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Are you tired of feeling overwhelmed by the to-do list that's preventing you from setting and achieving goals that would actually improve your life? We've become conditioned to chase instant gratification from the quick wins and dopamine hits that come from staying "productive." But those short-term victories often distract us from making meaningful progress toward the goals that truly matter. And today's guest is the perfect person to help shift your mindset to create long-term impact that can transform your career, relationships, and life. Dorie Clark has been named one of the Top 50 Business Thinkers in the World by Thinkers50 and Inc. Magazine. She teaches executive education at Columbia Business School and is the Wall Street Journal bestselling author of The Long Game, Entrepreneurial You, and Reinventing You. Her work focuses on helping professionals think strategically, build lasting influence, and achieve goals that compound over time. In our conversation, we explored why so many people get trapped in short-term thinking, how patience and consistency create extraordinary outcomes, and Dorie shared practical strategies to stay motivated, build habits that support your future self, and stay committed to achieving your biggest long-term goals. KEY TAKEAWAYS Escaping Short-Term Reward Traps Balancing Urgent Work With Long-Term Goals Real Examples Of Playing the Long Game Doing Favors For Your Future Self How AI Changes Long-Term Achievement How Hal & Dorie Are Using AI People Give Up On Ideas & Goals Too Soon Be Aware Of The Raindrops: Clues Of Progress Daily Habits That Support Long-Term Success The Hidden Cost Of Short-Term Living Making Daily Progress That Motivates You How You Can Connect With & Learn from Dorie Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/627 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube Copyright © 2026 Miracle Morning, LP and International Literary Properties LLC
Ukraine has lost close to a quarter of its civilian workforce since the invasion. Three and a half million workers left government-controlled areas: mobilised into the armed forces, displaced inside the country, gone abroad as refugees, or killed. Giacomo Anastasia, Tito Boeri, and Oleksandr Zholud draw on an unprecedented wartime dataset to document how Ukraine's labour market adapted under that pressure. What they find is not what you might expect. Aggregate matching efficiency fell by only about 15%; less than the decline recorded in the United States during the 2008 financial crisis. Firms hired women into roles previously closed to them by law, took on older workers and people with disabilities, and expanded remote work to keep displaced employees and refugees connected to Ukrainian payrolls. The collapse was real, but concentrated: in contested territories near the frontline, employment fell to less than half its pre-war level and vacancy postings dropped to virtually zero. The question the paper poses for reconstruction is how to sustain that resilience, absorb close to a million returning soldiers, and begin to reverse what five years of disrupted schooling has done to a generation.The research behind this episode:Anastasia, Giacomo M., Tito Boeri, and Oleksandr Zholud. 2026. "A Wartime Labor Market: The Case of Ukraine." Economic Policy: Papers on European and Global Issues, special issue: "What's Next for Ukraine?"To cite this episode:Phillips, Tim. 2026. "What's Next for Ukraine: A Wartime Labour Market." Economic Policy: Papers on European and Global Issues (podcast).Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About the guestsGiacomo Anastasia is a PhD student in Economics at Columbia University and Columbia Business School. His research interests include public economics, labour economics, and industrial organisation.Tito Boeri is Professor of Economics at Bocconi University and one of Europe's leading authorities on labour markets, unemployment insurance, and welfare state reform. He served as President of INPS, Italy's national social security institution, from 2015 to 2019.Oleksandr Zholud is a researcher at the National Bank of Ukraine. He was central to maintaining the economic data systems that continued to function through the war, and which made the empirical work in this paper possible. Research cited in this episodeThe civilian labour force contraction is estimated at roughly twenty to twenty-five per cent of the pre-war workforce in government-controlled areas, equivalent to a loss of around 3.5 million workers. The calculation combines refugees abroad (between six and seven million, of whom approximately seventy per cent are of working age), military mobilisation (at least 800,000 since 2022, up from 250,000 before the war), and combat casualties. The authors note that a shock of this scale has almost no modern precedent; the closest comparisons are Serbia's losses in the First World War and the economic disruption caused by the 1994 Rwandan genocide.Work.ua is the largest online job-search platform in Ukraine, covering around 125,000 firms and 4.5 million workers. The paper draws on weekly data from Work.ua on vacancy postings, job-seeker resumes, and offered and expected wages to track labour market dynamics across sectors and regions throughout the war. This platform data continued to be updated through the conflict and provided the primary source for the paper's matching analysis, replacing the State Statistics Service household survey, which suspended publication after the invasion.The InfoSapiens household survey, commissioned by the National Bank of Ukraine since 2021, serves as the wartime replacement for the State Statistics Service quarterly Labour Force Survey. It interviews around 1,000 individuals per quarter on employment, unemployment, and labour force participation, stratified by gender, age, region, and settlement size. Despite its smaller sample, it remains the primary regular survey-based source on Ukraine's labour market since the full-scale invasion.The State Employment Service (SES) firm survey, conducted in January 2025 in cooperation with Helvetas Swiss Intercooperation, covered 55,000 enterprises employing 4.2 million workers plus 70,000 registered unemployed persons. This cross-sectional survey provided the paper's evidence on how recruitment practices, remote work adoption, and workforce composition changed after the invasion; it is described in the paper as one of the largest wartime enterprise surveys of its kind.Air raid alarm data are used as the paper's proxy for regional exposure to the war. When missiles or drone attacks are detected, sirens activate across affected areas; the authors use the frequency and duration of these alarms to classify Ukrainian regions on a spectrum from low-exposure (western oblasts such as Lviv) to high-exposure (eastern regions such as Kharkiv) to contested (partially or fully occupied territories including parts of Donetsk and Luhansk). This classification is the basis for the paper's finding that war intensity is the primary driver of differences in labour market outcomes across regions.Matching efficiency is a standard labour economics measure of how effectively the market converts a given stock of unemployed workers and open vacancies into new hires. A fall in matching efficiency means that jobs and workers exist but find each other more slowly. The paper estimates that Ukraine's aggregate matching efficiency declined by about fifteen per cent after the invasion; a smaller fall than the more than twenty per cent recorded in the United States during the 2008 financial crisis, though with severe deterioration concentrated in frontline and contested regions, where matching efficiency dropped by close to twenty-five per cent.Remote work as a retention mechanism. A survey of Ukrainian refugees abroad found that roughly forty per cent of those in employment were working for Ukrainian firms remotely. Those maintaining an employment link to a Ukrainian company reported a significantly higher intention to return to Ukraine after the war compared with refugees employed by foreign firms. Anastasia argues this makes remote work not only an economic adaptation but a tool for sustaining the connection between displaced workers and the country they may one day return to rebuild.More in the "What's Next for Ukraine?" seriesThis episode is the third and final in a series based on papers presented at the inaugural Economic Policy winter conference, Paris, December 2025.Episode 1, with Yuriy Gorodnichenko and Maurice Obstfeld: why $40 billion a year in investment is more achievable than it sounds, why deep debt restructuring is a prerequisite for attracting private capital, and what the Euroclear frozen assets could unlock. Episode 2, with Edward Glaeser, Martina Kirchberger, and Andrii Parkhomenko: why the right model for rebuilding Ukraine's cities is postwar Tokyo rather than postwar Berlin or Warsaw, and why directing reconstruction spending towards the most damaged regions would be rebuilding in the wrong direction. Related reading on VoxEUThe labour market in Ukraine: Rebuild better, the companion VoxEU column by Anastasia, Boeri, and Zholud, summarising the paper's findings on matching efficiency, firm adjustment, and the policy priorities for reconstruction. You only live twice: A growth strategy for Ukraine, Gorodnichenko and Obstfeld's companion column to Episode 1, making the case for $40 billion a year in investment and explaining why EU and NATO accession momentum is the key enabling condition.Rebuilding cities in Ukraine, a VoxEU column on the spatial and urban decisions that will shape how Ukraine's cities develop in the decades after the war, and why the Tokyo model of decentralised land readjustment is the right precedent.
