Podcasts about verizon

Flat Beveridge strikes again. You know the drill. We've been stuck in forgot how to grow and its no-hire/no-fire labor market the past few years. That began to change last year, especially last summer when no-hiring somehow got to be even less hiring. Then last year and this year, no-firing became some firing, in other words, shifting to the flat part of the Beveridge curve. But what we've been getting more recently looks to be an escalation in firing. Verizon just announced it may be cutting 15% of its 100,000 strong workforce.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------Texas Service Sector Outlook Surveyhttps://www.dallasfed.org/research/surveys/tssos/2025/2510#tab-reportBloomberg Verizon Eyes Up to 15,000 Layoffs as New CEO Takes Chargehttps://www.bloomberg.com/news/articles/2025-11-13/verizon-layoffs-could-come-next-week-as-new-ceo-takes-chargeCNBC White House says October jobs and inflation data may never be released because of the shutdownhttps://www.cnbc.com/2025/11/12/white-house-october-data-release.htmlBloomberg Fed's Perli Says Won't Be Long Before Fed Starts Buying Assetshttps://www.bloomberg.com/news/articles/2025-11-12/fed-s-perli-says-won-t-be-long-before-fed-starts-buying-assetshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

‘Sup Mewniverse. Sam and Kristie are back this week to share some dentist drama. Be honest, do you floss? Plus Kristie opens up about navigating her pregnancy journey as a professional athlete and the one and only Sam Kerr weighs in on if Kristie is being a Bridezilla.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The 5 things you need to know before the stock market opens today: Homeland Security announces bonus checks for TSA officers, Boeing defense workers approve a new contract, Verizon plans more layoffs, SoftBank shares continue to fall after the company disclosed it sold its entire Nvidia stake, and Blue Origin is bound for Mars. Squawk Box is hosted by Joe Kernen, Becky Quick and Andrew Ross Sorkin.  Follow Squawk Pod for the best moments, interviews and analysis from our TV show in an audio-first format. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Story of the Week (DR):Walmart CEO Doug McMillon to retire in January and US operations chief John Furner will take over MMOn February 1, 2026, Mr. McMillon will continue in his capacity as an executive officer of the Company, he will report to the Chairman of the Board of Directors and he will continue to be employed as an associate of the Company through January 31, 2027. Mr. McMillon will also continue his service as a director on the Board until the June 2026 Annual Shareholders' MeetingJohn Furner, 51, a longtime insider and head of Walmart's U.S. operations, will take over. Furner, who started with the company in 1993, has more than 30 years in a variety of leadership roles across all three of Walmart's operating segments, including six years as the head of Walmart's U.S. business.Walmart Announces John Furner as President and Chief Executive Officer and DirectorGreg Penner still chair: Greg is only the third person, after his father-in-law, Rob Walton, and company founder, Sam Walton, to serve in this position.Doug's quotes on stakeholder capitalism:"We simply won't be here if we don't take care of the very things that allow us to exist: our associates, customers, suppliers, and the planet. That's not up for debate.""I think the growing interest in stakeholder capitalism stems from companies genuinely invested in doing good for our world, because it's the right thing to do and because businesses who take this approach are stronger.""Big problems don't rest on the shoulders of government or corporations alone... We need to reinvent capitalism.""Retailers will only survive if their business creates shared value that benefits shareholders and society... Basically, we'll design retail and other businesses so that all stakeholders (as many as possible) benefit: customers, associates/employees, shareholders, the communities we serve, and those in the supply chain."Under McMillon's leadership, Walmart has grown both top-line sales and profits. Its stock price is up 400% over the last decade. McMillon also led significant investments in both technology and labor, which are paying off for the company.Let women (or a black woman) do the work: Compensation Committee, led by chair Carla Harris and Marissa Mayer, are in control of succession planningJapan's Takaichi Says Firms Focusing Too Much on ShareholdersPrime Minister Sanae Takaichi: “I think there has been a trend of too much focus on shareholders. I will revise the corporate governance code to encourage companies to appropriately distribute resources not just to shareholders but to employees.”Takaichi added that she considered the excessive hoarding of capital by firms to be a problem, and said she wanted firms to effectively use it to invest in people including through wage hikes: “I would like to see firms conduct business not just thinking about clients, but also considering their contribution to the broader society.”Disney ditches 'diversity' and 'DEI' in business report for the first time since 2019In the company's 2025 Form 10-K filed after its recent Q4 meeting, the words "diversity," "inclusion," "DEI" or "diversity, equity and inclusion," appeared zero times. While the term "equity" appeared about 130 times, it was only used in a financial context.By contrast, the company's 2024 SEC filing included a dedicated section on diversity, equity and inclusion (DEI)."Our DEI objectives are to build and sustain teams that reflect the life experiences of our audiences, while employing and supporting a diverse array of voices in our creative and production teams," the 2024 report read.Initiatives under that DEI section included programs to engage "creative executives from underrepresented backgrounds" and "over 100 employee-led groups which represent and support the diverse communities that make up our global workforce."Earlier this year, Disney also removed two of its DEI programs, "Reimagine Tomorrow" and "The Disney Look," from its 2024 SEC 10-K report. The "Reimagine Tomorrow" program came under scrutiny after a 2022 meeting the program hosted featured a Disney executive touting her "not-at-all-secret gay agenda."A few other Disney headlines this week:Disney CEO Bob Iger wants people to use AI to make their own content for Disney+Disney is losing millions a day in its fight with YouTube TVDisney's CEO Sequel Isn't Having a Hollywood EndingActivist investor pushes Cracker Barrel shareholders to oust DEI specialistActivist investor Sardar Biglari intensified his campaign against Cracker Barrel's leadership, urging shareholders to vote against CEO Julie Felss Masino and board member Gilbert Dávila in the company's upcoming annual meeting.Two major proxy advisory firms, Institutional Shareholder Services (ISS) and Glass Lewis, also urged shareholders to vote against one or more Cracker Barrel directors over concerns about performance and the company's controversial August rebrand.ISS and Glass Lewis advised shareholders to vote against Dávila, a marketing and diversity specialist who serves as the chair of the compensation committee. Glass Lewis also recommended a vote against Jody Bilney, who chairs the company's nominating and corporate governance committee.Neither proxy firm recommended ousting the CEO.Biglari has launched eight proxy fights in 15 yearsLetter to shareholders: only one stated reason to get rid of Davila: “And why does Mr. Dávila, the board's so-called multicultural marketing expert who signed off on this debacle, deserve re-election?”Goodliest of the Week (MM/DR):DR: Should we really blame billionaires for our own financial struggles? In fact, more Americans say yesPeople increasingly see extreme wealth as contributing to an unfair society, and that sentiment is especially high with Gen Z and millennials.Sixty-seven percent said billionaires are “creating more of an unfair society,” an eight-point increase from the 2024 survey. Should the law limit wealth accumulation? Even Republicans have gone up 12% since last year to just under 50%MM: Netflix CTO says the company has no 'formal performance reviews'Assholiest Which Asshole Do You Blame of the Week (MM):Rivian just doubled its CEO's salary and gave him a $4.6B pay packageChair of the Comp committee Sanford Schwartz, who has 2% influence thanks to CEO Robert Scaringe's dual class dictatorship - the 8K announcing the new pay package blames the Comp committee: “On November 6, 2025, the Compensation Committee of the Board of Directors of Rivian Automotive, Inc. [...] granted an option to purchase up to 36,500,000 shares of the Company's Class A Common Stock to Dr. Robert J. Scaringe.” They also wrote: “The foregoing summary of the terms of the 2025 CEO Award does not purport to be complete”, so we don't really know what the targets are anyway…Schwartz is an exec at Cox Enterprises - who invested $350m in Rivian in 2022“My hope is with the skills that we have,” says Cox president Sandy Schwartz, “and with all the things that we're learning, that we'll be the chief wholesale remarketer for all Rivians someday.”DR: Robert Scaringe, who, in addition to leading his money losing company Rivian, has Altman/Musked not one, but TWO separate spinoff companies (Mind Robotics, where he's on the board and owns 10% of the company, and does robots, and a “micromobility” spinoff called Also, Inc where Scaringe is Also Also on that board)Scaringe did get not one, but THREE degreesHe once estimated he spent “about 5%” of his time with his wife and three kids - they divorced this yearDual class shares, with which Scaringe can vote out the entire board if they DON'T give him whatever comp plan he wants?Elon Musk, who perfected the art of the meme compensation which this basically copies, but maybe worse?22,000,000 shares (60%) in 11 tranches for meeting share price targets between $40 and $140 per share - MEME IT UP BABY!7,250,000 shares in 3 tranches to make income7,250,000 shares in 3 tranches for cash flowMaybe Scaringe plans on a meme campaign to get that price up, get paid, then use the money on his OTHER new spinoff companiesVerizon to Cut About 15,000 JobsOLD NEW CEO Dan Shulman, who was lead independent director and on the board with the old CEO for 7 yearsHe first penned his welcome memo to employees by saying, “The biggest competitive advantage we have is our team.” He followed it with his first earnings call 20 days later with some more inspiration for employees: “To fund our investments in growth, we must significantly cut costs. We will reduce our cost to serve, streamline our operating model and be much more capital efficient.”Everyone loves hearing “you've been fired so we can be more capital efficient”DR: NEW OLD CEO Hans Vestberg, who is still on the board as a “special advisor”His farewell post said, “I've dedicated my life… the last nine years almost… to Verizon. It's an amazing company, amazing employees.”Vestberg once said in an interview he's been keeping a daily score of his emotional state for more than a decade, and when he scores himself below a certain level, he takes no meetings.I wonder if having your ex-lead director as a human body shield for firing 15,000 humans rates as a 7 out of 10?Chair of the Human Resources Committee of the board, Laxman Narasimhan, who has himself experienced being cut from his job as CEO of StarbucksVerizon employees, for costing too muchActivist investor pushes Cracker Barrel shareholders to oust DEI specialistThe CEO Julie Felss Masino, who is the leader and must have chosen to destroy the company by expanding its reach beyond white, overall wearing octogenarians.The DEI specialist - Gilbert Davila - who clearly DEI'ed the logo since his speciality is DEI and he is brown.Sardar Biglari, the “activist” that no one cares about, since he's pushing to vote against CEO Masino (a woman!) and Davila (a brown man!) using the 40% bot-driven outrage machine online as his excuseSardar's letter to investors on November 6 included this reasoning for voting against Davila, who is a diversity marketing expert and has been on the board since 2020: “And why does Mr. Dávila, the board's so-called multicultural marketing expert who signed off on this debacle, deserve re-election?” - that's it, that's his entire reasoning.Sardar's other winning holdings include Steak n' Shake, Maxim magazine, and Jack in the Box, all very popular and not at all pointlessDR: ISS and Glass Lewis, who not only suggested a vote for Masino but AGAINST Davila (because racism?), but GL actually suggested ALSO voting against Jody Bilney (chair of nom and a woman) - WHO WAS PUT THERE BY SARDAR BIGLARI in 2022Headliniest of the WeekDR: No one leaving New York City because of Mamdani, say two top real estate CEOsMM: Why Palantir CEO Alex Karp exhumed the 'whole yard' of his childhood homeRosebud… sorry, Rosita… his childhood dog. And no, that's not a joke - the dog was named Rosita (not Rosebud) and he wanted to rebury it at his New Hampshire homeThe university professors who owned Karp's childhood home "initially balked" at his request. Ultimately, they agreed, he wrote, and "Karp subsequently made a donation to the university where they taught.""Rosita played a tremendous role in our life," the Palantir CEO said. "It was more like, she's very, very high IQ. It was honestly more like a human than a dog." - also, the dog did NOT graduate from an elite universityWho Won the Week?DR: Jason Turner, a Walmart management associate who made $174k last year and is the brother-in-law of new Walmart CEO John Furner.MM: Shoppers at Costco, because Target just rolled this out:Target launches ‘10-4' training, encouraging workers to smile at customersIf employees are 10 feet away from a shopper, they should smile, make eye contact and wave. However, if they are within four feet of the shopper, they should personally greet the guest, smile and initiate a warm and helpful interactionAs if no one shopping there was the fault of employees not smilingAlso, US, because Trump is investigating getting rid of shareholder voting!PredictionsDR: ISS and Glass Lewis announce a “We Give Up 2026” policy where any director who could be blamed for something because they have black or brown skin gets an automatic “vote against” recommendation. MM: Does a window seat on a plane need a window? United Airlines says not. Yes, United Airlines is arguing against a lawsuit brought by people who bought a window seat but there was no window, that a window seat doesn't literally mean has a window. Prediction: Danone claims its Silk Almond Milk remove the “Contains Almonds” warning from the label and puts out a press release that almond milk does not literally mean almonds, it's more like almond-like-milk-colored-drink.

