Podcasts about SMP

Text me your feedback.The constant barrage of terrible news can be overwhelming and exhausting. While big feelings are normal responses to what we're seeing our feeds, we also need to metabolize those feelings so they don't take up residence in our hearts and minds and prevent us from finding pathways forward. In this guided practice, Jen takes you through an embodied and grounded practiced called Felt Sensing. Part of a broader therapeutic practice called Focusing, Felt Sensing helps you be with feelings with grounded presence so they don't overwhelm and take you out. If you want to skip the intro, jump to 2:53 or use the chapter marker if it's supported by your app.~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Jack Kalleberg joins Zach to discuss pastoral formation, leadership development, and the hidden costs shaping the future of the LCMS—exploring opportunity cost, SMP, online formation, and what the church needs next. To access the show notes, please visit www.redletterpodcast.com.

Milk production is up 4.5% — but somehow, milk is clearing. Something doesn't add up. In this episode of The Milk Check, the team uncovers the shifts reshaping dairy economics in 2026. Ted Jacoby III leads a classic market roundtable with the Jacoby team to unpack what they're seeing as dairy transitions out of the holiday demand season and into early-year reality. Despite 4.5% year-over-year milk production growth, milk is clearing in many regions. Cheese and butter markets are under pressure, but inventories aren't yet burdensome. Protein markets remain tight. And nonfat dry milk is showing surprising strength. So what's going on? In this episode, we cover: Why added processing capacity may be masking where supply is really long How cheese and butter are absorbing milk that would normally back up at the farm Why protein demand is tightening skim solids and whey markets Whether nonfat's recent rally is real or a phantom And which dairy market narratives the team thinks are wrong right now If you're trying to make sense of conflicting signals across milk, fat, protein and powder, this episode delivers the context behind the numbers. Listen now to The Milk Check episode 90: The Market is Lying to Us. Got questions? We'd love to hear them. Submit below, and we might answer it on the show. Ask The Milk Check Ted Jacoby III: [00:00:00] Am I just being a conspiracy theorist? Diego Carvallo: I would probably bet a little bit on that conspiracy theory. It could be. It could be possible, Ted. Who knows. Ted Jacoby III: Welcome to the Milk Check from TC Jacob and Company, your complete guide to dairy markets, from the milking parlor to the supermarket shelf. I’m Ted Jacoby. Let’s dive in. We’re on the new side of the New Year. It is January 12th. we’re gonna have a classic market discussion today. Things have started to settle down from the holidays and I thought it would be a great idea just to share with everybody what we’re seeing in the markets as we’re transitioning from the high-demand season into the low-demand season. We have our usual suspects today. We have my brother Gus who manages our fluid group. We’ve got Josh White, head of our dairy ingredients group. We have Joe Maixner, head of all of our butter sales. Mike Brown, our Vice President of Market Intelligence, and myself. So, we’ll start with milk, Gus. What’s it look like right now? Gus Jacoby: It certainly isn’t tight, but it isn’t really long either. I think the November milk production was up [00:01:00] 4.5% and that typically would be fairly significant in areas where there isn’t a lot of additional processing capacity. One would think it would be very, very long with that kind of growth, but we’re not seeing that. Areas like the upper Midwest, Mideast, those areas are not as long as we thought they would be. I don’t want to act as if it’s tight. That’s not the case. Through the holidays, there was still plenty of milk that was around. But I think here as we climbed out of the New Year holiday and into mid-January, things have gotten fairly what we would say in balance. And that’s a little bit alarming considering that type of milk production growth. Ted Jacoby III: Why do you think that is? Is it just all the new capacity from all the new plants that have been built, or what else is going on? Gus Jacoby: Well, certainly in that western, upper Midwest and Southwest region, upstate New York as well, there’s been a lot of processing capacity that’s been added. So, those areas have been able to soak up that extra milk. I think milks travling a bit but I also think folks have found a little bit more efficient avenues to place the milk after dealing with some length over the past year [00:02:00] or so. But there’s a little bit of a question mark I have in the back of my mind as to how efficient we’ve been able to do so. Typically, when we have this kind of large growth, anything north of 4% is large, and large enough to be concerned about. But nonetheless, the processing capacity is significant. We don’t wanna discount that. But one can certainly wonder why in areas like the Mideast, where you haven’t really added a lot of production capacity here recently, why we aren’t seeing a bit more milk floating around. Ted Jacoby III: You think it’s just domino effect type things? Where, as milk is tighter in New York, so none of that milk is going into the southeast or into Appalachia, therefore it’s gotta be pulled from the Mideast? Gus Jacoby: Ted, that might be a part of it. I think domino effect is certainly going on here. There’s some areas of the country that don’t have enough milk because of that additional capacity we discussed. But having said all that, I think there’s some question marks out there right now as to why it isn’t a bit longer in certain parts of the country. Ted Jacoby III: What about some, I’ll call it non-traditional demand growth, and what I mean by that is things [00:03:00] like ESL or some of the protein drinks? It looks like there have been new brands showing up on the supermarket shelf lately. Gus Jacoby: If you’re alluding to areas like UF milk or high-protein fluid products there is certainly a lot of demand in that Class I, Class II segment of our industry. Add in the fact that you have a lot of demand for fortification solids for cheese plants, skim can seem a little bit tight right now, and there’s some logic behind that, but I don’t think there’s enough ultra filtration capacity right now to satisfy demand. So, if milk is going in that direction, there isn’t enough UF units out there, I think, to fill that void. And I wouldn’t say that’s the reason why we’re tightening up milk supplies by no means. In some parts of the world, yes, that might be the case, but that’s pretty small in the grand scheme of things. Ted Jacoby III: On the fluid side, is skim solids slash dairy protein tighter than the butterfat side? Gus Jacoby: Absolutely it is. Yes. I don’t think there’s any question about that. You’ve got two things driving [00:04:00] that. Too much butterfat requires cheese plants to gather more fortification solids, and the demand for protein right now is through the roof. You’re gonna have it hit from both sides and they’re hitting pretty strong. Ted Jacoby III: Could that extra skim solid slash dairy protein demand be what’s tightening up the milk market? Are we seeing it, for example, in lower cream multiples? Gus Jacoby: There still is plenty of cream around, to answer that question directly. I just don’t think there’s enough UF processing capacity at this moment in time to say that it’s tightening milk by any means. Ted Jacoby III: Could it be cheese plants taking the milk directly off the farm but spinning off a lot more cream? Gus Jacoby: I would say some of that is gonna go on. Yeah. ’cause there’s not enough fortification solids to be had, or at least not at the price the cheese plants are gonna be happy with. Cheese plants, even though they might prefer UF at times, they’ll take different types of skim solids and that certainly will tighten up that skim side of the market. That, combined with the fact that the protein sector is short, certainly you’re gonna have that element in our [00:05:00] market right now. I just think there’s enough milk out there, Ted, and not enough protein, isolation capacity of any sort to be the main reason as to why you’re not as long on milk as you think you should be. Ted Jacoby III: You know, I’ve had a theory going for a little while that all this extra capacity we’ve added, a lot of it is cheese capacity, and I feel like this time around, we’ve just transferred where we’re feeling the length. We’re not necessarily feeling the length in milk like we usually do. Instead, there’s enough processing capacity to get all that milk and to make cheese out of it. And therefore, we’re seeing the length in cheese, and we’re seeing the length in butter. And that’s why those two markets have been under so much pressure lately, whereas the milk market seems to be in balance. We’ve just moved down the supply chain a little bit where the length is manifesting. Does that make sense? Gus Jacoby: A little bit? Yeah. Mike Brown: It Does Make sense. Where you have new plants, they wanna be full. They’re cheese plants. They’re gonna try to fill those plants with milk to the extent they can market product, which is becoming a [00:06:00] concern as we see the CME cheese price continuing to drop. We’re also reaching a point when fat is very high, you can’t afford to fortify cheese vats because your skim solids price is high relative to fat. Right now everything’s kind of low, but powder relative to cheese, is as high as it’s been in quite a while. If you have revenue from waste stream, fortifying with nonfat or skim solids makes a whole lot of sense. But if you’re paying that full price for the casein portion of that skim, it gets closer again now too. It’s a little different situation than it’s been in a while. I don’t think Gus could be any more right about the need for more ultra filtered capacity. I’m just curious where it’s gonna show. Because the demand certainly seems to be there. Ted Jacoby III: If there’s one place where I think maybe we’re underestimating demand, it’s in that ESL protein space. And I agree with Gus, there’s probably not enough capacity to really manifest all of that resting demand or untapped demand, but I bet we’re maximizing that supply chain everywhere we can, especially given what we’re seeing in the whey protein [00:07:00] market right now. And it doesn’t show up in the data really clearly. You’re up four and a half percent in milk. Some of that is, we’re still measuring against weakness and we’re measuring against the bird flu outbreak that was happening a year ago. I just think there’s also some demand there possibly in that space that isn’t really showing up in the data in a way that makes it clear to everybody we’ve got some good demand in a couple of places. Having said that, I also think we’ve got more than enough cheese right now. We’ve got more than enough butter right now. But in both cases, and I’m gonna throw this at Joe I don’t think the inventories, at least what’s showing up in the cold storage data is telling us the inventories are burdensome yet. And that might just be when we are in the calendar, but it could just be we’re finding new places for demand. Joe, what are your thoughts? Joe Maixner: Yeah, inventories are definitely not burdensome right now. We’re coming off of pretty good draw down over the holiday season. Obviously, we’re really early into the inventory build period. But demand overall, coming back from [00:08:00] the holidays here, has been pretty strong out of the gate for the New Year. Everybody’s coming back to the office. They’re seeing these very depressed prices. And there’s been a lot of interest in both spot volume, building up some inventory on some spot buys, as well as some additional contract volume for the remainder of the year. So, going back to your comment on inventories, the one thing we always have to keep in mind with looking at cold storage is that number is all types of butter sitting in warehouse inventories. When it comes to pricing, the only thing that matters is 80% CME eligible bulk. We still have a fair amount of salted bulk, especially the older production, in people’s hands, and that has been showing up in the marketplace. A lot of that’s because there was not a lot of micro fixing for the holiday season. Cream was plentiful. People were making plenty of product outta fresh cream as opposed to reformulating that older butter into the retail pack. I think that there’s not a lot of fresh production being made right now [00:09:00] in the salted variety. We could see a nice little price pop here in the coming months once that older product becomes ineligible on the CME. Ted Jacoby III: It’ll be interesting to watch. It’s funny, I think there’s some interesting similarities, not with the old crop, new crop issue, but just some similarities on the cheese side. There’s an old saying about an anticipatory bull market where people start driving up the price ’cause they’re afraid of not having product tomorrow. This just feels like an anticipatory bear market where the inventory levels in cheese aren’t saying that we’ve got a massive amount of length and oversupply of cheese. But you can’t help but wonder if the reason the price is so low is because there is no one out there, both because they’re looking at their forecasted demand for their product and they’re looking at the forecasted milk supply, there’s just no one out there who has any worry about being able to get the cheese they need tomorrow. And so there’s no reason for them to go out there and buy the cheese today and tie up their capital when they’re pretty confident they’re gonna be able to get it tomorrow, maybe even at a lower price. And I get the feeling that there’s some similarities [00:10:00] in the butter market, too. But let’s switch over to the powder side. We’ve been talking about the strength in the protein market for a while, but lately we’ve been seeing some strength in the nonfat market. Diego, is that real strength is that long-term strength? Have we found a bottom in nonfat, what’s going on there? Diego Carvallo: Ted, it’s a very, very interesting question. It’s something everybody’s discussing and commenting about, right? The nonfat market feels like it’s way tighter, the spot market, than what most people were expecting. Right. And the funny thing is everybody has a different theory on what could be happening. We’re not sure what’s gonna happen in the coming months, but there’s definitely a few theories on why this market could be tight and why we’re seeing this kind of short covering rally that we saw in the past two weeks. There’s theories about more UF capacity in areas like the Midwest, which is creating a premium for that product in that region. There’s also theories of some plants in California [00:11:00] mainly being down during the months of November and October, which could have also created a shortage of product that needed to be delivered. Some point also to Mexico or the domestic market stepping in when prices reach the $1.10 or $1.15s and buying decent volumes. But the fact of the matter is, market is a little bit tighter, way tighter than what most anticipated at this period. At the same time, most people are expecting because of ample availability of milk in regions like California, that the market is gonna have to start building inventories because we are, I don’t know, 15 cents or 20 cents higher per pound than Europe. So we’re definitely not gonna be able to export a lot of product to Asia, to