“We should all be able to look at the numbers and agree that this is not sustainable and that whatever we've been doing is not working. Democrats have had their chance, and Republicans have had their chance, and it's only gotten worse.” — Halle TeccoWarren Buffett called America's healthcare costs “a hungry tapeworm on the American economy.” That tapeworm now devours nearly a fifth of the nation's GDP—and the patient, as always, is on the table. We dedicate today's show to this most perennial of all America's problems, with two guests and two new books that approach the tragi-comedy from different angles.Self-styled innovation wonk Halle Tecco—founder of Rock Health, investor in over fifty digital health companies, professor at Columbia Business School—argues in Massively Better Healthcare that the system is both excessively public and excessively private, a Kafkaesque bureaucracy in which verticalized health plans now own the PBMs, the pharmacies, and increasingly the doctors. The result is monopoly medicine on a scale that would have appalled the original trust-busters.This is ultimately an antitrust story. As we've discussed on the show with Tim Wu, Biden's chief antitrust enforcer, the concentration of corporate power is the great unfinished business of American democracy. Tecco makes the case that Big Med is where the trust busters should go next after Big Tech. UnitedHealth is now one of the largest employers of doctors in the country. So it wasn't exactly shocking when the UnitedHealth CEO was assassinated two years ago. The system isn't broken, Tecco suggests. It's working exactly as designed—just not for patients.Surgeon Robin Blackstone, MD, author of Doctor AI: Reimagining Health. Rebuilding Trust. Delivering Health 4.0, joins us in the second half of the show to offer a view from the front lines. After 30 years as a surgeon, Blackstone confirms everything Tecco diagnoses—and adds a chilling detail of her own: the system is priced entirely for fixing illness, not preventing it. Her prescription is a “triangle of trust” between patient, physician, and AI—with the patient finally owning their own data.Both agree on one thing: every dollar spent on public health saves $14.30 in medical and societal costs. We are all already paying for all the waste. We just need to fix Big Med. But who's going to do it? Tecco says that America is ready for another round of Obamacare politics. But I'm not so sure. Five Takeaways• Healthcare Is a Tale of Two Civilizations: If you're wealthy, you go to UCSF and get the best care in the world. If you're not, you're one of the 100 million Americans without a regular primary care provider. Healthcare debt is the number one cause of bankruptcy. A person earning $30,000 in a rural county can expect to live a full decade less than someone earning $100,000 in an affluent suburb.• The Real Winners Are Monopoly Medicine: Verticalized health plans now own the PBMs, the pharmacies, and increasingly the providers. The ACA's profit cap forced them to grow the pie instead of getting more efficient. United is now one of the largest employers of doctors in the country. Independent pharmacies are closing at the rate of one per day. Rite Aid is bankrupt—the only major chain not owned by a health plan.• Every $1 in Public Health Saves $14.30: We're already paying for the crisis—in emergency room visits, lost productivity, and disability. We just need to move the safety net upstream. Public health is the only part of the system designed for prevention, yet its share of total health spending has dropped 25% in two decades. The economic case is overwhelming. The political will is not.• AI Could Break the Information Asymmetry: Patients are already using ChatGPT to diagnose themselves—and sometimes it's saving their lives. One woman caught her own pneumonia because her doctor couldn't see her for a week. But some doctors want to keep the paternalism: one AI tool built on medical journals is restricted to clinicians only because making it available to patients would “piss off the doctors.”• The System Is Priced for Rescue, Not Health: Everything is loaded to the moment your gallbladder goes bad or your heart gets a blockage. Prevention doesn't get paid for. Both guests agree: we need a massive re-pricing that rewards keeping people healthy, not just treating them when they're sick. That means paying doctors to prevent strokes, not just to fix them. About the GuestsHalle Tecco is the founder of the venture fund Rock Health and an investor in more than fifty digital health companies. She is an adjunct professor at Columbia Business School and a course director at Harvard Medical School. Her new book is Massively Better Healthcare: The Innovator's Guide to Tackling Healthcare's Biggest Challenges (Columbia University Press).Robin Blackstone, MD, is a physician, health systems architect, and founder of Blackstone Health. A surgeon by training with 30 years of clinical experience, she is the author of Doctor AI: Reimagining Health. Rebuilding Trust. Delivering Health 4.0.ReferencesPrevious Keen On episodes and authors mentioned:• Robert Pearl on how AI will be monetized in the healthcare industry• Tim Wu on the extractive economics of platform capitalism• Zeke Emanuel on which country has the world's best healthcare• Warren Buffett on healthcare costs as “a hungry tapeworm on the American economy”About Keen On AmericaNobody asks more awkward questions than the Anglo-American writer and filmmaker Andrew Keen. In Keen On America, Andrew brings his pointed Transatlantic wit to making sense of the United States—hosting daily interviews about the history and future of this now venerable Republic. With nearly 2,800 episodes since the show launched on TechCrunch in 2010, Keen On America is the most prolific intellectual interview show in the history of podcasting.WebsiteSubstackYouTubeApple Podcasts
Rabbi Elan Babchuck serves as the Executive Vice President at Clal (National Jewish Center for Learning and Leadership) and the Founding Executive Director of Glean Network, which partners with Columbia Business School. He has published in The Atlantic, The Guardian, Washington Post, and Religion News Service, writes a column for The Wisdom Daily, contributed to Meaning Making – 8 Values That Drive America's Newest Generations (2020, St. Mary's Press) and is the co-author of Picking Up the Pieces: Leadership After Empire (2023, Fortress Press). His newest book about Shabbat, Sacred Time, is coming out in 2027.He also serves as a Founding Partner of Starts With Us, a movement to counteract toxic polarization in America, and is a founding Research Advisory Board Member of Springtide Research Institute.
Ihr kriegt aktuell 25 € vom Scalable-ETF, wenn ihr ein neues Konto eröffnet und nutzt. Dazu unterstützt ihr auch noch diesen Podcast. Mehr Infos gibt's hier. Serial Acquirer fliegen oft unterm Radar. Sie gehören aber teilweise zu den rentabelsten Aktien der Börse. Was macht sie aus? Wie analysiert man sie? Wie findet man die guten? Das alles haben wir mit Matthias Riechert vom P&R REAL VALUE Fonds besprochen. Außerdem geht's um sein Studium an der Columbia Business School und, wie man seinen eigenen Fonds gründet. Es geht um Constellation Software (WKN: A0JM27), Next Generation Technology Group (WKN: A41082), Japan Elevator Service (WKN: A2DM2H), Bergman & Beving (WKN: 893222), Lagercrantz Group (WKN: A2QEJ6), Momentum Group (WKN: A3DH17), Berkshire Hathaway (WKN: A0YJQ2), Software Circle (WKN: A0EASA), QXO (WKN: A40D1M). Schaut sehr gern mal bei Tilman von good-investing.net vorbei, der uns immer wieder hilft, spannende Gäste für den Podcast zu finden. Diesen Podcast vom 28.02.2026, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.
Episódio especial do Biolab Cast no ar!Nesta edição, a jornalista Daiana Garbin recebe o CEO da Biolab, Fabio Amorosino, e os conselheiros João Bezerra e Paulo Roberto Gandolfi para uma conversa aprofundada sobre governança, inovação e o futuro da companhia. Ao longo do episódio, eles compartilham os bastidores do conselho consultivo, refletem sobre como suas experiências anteriores contribuem para a estratégia da empresa e destacam a importância da conexão entre profissionais de diferentes áreas para impulsionar o crescimento sustentável da Biolab. A conversa também aborda novidades, o uso de tecnologias e a busca constante por soluções que simplifiquem a vida das pessoas. O episódio conta ainda com um depoimento especial do conselheiro Cássio Casseb.Dê o play e acompanhe a conversa completa.Apple Podcasts: https://mkt.biolabfarma.com.br/3wM4qnaSpotify: https://mkt.biolabfarma.com.br/43fuMu9Deezer: https://mkt.biolabfarma.com.br/3v8eqqnREDES SOCIAIS BIOLAB FARMACÊUTICA:Instagram @biolabfarmaceuticaFacebook @biolabfarmaceuticaTikTok @biolabfarmaceuticaLinkedIn https://www.linkedin.com/company/biolabfarmaceuticaMEDIADORA:Daiana Garbin – @garbindaianaJornalista e apresentadora.CONVIDADOS: Cassio Casseb Fabio Amorosino João Bezerra - Engenheiro Eletrônico pelo Instituto Mauá de Tecnologia, possui formação em Administração de Negócios pela Fundação Getulio Vargas (FGV) e participou de programas executivos na Columbia Business School e na Singularity University.Atuou por 36 anos como CTO do Itaú Unibanco e acumula ampla experiência em conselhos consultivos de empresas dos setores financeiro e tecnológico. Atualmente, é membro do Conselho Consultivo da Biolab.Paulo Roberto Gandolfi – @incluir rede socialEngenheiro de Materiais e mestre em Ciência e Engenharia de Materiais pela Universidade Federal de São Carlos (UFSCar), possui MBA Executivo pela ESPM Campinas.Ao longo da carreira, atuou na Rhodia S.A. e construiu uma trajetória de destaque na 3M do Brasil, onde chegou à presidência. Atualmente, é presidente do Instituto 3M, ONG corporativa da 3M Brasil, e membro do Conselho Consultivo da Biolab.COMUNICAÇÃO, DIREÇÃO E PRODUÇÃO: AR PROPAGANDA @ar.propaganda