4pm - Epstein wrote that Trump knew of sexual abuse but didn’t participate // Verizon to Cut About 15,000 Jobs // Job Losses Mounted In October —And Wall Street Projects Grim Job Market // Ford CEO says he has 5,000 open mechanic jobs with 6-figure salaries from the shortage of manually skilled workers // We analyzed 47,000 ChatGPT conversations. Here’s what people really use it for // AI Relationships Are on the Rise. A Divorce Boom Could Be Next // Cold Beer and Pandering // Bo Burnham - “Pandering” Country song

6pm - Epstein wrote that Trump knew of sexual abuse but didn’t participate // Verizon to Cut About 15,000 Jobs // Job Losses Mounted In October —And Wall Street Projects Grim Job Market // Ford CEO says he has 5,000 open mechanic jobs with 6-figure salaries from the shortage of manually skilled workers // We analyzed 47,000 ChatGPT conversations. Here’s what people really use it for // AI Relationships Are on the Rise. A Divorce Boom Could Be Next // Seven out of ten people surveyed say they prefer live music to sex

US equity futures point to a weaker open. Asian markets traded sharply lower, while European equity futures also signaled early losses. Big tech remains the market's key pressure point after broad declines Thursday, with Tesla, Nvidia and Google leading weakness as AI-linked momentum unwound. Furthermore, labor-market softening stayed in focus after reports that Verizon plans to cut about 15K jobs, while the extended data vacuum drew attention given that after next week's likely September payroll release, major macro data are not expected again until early December. Macro uncertainty tightened after hawkish Fed commentary pushed December rate-cut odds below 50% and lifted Treasury yields. In addition, China's latest activity and credit data showed industrial production, retail sales and fixed-asset investment weakening to the slowest pace in over a year, reinforcing global risk-off sentiment.Companies Mentioned: Nvidia, Paramount, Comcast, Netflix, Warner Bros, Apple, OpenAI

