Podcasts about verizon

Tyler Adams is back for another episode of The Captain presented by Verizon, and this time, Tyler breaks down how it felt to watch the World Cup draw, what the USMNT has learned about fellow group members Australia and Paraguay after recent friendlies against them, and the psychological effect he expects from playing a World Cup on home soil. Then, Tyler breaks down his Bournemouth wonder goal against Sunderland.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sam catches up with her former Man City teammate and current Real Madrid star, Caroline Weir, about how she scores all those goals, the injury that only made her stronger, and her hopes for Scotland at the World Cup.SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Professional golfer and Ryder Cup winner Tommy Fleetwood joins Rog to relive his first PGA tour victory, digs into the raucous Ryder Cup, his love of Everton Football Club, and shares the golf tips he gave Pep Guardiola and the lesson Pep gave back that sharpened his process. Plus, Tommy receives a special cameo question from Everton and England's No.1 Jordan Pickford.This podcast episode is presented by Verizon.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Melinda Emerson's BIO:  Melinda F. Emerson, widely known as SmallBizLady, is America's #1 Small Business Expert. As CEO of Quintessence Group, she has spent over two decades helping small business owners achieve sustainable growth through strategic marketing, sales training, and business development. Melinda reaches more than 1 million entrepreneurs weekly through her online channels, blog, and podcast, SmallBizChat. She is the bestselling author of Become Your Own Boss in 12 Months and Fix Your Business. A highly sought-after keynote speaker, Melinda has worked with major brands including Verizon, FedEx, VISA, and Google, and has been featured by Forbes, The New York Times, and CNN. Dedicated to ending small business failure, she delivers actionable advice that empowers entrepreneurs to start and scale businesses that work.   In this episode, Virginia and Melinda talked about: How Melinda got her entrepreneurial journey  How Melinda's faith has kept her moving forward Melinda's #1 networking tip  How to become your own boss   Takeaways: Can your business run without you?  Follow your divine calling  Say YES to what's in front of you  Surround yourself with people who will not let you quit   Connect with Melinda on her social media accounts to learn more about her work and insights into networking effectively:   LinkedIn URL: www.linkedin.com/in/melindaemerson Facebook URL: www.facebook.com/smallbizlady Instagram URL: www.instagram.com/smallbizlady    Connect with Virginia: https://www.bbrpodcast.com/

In this inspiring episode of our Alumni Spotlight series, we sit down with Vanessa Ramirez, a proud graduate of the Law Magnet Class of 2013.With over 12 years of experience in project management, Vanessa has led major initiatives for global industry giants like Verizon, PDI Technologies, and Goldman Sachs. Holding dual master's degrees in Business Administration (MBA) and Public Administration (MPA), she is known for her leadership, innovation, and dedication to helping teams succeed.In this conversation, we discuss:From Townview to Tech: How her Law Magnet foundation shaped her professional journey.Corporate Leadership: Lessons learned managing initiatives for companies like Goldman Sachs.Finding Purpose: Advice on career growth, perseverance, and making an impact through technology.Join us as we celebrate 50 years of the School of Business and Management and 30 years of Townview Magnet Center excellence.Keywords: Project Management, Women in STEM, Townview, Law Magnet, Career Advice, MBA, MPA, Goldman Sachs.

In this inspiring episode of our Alumni Spotlight series, we sit down with Vanessa Ramirez, a proud graduate of the Law Magnet Class of 2013.With over 12 years of experience in project management, Vanessa has led major initiatives for global industry giants like Verizon, PDI Technologies, and Goldman Sachs. Holding dual master's degrees in Business Administration (MBA) and Public Administration (MPA), she is known for her leadership, innovation, and dedication to helping teams succeed.In this conversation, we discuss:From Townview to Tech: How her Law Magnet foundation shaped her professional journey.Corporate Leadership: Lessons learned managing initiatives for companies like Goldman Sachs.Finding Purpose: Advice on career growth, perseverance, and making an impact through technology.Join us as we celebrate 50 years of the School of Business and Management and 30 years of Townview Magnet Center excellence.Keywords: Project Management, Women in STEM, Townview, Law Magnet, Career Advice, MBA, MPA, Goldman Sachs.

Sam and Kristie are back to spread some more holiday joy and talk about off-seasons' past. Plus, Sam does her best Bruce Springsteen impression and Kristie has another wedding update!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The NWSL's reigning cele queen fills Sam in on how the SoCal native came to reign in Kansas City with the Current. Plus, what to expect from the Shield Winners in the World Sevens. SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Constitution Study with Host Paul Engel – When I was young, the long arm of the law conveyed the idea that if you break the law, eventually the law will get you. Today, it seems the long arm of the law is more about political revenge than justice. Take the latest news on the Arctic Frost probe. The latest data shows that a prosecutor for Biden's DOJ subpoenaed Verizon for Rep. Jim Jordan's personal...

In today's small business landscape, nothing is business as usual. Economic pressures, shifting policies, and the pace of innovation are changing how entrepreneurs survive and thrive, especially those navigating the public sector.In this episode we turn to the DC Small Business Development Center to explore how they're meeting the need in this moment. With a mission rooted in hands-on guidance, deep partnerships, and real-world experience, the DC SBDC is helping local businesses move from uncertainty to action – and we're diving into what that support really looks like today.Guest Bio:Mr. Carl Brown is the State and Executive Director of the DC Small Business Development Center at Howard University, bringing 25+ years of experience in HR, marketing, procurement, and government contracting, including roles at Verizon, Pepsi, and in federal and local government as a warranted contracting officer. He is also the creator and host of The Small Business Report on SiriusXM, with insights featured in The Wall Street Journal, MSNBC.com, and The Washington Informer, and is known for developing the financial literacy comic series Sammy the Saver. As a speaker, coach, and media voice, he brings a comprehensive, real-world perspective on how small businesses grow and thrive.Call(s) to Action:Visit dcsbdc.org to schedule a session or explore upcoming workshops. Not in DC? Find your local SBDC anywhere in the country at americassbdc.org.Help spread the word about Unveiled: GovCon Stories: https://shows.acast.com/unveiled-govcon-storiesDo you want to be a guest or recommend a topic that you would like to learn or hear about on the podcast? Let us know through our guest feedback and registration form.Links:DC SBDC: www.dcsbdc.orgThe Small Business Report The Small Business Report on Sirius XM Channel 141: https://www.thesmallbusinessreport.biz/ Sammy The Saver - Financial Literacy Superhero: https://www.sammythesaver.com/Sponsors:The views and opinions expressed in this podcast are solely those of the hosts and guests, and do not reflect the views or endorsements of our sponsors.Withum – Diamond Sponsor!Withum is a forward-thinking, technology-driven advisory and accounting firm, helping clients to be in a position of strength in today's complex business environment. Go to Withum's website to learn more about how they can help your business! Hosted on Acast. See acast.com/privacy for more information.

The Constitution Study with Host Paul Engel – When I was young, the long arm of the law conveyed the idea that if you break the law, eventually the law will get you. Today, it seems the long arm of the law is more about political revenge than justice. Take the latest news on the Arctic Frost probe. The latest data shows that a prosecutor for Biden's DOJ subpoenaed Verizon for Rep. Jim Jordan's personal...

Recorded live at MAPIC 2025 in Cannes, this episode features a rare deep-dive with Ian Sandford, President of Eurofund Group, one of Europe's most influential retail property operators. With more than €2B in assets across Spain, Portugal, Italy, Germany and the UK, Eurofund sits at the centre of the sector's biggest shifts.--------*Welcome to the official  channel of THE RETAIL PODCAST, the leading community for global retail leaders, innovators, and changemakers.*If you are struggling to stay relevant in a rapidly evolving industry, looking for insights from major conferences like NRF, Shoptalk, and EuroCIS, or aiming to connect your digital funnels to physical events with measurable ROI, this channel is designed for you.➡️ Hosted by Alex Rezvan and joined by some of the most respected voices in the sector, The Retail Podcast brings sharp, actionable insights from industry veterans with backgrounds at Microsoft and Verizon, where projects worth over $1.5 billion were directed. Our mission is to help retailers and businesses that sell to retailers anticipate change, embrace technology, and unlock new growth opportunities.Here you will discover exclusive interviews with executives and innovators, coverage of global retail conferences, analysis of technology and AI trends, in-depth explorations of fashion, grocery, luxury, and eCommerce, and thought leadership that keeps your strategy relevant all year long. As part of the RetailNews.AI ecosystem, this channel does more than report the news—it shapes the conversation on the future of retail.*Subscribe now and activate notifications so you never miss the strategies, stories, and signals defining tomorrow's retail.*--------

In this powerful solo episode, Chris Craddock shares the behind-the-scenes takeaways from a live Tony Robbins event—and how it lit a fire under his real estate investing game.From breaking down the mindset traps that keep agents broke, to showing how real estate creates freedom through Monthly Recurring Revenue (MRR), this episode is a wake-up call for anyone who wants to stop grinding for commission and start letting their money do the heavy lifting.Chris also opens up about:The #1 reason real estate agents fail to build wealth (and how to flip the script)What Netflix, Verizon, and the 1970s can teach you about investing in any marketHow to use MRR to buy back your time and escape the “next deal” treadmillWhy fear is just a symptom of ignorance—and how to crush it with knowledgeThe monkey-and-the-apple experiment that will rewire how you think about successA challenge to step into your next level, no matter what others thinkConnect with Chris:Instagram: @craddrockFacebook: Chris Craddock BusinessResources

If you want to be successful in an upcoming interview, or internal opportunity for promotion, knowing more about sales could be the differentiator! My guest today is sales expert Susan Englehutt, Founder of The Way Buyers Buy. Sandra is looking today at how to apply sales techniques to your own process as you look to sell YOU... and it makes for an interesting conversation!In the next 20 minutes, we are exploring the difference between Why, How and What buyers and how to present yourself as the potential solution to your hiring manager's problems! Susan, on how to shift your interview style to be more successful:"To set yourself up for a more senior role, a critical question you can ask them is 'What has changed?' By asking this you are trying to understand what their problems and opportunities are. Change can be lots of things: what strategic plans have moved? What new products are there? Is there a new mission, vision or values? These questions matter to the WHY buyer. And then you can seed ideas as to how you could help them solve those problems."Links:Connect with Susan on LinkedInVisit The Way Buyers Buy websiteListen to a related episode with Rebecca: Next-Level Interview Prep: How to Do Your Due Diligence & Assess Cultural FitAnd a 'shorty' episode: 3 Mistakes to Avoid When Interviewing for a Senior RoleFor Career & Leadership coaching, connect with Rebecca Allen on Linkedin or visit the Illuminate website Rate, Review, & Follow our Show on Apple Podcasts:Also, if you haven't done so already, follow the podcast. We air every week and I don't want you to miss out on a single broadcast. Follow now!About Susan:Susan Englehutt is the founder and creator of The Way Buyers Buy: the program growing and shifting companies actually need when they have hired more sales people, or purchased sales training and it didn't work. A born simplifier and visual thinker, Susan is an expert sales consultant and trainer. Her specialty is helping the leaders of B2B companies and their teams. Susan has been a consultant to huge Fortune 50 companies like Verizon, IBM, Microsoft, and Dell and to small and medium companies too. Today, she loves working with nimble and innovative companies and teams who need quick shifts and lasting change in the way they think, behave, market and sell.  About Rebecca:Rebecca Allen is a Career & Leadership Coach for corporate women, aspiring to senior levels of leadership. Over the last decade, Rebecca has helped women realise their potential at companies including Woolworths, ANZ, J.P. Morgan, PwC, Coca-Cola Amatil, Ministry of Defence, Frontier Sensing and AbbVie Medical Research through her Roadmap to Senior Leadership coaching programs. 