DATs may be collapsing, AI agents may be overhyped, but Omid Malekan thinks the strongest case for crypto has nothing to do with either. Thank you to our sponsors: Fuse: The Energy Network Bitcoin is below $63,000, digital asset treasuries are under pressure, and the debate over whether crypto markets are bottoming or breaking down is splitting the hosts. Ram is skeptical of institutional demand when he looks at the 13F data from institutions filing SEC reports. Chris is on the phone with institutions all day and is bullish. Omid Malekan, adjunct professor at Columbia Business School, comes in with a longer lens: he admits he contributed to the DAT hype cycle, has doubts about agentic commerce that remind him of the metaverse in 2021, and thinks the strongest argument for crypto is not a product or a token but a fact about how nation-states treat their own citizens. The conversation also covers tokenized bank deposits, the SEC's updated broker-dealer guidance on stablecoins, and what it means that the Supreme Court just struck down Trump's tariffs. Hosts: Ram Ahluwalia, CFA, CEO and Founder of Lumida Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Christopher Perkins, Managing Partner and President of CoinFund Guest: Omid Malekan, Adjunct Professor at Columbia Business School Links: Unchained: Bitcoin Slips Below $63,000 as Fear Deepens Bitcoin Dips Below $65,000 as Tariff Uncertainty Weighs on Risk White House Talks Make Progress on Stablecoin Yields but No Deal Yet SEC Quietly Eases Capital Rules for Stablecoins SCOTUS: Supreme Court strikes down tariffs Citrini: THE 2028 GLOBAL INTELLIGENCE CRISIS Learn more about your ad choices. Visit megaphone.fm/adchoices
Charla con Ramiro Iglesias, CEO y cofundador de Crescenta, la primera gestora española especializada en dar acceso al inversor minorista a fondos de private equity de primer nivel mundial. Con más de 15 años de experiencia en inversión entre Nueva York, Barcelona y Madrid, Ramiro ha recorrido un camino poco convencional: de simular carteras con 14 años a gestionar 10.000 millones en Wall Street. MBA por Columbia Business School, ha sido socio de Kentia Capital Partners y Antai Ventures.La conversación arranca con una historia familiar que marcó su vocación inversora y recorre su etapa en Nueva York y el salto al emprendimiento. También exploramos cómo funciona el private equity en la práctica —las diferencias entre Venture Capital, Growth, Buyout, Real Assets y Secundarios—, el nacimiento de Crescenta y cómo la Ley Crea y Crece abrió la puerta a democratizar el capital privado, los criterios con los que seleccionan los fondos, el acceso a gestoras top, por qué el historial de añadas importa tanto y su cartera de inversiones.Este episodio cuenta con el patrocinio de Crescenta y su nuevo Fondo de Inversión Libre (FIL), el Multistrategy Private Equity Access I, que empaqueta lo mejor del capital privado —Buyouts, Growth Equity y Activos reales— con una gran ventaja fiscal: puedes traspasar tu dinero desde otros fondos retrasando el peaje fiscal. Inversión a largo plazo con un compromiso desde 10.000 euros que aportas poco a poco según se vayan solicitando. Disclaimer: Las inversiones de capital privado conllevan riesgos significativos que el inversor debe ser capaz de evaluar, incluyendo: riesgo de pérdida total o parcial de la inversión, volatilidad, iliquidez de los activos, restricciones para la desinversión y plazos de inversión prolongados. Antes de tomar cualquier decisión de inversión, debes consultar la documentación legal del fondo. Más info en crescenta.com/condicionesTEMAS0:00:00 - Introducción 0:01:06 - Trayectoria personal y vocación temprana 0:04:05 - Experiencia con carteras simuladas 0:06:10 - Estrategia de estudios y trabajo 0:11:15 - Primeras inversiones reales personales 0:11:43 - Traslado y primer empleo en Nueva York 0:12:32 - Vivencia de la crisis de 2008 0:16:07 - Etapa en BBVA Nueva York 0:19:10 - Desarrollo profesional como trader 0:26:39 - Decisión de cambio profesional 0:27:57 - El MBA en la Universidad de Columbia 0:31:07 - Regreso a España0:32:49 - Primeros pasos en emprendimiento y consultoría 0:35:48 - Reflexión sobre el valor de un MBA 0:45:53 - Incorporación a Antai Venture Studio 0:48:12 - Cambio de ciclo 0:58:04 - Concepción y origen de Crescenta 1:02:17 - Impacto de la Ley Crea y Crece 1:14:45 - Acceso a fondos internacionales exclusivos 1:21:04 - Fiscalidad y ventajas del FCR 1:22:00 - Innovación con el fondo FIL y diferimiento fiscal 1:25:33 - Diferencias entre Growth, Buyout y Real Assets 1:42:31 - Funcionamiento de las llamadas de capital 1:45:30 - Crescenta Silver y liquidez secundaria 1:49:59 - Cartera personal de inversión1:52:10 - El impacto de la IA en el sector Fintech 1:56:19 - Ciclo de vida de una empresa y captura de valor 2:05:05 - Recomendaciones de lectura Más info en el blog de Juan Such:https://www.rankia.com/blog/such/7211894-114-wall-street-democratizar-private-equity-ramiro-iglesias
Neste episódio do CMO Playbook, Rapha Avellar recebe Daniela Pereira, Diretora de Mídia na Unilever, para uma conversa reveladora sobre transformação organizacional e estratégias de mídia que realmente impactam. Neste episódio, você vai descobrir:- Como a Unilever está liderando a revolução do Social First.- Por que conhecer profundamente o seu time é essencial.- A diferença entre brand say e other say na comunicação moderna.- O que significa ter influência como parte estratégica da mídia.---✨ Sobre o PodcastO CMO Playbook é um podcast que busca entender como grandes líderes de marketing enfrentam desafios, repensam modelos de gestão, testam novas abordagens e antecipam movimentos do mercado.É o espaço onde CMOs, Heads e Gerentes das maiores marcas e agências do país discutem tendências, estratégias e decisões com profundidade técnica e visão de futuro.Um podcast feito para quem está na linha de frente da transformação — que inspira, provoca e busca conversas profundas para liderar com inteligência na nova era da publicidade.---
In Money and Promises: Seven Deals That Changed the World, the distinguished banker, executive, and historian Paolo Zannoni examines the complex relationship between states and banks that has changed the world. Drawing on in-depth archival research, he explores seven case studies: the republic of Pisa, seventeenth-century Venice, the early years of the Bank of England, imperial Spain, the Kingdom of Naples, the nascent United States during the American Revolution, and Bolshevik Russia in 1917 through 1923. Zannoni also tells the story of how the Continental Congress established the first public bank in North America, exploring the roles of Thomas Jefferson, Benjamin Franklin, and Alexander Hamilton. Spanning many countries, political systems, and historical eras, this book shows that at the heart of these institutions is an intricate exchange of debts and promises. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
In Money and Promises: Seven Deals That Changed the World, the distinguished banker, executive, and historian Paolo Zannoni examines the complex relationship between states and banks that has changed the world. Drawing on in-depth archival research, he explores seven case studies: the republic of Pisa, seventeenth-century Venice, the early years of the Bank of England, imperial Spain, the Kingdom of Naples, the nascent United States during the American Revolution, and Bolshevik Russia in 1917 through 1923. Zannoni also tells the story of how the Continental Congress established the first public bank in North America, exploring the roles of Thomas Jefferson, Benjamin Franklin, and Alexander Hamilton. Spanning many countries, political systems, and historical eras, this book shows that at the heart of these institutions is an intricate exchange of debts and promises. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics
In Money and Promises: Seven Deals That Changed the World, the distinguished banker, executive, and historian Paolo Zannoni examines the complex relationship between states and banks that has changed the world. Drawing on in-depth archival research, he explores seven case studies: the republic of Pisa, seventeenth-century Venice, the early years of the Bank of England, imperial Spain, the Kingdom of Naples, the nascent United States during the American Revolution, and Bolshevik Russia in 1917 through 1923. Zannoni also tells the story of how the Continental Congress established the first public bank in North America, exploring the roles of Thomas Jefferson, Benjamin Franklin, and Alexander Hamilton. Spanning many countries, political systems, and historical eras, this book shows that at the heart of these institutions is an intricate exchange of debts and promises. Learn more about your ad choices. Visit megaphone.fm/adchoices
In Money and Promises: Seven Deals That Changed the World, the distinguished banker, executive, and historian Paolo Zannoni examines the complex relationship between states and banks that has changed the world. Drawing on in-depth archival research, he explores seven case studies: the republic of Pisa, seventeenth-century Venice, the early years of the Bank of England, imperial Spain, the Kingdom of Naples, the nascent United States during the American Revolution, and Bolshevik Russia in 1917 through 1923. Zannoni also tells the story of how the Continental Congress established the first public bank in North America, exploring the roles of Thomas Jefferson, Benjamin Franklin, and Alexander Hamilton. Spanning many countries, political systems, and historical eras, this book shows that at the heart of these institutions is an intricate exchange of debts and promises. Learn more about your ad choices. Visit megaphone.fm/adchoices
In Money and Promises: Seven Deals That Changed the World, the distinguished banker, executive, and historian Paolo Zannoni examines the complex relationship between states and banks that has changed the world. Drawing on in-depth archival research, he explores seven case studies: the republic of Pisa, seventeenth-century Venice, the early years of the Bank of England, imperial Spain, the Kingdom of Naples, the nascent United States during the American Revolution, and Bolshevik Russia in 1917 through 1923. Zannoni also tells the story of how the Continental Congress established the first public bank in North America, exploring the roles of Thomas Jefferson, Benjamin Franklin, and Alexander Hamilton. Spanning many countries, political systems, and historical eras, this book shows that at the heart of these institutions is an intricate exchange of debts and promises. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/finance