A note to our listeners that this interview was recorded prior to Tyler Adams' injury-induced withdrawal from USMNT camp. In the latest episode of The Captain presented by Verizon, Bournemouth and USMNT midfielder Tyler Adams joins Rog to relive his goal at Manchester City and break down the craft of the perfect set piece. Then, Tyler talks Bournemouth's identity and how they wear teams down. Lastly, Adams touches on the USMNT's competition in the midfield, and life as a dad after the birth of his second child.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Breakout Bats' star Jaelin Howell talks Sam through her first season with Gotham and why she thinks their win over the KC Current is just the beginning of their Post Season journey.SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Revamping your financials is as easy as … Kiera shows off her savvy financial skills by sharing what it takes to know what's being spent in your practice. Her spreadsheet tips will answer such questions as: What can be cut? How can you make sure your overhead is in check? What do you need to produce? And much more. Want a sample spreadsheet to get started? Email hello@thedentalateam.com.  Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners, this is Kiera and I hope you're just having an amazing day. Like a great, great, great, incredible day. ⁓ just, today's topic is one that makes me excited and it's so dry and boring, ⁓ but I love it. And I'm like, that's probably a buzzkill for the podcast, but you know me, one of my core values is fun. And Dana, shout out to Dana, DanyDane over there.   ⁓ She gave me one of the best compliments. We do a thing on Wednesdays called core value shout out in our company. And I will tell you if you do not have this in your company, I would strongly advise you do this. What we do is every single Wednesday, our company goes and our whole team says that this is our favorite. You guys, we have gone from a very small team to a much larger team and we still do this. So just know small teams, big teams, it is doable and it is very   relevant and very essential. And I think it just goes so well. I am okay to take a little bit longer on this morning huddle because of how good it is. so core value shout out is where we just randomly will pick somebody and then it's popcorn after that. So they'll choose the next person. So for example, we would start and I would say, okay, Shelbi starting today and everybody chooses somebody on the team and they highlight them for a core value and it has to be a core value. It has to be something specific. And so Dana gave me one of the greatest compliments.   She said, Kiera, she said she wanted to give me the core value of fun, because fun is really one of our core values. And she said, I want to give it to you for fun, because she said a lot of times topics that are so hard ⁓ or things that people wouldn't necessarily find fun. She said, you just know how to sprinkle the fun and the confetti and the glitter and make things that are hard or something that teens wouldn't want to do or doctors wouldn't want to do.   you make them really fun. And honestly, that has stuck with me. It is a few days later since she gave me that compliment and I'm still remembering it. So not only is core value shout out day amazing, it also helps you just enjoy and to have like, to be happier. ⁓ It also infuses core values into your company. And I'm excited and grateful that I'm able to bring fun things to the podcast, a dry topic. I hope I've teed this up enough to where you're excited about it.   But this is, think, the discipline side of business of owning a dental practice that you need to do. And this is really, think, for office managers or billers and doctors. And this is something that I think will give you so much confidence. it came actually from our doctor mastermind. We have ⁓ a private doctor only mastermind that we run every single month. It's a virtual one. And then we do an in-person one ⁓ that's more for doctor and leadership teams. But our monthly one, call it Think Tank, and it's on the first Tuesday of every month. And a doctor was saying, she's like,   I just don't know where to cut. I said, send me your PNL and tips like, and she's going to want your credit card statement and she's going to want all your stuff. And while yes, I am obsessive on this. have helped family members. I've helped offices. I've helped myself. something that I will like toot my own horn on it. I actually think I'm very talented with money, with saving, with figuring out solutions and helping people understand where you can cut. This podcast also came about because this morning on my, ⁓ Shelbi Britt and I were meeting and we were literally going through.   our finances to see where could we maybe squeeze the tube of toothpaste a little bit more, where could we maybe change a few things. And I think that that's just so relevant and so helpful. And so this is something I do in my day in day out life. It's something that I think for you to go from chaos and lack of financial clarity to confidence is something that I really want to just bring to the table today on the podcast. If you're new to Dental A team, welcome. We are obsessed about helping you have your best life and ⁓ doing it in a fun, easy way through dentistry. And so   helping you with our yes model. So you as a person getting your life, your vision, all of that in place, then moving into earnings. So ⁓ financially, that's the piece today. And then using those financial pieces. So your analytics, your PNL, your overhead to also help us figure out what systems and team development need to go into place to make sure you have this thriving practice. Because honestly, I believe that being successful, being a successful dental practice does not have to be hard and it can actually be easy. So that's what we're here for today. ⁓ With that.   So today it's going to be like, how do you actually like figure out your costs? So I did this a long time ago and then I like met a lot of really smart financial people. I'm not a financial advisor. I will throw that out there. So just make sure you talk to them and you have your, ⁓ like you chat with them of what's best for your state, but I will teach you how I do it. This is annoying. It's a little cumbersome, but people love to hear like, how do you actually do this? I'm always like, how do people get like jacked? Like how do they work out? Like.   me like what time do you work out like what do you do for your nutrition and just so I understand the full landscape and then I'm going to pick and choose of what's going to work well for me that I'll actually implement so hopefully that will be effective for you today as well.   So this is what we do. I have a spreadsheet that I have for monthly costs. We do this with all of our clients too. So if you're like, this feels too hard, don't worry, join the Dental A Team. We'll help you get it put together. So we have a monthly cost. And what I do is on the monthly costs, and this is probably my most visited spreadsheet of my entire company. And I'm super excited because we're bringing in another team member who does financial.   Forecasting and has a whole background in finance. So my method might get revamped to 2.0 and there's always another layer. But what I have is I have on our monthly costs, I have all the salaries and all of the pay. Now for offices, I do include doctor pay. Again, I'm not a CPA and I do believe that doctors should be paid. So I put in either your W-2 salary and or your doctor compensation of 30%. Now I do lose numbers. So our consultants are paid very similar to how doctors are paid.   ⁓ And so you can get a general idea. So mine are general ideas. It's not my highest month. It's not my lowest month. It's the average is what I've selected to do for these costs. So again, this spreadsheet will not be absolutely perfect, but I think it's a really great tool to figure out what can I cut? How can I make sure my overheads in check? What do I need to produce? How do I basically figure out my BAM, my bare ACE minimum in a company? And so that's what we're gonna be looking at. So with that, I first list all the salaries and...   I want everything in there. And then what I have is a current. So I'm gonna have a current and then I'm also going to have like a future. So for example, if you're planning to hire somebody, but they're not hired yet, that's something that you're going to wanna know, what is my cost now? And what is going to be the future cost? Because those two things are actually different numbers. And so for me, it's really helpful so that I can look at you guys honestly.   When I started this, had like three team members and now we have tons of team members on there and outsource people and virtual assistants. And ⁓ the list just gets bigger and bigger and bigger. I can go back and I can look at things that we've done before. And so mine's on Google Sheets. And again, we've built one of these and I'm even happy to share, reach out, Hello@TheDentalATeam.com. But this is something, so I go through all the salaries. And then for me, ⁓ if you do health insurance or you do a health stipend or whatever it is, you add that in.   as well, but then what I do, and again, talk to your CPA, see what your payroll tax are. For me, I just estimate 10%. I always like to air higher. So you will notice in all of my projections and everything I do, I'm going to always air higher than it actually is rather than lower. And so just looking at that, just so you know, that's how I do. So my CPA told me 10%, we have business in four different states. I think we're actually up to five now.   So I estimate high, no matter what state they're in, I just do a 10%. So I'll do my total salaries of the month, an estimated 10 % payroll. And then I've got that in there, my total payroll. Then we have our health stipends or health insurance, our 401k costs in there, how much it costs me per user, what the 4 % is. I actually go grab people's salaries and their bonuses, put it in there. So I have a pretty good idea. Then what I do is I check every single month to see based what I have here, is that close?   to what I'm actually paying or is it not? I know some of you might be like, well, here, I just get it from my CPA, I get a P &L. I agree, but this is a good checks and balance between my CPA and myself. And also when I'm trying to project and forecast, can I add people in? How much is this gonna have? Where can I cut? If I can see it all line itemed out, it's actually for me at least much easier for me to see what are all my costs and where can I squeeze the tube of toothpaste to get a little bit more ⁓ toothpaste out of that tube or a little more juice out of the lemon.   So that's what I have. And then what I have down below is like outsource. So if you've got VAs or you've got ⁓ different people that are contractors or things like that, I have that in there and that one EBS and flows mostly that hangs in my marketing department. That's where I have a lot of those. And then also VAs and EAs that'll be in there that are virtual assistants that are through other companies. So they're not running on my payroll, but they are down there. Like I have some consultants on there. I've got some coaches on there that will be in that section for me. But those again are not up in that payroll section because I'm not paying that.   payroll tax on them and I'm also not 401k on them, but that helps me see how much am I paying in outsourced resources to see should I cut that, should I keep that, how much do I have on the top, is my payroll heavy. You also can break this down by department. So you can see how much am I paying in my hygiene department, are they offsetting, how much am I paying my doctor department, my front office department, all those different departments. If you want to get even more granular, you can. And then below that, I have all of the office expenses and this is something really great.   This year Britt she ⁓ 2.0'd us and she put in their end of year expenses because there's a lot of things that I just pay at the end of the year that are annual subscriptions that will save money on but the reality is I should probably be saving that money throughout the year, right? Because every single month there would be an expense allocated if I didn't pay it annually. So we should be adding that in so we're saving for that. We're preparing for that for the end of the year. We have different things in there. So like all of our subscriptions that we have you might have Netflix, you might have Audible, you might have   Canva for marketing, ⁓ ChatGPT if you're paying for those subscriptions, anything. And I'm constantly updating this like as you hear ChatGPT and how many do we have for that? ⁓ We use our project management software is on there. I also know that every single month I have a budget allotted for employee gifts and anniversaries. And so we have an allotment of how much we spend. I do double check this, but I try to break it down. Also I have in there my merchant fees and how much my merchant fees are on average.   ⁓ And I literally list everything out. So whether it's personal, because like Audible and my phone, I do have those on there. Those are personal things for me that do run through the business, but there's still business expenses that will need to be on there. ⁓ And then we've got our bookkeeping and our accounting or CPA, our lawyers, all of that in there. If you have vehicles that your CPA said is okay for you to run through, all of that, your rent, your mortgage, your supplies, your internet, all of that in there.   to where at the bottom of this list, you can get a complete grand total for the month. And what's really awesome about that, you can actually break it apart so you can have doctors where they're not in there. This then tells you basically your BAM, your bear ace minimum. And then what we can do from there is we can figure out what you need to produce to be able to hit. So hopefully all that was like not too much. just rattle, I'm like literally looking at my spreadsheet as I'm telling you this, all of that. Then below that, we're gonna wanna also add in debt services because debt services are also going to hit your cashflow side of it.   So when you have these two tools together, then you can figure out what's bam, my bare ace minimum, what's my overhead and then what can I cut and then what do I need to produce? Then we can figure out what we need to produce with block schedules. There's like a whole other zone, but back to the client's question. She said, I don't even know what to cut. So today me and our leadership team, we were going through this and we literally looked to see, okay, what's on our office expenses? And I know this sounds so dumb and so like trite.   but I think it's the discipline of knowing how to do this because you better believe when I'm looking at my monthly expenses, which are outlandish and they're very high. When I look at this, saving 40 bucks a month is not like, it's truly a literal spit in the bucket. But when I think about it, it's $40 here, it's $20 there. It's just like your credit card statement at the end of the month. I'm always shocked at how much is on there and it's $20 on Amazon here, $30 over here.   $20 there and all those $20, $30 purchases add up to multiple thousands of dollars every single month. So when we look at this, I look at every single office expense and I'm like, okay, is Adobe something that we need? And this was actually a catch that we had. I was like, we're paying $65 a month for Adobe. Do we still need the entire suite? The answer is no, we don't. We only need it for a small thing. And then we started thinking like, softwares are evolving. So we're like, does G Suite ⁓ actually cover that? Or...   does another one of our subscriptions cover it? Because so many times our subscriptions that we're paying are like duplicates of something else. G Suite has expanded and I'm like, do we still need to use boomerang? I use boomerang all the time. I love boomerang so much, but I'm like, has G Suite evolved to where they have something comparable to it that we could cut the boomerang is 120 bucks a month for us. And Shelbi was like, wait, not all of our team members, like our marketing team does not use boomerang. They're not doing client facing emails. They rarely are in their inbox. They're in Slack all the time.   she's like, what if we reduce the number of people on boomerang that would actually cut our costs down. So again, it's this like fine tuning revolving through it looking, do we need this? Could we reduce this? Do we need to, are all the people that were still on there, do we still need to pay for all those people? Could we change it to this? Are we still gonna be here for that? And you go through and you literally ask, is this a want, a need, or is there a better way that we could spend our money on this? And again, I know it sounds so dumb. Like this, this is not fun.   This is not something that I'm excited to share with you on a podcast, but I'm so excited because the discipline of doing this, the doctor, the reason it came up is because she wants to sign up for AI, ⁓ Pearl or Overjet. Back and forth, we talked about it at length of which one's better. This is why I love our Dr. Mastermind. And it's about $130 a month. And she just like, I'm so sick of these subscriptions. And I'm like, well, go get rid of Netflix or go get rid of one of these things or don't have all the beverages in the   in the refrigerator, maybe just choose one of them. Like there's so many things like, but this is where you look at your list because you have your entire list in front of you. And my office expenses right now, and this is where I look at my credit card. I look at every single thing on there. Right now we have 39 different things that we pay for of monthly subscriptions or annual subscriptions, different things. It's got our insurance policies on there. And then what I can do is I can come in and assess and say, okay, of all these high expenses, like if I need to cut expenses very quickly,   I could look to see, all right, my highest hitters are XYZ. This one's $500, this one's $1,000. Do I still need these? Are we still using them? Is there a cheaper competitor that I could switch to? Where am I at? And all these things. What I love about this is it helps you just look to see where your money's going because at the bottom it has a grand total. And then what's nice is I then can look to see, is this grand total what my CPA is telling me I'm spending every single month? Do they line up?   And if not, where's the discrepancy and where is it? I also can look at future things. if I'm going to be increasing or I'm going to be adding team members or we're going to be looking to add say another subscription or another piece, what is that going to change my monthly amount? And am I okay on my production and collection side to be able to afford it? So many people are like, I talked to my CPA to see if I can afford it. And I want to just say that yes, it's great to have a CPA there. It's also better to know instead of being like a parent child.   if you can spend it. I want my CPA to give me my books, my reconciliation. I want them to talk to me about my tax strategy, but I don't want them to be the ones telling me, can I afford something or can I not? I wanna go to them and say, I know I can afford this. This is what I think. Do you think it's a good idea? Then I'm counseling with them rather than being told. And this goes for all of my executive board. I want to know as much as I possibly can. So that way when I show up, like even financial advisors, even my...   My lawyers, like I do a lot of research before I go into those because I don't want to just blindly follow. I want to actively participate. So we're making the best decisions. I believe they're all in the best interest. I don't believe my CPA telling me to do something or not to do something is the end all be all. I feel like we are great at counseling together. They give me their opinion. I know the numbers. They know the numbers. We know where the business is going. And then my job is to make the best decision for the business and for myself.   So this is where I just really obsessed because right now I'm looking and I'm like, wow, what I'm currently paying based on bringing in some new hires, we're gonna do a $30,000 increase. And I look at that I wonder, is that wise? Is that what I wanna do? Is that what we as a business wanna do? Is that smart for the business? Or is it something like, then I get to sit here and I get to innovate and we get to think of like, what other ideas could we do? That's why I went down the list, because I wanna hire some more people. It's a little premature for these hires.   So I was like, okay, let's go back to the list. Let's look at the list. Like where could I like cut some costs to see, could I free up any cash in other areas or do we need to make different decisions? Or is it like, I need to put a pause on hiring that person for a little while until the business gets to X amount and then we can bring on those different hires. So when you look at this, that's how I do it. I use this spreadsheet. I'm not kidding. I I hold, I can tell you exactly because what's great on Google Sheets is they can literally tell you all the different versions. Okay.   So let's just go back to, I'm going to go, this is embarrassing. I'm going to go to June. Okay, so I'll just go back a few months for you guys. I logged into this spreadsheet of the monthly costs. June 5th, June 10th, June 16th, June 19th, June 24th, June 24th, again, June 25th, July 2nd, multiple times, July 7th, July 8th, July 9th, July 10th, 15th, 16th, 17th, 18th, 24.   The only reason it stopped there is because I went out of town August 3rd, August 6th, August 7th. As you can see, I'm in this spreadsheet almost daily. If not every other day. That's insane. I mean, I can go back to April. I can go back to March, February, January, December, December. I'm in here all the time. November, October of last year. I'm just going down. October. I was in there 10 because that's when I started to do projections. So you better believe I was in there a lot more during that time. October. There's about 20 entries September. So when I tell you this is a tool,   that I have found that works so insanely well. Clients love it. Cause then we're like, our overhead's high. We can go over to our costs and say, why is it high? What is causing this? I'm looking at people's loans that they have and I'm like, do you really use the Seric? Do we need to continue to use this? Are we using all these different like plan Mecca and all these other loans that we have on the practice? Are we still using that? And if so, that's fine. But let's at least know where our money's going.   so then we can make better decisions of do we wanna continue that? And so hopefully, like I said, it's not a fun topic. Like it is, this one, if you can't tell, the passion, the fun, like it's really fun for me to look to say like, okay, where is it? This is where I decided it was time for us to close our headquarters down in Reno. We used to have one, but I was looking for how can I cut costs? Where can I, because for me, I'd rather not spend it on a physical location. I'd rather buy, like spend that money on different softwares that are gonna make us more efficient, being able to hire better employees.   Like I'd rather reallocate those dollars to something that's gonna benefit the company more. And so for you, just feel like this is such a great tool to help you truly know where your money's going, know where you can cut. And like I said, I do this for personal. I'm like, all right, give me all your costs. Give me your credit card. We're gonna look at every single thing. And then like, what could we do differently? I mean, my cell phone, let alone, I used to pay almost a hundred bucks a month for my cell phone. It's now, hold please. I'll tell you the exact amount. Cause I can tell you it's literally right here.   Um, it is a telephone right here, $35 a month. And I used to pay 95, but that was once again, like Verizon got a competitor. have a sister company called visible. I could even get it down to 20, but I didn't want to like drop that far. But we went from 90 to 35 and there was no change or disruption. I watched it for several years. I had people do it, then made the change. Is there a better company out there for X, Y, or Z? Is there a better processing company? And I know again, this seems annoying.   But annually around September, October is when I start to do projections and I start to look at everything. Cause I'm looking at costs. What could I cut? But monthly, daily, I'm looking to see who can I hire? Where can I do things? Change it, adjust it. And what's amazing is when doctors and OMS have this tool available, now you're like, can we afford to hire this person? You can answer with confidence rather than hoping and praying you're going to be able to make it. Just like what I used to do. was like, let's just hope and pray we're going to hire them and hope it works out.   now I can have way more confident decisions. And like, think as a business owner, being able to have confident, like one of the strongest things you need to do as a business owner is be able to make decisions. And I think the second piece to that is being able to make more confident decisions, utilizing tools like this one that I'm sharing with you. So if you want help, reach out, Hello@TheDentalATeam.com. Like I said, I love to put this together for clients. I love to give them the tools and resources to where they can actually be here and know. And also I say if you're here,   Like go get your credit card, list everything out that you're spending money on. Look at your P &L, see if it matches up, see if you can figure it out. And this was something that's been evolved over the course of honestly, probably eight years. I started it when I was really new into the business. I made this myself because I'm like, I don't even know where my money's going. How am I supposed to be able to make decisions? And I could not figure out why my overhead was so high. Now I can tell you exactly this is what we're spending every month. This is why we're spending it. This is what we want to do. This is where we're going. These are the numbers that we need to do.   It just gives you so much confidence, clarity. And so that's why I just love to share it and to help you. ⁓ I believe, like we said in the yes model, you as a person need to know where your vision is. Then we need to have your earnings and your profit where it needs to be. And then we need to figure out the systems and team development to support all of those pieces. And that's what we love. It's what I'm obsessed with. So reach out, ⁓ even if you're like, I don't know. I don't know if I'm a good fit. Let's just have a call. It's literally no commitment, no stress.   just clarity and confidence to get you the momentum that you deserve. So reach out Hello@TheDentalATeam.com. Go fall in love with numbers and spreadsheets. And as always, thanks for listening. I'll catch you next time on the Dental A Team Podcast.  

