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Waiting to start your financial plan can cost more than you think. In this episode, Miguel Gonzalez, CRC, explains how time, inflation, and missed opportunities can quietly derail your future—and what to do today instead.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#cortburgspeaksretirement #financialplanning #startnow #moneytips #retirementplanning #compoundgrowth #personalfinance #procrastinationcosts #financialgoals #investearly #inflationrisk #wealthbuilding #financialliteracy #moneyhabits #emergencyfund #longtermplanning #CortburgSpeaksRetirement #MiguelXGonzalez #retirementstrategy #starttodayWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
We all know the saying and the truth of how much we judge a book by its cover. I feel it is a dramatic metaphor for much of humanity. And I don't minimize it either. I feel it's our responsibility to address our “book covers.” I feel we are in a culture that gives a lot of attention to physical aesthetics. Whether it's how we look or the car we drive or the phone we have and clothes we wear and on and on. But I amaze myself with what seems a stark lack of attention to what's behind the physical accouterments. A big one is how we talk. How we communicate. My guest is communication expert, Michael Chad Hoeppner. Michael is an adjunct professor at Columbia Business School and the CEO and president of GK Training, a firm dedicated to giving individuals and organizations better communication skills. He is a speaking coach to…a long list of incredibly impressive people and organizations. Michael is alone a leader among a growing chorus of voices identifying the link between the physical aspects of spoken communication and broader issues of health and wellness. He has a new book titled, Don't Say Um: How to Communicate Effectively to Live a Better Life. But as you'll hear, the title is a bit tongue in cheek. The concepts we discuss go far deeper than our cultural propensity to say, “um, er, like, and you know.” How we speak often gets us judged, for better or worse, much more than what we speak. But we don't get it. We are intent on what we are saying and talking about and miss how we are delivering it. But how we are communicating really does bely who we are. Using filler words and not addressing our body language doesn't just make us sound dumb, it honestly questions what level of personal security and confidence we actually have. Sign up for your $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to start your free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices
On this week's episode, Gavin and Wade will be chatting with Alison Cayne, a veteran in the CPG space! Alison founded Haven's Kitchen, a cpg brand, nearly 14 years ago. She started a podcast, In The Sauce, about 8 years ago (BEFORE IT WAS COOL) and most recently took on an Adjunct Professor role at Columbia Business School. If you think that's pretty awesome - you're right! When Alison is not busy as hell - she is dropping knowledge bombs all over her LinkedIn that's incredibly relevant for established CPG founders or emerging ones. Her honesty, transparency and curiosity are exactly why you should tune in to this week's episode!
In a time when the headlines are bleak and social feeds are filled with outrage, what does it mean to be deliberately optimistic? In this episode of Gratitude Through Hard Times, host Chris Schembra sits down with returning guest Mattan Griffel, two-time Y Combinator–backed founder, award-winning Columbia Business School professor, and longtime startup coach, to rethink optimism from the inside out.This isn't a conversation about pretending everything is fine. It's a practical, science-backed exploration of how to keep moving forward when the world tries to convince you to freeze. Chris and Mattan unpack the psychology of negativity, including the brain's nine-to-one negative memory bias, nostalgia's hidden trap, and how media algorithms profit from fear, and then turn to the tools that can rewire us toward progress and resilience.Along the way, they revisit some of Mattan's most powerful ideas: the courage of “naive optimism” that makes founders start companies against impossible odds; serendipity bombs, small outward actions that quietly build networks and opportunity; and the truth that being wrong most of the time is the price of doing something original.The conversation is both personal and practical. Chris shares stories of producing a two-man play in Beverly Hills under the threat of a record-breaking El Niño storm, and how standing in the room with committed collaborators fueled hope despite fear. Mattan reflects on early YouTube criticism that almost derailed him, and how understanding our negativity bias changed his response to rejection and failure.Listeners will also hear how positive emotions aren't just nice-to-have; they're powerful mental technology. Chris cites Barbara Fredrickson's “broaden-and-build” research, showing how gratitude, curiosity, and empathy expand our thought–action repertoire, unlock creativity, and make new solutions visible. Together they argue that optimism isn't fluffy, it's a survival skill in an age of AI disruption, social media outrage cycles, and cultural pessimism.By the end of the episode, you'll have practical habits to invite luck and possibility into your own life: connect generously, say yes early and often, ship ideas at 90% instead of chasing perfection, and create rooms where pessimism can't dominate. Most importantly, you'll be reminded that hope is not passive, it's built one intentional step at a time.10 Quotes“Optimism isn't blind faith that everything will be fine, it's the conviction that progress is buildable.” — Mattan“Our brains take in nine bits of negative information for every one bit of positive. That's biology, not failure.” — Chris“Nostalgia can be beautiful, but it's often denial, an inability to process the present.” — Chris“Systems are self-healing if we let them. The line of human progress trends up and to the right, even if it wobbles.” — Mattan“Negativity sells. Each negative word in a headline can boost clicks by 2.3%, but positive words get ignored.” — Chris“You have to be wrong most of the time to create something new. Error tolerance is optimism in action.” — Mattan“The stupid way to be selfish is to seek happiness for yourself alone; the intelligent way is to work for the welfare of others.” — Dalai Lama (quoted by Chris)“Say yes early and often because most conversations won't go anywhere, but the one that does can change your life.” — Mattan“Progress comes from movement, not perfection. Press go at 90%.” — Chris“Positive emotions broaden your thought–action repertoire, gratitude and curiosity literally rewire your brain for resilience.” — Chris (referencing Barbara Fredrickson)10 Big TakeawaysOptimism is a discipline, not a mood. It's about choosing to believe in forward momentum despite uncertainty.Understand your brain's negativity bias. We're wired to remember threats — knowing this can help us reframe and resist doomscrolling.Question nostalgia. Looking back with rose-colored glasses can fuel pessimism about the present.Negativity is profitable — be aware of media incentives. Don't let clickbait headlines distort your worldview.Design serendipity. Small, outward-focused actions (helping others, showing up, connecting dots) compound over time.Practice error tolerance. Innovation and growth require being wrong most of the time; progress lives in mistakes.Generosity drives returns. Investing in other people — time, knowledge, introductions — creates long-term opportunity and resilience.Say yes more (strategically). Especially early in your journey, embrace exploration; one connection can transform everything.Start before you're ready. Perfectionism delays progress; ship at 90% and learn in motion.Positive emotions fuel creativity. Simple acts of gratitude, kindness, and curiosity expand your capacity to see solutions and possibilities.On Negativity Bias & Media OutrageAdam Mastroianni & Daniel Gilbert's Nature paper — The illusion of moral declineSteven Pinker's The Better Angels of Our Nature (book summary)Tobias Rose-Stockwell — The Outrage MachineUpworthy headline negativity study (Columbia Journalism Review)On Positive Emotion & OptimismBarbara Fredrickson's “Broaden-and-Build Theory” explainerDalai Lama quote on “intelligent selfishness”Adam Grant's Give and TakeOn Startup Mindset & SerendipityMattan Griffel's Medium essay: “You Have to Be Wrong”Mattan Griffel on Designing Serendipity (Forbes)How to Build Serendipity in Your Career (Harvard Business Review)On Connection & GenerosityChris Schembra's Rolling Stone column archiveIkigai framework explainerPwC research on ROI of well-being programs