Madeleine Niebauer is a seasoned executive with two decades of experience across the private, public, and nonprofit sectors. Madeleine spent five years as a Chief of Staff at Teach For America. She loved the fast-paced, ever-changing nature of the work and the ability to truly leverage a leader's time so they could be more productive and successful. She knew many leaders could benefit from this service on a part-time basis, which inspired her to launch VChief.Prior to joining TFA, Madeleine was a strategy consultant for foundations and nonprofit organizations at The Bridgespan Group. Earlier in her career, Madeleine managed a tutoring center with SCORE! Educational Centers and served in the Peace Corps in Ivory Coast.Madeleine earned a BA with honors from Stanford University and an MBA from Columbia Business School. She lives in Madison, Wisconsin with her three children, who all share her love of globetrotting, camping, and family fun.In today's episode of Smashing the Plateau, you will learn how to build a scalable service business that doesn't depend on you doing all the work.Madeleine and I discuss:Madeleine's career journey and what prompted her to start VChief [02:28]How she experienced product market fit in real time [03:57]The decision to not take on more clients herself [05:01]Shifting from technician to CEO [06:41]When she decided to build a company instead of being a solopreneur [09:02]How long it took to reach financial sustainability [10:23]Her approach to marketing beyond her network [11:27]The support she brought on along the way [13:29]Hiring fractional and part-time help strategically [14:25]The trigger for rapid growth after COVID [18:46]Her experience with community and peer groups [20:19]How to stop being the bottleneck in your business [23:32]Learn more about Madeleine at https://www.vchiefs.com______________________________________________________________About Smashing the PlateauSmashing the Plateau shares stories and strategies from corporate refugees: mid-career professionals who've left corporate life to build something of their own.Each episode features a candid conversation with someone who has walked this path or supports those who do. Guests offer real strategies to help you build a sustainable, fulfilling business on your terms, with practical insights on positioning, growth, marketing, decision-making, and mindset.Woven throughout are powerful reminders of how community can accelerate your success.______________________________________________________________Take the Next Step• Experience the power of community.Join a live guest session and connect with peers who understand the journey:
Lorraine Marchand, startup CEO, advisor to Johnson & Johnson, member of the Pharmaceutical Advisory Board at Columbia Business School, and faculty at Wharton, discusses how leaders can sustain growth through disciplined experimentation in an era shaped by AI and institutional risk aversion. Marchand's perspective is grounded in a career that spans large corporations and entrepreneurial ventures. Early in life, she learned to treat problem solving as an experiment rather than a test of personal worth. That principle later informed her approach to innovation in complex organizations. Several practical themes emerge from the discussion: 1. Reframe failure as structured learning. Marchand's operating principle is "try, fail, learn." The key is to set explicit learning objectives before undertaking a new initiative. When leaders define what they intend to learn, not just what they intend to achieve, they reduce fear and increase resilience. This mindset is particularly critical in startups and new ventures, where there is no playbook and early missteps are inevitable. 2. Innovation requires protected investment. Drawing on research and executive interviews, Marchand highlights the value of disciplined portfolio allocation. A 70/20/10 model—70% core business, 20% adjacent opportunities, 10% new, exploratory ideas—creates room for experimentation without destabilizing the enterprise. The evidence she cites suggests that long-term growth frequently emerges from ideas that initially seemed peripheral. 3. Culture often suppresses experimentation. Organizations frequently default to "playing it safe." Marchand argues that leaders must explicitly create space for candor and reflection. Her practice of "Fail Free Friday", a structured forum to discuss what is not working without defensiveness, illustrates how small rituals can normalize learning and surface risk before it compounds. 4. AI should assist thinking, not replace it. Marchand observes both curiosity and fatigue around AI. Students and executives alike risk over-reliance, which can erode depth of analysis. Her discipline is simple: think independently first, then use AI as a research assistant to refine or challenge one's reasoning. Senior leaders remain relevant not by competing with automation, but by asking the right questions, an ability rooted in experience and judgment. 5. Integration of technology requires business judgment. Technology cannot be bolted onto processes indiscriminately. Leaders must understand workflows deeply enough to decide where automation adds value, where human ingenuity remains essential, and where both are required. This integration demands clarity about the business, not just familiarity with the tool. 6. The "who" and the "how" matter more than the "what." Late-career reflection led Marchand to conclude that outcomes achieved at the expense of people erode long-term value. Values alignment, integrity, and disciplined focus, often expressed through the willingness to say no, are strategic decisions, not personal preferences. For senior professionals, the message is direct: sustained growth depends less on bold rhetoric and more on creating disciplined environments where experimentation is safe, technology is used thoughtfully, and people are encouraged to think independently. The capacity to ask better questions, protect time for reflection, and allocate resources to uncertain but promising ideas remains a defining leadership advantage. Lorraine H. Marchand, an acclaimed author and innovator, is author of the new book NO FEAR, NO FAILURE and a leading consultant and educator on innovation with deep expertise in new product development. She has cofounded multiple start-ups, held senior roles at global companies including Bristol-Myers Squibb, Covance/LabCorp, and IBM, and advises top organizations while teaching at the Wharton School and Yeshiva University. Get Lorraine's book, No Fear, No Failure, here: https://tinyurl.com/eksdu9ks Claim your free gift: Free gift #1 McKinsey & BCG winning resume www.FIRMSconsulting.com/resumePDF Free gift #2 Breakthrough Decisions Guide with 25 AI Prompts www.FIRMSconsulting.com/decisions Free gift #3 Five Reasons Why People Ignore Somebody www.FIRMSconsulting.com/owntheroom Free gift #4 Access episode 1 from Build a Consulting Firm, Level 1 www.FIRMSconsulting.com/build Free gift #5 The Overall Approach used in well-managed strategy studies www.FIRMSconsulting.com/OverallApproach Free gift #6 Get a copy of Nine Leaders in Action, a book we co-authored with some of our clients: www.FIRMSconsulting.com/gift
Alex Thorn talks to Omid Malekan, blockchain professor at Columbia Business School, about stablecoins and the CLARITY Act. Alex and Omid discuss the bank lobby's current negotiating position and argue that the fears of deposit flight or a negative impact on credit creation by yield-bearing stablecoins are overblown at best and disingenuous at worst. Alex also talks to Galaxy Trading's Beimnet Abebe about bitcoin markets, macro conditions, and geopolitical concerns. Past performance is not indicative of future results. Participants, along with Galaxy, hold a financial interest in Bitcoin (BTC). Galaxy regularly engages in buying and selling BTC, including hedging transactions, for its own proprietary accounts and on behalf of its counterparties. Galaxy also provides services to vehicles that invest in BTC. If the value of such assets increases, those vehicles may benefit, and Galaxy's service fees may increase accordingly. The valuation in this communication is based on technical, fundamental, and market analysis and not on any formal valuation method. For more information, please refer to Galaxy's public filings and statements. Cryptocurrencies, including BTC, are inherently volatile and risky and ultimate market movements may not align with this statement. For additional risks related to digital assets, please refer to the risk factors contained in filings Galaxy Digital Inc. makes with the Securities and Exchange Commission (the “SEC”) from time to time, including in its Quarterly Report on Form 10-Q for the quarter ended September 30, 2025, filed with the SEC on November 10, 2025, available at www.sec.gov (http://www.sec.gov/). This episode was recorded on Wednesday, February 18, 2026. ++ Follow us on Twitter, @glxyresearch, and read our research at www.galaxy.com/research/ to learn more! This podcast, and the information contained herein, has been provided to you by Galaxy Digital Holdings LP and its affiliates (“Galaxy Digital”) solely for informational purposes. View the full disclaimer at www.galaxy.com/disclaimer-galaxy-brains-podcast/
In The Making of Modern Corporate Finance: A History of the Ideas and How They Help Build the Wealth of Nations (Columbia Business School Publishing, 2025) Donald Chew profiles key figures in the development of modern corporate finance while emphasizing their counterintuitive lessons for shareholders, companies, and countries. He deals with such questions as: Why did the stagflation of the 1970s prove so painful and protracted? What explains the U.S. stock market's forty-year run of 12 percent average annual returns? Why is Japan still mired in a decades-long recession? What accounts for the resilience of U.S. stock markets in the wake of COVID and the Fed's interest rate hikes? Chew argues that answers to these questions lie ideas formulated and tested by finance scholars―notably, an efficient stock market in which prices reflect the long-run values of public companies and a market for corporate control that exerts pressure on management. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
