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Thanksgiving isn't just about food—it's also about reflection, gratitude, and smart planning. In this episode, Miguel Gonzalez, CRC, shares timeless financial lessons inspired by the holiday table. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Mark Cooper, founder and CIO of MAC Alpha Capital Management, stops by The Business Brew to discuss the potential opportunity in international markets. Mark has 20 years of experience in equity investing and almost 9 years in commodity trading, working at top-tier hedge funds and mutual funds with some legendary value investors.Mark's experience prior to founding MAC Alpha Capital Management:Co-Portfolio Manager, First Eagle Investment Management, 2014 to 2019 | International Small Cap Value strategy.Portfolio Manager and Analyst, PIMCO, 2010 to 2014 | Global generalist managing a diversified quantitative U.S. equity fund.Partner and Portfolio Manager, Omega Advisors, 2005 to 2010 | Global industrials, capital goods, and commodities/energy sectors.Analyst, Pequot Capital Management, 2002 to 2004 Portfolio Manager, JP Morgan, 1992 to 2000 | Fixed income, commodities, and foreign exchange asset classes, co-managing a $50 billion notional value portfolio investing in both European and exotic options and managing a $10 billion portfolio focused on long-dated gold and silver.Adjunct Professor of Finance and Economics, Columbia Business School, 2004 to 2025| Applied Value InvestingEducation and Credentials:MBA - Columbia Business School 2002 | Bachelor of Science - Massachusetts Institute of Technology 1991. Former US Army officer Former Vice Chairman of Harlem success academy HSA #2 (a charter school) |Co-author of Value Investing: From Graham to Buffett and Beyond – Second Edition.Sponsorship InformationThank you to Fiscal.ai for sponsoring the show. DISCOUNT INFO: If you use the affiliate link fiscal.ai/brew, you will automatically get 2 weeks of Fiscal Pro for Free and if you find that you want to upgrade, my link will get you 15% off any paid plans. About Fiscal.aiFiscal.ai is the complete modern data terminal for global equities.The Fiscal.ai platform combines a powerful user experience with all the financial data capabilities that professional investors need. Users get up to 20 years of historical financials for all stocks globally that they can easily chart, compare, or export into their own models. And unlike legacy data terminals where it can take hours or even days, Fiscal.ai's data is updated within minutes of earnings reports. Fiscal.ai also tracks all the company-specific Segment & KPI data so you don't have to. Like to track Amazon's Cloud Revenue? They've got it.How about Spotify's premium subscribers? Or Google's quarterly paid clicks?They've got all of it.
Glenn Hubbard, Dean Emeritus at Columbia Business School, discusses the impact of artificial intelligence and Fed independence on the US economy. He speaks with Bloomberg's Tom Keene and Paul Sweeney. See omnystudio.com/listener for privacy information.
Master Tactical Empathy and Emotional Intelligence Techniques That Transform High-Stakes Conversations Into Collaborative SuccessDo you avoid difficult conversations at work? Does the word "negotiation" make you uncomfortable? You're not alone. Research from Cornell University reveals that many women would rather go to the dentist than negotiate for themselves—yet negotiation is one of the most critical leadership skills you must master to advance your career.Here's the surprising truth: Women leaders actually possess natural strengths that lead to superior negotiation outcomes. New 2025 research from Columbia Business School shows that women's relational negotiation approaches result in 23% fewer impasses and often achieve better deals than aggressive tactics—especially when alternatives are weak.In this groundbreaking episode of the Women's Leadership Success podcast, I sit down with Scott Walker, a former Scotland Yard kidnap negotiator who spent five years negotiating the release of hostages from dangerous criminals. Now a keynote speaker and author of the Sunday Times bestseller "Order Out of Chaos," Scott reveals how the same techniques he used to save lives can transform how women leaders navigate workplace negotiations, difficult conversations, and high-stakes decisions.What Is Negotiation Really? (It's Not What You Think) Negotiation Skills for Women Leaders - Reframing Negotiation as a Conversation With Purpose "Life is one big negotiation," Scott explains. "We're negotiating all day, every day. It's simply a conversation with a purpose—whether you're dealing with kidnappers in a boardroom or with your teenagers who just do not want to do what you want them to do."Most women run from negotiation because they've been taught it's:- Aggressive and confrontational- A sleazy sales tactic- A win-lose battle where someone gets hurt- Incompatible with creating equity in relationshipsBut this outdated view keeps talented women leaders from asking for what they deserve and advocating effectively for their teams.The New Definition of Negotiation for Women Leaders:Negotiation is any conversation where you're looking to:- Influence or persuade others- Bring about cooperation or collaboration- Achieve a specific outcome- Solve a shared problem- Build understanding across different perspectivesWhen you reframe negotiation this way, it becomes less about combat and more about connection—which aligns perfectly with women's documented strengths in relational communication.Why Women's Negotiation Skills Are Actually Superior in Leadership Roles Contrary to persistent myths, recent research reveals that women's negotiation approaches often produce better results:Columbia Business School (September 2025): Women negotiators who use relational strategies achieve better outcomes than those using aggressive tactics, particularly when negotiating from positions with weak alternatives. Their approach of "asking for less but receiving more" avoids impasses that derail deals.Darden Business School (2025): Women who secure leadership positions typically use "shaping strategies"—proposing creative solutions that go beyond the immediate scope of negotiation to create value for both parties. This approach generates better long-term outcomes than traditional positional bargaining.Harvard Program on Negotiation (2025): While women still face backlash for negotiating assertively, those who frame their asks around mutual benefit and relationship preservation achieve similar or better outcomes than aggressive negotiators.The bottom line? Your natural inclination toward relationship-building and creative problem-solving isn't a weakness in negotiation—it's a strategic advantage.Scott Walker's Background: From Scotland Yard to Business Boardrooms The Making of a Master NegotiatorScott Walker spent 16 years as a career detective at Scotland Yard, dealing with organized crime and counter-terrorism investigations.
Paul hosts Stephan Meier, author of 'The Employee Advantage' and chair of the management division at Columbia Business School.Paul and Stephan discuss the new book, and the benefits and challenges associated with creating human-centric workplaces. They delve into the core themes of employee engagement, the importance of listening to workers, and the concept of treating employees as valuable assets.Stephan shares insights from his book, including examples of successful employee-centric companies such as Best Buy and MasterCard. They also explore the diminishing returns of monetary compensation, the necessity of learning and development, and the impact of empathy on team productivity. The episode concludes with a discussion on how adopting AI can enhance employee experience and why employee centricity is crucial in modern workplaces.02:08 The Importance of Employee-Centric Workplaces03:46 Challenges in Valuing Employees04:50 Employee vs. Customer Centricity08:44 Listening to Employees: Beyond Surveys10:53 Leadership and Employee Engagement22:36 Mission and Vision: Walking the Talk28:32 The Importance of Purpose in the Workplace30:37 Connecting Purpose to Daily Work34:28 KPMG's 10,000 Stories Challenge38:06 Behavioral Economics and Employee Motivation42:31 Learning and Growth as Key Motivators49:21 The Role of Social Skills in Team Success52:32 AI, Robotics, and the Future of Work58:20 Conclusion and Final ThoughtsResources Mentioned In This EpisodeInterview with Garry RidgeThe Employee Advantage BookStephan's Stop-Motion AnimationHumanity Working is a podcast focused on helping individuals, teams and organizations be ready for the future of work by maximizing their human potential.For more information, and access to our weekly newsletter, visit us at humanityworking.net.