In this episode, Miguel Gonzalez, CRC, shares smart strategies to protect your finances and take advantage of opportunities in a high-rate environment.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #interestrates #financialplanning #retirementplanning #debtstrategy #savingsaccounts #highinterestrates #budgetadjustment #moneymoves #refinance #CDrates #creditcards #investments #marketstrategy #financialadvisor #CortburgSpeaksRetirement #MiguelXGonzalez #emergencyfund #bondstrategy #smartmoneyWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Joe Lynch is the Head of Customer Success at Dandy, where he leads teams that help dental practices thrive through digital transformation. Before Dandy, he built his expertise in healthcare strategy and operations at Bain & Company, advising Fortune 100 companies on Go-to-Market and Post Merger Integration. A graduate of the Naval Academy and Columbia Business School, Joe also served 7 years as a U.S. Navy Explosive Ordnance Disposal officer, where he led special operations teams and defused bombs underwater and on land. Outside of work, he's a father to two girls, an avid squash player and runner, channeling the same energy and focus into parenting and sports as he does into his career. meetdandy.com Join Dentaltown! dentaltown.com
In this week's MBA Admissions podcast we began by discussing the upcoming MBA admissions season. This week, Dartmouth / Tuck, IESE and Imperial Business School have their Round 1 application deadlines; Duke / Fuqua is scheduled to release its interview invites for its Early Action Round. Graham noted that our second livestream AMA is scheduled for this Tuesday on YouTube; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham then highlighted the ongoing September series of admissions events. The third session is on Wednesday, and includes Berkeley / Haas, INSEAD, London Business School, Michigan / Ross and UNC / Kenan / Flagler. Signups for this series are here: https://bit.ly/cainsidemba We then had a detailed discussion on the recently released 2025-26 MBA rankings from LinkedIn and Bloomberg / Business Week. Graham noted two recently published MBA admissions-related tips that focus on completing the business school application data forms, and whether it is advisable to skip the GMAT or GRE and seek a test waiver. We continued our series of profiling star MBA professors. This week we feature two professors from Columbia Business School and Northwestern / Kellogg. We then discussed our first student-focused Real Humans for this season, from UNC / Kenan Flagler. Finally, we had our first class profile to review, from the Duke / Fuqua Class of 2027. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate graduated from the Naval Academy and was a division 1 athlete. They appear to have a very decent career in the navy. Unfortunately, they have a low GPA and a modest GRE score. This week's second MBA candidate is from Mexico and targeting Dartmouth / Tuck and several Canada-based programs. They are a chemical engineer graduate with several years of business experience. The final MBA candidate has recently had a fourteen-month break from work. They also want to waive the GMAT. They do appear to have strong prior experience and academics, but we caution against the waiver. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!
Got a raise or bonus? Don't waste it. In this episode, Miguel Gonzalez, CRC, shares 6 smart ways to turn extra income into long-term financial progress. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #raisetips #bonustips #moneytips #smartmoney #retirementplanning #financialfreedom #budgeting #emergencyfund #payoffdebt #investinyourself #retirementgoals #financialplanning #personaldevelopment #financialadvisor #401k #IRA #CortburgSpeaksRetirement #MiguelXGonzalez #moneymoves Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Austin Campbell, Managing Partner at Zero Knowledge Consulting, and Adam Zarazinski, CEO at Inca Digital, explore the Genius Bill and its potential to revolutionize the stablecoin landscape. They discuss the many changes with the current government, including regulations and compliance, along with how this new legislative proposal could drive innovation and widespread adoption of stablecoins. Key Takeaways: Why the Genius Bill matters, and its potential impact on stablecoin adoption New compliance experiments and why the traditional approach is dead The brain drain of crypto experts within banking The need for innovation and technological transformation in traditional finance Guest Bio: Austin Campbell is the managing partner and founder of Zero Knowledge Consulting, and an adjunct professor at Columbia Business School. Previously, he ran the stablecoin platform and portfolio management at Paxos, and was the chief risk officer of Paxos National Trust. Austin has managed fixed income trading desks at JP Morgan and Citi covering >$100B of cash derivatives, and has been a portfolio manager and structurer at Stone Ridge, the parent of NYDIG. He holds a BS in Mathematics from CSU Chico, and an MBA from NYU Stern. Adam Zarazinski is the CEO of Inca Digital, a fintech company that provides data and analytics on the digital asset ecosystem to government agencies and financial institutions using natural language processing and LLMs. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte
In this episode of “The Business of Blueberries,” Inez Be, director of marketing at the U.S. Highbush Council (USHBC) and the North American Blueberry Council (NABC), is joined by VentureFuel Founder and CEO Fred Schonenberg. VentureFuel is an innovation advisory firm that helps major brands, such as Netflix and General Mills, unlock growth through startup collaborations. The USHBC has partnered with VentureFuel to launch the Blueberry Boost Accelerator, a first-of-its-kind program supporting emerging brands using blueberries as a prominent ingredient. Schonenberg is a frequent speaker at top industry events like SXSW and Shoptalk, and holds executive education credentials from Harvard, MIT Sloan and Columbia Business School. He shares the value and purpose of such an innovative program and the benefit it can offer blueberry stakeholders.“ Really, it's a programmatic and high-speed way to take very promising ideas and accelerate their growth to some sort of impact. And what's really cool about what we're doing in the blueberry industry is this idea that the blueberries are the heart of this, they're the platform of innovation.” – Fred Schonenberg Topics covered include: An introduction to Shonenberg and his work at VentureFuel.A description of the Blueberry Boost Accelerator and what it hopes to achieve. The impact this intensive program can have for innovative startups with a blueberry focus.Learn more about the Blueberry Boost Accelerator today and meet the finalists – and sample their products – at the upcoming Blueberry Convention! Crop ReportThe Blueberry Crop Report is an update on crop conditions and markets throughout important blueberry growing areas. Today you'll hear from Alan Schreiber in Washington, Caylan Huddleston in Oregon and Luis Vegas in Peru. This was recorded on September 4, 2025.
Back-to-school season is the perfect time for a financial reset. In this episode, Miguel Gonzalez, CRC, shares smart budgeting moves to clean up summer spending, plan for fall costs, and finish the year strong.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #backtoschool #fallbudget #familyfinances #budgetreset #financialplanning #retirementplanning #personalfinance #moneytips #spendingcheckup #autumnbudgeting #backtoschoolspending #financialgoals #budgetingtips #financialliteracy #CortburgSpeaksRetirement #MiguelXGonzalez #fallreset #subscriptions #holidayspendingWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
I think my guest on this episode demonstrates the power of the JET connection and experience - getting into a career that allows him to travel the world and learn - specifically about the way business practices are done globally. Ryan Hata works in the event planning and project management space at Columbia Business School. As always, we don't just talk about what he does as part of his job, but also expand into topics related to his work, like global business practices, and what innovation looks like in China and India. Note: This will the final episode for 2025. After JET will be taking a break. Thanks to everyone who has been supporting and listening to the podcast.