Analysts Don Kellogg and Roger Entner examine the FCC's forthcoming C-band spectrum auction and its broader implications for both the wireless and satellite sectors.00:00 Episode intro 00:30 Spectrum auction news and analysis 02:18 Who will be the likely bidders? 03:09 Uses for unlicensed spectrum 04:54 Increased competition in broadband 07:08 How much is the spectrum worth? 08:52 Christmas episode update and episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, spectrum, C-band, FCC, auction, Dish, Elon Musk, unlicensed, FWA, Wi-Fi, BEAD, satellite, rural, Amazon, Leo, Starlink, fiber, Verizon

Auto-generated transcript: My brothers and sisters, just met my dear friend, Tamur, from California. He teaches… he’s a software engineer, worked for Verizon all his life, senior professional, also teaches Arabic grammar. I’ve been here in Basin-Zabu Sharif, and so on and so on, he said something wonderful. He said that, trillions of people who… Continue reading This is honor

Angel Studios https://Angel.com/HermanJoin the Angel Guild today where you can stream Thank You, Dr. Fauci and be part of the conversation demanding truth and accountability.  Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comBe confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/ToddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeDemocrats and Hitlering Your Way to Righteousness // J.K. Rowing: the Atheist God Chose to Shame the Reverse Believers // SNAP Benefits Vs. JesusEpisode Links:Sen. Chuck Grassley just revealed that Jack Smith sent a subpoena to Verizon to tap my Senate office phone.Nicolle Wallace: No one calls Trump Hitler* *Except every day on my showGavin Newsom on Trump: “Donald Trump is an invasive species.”Zohran Mamdani's father: America is the root of all evil and was the inspiration for the nazis. Hitler learned genocide from Abraham Lincoln. I'm sure Zohran loves America though. Nice job NYC.After getting busted in a lie that his Aunt wasn't even in NYC during 9/11, and doesn't wear a hijab, Zohran now says it was a distant cousin, not his aunt, who was afraid to wear her hijab in NYC because of 9/11SICK. Democrat Texas State Rep Joland Jones says she's going to come for the "necks" and "wipe out" every Republican: "So if you hit me in my face, I'm not going to punch you back in your face, I'm going to go across your neck ... we need to wipe out every Republican." This is the exact type or rhetoric that got Charlie murdered BY A SHOT TO THE NECK!!“Senator Booker, who continues to endorse a man that called for the murder of Republicans and our kids, seems to have run away before I had the chance to respond to his demand that we tone down the rhetoric.”“She (JK Rowling) believes if you're born a Man then you can't ever become a  -- Woman”“Biologically she's correct, but, when you introduce this level of hate into a Debate then rationality goes out the Window” -- Listen to Labour MP Carolyn Harris make an absolute fool of herself.This woman claims that they are going to “start a war” over federal benefits getting “cut off.”After listening to Gavin Newsom, preach about The Bible and God‘s will, I don't know if I want to laugh hysterically or throw up.

Breakout USWNT and Houston Dash star, Avery Patterson, walks Sam through her transition from Tar Heels leader to NWSL rookie, plus - how she turned her sophomore season into her best one yet and what's next for the Dash and the next gen of US stars. Oh, and yes, how she got stuck in an elevator with Becky Sauerbrunn on the most important day of her life.SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Ken Lain, the Mountain Gardener, shares a true story of why customer service failed at Verizon. He explains why his own business takes a very different approach, and how that choice has become a surprising competitive edge. It's a candid, unfiltered look at what's breaking and what still works when it comes to caring for people. Listen to Mountain Gardener on Cast11: https://cast11.com/mountain-gardener-with-ken-lain-gardening-podcast/Follow Cast11 on Facebook: https://Facebook.com/CAST11AZFollow Cast11 on Instagram: https://www.instagram.com/cast11_podcast_network/

This week, special guest Eric Black and I detail the latest news in sports streaming and price increases. We cover the impact on UK sports fans, with Paramount Skydance having secured the bulk of UEFA Champions League rights in the UK and Ireland, starting in 2027. We also cover MLB's newly announced licensing deals for 2026-2028, which will feature new packages of games on NBC, Peacock, and Netflix, while ESPN is bringing back a smaller selection of games. We detail the new deal terms between MLS and Apple, with the contract ending three years earlier and payment terms altered and NBC Sports' upcoming "EA SPORTS Madden NFL Cast" stream on Peacock for Thanksgiving. We discuss T-Mobile and Xfinity price increases, with T-Mobile announcing it will charge $3 per month for the "On Us" Apple TV perk for all customers who previously received the streaming service for free. Similarly, Xfinity is raising the monthly cost of the Xfinity "StreamSaver" bundle by $3, from $15 to $18. Finally, we do a news roundup across Netflix, Verizon's layoffs, Amazon's CloudFront CDN, and the reported non-binding bids placed for Warner Bros. Discovery. Podcast produced by Security Halt Media

Nick Jeffery, President and CEO of Frontier Communications since 2021, has over three decades of strategic and operational leadership in the U.S. and global telecommunications industry. As a seasoned transformation leader, he has guided Frontier from bankruptcy to a successful turnaround in under five years and is now steering the company toward a multi-billion-dollar deal with Verizon. In this episode, Nick joins our North America Chair and senior partner Eric Kutcher to discuss the opportunity he saw in the struggling company, and the bold culture change - grounded in simplicity and a clarity of purpose - that has rallied a workforce around a shared transformation mission. Related InsightsDelta Air Lines CEO Ed Bastian: Lessons from the captain’s seat Mastering the cycles of CEO leadership: Stepping up and sending it forward Mastering the cycles of CEO leadership: Starting strong, and staying ahead The Josh Harris playbook: building cultures of excellence in business and sports CEO Excellence: The Six Mindsets That Distinguish the Best Leaders from the Rest The Strategic CEO newsletterDoug Parker, former chairman and CEO of American Airlines, shares leadership lessonsJohn Stankey talks about leaning into the long term at AT&TSupport the show: https://www.linkedin.com/showcase/mckinsey-strategy-&-corporate-finance/See www.mckinsey.com/privacy-policy for privacy information

Analysts Don Kellogg and Roger Entner share insights from T-Mobile's recent Switching Made Easy event in Las Vegas and explore how the Un-carrier's bold strategies could shake up the industry in the new year.00:00 Episode intro 00:36 T-Mobile's Switching Made Easy event overview 03:17 Utilizing apps to simplify switching 05:17 Carrier switching pain points 07:24 Including devices in the process 09:46 Upselling and device insurance 13:53 How will the competition respond? 15:29 Ongoing research insights 17:36 2026 industry outlook 18:00 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, T-Mobile, Un-carrier, switching, Srini Gopalan, Verizon, Dan Schulman, Comcast, Dennis Strigl, T-Life, devices, DoorDash, retail, insurance, Charter, gross adds, research, net adds, 2026