Join Phil Westcott, Founder & CEO of Filament, in conversation with Gary Fowler, as they explore the evolution from consultancy to product-driven innovation and how GenAI is reshaping finance. Discover how Filament is pioneering AI-powered market data engines for Private Equity — and what it takes to find product-market fit in one of the world's most data-intensive industries.Insights You'll Learn:✅ Phil's journey from IBM executive to GenAI founder✅ How Filament evolved from consultancy to product business✅ Finding product-market fit in enterprise AI✅ Verticalizing AI for the finance and investment sector✅ Lessons from accelerating GenAI adoption in B2B markets✅ The future of AI-driven data platforms in Private EquityWhy This Matters:The finance industry is undergoing a data revolution — powered by AI.Filament is at the forefront of this transformation, helping firms unlock insight, automation, and speed in their investment decisions.Phil's story offers a blueprint for founders transitioning from corporate innovation to scalable AI entrepreneurship.Expert Background:• Founder & CEO of Filament Syfter – AI-powered market data engines for Private Equity• Former IBM Watson executive leading European partnerships• Chartered Engineer with an MBA from IESE and Columbia Business School• 20+ years of experience in applied technology and data innovationPerfect For:Founders, investors, data scientists, fintech innovators, and AI enthusiasts exploring how intelligent systems are redefining finance.Timely Topic:As GenAI moves from experimentation to enterprise adoption, leaders like Phil are showing how to turn AI into actionable intelligence — and build businesses that scale with trust, precision, and data-driven insight.
Alex Brown is a former admissions officer from the Wharton school and current Clear Admit community manager and podcaster. He also teaches digital marketing for some top business schools, including Columbia Business School and London Business School. Graham Richmond is the co-founder of Clear Admit and former admissions officer at Wharton, where he received his MBA. He leads marketing, technology, and research initiatives for Clear Admit. In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season, with interview invites continuing to roll out. This upcoming week, Duke / Fuqua is scheduled to release interview invites, and Columbia is scheduled to have released all its Round 1 interview invites. Ohio / Fisher is scheduled to release its Early Action round decisions, Michigan State / Broad is scheduled to release its Round 1 decisions and Oxford / Said is scheduled to release its Stage 2 decisions. Graham highlighted the upcoming deferred enrollment webinar, scheduled for Wednesday, and the upcoming Masters in Management (MiM) webinar series. Signups for all these events are here, https://www.clearadmit.com/events The next livestream AMA is scheduled for Tuesday, November 25; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham noted three admissions tips recently published by Clear Admit. The first focuses on the steps to take after the MBA admissions interview is completed. The next tip focuses on the importance of the business school campus environment, and the final tip addresses the role of volunteer experience in the MBA admissions process. Graham also noted a recently published article that identifies eight key benefits of earning a Masters in Management (MiM). Graham highlighted three Real Humans pieces that spotlight students from London Business School, Indiana / Kelley and CMU / Tepper. We then addressed three recently published Class of 2027 admissions profiles, from Stanford, MIT / Sloan and Chicago / Booth. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate is from Australia and is seeking a test waiver. We are encouraging them to consider taking the test, to then target the very top MBA programs. This week's second MBA applicant is from India and is targeting several top MBA programs in the U.K. They want to be in London, post MBA. They are currently retaking the GRE. This week's final MBA candidate works in Real Estate, for a family business. They have a 330 GRE. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!
About the GuestNeal Rickner is the CEO of Airloom, a US-based clean energy company reimagining how we harness wind power. Neal began his career as an F-18 pilot in the US Marines before transitioning through Columbia Business School into a decade at Google and Google X. There, he worked on breakthrough energy and technology initiatives, including airborne wind systems. His unique mix of military discipline, commercial insight, and innovation leadership positions him perfectly to lead Airloom's mission to deliver low-cost, scalable wind energy.Episode SummaryIn this episode of Shape the System, host Vincent Turner talks with Airloom CEO Neal Rickner about a radical rethink of wind power. While most people picture towering three-bladed turbines dominating windy landscapes, Neal explains why that long-standing model—though effective—is reaching its practical limits. Wind's “first generation” has been a success, but further scaling it is hitting physical, logistical, and economic barriers.Airloom's solution represents what Neal calls “Wind 2.0.” Instead of building ever-larger vertical turbines, Airloom uses a ground-level, track-based system resembling an oval stadium or roller coaster. Attached wings capture the wind, pulling a continuous belt that drives generators at the corners. Built from standard steel and aluminium components, the system is modular, easy to transport in shipping containers, and can be installed without cranes—dramatically reducing costs and opening up new sites for generation.Neal shares how Airloom's design achieves roughly half the cost per swept area compared to traditional turbines, enabling deployment in regions that lack the infrastructure for massive towers. The conversation dives into the physics, economics, and engineering trade-offs that underpin this breakthrough approach, including insights from Neal's past at Google X and how Airloom integrates lessons learned from decades of conventional wind development.As Airloom builds its first megawatt-scale pilot in Wyoming, Neal reflects on both the challenges and excitement of scaling a technology that could make wind power cheaper and more widely accessible than ever before.Key TakeawaysTraditional three-blade turbines dominate wind energy but face limits due to cost, size, and infrastructure constraints.Airloom's design uses a horizontal, track-based architecture—cutting swept-area costs by around 50%.The system is made from 95% steel and aluminium, using only 58 unique parts versus about 1,500 in a standard turbine.Airloom's modular sections fit in standard shipping containers, eliminating cranes and simplifying global deployment.The company is building a megawatt-scale pilot in Wyoming, aiming for a commercial demonstration by mid-2026.Notable Quotes“Energy is our prosperity and our security—it's where I'll spend the rest of my career.”— Neal Rickner“We've sort of painted ourselves into a corner with wind. The machines keep getting bigger and bigger, and that creates absurd challenges.”— Neal Rickner“Airloom is like a roller coaster for wind—it's lower, modular, and simple to build with common materials.”— Neal Rickner“We're building swept area—the thing that makes money—for half the cost.”— Neal Rickner“I'm an impact junkie. I want to do something that matters—and gigawatts of low-cost wind energy can change the world.”— Neal RicknerResourcesAirloom Energy Shape the System is an independent podcast with support from KPMG High Growth VenturesMore about KPMG High Growth VenturesScale up for success. We're here for that.We navigate founders and their teams to the services they need to reach their next milestone. From startup to scale and beyond. No matter where you are right now, we'll get you the help you need to drive your business forward. We help founders fully realise their potential, as well as the potential of their team and their business, by connecting them to the expertise, skills and resources they need at every stage of their growth journey.Our extensive experience in partnering with evolving businesses means that we can provide you with tailored support as well as independent and practical insights. Whether you are looking to refine your strategy, establish your operations, prepare for a capital raise, expand abroad or simply comply with regulatory requirements, we are here to help.Links:Website: About (highgrowthventures.com.au)LinkedIn: https://www.linkedin.com/showcase/kpmg-enterprise-high-growth-ventures/Contacts: highgrowthventures@kpmg.com.au Shape the System is an independent podcast with support from KPMG High Growth Ventures More about KPMG High Growth VenturesScale up for success. We're here for that.We navigate founders and their teams to the services they need to reach their next milestone. From startup to scale and beyond. No matter where you are right now, we'll get you the help you need to drive your business forward. We help founders fully realise their potential, as well as the potential of their team and their business, by connecting them to the expertise, skills and resources they need at every stage of their growth journey.Our extensive experience in partnering with evolving businesses means that we can provide you with tailored support as well as independent and practical insights. Whether you are looking to refine your strategy, establish your operations, prepare for a capital raise, expand abroad or simply comply with regulatory requirements, we are here to help.Links:Website: About (highgrowthventures.com.au)LinkedIn: https://www.linkedin.com/showcase/kpmg-enterprise-high-growth-ventures/Contacts: highgrowthventures@kpmg.com.au
What are the moments that defined you?Last week we had an in depth conversation with star investor Halle Tecco about creating massively better healthcare in the US.Today, she joins us to talk about the 3 moments that defined her and the wisdom gained so far in life. From choosing a life partner, to deciding whether to have children, to choosing to leave your home town and prioritise adventure. About Halle Tecco:Halle Tecco is an entrepreneur and investor passionate about fixing the healthcare system.She is the co-founder of Co-fertility - a company rewriting the egg freezing and egg donation experience. She is also the founder of Natalist and Rock Health, one of the pioneering digital health early-stage venture funds.Now, as Course Director at Harvard Medical School and Adjunct Professor at Columbia Business School, she supports future healthcare leaders through teaching.She is also the creator of The Heart of Healthcare Podcast, the #1 podcast in health tech, and is about to release a book, “Massively Better Healthcare: The Innovator's Guide to Tackling Healthcare's Biggest Challenges”.Building a purpose driven company? Read more about Giant Ventures at www.Giant.vc.Music credits: Bubble King written and produced by Cameron McLain and Stevan Cablayan aka Vector_XING. Please note: The content of this podcast is for informational and entertainment purposes only. It should not be considered financial, legal, or investment advice. Always consult a licensed professional before making any investment decisions.