"What's the one thing people remember from your message—and is it what you intended?" In this compelling episode of Kent Hance: The Best Storyteller in Texas, Kent sits down with Merrie Spaeth, a trailblazing communicator whose career spans journalism, television, the Reagan White House, and crisis management for Fortune 500 companies. From her Quaker school roots to becoming the first female intern at the Philadelphia Inquirer, Merrie shares stories that are as insightful as they are entertaining. Listeners will hear how Merrie: Became a White House Fellow and worked directly with FBI Director Judge William Webster. Helped reshape the FBI's public image and diversity efforts. Created the White House News Service, pioneering direct-to-public communication long before social media. Built a global communications firm focused on proactive crisis management and employee advocacy. Offers timeless advice on how to communicate clearly, avoid PR disasters, and turn employees into brand ambassadors.
In this episode, Miguel Gonzalez, CRC, breaks down the essential financial, healthcare, and lifestyle factors to consider before retiring in your 50s—or even earlier.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #earlyretirement #retirementplanning #retireearly #financialfreedom #healthcareplanning #SocialSecuritytiming #401kwithdrawal #earlyretiree #retirementincome #RothIRA #retireby55 #Medicaregap #retirementbudget #financialadvisor #withdrawalstrategy #lifestyleplanning #retirementsuccess #CortburgSpeaksRetirement #MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Robert Althuis is a spiritual philosopher, author, keynote speaker, and founder of Regenerative real estate and holistic wellness organization dedicated to embedding Love+Truth as the foundational spiritual principles for an awakened humanity.He stands at the intersection of celestial wisdom and real-world transformation. A certified medium with an MBA from Columbia Business School, Robert blends deep esoteric knowledge with pragmatic insight, guiding elite leaders, visionaries, and seekers toward their highest potential. As an author, Alpha Virtus is Robert's fifth published work, following Never Enoughitis, Manifesting Mastery, The Crucible Manifesto, and his fully channeled spiritual manifesto, Love+Truth.Contact Robert Althuis:My new book Alpha VirtusMEDIA LINKS:• Mail: hello@robertalthuis.com• Web: www.robertalthuis.com• IG: www.instagram.com/robertalthuis• FB: www.facebook.com/robertalthuis• LinkedIn: https://www.linkedin.com/in/robert-althuis-ceo-coach-regenerative-capitalism-awakened-leadership/• YouTube: www.youtube.com/@robertalthuis• Medium: www.robertalthuis.medium.com• Tiktok: www.tiktok.com/@robertalthuisDr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon:https://amzn.to/4cmTOMwWebsite: https://linktr.ee/drkimberleylinertPlease subscribe, share & LISTEN! Thanks. incrediblelifepodcast@gmail.comSocial Media LinksLinkedIn: https://www.linkedin.com/in/dr-kimberley-linert-incredible-life-creator/Facebook: https://www.facebook.com/kimberley.linert/The Great Discovery eLearning Platform: https://thegreatdiscovery.com/kimberley
Erneuerbare Energie ist nicht zu stoppen, sagt der Klimaökonom Gernot Wagner – Solarstrom boomt und Öl ist einfach kein Business mehr. Ein Podcast vom Pragmaticus.Das Thema:Auch wenn US-Präsident Donald Trump die Klimaziele der USA wieder zurückschraubt, ist der Trend in Richtung Wind- und Solarenergie nicht mehr aufzuhalten. US-Unternehmen wie der Ölkonzern Exxon halten auch nach dem Ende des Inflation Reduction Acts an Nachhaltigkeitsinitiativen fest. Der weltweit größte Vermögensverwalter Blackrock verknüpft Investments mit Umweltindikatoren. „Die Richtung stimmt, trotz Donald Trumps Kurs“, ist Klimaökonom Gernot Wagner deshalb auch überzeugt. Und das war eine gute Nachricht. Belege dafür sieht er im konservativen US-Bundesstaat Texas, weil dort Solarenergie boomt.Wagner findet aber auch in Europa vorbildhafte Beispiele, etwa Moldawien, das sich gerade unabhängig von fossilen Energieträgern gemacht hat. Unangefochtener Führer im Feld der Erneuerbaren Energien ist jedoch China mit seinen Sonnenkraftwerken und Photovoltaik-Parks. Dort wird das Business-Modell mit der Sonne konsequent vorangetrieben.Unser Gast in dieser Folge: Gernot Wagner ist Klimaökonom an der Columbia Business School und leitet dort die „Climate Knowledge Initiative“. Seine Fachgebiete sind Technologien zur Eindämmung des Klimawandels und politische Fragen. Wagner, gebürtiger Amstettner, hat in Harvard politische Ökonomie und in Stanford Wirtschaftswissenschaften studiert. Er ist Autor von insgesamt sechs Büchern zum Thema, unter anderem Climate Shock und Geoengineering: the Gamble. Wagner lebt mit seiner Frau und zwei Kindern in einem Haus in New York, das er selbst saniert hat. Seit acht Jahren kommt Wagner zum Europäischen Forum Alpbach, wo auch dieser Podcast stattgefunden hat.Dies ist ein Podcast von Der Pragmaticus. Sie finden uns auch auf Instagram, Facebook, LinkedIn und X (Twitter).
Worried about market drops in retirement? In this episode, Miguel Gonzalez, CRC, explains how to protect your income, manage withdrawals, and stay on track when volatility hits.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #retirementincome #marketvolatility #marketdownturn #recessionproofretirement #financialplanning #investmentstrategy #retirementplanning #bucketstrategy #withdrawalrate #RothIRA #assetallocation #retirementinvesting #retirementsafety #marketrisk #financialadvisor #protectyourretirement #CortburgSpeaksRetirement #MiguelXGonzalez #stayinvestedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
At a time when startups are primarily funded by private market investors, who you know has become a critical factor in gaining access to that venture capital. But how does the reliance on alumni and professional networks create barriers for startups from historically disadvantaged groups?Emmanuel Yimfor '20 is a finance professor at Columbia Business School and holds a Ph.D. from Rice University. His research focuses on entrepreneurial finance, diversity and private capital markets, with insights into gender and racial disparities in venture capital funding, board representation and how resources could be more equitably allocated.Emmanuel joins co-host Maya Pomroy '22 to discuss his career journey from working at a Cameroonian telecommunications company to teaching at some of the top U.S. business schools, as well as his research on the influence of alumni networks in venture capital funding, how AI tools can address biases in lending, and finally how he's teaming up with his son to bring AI tools to young innovators and entrepreneurs in Cameroon. Episode Guide:01:00 Exploring Entrepreneurial Finance03:36 The Role of Networks in VC Funding08:10 Emmanuel's Journey From Cameroon to the U.S.12:34 The Rice University Experience15:43 Research on Alumni Networks and Funding21:49 Algorithmic Bias in Lending33:17 Empowering Future Innovators in Cameroon38:42 Final Thoughts and Future OutlookOwl Have You Know is a production of Rice Business and is produced by University FM.Episode Quotes:Rethinking who gets funded in venture capital31:07: What does good networks mean exactly? If you look at venture capital partners, for example, right? They have worked at McKinsey before they became venture capital partners. So they have worked at certain companies, they have done certain jobs that then led them to become VCs. And so to the extent that we have a lack of representation in this pipeline of jobs that is leading to VC, then the founders that do not come from these same backgrounds do not have as equal access to the partners. And so what that suggests is something very basic, which is like, just rethink the set of deals that you are considering. That might expand the pool of deals that you consider, because, you know, there might be a smart person out there that is maybe not the same race as you, but that has an idea that you really, really want to fund. And that is something that I think, like, everybody would agree with. You know, we want to allocate capital to its most productive uses.From hard data to meaningful change29:13: So I have a belief in America, at least based on my life journey, which is: if you work hard for long enough, somebody is going to recognize you and you will be rewarded for it. And so I really believe that America takes in data, thinks about that data for a while to think about whether the research is credible enough, and then, using that data, they are a good Bayesian, so they get a new posterior. They act in a new way that is consistent with what the new before and the new data. And so I think about my role as a researcher as just like, you know, providing that data. Here is the data, and here is what is consistent with what we are doing right now. Now, you know, what you do with that information now is like, you know, update what you are doing in a way that is most consistent with efficient capital allocation—is my hope.Why Emmanuel finds empirical work so exciting 21:34: Empirical work is so exciting to me because then you are like, "I am a little bit of a police detective." So you take a little bit of this thing that feels hard to measure, and then you can create hypotheses to link it to the eventual outcomes, to the extent that that thing that is hard to measure is something that is leading to efficient capital allocation. Then, on average, you know, this feeling that you get about founders that are from the same alma mater should lead to good things as opposed to leading to bad things. And so, you know, that is exactly the right spirit of how to think about the work.Show Links: TranscriptGuest Profiles:Emmanuel Yimfor | Columbia Business SchoolEmmanuel Yimfor | LinkedInEmmanuel's Website
