a second-time founder, presenting her "one big idea": sustainable entrepreneurial growth relies on emotional resilience and protective detachment. While first-time founders often view every vendor mistake or operational hiccup as an existential crisis, experienced founders learn to manage emotional swings, anticipate normal operational friction, and approach problems with a calm, solution-oriented mindset.Navigating second-time entrepreneurship successfully requires transforming hard-won lessons into systematic operational playbooks. Rachel highlights how managing founder anxiety involves normalizing daily business challenges and leaning heavily on an established...

THE PASSIVE INVESTING TRAP: How to Spot a Bad Deal Before It Costs YouA polished presentation can make almost any investment look compelling. But when market conditions change, weak assumptions, excessive debt, and the wrong sponsor can turn “passive income” into years of uncertainty.After completing more than 100 commercial and residential real estate investments and exits, today's guest Paul Moore knows what survives beyond the spreadsheet—and what warning signs investors routinely miss. Paul has also been a host on BiggerPockets, is a three-time real estate author and is the Founder of Wellings Capital with over 200M in Equity under management.If you want to learn:- How to uncover the risks hidden behind attractive projections- Which questions to ask before trusting a sponsor with your capital- How experienced investors identify durable opportunities across changing marketsJoin me on this podcast as I dive deep with Paul.Stay until the end, because Paul reveals the red flags that can expose a dangerous passive investment before you commit your capital—an insight that could change how you evaluate every deal.....So enjoy, and please consider subscribing and liking the episode! This helps me support more people -- just like you -- to accelerate to financial freedom and move toward the life they desire.

Alicia Miller joins PassivePockets to break down Qualified Opportunity Zones, why they matter for real estate investors, and how they can fit into an active-to-passive transition strategy. Chris and Alicia start with the basics: what a QOZ is, how the original program worked, and why investors with capital gains from selling real estate, a business, or other appreciated assets may want to understand this structure before making their next move. They walk through the key differences between QOZ investing and a 1031 exchange, including why QOZs only require investors to reinvest the capital gain, not the full sale proceeds, and why the money does not need to be held by a qualified intermediary. Alicia also explains the original QOZ timeline, the upcoming shift into QOZ 2.0, and how the new version creates a rolling five-year capital gains deferral with a 10% reduction, or 30% for qualifying rural investments. Chris and Alicia also dig into a timely QOZ 1.0 strategy: using a valuation study on a development project that has broken ground but is not yet cash flowing. Alicia explains how this could potentially create an upfront capital gains deduction before the original program sunsets, why the timing matters, and how investors should think about the trade-offs between tax benefits, development risk, and long-term hold periods. Key takeaways: What Qualified Opportunity Zones are and why they were created How QOZs can help landlords move from active ownership into passive investments Why QOZs differ from 1031 exchanges in timelines, reinvestment rules, and flexibility How QOZ 1.0 allowed investors to defer gains until the end of 2026 and potentially receive deductions based on hold period What changes under QOZ 2.0, including rolling five-year deferrals and new zone designations Why the 10-year hold remains the major long-term tax benefit for QOZ investors How valuation studies may create a unique window for certain QOZ 1.0 development investments Join a community of passive investors. Start your FREE 7-day trial: https://passivepockets.com/?utm_source=youtube&utm_medium=description&utm_campaign=none Listen to the PassivePockets Podcast Anywhere: https://lnk.to/passivepockets Subscribe to the Passive Investing Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Join BiggerPockets for free: https://www.biggerpockets.com/signup?utm_source=owned_media Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

#1058 What if one of the most overlooked “boring businesses” is actually one of the most scalable — and most AI-resistant — opportunities out there? In this episode, host Brien Gearin sits down with entrepreneur Ian Noble — founder of Run Steady Investments and former dry cleaning operator who spent 14 years growing, scaling, and ultimately selling his family's business in Austin. Ian breaks down why dry cleaning is not a laundromat business, why quality control and customer service make or break you, and why buying an existing operation often beats starting from scratch or franchising. They also dive into modern growth levers like centralized plants with retail “drop” locations, pickup-and-delivery routes, wash-and-fold as a major revenue driver, and the power of automated review requests to dominate local search. If you've ever considered a “boring” business with real demand and a clear path to scaling, this conversation is a blueprint for how to become a great operator — and build something you can keep long-term or sell for a strong exit! (Original Air Date - 12/30/25) What we discuss with Ian: + Dry cleaning vs laundromats + Family business origins + Scaling to multiple locations + Quality control as a moat + Centralized plants model + Pickup & delivery growth + Wash-and-fold revenue + Online reviews & reputation + Franchising pitfalls + Building for exit or longevity Thank you, Ian! Check out ⁠Part 2⁠. Check out RunSteady Investments at ⁠RunSteadyInvestments.com⁠. Get the free ⁠Passive Investing in Real Estate Cheat Sheet⁠. Join the ⁠Passive Investor Mailing List⁠. Follow Ian on ⁠Instagram⁠ and ⁠LinkedIn⁠. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Get your FREE 5 Minute Business Plan at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you skip the traditional corporate path, lean into networking, and turn relationships into real estate opportunities? Haydynn Fike is co-founder of Acadia Capital and host of The Art of Connecting Podcast. After graduating from the University of Tennessee at Chattanooga, Haydynn quickly realized the corporate world wasn't for him and began attending every networking event he could find. That decision led to a partnership with Dan, a 74-unit storage facility, and eventually the creation of Acadia Capital. Today, Haydynn has helped investors place more than $7 million into Acadia Capital while building a growing network of real estate investors throughout the Southeast. Haydynn shares how networking and genuine relationships can create opportunities that aren't found by simply scrolling through property listings. He also talks about flipping two houses in 2024, owning a 74-unit storage facility, building investor communities through the Southeast Best Real Estate Meetup and Chattanooga Owners Club, and the lessons he's learned along the way. From raising capital and finding deals to building relationships and taking action, this conversation is packed with practical insights for anyone looking to grow their real estate investing business and their network.FOLLOW:https://acadialoans.com/SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅ http://relfreedom.tv   GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST! 

Wall Street has declared yet another “year of the stock picker.” Don and Tom examine Morningstar and SPIVA data showing how few active large-cap funds beat their benchmarks—and why high fees, trading costs, taxes, short horizons, and fierce competition keep the odds tilted toward low-cost diversification.Then Greg asks where stocks and bonds belong while he begins Roth conversions. The discussion covers asset location, small-cap value exposure, international diversification, tax brackets, IRMAA, and keeping the portfolio's overall risk level intact.Finally, they tackle an all-U.S. Roth for a 20-year-old, a couple's pre-retirement glide path, and a pricey Fidelity target-date fund that can be replaced inside a Roth without creating a tax bill. Stay through the end for a money-music bonus.0:37 — The “year of the stock picker” returns2:41 — Active funds trail their benchmarks again8:30 — Why passive keeps winning13:29 — Asset location for Roth conversions22:09 — Should a 20-year-old invest only in the U.S.?23:59 — Reducing risk before retirement28:24 — Escaping an expensive target-date fund31:53 — Reviews, inflation, and a money-music bonusQuestions? Comments? Click!

This is not just another episode - it is an invitation to slow down, settle in, and truly absorb one of the most important, yet often underappreciated, revolutions in the history of finance: the rise of passive investing and the index fund.Today's story is not about overnight fortunes or catastrophic losses. It is about a simple, almost radical idea that quietly dismantled an entire industry's business model, saved trillions of dollars for ordinary people, challenged the myth of active-manager genius, and fundamentally changed how capital is allocated across the planet. It is the story of a man named John Clifton Bogle, a handful of academics who proved markets are harder to beat than anyone wanted to admit, a few skeptical institutions that took a chance, and eventually a tidal wave of evidence and investor behavior that made passive investing the default choice for most of the world's capital.