the Middle East, or to even Latin America at these prices. So, yeah, the market is tight, but the medium-term outlook is still that we’re gonna [00:12:00] see plenty of pressure. Ted Jacoby III: Any difference in price right now between skim milk powder and nonfat dry milk? Diego Carvallo: That differential between the two has shrank has been smaller because if you talk to most plants in California, everybody’s running nonfat at full capacity. Their plants are almost all of them at full capacity and nobody’s making skim this time of the year. It’s a throughput matter. They try to make as much nonfat as possible when they have plenty of milk. Ted Jacoby III: Interesting. You’d think if prices were going up in the U.S. but not going up in Europe, it would widen, but it’s actually shrinking. That’s wild. Diego Carvallo: Exactly. Yep. And with the U.S. making a lot of nonfat, all of that is gonna go into NDPSR, there should be pressure. At the same time, this week we have the ONIL tender, which most of the market is expecting a result and following it closely because if Europe doesn’t sell that tender, they’re gonna have more product and more pressure on their product. Ted Jacoby III: Makes sense. [00:13:00] Well, Europe’s had some surplus milk as well. Is it possible this market in the U.S. is popping because some of the European traders want it to pop so they can make sure that they clear the excess European product? Or am I just being a conspiracy theorist? Diego Carvallo: I would probably bet a little bit on that conspiracy theory. It could be. It could be possible, Ted. Who knows. Ted Jacoby III: Got it. All right. Sounds good. Josh, what’s going on in the whey market? We just keep talking about tight. Has anything changed? Josh White: No. It remains pretty tight. I think the whey protein demand seems strong. I will say coming into the year I’ve seen more product trade on the spot market, which is interesting. But the tale or the storyline is that that spot trade is still met with good demand and those prices are all still higher than the first quarter negotiated prices to many of the large users, meaning that there’s still good demand at these high prices, and the consumer hasn’t even seen these high prices yet. So it seems like it’s the same in Europe. First quarter is pretty much locked. Second quarter maybe there’s more vulnerability, but at the moment, I think that the [00:14:00] majority of the market would bet that we remain firm through the second quarter maybe even see some higher prices. I think what’s interesting if you look at the market is on the sweet whey powder side, you’ll have Europeans even comment that the whey market is a little bit firm, but they’re quite a bit lower than our price right now. And if you look at the forward futures prices, we have a classic short market. It’s inverted. It’s significantly inverted. And it’ll be curious to see if we really have that much additional sweet whey powder to either move the prices lower or we get enough demand pushback and reformulation to result in some extra product being available. But at the moment, across most of the whey complex it’s fairly firm, which I think tells the story. I mean, we went through the northern hemisphere’s lower milk production months, albeit we’re reporting really high year-over-year numbers, as you commented, compared to bird flu of a year ago in the West. People have had every incentive to place milk in any utilization other than butter and powder over the last few [00:15:00] months, and the market seems to be doing that. In addition to all of the other little comments, it feels like consumers knew that and really ran their supply chains pretty thin. And coming out of the holiday period, there is some short covering happening. Whether that’s just a derivative, speculative position short covering, physical short covering, it’s happening. In addition to that, when we look at the U.S., you can’t paint with a broad brush. The west seems to be running a lot of powder. The Midwest is not. And so that’s created a little bit of a tight situation here. So when you add the demand in Mexico for nonfat you add Midwestern pipeline filling, it’s enough that our spot market is carrying a really big premium to the rest of the world. We’ll see if that can continue as our daily milk production increases seasonally, both here and in Europe. I think that as that continues, as milk goes up, does that directly translate to butter and powder production going up? I would argue at least on some of these products, we know that the [00:16:00] WPI dryers are full. We know the WPC 80 dryers are full. I suspect that the MPC dryers are full and all of the fluid products going into those Class II products are probably full. So we’ll see if the market can handle the seasonal ramp up in production or not. And arguably, I think that’s what most of us are expecting. We’re expecting that we’ve still got plenty of milk. Then that’s gonna have some price pressure. But I also would comment that if we look back over the past few months, demand has been quite good. Global demand has been quite good. The question is, will it continue to be quite good or did we do a lot of buying in the late third quarter and early fourth quarter to refill the global pipeline? Things like Chinese New Year buying things like Ramadan buying and others, and are we gonna be met with an air pocket in demand as we start this year? Don’t know yet. The protein demand isn’t just in dry proteins or in UF for fortified milk. Mike Brown: It’s in yogurts. It’s in cottage cheese. At the same time, ice cream’s lackluster, sour cream is no better. And so that demand for [00:17:00] protein goes beyond just ingredients. On the whey side, boy, we’re gonna have to see a real shift in whey protein prices, wouldn’t we, Josh? We all know those dynamics can shift, but we’re a long ways from that. Other thing in California has got so much milk, they’re running everything full. If you look at anyone you talked the point made earlier, they can’t make SMP right now.They can’t, they are that full to the tilt. In fact, some of them are putting in production control programs again because they’ve got so much milk. Will milk move around, particularly if you can’t find a home for cheese no matter what the price is? Ted Jacoby III: The fact that California’s already running full and it’s the middle of January, which means we probably have at least a month and a half until they hit the peak of their flush. Mike Brown: Absolutely. Ted Jacoby III: That’s a Little bit concerning to me. Mike Brown: Yep. It, it should be to everyone and their spot prices show it. Cream’s been bad, and even the Midwest Class III spots are weak, but part of that’s because the cheese market’s weak. And that lag in Class III, which isn’t picked up in that weekly CME price until next month at the earliest. There’s signs that we’re seeing some shifts in the three four spread. We keep this up, [00:18:00] Ted, it’s gonna go away. Yeah. That may change where milk ends up. Ted Jacoby III: Yep. Diego Carvallo: I have a quick question, Ted. Where do you expect this extra milk in California to end up, because it seems it’s very early. I’m already hearing a lot of milk dumping in California. It seems like we’re at capacity in California. What’s the natural spill over for that milk? Ted Jacoby III: I’ve got two thoughts, but I wanna ask Gus a question first. Gus, if there’s one place where there might be extra UF capacity, would it be in California? Gus Jacoby: Perhaps, but probably not. Relative to demand. It’s limited pretty much all over the country. Ted Jacoby III: Okay. So what I’m gonna answer, in Diego’s question, first and foremost, we’ve lost a lot of milk in the Northwest. Yes. So I wouldn’t be surprised if it heads north on Interstate 10 and ends up in one of those plants in the state of Washington. That would be my first guess. My second guess would be the reason that I asked that question of Gus is they keep the butterfat in California and make butter out of it. Then they ship the UF milk to a cheese plant in the [00:19:00] southwest to extend the cheese yields there. If I were to guess it would happen in one of those two ways. Mike Brown: Diego, what you’re describing is exactly why they’ve put some production quotas back in California because they know it’s gonna get worse. And it makes perfect sense . To me, it’s gonna end up wherever the landed price is the best. On fat capacity, if California has the room to process fat, it’s gonna be in their best interest to process it. ’cause the people that buy surplus fat, outta California, that’s some of the lowest multiples in the country. Even when markets are tight. They’re not gonna wanna send that fat to Utah, Nebraska, or Washington State, or anywhere else if they can process it locally and store it. ’cause it’ll be just moving less water, it’s gonna be mm-hmm. To their benefit. And to Joe’s point. Butter markets are reasonably sound. I mean, they’re lower, but it doesn’t sound like we’re over big supply yet. But one thing we haven’t talked about much is that I think a lot of this price is gonna depend on if we keep exports strong. And that’s one of the big questions we all have. Are they gonna stay? I mean, certainly I think, Joe, listening to you talk, that’s helped a lot in [00:20:00] butter because we’re moving more than 82 overseas and we’re making more of it. On the cheese side. I’m hearing from some of the big cheddar guys that they’re still exporting cheese and relieved to do that. Prices are of course lower, but to me that’s really key. Particularly for products that aren’t as storable as powder. What are those trade markets gonna be? That may impact, where milk goes. Because even if cheese is a buck 30, if you sell it for 30 under, ’cause you have an oversupply, you’ve lost money. So that’s not something you’re gonna wanna do. Ted Jacoby III: All right. Well if I were to summarize really quickly what we’re seeing out there, I would say on the milk side, milk is clearing, which feels a little bit surprising given that we’re up 4.5%, but it’s probably due to all the extra capacity we have out there. However, on the butterfat side cream is long. Butter is long. And while we may get a new crop, old crop pop, the length probably will never fully go away. It just may be how the butterfat’s being processed and maybe we’ll have a temporary tightness in salted 80%. On the cheese side, we’re making a lot of cheese and we’re building inventories. [00:21:00] Mozzarella is feeling longer than cheddar because you can’t store mozzarella, whereas you can park cheddar in a warehouse if you want to, and that’s probably exactly what’s going on in the beginning of this year. Yes, we’ve got some exports but exports are not greater than they were at this time last year, though they may be at comparable levels, at least right now. But there seems to be a concern that that’s not sustainable like it was last year. On the nonfat side, that’s where we have some surprising tightness and we’re watching that market and we are watching it closely because there seems to be conflicting supply and demand indicators regarding where that tightness is coming from. And so our real big question is how sustainable this current tightness is. And on the whey market, whey market is strong. It’s been strong, it continues to be strong, and we haven’t really seen anything yet to change that narrative. And that in general probably sums up our dairy markets. I’m gonna ask everybody one lightning round question. What is one widely repeated dairy market narrative that you [00:22:00] think is wrong right now? Mike, I’m gonna start with you. Mike Brown: I think if there’s anything that is wrong or uncertain is how quick the response is gonna be to really, really low prices on milk supply. I still think we’re gonna take a while to back down and the folks that have really invested in and figured out the beef market are gonna be strong, but people that haven’t done that are gonna really get pummeled. So I think that’s it. How quick will we respond to the lower milk prices? How quick will market respond? It could be quicker than we think. Ted Jacoby III: You think it’ll be quicker. Mike Brown: I think it could be quicker. And I’m a good economist. I’m not gonna say it will, I’m gonna say it could, but yes, I think it could be a little quicker. Particularly with beef, with cull prices so high, there’s incentive to liquidate herds if you don’t wanna milk cows anymore right now. I’m not talking the 10,000 cow herds. I’m talking the smaller Midwest herds. Ted Jacoby III: You got it. Gus, what about you, one widely repeated dairy market narrative that you think is wrong? Gus Jacoby: I always have contrary perspectives on things. I don’t know what to tell you except, back to what I said originally. [00:23:00] Milk is just simply even with high growth production numbers, it’s not as long as some people might think in areas of the country where we haven’t added too much pricing capacity. All right. Sounds good. Diego, how about you? Diego Carvallo: I would say a lot of people are expecting farmers to be losing money at this level, and I think that’s wrong. Ted Jacoby III: They’re still making money. Diego Carvallo: Or maybe breaking even. Ted Jacoby III: All right. I like that one. Joe, how about you? Joe Maixner: I’m gonna buck Diego’s thoughts. I’m gonna go off a nonfat trend. I think that the nonfat market’s gonna continue to trend higher this year as opposed to fall back off. Ted Jacoby III: That’s a good one. That’s a good one. I will struggle with that one, but more power to you. Josh, how about you? Josh White: “This time’s different.” I don’t think this time’s any different than the prior times. I think it’s all perspective. Prices are gonna do what prices do to demand eventually. I realize that we have nuance to our markets, particularly with whey proteins, GLP-1 inspired demand, things like that. But I don’t know that I’m a subscriber to “this time’s different.” Ted Jacoby III: All right. Well, I’ll go ahead and venture mine out there, and I’m gonna have fun with it because I’m gonna [00:24:00] take the exact opposite side of the aisle from Mike and Gus, and I’m gonna say, I actually think this particular drop in prices is gonna last longer than the traditional six months. Usually you see it takes about six months for a market to bottom out and some of dairy farmer habits to change and see the market going back up. But I’m actually on the side of Diego. I think dairy farmers at this price are even still making money because they’re getting so much money from breeding to beef and in some cases from selling their manure. And as a result, their balance sheets will remain healthy. And they’re not gonna be under pressure to exit and sell their cows. I also believe that high beef prices have the inverse effect of what you would expect. And they don’t mean people will sell more cows. It actually means they’ll sell less because dairy farming’s a way of life. And so they’re gonna sell fewer cows to stay cash flow positive rather than more. And so I actually think that this one’s gonna take a lot longer than six months to adjust, but I think what’s really healthy is the fact that we have a diversity of opinions here, which means nobody really knows what’s gonna happen next. Alright guys, I thought [00:25:00] this was a great discussion. And, as it always is in the dairy industry, may we live in interesting times and this one’s not gonna be any different, is it? So thanks everybody for listening in. Great discussion today. Guys, thanks for joining us. Mike Brown: Thank you. Josh White: Thank you guys.