We've got just the class to help you get back into that learning machine mode. We're stoked to be joined by our good friend Chris Begg, founder of East Coast Asset Management and adjunct Associate Professor at the Helibrunn Center for Graham and Dodd investing at Columbia Business School. He teaches security analysis, perhaps the most legendary investing course in higher education. In today's class, we offer some historical context on the legacy of the adjunct investing professor, addressing why the practitioner teacher has played such a formative role for so many of the world's greatest investors. We also share our own teaching journey and the curriculum and guests that have helped make our respective classes so impactful. We even include a preview of our brand new class at Notre Dame, Investing in the Good Life, which is in partnership with the Shedi Family Program in Economy, Enterprise, and Society, and the College of Arts and Letters. Please enjoy our Back to School Special with our friend and the dawn of compression, Chris Begg. For the full show notes, transcript, and links to mentioned content, check out the episode page here. —-- Joys of Compounding is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Joys of Compounding, visit joincolossus.com/episodes. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Follow us on Twitter: @Buhrman_Rick | @PaulBuser | @JoinColossus Show Notes (00:00:00) Welcome to The Joys of Compounding (00:03:23) Summer Highlights and Personal Reflections (00:08:24) Music and Podcasts: Inspirations and Reflections (00:16:43) The Art of Songwriting and AI (00:21:48) Season Two Reflections and Guest Highlights (00:33:18) The Legacy of Practitioner Teachers (00:48:00) Influential Teachers and Their Impact (00:50:24) Value Investing Principles and Classroom Dynamics (00:52:32) Personal Teaching Journeys and Early Influences (00:57:14) Memorable Teaching Experiences and Guest Lecturers (01:11:57) The Role of AI in Education (01:26:23) Future Plans and New Beginnings
Inflation is one of the biggest threats to retirement bug it's often overlooked. In this episode, Miguel Gonzalez, CRC, shares how rising costs impact retirees and how to protect your income with smart planning.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #retirementplanning #inflation #retirementincome #costofliving #financialplanning #retirementstrategy #healthcarecosts #purchasingpower #COLA #TIPS #retirementrisks #financialadvisor #SocialSecurity #longtermcare #dividendstocks #investingforretirement #CortburgSpeaksRetirement #MiguelXGonzalez #personalfinanceWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
IN EPISODE 241:Leaders who see around corners have more than good vision - they have a plan. In Episode 241, Rita McGrath drops by to share ways leaders can better prepare for significantchanges in their industries. We discuss the importance of recognizing change signals ("inflection points"), creating early warning systems, and fostering a culture of bottom-up innovation. ABOUT RITA MCGRATH:Rita McGrath is a best-selling author, a sought-after advisor and speaker, and a longtime professor at Columbia Business School. She's one of the world's top experts on strategy and innovation and is consistently ranked among the top 10management thinkers in the world, including the #1 award for strategy by Thinkers50. Rita has worked with top executives at some of the world's most admired brands and organizations and is the founder of Valize, a platform that helps companies develop their capacity for innovation.
After graduation from Macalester College in St. Paul, Lawrence Perelman imagined a performing arts cable channel. So he earned an MBA at Columbia Business School and later founded Semantix Creative Group, a strategic advisory firm for performing artists and global performing arts institutions. As Semantix's CEO, Lawrence kept pitching his idea, and even discussed it with Carnegie Hall's Clive Gillinson. In December 2021, Lawrence, as co-founder, was part of the team that launched Carnegie Hall+, a premium subscription on-demand channel on the Apple TV app. As you'll hear in this episode, his parents always encouraged him to take risks: “You want to meet someone and accomplish something? Write them a letter.” That's maybe the most valuable lesson he learned: "...to put your heart out there and make a statement." So, in 1994, he wrote a letter to William F. Buckley Jr. to thank him for emboldening Soviet Jews to come to America, as his parents did. Suffice it to say that over the years, Buckley became a friend and mentor who changed the course of Lawrence's life "because he took time to answer my letter." This is a unique episode!
We'd love to have your feedback and ideas for future episodes of Retail Unwrapped. Just text us!Provocative, controversial, and blunt observations about what's making retail news headlines. Shelley and TRR contributor Mark Cohen, who is an industry veteran and former director of retail studies at Columbia Business School, explore a few of the difficult challenges facing retail leaders. They reveal truths about vendor abuse (new revenue streams from chargebacks for questionable violations), the myths about great customer service despite public boasts, and how return to office policies, although unpopular, are mandated by CEOs taking a hardline to uphold the viability and sustainability of the business. It's a conversation that pulls no punches!For more strategic insights and compelling content, visit TheRobinReport.com, where you can read, watch, and listen to content from Robin Lewis and other retail industry experts, and be sure to follow us on LinkedIn and Twitter.
Today, I have the pleasure of speaking with Patricia Angus, Founder and CEO of Angus Advisory Group, an independent consulting practice serving enterprise families. A former international trusts and estates lawyer, Patricia is a thought leader in the field of multi-generational family governance, wealth and philanthropy. She has been advising global families and their companies, family offices, and foundations, for three decades and is the author of The Beneficiary Primer, among numerous publications. She founded the Global Family Enterprise Program at Columbia Business School, where she teaches graduate and executive education courses, and is a Fellow and board member of the Family Firm Institute and a frequent speaker at industry and family events. Patricia is a long-time friend and collaborator of FOX. Patricia is one of the pioneers in the family wealth space and has been at the forefront of the industry for over 3 decades. As she reflects on the past 30 years, she shares what she believes has changed significantly and what has stayed the same. As Mark Twain famously said, “History doesn't repeat itself, but it often rhymes.” Today, we find ourselves once again in a time of significant geopolitical and economic shocks, armed conflicts at home and abroad, and the return of populism and authoritarianism even among western democracies. Patricia offers some of the lessons she has learned and would like to pass on to families and their advisors on how to best weather such times of conflict, instability, and disruption. Throughout her career, Patricia has developed a number of practical tools for families – one prominent example of a tool she utilizes with her clients is the Trustee and Beneficiary Primer. She tells us more about these tools, what is in them, and how families and their advisors can benefit from them. In the family wealth space, there is a mix of practitioners and academic programs aimed at helping families of wealth achieve success throughout their multigenerational journey. Patricia provides her insights into how families should think about utilizing practitioners vs. academics, highlighting the utility and limitations of each of these resources and offering tips into how families can achieve the right balance between the different kinds of knowledge and tools both academia and practitioners provide? Do not miss this deeply insightful conversation with one of the veterans and original thought leaders of the family wealth space.