Want to raise financially confident kids? In this episode, Miguel Gonzalez, CRC, breaks down age-appropriate money lessons—from piggy banks to budgeting, credit, and saving for the future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
If you've ever fallen down a rabbit hole looking for the perfect crib or nursery chair , something stylish, safe, and built to last, chances are you've come across Nestig. This week on Talk Shop, Ariel is joined by Sara Adam Slywka, co-founder of Nestig, the beloved children's furniture brand that's redefining modern nursery design. Born from Sara's passion for creating thoughtful, design-forward spaces for families, Nestig has quickly become known for its beautifully crafted cribs, furniture, and decor that balance form, function, and emotion.Before launching the company, Sara studied at Duke University and earned her MBA from Columbia Business School, where she met her co-founder at Nestig. Her background in merchandising and marketing helped shape her approach to building a brand that feels both elevated and deeply personal. Under her leadership, Nestig has built a devoted following of parents who care just as much about craftsmanship and sustainability as they do about style.—Learn more: https://www.nestig.com/Follow Nestig on Instagram: https://www.instagram.com/nestig/Explore Sara's ShopMy storefront: https://shopmy.us/shop/casazitman?utm_source=podcast&utm_medium=paid_sponsorship&utm_campaign=saraadam-storefront—Get Started on ShopMy TodayTo join Ariel and our Season 5 guests on ShopMy, create a free shopper account to build create a free shopper account to build wishlists and shop your favorite pieces: https://shopmy.us/home/shoppers?utm_source=podcast&utm_medium=paid_sponsorship&utm_campaign=talkshop
Marisa brings 15+ years of UX design experience to Amazon, where she helps shoppers leverage Prime benefits across thousands of sites. She co-chairs the Luxury Education Foundation's Alumni Executive Council, supporting 1,500 Columbia Business School and Parsons alumni. She holds an MFA from Parsons, won the 2013 Nokia Design Challenge, completed a fellowship at Nokia's London Design Studio, and created interactive Hermès experiences featured in Forbes and Women's Wear Daily.Advika Aggarwal chats with Marisa about her design journey from winning a global Nokia competition to pioneering UX at Tory Burch and Amazon. She reveals how curiosity, user research, and embracing AI have shaped her path across startups and Big Tech.
Are inspiring leaders born or are they made? That's what Adam Galinsky, the Columbia Business School professor, has spent the past two decades studying inspiring leaders. On today's episode of Nudge, he shares his groundbreaking research into inspiration, reciprocity, repetition and visionary statements that reshaped how I saw leadership. --- Read Adam's book: https://amzn.to/4htZCGc Sign up for my newsletter: https://www.nudgepodcast.com/mailing-list Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew-22213187/ Watch Nudge on YouTube: https://www.youtube.com/@nudgepodcast/ --- Today's sources: Begg, I. (1972). Recall of meaningful phrases. Journal of Verbal Learning and Verbal Behavior, 11(4), 431–439. Cabinet Office & Behavioural Insights Team. (2013, May 28). Applying behavioural insights to charitable giving. Behavioural Insights Team. https://www.gov.uk/government/publications/applying-behavioural-insights-to-charitable-giving Carton, A. M., Murphy, C., & Clark, J. R. (2014). A (blurry) vision of the future: How leader rhetoric about ultimate goals influences performance. Academy of Management Journal, 57(6), 1544–1570. Cialdini, R. B. (1984). Influence: The psychology of persuasion. William Morrow & Company. Liu, J., Hong, X., Zheng, Z., & Zhong, J. (2023). When consumers have difficulty understanding ads: How technical language lowers purchase intention. Journal of Consumer Behaviour, 22(6), 1550–1563.
Fact: According to an IRENA report on Reuters from mid-July, over 90% of new renewable projects are now cheaper than fossil fuel alternatives. Solar is 41% cheaper, and onshore wind is 53% cheaper than fossil fuel energy. The consumers are speaking up, and market dynamics are pushing the growth of renewables. In this episode of A Climate Change, host Matt Mattern speaks with Dr. Gernot Wagner, climate economist at Columbia Business School, and author of Climate Shock, to unpack how economics and policy are reshaping the global energy transition. They discuss why renewables like wind and solar are now cheaper than fossil fuels despite political headwinds, how carbon pricing systems, from California to Uruguay, drive emissions cuts, and why electrifying buildings offers the fastest decarbonisation gains. Dr. Wagner also explores the promise of green hydrogen for industry, the rise of small modular nuclear reactors, and the strategic need for domestic solar manufacturing. This insightful conversation reveals how market forces and smart policy design can accelerate the shift to cleaner, more affordable, and resilient energy systems. Want to boast to your friends about trees named after you? Help us plant 30k trees? Only a few trees left! Visit aclimatechange.com/trees to learn more. Subscribe now on Apple, Spotify, or wherever you get podcasts. Watch the full conversation: https://www.youtube.com/@aclimatechange/?sub_confirmation=1 Dr. Gernot Wagner Bio Dr. Gernot Wagner is a climate economist at Columbia Business School and faculty director of the Climate Knowledge Initiative. He is the author of several influential books, including Climate Shock and Geoengineering: The Gamble. A leading voice in climate policy and clean energy economics, Dr. Wagner frequently contributes to The New York Times, The Washington Post, and Project Syndicate, offering practical, data-driven insights on how markets and policy can accelerate the global transition to a low-carbon economy. Episode Resources Dr. Gernot Wagner on LinkedIn CBS Website Matt Matern on LinkedIn A Climate Change on Apple A Climate Change on Spotify A Climate Change on YouTube More About A Climate Change with Matt Matern A Climate Change with Matt Matern is a podcast dedicated to addressing the pressing issue of climate change while inspiring action and fostering a sustainable future. Each episode dives deep into the environmental challenges of our time, rising global temperatures, extreme weather events, and resource degradation, breaking down complex topics into digestible insights. The podcast goes beyond merely raising awareness. It serves as a trusted resource for practical, actionable solutions that empower listeners to reduce their carbon footprint and drive change in their communities. With a strong focus on environmental science and expert perspectives, host Matt Matern brings influential voices to the forefront, highlighting innovative ideas and collaborative efforts shaping global sustainability initiatives. More than just a source of information, A Climate Change is a movement. It builds a coalition of like-minded individuals committed to preserving the planet for future generations. Listeners are invited to participate actively in creating a legacy of positive environmental impact through informed decision-making and collective action. The podcast, available on Apple Podcasts, Spotify, and YouTube, provides a platform for science-backed discussions, global perspectives, and community building. Whether you want to learn about renewable energy, sustainable living practices, or climate policy, A Climate Change with Matt Matern equips you with the tools and knowledge to make a tangible difference. Tune in, take action, and join the fight for a brighter, greener future. Curated List of Episodes If you enjoyed this episode of A Climate Change, here is a list of some recent episodes curated especially for you: Simulating the Future: How Climate Models Shape Policy Decisions with Andrew Jones [Link] How Personal Change Sparks Global Impact: Joshua Spodek's Sustainability Secrets [Link] Bill McKibben on Renewable Energy, Political Battles & Hope for the Planet [Link]
Today on the podcast, we are excited to be joined by Halle Tecco - an entrepreneur and investor passionate about fixing the healthcare system.Halle is the co-founder of Co-fertility - a company rewriting the egg freezing and egg donation experience. She is also the founder of Natalist and Rock Health, one of the pioneering digital health early-stage venture funds.Now, as Course Director at Harvard Medical School and Adjunct Professor at Columbia Business School, she supports future healthcare leaders through teaching.She is also the creator of The Heart of Healthcare Podcast, the #1 podcast in health tech, and is about to release a book, “Massively Better Healthcare: The Innovator's Guide to Tackling Healthcare's Biggest Challenges”.We talk about:Why the US healthcare system is inefficient (from middlemen to bad incentives).Why even with more insurance coverage, many people still can't afford care because of high deductibles.How big healthcare companies block change by using legal and regulatory power.How new ideas succeed by either working outside insurance or partnering with existing players.AI's potential to personalise medicine and lower costsBuilding a purpose driven company? Read more about Giant Ventures at www.Giant.vc.Music credits: Bubble King written and produced by Cameron McLain and Stevan Cablayan aka Vector_XING. Please note: The content of this podcast is for informational and entertainment purposes only. It should not be considered financial, legal, or investment advice. Always consult a licensed professional before making any investment decisions.