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Tyson meat packing plant shutting down, they are trying to raise prices of meat. Trump has countermeasures in place. Poverty in Argentina is declining. Trump is using the same tactics that Andrew Jackson used to pay of the debt and remove the [CB] from the US, Trump will be using stablecoins. The [DS] are panicking, the shills on X are being exposed and people are realizing that these individuals are not who they thought they are. Trump has now handed Zelensky and the [DS] players a peace plan, Putin is on board, [DS] move now. Trump is prepping the country for the storm, he knows the [DS] playbook, they are preparing for their insurrection. The storm is building. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/USRepMikeFlood/status/1992024807488335884?s=20 https://twitter.com/USRepMikeFlood/status/1992024811367985415?s=20 While Tyson plans to shift production to other facilities to maintain overall output and meet customer demand,  the company has also indicated it will reduce its domestic beef production by about 2% in 2026.  This slight net reduction in capacity, combined with ongoing supply constraints expected to persist for at least the next two years, is likely to contribute to sustained or increased beef prices for consumers rather than easing them. broader industry consolidation (four companies control 85% of U.S. beef processing) enables packers like Tyson to maintain higher margins and prices through strategic capacity cuts. @AgroVitaDotOrg https://twitter.com/BehizyTweets/status/1992347064672677988?s=20 https://twitter.com/JoeLang51440671/status/1992017361398870208?s=20   Trump administration says is necessary to ensure federal benefits are limited to those eligible under longstanding law.” “Treasury Secretary Scott Bessent said Thursday that the department will implement new rules defining who may claim income tax credits covered by the 1996 Personal Responsibility and Work Opportunity Reconciliation Act, or PRWORA. The law restricts access to federal public benefits for individuals who are not U.S. citizens or qualifying residents. “Under President Trump's leadership, we are enforcing the law and preventing illegal aliens from claiming tax benefits intended for American citizens,” Bessent told Breitbart.” “The regulation will specify that the refundable portions of the Earned Income Tax Credit, the Additional Child Tax Credit, the American Opportunity Tax Credit and the Saver's Match Credit constitute federal public benefits. As a result, the Treasury Department said, illegal immigrants and other foreign nationals will not be eligible to receive them. “Treasury's Office of Tax Policy and the Internal Revenue Service have worked tirelessly to advance this initiative and ensure its successful implementation,” Bessent said. “Their diligence and professionalism reflect this administration's determination to uphold the integrity of our tax system. We will continue to ensure that taxpayer resources are directed only to those who are entitled under the law.”  https://twitter.com/KobeissiLetter/status/1992308600203542534?s=20   drop in imports in 4 months. At the same time, exports rose slightly, to $280.8 billion, the highest since April. Since March 2025, the goods trade deficit has improved by +$76.8 billion, or +56%. Adjusted for inflation, the merchandise trade deficit narrowed to -$83.7 billion in August, the lowest since the end of 2023. Tariffs are reshaping the US trade.   through the use of their own Tariffs, we don't have a Court System that's going to let you destroy our Country any longer. This is the richest, strongest, and most respected the USA has ever been. November 5th, and Tariffs, are the reasons why. Thank you for your attention to this matter! President DJT How Andrew Jackson Freed America From Central Bank Control… And Why It Matters Now It's hard to believe the United States government was ever debt-free. But it happened once—in 1835—thanks to President Andrew Jackson. He was the first and only president   When he became president, Jackson was determined to rid the US of its national debt. After all, debt enslaves you to your creditors. Jackson knew that being debt-free was essential to independence. This outlook resonated with many Americans back then. With that in mind, Jackson attacked the institutions and powerful people who promoted and enabled the federal debt. This included the banking elites and the Second Bank of the United States, the country's central bank at the time and precursor to today's insidious Federal Reserve system. Jackson couldn't squeeze the American people with a federal income tax to repay the debt. It didn't exist at the time and would have been unconstitutional. He also couldn't simply print currency to pay off the debt. Perpetuating such an insane fraud—which the Fed does on a massive scale today—likely never entered his mind. Instead, Jackson had to rely on tax revenue from other sources, mainly import tariffs and excise taxes, to pay down the debt. He also drastically cut federal spending and frequently vetoed spending bills. Jackson's determination worked. By January 1835, the US was debt-free for the first time. Unfortunately, it didn't last much more than a year. After that, the US would never again be debt-free—not even close. Revenge of the Central Bankers After Jackson succeeded in ending the Second Bank of the United States, anything associated with a central bank became deeply unpopular with the American public. So, central bank advocates tried a new branding strategy.     Source: zerohedge.com Political/Rights https://twitter.com/DHSgov/status/1991603017242603943?s=20  spouse -Domestic battery by strangulation -Coerce with threat of force -Driving on suspended license -Multiple DUIs -Possession of a controlled substance. This domestic abuser and serial drunk driver refused to pull his vehicle over and begin to dangerously try to flee law enforcement. The criminal illegal alien turned on the street where the school was located while driving at an extremely high rate of speed—endangering children, other drivers, and the public. He collided with another vehicle and fled on foot. This public safety threat remains at large. These journalists should be ashamed of themselves for demonizing American law enforcement with disgusting smears. https://twitter.com/EricLDaugh/status/1992041567687708925?s=20   OVERRIDES a law that allowed these documents to remain sealed. HUGE BACKFIRE on the left. https://twitter.com/TheSCIF/status/1992089750812119197?s=20 DOGE Geopolitical War/Peace https://twitter.com/StateDeputySpox/status/1992400253547651236?s=20 The leaked 28-point peace plan, proposed by the Trump administration to end the Ukraine-Russia war, has sparked significant controversy due to its perceived favoritism toward Russia, including provisions for Ukraine to cede additional eastern territory, cap its military size, and potentially limit NATO aspirations in exchange for a ceasefire and security guarantees. axios.com The plan emerged from weeks of secret U.S.-Russia negotiations, including a Miami meeting involving Trump envoy Steve Witkoff, Jared Kushner, and sanctioned Russian official Kirill Dmitriev, which bypassed key U.S. bodies like the State Department and National Security Council.   It was presented to Ukraine with a Thursday deadline from Trump for acceptance, though he noted it wasn’t a “final offer,” amid ongoing talks in Geneva between Rubio, Witkoff, and Ukrainian officials. Regarding Marco Rubio’s involvement as Secretary of State, initial reports indicated he distanced himself from the plan during a phone call with a bipartisan group of U.S. senators (including Mike Rounds and Angus King), describing it as a “Russian wish list” rather than an official U.S. position, and clarifying it was merely a document passed along from Moscow.  However, Rubio and the State Department later publicly reversed this stance, insisting the plan was “authored” by the U.S. with input from both Russian and Ukrainian sides, denying claims of purely Russian origins and calling such assertions “blatantly false.”  This flip-flop has fueled criticism of incompetence and internal disarray in the administration, with European allies like Poland questioning the plan’s true authorship, and figures like Boris Johnson labeling it a “betrayal” and “military castration” of Ukraine.  Recent updates suggest the draft has been revised to better reflect Ukraine’s priorities, per NSDC Secretary Rustem Umerov, potentially in response to backlash https://twitter.com/marcorubio/status/1992413078160617849?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992413078160617849%7Ctwgr%5E0f66861c566f50b41a9af07d57fe1e73a72fec8b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fwardclark%2F2025%2F11%2F23%2Fa-new-wrinkle-secstate-distances-us-from-unacceptable-ukraine-proposal-n2196487 https://twitter.com/WarClandestine/status/1991899588241076591?s=20 https://twitter.com/kadmitriev/status/1991935021259919768?s=20 https://twitter.com/InsiderGeo/status/1991818640467874060?s=20  why also they are pushing maximalist demands.From their perspective, it's simple: if Ukraine accepts, they achieve their goals immediately. If not, they continue the war, applying pressure slowly but steadily, and over time aim to extract even more concessions as Ukraine faces increasing military challenges https://twitter.com/WarClandestine/status/1992287640498868350?s=20    Term in Office. Putin would never have attacked! It was only when he saw Sleepy Joe in action that he said, “Now is my chance!” The rest is history, and so it continues. I INHERITED A WAR THAT SHOULD HAVE NEVER HAPPENED, A WAR THAT IS A LOSER FOR EVERYONE, ESPECIALLY THE MILLIONS OF PEOPLE THAT HAVE SO NEEDLESSLY DIED. UKRAINE “LEADERSHIP” HAS EXPRESSED ZERO GRATITUDE FOR OUR EFFORTS, AND EUROPE CONTINUES TO BUY OIL FROM RUSSIA. THE USA CONTINUES TO SELL MASSIVE $AMOUNTS OF WEAPONS TO NATO, FOR DISTRIBUTION TO UKRAINE (CROOKED JOE GAVE EVERYTHING, FREE, FREE, FREE, INCLUDING “BIG” MONEY!). GOD BLESS ALL THE LIVES THAT HAVE BEEN LOST IN THE HUMAN CATASTROPHE! President DJT Medical/False Flags https://twitter.com/amyforsandiego/status/1991913114317844499?s=20   to the care, custody and control of their children” Thank you Judge! [DS] Agenda https://twitter.com/aziz0nomics/status/1992371396811636964?s=20 https://twitter.com/Anarseldain/status/1992414997218308338?s=20 https://twitter.com/EndWokeness/status/1992441921961394569?s=20 https://twitter.com/Rightanglenews/status/1992378801624637503?s=20 https://twitter.com/SarahisCensored/status/1992243844109205553?s=20 https://twitter.com/AwakenedOutlaw/status/1992399017385599446?s=20 https://twitter.com/Shawn_Farash/status/1992400020239528201?s=20 https://twitter.com/RealFletch17/status/1992390320240390644?s=20 https://twitter.com/AFpost/status/1992284122564395413?s=20 https://twitter.com/DC_Draino/status/1992288723283640588?s=20 https://twitter.com/TheNotoriousLMC/status/1991919350065009130?s=20 98 Democrats voted for socialism (i.e., against the resolution denouncing the horrors of socialism), while 86 voted against socialism (i.e., for the resolution). Additionally, 2 Democrats voted present. https://twitter.com/libsoftiktok/status/1992427200302452736?s=20  https://twitter.com/amuse/status/1992275639555035194?s=20 obtained by European outlets show Soros' Open Society Foundations funneled millions to Islamist groups operating as Muslim Brotherhood intermediaries in the US, Europe & Palestinian territories. Recipients include CAIR, ISNA, ENAR, FEMYSO & PFLP connected groups like Al Haq. French authorities even dissolved one organization for extremist activities. Judicial Watch has warned for years that US taxpayer money has quietly propped up OSF operations. How long has this network been influencing Western policy? Obama schemes with rising trailblazer in stunning plot to retake the White House  Barack Obama has descended into Washington DC for a secret meeting with Democrats to plot his party’s return to power after Donald Trump leaves office. The longtime Democratic leader was also spotted conniving in the shadows with one of the most progressive freshman Democratic lawmakers at the private event. Delaware Rep. Sarah McBride, the first openly transgender congressional lawmaker, was seen talking privately with Obama. McBride described the ex-president’s speech as ‘classic Barack Obama — updated for a 2025 political environment.’ McBride told Politico that Obama’s plan to guide Democrats out of their leaderless wilderness is not by relying on a singular political figure. Source: dailymail.co.uk President Trump's Plan  https://twitter.com/EricLDaugh/status/1991975409236283738?s=20   POSOBIEC: “Yes it is.” MAMDANI: “The use of the term is a description of neighborhoods, not a description of intent.” POSOBIEC: “So…you intend to tax the whiter neighborhoods more.” Trump listened to every word! LET’S GO! @JackPosobiec https://twitter.com/TheStormRedux/status/1991974395963990403?s=20 Trump knows that the Demonrats are in the throws of an internal power struggle, no different than pulling establishment Republicans towards MAGA. He also knows that a ‘Democratic Socialist' cannot win a national race. While the media wanted to prop Sanders up in make-believe-land that he was so popular he could win, Dems also knew better. That's why they put him down. What this display by PDJT did was throw more fuel on the left's identity crisis fire to continue to fracture them by next November. If they're fractured, they won't show for the midterms or at the worst they will split their votes. He knows that at present the left rallies around voting against him, so he needs them to be broken, distracted & disillusioned about their parties future while we show up, vote, & beat them 20 ways from Sunday. https://twitter.com/mtgreenee/status/1992037226415554642?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992037226415554642%7Ctwgr%5E0714dde991d22b8abdf61c2799f2c3d47587bcc6%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fjoesquire%2F2025%2F11%2F21%2Fcongresswoman-marjorie-taylor-greene-announces-resignation-from-congress-n2196453 An Intriguing Detail Emerges that Likely Explains the Exact Date Marjorie Taylor Greene has Chosen to Officially Resign from Congress  A fascinating detail has come into focus that almost certainly explains the exact timing of Rep. Marjorie   https://twitter.com/DavidMarkDC/status/1992045897526456357?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992045897526456357%7Ctwgr%5E83f270a88adb7ed9bdd1802c693cdb86d882337c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Fintriguing-detail-emerges-that-likely-explains-exact-date%2F Source: thegatewaypundit.com Current House Composition (as of November 2025) Republicans: 219 seats Democrats: 213 seats Vacancies: 3 (one Republican-held seat in Tennessee’s 7th district, and two Democratic-held seats in Texas’s 18th and New Jersey’s 11th districts) Total members: 435 (432 occupied) This gives Republicans a slim majority, allowing them to pass party-line bills with a bit of breathing room for absences or defections (needing roughly 217 votes in a full House for a simple majority). Impact of Greene’s Resignation Numerical Effect: Starting January 5, 2026, her safe Republican seat in Georgia’s 14th district will become vacant, dropping Republicans to 218 occupied seats against Democrats’ 213 (assuming no other changes, with vacancies rising to 4). This shrinks their effective margin to just 5 votes, leaving almost no room for internal dissent, illnesses, or travel delays—issues that have plagued the GOP in recent years with narrow majorities.  Passing legislation could become trickier on contentious bills, as even one or two holdouts might sink votes without Democratic support. Temporary Nature: Georgia law requires a special election for House vacancies, typically scheduled within 2-3 months by the governor. Given the district’s strong Republican lean (she won reelection in 2024 by over 30 points), it’s highly likely to be filled by another Republican, restoring the majority relatively quickly.  In summary, while the resignation tightens an already precarious majority and could complicate near-term votes in early 2026, it’s not a game-changer long-term. Republicans have navigated similar slim margins before, often relying on procedural tools or bipartisan deals when needed. https://twitter.com/ElectionWiz/status/1992360234913050627?s=20 https://twitter.com/mtgreenee/status/1992586669204070761?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992586669204070761%7Ctwgr%5E63a82205206ed50771f6d6684add6a3453443c47%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Fmarjorie-taylor-greene-responds-report-that-she-is%2F   ending barrage of phone calls, Marjorie went BAD. Nevertheless, I will always appreciate Marjorie, and thank her for her service to our Country! President DJT https://twitter.com/amuse/status/1992282772896182623?s=20  Judge Jeb Boasberg quietly brought in retired Florida magistrate David Baker to handle sealed documents in domestic & foreign criminal investigations tied to the sprawling J6 dragnet. The assignment began just one month after Boasberg took control of the DC bench. Records show Baker signed the shocking NDO that labeled Rep Jim Jordan a flight risk. How many other secret orders did Boasberg funnel through his outsourced judge to shield DC courts from scrutiny? https://twitter.com/julie_kelly2/status/1991923034194682090?s=20  chief judge. How many other NDOs aside from the one on Verizon for Jordan subpoena did Boasberg’s stooge judge sign? https://twitter.com/mrddmia/status/1991906042200944756?s=20   insurer. Thread BREAKING: DOJ's Ed Martin Responds to Reports DOJ's Todd Blanche Is Investigating Him and Bill Pulte     https://twitter.com/chad_mizelle/status/1992067580413039084?s=20 Source: joehoft.com https://twitter.com/drawandstrike/status/1992430450820739561?s=20   investigations 2. who’s being targeted by the investigations 3. what evidence has been found 4. when is the indictment coming and they literally CANNOT TELL YOU any of this. They can tell you they STARTED an investigation, but some people seem to think means the public is entitled to some kinda blow-by-blow every other week about where the investigation is, who’s a target, who’s not a target, who’s being indicted, when the indictment will be unsealed, etc. etc. And no, they can’t tell you. Learn how things actually work. https://twitter.com/RealSLokhova/status/1992414649430749443?s=20   Jury is investigating @EagleEdMartin . Ed Martin cannot respond because he cannot comment on an ongoing investigation. Some on the right fell for this MSDNC disinformation and are claiming Todd Blanche is investigating Ed Martin. This is untrue, and the story was fake on its face. Adam Schiff is a criminal who evaded accountability for over a decade, and this DoJ is about to have him indicted. This is the real story. https://twitter.com/EricLDaugh/status/1992036443040965116?s=20  KEEP it that way and overturn California’s!  The broad authority of the ALIEN ENEMIES ACT allows MILITARY TO BE USED AS LAW ENFORCEMENT domestically without Martial Law. https://twitter.com/WarClandestine/status/1992468878937801092?s=20  https://twitter.com/JimFergusonUK/status/1992145295770067356?s=20  about anything like that — because I'm a LEADER and they do as I say.” Then he dropped the hammer: “What they did was TRAITOROUS… They very seriously broke the law.” He says Pete Hegseth is examining it. He believes the military is examining it. And he thinks military courts may already be looking at the Democrats' behaviour. This is unprecedented. Members of Congress and a sitting U.S. Senator publicly told soldiers to disregard the Commander-in-Chief — the kind of act that, as Trump reminded, was historically punishable by death. He clarified he's not threatening them — but he made one thing unmistakably clear: “They're in serious trouble.” Democrats tried to spark insubordination. Trump just signalled the U.S. military justice system might be stepping in. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Mass walkouts in North Carolina against immigration raids: Workers must lead the fight against kidnapping operations! / Verizon begins cutting 13,000 workers as global jobs massacre accelerates