In The Making of Modern Corporate Finance: A History of the Ideas and How They Help Build the Wealth of Nations (Columbia Business School Publishing, 2025) Donald Chew profiles key figures in the development of modern corporate finance while emphasizing their counterintuitive lessons for shareholders, companies, and countries. He deals with such questions as: Why did the stagflation of the 1970s prove so painful and protracted? What explains the U.S. stock market's forty-year run of 12 percent average annual returns? Why is Japan still mired in a decades-long recession? What accounts for the resilience of U.S. stock markets in the wake of COVID and the Fed's interest rate hikes? Chew argues that answers to these questions lie ideas formulated and tested by finance scholars―notably, an efficient stock market in which prices reflect the long-run values of public companies and a market for corporate control that exerts pressure on management. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics
In The Making of Modern Corporate Finance: A History of the Ideas and How They Help Build the Wealth of Nations (Columbia Business School Publishing, 2025) Donald Chew profiles key figures in the development of modern corporate finance while emphasizing their counterintuitive lessons for shareholders, companies, and countries. He deals with such questions as: Why did the stagflation of the 1970s prove so painful and protracted? What explains the U.S. stock market's forty-year run of 12 percent average annual returns? Why is Japan still mired in a decades-long recession? What accounts for the resilience of U.S. stock markets in the wake of COVID and the Fed's interest rate hikes? Chew argues that answers to these questions lie ideas formulated and tested by finance scholars―notably, an efficient stock market in which prices reflect the long-run values of public companies and a market for corporate control that exerts pressure on management. Learn more about your ad choices. Visit megaphone.fm/adchoices
In The Making of Modern Corporate Finance: A History of the Ideas and How They Help Build the Wealth of Nations (Columbia Business School Publishing, 2025) Donald Chew profiles key figures in the development of modern corporate finance while emphasizing their counterintuitive lessons for shareholders, companies, and countries. He deals with such questions as: Why did the stagflation of the 1970s prove so painful and protracted? What explains the U.S. stock market's forty-year run of 12 percent average annual returns? Why is Japan still mired in a decades-long recession? What accounts for the resilience of U.S. stock markets in the wake of COVID and the Fed's interest rate hikes? Chew argues that answers to these questions lie ideas formulated and tested by finance scholars―notably, an efficient stock market in which prices reflect the long-run values of public companies and a market for corporate control that exerts pressure on management. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/finance
Streetwise: Saving Ourselves from Big Car (Columbia Business School Publishing, 2025) exposes how “Big Car”―the complex of companies in the automobile, oil, insurance, media, and concrete industries that promote and entrench car dependence―has pursued profit at the expense of the common good. David Obst explores how Big Car gained almost immeasurable influence over our lives, weighing the benefits and the costs of reliance on private automobiles. He details how industry covered up the harms of lead additives, fought against seatbelts, and continues to fund climate-change denialism. Obst considers the future of mobility, surveying how cities―from Taipei to Tempe, Copenhagen to Chicago―are experimenting with forms of transportation that offer alternatives to the dominance of cars. This is a provocative and comprehensive book. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Streetwise: Saving Ourselves from Big Car (Columbia Business School Publishing, 2025) exposes how “Big Car”―the complex of companies in the automobile, oil, insurance, media, and concrete industries that promote and entrench car dependence―has pursued profit at the expense of the common good. David Obst explores how Big Car gained almost immeasurable influence over our lives, weighing the benefits and the costs of reliance on private automobiles. He details how industry covered up the harms of lead additives, fought against seatbelts, and continues to fund climate-change denialism. Obst considers the future of mobility, surveying how cities―from Taipei to Tempe, Copenhagen to Chicago―are experimenting with forms of transportation that offer alternatives to the dominance of cars. This is a provocative and comprehensive book. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/environmental-studies
Streetwise: Saving Ourselves from Big Car (Columbia Business School Publishing, 2025) exposes how “Big Car”―the complex of companies in the automobile, oil, insurance, media, and concrete industries that promote and entrench car dependence―has pursued profit at the expense of the common good. David Obst explores how Big Car gained almost immeasurable influence over our lives, weighing the benefits and the costs of reliance on private automobiles. He details how industry covered up the harms of lead additives, fought against seatbelts, and continues to fund climate-change denialism. Obst considers the future of mobility, surveying how cities―from Taipei to Tempe, Copenhagen to Chicago―are experimenting with forms of transportation that offer alternatives to the dominance of cars. This is a provocative and comprehensive book. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/public-policy
Streetwise: Saving Ourselves from Big Car (Columbia Business School Publishing, 2025) exposes how “Big Car”―the complex of companies in the automobile, oil, insurance, media, and concrete industries that promote and entrench car dependence―has pursued profit at the expense of the common good. David Obst explores how Big Car gained almost immeasurable influence over our lives, weighing the benefits and the costs of reliance on private automobiles. He details how industry covered up the harms of lead additives, fought against seatbelts, and continues to fund climate-change denialism. Obst considers the future of mobility, surveying how cities―from Taipei to Tempe, Copenhagen to Chicago―are experimenting with forms of transportation that offer alternatives to the dominance of cars. This is a provocative and comprehensive book. Learn more about your ad choices. Visit megaphone.fm/adchoices
Irene Chen is the Co-Founder and Partner at Parker Thatch, a role she has held for over 24 years. Her top skills include Brand Development, Fashion, and Social Media. Before co-founding Parker Thatch, Irene served as the Director of Product Development for Donna Karan. She is a graduate of the University of California, Los Angeles. Matthew Grenby is the Partner and Co-Founder of Parker Thatch, a position he has held for over 24 years. His expertise lies in Strategy, Start-ups, and Entrepreneurship. Prior to Parker Thatch, he was a Vice President at Castling Group, where he led UX and design to launch online divisions for major brands, and a Data Scientist at Intel, developing novel data visualizations. He holds an MBA from Columbia Business School, an MS from the M.I.T. Media Lab , an MS in Graphic Design from ArtCenter College of Design , and an AB in English from Harvard University. In This Conversation We Discuss:[00:00] Intro[00:56] Bootstrapping growth through cash flow[03:23] Turning local talent into a luxury launchpad[07:45] Sponsor: Klaviyo [09:52] Applying corporate training to startups[12:31] Challenging traditional production paths[18:48] Sponsor: Intelligems [20:48] Standardizing core products for efficiency[24:47] Sponsor: Electric Eye[25:56] Persisting through daily business doubt[29:40] Callouts[29:50] Reinventing challenges for better outcomes[31:34] Leveraging community for business insights[32:02] Maintaining connections for future opportunities[36:03] Rebranding for clarity and customer reachResources:Subscribe to Honest Ecommerce on YoutubeLuxury products for everyday ease and elegance parkerthatch.com/Follow Irene Chen linkedin.com/in/irene-chen-16b16823/Follow Matthew Grenby linkedin.com/in/matthewgrenby/Book a demo today at intelligems.io/Schedule an intro call with one of our experts electriceye.io/connectGet your free demo https://www.klaviyo.com/honestIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!
In this special episode, created by one of our student podcast fellows, NYU student Advait Sunil interviews Aditya Ramamurthy, Lab Manager at Movement Recovery Laboratory. Having received his MS in Biotechnology from the NYU Tandon School of Engineering, Aditya brought his “scientific mindset” to a new challenge: attending business school and supporting scientific ventures. Advait and Aditya speak about Aditya's curiosity growing up, how it led him to a career in research and innovation, and the connection between scientific thinking and business thinking.Aditya Ramamurthy is the Lab Manager at Movement Recovery Laboratory. After finishing his MS in Biotechnology at the NYU Tandon School of Engineering, he completed an MBA at Columbia Business School, focusing on management consulting and strategic decision-making. His diverse experience includes managing high-impact research projects and evaluating early-stage startups, with an ability to drive innovation and secure funding.For a full transcript of this episode, please email career.communications@nyu.edu.