In this episode of the Solar Maverick Podcast, host Benoy Thanjan is joined by returning guest and co-host Nate Jovanelly, CEO and Founder of Sunraise Capital, for a deep dive into the US Residential Solar Outlook for 2026. With major policy changes, the elimination of Section 25D for homeowners, and a rapid shift back to third-party ownership models, the residential solar market is undergoing one of the biggest transformations in its history. Benoy and Nate break down what changed in 2025, how the Big Beautiful Bill reshaped the market, and what installers, investors, and homeowners need to understand heading into 2026. They explore the return of leases and PPAs, the growing importance of energy storage, the impact of FEOC and domestic content requirements, rising equipment complexity, and how customer acquisition is evolving. Nate also shares candid insights from building Sunraise Capital over the past two and a half years and offers advice for clean energy entrepreneurs navigating turbulent times.   Notable Quotes * “The only constant in solar is change.” * “Leases are back, and they're back for a reason.” * “Complexity is becoming the moat in residential solar.” * “Solar is still sold, not bought, and that has to change.” * “The companies that survive this period are going to thrive.”   Why This Episode Matters The residential solar industry is entering a new era. With homeowner tax credits gone, equipment rules tightening, and storage becoming mainstream, 2026 will separate the adaptable companies from the rest. This conversation provides real-world perspective from the front lines and cuts through the noise to explain what is actually happening in the market. About the Solar Maverick Podcast The Solar Maverick Podcast is a leading clean energy podcast hosted by Benoy Thanjan, Founder and CEO of Reneu Energy. The show features in-depth conversations with industry leaders, entrepreneurs, investors, and policymakers shaping the future of solar, storage, and the global energy transition. Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MWs of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar.   Nathan Jovanelly Nate is the CEO and Founder of SunRaise Capital's mission is to provide affordable and accessible renewable energy options to homeowners, while reducing carbon footprints and creating a sustainable future for generations to come. They achieve their mission by partnering with industry leading solar installers to provide our customers with the best possible solar experience at competitive rates. As the CEO of an innovative residential solar lease company, he spearheads strategic initiatives aimed at harmonizing the objectives of our funding partners, installation teams, and homeowners. With a relentless focus on alignment, he cultivates collaborative relationships to ensure mutual success and satisfaction across all stakeholders. Through innovative leadership and a commitment to transparency, he drives sustainable growth while delivering exceptional value to our investors, installers, and customers alike.   Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com Website: https://www.solarmaverickpodcast.com/       Nathan Jovanelly     SunRaise Capital Website:  https://www.sunraisecapital.com/     Linkedin:  https://www.linkedin.com/in/natejov/     Email:  nate@sunraise.com   Nate's other interviews on the Solar Maverick Podcast SMP 228: After the Big Beautiful Bill: What's Next for US Residential Solar? https://solarmaverick.podbean.com/e/smp-228-after-the-big-beautiful-bill-what-s-next-for-us-residential-solar/ SMP 205: Revolutionizing Solar Finance: How SunRaise Capital Attracts Investors to Residential Solar Projects? https://podcasts.apple.com/us/podcast/smp-205-revolutionizing-solar-finance-how-sunraise/id1441876259?i=1000702871242   SMP 194:  2025 Solar Outlook https://solarmaverick.podbean.com/e/smp-194-2025-solar-outlook/   SMP 176:  REplus takeaways https://solarmaverick.podbean.com/e/smp-176-replus-takeaways/   SMP 166: Residential Solar Trends https://solarmaverick.podbean.com/e/smp-166-residential-solar-trends/    SMP 150: How SunRaise Capital is innovating residential solar financing? https://solarmaverick.podbean.com/e/smp-150-how-sunraise-capital-is-innovating-residential-solar-financing/    Solar Maverick Episode 147:  RE+ Takeaways https://solarmaverick.podbean.com/e/smp-147-re-conference-takeaways/    Solar Maverick Episode 139: Opportunities and Challenges with the PJM Solar Market https://www.youtube.com/watch?v=u14GHBkqcqo    Solar Maverick Episode 134: 2023 Solar Predictions https://solarmaverick.podbean.com/e/smp-134-2023-solar-predictations/   SMP 131:  How Technology and Software are innovating the Solar Industry? https://solarmaverick.podbean.com/e/smp-131-how-technology-and-software-is-innovating-the-solar-industry/    SMP 100: US Residential Solar, Storage, and Electric Vehicle Trends https://solarmaverick.podbean.com/e/smp-100-us-residential-solar-storage-and-electric-vehicles-trends/    SMP 74: Impact on COVID-19 on Residential Solar https://podcasts.apple.com/us/podcast/smp-74-impacts-of-covid-19-on-residential-solar/id1441876259?i=1000475840259      SMP 58:  Residential Solar Financing and Other Interesting Topics https://podcasts.apple.com/tc/podcast/smp-58-residential-solar-financing-other-interesting/id1441876259?i=1000459212910    SMP 20:  The Solar Intrapreneur Story:  How Nate helped IGS become one of the biggest solar asset owners in the US https://podcasts.apple.com/tc/podcast/smp-20-solar-intrapreneur-story-how-nate-helped-igs/id1441876259?i=1000432329129   Please provide 5 star reviews      If you enjoyed this episode, please rate, review and share the Solar Maverick Podcast so more people can learn how to accelerate the clean energy transition.    Reneu Energy Reneu Energy provides expert consulting across solar and storage project development, financing, energy strategy, and environmental commodities. Our team helps clients originate, structure, and execute opportunities in community solar, C&I, utility-scale, and renewable energy credit markets. Email us at info@reneuenergy.com to learn more.

Text me your feedback.We're kicking off the new year with an exploration of the ways in which we can capture the energy and freshness of a new calendar year to every day moments, creating new beginnings whenever we need them. Topics include:how temporal landmarks, like a new year, pull us out of the ordinaryhow walking meditation teaches us how to start over in the present momentand we can train up the capacity to let go in order to embrace a fresh moment in mindfulness of breathing meditationWe'll also go through ways to reaffirm your values, not only as a ritual way of starting over, but also because following your values will capacitate you for the challenges head. Resources mentioned on the show:Sign up for the newsletter: https://www.sati.yoga/letter/index.htmlVIA Virtues and Strengths: https://www.viacharacter.org/character-strengthsSchwartz's Values Wheel: http://theschwartzmodel.com/~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

It will probably some lifesteal SMP.

Matt Popovits joins Zach for an honest conversation on pastoral formation, SMP, LCMS leadership, preaching, AI, and mission. Matt shares his journey, why pathways must expand, and the wild story of how he won Wheel of Fortune. Visit www.redletterpodcast.com for more.

Text me your feedback.Working through dilemmas and challenges usually involves trade-offs, compromises, or imperfect third options. After all, if there was a lot of internal consensus, it wouldn't be a dilemma. Sometimes, parts may feel bruised and disappointed, making you feel unsure about whether you made the right choice. In this parts work practice, Jen helps you connect with your inner skeptics and naysayers where you can soothe their nerves and solicit their advice on how to move forward more confidently. Skeptics can be a well of insight for how to navigate tricky situations - in other words that can be great allies if you take the time to get to know them. If you want to skip the intro, jump to 2:02 or use the chapter marker if it's supported by your app.~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

In this chilling new episode of Drew Blood's Dark Tales, vanity, desperation, and hidden menace intersect in a story that peels back the glossy surface of self-improvement to reveal something far darker beneath. When one man seeks a simple solution to his insecurities, he steps into the orbit of a charismatic “professional” whose charm is only the first layer of a far more unsettling reality. What follows is a slow descent into tension, odd behavior, and creeping dread—where every smile hides a secret and every promise comes with a price. “Psycho Sam” by Bryan Asbury — Matt Jersen has spent years struggling with thinning hair and the quiet shame that comes with it. When he discovers a charismatic SMP practitioner who promises a life-changing transformation, Matt jumps at the chance to reclaim his confidence. But once inside the walls of a rundown clinic, he finds himself entangled with a man whose charm masks something far more unstable. As the procedures grow stranger and the behavior more erratic, Matt realizes too late that he may have trusted the wrong set of hands. A tense, spiraling tale of insecurity, manipulation, and the terrifying cost of misplaced faith. To watch the podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://bit.ly/ChillingEntertainmentYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/DrewBlood⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/DrewBlood⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dr. Jeff Kloha returns to discuss pastoral formation, the launch of the Center for Missional and Pastoral Leadership, the SMP age decision, and why he believes the LCMS must expand—not restrict—pathways for leaders. Visit www.redletterpodcast.com for more.