In this episode, Scott Becker discusses Walmart's jump after raising guidance, Abbott's $21 billion acquisition of Exact Sciences, and Verizon's plan to lay off 13,000 employees.

Zoom just bought AI interview intelligence darling BrightHire. Chad and Joel discuss why this is a savvy chess move to stop Microsoft Teams, and if the brand will really survive the deal. Moving on, Meta says your 2026 performance review is an AI report card. We explain why every job is now a tech job and why Big Brother AI is watching. Verizon is yeeting 15,000 people. We go deep on the real, uncomfortable reasons behind their biggest layoff ever. Workday is playing Hungry Hungry Hippos on a massive M&A spree. And finally, 22% of candidates are finding work by sliding into DMs on Tinder and Bumble! Acquisitions, AI overlords, mass layoffs, and dating apps posing as job boards. Zero apologies, maximum truth bombs. Hit play!

In this episode, Scott Becker discusses Walmart's jump after raising guidance, Abbott's $21 billion acquisition of Exact Sciences, and Verizon's plan to lay off 13,000 employees.

Corporate layoffs have been rolling across American companies: Amazon, General Motors, Verizon, Target and Microsoft have all cut jobs. WSJ's Chip Cutter takes us inside his conversations with CEOs about how hiring is changing, and what the AI era means for jobs. Ryan Knutson hosts. Further Listening: - Hollywood Jobs Are Disappearing - Is the Economy Getting Better or Worse? The fed Says it's Hard to Tell Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus: Investors breathe a sigh of relief after Nvidia reports record sales. And Major League Baseball signs new rights deals with ESPN, NBCU, and Netflix. Zoe Kuhlkin hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Washington Spirit midfielder Croix Bethune joins Sam to discuss her first-ever playoff goal, the Spirts playoff run and how she's preparing for the NWSL final. SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

November 20, 2025:  This episode breaks down six major stories shaping the future of work and the workplace in 2025. A new study reveals the rise of "Cold Work"—a breakdown of trust between employees and managers marked by hidden behaviors, disengagement, and rising hostility. Google CEO Sundar Pichai makes headlines by claiming the CEO role may be "one of the easier things" for AI to replace, adding fuel to the debate about automation and leadership. The Wall Street Journal reports that the AI boom has become "the most joyless tech revolution ever," with worker anxiety rising even as tech stocks soar. New research from Northeastern shows that workers overwhelmingly prefer retraining over safety nets when facing AI disruption. A delayed U.S. jobs report presents a murky economic picture, combining unexpected job growth with a rising unemployment rate. Meanwhile, Verizon announces 13,000 layoffs, underscoring the turbulence across major industries.  

AP correspondent Marcela Sanchez reports on a major U.S. company reducing its workforce.

Get Automation World's insights on four key news items showcasing automation hardware and software successes: a game-changing industrial AI partnership led by Siemens, 177% throughput gains at Balluff using AutoStore's automated storage tech, a combination of Körber's MES and Pepperl+Fuchs' HMI tech for on-site and remote global pharma production oversight and compliance, and compelling survey data from Verizon showing IoT investments driven by measurable returns within months.

Flat Beveridge strikes again. You know the drill. We've been stuck in forgot how to grow and its no-hire/no-fire labor market the past few years. That began to change last year, especially last summer when no-hiring somehow got to be even less hiring. Then last year and this year, no-firing became some firing, in other words, shifting to the flat part of the Beveridge curve. But what we've been getting more recently looks to be an escalation in firing. Verizon just announced it may be cutting 15% of its 100,000 strong workforce.  Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------Texas Service Sector Outlook Surveyhttps://www.dallasfed.org/research/surveys/tssos/2025/2510#tab-reportBloomberg Verizon Eyes Up to 15,000 Layoffs as New CEO Takes Chargehttps://www.bloomberg.com/news/articles/2025-11-13/verizon-layoffs-could-come-next-week-as-new-ceo-takes-chargeCNBC White House says October jobs and inflation data may never be released because of the shutdownhttps://www.cnbc.com/2025/11/12/white-house-october-data-release.htmlBloomberg Fed's Perli Says Won't Be Long Before Fed Starts Buying Assetshttps://www.bloomberg.com/news/articles/2025-11-12/fed-s-perli-says-won-t-be-long-before-fed-starts-buying-assetshttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