What if the fastest way to grow your career is to reinvent how you work before the market forces you to? In this episode, I had the pleasure of sitting down with Caitlin Clark-Zigmond, a two-time entrepreneur and former CMO for Intel's global software and SaaS portfolio, to map the leap from hands-on operator to AI-powered brand builder, and why clear value translation beats clever slogans every time.Caitlin takes us from scaling a catering business to shipping Comcast Digital Voice, to leading massive B2B portfolios at Verizon and Intel. We dig into how Intel Tiber emerged to make software visible inside a hardware giant, uniting trust and security, AI and ML, edge and cloud, performance optimization, and developer workflows under a narrative customers could navigate. The result: sharper messaging, analyst clarity, and real pipeline acceleration. If your portfolio feels like a maze, her brand framework shows you how to draw a clean map.Then we get practical with AI go-to-market. Forget tool-chasing—start with painful use cases, build on clean, connected data, and let AI amplify what already moves the needle. Caitlin explains why a CDP or an MCP layer unlocks CRM, marketing automation, analytics, billing, and customer success, enabling them to communicate effectively with each other. We cover intent data for account prioritization, conversation intelligence for coaching, predictive scoring for pipeline, and agents that handle repetitive data pulls and weekly reporting so teams can focus on thinking, not tab-hopping.For leaders and modern marketers, the upskilling path is clear: achieve 30% fluency in core AI concepts, measurement, and understanding how your stack—HubSpot, Salesforce, GA, CDPs, and chat systems —actually works. You don't need to code; you need to understand revenue mechanics. We also share Caitlin's strategic networking system—the 5–5–5 method—that turns coffee chats into an operating system for your career, with value-first follow-ups that work even for introverts.We conclude with candid insights on the value of progress over perfection, investing in relationships before you need them, and redefining success in terms of client transformation, sustainable growth, and work-life integration. Subscribe, share with a friend, and tell us: what's the scary move you're finally ready to make?Resources: Website: www.clarkgp.com  LinkedIn: https://www.linkedin.com/in/caitlinclarkzigmond Upcoming LILive GTM Event: https://www.linkedin.com/events/2026gtmrealitycheck-makemisalig7393722093324107776/Monthly Blog: https://gtmmaven.substack.com/p/why-the-c-suite-must-work-together

DAMIONIn our 'That chainsaw better be filled with disgusting gas and oil and have really giant testicles' headline of the week. Tories vow to ‘take a chainsaw' to ESG rules to boost London listings In our 'I tried to get Doug to buy a Haunted Mansion Lego Set for $89.99 but for some reason he wasn't really that interested' headline of the week. Affirm CEO says furloughed federal employees are starting to lose interest in shoppingIn our 'Meet subtle sexism, where a “stacked résumé” is treated like proof of competence for women, but men are assumed competent by default OR Meet subtle sexism, where a “stacked résumé” is mandatory for women, optional for men, and meaningless to those who call her a DEI hire' headline of the week. Meet Zara Rahim, the 35-year-old with a stacked résumé who masterminded Zohran Mamdani's winning mayoral campaignIn our 'That half day on Thursday has been technically reclassified as “Soul-Throttling Half Thursdays"' headline of the week. Jamie Dimon predicts AI will shorten the workweek: ‘My guess is the developed world will be working three and a half days a week' In our 'I'm sorry, what did you say? I have drilling fluids in my ears' headline of the week. Elon Musk's Boring Company fined nearly $500K after it dumped drilling fluids into Las Vegas manholes—then ‘feigned compliance' and was caught doing it againMATT1In our 'In a poll of nearly 1,000 musicians, bagpipes rated as "difficult"' headline of the week. ‘Difficult' future for Great Barrier Reef under climate change, new model showsIn our 'Elon Musk says his robot is the ONLY way to eliminate poverty only after he gets $1 trillion' headline of the week. Elon Musk says Optimus will 'eliminate poverty' in speech after his $1 trillion pay package was approvedIn our 'Elon Musk says he's building a robot that could eliminate the bottom third of low income households if he gets $5 trillion' headline of the week. Bank of America: Nearly one-third of low-income US households are living paycheck to paycheckIn our 'Elon Musk says that his next AI will get you a sandwich and a beer from the fridge and promises not to talk about eliminating poverty during the football game if he gets $10 trillion' headline of the week. Elon Boasts That His AI Can Generate a Beautiful Woman Saying “I Will Always Love You”DAMION2In our 'Does "Musk-style" mean just outright greed?' headline of the week. EV maker Rivian gives CEO a Musk-style pay package worth up to $4.6 billionIn our 'Is the joke that I agree with the greedy guy worth 160 billion dollars or that we all fell for Warren's cuddly everyman routine?' headline of the week. Warren Buffett takes aim at Elon Musk's $1 trillion Tesla pay package, ace investor says 'envy and greed walk hand in hand'In our 'Hey Ma, the fake economist wealth hoarder is saying something important, turn your radio down!' headline of the week. Elon Musk warns Mamdani policies and ‘low' universal income would trigger ‘catastrophic decline' in US living standardsIn our 'College dropout wealth-hoarding culture-destroyer amazed that Hollywood wardrobe department at a movie studio in operation since 1924 for a director whose films have been nominated for 40 academy awards had the non-AI brain power to look at a photograph of him' headline of the week. Mark Zuckerberg says ‘The Social Network' nailed his wardrobe: ‘Every single shirt or fleece they had in that movie is a shirt or fleece that I own'In our 'College dropout says humans are unique while his AI design company proves they aren't' headline of the week. Figma CEO says Charli XCX's 'Brat' album cover is an example of why AI won't replace humans anytime soon MATT2In our 'Jamie Dimon says he never shits at work, his bathroom door doesn't have a handle' headline of the week. Jamie Dimon shares why he never reads text messages at work: 'I don't have notifications'In our 'Jamie Dimon says he never tokenizes deposit interoperability at work, he doesn't have the app' headline of the week. JPMorgan and DBS Explore Tokenized Deposit Interoperability in Quest for Multi-Bank FrameworkIn our 'At JUST Capital, we strive to foster an economy and society that works for Verizon... I mean, everyone. Yes, everyone. Not just Verizon. Maybe MOSTLY Verizon. Oh, Verizon ranks 17th in our top 100 rankings?? That's so weird, because we're here to help everyone. Not just Verizon.' headline of the week. JUST Capital Strengthens Board of Directors With Six Strategic AppointmentsThe six strategic appointments include not one, but THREE Verizon people: Dan Schulman (new CEO), Laxman Narasimhan (board), and Franz Paasche (EVP). In fact, we just talked about Pat Ruoss and Mark Weinberger in our Proxy Countdown as the MOST CONNECTED DIRECTORS IN THE ENTIRE US BOARD ECOSYSTEM - both on JUST Capital's board. In our 'ISS and Glass Lewis reported it was just a coincidence they are targeting the an individual director whose job is diversity and not the CEO or chair (who is longest tenured), and that, no, it had nothing to do with getting rid of the white guy on the logo thing. This is just on merit.' headline of the week. Proxy Firms Recommend Booting Cracker Barrel Director—but Not the CEOIn our 'Robby Starbuck announces he's launched a new campaign against the Lincoln Memorial after discovering a black man may have been hired over a white man for a job once' headline of the week. Abraham Lincoln wrote a job reference for a Black friend in 1861. It's on view at the Presidential Library and MuseumIn our 'Robby Starbuck announces he's launched a new campaign against CEOs who use the "we" pronoun when apologizing, saying it unfairly discriminates against white men who do nothing wrong. Instead, he prefers CEOs use "they/them" when apologizing.' headline of the week. CEOs: Don't use ‘we' when apologizing

On this #veteransday I'd like to introduce you to military veteran Dewayne! We talk about Dwayne's incredible military journey, serving in both the Marine Corps and Army National Guard, and how Verizon helped relieve his medical debt. We discuss his experiences as a tank crewman, the physical challenges of military service, and his upcoming Bears game experience Forgiveco

Ali and Betsy are back with another round of dog tales and real-life chaos. From Chili the once-fearful pup now greeting the neighborhood belly-up, to Huckleberry's elite chew toy preferences, it's a furry feel-good fest. But it's not all cuddles—there's Verizon fraud, shady billing, off-leash dog drama, and yes… a fart app that completely derails the show. Plus, a chicken nugget–loving stray becomes a police hero. Tune in!

The Today in Manufacturing Podcast is brought to you by the editors of Manufacturing.net and Industrial Equipment News (IEN).This week's episode is brought to you by Blumira. The 2025 Data Breach Investigations Report from Verizon revealed that manufacturers reported 1,607 data breaches in 2024, a substantial increase from 2023.A new video from Blumira shares real data from manufacturers to show you how to expand your awareness of the current cybersecurity landscape. It includes proactive strategies to minimize the risk of data exploitation and technologies that help monitor threats in real-time. Watch the video right now. Every week, we cover the five biggest stories in manufacturing, and the implications they have on the industry moving forward. This week:- Layoffs Are Piling Up, Raising Worker Anxiety- How Hershey's Chocolate Survived An Attack from Mars- Toyota Debuts Autonomous Car Concept to Transport Kids- Anduril Opens Ghost Shark Factory as First Autonomous Underwater Vehicle Rolls Off the Line- UPS Plane Crashes and Explodes at Kentucky AirportIn Case You Missed It- ATS Countersues Andersen After Accusations of 'Poor Management' for Project That Ran 860 Days Late- Carbon Capture Pipelines Have Struggled to Advance, but a Project in Nebraska Has Found Success- Lockheed Invests $50M to Weaponize Autonomous SailboatsPlease make sure to like, subscribe and share the podcast. You could also help us out a lot by giving the podcast a positive review. Finally, to email the podcast, you can reach any of us at David, Jeff, Andy or Anna [at] ien.com, with “Email the Podcast” in the subject line.