Earning extra income is great—but what you do with it matters more. In this episode, Miguel Gonzalez, CRC, shares smart ways to use side hustle income to build stability, grow savings, and reach your goals faster.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #sidehustle #extramoney #financialplanning #debtfreejourney #retirementplanning #emergencyfund #smartmoney #budgetingtips #investing #compoundgrowth #401k #IRA #shorttermgoals #savemoney #moneystrategy #financialfreedom #taxplanning #CortburgSpeaksRetirement #MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Many MBA applicants see business school as a chance to pivot—to shift industries, roles, or even entire careers. But how realistic is your pivot story, and how can you make it resonate with admissions committees and recruiters? In this episode of Inside the GMAT, GMAC Zach is joined by Pamela Jaffe and Laura Nelson, founders of MBA Pathfinders, who have over 30 years of combined experience guiding applicants through successful career transitions. Together, they break down the realities of the modern job market, why the MBA remains a powerful bridge for change, and how to craft an application that's authentic, credible, and ready for the career you want. If you're planning to use business school as a launchpad for change, this conversation will help you map your bridge from where you are to where you want to be. About MBA Pathfinders: https://www.mbapathfinders.com Pamela Jaffe has helped hundreds of applicants achieve entry into the top U.S. and European business schools. Pamela began her MBA consulting career in 2010 as a part-time consultant at mbaMission while concurrently working full-time as an internal strategist for companies including IBM, MetLife, Weight Watchers, Pfizer, and Dow Jones. She found her passion as a coach and an advisor; in 2019, she left corporate America to launch The Jaffe Advantage. Pamela leverages her MBA admissions consulting experience with her global business knowledge to advise her clients in the pursuit of their ideal MBA educational experience. She has lived and worked in both Paris and Singapore, focusing on the Asian, Middle Eastern and European markets. Pamela currently resides in New York City, but continues to travel extensively for work and fun. She holds a BA from Smith College and an MBA from Columbia Business School. Laura Nelson has served as a Senior Consultant with mbaMission, Stacy Blackman Consulting, and as the founder of LE Nelson Consulting to help hundreds of candidates earn admissions to top MBA programs. Laura's industry experience includes entertainment, media & publishing, and tech, with established companies and startup organizations. Most recently, she served as VP of Marketing with a SaaS startup. Laura's non-traditional career path and MBA admissions consulting experience enables her to help clients from less traditional backgrounds gain credibility with top programs, while helping those with traditional career paths stand out. Laura lived and worked in California for a decade prior to relocating to Colorado. She holds a BFA from Carnegie Mellon University and earned an MBA from University of Michigan's Ross School of Business. Takeaways: Many MBA applicants seek to pivot their careers through business school. The MBA application process is crucial for defining career goals. Common pivots include banking, consulting, tech, and entrepreneurship. Misconceptions exist about the ease of career changes with an MBA. Candidates must demonstrate realistic and evidence-based career goals. Networking and experiential learning are vital for successful pivots. The recruiting cycle is urgent; preparation should start early. Candidates should avoid vague or trendy goals in their applications. Building a compelling narrative is essential for admissions success. Researching and validating career goals can lead to more authentic applications. Chapters: 00:00 Introduction to Career Pivots and the MBA Journey 02:51 Common Career Pivots for MBA Applicants 05:44 The Power of an MBA for Career Changes 08:48 The MBA Application as a Career Exploration Tool 11:53 Evaluating Realistic Career Pivots 14:01 Navigating the MBA Recruiting Cycle 17:19 Advice for Uncertain Career Paths 19:28 Crafting a Compelling Career Pivot Story 20:14 Understanding the MBA as a Bridge 22:07 Connecting Past Experiences to Future Goals 23:11 Real-Life Career Pivot Examples 26:24 Common Mistakes in Career Pivots 28:19 Building Credibility in Applications 29:28 Strategies for Non-Traditional Candidates 31:30 Advice for MBA Candidates Considering a Pivot 32:22 Leveraging Advisors for Application Success
From Ravenna to New York, the visionary entrepreneur reflects on innovation, identity, and the art of sustainable style. Visionary entrepreneur Federico Marchetti shares his remarkable journey from the quiet streets of Ravenna to the vibrant world of New York City. As we chat, he offers a vivid window into the Feast of All Feasts in Little Italy, drawing playful contrasts with his hometown celebrations and humorously imagining a fusion of this street festival with New York Fashion Week. His story captures the search for belonging across cities—rooted in his formative years at Columbia Business School and his entrepreneurial triumphs in Milan, where he first married online technology with high fashion. Federico recounts the challenges and innovations that defined his path at the intersection of fashion and technology. He pioneered Italian e-commerce, overcoming logistical hurdles while bringing Italian elegance into the digital age. His insights reveal a delicate balance between creativity and machine efficiency, as he champions the integration of AI with traditional craftsmanship to promote sustainability and preserve the longevity of luxury fashion. Beyond business success—including the sale of his company for billions—Federico now devotes himself to initiatives that blend purpose with progress. His commitment to what he calls philanthropic industrialism reflects a desire to use innovation for good. Inspired by Giorgio Armani's harmony of creativity and discipline, Federico continues to shape the dialogue between culture, technology, and responsibility. This conversation celebrates fashion, vision, and the enduring pursuit of meaningful creation in a rapidly changing world. HIS SOCIALS Instargam: @federicomarchetti X: @fmarchetti WHERE TO GET HIS BOOK https://www.amazon.com/Geek-Chic-American-Dream-Italian/dp/B0DWLPDC4M
Interest rates affect more than just loans—they ripple through your entire financial life. In this episode, Miguel Gonzalez, CRC, explains how rising and falling rates impact your savings, borrowing, and investments.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #interestrates #financialplanning #retirementplanning #smartmoney #savingsrates #borrowingcosts #Fedrates #financialfreedom #investments #stockmarketimpact #economicupdate #moneytips #CortburgSpeaksRetirement #MiguelXGonzalez #marketwatch #inflationcontrol #mortgagerates #bondmarket #savvysaverWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Discovering Insights at the Edges In this episode, Rich Horwath sits down with Dr. Rita McGrath, Columbia Business School professor and one of the world's foremost experts on strategy and innovation. Known for her books including, Discovery-Driven Growth, The End of Competitive Advantage and Seeing Around Corners, Dr. McGrath reveals how leaders can identify the early signals of change and shape organizations that thrive through disruption. From checkpoint-based planning to the power of systematic disengagement, Rita explains how today's most successful leaders move beyond rigid planning and instead experiment, learn, and adapt. She explores the value of leading indicators, resource reconfiguration, and discovering opportunity in emerging “arenas” rather than static industries. Together, Rich and Rita discuss why true strategic clarity demands courage—the willingness to stop doing what no longer serves and the foresight to invest in what could be.
In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season, with interview invites continuing to roll out. This week, John's Hopkins / Carey has its Round 1 deadline, UPenn / Wharton is scheduled to release its Round 1 interview invites and UVA / Darden and Johns Hopkins / Carey are scheduled to release their Early Action Round decisions. Graham highlighted several upcoming events being hosted by Clear Admit that begin this week, including a Real Humans series and a series focused on MBA programs in different regions of the United States. Signups for all these events are here, https://www.clearadmit.com/events Graham also highlighted our next livestream AMA, which is now scheduled for Monday, October 27; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham recognized Stanford's 100-year anniversary by quizzing Alex on some of the history of the MBA Program degree and business schools in general. Graham then noted several recently published admissions tips which focus interview preparation, as well as an admissions tip that focuses on assessment days that are offered by a few top MBA programs. Graham highlighted a Real Humans piece that focuses on MBA students at Columbia Business School, and also reviewed Yale SOM's Class of 2027 profile, which appears to be very impressive. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries. This week's first MBA admissions candidate has a remarkably high salary, as a software engineer at a FANG company. We hope they will consider retaking the GRE. This week's second MBA applicant has a very high GMAT score of 705. They want to be in Austin Texas, post MBA. They are also very concerned with gaining scholarship to help defray costs. The final MBA candidate is a data scientist and is debating their post MBA goals. They want to do investment banking but worry how that would appear for adcom. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!