‘Sup Mewniverse. Sam and Kristie are back this week to share some dentist drama. Be honest, do you floss? Plus Kristie opens up about navigating her pregnancy journey as a professional athlete and the one and only Sam Kerr weighs in on if Kristie is being a Bridezilla.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The 5 things you need to know before the stock market opens today: Homeland Security announces bonus checks for TSA officers, Boeing defense workers approve a new contract, Verizon plans more layoffs, SoftBank shares continue to fall after the company disclosed it sold its entire Nvidia stake, and Blue Origin is bound for Mars. Squawk Box is hosted by Joe Kernen, Becky Quick and Andrew Ross Sorkin.  Follow Squawk Pod for the best moments, interviews and analysis from our TV show in an audio-first format. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Story of the Week (DR):Walmart CEO Doug McMillon to retire in January and US operations chief John Furner will take over MMOn February 1, 2026, Mr. McMillon will continue in his capacity as an executive officer of the Company, he will report to the Chairman of the Board of Directors and he will continue to be employed as an associate of the Company through January 31, 2027. Mr. McMillon will also continue his service as a director on the Board until the June 2026 Annual Shareholders' MeetingJohn Furner, 51, a longtime insider and head of Walmart's U.S. operations, will take over. Furner, who started with the company in 1993, has more than 30 years in a variety of leadership roles across all three of Walmart's operating segments, including six years as the head of Walmart's U.S. business.Walmart Announces John Furner as President and Chief Executive Officer and DirectorGreg Penner still chair: Greg is only the third person, after his father-in-law, Rob Walton, and company founder, Sam Walton, to serve in this position.Doug's quotes on stakeholder capitalism:"We simply won't be here if we don't take care of the very things that allow us to exist: our associates, customers, suppliers, and the planet. That's not up for debate.""I think the growing interest in stakeholder capitalism stems from companies genuinely invested in doing good for our world, because it's the right thing to do and because businesses who take this approach are stronger.""Big problems don't rest on the shoulders of government or corporations alone... We need to reinvent capitalism.""Retailers will only survive if their business creates shared value that benefits shareholders and society... Basically, we'll design retail and other businesses so that all stakeholders (as many as possible) benefit: customers, associates/employees, shareholders, the communities we serve, and those in the supply chain."Under McMillon's leadership, Walmart has grown both top-line sales and profits. Its stock price is up 400% over the last decade. McMillon also led significant investments in both technology and labor, which are paying off for the company.Let women (or a black woman) do the work: Compensation Committee, led by chair Carla Harris and Marissa Mayer, are in control of succession planningJapan's Takaichi Says Firms Focusing Too Much on ShareholdersPrime Minister Sanae Takaichi: “I think there has been a trend of too much focus on shareholders. I will revise the corporate governance code to encourage companies to appropriately distribute resources not just to shareholders but to employees.”Takaichi added that she considered the excessive hoarding of capital by firms to be a problem, and said she wanted firms to effectively use it to invest in people including through wage hikes: “I would like to see firms conduct business not just thinking about clients, but also considering their contribution to the broader society.”Disney ditches 'diversity' and 'DEI' in business report for the first time since 2019In the company's 2025 Form 10-K filed after its recent Q4 meeting, the words "diversity," "inclusion," "DEI" or "diversity, equity and inclusion," appeared zero times. While the term "equity" appeared about 130 times, it was only used in a financial context.By contrast, the company's 2024 SEC filing included a dedicated section on diversity, equity and inclusion (DEI)."Our DEI objectives are to build and sustain teams that reflect the life experiences of our audiences, while employing and supporting a diverse array of voices in our creative and production teams," the 2024 report read.Initiatives under that DEI section included programs to engage "creative executives from underrepresented backgrounds" and "over 100 employee-led groups which represent and support the diverse communities that make up our global workforce."Earlier this year, Disney also removed two of its DEI programs, "Reimagine Tomorrow" and "The Disney Look," from its 2024 SEC 10-K report. The "Reimagine Tomorrow" program came under scrutiny after a 2022 meeting the program hosted featured a Disney executive touting her "not-at-all-secret gay agenda."A few other Disney headlines this week:Disney CEO Bob Iger wants people to use AI to make their own content for Disney+Disney is losing millions a day in its fight with YouTube TVDisney's CEO Sequel Isn't Having a Hollywood EndingActivist investor pushes Cracker Barrel shareholders to oust DEI specialistActivist investor Sardar Biglari intensified his campaign against Cracker Barrel's leadership, urging shareholders to vote against CEO Julie Felss Masino and board member Gilbert Dávila in the company's upcoming annual meeting.Two major proxy advisory firms, Institutional Shareholder Services (ISS) and Glass Lewis, also urged shareholders to vote against one or more Cracker Barrel directors over concerns about performance and the company's controversial August rebrand.ISS and Glass Lewis advised shareholders to vote against Dávila, a marketing and diversity specialist who serves as the chair of the compensation committee. Glass Lewis also recommended a vote against Jody Bilney, who chairs the company's nominating and corporate governance committee.Neither proxy firm recommended ousting the CEO.Biglari has launched eight proxy fights in 15 yearsLetter to shareholders: only one stated reason to get rid of Davila: “And why does Mr. Dávila, the board's so-called multicultural marketing expert who signed off on this debacle, deserve re-election?”Goodliest of the Week (MM/DR):DR: Should we really blame billionaires for our own financial struggles? In fact, more Americans say yesPeople increasingly see extreme wealth as contributing to an unfair society, and that sentiment is especially high with Gen Z and millennials.Sixty-seven percent said billionaires are “creating more of an unfair society,” an eight-point increase from the 2024 survey. Should the law limit wealth accumulation? Even Republicans have gone up 12% since last year to just under 50%MM: Netflix CTO says the company has no 'formal performance reviews'Assholiest Which Asshole Do You Blame of the Week (MM):Rivian just doubled its CEO's salary and gave him a $4.6B pay packageChair of the Comp committee Sanford Schwartz, who has 2% influence thanks to CEO Robert Scaringe's dual class dictatorship - the 8K announcing the new pay package blames the Comp committee: “On November 6, 2025, the Compensation Committee of the Board of Directors of Rivian Automotive, Inc. [...] granted an option to purchase up to 36,500,000 shares of the Company's Class A Common Stock to Dr. Robert J. Scaringe.” They also wrote: “The foregoing summary of the terms of the 2025 CEO Award does not purport to be complete”, so we don't really know what the targets are anyway…Schwartz is an exec at Cox Enterprises - who invested $350m in Rivian in 2022“My hope is with the skills that we have,” says Cox president Sandy Schwartz, “and with all the things that we're learning, that we'll be the chief wholesale remarketer for all Rivians someday.”DR: Robert Scaringe, who, in addition to leading his money losing company Rivian, has Altman/Musked not one, but TWO separate spinoff companies (Mind Robotics, where he's on the board and owns 10% of the company, and does robots, and a “micromobility” spinoff called Also, Inc where Scaringe is Also Also on that board)Scaringe did get not one, but THREE degreesHe once estimated he spent “about 5%” of his time with his wife and three kids - they divorced this yearDual class shares, with which Scaringe can vote out the entire board if they DON'T give him whatever comp plan he wants?Elon Musk, who perfected the art of the meme compensation which this basically copies, but maybe worse?22,000,000 shares (60%) in 11 tranches for meeting share price targets between $40 and $140 per share - MEME IT UP BABY!7,250,000 shares in 3 tranches to make income7,250,000 shares in 3 tranches for cash flowMaybe Scaringe plans on a meme campaign to get that price up, get paid, then use the money on his OTHER new spinoff companiesVerizon to Cut About 15,000 JobsOLD NEW CEO Dan Shulman, who was lead independent director and on the board with the old CEO for 7 yearsHe first penned his welcome memo to employees by saying, “The biggest competitive advantage we have is our team.” He followed it with his first earnings call 20 days later with some more inspiration for employees: “To fund our investments in growth, we must significantly cut costs. We will reduce our cost to serve, streamline our operating model and be much more capital efficient.”Everyone loves hearing “you've been fired so we can be more capital efficient”DR: NEW OLD CEO Hans Vestberg, who is still on the board as a “special advisor”His farewell post said, “I've dedicated my life… the last nine years almost… to Verizon. It's an amazing company, amazing employees.”Vestberg once said in an interview he's been keeping a daily score of his emotional state for more than a decade, and when he scores himself below a certain level, he takes no meetings.I wonder if having your ex-lead director as a human body shield for firing 15,000 humans rates as a 7 out of 10?Chair of the Human Resources Committee of the board, Laxman Narasimhan, who has himself experienced being cut from his job as CEO of StarbucksVerizon employees, for costing too muchActivist investor pushes Cracker Barrel shareholders to oust DEI specialistThe CEO Julie Felss Masino, who is the leader and must have chosen to destroy the company by expanding its reach beyond white, overall wearing octogenarians.The DEI specialist - Gilbert Davila - who clearly DEI'ed the logo since his speciality is DEI and he is brown.Sardar Biglari, the “activist” that no one cares about, since he's pushing to vote against CEO Masino (a woman!) and Davila (a brown man!) using the 40% bot-driven outrage machine online as his excuseSardar's letter to investors on November 6 included this reasoning for voting against Davila, who is a diversity marketing expert and has been on the board since 2020: “And why does Mr. Dávila, the board's so-called multicultural marketing expert who signed off on this debacle, deserve re-election?” - that's it, that's his entire reasoning.Sardar's other winning holdings include Steak n' Shake, Maxim magazine, and Jack in the Box, all very popular and not at all pointlessDR: ISS and Glass Lewis, who not only suggested a vote for Masino but AGAINST Davila (because racism?), but GL actually suggested ALSO voting against Jody Bilney (chair of nom and a woman) - WHO WAS PUT THERE BY SARDAR BIGLARI in 2022Headliniest of the WeekDR: No one leaving New York City because of Mamdani, say two top real estate CEOsMM: Why Palantir CEO Alex Karp exhumed the 'whole yard' of his childhood homeRosebud… sorry, Rosita… his childhood dog. And no, that's not a joke - the dog was named Rosita (not Rosebud) and he wanted to rebury it at his New Hampshire homeThe university professors who owned Karp's childhood home "initially balked" at his request. Ultimately, they agreed, he wrote, and "Karp subsequently made a donation to the university where they taught.""Rosita played a tremendous role in our life," the Palantir CEO said. "It was more like, she's very, very high IQ. It was honestly more like a human than a dog." - also, the dog did NOT graduate from an elite universityWho Won the Week?DR: Jason Turner, a Walmart management associate who made $174k last year and is the brother-in-law of new Walmart CEO John Furner.MM: Shoppers at Costco, because Target just rolled this out:Target launches ‘10-4' training, encouraging workers to smile at customersIf employees are 10 feet away from a shopper, they should smile, make eye contact and wave. However, if they are within four feet of the shopper, they should personally greet the guest, smile and initiate a warm and helpful interactionAs if no one shopping there was the fault of employees not smilingAlso, US, because Trump is investigating getting rid of shareholder voting!PredictionsDR: ISS and Glass Lewis announce a “We Give Up 2026” policy where any director who could be blamed for something because they have black or brown skin gets an automatic “vote against” recommendation. MM: Does a window seat on a plane need a window? United Airlines says not. Yes, United Airlines is arguing against a lawsuit brought by people who bought a window seat but there was no window, that a window seat doesn't literally mean has a window. Prediction: Danone claims its Silk Almond Milk remove the “Contains Almonds” warning from the label and puts out a press release that almond milk does not literally mean almonds, it's more like almond-like-milk-colored-drink.

4pm - Epstein wrote that Trump knew of sexual abuse but didn’t participate // Verizon to Cut About 15,000 Jobs // Job Losses Mounted In October —And Wall Street Projects Grim Job Market // Ford CEO says he has 5,000 open mechanic jobs with 6-figure salaries from the shortage of manually skilled workers // We analyzed 47,000 ChatGPT conversations. Here’s what people really use it for // AI Relationships Are on the Rise. A Divorce Boom Could Be Next // Cold Beer and Pandering // Bo Burnham - “Pandering” Country song

6pm - Epstein wrote that Trump knew of sexual abuse but didn’t participate // Verizon to Cut About 15,000 Jobs // Job Losses Mounted In October —And Wall Street Projects Grim Job Market // Ford CEO says he has 5,000 open mechanic jobs with 6-figure salaries from the shortage of manually skilled workers // We analyzed 47,000 ChatGPT conversations. Here’s what people really use it for // AI Relationships Are on the Rise. A Divorce Boom Could Be Next // Seven out of ten people surveyed say they prefer live music to sex

US equity futures point to a weaker open. Asian markets traded sharply lower, while European equity futures also signaled early losses. Big tech remains the market's key pressure point after broad declines Thursday, with Tesla, Nvidia and Google leading weakness as AI-linked momentum unwound. Furthermore, labor-market softening stayed in focus after reports that Verizon plans to cut about 15K jobs, while the extended data vacuum drew attention given that after next week's likely September payroll release, major macro data are not expected again until early December. Macro uncertainty tightened after hawkish Fed commentary pushed December rate-cut odds below 50% and lifted Treasury yields. In addition, China's latest activity and credit data showed industrial production, retail sales and fixed-asset investment weakening to the slowest pace in over a year, reinforcing global risk-off sentiment.Companies Mentioned: Nvidia, Paramount, Comcast, Netflix, Warner Bros, Apple, OpenAI