 Pegstress (AFAB), known as Peggin' Tha Stallion, didn't begin in leather — they began in leadership. A former corporate instructor for powerhouses like Verizon, Cablevision, and Microsoft, Pegstress spent over a decade training executives in communication, influence, and performance under pressure before trading boardroom strategy for bedroom sovereignty. With 15 years of pegging expertise and over 17 years immersed in a spectrum of kinks, they now serve as a kink educator, pleasure strategist, and sexual wellness advocate, merging dominance, humor, and emotional intelligence into deeply transformative teaching. Their mission is simple and unapologetic: to lead people toward sexual freedom, confidence, and health—without shame, without hesitation, and without apology. As a sex worker advocate and community mentor, Pegstress creates judgment-free spaces for all bodies and identities, centering queer, trans, and nonbinary experiences while helping individuals and partners unlock deeper intimacy, body literacy, and undeniable pleasure. Whether you're curious, kinky, or just craving something more, Pegstress is here to guide you toward your next evolution of Euphoria. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's November which means Sam and Kristie are in full holiday cheer mode. How early is too early for Christmas decor? Asking for a friend. Plus, NWSL playoff memories and a wedding update!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Morgan Brennan sits down with Steve Altemus, CEO and co-founder of Intuitive Machine, a company known for lunar landings. But the company just bought Lanteris (formerly part of Maxar )to expand into multi-domain space and establish deep-space communications. Altemus explains how Intuitive Machines plans to own and operate a “Verizon from the Moon,” the next steps in its lunar landing missions, and how the ongoing government shutdown is affecting new space contracts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Morgan Brennan sits down with Steve Altemus, CEO and co-founder of Intuitive Machine, a company known for lunar landings. But the company just bought Lanteris (formerly part of Maxar )to expand into multi-domain space and establish deep-space communications. Altemus explains how Intuitive Machines plans to own and operate a “Verizon from the Moon,” the next steps in its lunar landing missions, and how the ongoing government shutdown is affecting new space contracts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It could be happening! Details with Vineeta and Pete Najarian on the Friday Football and Finance report brought to you by Verizon!

Retail is back in force. Alex reports from Cannes at MAPIC on why capital is returning to physical retail. Simone unpacks the new John Lewis Christmas advert and how sentiment sells. We cover CBRE's data, MINISO's Bond Street bet, retail parks' quiet surge, and why athleisure keeps compounding.The 5 stories1. John Lewis Christmas advert 2025: Why nostalgia + vinyl is the most effective emotional shortcut this season.2. MAPIC takeaways (CBRE): Investment is thawing; leasing momentum improves; prime rents keep edging up as footfall normalizes.3. MINISO on Bond Street: Tourist gravity, pop‑culture IP, and an experience‑first flagship moment.4. Retail parks' resurgence: Value + access + parking = resilient openings and low vacancy.5. Athleisure's resilience: Demand holds; big‑box footwear/apparel remains a habit, not a fad.

Portland Thorns Captain Sam Coffey talks about how she helped turn a rebuilding year into a renaissance. Plus, her ever-growing presence on the USWNT and the secret (kinda) to her celebrations.SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Victor Moreno, Associate Director, Network Planning at Verizon joins Ciena's Nicola Benvenuti, Vice President, Product Line Management and Mark Bieberich, Vice President, Portfolio Marketing to discuss Verizon AI Connect, an integrated suite of solutions and products designed to enable hyperscalers, cloud providers and global enterprises to run resource-intensive AI workloads at scale. They also share insights into the 30+ year collaboration between the two companies, including a recent metro network trial that marked a major technology milestone – achieving speeds of 1.6 Tb/s of data on a single-carrier wavelength using Ciena's WaveLogic 6 Extreme coherent optical solution. Together, Verizon and Ciena are pushing the limits of what's possible over fiber to meet the needs of the AI era, delivering the required higher capacity and performance, while also increasing network reliability and energy efficiency.

The Pentagon is preparing to enforce the Cybersecurity Maturity Model Certification (CMMC) requirements for small businesses, with compliance becoming mandatory in contracts starting November 10, 2025. Nearly 500 organizations have already achieved Level 2 certification, and the Defense Department is actively surveying small businesses to assess their readiness for these new standards. This initiative is expected to extend beyond Department of Defense contractors, potentially influencing other federal agencies and international partners to adopt similar cybersecurity measures.Recent reports highlight a concerning rise in cybersecurity threats, particularly in mobile attacks and ransomware incidents. According to the Verizon 2025 Mobile Security Index, 85% of organizations have reported increased mobile attacks, with 38% identifying AI-powered ransomware as a growing concern. Despite the widespread use of generative AI tools, only 17% of organizations have implemented specific security measures to counter AI-assisted attacks. Additionally, a report from Sophos indicates that 58% of retailers impacted by ransomware opted to pay the ransom, with the median demand doubling to $2 million.The episode also discusses the withdrawal of a controversial MIT Sloan paper that claimed 80% of ransomware attacks involved artificial intelligence, following criticism from cybersecurity experts. This incident underscores the issue of "AI-washing" in the cybersecurity sector, where unverified claims are made to attract attention. MSPs are advised to scrutinize such claims and focus on proven security practices rather than hype-driven narratives.For Managed Service Providers and IT decision-makers, the key takeaway is the importance of compliance and foundational cybersecurity practices. As the CMMC requirements loom, MSPs should consider developing readiness packages and tightening documentation processes. Additionally, the ongoing rise in lawsuits related to the Americans with Disabilities Act (ADA) highlights the need for businesses to prioritize compliance as a critical aspect of risk management, reinforcing that effective cybersecurity and legal compliance are essential for sustainable operations. Four things to know today00:00 The Cyber Threats Are Real — But It's Not AI Geniuses, It's the Same Old Tricks Getting Smarter05:05 MIT's Big AI-Ransomware Claim Falls Apart — Turns Out the Data Didn't Hold Up07:09 The Pentagon's Rolling Out CMMC — and Small Businesses Are Feeling the Pressure on All Fronts10:27 Everyone Wants to Be Your Platform — New MSP Tools from Cisco, Barracuda, and WatchGuard Show WhyThis is the Business of Tech.     Supported by:  https://saasalerts.com/mspradio/ 

Dell'Oro Group's Jeff Heynen joins the first 'Signal Strength' podcast to discuss the big takeaways from TechExpo 2025, Verizon's new fiber partnership, CommScope's 'RemainCo' and a check into cable earnings season. Hosted on Acast. See acast.com/privacy for more information.

Chief economist Steve Moore believes a win in the NYC mayors race by Zorhan Mamdani could spell the end for high finance in the Big Apple. He also expresses his disbelief at the SNAP benefits discussion during the government shut down. Tennessee Senator Marsha Blackburn reacts to the death of former VP Dick Cheney and how the Republican Party has changed since the Bush era to today. Plus, you won’t believe what she found out about Verizon working with the Biden FBI to spy on her phone records among other Republicans in Congress. And Scott Pressler joins the show to encourage a last minute push across the country in states from New Jersey to California on Election Day. Plus MAHA makes a bold push on eliminating toxins from all vaccines. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

Angel Studios https://Angel.com/HermanJoin the Angel Guild today and know you are not just watching, you're helping make bold, faith driven stories like Disciples in the Moonlight possible. That's Angel.com/HermanBizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today. Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comRegister now for the free Review/Preview Webinar November 20th 3:30pm Pacific, schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at (SLOW) Know Your Risk Podcast dot com. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Did you forget about Anthony Fauci? He must be so happy the news cycle isn't focused on his acts of perjury and gain-of-function research at the Wuhan Institute of Virology. Thankfully, Tulsi Gabbard hasn't stopped pursuing him. The question is, will Donald Trump and Kash Patel let her continue?Episode Links:HARROWING INCIDENT:  At Chicago O'Hare Airport, a driver rams a DHS vehicle and nearly injures several agents.  He is VERY LUCKY he wasn't shot and killed.BREAKING: In a jaw-dropping development, DNI Tulsi Gabbard has confirmed an official probe into Anthony Fauci for perjury and his role in funding gain-of-function research at the Wuhan Institute of Virology, as part of efforts to uncover the origins of COVID-19.I just called for the impeachment of Judge Boasberg. Boasberg is the poster child for rogue judges:• Forcing his way onto Trump cases• Fomenting a judicial "resist" campaign• Issuing illegal gag orders on GOP Senators.Here's the nondisclosure order signed by Jeb Boasberg in May 2023 prohibiting Verizon from notifying several US senators and one House member that Jack Smith had subpoenaed their phone records. Verizon complied with the subpoenas and NDOs with the exception of Ted Cruz. Important to note what Boasberg claims here. In order to authorize an NDO in a tech related subpoena, a judge must determine one of five factors according to Stored Communications Act. Nothing to see here … Just some woke National Guard soldiers saying that they would defy lawful orders from their chain of command to restore order in an American city. And guess what? They're both running for office as Democrats.

In this episode of The Digital Executive, host Brian Thomas sits down with Bryan Murphy, CEO of Smartling, the leading AI translation platform powering global communication for brands like British Airways, DoorDash, Verizon, and MasterCard.Bryan shares how Smartling is transforming translation and localization from a slow, manual process into a fully automated, enterprise-grade solution—delivering human-quality translations six times faster and at half the cost. He explains how Smartling's custom-trained AI engines capture brand voice across languages and cultures while ensuring data security, reliability, and compliance.Looking ahead, Bryan envisions a future where translation becomes a centralized, AI-driven service embedded across every enterprise function—from marketing to customer support—helping organizations scale globally with precision and authenticity.If you're passionate about AI innovation, language technology, or enterprise transformation, this episode reveals how Smartling is setting a new standard for global content.If you liked what you heard today, please leave us a review - Apple or Spotify.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Analysts Don Kellogg and Roger Entner discuss Q3 earnings from Verizon, Comcast, and Charter, and what these trends signal for the industry heading into 2026. 00:00 Episode intro 00:25 Verizon earnings overview 02:25 Cable stops raising prices on fewer customers 04:53 How should Verizon use its network? 07:31 Youth-centric plans to attract customers 09:04 Comcast and Charter earnings overview 10:18 2026 industry predictions 12:46 Can T-Mobile overtake Verizon? 14:07 Comcast is poised for change 16:13 Cable vs. wireless in 2026 16:56 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, earnings, Verizon, Comcast, Charter, Dan Schulman, T-Mobile, AT&T, FWA, Dennis Strigl, network, 5G, cable, Srini Gopalan, Mike Sievert, John Legere, fiber

AI, Merchandising & the Next Era of Retail with Noah (何诺亚) HerschmanAI isn't replacing retail jobs — it's enhancing them. In this episode of The Retail Podcast, host Alex Rezvan speaks with Noah (何诺亚) Herschman, Retail & Ecommerce Senior Executive and Global AI Strategist, about how artificial intelligence is transforming merchandising, pricing, and product lifecycle management.Noah has shaped ecommerce since the 1990s, with senior leadership roles at Amazon, eBay, Groupon, Staples, and nearly a decade at Microsoft as Retail Industry Architect. Now at Intel, he helps global retailers harness agentic AI to make smarter, faster, and more creative merchandising decisions.