Could a nation of steadier 401(k) investors make markets calmer—or will algorithms, options, and meme-stock behavior keep the ride bumpy? Tom and Roxy weigh the forces pulling volatility in both directions.Next, an almost-80-year-old with a $4 million portfolio asks who should coordinate the inheritance plan. The answer is a team effort, with the financial advisor calling the plays and the CPA and estate attorney handling their specialties.They also decode RIA versus IAR, flag the conflicts that can come with dual registration, and tackle asset location, TSP diversification, inherited money, and whether to sell Vanguard ETFs before adding DFA or Avantis.Timestamps:0:44 A French café opening2:40 Will more investors mean less volatility?7:12 Who quarterbacks an estate plan?10:15 RIA, IAR, broker-dealer, and fiduciary conflicts15:25 Inherited money, TSP, Roth, and brokerage choices21:21 Adding DFA or Avantis to Vanguard ETFsQuestions? Comments? Click!

How Passive Investing Buys Back Your Time | Tom St. John explores how real estate investors can build wealth without sacrificing the time and freedom they originally started investing for. In this episode of the Real Estate Masters Podcast, Tom shares how growing to more than 100 units eventually left him with less control over his life, why becoming a father changed his definition of success, and how passive real estate investing helped him shift toward reliable income and financial freedom. He also explains how he vets operators, balances private credit with multifamily investments, avoids overconcentration, and why investors should consider building income first before aggressively chasing growth. _______________________________ If you want to learn how to run your business in 5 hours or less.... Go to https://www.5HourBusiness.com Subscribe to my YouTube channel:    / @tonyjavierbiz And if you're into flying and want to follow my Aviation journey, check out my other YouTube channel at    / @tonyjaviertv  _______________________________ Follow me on Social Media: Tiktok -   / tonyjavier.tv Instagram -   / tonyjavier.tv Facebook Personal -   / tonyejavier Facebook Business -   / realtonyjavier ________________________________________ If you want to dominate your Real Estate Market with TV commercials, go here: https://www.ClaimMyMarket.com If you want to connect with me and my network, go to https://tonyjavier.com/connect If you want to check out Tony's Real Estate Resources and Vendors go to https://www.TonyJavier.com/resources ________________________________________ Tony is the owner of an INC 5000-rated Real Estate Investment Company. He has been featured in Bigger Pockets, Wholesaling INC, Steve Trang's Real Estate Disruptors, Joe Fairless' Best Ever Podcast, and many other top podcasts and platforms. When Tony is not working on his business, he enjoys flying his plane. You can see videos on that and how he uses airplanes to save money on taxes. Don't forget to like the video, comment, subscribe to my channel, and share this with a friend if I'm doing my job and providing value to you and your network. If I'm not doing my job please let me know in the comments how I can be better, your feedback is greatly appreciated. See you in the next video!

Real estate experts Michael Zuber and Jason Hartman analyze common reasons why aspiring investors fail to achieve success. They argue that direct ownership is superior to passive syndications because it prevents investors from being exploited by dishonest or incompetent managers. They emphasize finding a "middle path" between over-analyzing data and being recklessly impulsive, suggesting that true wealth requires a decade-long commitment rather than a "shooting star" mentality. To succeed, individuals must focus their capital on a specific asset class while maintaining geographic diversity across three to five markets. Finally, they stress the importance of standardizing financial data and mastering the math of a "buy box" to objectively identify profitable deals. EmpoweredInvestor.com/Wednesday PropertyTracker.com Key Takeaways: 0:00 Failures in Real Estate 6:53 Being 'rationally reckless' 10:55 Focus- Do not diversify 15:00 Do the work 18:24 Learn the math of real estate   _______________________________________________________________  Follow Jason on TWITTER, INSTAGRAM & LINKEDIN  Twitter.com/JasonHartmanROI  Instagram.com/jasonhartman1/  Linkedin.com/in/jasonhartmaninvestor/  Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/   Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

In this episode, Tom Schmidt from Ticker Tape Investments shares insights on passive investing, diversification, and building a diversified portfolio through private equity and real estate deals. Discover how to leverage large deals, aggregate capital, and navigate the investment landscape effectively.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Salvatore Buscemi reveals how disciplined investing, experienced operators, audited numbers, meaningful sponsor capital, and authentic relationships can help investors protect wealth, raise capital, identify stronger opportunities, and build a lasting financial legacy with confidence today.See article: https://www.unitedstatesrealestateinvestor.com/build-wealth-through-trust-discipline-and-courage-with-salvatore-buscemi/(00:00) - Introduction to Salvatore Buscemi and His Journey From Pre-Med to Goldman Sachs(05:00) - Passive Investing and Three Essential Rules for Evaluating Operators(10:00) - Multifamily Risks, Industrial Opportunities, and Understanding IRR(15:00) - Specialized Assets, Capital Calls, and the Power of Raising Capital(20:00) - Deal Fees, Investor Trust, and Building Authentic Relationships(25:00) - Cap Rate Mistakes, Investor Education, and Relationship Capital(30:00) - Essential Business Books, Investor Personalities, and Wealth-Building Networks(35:00) - Salvatore's Resources, Final Thoughts, and Closing DisclaimerContact Salvatore Buscemihttps://salvatorebuscemi.com/https://www.facebook.com/salvatore.buscemi.589https://www.instagram.com/salvatorembuscemi/https://www.linkedin.com/in/salvatore-buscemi/https://www.amazon.com/stores/author/B00O5IHPTC?ccs_id=52db1a23-52be-434d-9c47-b5b7e6db6d20The strongest investment is not always the deal offering the biggest projected return. It is often the reputation, knowledge, and relationships built long before the opportunity appears. Keep learning, protect your credibility, choose experienced partners, and never underestimate the wealth-building power of authentic human connection. To discover more conversations that can strengthen your investments, relationships, and quality of life, visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl

Today on the show Tom Stevenson is here to talk about the remarkable power of passive index funds and why some famous investors are beginning to warn their dominance holds threats for stock markets. Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