AI is now a standing item at most strategic tables—shapinghow leaders think about markets, talent, and the future of work. But while investment and experimentation are rising fast, most organizations are still in the early chapters of integration. Beneath the strategy, there's a quieter conversation about fear, trust, and what remains uniquely human. In this episode, we sit down with Peter Mulford, Chief AI Officer at BTS, to debate whether AI can ever truly replace emotional intelligence. Together, we explore how we currently think about AI, the edges of what it can do, and what remains uniquely human (for now). Guest Bio: Peter Mulford is the Chief AI Officer and the Global head of the Artificial Intelligence and Innovation Practice (AI&I) for BTS Inc. In this role he helps clients get real impact by working with teams and organizations to transform their business using innovation, future back thinking, Artificial Intelligence, and digital technology. He has over 30 years of experience working with clients around the world in different industries, including Sony Interactive Entertainment, Warner Media, Microsoft, AT&T, Saudi Telecom, Lenovo, Samsung, Telkom South Africa, Merck, Coca-Cola, Toyota, Macys, and others. A sought-out keynote speaker, he has facilitated keynotes at technology and innovation conferences, company offsites, and sales conferences, as well as a private 2-day event with the late Pope Francis and 20 media executives and artists at the Vatican City. Peter joined BTS in 1998 and has worked in its offices in San Francisco, Johannesburg, Tokyo, London and New York. From 2005-2010, he was the Managing Director of BTS's East Coast region, leading the largest global office for BTS through a period of market turbulence and growth during which it more than tripled in size. Prior to BTS he worked for a start-up firm in Tokyo, Japan. He has extensive experience in Retail, Consumer Goods, Electronics and Telecom, among many other industries. Peter holds an MBA in Finance from Columbia Business School, and a Master's in international Affairs with a focus on Asia Pacific Studies from Columbia University. He speaks Japanese.
In this episode, Miguel Gonzalez, CRC, busts 5 common budgeting myths that could be holding you back from real financial progress.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
What if the biggest risk in leadership wasn't failure — but success that blinds us to change? In this episode of the Positive Leadership Podcast, I had the great pleasure of welcoming Rita McGrath, one of the world's most influential voices on strategy and innovation. A professor at Columbia Business School and author of The End of Competitive Advantage, Discovery-Driven Growth, and Seeing Around Corners, Rita has transformed how leaders think about disruption, renewal, and adaptability. Together, we explore how to spot inflection points before they upend your business, why discovery-driven learning is the antidote to overconfidence, and how purpose and curiosity can keep teams resilient in uncertain times. Rita also shares a warning for today's executives: when companies rush to go fast and big in complex environments — without room to test and learn — it's almost always a recipe for disaster. From AI and education to human adaptability and leadership humility, this conversation will change the way you think about strategy in a world where advantage is always transient.
In this episode, I was joined by Charles Calomiris, Henry Kaufman Professor Emeritus of Financial Institutions in the Faculty of Business and Professor Emeritus of International and Public Affairs at Columbia Business School, Stephen Haber, A.A. and Jeanne Welch Milligan Professor, Senior Fellow at the Hoover Institution and at the Stanford Institute for Economic Policy Research, Professor of History and, by courtesy, of Economics at Stanford University, and Kiah Haslett, bank reporting veteran and creator of the Fintech Takes Banking newsletter.Charles and Stephen are the authors of 2014's excellent comparative analysis of banking and political systems, Fragile by Design, which informed our discussion and I highly recommend anyone involved in financial services read if they haven't already.Charles, Stephen, Kiah, and I had the chance to discuss:* The nature of the “Game of Bank Bargains”* Why Canadians love their banks* Some of the underlying reasons behind the growth of the shadow banking system in the US* Charles' argument that Biden-era regulators were staunchly opposed to innovation in the banking system and why he thinks that former acting Comptroller Michael Hsu was “a complete hack”* Why young people should pay more attention to the fiscal decisions coming out of Washington* The risks of “progressive ideology” and why more government may not be the answer* And much, much moreYou can find more of Charles' work here and and Stephens' here. More information on the Hoover Institution, including the ability to sign up for its newsletter, here. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
On today's episode, Editor in Chief Sarah Wheeler talks with Chris Mayer, CEO of Longbridge Financial and a professor at the Milstein Center for Real Estate at Columbia Business School. The two discuss opportunities in serving older homeowners and older potential homebuyers with a range of innovative products that go beyond just reverse mortgages. To learn more about Trust & Will, click here. Related to this episode: Reverse Mortgage News HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
What do Warren Buffett and Friedrich Nietzsche have in common? Why does Baruch Spinoza's understanding of irrational emotions help explain financial markets? How did Voltaire's success in a bond lottery arbitrage shape his writing? Can David Hume teach an investor when to buck the consensus and when to heed it?Exploring these questions and many others, Ethan A. Everett reveals the surprising lessons we can learn about investing from major philosophers. Demystifying ideas and texts that can often seem intimidating or irrelevant, he shows how philosophical concepts can be fruitfully applied to financial markets. Everett shares how philosophers' insights have informed his development as an investor, and he considers how great investors have embodied philosophical wisdom in their own endeavors.Ranging from the birth of modern securities markets in seventeenth-century Amsterdam to recent trends like meme stocks, this book shows why a philosophical perspective can prove invaluable to challenging common assumptions in finance. Thinkers like Spinoza or Baudrillard are sometimes envisioned as disembodied minds constructing opaque, self-enclosed theoretical systems, but Everett elegantly concretizes their teachings, brings them to bear on our lived experience of the world, and shows how they can help us better appreciate the joys and vicissitudes of the market. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
What do Warren Buffett and Friedrich Nietzsche have in common? Why does Baruch Spinoza's understanding of irrational emotions help explain financial markets? How did Voltaire's success in a bond lottery arbitrage shape his writing? Can David Hume teach an investor when to buck the consensus and when to heed it?Exploring these questions and many others, Ethan A. Everett reveals the surprising lessons we can learn about investing from major philosophers. Demystifying ideas and texts that can often seem intimidating or irrelevant, he shows how philosophical concepts can be fruitfully applied to financial markets. Everett shares how philosophers' insights have informed his development as an investor, and he considers how great investors have embodied philosophical wisdom in their own endeavors.Ranging from the birth of modern securities markets in seventeenth-century Amsterdam to recent trends like meme stocks, this book shows why a philosophical perspective can prove invaluable to challenging common assumptions in finance. Thinkers like Spinoza or Baudrillard are sometimes envisioned as disembodied minds constructing opaque, self-enclosed theoretical systems, but Everett elegantly concretizes their teachings, brings them to bear on our lived experience of the world, and shows how they can help us better appreciate the joys and vicissitudes of the market. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/intellectual-history
What do Warren Buffett and Friedrich Nietzsche have in common? Why does Baruch Spinoza's understanding of irrational emotions help explain financial markets? How did Voltaire's success in a bond lottery arbitrage shape his writing? Can David Hume teach an investor when to buck the consensus and when to heed it?Exploring these questions and many others, Ethan A. Everett reveals the surprising lessons we can learn about investing from major philosophers. Demystifying ideas and texts that can often seem intimidating or irrelevant, he shows how philosophical concepts can be fruitfully applied to financial markets. Everett shares how philosophers' insights have informed his development as an investor, and he considers how great investors have embodied philosophical wisdom in their own endeavors.Ranging from the birth of modern securities markets in seventeenth-century Amsterdam to recent trends like meme stocks, this book shows why a philosophical perspective can prove invaluable to challenging common assumptions in finance. Thinkers like Spinoza or Baudrillard are sometimes envisioned as disembodied minds constructing opaque, self-enclosed theoretical systems, but Everett elegantly concretizes their teachings, brings them to bear on our lived experience of the world, and shows how they can help us better appreciate the joys and vicissitudes of the market. Learn more about your ad choices. Visit megaphone.fm/adchoices