A note to our listeners that this interview was recorded prior to Tyler Adams' injury-induced withdrawal from USMNT camp. In the latest episode of The Captain presented by Verizon, Bournemouth and USMNT midfielder Tyler Adams joins Rog to relive his goal at Manchester City and break down the craft of the perfect set piece. Then, Tyler talks Bournemouth's identity and how they wear teams down. Lastly, Adams touches on the USMNT's competition in the midfield, and life as a dad after the birth of his second child.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Breakout Bats' star Jaelin Howell talks Sam through her first season with Gotham and why she thinks their win over the KC Current is just the beginning of their Post Season journey.SUBSCRIBE TO THE WOMEN'S GAME NEWSLETTER: https://mibcourage.co/42X5HpBSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Revamping your financials is as easy as … Kiera shows off her savvy financial skills by sharing what it takes to know what's being spent in your practice. Her spreadsheet tips will answer such questions as: What can be cut? How can you make sure your overhead is in check? What do you need to produce? And much more. Want a sample spreadsheet to get started? Email hello@thedentalateam.com.  Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners, this is Kiera and I hope you're just having an amazing day. Like a great, great, great, incredible day. ⁓ just, today's topic is one that makes me excited and it's so dry and boring, ⁓ but I love it. And I'm like, that's probably a buzzkill for the podcast, but you know me, one of my core values is fun. And Dana, shout out to Dana, DanyDane over there.   ⁓ She gave me one of the best compliments. We do a thing on Wednesdays called core value shout out in our company. And I will tell you if you do not have this in your company, I would strongly advise you do this. What we do is every single Wednesday, our company goes and our whole team says that this is our favorite. You guys, we have gone from a very small team to a much larger team and we still do this. So just know small teams, big teams, it is doable and it is very   relevant and very essential. And I think it just goes so well. I am okay to take a little bit longer on this morning huddle because of how good it is. so core value shout out is where we just randomly will pick somebody and then it's popcorn after that. So they'll choose the next person. So for example, we would start and I would say, okay, Shelbi starting today and everybody chooses somebody on the team and they highlight them for a core value and it has to be a core value. It has to be something specific. And so Dana gave me one of the greatest compliments.   She said, Kiera, she said she wanted to give me the core value of fun, because fun is really one of our core values. And she said, I want to give it to you for fun, because she said a lot of times topics that are so hard ⁓ or things that people wouldn't necessarily find fun. She said, you just know how to sprinkle the fun and the confetti and the glitter and make things that are hard or something that teens wouldn't want to do or doctors wouldn't want to do.   you make them really fun. And honestly, that has stuck with me. It is a few days later since she gave me that compliment and I'm still remembering it. So not only is core value shout out day amazing, it also helps you just enjoy and to have like, to be happier. ⁓ It also infuses core values into your company. And I'm excited and grateful that I'm able to bring fun things to the podcast, a dry topic. I hope I've teed this up enough to where you're excited about it.   But this is, think, the discipline side of business of owning a dental practice that you need to do. And this is really, think, for office managers or billers and doctors. And this is something that I think will give you so much confidence. it came actually from our doctor mastermind. We have ⁓ a private doctor only mastermind that we run every single month. It's a virtual one. And then we do an in-person one ⁓ that's more for doctor and leadership teams. But our monthly one, call it Think Tank, and it's on the first Tuesday of every month. And a doctor was saying, she's like,   I just don't know where to cut. I said, send me your PNL and tips like, and she's going to want your credit card statement and she's going to want all your stuff. And while yes, I am obsessive on this. have helped family members. I've helped offices. I've helped myself. something that I will like toot my own horn on it. I actually think I'm very talented with money, with saving, with figuring out solutions and helping people understand where you can cut. This podcast also came about because this morning on my, ⁓ Shelbi Britt and I were meeting and we were literally going through.   our finances to see where could we maybe squeeze the tube of toothpaste a little bit more, where could we maybe change a few things. And I think that that's just so relevant and so helpful. And so this is something I do in my day in day out life. It's something that I think for you to go from chaos and lack of financial clarity to confidence is something that I really want to just bring to the table today on the podcast. If you're new to Dental A team, welcome. We are obsessed about helping you have your best life and ⁓ doing it in a fun, easy way through dentistry. And so   helping you with our yes model. So you as a person getting your life, your vision, all of that in place, then moving into earnings. So ⁓ financially, that's the piece today. And then using those financial pieces. So your analytics, your PNL, your overhead to also help us figure out what systems and team development need to go into place to make sure you have this thriving practice. Because honestly, I believe that being successful, being a successful dental practice does not have to be hard and it can actually be easy. So that's what we're here for today. ⁓ With that.   So today it's going to be like, how do you actually like figure out your costs? So I did this a long time ago and then I like met a lot of really smart financial people. I'm not a financial advisor. I will throw that out there. So just make sure you talk to them and you have your, ⁓ like you chat with them of what's best for your state, but I will teach you how I do it. This is annoying. It's a little cumbersome, but people love to hear like, how do you actually do this? I'm always like, how do people get like jacked? Like how do they work out? Like.   me like what time do you work out like what do you do for your nutrition and just so I understand the full landscape and then I'm going to pick and choose of what's going to work well for me that I'll actually implement so hopefully that will be effective for you today as well.   So this is what we do. I have a spreadsheet that I have for monthly costs. We do this with all of our clients too. So if you're like, this feels too hard, don't worry, join the Dental A Team. We'll help you get it put together. So we have a monthly cost. And what I do is on the monthly costs, and this is probably my most visited spreadsheet of my entire company. And I'm super excited because we're bringing in another team member who does financial.   Forecasting and has a whole background in finance. So my method might get revamped to 2.0 and there's always another layer. But what I have is I have on our monthly costs, I have all the salaries and all of the pay. Now for offices, I do include doctor pay. Again, I'm not a CPA and I do believe that doctors should be paid. So I put in either your W-2 salary and or your doctor compensation of 30%. Now I do lose numbers. So our consultants are paid very similar to how doctors are paid.   ⁓ And so you can get a general idea. So mine are general ideas. It's not my highest month. It's not my lowest month. It's the average is what I've selected to do for these costs. So again, this spreadsheet will not be absolutely perfect, but I think it's a really great tool to figure out what can I cut? How can I make sure my overheads in check? What do I need to produce? How do I basically figure out my BAM, my bare ACE minimum in a company? And so that's what we're gonna be looking at. So with that, I first list all the salaries and...   I want everything in there. And then what I have is a current. So I'm gonna have a current and then I'm also going to have like a future. So for example, if you're planning to hire somebody, but they're not hired yet, that's something that you're going to wanna know, what is my cost now? And what is going to be the future cost? Because those two things are actually different numbers. And so for me, it's really helpful so that I can look at you guys honestly.   When I started this, had like three team members and now we have tons of team members on there and outsource people and virtual assistants. And ⁓ the list just gets bigger and bigger and bigger. I can go back and I can look at things that we've done before. And so mine's on Google Sheets. And again, we've built one of these and I'm even happy to share, reach out, Hello@TheDentalATeam.com. But this is something, so I go through all the salaries. And then for me, ⁓ if you do health insurance or you do a health stipend or whatever it is, you add that in.   as well, but then what I do, and again, talk to your CPA, see what your payroll tax are. For me, I just estimate 10%. I always like to air higher. So you will notice in all of my projections and everything I do, I'm going to always air higher than it actually is rather than lower. And so just looking at that, just so you know, that's how I do. So my CPA told me 10%, we have business in four different states. I think we're actually up to five now.   So I estimate high, no matter what state they're in, I just do a 10%. So I'll do my total salaries of the month, an estimated 10 % payroll. And then I've got that in there, my total payroll. Then we have our health stipends or health insurance, our 401k costs in there, how much it costs me per user, what the 4 % is. I actually go grab people's salaries and their bonuses, put it in there. So I have a pretty good idea. Then what I do is I check every single month to see based what I have here, is that close?   to what I'm actually paying or is it not? I know some of you might be like, well, here, I just get it from my CPA, I get a P &L. I agree, but this is a good checks and balance between my CPA and myself. And also when I'm trying to project and forecast, can I add people in? How much is this gonna have? Where can I cut? If I can see it all line itemed out, it's actually for me at least much easier for me to see what are all my costs and where can I squeeze the tube of toothpaste to get a little bit more ⁓ toothpaste out of that tube or a little more juice out of the lemon.   So that's what I have. And then what I have down below is like outsource. So if you've got VAs or you've got ⁓ different people that are contractors or things like that, I have that in there and that one EBS and flows mostly that hangs in my marketing department. That's where I have a lot of those. And then also VAs and EAs that'll be in there that are virtual assistants that are through other companies. So they're not running on my payroll, but they are down there. Like I have some consultants on there. I've got some coaches on there that will be in that section for me. But those again are not up in that payroll section because I'm not paying that.   payroll tax on them and I'm also not 401k on them, but that helps me see how much am I paying in outsourced resources to see should I cut that, should I keep that, how much do I have on the top, is my payroll heavy. You also can break this down by department. So you can see how much am I paying in my hygiene department, are they offsetting, how much am I paying my doctor department, my front office department, all those different departments. If you want to get even more granular, you can. And then below that, I have all of the office expenses and this is something really great.   This year Britt she ⁓ 2.0'd us and she put in their end of year expenses because there's a lot of things that I just pay at the end of the year that are annual subscriptions that will save money on but the reality is I should probably be saving that money throughout the year, right? Because every single month there would be an expense allocated if I didn't pay it annually. So we should be adding that in so we're saving for that. We're preparing for that for the end of the year. We have different things in there. So like all of our subscriptions that we have you might have Netflix, you might have Audible, you might have   Canva for marketing, ⁓ ChatGPT if you're paying for those subscriptions, anything. And I'm constantly updating this like as you hear ChatGPT and how many do we have for that? ⁓ We use our project management software is on there. I also know that every single month I have a budget allotted for employee gifts and anniversaries. And so we have an allotment of how much we spend. I do double check this, but I try to break it down. Also I have in there my merchant fees and how much my merchant fees are on average.   ⁓ And I literally list everything out. So whether it's personal, because like Audible and my phone, I do have those on there. Those are personal things for me that do run through the business, but there's still business expenses that will need to be on there. ⁓ And then we've got our bookkeeping and our accounting or CPA, our lawyers, all of that in there. If you have vehicles that your CPA said is okay for you to run through, all of that, your rent, your mortgage, your supplies, your internet, all of that in there.   to where at the bottom of this list, you can get a complete grand total for the month. And what's really awesome about that, you can actually break it apart so you can have doctors where they're not in there. This then tells you basically your BAM, your bear ace minimum. And then what we can do from there is we can figure out what you need to produce to be able to hit. So hopefully all that was like not too much. just rattle, I'm like literally looking at my spreadsheet as I'm telling you this, all of that. Then below that, we're gonna wanna also add in debt services because debt services are also going to hit your cashflow side of it.   So when you have these two tools together, then you can figure out what's bam, my bare ace minimum, what's my overhead and then what can I cut and then what do I need to produce? Then we can figure out what we need to produce with block schedules. There's like a whole other zone, but back to the client's question. She said, I don't even know what to cut. So today me and our leadership team, we were going through this and we literally looked to see, okay, what's on our office expenses? And I know this sounds so dumb and so like trite.   but I think it's the discipline of knowing how to do this because you better believe when I'm looking at my monthly expenses, which are outlandish and they're very high. When I look at this, saving 40 bucks a month is not like, it's truly a literal spit in the bucket. But when I think about it, it's $40 here, it's $20 there. It's just like your credit card statement at the end of the month. I'm always shocked at how much is on there and it's $20 on Amazon here, $30 over here.   $20 there and all those $20, $30 purchases add up to multiple thousands of dollars every single month. So when we look at this, I look at every single office expense and I'm like, okay, is Adobe something that we need? And this was actually a catch that we had. I was like, we're paying $65 a month for Adobe. Do we still need the entire suite? The answer is no, we don't. We only need it for a small thing. And then we started thinking like, softwares are evolving. So we're like, does G Suite ⁓ actually cover that? Or...   does another one of our subscriptions cover it? Because so many times our subscriptions that we're paying are like duplicates of something else. G Suite has expanded and I'm like, do we still need to use boomerang? I use boomerang all the time. I love boomerang so much, but I'm like, has G Suite evolved to where they have something comparable to it that we could cut the boomerang is 120 bucks a month for us. And Shelbi was like, wait, not all of our team members, like our marketing team does not use boomerang. They're not doing client facing emails. They rarely are in their inbox. They're in Slack all the time.   she's like, what if we reduce the number of people on boomerang that would actually cut our costs down. So again, it's this like fine tuning revolving through it looking, do we need this? Could we reduce this? Do we need to, are all the people that were still on there, do we still need to pay for all those people? Could we change it to this? Are we still gonna be here for that? And you go through and you literally ask, is this a want, a need, or is there a better way that we could spend our money on this? And again, I know it sounds so dumb. Like this, this is not fun.   This is not something that I'm excited to share with you on a podcast, but I'm so excited because the discipline of doing this, the doctor, the reason it came up is because she wants to sign up for AI, ⁓ Pearl or Overjet. Back and forth, we talked about it at length of which one's better. This is why I love our Dr. Mastermind. And it's about $130 a month. And she just like, I'm so sick of these subscriptions. And I'm like, well, go get rid of Netflix or go get rid of one of these things or don't have all the beverages in the   in the refrigerator, maybe just choose one of them. Like there's so many things like, but this is where you look at your list because you have your entire list in front of you. And my office expenses right now, and this is where I look at my credit card. I look at every single thing on there. Right now we have 39 different things that we pay for of monthly subscriptions or annual subscriptions, different things. It's got our insurance policies on there. And then what I can do is I can come in and assess and say, okay, of all these high expenses, like if I need to cut expenses very quickly,   I could look to see, all right, my highest hitters are XYZ. This one's $500, this one's $1,000. Do I still need these? Are we still using them? Is there a cheaper competitor that I could switch to? Where am I at? And all these things. What I love about this is it helps you just look to see where your money's going because at the bottom it has a grand total. And then what's nice is I then can look to see, is this grand total what my CPA is telling me I'm spending every single month? Do they line up?   And if not, where's the discrepancy and where is it? I also can look at future things. if I'm going to be increasing or I'm going to be adding team members or we're going to be looking to add say another subscription or another piece, what is that going to change my monthly amount? And am I okay on my production and collection side to be able to afford it? So many people are like, I talked to my CPA to see if I can afford it. And I want to just say that yes, it's great to have a CPA there. It's also better to know instead of being like a parent child.   if you can spend it. I want my CPA to give me my books, my reconciliation. I want them to talk to me about my tax strategy, but I don't want them to be the ones telling me, can I afford something or can I not? I wanna go to them and say, I know I can afford this. This is what I think. Do you think it's a good idea? Then I'm counseling with them rather than being told. And this goes for all of my executive board. I want to know as much as I possibly can. So that way when I show up, like even financial advisors, even my...   My lawyers, like I do a lot of research before I go into those because I don't want to just blindly follow. I want to actively participate. So we're making the best decisions. I believe they're all in the best interest. I don't believe my CPA telling me to do something or not to do something is the end all be all. I feel like we are great at counseling together. They give me their opinion. I know the numbers. They know the numbers. We know where the business is going. And then my job is to make the best decision for the business and for myself.   So this is where I just really obsessed because right now I'm looking and I'm like, wow, what I'm currently paying based on bringing in some new hires, we're gonna do a $30,000 increase. And I look at that I wonder, is that wise? Is that what I wanna do? Is that what we as a business wanna do? Is that smart for the business? Or is it something like, then I get to sit here and I get to innovate and we get to think of like, what other ideas could we do? That's why I went down the list, because I wanna hire some more people. It's a little premature for these hires.   So I was like, okay, let's go back to the list. Let's look at the list. Like where could I like cut some costs to see, could I free up any cash in other areas or do we need to make different decisions? Or is it like, I need to put a pause on hiring that person for a little while until the business gets to X amount and then we can bring on those different hires. So when you look at this, that's how I do it. I use this spreadsheet. I'm not kidding. I I hold, I can tell you exactly because what's great on Google Sheets is they can literally tell you all the different versions. Okay.   So let's just go back to, I'm going to go, this is embarrassing. I'm going to go to June. Okay, so I'll just go back a few months for you guys. I logged into this spreadsheet of the monthly costs. June 5th, June 10th, June 16th, June 19th, June 24th, June 24th, again, June 25th, July 2nd, multiple times, July 7th, July 8th, July 9th, July 10th, 15th, 16th, 17th, 18th, 24.   The only reason it stopped there is because I went out of town August 3rd, August 6th, August 7th. As you can see, I'm in this spreadsheet almost daily. If not every other day. That's insane. I mean, I can go back to April. I can go back to March, February, January, December, December. I'm in here all the time. November, October of last year. I'm just going down. October. I was in there 10 because that's when I started to do projections. So you better believe I was in there a lot more during that time. October. There's about 20 entries September. So when I tell you this is a tool,   that I have found that works so insanely well. Clients love it. Cause then we're like, our overhead's high. We can go over to our costs and say, why is it high? What is causing this? I'm looking at people's loans that they have and I'm like, do you really use the Seric? Do we need to continue to use this? Are we using all these different like plan Mecca and all these other loans that we have on the practice? Are we still using that? And if so, that's fine. But let's at least know where our money's going.   so then we can make better decisions of do we wanna continue that? And so hopefully, like I said, it's not a fun topic. Like it is, this one, if you can't tell, the passion, the fun, like it's really fun for me to look to say like, okay, where is it? This is where I decided it was time for us to close our headquarters down in Reno. We used to have one, but I was looking for how can I cut costs? Where can I, because for me, I'd rather not spend it on a physical location. I'd rather buy, like spend that money on different softwares that are gonna make us more efficient, being able to hire better employees.   Like I'd rather reallocate those dollars to something that's gonna benefit the company more. And so for you, just feel like this is such a great tool to help you truly know where your money's going, know where you can cut. And like I said, I do this for personal. I'm like, all right, give me all your costs. Give me your credit card. We're gonna look at every single thing. And then like, what could we do differently? I mean, my cell phone, let alone, I used to pay almost a hundred bucks a month for my cell phone. It's now, hold please. I'll tell you the exact amount. Cause I can tell you it's literally right here.   Um, it is a telephone right here, $35 a month. And I used to pay 95, but that was once again, like Verizon got a competitor. have a sister company called visible. I could even get it down to 20, but I didn't want to like drop that far. But we went from 90 to 35 and there was no change or disruption. I watched it for several years. I had people do it, then made the change. Is there a better company out there for X, Y, or Z? Is there a better processing company? And I know again, this seems annoying.   But annually around September, October is when I start to do projections and I start to look at everything. Cause I'm looking at costs. What could I cut? But monthly, daily, I'm looking to see who can I hire? Where can I do things? Change it, adjust it. And what's amazing is when doctors and OMS have this tool available, now you're like, can we afford to hire this person? You can answer with confidence rather than hoping and praying you're going to be able to make it. Just like what I used to do. was like, let's just hope and pray we're going to hire them and hope it works out.   now I can have way more confident decisions. And like, think as a business owner, being able to have confident, like one of the strongest things you need to do as a business owner is be able to make decisions. And I think the second piece to that is being able to make more confident decisions, utilizing tools like this one that I'm sharing with you. So if you want help, reach out, Hello@TheDentalATeam.com. Like I said, I love to put this together for clients. I love to give them the tools and resources to where they can actually be here and know. And also I say if you're here,   Like go get your credit card, list everything out that you're spending money on. Look at your P &L, see if it matches up, see if you can figure it out. And this was something that's been evolved over the course of honestly, probably eight years. I started it when I was really new into the business. I made this myself because I'm like, I don't even know where my money's going. How am I supposed to be able to make decisions? And I could not figure out why my overhead was so high. Now I can tell you exactly this is what we're spending every month. This is why we're spending it. This is what we want to do. This is where we're going. These are the numbers that we need to do.   It just gives you so much confidence, clarity. And so that's why I just love to share it and to help you. ⁓ I believe, like we said in the yes model, you as a person need to know where your vision is. Then we need to have your earnings and your profit where it needs to be. And then we need to figure out the systems and team development to support all of those pieces. And that's what we love. It's what I'm obsessed with. So reach out, ⁓ even if you're like, I don't know. I don't know if I'm a good fit. Let's just have a call. It's literally no commitment, no stress.   just clarity and confidence to get you the momentum that you deserve. So reach out Hello@TheDentalATeam.com. Go fall in love with numbers and spreadsheets. And as always, thanks for listening. I'll catch you next time on the Dental A Team Podcast.  