In this episode, I sit down with Chris Larsen, founder of Next-Level Income and someone with over 20 years and nearly three decades in real estate. What I love about Chris's story is where it started: he bought his first rental property at age 21, while he was still a college student at Virginia Tech studying biomechanical engineering. From there he has been involved in around $2 billion in acquisitions across development, private lending, distressed debt, commercial offices, and multifamily syndication. Before real estate, Chris was chasing a very different dream. He was a competitive cyclist with hopes of going pro, until the sudden loss of his best friend at a bike race forced him to ask what he was really doing it all for. That moment set him on a search for financial freedom, and after five years of reading everything he could get his hands on, he landed on real estate as his path. He walks us through the mindset shift from day trading and stress to building something with control, leverage, income, and long term certainty. We get practical about why now is a great time for W-2 earners to move off the sidelines. Chris shares the story of his very first deal, $3,000 down on a townhouse that he house hacked with two roommates, and how a 1031 exchange years later turned that tiny investment into a seven figure return. He is a big believer that real estate is a get rich slow game, and he makes the case for doing even one creative deal a year and letting time, rents, and inflation do the heavy lifting. We also dig into where we are in the real estate cycle. Chris breaks down the roughly 18.5 year cycle, why he thinks we are in the second half where it pays to be the bank, and why keeping some dry powder on the sidelines makes sense right now. Toward the end he shares the two free tools his team built, an interactive book and a Chris Larsen AI coaching assistant, for anyone who wants to go deeper. If you have been waiting for a sign to start building passive income, this conversation is it.   Key Talking Points of the Episode 00:00  Introduction and the three paydays philosophy 00:23  Meet Chris Larsen: 20+ years and roughly $2 billion in acquisitions 00:52  Buying his first rental at 21 as a college student 02:32  Why he wrote his latest book to help people engineer freedom 03:04  Starting a nonprofit after Hurricane Helene hit Asheville 03:52  The cyclist dream and why pro cycling rarely pays 04:51  Losing his best friend at a bike race and the emptiness that followed 06:35  The discipline and structure cycling taught him 06:51  Deciding he wanted to live life on his own terms 07:48  From day trading stress to realizing that is not investing 08:46  Why real estate: control, leverage, income, and depreciation 09:37  The 15 year plan to reach ten grand a month in income 09:52  Why creative deals beat the old way of getting paid once 12:05  What Chris is working on now and his latest book 12:48  Moving from residential to commercial and multifamily 14:13  Why now is a great time for W-2 earners to get in 15:20  Real estate as a get rich slow game and the one deal a year approach 16:02  The $3,000 first deal that became a seven figure return through a 1031 17:55  The 18.5 year real estate cycle explained 20:09  Why it is a good time to be the bank 20:31  Keeping cash on the sidelines and staying selective 21:43  The two free tools: the interactive book and Chris Larsen AI 22:42  How high income earners can start investing passively 23:20  Why finding someone who made the mistake first shortens your curve   Quotables "Real estate is a get rich slow game." "During the second half of the cycle, it's a great time to be the bank." "You don't have to time the market, but be very selective right now."   Links Chris Larsen — Next Level Income (his education and investment company) — https://nextlevelincome.com Free Book, How to Be Financially Free by Forty (interactive, includes online course access) — https://nextlevelincome.com/financialfreedombook Chris Larsen AI (24/7 coaching assistant built from Chris's books, content, and podcasts, via Next Level Income) — https://nextlevelincome.com Passive Investing with Next Level Income (schedule a call with the team) — https://nextlevelincome.com/invest Smart Real Estate Coach — https://smartrealestatecoach.com Free Discovery Call with the Smart Real Estate Coach team — https://smartrealestatecoachpodcast.com/discovery Propsperity (the team's property marketing and rent collection tool) — https://propsperity.io Get Started with Smart Real Estate Coach — https://smartrealestatecoach.com/getstarted The Secret Life of Real Estate and Banking by Phillip J. Anderson

SPONSORED BY NURP Nurp is algorithmic trading designed specifically for busy professionals who don't have time to watch markets. Check out http://www.start.nurp.com/doctors  to learn more. --- Physicians are constantly pitched the next "can't miss" investment opportunity—but how do you separate legitimate strategies from financial hype? In this sponsored episode, Drs. Tim and May Hindmarsh sit down with Jeff Sekinger, founder of NURP, to unpack algorithmic trading, quantitative investing, and where alternative investments may fit into a physician's overall financial strategy. Jeff explains how institutional-style trading technology differs from traditional investing, why emotional investing often hurts long-term returns, and how busy professionals can explore quantitative trading without actively managing every trade themselves. As always, this conversation is educational—not financial advice—and encourages listeners to ask questions, do their own research, and make informed decisions.   In This Episode Why physicians are frequently targeted by investment marketers What algorithmic (quantitative) trading actually is How institutional investors use automated trading systems The difference between hedge funds and licensed trading technology Why diversification goes beyond stocks and bonds Understanding alternative investments Managing risk with predefined controls Liquidity versus locked-up investments Tax considerations for active trading Using demo accounts before investing real money Where algorithmic trading may fit within a long-term portfolio Key Takeaways Algorithmic trading removes emotion. Trading decisions are based on mathematical models and historical testing rather than fear, hype, or headlines. Alternatives should remain a small allocation. Rather than replacing traditional retirement investing, alternative strategies may serve as a complement within a diversified portfolio. Risk management matters. The discussion emphasizes setting predefined loss limits, adjusting position sizing, and understanding volatility before investing. Education comes first. Listeners are encouraged to learn how any investment works before committing capital—and to test strategies using demo accounts whenever possible. Physicians deserve better financial education. Medical training prepares physicians to care for patients—not necessarily to manage wealth. Understanding investment basics can lead to better long-term financial decisions.   Resources Mentioned NURP Demo Platform Modern Portfolio Theory (MPT) Efficient Frontier Quantitative (Algorithmic) Trading Gold Momentum Trading Strategies Section 1256 Tax Treatment Roth IRA vs. Taxable Brokerage Accounts Sponsor Disclosure   This is a sponsored episode featuring NURP. Sponsorship does not influence the hosts' questions or opinions. Nothing discussed in this episode should be considered financial, legal, or tax advice. Always conduct your own research and consult qualified professionals before making investment decisions Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene welcomes back Whitney Elkins-Hutten to explore one of the most overlooked, but most important, concepts in building long-term wealth: creating an investor thesis. Whitney, Director of Investor Education at PassiveInvesting.com and founder of Ash Wealth, shares how investors can stop collecting random deals and start building portfolios that actually align with how they want to live their lives. Whitney explains that an investor thesis is essentially a set of decisions made before ever evaluating a deal. Rather than reacting emotionally to opportunities, investors can define their goals, timeline, risk capacity, preferred asset classes, geographic exposure, liquidity needs, and lifestyle objectives ahead of time. The result is a portfolio designed intentionally rather than assembled accidentally. The conversation dives into why passive investing has become increasingly attractive for busy professionals and experienced investors alike. Whitney and Jonathan discuss the difference between serving your portfolio versus having your portfolio serve your life, and why many high-income earners may benefit from leveraging experienced operators instead of building active real estate businesses from scratch. Whitney also breaks down the growing role of debt funds in modern portfolios, explaining how they differ from equity investments and why they can create stability during uncertain market cycles. She shares practical due diligence questions investors should ask, how liquidity really works in passive investments, and why understanding risk capacity, not just risk tolerance, can dramatically improve decision-making. Throughout the conversation, Whitney emphasizes the importance of maintaining reserves, reviewing portfolio allocation regularly, and conducting postmortems not only on investments that fail, but also on the ones that succeed. The episode offers a thoughtful framework for building wealth intentionally while maintaining flexibility through changing market conditions. In this episode, you will hear: • What an investor thesis is and why every investor should create one before evaluating deals • How passive investing can support lifestyle goals and long-term wealth creation • Why diversification should extend across operators, strategies, timelines, and capital structures • The role debt funds can play in balancing cash flow and portfolio flexibility • How understanding risk capacity can improve investment decisions • Why successful investors review both winning and losing investments to refine their strategy Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover the show and supports its continued growth. Supporting Resources Connect with Whitney: Website - PassiveInvestingWithWhitney.com   Facebook - https://www.facebook.com/WhitneyHuttenInvesting  Instagram - https://www.instagram.com/whitneyhutten/  LinkedIn - https://www.linkedin.com/in/whitneyelkinshutten/  Connect with Jonathan: Podcast - www.zenandtheartofrealestateinvesting.com YouTube - www.youtube.com/JonathanGreenere Instagram - www.instagram.com/zenrealestateinvesting Instagram - www.instagram.com/trustgreene Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/zenandtheartofrealestateinvesting Jonathan's Hub Site - www.trustgreene.com Brokerage - https://www.streamlined.properties This episode was produced by Outlier Audio.