What do Warren Buffett and Friedrich Nietzsche have in common? Why does Baruch Spinoza's understanding of irrational emotions help explain financial markets? How did Voltaire's success in a bond lottery arbitrage shape his writing? Can David Hume teach an investor when to buck the consensus and when to heed it?Exploring these questions and many others, Ethan A. Everett reveals the surprising lessons we can learn about investing from major philosophers. Demystifying ideas and texts that can often seem intimidating or irrelevant, he shows how philosophical concepts can be fruitfully applied to financial markets. Everett shares how philosophers' insights have informed his development as an investor, and he considers how great investors have embodied philosophical wisdom in their own endeavors.Ranging from the birth of modern securities markets in seventeenth-century Amsterdam to recent trends like meme stocks, this book shows why a philosophical perspective can prove invaluable to challenging common assumptions in finance. Thinkers like Spinoza or Baudrillard are sometimes envisioned as disembodied minds constructing opaque, self-enclosed theoretical systems, but Everett elegantly concretizes their teachings, brings them to bear on our lived experience of the world, and shows how they can help us better appreciate the joys and vicissitudes of the market. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/finance
Stablecoins are no longer a side story — they're on the path to becoming the backbone of global digital finance.To unpack what the GENIUS Act means for the U.S. dollar, stablecoin issuers, and banking competition, I sat down with Austin Campbell, Founder and Managing Partner of Zero Knowledge Consulting and an Adjunct Professor at Columbia Business School.Austin previously led Stable Value Trading at JP Morgan, co-headed Digital Asset Rates Trading at Citi, and served as Head of Portfolio Management at Paxos. In this episode, Austin explains the key provisions of the Genius Act, the misconceptions around the “interest” prohibition, and how competition between currencies could expand freedom — and reshape the global economy.Timestamps:➡️ 00:00 — Intro➡️ 00:46 — Sponsor: Day One Law➡️ 01:09 — Austin's path from Wall Street to crypto➡️ 05:40 — Why the Genius Act is the most important bipartisan financial law since Dodd-Frank➡️ 10:31 — Stablecoins as global infrastructure for the U.S. dollar➡️ 15:14 — Key pillars of the Genius Act: reserves, insolvency, and compliance➡️ 26:20 — Privacy, enforcement, and what Genius gets right➡️ 37:19 — The “interest” prohibition — and the exception most people missed➡️ 45:00 — What comes next for stablecoin issuers and U.S. regulators& much more.Sponsor: This episode is brought to you by Day One Law, a boutique law firm helping crypto startups navigate complex legal challenges. Subscribe to Day One's free monthly newsletter for legal and regulatory updates.Resources:
Waiting to start your financial plan can cost more than you think. In this episode, Miguel Gonzalez, CRC, explains how time, inflation, and missed opportunities can quietly derail your future—and what to do today instead.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#cortburgspeaksretirement #financialplanning #startnow #moneytips #retirementplanning #compoundgrowth #personalfinance #procrastinationcosts #financialgoals #investearly #inflationrisk #wealthbuilding #financialliteracy #moneyhabits #emergencyfund #longtermplanning #CortburgSpeaksRetirement #MiguelXGonzalez #retirementstrategy #starttodayWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
We all know the saying and the truth of how much we judge a book by its cover. I feel it is a dramatic metaphor for much of humanity. And I don't minimize it either. I feel it's our responsibility to address our “book covers.” I feel we are in a culture that gives a lot of attention to physical aesthetics. Whether it's how we look or the car we drive or the phone we have and clothes we wear and on and on. But I amaze myself with what seems a stark lack of attention to what's behind the physical accouterments. A big one is how we talk. How we communicate. My guest is communication expert, Michael Chad Hoeppner. Michael is an adjunct professor at Columbia Business School and the CEO and president of GK Training, a firm dedicated to giving individuals and organizations better communication skills. He is a speaking coach to…a long list of incredibly impressive people and organizations. Michael is alone a leader among a growing chorus of voices identifying the link between the physical aspects of spoken communication and broader issues of health and wellness. He has a new book titled, Don't Say Um: How to Communicate Effectively to Live a Better Life. But as you'll hear, the title is a bit tongue in cheek. The concepts we discuss go far deeper than our cultural propensity to say, “um, er, like, and you know.” How we speak often gets us judged, for better or worse, much more than what we speak. But we don't get it. We are intent on what we are saying and talking about and miss how we are delivering it. But how we are communicating really does bely who we are. Using filler words and not addressing our body language doesn't just make us sound dumb, it honestly questions what level of personal security and confidence we actually have. Sign up for your $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to start your free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Undiscovered Country, host Peter Mulford sits down with Columbia Business School's Michel Tuan Pham to explore the psychology behind what makes an experience feel truly special. Drawing on his latest research, Professor Pham reveals three powerful drivers of unforgettable moments—uniqueness, meaningfulness, and authenticity—and how even the smallest touches can have a lasting impact. Together, they unpack how brands and leaders can design emotionally resonant experiences, and why AI may enhance or erode our sense of what's real.
On this week's episode, Gavin and Wade will be chatting with Alison Cayne, a veteran in the CPG space! Alison founded Haven's Kitchen, a cpg brand, nearly 14 years ago. She started a podcast, In The Sauce, about 8 years ago (BEFORE IT WAS COOL) and most recently took on an Adjunct Professor role at Columbia Business School. If you think that's pretty awesome - you're right! When Alison is not busy as hell - she is dropping knowledge bombs all over her LinkedIn that's incredibly relevant for established CPG founders or emerging ones. Her honesty, transparency and curiosity are exactly why you should tune in to this week's episode!
In a time when the headlines are bleak and social feeds are filled with outrage, what does it mean to be deliberately optimistic? In this episode of Gratitude Through Hard Times, host Chris Schembra sits down with returning guest Mattan Griffel, two-time Y Combinator–backed founder, award-winning Columbia Business School professor, and longtime startup coach, to rethink optimism from the inside out.This isn't a conversation about pretending everything is fine. It's a practical, science-backed exploration of how to keep moving forward when the world tries to convince you to freeze. Chris and Mattan unpack the psychology of negativity, including the brain's nine-to-one negative memory bias, nostalgia's hidden trap, and how media algorithms profit from fear, and then turn to the tools that can rewire us toward progress and resilience.Along the way, they revisit some of Mattan's most powerful ideas: the courage of “naive optimism” that makes founders start companies against impossible odds; serendipity bombs, small outward actions that quietly build networks and opportunity; and the truth that being wrong most of the time is the price of doing something original.The conversation is both personal and practical. Chris shares stories of producing a two-man play in Beverly Hills under the threat of a record-breaking El Niño storm, and how standing in the room with committed collaborators fueled hope despite fear. Mattan reflects on early YouTube criticism that almost derailed him, and how understanding our negativity bias changed his response to rejection and failure.Listeners will also hear how positive emotions aren't just nice-to-have; they're powerful mental technology. Chris cites Barbara Fredrickson's “broaden-and-build” research, showing how gratitude, curiosity, and empathy expand our thought–action repertoire, unlock creativity, and make new solutions visible. Together they argue that optimism isn't fluffy, it's a survival skill in an age of AI disruption, social media outrage cycles, and cultural pessimism.By the end of the episode, you'll have practical habits to invite luck and possibility into your own life: connect generously, say yes early and often, ship ideas at 90% instead of chasing perfection, and create rooms where pessimism can't dominate. Most importantly, you'll be reminded that hope is not passive, it's built one intentional step at a time.10 Quotes“Optimism isn't blind faith that everything will be fine, it's the conviction that progress is buildable.” — Mattan“Our brains take in nine bits of negative information for every one bit of positive. That's biology, not failure.” — Chris“Nostalgia can be beautiful, but it's often denial, an inability to process the present.” — Chris“Systems are self-healing if we let them. The line of human progress trends up and to the right, even if it wobbles.” — Mattan“Negativity sells. Each negative word in a headline can boost clicks by 2.3%, but positive words get ignored.” — Chris“You have to be wrong most of the time to create something new. Error tolerance is optimism in action.” — Mattan“The stupid way to be selfish is to seek happiness for yourself alone; the intelligent way is to work for the welfare of others.” — Dalai Lama (quoted by Chris)“Say yes early and often because most