What if the fastest way to grow your career is to reinvent how you work before the market forces you to? In this episode, I had the pleasure of sitting down with Caitlin Clark-Zigmond, a two-time entrepreneur and former CMO for Intel's global software and SaaS portfolio, to map the leap from hands-on operator to AI-powered brand builder, and why clear value translation beats clever slogans every time.Caitlin takes us from scaling a catering business to shipping Comcast Digital Voice, to leading massive B2B portfolios at Verizon and Intel. We dig into how Intel Tiber emerged to make software visible inside a hardware giant, uniting trust and security, AI and ML, edge and cloud, performance optimization, and developer workflows under a narrative customers could navigate. The result: sharper messaging, analyst clarity, and real pipeline acceleration. If your portfolio feels like a maze, her brand framework shows you how to draw a clean map.Then we get practical with AI go-to-market. Forget tool-chasing—start with painful use cases, build on clean, connected data, and let AI amplify what already moves the needle. Caitlin explains why a CDP or an MCP layer unlocks CRM, marketing automation, analytics, billing, and customer success, enabling them to communicate effectively with each other. We cover intent data for account prioritization, conversation intelligence for coaching, predictive scoring for pipeline, and agents that handle repetitive data pulls and weekly reporting so teams can focus on thinking, not tab-hopping.For leaders and modern marketers, the upskilling path is clear: achieve 30% fluency in core AI concepts, measurement, and understanding how your stack—HubSpot, Salesforce, GA, CDPs, and chat systems —actually works. You don't need to code; you need to understand revenue mechanics. We also share Caitlin's strategic networking system—the 5–5–5 method—that turns coffee chats into an operating system for your career, with value-first follow-ups that work even for introverts.We conclude with candid insights on the value of progress over perfection, investing in relationships before you need them, and redefining success in terms of client transformation, sustainable growth, and work-life integration. Subscribe, share with a friend, and tell us: what's the scary move you're finally ready to make?Resources: Website: www.clarkgp.com  LinkedIn: https://www.linkedin.com/in/caitlinclarkzigmond Upcoming LILive GTM Event: https://www.linkedin.com/events/2026gtmrealitycheck-makemisalig7393722093324107776/Monthly Blog: https://gtmmaven.substack.com/p/why-the-c-suite-must-work-together