Most physicians have the majority of their wealth tied up in their practices, retirement accounts, or traditional investments. But what if there were ways to diversify using technology-driven strategies that don't require watching charts all day or reacting emotionally to market swings?  In this episode of Bootstrap MD, Dr. Mike Woo-Ming sits down with Jeff Sekinger, to discuss algorithmic trading and how physicians can gain exposure to alternative investment strategies while maintaining control over their assets. Jeff explains the fundamentals of algorithmic trading, the importance of diversification, and how automated systems can remove emotion and time constraints from trading decisions.  The conversation explores why most retail traders struggle, how algorithmic systems are developed and tested, and why physicians should approach any investment opportunity with education and due diligence first. Jeff also introduces NURP's Midas gold trading strategy and shares why offering a risk-free demo account can help investors understand the process before committing capital.  Whether you're a physician entrepreneur looking to diversify beyond your practice and retirement accounts or simply curious about alternative investment opportunities, this episode provides a practical introduction to algorithmic trading and portfolio diversification.  Three Actionable Takeaways: Reduce Concentration Risk: Physicians often accumulate wealth primarily through their medical practices and retirement accounts. Diversifying into alternative investments may help reduce exposure to a single asset class. Use Technology to Remove Emotion: Algorithmic trading systems follow predefined rules, allowing investors to avoid emotional decision-making and time-intensive manual trading. Always Test Before You Invest: Before allocating capital to any investment strategy, understand how it works, review independently verified data, and consider using demo accounts to gain familiarity with the process. About the Show: Bootstrap MD is the ultimate podcast for physician entrepreneurs looking to escape traditional healthcare and control their financial futures. Hosted by Dr. Mike Woo-Ming, a successful physician, entrepreneur, and investor, the show delivers actionable insights on starting businesses, creating passive income, and navigating healthcare entrepreneurship. Featuring interviews with industry leaders, physicians, and experts in telemedicine and digital health, it's your guide to building a profitable, fulfilling career.  Tune in weekly at  http://bootstrapmd.com About the Guest: Jeff Sekinger is a finance entrepreneur and investor who has founded three companies focused on financial education, alternative investments, and algorithmic trading. He is the founder of ZeroPercent, a company specializing in financial education and funding solutions; Orca Capital, a digital asset hedge fund serving accredited investors; and NURP, a software and financial education platform that provides individuals access to algorithmic trading strategies while allowing them to maintain control of their own brokerage accounts. Jeff began investing at a young age and previously worked in asset management at one of the largest banking institutions in the United States before launching his entrepreneurial ventures. Through NURP, he aims to make institutional-grade quantitative trading tools more accessible to individual investors, helping busy professionals explore alternative investment strategies without the need to actively manage trades themselves. Website:  https://www.start.nurp.com/doctors   About the Host: Dr. Mike Woo-Ming has over 20 years of experience as a physician entrepreneur. He's built and sold multiple seven-figure companies and now leads Executive Medical, a group of clinics specializing in age management and aesthetics. Through BootstrapMD, he mentors physicians in business, content creation, and autonomy. Let's Connect: https://www.bootstrapmd.com Want to start a podcast? Check out the Doctor Podcast Network! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Whitney Elkins Hutten is the director of investor education at Passive Investing, one of the nation's fastest growing private equity real estate firms with over $1.5 billion in assets under management. She is also the author of Money for Tomorrow: How to Build and Protect Generational Wealth, which helps high income earners turn strong earnings into long term, stable wealth through a four part framework built to reduce volatility and improve decision making. A returning guest on the show, Whitney started with single family rentals, scaled into active multifamily ownership, and moved into syndicated raises as both an active and passive investor. Over the last four years she has focused on scaling her portfolio passively and navigating shifting market conditions.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways ● Build your investment thesis before analyzing any single deal ● Stop chasing yield; let goals and risk capacity drive selection ● Accept that the market sits outside your control ● Use debt funds to add cash flow and stability to a portfolio ● Confirm your lien position before investing in any debt fund ● Match loan duration and valuation windows to the asset type     Topics Active vs. Passive Investing ●  Whitney helps investors convert active income into passive income and long term wealth ●  The right path depends on your goals, timeline, and risk capacity Building Your Investment Thesis First ●  A clear thesis defines the role real estate plays in your portfolio ●  Without it, you borrow someone else's philosophy and misjudge what a good deal is ●  The thesis also reshapes how you view a deal that underperforms What You Can and Cannot Control ●  Operators control execution, but no one controls the market or interest rates ●  You control your thesis and underwriting; the rest must be mitigated or avoided ●  Whitney cut back on multifamily in 2019 after spotting overexposure in her portfolio Equity vs. Debt ●  Equity combines cash flow, appreciation, and tax benefits, but compresses first in a downturn ●  Whitney builds a portfolio that performs across different market phases ●  Debt adds cash flow and patience while you wait for the next equity cycle Evaluating a Debt Fund ●  Confirm your lien position, since fund leverage can push you behind a bank ●  Favor single family fix and flip lending over long ground-up construction ●  Look for near-term valuations and loan durations that match the asset Understanding Lien Position ●  First position lenders can foreclose fast and carry lower risk ●  Second position lenders wait through a longer process to recover capital ●  A levered first position fund is no longer truly first position    

Whitney Elkins-Hutten of PassiveInvesting.com interviews Mike Novelli, principal of Cypress Brook, to dive into the intricate details of the 293-Unit Ariza Dripping Springs project in Dripping Springs, TX. This ground-up construction project in the heart of the Texas Hill Country faced unique hurdles, including strict environmental regulations and the engineering challenge of a custom, eco-friendly wastewater treatment plant. Mike shares his 30-year expertise in the apartment industry, detailing how his team navigates high-stakes developments—from rigorous subcontractor vetting to securing strategic HUD 221(D)(4) financing. Whether you're a passive investor or an aspiring developer, this conversation provides an invaluable look at the realities of modern multifamily real estate and successfully overcoming market volatility.

In this episode of ThimbleberryU, we talk about what a giant IPO like SpaceX could mean for a personal investment portfolio. The conversation starts with common questions many investors ask when a major private company gets ready to go public. Am I missing out? Is my index fund going to own it? Am I exposed to something I do not understand? Amy explains that many people assume an index fund owns the biggest companies in the market, but that is not always true. Index funds follow rules. For example, a company in the S&P 500 usually has to meet certain requirements around profitability, public trading shares, and time as a public company. So a company can be huge and still not appear in an index fund right away. That distinction matters, but probably not as much as the headlines make it feel. For most investors, one company being absent from an index now or added later is a small part of a diversified portfolio. The bigger risk is behavioral. A headline can create fear of missing out, and that fear can push someone to chase a single hot stock. That reaction can do more damage than the index rules themselves. Amy also explains where this can show up in real accounts. Broad index funds may be held in taxable brokerage accounts, 401(k)s, or IRAs. If those funds are designed to track an index, then the rules of that index shape what the investor actually owns. An index fund does not necessarily mean the investor owns everything. It means the investor owns what the index includes at that time. The episode also explains the difference between active and passive investing. An active fund has a manager making ongoing decisions about what to buy and sell. A passive fund tracks an index mechanically. That does not mean no decisions were made. It means the decisions are built into the index rules rather than made day to day by a fund manager. Amy thinks this is not a one-time issue. Large private companies have been staying private longer and going public at larger sizes. That means investors may keep seeing a large gap between when a company becomes enormous and when it appears in an index fund. The practical takeaway is not to reshuffle a portfolio because of a headline. The better move is to understand what your funds actually own and why they own it. Investors should check whether their index exposure reflects their goals, either with an advisor or through careful research. The calm, fact-based review is more useful than reacting to news. (00:00:00) - Intro (00:00:57) - Do index funds automatically own the biggest companies? (00:01:54) - Does SpaceX's absence actually matter for investors? (00:03:14) - Where this shows up in real accounts (00:04:43) - Active versus passive fund management explained (00:06:15) - Is this a pattern we'll keep seeing? (00:07:23) - What investors should actually do (00:09:18) - Closing and contact info To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

Merryn Somerset Webb and Bloomberg Opinion columnist and senior markets editor John Authers discuss how SpaceX’s market debut has highlighted the hidden risks of passive investing, from index concentration to the growing influence of benchmark providers. They also assess new Fed Chair Kevin Warsh’s first policy signals and debate whether today’s AI boom is a bubble—and what could bring it to an end.See omnystudio.com/listener for privacy information.