Neste episódio do CMO Playbook, Rapha Avellar conversa com Fabíola Menezes, CMO da General Mills, sobre a importância das histórias na construção de marcas e como essa abordagem moldou sua carreira desde os tempos na Editora Abril.Fabíola compartilha suas experiências à frente de projetos inovadores, como a Usina do Som, e discute a relevância de entender o consumidor para criar estratégias de marca eficazes. Ela também aborda a ousadia por trás do case Morumbis e a importância de assumir riscos calculados em marketing.Falando sobre sua atuação atual, Fabíola descreve o desafio de liderar um turnaround na General Mills, equilibrando estratégias de curto e longo prazo. Ela destaca a necessidade de um CMO estratégico que impulsione o crescimento da empresa e a importância da Creator Economy na era digital.O episódio oferece insights valiosos sobre liderança, inovação e a evolução do marketing, enfatizando a necessidade de adaptação e visão estratégica.---✨ Sobre o PodcastO CMO Playbook é um podcast que busca entender como grandes líderes de marketing enfrentam desafios, repensam modelos de gestão, testam novas abordagens e antecipam movimentos do mercado.É o espaço onde CMOs, Heads e Gerentes das maiores marcas e agências do país discutem tendências, estratégias e decisões com profundidade técnica e visão de futuro.Um podcast feito para quem está na linha de frente da transformação — que inspira, provoca e busca conversas profundas para liderar com inteligência na nova era da publicidade.---
In this episode of PennyWise, host John Kiernan and guest Brett House, a Professor of Economics at Columbia Business School, talk about how a 10% cap on credit card interest rates would affect consumers and the economy. John and Brett discuss the winners and losers of a 10% rate cap, along with other ways to address affordability concerns. More on this episode from WalletHub: Credit Card Landscape Report Best Credit Card Rates Best 0% APR Credit Cards Best Balance Transfer Credit Cards Credit Card Payoff Calculator What Is a Good APR for a Credit Card? Historical Credit Card Interest Rates If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.
In this episode, Miguel Gonzalez walks through 6 simple steps to help you review your budget, savings, goals, and debt—so you can take control of the rest of the year with confidence. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#CortburgSpeaksRetirement #FinancialWellness #MoneyCheckup #MidYearReview #FinancialPlanning #MiguelXGonzalez #BudgetingTips #EmergencyFund #DebtPayoff #SmartMoneyMoves #MoneyGoals #PersonalFinance #FinancialHealth #WealthBuilding #RetirementPlanning #FinancialFreedom #SavingsTips #MoneyMatters #Cortburg #MoneyMindsetWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Send us a textHow deep into AI do clinicians really need to go? In this clip from our episode "Making Healthcare Massively Better", CareTalk host John Driscoll speaks with Halle Tecco about why becoming AI-literate is the only way to build real guardrails as patients use tools like ChatGPT at scale.Listen to the full episode here
One of the greatest challenges facing any start-up is “crossing the chasm”: bridging the gap between early adopters and mass-market buyers. Yet many promising businesses struggle even to reach the chasm. Often, founders leap in with money and a dream, only to hit a wall. How can start-up founders diagnose and fix problems in order to arrive at this critical point? In Reaching the Chasm: How to Drive Your Early-Stage Start-Up to Scale (Columbia Business School Publishing, 2025), Edward G. Amoroso provides an indispensable guide for start-ups looking to get off the ground and scale up to the next level. Getting to the chasm, as he illustrates through dozens of real-world case studies, requires long-term vision. Founders must focus on their core belief system―not simply what they do but why they are in business in the first place. Buyers connect with start-ups based on shared beliefs, and any founding team that does not understand this secret will struggle to build relationships with customers. Amoroso shares field-tested guidance for businesses in different spaces and stages on crafting a compelling message, understanding customers, benchmarking against competitors, and leveraging what makes a company irreplaceable. For founders, venture capital teams, private equity firms, investors, and readers with an interest in entrepreneurship, Reaching the Chasm is the road map for early-stage start-up success. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
(0:00) Intro(1:19) About the podcast sponsor: The American College of Governance Counsel(2:05) Start of interview (2:48) Michael's origin story. Academic Journey and Early Influences. *reference to Correlation Ventures(8:55) About his paper Board Dynamics over the Startup Life Cycle (2020) with Nadia Malenko. (11:30) Role of independent directors in VC-backed companies.(16:05) Control Dynamics in Startup Boards(17:21) The Evolution of Founder Control *Reference to E187 with Brad Feld (Oct 2025)(28:11) The Future of Private Markets(29:21) The Future of IPOs “What's been missing from the IPO market since 1996 is the small- to mid-cap company. In my view, the solution for public markets is to restore their uniqueness by shutting down private secondary markets and making public-market liquidity distinctive again.”(33:40) The Role of Private Equity in Governance(39:47) Distinctions Between VC and PE Boards(42:24) Insights from Private Equity for Public Companies “A PE firm is really an investment bank with a consulting arm, where the partners sit on both sides and have equity in the whole game.” "What PE solves is expertise alignment, and a clear investment horizon for an exit."(47:36) The Impact of AI on Board Governance(50:20) Books that have greatly influenced his life:One Hundred Years of Solitude by Gabriel Garcia Marquez (1967)Culture Series by Ian Banks (1987-2012)A Brief History of Intelligence by Max Bennett (2023)(53:14) His mentors (54:24) Quotes that he thinks of often or lives his life by: "All models are wrong, but some are useful" by George Box(53:15) An unusual habit or an absurd thing that he loves. Watching the Big Lebowski.(55:53) The living person he most admires: Derek Thomson.(57:26) Moving from VC to PE Research in New YorkMichael Ewens is the David L. and Elsie M. Dodd Professor of Finance and co-director of the Private Equity Program at Columbia Business School. You can follow Evan on social media at:X: @evanepsteinLinkedIn: https://www.linkedin.com/in/epsteinevan/ Substack: https://evanepstein.substack.com/__To support this podcast you can join as a subscriber of the Boardroom Governance Newsletter at https://evanepstein.substack.com/__Music/Soundtrack (found via Free Music Archive): Seeing The Future by Dexter Britain is licensed under a Attribution-Noncommercial-Share Alike 3.0 United States License
One of the greatest challenges facing any start-up is “crossing the chasm”: bridging the gap between early adopters and mass-market buyers. Yet many promising businesses struggle even to reach the chasm. Often, founders leap in with money and a dream, only to hit a wall. How can start-up founders diagnose and fix problems in order to arrive at this critical point? In Reaching the Chasm: How to Drive Your Early-Stage Start-Up to Scale (Columbia Business School Publishing, 2025), Edward G. Amoroso provides an indispensable guide for start-ups looking to get off the ground and scale up to the next level. Getting to the chasm, as he illustrates through dozens of real-world case studies, requires long-term vision. Founders must focus on their core belief system―not simply what they do but why they are in business in the first place. Buyers connect with start-ups based on shared beliefs, and any founding team that does not understand this secret will struggle to build relationships with customers. Amoroso shares field-tested guidance for businesses in different spaces and stages on crafting a compelling message, understanding customers, benchmarking against competitors, and leveraging what makes a company irreplaceable. For founders, venture capital teams, private equity firms, investors, and readers with an interest in entrepreneurship, Reaching the Chasm is the road map for early-stage start-up success. Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textHealthcare innovation has never had more hype or more pressure to deliver real results. With AI accelerating and digital health entering a more mature phase, what does “better” actually look like in practice? Halle Tecco, Author of Massively Better Healthcare joins CareTalk host John Driscoll, Chairman of UConn Health, to discuss what Silicon Valley gets right and wrong about healthcare, why innovators need to align incentives with outcomes, and how leaders should think about AI with clear guardrails instead of buzzwords.