Angel Studios https://Angel.com/ToddJoin the Angel Guild today and know you are not just watching, you're helping make bold, faithdriven stories like Disciples in the Moonlight possible. That's Angel.com/Herman.Bizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today. Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comRegister now for the free Review/Preview Webinar November 20th 3:30pm Pacific, scheduleyour free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at Know Your Risk Podcast dot com.Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeDemocrats and Hitlering Your Way to Righteousness // J.K. Rowing: the Atheist God Chose to Shame the Reverse Believers // SNAP Benefits Vs. JesusEpisode Links:Sen. Chuck Grassley just revealed that Jack Smith sent a subpoena to Verizon to tap my Senate office phone.Nicolle Wallace: No one calls Trump Hitler* *Except every day on my showGavin Newsom on Trump: “Donald Trump is an invasive species.”Zohran Mamdani's father: America is the root of all evil and was the inspiration for the nazis. Hitler learned genocide from Abraham Lincoln. I'm sure Zohran loves America though. Nice job NYC.After getting busted in a lie that his Aunt wasn't even in NYC during 9/11, and doesn't wear a hijab, Zohran now says it was a distant cousin, not his aunt, who was afraid to wear her hijab in NYC because of 9/11SICK. Democrat Texas State Rep Joland Jones says she's going to come for the "necks" and "wipe out" every Republican: "So if you hit me in my face, I'm not going to punch you back in your face, I'm going to go across your neck ... we need to wipe out every Republican." This is the exact type or rhetoric that got Charlie murdered BY A SHOT TO THE NECK!!“Senator Booker, who continues to endorse a man that called for the murder of Republicans and our kids, seems to have run away before I had the chance to respond to his demand that we tone down the rhetoric.”“She (JK Rowling) believes if you're born a Man then you can't ever become a  -- Woman”“Biologically she's correct, but, when you introduce this level of hate into a Debate then rationality goes out the Window” -- Listen to Labour MP Carolyn Harris make an absolute fool of herself.This woman claims that they are going to “start a war” over federal benefits getting “cut off.”After listening to Gavin Newsom, preach about The Bible and God‘s will, I don't know if I want to laugh hysterically or throw up.

President Trump makes a deal with Chinese President Xi. Dana breaks down what we got out of the deal and what was not brought up. The government shutdown continues. An EBT recipient goes viral for bragging about shoplifting after her SNAP benefits got cut. Minneapolis Mayoral Candidate and Somalian Omar Fateh waves a Somali Flag, speaks Somali, and praises Somalia At campaign rally in Minnesota. Dana reacts to a question posed to J.D. Vance at last night's TPUSA event about Israel and breaks down Vance's response. The New York Times freaks out over Trump being civil with Xi Jinping in his meeting. Nancy Pelosi appears to use a southern accent while attacking Republicans and Christianity. Chuck Grassley revealed that Jack Smith sent a subpoena to Verizon to tap Ted Cruz's office phone. Florida Attorney General Jay Collins joins us to discuss the influx of rich New Yorkers into FL, looking to escape the hell hole that Mamadani is sure to create. Collins also shares if he will be running for Governor of Florida.Thank you for supporting our sponsors that make The Dana Show possible…Jones Road Beautyhttps://JonesRoadBeauty.comGet a free, Cool Gloss from Jones Road Beauty with your first purchase using code DANA.Bub's Naturalshttps://BubsNaturals.comGet 20% off your order at Bub's Naturals with code DANA. Support the show and tell them Dana sent you.PreBornhttps://Preborn.com/DANAAnswer the call and help save lives—dial  #250 and say “Baby,” or give securely online. Make your gift today.AmmoSquaredhttps://AmmoSquared.comDon't get caught without ammo, and be sure to tell them you heard about Ammo Squared on this show. Keltec- KS7 Gen2https://KelTecWeapons.comKelTec builds every KS7 GEN2 right here in the USA with American materials and workers—upgrade your home defense today. Keltec- Peacekeepers Programhttps://KelTecWeapons.com/DanaThe KelTec Peacekeepers Program supports those who protect our communities.  Learn more at KelTecWeapons.com/Dana today.All Family Pharmacyhttps://AllFamilyPharmacy.com/Dana Don't wait until flu season knocks at your door. Use code DANA10 at checkout to save 10%. Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTurn the clock back on pain with Relief Factor. Get their 3-week Relief Factor Quick Start for only $19.95 today! Byrnahttps://Byrna.com/danaGet your hands on the new compact Byrna CL. Visit Byrna.com/Dana to receive 10% off Patriot Mobilehttps://PatriotMobile.com/DanaDana's personal cell phone provider is Patriot Mobile. Get a FREE MONTH of service code DANAHumanNhttps://HumanN.comStart supporting your cardiovascular health with SuperBeets, now available at your local Walmart.Thank you for supporting our sponsors that make The Dana Show possible…Jones Road Beautyhttps://JonesRoadBeauty.comGet a free, Cool Gloss from Jones Road Beauty with your first purchase using code DANA.Bub's Naturalshttps://BubsNaturals.comGet 20% off your order at Bub's Naturals with code DANA. Support the show and tell them Dana sent you.PreBornhttps://Preborn.com/DANAAnswer the call and help save lives—dial  #250 and say “Baby,” or give securely online. Make your gift today.AmmoSquaredhttps://AmmoSquared.comDon't get caught without ammo, and be sure to tell them you heard about Ammo Squared on this show. Keltec- KS7 Gen2https://KelTecWeapons.comKelTec builds every KS7 GEN2 right here in the USA with American materials and workers—upgrade your home defense today. Keltec- Peacekeepers Programhttps://KelTecWeapons.com/DanaThe KelTec Peacekeepers Program supports those who protect our communities.  Learn more at KelTecWeapons.com/Dana today.All Family Pharmacyhttps://AllFamilyPharmacy.com/Dana Don't wait until flu season knocks at your door. Use code DANA10 at checkout to save 10%. Relief Factorhttps://ReliefFactor.com OR CALL 1-800-4-RELIEFTurn the clock back on pain with Relief Factor. Get their 3-week Relief Factor Quick Start for only $19.95 today! Byrnahttps://Byrna.com/danaGet your hands on the new compact Byrna CL. Visit Byrna.com/Dana to receive 10% off Patriot Mobilehttps://PatriotMobile.com/DanaDana's personal cell phone provider is Patriot Mobile. Get a FREE MONTH of service code DANAHumanNhttps://HumanN.comStart supporting your cardiovascular health with SuperBeets, now available at your local Walmart.

USWNT and Chelsea rising star Alyssa Thompson catches Sam up on everything that's happened since she moved to the Women's Super League as well as the legacy she hopes to carry on with the USA and the future of the team.SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fortune 500 executive and consultancy Founder Nyla Beth Gawel took an non-traditional path into technology, originally studying foreign service not computer science. In leading transformational initiatives at SAIC, Verizon and Booz Allen Hamilton that included steering $7B+ organizations through AI adoption and digital transformation, her secret was simple. She never planned any of it. "Career paths are rarely linear. It really wasn't about what degree did I have. it wasn't about certifications. It wasn't about things on paper that could correlate to the likelihood of success." What did matter was intellectual curiosity and the willingness to embrace complexity rather than run from it. Plus a big dose of really understanding customer needs. "The best technical solutions cam from a deep understanding of a need, not just the interest in what could happen technologically." Everything is ultimately about people, and your legacy as a leader is defined by how you inspire them.

Welcome and Introduction- Will Townsend welcomes Anshel Sag to episode 240 of G2 on 5G.- Coverage of six topics spanning 5G and 6G developments.T-Mobile's Edge Control Solution- Launch of Edge Control at fourth annual Innovate Awards.- Combines 5G advanced network with local breakout for private-like cellular experience.- Zero on-premise infrastructure requirement distinguishes this solution.- Strategic positioning against Verizon and AT&T in enterprise cellular offerings.Nvidia and Nokia Partnership- Extension of aerial RAN computer announcements for 6G.- Nvidia's billion-dollar investment in Nokia signals strategic alignment.- Partnership includes T-Mobile and Dell Technologies for server infrastructure.- Nokia stock surged 25% following the announcement.All-American AI RAN Stack- Announcement of domesticated supply chain for 6G development.- Nvidia's aerial platform moving to open source to accelerate adoption.- Full-stack solution involving Cisco, Mitre, and Booz Allen.- Focus on spectrum sensing and computer vision applications.Nvidia DGX Spark Developer Experience- Anshel Sag shares hands-on experience with DGX Spark device.- 200 gigabit connectivity and scalable memory capacity.- Simplified software stack enables AI deployment without extensive coding knowledge.Samsung Networks and SoftBank MOU- Joint research agreement for 6G and AI-based RAN technologies.- Four focus areas: 6G, AI for RAN, AI in RAN, and large telecom models.- Cultural significance of Korean-Japanese partnership in telecommunications.5G Techratory Event Insights- Will Townsend's experience hosting panels in the Baltic region.- "Defense of 5G" panel discussion with European experts and skeptics.- Challenges in European 5G deployment due to fragmented regulation.- Delayed standalone 5G rollout creating similar frustrations as experienced in U.S.Fixed Wireless Access as Killer Use Case- FWA success in U.S. market with T-Mobile leading adoption.- AT&T's Internet Air product serving consumers and enterprises.Verizon's Fiber Expansion Strategy- New CEO driving aggressive fiber buildout through wholesale partnerships.- Deal with Eaton Fiber for network expansion without direct capital investment.- Following AT&T's successful fiber strategy after years of market leadership.Competitive Fiber Market Dynamics- AT&T's overinvestment in fiber driving strong ARPU and earnings performance.- T-Mobile's strategic shift toward fiber for backhaul and FWA support.- Verizon's Pac-Man approach with Frontier acquisition correcting previous divestiture.- Competition driving price improvements and better consumer options.

APAC stocks were predominantly in the green following the tech strength on Wall St, most indices extended to record highs.US President Trump said he had a great trip so far and expects to lower fentanyl-linked tariffs on China. China said to have made soybean purchase.European equity futures indicate a marginally lower cash market open with Euro Stoxx 50 future down 0.1% after the cash index closed with losses of 0.1% on Tuesday.USD is broadly firmer vs. peers with GBP still under pressure. AUD leads as hot Aus CPI dashes hopes of an RBA rate cut next month.Israeli planes launched strikes on Gaza City. US VP Vance said he thinks peace in the Middle East will hold despite skirmishes.Looking ahead, highlights US Pending Homes (Sep), FOMC & BoC Policy Announcements, US President Trump to meet South Korea's Leader, Fed Chair Powell & BoC's Macklem, Supply from UK, Germany & US.Earnings from Meta, Microsoft, Alphabet, Google, Starbucks, eBay, Verizon, Boeing, CVS, Caterpillar, Phillips 66, UBS, BASF, Mercedes-Benz, Deutsche Bank, Equinor, Santander, GSK & Airbus.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US President Trump said the meeting with Chinese President Xi will be three hours long before returning back to the US; says things will work out very well with Xi on Thursday.European and US equity futures are mixed; NQ outperforms, boosted by NVIDIA as it nears USD 5tln market cap.USD is firmer in the run-up to FOMC, AUD leads as hot CPI dashes RBA rate cut hopes.Fixed income contained awaiting the FOMC, with a mild bearish bias potentially stemming from positive trade updates.XAU returns back above USD 4k/oz, LME Copper reaches new ATHs amid positive US-China trade optimismUS Pending Homes (Sep), FOMC & BoC Policy Announcements; US President Trump to meet South Korea's Leader, Speakers including Fed Chair Powell & BoC's Macklem, Supply from the US.Earnings from Meta, Microsoft, Alphabet, ServiceNow, Starbucks, eBay, Verizon, Boeing, CVS, Caterpillar, Etsy, Centene, Phillips 66.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

S&P Futures are edging higher this morning as investors digest a busy slate of corporate earnings and await the start of the Federal Reserve's two-day policy meeting. President Trump continues his Asia tour, leaving Japan for South Korea where trade talks are set to take center stage. In corporate news, PayPal teams up with OpenAI to enable in-app purchases through ChatGPT, while new spinoffs from Honeywell and DuPont are set to join the S&P 500 next week. Tesla's EU sales slipped in September even as overall car sales in the region rose. We'll break down all the key movers including BMRN, CARR, UNH, and UPS trading higher after earnings, and AWI, PII, and WM under pressure. Plus, a look ahead to tonight's big reports from Visa and Mondelez, and tomorrow's heavyweights—Boeing, Caterpillar, Verizon, and C