In this episode, Nathan Sosa sits down with Tait Duryea, Founder and CEO of Turbine Capital, for part one of the active vs. passive investing debate. Tait shares how he went from airline pilot to building an investment firm and explains why many high-income professionals are turning to passive investing opportunities in real estate and energy. The conversation breaks down today's most attractive asset classes, including multifamily, senior living, industrial real estate, and oil & gas. Tait also explains how passive investors can benefit from depreciation, K-1 losses, and unique tax incentives available through oil and gas investments. Topics Discussed: - The biggest misconception about passive investing - How to evaluate fund managers and syndicators - Senior living and industrial real estate opportunities - Oil & gas investing and tax benefits Request a free discovery meeting: go.therealestatecpa.com/mlre Get the Ultimate Guide for Real Estate Syndications: go.therealestatecpa.com/mlreultimateguide Submit your questions to: go.therealestatecpa.com/question Connect with Tait: https://www.turbinecap.com/ The Major League Real Estate podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, investing, financial, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Don takes listeners on a journey through nearly four decades of investment advice, explaining how his thinking evolved from recommending active mutual funds in the 1980s to embracing index funds, factor investing, and eventually ETFs. Along the way, he and Tom discuss Vanguard's rise, Don's early relationship with Paul Merriman, the emergence of Dimensional Fund Advisors and Avantis, and why their recommendations have changed over time. They also address listener skepticism about fund recommendations, compare Avantis and Vanguard products, answer a tax-efficient portfolio rebalancing question from a retired couple, and debunk a marketing pitch for “layered income portfolios.”0:08 Don shares the story of his early days giving investment advice from Leadville, Colorado2:56 The active management era and why great fund managers were once considered essential3:52 Vanguard's early growth and the gradual acceptance of index investing5:38 Don discusses Vanguard sponsoring his radio show and maintaining disclosure transparency6:55 Paul Merriman introduces factor investing and Fama-French research9:10 Early Dimensional Fund Advisors portfolios and advisor-only access10:56 The rise of ETFs, Dimensional's hesitation, and Avantis' origins11:23 The 2010 ETF flash crash and why Tom and Don were initially cautious13:29 Why factor investing remains compelling despite uncertain future returns14:20 Addressing listener skepticism about Avantis recommendations16:07 Comparing AVUV and Vanguard VBR small-cap value funds17:44 Comparing AVGE and Vanguard VT global equity funds19:15 Clarifying compensation, conflicts of interest, and transparency21:27 Listener Anton asks about tax-efficient portfolio rebalancing in retirement26:03 Why holding bonds inside IRAs can improve tax efficiency27:23 Discussion of Roth conversion strategies and tax considerations30:20 Listener asks about “Layered Income Portfolios”31:05 Why income portfolio marketing pitches are often more sales than substanceQuestions? Comments? Click!

Don and Tom explore the difference between smart risk and dumb risk in investing, sparked by new survey data showing younger investors increasingly believe they must take big risks to achieve their financial goals. They discuss the rise in stock trading, options speculation, and meme-stock behavior, contrasting those activities with evidence-based risks such as broad stock market investing, factor tilts, and maintaining efficient use of cash. They also answer a listener question from a recently retired investor concerned about market valuations and inflation, discussing small-value tilts, bond allocations, and the role of TIPS. Along the way, they wander into Roman and Han Dynasty history, retirement boredom, Don's Civil War novel, podcast economics, and the launch of the newly redesigned Talking Real Money website.0:05 Podcasting economics, removing ads, and the realities of making money from podcasts2:34 Why investors believe they need to take bigger risks to reach financial goals4:26 The growth of indexing and the shift away from active investing4:59 FINRA survey shows younger investors embracing options and speculative trading6:25 Smart risk versus dumb risk and why experience changes risk perception7:04 Options, IPOs, hot stocks, crypto, and other forms of speculative risk8:07 Research on options trading success rates and why most traders lose money8:48 Individual stocks, market timing, and sector bets that historically have not paid off10:47 Risks that may be worth taking, including all-stock portfolios for younger investors11:22 The long-term case for owning the global economy through diversified stock funds11:55 Small-cap, value, profitability, and momentum factor tilts12:37 The hidden cost of idle cash and improving returns through better cash management13:42 Why inflation is guaranteed to beat most traditional bank savings accounts14:59 Roman and Han Dynasty history and what it says about long-term economic growth15:42 The new Talking Real Money website and easier ways to submit questions17:34 Listener question from a 58-year-old retiree using a Boglehead four-fund portfolio19:15 Whether adding a small-value tilt makes sense in retirement20:41 Thoughts on bond funds, TIPS, and inflation protection22:02 Short-term Treasury ETFs versus high-yield savings accounts23:11 Avoiding emotional reactions to market valuations24:03 Retirement longevity risk and planning for a potentially decades-long retirement24:52 Don discusses researching and writing The Line Uncrossed27:32 Meet-an-Advisor invitation and how the free portfolio review process worksQuestions? Comments? Click!

Whitney Elkins-Hutten of PassiveInvesting.com interviews apartment syndicator Shane Thomas, who shares his acquisition of the 290-Unit Avaya Steeplechase in Houston, Texas. He talks about getting this property through a cash-in refinance in 2021, when the interest rates were at an all-time low. Shane looks back on how he utilized a value-add business plan backed by a floating-rate bridge loan to renovate units and increase NOI. He also explains the consequences of not convincing every investor to contribute to the capital, as well as the right way to communicate with them about your real estate strategies.

Whitney Elkins-Hutten of PassiveInvesting.com interviews Jose Berlanga, who has been building in Houston for decades, about the unique development playbook required for a build-to-rent community in a transitional neighborhood, especially when market conditions force a sudden pivot. Jose details his unexpected journey with the Barbara Rose 12-unit project, explaining how his team manages complex raw land acquisition, in-house entitlements, and the critical due diligence process that balances horizontal and vertical costs. Discover the struggle of bridging the construction loan to the permanent DSCR debt, the capital reserves needed to survive a market inflection point, and the sage advice on contracting and partnering to avoid common landmines for your first BTR development.

Is the bond market really warning of a U.S. debt crisis — or are investors misreading a distorted market signal? Michael Green, Chief Strategist and Portfolio Manager at Simplify Asset Management, joins Maggie Lake to explain why passive investing, regulation, and hidden leverage may be warping the way markets price risk. He argues that what many see as a collapse warning in long-term bonds may actually be a mechanical consequence of how capital is being allocated. Green also breaks down why investors may be ignoring one of the clearest retirement opportunities in years, why liquidity is weakening beneath mega-cap stocks, and why he believes the “real craziness” in markets may still be ahead.

Whitney Elkins-Hutten of PassiveInvesting.com interviews David Lilley, Multifamily Investor, for a deep dive into the 249-Unit Creekside On Vantage in Dallas, TX. Discover the secrets behind acquiring and successfully managing a major multifamily property in a high-demand market, and learn the key lessons for profitable real estate investing.