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news the world is awash in better economic news today in many of the world's largest economies.First, the overnight dairy Pulse auction of the two key milk powders brought more weakness. The SMP price fell another -0.5% from last week's full auction, but as the NZD is rising, it was actually down -1.6% in NZD terms. The WMP fared worse, down -3.6% on the same basis in USD, down -4.2% in NZD. It is not a good trajectory.In the US there were some key labour market reports out today. First the weekly ADP private payrolls update for last week recorded a small +5000 gain which follows five consecutive weeks where they recorded more than a -27,000 loss of jobs (which was consistent with what they reported for the November month).And the catch-up JOLTS report for October showed little-change from September, but job openings were a little higher than anticipated for both months.And the widely watched SME sentiment survey from the NFIB was marginally better than expected, up slightly from October, but just back to the levels it has been at since May although that still leaves it at a slight net negative. Interestingly, the retail Redbook survey eased back a bit last week to the average rise it has recorded since later 2023, which mirrors retail inflation that is juiced by tariff-taxes. It is perhaps an indicator that the Thanksgiving seasonal retail was not as strong as hoped.There is more evidence that Trump is just plain dumb. After his failure to get the Chinese to buy US soybeans at scale, he is rolling out US$16 mln in taxpayer support for some farmers which will actually be very little for most. Now he is threatening swingeing tariffs on Canadian fertilizer imports of potash, oblivious that even if that blocks cheap Canadian imports, it will leave high-priced local product, with a net loss for farmers, probably exceeding US$15 bln. Even a high school economics student can see the flaws in his approach, which embeds higher costs on Americans.Trump has also handed China a huge AI chip win, agreeing to let Nvidia sell its best stuff to China. This will allow China to close the gap on the US AI advantages much faster now. The US security community is gobsmacked. China may not buy a lot, but it doers give them access to the technology.In Japan, machine tool orders were strong in November, up +14.2% from a year ago continuing expanded growth over the past seven months. But domestic demand actually fell. It was foreign orders that were the star here, up by +23%.Next week, there will be an important central bank meeting in Tokyo. Overnight remarks by the Bank of Japan governor seemed to set the groundworks for another rate rise on the basis that inflation is embedding, especially wage inflation, and that the risks of deflation there are receding on a permanent basis. Japanese long term interest rates are now approaching 2% and a twenty year high..Taiwanese exports were exceptionally strong again, as we have come to expect. They surged +56% in November from a year ago to a record US$64 bln, up from a 49% gain in October and again better that market expectations for a 41% rise. It is strong global demand for their chips and AI technology that is powering these amazing results.German exports also rose in October, a surprise because that had risen strongly in September and a small correction was expected.We get US export data on Friday, and in contrast to Japan, Germany, Taiwan and China, they are currently expected to show a retreat.In Australia, the RBA kept the cash rate on hold at Tuesday's review as expected. Their review was slightly more hawkish, firmly focused on the upside risks to inflation. And that is what financial markets reacted to with bond yields rising as a result.And staying in Australia, the NAB Business Confidence Index slipped in November from October, but stayed just positive, although the weakest reading since April. The survey showed business conditions softened after declines in sales and profitability.The UST 10yr yield is now at 4.17%, unchanged from this time yesterday.The price of gold will start today at US$4217/oz, and up +US$26 from yesterday. And we should note that silver has set a new record high, over US$60/oz.American oil prices are down -US$1 again at just over US$58/bbl, while the international Brent price is just under US$62/bbl. Analysts are sow saying a 'super glut' of oil is on the way, and downward price pressures will rise from here.The Kiwi dollar is +10 bps firmer from yesterday, now at just on 57.8 USc. Against the Aussie though we are essentially unchanged at 87.1 AUc. Against the euro we are up +20 bps at 49.8 euro cents. That all means our TWI-5 starts today at 62.1, and also up +20 bps from yesterday.The bitcoin price starts today at US$94,444 and up +5.1% from this time yesterday. Volatility over the past 24 hours has been moderate, at just over +/- 2.4%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Send us a textThe glossy reels say “global help.” The insiders tell a different story. We sit down with director Mitch Brisker to map how Scientology reengineered Narconon after multiple deaths, shifted operations from the secretive International Base to Los Angeles, and used a made-for-TV sheen to mask liability and control. Mitch was there through the rewrites, the SMP launch, and the clampdowns—and he explains how the organization manufactures impact with paid “PSAs,” inflated statistics, and a media pipeline that looks impressive but rarely reaches real audiences.We pull back the curtain on the Hole and the daily mechanics of punishment: segregated meal times, frog-marched lines of staff, and the phrase “PTS to the middle class” used to shame normal life choices. Mitch charts the rise and fall of key enforcers, including leaders who went from running a 300-person studio to sewing buttons in a laundry building. He also walks us through the film lab that out-resolved Hollywood with Kodak's help, yet sat underused because it served only in-house projects—a perfect metaphor for a system obsessed with control over outcomes.Then there's the archive project: CST vaults sealing Hubbard's writings on etched plates and lectures on gold records, complete with a hand-cranked, solar-capable player. The goal was legitimacy and permanence; the result feels like doomsday optics. Meanwhile, AI models learn from what the world actually watches, which means critical reporting increasingly shapes public understanding while official channels stagnate. If you've wondered how Scientology really works—from Narconon lawsuits to SMP's internal culture and those mountain vaults—this conversation connects the dots with first-hand detail.Enjoy the episode, share it with someone curious about high-control groups, and leave a review to help others find the show. Subscribe for more deep dives into the stories mainstream PR won't tell.Support the showBFG Store - http://blownforgood-shop.fourthwall.com/Blown For Good on Audible - https://www.amazon.com/Blown-for-Good-Marc-Headley-audiobook/dp/B07GC6ZKGQ/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr=Blown For Good Website: http://blownforgood.com/PODCAST INFO:Podcast website: https://www.buzzsprout.com/2131160 Apple Podcasts: https://podcasts.apple.com/us/podcast/blown-for-good-behind-the-iron-curtain-of-scientology/id1671284503 RSS: https://feeds.buzzsprout.com/2131160.rss YOUTUBE PLAYLISTS: Spy Files Playlist: https://www.youtube.com/playlist?list=PLWtJfniWLwq4cA-e...

Join the LCMS Current!(weekly newsletter covering relevant LCMS topics!): https://www.uniteleadership.org/thelcmscurrentIn this special episode of Lead Time, Pastor Tim Ahlman sits down with Pastor Jeff Sutherlin to walk through the LCMS Pastoral Formation Committee's newly released SMP policy requirements—including the widely debated 40-year-old minimum age, the restrictions on SMP placements, and the implications for the LCMS pastoral shortage.Together, they process the document line by line—affirming what is good, questioning what is unclear, and challenging the church to think creatively and relationally about raising up new pastors.With nearly 600 LCMS congregations currently unable to call a pastor, this conversation matters deeply. How do we balance rigor with accessibility? Tradition with innovation? Residential formation with local mentorship? And are these new policies moving the LCMS closer to health—or further away?Whether you're a pastor, district leader, seminarian, SMP graduate, or simply care about the future of the church, this episode provides clarity, context, and courage for the conversation ahead.Support the showJoin the Lead Time Newsletter! (Weekly Updates and Upcoming Episodes)https://www.uniteleadership.org/lead-time-podcast#newsletterVisit uniteleadership.org

In this episode, I catch up with Rico, aka BBoy Reksick, who I've known from the scene for many years.  He's the owner of Calaveras Barber Shop and SMP in Chicago. After a random airport run-in recently, we sat down for a powerful conversation about how barbering is more than a craft for him—it's a calling. Rico talks about being a source of confidence and community for his clients, using his shop as a space to lift people up, one fresh cut at a time. His story is all about purpose, pride, and showing up for others. Please visit www.MyHomeIsSpecial.com for the full project and follow @KBevPhoto on Instagram to see what I'm up to.

Membahas tentang percobaan maintenance branding project oleh Fajar, cerita pov punya mata silinder dan membahas runut sosok ayah, maaf selalu dominan membahas tentang masa SMP di sela-sela pembahasan lain, karena memang itulah alesan sampe bisa keep in touch sejauh ini dengan beliau, dimulai dari perkenalan gua sejak sekolah dulu yang berkesan.┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉┉Sneakverse profile: https://id.shp.ee/HkDd2rG

Join the LCMS Current!(bi monthly newsletter covering relevant LCMS topics!): https://www.uniteleadership.org/thelcmscurrentIs pastoral formation reform in the LCMS really a “threat to the Synod”?Pastor Joe Beran joins Tim Ahlman for an honest, thoughtful conversation about fear, change, seminary pathways, SMP restrictions, and why this topic has become so emotionally charged across Lutheran circles.In this episode, Joe responds directly to concerns raised across the LCMS—especially the claim that conversations around alternative or adaptive pastoral formation models could “threaten the fabric of the Synod.”We explore what's actually happening, what people fear losing, and how the church can navigate these conversations with clarity, charity, and courage.Topics we cover:Why pastoral formation is so controversial right nowThe real fears behind “threat to the Synod” languageHow SMP changes impact large and small congregations differentlyResidential seminary vs. contextual seminary: what are we actually debating?Why younger pastors feel misunderstood and unheardJoe's experience speaking at the ACELCThe need for honest, public debate in the LCMSWhy the future may require more—not fewer—formation pathwaysHow we can preserve confessional integrity and raise up more workersWhether you're an LCMS pastor, delegate, seminarian, church leader, or simply someone trying to understand this conversation, you'll find clarity, nuance, and hope here.Support the showJoin the Lead Time Newsletter! (Weekly Updates and Upcoming Episodes)https://www.uniteleadership.org/lead-time-podcast#newsletterVisit uniteleadership.org

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news bond markets are ramping up their defensive posture, especially in the US, as American economic data fades further.But first up today, there was a GlobalDairyTrade Pulse powder auction today and prices slipped again. They were down -1% from the prior full event a week ago for SMP and dived a rather sharp -4% for WMP. This will keep downward pressure on pay-out forecasts for the current season, especially the WMP result.In the US, the ADP weekly employment report said a net -13,500 US jobs were lost last week, the largest weekly drop since ADP started releasing their weekly data. The pace of payroll shrinkage seems to be rising in the US.American retail sales growth slowed to +4.3% in September from the + 5.0% rise in August. On a monthly basis, retail sales rose +0.2%, half the expected +0.4% increase and suggesting the weakness is concentrated recently. Observers will be watching the weak car sales component, especially.Producer prices rose +2.7% in September from a year earlier, exactly as expected.Pending home sales fell -0.4% in October from year-ago levels, the second consecutive monthly dip, and the eighth of 2025. However they did record a seasonal rise from September.The latest factory survey from the Richmond Fed covering the mid-Atlantic states was quite negative.And the Dallas Fed services survey was downbeat too, although the contraction there was at a slower pace than in October.So it will be no surprise to learn that the Conference Board's consumer sentiment survey was also quite negative, falling sharply and mirroring the similar University of Michigan survey. Perceptions of inflation rose, to 4.8%.And traditional Thanksgiving travel plans are being scaled back. They were expecting a rise this year, but the economic situation and uncertainties about disruptions are seeing an unexpected rise in cancellations, so a decline is now anticipated.Across the Pacific in South Korea, consumer sentiment is rising. Their central bank's survey revealed a Composite Consumer Sentiment Index at the highest reading since November 2017. Their renewed confidence follows a major trade agreement with the US and stronger-than-expected economic growth.In Taiwan, retail sales rose +1.9% in October from the same month a year ago, a bounce-back from the -1.6% dip in September. Meanwhile their industrial production expanded sharply again, up another +14.5% on that same year-on-year basis, although the pace of expansion seems to be slowing a bit even if it is strong.The UST 10yr yield is now under 4.00%, down -5 bps from this time yesterday to 3.99% as a defensive mood takes hold.The price of gold will start today at US$4138/oz, and up +US$42 from yesterday.American oil prices have fallen -US$1 from yesterday to be just on US$57.50/bbl, with the international Brent price now just on US$62/bbl.The Kiwi dollar is holding at just under 56.1 USc, and little-changed from yesterday. Against the Aussie we are up +10 bps at just under 87 AUc. Against the euro we have dropped -20 bps to 48.5 euro cents. That all means our TWI-5 starts today at just under 60.8, and little-changed if soft.The bitcoin price starts today at US$86,996 and down -0.3% from yesterday. Volatility over the past 24 hours has been modest at just on +/- 1.2%.Today, the RBNZ will review the OCR and issue its final Monetary Policy Statement of the year. Join us from 2pm when we will start our full coverage.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

NEDTAKT DERBY: København er stadig hvid og blå Ekstremt vigtige point i tabellenEn 0-0 kamp der sluttede 1-0Mads Emils bedste kamp i KøbenhavnDet tekniske niveau var under middelSikke en fan-opbakning Kølige Larsson Kotarski rejste sig Smp taktiske justeringer Partner på udsendelsen er Unibet og Austria Tourism.Tjek ud hvor dejligt et ferieland Østrig er: https://www.austria.info/da/anbefalinger/aktiv-ferie/?utm_medium=audio&utm_source=kvartibold&utm_campaign=DNK_25_1-CTM-004-09_top_bewegung-erholung_MM-58947&utm_content=MM-72646

NEDTAKT DERBY: København er stadig hvid og blå Ekstremt vigtige point i tabellenEn 0-0 kamp der sluttede 1-0Mads Emils bedste kamp i KøbenhavnDet tekniske niveau var under middelSikke en fan-opbakning Kølige Larsson Kotarski rejste sig Smp taktiske justeringer Partner på udsendelsen er Unibet og Austria Tourism.Tjek ud hvor dejligt et ferieland Østrig er: https://www.austria.info/da/anbefalinger/aktiv-ferie/?utm_medium=audio&utm_source=kvartibold&utm_campaign=DNK_25_1-CTM-004-09_top_bewegung-erholung_MM-58947&utm_content=MM-72646