Retirement expenses go far beyond housing and travel. In this episode, Miguel Gonzalez, CRC, reveals the most overlooked retirement costs—like medical bills, taxes, and inflation—and how to plan for them now.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #retirementplanning #retirementcosts #hiddenexpenses #retirementstrategy #financialplanning #healthcarecosts #RMDs #inflationrisk #SocialSecuritytaxes #retirementbudget #financialadvisor #Medicare #longtermcare #homeexpenses #familyfinances #retirementincome #moneytips #CortburgSpeaksRetirement #MiguelXGonzalezWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Why do we still fall for toxic leaders, and what does that say about how we see the world? A new study reveals how our worldview might shape the leaders we choose, and how happy we are at work. The lead author of the research Christine Nguyen joins us live from Columbia Business School, with leadership consultant Paul Littlejohn in studio. Then: “Summer shading” has been dubbed the worst dating trend of 2025. But could pressing pause on love during the heat of the season actually teach us something deeper about relationships? Relationship expert Nicola Beer weighs in. And finally, would you take a job that exposes you to the internet’s darkest content, daily? We go behind the scenes with a person who protects your feed. Hear the story of a content moderator from one of the world's biggest social media platforms, plus expert insight from Dr. Kirin Hillier and Prof. Talal Abdul Ghani Shaikh.See omnystudio.com/listener for privacy information.
#185: That moment when the room falls silent after you've spoken up—not because you're wrong, but because you dared to say something. You've just stepped into that familiar territory where advocating for yourself or others gets you labeled as "difficult," while others receive praise for the exact same behavior.This frustrating double standard isn't just in your head. Harvard Business Review research confirms that 66% of women receive negative personality descriptors in performance reviews when they speak up, with words like "abrasive" and "difficult" appearing far more frequently than in men's reviews. Columbia Business School found that when women are assertive, their likability drops significantly, while men's remains unchanged. We're constantly navigating an impossible tightrope: be warm but not strong enough for leadership, or be direct but "unlikable."The calculation is exhausting—how do I speak my truth without being seen as "too much"? But remaining silent is equally damaging, reinforcing inequities and teaching others you'll tolerate imbalance. Every social advancement throughout history came because someone was willing to be labeled difficult. From women's suffrage to workplace protections, progress happens when people speak uncomfortable truths.You can advocate effectively by leading with facts, using "we" framing instead of "I need," practicing neutral delivery, and knowing which battles deserve your energy. Set boundaries early rather than letting resentment build, and surround yourself with people who value directness rather than trying to convince others your personality is worthwhile.If speaking up makes you "difficult," then perhaps more of us should embrace being difficult together. Workplaces, relationships, and societies don't improve because everyone stayed comfortable—they change because someone had the courage to say "this isn't working" and advocate for better. The next time someone calls you difficult, consider that they might actually be telling you that you're doing something right.You can now send us a text to ask a question or review the show. We would love to hear from you! Follow me on social: https://www.instagram.com/babbles_nonsense/
Not sure when to claim Social Security? In this episode, Miguel Gonzalez, CRC, explains the pros and cons of taking benefits at 62, full retirement age, or 70—so you can make the smartest choice for your retirement.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
I can't help but call Glenn "Dean Hubbard" since I met him as a student at Columbia Business School. That was 2005, making him one of the guests I've known the longest.I invited him to the podcast after seeing a talk he gave on the 300th birthday of Adam Smith. My recent learning more about Smith and other Enlightenment thinkers led me to find relevance between their thinking about how to live together without hurting each other and how we handle polluting and depleting today. I knew Glenn studied Smith for longer and in more depth than I have so I invited him to share about Smith.We started with his background, having worked with the White House. He then shared about Smith, in particular not seeing just his economics in Wealth of Nations, also his philosophy in Theory of Moral Sentiments.I shared some of the views I've been developing, though not comprehensively. He responded, politely and informatively, considering my inexperience expressing my ideas. He pushed back and educated.I couldn't help also sharing how much I'd learned at business school that was relevant to sustainability and I found little elsewhere, especially the social and emotional skills of leadership. I couldn't help building up my alma mater and the value of leadership in the task of changing culture.Glenn's home page at Columbia Business School Hosted on Acast. See acast.com/privacy for more information.
Harry Mamaysky, Professor at Columbia Business School and Chief Investment Officer at QuantStreet Capital, spoke with Rudolf Falat, founder of the Voice of FinTech podcast, about AI potential for investment management and asset allocation.Here is what they covered:Harry – what's your background? How did you get to what you do today? Why re-join academia?Why are we now going through the AI revolution? Where are we in terms of adoption? Is general AI on the horizon? Will everyone be affected by AI?Why is letting AI trade by itself unlikely to work? How can AI be useful in investing?How correct are AI models? What would AI (Gemini) answer for asset allocation questions?What's the confidence level of such an answer?Are the answers factually correct? When mistakes are made, how grave are they?Do LLMs know about real-time news?How about systematic investing? Can you provide an example of QuantStreet's asset allocation architecture?What are the things that AI doesn't know about?What are your recommendations for resources from which to learn more about AI in Finance? What's the best way to reach out? QuantStreet Capital (website), newsletter, e-mail: hello@quantstreetcapital.com or Harry Mamaysky on LinkedIn
In this episode of the HAYVN Hubcast, host Nancy Sheed sits down with Marilynn Joyner, a former commercial real estate exec turned tech founder, to unpack her journey from corporate intensity to building Her Workplace, an AI-powered career platform designed for ambitious Gen Z and millennial women. Key Highlights: A Career on Her Terms: Marilynn's early career in commercial real estate exposed her to a male-dominated, competitive culture. Despite early success, she realized she was following rules she didn't create and sought more autonomy and purpose. The Pivot Point: While attending Columbia Business School, Marilynn's experiences, coupled with the pandemic slowdown. sparked her entrepreneurial journey. A side project, mentorship from a startup founder, and workplace burnout fueled her desire to create something new. Finding the Gap: Through conversations with friends and peers, she discovered a lack of career resources and support for mid-career women, those not yet in the C-suite but striving for leadership. This white space became the inspiration for Her Workplace. From Idea to Impact: What began with 7 in-person events and a waitlist of 5,000 women turned into a full-fledged membership platform that now includes networking, mentorship, coaching, and AI-powered tools. AI for Human Connection: Her Workplace uses AI to match members with mentors, peers, and career resources, making career growth more personalized—and more human. “The mission of Her Workplace has always been to help women grow into leadership and enact change in their own careers, and now we're using tech to accelerate that.” Connect with Marilynn Website Company Instagram Marilynn's Instagram Connect with Nancy LinkedIn Instagram Website