Don and Tom take on the uncomfortable reality that even supposedly “rules-based” index investing is starting to look suspiciously active, as major indexes like the S&P 500 consider bending long-standing rules to admit massive IPOs like SpaceX earlier than before. They explain why changing index rules matters more than most investors realize, debate whether index committees are chasing performance to stay competitive with the QQQ, and argue that broad global diversification may be safer than relying on any single benchmark. Listener questions cover retirement-saving strategies for LLC owners, how highly compensated employees can work around 401(k) discrimination limits, the pros and cons of backdoor Roth strategies, and why taxable brokerage accounts are often more tax-efficient than people assume. The episode wraps with skepticism about proposed “Trump IRA” retirement plans that don't actually exist yet, plus the usual blend of sarcasm, practical advice, and mild exasperation with modern finance.0:05 Rules-based investing versus changing the rules mid-game0:50 Why podcasting is safer than television for Don and Tom1:40 How index funds are supposed to work2:27 Why the S&P 500 wants SpaceX and giant IPOs3:01 IPO hype, pricing games, and the original S&P waiting rule4:05 Fear that indexes are drifting into active management5:01 Why investors wrongly assume the S&P 500 is “automatic”6:24 Explaining stock float and why liquidity matters8:07 QQQ and S&P changing IPO admission rules9:10 Why changing index rules should concern investors10:08 The explosion of specialized stock indexes11:33 Why owning the whole global market may be safer12:27 How Dimensional and Avantis differ from traditional indexes14:04 How listeners can submit questions to the show15:06 Retirement options for an LLC owner taking only dividends16:57 IRS concerns about treating a business like a hobby18:52 Highly compensated employee struggles with 401(k) testing20:42 Using a rollover IRA to reopen backdoor Roth opportunities21:58 Why taxable brokerage accounts are underrated22:33 Tax-efficient ETF investing and retirement flexibility23:14 Questions about the proposed “Trump IRA” plan24:35 Why investors should ignore retirement proposals that don't yet exist25:58 Congress, air conditioning, and why Washington never leaves town26:48 Podcast rankings and chasing Stack & BenjaminsQuestions? Comments? Click!

Tim Campbell, CEO of Baillie Gifford, spoke to Barron's editor at large Andy Serwer. This interview was filmed on May 12, 2026. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailIn this transformative episode of The Wealth Vibe Show, host Vinki Loomba is joined by Whitney Elkins-Hutten, Director of Investor Education at PassiveInvesting.com, and author of Money for Tomorrow: How to Build and Protect Generational Wealth. Whitney shares her wealth-building journey and offers valuable insights on how to focus on creating cash flow rather than just growing net worth.Key Takeaways:Whitney discusses the challenges and lessons learned on her journey from fixing and flipping properties to understanding the importance of cash flow.Discover how building a resilient, income-focused portfolio can provide true financial freedom.Whitney shares how her experience with real estate investments, debt funds, and tax benefits has helped her and her clientsLearn how to balance debt and equity in your portfolio, and why diversification across different asset classes is critical to mitigating risk.Whitney explains the importance of developing a mindset around financial freedom and how passive income can be a game-changer.Tips on navigating the current market environment, the importance of patience, and how to build a portfolio that aligns with your financial goals.Episode Timestamps:00:00 - 02:00: Introduction to Whitney Elkins-Hutten02:00 - 06:00: Whitney's early journey in real estate and the importance of cash flow06:00 - 10:00: Overcoming the challenges of fixing and flipping properties10:00 - 14:00: Shifting focus from net worth to cash flow14:00 - 18:00: Understanding the importance of income-producing portfolio18:00 - 22:00: Diversifying your investments and balancing debt and equity22:00 - 27:00: The power of passive income and its role in financial freedom27:00 - 31:00: Building systems and processes for investing in passive deals31:00 - 36:00: Patience in real estate investing and the current market cycle36:00 - 41:00: Educating investors on how to build wealth with a balanced portfolio41:00 - 45:00: Whitney's personal wealth vibe and advice for aspiring investors

In this episode of the Risk Reversal Podcast, Dan Nathan and Guy Adami discuss Friday's stock sell-off, geopolitical tensions, oil and the AI mania. Later, they sit down with Brian Hartigan, Global Head of ETFs & Index Investments at Invesco, to discuss the future of the QQQ, market concentration, passive investing, AI-driven growth, and the next wave of mega IPOs. They dive into Nvidia's dominance, the role of options in investing, why QQQ has remained a powerful long-term vehicle, and what investors should understand about market structure as AI reshapes the economy. Topics include: • QQQ and the evolution of the Nasdaq 100 • Nvidia, concentration risk & AI winners • Passive investing and market structure • The growing role of options strategies • SpaceX, OpenAI & the next generation of IPOs • Interest rates, fixed income & portfolio construction • Product innovation at Invesco Timecodes: 00:00 Intro: Markets, Trump/Xi Summit & Rising Yields 07:18 Why Bond Yields Could Pressure Stocks 12:08 Is the Consumer Actually Slowing? 16:10 AI Mania, Ford Energy & Speculative Trading 18:50 Cerebras IPO & Peak AI Speculation? 25:05 Brian Hartigan Joins the Podcast 26:35 What Brian Hartigan Does at Invesco 28:15 Inside QQQ: Concentration, Nvidia & Liquidity 30:20 Retail vs Institutional Investors in QQQ 34:05 SpaceX, OpenAI & Fast-Tracking IPOs into Indexes 39:05 Passive Investing & Why Companies Want Into QQQ 42:18 How Investors Use QQQ Options 45:15 Interest Rates, Fixed Income & Portfolio Positioning 47:05 AI, Nvidia & the Future of Market Leadership 50:45 Why QQQ Has Been a Long-Term Winner 52:45 How Invesco Builds New ETF Products 54:40 Georgetown, NCAA Sponsorships & Investor Education 56:45 Final Thoughts & Outro —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

Financial freedom, passive income, real estate investing, and wealth-building strategies are at the center of this powerful episode of Casa De Confidence with investor and entrepreneur Bronson Hill.Julie DeLucca-Collins sits down with Bronson to unpack the mindset, education, and investment strategies that help entrepreneurs create long-term financial freedom and time freedom.Bronson shares how he transitioned from a high-paying corporate medical sales career into alternative investing, passive income, and wealth-building through real estate, businesses, and oil and gas investments.If you've ever wondered:How do I start investing?What is passive income really?Can women entrepreneurs build wealth without working 24/7?How do I protect myself financially after divorce or starting over?…this episode is for you.

Whitney Elkins-Hutten of PassiveInvesting.com interviews multifamily expert John Makarewicz about the acquisition of Faris Residences Georgetown, a 66-unit deal in Georgetown, South Carolina. While initially hesitant about the 10,000-person market and the 1970s vintage of the property, John explains how his team saw the potential for a total top-to-bottom transformation. From replacing roofs to adding a dog park, they executed an aggressive 90-day exterior renovation that built immediate resident trust. Learn how they navigated a competitive bidding process, secured 5-year fixed-rate Fannie Mae debt with interest-only terms, and are now achieving rents that dramatically exceed their initial pro forma.