Text me your feedback.Rug up and head outside for this outdoors walking meditation. Practiced by the Buddha himself, walking meditation is an antidote to restless and aching joints and can be practiced anywhere you you're already walking. The meditation starts at 2:56 if you want to jump ahead, but assumes you're already outside and ready to go. Halfway through the practice (~15mins), you'll be prompted to pause the recording if you want continue for longer. Just hit play again when you're about 15 minutes from your final destination. ~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news risk aversion is the theme of the day for investors who seem particularly jittery about AI valuations, crypto prices, and the prospects for the US economy.But first, we start today with the results of another full dairy auction, and they aren't good. Not so much because the overall result was down -3.0% in USD terms, more because that makes it seven declines in a row from early August, taking the cumulative drop to -13%. And the recent retreats seem to be getting more intense. We now have prices lower than year-ago levels. And the decline in USD is being matched by the decline in NZD now, down -2.9% in this latest event.Clearly analysts will be dusting off their current season payout forecasts because they are risk of being downgraded. Behind the softness is a faster-than-expected rise in dairy production levels due to good weather conditions globally. That is as true for New Zealand as anywhere, where milk production is rising. The pointy end of this pressure is the butter price, and that dropped -7.6% at this latest auction. WMP was down a lesser -1.9%, SMP down only -0.6%.In the US, the ADP weekly payrolls report delivered another drop, the one for the week to November 1 not as sharp as the prior week however. This data suggests the US labour market lost momentum in late October, with a number of large companies announcing job cuts during the month, including Amazon and Target.Official data releases are being restarted in the US, but the data is old now. Overnight they said August factory orders rose to be +2.0% higher than year-ago levels. But because this is not inflation-adjusted and the past US PPI rise was +2.6%, it probably means shrinkage in real terms. There has been no indication this things have improved from August.And restarted official jobless claims data is only for October 18, but it rose then to +232,000 and above the expected level of +223,000. Continuing claims were a touch under 2 mln (1.96 mln) and notably above the 1.85 mln in the same week in 2024.The US NAHB housing market index came in essentially unchanged for October from September and -17% lower than year-ago levels. But they will be pleased it didn't drop back.Yesterday we reported a good improvement for factories in the New York region. But today the report for the very much bigger services sector in the same region has remained very negative.We could perhaps note that the Atlanta Fed monitors home loan affordability for the US is a similar way we do for New Zealand. They say that in September 2025, 43% of take-home pay was required to service an American mortgage and that is 'unaffordable'. They say affordability starts when it is 30% or less. (Our New Zealand September HLA was 33.0%.)In Canada, housing starts dropped sharply in October to their lowest in six month and to levels lower than the same month a year agoThe Australian central bank released the minutes of its last meeting on November 4 yesterday, closely-watched because they have rising inflation and a relatively strong labour market. But they downplayed both aspects, calling them 'slight' and expecting them to be transitory. Policy was still viewed as slightly restrictive, and the board saw “no need to adjust” the cash rate. They said patience was deemed appropriate while assessing spare capacity, labour trends, and policy stance. Scenarios supporting a hold included stronger demand, lower supply capacity, or a view that policy was no longer restrictive. Conversely, further easing could be warranted if labour conditions weaken or growth disappoints. Basically, you don't learn anything by reading these minutes.The UST 10yr yield is now at 4.14%, up +1 bp from this time yesterday.The price of gold will start today at US$4061/oz, and down -US$6 from this time yesterday.American oil prices have softened very slightly from yesterday to be just under US$60/bbl, with the international Brent price down -50 USc to US$64/bbl.The Kiwi dollar is now at just on 56.6 USc, and down -10 bps from yesterday. Against the Aussie we are down -10 bps at 87 AUc. Against the euro we are also little-changed at 48.9 euro cents. That all means our TWI-5 starts today at just over 61.2, and down -10 bps from yesterday.The bitcoin price starts today at US$93,460 and down -0.4% from yesterday and it is still lower than year-ago levels. At one point in the past 24 hours it dipped below US$90,000. Volatility over the past 24 hours has been moderate at just on +/- 2.6%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Join us as we learn about the Arkansas Senior Medicare Patrol! Figuring out frauds and scams are just one topic that SMP can help with.Get in contact with SMP:Phone: 866-726-2916Website: https://insurance.arkansas.gov/consumer-services/senior-medicare-patrol-smp/Email:AID.Insurance.SMP@arkansas.gov

We did it, friends! We're monetized, and it's all YOUR fault! Thank you! Welcome back to another chat with YOUR Brothers in Arms! Tonight we begin with a Win Score, I need a scoreboard, is that your high, SMP is up 5 points, like a Las Vegas night club, a lifecycle fund, even the coasters, starting with the g fund, money talk, financial consultant and glorified pp watcher, that sounded scripted, malicious compliance, you're going to do it but they're going to hate that you did it, it was lubricant, men in well = Manuel, right next to toasted nuts, all the work without the rank, egregious without spellcheck, GOG - Grumpy Old Guy, makeup adult depends and a mobile game, come on Marine, I've been shot a lot, Doc sending hate in the chat, more experienced means discounts, American Football game, you snoozed it and we loosed it, Benny and the Jets, shenanigans, breaking wet bread together, fighting Brandi for the bear, Jake's the man, training with Julia, a squishy backend, fat Richmond feet, YOU'VE got a weird lip, choose the shoes, the comedic timing, get YOU flu shot, COUPONS?! We don't even HAVE a cat! and a few Dad jokes that the chat guessed before the boys! All this and some questionable “how did they know I needed this” adds on this week's episode of Brothers in Arms!   Where you can reach us: YouTube: BrothersinArmsPodcast Instagram: Yourbrothersinarmspodcast Twitter: @YourBIAPodcast Gmail: yourbrothersinarmspodcast@gmail.com Twitch: Twitch.tv/brothersinarmspodcast (schedule varies due to life) Website: https://brothersinarms.podbean.com

Want to stay up to date on LCMS Happenings from Pastor Tim?Join the LCMS Current: https://www.uniteleadership.org/thelcmscurrentThe LCMS is wrestling with a familiar question: are we keeping distinctions or breaking barriers?Pastor Tim Ahlman, Jack Kalleberg, and Pastor Jonathan Dinger return to one of Lead Time's most popular conversations—this time reframed around access.- What does it mean to create access to the Gospel without compromising theological depth?- How do local contexts—from Arizona to Idaho—shape the way churches live out the confessions?- And what happens when fear, control, or mistrust shape our leadership more than faith and freedom?

Text me your feedback.While Jen's taking a mini-break to get her homework done, here's the second of two short practices based on research she did last summer. If you're curious about the theory behind these yin yoga micro-practices, check out the last segment of Episode #113, where she talks about how practices like this can boost your mood by reducing tension and elevating your energy. In this micro-practice, Jen guides three yin yoga poses  while directing your attention to the the breath.The sequence uses minimal verbal cues and several minutes of silence for each pose to help you deepen into the embodied experience. Poses: sphinx + reclining twist on each sideSuggested/Optional Props: folded blanket, blocks, small cushions ~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Pastor Andy Greer went from fundraising for the Nebraska Cornhuskers to preaching from the pulpit at Messiah Lutheran Church. His story shines a light on one of the most controversial discussions in the Lutheran Church—Missouri Synod: the Specific Ministry Pastor (SMP) program.In this honest and hope-filled conversation, Tim and Andy tackle the ongoing tension between residential seminary training and SMP pathways, the need for new leadership models in growing churches, and how to stay centered on Christ and His mission amid theological division.They also touch on the recent tragedy of Charlie Kirk's assassination, the church's response to political violence, and the call for unity in a polarized time.Whether you're a pastor, lay leader, or simply care about the future of the LCMS, this conversation is a must-listen.Support the showJoin the Lead Time Newsletter! (Weekly Updates and Upcoming Episodes)https://www.uniteleadership.org/lead-time-podcast#newsletterVisit uniteleadership.org

Text me your feedback.While Jen's taking a mini-break to get her homework done, she's bringing you the first of two short practices based on research she did last summer. If you're curious about the theory behind these yin yoga micro-practices, check out the last segment of Episode #113, where she talks about how practices like this can boost your mood by reducing tension and elevating your energy. In this micro-practice, Jen guides three yin yoga poses  while directing your attention to the physical experience of being in the poses. The sequence uses minimal verbal cues and several minutes of silence for each pose to help you deepen into the embodied experience. Poses: butterfly + half butterfly on each sideSuggested/Optional Props: folded blanket, blocks, small cushions ~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Text me your feedback.This is an encore practice with former co-host Sarah Jane Shangraw from back in November 2019. Developed by Tara Brach, RAIN is a technique you can use to skillfully relate to difficult emotions in life, whether they turn up in a meditation session or in daily life. The acronym — which stands for Recognize, Allow, Investigate, and Nurture — invites us to accept inner discord with an open heart. I, Jen, wanted to share this practice as a companion to the most recent episode on Self-Compassion (#113). RAIN evolved as an approach to working with the hindrances, where the Buddha himself implored us to meet common meditation obstacles (aversion, craving, dullness, restlessness, and doubt) as inevitable and, therefore, not worthy of self-criticism. The practice of RAIN provides us with steps for letting go of self-judgement while inviting in the natural impulse to alleviate our own suffering through kindness and acceptance. You can find Sarah Jane at https://www.sarahjaneshangraw.com/coaching.html where she offers online classes and coaching support. ~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Mr. Antonio (Tony) Colon successfully founded and sold three businesses, Martinelli Realty, Inc., a commercial real estate company; Splat Master's Paintball, Inc. (SMP) known worldwide for engineering and design innovation in the paintball industry; and Combat Training Solutions, Inc. (CTS), a company specializing in Special Effects Devices to enhance military training and save the lives … The post Tony Colon: How to Create a Profitable Business Exit: Part 1 (Episode # 497F) first appeared on TRANSLEADERSHIP, INC®.

Fonterra’s CFO reviews last night’s better-than-expected GDT Auction (down 0.8%, WMP - 0.8%, SMP - 0.3%, Butter -0.8%, Cheese +2.2%).See omnystudio.com/listener for privacy information.

0:00 - Intro03:50 - Myles Updates SMP08:08 - Tips: Amazon searches10:40 - Sunday Multiplayer14:30 - VTQ PS Home21:35 - Are Restarting VR games harder?27:55 - Surviving Mars Gameplay48:20 - Tips: PS Store is a Joke55:00 - Tips: Surviving Mars v Into Black 58:00 - Eric Masher Tips1:01:04 - 20 gift memberships1:01:50 - Tips: Which Flat2VR game next1:05:00 - Back to SMP 1:13:21 - PS5 Pro version of SMP1:21:30 - Tips: What you need publisher for?1:24:04 - Tips: SMP DLC1:29:24 - Tips: 30K Units CATS 1:32:52 - Tips: Bioshock Flat 2 VR?1:42:00 - 4 Minute Challenge1:46:45 - Chocolate Bars1:48:27 - RE9 Switch 2 version1:49:20 - Nintendo Direct1:56:45 - Wrap Up Poppy Playtime2:02:14 - Clip of the Week

Kevin Key is a retired U.S. Army Lieutenant Colonel who served with the 2nd Battalion, 75th Ranger Regiment before going through special forces selection and assessment (SFAS) and becoming a Special Forces Officer (18A) with 7th Special Forces Group. He started his military career in the Army National Guard while attending college under the simultaneous membership program (SMP). He served at Special Operations Command - South (SOCSOUTH) and has commanded a unit within the 82nd Airborne Division.  At one point in this episode, Kevin recounts Operation Willing Spirit (Colombia version is Operation Jacque) — the effort to locate and verify hostages taken after a 2003 FARC plane was shotdown in Colombia, and how U.S. and Colombian forces used covert tactics (including a fake humanitarian operation) to free captives years later. The episode also traces Key's path post‑military shift into real estate, restaurant/event property ownership (Cosmic Tiki), cattle ranching and writing about carnivore nutrition in his book. __________ Please leave us a review on Apple/Spotify Podcasts: Apple: https://podcasts.apple.com/us/podcast/mentors-for-military-podcast/id1072421783 Spotify: https://open.spotify.com/show/3w4RiZBxBS8EDy6cuOlbUl #mentors4mil  #mentorsformilitary Mentors4mil Links: Instagram: https://www.instagram.com/Mentors4mil Patreon Support: https://www.patreon.com/join/Mentors4mil  Intro music "Long Way Down" by Silence & Light is used with permission. Show Disclaimer: https://mentorsformilitary.com/disclaimer/