Tax diversification gives you the power to manage taxes in retirement more efficiently. In this episode, Miguel Gonzalez, CRC, breaks down the three tax buckets and how to strategically withdraw income for long-term tax savings.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
#628: You follow all the right personal finance advice. You know you should save more, invest regularly, and build an emergency fund. So why does it feel so much harder for some people than others? The answer lies in your personality. Dr. Sandra Matz, a professor at Columbia Business School, studies the intersection of psychology and money management. She joins us to explain why one-size-fits-all financial advice often fails. Her research found that agreeable people — those who are caring, empathetic, and put others first — have a harder time saving money. The solution isn't better budgeting apps or stricter rules. It's reframing financial goals to match your personality type. For example, agreeable people save more effectively when they view their emergency fund as protection for loved ones or a way to help others during tough times. By contrast, competitive personalities respond better to framing savings as getting ahead in life. This personalized approach extends beyond personality assessments. Algorithms can now predict your financial behavior using digital footprints — social media activity, spending patterns, even smartphone usage. With just 300 Facebook likes, artificial intelligence understands your money habits better than your spouse does. The conversation also covers the darker implications. Companies exploit these same psychological insights to manipulate spending decisions. Dr. Matz discusses data cooperatives as a solution — member-owned entities where people collectively benefit from their shared information. We dive into negotiation strategies for salary increases, breaking out of financial echo chambers, and using AI to optimize your money management without losing your decision-making autonomy. Resources Mentioned: Dr. Matz's book "Mind Masters" sandramatz.com Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Big data meets financial psychology (3:34) Psychology and computer science intersection (6:26) Algorithms vs spouses at predicting personality (7:21) Curly fries predict intelligence (9:01) Self-talk reveals emotional distress (11:04) Nice people struggle with money (14:03) Personality-based savings strategies (22:21) Privacy versus convenience tradeoffs (24:36) Data privacy management burden (26:28) Organ donation defaults (30:40) Data cooperatives concept (36:01) ChatGPT for financial advice (40:04) AI as unlimited intern (44:06) Breaking financial echo chambers (53:14) AI negotiation training Learn more about your ad choices. Visit podcastchoices.com/adchoices
Adam teaches leadership at Columbia Business School, where I learned there were classes in leadership, which changed the direction of my life. Regular listeners know I consider leadership the most important missing element in sustainability. To change the environmental effects we're barreling into, we have to change the causes, which are our behavior, which result from culture.Changing culture requires leadership, not just management. Effective leadership inspires. Adam's latest book is Inspire.You can imagine my enthusiasm to talk with a star professor at one of the world's top institutions (to which I'm deeply connected) teaching leadership on the topic of how to inspire and become an inspirational person and leader.We begin by talking about his background, how he began working in psychology, then moved to teaching at a business school, and the rewards he found there. Of all the departments and schools in a university, I believe business schools' leadership departments provide the most useful and effective tools and people to solve our environmental situation.In other words, if you are interested in solving our environmental problems, you can learn from Adam. We mostly talk about his book, Inspire, and how to put it into practice.Adam's home pageAdam's page at Columbia Business School Hosted on Acast. See acast.com/privacy for more information.
Is paying off your mortgage before retirement the right move? In this episode, Miguel Gonzalez, CRC, breaks down the key pros, cons, and strategies to help you make an informed decision.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Kevin Poole is the CEO of Newport LLC, a national business advisory firm specializing in helping middle-market companies accelerate growth, improve profitability, and prepare for successful exits. Before joining Newport, he spent nearly two decades at General Electric during the Jack Welch era, holding senior roles, and later led a $100 million consulting practice at Capgemini. Kevin holds a bachelor's degree in computer science from the University of Miami and an MBA in finance and marketing from Columbia Business School. He now leverages his deep operational and consulting experience to guide business owners through growth, succession, and M&A planning. In this episode… How can leaders scale a business they've never scaled before, especially in a market filled with complexity and change? And what happens when the next generation is poised to inherit but may not be ready to lead? Kevin Poole, a seasoned executive with an illustrious career at General Electric under Jack Welch, shares how strategic leadership, operating discipline, and emotional intelligence drive sustainable growth in middle-market businesses. Kevin offers a framework for mentoring Gen 2 leaders, building succession plans, and managing founder expectations, all while adapting to the fast-paced shift toward AI and efficiency. Through case studies and personal stories, Kevin explains how he's helped owners unlock business value, reduce “scar tissue,” and prepare their companies for long-term success. Tune in to this episode of the Smart Business Revolution Podcast as John Corcoran interviews Kevin Poole, CEO of Newport LLC, about scaling middle-market businesses. Kevin discusses operating discipline, family business transitions, aligning Gen 1 and Gen 2 goals, and how AI tools like ChatGPT are transforming both strategy and hiring. Through this engaging conversation, John and Kevin provide a wealth of knowledge and practical wisdom for business leaders looking to elevate their companies to new heights.
Leaders can be infuriating or they can learn to be inspiring. Adam Galinsky, a social psychologist and the Paul Calello Professor of Leadership and Ethics at Columbia Business School, joins us to talk about how our vision, modeling and mentorship can inspire those around us.
Live from the Clear Admit MBA Fair at MIT Sloan School of Management, we welcome Kate Murphy from Columbia Business School, Joe Korevec from the Cornell Johnson Tech MBA, Amy Mitson from Dartmouth Tuck, and Emily Sharkey from Georgia Tech Scheller. In this panel session, "Admissions Tips: What You've Done – Tests, Work & Activities," they dove into three core components of the MBA application: standardized tests, professional experience, and extracurricular involvement. Tune in and get ready for your MBA applications with expert advice!
Check This Out on YoutubeNicholas Whittle built his career in boardrooms, not jungles. A graduate of Columbia Business School and a corporate advisor in Jakarta, he's spent 30 years navigating the fast-changing world of clean energy. But one of his biggest adjustments wasn't professional—it was personal. Raised in the cool, cloudy climate of Britain, Nick embodied classic menswear: structured tailoring, layers, wool. That all had to change in Southeast Asia's tropical heat. He traded heavy jackets for breathable linens, Oxford shoes for something more practical. Still, his signature style remained—just adapted. His wardrobe now bridges two worlds: timeless British elegance, with the lightness and ease that life near the equator demands. Style doesn't disappear in the heat. It evolves.In this episode, you'll learn:*The essential wardrobe changes and fabric choices needed for classic menswear in the tropics. *How to source high-quality, climate-appropriate clothing and footwear in Indonesia and similar regions. *The benefits and cultural importance of indigenous dress such as the Indonesian batik shirt, and how to wear it with confidence.