conversations won't go anywhere, but the one that does can change your life.” — Mattan“Progress comes from movement, not perfection. Press go at 90%.” — Chris“Positive emotions broaden your thought–action repertoire, gratitude and curiosity literally rewire your brain for resilience.” — Chris (referencing Barbara Fredrickson)10 Big TakeawaysOptimism is a discipline, not a mood. It's about choosing to believe in forward momentum despite uncertainty.Understand your brain's negativity bias. We're wired to remember threats — knowing this can help us reframe and resist doomscrolling.Question nostalgia. Looking back with rose-colored glasses can fuel pessimism about the present.Negativity is profitable — be aware of media incentives. Don't let clickbait headlines distort your worldview.Design serendipity. Small, outward-focused actions (helping others, showing up, connecting dots) compound over time.Practice error tolerance. Innovation and growth require being wrong most of the time; progress lives in mistakes.Generosity drives returns. Investing in other people — time, knowledge, introductions — creates long-term opportunity and resilience.Say yes more (strategically). Especially early in your journey, embrace exploration; one connection can transform everything.Start before you're ready. Perfectionism delays progress; ship at 90% and learn in motion.Positive emotions fuel creativity. Simple acts of gratitude, kindness, and curiosity expand your capacity to see solutions and possibilities.On Negativity Bias & Media OutrageAdam Mastroianni & Daniel Gilbert's Nature paper — The illusion of moral declineSteven Pinker's The Better Angels of Our Nature (book summary)Tobias Rose-Stockwell — The Outrage MachineUpworthy headline negativity study (Columbia Journalism Review)On Positive Emotion & OptimismBarbara Fredrickson's “Broaden-and-Build Theory” explainerDalai Lama quote on “intelligent selfishness”Adam Grant's Give and TakeOn Startup Mindset & SerendipityMattan Griffel's Medium essay: “You Have to Be Wrong”Mattan Griffel on Designing Serendipity (Forbes)How to Build Serendipity in Your Career (Harvard Business Review)On Connection & GenerosityChris Schembra's Rolling Stone column archiveIkigai framework explainerPwC research on ROI of well-being programs
In this episode, Miguel Gonzalez, CRC, shares smart strategies to protect your finances and take advantage of opportunities in a high-rate environment.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #interestrates #financialplanning #retirementplanning #debtstrategy #savingsaccounts #highinterestrates #budgetadjustment #moneymoves #refinance #CDrates #creditcards #investments #marketstrategy #financialadvisor #CortburgSpeaksRetirement #MiguelXGonzalez #emergencyfund #bondstrategy #smartmoneyWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Joe Lynch is the Head of Customer Success at Dandy, where he leads teams that help dental practices thrive through digital transformation. Before Dandy, he built his expertise in healthcare strategy and operations at Bain & Company, advising Fortune 100 companies on Go-to-Market and Post Merger Integration. A graduate of the Naval Academy and Columbia Business School, Joe also served 7 years as a U.S. Navy Explosive Ordnance Disposal officer, where he led special operations teams and defused bombs underwater and on land. Outside of work, he's a father to two girls, an avid squash player and runner, channeling the same energy and focus into parenting and sports as he does into his career. meetdandy.com Join Dentaltown! dentaltown.com
In this week's MBA Admissions podcast we began by discussing the upcoming MBA admissions season. This week, Dartmouth / Tuck, IESE and Imperial Business School have their Round 1 application deadlines; Duke / Fuqua is scheduled to release its interview invites for its Early Action Round. Graham noted that our second livestream AMA is scheduled for this Tuesday on YouTube; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham then highlighted the ongoing September series of admissions events. The third session is on Wednesday, and includes Berkeley / Haas, INSEAD, London Business School, Michigan / Ross and UNC / Kenan / Flagler. Signups for this series are here: https://bit.ly/cainsidemba We then had a detailed discussion on the recently released 2025-26 MBA rankings from LinkedIn and Bloomberg / Business Week. Graham noted two recently published MBA admissions-related tips that focus on completing the business school application data forms, and whether it is advisable to skip the GMAT or GRE and seek a test waiver. We continued our series of profiling star MBA professors. This week we feature two professors from Columbia Business School and Northwestern / Kellogg. We then discussed our first student-focused Real Humans for this season, from UNC / Kenan Flagler. Finally, we had our first class profile to review, from the Duke / Fuqua Class of 2027. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate graduated from the Naval Academy and was a division 1 athlete. They appear to have a very decent career in the navy. Unfortunately, they have a low GPA and a modest GRE score. This week's second MBA candidate is from Mexico and targeting Dartmouth / Tuck and several Canada-based programs. They are a chemical engineer graduate with several years of business experience. The final MBA candidate has recently had a fourteen-month break from work. They also want to waive the GMAT. They do appear to have strong prior experience and academics, but we caution against the waiver. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!
Got a raise or bonus? Don't waste it. In this episode, Miguel Gonzalez, CRC, shares 6 smart ways to turn extra income into long-term financial progress. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #raisetips #bonustips #moneytips #smartmoney #retirementplanning #financialfreedom #budgeting #emergencyfund #payoffdebt #investinyourself #retirementgoals #financialplanning #personaldevelopment #financialadvisor #401k #IRA #CortburgSpeaksRetirement #MiguelXGonzalez #moneymoves Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Austin Campbell, Managing Partner at Zero Knowledge Consulting, and Adam Zarazinski, CEO at Inca Digital, explore the Genius Bill and its potential to revolutionize the stablecoin landscape. They discuss the many changes with the current government, including regulations and compliance, along with how this new legislative proposal could drive innovation and widespread adoption of stablecoins. Key Takeaways: Why the Genius Bill matters, and its potential impact on stablecoin adoption New compliance experiments and why the traditional approach is dead The brain drain of crypto experts within banking The need for innovation and technological transformation in traditional finance Guest Bio: Austin Campbell is the managing partner and founder of Zero Knowledge Consulting, and an adjunct professor at Columbia Business School. Previously, he ran the stablecoin platform and portfolio management at Paxos, and was the chief risk officer of Paxos National Trust. Austin has managed fixed income trading desks at JP Morgan and Citi covering >$100B of cash derivatives, and has been a portfolio manager and structurer at Stone Ridge, the parent of NYDIG. He holds a BS in Mathematics from CSU Chico, and an MBA from NYU Stern. Adam Zarazinski is the CEO of Inca Digital, a fintech company that provides data and analytics on the digital asset ecosystem to government agencies and financial institutions using natural language processing and LLMs. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte
Bob Kulhan, known as a master improviser, is the Founder and CEO of Business Improv and adjunct professor at Duke Fuqua School of Business and Columbia Business School. He is also the author of the book “Getting to Yes And: The Art of Business Improv.” With more than 27 years of studying, performing, and teaching … The post “Getting to Yes And“ With Bob Kulhan (Episode # 316F) first appeared on TRANSLEADERSHIP, INC®.
In this episode of “The Business of Blueberries,” Inez Be, director of marketing at the U.S. Highbush Council (USHBC) and the North American Blueberry Council (NABC), is joined by VentureFuel Founder and CEO Fred Schonenberg. VentureFuel is an innovation advisory firm that helps major brands, such as Netflix and General Mills, unlock growth through startup collaborations. The USHBC has partnered with VentureFuel to launch the Blueberry Boost Accelerator, a first-of-its-kind program supporting emerging brands using blueberries as a prominent ingredient. Schonenberg is a frequent speaker at top industry events like SXSW and Shoptalk, and holds executive education credentials from Harvard, MIT Sloan and Columbia Business School. He shares the value and purpose of such an innovative program and the benefit it can offer blueberry stakeholders.“ Really, it's a programmatic and high-speed way to take very promising ideas and accelerate their growth to some sort of impact. And what's really cool about what we're doing in the blueberry industry is this idea that the blueberries are the heart of this, they're the platform of innovation.” – Fred Schonenberg Topics covered include: An introduction to Shonenberg and his work at VentureFuel.A description of the Blueberry Boost Accelerator and what it hopes to achieve. The impact this intensive program can have for innovative startups with a blueberry focus.Learn more about the Blueberry Boost Accelerator today and meet the finalists – and sample their products – at the upcoming Blueberry Convention! Crop ReportThe Blueberry Crop Report is an update on crop conditions and markets throughout important blueberry growing areas. Today you'll hear from Alan Schreiber in Washington, Caylan Huddleston in Oregon and Luis Vegas in Peru. This was recorded on September 4, 2025.