These are clips highlighting some of the topics discussed in the full episode! Check it out if you want a bite-sized version of the full episode.   Successful scalp micropigmentation (SMP) artist @taylorperry was tired of the grind of $10 barber cuts and used his experience as a tattoo artist to transition to SMP. He shares how he built a new clientele and went from $10 hair services to $3000 SMP sessions.   This Week's Topics:   • Understanding Scalp Micropigmentation (SMP) • The Artistry Behind SMP • The Journey to Discovering SMP • Technical Aspects of SMP Application • Location and Clientele • Cost Comparison: SMP vs. Hair Transplants • SMP as a Foundation: Complementing Other Treatments • Client Acquisition: Engaging with Potential Clients • The Power of Networking • Transitioning to Education   Video versions of our episodes are on our YouTube channel for you to watch! Subscribe to our channel The Hair Game on YouTube and check out ‘The Hair Game Podcast' playlist. Our podcast thrives on the opinions of you, the listener... if you have a moment (and you are an Apple user), please leave us a rating & review on the Apple podcasts app or iTunes! Here's what you do: - Scroll down to 'Ratings & Reviews'  - Click on the empty purple stars (5 is the best)!  - Click on ‘Write a Review' and let us know what you love most! Each rating & review helps us reach more and more of your fellow hair loves, and our goal is to help as many hairdressers as we can find success. Thanks in advance! FOLLOW US http://www.instagram.com/thehairgamepodcast http://www.instagram.com/salonrepublic http://www.instagram.com/loveerictaylor

Successful scalp micropigmentation (SMP) artist @taylorperry was tired of the grind of $10 barber cuts and used his experience as a tattoo artist to transition to SMP. He shares how he built a new clientele and went from $10 hair services to $3000 SMP sessions.   This Week's Topics:   • Understanding Scalp Micropigmentation (SMP) • The Artistry Behind SMP • The Journey to Discovering SMP • Technical Aspects of SMP Application • Location and Clientele • Cost Comparison: SMP vs. Hair Transplants • SMP as a Foundation: Complementing Other Treatments • Client Acquisition: Engaging with Potential Clients • The Power of Networking • Transitioning to Education Video versions of our episodes are on our YouTube channel for you to watch! Subscribe to our channel The Hair Game on YouTube and check out ‘The Hair Game Podcast' playlist. Our podcast thrives on the opinions of you, the listener... if you have a moment (and you are an Apple user), please leave us a rating & review on the Apple podcasts app or iTunes! Here's what you do: - Scroll down to 'Ratings & Reviews'  - Click on the empty purple stars (5 is the best)!  - Click on ‘Write a Review' and let us know what you love most! Each rating & review helps us reach more and more of your fellow hair loves, and our goal is to help as many hairdressers as we can find success. Thanks in advance! FOLLOW US http://www.instagram.com/thehairgamepodcast http://www.instagram.com/salonrepublic http://www.instagram.com/loveerictaylor

In this episode of Lead Time, Tim Ahlman returns from sabbatical with a candid conversation about the changing landscape of ministry in the LCMS. From re-organizing senior staff and shifting governance models, to the biblical case for pastoral sabbaticals, to the urgent realities of pastoral formation, this episode doesn't shy away from the hard questions.Tim shares personal reflections from his sabbatical and his upcoming book release, while Jack dives into the tough realities facing small congregations, bivocational ministry, and the need for fresh approaches to leadership. Together they recap the Pacific Southwest District convention, explore resolutions around SMP pastors and Lutheran identity, and call the church to unity rooted in Scripture and Confession.

Text me your feedback.In order to be an open-hearted, compassionate person, we first have to notice the things things that need our support. This is where mindfulness — the practice of presence — comes in. It teaches how to engage directly with what's real, rather than what we wish were true. This month we're back to mindfulness basics with a guided practice that starts with concentration practice (samata) and then follows with insight (vipassana). The practice starts right away (no intro) and includes periods of silence (nothing wrong with your player). ~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Episode Summary: Benoy Thanjan sits down with his co-host Nate Jovanelly, Founder & CEO of SunRaise Capital, to break down how the Big Beautiful Bill is reshaping residential solar. They discuss Section 25D's removal, the surge in solar + storage, and innovative financing models like prepaid leases.   Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, and a strategic advisor to multiple clean energy startups. Over his career, Benoy has developed over 100 MW of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (REC) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the company's largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar projects. His role at Ridgewood Renewable Power, a private equity fund with 125 MW of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar.   Nathan Jovanelly Nate is the CEO and Founder of SunRaise Capital's mission is to provide affordable and accessible renewable energy options to homeowners, while reducing carbon footprints and creating a sustainable future for generations to come. They achieve their mission by partnering with industry leading solar installers to provide our customers with the best possible solar experience at competitive rates. As the CEO of an innovative residential solar lease company, he spearheads strategic initiatives aimed at harmonizing the objectives of our funding partners, installation teams, and homeowners. With a relentless focus on alignment, he cultivates collaborative relationships to ensure mutual success and satisfaction across all stakeholders. Through innovative leadership and a commitment to transparency, he drives sustainable growth while delivering exceptional value to our investors, installers, and customers alike.   Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com   Nathan Jovanelly SunRaise Capital Website:  https://www.sunraisecapital.com/ Linkedin:  https://www.linkedin.com/in/natejov/ Email:  nate@sunraise.com   Thank you to AMS Renewable Energy for Sponsoring this Episode of the Solar Maverick Podcast!  This episode of the Solar Maverick Podcast is brought to you by our sponsor—AMS Renewable Energy. AMS is a top-tier solar EPC that operates with the precision and mindset of a commercial general contractor. Headquartered in the Bronx, New York—and licensed nationwide—AMS has over 30 years of construction experience, tackling even the most complex solar projects with unmatched expertise and craftsmanship. Whether it's a challenging C&I rooftop, ground mount, or full turnkey solution, AMS is committed to best-in-class service and results that last. If you're looking for a solar EPC partner who understands construction inside and out—AMS Renewable Energy should be at the top of your list. Learn more at [ams-renewable.com] and tell them the Solar Maverick sent you!   Nate's other interviews on the Solar Maverick Podcast SMP 205: Revolutionizing Solar Finance: How SunRaise Capital Attracts Investors to Residential Solar Projects? https://podcasts.apple.com/us/podcast/smp-205-revolutionizing-solar-finance-how-sunraise/id1441876259?i=1000702871242   SMP 194:  2025 Solar Outlook https://solarmaverick.podbean.com/e/smp-194-2025-solar-outlook/   SMP 176:  REplus takeaways https://solarmaverick.podbean.com/e/smp-176-replus-takeaways/   SMP 166: Residential Solar Trends https://solarmaverick.podbean.com/e/smp-166-residential-solar-trends/    SMP 150: How SunRaise Capital is innovating residential solar financing? https://solarmaverick.podbean.com/e/smp-150-how-sunraise-capital-is-innovating-residential-solar-financing/    Solar Maverick Episode 147:  RE+ Takeaways https://solarmaverick.podbean.com/e/smp-147-re-conference-takeaways/    Solar Maverick Episode 139: Opportunities and Challenges with the PJM Solar Market https://www.youtube.com/watch?v=u14GHBkqcqo    Solar Maverick Episode 134: 2023 Solar Predictions https://solarmaverick.podbean.com/e/smp-134-2023-solar-predictations/   SMP 131:  How Technology and Software are innovating the Solar Industry? https://solarmaverick.podbean.com/e/smp-131-how-technology-and-software-is-innovating-the-solar-industry/    SMP 100: US Residential Solar, Storage, and Electric Vehicle Trends https://solarmaverick.podbean.com/e/smp-100-us-residential-solar-storage-and-electric-vehicles-trends/    SMP 74: Impact on COVID-19 on Residential Solar https://podcasts.apple.com/us/podcast/smp-74-impacts-of-covid-19-on-residential-solar/id1441876259?i=1000475840259      SMP 58:  Residential Solar Financing and Other Interesting Topics https://podcasts.apple.com/tc/podcast/smp-58-residential-solar-financing-other-interesting/id1441876259?i=1000459212910    SMP 20:  The Solar Intrapreneur Story:  How Nate helped IGS become one of the biggest solar asset owners in the US https://podcasts.apple.com/tc/podcast/smp-20-solar-intrapreneur-story-how-nate-helped-igs/id1441876259?i=1000432329129    

Text me your feedback.In Part 3 of the Awakening the Heart series, we're looking at why acts of kindness and service are powerful resilience-builders — possibly the exact things we need if we're to overcome so much divisiveness in our relationships and discourse. To understand why a generous spirit is so supportive, we explore the Buddhist and Yoga concepts of dana (generosity) and seva (selfless service) and how they relate to modern psychology's hope theory (hat tip to CR Snyder). Then Jennifer is joined by friend and colleague Laurent Goldberg to talk about her simple but brilliant Career Support Care Packages, which perfectly illustrate how generosity can restore our sense of agency and hope when everything feels so dispiriting. Highlights include:how the Eastern philosophical traditions from India view dana and sevahow willpower and waypower fuel hopewhy helping others should be in your resistance/resilience toolkithow Lauren designed her care packages to support both sender and receiverthinking about service not as self-sacrifice but as a way to put your skills and talents toward the greater goodLinksGet in touch with Lauren Goldberg: https://laurengoldbergcoaching.com/Send a Career Support Care Package: https://laurengoldbergcoaching.com/career-support-care-packageBuilding Movement Project's Social Change Ecosystem Map: https://buildingmovement.org/our-work/movement-building/social-change-ecosystem-map/~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

On today's show, we start in Tallahassee, where much lauded brewery (and distillery and coffee roaster) Ology Brewing has just launched a way for fans and business-savvy individuals to invest in the future growth of this business. We spoke to Ology COO and co-founder David Arendt about preparing a busienss to go public with investment opportunities, the future plans for Ology Brewing, and more.  From there, we chat with New Beginning Micro, who has been restoring the scalps of Tampa residents with Micro Pigmentation for years. We spoke to owner and master barber Steve Rivera to learn more about micro pigmentation (or SMP), what to expect from a visit to New Beginning Micro, and more. Plus, if you're interested, use code "FLBEER1000" for a HUGE discount and let them know Florida Beer Podcast sent you! Host & Editor: David Butler of the Florida Beer Blog Executive Producer: Jaime (“Jemmy”) Legagneur, Chief Enthusiasm Officer Field Producer/Photographer: Steve Pekala Guest: David Arendt of Ology Brewing | Ology Brewing Investment Opportunity Guest and Sponsor: Steve Rivera of New Beginnings Micro (Instagram: @NewBeginning_Micro) | PromoCode: "FLBeer1000" to get your Florida Beer discount! It will earn you: $250 off of New Beginning Micro services up to $2,000 in value and a discount of $1,000 for New Beginning Micro services above that in value. Thank you, Steve! Equipment Sponsor: Mainline Marketing | Featured Product: Shure MV7 | Full MV7 Podcast Mic Bundle with Boom Arm and Headphones Interested in becoming FBP's next Title Sponsor? Contact FPN today! Opening Voice Over Courtesy of: Jeff Brozovich Follow Florida Beer Blog on Facebook, Twitter, and Instagram. Additional Support Provided by: Florida Podcast Network =========== FPN:  Check out the other shows on the Florida Podcast Network