Long-term care is one of the biggest threats to your retirement savings—but it doesn't have to be. In this episode, Certified Retirement Counselor Miguel Gonzalez shares practical, cost-effective strategies to help you prepare for future care without derailing your financial plan.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
In this episode of French Insider, Agathe Benoit, Chief Operating Officer and founding team member of Giftory, joins Sheppard Mullin attorneys Karl Buhler and Inès Briand to discuss the company's business model and the challenges of launching the “experience gifting” concept in the United States. What We Discussed in This Episode: What is Giftory, what are its core offerings, and where does it operate? What motivated the company to expand into the corporate gifting and B2B market? What challenges have been faced in bringing the experience gifting concept to the U.S.? Given the concept of experience gifting is relatively unfamiliar in the U.S., how did you initially connect with providers, engage customers, and assemble a team? Does Giftory offer the same experiences across all locations, or do offerings vary by city and state? What criteria does the company use when deciding to partner with a provider? How does Giftory ensure a premium experience for both the gift giver and the recipient? What are the advantages of purchasing through Giftory, rather than directly from the provider? What key achievements and challenges stand out in the process of building and expanding the business? What advice would you offer others looking to launch a business in the United States? About Agathe Benoit Before co-founding Giftory, Agathe Benoit served as Head of Seller Operations at Back Market, the global leader in refurbished technology. There, she led a team of 20, overseeing critical areas such as sales, seller engagement, support, communications, and partnerships. Her leadership was instrumental in strengthening seller relations and achieving operational success. Previously, she spent six years as a Senior Engagement Manager at McKinsey & Company, advising clients on complex business challenges and strategic initiatives across multiple industries. Earlier in her career, Agathe served as Product/Marketing Manager at OMB Labs, Teaching Assistant at Columbia University, Part-time Consultant at PRODIGY NETWORK, and Visiting Student Researcher at the University of California. She also volunteered at ASS INDE ESPOIR. Agathe was educated at the Lycée Louis-le-Grand, specializing in Mathematics, Physics, and Computer Science, before earning an International Baccalaureate from the Centre International de Valbonne. She later attended École Polytechnique, where she earned an Engineering degree in Applied Mathematics. In 2012, she completed a Master of Science in Management Science and Engineering at Columbia University, in collaboration with Columbia Business School. About Karl Buhler As an associate with the Corporate and Securities Practice Group and French Desk in Sheppard Mullin's New York Office, Karl Buhler focuses on domestic and cross-border transactions, including mergers, acquisitions, joint ventures, and complex commercial agreements in industries such as technology, communications, life sciences, energy, defense and aerospace. In particular, he advises foreign companies with the installation and development of their operations in the United States. Born and educated in France, Karl began his legal career in China, practicing corporate law in both Beijing and Hong Kong, with a focus on mergers, acquisitions, and project finance in the energy and infrastructure sectors. He then relocated to Paris, where he continued to focus on corporate transactions, but also expanded his expertise to international arbitrations and litigations arising from contracts and transactions, including mergers and acquisitions, joint venture, and infrastructure agreements. Karl moved to New York to further build his corporate experience in cross-border transactions and disputes at a U.S.-based firm, where he worked closely with French companies implanted in the United States. About Inès Briand Inès Briand is an associate in Sheppard Mullin's Corporate Practice Group and French Desk Team in the firm's Brussels office, where her practice primarily focuses on domestic and cross-border mergers and acquisition transactions (with special emphasis on operations involving French companies). She also has significant experience in general corporate matters and compliance for foreign companies settled in the United States. As a member of the firm's French Desk, Inès has advised companies and private equity funds in both the United States and Europe on mergers, acquisitions, commercial contracts and general corporate matters, including expansion of French companies in the United States. Contact Information Agathe Benoit Karl Buhler Inès Briand Additional Resources Giftory Thank you for listening! Don't forget to SUBSCRIBE to the show to receive every new episode delivered straight to your podcast player every week. If you enjoyed this episode, please help us get the word out about this podcast. Rate and Review this show in Apple Podcasts, Deezer, Amazon Music, or Spotify. It helps other listeners find this show. This podcast is for informational and educational purposes only. It is not to be construed as legal advice specific to your circumstances. If you need help with any legal matter, be sure to consult with an attorney regarding your specific needs.
Michael Chad Hoeppner is the Founder and CEO of GK Training, a firm dedicated to giving individuals, companies, and organizations the communication skills to reach their highest goals in work and life.Michael has worked with some of the world's most influential companies and leaders, across a wide range of industries, universities, and professional sectors. His corporate clients include: three of the top eight financial firms in the world, 45 of the AmLaw 100, and multinational tech, pharma, and food and beverage companies. He teaches his unique approach to communication at Columbia Business School, in both the MBA and PhD programs.Michael assists clients in every aspect of their communication: public speaking, business development, executive presence, interpersonal agility, Q&A, speech writing, email skills, and more. His individual coaching clients include varied professionals at the peak of their industries: US Presidential candidates, deans of Ivy League business schools, three of the managing partners of the 25 largest global law firms, founders of asset management firms with $100B+ under management, field officers of international peace keeping organizations, and visionaries in various fields, including the innovator who coined the term cloud computing, the most successful venture capitalist in the US for a consecutive 5-year period, and senior board members of the Special Olympics. Michael advised US democratic presidential candidates in the 2016 and 2020 races, including his role as senior communications strategist and debate coach for the Andrew Yang 2020 Presidential campaign. He also works with political aspirants at the beginning of their careers, including pro bono work for Vote Mama, an org that supports mothers with young children seeking first-time public office.His background in communication, training, and teaching is diverse and rich, having studied linguistics, theatre, speech, rhetoric, philosophy, and communications at the graduate and undergraduate level. His work in professional communications started two decades ago with achieving his Master of Fine Arts degree from NYU's graduate acting program, studying with many of the preeminent vocal and performance teachers in the country. After NYU, Michael enjoyed a prolific first career as a professional actor: playing on Broadway twice, including working with stage legends like Nathan Lane; touring to 30+ US states; performing internationally, including at the 2009 European Capital of Culture; guest starring in prime-time network television; and originating roles in independent film.His passion then evolved, shifting to launching his first and still primary entrepreneurial venture, GK Training. As head of GK, Michael developed his unique, proprietary approach to communications training over a decade plus, an approach that utilizes kinesthetic learning to unlock rapid and lasting behavioral change. In that work he has created a suite of over 40 proprietary kinesthetic drills to address stubborn communication challenges like excessive filler language, lack of eye contact, slouching, talking too fast, and more with innovative tools that activate embodied cognition and circumvent thought suppression. Now entering its second decade, GK Training has clients in 43 industries across five continents.Michael's work in academia at Columbia University spans disciplines. In addition to teaching in the MBA and PhD programs at the Business school, he designed the curriculum for the PhD program's capstone communication course focused on entering the job market, as well as Executive Presence programs for the Law school. One of the GK online courses he designed is integrated into the Advanced Management Program summer curricula. His proprietary kinesthetic learning drills are featured in the curriculum of communication courses in the Management Division. He has coached over 15 members of the business school faculty. And in a bit of...