Are you a Saver, Spender, Giver, or Avoider? In this episode, Miguel Gonzalez breaks down 5 money personalities—and how understanding yours can help you build a stronger financial future. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #CortburgSpeaksRetirement #MoneyPersonality #BehavioralFinance #FinancialHabits #PersonalFinanceTips #MiguelXGonzalez #MoneyMindset #RetirementPlanning #Cortburg #FinancialWellness #MoneyTalk #SmartSpending #SavingTips #FinancialEducation #FinancePodcast #MoneyMatters #BudgetingHelp #FinancialFreedom #FinancialGrowth #WealthMindset Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Neste episódio do CMO Playbook, Rapha Avellar conversa com Camila Costa, CEO da iDTBWA, sobre a disrupção e inovação no setor publicitário. Camila compartilha sua experiência ao liderar uma agência que se orgulha de sua abordagem disruptiva, destacando a importância de se manter atualizado e conectado com a cultura e o comportamento do consumidor. A conversa aborda a trajetória de Camila, incluindo sua ida e volta dos Estados Unidos, e como essa experiência enriqueceu sua visão de mercado. Ela também discute a evolução do digital e a relevância crescente das redes sociais e influenciadores na definição de cultura e demanda. Camila reflete sobre a importância de se tomar riscos inteligentes no mundo corporativo, utilizando dados e estratégias para inovar com segurança. Ela compartilha cases de sucesso, como os projetos com a Audi e Shell, que exemplificam como a criatividade e a análise de dados podem transformar marcas. O episódio conclui com uma reflexão sobre a conexão entre experiências físicas e digitais, e a importância de bases proprietárias em um mundo cada vez mais digital. Camila destaca que, mesmo em um cenário orientado por inteligência artificial, a experiência do consumidor no mundo físico continua sendo essencial. ---✨ Sobre o PodcastO CMO Playbook é um podcast que busca entender como grandes líderes de marketing enfrentam desafios, repensam modelos de gestão, testam novas abordagens e antecipam movimentos do mercado.É o espaço onde CMOs, Heads e Gerentes das maiores marcas e agências do país discutem tendências, estratégias e decisões com profundidade técnica e visão de futuro.Um podcast feito para quem está na linha de frente da transformação — que inspira, provoca e busca conversas profundas para liderar com inteligência na nova era da publicidade.---
Learn more about Michael Wenderoth, Executive Coach: www.changwenderoth.com“If you want the social benefits of being authentic, how you feel inside may have very little to do with it.” At work, we like to believe we're evaluated on substance. In reality, we're constantly being judged on how we perform— how authentic we seem, how prepared we appear, and how natural we look like in our role. In this episode of 97% Effective, host Michael Wenderoth speaks with Alexa Samaniego, Presentation Coach and Doctoral Researcher at Stanford University, about how we judge performances and performers — and why those judgments matter far more than most people realize. Drawing from behavioral research, one-on-one presentation coaching, and her background in theater and the performing arts, Alexa challenges some of the most comforting things we believe (“just be yourself,” “don't over-rehearse,” “there's universal best practices for presenting”) and replaces them with a more honest view of how credibility, competence, and connection are actually earned. This is not an episode about becoming fake. But it will get you thinking differently about how you show up at work if you want to better influence outcomes. You'll leave this episode with a much more realistic understanding of how you're really judged — and how to work with that reality, rather than against it.SHOW NOTESAlexa's path from theater and the creative arts to doctoral research and presentation coachingHow her background in performance shapes the research questions she studiesWhat organizational behavior research looks like in practice: an overview of the PhD arcWhy most people under-rehearse presentations — despite clear benefits of repetitionWhy fear of “sounding fake” leads people to underperformAlexa's two distinct definitions of authenticity: authentic to self vs. authentic to roleWhy being perceived as authentic matters more than feeling authenticSpontaneity and consistency as two key drivers of being seen as authenticHow researchers measure authenticity and test perceptions in lab and field settingsThe uncomfortable truth: social benefits depend on how you come across, not how you feelWhy we are always playing roles at work — and why separating intentions from behaviors matters“It only feels inauthentic because it's not habitual yet”Insights from actors on how to step into a role without losing yourselfThe “outside-in” effect: how dress, voice, and physical behavior shape perceptionTradeoffs between authenticity, polish, and competence at workAlexa's third research stream: the double-edged sword of being (and looking) preparedWhen preparation signals competence — and when it backfires as “trying too hard”Why “everything depends”: how Alexa's coaching changed after doing her researchHow universal presentation advice can fail across gender, culture, and contextDrawing from the outside world: how Alexa's theater background differentiates her research lensHorror films, storytelling, and what they reveal about authenticity and self-expressionAlexa's hard truth: research is powerful, but techniques must be practiced before being used in high-stakes settings BIO AND LINKSAlexa Samaniego is a Presentation Coach and a doctoral researcher in Organizational Behavior (Micro) at the Stanford Graduate School of Business. Her research is inspired by her background in theatre and the performing arts, and examines how speakers and audiences judge others. Her research informs her work as a presentation coach in the Stanford Oral Communication Program and with TEDxStanford. Prior to beginning her PhD, Alexa worked as a research associate at Achievers Workforce Institute and Columbia Business School. She received her BS in Business Psychology from UC San Diego and her MS in Applied Psychology from San Diego State University. Alexa also specializes in portrait photography and creating short horror films.Connect with AlexaLinkedIn: https://www.linkedin.com/in/alexa-samaniego/Email: alexasam [at] stanford.eduWebsite: https://www.alexasamaniego.comStanford Profile: https://profiles.stanford.edu/alexa-samaniegoPeople, Ideas and Films ReferencedErving Goffman:https://en.wikipedia.org/wiki/Erving_GoffmanYasmin Williams (double-necked guitar performance): https://www.yasminwilliamsmusic.com/media-horizonCovering, the concept (Wharton): https://tinyurl.com/353c7p8u1408, horror film: https://www.imdb.com/title/tt0450385/Erica Bailey: https://haas.berkeley.edu/faculty/erica-r-bailey/Brian Lowery: https://www.gsb.stanford.edu/faculty-research/faculty/brian-loweryBenoît Monin: https://www.gsb.stanford.edu/faculty-research/faculty/benoit-moninAlexa's short films Too Late and 5 Weeks to Transform Your Life: https://www.alexasamaniego.com/artMore from 97% EffectiveMichael's Award-winning Book: Get Promoted: What You're Really Missing at Work That's Holding You Back: https://tinyurl.com/453txk74Watch this episode on YouTube: https://www.youtube.com/@97PercentEffectiveAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Abby Joseph Cohen, professor at Columbia Business School, joined Bloomberg's Tom Keene and Paul Sweeney to discuss the state of the market and Fed expectations. See omnystudio.com/listener for privacy information.
Austin Campbell is a finance and risk management professional with two decades of experience spanning trading, portfolio management, executive leadership, and academia. He is the Managing Partner and Founder of Zero Knowledge Consulting and serves as an Acting CFO at Glueti, having recently held the role of Acting CEO at WSPN Ltd. He has taught as an adjunct professor at both NYU Stern and Columbia Business School, specializing in finance and markets. Previously, Austin was Chief Risk Officer and Head of Portfolio Management at Paxos, following senior trading and portfolio management roles at Citi, Stone Ridge, and JP Morgan Chase, where he advanced to Executive Director in Rates Trading. He began his career as a catastrophe risk analyst at Benfield and John B Collins Associates, with early research experience in mathematics at California State University Chico. In this conversation, we discuss:- Open Frontier - Stablecoins - Tokenization of assets - Traditional payment systems vs crypto - Decoupling lending incentives from user incentives - The importance of the Genius Act - Economic realignment that returns power to mainstream - The fragmentation of the financial systems - Composability of blockchains - “smart regulation” - Zero Knowledge Consulting Zero Knowledge Consulting X: @ZKZeroKnowledgeWebsite: www.zero-knowledge.comNewsletter: www.zero-in.beehiiv.comAustin CampbellX: @austincampbellLinkedIn: Austin Campbell---------------------------------------------------------------------------------This episode is brought to you by PrimeXBT.PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers. PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions. Code: CRYPTONEWS50 This promotion is available for a month after activation. Click the link below: PrimeXBT x CRYPTONEWS50FollowApple PodcastsSpotifyAmazon MusicRSS FeedSee All