Watch or listen to episode 307 of the Digital and Social Media Sports podcast, in which Neil chatted with Nick Kelly, CEO of Encore Sports and Entertainment. Nick discusses the insights picked up throughout his career, including stints at NASCAR, as a senior leader of sports partnerships at Anheuser-Busch InBev (AB InBev) and Verizon, and … Continue reading Episode 307: Nick Kelly on Lessons Learned from Years as a Senior Leader on the Team and Brand Side of Sports

Today on MetroNews This Morning: --There are grave concerns about how West Virginia will deal with a loss of SNAP benefits amid federal government shutdown--PSC is confident Verizon is a different company than when they sold Frontier 15 years ago--A trucker who caused a fatal crash in Morgantown is sentenced--In Sports: A World Series classic 18 inning affair on Monday night 

“You can't implement skills-based hiring by flipping a switch. It's about changing mindsets, systems, and the language your organization uses to describe talent.”-Ashley WallvoordIn this episode of Psych Tech @ Work, me and my AI co-host, Mayda Tokens, welcome fellow I/O psychologist (and LSU Tiger!) Ashley Walvoord, Senior Vice President of Talent at Verizon.We are joined by my AI co-host Mayda Tokens who continues to impress at times and but showing a tendency to be pretty boring at other times and always telling really bad jokes (I think the API to Chat-GPT 5o gets a very different sense of humor than the consumer version).I reached out to Ashley after seeing her SIOP presentation about Verizon's skills based hiring (and organizational transformation) program. Her and her fellow presenters-Max McDaniel (Verizon)Christina-Norris Watts (J & J)Ruth Imose (J & J)Jason Frizel (Walmart)provided amazing insights into their company's' amazing and inspiring skills based hiring programs.The hype around skills based hiring these days makes it seem easy. But talk is cheap- and doing skills based hiring right takes a total ALL IN approach. - one that is rooted in the commitment to become a true skills based organization.Ashley has lived this life and her experience provides an awesome preview of how one of the world's largest organizations is reimagining hiring and development through skills and AI. We are all lucky to have her on the show!Verizon's transformation provides a rare look at how enterprise-scale companies operationalize skills-based hiring while navigating the practical realities of change management, technology integration, and workforce readiness.SummaryThis conversation bridges strategy and execution, offering a clear-eyed view of how a Fortune 50 company is aligning people, process, and technology around skills. Ashley shares the lessons learned from Verizon's commitment to a multi-year, organization wide transformation. A journey with many whistlestops along the way— from defining skills frameworks to embedding them in hiring and internal mobility.Key Themes1. Building Skills Infrastructure at ScaleAshley explains how skills-based hiring starts long before implementation — requiring shared language, governance, and validation across the enterprise. Verizon's approach focuses on sustainability and integration rather than one-off pilots.2. Human Oversight in an AI-Driven SystemAI plays a growing role in matching and mobility, but Ashley underscores that human judgment remains central. The goal isn't automation for its own sake, but augmentation — using technology to help people make better, more equitable decisions.3. Culture Change Through Data TransparencyVerizon's success depends on building trust with employees and leaders by showing the “why” behind skills data and AI insights. Visibility into how skills are used for development and promotion helps drive adoption.4. Enterprise Challenges and Lessons Learned Ashley shares the realities of scaling change: aligning functions, managing vendor relationships, and ensuring consistency across geographies. Her advice is practical — start small, demonstrate impact, and scale what works.5. Future Vision for Skills and AI in Talent Ashley envisions a future where skills become the connective tissue between learning, mobility, and performance — and where AI acts as a trusted partner in enabling opportunity at every level.Takeaways* Enterprise-scale transformation requires governance, not just technology.* AI can accelerate fairness and insight, but must remain transparent and human-centered.* Data visibility is the key to cultural adoption — employees must see personal benefit.* Scaling skills frameworks demands partnership between HR, technology, and business leadership.The future of work will depend on how we align AI, human judgment, and purpose at scale. And a commitment to verifying and managing skills at scale. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit charleshandler.substack.com

ABOUT CHRISTIAN DAVIES:Christian's LinkedIn profile: linkedin.com/in/christian-davies-fcsd-3728a513Websites: https://www.bergmeyer.comemail: cdavies@bergmeyer.comInstagram: https://www.instagram.com/christianthdavies/ Christian Davies Bio: Davies brings 30+ years' experience as a creative leader, working with brands across the globe, from disruptive startups to the very top Fortune 500 contenders in retail, experiential, beauty, fashion, hospitality, technology, luxury, and more. His veteran status includes over 100 national and international design awards (15 of which earned top honors for Store of the Year Awards), including a five-time winner of design:retail's Retail Design Influencer as well as a coveted Retail Design Luminary award.  As a Chief Strategy Officer for Bergmeyer, strategic innovation and design leadership define Davies role, stemming from a robust background in creative direction and design thinking. His approach harnesses the power of diverse, interdisciplinary teams, developed through hands-on experience in various roles across a wide variety of companies throughout his career. As Chief Strategy Officer, steering the business strategy and our passion for innovation encapsulates my daily mission.Prior to Bergmeyer, Davies served as Managing Director of the Creative Marketing Group at Verizon, Creative Vice President of Global Design and Innovation for Starbucks, Executive Creative Director of the Americas at Fitch, and Vice President/Managing Creative Director at FRCH Design Worldwide.Also See: https://www.bergmeyer.com/people/christian-davies SHOW INTRODUCTION:Welcome to Episode 81! of the NXTLVL Experience Design podcast…What started at a pivotal moment during the COVID pandemic in early 2020 has continued for seven seasons and now 81 episodes. This season we continue to follow our catch phrase of having “Dynamic Dialogues About DATA: Design, Architecture, Technology and the Arts. In the coming weeks we have some terrific conversations that are both fun and inspiring. They are going to include thought provoking futurists, AI technology mavens, retailers, international hotel design executives as well as designers and architects of brand experience places.We talk with authors and people focused on wellness and sustainable design practices as well as neuroscientists who will continue to help us look at the built environment and the connections between our mind-body and the built world around us.We'll also have guests who are creative marketing masters from international brands and people who have started and grown some of the companies that are striking a new path for us follow.The NXTLVL Experience Design podcast is grateful for the support of VMSD magazine.VMSD brings us, in the brand experience world, the International Retail Design Conference. The IRDC is one of the best retail design conferences that there is bringing together the world of retailers, brands and experience place makers every year for two days of engaging conversations and pushing us to keep on talking about what makes retailing relevant. You will find the archive of the NXTLVL Experience Design podcast on VMSD.com.Thanks also goes to Shop Association the only global retail trade association dedicated to elevating the in-store experience.SHOP Association represents companies and affiliates from 25 countries and brings value to their members through research, networking, education, events and awards. Check then out on SHOPAssociation.org Today, EPISODE 81… I talk with Christian Davies. We actually recorded this discussion months ago and Christian wondered if publishing it now was still relevant.I assured him it was, since Christian tends to unearth issues that are future forward - things to be mindful about should we want to address the issues we all face as individuals or societies or as architects and designers making places and things as we serve as our clients creative sherpa guides bringing ideas into the built world. Now… Christian has been sitting atop the heap of 80 conversations as the most listened to episode since we recorded our first talk a couple years ago. So, I thought, well why not do Christian Davies 2.0?Christian does not disappoint - never has – over a couple of decades, Christian has consistently drawn audiences and colleagues into conversation, sometimes challenging, and always brilliant and things that drive design thinking. His matter-of-fact English attitude to the world of design is sometimes a ‘no holds barred' reality check that makes you think twice about the truths you have held dear. His drive towards excellence is irrepressible. That makes him, some may say, demanding because I think he expects that we all give a damn about what we are brining into the world. And why not? We all share space on this little blue dot and, we had better get it, and soon, that we are part of a vast ecosystem of interdependencies.We cover a lot of ground in this open-ended conversation – I'd not expect less from Christian - And here is a few thoughts on subject areas we touch on…1. Entropy:Entropy is a scientific measure of disorder, randomness.Astrophysicist and other cosmologists have postulated that our universe is continuing to expand to a maximum state of entropy from a moment in time, the beginning of the Universe that they have called The Big Bang.There's lots of great content that you can certainly dig up on what happens when the universe finally expands to maximum entropy and all particles are spread out evenly within the unimaginably large space of the universe. It's suggested that of course this maximun expansion will take something like 10 to the 36 or 37 power years in other words trillions and trillions of years. A very very long time….But for now, the way I try to think of it is things will expand and eventually slow down as they all spread out to be evenly distributed throughout the universe… seems reasonable…It's kind of like imagining the initial moments after a massive explosion. Things spread out pretty quickly from the epicenter of the explosion and as they're flung far and wide, particles eventually slow and if you think of it in terms of entropy they all reach maximum randomness.I kind of think that right now, today, considering that the scientists think that the universe has only been around for 14 1/2 billion years or so, that we're kind of right at that very beginning stage of the explosion and things are moving faster and faster away from the epicenter of The Big Bang. This is interesting if you think that the universe will continue to be expanding for a few trillion years so right now yeah, we're kind of sort of in the one second after the explosion time frame. Anyway I am not an astrophysicist and some of these enormous ideas still leave me scratching my head…If we look at today, and everything around us, it certainly seems that things are speeding up and becoming more distributed, more random.I know I've talked about the whole idea of the pace of change in a number of episodes but I find this really interesting because, as I discussed with Christian, it's really hard to design into a future state when you consider that the sands beneath your feet are always shifting.How do we know which step is the right one? How do you know when we step on solid ground or drop forever into a bottomless void…I think the challenge here for designers is that, at least for a time, we need to have a sense of stability and order. The challenge is, I think, is that we're moving to an increasing rate of change where stability and order might be elusive to say the least.2. Moments of human connection make experiences great:I think as we speed along and never ending sea of change perhaps one of the things that we can hang on to, a stake in the ground if you will, will continue to be our ability to maintain our relationships.Change has a funny way of, well… changing people. And, one of our jobs will be to keep up with changing expectations of brands and their customers. One thing is sure, as we scream along this ever changing path, relationships will remain as one of the fundamental qualities of great experiences. Both brand experience architecture and the means with which we engage with brands will change to meet evolving expecations but, my expectation, (or maybe it's just my hope) is that humans still stay at the center of it all - Since at least for this short little time that humans have been in existence, we have relied on the empathic connection between individuals to help create meaning and connection to the world around us as well as the things well as the things we simply buy.And I, like Christian, believe that in the end, when you look at successful projects in our long design careers, the good ones, I mean the really good ones, we're not just because we received a great brief with an inspired client who had a vision of changing up the world,but that the teams we were connected to both on the consultant and client sides were also great. There was something that clicked. There was a gel in communication, respect and collaboration that drove these projects forward.Some may have heard me say before projects will come and go but the relationships are really what make the work great. I'd rather lose a project than trash the relationships…3. Three things that facilitate success stories in the world of retail place-making:So, if you're going to look at success stories over a career full of projects, when you look back at what really made them great was, of course that they were successful from a financial point of view, that they drove increase customers and deeper brand relationships and better revenues all those things are important indicators of success but that there are things that are required to make all of that happen. One would be that there's a big idea someone at the helm of a brand or business that has a thought about doing something different breaking out of a traditional way of bringing goods or services to market, of serving a customer in a different way and technology is often being a facilitator of that.There was coffee long before Starbucks. There was getting from A to B lby horse, camel, richshaw, long before Uber. There were places to stay along the Silk Road before Airbnb. And if you had a shaman in your village you could likely find out where you ame from and where your future was going to be long before there were anything like 23&Me or ancestry.com. In some ways the goods or services have not really changed. How we get them in the hands of customers has changed and that has often been facilitated with new technologies.4. AI – as a new tool for ideation and the ‘why' behind design:One of those technological advances of course that everybody is talking about these days is artificial intelligence.AI it's both causing a lot of excitement about what it sees has to offer in the short term, becoming a new tool in the architect and designers toolbox for ideation as well as causing a lot of concern about what happens to humankind when we finally get to general AI or super artificial intelligence.I am both excited and increasingly aware of influences that it will have on the job market, delivery of goods and services and other parts of the ecosystem like education and manufacturing etcetera etcetera.But if we just for a moment set some of the anxieties aside and simply look at as a tool for imagination and engagement with clients fostering the collaborative process of ideation, it has extraordinary potential to change the game of how we designers and architects work with our clients and create ideas about bringing their goods and services to market.There's a lot of opportunity and uncertainty about what happens when you turbocharge the creative process with AI tools.In the end though, at least for now, the question remains - is that there is a human at the helm of prompt curation?The output is only as good as the input that I'm able to suggest as a prompt. If not… garbage in – garbage out.This of course is interesting because it puts the initial burden still on people to be able to articulate their vision in language and use AI tools to refine the visualizations and other content that emerges from using them.As we use these tools they make things faster but I also sometimes wonder about whether they simply make us lazy and remove our thinking from the process.So Christian does talk about the idea of the drawings or images being very compelling but also needing to ask, and answer, the question of ‘why this particular approach or output is relevant and connected to the brand or customer that we're trying to serve?In the end it's not about the ‘what' of things that make solutions to design challenges great but more and more about the ‘why' you're doing certain things.It's about the process by which you got to the solution rather than simply the solution itself.Don't get me wrong the solutions to the challenges are sometimes very satisfying but what I'm ultimately interested in is the thinking process that led you to along this pathway… it's the journey not just the destination that's important in the creative process….And I think it's ever more important to our clients in the design world that they're looking for people who are not just production oriented but who are also focused on guiding them through an uncertain future5. B-Corporations:And this in a way leads us to the part of our my discussion with Christian about how his company Bergmeyer has recently become a B-Corp.A B-Corporation is a for profit company, but it is certified by the non-profit  B Lab Global and the whole idea is that it seeks to meet high standards for social and environmental performance and accountability and even more so transparency in the ways that they are doing business in support of being good stewards of our environment.In the changing sands that we're all standing on, as entropy increases and uncertainty continues to unfold in front of us, there is certainty that our planet is also in peril as climate change continues to wreak havoc on environmental systems. These B-corporations are seen as a force for good who work to balance profit with a commitment to both people and our planet. What differentiates them from other traditional companies is that they prioritize the social and environmental impacts of their business while at the same time not discounting the fact that they still are in business - that they are accountable to stakeholders as well as shareholders.The stakeholders can be considered as all of us because as companies continue to pull resources out of the ground and push the byproducts of industrialization into landfills and oceans all of our lives are at stake.All right then that's a not so brief summary of some of the ideas that Christian and I riff on in our conversation…Let's dig into some of the details…ABOUT DAVID KEPRON:LinkedIn Profile: linkedin.com/in/david-kepron-9a1582bWebsites: https://www.davidkepron.com    (personal website)vmsd.com/taxonomy/term/8645  (Blog)Email: david.kepron@NXTLVLexperiencedesign.comTwitter: DavidKepronPersonal Instagram: https://www.instagram.com/davidkepron/NXTLVL Instagram: https://www.instagram.com/nxtlvl_experience_design/Bio:David Kepron is a multifaceted creative professional with a deep curiosity to understand ‘why', ‘what's now' and ‘what's next'. He brings together his background as an architect, artist, educator, author, podcast host and builder to the making of meaningful and empathically-focused, community-centric customer connections at brand experience places around the globe. David is a former VP - Global Design Strategies at Marriott International. While at Marriott, his focus was on the creation of compelling customer experiences within Marriott's “Premium Distinctive” segment which included: Westin, Renaissance, Le Meridien, Autograph Collection, Tribute Portfolio, Design Hotels and Gaylord hotels. In 2020 Kepron founded NXTLVL Experience Design, a strategy and design consultancy, where he combines his multidisciplinary approach to the creation of relevant brand engagements with his passion for social and cultural anthropology, neuroscience and emerging digital technologies. As a frequently requested international speaker at corporate events and international conferences focusing on CX, digital transformation, retail, hospitality, emerging technology, David shares his expertise on subjects ranging from consumer behaviors and trends, brain science and buying behavior, store design and visual merchandising, hotel design and strategy as well as creativity and innovation. In his talks, David shares visionary ideas on how brand strategy, brain science and emerging technologies are changing guest expectations about relationships they want to have with brands and how companies can remain relevant in a digitally enabled marketplace. David currently shares his experience and insight on various industry boards including: VMSD magazine's Editorial Advisory Board, the Interactive Customer Experience Association, Sign Research Foundation's Program Committee as well as the Center For Retail Transformation at George Mason University.He has held teaching positions at New York's Fashion Institute of Technology (F.I.T.), the Department of Architecture & Interior Design of Drexel University in Philadelphia, the Laboratory Institute of Merchandising (L.I.M.) in New York, the International Academy of Merchandising and Design in Montreal and he served as the Director of the Visual Merchandising Department at LaSalle International Fashion School (L.I.F.S.) in Singapore.  In 2014 Kepron published his first book titled: “Retail (r)Evolution: Why Creating Right-Brain Stores Will Shape the Future of Shopping in a Digitally Driven World” and he is currently working on his second book to be published soon. David also writes a popular blog called “Brain Food” which is published monthly on vmsd.com.  The NXTLVL Experience Design podcast is presented by VMSD magazine and Smartwork Media. It is hosted and executive produced by David Kepron. Our original music and audio production is by Kano Sound. The content of this podcast is copywrite to David Kepron and NXTLVL Experience Design. Any publication or rebroadcast of the content is prohibited without the expressed written consent of David Kepron and NXTLVL Experience Design.Make sure to tune in for more NXTLVL “Dialogues on DATA: Design Architecture Technology and the Arts” wherever you find your favorite podcasts and make sure to visit vmsd.com and look for the tab for the NXTLVL Experience Design podcast there too.