Mike Green returns to On The Tape discuss why U.S. equities hit record highs despite the Iran war and oil spike, arguing systematic 401(k) and volatility/trend strategies drove historic inflows and that markets had largely priced in fear via VIX, correlation, skew, and heavy hedging that later unwound. He critiques Nasdaq's new low-float multiplier rules as boosting demand for IPOs like SpaceX/OpenAI and warns S&P's proposal to waive profitability requirements could turn the index into a private-equity exit vehicle and alter its historical quality bias. Green views the Fed as mostly narrative-driven except during major rate shifts, faults data-dependence, and says inflation swaps don't show a breakout, while high rates act as a fiscal transfer that reinforces a K-shaped economy. He explains passive bond indexing can underweight long-duration Treasuries, potentially motivating buybacks/yield-curve-control-like actions. The conversation also covers AI capex, emerging AI-driven job restructuring favoring older workers, and Bitcoin's ETF-driven financialization and limited utility. Show Notes Checkout Mike's Substack: https://www.yesigiveafig.com/ Follow On The Tape on YouTube: https://www.youtube.com/channel/UCe8y7CzcjhMPTzem-Zn6sqA —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

Click the link http://kalshi.com/r/MOSES or download the Kalshi App and use code MOSES to sign up and trade today!Mike Green returns to discuss why U.S. equities hit record highs despite the Iran war and oil spike, arguing systematic 401(k) and volatility/trend strategies drove historic inflows and that markets had largely priced in fear via VIX, correlation, skew, and heavy hedging that later unwound. He critiques Nasdaq's new low-float multiplier rules as boosting demand for IPOs like SpaceX/OpenAI and warns S&P's proposal to waive profitability requirements could turn the index into a private-equity exit vehicle and alter its historical quality bias. Green views the Fed as mostly narrative-driven except during major rate shifts, faults data-dependence, and says inflation swaps don't show a breakout, while high rates act as a fiscal transfer that reinforces a K-shaped economy. He explains passive bond indexing can underweight long-duration Treasuries, potentially motivating buybacks/yield-curve-control-like actions. The conversation also covers AI capex, emerging AI-driven job restructuring favoring older workers, and Bitcoin's ETF-driven financialization and limited utility.Checkout Mike's SubStack: https://www.yesigiveafig.com/--ABOUT THE SHOWFor decades, Danny has seen it all on Wall Street and has built his reputation on integrity, curiosity and skepticism that he will bring with him each week. Having traded through the Great Financial Crisis and being featured in "The Big Short" is only part of the experiences Danny wants to share with the listener. This weekly podcast cuts through market noise, offering entertaining and informative discussions with expert guests giving their views of the financial world and the human side of it. Whether you're a seasoned investor or just getting started, On The Tape provides something for all listeners.Follow Danny on X: @dmoses34The financial opinions expressed are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on this content.Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in 'On The Tape' carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose.Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service. Hosted on Acast. See acast.com/privacy for more information.

This episode features an in-depth conversation with Justin Baer about his book House of Fidelity, exploring how Fidelity Investments helped transform investing from an elite activity into a mainstream necessity. The discussion traces Fidelity's evolution from mutual fund pioneer to 401(k) powerhouse, highlighting its adaptability as active stock picking gave way to index investing (driven in part by figures like Jack Bogle). It also examines the firm's surprising embrace of cryptocurrency under Abigail Johnson, as well as the complex family dynamics that shaped its leadership transition. The broader takeaway: even dominant firms must reinvent themselves—or risk becoming irrelevant.0:05 Intro and setup for special interview episode0:39 Introduction of Justin Baer and House of Fidelity1:11 How Fidelity Investments helped democratize investing2:34 Rise of mutual funds and access for everyday investors2:58 Early role in the growth of 401(k) retirement plans4:12 Shift to direct-to-consumer investing and marketing evolution5:26 Creation and impact of donor-advised funds6:27 Legacy of star managers like Peter Lynch and active investing culture7:31 Decline of stock-picking dominance and need to evolve8:46 Rise of index investing and influence of Jack Bogle10:10 Generational shift in how investors perceive Fidelity11:26 Transition to 401(k) recordkeeping and broader services12:03 Fidelity's early and controversial move into cryptocurrency13:27 Abigail Johnson and the push to innovate14:44 Strategic reasons for exploring blockchain and crypto16:23 Cultural return to experimentation inside Fidelity17:01 Historical willingness to try unconventional ideas20:13 Family dynamics and succession challenges within Fidelity24:52 Abigail Johnson's rise through internal adversity27:14 Near-sale tensions and power struggle within the company29:59 Resolution and eventual leadership transition31:03 Closing thoughts on the book and Fidelity's futureQuestions? Comments? Click!

In this episode, Angel sits down with Prolet, a full time passive investor with a background in tech, to break down what it really takes to build wealth through real estate. From her journey out of Silicon Valley to investing in over 25 commercial deals, Prolet shares practical insights on portfolio growth, the power of patience, and why understanding the long game can completely change how you invest.Topics CoveredThe transition from a tech career into full time passive investing and how it created financial flexibilityHow early investments in single family homes helped fuel larger commercial real estate opportunitiesThe difference between investing in strong markets versus navigating downturns and uncertaintyWhy compound growth and long term thinking matter more than quick winsThe importance of financial education and taking ownership of your investment knowledgeCommon mistakes passive investors make and how to better evaluate deals and sponsorsHow tools like portfolio tracking and forecasting can help investors make smarter decisionsThe realities of inflation, interest rates, and how they impact real estate performanceQuotes“Most people focus on one deal, but the real power is understanding what your portfolio can become over 10 or 15 years.”“If you don't educate yourself as an investor, you won't know what questions to ask or what risks you're actually taking on.”Connect with Prolet: https://www.linkedin.com/in/prolet/Connect with Angel: https://www.linkedin.com/in/angel-williams-re/

Whitney Elkins-Hutten of PassiveInvesting.com interviews multifamily syndication expert Caleb Webster about his recent acquisition: The Ranch, a 46-unit apartment complex in Gresham, OR. While Portland, OR is currently ranked 81st out of 82 markets for investor attractiveness, Webster reveals how he successfully closed a pocket listing by identifying a unique "financial value-add" opportunity. He dives into acquiring a well-maintained, 1976-vintage property where the seller's expense ratio was over 60%, detailing how cutting costs—such as reducing trash pick-up and self-managing the property—added a significant day-one NOI bump. Learn how his team secured incredibly competitive 5-year fixed interest-only debt from Chase and navigated the long closing period to make this deal pencil in a challenging environment.

Whitney Elkins-Hutten of PassiveInvesting.com interviews experienced apartment investor Brian Ferguson of Fergmar Capital about his most challenging acquisition yet: The Post, a 104-unit multifamily real estate property in Victoria, TX. What do you do when a potential deal is facing foreclosure, has collapsing carports, undisclosed fire damage, and a lender breathing down your neck? Dive into this conversation as Brian reveals the intense due diligence process, the shocking physical surprises (like 20 down HVAC units and failing roofs), and how his team successfully navigated a complex Fannie Mae assumption loan with a low 4.41% fixed rate. Learn about their non-traditional 80-20 capital structure and the unique marketing challenges of managing an all-bills paid distressed asset. This is a masterclass in turning a nightmare multifamily deal into a cashflowing success.

Trevor Thompson shares his journey from entertainment to real estate investing, emphasizing market mastery, passive investing, and the role of AI in operations. Discover how to identify undervalued assets, scale multi-regional investments, and leverage technology for success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Annuities promise peace of mind—but often at a steep and poorly understood cost. Don and Tom break down when (rarely) annuities might make sense, why most—including fixed indexed annuities and QLACs—tilt heavily in favor of the insurance company, and how investors can replicate “guaranteed income” with a disciplined portfolio instead. They also take on a listener question about escaping high fees at Edward Jones (spoiler: yes, run) and dismantle a pitch for a Bitcoin-backed “bond alternative,” explaining why high yields usually signal high risk—and why crypto still fails the basic test of having a rational investment purpose.0:11 Questionable motives behind much of today's investing advice0:50 Why annuities appeal—turning savings into a “personal pension”2:09 The illusion of annuity “returns” vs. reality of payouts4:08 Where annuity decisions get complicated—and costly5:21 Why using IRA money for annuities often makes little sense5:50 QLACs explained—and the uncomfortable truth about dying early7:37 The only annuity worth considering: SPIA (and its trade-offs)8:38 QLAC math vs. simple investing—who really wins10:33 The hidden downsides: illiquidity, opacity, and insurer risk11:16 Where (and how) to actually shop for annuities safely14:05 Why indexed annuities dominate—and why that's a red flag15:42 The myth of “market returns without risk”16:45 Building your own income stream without annuities18:47 Listener: escaping high fees at Edward Jones20:09 Simple, low-cost portfolio solutions for a 30-year-old23:08 Listener: Bitcoin-backed “bond replacement” pitch25:11 Why high yields (11%+) scream risk, not safety27:06 The danger of replacing bonds with speculative assets28:59 Final blunt take: crypto as an investment “has no there there”Questions? Comments? Click!