Text me your feedback.Tonglen - the practice of sending and receiving - helps us to be with hardship without falling into despair.  An explanation of the practice appears in the Lojong teachings and is associated with those who follow the path of the Bodhisattvas. In addition to cultivating an open, spacious heart, Tonglen can help us to cultivate the paramitas - the perfections - especially generosity, loving-kindness, determination, and diligence. The practice starts at 3:14 after a brief introduction. If your player supports chapter markers, you can skip ahead.~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Text me your feedback.Continuing our series on Awakening the Heart, this month we're exploring the Buddhist path of the bodhisattva through the cultivation of bodhicitta - the awakened heart-mind that forms the foundation of compassionate living. Drawing from Mahayana Buddhist teachings, we also take a look at Lojong (mind training), the Tibetan Buddhist contemplative practice that can be used as a powerful framework for developing genuine compassion.Highlights include:Cultivating the open-hearted attitude of enlightened ones (Bodhisattvas) Two types of BodhicittaParamitas (Perfections)Short history and details of LojongUnpacking of the First Lojong statement: Train the PreliminariesTips for working with the Lojong phrasesMentioned on the show:Judy Lief's online Lojong translation and commentary: https://judylief.com/offerings/slogans-of-atisha/Norman Fischer's "Training in Compassion: Zen Teachings on the Practice of Lojong" https://bookshop.org/p/books/training-in-compassion-zen-teachings-on-the-practice-of-lojong-norman-fischer/9663817?ean=9781611800401&next=tVIA Character Strengths & Virtues: https://www.viacharacter.org/Dalai Lama Poem "This Precious Human Life" https://mountainsangha.org/a-precious-human-life/~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Send us a textIn this episode of the podcast, the hosts interview David Santiago, a scalp micropigmentation (SMP) specialist. David shares his journey from being a licensed master barber to becoming an SMP artist, discussing his experiences, training, and techniques involved in the process. He explains the differences between traditional tattoos and SMP, addressing common misconceptions and emphasizing the importance of proper training. Throughout the episode, David touches on the emotional impact of his work, the challenges faced by the SMP industry, and the satisfaction of helping clients regain confidence. The conversation also explores industry standards, marketing tactics, and the parallels between SMP and traditional tattooing.Support the show

Le drone est-il en train de remplacer l'hélicoptère, voire l'avion, dans un certain nombre de pays, notamment en Afrique ? Cette année, le drone est l'une des superstars du Salon aéronautique du Bourget, qui vient de s'ouvrir près de Paris. Parmi les visiteurs assidus de ce Salon, il y a l'ancien officier français Peer de Jong, qui a créé Themiis, une société de conseil pour la paix et la sécurité, qui opère principalement en Afrique. Quels sont les atouts du drone en Afrique ? En ligne du Bourget, Peer de Jong répond aux questions de Christophe Boisbouvier. Quelles sont en Afrique les batailles où les drones ont joué un rôle décisif ces dix dernières années ? Je connais deux batailles où les drones ont joué un rôle vraiment décisif. La première, c'est au Mali, puisque les Forces armées maliennes (Fama) avec Wagner utilisent systématiquement depuis en fait deux ans dans toutes leurs opérations des drones pour la reconnaissance. Mais également pour le tir, puisqu'elles ont des Bayraktar de Turquie. Ces Bayraktar sont armés. Donc aujourd'hui, il y a un usage systématique au Mali, en tout cas de drones. La deuxième grande bataille, c'est en Libye. En Libye, en 2020, au moment où le maréchal Haftar déclenche une offensive en direction de Tripoli à partir de Tobrouk, il a été très concrètement arrêté par les forces de Tripoli qui étaient, elles, équipées avec une société militaire privée (SMP) bien connue qui s'appelle Sadat. Elles étaient équipées avec des Bayraktar. Et le Bayraktar a été décisif dans le blocage des forces de Haftar en direction de Tripoli. Donc, on est vraiment au début d'une histoire et aujourd'hui les vendeurs de matériel circulent dans toute l'Afrique et font des propositions. Les acteurs principaux dans ce domaine-là, très concrètement, ce sont les Turcs. Aujourd'hui, les Turcs se servent du drone comme une espèce de produit d'appel pour en fait développer une forme d'influence sur l'ensemble des pays africains. Et moi actuellement, je les rencontre partout et ils le font avec une structure qui s'appelle Sadat. C'est un petit peu le Wagner bis, le Wagner turc. Et c'est cette structure qui fait théoriquement la formation et qui fait la préparation des unités opérationnelles sur le Bayraktar. Un drone armé de type Bayraktar de fabrication turque, ça coûte combien environ ? Alors ce n'est pas très cher, on est largement en dessous des 5 millions d'euros. Et en fait, après, le problème, c'est le missile qu'on met dessus, parce que ce sont les missiles qui coûtent cher principalement. Et comparativement, un hélicoptère, ça coûte combien ? Je ne sais pas, ça dépend des modèles, bien évidemment, mais on est sur des modèles à 20 ou 30 millions. Sachant que l'hélicoptère est un engin relativement fragile. Donc le drone aujourd'hui trouve toute sa place dans les opérations de reconnaissance et éventuellement dans les opérations de combat pour les pays qui sont, je dirais, en tension. Est-ce que le drone n'est pas en train de remplacer l'avion ou l'hélicoptère dans certains pays africains ? Oui, mais l'emploi n'est pas le même parce qu'en fait l'hélicoptère fait de la logistique principalement. Il y a très peu d'hélicoptères armés à part les Mi-24. Je vois un exemple au Mali, il y a les deux. Il y a des hélicoptères armés, il y a des drones. Aujourd'hui, les Maliens préfèrent travailler avec des drones, c'est beaucoup plus simple. On met la mission à l'intérieur du drone et le drone, quoi qu'il en soit, il y va. Donc, on voit que l'emploi du drone est tellement simple, tellement facile et en fait tellement économique. Quelque part, il n'y a pas de comparaison. Encore une fois, l'hélicoptère devient un engin qui devient, je ne dis pas obsolète parce que le mot est un petit peu fort, parce que, dans les missions logistiques, les missions de commandement, on peut utiliser évidemment l'hélicoptère, mais l'hélicoptère perd beaucoup de son intérêt. On s'en sert comme un engin de transport, mais pas comme un engin de combat. À lire aussiLa défense et l'espace, seules éclaircies attendues au salon de l'aéronautique du Bourget En décembre 2023, au Nigeria, un drone a tué 85 civils qui participaient à une fête religieuse. C'était à Toudoum Biri, dans l'État de Kaduna. L'armée nigériane a présenté ses excuses, mais est-ce que le pilotage à distance n'augmente pas le nombre de bavures ? Théoriquement non, parce qu'il y a une qualité d'image qui est reportée à l'arrière, qui est excellente. Après, tout dépend du commandement, parce que l'image arrive derrière, dans une espèce de petit état-major, un petit PC pour faire court, avec un écran ou deux écrans. Donc il y a des vérifications, des contrôles et l'ordre de tir n'est pas donné par le tireur, il est donné par le chef du système. Alors après, tout dépend comment c'est organisé. Peer de Jong, vous êtes au salon du Bourget. Est-ce que les fabricants de drones sont présents, je pense notamment aux industriels turcs et chinois ? Alors, il n'y a globalement pas que ça, mais on va dire que c'est le grand marché qui s'ouvre. Parce qu'il y a des Luxembourgeois, il y a des Belges, il y a des Espagnols, il y a évidemment des Chinois. En fait, l'ensemble de la planète aujourd'hui fabrique des drones. Donc, on est sur un marché en pleine explosion. Donc encore une fois, c'est un marché phénoménal dans lequel les États africains sont partie prenante bien évidemment, puisqu'en fait, ils peuvent acquérir des engins à des prix parfaitement acceptables. D'autant qu'aujourd'hui, on fabrique les drones en grande quantité, donc les prix baissent et donc, évidemment, ils sont accessibles pour tous les budgets militaires africains. Et le premier prix est à combien, si j'ose dire ? Pour 10 000 euros, vous avez un drone parfaitement efficace. Aujourd'hui, l'Union européenne finance des programmes de drones pour la surveillance des frontières ou pour la surveillance des pêches, ou éventuellement pour les questions de surveillance écologique, pour voir les bateaux, les dégazages, etc. Donc, encore une fois, le drone a des missions extrêmement variées. Alors c'est vrai que la mission la plus haute, c'est la mission de combat avec des missiles, mais on voit bien que la plupart des missions des drones sont des missions de reconnaissance ou des missions pour aller observer ce qui se passe. Y a-t-il en Afrique aujourd'hui des États qui cherchent à fabriquer eux-mêmes des drones ? Alors quand les vendeurs de drones viennent dans les pays, les États africains leur disent : « Écoutez, nous, on est prêts à, comment dire, à vous acheter des drones, mais par contre on veut les fabriquer sous licence. » Donc, il y a un marché régional qui va se mettre en place. Moi, je connais deux pays qui aujourd'hui sont plutôt partie prenante et sont plutôt dynamiques dans ce domaine-là, c'est le Maroc et l'Afrique du Sud. À lire aussiFrance: les tensions géopolitiques au Moyen-Orient perturbent le salon de l'aéronautique du Bourget

Text me your feedback.While the world may feel increasingly more fraught, we can't sustain ourselves on anger and fear alone. We must remember what we're fighting for and, as Tennessee Williams asks of us, save the love.This latest episode kicks off a series of episodes on Awakening the Heart - theories, teachings, and practices that will better sustain us in the months and years to come. This month, we take a look at why shouldn't feel guilty for taking time out of resisting to foreground what brings us joy and happiness. In fact, making sure we build in positive moments in our lives is going to set up our brains to be more creative and energetic warriors. Some highlights include: - Dr. Barbara Fredrickson's theories on  "micro-moments of connection" and Broaden & Build- The Mahayana Buddhist concept of bodhicitta (open-heartedness)- Dr. Rick Hanson's "Taking in the Good" practice.Resources Mentioned on the ShowLove 2.0 ~ Dr. Barbara FredericksonBodhicitta ~ Tricycle MagazineTaking in the Good - Dr. Rick Hanson*** Jen's got space on her coaching roster. If you'd like to work 1:1, go here for more info: https://www.sati.yoga/ifs-coaching/index.htmlAnd you might also like Jen's newsletter: https://www.sati.yoga/letter/index.html~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Text me your feedback.This month's practice features an embodied mediation to help you stay present with life's challenges without becoming overwhelmed or shutting down. Inspired by Roshi Joan Halifax's teachings, you'll cultivate a foundation of stability to underpin your capacity for openness and compassion.This meditation includes several periods of silence of around 3-6 minutes. The guidance assumes you're sitting (chair or cushion are fine) so that you can experience the support of the spine. The practice starts at 2:43 after a brief talk. If your player supports chapter markers, you can skip ahead.~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Text me your feedback.This month, we're looking at a question that comes up a lot:All parts are supposed to be welcome, but how do we work with feelings we don't like?Drawing on Buddhist wisdom and the function of emotions, we're exploring:Why equanimity is about including our feelings, not surprising them.What the Buddhist teachings on dukkha (suffering) can tell us about why fighting against our emotions creates more suffering.How so-called negative emotions serve as important internal motivators.+ Simple techniques to start reframing your relationship with difficult feelings in order to create a welcoming inner atmosphere for all your parts. Mentioned In The Episode:Join me for one of my upcoming Pause and Reset gatherings—hour-long meditative sessions combining desk-friendly yoga, mindfulness practice and parts work meditations. The next one is on June 4th and is pay what you can. ~ ~ ~SMP welcomes your comments and questions at feedback@skillfulmeanspodcast.com. You can also get in touch with Jen through her website: https://www.sati.yoga Fill out this survey to help guide the direction of the show: https://airtable.com/appM7JWCQd7Q1Hwa4/pagRTiysNido3BXqF/form To support the show, consider a donation via Ko-Fi.

Text me your feedback.The Taoists believe that we can harness the stabilizing qualities of Earth Qi along with the generative qualities of  Heaven/Sky Qi to improve physical health, increase longevity, and cultivate inner harmony. In this guided practice, Jennifer O'Sullivan shares a visualization technique, paired with mindful breathing, to mobilize and balance these vital energies in the body.