Tinted windows. Rover found out that Duji already has an account with Verizon for the donut truck. NY state trooper who faked a shooting for sympathy from a love interest was sentenced. Do the guys on the show have a "hung smile?" Research into how men walk. The show analyzes JLR's cool guy walk. Beauty pageant walk of shame at the Miss Grand International. Duji got on stage to claim an award that wasn't for her. Krystle has strange bites on her leg. People wait in line for hours to get into viral food spots. Head coach of the Portland Trail Blazers, Chauncey Billups, has been charged in an illegal poker operation. Suzanne Sommers' husband trained an AI model after her. Would Snitzer create an AI bot after his wife passes?

Tinted windows. Rover found out that Duji already has an account with Verizon for the donut truck. NY state trooper who faked a shooting for sympathy from a love interest was sentenced. See omnystudio.com/listener for privacy information.

Tinted windows. Rover found out that Duji already has an account with Verizon for the donut truck. NY state trooper who faked a shooting for sympathy from a love interest was sentenced. Do the guys on the show have a "hung smile?" Research into how men walk. The show analyzes JLR's cool guy walk. Beauty pageant walk of shame at the Miss Grand International. Duji got on stage to claim an award that wasn't for her. Krystle has strange bites on her leg. People wait in line for hours to get into viral food spots. Head coach of the Portland Trail Blazers, Chauncey Billups, has been charged in an illegal poker operation. Suzanne Sommers' husband trained an AI model after her. Would Snitzer create an AI bot after his wife passes? See omnystudio.com/listener for privacy information.

Tinted windows. Rover found out that Duji already has an account with Verizon for the donut truck. NY state trooper who faked a shooting for sympathy from a love interest was sentenced. Do the guys on the show have a "hung smile?" Research into how men walk. The show analyzes JLR's cool guy walk. Beauty pageant walk of shame at the Miss Grand International. Duji got on stage to claim an award that wasn't for her. Krystle has strange bites on her leg. People wait in line for hours to get into viral food spots. Head coach of the Portland Trail Blazers, Chauncey Billups, has been charged in an illegal poker operation. Suzanne Sommers' husband trained an AI model after her. Would Snitzer create an AI bot after his wife passes? See omnystudio.com/listener for privacy information.

Tinted windows. Rover found out that Duji already has an account with Verizon for the donut truck. NY state trooper who faked a shooting for sympathy from a love interest was sentenced. 

Olympic Gold Medalist and Washington Spirit star Trinity Rodman opens up to Sam about Triple Espresso, what's next for the USWNT, and why she doesn't shy away from being vulnerable. NOTE: The episode was recorded on 10/13/25, before Trinity's injury on 10/15/25SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

1. DOJ Subpoenas and Alleged Political Surveillance Senator Cruz reveals that Jack Smith, Special Counsel under the Biden DOJ, subpoenaed his phone records as part of an investigation into events surrounding January 6th. Cruz was not initially listed among the nine Republican senators whose records were obtained because his phone provider, AT&T, refused to comply with the subpoena, citing constitutional protections under the Speech and Debate Clause. The DOJ reportedly obtained records from Verizon for other senators, including Marsha Blackburn, Ron Johnson, Josh Hawley, and Lindsey Graham. Cruz and Ferguson characterize the subpoenas as a politically motivated fishing expedition, lacking criminal justification. 2. Concerns Over Abuse of Power Cruz argues this represents a dangerous precedent of the executive branch spying on legislative members. He calls for hearings and investigations to uncover who authorized the subpoenas and to prevent future abuses. The operation is referred to as “Arctic Frost”, which Cruz likens to a modern-day Watergate. 3. Meeting with Donald Trump at the White House Cruz recounts a lunch with Trump and other Republican senators, where Trump showcased renovations to the Rose Garden and plans for a new ballroom. The upgrades are privately funded, not taxpayer-funded, yet have drawn criticism from Democrats. Trump also distributed personalized gifts (e.g., challenge coins, golf towels, M&Ms) and joked about naming a room the “Monica Lewinsky Room.” 4. Government Shutdown Cruz discusses the ongoing government shutdown, blaming Democrats for refusing to vote to reopen. He notes that only three Democrats have supported reopening efforts, despite impacts on TSA agents and air traffic controllers. He predicts that retiring Democrats may eventually break ranks to end the shutdown. Go to BackyardButchers.com and enter promo code “VERDICT”, that’s V-E-R-D-I-C-T, for up to 30% off, 2 free 10-ounce ribeyes, and free shipping when you subscribe. http://www.backyardbutchers.com/Verdict Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshow YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

On the latest episode of The Captain presented by Verizon Bournemouth & USMNT midfielder Tyler Adams returns with Rog to break down the Cherries blistering Premier League start, what belief looks like inside the dressing room, and skipping the USMNT camp to welcome baby number two. They also get into how the USMNT can build on their win over Japan, Pulisic's incredible form at AC Milan, and the roles Chris Richards and others can play in this national team camp.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.