Chad Zdenek is based in Southlake Texas where he is working with PassiveInvesting.com. On today's show we are talking about pivoting during periods of difficult market conditions. To connect with Chad, visit https://www.passiveinvesting.com/Chad also has an engineering background in space and aviation. He was the host of the show "Inside Mighty Machines" on the Smithsonian Channel. You can check out some of his trailers at https://www.youtube.com/@chadzdenek5252/videos----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Over the last few years, many real estate investors learned a painful lesson: a polished pitch deck and impressive projections don't guarantee a “safe” investment. Deals went south, capital got stuck, and naturally, passive investors are now far more cautious about where they deploy their hard-earned money. Sarah Miskelly, founder of Hylee Capital, has witnessed this shift firsthand. Today, smart limited partners are no longer chasing flashy pro formas. They want risk-mitigated, institutional-grade opportunities that once felt out of reach for everyday investors. At the same time, there's been a growing shift toward debt investments, many of which Sarah believes aren't nearly as safe as they appear. Sarah shares how she evaluates sponsors and syndication deals through both the “hard” and “soft” sides of due diligence, along with the red flags she watches for—mistakes that have burned countless LPs in the past. She also breaks down the return metrics that matter most to hands-off investors and highlights the most compelling opportunities emerging in today's housing market—from multifamily apartments to mobile home parks. Insights from today's episode: Sarah's step-by-step process for vetting operators and syndication deals The return metrics that matter most to passive investors in today's market Why many LPs are moving toward debt investments (that aren't as safe as advertised) How to build a resilient portfolio by blending high-IRR deals and steady cash flow How building multiple cash flow streams can lead to greater lifestyle freedom — Connect with Sarah on LinkedIn Hylee Capital Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high-net-worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast. 0:00 Intro 0:49 Total Lifestyle Freedom 9:02 Better "Hands-Off" Investments 10:54 Operator Red Flags 18:54 What Has Changed? 22:39 LPs Are Being "Cautious" 28:44 Playing "the Long Game" 37:00 2026's Biggest Opportunities 40:49 Connect with Sarah!

Send a textIn this episode of Weiss Advice, Yonah Weiss sits down with Rey, a former U.S. military officer turned multifamily real estate investor and fund manager. Since entering the space in 2016 and retiring from the Armed Forces in 2019, Rey has helped lead acquisitions of over $150 million in multifamily assets.Rey is the Co-Founder and Senior Managing Principal of Stressless Capital Fund, a customizable real estate investment fund focused on helping investors participate in multifamily opportunities. He is also the bestselling author of “BLUF: The Bottom Line Up Front,” a guide designed to help passive investors better understand multifamily investing.In this conversation, Rey shares how his military training shaped his investment philosophy, why he started as a passive investor before becoming a sponsor, and the critical lessons he learned raising capital and navigating changing market conditions.Whether you're an experienced investor or someone curious about passive real estate investing, this episode breaks down the mindset, discipline, and strategy needed to succeed in multifamily real estate.Key Topics & Timestamps00:00 – Introduction Yonah welcomes Rey to the show and introduces his background in multifamily investing and military service.01:14 – Military Beginnings Rey shares how joining the military at 17 shaped his discipline, leadership skills, and long-term career path.04:43 – Learning the Business Through Passive Investing Before leading deals himself, Rey invested as a limited partner (LP) to understand multifamily syndications and how deals are structured.06:07 – Raising Capital and Stewardship of Investors Rey explains the responsibility that comes with managing investor capital and the importance of trust in syndications.08:32 – Market Shifts and Interest Rate Changes How rising interest rates changed the multifamily landscape and how experienced investors adapt to new market conditions.38:15 – What “Passive Income” Really Means Rey breaks down common misconceptions about passive income and how investors should think about long-term wealth building.40:40 – Where to Connect with Rey Rey shares how listeners can learn more about his investing approach, consulting, and his book BLUF: The Bottom Line Up Front.Connect with Rey here:https://ismaelreyreyes.com/link-in-bio/Support the show

Passive investing can be a great source of funds for retirement and for building a nest egg. In this podcast episode, a husband and wife asks Ryan's thoughts on building a SPY position on just $2/day. While consistent building a nest egg, is great, the timing and strategy in doing so is just as important.Be sure to check out my Swing-Trading offering through SharePlanner that goes hand-in-hand with my podcast, offering all of the research, charts and technical analysis on the stock market and individual stocks, not to mention my personal watch-lists, reviews and regular updates on the most popular stocks, including the all-important big tech stocks. Check it out now at:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://www.shareplanner.com/premium-plans⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Nicolai Tangen is the CEO of Norges Bank Investment Management, the world's largest sovereign wealth fund. He is responsible for managing $2.1 trillion. That's roughly 1.7% of every listed company on earth. In this episode, we explore the intersection of massive wealth, high-speed decision-making, and the psychological traits required to survive the AI revolution. ----- Approximate Timestamps: (00:00) Introduction (01:09) What Are You Leaning Against? (03:17) Tech Sector Evolution (04:15) The AI Bubble (05:44) Will AI Replace Humans in Investing? (06:24) Lessons on Listening (09:15) American vs. European Mindset (12:09) Prime Minster For a Day (14:27) Most Important Data (16:00) Speed and Agility (17:05) Ad Break (18:35) Using Urgency as a Tool (20:12) Can You Teach People to Change Their Minds? (22:14) Positive and Negative Comments (22:56) Testing Assumptions Before a Big Investment (25:07) Attitude Towards Risk (28:33) What's Gotten Harder in Investing? (29:07) The Rise of Passive Investing (33:42) Why Did You Take This Job? (35:04) Ad Break (36:14) Sovereign Wealth Funds (38:24) Voting Against Elon Musk's Pay Package (39:08) Building Long-Term Thinking (43:17) Slowing Down Decisions (45:13) Seeking Out Disagreement (48:08) Hiring Checklist (49:15) 140 Conversations To Prepare For A Huge Role (53:33) CEO Evaluation (01:01:25) What is Success For You? ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------ Follow Shane Parrish: X: ⁠⁠⁠⁠⁠⁠https://x.com/shaneparrish⁠ Insta: ⁠https://www.instagram.com/farnamstreet/⁠ LinkedIn: ⁠https://www.linkedin.com/in/shane-parrish-050a2183/⁠ Follow Nicolai Tangen: LinkedIn: https://www.linkedin.com/in/nicolai-tangen/?originalSubdomain=no Learn More: https://www.nbim.no/en/about-us/leader-group/leadergroup-persons/nicolai-tangen/ ------ Thank you to the sponsors for this episode: +Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Check out the Granola Notes +Download The League App today and find your perfect match! +Shopify: https://shopify.com/knowledgeproject Learn more about your ad choices. Visit megaphone.fm/adchoices