DAMIONIn our 'That chainsaw better be filled with disgusting gas and oil and have really giant testicles' headline of the week. Tories vow to ‘take a chainsaw' to ESG rules to boost London listings In our 'I tried to get Doug to buy a Haunted Mansion Lego Set for $89.99 but for some reason he wasn't really that interested' headline of the week. Affirm CEO says furloughed federal employees are starting to lose interest in shoppingIn our 'Meet subtle sexism, where a “stacked résumé” is treated like proof of competence for women, but men are assumed competent by default OR Meet subtle sexism, where a “stacked résumé” is mandatory for women, optional for men, and meaningless to those who call her a DEI hire' headline of the week. Meet Zara Rahim, the 35-year-old with a stacked résumé who masterminded Zohran Mamdani's winning mayoral campaignIn our 'That half day on Thursday has been technically reclassified as “Soul-Throttling Half Thursdays"' headline of the week. Jamie Dimon predicts AI will shorten the workweek: ‘My guess is the developed world will be working three and a half days a week' In our 'I'm sorry, what did you say? I have drilling fluids in my ears' headline of the week. Elon Musk's Boring Company fined nearly $500K after it dumped drilling fluids into Las Vegas manholes—then ‘feigned compliance' and was caught doing it againMATT1In our 'In a poll of nearly 1,000 musicians, bagpipes rated as "difficult"' headline of the week. ‘Difficult' future for Great Barrier Reef under climate change, new model showsIn our 'Elon Musk says his robot is the ONLY way to eliminate poverty only after he gets $1 trillion' headline of the week. Elon Musk says Optimus will 'eliminate poverty' in speech after his $1 trillion pay package was approvedIn our 'Elon Musk says he's building a robot that could eliminate the bottom third of low income households if he gets $5 trillion' headline of the week. Bank of America: Nearly one-third of low-income US households are living paycheck to paycheckIn our 'Elon Musk says that his next AI will get you a sandwich and a beer from the fridge and promises not to talk about eliminating poverty during the football game if he gets $10 trillion' headline of the week. Elon Boasts That His AI Can Generate a Beautiful Woman Saying “I Will Always Love You”DAMION2In our 'Does "Musk-style" mean just outright greed?' headline of the week. EV maker Rivian gives CEO a Musk-style pay package worth up to $4.6 billionIn our 'Is the joke that I agree with the greedy guy worth 160 billion dollars or that we all fell for Warren's cuddly everyman routine?' headline of the week. Warren Buffett takes aim at Elon Musk's $1 trillion Tesla pay package, ace investor says 'envy and greed walk hand in hand'In our 'Hey Ma, the fake economist wealth hoarder is saying something important, turn your radio down!' headline of the week. Elon Musk warns Mamdani policies and ‘low' universal income would trigger ‘catastrophic decline' in US living standardsIn our 'College dropout wealth-hoarding culture-destroyer amazed that Hollywood wardrobe department at a movie studio in operation since 1924 for a director whose films have been nominated for 40 academy awards had the non-AI brain power to look at a photograph of him' headline of the week. Mark Zuckerberg says ‘The Social Network' nailed his wardrobe: ‘Every single shirt or fleece they had in that movie is a shirt or fleece that I own'In our 'College dropout says humans are unique while his AI design company proves they aren't' headline of the week. Figma CEO says Charli XCX's 'Brat' album cover is an example of why AI won't replace humans anytime soon MATT2In our 'Jamie Dimon says he never shits at work, his bathroom door doesn't have a handle' headline of the week. Jamie Dimon shares why he never reads text messages at work: 'I don't have notifications'In our 'Jamie Dimon says he never tokenizes deposit interoperability at work, he doesn't have the app' headline of the week. JPMorgan and DBS Explore Tokenized Deposit Interoperability in Quest for Multi-Bank FrameworkIn our 'At JUST Capital, we strive to foster an economy and society that works for Verizon... I mean, everyone. Yes, everyone. Not just Verizon. Maybe MOSTLY Verizon. Oh, Verizon ranks 17th in our top 100 rankings?? That's so weird, because we're here to help everyone. Not just Verizon.' headline of the week. JUST Capital Strengthens Board of Directors With Six Strategic AppointmentsThe six strategic appointments include not one, but THREE Verizon people: Dan Schulman (new CEO), Laxman Narasimhan (board), and Franz Paasche (EVP). In fact, we just talked about Pat Ruoss and Mark Weinberger in our Proxy Countdown as the MOST CONNECTED DIRECTORS IN THE ENTIRE US BOARD ECOSYSTEM - both on JUST Capital's board. In our 'ISS and Glass Lewis reported it was just a coincidence they are targeting the an individual director whose job is diversity and not the CEO or chair (who is longest tenured), and that, no, it had nothing to do with getting rid of the white guy on the logo thing. This is just on merit.' headline of the week. Proxy Firms Recommend Booting Cracker Barrel Director—but Not the CEOIn our 'Robby Starbuck announces he's launched a new campaign against the Lincoln Memorial after discovering a black man may have been hired over a white man for a job once' headline of the week. Abraham Lincoln wrote a job reference for a Black friend in 1861. It's on view at the Presidential Library and MuseumIn our 'Robby Starbuck announces he's launched a new campaign against CEOs who use the "we" pronoun when apologizing, saying it unfairly discriminates against white men who do nothing wrong. Instead, he prefers CEOs use "they/them" when apologizing.' headline of the week. CEOs: Don't use ‘we' when apologizing

It's November which means Sam and Kristie are in full holiday cheer mode. How early is too early for Christmas decor? Asking for a friend. Plus, NWSL playoff memories and a wedding update!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Chief economist Steve Moore believes a win in the NYC mayors race by Zorhan Mamdani could spell the end for high finance in the Big Apple. He also expresses his disbelief at the SNAP benefits discussion during the government shut down. Tennessee Senator Marsha Blackburn reacts to the death of former VP Dick Cheney and how the Republican Party has changed since the Bush era to today. Plus, you won’t believe what she found out about Verizon working with the Biden FBI to spy on her phone records among other Republicans in Congress. And Scott Pressler joins the show to encourage a last minute push across the country in states from New Jersey to California on Election Day. Plus MAHA makes a bold push on eliminating toxins from all vaccines. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

Angel Studios https://Angel.com/HermanJoin the Angel Guild today and know you are not just watching, you're helping make bold, faith driven stories like Disciples in the Moonlight possible. That's Angel.com/HermanBizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today. Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comRegister now for the free Review/Preview Webinar November 20th 3:30pm Pacific, schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at (SLOW) Know Your Risk Podcast dot com. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Did you forget about Anthony Fauci? He must be so happy the news cycle isn't focused on his acts of perjury and gain-of-function research at the Wuhan Institute of Virology. Thankfully, Tulsi Gabbard hasn't stopped pursuing him. The question is, will Donald Trump and Kash Patel let her continue?Episode Links:HARROWING INCIDENT:  At Chicago O'Hare Airport, a driver rams a DHS vehicle and nearly injures several agents.  He is VERY LUCKY he wasn't shot and killed.BREAKING: In a jaw-dropping development, DNI Tulsi Gabbard has confirmed an official probe into Anthony Fauci for perjury and his role in funding gain-of-function research at the Wuhan Institute of Virology, as part of efforts to uncover the origins of COVID-19.I just called for the impeachment of Judge Boasberg. Boasberg is the poster child for rogue judges:• Forcing his way onto Trump cases• Fomenting a judicial "resist" campaign• Issuing illegal gag orders on GOP Senators.Here's the nondisclosure order signed by Jeb Boasberg in May 2023 prohibiting Verizon from notifying several US senators and one House member that Jack Smith had subpoenaed their phone records. Verizon complied with the subpoenas and NDOs with the exception of Ted Cruz. Important to note what Boasberg claims here. In order to authorize an NDO in a tech related subpoena, a judge must determine one of five factors according to Stored Communications Act. Nothing to see here … Just some woke National Guard soldiers saying that they would defy lawful orders from their chain of command to restore order in an American city. And guess what? They're both running for office as Democrats.

1. DOJ Subpoenas and Alleged Political Surveillance Senator Cruz reveals that Jack Smith, Special Counsel under the Biden DOJ, subpoenaed his phone records as part of an investigation into events surrounding January 6th. Cruz was not initially listed among the nine Republican senators whose records were obtained because his phone provider, AT&T, refused to comply with the subpoena, citing constitutional protections under the Speech and Debate Clause. The DOJ reportedly obtained records from Verizon for other senators, including Marsha Blackburn, Ron Johnson, Josh Hawley, and Lindsey Graham. Cruz and Ferguson characterize the subpoenas as a politically motivated fishing expedition, lacking criminal justification. 2. Concerns Over Abuse of Power Cruz argues this represents a dangerous precedent of the executive branch spying on legislative members. He calls for hearings and investigations to uncover who authorized the subpoenas and to prevent future abuses. The operation is referred to as “Arctic Frost”, which Cruz likens to a modern-day Watergate. 3. Meeting with Donald Trump at the White House Cruz recounts a lunch with Trump and other Republican senators, where Trump showcased renovations to the Rose Garden and plans for a new ballroom. The upgrades are privately funded, not taxpayer-funded, yet have drawn criticism from Democrats. Trump also distributed personalized gifts (e.g., challenge coins, golf towels, M&Ms) and joked about naming a room the “Monica Lewinsky Room.” 4. Government Shutdown Cruz discusses the ongoing government shutdown, blaming Democrats for refusing to vote to reopen. He notes that only three Democrats have supported reopening efforts, despite impacts on TSA agents and air traffic controllers. He predicts that retiring Democrats may eventually break ranks to end the shutdown. Go to BackyardButchers.com and enter promo code “VERDICT”, that’s V-E-R-D-I-C-T, for up to 30% off, 2 free 10-ounce ribeyes, and free shipping when you subscribe. http://www.backyardbutchers.com/Verdict Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshow YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.