When you leave a job, your 401(k) doesn't come with you automatically. In this episode, Miguel Gonzalez breaks down your four main options—and how each one affects your taxes, investment strategy, and future growth.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#401kOptions #RolloverIRA #JobChangeFinance #RetirementPlanning #CortburgRetirement #MiguelGonzalezCRC #InvestmentStrategy #LeaveAJob #FinancialAdvice #IRArollover #401krollover #CashOut401k #RetirementSavings #RMDplanning #FinancialFreedom #SmartMoneyMoves #MoneyMatters #TaxPlanning #WealthManagement #YouTubeFinanceWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
It might sound counterintuitive but digital transformation is not about technology. So, what does it mean for companies to keep up in an ever-evolving digital age? Well, according to today's guest, it's about having a “strategic imagination.”David Rogers, an instructor at Columbia Business School, is an OG thinker on digital transformation. His books, The Digital Transformation Playbook: Rethink Your Business for the Digital Age and The Digital Transformation Roadmap: Rebuild Your Organization for Continuous Change, laid the foundation for an entire strategic approach to taking companies into the digital age. David and Greg delve deep into the misconceptions about digital transformation, emphasizing that it's not merely about technology but about strategic imagination and continuous organizational change. They discuss the evolution of digital transformation over the past decade, the importance of a well-defined strategic vision, and the roles of agile methodologies, hypothesis-driven experimentation, and cohesive leadership.*unSILOed Podcast is produced by University FM.*Episode Quotes:Digital transformation is about contexts56:33: The question of digital transformation. It is not about bolting technology onto an existing company. It is about—really, it is about—how do we adapt an organization so that it can thrive in a digital context, right? The digital is actually about the context, not about what you are doing, even necessarily per se, inside the business. And to me, the most defining characteristic of the digital era is this accelerating change and accelerating and growing uncertainty that organizations have to cope with.What makes an effective leader?25:16: Effective leaders do not orient their job around making decisions primarily. What they are primarily trying to do is to define what truly matters, to then communicate that to others, achieve that kind of alignment and clarity that we are pulling in the same direction, and then to empower others—to enable the rest of the organization to do it.Digital transformation is not about technology10:28: Digital is not about the technology inside your company. It is not about the behaviors of the market and the customers. But it is more the context we are in, which is one of—not a change that happened in 1994 to 1996, or some other change. Oh, the shift to mobile. Oh, the shift to this. Let's shift to the cloud. It is just one after another, and each wave of technology change is catalyzing the next. It is not just, “Oh, why are they each coming?” Well, each one is building on the one right before it. And so we are dealing with this pace of change and level of uncertainty; therefore, in your context, for any organization, that is unprecedented and certainly not what big organizations were built for and organized for in the 20th century.Strategy as thinking discipline34:39: Strategy is something you need to embed in every level of organization as a thinking discipline, which is about defining: what are we trying to achieve? What do we believe is a way—or the best way—to achieve that at this point in time.Show Links:Recommended Resources:James Hackett Daniel KahnemanPraveer Sinha, TataSteve BlankBob DorfGuest Profile:Faculty Profile at Columbia Business SchoolProfessional WebsiteProfessional Profile on LinkedInNewsletter on SubstackGuest Work:The Digital Transformation Roadmap: Rebuild Your Organization for Continuous ChangeThe Digital Transformation Playbook: Rethink Your Business for the Digital AgeThe Network Is Your Customer: Five Strategies to Thrive in a Digital Age
Learn 5 proven strategies to help you get the most out of your Social Security benefits. From timing your claim to minimizing taxes, Certified Retirement Counselor Miguel Gonzalez walks you through smart steps that can strengthen your retirement income plan.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#SocialSecurity #RetirementPlanning #RetirementIncome #MaximizeBenefits #SocialSecurityTips #FinancialAdvisor #RetirementStrategy #CortburgRetirement #RetirementAdvice #MoneyInRetirement #DelayedRetirementCredits #SpousalBenefits #SurvivorBenefits #TaxPlanning #FRA #ClaimingSocialSecurity #SocialSecurityTaxes #MiguelGonzalez #CRCAdvisor Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Michael Chad Hoeppner, CEO of GK Training and adjunct professor at Columbia Business School, brings a deeply practical lens to one of the most undervalued professional skills: spoken communication. With roots in professional acting and over two decades coaching executives, Hoeppner challenges conventional wisdom, arguing that most communication advice is either vague (“slow down”) or abstract (“just be confident”), and fails to address the real issue: communication is physical. In this episode, he shares specific, kinesthetic methods that help clients speak more clearly under pressure. From using Lego blocks to build well-structured thoughts, to timing answers with a wiffle ball in political debate prep, Hoeppner demonstrates that improving communication is not about talent, it's about training behavior. “Speaking is movement. We put air into action—that's what talking is. And you can learn to do it a lot, lot better.” Key Insights: Delivery is Undervalued, but Often Drives Perception “Most coaching hyper-focuses on content and completely neglects delivery,” Hoeppner explains. Yet “delivery really, really determines much of the impression your audience makes about you.” Rambling, Fillers, and Anxiety Are Physical, Not Mental, Problems He critiques typical advice like “don't say um” as “thought suppression” and instead teaches clients to physically anchor themselves. One client stopped chronic blushing mid-session by simply learning to ground her feet. Tools Like Lego Blocks Make Structure Tangible “Pick up a Lego block, say your first idea, and put it down in silence. That pause gives your brain time to think,” Hoeppner shares. These physical anchors help clients avoid word salad and clarify complex thinking. Founders with Growth Mindsets Improve Fast “They're not held back by ego. They care deeply, they want to improve now, and that means they practice,” he says. In contrast, those with fixed mindsets (“I'm just a bad speaker”) often plateau. AI Will Make Delivery the Strategic Differentiator As language models democratize content, he argues, “delivery, how you say it, will matter more than ever.” The episode closes with a powerful call to reframe communication not as a soft skill, but a trainable, high-leverage behavior, one that can transform not just boardrooms and keynotes, but daily leadership and presence. Get Michael's new book here: https://dontsayum.com/ Learn more about Michael here: https://gktraining.com/michael-chad-hoeppner/ Here are some free gifts for you: Overall Approach Used in Well-Managed Strategy Studies free download: www.firmsconsulting.com/OverallApproach McKinsey & BCG winning resume free download: www.firmsconsulting.com/resumepdf Enjoying this episode? Get access to sample advanced training episodes here: www.firmsconsulting.com/promo
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What can your Google searches reveal about your personality? In this episode of Remarkable People, Guy Kawasaki explores the fascinating world of psychological targeting with Sandra Matz, Professor at Columbia Business School. Matz shares eye-opening insights about how our digital footprints expose our deepest behaviors. She reveals how companies predict our personality through social media posts, explains the surprising link between language and emotional states, and discusses why data privacy isn't just about personal convenience—it's about protecting ourselves in an uncertain future. Whether you're concerned about data security or curious about what your online behavior reveals about you, this episode provides essential insights for navigating our increasingly digital world.Listen to Remarkable People here: **https://podcasts.apple.com/us/podcast/guy-kawasakis-remarkable-people/id1483081827**Visit the Rapid Response website here: https://www.rapidresponseshow.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week, Scott welcomes Dr. Adam Galinsky, Professor at Columbia Business School and author of Inspire: The Universal Path for Leading Yourself and Others. Together, they explore what makes a truly inspiring leader—and how anyone, regardless of title or position, can develop the qualities to lead with vision, courage, and impact. Dr. Galinsky shares powerful insights on the "leader amplification effect," the importance of expanding the "status pie," and how leaders can empower others while staying grounded in authenticity. This timely and energizing conversation is packed with research-backed wisdom and practical strategies for cultivating influence and purpose in your personal and professional life.See omnystudio.com/listener for privacy information.