Back-to-school season is the perfect time for a financial reset. In this episode, Miguel Gonzalez, CRC, shares smart budgeting moves to clean up summer spending, plan for fall costs, and finish the year strong.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #backtoschool #fallbudget #familyfinances #budgetreset #financialplanning #retirementplanning #personalfinance #moneytips #spendingcheckup #autumnbudgeting #backtoschoolspending #financialgoals #budgetingtips #financialliteracy #CortburgSpeaksRetirement #MiguelXGonzalez #fallreset #subscriptions #holidayspendingWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
"What's the one thing people remember from your message—and is it what you intended?" In this compelling episode of Kent Hance: The Best Storyteller in Texas, Kent sits down with Merrie Spaeth, a trailblazing communicator whose career spans journalism, television, the Reagan White House, and crisis management for Fortune 500 companies. From her Quaker school roots to becoming the first female intern at the Philadelphia Inquirer, Merrie shares stories that are as insightful as they are entertaining. Listeners will hear how Merrie: Became a White House Fellow and worked directly with FBI Director Judge William Webster. Helped reshape the FBI's public image and diversity efforts. Created the White House News Service, pioneering direct-to-public communication long before social media. Built a global communications firm focused on proactive crisis management and employee advocacy. Offers timeless advice on how to communicate clearly, avoid PR disasters, and turn employees into brand ambassadors.
In this episode, Miguel Gonzalez, CRC, breaks down the essential financial, healthcare, and lifestyle factors to consider before retiring in your 50s—or even earlier.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #earlyretirement #retirementplanning #retireearly #financialfreedom #healthcareplanning #SocialSecuritytiming #401kwithdrawal #earlyretiree #retirementincome #RothIRA #retireby55 #Medicaregap #retirementbudget #financialadvisor #withdrawalstrategy #lifestyleplanning #retirementsuccess #CortburgSpeaksRetirement #MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Robert Althuis is a spiritual philosopher, author, keynote speaker, and founder of Regenerative real estate and holistic wellness organization dedicated to embedding Love+Truth as the foundational spiritual principles for an awakened humanity.He stands at the intersection of celestial wisdom and real-world transformation. A certified medium with an MBA from Columbia Business School, Robert blends deep esoteric knowledge with pragmatic insight, guiding elite leaders, visionaries, and seekers toward their highest potential. As an author, Alpha Virtus is Robert's fifth published work, following Never Enoughitis, Manifesting Mastery, The Crucible Manifesto, and his fully channeled spiritual manifesto, Love+Truth.Contact Robert Althuis:My new book Alpha VirtusMEDIA LINKS:• Mail: hello@robertalthuis.com• Web: www.robertalthuis.com• IG: www.instagram.com/robertalthuis• FB: www.facebook.com/robertalthuis• LinkedIn: https://www.linkedin.com/in/robert-althuis-ceo-coach-regenerative-capitalism-awakened-leadership/• YouTube: www.youtube.com/@robertalthuis• Medium: www.robertalthuis.medium.com• Tiktok: www.tiktok.com/@robertalthuisDr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon:https://amzn.to/4cmTOMwWebsite: https://linktr.ee/drkimberleylinertPlease subscribe, share & LISTEN! Thanks. incrediblelifepodcast@gmail.comSocial Media LinksLinkedIn: https://www.linkedin.com/in/dr-kimberley-linert-incredible-life-creator/Facebook: https://www.facebook.com/kimberley.linert/The Great Discovery eLearning Platform: https://thegreatdiscovery.com/kimberley
Worried about market drops in retirement? In this episode, Miguel Gonzalez, CRC, explains how to protect your income, manage withdrawals, and stay on track when volatility hits.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #retirementincome #marketvolatility #marketdownturn #recessionproofretirement #financialplanning #investmentstrategy #retirementplanning #bucketstrategy #withdrawalrate #RothIRA #assetallocation #retirementinvesting #retirementsafety #marketrisk #financialadvisor #protectyourretirement #CortburgSpeaksRetirement #MiguelXGonzalez #stayinvestedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
We've got just the class to help you get back into that learning machine mode. We're stoked to be joined by our good friend Chris Begg, founder of East Coast Asset Management and adjunct Associate Professor at the Helibrunn Center for Graham and Dodd investing at Columbia Business School. He teaches security analysis, perhaps the most legendary investing course in higher education. In today's class, we offer some historical context on the legacy of the adjunct investing professor, addressing why the practitioner teacher has played such a formative role for so many of the world's greatest investors. We also share our own teaching journey and the curriculum and guests that have helped make our respective classes so impactful. We even include a preview of our brand new class at Notre Dame, Investing in the Good Life, which is in partnership with the Shedi Family Program in Economy, Enterprise, and Society, and the College of Arts and Letters. Please enjoy our Back to School Special with our friend and the dawn of compression, Chris Begg. For the full show notes, transcript, and links to mentioned content, check out the episode page here. —-- Joys of Compounding is a property of Pine Grove Studios in collaboration with Colossus, LLC. For more episodes of Joys of Compounding, visit joincolossus.com/episodes. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Follow us on Twitter: @Buhrman_Rick | @PaulBuser | @JoinColossus Show Notes (00:00:00) Welcome to The Joys of Compounding (00:03:23) Summer Highlights and Personal Reflections (00:08:24) Music and Podcasts: Inspirations and Reflections (00:16:43) The Art of Songwriting and AI (00:21:48) Season Two Reflections and Guest Highlights (00:33:18) The Legacy of Practitioner Teachers (00:48:00) Influential Teachers and Their Impact (00:50:24) Value Investing Principles and Classroom Dynamics (00:52:32) Personal Teaching Journeys and Early Influences (00:57:14) Memorable Teaching Experiences and Guest Lecturers (01:11:57) The Role of AI in Education (01:26:23) Future Plans and New Beginnings
#628: You follow all the right personal finance advice. You know you should save more, invest regularly, and build an emergency fund. So why does it feel so much harder for some people than others? The answer lies in your personality. Dr. Sandra Matz, a professor at Columbia Business School, studies the intersection of psychology and money management. She joins us to explain why one-size-fits-all financial advice often fails. Her research found that agreeable people — those who are caring, empathetic, and put others first — have a harder time saving money. The solution isn't better budgeting apps or stricter rules. It's reframing financial goals to match your personality type. For example, agreeable people save more effectively when they view their emergency fund as protection for loved ones or a way to help others during tough times. By contrast, competitive personalities respond better to framing savings as getting ahead in life. This personalized approach extends beyond personality assessments. Algorithms can now predict your financial behavior using digital footprints — social media activity, spending patterns, even smartphone usage. With just 300 Facebook likes, artificial intelligence understands your money habits better than your spouse does. The conversation also covers the darker implications. Companies exploit these same psychological insights to manipulate spending decisions. Dr. Matz discusses data cooperatives as a solution — member-owned entities where people collectively benefit from their shared information. We dive into negotiation strategies for salary increases, breaking out of financial echo chambers, and using AI to optimize your money management without losing your decision-making autonomy. Resources Mentioned: Dr. Matz's book "Mind Masters" sandramatz.com Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Big data meets financial psychology (3:34) Psychology and computer science intersection (6:26) Algorithms vs spouses at predicting personality (7:21) Curly fries predict intelligence (9:01) Self-talk reveals emotional distress (11:04) Nice people struggle with money (14:03) Personality-based savings strategies (22:21) Privacy versus convenience tradeoffs (24:36) Data privacy management burden (26:28) Organ donation defaults (30:40) Data cooperatives concept (36:01) ChatGPT for financial advice (40:04) AI as unlimited intern (44:06) Breaking financial echo chambers (53:14) AI negotiation training Learn more about your ad choices. Visit podcastchoices.com/adchoices