Most people don't know how to control their desire to win, and make it work for them. In this epsode, I break down the proper way to view winning, and how to turn your burning desire to win into an asset, instead of anxiety and extra pressure.  Click here to join the SMP nation (FREE)

Episode Summary: In this episode of the Solar Maverick Podcast, Benoy Thanjan is joined by co-host and clean energy advocate Nate Jovanelly, CEO of Sunraise Capital. Together, they dive into the evolving dynamics of the residential solar market and why now is a pivotal time for homeowners and investors alike. The discussion explores how increasing electricity rates are fueling a greater need for residential solar adoption, the current lag in solar penetration across the U.S., and how solar tax credits can be a game-changing financial strategy for investors.  

We're sharing our episode a few days early this week and it contains two segments. Jay Ward Hunger Strike First up, a recent interview with James “Jay” Ward. Jay was featured in a show about a year ago: he went into prison at 15 years old in Ohio and has been in for 19 years at this point. He participated in the 2018 Nationwide Prisoner Strike as well as other self-advocacy protests since and is trying to raise funds with his outside supporters to pay for a lawyer to help him win his release as his mandatory minimum date comes up next year. When this was recorded, Jay was 11 days into a hunger strike demanding a return of his personal items and a transfer to a space where he won't be targeted for violence by gangs, alongside a couple of other requests listed in his letter at the end of this post. You can hear how tired he is from subsisting only on water for the last week and a half, struggling to keep focus and concentrate on the conversation throughout our chat. You can find his gofundme for updates and ways to donate.  If you want to support his hunger strike, his supporters are requesting people call between 9am and 5pm central time (Mon-Fri) the following numbers to voice concern for the safety and conditions of James Ward A517461 on hunger strike : Mansfield Correctional Institution at 419-525-4455 and ask to talk to Warden Harold May the Central ODRC office at 614-387-0588 At the bottom of our show notes you can find Jay's public announcement of his circumstances and requests. You can also email your concerns to drc.manci@odrc.state.ohio.us as well as to the ODRC Director Annette Chambers-Smith (via annette.chambers-smith@odrc.state.ohio.us ). Jay is wanting people to reach out to contact him via his mailing address (below) or JPay.com (using the info in his mailing address): James Ward A517461 Ohio Department of Rehabilitation and Correction Mail Processing Center (OMPC) 884 Coitsville-Hubbard Road Youngstown, Ohio 44505 Antifascist Voices in Europe Then you'll hear an interview conducted by our comrades at crna luknja in Ljubljana, Slovenia with antifascists countering neonazi demonstrations in Budapest, Hungary, and Sofia, Bulgaria. This was featured in the latest episode of B(A)D News from the A-Radio Network, a monthly podcast from a network that we affiliate with and worth checking out for “angry voices from around the world”. Finally, you'll hear Sean Swain's promise for a brighter, goldener era for the USA (and subsequently the world) Announcements Malik Muhammad Phone Zap There's a phone zap currently on to move 2020 "Palestinian pansexual Muslim... anarchist antifascist, anti-racist abolitionist" prisoner Malik Muhammad out of solitary confinement at Snake River Correctional in Oregon. Call Snake River Correctional with the following demands weekdays between 9am and 5pm pacific time: Return Malik to general inmate population; Restore communications rights and mail; Return all books and possessions immediately; End the persecution now! Master Control: 541-881-5018 Superintendent: 541-881-5002 Inspector: 541-881-5081 Chaplains: 541-881-4624, 541-881-4625, 541-881-4626, 541-881-4686 General Line: 541-881-5000 Please write to Malik and let him know you stand with him! Malik Muhammad #23935744 Snake River Correctional Institution 777 Stanton Blvd Ontario, OR 97914-8335 *Note*: Please include page numbers and return addresses on each page because the prison typically does not give inmates the envelopes. Update on Fund Raising and supporting TFSR A quick update to the patreon request we made in recent episodes: We're back where we were a month ago, covering the basic costs. Big thanks to those who stepped up to help! We have other costs beyond that (printing and mailing our small contribution to prisoner zines per month, replenishing our stickers, equipment upgrades) that we could also use support in if you have a few bucks a month. We have that patreon with it's early audio releases and other thank-yous, or anonymized payments via liberapay that can be one-time or recurring. We also have a big cartel store with some merch and can take payments via venmo and paypal. These are linked at https://thefinalstrawradio.noblogs.org/donate If you appreciate the work we do but don't have the extra money, the best way to contribute is to get involved in face to face organizing where you are, integrating movements against oppression and capitalism into your life and brings others along with you since we can't get there without each other. If you want to support the podcast without money, you can spread word about the podcast by getting in touch, offering up graphic skills, helping us proof our transcripts, talking about us to friends, incorporating our zines or episodes into a discussion group, sending zines to prisoners, rating us on google and apple podcasts or spreading word on social media. We also take audio submissions and if you're interested in getting involved, the production and interviews don't get us paid but they open up avenues to talk to authors about their ideas as well as raise awareness and involvement in social struggles and pick up the skills along the way. And if you live in a place with a community radio station, public radio station or college radio station and want to hear us on the airwaves, get a few friends together and reach out to suggest our free, weekly radio show and hopefully some of the ideas will filter out to your neighbors. More info at our Radio tab. Thanks for listening! Statement from Jay on his conditions This is Jay's letter to the head of the Ohio DRC: Dear Annette chambers-smith This is James Ward from ManCI. The last time I wrote to you I had explained a lot to you that has been going on here concerning my safety. And after that letter the administration got mad at me for going to you because they have not been trying to do anything to really ensure my safety here at Mansfield. And I'm writing you again because I don't know who else to go to with my recent situation and concerns, because nobody has been helpful. And currently, my safety is back at risk. About 7 months ago right before the admin got the letter I sent you, UMC Henry got me placed in unit 4B (the faith based block here), mainly for my safety concerns. Every block that I've been put in since I been here, I've became a victim to gangs and have also got a hit put on me, which UMC Henry and the rest other admin doesn't want to believe although they seen and heard proof. So it makes it to where I have to go on PC invest, suicide watch or hunger strike to ensure my safety. But I honestly don't like being in the hole unless I legitimately did something wrong. So my current situation is that I am on hunger strike to ensure my safety, but also for other reasons that I will explain. When I got put in 4B, its an inmate that the unit refers to as frank (4B/128 bottom) and they basically let him control the operation of the block. How? He's been in that block for a long time and manages the faith base programs, etc. But due to the reputation he has built up with the unit staff, Sgt Knowlton and others believes everything he tells them. So when I first got moved over their, I was honestly selling food to people that didn't have any. But frank went to the unit and told them that I was selling drugs to try and get me moved out of the block. The unit called me over and talked to me about it and I stopped selling food for awhile. I was do in everything I was required to do and haven't got no ticket. Recently, I was trying to organize a group meal for people that really didn't have much. And an inmate named Green wanted to be involved. But when I told Green that a prisoner support group was going to do a fundraiser to raise the money for the meal he backed out. He then went to inmate frank and told frank that I was trying to scam people and get them outside cases. Franks celly told me that frank said this and was going to put a stop to what I was doing. Next thing you know I'm on the list to move out of the block ( I was sent to 2B). I then sent a kite to Sgt. Knowlton and basically asked him why I got moved and also told him things that frank and others are doing in that block, but he disregarded everything I told him and only told me "you were doing too much, use your imagination". So I then kited UMC Henry and told him what happened and he said he'd look into it. But before Henry could let me know anything, my Cally told me that someone wanted him to take the hit on me. I then went on suicide watch to ensure my safety. Because PC invest has not gotten me anything and they put you in a cell with someone else that can have their family look you up. That's what people do here (sneak thru your stuff to find your ID number and have their family look you up). And I also started my hunger strike because I know that the admin won't do anything to help me. Recently, henry talked to me and said that he will investigate what happened in 4B, but that a hunger strike isn't how I will get moved back. But for me to go to a regular block while he investigates. And I get it that a hunger strike is not the way to get moved back, but I refuse to go to a regular block where my safety will be at risk. Henry wanting me to go to a regular block while he investigates is like saying go get jumped on while I look into this. 4C is the only block here that I will be safe in, because its the intake block (all of the new people that don't know anything about e hit on me goes to that block), but Henry will not put me there. During the time that I was on PC invest before I got moved to 4B, I found out that property of mine came up missing from the TPU vault. While I was in TPU I was writing complaints on LT. Brooks and Sgt. Risner for not allowing me to do my 2.4. The end result was that the active AIIS at the time (B. Lower) and the IIS D. Blankenship falsified a modified response to my complaint to make it seem like I was lying and that they found the items in my cell. But 2 days before Lower came to search my cell, I was called to the inspectors office concerning my lost property because someone in your office wanted to know what property was I talking about in my complaint. So I told them everything and that a theft report was filed. But the theft report was not put on onbase yet, so lower had to contact the block officer that wrote it (officer Comstock). So they called me back up to the inspectors office and offered to reimburse me with $42+ on my commissary and a few items from contraband. So I told them I'd think about it. They called me back up the next day and I told them I didn't want it because they wouldn't replace everything I was missing. So the next day after that is when lower came to search my cell. And when he left he told me that I should have taken the deal. After that, IIS Blankenship wrote 13 false statements in her modified response, which is a criminal offence that I can prove with the paperwork that I have. And now they have lower walking around as a Lt. Blankenship was already caught falsifying state documents in Darryl Smith' lawsuit. I been 5 years R.I.B ticket free. 3 of those years was when I was in level 4. I been here 2 years with no real trouble. The first year when I went up for my security review it was said that I needed time to adjust. This past year when I went up, the admin recommended level decrease. But then I find out that I didn't get my level dropped, because an incident that took place 8 years ago and isn't true. The BOC said that my level decrease was denied because I tried to kill a staff. I've never been a threat to anybody since I been locked up. And the time that they referred to is when I had just got put in a regular cell on suicide watch. They didn't have a crisis cell to use. So the cuff port had to stay open. And I had joked with the officer saying that I found a razor, so without really knowing if I had one he sprayed me in the face with OC. So they removed me from the cell to clean it, but they never found a razor. And I told them not to put that officer back on my watch cuz he sprayed me for no reason, and I was honestly mad. But they put him back on my watch. So to try and get him off my watch, in a fast motion I acted like I was reaching out to grab him. He was too far from the door for me to grab or anything, but he wrote me up saying that I tried to cut him with a razor. And they never allowed me to go to my R.I.B or SMP hearing. But that happened 8 years ago. And majority of that time since then I have continuously show a dramatic change in my behavior with no R.I.B tickets. I believe the only reason my level decrease was denied is because UMC Henry contacted someone in your office to find something that they can use against me to hold me here. Because I have wrote complaints against Henry and wrote that letter to you. And he knows how much I been wanting to leave this prison, but he won't transfer me even though my safety is continuously at risk here. Lastly! I have chronic damage in both of my shoulders that causes them to be able to dislocate if I'm not paying attention to how I use my arms, mainly only when it comes to having my arms outstretched or if I have to climb something. The last time I was placed on the top bunk, my left shoulder dislocated when I was trying to climb up. I feel backwards and busted my head open on a dresser, then on the floor. And that is in my medical record from when I was at W.C.I. And since then, I have had many other dislocations that is in my medical record. I was given bottom rack restriction each time, but I never really needed it since I been at level 4. Since I been here I been trying to get it back but medical tells me its not required for my injuries. They gave it to me for 3 months and that was it. If my shoulder dislocates while trying to climb onto the top bunk and I bust my head open again, then I can sue the medical department for negligence and deliberate indifference because I have told them about my chronic dislocations and they choose not to do anything about it. All I ask for: 1) My property to be replaced 2) My bottom bunk restriction 3) My level decreased so I can leave ManCI 4) If I can't get 3, then I ask to be placed in 4C for the remaining time that I'm at ManCI These are reasonable request and within reason.