To read the complete transcript and watch the podcast video, visit the episode blog.In this episode of the Successful Musicians Podcast, Jason Tonioli sits down with Mark Spier, President and CEO of Royalty Solutions, to unpack how music royalties really work and why so many artists are leaving money on the table.Mark founded Royalty Solutions in 2009 with a mission to bring transparency, accuracy, and efficiency to royalty processing and music publishing. With more than 30 years of experience across music publishing, technology, and finance, he brings a rare, well-rounded perspective to the evolving music rights landscape.He is also the third-generation President of Memory Lane Music Group, a family-owned publishing company established in 1921. The company's catalog includes songs that have been recorded, covered, and sampled by some of the biggest artists in the world. Mark holds a degree in Computer Science from Colgate University and an MBA from Columbia Business School, and previously worked at IBM and Credit Suisse.Through his work at Royalty Solutions and Memory Lane Music Group, Mark helps artists, labels, and publishers maximize royalty income, properly register their works, and protect their rights in the digital age.What You'll LearnThis conversation explores how the music industry has shifted from physical sales to streaming and digital distribution, and what that means for royalty collection today. Mark explains why understanding music publishing, performance royalties, and mechanical royalties is essential for independent artists. He also breaks down the role of organizations like the MLC and why correct registration is critical to getting paid.Jason and Mark discuss the common mistakes artists make as they move from hobbyists to professionals, why unclaimed royalties are so common, and when it makes sense to bring in experts to manage the business side of music.Topics Covered in This Episode- How music royalties work in the streaming era- The difference between publishing, performance, and mechanical royalties- The role of the MLC and why registration matters- Why many independent artists miss out on royalty income- How audits can uncover unpaid or misreported royalties- When artists should consider professional royalty administration- Protecting your music rights while scaling your careerIf you are an independent musician, songwriter, label owner, or publisher looking to better understand music royalties and maximize your earnings, this episode offers practical insights from someone who has spent decades inside the system.Listen now to learn how to take control of your music rights and get paid what you are owed.Connect with Mark SpierWebsiteRoyalty Solutions' LinkedInMark's LinkedInYouTubeFacebookInstagramConnect with Jason TonioliWebsite FacebookYouTube InstagramSpotifyPandoraAmazon MusicApple Music
Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com From Bankruptcy at 24 to $35M: Building Profitable Business Through Discipline and Purpose with Mike Chaput What if the worst business failure of your life became the foundation for 26 years of unbroken profitability? At 24, Michael Chaput bought a business that went bankrupt. At 50, he runs a $35 million company that hasn't had a single unprofitable month in 26 years—not through 2008, not through COVID, not ever. In this episode, Michael shares the hard-won lessons from hitting rock bottom and how financial discipline, tough decisions, and the right philosophy about profit built a business that never bleeds red. In this episode, you will learn: Why "caring too much" kills deals: How poor due diligence and bad leases destroyed Michael's first business and the bankruptcy lessons that changed everything. The 17% margin discipline: How Michael uses peer benchmarking to spot expense ratio problems (like rent at 20% vs. industry standard of 3-6%) and maintains profitability every single month. Why keeping poor performers is cruel: The science of play vs. economic pressure and why letting underperformers go is the kindest thing you can do for them and your team. Profit as constraint, not purpose: Michael's philosophy that profit is like staying in bounds in basketball—necessary, but not the point of the game. How operating systems create alignment: Using Rockefeller Habits and EOS to turn vision into action and inspire "play" instead of toil. The 1,000-book advantage: Why reading one business book per week for 20 years built the foundation for every major decision. Key Takeaway: Profitability isn't luck—it's discipline and hard decisions made quickly. Michael Chaput's 26-year track record without a single red month proves that success comes from three non-negotiables: (1) knowing your numbers cold (benchmark expense ratios, target specific margins like his 17%), (2) making tough calls fast (letting poor performers go is kindness, not cruelty), and (3) treating profit as a constraint, not your purpose. Bad deals have long tails, so care enough to walk away. Build a clear vision that inspires "play" instead of just paychecks. And never stop learning—Michael read 1,000+ business books over 20 years. That's how you build a business that never bleeds red, no matter what the economy throws at you. Bio: Mike Chaput bought his first company at 24 with borrowed money and no experience, a move that led to early failure and bankruptcy, but also ignited a lifelong drive to understand what makes businesses succeed. He took those hard-won lessons and built a new company from the ground up, scaling it to $35M in revenue with 140 employees, best-in-class margins, and a values-driven culture. With degrees from Columbia Business School and UC Berkeley's Haas School of Business, Mike blends top-tier strategy with real-world execution. As a founder and the CEO of Endsight, as well as a board member and trusted advisor to multiple high-growth companies, Mike brings a grounded, operator's perspective to leadership, sustainable growth, and building resilient teams with purpose. Links: Website: https://www.endsight.net/ LinkedIn: https://www.linkedin.com/in/michaelchaput/ Instagram: https://www.instagram.com/thechaputperspective/ YouTube: https://www.youtube.com/@thechaputperspective Conclusion: Michael Chaput's journey from bankruptcy at 24 to building a $35 million company with 26 years of unbroken profitability isn't just inspiring—it's a masterclass in what separates businesses that thrive from those that merely survive. The lessons are clear: financial discipline beats hope, tough decisions beat comfort, and a uniting vision beats just working for a paycheck. If you've been struggling with profitability, tolerating poor performers, or feeling like you're constantly firefighting, this episode gives you the blueprint to break free. Start by knowing your numbers, set your margin target, benchmark against your peers, and have the courage to make the hard calls. Remember: profit is necessary, but purpose is what makes the game worth playing. #ProfitAnswerMan #Profitability #BusinessGrowth #Entrepreneurship #SmallBusiness Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
In this episode of The Finest Unfiltered, we break down internal NYPD promotion data and a 2018 NYPD-commissioned study by Columbia Business School that raises serious questions about whether NYPD promotions are truly merit-based. The data shows a more than four-year difference in promotion timelines from Captain to Deputy Inspector based on race and gender. Asian male captains waited the longest on average, while other groups were promoted significantly faster disparities the NYPD has never clearly explained. Discussed is an NYPD-commissioned study, promotion data, and a former Chief's own words, which raises serious questions about merit, race, and discretion inside NYPD promotions. We break down the evidence. This episode is data-driven, source-based, and focused on process, accountability, and transparency not politics. *If you have ever felt you were wrongfully passed over for a discretionary promotion in the NYPD you are going to want to tune in. ️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! https://streamyard.com/pal/d/5689366474915840 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, Miguel Gonzalez breaks down the top financial red flags by decade—and how to course-correct before they impact your future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#CortburgSpeaksRetirement #MoneyMistakes #FinancialWellness #30sFinance #40sFinance #50sFinance #FinancialPlanning #RedFlags #MiguelXGonzalez #SmartMoneyMoves #DebtFreeJourney #EmergencyFund #RetirementReady #LifestyleCreep #BudgetTips #PersonalFinance #WealthBuilding #Cortburg #FinancialConfidence #MidlifeMoneyWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Glenn Hubbard is Dean Emeritus and Russell L. Carson Professor of Finance and Economics at Columbia Business School. He served as Chairman of the Council of Economic Advisers under President George W. Bush from 2001 to 2003 and was Deputy Assistant Secretary for Tax Policy at the U.S. Treasury. He has served on the boards of BlackRock, ADP, MetLife, and the Federal Reserve Bank of New York.In this episode of World of DaaS, Glenn and Auren discuss:Why consumer sentiment contradicts economic indicatorsThe Fed's impossible dilemma on rate cutsSmarter tariff policy and growthWhy most MBA programs are ROI negativeLooking for more tech, data and venture capital intel? Head to worldofdaas.com for our podcast, newsletter and events, and follow us on X @worldofdaas.You can find Auren Hoffman on X at @auren and Glenn Hubbard on LinkedIn.Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
Decision Options ® by Gill Eapen: Prof. Rita McGrath is professor of strategy and innovation at Columbia Business School. Her recent book is Seeing Around Corners: How to Spot Inflection Points in Business Before They Happen. Please subscribe to this channel:https://www.youtube.com/c/ScientificSense?sub_confirmation=1
Food for Thought für das neue Jahr – Sandra Matz hat Wunderbar Together besucht! Sandra ist ein echtes Mastermind – Psychologin, Computational Social Scientist und Professorin an der Columbia Business School. Die Fragen, die sie beantworten will, sind so spannend wie zeitgemäß: Was verrät unser digitales Verhalten über uns – und wieso wissen Daten oft mehr als wir selbst? Warum verhalten sich Tech-Konzerne wie neugierige Nachbarn? Und wie beeinflussen sie unser Verhalten?
A new year is the perfect time to reset your financial life. Miguel Gonzalez shares 5 easy habits to help you start strong, stay consistent, and make 2026 your most financially confident year yet.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
In this episode, Miguel Gonzalez shares practical strategies to help you make smart spending decisions that align with your future goals. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #CortburgSpeaksRetirement #SmartSpending #BigPurchases #FinancialGoals #MiguelXGonzalez #BudgetTips #MoneyManagement #CarBuyingTips #HomeBuyingAdvice #RenovationBudget #EmergencyFund #FinancialHealth #SinkingFund #RetirementPlanning #PersonalFinance #MoneyMindset #Cortburg #FinancialFreedom #SpendSmarter #WealthBuilding Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com
Macy's wants to recapture its glorious past. The author of the Wimpy Kid books wants to rebuild his dilapidated hometown. We just want to listen in. (Part two of a two-part series, first published in 2024) SOURCES:Mark Cohen, former professor and director of retail studies at Columbia Business School.Will Coss, vice president and executive producer of Macy's Studios.Jeff Kinney, author, cartoonist, and owner of An Unlikely Story Bookstore and Café.Tony Spring, chairman and C.E.O. of Macy's Inc. RESOURCES:"How Macy's CEO Tony Spring Is Turning the Retailer Around," by Suzanne Kapner (The Wall Street Journal, 2025).“NBC Ready to Pay Triple to Gobble Up Thanksgiving Parade Broadcast Rights,” by Joe Flint (The Wall Street Journal, 2024).“How Macy's Set Out to Conquer the Department Store Business — and Lost,” by Daphne Howland (Retail Dive, 2022).An Unlikely Story Bookstore and Café. EXTRAS:“Can the Macy's Parade Save Macy's?” series by Freakonomics Radio (2024). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.